Realestatecny june

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Syracuse, New York • June 2015 • Volume 2 - Issue 6

2 0 1 5 WAT E R F R O N T E D I T I O N

Barbara V. Ciricillo Licensed Assoc. R.E. Broker Realty USA

315-622-2111 barb@barbc.com

LYSANDER | $499,999 | 140’ Waterfront on Seneca River | 4 Beds & 2.5 Baths | 1.2 Acres | 2,760 SqFt

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WATERFRONT LIVING Summer cottage brings generations together

By David Tyler Each spring, around the second or third week of May, my family and I head out to Cazenovia, where we meet my parents at their cottage on the north end of Cazenovia Lake. We call it dock day – the unofficial opening of the summer cottage - the day that my father and I haul the five sections of aluminum piping and cedar planks down to the water. It’s a day of anticipation.

For 30 years now, since I was about 14 years old, summer and Cazenovia have been synonymous. As a kid, living on a lake in the summer was like having my own personal wonderland. Each morning, I would wake up, grab a fishing pole and jump in our little rowboat with the 6 horsepower Evinrude motor on the back. I would zip around the lake, checking my minnow traps and fishing for bass. When my father got home at night, we would wait until nearly

dusk before climbing back in the boat for a few last casts.

As I grew older, Caz became the summer hangout for my friends and me, and after each year of college, I would host 15 or 20 friends in Cazenovia for a few days as we delayed saying goodbye to each other for the summer. It’s not a big house, but it’s the type of place where there’s floor space for all.

The cottage has been the setting for just about every major non-Christmas gathering for the Tyler family: graduation parties, family reunions, anniversary celebrations, college reunions, weddings, even a bachelor party. And, more commonly and more importantly, it’s the setting for the immediate family to share a Saturday night dinner and a bottle of wine and a sunset.

Now I see the anticipation in my own children when we talk about going out to Caz. Both of my kids

The Bollinger Group 2.5 Acre Glacial Kettle Pond

5448 STATE ROUTE 80

MLS #S327497

$249,000

Tully - Price Reduced!! A beautiful Cottage overlooking a sparkling 2.5 acre, 32-foot deep glacial kettle pond and expansive views of Song Mountain Ski Slope! Custom-designed by B. Dean Johnson, open floor plan, cathedral ceiling, and a kitchen with mahogany cabinets, quartz countertops. First floor laundry and den. Seller has built pathways down to and along the pond for boating or strolling next to the water. Proximity to Rt 81 and Syracuse make this a wonderful location for year-round use or a vacation getaway!

Wonderful Opportunity!

1503 STATE ROUTE 49

Sale Includes Golf Cart!

405 FOX RD

MLS #S333032

$309,900

Bridgeport - Beautiful, move-in ready home with over an acre of land located on Oneida Lake. Eat-in kitchen with custom cabinetry, and pantry.

Fully finished basement adds to square footage and has brand new carpets and dry bar. Master bedroom is a must see! Cathedral ceilings with walk-in closet, private balcony and large bathroom with dual sinks. Second bedroom also features walk-in closet. Huge detached five bay garage. Enjoy lake views from every floor level! Golf cart included in sale of home.

will spend the entire afternoon splashing around amidst the rocks and weeds that line the shore. It’s not great for swimming, but there are plenty of crayfish to chase and scared little fish darting around. It’s a place for them to learn about nature, to develop skills they will use throughout their lives, and to spend time with family. Lakes are places of adventure, and I loved my adventures as a child and love seeing that in my own children now that I’m an adult.

I don’t know if my parents envisioned what the cottage would become when they purchased it 30 years ago. Did they just want a pretty and relaxing spot for their summers and a place to catch a few bass? Or did they foresee that a summer lake house would become the setting of so many memories for three generations? Either way, that’s what the little cottage in Caz has become, and the entire family has reaped the rewards.

CUSTOMER SERVICE IS OUR #1 PRIORITY! Beautiful home with beautiful views!

