FOR SALE
92 Garden Hill Dr GILFORD, NEW HAMPSHIRE
Set in one of Gilford’s desirable residential
3 BEDS
4 BATHS
locations! 3,200 SQFT THEDOWGROUP.COM
this distinctive timber-frame home combines craftsmanship, privacy, and beautiful lake and mountain views with convenient access to Lake Winnipesaukee, Gunstock, golf, dining, and year-round recreation.
THEDOWGROUP.COM
Welcome to your new home! GILFORD 03249: Set in one of Gilford’s desirable residential locations, this distinctive timber-frame home combines craftsmanship, privacy, and beautiful lake and mountain views with convenient access to Lake Winnipesaukee, Gunstock, golf, dining, and year-round recreation. Built in 2005, the home offers approximately 3,200 square feet of above grade living space, with exposed timbers, warm wood finishes, and architectural character that make it anything but ordinary. The main level offers comfortable everyday living with a first-floor primary suite, while the thoughtfully designed floor plan provides flexibility for a variety of lifestyles. Above the two car garage, a wonderful bonus space features hardwood floors, abundant natural light, and a full bathroom, an inviting setting for a home office, creative studio, guest retreat, or additional living space. Large windows bring the surrounding landscape into the home and take advantage of the remarkable setting. Below, approximately 1,400 square feet of unfinished walkout/daylight basement space provides excellent storage and flexibility for future use. Outside, the property offers the sense of retreat buyers come to Gilford looking for, private and peaceful, yet just minutes from golf, skiing, shopping, restaurants, and year-round recreation. Beautiful lake and mountain views provide a picturesque backdrop throughout the seasons, with spectacular sunsets adding to the appeal of this distinctive Gilford setting. A spacious deck invites you to relax and take in the scenery, while landscaped grounds and a propane powered standby generator add comfort and practicality to year round living. Gilford residents also enjoy access to the Gilford Town Beach on Lake Winnipesaukee, subject to town eligibility requirements. For buyers seeking something with genuine character rather than another conventional home, 92 Garden Hill Drive stands apart timber frame craftsmanship, captivating views, memorable sunsets, flexible living.
3 Bed | 4 Bath | 3,200 Sq Ft
THEDOWGROUP.COM
Offered at $985,000
Living Area
Kitchen
Dining Area
Sitting Area
Primary Bedroom
Primary Bathroom
Bedrooms
MAIN HOUSE DINING / LIVING ROOM
Recreational Room
MAIN HOUSE DINING / LIVING ROOM
Deck
Garage & Basement
MAIN HOUSE DINING / LIVING ROOM
Exterior
Floorplan:
3 Bed | 3 Bath | 2,502 Sq Ft
THEDOWGROUP.COM
Offered at $875,000
FOR SALE
OFFERED AT $950,000
92 Garden Hill Dr Gilford, NH 03249 Michael Gagnon The Dow Group (603) 709-4763 mike@thedowgroup.com
SCAN FOR MORE INFO At the Dow Group, our agents are here to guide you through your real estate process. Whether you're buying, selling, investing, or looking towards luxury properties, the Dow Group is here. Our in-depth knowledge of the local real estate market is unmatched, and our expert ability to deliver results is shown through our hard work and dedication to your satisfaction. Broker/agent does not guarantee the accuracy of square-footage, lot size, or other information concerning the condition or features of property provided by the seller or obtained from public records or other sources. Buyers are advised to independently verify the accuracy of all information.
