Talega Life - March 2016

WWW.BESTVERSIONMEDIA.COM

MARCH 2016

Photograph by Jamie B Photography

Tips for Improving Your Credit Score FAMILY FOCUS:

21st Century Learning Early Retirement Strategies

Meet The Shinners Family

EXPERT CONTRIBUTORS Real Estate: Doug Echelberger A lifelong resident of San Clemente, Doug’s contributions in the San Clemente real estate industry span nearly four decades. He is ranked in the top 1% of agents in Orange County, the premier agent in Talega since 2001 and the leading agent of San Clemente’s #1 real estate team – the Echelberger Group.

THE ECHELBERGER GROUP

Home Loans: Tom Jessop

PACIFICA SUMMIT

|

23 Calle Pacifica

Offered for $1,275,000 4 Bed | 4.5 Bath | Approx. 3,627 Sq. Ft.

SANTALANA

|

104 Paseo Vista

Offered for $630,000 3 Bed | 2.5 Bath | Approx. 1,881 Sq. Ft.

SANTALANA

|

As a residential mortgage consultant for home financing, for both purchases and refinances, Tom is your advocate with the underwriting team at New American Funding. He will work in a timely manner to close your loan with the pricing and terms that best fit your needs. He and his wife Maryam have five children and live in Talega.

38 Paseo Vista

Offered for $584,000 3 Bed | 2.5 Bath | Approx. 1,634 Sq. Ft.

Empowering Today’s Children to Promote Tomorrow’s Leaders WCEA/WASC Accredited School Western Catholic Education Association Western Association of Schools and Colleges

WAVECREST

|

12 Corte Sagrada

Offered for $749,900 2 Bed | 2 Bath | Approx. 1,747 Sq. Ft.

SAN RAFAEL

|

211 Via Marfino

Offered for $1,095,000 5 Bed | 4.5 Bath | Approx. 3,536 Sq. Ft.

STELLA MARE

|

105 North La Esperanza, San Clemente, CA 92672

85 Via Regalo

Offered for $1,165,000 5 Bed | 4.5 Bath | Approx. 3,729 Sq. Ft.

(949) 492-7320 • olfschool.net

GETTING IT DONE FOR 16 STRAIGHT YEARS

• 22 Years of Experience in Local Agent Networking • Email Marketing to a Network of over 2,500 Agents • Email Marketing to Current and Past Clients • Local and International Marketing • Professional and Aerial Photography, 3D Home Tours and Property Website • Always on the Cutting Edge of Progressive Marketing Strategies

A financial advisor for Edward Jones, Colin has relocated his practice to San Clemente. He is focused on serving individual investors, just like you. Colin began his career with Edward Jones in 2007 as a financial advisor and is now a limited partner in the firm. Colin and his wife Brooke recently purchased a home in the community of Talega. They identified our community as the ideal environment to raise their young family.

• Print Advertising in Major Publications – San Clemente Times, Dana Point Times, Capistrano Dispatch, Coastal Real Estate Guide (Newport and Laguna Beach), Homes and Land, Dream Homes and More

Attorney: Susan Dallas Hattan, Esq As an attorney specializing in estate planning and financial education, Susie Hattan’s mission is to help families achieve peace of mind through financial independence and protection of their hard-earned assets. A mother of three children and an active member of the community, Susie and her husband feel blessed to have lived in Talega for 12 years.

• Online Advertising to Over 105 Leading Property Portals in Over 17 Countries across Six Continents • Premier Agent with Exclusive Advertising on Realtor.com, Zillow and Trulia • Social Media Engagement and Advertising – Facebook, Instagram, Pinterest, Twitter, LinkedIn, YouTube, Google+, Echelberger Group Blog and More

Photography: Florina Romoser

w w w. Ec h e l b e r g e r. co m

DOUG ECHELBERGER T 949.498.7711 C 949.463.0400

Dr. Olsen completed both his undergraduate degree and dental school at UCLA, then studied orthodontics and dentofacial orthopedics at University of Washington. He is Board Certified in Orthodontics. He has practices in San Clemente and San Juan Capistrano. Dr. Olsen and his family have enjoyed living in Talega since 2008. Olsen Orthodontics offers the highest quality orthodontics, a fun atmosphere and fair fees.

Financial Planning: Colin P Smith, CFP®

The importance of marketing and networking a property for sale is often overlooked, and is sometimes just ignored. Rarely does a home just sell itself unless it is price driven, which means that you are typically giving away equity. When considering the sale of your home, which is commonly your largest asset, take time to compare agents and compare the bottom line. What do the commission dollars that you are paying really get you in the end? With over 16 years of being the number one agent and with over 830 transactional sides in Talega alone, I have developed a premier marketing program that sells your home for top dollar.

Compare the following services that I have to offer: • Full-time, In-house Staff and Full-service Professional Marketing Team

Orthodontics: Dr. Taylor Olsen

A new resident of San Clemente, Florina is certified by Professional Photographers of America as a nationally Certified Professional Photographer. She specializes in unique artisan portraits of families and weddings and has won numerous awards and print competitions. Her experience and training ensure you will always look your best. Florina's photography studio is located in the heart of downtown San Clemente.

EXPERIENCE | EXCEPTIONAL SERVICE | EXPERTISE Doug Echelberger is the LEADING Agent in Talega Since 2003 Ranked in Top 1% of Agents in Orange County

doug@echelberger.com

2 1000045107 TALEGA LIFE [P];8.indd 1

Submit Content at: 2/12/16 8:29 AM

www.bestversionmedia.com

MARCH 2016 3

Dear Talega Residents, PUBLICATION TEAM PUBLISHER Lani Wilson CONTENT COORDINATOR Joanna Larson DESIGN Hilary Sumnicht COVER STORY Joanna Larson CONTRIBUTING PHOTOGRAPHER Jamie B Photography

ADVERTISING FOR INFORMATION REGARDING ADVERTISING IN THIS PUBLICATION, CONTACT:

Lani Wilson – Phone: (310) 560-6525 Email: lwilson@bestversionmedia.com

COMMUNITY SUBMISSION INFORMATION Are you part of a local organization? Contact us for information on how you can submit articles, updates, reminders, events and more to reach the residents of Talega.

VIEW FROM 22 VIA CARINA, SAN CLEMENTE

F

B

FEEDBACK/IDEAS/SUBMISSIONS

INAL LUXURY HOMES NOW SELLING ONLY 3 ALTA HOMES REMAIN

Estate-Style Homes From $1,599,900 / 4,570 to 5,336 Sq. Ft. / Up to 5 Bedrooms / 5.5 Baths Expansive Homesites and Sprawling Indoor-Outdoor Entertaining Spaces Generous Great Room & Chef-Inspired Kitchen / California Room with Fireplace and Panoramic-Style Doors Ocean Views (select homesites) / First-Floor Master Suite (select homesites)

Do you have feedback, ideas, or submissions?

We are always happy to hear from you!

Go to www.bestversionmedia.com and click “Submit Content.” You may also email your thoughts, ideas, and photos to jlarson@bestversionmedia.com.

Articles submitted for consideration should be less than 400 words, must be formatted in Arial 12-point font, single-spaced and should not include any special formatting. We reserve the right to edit as necessary and cannot guarantee publication.

SUBMISSION DEADLINES The deadline for content is the 5th of the month for publication the following month. If the 5th falls on a Saturday or Sunday, we will need to receive your submission the preceding Friday.

Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted. All content submitted is done so at the sole discretion of the submitting party. © 2016 Best Version Media. All rights reserved.

ALTA - 17 CALLE TAMARA

ALTA - 15 CALLE TAMARA

SPRING FORWARD… Fall back… What do you know about the history of daylight saving time? Here are a few facts about the semi-annual time shift which goes into effect on Sunday, March 13th across most of the country, and in 69 other countries around the world.

Benjamin Franklin is often credited with the invention of daylight saving time and according to History.com, although he was in favor of maximizing daylight hours- and wrote a satirical essay in 1874 while he was an American envoy in Paris stating Parisians could save millions of dollars through “the economy of using sunshine instead of candles-“ his dream didn’t come true until after his death.

An Englishman enacted the first campaign to move the clocks forward between April and October so that more people could enjoy the plentiful sunlight. In 1918, the United States embraced the idea but not intended as a benefit to farmers working in the field, as many people think. The country was put on DST for the remainder of WWI to conserve resources. The law, however, proved so unpopular that it was later repealed.