8934 BEACH RD

MLS #S332704

$253,900

Brewerton - This spectacular waterfront colonial boasts spacious rooms with an open floor plan. Custom kitchen with breakfast bar and walk-in pantry, full bath with whirlpool tub, and back sun room. The master bedroom you will have to see to believe! Vaulted ceilings, gas fireplace, skylights, large closets, fantastic private bathroom, and gorgeous view of lake. Second floor also has 2nd bedroom with private bath, laundry and storage galore! Enjoy breathtaking sun rises in this move-in ready home!

MLS #S329587

$184,900

Constantia - Approx 170’ frontage & .97 acre on Oneida Lake! The main house features 4/5 bedrooms, LR, DR, FR, Kit, 2 enc porches, hardwood floors & a 2 car garage. Many rooms have newer sheetrock, doors & windows. Just waiting to be finished. “Card House” w/covered front porch & slate floors. Cottage at the waterfront w/a large enclosed porch, LR, Kit, 2 bdrm & bath. The home is sold “as is”. Home needs TLC. Seller trying to get further reduction assessment.

315-637-0555 Office 315-436-1937 Cell 315-637-3572 Fax deana@thebollingergroup.net

107 Thompson Street, Fayetteville, NY

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RealEstateCNY.com

Cover Home

8177 Blue Ridge Circle, This spectacular home is located on 140’ of waterfront on the Seneca River. It features an open and spacious floor plan with vaulted ceilings. Enjoy beautiful river views from the floor to ceiling windows. There’s a beautiful Woodmode kitchen, gleaming hardwood floors, and 3 fireplaces to enjoy.

The wonderfully finished basement features a bar, sauna, and wine storage. The backyard oasis has an inground pool, hot tub, and extensive landscaping. Enjoy the 30’ x 25’ U-shaped boat slip with water and shore power. Prime location on private cul-de-sac...boat to anywhere in the world from your backyard.

For more information or to arrange a meeting, please contact Barbara V. Ciricillo at 315-622-2111 or barb@barbc.com with questions.

RealEstateCNY.com

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Priceless memories on the shores of Lake Ontario

and other creepy-crawlies and, for a while, are just a couple of kids, doing Why buy waterfront? There’s plenty what kids do, together. of arguments against making such a On the occasions when they do have purchase - whether it be cost, upkeep friends join them, it’s just icing on the or other pitfalls that can come along cake, making for the kind of hazy, lazy with any home purchase. summer days that you never want to I’ll tell you why – there can’t be a end. When the day does end, it comes price put on the memories that are with gooey s’mores enjoyed by the glow formed at your vacation home. of the bonfire under a canopy of stars.

I’m lucky; the camp my mother and I once heard, “You shouldn’t love real aunt own has been passed down from estate, because it can’t love you back.” my grandfather, and therefore comes I disagree. I love our family’s camp already “pre-loaded” with memories on Lake Ontario, and it’s loved me back from my own childhood. I will tell you throughout my many years. that there is nothing more wonderful Now that you’ve heard me wax than, years later, watching as my poetic about the wonders of waterfront children have fun forming their own property, you can find a few, more memories. practical considerations to take into Pictured are Cassidy and Jacob, frogging at camp in 2011.

I recently had a conversation with account when thinking of buying a my parents about how my son and home on the shores of some lake (or banks of a stream, for that daughter typically go their separate ways when we are home and matter) within the pages of this guide. how, when they do spend time together, they are usually glued to Jennifer Wing is managing editor at Eagle Newspapers. She can be reached their cell phones or arguing over some mundane matter. At my at jwing@eaglenewsonline.com. family’s camp, however, the kids play board games, hunt for frogs

By Jennifer Wing

Daniel Gaulin

Licensed R.E. Sales Person 315) 391-2847

Elizabeth Gaulin

Gaulin Real Estate Team of HUNT Real Estate ERA

Laura Casey

Real Estate Salesperson (315) 720-4808 lauracasey.bhhscnyrealty.com

Michael Ben Gaulin

Licensed R.E. Sales Person 315) 396-1119

Linda Casey

Licensed R.E. Sales Person (315)436-0455

Expansive views of Skaneateles Lake will take your breath away

Real Estate Salesperson (315) 727-3342 lcasey@bhhscnyrealty.com

MLS #s333120 Your own private sunset!

