Realestatecny july

MEMBER

Syracuse, New York • July 2015 • Volume 2 - Issue 7

Linda A. Roche

Licensed Assoc. R.E. Broker RealtyUSA

315-657-5353 cell

28 E. Genesee St., Skaneateles, NY 13152 lindaroche@realtyusa.com

SKANEATELES | Waterfront | 6 Beds, 5.2 Baths & 5 Fireplaces | 3 Acres | 7,156 SqFt | 5,000 SqFt Carriage house

#1 in Listings and Sales in Skaneateles Year after Year Our Agents Are Here To Serve You.

315-685-0111

28 E. Genesee Street In The Heart Of The Village A Supplement to Eagle Newspapers

WATERFRONT LIVING

A Vacation Every Weekend!

2662 WOODCOCK TER

MLS #S328877

Gorgeous Waterfront Property

MLS #S331852

$179,900

75 ALDRICH LN

$349,900

Nelson - This 6 year old, year round or seasonal residence offers two bedrooms, one full bath, solid oak floors through out, beautiful kitchen w/quartz counter tops & black appliances..Your choice, relax on the spacious deck, sit next to the water with a fire pit.

Jill Beson

Licensed R.E. Sales Person (315) 491-0817

Pennellville - Beautiful dream kitchen with granite counters. Open floor plan - 4,000 plus sq. feet. Florida room, grand entrance, huge stone gas fireplace, master suite, outdoor 3 season room with cable/power, Walkout basement W/large bar. Deep water dockage. No flood insurance needed.

James (Jim) H. Warren

Licensed R.E. Salesperson (315) 415-7776

Unbelievable Camp Opportunity

MLS #S335238

133 BARTON RD

$99,900

Schroeppel - Waterfront property on quiet lake only 5 min from Clay/Liverpool area.

Completely remodeled, this property is turnkey from tiered decks/docks and a fire pit.

New windows/doors/vinyl siding, bamboo hardwoods and ceramic tile floors. Beds and furniture included. Washer/dryer, ample storage. 3 sleeping rooms.

Christopher Moreland

Licensed R.E. Broker (315) 575-0709

Debbie Roberts - (315) 796-2830 Licensed Real Estate Associate Broker Coldwell Banker Prime Properties

debra.roberts@coldwellbankerprime.com Panoramic St. Lawrence River Views!

DOCKSIDE RESORTS, 317 RIVERVIEW STREET, MORRISTOWN, NY

Morristown - Gorgeous waterfront views from every unit of this modern condominium complex on the St. Lawrence River. Featuring manicured grounds and set up for year round use, each unit includes a deep water boat slip in the private marina with shore power & water. Contact agent for available units and prices. Just 20 minutes from Alexandria Bay, Across the River from Brockville, Canada. From $169,800

RealEstateCNY.com RealEstateCNY.com

32

Eight things to consider before buying waterfront property

By Jennifer Wing

for swimming, or the shoreline is too rocky for your liking.

1. Ask the experts.

Make sure to have a real estate agent aid you in your search. They will know what is a good deal and what is a potential problem.

They will take into account many factors you, the buyer, might not have thought about, such as whether the location is good for recreational boating, or is more suited to the outdoorsman who likes to fish.

2. Gauge your surroundings.

Just because the house is lovely doesn’t mean the property is what you are looking for. Maybe the water is too full of seaweed

3. Figure out what you can afford.

Since many waterfront properties are more expensive than other properties, look into what you are pre-approved for when it comes to a mortgage. The earlier you figure that out, the better.

4. Is the house “weather-worthy?�

Waterfront homes can be battered by the elements, so it is important to have a professional give your prospective purchase a once-over to see if the home is constructed well and that the former owners maintained it in a manner that will keep it in

Skaneateles Office

2401 BOCKES ROAD

MLS #S326702

$2,000,000

119 acres of rolling lake and country views, 127’ of private Skaneateles waterfront, cottage, 18 moorings, Skaneateles school district. Formerly a golf course, this property has endless possibilities.