THEDOWGROUP.COM
10/08/2026 08:39 AM Residential Single Family 5113319 Active
92 Garden Hill Drive Gilford Unit/Lot #
Listed: 10/7/2026 Closed: DOM: 1
NH 03249
Page 1 of 2 $985,000
County NH-Belknap Village/Dist/Locale Year Built 2005 Architectural Style Contemporary Color Taxes TBD No Tax Annual Amount $4,764.00 Tax Year 2026 Rooms Total 8 Bedrooms Total 3 Bathrooms Total 4 Bathrooms Full 3 Bathrooms Three Quarter 0 Bathrooms Half 1 Above Grade Finished Area 3,200 Below Grade Finished Area 0 Total Finished Area 3,200 Lot Size Acres 1.43 Lot Size Square Feet 62,291 Activation Date Directions Virtual Tour URL Unbranded Virtual Tour URL Unbranded 2 Public Remarks GILFORD 03249 Set in one of Gilford’s desirable residential locations, this distinctive timber-frame home combines craftsmanship, privacy and beautiful lake and mountain views with convenient access to Lake Winnipesaukee, Gunstock, golf, dining and the year-round recreation that defines the Gilford lifestyle. Built in 2005, the home offers approximately 3,200 square feet of above-grade living space, with exposed timbers and warm architectural character creating a home that feels anything but ordinary. The main level offers comfortable everyday living with a first-floor primary suite, while the thoughtful floor plan provides a total of 3 bedrooms and 4 baths. Large windows take advantage of the setting and bring the surrounding landscape and views into the home. Below, approximately 1,400 square feet of unfinished walkout/daylight basement space offers excellent storage today and flexibility for future use. Outside, the property offers the sense of retreat buyers come to Gilford looking for private and removed from the activity of town, yet just minutes from golf, skiing, shopping, restaurants and year-round recreation. A two-car garage and landscaped grounds complement the setting. Beautiful lake and mountain views provide a picturesque backdrop throughout the seasons, adding to the sense of place that makes this property distinctly Gilford. Gilford property owners also enjoy access to the Gilford Town Beach on Lake Winnipesaukee, adding another dimension to the Lakes Region lifestyle. For buyers who have been waiting for something with genuine character rather than another conventional home, 92 Garden Hill Drive stands apart—timber-frame craftsmanship, views, privacy and an exceptional Gilford location all in one property.
STRUCTURE Property Condition Existing Estimated Construction Materials Post and Beam, Wood Frame, Wood Exterior, Wood Siding Foundation Details Concrete Basement Yes Basement Access Type Interior Roof Asphalt Shingle Parking Features Garage Garage Yes Garage Capacity 2
SCHOOLS, LOT AND LOCATION SchDistrct Gilford Sch District SAU #73 Deed Recorded Type Warranty SchElem Gilford Elementary Total Deeds SchMiddle Gilford Middle Deed Book 3601 SchHigh Gilford High School Deed Page 0493 Owned Land Zoning Description Residential Lot Features Country Setting, Mountain View, Other, Near Golf Course
List $/SqFt Fin ABV Grade Above Grade Unfinished Area Below Grade Unfinished Area ROOMS
WATER Waterfront Property Water View Water Body Access Water Body Name Water Body Type Water Frontage Length WaterFrRit Water Body Restrictions
$307.81 0 1,404
10/08/2026 08:39 AM
5113319 92 Garden Hill Drive
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UTILITIES AND FEATURES Utilities Cable Available, Telephone Available Heating Propane, Baseboard, Hot Water Electric Circuit Breaker(s) Cooling Central AC Water Source Private Sewer Leach Field, Septic
CONDO/ASSOCIATION - MOBILE - AUCTION Condo Name Building Number Units Per Building Condo Fees
Mobile Park Name Mobile Park Approval Mobile Co-Op Mobile Must Move
Auction Date Auction Time Auctioneer Name
DISCLOSURES Fee Fee 2 Fee 3 Special Listing Condition None Exclusions
Timeshare/Fract. Ownrshp No Flood Zone No Seasonal No Right of First Refusal
PREPARED BY Adam Dow Phone: 866-525-3946 adam@thedowgroup.com My Office Info: KW Coastal and Lakes & Mountains Realty/Wolfeboro 136 South Main St. Wolfeboro NH 03894 Off: 603-610-8500
Listed By:
Adam Dow / KW Coastal and Lakes & Mountains
Subject to errors, omissions, prior sale, change or withdrawal without notice. Users are advised to independently verify all information. The agency referenced may or may not be the listing agency for this property. PrimeMLS is not the source of information presented in this listing. Copyright 2026 PrimeMLS.
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PROPERTY DISCLOSURE - RESIDENTIAL ONLY New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER The following answers and explanations are true and complete to the best of SELLER'S knowledge. This statement has been prepared to assist prospective BUYERS in evaluating SELLER'S property. This disclosure is not a warranty of any kind by the SELLER, or any real estate FIRM representing the SELLER, and is not a substitute for any inspection by the BUYER. SELLERS authorize FIRM in this transaction to disclose the information in this statement to other real estate agents and to prospective buyers of this property. NOTICE TO SELLER(S): COMPLETE ALL INFORMATION AND STATE NOT APPLICABLE OR UNKNOWN AS APPROPRIATE. IF ANY OF THE INFORMATION IN THIS PROPERTY DISCLOSURE FORM CHANGES FROM THE DATE OF COMPLETION, YOU ARE TO NOTIFY THE LISTING FIRM PROMPTLY IN WRITING.
1.