When America went to war again, President Roosevelt reinstated DST in 1942 but after the war, there wasn’t a federal law regarding it so states were free to choose whether or not to observe (a system that Time Magazine called “a chaos of clocks.”)

Order finally came in 1966 with the enactment of the Uniform Time Act, which standardized DST, although states had the option of remaining on standard time year-round. In 2007, the Energy Policy Act of 2005 enacted new start and stop dates that continue today. Arizona and Hawaii are the only two states that stick with standard time year-round.

However you may feel about the time shift, and despite being sharply criticized by conservationists, economist and many others, it’s a sure sign that spring is on the horizon.

Enjoy the sunny spring and summer evenings to come,

Joanna Larson

Lani Wilson

Content Coordinator jlarson@bestversionmedia.com

Publisher lwilson@bestversionmedia.com

ALTA - 15 CALLE TAMARA

29 VIA TORINA / SAN CLEMENTE, CA 92673 / 949.388.9205 / TALEGALUXURY@STANPAC.COM Ryland and Standard Pacific Now One Company

CalAtlanticHomes.com

Talega is governed by a Home Owners Association supported by owner assessments to fund common area and facility maintenance.

The Talega Maintenance Corporation (TMC) provides a vehicle for maintaining community recreation and common areas. Membership is automatic. Talega Lifestyle Corporations (TLC) created as a nonprofit corporation (501c4) is funded by a combination of sources, including community enhancement fees on residential sales, resales and non-deductible contributions, user fees, corporate alliances and partnerships, event fund raising and endowments. TLC is run by a Board of Directors appointed by its sole member, Talega Associates, LLC. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/ acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. CalAtlantic Group, Inc. California Real Estate License No. 01138346. 2/16.

4 TALEGA LIFE

Submit Content at:

www.bestversionmedia.com

MARCH 2016 5

Information provided by Talega HOA

www.talegatoday.com SAVE THE DATE: SATURDAY, APRIL 16TH Talega Community Wide Garage Sale, 8:00am-12:00pm Talega E-waste, Shredding and Salvation Army item drop-offs 100 Calle Altea San Clemente, CA 92673 10:00am-2:00pm

DAYLIGHT SAVING TIME

City & Local Contacts

Daylight Saving Time starts again on March 13th, a sure sign that spring is on its way. Remember to set your clocks forward one hour before you go to sleep on Saturday, March 12th.

SAN CLEMENTE POLICE SERVICES

Non-Emergency (949) 770-6011 SAN CLEMENTE FIRE SERVICES

Non-Emergency (714) 573-6000 San Clemente Records (949) 361-8200 San Clemente Crime Prevention (949) 361-8386 San Clemente Graffiti Removal (949) 361-8385 San Clemente Code Enforcement (949) 361-6173 City of San Clemente (949) 361-8200 TELEPHONE, CABLE & INTERNET

Cox Communications (949) 240-1212 TELEPHONE

AT&T (800) 288-2020 ELECTRICITY

San Diego Gas & Electric (800) 411-7343 TRASH PICK-UP

CR&R (877) 728-0446 WATER

Santa Margarita Water District (949) 459-6400 Animal Control (949) 492-1617

Dates to Remember

Office Depot Give Back to Schools

Monday–Friday, April 4th–8th Spring Break – No school Monday, May 30th Memorial Day – No School Thursday, June 9th Last Day of School

Spread the Word! Provide Vista del Mar Elementary School ID# 70218191 at check-out and the school will receive 5% back in credit for FREE supplies.

4th quarter earnings for 2015 was $378.38, used to help the school purchase teacher and office supplies.

Use Your Ralph’s Reward Card to Raise Money for Vista Del Mar School

Want to help raise money for our local school, Vista del Mar? All you have to do is link your Ralph’s Rewards card to Vista del Mar. Each year, Ralph’s donates 2-4% from every purchase made. Last year, they donated over $18,000! It’s simple to do. Next time you are in Ralph’s, just ask the cashier to scan your rewards card and the barcode for Vista del Mar. It’s a great, free way to help support our children’s education. The barcode is available at the checkout stands.

(11th: 2017 & 12th: 2018)

• Christ Centered Approach to Education • Rigorous Academics

Communities for Cause

We are excited to announce our continuing partnership with Communities for Cause, a fantastic FREE smartphone App that makes it easy to support Vista del Mar PTA every time you shop online or with a local participating merchant. Last year our PTA received over $1200.00 for this easy, no cost, year-round program.

Simply download the Communities for Cause App on your iPhone or Android, and select Vista del Mar Elementary as your cause to support. Before you decide to make that next online purchase, open the App, and select the online merchant you are shopping with, and place your order as you normally would.

When visiting a local merchant, open the App, select the merchant, enter your bill subtotal and snap a picture of your itemized receipt. Each transaction you enter donates 1-20% of your bill subtotal back to the VdM PTA. It is so easy to give back, and it will not cost you a thing!

6 TALEGA LIFE

NOW ENROLLING GRADES TK-10TH

Submit Content at:

• Integrative S.T.E.A.M. Educational Approach • Cutting Edge Technology

• Mission Trips and Community Service • Enrichment and Language Programs • Extracurricular Programs

• Fully Credentialed Teachers

949-496-3513 | www.sanclementechristianschool.com www.bestversionmedia.com

MARCH 2016 7

FAMILY FOCUS

ORTHODONTICS

• Joining in on community projects as a family • Discussing news & current events at home • Discussing responsible digital practices • Talking about your own role in community • Utilizing the resources at school and after-school/ community programs

Making Sense of 21st Century Learning

BY DR. DUSTINE REY

T

hroughout history, education has been shaped by societal needs. Education is a process which conveys, from one generation to the next, the skills, values and knowledge that are needed for a successful life. Parents, families and schools play a key role in supporting the development of 21st century skills. These skills are not a fad or trend that will diminish like other educational models. Twenty-first century skills are a set of academic building blocks—abilities and ways of thinking—that can help kids thrive in our current world. These skills, often called the 4Cs, include:

The 21st century classroom includes: • Working in teams, solving real-world local and global problems • Asking tough questions and working through problems (as opposed to teachers providing immediate answers) • Students applying their knowledge and proving what they know by presenting to classmates and community • A deep connection to families and the greater community For more tips and information please visit: www.p21.org/ our-work/citizenship/a-parents-guide Dr. Rey is an adjunct professor at The Graduate School of Education and Psychology at Pepperdine University and the founder/executive director of The Gratitude Garden Preschool in San Clemente. Call (949) 572-4453 or visit www.gratitudegardenpreschool.com for more information.

The Truth about Wisdom Teeth and Orthodontics

BY DR. TAYLOR OLSEN, DDS, MSD

YOUR DENTIST JUST took an X-ray and said those dreaded

words– “Your wisdom teeth are coming in!” If you’re like most people, one of your first thoughts might be “I need to get those out, they’re going to ruin my orthodontics!”

There are a lot of differing opinions regarding whether or not wisdom teeth cause crowding. But we’ve all heard it, so where did this notion originate? At one time, the generally accepted philosophy was that after braces, retainers should be worn only for a few years, and then the teeth would stay straight on their own. While we now know this isn’t true, this philosophy was advocated for many years.

Many people had orthodontics during middle school, wore a retainer until age 16, and then- freedom! No more retainer and your teeth were supposed to stay straight! Much to everyone’s dismay, the teeth started to shift. The advent of shifting teeth often coincided with another landmark event– the appearance of wisdom teeth. Since the wisdom teeth were coming onto the scene right when the teeth started to shift,

they often took the heat. It was believed that everyone needed to have their wisdom teeth removed to preserve their orthodontic work.

Further research has revealed that wisdom teeth are not necessarily the cause of crowding.

Teeth have “memory” and when you stop wearing your retainer, the teeth start to shift. In fact, even people who are born without wisdom teeth experience crowding if they stop wearing retainers.

Does that mean if you wear your retainer you won’t need to have your wisdom teeth removed? Not necessarily, as every situation is unique. Your best bet is to have a board certified orthodontist consult with your general dentist to determine what is right for you. But rest assured, if you’re wearing your retainer you can be confident that your orthodontics are safe, regardless of what happens with your wisdom teeth!