Romy J. Callahan

Licensed Assoc. R.E. Broker (315) 729-3820 (c)

Beautifully developed waterfront

2131 JACKS WAY

$640,000

This is your quintessential vacation Skaneateles lake house. The 3 levels of living space combine the charm of yesterday with the amenities of newer construction. East side, beautifully developed waterfront.

Romy J. Callahan

Licensed Assoc. R.E. Broker (315) 729-3820 (c)

YEAR ROUND HOME

1773 TAMARACK TRAIL

Licensed. R.E. Salesperson (518) 222-1261 (c)

3913 BONSTEAD ROAD

MLS #S328358

$574,000

Unique and beautiful Oneida River 316’ waterfront log home with access to Oneida Lake with top of the line everywhere with custom docks and screened in porch at the waterfront.

Linda A. Roche

MLS #S334120

$714,900

6. Learn about local codes.

If you have future plans to change the house by doing something like adding a deck, or the property itself, you want to make sure that the local municipalities won’t have issues with your future plans.

This can save potential headaches in the future.

Continued on page 14

SKANEATELES LAKE - 92’ FRONTAGE

6859 GLEN HAVEN RD

MLS #S334129

$329,900

Suzanne E. Hutchinson

214 FIRE LANE 16

Licensed. R.E. Salesperson (315) 256-5337 (c)

$429,000

Absolutely charming Skaneateles lake house with 152’ lake rights with permanent dock with breath taking 4 season lake YLHZV ZLWK ÀUVW à RRU OLYLQJ

A MUST SEE!

2444 WINDING WAY

MLS #S325728

$299,000

Beautifully renovated 4 bedroom home with 150’ of beautiful shared Skaneateles Lake access with a private level beach, boat launch, picnic area and docks.

Wendy L. Rourke

Licensed Assoc. R.E. Broker (315) 559-7802 (c)

MLS #S332880

$448,900

Spectacular views with 100 feet of Skaneateles Lake Frontage, 2 bedrooms and large loft, eat-in kitchen with granite counters, screened porch, new dock at the waterfront.

Gina S. Kadah

2138 W. LAKE ROAD

MLS #S335434

Licensed Assoc. R.E. Broker (315) 559-7802 (c)

McClurg built cottage, many conveniences, kitchen, full bath, sleeping areas, dock, shale beach.

SPECTACULAR VIEWS

Charming lake house!

Wendy L. Rourke

Licensed. R.E. Salesperson (315) 406-0447 (c)

<HDU 5RXQG VI EHGURRP KRPH ZLWK RSHQ Ă RRU SODQ RQ acres with level Skaneateles shared frontage with only 1 neighbor.

Donna Malizia

ONEIDA RIVER

Licensed Assoc. R.E. Broker (315) 657-5353 (c)

MLS #S334120

Wherever water is involved, insurance prices can skyrocket. Be cognizant of what coverages are warranted and how much they will cost.

WATERFRONT

28 E. Genesee St Skaneateles, NY 13152 ENDLESS POSSIBILITIES

good shape for the foreseeable future.

5. Look into insurance.

OWN SKANEATELES LAKEFRONT!

0 FIRE LANE 16

MLS #S334714

$189,900

Build high for great view .76 acre, 68 feet lakefront lot next to MLS #S332880

Gina S. Kadah

Licensed. R.E. Salesperson (315) 256-5337 (c)

4

RealEstateCNY.com

Cover Home

3 Bobbett Lane, Spectacular Skaneateles Village Waterfront 7,156 sq. ft. estate boasts 6 bedrooms, 5.2 baths, 5 fireplaces on 3 acres.

There is also a custom 5,000 sq. ft.

carriage house built for family and business and offers a kitchen, media room, private conference room and wine cellar along with it’s own private tennis court on level waterfront.

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For more information or to arrange a meeting, please contact Linda A. Roche at 315-657-5353 (c) or lindaroche@realtyusa.com.