1682 Amerman Rd.

$455,000

SKANEATELES - . This special cottage & double lot allow northern views that nearly reach the village, & eastern views over the gorgeous lake & landscape. Cottage is a complete rehab. Refinished pine floors, freshly painted exposed beams in the loft/ additional bedroom. Wide open great room & kitchen with center island, stainless appliances & open shelving, quartz counters, new sheetrock, electric, cabinets, nautical lighting, bath vanity & toilet, Rinnai heater and W/D. Sleeps 6-8 pp

Charming Seasonal Cottage

3115 Tuscarora Rd.

MLS #S329734

MLS #s332271

$134,900

Nelson - On Tuscarora Lake with 2 bedrooms and 1 full bath. Amazing views of the lake with 10 feet right of way! Newly renovated bathroom with new shower, vanity, toilet and flooring. Wonderful kitchen with newer flooring, appliances and lower cabinets.

A Little Piece of Paradise

3117 Hawes Rd.

15297 SNOWSHOE ROAD MLS #s323552

$229,900

Nelson - Enjoy beautiful Eatonbrook Reservoir and its crystal clear water. This fabulous three season cottage was completely re-built in 2009. Kitchen w/ center island is open to the spacious living room and newly built deck overlooking sweeping views of the water and 90 feet of lakefront.

$829,000

Henderson - Sit back and relax on Lake Ontario with 150 feet of Waterfront and over 1.5 acres! 5 bed, 4.5 baths, 4889 sq ft., radiant heat w/ hickory wood floors and imported tiles! Professionally landscaped, custom finishes, cherry kitchen w/granite, & large stone fireplace! Enjoy the private view and sunset on Lake Ontario from large deck & sunroom.

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RealEstateCNY.com

A guide to waterfront home pricing

By Gini Denninger Goodman Realty As the saying goes, “they’re not making any more waterfront property.” So, if you’re in the market for a waterfront home – either for your primary residence or for a second home - there is an important rule of thumb to consider: the real value is NOT the house, it’s the land! This is opposite from non-waterfront properties, where the house is typically the most valuable part of the property.

No matter what price range, serious consideration must be made to the property itself, not just the structures on the property.

Properties on bodies of water that are near population centers are typically going to be more expensive. The more rural a lake or river, the less expensive. This makes sense because as a second home, a particularly rural spot would likely get less use than one close to the primary home. And as a primary home, there is simply less demand in rural locations.

See pricing, page 12

The Bees Team - Experts in Oneida Lake Properties

JOHN, DIANE & SAM

thebees@huntrealestate.com • (315) 559-0002 Prime Waterfront!

MLS #S320878

(315) 434-8889 2501 James St., Suite 100 Syracuse, NY 13206 RealEstateCNY.com is published monthly by Community Media Group LLC. Each month, 30,000 copies are produced and distributed through Eagle Newspapers’ six community weeklies, as well as at high traffic locations throughout Onondaga and Madison counties, including selected Wegmans and Tops Friendly Market locations. All phone numbers are for the (315) area code unless otherwise stated on the advertisement. RealEstateCNY.com is a trademark of Community Media Group LLC, and is produced in conjunction with QuestCom Incorporated.

1225 PALMER DRIVE

$329,900

Bridgeport - Oneida Lake South Shore, A special beautiful ranch on one acre, 60 feet of prime waterfront with GUEST HOUSE/SUMMER RETREAT on the waterfront. Magnificent view, sunsets and sunrises. House boast hardwood floors, spacious large rooms, formal liv and din, meticulously maintained. Guest house overlooks the lake, appox. 300ft below the house. Open flr. plan w/ kitchen area, and leisure room. Upper level loft a full bedroom.

