Talega Life - November 2014

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Photograph

by Jamie B

Enjoying A Golden Retirement:

Meet Carol & Ron Gillespie

NOVEMBER 2014

Dear Talega Residents, THE ECHELBERGER GROUP w w w. Ec h e l b e r g e r. co m

PUBLICATION TEAM PUBLISHER Lani Wilson CONTENT COORDINATOR Karen Garza DESIGN Hilary Sumnicht COVER STORY Karen Garza CONTRIBUTING PHOTOGRAPHER Jamie Brinkman

ADVERTISING FOR INFORMATION ON ADVERTISING IN THIS PUBLICATION, CONTACT:

Lani Wilson – Phone: 310-560-6525 Email: lwilson@bestversionmedia.com

VIZCAYA | 14 Corte Vizcaya

Offered for $1,795,000 5 Bed | 4.5 Bath | Approx. 5,049 Sq. Ft.

MONTELLANO | 8 Calle Angelitos

Offered for $1,750,000 5 Bed | 5.5 Bath | Approx. 4,695 Sq. Ft.

EXPERT CONTRIBUTORS

CANTABRIA | 4 Calle Celestial

Offered for $1,295,000-$1,349,000 3 Bed | 2.5 Bath | Approx. 2,842 Sq. Ft.

Doug Echelberger Tom Jessop Taylor M. Olson, DDS, MSD

COMMUNITY SUBMISSION INFORMATION Are you part of a local organization? Contact us for information on how you can submit articles, updates, reminders, events and more to reach the residents of Talega.

FEEDBACK/IDEAS/SUBMISSIONS

VITTORIA | 15 Via Elda

Offered for $955,000 4 Bed | 3 Bath | Approx. 2,831 Sq. Ft.

SAN LUCAR | 11 Corte Limonada

Offered for $869,000 4 Bed | 3 Bath | Approx. 2,513 Sq. Ft.

SEASIDE | 29 Calle Pelicano

Offered for $755,000 4 Bed | 3 Bath | Approx. 2,505 Sq. Ft.

Do you have feedback, ideas, or submissions? We are always happy to hear from you! Go to www.bestversionmedia.com and click “Submit Content.” You may also email your thoughts, ideas, and photos to kgarza@bestversionmedia.com.

Articles submitted for consideration should be less than 400 words, must be formatted in Arial 12-point font, single-spaced and should not include any special formatting. We reserve the right to edit as necessary and cannot guarantee publication.

SUBMISSION DEADLINES The deadline for content is the 5th of the month for publication the following month. If the 5th falls on a Saturday or Sunday, we will need to receive your submission the preceding Friday. Magazines usually hit mailboxes the first week of the month. Dates may vary depending on the post office.

SANTALANA | 104 Paseo Vista

Offered for $625,000 3 Bed | 2.5 Bath | Approx. 1,881 Sq. Ft.

SANTALANA | 23 Paseo Vista

Offered for $569,900 3 Bed | 2.5 Bath | Approx. 1,634 Sq. Ft.

R E C E IVE R E AL T IME UP DAT E S TO

TRINIDAD | 29 Calle Viveza

Offered for $399,000 2 Bed | 2 Bath | Approx. 1,367 Sq. Ft.

Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted. All content submitted is done so at the sole discretion of the submitting party. © 2014 Best Version Media. All rights reserved.

It’s incredibly hard to believe that Thanksgiving is just around the corner. It’s our absolute favorite holiday because of the focus on gratitude rather than gifts. Many families have a tradition that each person gives thanks for one thing before everyone dives into the feast. Since we can’t be there with you on that day, here’s our gift of thanks: • To the Talega community – Your encouraging words, new ideas and support mean more to us than we can express. In particular, we are so glad that you are enjoying your magazine and that it truly is “bringing neighbors together.

• To our feature families – Every month, they entrust us with their personal stories to entertain and inspire others. We take this honor very seriously and hope that these articles become a cherished part of family history. Without their willingness to open their homes and lives to us, the magazine wouldn’t be so special.

• To our advertisers – Their generous sponsorship makes Talega Life magazine possible. We are committed to supporting these locally owned businesses, the heart of a healthy economy, and ask that you support them as well.

That being said, enjoy your loved ones and think about opening your home to someone without a place to share the holiday this year, maybe a new neighbor or a military family. Or consider creating a new holiday tradition of volunteering to serve a meal to those that are less fortunate.

It will bring a new dimension of appreciation to your own home.

Happy Thanksgiving!

Lani Wilson Publisher lwilson@bestversionmedia.com

Karen Garza Content Coordinator kgarza@bestversionmedia.com

the talega green sheet

ACTIVES, PENDINGS & SOLDS IN YOUR NEIGHBORHOOD PLEASE VISIT

w w w . Ta l e g a G r e e n S h e e t . c o m

621 South El Camino Real | San Clemente, CA 92672 | T 949.498.7711 | F 949.373.8710

DOUG ECHELBERGER C 949.463.0400 T 949.948.7711

doug@echelberger.com w w w. E c h e l b e r g e r. c o m

EXPERIENCE | EXCEPTIONAL SERVICE | EXPERTISE Doug Echelberger is the LEADING Agent in Talega Since 2003 Ranked in Top 1% of Agents in Orange County

2 1000030018 TALEGA LIFE [P].indd 1

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NOVEMBER 2014 3

2014 Tires and Tailpipes Recap www.talegatoday.com

Last September Talega held their 3 Annual Tires and Tailpipes Car Show.

Fifty-five cars were put on display and people from all over the county came to take a look at the Talega Village Shopping Center.

Congratulations to our 2014 winners! rd

2012 McLaren, Anthony Tonokaboni

City & Local Contacts SAN CLEMENTE POLICE SERVICES

Non-Emergency (949) 770-6011 SAN CLEMENTE FIRE SERVICES

Non-Emergency (714) 573-6000 San Clemente Records (949) 361-8200

2nd place Exotic/Sport:

1st place Modified/Custom:

2nd place Modified/Custom:

2001 Ferrari 360 Spider, Dale Tittlemier

1965 Ford Mustang, Bob Woller

2011 Chevy Camaro, Simon Wehr

Cox Communications (949) 240-1212

1st place Muscle:

2nd place Muscle:

1st place Classic:

TELEPHONE

1967 Chevy, Camaro RS, Larry Scott

1971 Pontiac GTO, Burt Lopresti

1964 Ford Falcon, Butch Welch

Santa Margarita Water District (949) 459-6400

2nd place Classic:

1st place Vintage:

2nd place Vintage:

Animal Control (949) 492-1617

1965 Ford Mustang GT, Pete Lopresti

1954 Mercury Monterey, Wayne Poe

1932 Chevy Coach, Mike Ortiz

San Clemente Crime Prevention (949) 361-8386

Talega Community Reminders: Daylight Saving Time

It is almost that time of year again. On the first Sunday in November, Daylight Saving Time is moved back to standard time—a sure sign that summer is over and fall is here. So, remember to set your clocks back one hour before you go to sleep on Saturday, November 1.

Talega Swim and Athletic Club Holiday Closures

• Thursday, November 27 (Thanksgiving Day) • Friday, November 28 • Wednesday, December 24 (Christmas Eve) • Thursday, December 25 (Christmas Day) • Friday, December 26 • Wednesday, December 31 (New Year’s Eve) • Thursday, January 1 (New Year’s Day) • Friday, January 2

Talega Community Events: Light up the Night-Holiday Lighting Competition

All Talega residents are encouraged to

brighten their neighborhood and share the holiday spirit by competing in the Talega ‘Light Up the Night’ Holiday Decorating Contest. Sign up in person at the Talega clubhouse before December 12. Every entered house will receive a sign for their front yard. Winners will receive gift cards and an additional sign will be placed in their front yards. Maps will be posted on the homepage of Talegatoday. com of all entered homes so that you can enjoy the lights with your family.

