HU MA NR ESO UR CES PR ESE NT S
N E P O 6 202 SEP TEM BER 15 OCT OBE R9
T N E M L L O R N E
L E E R S T H G I L H G I H S T I F E N E B R U O H C WAT
? T N E M L L O R N E N E P O S I N E H W m o r f s i d o i r e p t n e m l l o 6 r 2 n 0 E 2 n , e h p t 9 r e b 2026 O o t c O h g u o r h t h t 4 1 r e b m e t Sep ? T C E F F E O T N I O G S E G N A H C WHEN DO
2027
? N E WH
? T N E M L L O R N E N E P O L A U N N A S I T A r H a e W y f o e m i t e h t s i t n e m l l o r n e n e p o l a Annu S E . E Y O w L P e M E n L L e A r s n a l p t i f e n e b when MUST RE-CERTIFY IT F E N E B ? IR E E H M T I T S I H T G N I R U D W O D H O E T N DO CHANGES GO I WHAT DO I NEED IOCNTS?EACH TE NTOELEEFCF YEAR
Confirm Coverage
enroll in new plan
add/drop dependents
waive coverage
ts i f e n e b e n i l n en o p O e h e t h t e s h u t i l w l i s w e e oy ees l y p o m l e p m r E u p o All l e h o t , E S A E , platform ss e c o r p t n Enrollme
MU AL ST LE RE MP -CE L EL R OY ECT TIF EE Y S ION TH SE EIR AC H Y BEN EF EA IT R
What should you expect? New Users: an email with a link and you will create your password. Returning Users: an email link to begin enrollment elections What do I have to do? Once logged in, the platform is user friendly and will walk you through the benefits available. Do I need to fill out any benefit forms? No, we 2are paperless and online.
024 Please do not make elections on CalPERS
EASE M R O F PLAT EASE USER GUIDE
S N O I S I C E D N A L P Y M O T S E G N A H C E K ? CAN I MA R A E Y E H T T U O H THROUG
nt e m l l o r n e n e p o t x e n e h t ut o l h i g t u n o u r h l t l o nt nr e e v e t o e n f n i a l c g u n o i y y f , i y l l a l u a q a e Gener v a h u o y f i . e , g r n e a v h e c w o a H e k a m o t period. e l b a e b l l i u w o y , r a e y the
WHAT IS A QUALIFYING EVENT?
marriage
birth
adoption/ custody
divorce/ legal separation
Marriage Certificate Spouse's Social Security Number
Birth Certificate (Record) Child's Social Security Number
Adoption (Record) Court Order Child's Social Security Number
Divorce decree
Documents Required
loss of coverage
death
Proof of Loss of Coverage (i.e., letter from employer, insurance company, etc.)
Death Certificate
MAJOR CHANGES United Healthcare NO LONGER Available
N A L P L A C I MED S E C R U O S E R
Effective January 1, 2027, employees enrolled in United Healthcare will automatically be changed to another health plan unless they identify what plan they would like to change to.
Use the Health Plan Tool to check if your doctors are available in any other CalPERS plans.
S N A L P L A C I D E M
Monthly Deduction (Out of Pocket Costs) for those electing:
7 2 0 2
E C N A R U S IN S E T A R WWW.DOWNEYCA.ORG/EMPLOYEES
Anthem Blue Cross Select WHEN DO CHANG S GO INTO EFFEC Anthem Blue Cross ETraditional T? PERS Gold PERS Platinum A/O’s (Family Plan Only)
7 2 0 2
E C N A R U S IN S E T A R WWW.DOWNEYCA.ORG/EMPLOYEES
WHEN DO CHANG ES GO INTO EFFE CT?
7 2 0 2
E C N A R U S IN S E T A R
WWW.DOWNEYCA.ORG/EMPLOYEES
WHEN DO CHANG ES GO INTO EFFE CT?
ES E Y O L P M E / G R .O A C Y WWW.DOWNE
L A T DEN
DMO
e b t s u m r e d i v o r p l Denta O M H e h t f o t r a a p network.
E C N A IN S U R PLANS
s t i f e n e b f o e l u d Sche s t n e m y a p o c s e outlin l a t n e d t n e r e f f i d for services.
DPO n o g n i d n e p e d y r a v Benefits r i e h t d n a r e d i dental prov a t l e D h t i w t c a r cont Dental. t s e u q e r e e y o l p m e Recommend f o n o i t a n i m r e t a prede l a t n e d m o r f s t i benef g n i t r a t s o t r o i r p office any major work.
s e e y lo p m e / g r .o a c y ne w o .d w w w t a d n u o f e nb a c s it f e n e B f o s ie r a All Summ
Increase to $190 Increase to $220
N A L P N O I S I V WWW.DOWNEYCA.ORG/EMPLOYEES
What is a Flexible Spending Account(FSA)? An FSA is an account that allows you to save pre-tax money to help pay for qualified medical expenses. It also provides the opportunity to save for qualified dependent care expenses.
Who is eligible for FSA coverage? You can use your FSA on yourself, your spouse and your tax-dependent children. You must be enrolled through The Advantage Group.
WWW.DOWNEYCA.ORG/EMPLOYEES
G N I D N E P S FLEX ) A S F ( S T N U O C C A FSA allows participants to: Submit claims online, fax or mail. FSA Visa Debit Card allows you to have instant access to your funds You must enroll annually Receive reimbursement for claims incurred during plan year (2026) through March 2027
FSA ELIGIBLE EXPENSE GUIDE
need additional life insurance? Standard Insurance Company provides additional life insurance for yourself, spouse and children. You may also elect Additional Accidental Death & Dismemberment coverage. did you know the city pays for long term disability insurance for MOST employees?
