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housing

a guide for duke university and medical center

summer 2009


2 | WEDNESDAY, JULY 1, 2009

Housing Guide

THE CHRONICLE


Housing Guide

THE CHRONICLE

WEDNESDAY, JULY 1, 2009 | 3

table of contents 5 21 6 26 9 12 29 15 17

Short trips around Durham

Smart Home / Smart Living

Durham Public/ Private Schools

Tips for Hiring a Contractor

Who to call for utilities

24

Mortgage Q&A

Durham Performing Arts Center

Hayti Heritage Center

Renter’s Insurance is a ‘must have’

Apartment Guide

28

‘Green’ Flooring

Home Ownership

32

DJ Maniace Broker, Realtor®, ABR Check out my listing in Trinity Park @ 905 URBAN AVE.

w w w. p s c p. c o m

5102 Durham Chapel Hill Blvd. Durham, NC 27707 Serving Trinity Park, Duke Forest & Durham

Direct: 919.616.2010

djmaniace@pscp.com

The Webb House, your turn of the century getaway! 117 E. Queen Street HILLSBOROUGH HISTORIC DISTRICT Recipient of the Hillsborough Preservation Award in 2008 for superior restoration features antique heart of pine and hand hewn paneling. Overlook the picturesque, historic English gardens from the sunny kitchen with maple cabinets, granite and butcher block countertops, 5 burner gas range and custom island. 3 bedrooms and 3.5 baths include a master adorned with a cast iron tub, granite counters, cherry cabinets and a separate ceramic shower. All new wiring, plumbing, roofing and gutters. $848,737

Dream

NATIONAL WINNER

Home T

his is a statement we can make with great pride! With the support and recognition from our peers, our showcase home in the Estates of Chapel Ridge was recently awarded 2009 National Dream Home winner, Gold Best of the Best in the Home Builders Association 2008 Parade of Homes of three counties.

To schedule your private showing of this

Caroline Couture

masterpiece located at: 154 Berry Patch Dr. Estate of Chapel Ridge Call Kim Smith 919-669-3835 Coldwell Banker Advantage

Coldwell Banker HPW

www.NCHomesbyKim.com

A MUST SEE PIECE OF HISTORY! Circa 1800.

Office: 919. 732. 7351 Cell: 919. 698. 2123 Fax: 919. 313. 9878

w w w. 1 1 7 E Q u e e n S t re e t . c o m

To see how we can build your home to be the best of the best! Please visit www.ChoateCustomHomes.com. The true custom home builder in Chapel Ridge, Baldwin Peak and your private home site.


Housing Guide

4 | WEDNESDAY, JULY 1, 2009

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The Parc at University Tower

Superb Location with Service You Deserve Classic beauty at a secluded address at the University Tower in Durham. Come home to the Parc and enjoy an unparalleled community where every detail has been considered and designed for your comfort.

NOW LEASING • 1, 2 & 3 bedroom apts • lighted tennis court • wash./dry. connect. • car care center • large balconies • garages with remote access • 9-foot ceilings • resident lounge area • crown molding • guest suites available • gated entry • employment protection • fitness & business centers plan available • pool w/ Wi-Fi

20 Morcroft Lane, Durham • 919.419.9895 • www.bes.com/files/parc

MJWF!JO!UIF!DPSF!PG!DPPM/

()34/2)#,/&4!0!24-%.43\$52(!- .# \7EST6ILLAGE$URHAMCOM S F T J E F O U J B M ! } ! S F UB J M ! } ! P G G J D F Residential professionally managed by Drucker and Falk.


Housing Guide

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WEDNESDAY, JULY 1, 2009 | 5

Smart Home promotes smart, green living

The Home Depot Smart Home currently houses 10 graduate and undergraduate students.

Will Johnson Custom Building and Renovations Smart Design | Lifetime Homes

919.933.2100 www.will johnson building.com

The Home Depot Smart Home, located off Campus Drive behind the Freeman Center for Jewish Life, was but a concept less than three years ago.

mer Smart Home director Tom Rose, Pratt ‘05. “And we have dimmable compact fluorescent light bulbs, which are relatively new.”

The home currently houses 10 graduate and undergraduate students. Conceptualized in 2003 by Mark Younger, Pratt ‘03, the project received the support of the Pratt School of Engineering and then-Pratt Dean Kristina Johnson.

The Smart Home also features a rainwater collection system and a large set of solar panels, which is displayed prominently on the front of the house. The panels are used to heat water and help power the Home.

After securing funding from dozens of corporate and academic sponsors, the home broke ground in November 2006, and construction finished two years later.

The Home Deport Smart Home houses an active group of student scientists and engineers, each with their projects to help better the Home. Currently, the Smart Home also houses two Canadian exchange students.

The United States Green Building Council, which ranks a building’s design by the Leadership in Energy and Environmental Design rating, has recognized the Smart Home’s environmental friendliness. The home is certified as a LEED-Platinum building—the highest rank given by the USGBC.

In order to promote innovation, the Smart Home runs the annual Smart Living Competition, in which groups of student work to develop innovative design projects that can be tested and implemented in the home.

Environmental-friendly appliances come standardized in the house, complete with steam laundry machines and a central-controlled, auto-dimming fluorescent lighting system.

Smart Home President Kelvin Gu, a junior, led the Smart Billiards project last academic year. The project was aimed at helping casual pool players refine their shots by predicting and visualizing the path of their shots.

“The lighting system is special because any light switch in the house can be programmed to control any other light in the house,” said for-

Other projects at the Smart Home include an information telescope and a community garden located at the back of the Home.

LIFE MADE SIMPLE. COURTYARD SHOPPING AND DINING AT YOUR DOORSTEP Our Amenities Include: One and two bedroom apartments Two bedroom penthouses Dens in select units Dramatic ten and eleven foot ceilings Gas fireplaces Large walk in closets Washer and dryer optional Security systems Elevators Garages Direct access to the American Tobacco Trail v 3 to 12 month leases v v v v v v v v v v v

Corporate Housing Packages Include: Furniture Housewares Linens Utilities including telephone, cable and high speed internet v Maid Service v v v v

Located 2 miles North of The Streets of Southpoint, Convenient to I-40, RTP & Chapel Hill

5836 Fayetteville Road, Suite 201, Durham, NC 27713

Contact Us Today! (919) 484-1053 www.suttonstation.com suttonstation@ticonproperties.com


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6 | WEDNESDAY, JULY 1, 2009

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Beyond Duke: Durham public schools Durham is not just home to Duke, its students, faculty and staff. Durham is a small city, and although Duke might be located in a suburban setting, it shares its home with scholars of all ages. Coming from high school, you might have fond memories of your last four years of school. Durham boasts about 10,659 students enrolled in Durham Public Schools high schools, the DPS Web site reports. Its six major high schools are Durham School of the Arts, Hillside, Charles E. Jordan, Northern, Riverside and Southern High Schools. Jordan and Riverside High Schools are Durham’s largest and most racially diverse public high schools, according to DPS racial breakdowns. The Jordan Falcons and Riverside Pirates are district rivals in several sports including soccer and baseball. The Hillside Hornets and Southern Spartans excel in football and basketball, but they have made local news in recent years for reasons other than sports. For the 2005-2006 through 2007-2008 academic years, Hillside and Southern High Schools have been rated low perfomring or below expected growth by state testing standards. In an attempt to address Hillside and Southern High Schools’ poor perfomance, the DPS has added several specialized programs to the schools. Hillside is home to the International Bauccelaureate program in Durham as well as the Hillside New Tech High School, which targets students seeking careers in electronic or computer engineering. Southern High

The North Carolina School of Science and Mathematics, located off East Campus, is the first public residential high school in the U.S. School boasts the Southern School of Engineering which focuses on preparing students for the 21st century work place, its Web sites reports.

NCSSM accepts students from all 13 North Carolina congressional districts equally and allows them to pursue specialized courses in math and science.

Northern High School was also ranked low-performing in the 2007-2008 academic year, but it has met expected growth previous years and the Northern Knights participate in a variety of ahtletic activities as well as academic and career and technical education courses.

Although NCSSM does not compete in varsity level athletics with the other major Durham public high schools, it does offer students a variety of clubs, activities and athletics to participate in during their two years at the school. NCSSM is a University of North Carolina constituent institution.

Durham School of the Arts is a public secondary school that students apply for entry to through a lottery system. The DSA Bulldogs accept students in grades six through 12, and offers a variety of performing arts-focused electives including dance, drama, music and traditional arts courses.

Durham is also home to several private institutions that offer education through the 12th grade. Of the 11 private schools in Durham, nine have religious ties. The largest private school in Durham is also one of its only secular ones. Founded in 1933, Durham Academy enrolls approximately 1,134 students for its kindergarten through 12th grade and is recognized for its students’ academic achievements. Annual tuition for a high school student at Durham Academy is $18,700, and its Web site states that more than 10 percent of its students receive some form of financial aid.

Durham is also host to the North Carolina School of Science and Mathematics, a public high school students can apply to attend as 10th graders.The first public residential high school in the United States,

BOB SCHMITZ PROPERTIES 1222 Broad Street, Apt. A, Durham NC 27705 www.bobschmitzproperties.com 919-416-0393 DON’T LIVE IN A BOX… LIVE IN AN APARTMENT HOME WITH CHARACTER ! WALK TO DUKE’S EAST & WEST PETS ARE WELCOME HARDWOOD FLOORS, YARDS, SECURITY SYSTEMS, PORCHES FULL-TIME MAINTENANCE

BIG HOUSES FOR ’09-‘10 BIG HOUSES FOR ’10-‘11

1 TO 7 BEDROOMS ENTERTAIN YOUR FRIENDS! SPACIOUS FLOORPLANS ALL APPLIANCES INC. W/D

Martin Court 32 Executive 1 Bedroom Apartments

Amenities: • Security System • Washer & Dryer • Range & Refrigerator • Dishwasher & Disposal • Paddle Fans • Energy Efficient

Rent: $560 • Walk to Duke 943 Morreene Road • Call H.M. Roll Properties at (919) 383-2451 or (336) 504-0445 debihouse2home@yahoo.com

Welcome to Durham, Students and Staff! CALL US with your housing needs. We can help!