The judging categories are: • Best Use of Lights • Simply Elegant • Magical Effects • Bright Lights • Best Theme • Special Effects • Best Neighborhood Décor

San Clemente Graffiti Removal (949) 361-8385 San Clemente Code Enforcement (949) 361-6173

All homes must be decorated by Sunday, December 14th. Holiday Elves will be sleighing around Talega the following week to determine the most extravagant lighting displays.

You must be entered to win. Please remember no lights are allowed in any common area including streetlights and signs, walls and monuments.

4 TALEGA LIFE

City of San Clemente (949) 361-8200 TELEPHONE, CABLE & INTERNET

AT&T (800) 288-2020 ELECTRICITY

San Diego Gas & Electric (800) 411-7343 TRASH PICK-UP

CR&R (877) 728-0446 WATER

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NOVEMBER 2014 5

RECIPE TREASURES

Carol’s Holiday Favorites Biscotti-Crusted Pumpkin Pie CRUST: 5-6 Chocolate-dipped biscotti, broken into pieces 2-3 tablespoons butter, melted ¼ cup chopped pecans (optional) Place biscotti, butter and nuts in food processor and pulse until mixture is moistened and comes together. It will be chocolate in color. Press firmly in bottom of pie dish and bake at 350 degrees F for 10 minutes. Let cool.

FILLING: 15 ounce can of pumpkin ¼ cup honey 1¼ cup non-fat milk 1 tablespoon orange zest 2 eggs, slightly beaten

1 teaspoon cinnamon 2 tablespoons butter, melted ½ teaspoon ground ginger ½ cup sugar ½ teaspoon ground nutmeg

Mix all ingredients together and pour into cooled crust. Bake at 350 degrees F 45-50 minutes until knife inserted in center is clean.

(If desired, top with a dollop of whipped cream.) Cool and enjoy!

SCHOOL

Cheese & Olive Balls 16 ounce jar of medium-sized pimentostuffed Spanish olives, drained 2 cups shredded “extra sharp” cheddar cheese (not pre-packaged) 1¼ cups flour 12 cups butter, at room temperature Mix cheese, flour and butter. Work into a dough (may use food processor on pulse until the dough comes together). Take a generous tablespoon and roll into a ball, flatten with palms of hand and roll around an olive (like a little meatball). Makes about 40. Chill for at least an hour. Place on an ungreased cookie sheet about 2 inches apart.

Bake at 400 degrees F for 10-15 minutes, just until bottoms are browned. Serve warm with a glass of wine or a cocktail. Delish!!

We are always on the hunt for recipe treasures.

If you have a favorite recipe, send it to kgarza@bestversionmedia.com for one of our future issues.

Two Ways to Raise Money for Vista Del Mar School Using Your Ralph’s Reward Card Want to help raise money for our local school, Vista del Mar? All you have to do is link your Ralph’s rewards card to Vista del Mar. Each year, Ralph’s donates 2-4% from every purchase made. Last year, they donated $19,000! It’s simple to do. Next time you are in Ralph’s, just ask the cashier to scan your rewards card and the barcode for Vista del Mar. It’s a great, free way to help support our children’s education.

The barcode is available at the check stands.

Dine Out Week – October 13 to 17 Another easy way to support Vista del Mar is by visiting the following restaurants on the days below and they will donate a percentage of your meal to Vista del Mar: Monday @ Board & Brew Tuesday @ Baja Fresh Wednesday @ Z Pizza Thursday @ Panera

SPOTLIGHT San Clemente High School Events Freshmen Football

Boys Water Polo

Junior Varsity Football

11/6 – El Toro, 4:30 FS / 5:15 VAR / 6:15 JV @ San Clemente

11/6 – Aliso Niguel, 3:15pm @ Aliso Niguel 11/6 – Aliso Niguel, 3:15pm @ San Clemente

Varsity Football

11/7 – Aliso Niguel, 7pm @ Aliso Niguel

Volleyball

11/1 – Redondo Union Tournament, 8:30am @ Redondo Union

Cross Country

11/5 – SCL Finals (Boys), 1:00pm @ Irvine Regional Park 11/6 – SCL Finals (Girls), 1:00pm @ Irvine Regional Park 11/15 & 11/22 – CIF Varsity Preliminaries, Time TBD @ Mt. San Antonio College

11/4 – Dana Hills, 4:30 FS / 5:15 VAR / 6:15 JV @ Dana Hills

Surf Team

11/6 – San Clemente vs.

San Juan Hills @ 204 11/12 – San Clemente vs.

Laguna Beach @ Thalia Street 11/13 – Niguel Hills vs.

San Clemente @ T Street 11/26 – League individuals @ Uppers 11/27 – League individuals @ Uppers

Other Important Dates 11/11 – Veteran’s Day (School Closed) 11/18 – Pupil Free Day for Secondary Students (School Closed) 11/24 to 11/28 – Thanksgiving Break

Mako Holiday Magic Friday, December 5, 2014 • 2:00pm-8:00pm @ Vista del Mar MPR The Vista del Mar MAKO Educational Foundation is proud to present MAKO Holiday Magic.

This event boasts the Foundation's 3rd annual Holiday Shopping Boutique (with many returning vendor favorites), photos with Santa, Gingerbread Wars, Tacky Holiday Sweater contest, raffle prizes, food trucks, holiday treats and coffee, plus a holiday performance by the San Clemente Choir. Vista del Mar families will be given the chance pre-order gingerbread kits to create the perfect gingerbread house at home a few weeks prior to the event (only pre-ordered kits can be used to compete in Gingerbread Wars). Teachers from each grade level will also engage in friendly competition at 7pm to create the most popular MAKO Gingerbread Man and win supplies for his/her classroom. Take a night off from cooking and enjoy dinner from one of the tasty food trucks on site. Write thank you letters to our military for the holidays. Accent Portraits by Diana will be on hand to capture your family's visit with Santa. Donate a new toy and/or non-perishable food item for local charities. This will be a magical night; you surely don't want to miss it! Contact info@makofoundation.org for more information.

Holiday Shopping Boutique (2pm-8pm) Gingerbread House Drop-Off (2:30pm-4pm) Photos with Santa, Raffle Prize Drawings (3pm-8pm) Food Trucks (5:30pm-8pm) 6 TALEGA LIFE

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San Clemente Choir Performance (6:30pm) Teacher Gingerbread Wars (7pm-7:15pm) Awards - Gingerbread Wars & Tacky Holiday Sweater (7:30pm) NOVEMBER 2014 7

BUSINESS SPOTLIGHT

FITNESS FOCUS

Pool Homes VS. Non-Pool Homes

$0 Enrollment and 1 Month Free or 2 Training Sessions

When I do planks or push-ups, my wrists begin to hurt and I have to take a break from these exercises. Is there anything I can do to help ease the pain?

BY DOUG ECHELBERGER

Q

Coach David Chapman answers: If you feel that you are per-

into the smaller properties, a significant amount of the non-pool homes did not have the yard size to allow a pool so this may not be a fair comparison. However, for the purpose of this article I wanted to show the sliding scale because my original discussion was on the higherend properties.

In no way is this a push for homeowners to get a pool, and not every property has the ability to fit a pool. Fifteen years ago when agents were estimating home values, a pool typically was considered a negative or of little value, mainly because not everyone wanted one, which could still be the case. The big difference that I see is that pools have come a long way from the kidneyshape, white-bottom, with blue-tilearound-the-edge pools that I grew up with. The current designs, materials and creative water features are making them

more of a show piece and a standard in high-end properties, to the point that luxury homes that do not have one are now seemingly at a disadvantage.

Additionally, even my non-pool buyers don’t mind having them if they are done in such a way that they create an inviting outdoor space to enjoy.

There are several new homes being built in Talega, and existing homeowners who are also considering changes to their yard. I felt this information would be helpful and relevant when homeowners are considering their yard options and how it may relate to resale value.