Contact Dr. Taylor Olsen, a board certified orthodontist with offices in San Clemente and San Juan Capistrano, at info@ ocbraces.com or visit www.ocbraces.com for more information.

1. Critical thinking and problem solving 2. Communication 3. Collaboration 4. Creativity and innovation

Sir Kenneth Robinson, a leading thinker and speaker on creativity, has said, “We do not grow into creativity, we grow out of it-or rather, we are educated out of it. For ages, traditional education, with its emphasis on rote learning and memorization of static facts, has valued conformity over novelty of thought. But in today’s world of global competition, innovative capacity and a creative spirit are fast becoming requirements for personal and professional success.”

Current research supports the effectiveness of cooperative and project-based learning, real world teaching contexts, and nurturing creativity and critical thinking. Providing your child with a 21st century education will give them opportunities to develop the skills, knowledge and the mindset they need to be competitive and successful in life. Parents can help support this through: • Exploring the world through maps • Immersing your family in world culture

Now Enrolling For Summer Camp & Fall!

7 Week Summer Camp Starts July 5th Weekly Themes: Science, Cooking, Tinkerlabs & Machines, Music, Sea & Farm Life

(949) 572-4453 GratitudeGardenPreschool.com 92 Avenida La Pata, San Clemente, CA 92673

8 TALEGA LIFE

Submit Content at:

www.bestversionmedia.com

MARCH 2016 9

FEATURE

Phil and Alicia wi

th Destiny

like church.” This ‘come as you are, our doors are open to you’ attitude is something the church strives for. Founded in 1980

by Pastor Rick Warren, bestselling author of “The Purpose Driven Life,” among countless other Christian books, a big part of Saddleback Church’s mission, says Phil, is helping people “find their purpose in life.” Aiming to provide practical, relatable and applicable teaching as a guide for living today, Phil says, “We’re all here for something and to make the world better. That’s part of our goal to help people figure out what they’re here for. The way Rick teaches, it just

Meet The Shinners Family

GET CREDIT APPROVED TODAY

BUY YOUR DREAM HOME TOMORROW!

by JOANNA LARSON | photographs by JAMIE B PHOTOGRAPHY

W

hen Phil and Alicia Shinners moved to San Clemente from Irvine two years ago, his new job as lead pastor at the San Clemente campus of Saddleback Church was their priority as they canvassed the town for the ideal spot to put down new roots and continue raising their three children, Avery, now 12, Brylie, 8, and Remy, 5. Their search began and ended in Talega, where they found award winning schools and the kind of family-friendly community they were hoping to find.

It did not disappoint. “This is such a family town,” says Phil, 40, who appreciates the active and outdoorsy lifestyle that is prevalent here. “People are casual, down to earth and easy to connect with.” Whether riding bikes, spending time with neighbors or going to the beach as a family, the Shinners are making the most of their new home, and the church is a further extension of that welcoming community they’ve already found in Talega.

Born and raised in Orange County, Phil and Alicia met in 8th grade while attending the same church in Costa Mesa with their families. Both served as youth ministers there, and their passions to serve in that capacity grew from time spent engaging with and educating youths in their community. Equally

displaying laid back, easygoing warmth, it’s obvious how effortlessly the couple connected themselves and with others, especially teenagers.

They were married in 1998, around the same time that Phil was hired to run the student ministries at that same church, Newport Mesa Christian Center. “It was a really meaningful opportunity,” to work in the church where they had met. “Here we are, together, kind of running the program later in life.” Alicia volunteered a lot of time there also, not the least of which was spent running the summer camp each year. “I loved everything about it really, and it was a major catalyst for what we’re doing now.” Considering their work at the church a “big privilege,” the couple has held various positions at churches all over Orange County, embracing the local youth community with open arms and a desire to help make their teenage years a positive experience.

Sharing their passions and beliefs with those who are searching has led to Phil’s newest job as Lead Pastor at Saddleback Church in San Clemente. Phil says,“We work hard to be a church for people who either don’t have a church background or have left the church altogether. It’s the church for people who don’t

10 TALEGA LIFE

makes sense to people who maybe don’t have a lot of religious background.”

This month, the San Clemente campus—located on Calle Batido in the Talega Business Park—is celebrating their 10th anniversary, an important milestone for the church and a direct indication of its relevance in the community. The Shinners are excited to be an integral part of it, hopefully continuing to “bring hope, encourage people and see lives changed,” says Phil.

Their work in the church translates directly to family,

Submit Content at:

We all know that finding a new home takes time, but your free Credit Approval is fast and easy. In today’s competitive buyer market, it is important to have your Credit Approval before submitting an offer. This puts you in a much better negotiating position with potential sellers.

With a Credit Approval from New American Funding, you become a Preferred Buyer. Not only will your real estate agent take you more seriously, so will the sellers.

TOM JESSOP Loan Consultant NMLS# 288015

Become a Preferred Buyer today!

It’s fast, easy, and it’s FREE!

c: 949.285.0660 p: 800.450.2010 ext 7191 tom.jessop@nafinc.com

As a resident of Talega, I am here to serve you with any of your home financing needs.

CALL ME TODAY!

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.

New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. PHONE (800) 450-2010. 7/2015

www.bestversionmedia.com

MARCH 2016 11

“

We’re all here for something and to make the world better.

Family riding in Ocotillo Wells

and the Shinners have been foster care hosts for years, taking children in need into their home and welcoming them as one of their own. Phil and Alicia have felt led to share their family— the most valuable thing they have— with those that don’t have one. Most recently, they cared for a young girl, Destiny, from the day Alicia picked her up at only two days old, until shortly after her 1st birthday when she was placed back with her grandmother. The idea of opening up their home to others in need is something that Avery, Brylie and Remy have been exposed to all of their young lives. “It’s something we get to do together, as a family, and it has impacted their lives quite a bit already,” says Alicia. The Shinners were thrilled to have another chance to visit with Destiny, now four, just after Christmas when she came to stay with them for a week. “We all just love her to bits,” says Alicia. Especially Brylie, who, perhaps more so than the other siblings, shares a special bond with the little girl. The Shinners are hoping they can remain a part of Destiny’s life and watch her grow into adulthood, as the host program is designed to encourage families to stay in a relationship with the kids throughout their lives.

At home, Avery, a 7th grader at Vista del Mar Middle School, plays AYSO soccer, is the neighborhood babysitter,

loves going to the beach (taking part in Jr. Guards in the summer) and singing and playing music with her dad.

Brylie, the classic middle child with a big personality, loves animals and takes care of many of their neighbors’ pets while they’re away. Curly-haired, Alicia says of Brylie, “I’ve always said there’s nowhere else for her personality to go but straight off the top of her head.”

Remy, a kindergartener, is adventurous and “all boy.” He loves riding his dirt bike and scooter and puts great effort into keeping up with his older siblings.

“I’m just happy we make it through each day with him!” jokes Alicia.

When she’s not spending her time at home or in the church, Alicia cherishes her job as a postpartum doula for After the Stork, providing care and support for mothers transitioning into life at home with a newborn. She also loves to craft, with a lovely home full of her projects and transformed flea market finds. With the realities of family life— the laundry never fully caught up and dishes always in the sink— Alicia says, “There’s something about being able to complete a project from start to finish that makes me very happy!”

Recently, to celebrate Phil’s 40th birthday a couple months ago, he and Alicia got together with a group of old friends over a weekend in January and took two days to walk along the beach

12 TALEGA LIFE

from the Newport Pier to San Clemente. On this 30-mile adventure, they stopped at restaurants and hotels at night, walked, took pictures and reflected on the milestone.

As a family, the one thing they all love to do is go dirt bike riding in Ocotillo Wells at least once a year, sleeping in tents, cooking out and enjoying time together with no schedules and minimal interruptions. This is something Phil and Alicia both grew up doing with their families and they are excited to be able to build some of the same memories with their children.

Phil appreciates the small breakthrough they’ve just recently reached: the point where all three kids are now old enough to gear up and ride on their own bikes. They also enjoy trips to the beach and going to the skate park at the end of Avenida La Pata as a family. “It’s free and it keeps everyone entertained,” says Phil. Living in the Verano neighborhood, they have built friendships with their neighbors and are so appreciative that their kids have so many others to play with. After school, most of them come outside to ride bikes and scooters around together. “It has a lovely Mad Max feel to it!” says Phil.