Big Bay, Oneida Lake

MLS #S331878

Oneida Lake Access

MLS #S324116

All real estate advertised in RealEstateCNY.com is subject to the Federal Fair Housing Act of 1968, which makes it illegal to advertise preference, limitation or discrimination based on race, religion, sex, age, national origin, disability, marital status or presence of children or an intention to take any preference, limitation or discrimination.

Community Media Group LLC will not knowingly accept for publication any advertising for real estate which violates the law. All dwellings advertised are available on an equal opportunity basis.

All rights reserved. Copying or reproduction of this publication, in whole or in part, is strictly prohibited.

Every effort has been made to assure the accuracy of the information contained herein. However, the publisher cannot guarantee such accuracy. All properties are subject to prior sale or withdrawal without notice. Listings & advertising are subject to errors, omissions, and/or changes without notice.

44 WOODWORTH ROAD

$349,900

Brewerton - Main house offers large custom kitchen, formal dining, great room, family/rec room, hot tub, cathl ceilings, 1 bedrm down and 3 bedrms up. 2.5 baths, a three season rm, patio. Two apartments attached. Dock included. Boat, jet ski. and hoist nego.

131 DRIVE 17

$49,900

Cleveland - ONEIDA LAKE ACCESS, As a member of this North Shore property association, the property offers 200ft of waterfront, dockage and picnic area without high taxes. 2nd level scenic deck area. WATERFRONT ACCESS/NOT OWNERSHIP but very nice. Motivated Sellers.

RealEstateCNY.com

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Potential pitfalls to consider when purchasing a waterfront home

By Gini Denninger, Goodman Realty The allure of purchasing a waterfront home is undeniable. Whether it is the view, the boating or fishing, or the simple pleasure of waking up to the sound of gentle waves lapping the shore, there is a reason why the demand for waterfront property is so high.

However, before making the leap into waterfront ownership, there are some potential issues to consider.

You may have done all the math and determined that a second home on a lake is within your resources, but did you consider everything beyond the mortgage and taxes?

Double the homes means double the maintenance cost (and maintenance time). You may love the views, but if you spend all your time maintaining two properties, will you have time to relax and enjoy your investment?

Buyers should understand that houses on the waterfront are more exposed to the elements and will often be more costly to maintain.

In our area, waterfront properties typically see more ice and wind damage than inland homes. Buyers should determine if the home is insulated enough against our cold weather, since often the lake front can be colder and more extreme.

Other costs abound as well. A second home means two utility bills, two cable bills, more furniture, and potentially more travel costs to and from your two homes. In short, it’s not cheap, and certainly not limited to the actual cost of the property.

Also, buyers need to learn how fluid the shoreline is. Does it change drastically, due to erosion or silt deposits? Most of the lakes in Central New York don’t have severe erosion See shorline, page 13

Clare Merrick

Debbie Roberts - (315) 796-2830 Licensed Real Estate Associate Broker

Licensed Real Estate Salesperson Direct: (315) 622-5757 Mobile: (315) 345-0743 Fax: (315) 622-1490 Email: clare.merrick@huntrealestate.com

Coldwell Banker Prime Properties

debra.roberts@coldwellbankerprime.com Panoramic St. Lawrence River Views!

Cranes Watch

MLS #S332908

DOCKSIDE RESORTS, 317 RIVERVIEW STREET, MORRISTOWN, NY

Morristown - Gorgeous waterfront views from every unit of this modern condominium complex on the St. Lawrence River. Featuring manicured grounds and set up for year round use, each unit includes a deep water boat slip in the private marina with shore power & water. Contact agent for available units and prices. Just 20 minutes from Alexandria Bay, Across the River from Brockville, Canada. From $169,800

1591 SOUTH IVY TRAIL

$375,000

Baldwinsville - Custom built home in desirable Cranes Watch. Like new construction, but no need to put in lawn, landscaping, driveway. Across street from Seneca River, private neighborhood boat launch and marina for quick access to Erie Canal locks and Cross Lake. Quick, easy commute on Rt 690 to downtown, and straight shot along Rt 31 to shopping/dining in Clay corridor. Tennis court and pond for fishing.