You can reach me at doug@echelberger.com or text/call my cell at 949-463-0400. Please visit my website www.echelberger.com for information on myself, my team, and past client reviews.

construction San Clemente

Locally Owned and Operated Residential and Commercial 800-252-7431 www.AMOconstruction.com

Josie@AMOconstruction.com CA Lic.# 979181

8 TALEGA LIFE

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forming these weight-bearing exercises correctly and you have no previous injuries, the pain you are feeling in your wrists could be due to lack of mobility and stability in your wrists.

Wrist circles are an easy, yet effective, exercise drill you can do to help improve the suppleness of your wrists. Sit or stand in an upright position, with your upper arms close to the body.

Bend your elbows until your forearms are parallel to the floor and hold your hands palms down with a loose fist. Circle your wrists clockwise five times and then circle your wrists five times counterclockwise. Do this drill 2-3 times as a part of your warm up routine prior to beginning your weight-bearing exercises.

For health reasons, I need to eliminate all dairy food from my diet. I am concerned that I will not be able to consume the daily calcium requirements. Leafy greens are known to be a good source of calcium, but can you provide me with other foods that are dairy-free AND calcium rich?

* With this ad. Certain restrictions apply.

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©2012 Anytime Fitness, LLC

I

have had many discussions as of late regarding the value of a pool in Talega on higher-end properties. I know from my own transactions that the highest price per square foot (PPSF) in sales are coming from the type of properties that agents consider to be a “trophy property.” A trophy property is one that has nice views, is located on a culde-sac or low-traffic street, has a pool, and is professionally landscaped and decorated like a model. Considering all of those combined features, these properties should get the highest price, but not every property has that combination so we can look at the averages in Talega to get a general idea.

I broke down Talega sales for 2014 into a few categories to see some basic averages. Properties that are over 4,000 sf in Talega averaged $331 PPSF with a pool and $283 PPSF without a pool.

On average, that is $48 more per square foot for pool homes, which is significant considering the size of the homes. On homes between 3,500-4,500 sf in Talega, the average PPSF with a pool was $323 while the non-pool homes were $289.

On homes under 3,500 square feet, the pool homes averaged $325 PPSF where the non-pool homes averaged $314 PPSF, leaving only an $11 difference between the two. Looking further

November Special

Answers to your Health and Wellness Questions

PRO

-

Q

Coach Joe Huber answers: You can get all the calcium your body needs without having to consume dairy. The average American adult should consume approximately 1000 mg of calcium per day. Check out these surprisingly calcium rich foods to add to your weekly grocery list. Raw almonds pack quite a punch with 378 mg of calcium per cup. For a sweet treat, eat dried figs with 274 mg of calcium per cup. If you like hummus, then try changing out chickpeas for white beans or black-eyed peas; both legumes pack approximately 170 mg of calcium per cup. Also, see the next Q&A below.

I see kale mentioned everywhere these days. It seems to be used as an ingredient in many recipes such as soups, smoothies and even to make chips.

What are the nutritional benefits of kale?

Q

Coach Joe Huber answers: Kale is a nutritional powerhouse! Per calorie, kale has more iron than beef and more calcium than milk. It’s high in vitamins A and C - with only 30 calories, 5 grams of fiber and 0 grams of fat per cup. This vegetable aids in digestion, provides anti-inflammatory benefits and is heart healthy. When buying kale, look for firm and deep-colored leaves. Store kale in a plastic storage bag or container and remove as much air from the bag as possible. Kale can be stored in the refrigerator for up to 5 days.

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Please contact us at sanclementeca@anytime fitness.com to submit a question for future articles. www.bestversionmedia.com

NOVEMBER 2014 9

WEALTH MANAGEMENT STRATEGIES

Debunking a Few Popular Retirement Myths Certain misconceptions ignore the realities of retirement.

Generalizations about money and retirement linger. Some have been around for decades, and some new clichés have recently joined their ranks. Let’s examine a few.

“My taxes will be lower when I retire.” You may earn less, and that could put you in a lower tax bracket. On the other hand, you may end up waving goodbye to some of the deductions and exemptions you enjoyed while working, and state and local taxes will almost certainly rise with time. So while your earned income may decrease, you may end up losing a comparatively larger percentage of it to taxes after you retire.

“I started saving too late, I have no hope of retiring—I’ll have to work until I’m 85.” If your nest egg is less than six figures, working longer may be the best thing you can do. You will have fewer years of retirement to plan for, so you can keep earning a salary, and your savings can compound longer.

Don’t lose hope; remember that you can make larger, catchup contributions to IRA’s after 50. If you are 50 or older this year, you can put as much as $23,000 into a 401(k) plan. Some participants in 403(b) or 457(b) plans are also allowed that privilege. You can downsize and reduce debts and expenses

to effectively give you more retirement money.

“I’ll live on less when I’m retired.” We all have the cliché in our minds of a retired couple in their seventies or eighties living modestly, hardly eating out and asking about senior discounts. In the later phase of retirement, couples often choose to live on less, sometimes out of necessity. The initial phase of retirement may be a different story. For many, the first few years of retirement mean traveling, new adventures and “living it up” a little—all of which may mean new retirees may actually “live on more” out of the retirement gate.

“No one really retires anymore.” It is true that many baby boomers will probably keep working to some degree. Some people love to work and want to work as long as they can.

What if you can’t, though? What if your employer shocks you and suddenly lets you go? What if your health won’t let you work forty hours or even ten hours a week? You could retire more abruptly than you believe you will. This is why even workaholics need a solid retirement plan.

There is no “generic” retirement experience, and therefore, there is no one-size-fits-all retirement plan. Each individual, couple or family needs a strategy tailored to their particular money situation and life and financial objectives.

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NOVEMBER 2014 11

FEATURE

Enjoying A Golden Retirement:

PHOTOGRAPHS BY JAMIE B

Meet Carol & Ron Gillespie

T

he minute you meet Carol and Ron Gillespie, you can’t help but notice their incredible zest for life and feel the warmth of their welcome. Ron’s family is from the small town of West Warwick, Rhode Island. Since his grandfather was the Chief of Police, his family was well known in the community. Carol ultimately settled there as well. Carol and Ron both attended John F. Deering High School, becoming proverbial high school sweethearts after a bumpy start.

Ron was a senior and Carol was a sophomore. Since Carol was the Chairman of the Social Committee, she was a bit disconcerted about not having a date for the big fall dance.

One of her best girlfriend’s was dating a nice young man and offered to find one of his friends that would fit the bill. With Carol’s dad out of the picture and her mom’s recent passing, she was living with a very strict aunt. Ron called and asked her to be his date. Carol said “yes” but neglected to get his last name. So, her aunt emphatically said she wouldn’t be allowed to go with someone that she clearly didn’t know well enough to even know his complete name.

Carol said, “Ron was pretty miffed about that and took another girl.” Going alone to the dance, Carol went up to him and tried to apologize but he didn’t really believe her story.

She said, “But I DON’T know your last name!” He curtly replied, “Gillespie.” By the time of the Christmas dance, Ron

decided to try again. She knew his full name now and was allowed to go. After graduation, Ron joined the Air Force and Carol finished school. They wrote to each other, breaking up a couple of times, but finally getting back together after his return from overseas. They were married on November 25, 1961 – the official beginning of their life together.

Ron’s time in the Air Force took him to the U.S. Air Base in Thule, Greenland – located 600 miles from the North Pole – as one of a small crew responsible for radar maintenance.

Ron says, “You never go outside. I got a lot of studying done to get ready for college.” Carol smiled, “Along with a lot of letter writing to me.” During his sojourn in this remote location, he completed several United States Armed Forces Institute (USAFI) classes administered by the University of Maryland.

Ron went on to obtain a technical degree from the University of Rhode Island in Radio and Electronics.