San Clemente may be home to almost 65,000 people but it is still very much a small town and Phil and Alicia love living in the community where they work, often bumping into friends at their children’s games or on a trip to Target. And although close to 1,000 people attend services at Saddleback every week, the majority are from San Clemente, fostering a closer knit community feeling where neighbors recognize other neighbors at services. The church has always acted as a compass for Phil and Alicia, guiding their lives. For the Shinners, life is about loving and helping others, and through their example they hope to help people realize that the joy of connecting is what makes life meaningful. Phil says, “From my perspective, there is more going on here than what we can just see and touch. I love that we get to walk through life with people, bring them hope and point them to God.” Submit Content at:

www.bestversionmedia.com

JOIN US FOR EASTER SATURDAY, MARCH 26 | 5:00 PM SUNDAY, MARCH 27 | 9:00 & 11:00 AM

1311 CALLE BATIDO SAN CLEMENTE, CA 92673

saddleback.com/sanclemente

REGULAR SERVICE TIMES SATURDAY | 5:00 PM SUNDAY | 9:00 & 11:00 AM

MARCH 2016 13

CREDIT REPORT

remembering to pay the bills. Online banking makes this incredibly easy. You can set up automatic payments or at least schedule text and email reminders to alert you when payments are due.

Tips for Improving Your Credit Score

LOWER YOUR UTILIZATION RATIO

BY TOM JESSOP

I

f you are planning to apply for a mortgage any time in the near future, it is time to start cleaning up your credit score. A credit score is not the only factor lenders take into consideration when deciding whether you qualify for a home loan. Nevertheless, it doesn't only determine whether a lender wants to work with you, but can also affect the amount of interest you'll pay on a loan. If you take the proper measures, fixing a bad credit score is definitely possible. First and foremost, it is key you understand exactly what determines that score.

WHAT IS A CREDIT SCORE?

A credit score is a number that reflects how trustworthy you are to pay off your debt. While scores can be calculated a few different ways depending on the service used, here are a few common elements factored into your credit score: • Payment history - do you pay your bills on time?

• Number of open credit lines • Debt you owe •U tilization ratio - how close do you come to reaching your credit limit every month?

Your score is determined based on the information provided in your credit report. It is reflected as a three-digit number, the higher the better. The Consumer Financial Protection Bureau said FICO scores are most commonly used by lenders. In addition, there are three credit reporting agencies: Equifax, Experian and TransUnion. The majority of lenders will take your score from each agency and use the middle one as the determinant of your interest rate. It doesn't take as long as you might think to fix a bad credit score. What it does take is increased financial responsibility, but there are also a few practices you may not even realize

that could affect your score. Here are a few ways to start cleaning it up: ORDER A COPY OF YOUR CREDIT REPORT

The first thing you need to do to boost your score is understanding it. Order a copy of your credit report and dissect it thoroughly. According to Forbes contributor Curtis Arnold, each of the three credit reporting bureaus are required to provide you with one free copy of your report every year.

Once you have a copy, read it carefully to make sure all of the information is accurate. If you note any errors, dispute them. Every credit bureau has an online form where you can submit a dispute. You can also directly contact the lender or creditor responsible for reporting an inaccuracy.

When an error is fixed on your credit report, your score can improve right away.

A utilization ratio, expressed as a percentage, reflects the amount of money you spend per month as compared to your credit limit. According to Time Magazine, it is the second most important factor in deciding your credit score.

Lenders don't want to see you almost max out your card every month, even if you pay your bills on time. They want to see you spend responsibly. A good utilization ratio is 30% or lower, though people with the highest credit scores keep their ratio at about 7%. It is suggested that one way to keep your utilization ratio low is to pay your bill more than once a month. The more you return your balance back to zero, the further you will remain from reaching your credit limit.

DON'T GET TOO MANY CREDIT CARDS

Opening too many lines of credit, especially in a short amount of time, can hurt your credit score. Doing so can be a red flag and makes you appear less financially responsible.

Obtaining a new retail credit card is also more detrimental to your score than obtaining a traditional card, so make sure to carefully consider the risk before letting the

salesperson behind the counter convince you the loyalty points are worth it.

START ESTABLISHING A CREDIT HISTORY

Your credit score reflects the frequency with which you pay off your debt on time. If you have not had a credit card for very long, you will not be able to demonstrate a history of responsible spending and on-time payments. It is important to establish a pattern so lenders know you are trustworthy. Even if you are not planning to buy a home in the near future, it may be a good idea to start building credit now.

You'll be grateful someday down the road when you receive lower interest on your mortgage payments.

DON'T CANCEL CREDIT CARDS

According to Arnold, canceling a credit card can actually hurt your credit score because it reduces the amount of available credit you have. According to FICO, a canceled credit card doesn't even disappear from your credit report.

It could still be factored into your score, so better to keep it active and spend responsibly.

Tom Jessop is a Senior Loan Officer with New America Funding. Send an email to tom.jessop@nafinc.com or call (949) 285-0660 for more information.

DON'T MAKE LATE PAYMENTS

Whether or not you pay your bills on time is the most significant factor in determining your credit score. Arnold explained that FICO considers payment history as 35% of your score. One obvious way to make sure you pay your bills on time is to not spend more than you can afford to pay back. Beyond that comes the task of simply

DID YOU KNOW? There are about 10,000 chemicals in personal care products, and only 20% have been tested for safety.

The US has not passed a federal law to regulate the ingredients in personal care products since 1938.

The EU has banned more than 1,400 ingredients - The US has only banned 11.

We specialize in removal of old wooden patio covers and replacing with new Alumawood patio covers.

949-537-1105 • southerncaliforniapatios.com

COSMETICS & SKINCARE

Contact Maria Schwartz for more information and to preview the products 949.395.8852 | mschwartzBC@icloud.com | www.beautycounter.com/mariaschwartz

Lic. #948536

14 TALEGA LIFE

Submit Content at:

www.bestversionmedia.com

MARCH 2016 15

YOUR HOME

YOUR HEALTH

Would You Hire a Podiatrist to Perform Heart Surgery?

BY DAVID ALLEN

A

person has so many options when it comes to remodeling their kitchen or bath. How can one go about narrowing the field of options in order to efficiently find the best candidates for the job?

Think of your home as a human body with all sorts of parts making up the whole. Contractors are the doctors of the home.

Some are general practitioners, others are specialists and still others are simply incompetent. The general practitioner is good for overall home evaluation and also for orchestrating a host of specialists when the home is being totally redone. His knowledge enables him to look at the big picture and lay out a strategy for success.

Specialists are those contractors who have focused their time and energy to become an expert in a specific area of home improvement. Examples include roofers, plumbers and electricians. Homeowners often make the mistake of assuming that since the contractor did a nice job in one area (such as painting,) then he would be equally good at setting tile or laying flooring.

That's not a good assumption. If your dentist did a fine job putting in that crown, then would you ask him to remove your gall

SuSan DallaS H attan, ESq. Estate Pl anning

bladder? Would you go to a good foot doctor podiatrist for triple heart bypass surgery? Of course not. Then why would you go to a carpet store to have them operate on the heart of your home— the kitchen?

The best strategy for finding the right contractor to complete your project is limiting your search to those contractors specializing in that type of work. Then, do a thorough job of checking them out. Get lots of references. The most critical attribute of the contractor you want is trustworthiness. Nothing trumps trust.

David Allen is the President of Preferred Kitchen & Bath. Call (949) 830-6300 or visit www.preferredkitchenandbath.com for more information.

Complete remodeling service from initial design to finishing touches Beautiful showroom where you can try before you buy Free personalized 3-D computer design by professional designers Superior quality products such as cabinets, countertops, fixtures and more Fast professional installation by our team of friendly craftsmen Personal attention from beginning to end avoiding costly and frustrating delays

Upgrade Your

Morning Coffee

C

BY YVONNE KOHSEL

offee can either help you or hurt you depending upon how it’s consumed. Prepared in the right way, coffee super-charges your brain to take on a new day and is one of the most antioxidant rich foods on earth. To upgrade your morning cup of joe, start by grinding organic beans that are free of mold and pesticides.