Melissa Butler 919.877.8919 butlerm@hpw.com

Diana ConradtMullen 919.597.1320 dndcmullen@hpw.com

2903 SHAFTSBURY ST. $109,900 3 Bedroom, 1.5 Bath with wooded lot.

Renaissance Center at Southpoint 7011 Fayetteville Road, Suite 200 • Durham, NC 27713


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Housing Guide

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8 | WEDNESDAY, JULY 1, 2009

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Housing Guide

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WEDNESDAY, JULY 1, 2009 | 9

Ask the right questions before hiring a contractor When you bring contractors, carpenters, plumbers and assorted workmen into your home, you are opening up your whole life to them. Not only do you need to confirm that they are competent professionals, you must assess their integrity, as well. You want to know that you can trust them to do the job right, as well as respect your home and its contents.

may be because they have some kind of “arrangement” with them.

PERMITS You need to decide who will be responsible for getting the proper building permits and dealing with inspectors. The contractor’s expertise here is essential, although you may wish to be in the loop here.

You can avoid most serious problems with a little planning and foresight. You want both capable and honLike any other sizable endeavor, a home renovation est workers in your home, and can increase your chances can be complicated and tricky. The best overall rule for of a successful and stress-free renovation by using this managing this kind of project is clear, continuous comlist of questions to ask contractors before hiring them. munication. Nothing should be decided or done in the

INSURANCE AND BONDING Make sure your contractor is fully insured before you let him start your job. The company and/or the employees should be bonded, and you should ask for the particulars of the insurance coverage early in your negotiations.

WARRANTIES You will want to know what kind of home building warranties are provided, on both the work itself and on the materials used in the project. You should keep good records of any warranted work or materials so that you are prepared for any problems down the line.

REFERENCES Checking contractors’ references is crucial. Not only do you want to hear testimonials about their work, you will want to discover if they are they part of any homebuilder or tradesman associations. Checking references means speaking with other homeowners for whom the contractors have worked, as well as consulting the state licensing board and the Better Business Bureau about any complaints.

PORTFOLIO Take a good look at the contractors’ portfolios and make sure that you are satisfied with the level of their previous work.

JOB SUPERVISOR Make sure that you know who the onsite supervisor will be for your renovation. What is the person’s experience? Will they speak and make decisions for the contractor in his absence?

PROJECT TIMEFRAME A timetable is crucial for any big job, of any kind, so you need to ask specific questions about when the job will start, how long each phase will take and so forth. This information will be part of your project plan, so you need to get it early and get it “set in stone.”

BUDGET You will want to calculate the cost for your home improvement as accurately as possible, naturally. Make sure your contractor has a plan, too, and breaks out the costs of materials and labor. Find out right away what type of payment plan is expected, as well as what sort of deposit is required. Needless to say, keep all receipts.

SUBCONTRACTORS If the contractor uses subcontractors, as most will for electrical and plumbing work (at the least), make sure to get the same kind of information about them as you did on the contractor.

APPLIANCES AND OTHER HARDWARE It is your house and your money, so you do not need to cede the authority for buying materials and appliances entirely to the contractor. It is perfectly understandable that you would want to get the best prices for the components of the project. The way to avoid problems is to spell everything out in advance. If the contractor is too insistent on using particular suppliers or distributors, it

dark, and everything should be undertaken in accordance with the plan, the budget and the timetable. It is mostly a matter of common sense and self-discipline. Make the plan and stick to it as closely as possible, while still allowing for some mid-stream changes if necessary. Stay positive, keep your wits about you and press on, deliberately and with a sense of purpose. Consider your home renovation another adventure in life, and make your mind up to enjoy it! Mark Bordo Article Source: http://www.upublish.info


Housing Guide

10 | WEDNESDAY, JULY 1, 2009

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CROASDAILE CROSSINGS Croasdaile Crossings Apartments are in the perfect location for Duke graduate students and associates! Just a 5 minute drive to campus and the Medical Center, Croasdaile Crossings apartment community is located at the intersection of Carver and Front Streets surrounded by Durham’s most prestigious residential setting.

2106 Front St. Durham, NC 27705

Croasdaile Crossings offers one bedroom garden apartments and two bedroom, 21⁄2 bath townhome apartments with the following amenities:

(919) 383-3437

• GREAT FLOOR PLAN FOR ROOMMATES!!! • Full size washer and dryer and microwave, dishwasher, and garbage disposal included in the rent • Standard Cable TV (over 70 channels) included in rent • Frost-free refrigerator/freezer with ice maker • Self-cleaning oven • French doors with mini blinds • Spacious closets throughout • Townhomes have storage rooms • Fitness Center • Wireless Internet available in community room and pool deck area • 24 Hour emergency maintenance • One pet under 40 lbs. full grown welcomed

www.brantleyproperties.com/croasdailecrossings

CROASDAILE APARTMENTS

GREAT MOVE IN SPECIALS!

* Rent discount for Duke

Graduate Students and Employees

www.brantleyproperties.com/croasdaile croasdaile@brantleyproperties.com

Located just 5 minutes from Duke’s Central Campus, Medical Center and VA Hospital, Croasdaile Apartments offer a quiet retreat from busy lifestyles. Meticulously maintained apartments and surrounding grounds provide an outstanding value close to everything you need. This is the perfect location for Duke graduate students and Duke employees!

1829 Front St. Durham, NC 27705

(919) 383-3437 Croasdaile Crossings

Front S

t.

Croasdaile Apartments

Carver St.

Hillandale Rd.

• 1, 2 and 3 bedroom apartments, some floorplans with dens • Standard cable (70 channels), water, sewer included in rent • Laundry centers in each building • All electric appliances included; frostfree refrigerator/freezer, stove with selfcleaning oven, dishwasher and food disposal • Efficient heating and cooling for climate controlled year round comfort • 2 swimming pools and picnic area • Clubroom features computer with high speed internet access and Fitness center • Extra large patio or balcony • Mini-blinds included on all windows • Golf course views • On city bus line • One pet under 40 lbs. full-grown welcomed

I-85

Leasing Office

Professionally managed by

Duke University Duke Hospital

EQUAL HOUSING OPPORTUNITY

Leasing office for both properties: 2726 Croasdaile Dr., Suite 102 (BB&T Building)


Housing Guide

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The Triangle’s Most Unique Source for Ready to Finish Furniture

WEDNESDAY, JULY 1, 2009 | 11

Luxurious Partners Place Condo

Walk to Duke... Perfect for Med Students / House Staff / Nursing Students / Graduate Students Ground floor condo in Building A. Hurry it will go quickly!

• Bookcases • Desks & Computer Furniture • Tables • Chairs • Bedroom Furniture • Entertainment Centers And much more

Voted Best Unfinished Furniture Store in the Triangle 2501 University Dr., Durham, NC 27707 (919) 401-5004 (919) 419-0679 Fax Mon-Fri 10am-6pm Sat 10am-4pm

http://www.rockwoodunfinishedfurniture.com

3 Bedrooms with 3 private baths. Separate dining and living area with extra “sunroom.” Perfect condo for 3 friends or coworkers. Have your own private space, private bathroom in each bedroom with lockable doors. New Oak Floors and tiled kitchen. Kitchen with all appliances including washer, dryer, microwave, fridge freezer. Rent is $1600 per month or $550 per room per month. Deposit one months rent.

Please contact: Dr. STUART SOUDERS 714.717.7154 or at partnersplace@hotmail.com

or

3 BR 3 BA LivRm DinRm SunRm FULL KITCHEN $1600/mo

RON MEECE 919.641.9416 or at rmeece@nc.rr.com

929 Morreene Rd., Durham, N. C. 27705

Enjoy the Lodge at Southpoint Lifestyle The Lodge at Southpoint offers outstanding amenities, superior service, and superb location near l-40 and NC 751.

Spacious 1, 2 and 3 bedrooms  Oval Roman soaking tubs  Microwaves included  Washer/Dryers included  Berber Carpet  Built in computer desks with shelves  Resort-style Pool  Fitness Center with rock climbing wall  Hi-Definition Movie Theater  Wireless Business Center  Billiards Room  Sand Volleyball Court & Tot Lot  Dog Park  Putting Green  DVD Library 

1300 Knoll Circle • Durham, NC 27713 Phone: 919-484-2866 • Fax: 919-806-0400

Directions: From I40 West, take exit 274. Turn Left on Highway 751. Turn left on Renaissance Parkway. Our community is on the right.


Housing Guide

12 | WEDNESDAY, JULY 1, 2009

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Performing arts showcased in new Center The Durham Performing Arts Center provides a state-of-the-art venue for a wide variety of showcases. Completed in 2008, the 2,800-seat theater sits in the American Tobacco District in downtown Durham, adjacent to the Durham Bulls Athletic Park, home of the Durham BullsTampa Bay Ray’s Triple-A affiliate. The center allows for Durham to host the latest productions of hit Broadway plays, as well as various concerts representing an eclectic mix of music spanning from classical to jazz, blues to country. Luxurious amenities abound in DPAC, which has three parking garages within walking distance of the facility to ensure readily available access from your car to the theater’s front door. The Durham Performing Arts Center, completed in 2008, has hosted the most critically acclaimed performances such as Disney’s “Beauty and the Beast”.