In those days, the aerospace industry was booming. In a flash, Ron had three excellent job offers and chose to join Garret Air Research. They lived in Redondo Beach, then bought a house in Torrance and eventually decided on a move to the fledging Orange County city of Laguna Hills.

Ron commuted for a couple of years, but decided to accept a position at Ford Aerospace (owned by Ford Motor Company) in Newport Beach to be closer to home. Needing a larger

12 TALEGA LIFE

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place, they started to build a new home in the San Juan Hills community of Stoneridge.

However, corporate turbulence was ahead. Loral bought Ford Aerospace. Lockheed bought Loral and decided to shut down the Newport facility. Lockheed offered to relocate the family to Orlando and they took a trip to explore the city.

According to Carol, “we were wined and dined” but still weren’t convinced it was the right path. Coming full circle, Ron approached his former company. (After his departure, Garrett became Allied Signal and then Honeywell.) Literally down to the wire before they had to sign a contract accepting the terms of the move, Honeywell made an amazing offer, including the bridging of his benefits to make a financially secure retirement even more feasible. The Gillespie family happily moved to San Juan Capistrano, the kids stayed with their schools and Carol was able to stay at the job she loved as an Ultrasound Specialist.

During his tenure at Honeywell, Ron worked on the Apollo 13 project team chartered with building the Environmental Control System for the Command Module. In fact, he was in the room the moment the phone call was received that the Apollo 13 spacecraft was in trouble. It turns out that the Command Module canisters were square and the lunar module canisters (built by Grumman) were round. This nearly catastrophic dilemma is immortalized in the movie with Tom Hanks. Ron also worked on the Mercury and Gemini projects as well as on the F18 fighter plane for the Navy. He retired in 2005.

Living with her aunt’s family and without a mom or dad, college was out of the question for Carol. She became a successful hair stylist. After eight years, she decided to follow her heart’s desire to do something in medicine. Carol completed the X-ray Technician coursework at Daniel Freeman Hospital School of Radiology (Inglewood, California). After her interview and acceptance into the school, she was so ecstatic that she jumped up and clicked her heels together! After having this prerequisite under her belt, she was accepted into the Ultrasound Technician Program through UCLA. Following graduation in 1979, she worked as an Ultrasound Technician at Mission Hospital for 16 years. Carol then left to spend two years at Scripps in La Jolla, completing specialized training

GETTING PREAPPROVED

THE FACTS AND CONSIDERATONS

FACTS

CONSIDERATIONS

CREDIT: • Credit inquires can affect your credit score.

• Credit card activity may affect the amount of home that you may qualify for.

• High credit card balances will affect your credit score.

• The credit score that you receive online wil not be the credit score reported when looking for a mortgage

INCOME:

DOWN PAYMENT:

•

Can I afford my dream home?

•

How much money do I need to put down?

•

Will discount points help me qualify?

•

•

Can my bonus and commission income help me qualify for a larger home?

Should I put more money down or should I leave my money in my retirement accounts?

•

How can I avoid mortgage insurance?

•

Will the income from our side business be helpful or harmful?

•

Can I use additional gifts funds?

How do I maximize my credit history?

•

Can I use funds from my business account?

•

Does underwriting need to review all of my asset accounts?

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NOVEMBER 2014 13

in fertility and vascular techniques. She returned to Mission Hospital, staying another 14 years until her retirement seven years ago.

Carol also ran her own freelance ultrasound business for over 25 years – meaning eight hours at the hospital and another eight hours on her own going from doctor’s office to doctor’s office – a long 16 hour day before getting home to take care of the kids! She says, “It was a busy, busy time in our lives. But we put three kids through college, lived in beautiful homes and enjoyed great vacations.” That being said, she explains, “It was a wonderful job. I was so happy that I didn’t want to retire and lamented as the time came near.”

Finally, she made the commitment to a retirement date. On her last day, she once again clicked her heels together. Carol explained, “I wanted to end the same way I started!”

With the same enthusiasm that Carol and Ron approached their careers, they have approached a life of retirement full of delightful activities. Ron says with a grin, “We are doing so many things, I don’t know how we ever had time to work!”

Carol adds, “We put in long hours and suffered ups and downs like anyone else but we wouldn’t change a thing. It was worth it because we are having so much fun now. My advice to the young – work your heart out and save for retirement because that’s when you get to play!”

Carol explains, “These days Ron has 18 meetings, three times a week on the golf course”. On Wednesday, he plays as a member of the Lienzo Duffers. (Check out www.lienzoduffers.com and join them for round or two.) Carol and Ron also golf together most Fridays. For pure entertainment, they love the movies and the game show Jeopardy. Both are self-proclaimed addicts of the Big Bang Theory. At the invitation of a friend, they met one of the writers. The writer and Carol became close friends.

They watched the taping of an episode, meeting the producers and cast. Carol also attends two different book clubs – one in the Gallery and another in San Juan Capistrano.

Carol describes food as “my thing.” (Check out two of her favorite recipes in this issue.) She is the co-chef for the Gallery Wine Club (started only a year ago) with 70 members. Meeting every 4-6 weeks, a committee selects wines from regions around the world. The two chefs develop a menu of items to pair with three white and three red wines

• Stephen, their first son, is a Senior Project Manager.

He lives in New Jersey with his wife, Becky. His son, Adam (A.J.), and his wife, Mary, celebrated their wedding at the Gallery Club House. They currently live in the San Fernando Valley, working as freelance 2-D & 3-D animators in the movie and commercial industry. Steve’s daughter, Dawn, also lives in New Jersey and works as a legal aide in a large law firm. She has made Carol and Ron the proud great-grandparents of Athena, a lovely 8 year old girl.

• Michael, their second son, is an Electrical Engineer/ District of Sales. He lives in Oregon with his wife, Alice, and their three daughters. Alice has a degree in Chemical Engineering and is working on her Master’s Degree at Oregon State. Kaylyn is a senior in college and will be entering Veterinary School. (When Kaylyn declared her decision to become a veterinarian, Michael sold their house and built a beautiful farm. They had goats, horses, chickens, ducks, pheasants, horse, cats and dogs. After she went to college, the animals have dwindled little by little.) Jesslyn is a junior in college and about to leave for a semester in England to study writing. Madelyn is a senior in high school and is looking forward to entering college after graduation. along with a dessert wine. Quite an undertaking!

In addition, Carol is the founder and president of the Talega Garden Club. About 12 years ago, the Talega Homeowners’ Association approached her after being given her name by the garden club in San Juan Capistrano. Early on, there was a conscious decision not to be registered so the focus would be on having fun and being social. With members from all over San Clemente, you don’t have to have a green thumb but just enjoy the beauty of gardens. The group also takes frequent field trips (spouses included) to special places like Santa Barbara and Paso Robles. Come and be a part of this fun group on the 1st Tuesday of every month at 10:15 am in the Talega Swim & Athletic Club. Send an email to Carol (rgilsp@yahoo.com) for more information.

That being said, Carol emphasized, “Our family is our real passion.” They have three grown children, five grandchildren and one great grandchild:

?

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14 TALEGA LIFE

• Ron and Carol’s daughter is Lynn Kristen. She lives in Alexandria, Virginia. She just married her husband, Tom in August of this year. Lynn is a middle school math teacher.

Tom is a Culinary French Chef graduate who has worked as a chef, manager and now bartender in the food industry for many years. Since his father is a retired Army officer, they had the honor of having their wedding at the historic Old Fort Chapel on the Fort Myer Army Base, immediately adjacent to Arlington National Cemetery. Carol and Ron went all out to make this a perfect event, taking Arthur Murray dancing lessons so Ron would be prepared for the father-daughter dance. Ron said, “I’ve never been so nervous, with beads of sweat pouring down my face” before class. After hours of rehearsal to the selected song (“My Girl”), Ron forgot everything other than enjoying “lovely conversation with his girl!”