Coffee beans are often grown in countries that do not regulate the use of these chemicals. Moreover, most coffee sold in stores is stale, which greatly decreases the beneficial antioxidants. Coffee beans may also be covered in toxic mold, called mycotoxins, linked to serious issues like kidney disease, brain damage and hypertension. Freshly ground, organic and mold-free beans are a must for a healthy cup.

To really upgrade your coffee, add in good fat to protect the antioxidants and help control your blood sugar. Stir in a few spoonfuls of any of the following fats to make your coffee a super health food: grass-fed, organic heavy cream; grass-fed, organic butter; butter oil; coconut oil or full-fat coconut milk; or MCT oil. If you must use a sweetener, use a pinch of high quality stevia. Remember, you can have too much of a good thing and moderation with coffee is key.

For more information about health and fitness please contact RyPT at 949-554-4555.

“If you don’t have time to do it right, when will you have time to do it over?”

– John Wooden People tend to think of estate planning as something that only the wealthy or the elderly need to do. In truth, regardless of your situation in life or your level of wealth, estate planning accomplishes several universal goals. We all need a game plan.

Whether you are starting from scratch or need to review and update your plan, don’t dish it off at the last second –Estate Planning Attorney Susan Hattan can assist you with your goals. Call now for a free consultation.

Visit our new website!

www.susanhattanlaw.com Susan Dallas Hattan, esq.

903 Calle Amanecer Suite 230 949-285-4270 sdhattanlaw@att.net

16 TALEGA LIFE

Submit Content at:

www.bestversionmedia.com

MARCH 2016 17

TAX STRATEGIES

RECIPE TREASURES

Protect your future.

Protect what you have now.

Simple Oat Bars

BY JORDAN KING

• 3 cups oatmeal

• 1 teaspoon cinnamon

• 1 cup peanut butter

• Pinch of salt

Relish the Thought!

BY VICKY WILSON

State Farm® offers life insurance that allows flexibility to protect your family’s finances, not only in the future but today! We are happy to assist you so you can strive for a more secure future with life insurance that suits your needs.

• ½ cup honey • 2 tablespoons flax seeds (or flax meal)

Talk to a State Farm agent today!

Directions:

Melt peanut butter and honey in a pan on the stove. Stir in oats, flax, cinnamon and salt. Press into a parchment paper-lined baking pan.

Refrigerate for approximately 1 hour or until hardened. Then cut into squares, serve and enjoy.

Chris Dolkas, Agent

Kim Forsyth, Agent

Insurance Lic#: 0588346 800 E Avenida Pico San Clemente, CA 92673 949-492-5900 • chris@chrisdolkas.com www.chrisdolkas.com

Kim Forsyth Ins Agcy Inc Insurance Lic#: 0H00451 802 Avenida Talega, Suite 106 San Clemente, CA 92673 949-366-0320 • kim@kimforsyth.com www.kimforsyth.com

1505053

State Farm Life Insurance Company (Not licensed in MA, NY or WI) State Farm Life and Accident Assurance Company (Licensed in NY and WI) - Bloomington, IL

GOOD FRIDAY..... MARCH 25 @ 7 PM EASTERTOGETHER..... MARCH 27 @ 6:30 AM RESURRECTION SERVICE... MARCH 27 @ 10 AM FOR INFO VISIT CALVARYSANCLEMENTE.ORG

You’ve Spent a Lifetime Preparing for Retirement. Now What?

NIC’S VACUUM

& SMALL APPLIANCE

To develop a retirement income strategy that works for you, contact your Edward Jones financial advisor.

REPAIR AND SALE OF MAJOR VACUUM BRANDS

Colin P Smith, CFP®, AAMS® Financial Advisor

905 Calle Amanecer Suite 260 San Clemente, CA 92673 949-361-6970 www.edwardjones.com

IRT-4513C-A

.

Member SIPC

IS EARLY RETIREMENT ON YOUR MIND?

• Small appliances • Sharpening of tools, scissors, knives • Lamps • Sewing machines • Large selection • Shavers of vacuum bags

A

s we continue Connie’s story from the last two months, we fast forward to her time on the national stage. Connie and her colleague— we’ll call him Sal— started out around the same time, doing the exact same job and earning nearly identical pay.

Connie and Sal had, what some of us might consider, a glamorous lifestyle. For over ten years, each travelled all across the United States working for the same company. They were presenters, speaking to ballrooms full of people. Remember those late night TV

Vicky Wilson is co-owner of Liberty Tax at 439 N El Camino Real in San Clemente and has a background in business and real estate. For more information, call (949) 271-1200.

Your Local Tax Strategy Partner Experience the Liberty Tax Difference! Every tax return includes 100% client satisfaction and is double-checked for accuracy. We care for you year round and provide correspondence and audit assistance at no additional cost. Call, Email or Drop-in for consultations or questions at any time. You won’t be nickeled and dimed! Free returns for dependents and Free FAFSA forms (with a paid tax return).

SPECIAL OFFER ENDS SOON!

Mention this ad and receive 50% off fee paid to a licensed preparer in the prior year*

Services Include: • Personal & • Notary Business Tax • Health & Life Preparation Insurance • Bookkeeping • Annuities • Payroll

• Tax planning

• Tax classes

*For new customers. Valid at participating locations. Cannot be combined with other offers or used toward past services. One coupon per return. Valid thru 03/31/2016.

Talega Residents Mention This Ad & Receive

OR 20% OFF SALES REPAIR

439 N. El Camino Real, #B San Clemente, CA 92672 (949) 271-1200 libtaxsc@gmail.com

216 B. Ave., Del Mar, San Clemente • Open M-F 9am-6pm; Sat 9:30am-3pm

(949) 492-4747 • www.nicsvacuums.com

18 TALEGA LIFE

real estate commercials? That’s what they taught. They were paid commission on product sales, both earning hundreds of thousands of dollars per year. Her family never understood how she got paid so much for talking, but Connie was good at it!

Long before her many adventures, Connie helped her father keep the books for his little diner. She began to notice that hot dogs made more money than hamburgers. If her dad expanded his offerings of hot dogs, he could grow his menu and his profits.

As her income expanded, Connie

needed a plan! Her tax lady showed her how incorporating herself would offer many tax advantages and enable her to keep more of her hard-earned money. By creating a ‘C’ corporation she was able to salary herself and contribute to her own retirement plan by putting her pre-tax dollars to work.

Sal, on the other hand, said, “I can’t afford it. I can’t afford to set anything aside.” Instead, he expanded his lifestyle to fit his income. He didn’t leverage the advice from his friend and coworker, nor did he see the value of seeking professional services. Sal will never be able to retire but Connie retired 16 years ago because she cradled some of her income in tax strategies. Visualize her retirement money placed in a hot dog bun: it stayed secure within the structure she put it in. She also expanded her offerings to serve her for years to come. Sal took his income and stacked it between his wants with no structure, like the open sides of the hamburger bun, where it slipped out and was lost.

The right tax strategies can create a full course financial life. Hot Dog!

Submit Content at:

www.bestversionmedia.com

620 Camino De Los Mares, #C San Clemente, CA 92673 (949) 441-2310

Call Today!

MARCH 2016 19

EVENT CALENDAR

CREATIVE CORNER

PEEPS: More Than Meets the Eye

BY BEKAH KLEINMAN TUESDAY, MARCH 1ST & TUESDAY, APRIL 5TH

San Clemente Woman’s Club GENERAL MEETING

@Adele’s at the San Clemente Inn, 2600 Avenida Del Presidente Everyone is welcome.

10:00 am sanclementewomansclub.com For more info contact Kathy (614) 313-2947

Visit www.rmvreserve.org/calendar for more information.

SATURDAY, MARCH 5

Astronomy Night

@The Richard and Donna O'Neill Conservancy Visitors traveling to sparsely populated areas are usually delighted to discover how many more stars are visible than at home. If you’ve not yet caught a glimpse of the Milky Way, come out to The Reserve for Astronomy Night where you can still view many more celestial phenomena than elsewhere in urbanized Orange County!

(BRING: Warm clothing, Red cellophaned flashlight, binoculars, optional beach chair.)

6:45 – 8:45 pm Adult: $10.00 Child: $5.00 Supporter: Free

eliminating weeds. Volunteer efforts make an impact! Drinks and snacks provided.

(BRING: Work gloves if you have them).