In addition, patrons can enjoy a large selection of food and beverages in the BlueCross BlueSheild of North Carolina Atrium, a threestory glass lobby with floor-to-ceiling windows to allow for one of the most beautiful views of downtown Durham.

therm red-carpet VIP status at all SunTrust Broadway Series events. Other benefits include premium seating, reserved parking spaces, complementary drinks, VIP lounge access and invitations to cast parties.

DPAC benefactors have the option to join the President’s Club, giving

From the first show at the theater when music legend B.B. King graced

the Bill City with his one-of-a-kind blues style, world-renowned performers have graced the stage for large and captivated audiences. In addition to musical artists, the SunTrust Broadway series brings the most critically acclaimed performances from New York City for Tri-

angle residents to enjoy. Performances such as Disney’s “Beauty and the Beast,” “Mama Mia” and “Spring Awakening”—winner of the 2008 Tony Award for Best Musical, are just some of the performances coming to Durham in the upcoming season, which runs from September to June.

Visit one of Drees’ conveniently located communities today. DURHAM 1. Ashfield Place From the $260s

477-5844

From I-85, exit north on Guess Rd. Go 4.5 miles, past Umstead Rd., to community entrance on right.

2. The Colony at American Village 225-8648 * From the $330s Rt. 15-501 to northwest on Hwy. 751 (Cameron Blvd.) through Duke Forest. Right on Constitution Dr., left on American Dr. .7 miles. Left on Sycamore Shoals Rd. into community. Call for information.

3. Brightleaf at the Park 596-9513 Single family homes from the $290s Coming Soon – Townhomes from the $150s I-540 to north on US-70 (Glenwood Avenue) towards Research Triangle Park. Turn right into community just before Sherron Road/Miami Blvd.

Drees Townhomes at Brightleaf at the Park, from the $150s

©2009 The Drees Company. All Rights Reserved.

Raleigh “Building Company of the Year”

4 St

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Umstead Rd.

732-5112

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2 Constitution Dr.

Decorated models open Mon., Tues., Fri. and Sat. 11-6, Sun. 12-6, Wed. - Thurs. by appointment.

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Brightleaf at the Park offers a community clubhouse, tennis courts, a swim facility, and nature trails.

HILLSBOROUGH

Miami Blv

Easy access to Duke University, RDU airport, and RTP 2 to 3-story townhomes, offering 2 to 4 Bedrooms and a 1-car garage Distinctive exteriors and unique interior architectural detailing Open spacious living with lots of windows throughout Competitive rate financing packages available

Duke St.

• • • • •

4. Churton Grove From the $330s

I-85 to Exit 170 (Rt. 70 Bypass) North approximately 4 miles to right on St. Mary’s Rd., then 1/4 mile to community entrance on left.

Guess Rd.

Now Taking Priority Reservations!

HILLSBOROUGH

RDU International Airport

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Housing Guide

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WEDNESDAY, JULY 1, 2009 | 13

Comfort,Value, and Convenience APARTMENT S • • • •

Studio, 1 and 2 bedroom apartment homes Fireplaces, solariums (in select apartments) Tranquil tree lined views of Duke Forest Wooded trails and picnic area

from $449 monthly, short-term leases available

FULLY FURNISHED APARTMENTS • Fully equipped with all housewares, appliances, cable, and local phone • All utilities paid for, including high speed internet from $69 per nigh t

FEATURES • Fully equipped business center with highspeed internet • Sparkling swimming pool with expanded sundeck • 24-hour fitness center with Nautilus equipment

• • • •

Breakfast Bar 24-hour laundry facility Barbecue/picnic area Lighted tennis courts

Brin g for A this coup on dd Speciitional als

O n ly 4 m i nu t e s t o D u ke U n i ve r s i t y .

THE FOREST A •C S PARTMENTS

ORPORATE

UITES

800 White Pine Drive, Durham, NC 27705 919.383.8504 theforest@riverstoneres.com


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14 | WEDNESDAY, JULY 1, 2009

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LOCATION! LOCATION! LOCATION! ly On

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3611 University Drive www.pinnacleridgeapthomes.com

â&#x20AC;˘ 9 Unique floorplans â&#x20AC;˘ Limited access community â&#x20AC;˘ Indoor racquet/volleyball court â&#x20AC;˘ Pay by credit card

â&#x20AC;˘ Fitness Center â&#x20AC;˘ Full sized W/D* â&#x20AC;˘ Woodburning FP* â&#x20AC;˘ Pets welcome *in select homes

1-866-595-6604 pinnacleridgepm@watertonpm.com

From Duke, turn left on Academy Dr. (Hwy. 751), right onto University Dr., 3611 is located on your left!

A Promise From The Maids Home Services Housecleaning Teams.

The Maids Home Services preferred by Duke for flexibility and Scheduling! We use our 22-Step Healthy TouchÂŽ Deep Cleaning System every visit!

s Weâ&#x20AC;&#x2122;ll give you the healthiest, most thorough housecleaning ever! sWe use environmentally preferable cleaning products. s Our patented Back Pack Vacs with HEPA ďŹ ltration can capture up to 99% of all dust and allergens. sOur maids work in teams of four, are professionally supervised, bonded and insured.

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s#LEANSINKS COUNTERS CHANGETOWELS s#LEAN DISINFECTTOILETS TUBS SHOWERS s(ANDWASH DISINFECTmOORS

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Please call for our Duke special discounts and recommendations!

919-496-0800 919-493-0818 www.maids.com

Call for a free estimate ÂŽ


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WEDNESDAY, JULY 1, 2009 | 15

Durham history glorified at the Hayti Center The Hayti Heritage Center provides a living monument to the rich history of Durham and a melting pot for the Bull City’s diverse community. Formerly the Saint Joseph’s African Methodist Episcopal Church, the group’s location served as one of the most prominent places of worship for Durham’s black community. Constructed in 1891, the elegant structure was the embodiment of a community once considered the most prosperous collection of blacks in America. The tall steeple and large stained glass windows awed visitors from across the nation. W. E. B. DuBois once remarked that “never in all my travels have a seen a church as great as St. Joseph’s,” according to the center’s Web site. Over time, the vibrant black community anchored along Fayetteville Street was dispersed throughout the city and the congregation moved out of St. Joseph’s. While bulldozers destroyed

The Hayti Heritage Center, formerly the Saint Joseph’s African Methodist Episcopal Church, was original constructed in 1891 and is home to the Lynda Moore Merrick Gallery. the hotels, restaurants, barbershops and homes of the oncevibrant Hayti neighborhood to make room for the Durham Freeway in the 1970s, a group of community activist worked to save St. Joseph’s. In 1975, the Saint Joseph Historic Foundation was founded with the purpose both to preserve the structure and to recast

the old sanctuary as a cultural gathering place for the city. More than 25 years would pass before this vision would come to fruition. In 2001, the newly remodeled St. Joseph’s reopened as the Hayti Heritage Center, renewed with the St. Joseph’s Performance Hall-a 400 seat venue for musical

and theatrical performances-as well as 35,000 sq. ft. for various gatherings, receptions, conferences and educational events. Annually, the center hosts a wide array of events, including the Bull Durham Jazz Festival, held at the Durham Bulls Athletic Park, Jumbalaya Soul Slam, a slam poetry competition, as well as Durham’s annual Juneteeth

celebration. The center is also home to the Lyda Moore Merrick Gallery. The art gallery hosts some of the finest collections of African and African-American art in the world. Its namesake is credited with establishing the first publication of any kind, which was geared toward those who were sightless in the black community.


Housing Guide

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Newly Remodeled One, Two and Three Bedroom

LOOKS LUXURY LOCATION

16 | WEDNESDAY, JULY 1, 2009

All Energy Efficient Garden Apartments Student Special 1/2 off June, July, August

• Ceiling Fans & Fireplaces • 6, 9, 12 & 15 Month Leases • Pool, Volleyball & Lighted Tennis Courts 1 BR ~ $515/mo • Children’s Playground 2 BR ~ $622/mo 3 BR ~ $845/mo • Cablevision Available • Laundry Facilities • Central Heat & Air • 24 Hour Emergency Maintenance 471-8474 • 1321 New Castle Road Mon–Fri 8–5 • Sat 10-2 Minutes from Duke off Guess Road EQUAL HOUSING OPPORTUNITY

Trinity Properties Trinity Properties Housing the Duke Community for Over 30 Years Ava i l a b l e HARDWOOD FLOORS AND HUGE WINDOWS. 603 Watts St. Two and Three Bedrooms $795/$1290 AND 506 N. Buchanan Two Bedroom $795

POPLAR WEST

Walk To Campus With Your Friends Please call (919) 309-9765 trinprop@aol.com www.TrinityProp.com

OFF ERWIN RENOV AT LASALLE ATED. Very large TWO and THREE NEWLY BEDROOM flats, includes washer/dryer : $675/$895 Anderson Apartments, 1600 Anderson St.

WALK TO WEST. Studio & two bedroom townhouses with hardwood floors at Poplar West. FREE WASHER/DRYER. Two or Three bedrooms with carpet at Campus Walk. Also in walking distance to West Campus.


