Three Generations Serving YOU

The Sathers JS Realty team has the experience and expertise to help you navigate any real estate transaction quickly and easily. Whether you’re thinking of selling or buying, let us put our 90 years of combined experience to work for you!

make sure everything goes as smoothly as possible.

Security tip: Make sure that any mortgage professional or financial services company you work with is licensed in your state. You can verify this quickly and easily via NMLS Consumer Access, a free service available online at nmlsconsumeraccess.org.

Step two: Explore your loan options loan application, but you can get a head start by gathering some basic financial records, including your recent tax documents, bank statements, and pay stubs.

Step four: Get preapproved… and start your search!

A mortgage loan originator acts as your main point of contact with the lending institution as you are setting up your loan. He or she will work to understand your homeownership goals, help you evaluate your financing options, and guide you through the mortgage loan process to

There are a wide variety of real estate loan products available, and finding the right fit is key. MCCU’s First Step Home Loan was created with first-time buyers in mind and may be a good choice if you’re buying your first home in Minnesota or Wisconsin.

Step three: Gather your documents

As you might expect, there is a lot of paperwork involved in just about every step of buying a home, and the mortgage loan process is no exception. Your mortgage originator will let you know what documents to provide for your specific

Once you’ve completed your application and supplied all necessary documentation, you’ll find out how much you’re qualified to borrow. This step, known as “prequalification” or “preapproval,” lets you zero in more specifically on a price range so you know where to focus your housing search. It also helps ensure you have everything in order so your loan can be processed quickly when you’re ready to make an offer.

What’s next? After all that preparation, it’s finally time for the fun stuff: searching for your perfect home. Good luck, and happy house-hunting!