RealEstateCNY.com

5

When Buying or Selling It’s Better To Use A

Local Pro!

RealEstateCNY is a

Local Pros know their areas because that’s where they live and work!

Cazenovia

BALDWINSVILLE

Judy and David NuHavun

Patricia M. Carmeli

Lic. Real Estate Broker o: (315) 372-3028 | Central NY Real Estate Group

Lic. Real Estate Salesperson o: (315) 655-1025 | RealtyUSA

Barbara B. Ferro

Lic. Associate Real Estate Broker o: (315) 373-0440 x.224 | Berkshire Hathaway CNY Realty

JAMESVILLE DEWITT Barbara B. Ferro

Fayetteville Manlius

Lic. Associate Real Estate Broker o: (315) 373-0440 x.224 | Berkshire Hathaway CNY Realty

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Sarah Collins

Associate Broker / Owner o: (315) 637-0555 | Weichert Realtors

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o: (315) 546-4996 | Hunt Real Estate

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Licensed Real Estate Salesperson

o: (315) 449-6732 | Hunt Real Estate ERA

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o: (315) 243-8550 | Berkshire Hathaway CNY Realty

o: (315) 420-9049 | Hunt Real Estate

We have tons of local listing updated daily!

SKANEATELES SPAFFORD Linda A. Roche

Lic. Associate Real Estate Broker

o: (315) 685-0111 x.315 | RealtyUSA

SYR - UNIVERSITY AREA Esther Zorn Lic. Real Estate Broker

o: (315) 410-7653 | Exit Eagan Real Estate

Local PROs have comprehensive knowledge of their area because they’re always there! From schools to shopping, taxes to nightlife, they can give you all the information you need to make an informed real estate decision. For more Local PROs, visit the Local Info section at:

RealEstateCNY.com

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RealEstateCNY.com

Be prepared with a home inventory checklist

Catastrophe can strike at any time, but before it does, you can be prepared with a home inventory checklist.

We urge homeowners and renters to make an accurate account of their possessions by filling out a home inventory checklist. Having a list of your possessions makes it that much easier to file an insurance claim in the event of damage or theft.

The home inventory checklist provides homeowners and renters a tool that allows them to record their possessions in each room of their house. Each page has examples of items that may be found in each room. The home inventory Breathtaking Mountain Views

44 MOHAWK WAY

PROPERTY ID #151033

$775,000

Elizabethtown - High Peaks Mountain Views, Privacy and Location.

This Exquisite newer home has all that you could possibly want Only a few minutes from Elizabethtown, 30 mins to Lake Placid/ Whiteface/High Peaks or Lake Champlain.

Christine Benedict

Real Estate Salesperson (518) 562-9999

checklist allows the homeowner or renter to include the itemâ&#x20AC;&#x2122;s manufacturer, model or serial number, date of purchase and purchase price.

Homeowners and renters are also encouraged to include any sales receipts of items listed, and you may want to also include a picture of the item.

Once completed, the home inventory checklist should be kept in a safe, fire-proof place. The checklist can always be revisited and updated when new purchases are made.

Visit the National Association of Insurance Commissioners website at naic.org to download the checklist.

Awe-Inspiring Views

7153 YELLOW BIRCH CIR

MLS #S332015

NEW PRICE $425,000

Jamesville - Awe-inspiring views of the city and Oneida Lake from your own secluded 5 acre hill top estate! Custom built, envronmentally-friendly ranch w/open floor plan that encompasses 3 spacious bedrooms, 2.5 luxurious baths. Surrounded by nature yet only mins from Rt 690 or Rt 81.

Barbara V. Ciricillo

Licensed Associate R.E. Broker (315) 622-2111

Welcome to Eastwood!

324 S EDWARDS AVE

MLS #S333821

$109,900

Eastwood - This lovely, well-kept cape cod is just waiting for you to make it your own. The neutral wall colors are perfect to add your own personal touches. Relax in the family room or on the back deck overlooking the pool.