THE CHRONICLE

Housing Guide

WEDNESDAY, JULY 1, 2009 | 17

Renter’s Insurance is a ‘must have’ There are two big myths about renters insurance. One is that it’s too expensive and the other is that it’s not needed. Not having renters insurance is a pretty big gamble, considering that without it you face the cost of replacing your personal belongings after an event such as fire or theft. What’s more, you could face Marty Lindsey the prospect of defending yourself in a lawsuit because of some accident for which you might be held legally responsible, whether it happened where you live or elsewhere. In many cases, for less than a couple hundred dollars a year you can protect your valuables, like your furniture and clothes, from loss by fire, theft, wind and water damage or other covered hazards. But many renters still don’t believe they need such insurance. A survey conducted by Cambridge Reports, Inc. for the Insurance Information Institute found that fewer than three out of every 10 renters purchase renters insurance. Many renters mistakenly believe their landlord’s insurance will cover their own belongings. In fact, it would be extremely rare for a landlord’s policy to extend to tenants’ property. To determine how much insurance coverage you’ll need, take a complete inventory of your personal items. An insurance agent can help with this by estimating the total value of your property. You’ll also need to decide whether to opt for depreciated or limited replacement cost coverage. Depreciated coverage is the cost to repair or replace your belongings minus depreciation. Let’s say you bought a quality sofa with an expected useful life of 10 years. If

it’s now five years old and would cost about $1,000 to replace, you could expect to receive about $500 (less deductible) if your sofa was destroyed by fire. You would pay slightly more for limited replacement cost coverage, but you could expect to receive $1,000 for your sofa minus your deductible. You should also keep in mind that insurance coverage for some types of personal property is limited in terms of dollars. Renters insurance also gives you personal legal liability coverage and medical payments to others who are accidentally injured while in your home,

apartment or elsewhere if the injuries are caused by your actions. And, if you are forced to live elsewhere because of damage to your residence due to a covered loss, renters insurance covers additional living expenses. Remember, you may not own the building in which you live, but you still need to have insurance to protect your property in the case of fire, theft or other hazards. Talk with your insurance agent for more information. Marty Lindsey, State Farm® agent

Place at South Square

GREAT SPECIALS! Call the leasing Office for more details! (919)490-6990 7 minutes to DUKE! Two 24hour Fitness Centers!

One of a Kind Outdoor Grilling Cabana! Dog Park! Theater/ Billiards Room!

Two Resort Style Swimming Pools!

Valet Trash Service!

Take a Virtual Tour of our 1, 2 & 3 Bedroom Floor Plans at

www.AlexanPlaceApts.com

Don’t burn your hard-earned cash by not having renter’s insurance... It’s affordable and makes good sense.

Riverstone Residential Group


Housing Guide

18 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

AT CROASDAILE FARM Woodstone at Croasdaile Farm Apartments are located in the midst of beautiful Croasdaile Farm, just a 5 minute drive from Duke’s Campus, Duke Medical Center, VA Hospital, I-85, and all your shopping needs.

Experience the Very Best!! 2008-2009 Highest Rated Apartment Community According to Duke Community Housing Survey

• Unusually spacious floor plans featuring nine-foot ceilings throughout, walk-in closets in each bedroom, large patio/balcony, and living rooms with bay windows

• Gourmet kitchen includes all-electric appliances: frost-free refrigerator with icemaker, dishwasher, stove with self-cleaning oven, built-in microwave and pantry

• All apartments are furnished with a full-size washer and dryer in a separate laundry room adjacent to the kitchen

• Each apartment has an exterior locked storage closet • Rent includes: alarm system & monthly monitoring, water, sewer, trash and recycling • Sprinkler system throughout apartment • Clubhouse with complete kitchen, large screen TV, VCR/DVD player and state of the art sound system

• Wireless Internet available throughout clubhouse and pool deck area • Business Center features two computers with high-speed internet access, printers, fax and copier for resident’s use

• Fitness center with keyless entry for 24-hour access • Olympic size swimming pool and 2 tennis courts equipped with lighting for night play • Complete access to 3 miles of walking trails, lakes, and gazebo • Garage and storage units available with remote control access AT CROASDAILE FARM

100 Millspring Drive Durham, NC 27705 (919)382-7585 fax:(919)384-1933

• One pet under 35 lbs welcomed

From I-40W to the NC 147 (Durham Freeway) take the Fulton St./Hillandale Rd. exit. Take right on Hillandale Rd. Go approx. 1 1/2mi. crossing I-85. Take left onto Carver St. Proceed 1 mi. Turn right onto Croasdaile Farm Pkwy. Woodstone 1/4 mile on left.

Office hours: Monday-Friday, 9 AM to 5 PM Saturday by appointment

Web site: www.gardenviewrealty.com/woodstone • email: woodstone@gardenviewrealty.com


Housing Guide

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WEDNESDAY, JULY 1, 2009 | 19

FOR RENT

Under $100,000

CONVENIENT TO DUKE & NINTH STREET 911 IREDELL ST. (L/S) - AVAILABLE LATE JUNE '09 - Efficiency (Bedroom/Living Room Combo) in the Ninth Street district, kitchen with range & refrigerator, bathroom with shower/tub, electric heat and AC. RENT $415 DEP $415

(cheaper than renting!) Adorable 2 BR/ 2 BA cottage-style townhome near Southpoint Mall. End unit with private yard backing to woods. Just remodeled with new paint, carpet, vinyl countertops, appliances, and lighting! Large rooms, good closet space. Tree-shaded and quiet, yet minutes from dining, shopping & entertainment. Easy commute to Duke! Priced below market value for quick sale.

$8000 first-time buyer tax credit makes this home cheaper than renting! Call me for more information!

924 CAROLINA AVE. - AVAILABLE AUGUST '09 - 3BR, 2BA, large lot, berber carpet thru-out, central heat & air, stove, refrig, w/d conn., deck and outside storage. RENT $935 DEP $935 1013 #2 NINTH ST. - NINTH ST. COMMONS - AVAILABLE JUNE '09 3BR, 2.5BA, approximately 2000 sqft, 2 story townhome, open floor plan w/ cathedral ceilings, LR, DR, den, hardwood floors throughout, ceramic tile baths, downdraft range, microwave, refrig w/ icemaker, washer & dryer. RENT $1850 DEP $1850

1015 #3 NINTH ST. - NINTH ST. COMMONS - AVAILABLE JUNE '09 3BR, 2.5BA, approximately 2000 sqft, 2 story townhome, open floor plan w/ cathedral ceilings, LR, DR, den, hardwood floors throughout, ceramic tile baths, downdraft range, microwave, refrig w/ icemaker, washer & dryer. RENT $1850 DEP $1850 1216 BROAD ST. UP - AVAILABLE JULY '09 - 2 BR, 1 BA duplex, kitchen with stove & refrigerator, washer & dryer, central gas heat and AC, off street parking, hardwood floors. RENT $800 DEP $800 1331 HAMLIN RD. - AVAILABLE AUGUST '09 - 2 BR, 1 BA, brick home in a rural setting. Kitchen with range, refrigerator, washer/dryer connections, fireplace, hardwood floors/carpet, close to Treyburn, city water. RENT $745 DEP $745 1603 W. CLUB BLVD. (L/S) - AVAILABLE MAY '09 - 1 BR, 1 BA duplex in Ninth Street area, hardwood floors, kitchen with range and refrigerator, stack washer/dryer, gas heat and central air. RENT $565 DEP $565 1605 A W. CLUB BLVD. - AVAILABLE JUNE '09 - 1BR, 1BA brick duplex, near Broad St. LR, Kit with range, refrigerator and washer & dryer, plus large closets and hardwood floors. Yard care included. RENT $555 DEP $555a

Maggie Considine (919) 401-7615

ConsidineM@hpw.com

(919) 471-2007

Specializing in Relocation in Durham & the Triangle Region Access to All Available Properties!

2911 Guess Rd., Durham, NC 27705 E-mail: rentals@applerealty.org • Website: www.applerealty.org

CROASDAILE FARM • Homesites ranging from .75 acres to 2.7 acres, starting at $190,000. • Planned Residential Community, governed by community-wide standards 1

• Beautiful walking paths, gazebos, a 6 ⁄2 acre lake with fishing pier and

serene woodland park for the exclusive use of Croasdaile Farm residents. • Located three minutes from I-85 and five minutes from

Duke and Duke Medical Center. www.gardenviewrealty.com Contact Jo Oakley at Garden View Realty or jo@gardenviewrealty.com

(919) 383-5575


20 | WEDNESDAY, JULY 1, 2009

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Housing Guide

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WEDNESDAY, JULY 1, 2009 | 21

A freshmen’s guide to weekend short trips Sick of the Loop? Tired of going to the same frat parties weekend after weekend? Is a trip to a Durham Bulls game just not going to cut it? Don’t worry, there are a wealth of things to do beyond the confines of the Gothic Wonderland and Bull City. Durham’s proximity to other must-see places is among its most attractive features. Within a five hour drive of Duke you can find snow-covered mountains, sunny beaches and everything in between. The Chronicle’s Housing Guide gives you the lowdown on fun locales to visit from right in our backyard to a hundred-plus miles away. 1. Hillsborough, N.C. (Drive time ~20 minutes). Founded in 1754, the quaint, historic downtown consists of numerous small boutiques and friendly restaurants. Get that morning pick me up at Cup A Joe, or cap the day off with a cold one at the Wooden Nickel Pub. Indulge your sweet tooth at Matthew’s Chocolates or enjoy southern cooking at the Riverside Restaurant, all within a three block radius. For those really

looking to get in touch with their southern roots, you can’t miss Hillsborough’s Annual Hog Day—a town tradition in its 27th year. 2. Raleigh, N.C. (Drive time ~25 minutes). The den of the Wolfpack is also home to the only Krispy Kreme in the Triangle, and if you’re feeling up to it, you can see both in the same day. Each winter, the stout of heart sprint 1.5 miles from North Carolina State University’s Memorial Bell Tower to the doughnut shop, consume a dozen doughnuts and run back. The proceeds go to the North Carolina Children’s Hospital, so at least you know you’re traumatizing your stomach for a good cause. But if you don’t want to increase your likelihood of heart attack in a single day, be sure to check out any of the capital’s renowned museums. 3. Hanging Rock State Park (~2 hours). Away from the hustle and bustle of campus life, Hanging Rock State Park offers a retreat from the everyday. 6000 acres, 18 miles of trails and beautiful mountains

in Danbury, N.C. Only a short drive from campus. 4. Wrightsville Beach (~2.5 hours). Who doesn’t like a day at the beach? Bring some blankets, maybe some sandwiches and prepare to catch some sun. One of the best parts about the Carolinas is that it’s still warm enough to swim as late as October. If it’s a nice weekend and you’re sick of work, drive two hours to the sandy paradise. 5. Carowinds. (~2.5 hours). With a roller coaster that crosses the border between North Carolina and South Carolina, Carowinds is the largest theme park in both states. Head down here to ride some thrillers and chow down on a turkey leg the size of your head.