Carol and Ron moved into their Gallery home, as original owners, two days before their anniversary in 2001.

Carol summed up their feelings. “We feel very, very lucky to be living in San Clemente and specifically in Talega for our retirement. Our world has gotten so diversified and our life is very full.” From Ron’s perspective, “We have become friends with the most wonderful people and have become very active in the community. We can’t believe our good fortune to have this ideal climate to live in, the amazing golf course and all the amenities living in Talega has to offer.”

If you haven’t met them already, there is no doubt that you will see Carol and Ron soon at one of their many adventures around the community. Be sure to wish them a happy 53rd anniversary this month!

FOR MORE INFO, PLEASE CALL (949) 496-3513 25975 Domingo Ave., Capistrano Beach (949) 496-3513 • CapoBeachChristianSchool.org

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NOVEMBER 2014 15

WELLNESS TALK

and restraint to go “all in” on every party, dinner and shopping day – eating foods we do not normally eat in quantities that sometimes amaze us! It’s probably safe to say that we’ve all been there at one time or another.

What if we made a decision to treat this holiday season differently than the previous ones? What if we walked into this holiday season with a clear intention to make 2014 the healthiest holiday season yet? What if we agreed to create a plan that fuels our body, as well as the fun, ushering in the New Year with intention and in charge of our nutrition plan?

Here are some key elements to the plan:

Healthy Holidays THE HOLIDAY SEASON is here, and we know what that

means: parties, shopping, travel and all those amazing and fabulous “only for the holidays” foods! Often, the holiday season invites us to abandon all sense of reason

1 No saving calories. You know what I mean. You are headed to an evening party and “eat light” or don’t eat at all during the day so you can enjoy every last morsel of the evening. Often, you actually eat twice as much as you would have if you had just eaten normally throughout the day. To avoid over-indulging in rich foods, focus on incorporating high protein snacks into your day (protein shake, hardboiled egg or small handful of almonds) so you don’t walk into the party starving.

2 Share. Think in appetizer size portions. Start with

a salad and share an entrée, split a dessert. It’s amazing

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how many people will take you up on an offer to share. No takers? No problem! Have the waiter package half your entrée up before ever bringing it to the table. Now you will have lunch for the next day.

3 Watch your drinks. It’s amazing how much sugar can be found in holiday beverages, with or without alcohol.

Hydrate throughout the day and incorporate water into your drink rhythm at parties.

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4 Move and mingle. Work the room and be social! The more you are walking and talking (preferably away from the artichoke dip) the better off you will be. Set a goal to talk to a certain number of people before you begin dessert.

5 Make every minute count. It’s easy to “not have

time” for your usual workout during the holidays. Look for opportunities to add some movement to your day – take the stairs instead of the elevator, purposely park far away from the door, take a few minutes to walk around the block and get some fresh air.

What if we all started today? There is no time like the present to incorporate small changes into our days that will set us up for big success in the New Year. Now THAT sounds like a Happy Holiday!

Mary Goudie is a Wellness Coach dedicated to helping her clients create a healthy, active lifestyle, centered on a personalized nutrition plan. Contact Mary at 949- 929-6060 or mary@newstart-nutrition.com for more information.

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Own A Spectacular Model Home in the Coastal Hills of Talega A Safe Thanksgiving Holiday

N

ovember is upon us! We have a time change and all the big holidays are creeping (or should I say galloping) our way.

Thanksgiving is a favorite time for my family. There is limited pressure and maximum enjoyment. Whether we plan a large meal or do a potluck or go out to dinner (my favorite these days), we are able to enjoy each other.

For those of us with dogs at home for the big Thanksgiving meal, or going to a home with dogs, there important things to know. Some foods can potentially cause severe consequences to a pet’s health.

• High fat foods (such as turkey skin with marinades, oils and spices) can be hazardous. These foods may lead to pancreatitis. The symptoms are abdominal pain, vomiting and lethargy.

• Cooked bones can splinter inside the digestive track and can mean a costly trip to veterinary emergency hospital.

• Even cooked, onions and garlic are toxic and can lead to anemia.

• Alcohol (especially the hops in beer) is toxic and should not be shared with your dogs.

• Nuts (particularly macadamias and walnuts) are toxic and can cause elevated heart rate, inability to stand, tremors, vomiting and fever.

• If ingested, dough can rise in your pet’s stomach and cause bloat – a potentially deadly situation.

My dogs are not allowed in the kitchen when I am in there, no matter what I am doing. I am always working on boundary training. There is a fixed line in the tile that they are not allowed to cross. The potential for them to scarf up something, or even get physically hurt by me dropping something boiling hot that I am cooking, is a situation I am not willing to chance.

Hopefully, these thoughts will help keep your animals safe during the holidays! Lucky is a 2 1/2 year old female German Shepard mix. Her "dad" was in heart failure and had to relinquish her to our shelter. She would love to

share her holidays with a great new family to love.

Esther Horn is a Certified Professional Dog Trainer and is the dog trainer for the San Clemente Dana Point Animal Shelter. She can be reached at esther@handsonpaws.com or 949-235-3320.

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18 TALEGA LIFE

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Talega is governed by a Home Owners Association supported by owner assessments to fund common area and facility maintenance. The Talega Maintenance Corporation (TMC) provides a vehicle for maintaining community recreation and common areas. Membership is automatic. Talega Lifestyle Corporations (TLC) created as a nonprofit corporation (501c4) is funded by a combination of sources, including community enhancement fees on residential sales, resales and nondeductible contributions, user fees, corporate alliances and partnerships, event fund raising and endowments. TLC is run by a Board of Directors appointed by its sole member, Talega Associates, LLC. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth. Standard Pacific Corp. California Real Estate License No. 01138346. 10/14. www.bestversionmedia.com

NOVEMBER 2014 19

1

EVENT CALENDAR Are you a member of a club?

Not-for-profit organization? Fundraising team?

Neighborhood group? We would love to help you publicize your event for free!

2014

# The

Please provide a logo/photo, date, title of event, a brief description, cost (if applicable), and web link or contact information to Karen Garza (kgarza@bestversionmedia. com) - no activity is too large or too small! The Event Calendar is designed to spread the word about specific events related to Talega residents.

Manufacturer of Murphy Beds in North America has a showroom near you!

SUNDAY, NOVEMBER 2 & 16

Izza Pizza Night Fundraiser NOVEMBER 22, 2014

Astronomy Night

@The Richard and Donna O'Neill Conservancy Visitors traveling to sparsely populated areas are usually delighted to discover how many more stars are visible than at home. If you’ve not yet caught a glimpse of the Milky Way, come out to The Reserve for Astronomy Night where you can still view many more celestial phenomena than elsewhere in urbanized Orange County! Enjoy an evening outdoors, as you gaze into the heavens, learn the constellations and peer through the telescopes of our volunteer astronomers. Reserve astronomers are all volunteers who enthusiastically share their telescopes and expert sky knowledge with you. (Bring: warm clothing, red cellophaned flashlight, binoculars and an optional beach chair.)

5:30 pm-7:30 pm Adult: $10.00; Child: $5.00; Supporter or RMV Resident: Free Visit www.rmvreserve.org/ calendar for more information.

MONDAY, NOVEMBER 3 (7:30AM–9:30AM) & SATURDAY, NOVEMBER 8 (8AM–11:30AM)

Trail Clearing and Weeding

@The Richard & Donna O’Neill Conservancy Volunteer to spend a few hours in beautiful surroundings helping make The Reserve trails accessible to our visitors. Join the crew dedicated to protecting our native ecosystems by maintaining trails and eliminating weeds. Volunteer efforts make an impact! Drinks and snacks provided. (If you have them, please bring work gloves).

Volunteers: Free Visit www.rmvreserve.org/ calendar for more information.