8:00 – 11:30 am SUNDAY, MARCH 13

O’Neill Leprechaun Hunt

@The Richard and Donna O'Neill Conservancy Bring the “wee-ones” out for a morning in pursuit of the mischievous Irish faery the Leprechaun. Decorate a blarney stone and learn more about the Irish history of The Reserve at Ranch Mission Viejo.

Adult: $10.00 Child: $5.00 Supporter: Free 9:00 – 11:00 am

MONDAY, MARCH 7

Monday Trail Clearing and Weeding

@The Richard and Donna O'Neill Conservancy Join Reserve staff for a Monday morning maintaining our trails!

7:30 – 9:30 am SATURDAY, MARCH 12

Saturday Trail Clearing and Weeding

@The Richard and Donna O'Neill Conservancy Volunteer to spend a few hours in beautiful surroundings helping to make The Reserve trails accessible to our visitors. Join the crew dedicated to protecting our native ecosystems by maintaining trails and

THURSDAY, MARCH 31ST

y kids love Marshmallow Peeps. Those sugar-laden, animal-shaped conglomerations of goo. Me, I’m not a fan. Never have been. The thought of them makes my teeth hurt and my stomach turn. But, every year around this time, I buy them. Because, as I said, my kids love them. Or maybe they just love the idea of them, because they never actually finish them. They get super-excited when they see them in their Easter baskets, take a few bites and that’s it. Without fail, a few months after Easter I find those pastel little creations hardened and stuffed in the back of the pantry. So, in honor of all the uneaten Peeps in the world (I know I’m not the only one), I went on a hunt (not the Easter egg kind) for things to do with Peeps.

Ballpark Pizza Fundraiser

@Ballpark Pizza, 831 Via Suerte, Suite 101 San Clemente Junior Women’s Club fundraiser night at Ballpark Pizza on the last Thursday of every month. Ballpark will donate a percentage of food sales when diners drop their receipt in the bucket by the register.

12-8:00pm

WEDNESDAY, MARCH 16

S’mores - Why have I never thought of this? Take some graham crackers, some chocolate and stuff those little critters in there for a colorful take on an old classic.

Peep Cake - Think funfetti. Cut them up (but don’t let your kids see you annihilating their Peeps), toss them into cake batter and the end result is a fun and colorful cake.

Wreath - Hot glue those chicks (or bunnies) to a wreath form, add a cute ribbon and you have an adorable door decoration.

Lecture: Bees of Orange County

@RMV Presentation Center So you think you know about bees - they give us honey, right? Come along and join Michelle Rivers, who worked for Bumblebee Conservation Trust in the UK, to discover the bees of Orange County. Learn about the fascinating world of bees, what bees you might see in Orange County and how to help these important pollinators. You are guaranteed to learn bee facts that will impress your friends and family.

General Admission: Free 7:00 – 8:30 pm

Board Game Pieces - This isn’t permanent, of course.

But, how fun would Chutes and Ladders or chess be with Peeps?

Peep Pranks - In the spirit of Elf on the Shelf, your Peeps can pull some pranks your kids are sure to get a kick out of.

Microwave Them - Let your kids stick them on a plate and watch what happens in the microwave. It might get a little messy. But, it’s worth it in the name of science, right?

Peep War - I found this game online. It’s like Risk and checkers mixed together and played with Peeps. Get the directions at invisiblecity.com.

Are you a member of a club? Non-profit organization? Fundraising team?

Neighborhood group? We would love to help you publicize your event for free!

Please provide the information to Joanna Larson (jlarson@bestversionmedia.com).

No activity is too large or small! The format is: logo (high-resolution, sent as separate attachment), date, title of event, time, location, brief description of event, cost (if applicable) and web link for more information (if applicable).

20 TALEGA LIFE

M

Peeps Popcorn – Melt two teaspoons of butter and one package of five peeps on the stove, add in three cups of popcorn and eat up.

Submit Content at:

www.bestversionmedia.com

Enroll now to be a part of our June 2016 Recital! ✓ Small Class Sizes ✓ Individualized Attention

Ages 2.5 to 7 receive a

FREE

TRIAL CLASS* *Must present this ad.

Register online at SanClementeDance.com 1321 Calle Avanzado (Talega Business Park) • San Clemente