Stone Mountain, located approximately two and a half hours away from Duke, features miles of beautfiful hiking trails. to stop by a hole-in-the-wall barbecue place on the drive.

6. Stone Mountain, N.C. (~2.5 hours). This littleknown state park has it all. A 600-foot mountain with breathtaking views and a tall waterfall where visitors can sharpen their fly fishing skills. The hiking is relatively easy and enjoyable, and the mountain isn’t too far away. Be sure

7. Sugar Mountain, N.C. (~3.5 hours). In the winter months this is a great place to ski and it’s not even that far away. Wake up early, tear up the slopes, and be back in time to grab dinner at the Loop. 8. Asheville, NC. (~4 hours). The typical fall trip: cruise down the Blue Ridge Parkway, look at the leaves and tour the

largest privately own property in the U.S., the Biltmore Estate. In the autumn months, there is hardly anywhere in the world more beautiful than western North Carolina. 9. Washington, DC. (~5 hours). Join throngs of tourists and politicians in our nation’s capital. Walk around the mall, check out some free museums, and if you’re lucky you may just see a presidential motorcade.

For Rent Homes, Townhomes & Apartments New & Historic Properties Near Duke

(919) 471-2007 2911 Guess Rd. Durham, NC 27705 E-mail: rentals@applerealty.org • Website: www.applerealty.org

or?

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lt Rea

From “Hello,”

to “Contract”!

Anne Kern Carpenter Broker, Realtor, QSC

Call Me! 306-1486 I THINK YOU WILL BE PLEASED!

A neighborhood of services under one roof Bringing buyers and sellers together


22 | WEDNESDAY, JULY 1, 2009

Housing Guide

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THE CHRONICLE

Housing Guide

WEDNESDAY, JULY 1, 2009 | 23

Donate What You Don’t Need,

Shop For What You Do! Furniture Appliances Household Goods Building Materials Donations are tax-deductible FREE pick-up of large items

3710 Shannon Road, Durham • 403-8668 Tues - Fri 10am - 6pm • Sat 10am - 5pm info@ReStoreDurhamOrange.org • ReStoreDurhamOrange.org


Housing Guide

24 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

Taking care of the basics Who to call when you’re going to move The following shows utility providers in the Durham area. Durham residents can also call the city’s One Call service for more information, 560-1200.

Electricity: Duke Energy • Apply for electricity by calling 1-800-777-9898 or by visiting the Duke Energy web site. • Orders for electricity are processed MondaySaturday, 8:00am-9:00pm. • Allow 3-5 business days for your order to be processed.

Natural Gas: PSNC Energy • Apply for gas service by calling 1-877-776-2427. • A deposit may be required to set up a new account. The deposit amount is based on the previous usage at your new address. • It can take 2 days to 1 week (peak move-in season) to start gas service.

(919) 560-4411 Office Hours: 8:00am to 5:00pm, Monday – Friday To activate water service, you must go to City Hall Plaza and provide the following: • A $50 deposit or credit reference letter from another utility • A copy of your lease agreement • Social security card or a photo ID

Water: City of Durham - Water Management

Heating Oil: Couch Oil Company

101 City Hall Plaza

(919) 286-5408 Office Hours: Monday-Friday, 8:00am - 5:00pm, Saturday, 9:00am - Noon

Y S R T U N X E LU RTM Our Name Will Be Changing to Addington Farms Soon! PA

A

Nestled in a 33-acre nature preserve, with farm pond and walking paths, this premier Riverstone Residential

crown molding and garden tubs,

kitchen and attached garage, and single family

• Cyber café business center • Clothes care center • Swimming pool with sun deck • 33-acre nature preserve • Wi-fi internet access at clubhouse and pool

• Tot lot • Two bay carwash • State-of-the-art fitness center • Picnic grill area • Lighted tennis court • Detached garages

cottages with direct-access garages and covered porches.

1 BR/1 BA 828 SF 2 BR/1&2 BA 938-1,145 SF 2 BR/2-2.5 BA (TH or Cott) 1,275-1,326 SF 3 BR/2-3.5 BA (TH or Cott) 1,347-1,568 SF Pets: Up to 50 lbs

Located just 6 miles from Duke. Take 15-501 South, turn right on Garrett Rd, Alexan Farms is ⁄4 mile on left.

1

Telephone: Verizon • Apply for phone service by calling 800-483-4000. • You may also apply for service by visiting the GTE Phone Mart at Northgate Mall, Telephone: 286-7336 Hours: Monday-Saturday, 10:00am-9:00pm. • A deposit may be charged to set up a new account. • A connection charge is required to start your new tele-phone service. Installation charges generally appear on your first telephone bill. • Phone connection normally takes 2 business days.

708 E. Club Blvd.Durham, NC 27704 (919) 220-4481 To order cable television service, call 1-888-4892666. Cable hookup requires payment for installation and one month’s service.

apartments with

bay window, eat-in

(919) 596-8169 Office Hours: Monday-Friday, 8:00am - 4:00pm

Cable TV: Time Warner Cable

community features

townhomes with a

Don C. Christian Co., Inc.

NOW LEASING! 240 Ivy Meadow Lane Durham, NC 27707 Phone: 401-4660 • Fax: 401-4771 www.alexanfarms.com Mon-Fri 9-6, Sat 10-5, Sun 1-5 Preferred Employer Program

Ask about our Specials

Garbage, Trash & Landfill City of Durham Solid Waste Management 1833 Camden Ave Durham, NC 27701 (919) 560-4185

Recycling City of Durham Solid Waste Management 1833 Camden Ave Durham, NC 27701 (919) 560-4185

Tidewater Fibre Corporation 1017 S Hoover Rd Durham, NC 27703 (919) 957-8803

Starting July 13, Durham’s recycling program is growing. Small recycling bins are being replaced with larger wheeled recycling carts. Visit http:// www.durhamnc.gov/ departments/solid/ wr_default.cfm for more information.


Housing Guide

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Erwin Square A P A R T M E N T S

WEDNESDAY, JULY 1, 2009 | 25

Chapel Hill’s Real Estate Expert Since 1986

~ Renovated Warehouse Apartments ~ One Bedrooms available for ‘09-’10 school year ~ Floorplans and prices available upon request Call 682-9229 for more information ~ Ninth Street location, minutes from Duke University Email: aacerra@jtsassociates.com ~ Waitlist for 2010-2011 starts in September. jcollier@jtsassociates.com Watch The Chronicle for date and location. EQUAL HOUSING OPPORTUNITY

Managed by Property Advisory Services

Office located at 905 W. Main Street, Office 24

TONY HALL

R E S I D E N T I A L R E A L E S TAT E 311 W. Rosemary St. • Chapel Hill, NC 27516 919/933-8500 • 800/382-0673 tonyhall@tonyhallassociates.com www.tonyhallassociates.com

1017 Kent St. DURHAM NC 2 Bedroom, 2 Bath, Basement, 1200 sq Feet

$145,000

• Apartments • Houses • Duplexes •

Available for Rent Near Duke University and Medical Center 3633 Durham-Chapel Hill Blvd., P.O. Box 52328, Durham, NC 27717-2328 Commercial: (919) 489-2000 • Residential: (919) 489-1777 www.realestateassoc.com

104 Westside Dr. CHAPEL HILL NC 3 Bedroom, 2 1⁄2 Bath, 2279 sq Feet

$439,900 5102 Durham Chapel Hill Blvd. Durham

Jenny MacKay Broker, Realtor

919.619.8149 JenMacKay1@aol.com


26 | WEDNESDAY, JULY 1, 2009

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THE CHRONICLE

Mortgages: Now is a good time to refinance Q & A with Scott Baker, Mortgage Lending Officer at Duke University Federal Credit Union Is now a good time to refinance? To buy a first home? Given the situation of the market, it can be an excellent time to refinance. However, it is going to depend on the individual, their credit scores, the amount of equity, credit history and loan-to-value. In regards to purchasing a first home, now is an awesome time. Seller’s are anxious to sell and with the

condition of the market, they will settle on a price lower than they would have a year or two ago. Don’t be afraid to negotiate. Buying a house is a game and the stronger player wins every time. I would also urge any potential home buyer from becoming emotionally attached. Part of the job of the realtor is try to get you to fall in love with a house. What if that does not work out? Then it may take more time to find the next one. If you can save the attachment until you have the keys in your hand, you may be much happier.