NOVEMBER 15, 2014

Animal Tracking Family Walk

@The Richard and Donna O'Neill Conservancy Come out on a beautiful autumn morning and become a wildlife detective! Learn about animal tracking and discover clues that animals leave behind. This walk will teach you how to find and identify different kinds of animal tracks and signs. Geared towards children, but all ages welcome!

8:30am-10:30am Adult: $10.00; Child: $5.00; Supporter or RMV Resident: Free Visit www.rmvreserve.org/ calendar for more information.

TUESDAY, DECEMBER 2

San Clemente Woman's Club Installation of Officers Meeting

@Bella Collina Towne & Golf Club, 200 Avenida La Pata, San Clemente We welcome all women in San Clemente and surrounding cities. Come and join us! Sit down lunch is $28.Please rsvp by November 25 to Cynthia at cjcooper1@cox.net or 949-361-0833.

10am-1:00pm Visit www.sanclementewomansclub.com for more information.

@Izza Neapolitan Pizzeria, 376 Camino de Estrella, San Clemente The San Clemente Junior Woman's Club is partnering with Izza Pizzeria to raise money for Epilepsy Awareness Month and the Epilepsy Support Network (www.epilepsysupportnet. org). The ESN is committed to building a community of support to improve the lives of those affected by epilepsy through education, programs and advocacy.

4pm–9pm Visit us at www.scjwc.org for more information.

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WEDNESDAY, NOVEMBER 5

Coffee Talk with Membership

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@Starbucks – Pico & La Pata Stop by enjoy some coffee and conversation and learn what is going on in the San Clemente Junior Woman’s Club.

9:30am Visit www.scjwc.org for more information.

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THURSDAY, NOVEMBER 6

Fire Appreciation

@Camino de los Mares Station SCJWC Members will deliver baked goods and notes of thanks to those men and women who work so hard to protect us.

4pm–5 pm

$459

Visit Showrooms or call for a free color brochure

FRIDAY, NOVEMBER 7

Annual Holiday Boutique

@Bella Collina Towne & Golf Club, 200 Avenida La Pata, San Clemente Shop with a purpose! Dozens of unique vendors and a gift-wrapping booth. 10% of all proceeds go directly to the six area Elementary Schools.

Admission is free.

5:30pm–8:30pm Visit www.scjwc.org for more information.

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@RIO Adult Day Health Care Center (ADHCC), 2021 Calle Frontera, San Clemente 6:30pm Social Hour; 7pm Meeting Begins Admission is free. Visit www.scjwc.org for more information.

20 TALEGA LIFE

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San Clemente Junior Woman’s Club Monthly General Meeting

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NOVEMBER 2014 21

Your Monthly Update on Properties in Talega

THE ECHELBERGER GROUP

the green sheet

S I N G L E - F A M I LY H O M E S

YO U R M O N T H LY U P DAT E O N P RO P ERT I E S I N TA L EG A

TRACK / STREET

BED/BATH

GARAGE

MODEL

LOT SIZE*

SQ FT*

STATUS

PRICE

PRICE/SQ FT

COE

4/5

3

1

10,445

3,859

Sold

$1,165,000

$302

8/27/14

5/6 6/7 5/6 5/6 6/7 5/6

2 2 3 2 2 2

3 1 -3 2 3

9,878 13,691 10,629 8,364 10,354 10,603

5,399 5,024 5,057 5,399 5,408 5,399

Active Active Pending Sold Sold Sold

$1,970,900 $1,750,000 $1,600,000 $1,435,000 $1,575,000 $1,650,000

$365 $348 $316 $266 $291 $306

7/07/14 7/01/14 6/30/14

3/3

2

--

3,084

2,136

Active

$719,000

$337

4/4

3

--

7,048

3,800

Sold

$1,110,000

$292

3/3

3

1

8,246

2,842

Active

$1,349,000

$475

4/3 4/3 4/3 4/3 4/3

2 2 2 2 2

3 -4 -4

4,718 6,416 6,312 7,309 5,310

2,450 2,323 2,471 2,471 2,471

Sold Sold Sold Sold Sold

$812,000 $825,000 $840,000 $859,000 $865,000

$331 $355 $340 $348 $350

5/6 4/5

3 3

-A

10,500 14,057

4,988 4,488

Active Pending

$1,499,000 $2,095,000

$301 $467

4/5 5/6 4/5 5/6 5/6 4/5 4/5 6/6 5/7

2 2 2 2 2 2 2 2 3

-3 1 1 -2 -3 --

7,098 7,706 7,198 11,193 10,663 7,246 6,656 12,024 8,000

3,862 4,178 4,040 4,044 4,083 3,862 3,862 3,982 4,000

Active Active Active Active Pending Pending Sold Sold Sold

$1,099,000 $1,227,900 $1,312,900 $1,395,000 $1,375,000 $1,208,900 $1,100,000 $1,325,000 $1,347,000

$285 $294 $325 $345 $337 $313 $285 $333 $337

9/30/14 7/21/14 6/19/14

5/5 5/4 4/6 4/4 4/4

3 2 3 2 2

3 --1 --

5,976 6,495 9,021 6,090 6,591

3,700 3,450 3,300 2,950 3,112

Active Active Active Sold Sold

$1,099,999 $1,124,000 $1,199,000 $850,000 $1,125,000

$297 $326 $363 $288 $362

6/30/14 7/21/14

Alora

TOWNHOMES

18 Via Lampara

Alta TRACK / STREET

BED/BATH

GARAGE

MODEL

LOT SIZE*

SQ FT*

STATUS

PRICE

PRICE/SQ FT

3/3 2/3 2/3 3/3 3/3

2 2 2 2 2

-1 -2 --

-400 1,000 ---

1,404 1,211 1,211 1,397 1,578

Active Sold Sold Sold Sold

$489,900 $370,000 $385,000 $463,000 $470,000

$349 $306 $318 $331 $298

COE

Alassio Go to www.TalegaGreenSheet.com 56 Paseo Del Rey 50 Paseo Rosa 20 Paseo Luna 14 Paseo Rosa

6/16/14 7/02/14 9/18/14 6/11/14

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 41 Via Alcamo 26 Via Alcamo 13 Via Diego

Amalfi Carmel

Go to www.TalegaGreenSheet.com

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 62 Avenida Cristal 2 Camino Sendero 32 Avenida Cristal 2 Camino Lozano

3/3 3/3 3/3 3/2 3/3 3/2

2 2 2 2 2 2

3 ------

---2,800 2,000 3,800

2,389 2,380 2,380 2,014 2,600 2,014

Active Active Sold Sold Sold Sold

$695,000 $699,000 $670,000 $705,000 $745,000 $750,000

$291 $294 $282 $350 $287 $372

3/3 3/3 3/3 3/3 3/3 3/2 3/3 3/3 3/3 3/3 3/3 3/3

2 2 2 2 2 2 2 2 2 2 2 2

2 -4 4 ---4 2 -D --

800 -940 1,000 1,000 ---800 ----

1,634 1,650 1,881 1,881 1,632 1,292 1,600 1,900 1,634 1,634 1,900 1,881

Active Active Active Active Sold Sold Sold Sold Sold Sold Sold Sold

$569,900 $587,000 $625,000 $630,000 $475,000 $499,900 $525,000 $555,000 $555,000 $580,000 $590,000 $660,000