SELLER: Stora Montgomery Kamens
2.
PROPERTY LOCATION: 92 Garden Hill Drive, Gilford, NH 03249
3.
CONDOMINIUM, CO-OP, PUD DISCLOSURE RIDER OR MULTIFAMILY DISCLOSURE RIDER ATTACHED? ___Yes ___No
4.
SELLER:
5.
WATER SUPPLY Please answer all questions regardless of type of water supply. a. TYPE OF SYSTEM: Public Private Seasonal Other Drilled Dug
has
has not
occupied the property for 2
years.
Unknown
b. INSTALLATION: Location: Front Yard Installed By: James Gray Date of Installation: 04/2006 What is the source of your information? Previous owner/property disclosure c.
USE: Number of persons currently using the system: 1 Does system supply water for more than one household?
Yes
No
d. MALFUNCTIONS: Are you aware of or have you experienced any malfunctions with the (public/private/other) water systems? Pump: Yes No N/A Quantity: Yes No Quality: Yes No Unknown If YES to any question, please explain in Comments below or with attachment. e.
6.
WATER TEST: Have you had the water tested? Yes No Date of most recent test IF YES to any question, please explain in Comments below or with attachment. Are you aware of any test results reported as unsatisfactory or satisfactory with notations? Yes IF YES, are test results available? Yes No What steps were taken to remedy the problem? Water Treatment System was installed COMMENTS: High Iron (remedied by treatment system)
SEWAGE DISPOSAL SYSTEM a. TYPE OF SYSTEM: Public: Private:
Yes Yes
No No
Community/Shared: Unknown Septic Design Available:
Yes
No
No
Yes No b. IF PUBLIC OR COMMUNITY/SHARED Have you experienced any problems such as line or other malfunctions? Yes No What steps were taken to remedy the problem? c. IF PRIVATE: TANK: Septic Tank Holding Tank Cesspool Unknown Other Tank Size 1250 Gal. Unknown Other Tank Type Concrete Metal Unknown Other Location: Location Unknown. Date of Installation: 04/2006 Date of Last Servicing: 2025 Name of Company Servicing Tank: Able Septic Have you experienced any malfunctions? Yes No COMMENTS: Emptied in spring of 2025 SELLER(S) INITIALS
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© 2025 NEW HAMPSHIRE ASSOCIATION OF REALTORS®, INC. ALL RIGHTS RESERVED. FOR USE BY NHAR REALTOR® MEMBERS ONLY. ALL OTHER USE PROHIBITED 10.2025
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PROPERTY DISCLOSURE - RESIDENTIAL ONLY New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER PROPERTY LOCATION: 92 Garden Hill Drive, Gilford, NH 03249 d. LEACH FIELD:
Yes
No
Other
IF YES, Location: Backyard
Size: 3 BR
Date of installation of leach field: 04/2006
Installed By: Belknap Mountain Construction
Have you experienced any malfunctions?
Yes
Unknown
No
Comments: e.
IS SYSTEM LOCATED ON “DEVELOPED WATERFRONT” as described in RSA 485-A? IF YES, has a septic system evaluation been done within 180 days? Yes No
Yes No Unknown
Unknown
Date of Evaluation: Comments: FOR ADDITIONAL INFORMATION THE BUYER IS ENCOURAGED TO CONTACT THE NH DEPARTMENT OF ENVIRONMENTAL SERVICES SUBSURFACE SYSTEMS BUREAU, 603-271-3501 7.
INSULATION
LOCATION Attic or Cap Crawl Space Exterior Walls Floors
Yes
No
Unknown
If YES, Type
Amount
8.
HAZARDOUS MATERIAL a. UNDERGROUND STORAGE TANKS - Current or previously existing: Are you aware of any past or present underground storage tanks on your property? Yes No IF YES: Are tanks currently in use? Yes No IF NO: How long have tank(s) been out of service? What materials are, or were, stored in the tank(s)? Propane Age of tank(s): 20 yrs & 14 years Size of tank(s): 500 gal Location: Side yard (farthest from street) and side yard (closest to street) Are you aware of any past or present problems such as leakage, etc? Yes No Comments: If tanks are no longer in use, have the tanks been removed? Yes No Unknown Comments:
Unknown
Unknown
b. ASBESTOS - Current or previously existing: As insulation on the heating system pipes or ducts? In the siding? In flooring tiles?
Yes Yes
No No
Unknown Unknown
Yes
No
Unknown
In the roofing shingles? Other
Yes Yes
No No
Unknown Unknown
If YES, Source of information: Comments: c.