SALES • MANAGEMENT • RENTALS 50 Pro 0+ per t ie U Ma nder s nag eme nt!

Your 1 choice for superior homes in the Duke community! st

There have been a number of changes in mortgage lending. These changes have affected the way that we determine mortgage rates. I would not say that it is harder to get a mortgage but you may not be as happy with how much you are able to afford.

Is it best to be pre-approved for a mortgage before you start looking? I believe that it is imperative that you get pre-qualified prior to beginning the house hunting process. There is a difference between being pre-approved and pre-qualified. Being pre-approved means that a loan application is prepared, credit reports are pulled and the loan is sent thru an automated underwriting process. This is done typically on a property that does not yet exist. I prefer the pre-qualification process. First, this will give you a really good idea as to the price range that you should be looking. Secondly, you will get an idea as to your monthly payment. This will be beneficial in preparing your budget. Next, you need to be careful during this process because if you provide to someone your date of birth and social security number, rest assured that they are going to pull your credit report(s). This is called an inquiry. This inquiry is going to drop your credit score anywhere from 2-14 points. This one inquiry will take 2 years to fall off of your credit report.

SERVING Hope Valley • Forest Hills Trinity Park • Duke Forest Croasdaile • American Village Southpoint • Hope Valley Farms & other fine neighborhoods!

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Now 2 fantastic locations to serve you! 2144 Page Road Durham 957 - 1650

Is harder to get a mortgage loan due to the credit crisis?

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Brassfield Self Storage Centers exceeds all expectations! From Covered RV/Boat Storage and State of the Art Security to Climate Controlled Units, Brassfield Has You Covered!

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What I recommend and how I pre-qualify everyone is that I have them go to www.annualcreditreport. com. By selecting the state in which you live, clicking on request report and providing some basic info about yourself, you will be able to access your credit report for free and your credit score for $7.95. The credit report that I prefer is Equifax. Please be aware that this site is not from a 3rd party vendor like www.freecreditreport. com . This is a site that the bureaus provide the consumer their free report from all 3 bureaus once every 12 months. Too, by getting the Equifax report and score from annualcreditreport.com, you are getting the exact same report and score as if I pulled your credit. It is very important to note that if you do allow someone to pull your credit report for a mortgage, you can have numerous inquiries within 30 calendar days and you will only receive the one ‘hit’ on your score. This is a law. After that, it starts all over again. Anytime regardless if it is for a mortgage or anything else and someone is asking for your date of birth and social security number, you should ask yourself, is whatever I am going to do worth having my credit pulled and my score drop.

How much should you put down on a home? Typically, the minimum down payment will depend on the type of loan that you are looking to do. If it is an FHA, the minimum down is 3.5% and if it is a FNMA loan, the minimum is 5%. Everyone is pretty much aware that the days of 100% financing are no longer available. They are at

SEE Q&A ON PAGE 27


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WEDNESDAY, JULY 1, 2009 | 27

Q&A FROM PAGE 26 Duke Credit Union. We have been offering 100% financing, Home Express, since 2002, provided they are qualified borrowers. On this product, we are the actual investor and lender. The way that we do it is to provide a 1st and 2nd mortgage. The first is for 80% of the loan-to-value and the 2nd is for 20% of the loan-to-value. The first mortgage is a 5/1 adjustable rate mortgage (ARM). This is amortized over 30 years with principle and interest. It is not an Interest-Only type of ARM, nor is it a SubPrime mortgage. The 2nd mortgage is a 15 year fixed rate mortgage. We offer this for purchases, refinances and 2nd homes. We even pay the closing costs on the 2nd mortgage portion for you.

3

What is PMI? What are discount points? PMI stands for Private Mortgage Insurance. This is an insurance policy for the lender protecting them against the mortgage going to foreclosure. The amount that you pay generally depends on the amount of your down payment, loan amount and your credit score. To avoid this and you only want one mortgage, you will need to put down 20%. If you are unable, you will want to keep track of your principle and your home’s appreciation. My advice would be wait until you are certain that you have 22% equity before inquiring into the removal. Discount points are where you typically see that the borrower is ‘buying down’ the rate. That is to say that they wanted a lower rate, they had extra cash on hand and they wanted a rate that was below the going rate. They could pay extra at the time of closing in order to get the lower rate. Each point is equal to 1% of the loan amount. One thing that I would suggest is to weigh the difference and see where you break even from a cost perspective before handing over the extra money.

iDEAL LOCATIONS

holly hill A PA RT M E N T

H O M E S

Can you briefly describe the different types of loans (fixed, adjustable, etc.) and how to you determine what is best for you?

poplar manor A P A R T M E N T

There are several different types of mortgages available. The most common is the fixed rate. This means that the rate is fixed for as long as you own the home unless you refinance. The terms for this type can be anywhere from 30 down to 10 years. Another type is the ARM, which is an acronym for Adjustable Rate Mortgage. ARM’s are a fixed rate for a specified period of time. This is generally either 3, 5, 7 or 10 years. What happens is that the rate is fixed for the amount of years and then the rate can adjust yearly, on a conventional loan after the initial period. With a FNMA type of ARM the rate can only adjust as much as 2% either up or down and there is a lifetime cap of 6%. This means that the rate can never go higher than 6% from the rate that you started with. These types of loans are amortized over 30 years. Many are afraid of this type of loan because of all of the ‘bad press’ it has received. It is my opinion that the ARM’s that we all heard about were either an Interest Only ARM or a sub-prime ARM. The FNMA ARM’s are not bad. Depending on the current market conditions you are sometimes able to get ARM’s with a lower rate than for a 30 year fixed. The question to ask yourself before getting this type of loan is, how long do I intend on living in the home. Typical homeower’s today are in their house an average of 3 – 7 years. If that is the case, then it may be worth investigating further.

Whether you fall in love with a house due to its architecture, its landscaping, its location, or all of the above, now is a smart time to be negotiating for a home loan.

Interest Only mortgages are still available. I try to keep people away from this product. This type of mortgage provides the borrower an opportunity to own a home and to pay the interest only for a specified period of time. This type of loan means that you are not required to pay anything towards the principle during the initial period of 3-10 years. However, if you only pay the interest and you put nothing towards the principle, you are going to have a tough time trying to refinance when that initial period ends because the only equity that you are going to have is from appreciation and that will not be enough unless you put close to 20% down. Appreciation in this area can be anywhere up to about 4%.

A PA RT M E N T

N N N N N N N N

H O M E S

H O M E S

Pet Friendly Laundry Facilities Lease: 6, 9, 12 months Water furnished Complete kitchen appliance pkg. Wall-to-wall carpet, window treatments Great West Durham location! Spacious apartments, convenient to Duke University and Hospital, VA Hospital, US 15-501 & shopping malls N On bus line N TAA Member

Holly Hill/Poplar Manor/Erwin Terrace

919.383.3830

866.383.9256

2716-D Campus Walk Ave., Durham, 27705 Fax 919.382.0427 Hours: Mon-Fri 9-5 After hours by appointment only

1 Bedroom/1 Bath..............705-886 approx SF 2 Bedroom/1-2 Bath. . . . . . .910-1,750 approx SF 3 Bedroom/2 Bath........1,260-1,315 approx SF From Duke (Towerview Dr.), turn right on Erwin Road, left on Lasalle Street, then left on Campus Walk Ave. teamincnc@nc.rr.com