Less than five min to Beaver Lake Nature Center, historic village of Baldwinsville.

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RealEstateCNY.com

Waterfront choices abound in CNY

By Gini Denninger Goodman Realty

Helpful hints:

We are lucky to be surrounded by Looking for a quick and easy so much water in Syracuse and the search for waterfront properties? surrounding areas. Buyers looking Go to realestatecny.com. In the for water-front properties have so property search menu, click on “Advanced Search” and it will many choices, whether it’s one of our allow you to sort only Waterfront scenic lakes, the wide open spaces of Properties. From there you can Lake Ontario, or the connected-tonarrow your search by choosing everything rivers and canals that what county or town you want run through our communities. to see. Realestatecny.com is Most people buying waterfront updated daily, so the housing property do not know that the inventory is always up-to-date. decisions and choices they will be considering are not exactly the same as when buying non-waterfront homes. There are different factors at work.

One of the biggest is the question what “potential use” does the buyer Luxury Living

MLS #S306735

Townhouse - Liverpool’s Belmont Village

$83,900

Breathtaking Mountain Views

PROPERTY ID #151033

4289 BELMONT DRIVE

209 MARINE VIEW DRIVE

Lovely fully updated townhouse for sale in Liverpool's Belmont Village.

Brand new cherry kitchen with granite countertops and new stainless steel appliances. Hardwoods throughout.

1st floor hardwoods newly refinished.

New tile floor in entry hallway. Brand new 1/2 bath on 1st floor and new full bathroom on 2nd floor. Two large bedrooms with plenty of closet space.

Very convenient location. Close to all highways, shopping, and minutes from Downtown Syracuse. Private backyard and quiet neighbors. HOA takes care of lawn care and snow removal - no snow shovel needed! Assigned parking with plenty of visitor parking. 840 Sq ft with open layout.

$379,000

This is luxury living at its best while being part of a real maintenance free waterfront community. Lower semi-finished level, with an additional 2200 square feet, already plumbed for a new bath, has unlimited possibilities for additional living space (in-law suite) or recreational area.

Serious inquiries only. Mortgage pre approval preferred. 315-430-6565.

Bruce Quilter

Licensed R.E. Salesperson (315) 687-6109

Beachfront at its Best!

ONE 25TH AVENUE

65 Feet of Oneida Lake frontage

$660,000

Sylvan Beach - Private beach house with beautiful views. Trex deck, balcony, hot tub or take a swim on the beach. 5 bed/5 full baths. Each bedroom has private entrance. Full kitchen and kitchenettes. Showings by appointment only.

Mark Vinette Licensed R.E. Sales Person

401 Main St., N. Syracuse 13212 (315) 458-9100

9 DAKIN ROAD

MLS #S323928

$179,900

Bernhard’s Bay (Constantia) - 15 minutes from Rt. 81. Enjoy 65.5 feet of lake front. 2 family rooms, 1 with a gas fireplace insert. 2 large bedrooms, plus a sleeping area and a full length porch. Electric heat & metal roof.

Tracey S. Kline NYS Licensed Assoc. RE Broker 4106 State Rt 31, Suite 40 Clay, NY 13041 (315) 243-6544

REALTY PLUS

44 MOHAWK WAY

$775,000

Elizabethtown - High Peaks Mountain Views, Privacy and Location.

This Exquisite newer home has all that you could possibly want Only a few minutes from Elizabethtown, 30 mins to Lake Placid/ Whiteface/High Peaks or Lake Champlain.

Christine Benedict

Real Estate Salesperson (518) 562-9999

Beautiful Waterfront Home

3392 HAYES ROAD

MLS #S331740

$249,900

Lysander - 55 Feet on the Seneca River with dock and deck.