$349 $356 $332 $335 $291 $387 $328 $292 $340 $355 $311 $351

7/21/14 8/27/14 7/11/14 10/02/14 10/02/14 8/14/14 6/17/14 7/03/14

3/3 3/3 3/3 3/3 2/3 3/3 3/3 3/3 3/3

2 2 2 2 2 2 2 2 2

----C -----

-2,500 -2,600 ---2,500 --

1,900 1,900 1,625 1,625 1,888 1,625 1,876 1,625 1,625

Active Active Pending Pending Sold Sold Sold Sold Sold

$549,000 $575,000 $515,000 $525,000 $425,000 $500,000 $510,000 $515,000 $525,000

$289 $303 $317 $323 $225 $308 $272 $317 $323

6/03/14 9/07/14 6/17/14 6/30/14 6/18/14

2/2 3/3 3/3 2/2 3/3 3/3

2 2 2 2 2 2

-------

----2,000 --

1,251 1,724 1,724 1,326 1,750 1,724

Active Active Pending Sold Sold Sold

$449,000 $575,000 $549,900 $375,000 $505,000 $532,500

$359 $334 $319 $283 $289 $309

Bella Vista 7/30/14 8/04/14 9/22/14 6/24/14

Santalana

12 Calle Altea

7/8/14

Cantabria 4 Calle Celestial

Caprizi

23 Paseo Vista Go to www.TalegaGreenSheet.com 104 Paseo Vista Go to www.TalegaGreenSheet.com 178 Paseo Vista 76 Paseo Vista 62 Paseo Verde 142 Paseo Vista 56 Paseo Verde 58 Paseo Vista 82 Paseo Vista 70 Paseo Verde

Trinidad Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 2 Camino Celeste 30 Calle Viveza 20 Calle Calurosa 26 Calle Calurosa 16 Calle Viveza

Verano Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 14 Corte Garrucha 15 Corte Garrucha 41 Via Huelva

949.498.7711

6/06/14 8/01/14 6/03/14

32 Via Adrian 45 Via Adrian 14 Paseo Carla 26 Via Alonso 32 Via Agradar

Careyes Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com

Carillon Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 43 Calle Mattis 25 Via Torina 26 Calle Mattis

Catania Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 24 Via Fontibre 41 Via Cartama

*Approximate

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. e c h e l b e |r gwew doug@echelberger.com r. cw. om e c h e l b e r g e r. c o m

22 TALEGA LIFE

949.498.7711 Submit Content at:

9/26/14 7/17/14 8/08/14 8/20/14 10/06/14

www.bestversionmedia.com

DOUG ECHELBERGER

| doug@echelberger.com | w w w. e c h e l b e r g e r. c o m NOVEMBER 2014 23

Your Monthly Update on Properties in Talega

Your Monthly Update on Properties in Talega

S I N G L E - F A M I LY H O M E S

S I N G L E - F A M I LY H O M E S

TRACK / STREET

BED/BATH

GARAGE

MODEL

LOT SIZE*

SQ FT*

STATUS

PRICE

PRICE/SQ FT

5/6 5/5 5/5 5/5 5/5

3 3 3 3 3

---A --

6,389 6,739 8,806 6,081 8,446

3,949 3,990 3,821 3,725 3,990

Active Active Pending Sold Sold

$1,161,837 $1,299,000 $1,249,000 $1,090,000 $1,385,000

$294 $326 $327 $293 $347

4/3 4/3 4/3 4/3 4/3 4/3 4/3 4/3 4/3

2 2 2 2 2 2 2 2 2

---1 --2 3 --

4,373 4,500 7,288 5,532 9,078 4,983 5,014 6,830 6,077

2,300 2,300 2,453 2,300 2,453 2,415 2,491 2,412 2,412

Active Active Active Active Active Sold Sold Sold Sold

$762,000 $789,000 $799,000 $829,000 $899,000 $757,000 $772,000 $793,000 $800,000

$331 $343 $326 $360 $366 $313 $310 $329 $332

COE

Cazadero Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 27 Calle La Espalda 14 Corte El Brazo

7/17/14 6/26/14

3/3 4/3 4/3 4/3 4/3 4/3 3/3

2 2 2 2 3 2 2

2 --3 B ---

4,116 4,800 3,729 3,960 7,550 3,607 6,408

2,020 2,170 2,400 2,344 2,200 1,864 2,050

Active Active Active Active Active Pending Sold

$745,000 $758,800 $779,000 $789,900 $840,000 $689,000 $730,000

$369 $350 $325 $337 $382 $370 $356

6/7 6/7

4 2

---

15,442 19,332

5,898 5,300

Active Pending

$2,349,999 $1,999,999

$398 $377

5/6 5/6 5/5 4/6

4 4 3 4

3 ----

8,777 9,287 9,235 10,093

4,565 4,545 3,705 4,500

Active Active Sold Sold

$1,375,000 $1,499,000 $1,250,000 $1,315,000

$301 $330 $337 $292

5/3 5/3 4/3 4/3

3 3 2 3

-----

9,230 6,368 8,137 8,999

3,300 2,969 3,050 3,300

Active Active Active Active

$809,000 $839,000 $879,000 $899,000

8/22/14

5/6 5/6 5/6 5/6 5/6

3 3 3 3 3

3

D 1

10,163 10,000 8,093 13,491 10,764

4,695 5,050 4,774 4,710 4,314

Active Active Sold Sold Sold

$1,750,000 $1,888,888 $1,399,000 $1,425,000 $1,685,000

STATUS

PRICE

PRICE/SQ FT

COE

5/5 5/4 5/4 5/4

3 3 3 3

3 ----

6,164 7,579 7,457 7,500

3,101 3,400 3,200 3,400

Active Active Active Sold

$914,900 $959,000 $1,049,000 $877,500

$295 $282 $328 $258

6/27/14

4/5 5/5 5/4

3 3 3

-3 --

9,108 7,389 10,298

3,800 4,372 4,066

Active Active Sold

$1,175,000 $1,369,000 $1,199,900

$309 $313 $295

7/17/14

4/3

2

--

7,222

2,987

Sold

$830,000

$278

9/25/14

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 34 Via Regalo 23 Via Regalo

4/3 4/3 4/3 4/3

2 2 3 3

1 -3 --

5,985 4,726 6,423 4,988

2,816 2,894 2,882 2,882

Active Pending Sold Sold

$960,000 $825,000 $836,000 $872,000

$341 $285 $290 $303

7/07/14 6/25/14

4/5 4/4 5/6

2 4 3

----

7,732 6,508 6,508

3,995 3,995 4,209

Active Active Pending

$1,168,800 $1,199,000 $1,149,000

$293 $300 $273

4/3 3/3 4/3 4/3 5/3

2 2 2 2 3

2 ----

4,670 4,343 5,628 6,377 5,467

2,579 2,400 2,579 2,579 2,629

Active Sold Sold Sold Sold

$779,000 $775,000 $820,000 $827,500 $848,000

$302 $323 $318 $321 $323

6/02/14 9/25/14 9/04/14 9/04/14

4/3 5/4 4/3 4/3 4/3 4/4 4/4

2 3 2 2 2 3 2

2 --A -3 --

5,218 5,523 6,120 5,104 6,917 4,909 7,771

2,513 3,071 2,513 2,356 2,513 3,071 3,172

Active Active Pending Sold Sold Sold Sold

$869,000 $879,000 $785,000 $745,000 $820,000 $868,000 $920,000

$346 $286 $312 $316 $326 $283 $290

7/31/14 8/25/14 7/31/14 7/22/14

5/5 4/4 6/6

2 2 3

----

6,146 7,418 6,312

3,600 3,400 3,596

Active Active Sold

$975,000 $1,029,000 $887,000

$271 $303 $247

8/08/14

Sabella

San Lucar 9/04/14 6/26/14

$245 $283 $288 $272

$373 $374 $293 $303 $391

SQ FT*

Portomarin

Go to www.TalegaGreenSheet.com 39 Calle Akelia 13 Via Cristobal 18 Via Cuenta Nueva 21 Via Cristobal

11 Corte Limonada Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 6 Via Destino 10 Calle Verdadero 1 Via Abajar 15 Corte Limonada

San Rafael Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 316 Via Los Tilos

Montellano 8 Calle Angelitos Go to www.TalegaGreenSheet.com 4 Corte De Nubes 34 Calle Vista Del Sol 55 Calle Vista Del Sol

LOT SIZE*

Pacifica Talega

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com

Miraleste Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 12 Via Cancion

MODEL

Ravenna

Mirador Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 24 Via Divertirse 18 Via Divertirse