Housing Guide

28 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

Guide to local apartment communities NAME

ADDRESS

WEBSITE

SQ FEET

BEDROOMS

PRICES

POOL

FITNESS CTR

PETS

EXTRA

240 Ivy Meadow Lane

AlexanFarms.com

828-1568

1-3

$885-$1745

X

X

X

playground, tennis courts

100 Alexan Drive

AlexanPlaceApts.com

828-1347

1-3

$860-$1380

X

X

X

dog park, theater room

Anderson Apartments

1600 Anderson Street

trinityprop.com

776-1119

1-3

$575-$895

X

newly renovated

Atrium

3800 Meriwether Dr

gscapartments.com

1-2

$426-$546

X

X

flexible leases, tennis courts

Audubon Lake

501 Audubon Lake Dr

ticonproperties.com

650-1640

1-3

$570-$960

X

X

security system, clubhouse

Belmont

1000 McQueen Drive

livebelmont.com

788-1130

1-2

$919-$1169

X

X

X

clubhouse, raquetball

Berkeley at Southpoint

1400 Laurel Springs Rd

berkeleysouthpoint.com

843-1410

1-3

$720-$1060

X

X

X

putting green, clubhouse

Campus Walk

2748 Campus Walk Ave

trinityprop.com

880-1300

2-3

$675-$950

X

free washer/dryer

Century Creek

2850 Courtney Blvd

centurycreek.com

889-1491

1-3

Chapel Tower

1315 Morreene Road

gscapartments.com

Colonial Grand at Patterson Place

100 Northcreek Drive

colonialprop.com

Colonial Grand at Research Park

400 Stone Lion Drive

Colonial Village at Deerfield Colonial Village at Woodlake

Alexan Farm Apartments Alexan Place at South Square

X

X

car care center, gated flexible leases

1-3

$465-$899

X

X

692-1362

1-3

$720-$1100

X

X

X

walking trails, bike rental

colonialprop.com

484-1594

1-3

$581-$1456

X

X

X

movie theater, care care

910 Constitution Dr

colonialprop.com

789-1206

1-2

$635-$1095

X

X

X

car care, trails

1000 Lydiaâ&#x20AC;&#x2122;s Way

colonialprop.com

677-1216

1-3

$530-$1160

X

X

X

free movie rental

Croasdaile Apartments

2726 Croasdaile Way

brantleyproperties.com

730-1100

1-3

$670-$905

X

X

X

playground

Croasdaile Crossings

2726 Croasdaile Way

brantleyproperties.com

750-1250

1-2

$750-$925

X

X

X

flexible leases

Duke Manor

311 South LaSalle St

gscapartments.com

1-2

$426-$546

X

flexible leases, tennis courts

Duke Villa

1505 Duke Uinversity Rd

gscapartments.com

1075

1-2

$546+

X

flexible leases

Erwin Road

teaminc.nc.com

1050-1750

2

$1313-$2188

Evergreens at Mt Moriah

5512 Sunlight Drive

evergreensnc.com

750-1230

1-3

$770-$1100

X

Falls Point Apartments

100 Cascade Falls Lane fallspointeapartments.com

823-1246

1-3

$699-$999

Forest Apartments

800 White Pine Drive

theforestapartments.com

400-824

1-2

$499-$725

Golden Belt Lofts

807 East Main Street

goldenbeltarts.com

890-1260

1

Holly Hill

2716-D Campus Walk Ave

teaminc.nc.com

780-1315

Indigo

100 Adelaide Circle

ticonproperties.com

Lenox East & West

100 Mayfield Circle

Lofts at Lakeview

2616 Erwin Road

Erwin Terrace

X

mixed use property

X

X

dog park, tennis court

X

X

X

playground, flexible lease

X

X

X

tennis courts

$850-$1300

X

flexible leases

1-3

$560-$750

X

flexible leases

650-1162

1-2

$545-$995

ticonproperties.com

650-1640

1-3

$570-960

loftsatlakeview.com

685-1672

1-2

Martin Court

943 Morreene Road

New Haven

3001 New Haven Drive

ticonproperties.com

Parc at University Towers

20 Morcroft Lane

Pine Ridge

1 Swiftstone Court

X

X

gated community security system

X

X

X

lounge, theater

1

$560

security system

535-1640

1-3

$545-$995

X

X

parcatuniversitytower.com

725-1234

1-3

$777-$1137

X

X

ticonproperties.com

535-1640

1-3

$530-$970

X

X

clubhouse

634-1004

1-2

$765-$1060

X

X

tennis & raquetball courts

clubhouse X

flexible leases, tennis courts

Pinnacle Ridge

3611 University Drive pinnacleridgeapthomes.com

Poplar Manor

2716-D Campus Walk Ave

teaminc.nc.com

705-846

1-2

$665-$740

X

flexible lease

Poplar West

Louise Circle

trinityprop.com

400-900

1-3

$470-$750

X

walk to West

South Terrace Apartments

801 E Woodcroft Pkwy

southterraceapts.com

805-1505

1-3

$650-$1195

X

car care, walking trails

Station 9

2211 Hillsborough Rd

stationnine.com

732-1535

1-2

Strawberry Hill

1321 Newcastle Road

650-1102

1-3

Sutton Station

5836 Fayetteville St

suttonstation.com

824-1729

1-2

1300 Knoll Circle

lincolnapts.com

648-1352

1-3

$774-$1284

X

X

X

rock climbing wall, theater

West Village

604 West Morgan St

westvillage.com

670-1230

1-3

$910-$2151

X

X

X

basketball court

Woodland Creek

5216 Penrith Drive

900-1240

1-3

$605-$860

X

X

tennis courts, flexible leases

Woodstone Apartments

100 Millspring Drive

840-1320

1-3

$850+

X

X

flexible leases, clubhouse

The Lodge at Southpoint

gardenviewrealty.com

X

X

movie theater, onsite spa

$540-$775

X

X

flexible leases, tennis courts

security alarms

X

This information is provided as a service. Please verify all information with the rental property.


Housing Guide

THE CHRONICLE

WEDNESDAY, JULY 1, 2009 | 29

Step up to ‘green friendly’ flooring Hybrid car? Check. Organic t-shirt made from sustain-able cotton? Check. Whole Foods tote bag? Check. Environmentally safe house paint? Not so much. When going green, it’s not just your transportation and clothing that can help lower your carbon footprint. These days, most everything has more environmentally friendly options, and your house is no exception. From bamboo flooring to all natural, milk-based paints, there are many attractive options to consider when decorating your new place. One of the biggest ways to lower your carbon footprint when decorating is to change what you’re walking on. Flooring is a huge component of any house, and there are many things to look for when deciding what kind to get. When looking at hardwood flooring, sustainability of the materials used and the chemicals used in the finishes are important to think about before choosing a flooring option. Bamboo wood floors are a popular option since bamboo is a very fast-growing, highly renewable resource, as are floors using wood harvested from forests that are certified to be well-managed and biologically diverse. Green wood flooring options are widely available and can be found at Web sites such as www.ecotimber.com. Other flooring options include cork tiles and poured concrete floors, which are economical, durable, and can have color and textures added. Most of us don’t notice it when we’re walking on it, but cork flooring has been naturally enriching interiors for over 100 years in notable buildings such as schools, hospitals, churches, museums, libraries and hotels. It’s warm honey-toned appearance, comfort underfoot and ability to soften acoustics often goes unnoticed by those of us who would not otherwise recognize it. So what is cork? Cork is actually the outer bark of a tree, Quercus suber, which grows in the Mediterranean Cork can be used as a flooring surface, an underlayment for flooring, on walls and ceilings, and is one of the main ingredients in natural linoleum. Cork has been formed into baseboards and moldings as well. In residential applications cork is successfully used in living rooms, kitchens, bathrooms and hallways. Most manufacturers offer cork tile in shades of light, medium, and dark, but there will always be shade variation from tile to tile. If you’re into something a little softer to walk on, natural rugs are another way to go, but wall-to-wall carpeting is not a very eco-friendly option. These days most carpets are made from nylon, which is made from petroleum and a plethora of other dangerous (and smelly) chemicals. Some options include rugs made from natural fibers such as sisal, seagrass or coconut fibers, and carpet tiles made of old recycled carpets, wool and even plastic soda bottles. If you’re forgoing your old carpeting in favor of some sustainable hardwood or concrete floors, make sure you recycle your old carpet so that it can be made into recycled carpet tiles and other products, such as roofing shingles and railroad ties. The Foam Recycle Center in either Raleigh or Durham (www. recyclefoam.com) will deliver a container and haul away all recyclable carpet padding for you. Another easy way to add some eco-friendly style to your home is paint. Unfortunately most house SEE FLOORING ON PAGE 31

It’s important to look at the sustainability and chemicals used when choosing a hardwood floor.

Luxury Apartment Homes ~ At the Center of It All! # Spacious and Modern 1, 2, and 3 Bedroom Homes # Only 5 Miles to Duke via Erwin Road # Walking Distance to Shopping and Dining # Washer and Dryer Connections # Garden Tubs and Ceiling Fans # Resort Style Swimming Pool with Tanning Deck # Lighted Tennis Courts and Sand Volleyball Court # 24 Hour Fitness and Business Center # Pet Friendly with 2 Dog Parks and No Monthly Pet Fees # Wireless Computer Access at Pool and Business Center # Free Weekly Yoga Classes # Flexible Lease Terms # Garages with Remote Access

Apply Today Call 919.489.8788 or Fax 919.489.8587 5512 Sunlight Drive, Durham, NC 27707 Email info@evergreensnc.com Website www.evergreensnc.com

Duke Employees & Students Receive a $100 BONUS! Apply now to reserve your spot!


Housing Guide

30 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

The Century Experience Bring in this ad and pay no Security Deposit* Offering one, two and three bedroom apartment homes

CENTURY CREEK

Once in a while you’ll discover a special place away from the stress of everyday life. Welcome to Century Creek at Research Triangle Park. We have all the comforts you’ve come to expect in superior living; plus additional amenities, unparalleled service and the Century Experience. Located in the RTP, just minutes from Duke, I-40, 540, Highway 55/54 and RDU Airport; Century Creek is in the heart of it all.

Full-size W/D Included Flex Leasing Brand New BARK Park Corporate suites available Resort-style pool w/ Wi-Fi State-of-the-art cardio center

On-line Rent payment 24 Hr-Executive business center Minutes from Brier Creek/Southpoint Limited access gate Available garages and storage Large pets are welcome

2850 Courtney Creek Blvd. • Durham • 919.544.2300 www.centurycreek.com

*With approved application.

9 ft. ceilings Black GE appliances Washer/ Dryer connections

Coming this Winter.... BRAND NEW APARTMENT HOMES!

10 MINUTES TO DUKE! 1,2, & 3 BEDROOM FLOOR PLANS

Fitness Center WiFi Cyber Café Resort style swimming pool w/ outdoor cabana Theater Room Detached garages available Garrett Farms

Sunrooms

4130 Garrett Rd. • Durham, NC 27707

w w w. A l e x a n G a r r e t t F a r m s. c o m

developed by

TCR

Trammell Crow Residential


Housing Guide

THE CHRONICLE

FLOORING

FROM PAGE 29

paints are made with many chemicals and are petroleum based, but many new paints are becoming available that are naturally based and non-toxic. From clay-based house paints to milk-based paint mixes used to paint furniture and walls, these paints come in a plethora of bright colors, and don’t have the strong odor associated with normal house paints. “Green” paints such as these can be found locally at Com-mon Ground Green Building Center (www.common groundgreen.com) in downtown Durham. Because these paints are naturally based, they can get thick with use, but can be easily diluted with water without changing the color. Go to www.greenplanetpaints.com or www.realmilkpaint.com to see the colors and where the paints are available. For those who don’t have the luxury of changing the flooring or paint in their space to be more ecofriendly, don’t despair. There are still ways for you to stay green. From energy-saving appliances and natural cleaning supplies to furniture made from sustainable materials, there are many ways to support mother-earth without sacrificing your security deposit. Green furniture has moved beyond the realm of the hammocks and willow-branch beds of years past and has the sleek lines reminiscent of the most modern of steel-and-leather furniture. Made with natural fabrics and sustainable woods such as teak and

Eco-friendly paint comes in many bright colors and doesn’t have a strong odor. bamboo, these pieces are beautiful and good for the environment. Design websites such as www.inmod. com offer pieces that are sleek and modern. Whether you’re renting your hundredth apartment or buying your first house, see how many ways you can create gorgeous, green home inside and out. When you think about it, a bamboo couch is much more attractive, and cheaper, than a Prius, anyway. ~ Rachel Oehring

Don’t throw money away on dorm fees or rent – buy your student a townhouse, condo or small home! Your child can be the manager (a tax write-off) and roommates can pay the mortgage with their rent.

