




Do you need benefits or debt advice? East Durham Trust 0191 5693511 Shotton Community Hub - 0191 5264213 Eastlea Community Centre - 0191 5812399 Dawdon Community Centre - 0191 5131777 Our Advice Hubs offer free, impartial financial advice and can assess what help you might need. Come and speak to us at: Visit our Advice Hubs Ask us about our drop-in sessions... Our financial wellbeing adviser holds regular drop-in sessions across East Durham where you can get 1:1 advice and support. Contact us on 0191 5693511 or visit Facebook @eastdurhamtrust for details. Other support available... Durham County Council 03000 265 000 Citizens Advice County Durham 03003 233 000 Community Money Advice County Durham 0191 303 7514 Welfare Rights 03000 268 968 Stop Loan Sharks 0300 555 222 NE Credit Union 0330 055 3666 You can do your own household budget on the back... Without a household budget, it is impossible to know whether or not you have enough money to pay all the bills and to live on. On the back list all of your income, and then list all of your bills. Then minus your bills from your income to see what you have left. If you find you have more money going out than coming in, then visit one of our Advice Hubs listed above, or one of our drop-in sessions to see how we can help.
WHAT'S COMING IN? Wages Benefits Tax credits Pension Weekly Monthly Any other income Water Gas and electric Council Tax Rent or mortgage Total Income minus Total Bills = TOTAL INCOME TOTAL BILLS Mobile phone TV licence Other bills
GOING OUT? YOUR NEXT STEP: KNOW YOUR FINANCES To convert a monthly amount to a weekly amount, multiply by 12 then divide by 52. Or visit us at one of our Hubs and we can go through this with you.
WHAT'S