Fabulous River Views. Large windows, new kitchen including: counters, back splash and flooring and appliances. Washer and dryer included. Master Suite with Full Bath.

Charlene Avrich

Licensed R.E. Broker (315) 529-5566

RealEstateCNY.com

9

want from their new property? Some prefer to just enjoy the beautiful view while others have very specific plans for water activities.

There are so many lifestyle choices when considering living on the water. Those with motor or sail boats, need waterfronts deep enough for docks. Also, they might need to secure permits to build docks, without too much issue from the local authorities. Other buyers might be kayakers or canoeing enthusiasts who prefer a quiet body of water over a very active large body of water like Lake Ontario.

Still others might want to step out of their house to fish in the trout stream gurgling by.

Many lakefront property buyers are looking for a home where they can enjoy our summers by stepping out their door onto sand for a stroll down to the beach to swim. Others might envision owning a scenic waterfront location that is the perfect place for entertaining family and friends.

Some of the important attributes of water front properties are: The view, waterfront characteristics, type of lot, closeness

Tranquil River Setting

7461 ELMCREST ROAD

MLS #S333402

$295,000

Liverpool - Enjoy the tranquility of life on the river right in Liverpool. Unique ranch features it’s own personal boardwalk along nearly 100 feet of river frontage.

Barbara Ciricillo

Licensed Assoc. R.E. Broker (315) 622-2111

Amazing Sunsets

4761 ORMONDE DRIVE

Licensed R.E. Salesperson (315) 671-1621

Otisco Lake gem!

2398 STATE ROUTE 174

MLS #S333365

$295,000

MLS #S323594

$898,000

Spectacular St. Lawrence B&B!

7 BUTTERNUT DRIVE

MLS #S305047

$890,000

Marietta - Unique and private, year-round home with 150’ of frontage! Commands stunning views of the lake from floor to ceiling windows, or from fenced yard. Private deck and boat hoist. Only 12 min to Marcellus!!

Lisbon - Gorgeous 6000 sq.ft., 5-6 bdrms, 5 baths, 2 kitchen home. Tennis & shuffleboard court, horseshoes, central vac and air, 3 stall garage, 2 stall boat house w/elec. lifts, concrete docking and 1000 gal.gas pump. The lower level has been utilized as a bed & breakfast & can seat a 40-70 person party.

Sara Bostick

Deborah A. Polniak

Licensed R.E. Sales Person (315) 569-3346

Cazenovia - Classic colonial, 150’ of Cazenovia Lake waterfront, lakeside deck. Fenced backyard. Newer boiler, AC, exterior doors, windows and more. White bright eatin kitchen leads to extensive patio. Waterfront deck.

Cindy Clark

to water, amount of privacy, deed and zoning restrictions and utilities. Buyers should keep this in mind when looking since these combined, are what they are paying for.

What is the beach like, if there is one? Does the house have a rocky or sandy beach. If buyer wants to swim, they usually prefer a sandy beach.

In Central New York, many of our lakes have steep banks.

Is the beach level with the house or located far below, requiring a walk down a set of stairs alongside a cliff for water access? The harder it is to get to the beach, the less desirable the lot would be, with some exceptions. A Realtor is able to explain those exceptions since they are always unique to each property. Keep in mind, if the beach is not easily accessed by aging owners, their enjoyment of the property could significantly diminish.

There are a few pitfalls to consider when purchasing waterfront property. But once those have been addressed and the decisions have been made regarding personal preferences, the search process can begin in earnest.

Your Own Private Paradise

5390 GATEHOUSE ROAD

Licensed Real Estate Salesperson (315) 276-9144

MLS #S329541

$259,900

Crooked Lake, Tully - Fishing, kayaking and nature at its finest.

Hardwood floors w/adjoining family room and dining room-perfect for entertaining! Two story breakfast room. Master bedroom suite offers loft area w/view overlooking the water.