Glenn Riemenschneider

Licensed R.E. Sales Person (315) 727-9754

RealEstateCNY.com

7 Turn Key Equestrian Facility

MLS #S330959

3657 ERIEVILLE RD

$959,000

Nelson - Spectacular amenities in the pastoral horse country of Caz, NY. 3 Barns, 2 indoor arenas, all heated. Viewing room, large office and living quarters for a barn manager. Significant monthly revenue generated from full-capacity horse boarding.

Marjorie W. Tormey

Licensed R.E. Salesperson (315) 727-5058

Luxury Living

MLS #S306735

209 MARINE VIEW DRIVE

Central NY’s Deer Hill B & B

$369,000

SULLIVAN - Luxury living at its best! Part of a real maintenance free waterfront community. Semi-finished lower level, with an additional 2200 square feet, already plumbed for a new bath. Unlimited possibilities for additional living space (in-law suite) or recreational area.

Bruce Quilter

Licensed R.E. Salesperson (315) 430-0029

CNY #S295082

4119 BURLINGAME RD

Rolling Ridge Farm

$590,000

Borders preserved farmland,fields,& streams. Guests enjoy suites with private baths,extensive common areas & gardens. Horses boarded for visitors to traverse extensive trail system. This property is also wellsuited for agri-business with ample farmland.

Patricia M. Carmeli

Licensed R.E. Sales Person (315) 655-1025

CNY #S324507

CAZENOVIA

$715,000

1830’s homestead on the Historic Registry, is located just outside quaint Cazenovia village. The Estate comprises an outstanding home of quintessential Federal-style charm on 28 acres with updated barns and three ponds.

Patricia M. Carmeli

Licensed R.E. Sales Person (315) 655-1025

Karen Reynolds

Licensed Real Estate Salesperson Cazenovia Office Office Phone: (315) 655-1025 ext. 302 Mobile: (315) 655-2191 8 Acre Lakeside Property

3158 WEST LAKE RD

MLS #S334699

$625,000

CAZENOVIA - Held by one family since the 1920s, is one of the last large parcels available on Cazenovia Lake. NW side of the lake. The immaculately-maintained home features windows designed to take in the gorgeous views. 2-car detached garage w/ heated studio & tennis court. Open lawn & mature trees along 430’ of shoreline. Conveniently located, :30 to SYR airport & hospitals.

550’ of Lake Frontage

4182 SYRACUSE RD

MLS #S335929

$585,000

CAZENOVIA - Best spot to watch fireworks! Spacious colonial, steps from the shoreline, offers privacy & commuter convenience.Updated kitchen (in the 90’s), works well for entertaining. Huge 3-sided fireplace, yr-round lake views. 3 big bdrms & 2 baths. Additional guest suite over the garage. 3 Trex waterfront decks. Newer mech., new drilled well, ready for a fresh perspective- being sold as is.

8

RealEstateCNY.com

Syracuse is nation’s most affordable housing market Nationally, lower interest rates and home prices contributed to a solid boost in housing affordability in the first quarter of 2015, but nowhere was that trend more apparent than in the Syracuse market.

According to the Housing Opportunity Index report released by the National Association of Home Builders and Wells Fargo Bank, Syracuse topped the list of more affordable major housing markets in the nation for the second consecutive quarter.

“Consumers benefitted from continued low mortgage rates and some fall in the price of homes sold in the first quarter, as these conditions offer a great time to buy,” said NAHB Chairman Tom Woods, a home builder from Blue Springs, Mo. “The past two quarters have seen an improvement in affordability as mortgage rates remain low,” said NAHB Chief Economist David Crowe. “Eighty-five percent of the metropolitan areas measured experienced an increase in affordability. Along with favorable home prices and pent-up demand, this broad improvement should help encourage more buyers to enter the marketplace.”

Syracuse, which historically has low housing costs, re-

mained the nation’s most affordable major housing market, as 95.6 percent of all new and existing homes sold in the first quarter of 2015 were affordable to families earning the area’s median income of $68,500.