sanclementedance.com • (949) 498-7571 MARCH 2016 21

Your Monthly Update on Properties in Talega

THE ECHELBERGER GROUP

the green sheet

S I N G L E - F A M I LY H O M E S

YO U R M O N T H LY U P DAT E O N P RO P ERT I E S I N TA L EG A

TRACT / STREET

STATUS

PRICE

PRICE/SQ FT

SQ FT*

PRICE

PRICE/SQ FT

SQ FT*

BED/BATH

GARAGE

MODEL

LOT SIZE*

Go to www.TalegaGreenSheet.com

Active

$1,189,000

$301

3,949

5/6

3

--

6,389

Go to www.TalegaGreenSheet.com

Active

$1,289,000

$301

4,287

5/6

3

--

8,241

Go to www.TalegaGreenSheet.com

Pending

$1,219,000

$309

3,949

4/5

3

--

6,884

Go to www.TalegaGreenSheet.com

Pending

$1,724,000

$402

4,287

5/6

3

--

8,241

Sold

$1,640,000

$415

3,949

4/5

3

--

9,130

COE

Alora

TOWNHOMES TRACT / STREET

STATUS

BED/BATH

GARAGE

MODEL

LOT SIZE*

COE

Alassio Go to www.TalegaGreenSheet.com

Active

$449,900

$303

1,487

2/2

1

--

1,500

Go to www.TalegaGreenSheet.com

Active

$584,999

$351

1,668

3/3

2

--

1,668

Go to www.TalegaGreenSheet.com

18 Via Paulina

11/25/15

Pending

$459,900

$330

1,395

2/3

2

--

--

36 Paseo Rosa

Sold

$410,000

$275

1,489

3/4

2

--

--

10/22/15

Alta

62 Paseo Rosa

Sold

$435,000

$312

1,395

2/3

2

--

--

12/10/15

Go to www.TalegaGreenSheet.com

Active

$1,599,900

$350

4,570

4/5

3

4

8,753

403 Calle Campanero

Sold

$440,000

$297

1,484

3/4

2

4

--

10/22/15

34 Paseo Del Rey

Sold

$499,890

$358

1,395

3/3

2

--

--

01/20/16

Go to www.TalegaGreenSheet.com

Active

$1,799,900

$337

5,336

5/6

3

6

8,388

Go to www.TalegaGreenSheet.com

Active

$2,299,900

$431

5,336

5/6

3

6

9,794

35 Via Alcamo

Sold

$1,375,110

$259

5,300

5/6

3

3

8,433

11/23/15

Carmel Go to www.TalegaGreenSheet.com

Active

$675,000

$330

2,043

3/2

2

2

--

19 Calle Tamara

Sold

$1,679,900

$327

5,139

5/6

3

5

9,786

11/30/15

Go to www.TalegaGreenSheet.com

Active

$709,000

$301

2,358

3/3

2

--

--

32 Calle Tamara

Sold

$1,725,000

$336

5,139

5/6

3

5

13,838

12/31/15

Pending

$699,900

$348

2,014

3/2

2

1

--

80 Avenida Cristal

Amalfi

Santalana

Go to www.TalegaGreenSheet.com

Go to www.TalegaGreenSheet.com

Active

$569,000

$339

1,679

3/3

2

--

3,000

38 Paseo Vista

Active

$584,000

$357

1,634

3/3

2

2

1,634

Go to www.TalegaGreenSheet.com

Active

$599,000

$318

1,881

3/3

2

4

3,000

104 Paseo Vista

Active

$630,000

$335

1,881

3/3

2

4

940

152 Paseo Vista

Pending

$525,000

$404

1,298

3/2

2

1

1,298

150 Paseo Vista

Sold

$527,000

$323

1,634

3/3

2

--

1,700

10/01/15

50 Paseo Vista

Sold

$529,000

$321

1,650

3/3

2

--

1,650

10/02/15

72 Paseo Verde

Sold

$555,000

$329

1,686

3/3

2

B

--

11/09/15

Pending

$759,000

$308

2,463

3/3

2

B

6,085

11 Via Santander

Sold

$715,000

$335

2,136

3/3

2

--

4,147

11/02/15

3 Via Marin

Sold

$740,000

$312

2,369

4/3

2

C

3,977

02/09/16

Go to www.TalegaGreenSheet.com

Active

$975,000

$274

3,556

4/3

3

--

6,286

Go to www.TalegaGreenSheet.com

Pending

$969,900

$274

3,534

4/3

3

--

4,626

Pending

$1,099,000

$383

2,867

3/3

3

--

8,071

Sold

$1,118,000

$318

3,512

5/4

3

--

9,135

Pending

$907,000

$367

2,471

4/3

2

--

7,309

Bella Vista

Cantabria

Trinidad Go to www.TalegaGreenSheet.com

Active

$529,000

$381

1,388

2/2

2

--

--

Go to www.TalegaGreenSheet.com

Go to www.TalegaGreenSheet.com

Active

$609,000

$321

1,896

3/3

2

--

--

40 Calle De La Luna

Go to www.TalegaGreenSheet.com

Pending

$459,900

$331

1,388

2/2

2

--

--

Go to www.TalegaGreenSheet.com

Pending

$559,988

$345

1,625

3/3

2

--

--

Go to www.TalegaGreenSheet.com

Pending

$579,000

$305

1,900

3/3

2

--

--

9 Avenida Brio

Sold

$394,264

$288

1,367

2/2

2

--

--

10/19/15

43 Avenida Brio

Sold

$545,000

$335

1,625

3/3

2

--

--

11/30/15

18 Via Balcon

Sold

$852,500

$345

2,471

4/3

2

D

5,149

01/05/16

11 Camino Celeste

Sold

$584,000

$311

1,876

3/3

2

--

--

10/23/15

25 Paseo Carla

Sold

$855,000

$352

2,427

3/3

2

C

5,086

01/29/16

25 Via Canero

Sold

$879,900

$341

2,583

4/3

2

--

7,133

12/01/15

Go to www.TalegaGreenSheet.com

Pending

$1,899,000

$405

4,689

5/6

3

--

10,454

11 Calle Careyes

Pending

$1,975,000

$373

5,290

5/6

3

3

9,346

11/13/15

Caprizi Go to www.TalegaGreenSheet.com

Verano Go to www.TalegaGreenSheet.com

Pending

$579,900

$315

1,840

3/3

2

--

1,000

23 Via Almeria

Sold

$425,000

$315

1,351

2/2

2

--

1,351

10/29/15

43 Via Almeria

Sold

$433,000

$327

1,325

2/2

2

A

--

11/05/15

13 Corte Javier

Sold

$450,500

$333

1,351

2/2

2

--

--

01/22/16

32 Via Carmona

Sold

$550,000

$312

1,762

3/3

2

56 Via Villena

Sold

$565,000

$328

1,724

3/3

2

--

--

12/10/15

2

1,724

10/13/15

Careyes

*Approximate

949.498.7711

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. Ec h e l b e |r gwe w doug@echelberger.com r. cw. om Ec h e l b e r g e r. c o m