Eric Maley

Licensed Assoc. R.E. Broker (315) 391-3454

Gorgeous Lakefront Living

7400 SONG LAKE ROAD

MLS #S333172

$379,900

Preble - Spectacular 4 bedroom/2.5 bath home has been totally redone in the last few years. Enjoy 2662 SF. Open kitchen w/granite. Exposed beams & hardwood floors. Stunning lake frontage! Docks & 2 sheds.

The Lynch Team

Licensed R.E. Salesperson (315) 559-2903

10

RealEstateCNY.com

When Buying or Selling It’s Better To Use A

Local Pro!

RealEstateCNY is a

Local Pros know their areas because that’s where they live and work!

Cazenovia

BALDWINSVILLE

Judy and David NuHavun

Patricia M. Carmeli

Lic. Real Estate Broker o: (315) 372-3028 | Central NY Real Estate Group

Lic. Real Estate Salesperson o: (315) 655-1025 | RealtyUSA

Barbara B. Ferro

Lic. Associate Real Estate Broker o: (315) 373-0440 x.224 | Berkshire Hathaway CNY Realty

JAMESVILLE DEWITT Barbara B. Ferro

Fayetteville Manlius

Lic. Associate Real Estate Broker o: (315) 373-0440 x.224 | Berkshire Hathaway CNY Realty

Deana Bollinger Ingram

Sarah Collins

Associate Broker / Owner o: (315) 637-0555 | Weichert Realtors

Lic. Associate Real Estate Broker

o: (315) 546-4996 | Hunt Real Estate

Nancy Vesling

Molly Robinson

Lic. Associate Real Estate Broker

Licensed Real Estate Salesperson

o: (315) 449-6732 | Hunt Real Estate ERA

David Hanlon

Lic. Associate Real Estate Broker

o: (315) 243-8550 | Berkshire Hathaway CNY Realty

o: (315) 420-9049 | Hunt Real Estate

RealEstateCNY.com

SKANEATELES SPAFFORD Linda A. Roche

Lic. Associate Real Estate Broker

o: (315) 685-0111 x.315 | RealtyUSA

SYR - UNIVERSITY AREA Esther Zorn Lic. Real Estate Broker

o: (315) 410-7653 | Exit Eagan Real Estate

Local PROs have comprehensive knowledge of their area because they’re always there! From schools to shopping, taxes to nightlife, they can give you all the information you need to make an informed real estate decision. For more Local PROs, visit the Local Info section at:

We have tons of local listing updated daily!

Attention Agents...

Are You a Local PRO? Local PRO packages now feature the Open House Toolkit app FREE!

Call (315) 434-8889 for more information!

OPEN HOUSE TOOLKIT

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Pricing

In this area, Cazenovia and Skaneateles lakes are part of destination communities, and therefore demand a higher price point than some of the more rural lakes in the area. Million-dollar-plus properties are not uncommon on Caz or Skaneateles, but would be unheard of on many smaller, more rural lakes. Lake Ontario and Oneida Lake offer a wider variety of price points and have a higher supply of affordable properties. Central New Yorkers are blessed with such a wide variety of waterfront options, so unlike in some other parts of the country, affordable pricing can be found, albeit, with some concessions on the part of the buyer.

Many waterfront properties have little to no privacy. If buyers want privacy their search will probably take longer, but is not impossible.

Keep in mind privacy is dictated by the amount of water frontage the property has and where the house is built. Price is dictated not entirely by the house but also by yardage of waterfront land. If a property has lots of waterfront as part of the deed it is more expensive than a property with narrow frontage and deep lot. So privacy, on the waterfront, comes with a price.

Waterfront real estate is a specialty and finding a realtor with knowledge of this type of sale as well as local waterfront related issues is important. They should know what restrictions are currently in place for the area you are considering, such as if you are able to put up a sea wall or if it is forbidden by local ordinance. At the least, if they don’t know, they should be able to advise you how to find this information.