Ca ol Gerbracht REALTOR, Broker Direct Line: 919/724-3446 3211 Shannon Rd • Durham, N.C. 27707 Email: Rx4RE@kw.com

WEDNESDAY, JULY 1, 2009 | 31


Housing Guide

32 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

Owning a home: Benefits, Risks and Myths Buying a home is the largest purchase most people will ever make. Homeownership has great benefits. Homeownership also comes with certain responsibilities.

There are many benefits to home ownership but many things to consider before taking that step.

Are you ready for homeownership? Look at your current situation and determine if: • You have a steady, reliable source of income and a steady employment history for at least two years. • You have a credit history. • Your total debt is manageable and you can afford to take on the costs associated with homeownership. • You have money saved for a down payment and closing costs or you have access to other sources of funds, such as an employment bonus, tax refund, or a gift from a relative.

The

Belmont

Think about your future plans that might affect your ability to manage the costs of homeownership.

LIVE WHERE YOU LEARN. LOVE WHERE YOU LIVE.

• Consider whether you need to make lifestyle changes that might include not taking expensive vacations or purchasing luxury cars, and dining out less. • Consider the costs of a growing family when looking at your homeownership budget. • Consider whether your future plans might include a wedding or college education for yourself or your children. And remember, the mortgage is not the only expense you need to consider. Homeownership comes with other potential budget items such as repairs, maintenance, taxes, landscaping, etc. Once you fully understand your current situation, your future plans, and the big picture in terms of homeownership, it’s important to look at the pros and cons of homeownership to make the best decision for you and your family.

Why Own? There are many great reasons to consider owning a home: • You’ll have a place that is yours! You’ll own it, have a place to raise your children and become a part of your community. You can pass your home down to your children, and their children, creating security for generations to come. • You may pay less to own a home than you would to rent – and it’s yours at the end!

Close Proximity to Duke University 24 Hour Activity Center

CAN YOU SEE YOURSELF LIVING ANYWHERE ELSE?

Full-Sized Washer and Dryer Spacious Walk-in Closets Pet Friendly Community

Text “ 4746 Belmont” 4 info for more to

(stand apply ard text mes ). saging rates

APPLY TODAY 1000 MCQUEEN DRIVE | DURHAM, NORTH CAROLINA 27705 | PHONE: 919.383.0801 | WWW.LIVEBELMONT.COM

Homeownership can reduce the federal income taxes you pay. You can deduct the interest on your home mortgage and property taxes you pay on your home on the tax returns you file each year. These tax savings partially reduce, or offset somewhat, the actual cost of owning your home. • Your monthly payments won’t ever go up if you choose a fixed-rate mortgage! If you choose a mortgage with a fixed-interest rate (one that stays the same for the life of the SEE OWNING ON PAGE 33


Housing Guide

THE CHRONICLE

OWNING

WEDNESDAY, JULY 1, 2009 | 33

FROM PAGE 32

loan, say 30 years), you’ll pay the same mortgage payment each month for the entire 30 years of the loan (if your taxes go up, your escrow will go up – increasing your monthly payment). • You’ll build a good nest egg! Owning a home and building equity is the single greatest source of financial security and independence for the majority of people who’ve taken this step.

What Are the Risks? Overall, homeownership is a good investment for most people, but there are risks. If you understand the benefits and risks of homeownership, you can make the best decision about when to buy a home.

tions are restricted in their uses and disclosures of information about you. In some situations, you may choose to restrict the disclosure of your information if you don’t want it to be shared. If you are unsure how your information will be used, don’t be afraid to ask – it’s your right to know.

Myth: If you’re late on your monthly mortgage payments, you’ll lose your house. Fact: If you have a financial hardship, like the death of your spouse or a medical emergency, and fall behind, it’s possible to keep your home and get back on track if you contact your lender early. Even

if it is not possible to keep your home, you can sell your home and possibly buy a less expensive one rather than face foreclosure.

Myth: You can’t get a mortgage if you’ve changed jobs several times in the last few years. Fact: Not true. You can change jobs several times and still get a loan to buy a home. Lenders understand that people change jobs. The important thing is to show that you’ve had a stable income. Story courtesy of Freddie Mac® www.freddiemac.com

So what are the risks of homeownership? • Monthly housing expenses can increase. Your monthly mortgage payment may be larger than your rent. These higher monthly payments may be offset by a tax benefit at the end of the year. Talk to a tax professional to understand your particular situation. • You become your own landlord. If an appliance breaks, you will have to pay for its repair or replacement. You are also responsible for the maintenance and upkeep of your home and your property. • You may need to sell your house due to life circumstances. Depending on the local real estate market, you might not be able to sell your home quickly. You may also face additional expenses, such as hiring a real estate professional.

Myths About Homeownership How lenders assess mortgage applications has changed a lot in the last 20 years. What closed the door to homeownership then may not be a factor today. The following are some common homeownership myths:

Myth: You need great credit to become a homeowner. Fact: You may still be able to buy a home and you have less-than-perfect credit. And remember, you can improve your credit over time. But if you are buying a home and you have less-than-perfect credit, talk to a housing counselor who can help you avoid a mortgage you can’t afford. Myth: You need to put 20% down to buy a home. Fact: There are many types of mortgage products and programs that allow low and no down payments. But remember that your interest rate may be higher for a low or no down payment loan. Also, be sure to factor in other costs such as closing costs, property taxes, moving expenses, and repairs.

Myth: If you don’t have a bank account or credit cards, you can’t qualify for a mortgage. Fact: Having a bank account is always a good idea and helps you establish credit. However, lenders can approve you for a mortgage even if you don’t have a bank account or credit cards. You’ll likely need to keep records showing a history of payments you’ve made for items such as rent, utilities, and car payments. Myth: Lenders share your personal financial information with other companies. Fact: By law, banks and other financial institu-

We can help you find your next rental home

How you can reach us: Tel: (919) 684-6711 Email: communityhousing@duke.edu Location: 200 Crowell Hall, East Campus Hours: Monday-Friday. 8 am-5pm Staff available by appointment Rental housing database u Roommate database u Community information Housing survey reports u Staff assistance u Listing service u Renter’s guide


34 | WEDNESDAY, JULY 1, 2009

Housing Guide

THE CHRONICLE

N Nine-Foot Ceilings

N Designer Clubhouse

N Trey Ceilings*

N Spectacular Swimming Pool

N Crown Molding

N State-of-the-Art Fitness Center

N Chair Rail Molding

N Executive Business Center N Car Care Facility

N Fireplaces* N Garden Tubs N Ceramic Tile Entries N Sunrooms* N Wrap-Around Porch* N Individually Monitored Intrusion Alarms

N Clothes Care Center N Tennis Courts N Putting Green N Garage/Storage Units Available N Picnic Area with Grills N Gated Community

* In Select Apartment Homes

1400 Laurel Springs Dr. Durham, NC (919)484-0963 • www.berkeleysouthpoint.com

Woodland Creek has been planned and designed to provide convenience, affordability and a pleasant life style to the professional community of the Triangle Area. Amid tall trees on a gently rolling landscape, you’ll be able to enjoy your leisure hours relaxing by the pool, reading a book under a tree, or challenging a neighbor to a few sets of tennis. Take advantage of the theatre, art, dance or music just mere minutes away. You deserve the best and can have it all at Woodland Creek Townhomes and Apartments! • convenient to Duke, RTP and I40 • rents starting at $650 • washer/dryer included • water/sewer included • great townhome floor plans • state of the art fitness and business center • clubhouse with big screen plasma and pool table.

919-544-3755 • woodlandcreek@nc.rr.com 5216 Penrith Drive, Durham NC 27713


THE CHRONICLE

Housing Guide

WEDNESDAY, JULY 1, 2009 | 35


Housing Guide

36 | WEDNESDAY, JULY 1, 2009

THE CHRONICLE

BLUE DEVILS-

GET THE BEST OF Just for You! DURHAM LIVING!

LOCK IN ! W O N S RATE

Some of Our Community Features*: Â&#x2021;5HVRUWVW\OHVZLPPLQJSRROÂ&#x2021;7HQQLVFRXUWV Â&#x2021;:DONLQJWUDLOVÂ&#x2021;&DUFDUHFHQWHUÂ&#x2021;0RYLHWKHDWHU Â&#x2021;%DUEHFXHJULOOVDQGSLFQLFDUHDVÂ&#x2021;%XVLQHVV&HQWHU

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*All prices, amenities and specials are subject to change without notice. Potential resident must provide proof of employment for eligibility.

ColonialApartments.com


July 1, 2009 issue (Housing Guide)  

Housing Guide section of July 1st, 2009 issue of the Duke Chronicle

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