22 TALEGA LIFE

949.498.7711 Submit Content at:

www.bestversionmedia.com

DOUG ECHELBERGER

| doug@echelberger.com | w w w. Ec h e l b e r g e r. c o m MARCH 2016 23

Your Monthly Update on Properties in Talega

Your Monthly Update on Properties in Talega

S I N G L E - F A M I LY H O M E S

S I N G L E - F A M I LY H O M E S

TRACT / STREET

STATUS

PRICE

PRICE/SQ FT

SQ FT*

BED/BATH

GARAGE

MODEL

LOT SIZE*

COE

TRACT / STREET

STATUS

PRICE

PRICE/SQ FT

SQ FT*

BED/BATH

GARAGE

MODEL

LOT SIZE*

COE

Sold Sold Sold Sold

$1,075,000 $1,200,000 $1,275,000 $1,355,000

$240 $267 $275 $288

4,473 4,500 4,631 4,706

5/6 5/6 5/6 5/6

3 3 3 4

--2 --

7,832 7,915 10,342 9,418

11/06/15 11/23/15 11/24/15 02/05/16

Active Active Sold

$985,000 $1,029,000 $1,150,000

$295 $311 $347

3,338 3,313 3,313

4/3 4/4 4/4

3 2 2

--3

7,500 6,546 10,006

11/09/15

Sold

$1,450,000

$337

4,300

5/5

3

--

11,224

12/30/15

Sold

$947,000

$305

3,101

4/4

2

--

7,598

01/08/16

Active Sold

$1,275,000 $1,131,000

$352 $404

3,627 2,800

4/5 3/3

3 3

A --

7,742 12,471

12/02/15

Active Sold Sold

$1,265,000 $810,000 $1,079,000

$289 $345 $297

4,372 2,350 3,627

5/5 4/3 4/4

3 2 3

E ---

10,812 6,700 7,430

10/02/15 12/23/15

Active Sold

$989,000 $914,000

$318 $305

3,108 3,000

4/3 5/3

2 2

3 --

5,557 5,079

01/14/16

Active Sold

$1,369,000 $1,050,000

$326 $265

4,200 3,955

5/6 4/4

3 3

4 --

7,513 6,403

11/17/15

Active Active Pending Sold

$799,900 $850,000 $775,000 $799,000

$383 $362 $371 $340

2,088 2,351 2,088 2,351

3/3 3/3 3/3 4/3

2 2 2 2

--1 1

5,790 3,939 4,011 4,564

12/23/15

Pending Sold Sold

$815,000 $825,000 $850,000

$333 $315 $338

2,448 2,615 2,513

4/3 4/3 4/3

2 2 2

----

4,798 4,781 7,074

10/16/15 10/05/15

Mirador

Carillon

17 Calle Aveituna 20 Calle Aveituna 16 Via Divertirse 20 Calle Gaulteria

Go to www.TalegaGreenSheet.com

Pending

$1,135,900

$326

3,484

4/4

2

4

8,233

28 Calle Mattis

Pending

$1,239,000

$321

3,862

5/5

2

F

9,196

Go to www.TalegaGreenSheet.com

Pending

$1,269,900

$349

3,641

5/5

2

5

7,856

Go to www.TalegaGreenSheet.com

Pending

$1,596,900

$415

3,844

5/5

2

6

9,281

19 Via Franca

Sold

$1,135,500

$302

3,762

4/5

3

--

7,113

01/19/16

17 Via Franca

Sold

$1,198,900

$329

3,641

5/5

2

5

7,974

12/28/15

13 Via Franca

Sold

$1,200,000

$330

3,641

5/5

2

5

8,750

11/13/15

42 Via Torina

Sold

$1,349,500

$323

4,175

5/6

2

--

7,806

01/12/16

38 Calle Mattis

Sold

$1,480,080

$385

3,844

5/5

2

6

5,989

12/21/15

Miraleste Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 13 Via Abrazar

Montellano Catania

31 Calle Vista Del Sol

Go to www.TalegaGreenSheet.com

Active

$1,095,000

$304

3,602

4/5

3

4

6,273

Go to www.TalegaGreenSheet.com

Active

$1,125,000

$341

3,296

4/4

3

--

7,383

Monterey

Go to www.TalegaGreenSheet.com

Active

$1,325,000

$346

3,833

5/5

2

--

5,489

321 Via Promesa

Go to www.TalegaGreenSheet.com

Pending

$929,000

$323

2,873

4/4

2

--

10,176

42 Via Cartama

Sold

$1,085,000

$289

3,756

5/5

2

--

6,342

10/28/15

27 Via Jacobea

Sold

$1,090,000

$311

3,500

5/4

3

3

6,286

10/13/15

Go to www.TalegaGreenSheet.com

Active

$1,215,000

$302

4,024

5/5

3

--

7,943

15 Corte El Brazo

Sold

$1,140,000

$286

3,990

5/5

3

3

7,719

11/10/15

38 Calle Loyola

Sold

$1,185,000

$285

4,158

5/5

2

--

7,841

10/13/15

Go to www.TalegaGreenSheet.com

Active

$825,000

$352

2,342

3/3

2

--

6,428

Go to www.TalegaGreenSheet.com

Active

$869,000

$351

2,478

4/3

2

--

7,950

Go to www.TalegaGreenSheet.com

Active

$879,000

$358

2,453

4/3

2

--

9,060

Go to www.TalegaGreenSheet.com

Pending

$749,000

$320

2,342

3/3

2

--

5,796

Sold

$767,500

$334

2,300

4/3

2

--

4,299

Active

$795,000

$413

1,923

4/3

2

--

4,533

405 Camino Flora Vista

Pending

$735,000

$364

2,020

3/3

2

2

4,117

Go to www.TalegaGreenSheet.com

Pending

$798,000

$340

2,344

3/3

2

--

4,230

Go to www.TalegaGreenSheet.com

Pending

$805,000

$368

2,186

4/3

2

--

5,699

Go to www.TalegaGreenSheet.com

Pending

$824,900

$352

2,344

4/3

2

--

6,032

114 Corte Tierra Bella

Sold

$699,000

$346

2,020

3/3

2

C

4,944

11/06/15

San Lucar

469 Camino Flora

Sold

$745,000

$311

2,399

4/3

2

--

9,649

12/23/15

118 Corte Tierra Bella

Sold

$790,000

$364

2,170

4/3

2

--

6,018

01/07/16

Go to www.TalegaGreenSheet.com 19 Via Abajar 6 Via Abajar

Active

$2,370,000

$395

6,000

5/6

4

--

15,984

Cazadero

Pacifica Summit 23 Calle Pacifica 16 Calle Anacapa

Pacifica - Talega 309 Camino Bravado 2 Via Abajar 300 Camino Mira Monte

Portomarin

Escala

16 Calle Frutas

Go to www.TalegaGreenSheet.com 44 Via Regalo

Ravenna 12/29/15

Farralon Ridge Go to www.TalegaGreenSheet.com

Go to www.TalegaGreenSheet.com 22 Corte Jaime

Sabella Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com Go to www.TalegaGreenSheet.com 55 Calle Akelia

Lucia Go to www.TalegaGreenSheet.com

*Approximate

949.498.7711

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. Ec h e l b e |r gwe w doug@echelberger.com r. cw. om Ec h e l b e r g e r. c o m

24 TALEGA LIFE

949.498.7711 Submit Content at:

www.bestversionmedia.com

DOUG ECHELBERGER

| doug@echelberger.com | w w w. Ec h e l b e r g e r. c o m MARCH 2016 25

Your Monthly Update on Properties in Talega

Your Monthly Update on Properties in Talega

S I N G L E - F A M I LY H O M E S

SENIOR 55 & OLDER HOMES

TRACT / STREET

STATUS

PRICE

PRICE/SQ FT

SQ FT*

BED/BATH

GARAGE

MODEL

LOT SIZE*

211 Via Marfino

Active

$1,095,000

$310

3,536

5/5

3

3

6,469

517 Via El Risco

Sold

$980,000

$276

3,552

5/4

3

--

6,678

COE

San Rafael 10/23/15

Sansol Go to www.TalegaGreenSheet.com 8 Calle Saltamontes

Active

$1,240,000

$383

3,238

4/4

2

--

5,817

Pending

$979,000

$280

3,500

4/4

3

--

5,765

TRACT / STREET

STATUS

PRICE

PRICE/SQ FT

SQ FT*

BED/BATH

GARAGE

MODEL

LOT SIZE*

Go to www.TalegaGreenSheet.com

Active

$899,000

$374

2,401

2/2

2

--

7,433

Go to www.TalegaGreenSheet.com

Active

$925,000

$344

2,692

3/2

2

--

5,702

Go to www.TalegaGreenSheet.com

Active

$975,000

$345

2,826

3/2

2

--

7,192

Go to www.TalegaGreenSheet.com

Active

$1,290,000

$479

2,692

3/2

2

C

6,038

Pending

$989,000

$366

2,699

2/2

2

C

6,363

Sold

$710,000

$363

1,955

3/2

2

--

--

01/19/16

Sold

$792,250

$386

2,055

2/2

2

--

7,918

11/12/15

Active

$749,900

$429

1,747

2/2

2

1

4,281

Pending

$785,000

$448

1,752

2/2

2

--

6,287

Sandbridge

15 Corte Sevilla

Seagarden 51 Corte Pinturas

Seaside Go to www.TalegaGreenSheet.com

Active

$840,000

$311

2,705

5/3

2

--

4,368

Go to www.TalegaGreenSheet.com

Active

$865,000

$345

2,507

4/3

2

2

4,979

4 Calle Guijarro

Sold

$860,000

$343

2,505

4/3

2

--

8,413

COE

Waterleaf 5 Camino Botero 10/07/15

Wavecrest Solana

12 Corte Sagrada Go to www.TalegaGreenSheet.com

Go to www.TalegaGreenSheet.com

Active

$725,000

$429

1,690

3/3

2

--

3,747

39 Camino Azulejo

Sold

$720,000

$290

2,480

4/3

2

--

4,340

12/30/15

24 Camino Azulejo

Sold

$750,000

$380

1,972

4/3

2

C

6,058

02/08/16

Go to www.TalegaGreenSheet.com

Active

$1,075,000

$311

3,453

5/4

2

2

5,866

Go to www.TalegaGreenSheet.com

Active

$1,145,000

$306

3,740

4/4

3

--

7,732

Go to www.TalegaGreenSheet.com

Active

$1,150,000

$349

3,293

4/4

3

--

6,912

Go to www.TalegaGreenSheet.com

Active

$1,160,000

$360

3,218

4/4

2

--

6,405

85 Via Regalo

Active

$1,165,000

$312

3,729

5/5

3

4

6,181

Go to www.TalegaGreenSheet.com

Active

$1,225,000

$329

3,729

5/5

3

--

7,616

Stella Mare

46 Paseo Lerida

Talega Averages

Active

$1,289,000

$384

3,358

4/4

3

3

8,643

Pending

$1,125,000

$289

3,889

6/5

2

3

7,185

92 Via Regalo

Sold

$1,060,000

$292

3,625

5/5

3

--

6,167

01/07/16

17 Via Jubilar

Sold

$1,100,000

$342

3,218

5/4

2

--

5,584

02/08/16

Go to www.TalegaGreenSheet.com

Active

$879,000

$351

2,506

4/3

3

--

6,073

Go to www.TalegaGreenSheet.com

Pending

$899,900

$333

2,702

5/3

3

C

5,179

Go to www.TalegaGreenSheet.com

Terra Linda

Vittoria Go to www.TalegaGreenSheet.com 64 Via Armilla 12 Via Durango

Active

$888,000

$270

3,293

5/3

2

--

6,543

Pending

$829,000

$301

2,750

5/3

3

1

6,133

Sold

$893,000

$297

3,003

4/3

3

2

6,037

02/09/16

Sold

$1,716,000

$343

5,000

5/6

3

--

12,240

01/06/16

SINGLE FAMILY ACTIVE(42) PENDING SALE(26) SOLD(47)

AVG. LIST PRICE $1,137,917 $1,070,439 $1,090,736

CONDO/ TOWNHOUSE ACTIVE(10) PENDING SALE(7) SOLD(16)

AVG. LIST PRICE $593,890 $551,941 $513,856

AVG. SQFT 3,327 3,090 3,362 AVG. SQFT 1,792 1,637 1,567

AVG. DOM 75 90 94 AVG. DOM 29 75 86

AVG. LIST $PSF $342 $345 $324 AVG. LIST $PSF $331 $339 $328

AVG. SOLD PRICE

AVG. SOLD $PSF

$1,068,663 AVG. SOLD PRICE

$318 AVG. SOLD $PSF

$503,291

$321

The Green Sheet is based on information from the Association of REALTORS®/Multiple Listing Service as of 02/10/16 and/or other sources. The Talega Green Sheet and MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. The properties listed above are not all Surterre Properties® and include listings from other brokers. If you notice any incorrect information or a property that is not listed, please call my office immediately at 949.498.7711. To preserve space, old sales since 10/01/15 have been eliminated. If you would like the name, address and phone number of the firm representing a specific property listed above, please contact my office.

Vizcaya 18 Corte Vizcaya

949.498.7711

DOUG ECHELBERGER DOUG ECHELBERGER

| 949.498.7711 | doug@echelberger.com | w w w. Ec h e l b e |r gwe w doug@echelberger.com r. cw. om Ec h e l b e r g e r. c o m

26 TALEGA LIFE

949.498.7711 Submit Content at:

www.bestversionmedia.com

DOUG ECHELBERGER

| doug@echelberger.com | w w w. Ec h e l b e r g e r. c o m MARCH 2016 27

129