Contact HR for more information
202 4
LIFE E C N A R U S IN Y R A T N U L O V L A N O I T ADDI LIFE, AD&D, LTD
E C N A T S I S S A E E Y O L P M E ) P A E ( M A R G ! t I PRO d e e N u o Y n e h W d n a H g n i p l A He
e e y lo p m E r u o y f o s source e r d n a e c n a id u g , t r Rely on the suppo . Assistance Program efits n e B r e b m e M w ie v e R t Confidential Suppor Work/ Life Services One-Touch Calling Quick Email Contact e it s b e W e if L / k r o W + 24/7 EAP
D E R R D EFE N O I T A S N E P COM N A L P 457
s r a l l o d x a t e r p e d i s a t e s o t e e y o l Allows emp e m o c n i e l b a x a t Reduces your e m i t y n a t a s e g n a h c e k a m n a c u o Y
r u o y e s a e r c e d r o / d n a , e s a e r c n i , l l g n i s You can enro u e m i t y n a t a s n o i t u b i r t n o c n o i t a s n e p m o c d e r m o c . defer s n a l P t n e m e r i t e R a y o V t a e t i s b e w t n a p i c i t r a p s ’ o a t r Voy e y a M n a y R e v i t a t n e s e r p e R A Y O V r u o t c a t n o c y a You m t a n o i s s e S e n O n o e n O l a u t r i V a e schedul . m o c . a f a y o v @ r e rmay
ES E Y O L P M E / G R .O A C Y WWW.DOWNE
AFLAC helps with expenses health insurance doesn’t cover, so you can care about everything else. Scan QR Code to see the AFLAC Insurance Plans available to you or click on link above
WWW.DOWNEYCA.ORG/EMPLOYEES
L A N O I T P O T N E D ACCI E C N A IN S U R
? W O N K U DID YO
L A C I MED T U O OPT
a e v i e c e r d n a e g a r e v o c l a c i d e m r ei h t e v i a w y a m s e f e o r e i t Employ n o g n i d n e p e d y r a v s t n u o am ; e c n a w o l l a t y p r o a t o t y mone t i n u t r o p p o r u o y s i s i h T . d e v i a w g n i e b ce n e a g w o l l a covera t u o t p o n a e v i e c e r d n a e g ra e v o c l a c i d e m . e f g o a r e v out o c l a c i d e m p u o r g e t a n r e t l a g n i y f i l a u q n o d e s ba
WHEN DO CHANG ES GO INTO EFFE CT?
E G A R E V O C F O F O O R P T I M B U S & E S A E N I E G A R E V O C E V I A W T S U M IF OPTING OUT, YOU
have you updated your beneficiary designations? This is a great time to review and update if needed, your current beneficiary designations:
Designation of Last Paycheck CalPERS Retirement Standard Life Insurance Log in to VoyaRetirementPlans.com to update your deferred compensation beneficiar Generally, you should review your beneficiaries when there has been a change in family composition due to marriage, divorce, birth, adoption or death.
R U O Y E T A D UP N O I T A M R O F IN Personal & Emergen c y Contact In formation All employ ees are re quired to Employee I submit the nformation & Emergenc Change For y Contact m when you have moved phone numb , changed ers or ema il address new emerge es, or hav ncy contac e a t.
www.downeyca.org/employees
! S T I F E N E B E R O M ScholarShare 529, a nationally recognized college savings plan has over 20- years history of helping families like yours save for college. This available to ALL employees and you are able to set up a payroll deduction to contribute to your ScholarShare 529 College Savings Account. Please stop by ScholarShare’s station today!
? W O N K U O DID Y
What can you do with a Downey City Library Card?
You can read the New York Times Daily, free access to LinkedIn Learning, access to a free online live tutor or learn a language with ROSETTA STONE? Get your Library Card today!
Do you have an electric vehicle? You can charge electric vehicle at any one of our city facility sites for FREE! Check www.downeyca.org/employees for available locations.
Do you carpool to work at least 51% of your commute? Downey “Thumbs Up” Commuting Program is available to all full time employees for Monthly Monetary Incentives! Contact Finance Department!
? W O N K U DID YO
EMPLOYEE SUBMITS REQUEST HUMAN RESOURCES REVIEW EMPLOYEE ATTENDS SCHOOL
iv t a r t s i n (Admi 03) 4 . o N n o i Regulat
ES E Y O L P M E / ORG . A C Y E N W O WWW.D
4
5
A+ A B+
EMPLOYEE SUBMITS EXPENSES/GRADES EMPLOYEE REIMBURSEMENT
REIMBURSEMENT
ive t a r t s i n i m d A d n i f se a le p , n o i t a m r o f n i t a s m For detailed r o f t n e m e s r u eimb R n o i t i u T ll a d n a Regulation 403
AUTHORIZATION
t n e m e s r u b m i e R n o i t i u T e Th 1 s t r o p p Program su r i e h t n i s employee l a n o i t a c u d e f pursuit o 2 e c n a h n e o t t n e m e c n a v d a l a c o l n i r e e their car government 3 e
N O I T TUI EMENT S R U B REIM
PROCESS
S ’ Y A TOD P U E L IN
S ’ Y A TOD P U E L IN
N E P O 2027 T N E M L ENROL
9 R E B O T C O 4 SEPTEMBER 1
All information can be found at www.downeyca.org/employees or please feel free to reach out to Angela Ainsworth at 562.904.7292 or by emailing at aainsworth@downeyca.org
S T I F E N E B E E Y O L P M E ! E D I U G N O I T A M R O INF
Another great resource for all benefit information can be found in the Employee Benefits Information Guide which can also be found at www.downeyca.org/employ ees