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 230 Via Sedona

21 Calle Portofino 6/06/14 9/12/14 9/16/14 8/28/14

Lucia Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com

GARAGE

Portofino

Farralon Ridge Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 464 Camino Flora Vista Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 302 Corte Mira Vista

BED/BATH

Monterey

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 424 Camino Vista Verde

Escala Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 29 Via Ceramica Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 19 Calle Frutas 21 Calle Frutas 5 Via Apuesto 46 Via Ceramica

TRACK / STREET

8/08/14 8/14/14 7/07/14

*Approximate

949.498.7711

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. e c h e l b e |r gwew doug@echelberger.com r. cw. om e c h e l b e r g e r. c o m

24 TALEGA LIFE

949.498.7711 Submit Content at:

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DOUG ECHELBERGER

| doug@echelberger.com | w w w. e c h e l b e r g e r. c o m NOVEMBER 2014 25

Your Monthly Update on Properties in Talega

Your Monthly Update on Properties in Talega

S I N G L E - F A M I LY H O M E S

SENIOR 55 & OLDER HOMES

TRACK / STREET

BED/BATH

GARAGE

MODEL

LOT SIZE*

SQ FT*

STATUS

PRICE

PRICE/SQ FT

COE

Sansol

TRACK / STREET

BED/BATH

GARAGE

MODEL

LOT SIZE*

SQ FT*

STATUS

PRICE

PRICE/SQ FT

COE

3/2 2/2 2/2 2/2 3/2 2/2

2 2 2 2 2 2

-E 2 2 D A

9,383 9,444 5,780 7,710 6,312 6,390

2,410 2,826 2,692 2,692 2,692 2,410

Active Active Pending Sold Sold Sold

$849,900 $939,000 $1,049,000 $917,000 $920,000 $980,000

$353 $332 $390 $341 $342 $407

8/12/14 8/12/14 9/16/14

3/2 2/2 2/2

2 2 2

-----

--3,156

1,957 1,578 1,578

Active Sold Sold

$675,000 $629,000 $679,500

$345 $399 $431

6/20/14 7/16/14

2/2 2/2 2/2

2 2 2

-C --

4,474 6,146 5,641

2,023 2,503 2,179

Pending Pending Sold

$769,000 $779,900 $800,000

$380 $312 $367

7/29/14

3/3 2/2 3/3

2 2 2

C ---

4,461 3,128 3,907

2,257 1,787 2,257

Active Sold Sold

$769,000 $730,000 $860,000

$341 $409 $381

10/2/14 8/18/14

Sandbridge

Go to www.TalegaGreenSheet.com 20 Corte Vidriosa

4/3 4/3

3 3

---

9,187 11,848

3,477 3,477

Pending Sold

$995,000 $1,192,500

$286 $343

4/3 4/3 5/3 4/3 5/3 3/3

3 2 2 2 3 3

-2 -H -2

4,809 4,291 7,288 5,288 4,452 6,691

2,300 2,505 2,821 2,680 2,744 2,365

Active Active Active Pending Sold Sold

$754,999 $755,000 $799,000 $759,000 $720,000 $879,000

$328 $301 $283 $283 $262 $372

3/3 3/3 4/3 3/3

2 2 2 2

---C

4,330 4,461 5,619 6,059

1,700 1,700 2,400 1,934

Active Active Active Pending

$649,900 $679,550 $729,900 $649,000

$382 $400 $304 $336

4/4 4/4 5/5 5/5 5/4 4/4 5/5 5/5

2 2 3 3 2 2 3 2

---4 -3 -4

5,863 7,600 5,506 6,952 5,645 7,218 6,909 6,277

3,292 3,400 3,787 3,729 3,218 3,740 3,465 3,823

Active Active Pending Pending Sold Sold Sold Sold

$996,000 $1,099,000 $981,000 $1,115,000 $1,050,000 $1,075,000 $1,130,000 $1,130,000

$303 $323 $259 $299 $326 $287 $326 $296

7/03/14

Seaside 5 Calle Almeja 29 Calle Pelicano Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 31 Calle Pelicano 7 Calle Guijarro

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 5 Camino Lienzo 7 Corte Sevilla 9 Camino Lienzo 39 Camino Lienzo

Seagarden 7/31/14 6/09/14

Go to www.TalegaGreenSheet.com 7 Corte Pinturas 55 Corte Pinturas

Solana Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com

Waterleaf Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 14 Camino Botero

Stella Mare

Wavecrest

Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 26 Via Andaremos 31 Corte Lomas Verdes 44 Paseo Lerida 29 Corte Lomas Verdes

Go to www.TalegaGreenSheet.com 8 Corte De Vega 6 Corte De Vega 6/05/14 6/24/14 6/03/14 8/11/14

Terra Linda 235 Via Malaga Go to www.TalegaGreenSheet.com 306 Plaza Cabana

5/3 5/3 5/3

3 3 2

E -D

5,950 7,566 8,490

2,839 2,735 2,867

Pending Pending Sold

$890,000 $899,000 $925,000

$313 $329 $323

10/03/14

Trinadad Go to www.TalegaGreenSheet.com

3/3

2

--

3,000

1,886

Pending

$545,000

$289

2/2

2

--

4,000

1,230

Pending

$300,000

$244

Verano Go to www.TalegaGreenSheet.com

Vittoria Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 15 Via Elda Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 28 Via Armilla 15 Via Picato 61 Via Armilla 67 Via Armilla

4/3 4/4 4/3 4/4 5/3 5/3 4/4 4/4 5/4

2 3 2 2 3 2 3 2 2

2 -1 --1 -3 --

4,809 4,879 6,748 6,547 7,714 6,686 9,065 6,298 12,833

3,100 3,200 2,831 3,376 2,730 3,000 3,106 3,376 3,400

Active Active Active Active Pending Sold Sold Sold Sold

$890,000 $939,000 $955,000 $998,000 $899,000 $890,000 $930,000 $1,000,000 $1,190,000

$287 $293 $337 $296 $329 $297 $299 $296 $350

5/5

3

1

12,136

5,049

Active

$1,795,000

$356

8/25/14 8/14/14 8/01/14 7/23/14

Talega Averages SINGLE FAMILY ACTIVE(62) PENDING SALE(23) SOLD(59)

AVG. LIST PRICE $1,071,130 $0 $1,037,043

CONDO/ TOWNHOUSE ACTIVE(12) PENDING SALE(3) SOLD(26)

AVG. LIST PRICE $593,233 $0 $556,788

AVG. SQFT 3,294 0 3,206 AVG. SQFT 1,829 0 1,711

AVG. DOM 87 0 79 AVG. DOM 56 0 101

AVG. LIST $PSF $325 $0 $323 AVG. LIST $PSF $324 $0 $325

AVG. SOLD PRICE

AVG. SOLD $PSF

$1,012,346 AVG. SOLD PRICE

$316 AVG. SOLD $PSF

$545,919

$319

The Green Sheet is based on information from the Association of REALTORS®/Multiple Listing as of 10/9/14 and/or other sources.

The Talega Green Sheet and MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not been the Listing and/or Selling Agent. The properties listed above are not all Surterre Properties® and include listings from other brokers. If you notice any incorrect information or a property that is not listed, please call my office immediately at 949.498.7711. To preserve space, old sales since 6/1/2014 have been eliminated. If you would like the name, address and phone number of the firm representing a specific property listed above, please contact my office.

Vizcaya 14 Corte Vizcaya

949.498.7711

*Approximate

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. e c h e l b e |r gwew doug@echelberger.com r. cw. om e c h e l b e r g e r. c o m

26 TALEGA LIFE

949.498.7711 Submit Content at:

www.bestversionmedia.com

DOUG ECHELBERGER

| doug@echelberger.com | w w w. e c h e l b e r g e r. c o m NOVEMBER 2014 27