Nationally, 66.5 percent of new and existing homes sold between the beginning of January and end of March were affordable to families earning the U.S. median income of $65,800. This is up from the 62.8 percent of homes sold that were affordable to median-income earners in the fourth quarter.

The national median home price declined from $215,000 in the fourth quarter to $210,000 in the first quarter. Meanwhile, average mortgage interest fell from 4.29 percent to 4.03 percent in the same period.

Also ranking among the most affordable major housing markets in respective order were Toledo, Ohio; St. Louis; Akron, Ohio; and Harrisburg-Carlisle, Pa. For a 10th consecutive quarter, San Francisco-San Mateo-Redwood City, Calif. was the nation’s least affordable major housing market. There, just 14.1 percent of homes sold in the first quarter were affordable to families earning the area’s median income of $103,400.

Local Cars.

Local Dealers.

Buying a Safe and Reliable Car? Search 1,000’s today!

Check out the CARS315.COM Auto Connection appearing the 3rd week of each month in your local Eagle Newspaper.

(315) 434-8889 2501 James St., Suite 100 Syracuse, NY 13206 RealEstateCNY.com is published monthly by Community Media Group LLC. Each month, 30,000 copies are produced and distributed through Eagle Newspapers’ six community weeklies, as well as at high traffic locations throughout Onondaga and Madison counties, including selected Wegmans and Tops Friendly Market locations. All phone numbers are for the (315) area code unless otherwise stated on the advertisement. RealEstateCNY.com is a trademark of Community Media Group LLC, and is produced in conjunction with QuestCom Incorporated.

All real estate advertised in RealEstateCNY.com is subject to the Federal Fair Housing Act of 1968, which makes it illegal to advertise preference, limitation or discrimination based on race, religion, sex, age, national origin, disability, marital status or presence of children or an intention to take any preference, limitation or discrimination.

Community Media Group LLC will not knowingly accept for publication any advertising for real estate which violates the law. All dwellings advertised are available on an equal opportunity basis.

For further information contact:

All rights reserved. Copying or reproduction of this publication, in whole or in part, is strictly prohibited.

P: 315-434-8889 ext. 308 C: 315-720-2851 F: 315-434-8883 E: pnagle@eaglenewsonline.com

Every effort has been made to assure the accuracy of the information contained herein. However, the publisher cannot guarantee such accuracy. All properties are subject to prior sale or withdrawal without notice. Listings & advertising are subject to errors, omissions, and/or changes without notice.

Paul Nagle

RealEstateCNY.com

9

Real Estate F.Y.I Tips for cutting the costs of home ownership Owning a home is a dream for many people. But even the most affordable homes can be a considerable expense, which is why many homeowners are on constant lookout for ways to cut the costs of home ownership.

Those who have owned their homes for years may already know of various ways they can save money each month.

But first-time homeowners may not be so savvy, which can leave them scrambling for ways to save each month.

Fortunately, homeowners can reduce the cost of owning their homes in a variety of ways.

Refinance your mortgage.

The average homeowner would point to his or her mortgage payment as his or her biggest monthly expense. Firsttime homeowners may assume they have no leeway with regard to lowering that payment, but that’s not necessarily true. Interest rates fluctuate every day, and homeowners might be able to take advantage of that fluctuation by refinancing their mortgages to earn lower interest rates.

Depending on the amount of the loan, a homeowner might be able to save hundreds of dollars per month and tens of thousands of dollars over the life of the loan after refinancing his or her mortgage. Research current interest rates to determine if refinancing is in your best interest.

Reexamine your insurance policy.

When borrowing money to buy a home, borrowers need to have homeowner’s insurance. It’s easy to forget these policies and simply pay the premium each month. But homeowners looking to save money should periodically reexamine their policies and compare these exist-

ing policies to those they might be able to get from other providers. Comparison shopping can save homeowners substantial amounts of money. Homeowners willing to purchase their homeowners and auto insurance policies from the same provider also can save a considerable amount of money, sometimes as much as 15 percent depending on the provider.