RADON/AIR - Current or previously existing: Has the property been tested?
Yes
No
Unknown
If YES: Date:
By:
Results:
If applicable, what remedial steps were taken?
Has the property been tested since remedial steps? Are test results available?
Yes
Yes
No
No
Comments: SELLER(S) INITIALS
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PROPERTY DISCLOSURE - RESIDENTIAL ONLY New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER PROPERTY LOCATION: 92 Garden Hill Drive, Gilford, NH 03249 d. RADON/WATER - Current or previously existing: Has the property been tested? Yes No Unknown If YES: Date: By: Results: If applicable, what remedial steps were taken? Has the property been tested since remedial steps? Yes No Are test results available? Yes No Comments: e.
f.
9.
LEAD-BASED PAINT - Current or previously existing: Are you aware of lead-based paint on this property? Yes No If YES: Source of information: Are you aware of any cracking, peeling, or flaking lead-based paint? Comments: Are you aware of any other hazardous materials? If YES: Source of information: Comments:
Yes
Yes
No
No
GENERAL INFORMATION a. Is this property subject to liens, encroachments, easements, rights-of-way, leases, restrictive covenants, attachments, life estates, or right of first refusal? Yes No Unknown If YES, Explain: Garden Hill Estates Covenant What is your source of information? Deed b. Is this property subject to special assessments, betterment fees, association fees, or any other transferable fees? Yes No Unknown If YES, Explain: What is your source of information? c. Are you aware of any onsite landfills or any other factors, such as soil, flooding, drainage, etc? No If YES, Explain: Yes d. Are you aware of any problems with other buildings on the property? Yes No If YES, Explain: e. Are you receiving a tax exemption or reduction for this property for any reason including but not limited to current use, land conservation, etc.? Yes No Unknown If YES, Explain: f. Is this property located in a Federally Designated Flood Hazard Zone? Yes No Unknown Comments: g. Has the property been surveyed? Yes No Unknown If YES, By: Dan Higginson If YES, is survey available? Yes No Unknown h. How is the property zoned? Residential i.
Heating System Age: 20 years
Type: Hot Water
Fuel: Propane
Tank Location: Side
Owner of Tank: Rymes Annual Fuel Consumption:
Price: 2.42
Gallons: 1700
Date system was last serviced and by whom? Secondary Heat Systems: j.
Comments: Roof Age: 20 years Type of Roof Covering: Architectural Asphalt Shingles Moisture or leakage: No Comments:
SELLER(S) INITIALS
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10/05/26 2:18 PM EDT © 2025 NEW HAMPSHIRE ASSOCIATION dotloop verifiedOF REALTORS®, INC. ALL RIGHTS RESERVED. FOR USE BY NHAR REALTOR® MEMBERS ONLY. ALL OTHER USE PROHIBITED
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PROPERTY DISCLOSURE - RESIDENTIAL ONLY New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER PROPERTY LOCATION: 92 Garden Hill Drive, Gilford, NH 03249 k.
Foundation/Basement Moisture or leakage: No Comments:
l.
Chimney(s) How Many? 0 Comments:
Full
Partial
Other:
Type: Walkout
Lined?
Last Cleaned:
m. Plumbing Type: PVC & PEX Comments:
Problems? Age: 20 years
n. Domestic Hot Water Age: 20 years
Gallons:
Type: Off Boiler
o. Electrical System # of Amps 200 Circuit Breakers Comments: Solar Panels: Leased Owned If leased, explain terms of agreement: Comments:
Fuses
p. Modifications: Are you aware of any modifications or repairs made without the necessary permits? If Yes, please explain: q. Pest Infestation: Are you aware of any past or present pest infestations? Comments:
Yes
No
Yes
No
Type:
r.
Methamphetamine Production Do you have knowledge of methamphetamine production ever occurring on the property? (Per RSA 477:4-g) Yes No If YES, please explain:
s.
Air Conditioning Type: Comments:
t.
Pool Age:
Age:
Heated:
Yes
No
Date Last Serviced and by whom: Type:
Last Date of Service:
By Whom: u. Generator Portable: If Portable: Comments: v.