Pick-up or Delivery Available, 1 to 100 yards

• Colored Mulch

3400 Court Street Syracuse, NY 463-1170 5332 Route 31, Clay, NY 288-5250 cliftonrecycling.com

42620_5

(Black, Red, Brown)

• Natural Plain & Bark Mulch • Screened Topsoil & Compost • Stone (Several Varieties)

From page 6

RealEstateCNY.com

issues, but many properties along the southern shore of Lake Ontario are heavily affected by erosion, particularly those properties up on the bluffs.

Waterfront properties are, logically, more likely to fall within a flood plain.

Be sure to understand whether the property you’re considering is within the flood plain and what that will do to your insurance costs. Although CNY is not in the typical tropical Buyers should understand that storm pathway, flood insurance for houses on the waterfront are a mortgage is required if the house more exposed to the elements sits in a flood zone. FEMA runs the and will often be more costly to flood insurance program nationwide. maintain.

It is possible to learn about flood zones and if properties are located in flood zones by going to the FEMA website at: http://www.fema.gov/national-flood-insuranceprogram.

Many of our upstate lakes have either municipal or HOA driven conditions or covenants that prohibit certain types or sizes of construction. If you have your heart set on building a new home lakeside, It is crucial that you learn what conditions, covenants or restrictions might be part and parcel with the property, prior to putting an offer in, or when writing an offer make it a contingency

From page 7 that they be able to opt out if they find out there are restrictions of use that do not fit into their plan.

Utilities are not uniform for beach front properties since, often they are not connected to public sewers, or do not have septic allowances.

The buyers should know up front how they will obtain their water, heating fuel, electric, even cable or internet, as well as any additional costs that can arise. If the water source is the lake itself, that may be fine for showering and cleaning, but not for cooking or drinking. If that’s the case, you may consider filter systems or simply lug your water to your summer spot from your main home. Either way, it can be an inconvenience.

There are many important distinctions and potential pitfalls when considering the purchase of a waterfront home. This is why it is important the Realtor be familiar with buying and selling waterfront properties.

They need to be able to advise buyers how to protect themselves.

The buyer’s attorney is another layer of protection for the buyer.

Buyers need an experienced Real Estate attorney to best advise them, prior to writing the contract. If the buyer is envisioning making changes to the property their attorney should be able to research rules and regulations for them to make sure these changes would be allowed. Additionally, the potential buyer could also consult the local zoning board for more information. If there are potential changes, the buyer must research prior to buying!

Waterfront properties are a specialty real estate practice and must be treated accordingly. Good luck with finding your special waterfront property!

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INSURANCE F.Y.I How insurers determine your premium Many factors affect the premium you pay, including which insurance company you choose.

Some things that can affect your premium are: The characteristics of your home ✓ The cost to rebuild your home. This is not the same as the purchase price or tax-assessed value. Most insurers use software programs with regional data to calculate a replacement cost based on your home. ✓ Whether your home is made of brick or wood. Premiums are usually lower for homes made primarily of masonry or brick (i.e. fire resistant) than for wood frame homes. ✓ The distance to your home from the fire department or a water source and the quality of your community’s fire protection services. ✓ The age and condition of your home. The

premium often is higher for older homes and homes in poor condition than for newer homes and homes in good condition.

Your choices and characteristics ✓ The coverages you choose, including optional endorsements. ✓ The deductible you choose. ✓ Insuring your home and autos with the same insurance company. ✓ The length of time you have been with your current insurer. ✓ Your credit history. To access your credit report, the insurance agent might ask you for your Social Security number. In many states, insurers use your credit history as a factor in your risk assessment. ✓ Your history of filing claims for water

damage, fire, theft or liability on homes you’ve owned.

Other household characteristics ✓ Having protection devices in your home, such as smoke detectors, a burglar alarm, sprinkler system, and deadbolts on doors or security devices for windows. Many insurers offer a discount if you have any of these. ✓ Having a wood-burning appliance or using space heaters. ✓ Having a swimming pool or trampoline that could cause injuries. ✓ The types of pets you have. Most insurers won’t insure you if you own certain breeds of dogs, or dogs with a history of aggressive behavior. ✓ Operating a business from your home.

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