Make safety upgrades.

Another way to cut the cost of home ownership is to upgrade your home’s safety features. Many insurance companies offer discounts to homeowners who install alarm systems, sprinklers or storm shutters in their homes. But homeowners should confirm their eligibility for such discounts before making any upgrades, as policies may differ depend-

ing on the provider.

Purchase eco-friendly appliances for your home.

The appliances in your home at the time of purchase will inevitably wear down, and replacing such items can be expensive. But replacing older appliances with more eco-friendly alternatives can save you money on your monthly utility bills, as more and more appliances are now made with energy savings in mind. Cutting your energy consumption leads to lower utility bills, and you may even be eligible for government rebates when buying products that meet certain energy-saving standards.

The cost of home ownership is on the rise, but homeowners can take several steps to alleviate those costs.

10

RealEstateCNY.com

MORTGAGE F.Y.I

Find the perfect home & perfect financing Buying a house is one of the most important decisions in your life.

Whether you are a first-time buyer or a seasoned homeowner, there are many finance options. Solvay Bank’s Assistant Vice President and Senior Mortgage Loan Officer Felix Melendez is an experienced mortgage professional who has helped hundreds of Central New York homebuyers find the perfect home financing.

Q. What type of mortgage is right for me?

A. There are many types of mortgages that can accommodate different needs. Some people find that conventional fixed rate mortgages work for them. It uses a fixed rate over the loan’s life so the payment is always predictable. There are different options available for the length of the loan as well.

Q. Are there programs that can help me achieve homeownership?

A. Solvay Bank and other select banks offer the First Home Club which

provides up to $7,500 in grant money through the Federal Home Loan Bank of New York to qualifying first-time homebuyers who save at least $1,875 during a 10- to 24-month period. Some banks also offer special programs like The Village of Solvay Homebuyer’s Assistance Program at Solvay Bank.

This program offers a Buyer’s Credit to offset closing costs when purchasing a primary residence in Solvay. Buyers must meet certain terms and conditions to qualify for this program.

Q: What is Loan Servicing?

A: Loan Servicing is essentially the customer service piece of your mortgage which typically gets sold. Unlike most banks, Solvay Bank services all of our mortgages so when you have a question about your loan, you’ll talk to a Loan Servicing professional in our Central New York headquarters.

Learn more about home financing options by contact Solvay Bank’s Mortgage Team at (315) 484-2205 or visit them online at solvaybank.com.

Be prepared for your initial lender meeting For the loan approval process you will first need to bring information to verify your income and long-term debts.

Often people prefer to meet with the lender before house hunting to determine in advance what price range they can realistically afford and the mortgage amount for which they can qualify.

For your first meeting with the lender, you should bring: 1. A purchase contract for the house, if you have one.

2. Your bank account numbers and the address of your bank branch, along with checking and savings account statements for the past two to three months.

3. Pay stubs, W2 withholding forms, tax returns for two years, or other proof of employment and income verification.

4. Divorce settlement papers, if applicable.

5. Credit card bills for the past few billing periods, or canceled checks for rent or utility bill payments, to show payment history and amount of revolving debt.

6. Information on other consumer debt, such as car loans, furniture loans, student loans and retail/credit cards.

7. Balance sheets and tax returns, if you are self-employed.

8. Any gift letters, if you are using a gift from a parent, relative or organization to help cover the down payment and/or closing costs. This letter simply states that the money is in fact a gift and will not have to be repaid.

Usually, you will need to pay an application fee and appraisal fee when you submit the mortgage application. This is done only after you have negotiated successfully on a home and the seller has accepted your offer. Generally, there is no fee for prequalification.

The lender should let you know if you qualify for the loan you want in 30 to 60 days.

If you are denied a home loan, the lender must explain the reasons. If this happens, the lender usually will discuss any options with you.