Yes No Included
Whole House: Negotiable
Yes
No
Kw/Size:
Last Date of Service: 11/2025
Internet Type Currently Used at Property:
w. Other (e.g. Alarm System, Irrigation System, etc.) fire suppression sprinkler system Comments: NOTICE TO PURCHASER(S): PRIOR TO SETTLEMENT YOU SHOULD EXERCISE WHATEVER DUE DILIGENCE YOU DEEM NECESSARY WITH RESPECT TO ADJACENT PARCELS IN ACCORDANCE WITH THE TERMS AND CONDITIONS AS MAY BE CONTAINED IN PURCHASE AND SALES AGREEMENT AND DEPOSIT RECEIPT. YOU SHOULD EXERCISE WHATEVER DUE DILIGENCE YOU DEEM NECESSARY WITH RESPECT TO INFORMATION ON ANY SEXUAL OFFENDERS REGISTERED UNDER NH RSA CHAPTER 651-B. SUCH INFORMATION MAY BE OBTAINED BY CONTACTING THE LOCAL POLICE DEPARTMENT.
SELLER(S) INITIALS
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2:18 PM EDT © 2025 NEW HAMPSHIRE ASSOCIATION dotloop verified OF REALTORS®, INC. ALL RIGHTS RESERVED. FOR USE BY NHAR REALTOR® MEMBERS ONLY. ALL OTHER USE PROHIBITED 10.2025
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PROPERTY DISCLOSURE - RESIDENTIAL ONLY New Hampshire Association of REALTORS® Standard Form TO BE COMPLETED BY SELLER PROPERTY LOCATION: 92 Garden Hill Drive, Gilford, NH 03249 10. ADDITIONAL INFORMATION a. ATTACHMENT EXPLAINING CURRENT PROBLEMS, PAST REPAIRS, OR ADDITIONAL INFORMATION? Yes No b. ADDITIONAL COMMENTS:
ACKNOWLEDGEMENTS: SELLER ACKNOWLEDGES THAT HE/SHE HAS PROVIDED THE ABOVE INFORMATION AND THAT SUCH INFORMATION IS ACCURATE, TRUE AND COMPLETE TO THE BEST OF HIS/HER KNOWLEDGE. SELLER AUTHORIZES THE LISTING BROKER TO DISCLOSE THE INFORMATION CONTAINED HEREIN TO OTHER BROKERS AND PROSPECTIVE PURCHASERS. SELLER(S) MAY BE RESPONSIBLE AND LIABLE FOR ANY FAILURE TO PROVIDE KNOWN INFORMATION TO BUYER(S).
Stora Montgomery Kamens SELLER
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DATE
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DATE
BUYER ACKNOWLEDGES RECEIPT OF THIS PROPERTY DISCLOSURE RIDER AND HEREBY UNDERSTANDS THE PRECEDING INFORMATION WAS PROVIDED BY SELLER AND IS NOT GUARANTEED BY BROKER/AGENT. THIS DISCLOSURE STATEMENT IS NOT A REPRESENTATION, WARRANTY OR GUARANTY AS TO THE CONDITION OF THE PROPERTY BY EITHER SELLER OR BROKER. BUYER IS ENCOURAGED TO UNDERTAKE HIS/HER OWN INSPECTIONS AND INVESTIGATIONS VIA LEGAL COUNSEL, HOME, STRUCTURAL OR OTHER PROFESSIONAL AND QUALIFIED ADVISORS AND TO INDEPENDENTLY VERIFY INFORMATION DIRECTLY WITH THE TOWN OR MUNICIPALITY.
BUYER
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© 2025 NEW HAMPSHIRE ASSOCIATION OF REALTORS®, INC. ALL RIGHTS RESERVED. FOR USE BY NHAR REALTOR® MEMBERS ONLY. ALL OTHER USE PROHIBITED 10.2025
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Property Card: 92 GARDEN HILL DR Town of Gilford, NH
Parcel ID: 208-033-009 Owner: KAMENS, STORA L Mailing Address: MONTGOMERY REV TRST 92 GARDEN HILL DR GILFORD, NH 03249
General Information State Class: 101 Neighborhood: 102 Zone: LR Total Acres: 1.431 Sale History Book/Page: 3601-0493 Deed Date: Sale Date: 0 Sale Price: 0 Building Details Living Units: 1 Style: Year Built: MT/FP Opening: Stories: 0 Total Rooms: Total Bedrooms: Number Full Baths: Number Half Baths: WB/FP Openings: Heating Type: Fuel Type: Total Living Area:
FBLA SF: Total OBY Value: 0 Validity:
Notes: 2026 BLA WITH M/L #208-033-010 120? LK/MTN VW; OFP=NV-SIZE
www.cai-tech.com This information is believed to be correct but is subject to change and is not warranteed.
7/28/2026
Page 1 of 1 Property Information - Gilford, NH