RealEstateCNY.com

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Things to consider before downsizing your home Perhaps the most difficult part of the decision of whether or not to downsize to a smaller home concerns the sentimental attachment many homeowners, especially those with children, have to their homes.

The home might be too big for your current needs, but it also was the same place where your son took his first steps and where your daughter lost her first tooth. Saying goodbye to a place that was home to so many memories isn’t easy. But there’s more than just sentimental value to consider when deciding whether or not to downsize your home after the kids have grown up and moved out.

Personal finances

Once their kids have left the nest, many men and women over 50 begin to consider downsizing their homes. Downsizing to a smaller home can be beneficial for a variety of reasons, including less home to clean and maintain, more affordable utility bills and lower property taxes.

But the decision to downsize is rarely black and white, and men and women often struggle with that decision.

If your retirement nest egg is not as substantial as you would like it to be, then it would seem as though downsizing to a smaller, more affordable home is a great opportunity for you to start catching up on your retirement savings. But that’s only true if your new home won’t incur any additional expenses that are already taken care of in your current home. For example, your current home may be fully

furnished, while a new, smaller home may require you to buy all new furniture because your existing items simply won’t fit.

In addition, if you plan to move into a condominium, you may have to pay monthly homeowners association fees.

Real estate market

The nature of the real estate market depends on a host of factors, including geography. If the city or town where you currently live is in the midst of a seller’s market and you are planning on moving to a location where buyers have the upper hand, then now might be a great time to move. But if you currently live in a buyer’s market and hope to move to a seller’s market, then you may end up paying a steep price, even when downsizing to a smaller home. Things may even themselves out if you want to downsize to a smaller home within your current community, but do your homework nonetheless, researching the time of year when you’re most likely to get the most for your home and find the best deal on your next place. The advantage men and women considering downsizing haveis that they are rarely in a

rush to move out of their current home and into their next one.

This gives them ample time to make the real estate market work for them.

Space

How much space do you really need? Once the kids have moved out, couples may feel like all of that extra space is going to waste. But that can be a knee-jerk reaction, and upon a more thorough examination of the space and your needs you may just find that you can put all of that extra square footage to good use after all. If, after considering the space in your home, you find that the extra square footage really is just upkeep you aren’t especially interested in doing, then you would no doubt like a cozier home that’s less of a responsibility to maintain.

Downsizing a home is something many men and women over 50 consider after their children have moved out. Such a decision is rarely easy, so homeowners should take as much time as they need before making a final decision to move or stay put.

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Fayetteville realtor honored Deana Bollinger Ingram, Licensed Associate Real Estate BROKER® and co-owner of the Weichert, Realtors® - The Bollinger Group, has been awarded the Accredited Buyer’s Representation (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the National Association of REALTORS® (NAR).

Ingram joins more than 30,000 real estate professionals in North America who have earned the ABR designation.

All were required to successfully complete a comprehensive course in buyer representation and an elective course focusing on a buyer representation specialty, both in addition to submitting documentation verifying professional experience.

Ingram is part of a knowledgeable team of agents at Weichert, Realtors® - The Bollinger Group which brings over 25 years of combined real es-

Eight things - continued from page 3

7. Be neighborly – ahead of time.

See how the homeowners around you like the area. They might have issues that aren’t apparent upon first inspection.

For instance, there could be flooding issues in the basement that don’t crop up until the spring thaw. It’s good to see what your potential neighbors are like, and find out what they think of you, as well.

Deanna Bollinger Ingram

tate expertise to their clients.

The office serves Onondaga, Oswego, Oneida, Cayuga and Madison counties.

Weichert, Realtors® – The Bollinger Group is located at 107 Thompson Street, Fayetteville.

8. Find out about various services.

Is cable available in that area? What’s cell phone service like? Are you on a public sewer or septic system? Does the power go out frequently, requiring generator use? These are all issues that are best investigated before purchasing a home.

You certainly don’t want to find out about these problems later.

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