The Littledown Directory - May 2014

In this issue...

May 2014

Local businesses Local News

- Lauren is model pupil for Fab Boutique

Local Events

- Broadway Showtunes

Prize Wordsearch - Win tickets to see The Glenn Miller Orchestra

Regular Features

- Adventures of Nellie

Delivered FREE as part of The Bournemouth Directory series Photo by David Mckechnie

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Introduction

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Disclaimer: Whilst every care has been taken to ensure that data in this publication is accurate, the publisher cannot accept any liability to any party to loss or damage caused by errors or omissions resulting from negligence, accident or any other cause.

The Bournemouth Directory does not officially endorse any advertising material included within the publication. No part of this publication may be reproduced, stored in any retrieval systems or transmitted in any form, without prior permission of the publisher.

Dear Littledown & Pokesdown, Did you have a good Easter break? With two bank holiday Mondays this month as well, we really are being spoiled. We had a very busy April going over to The Isle of Wight for a family celebration of my Mum and Dad’s 50th Wedding Anniversary. The weather was wonderful and with 180 degree sea views from the house on the cliff top, it was really rather special. I have to say I do like the Isle of Wight. We were there for a holiday last summer and we couldn’t wait to go back.

Straight after coming back, and an overnight unpack and repack, we went off to The New Forest for a long weekend camping in Nellie! We joined the Caravan Club as Stephen’s parents are already members and we met them at the Centenary Site which is a lovely park with good facilities. Stephen’s sister has a new, retro, bright yellow VW Campervan - Jessie Phyllis named after her two grandmothers. She shines! We were not quite so lucky with the weather but sitting in the van playing games and then watching a movie on the computer, all cuddled up together, made the weekend very special and a great end to a fantastic ten days. All in all it has taken some effort getting back to work, but we are glad to say that The Littledown & Pokesdown Directory is full of local information for you as well as trades people who would love to hear from you. Please mention the magazine when making any calls. This makes all our work worth while and keeps the trade local.

The lovely bright photo on the front of the magazine was taken by David Mckechnie. Well done to you! We hope you all have a great month of May and we look forward to receiving your wordsearches as well as any ideas you have to add interest to your local Directory which is delivered every three months as part of The Bournemouth Directory Series.

All the best,

Cover photo: Pier through the flowers by David Mckechnie

Debbie & Stephen Corney

The Bournemouth Directory - Littledown & Pokesdown Edition Edition 39

Published by:

Stephen & Debbie Corney at Dorset Publications

Telephone:

01202 894397

Email: info@thebournemouthdirectory.co.uk

Copy deadline for the June 2014 edition: 25th May 2014

Useful Numbers Local Police Bournemouth Airport Central Library Emergency Electric

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Royal B’mouth Hosp Bournemouth Council Sembcorp Water Emergency Gas

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Community News

BROADWAY SHOWTUNES Bournemouth’s Big Little Theatre School is delighted to announce the 14th consecutive year of their hit summer show BROADWAY SHOWTUNES at Bournemouth Pavilion Theatre. The show which features a cast of over 130 professionally trained musical theatre students backed by a live orchestra runs from Thursday 17th – Saturday 19th July 2014 and includes music from some of the most famous and dramatic shows of all time including Wicked, Hairspray, 42nd Street, Blood Brothers, Fiddler On The Roof, Lion King, Carousel and many more.

The show is conceived by Big Little’s creative team led by former west end performer Sam Taylor Martin and west end musical director Colin Billing who, alongside a team of other top directors and choreographers will be working with the talented young cast over the coming weeks to rehearse the show to the highest professional standards.

Always publically and critically acclaimed, last year the show was visited by the son of Disney songwriter Robert B. Sherman. Robert’s son (also called Robert) who recently worked with Colin Billing on A Spoonful Of Sherman

in London’s west end, was so impressed with what he saw he said “There were moments during the show, when my head was telling me that I was watching a student show while my eyes, ears and heart were saying this has to be a West End production. It was THAT good!”

With all the talent on show over the past fourteen years it’s no surprise that many of the former cast members have forged very successful careers in the musical theatre industry and one of them, David Jay Douglas, who left Big Little in 2009 and went on to further training at the Mountview Academy of Theatre Arts in London, returns to Bournemouth next week appearing in Bill Kenwright’s UK touring production of Dreamboats & Petticoats. David never forgets how he started in musical theatre and the training he received at Big Little “I would never be where I am now without the amazing and inspiring training and coaching that Big Little provides – it gave me a huge head start at drama school and I feel so fortunate to have benefited from the whole experience!”

For more information on BROADWAY SHOWTUNES please visit the website www.broadwayshowtunes.co.uk.

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Recruitment campaign underway to... support front line services A key aspect of ensuring we provide high quality care for all of our patients is our staff – having the right staff in the right place delivering the right care at the right time Last year at the Royal Bournemouth and Christchurch hospitals we invested over £1m in nursing but recruitment doesn’t stop there.

We are currently recruiting a range of additional consultant, nursing staff and other clinical roles to support our front line services.

New consultant positions

We currently employ 161 consultants and on completion of the recruitment programme towards the end of the autumn, an additional 22 consultants will be providing care for our patients. The additional posts will support increased seven day working and consultantled care across all specialities, including the Emergency Department.

Mr Basil Fozard, the hospitals’ Medical Director said: “Our consultants and their teams play a central role in the diagnosis and treatment of our patients every single day. This avoids delay in patient care and ensures the smooth flow of patients throughout the hospital.

“We know that having the right medical experts on hand, whatever day of the week, will ultimately help improve care further.”

Qualified nurse recruitment campaign

We continue to recruit additional experienced nurses through a number of routes and due to the national shortage of experienced band 5 nurses, this includes overseas recruitment. By the end of June we aim to have recruited a total of 97 qualified nurses from the UK and Europe: Paula Shobbrook, Director of Nursing and Midwifery, said: “An important part in providing excellent care is ensuring we have the right staff delivering the right care at the right time for every patient.

She added: “We know from the national staff survey that our staff believe our organisation is a good place to work. We are really proud to serve the local community and want every patient to leave hospital feeling they have received excellent care from warm, friendly, expert staff who treated them with respect and dignity.

“An important part in providing excellent care is ensuring we have the right staff delivering the right care at the right time for every patient.”

Our new European nurses are fully qualified in their own country and we have a tailored induction programme which includes assessment of skills and practice under supervision, as well as further workshops in the classroom to embed learning.

There are a number of other staffing investments that are being made including: r support and recruitment for additional clinical services such as assistant health practitioners, therapists and additional security porters r new and adaptive roles, such as nurse practitioners to support the wider team r additional supervisory time for ward sisters to support ward staff r smarter use of technology, such as iPads for vital sign monitoring, and e-forms to reduce duplicate paperwork r extended and seven day working for services such as radiology and speech and language therapy.

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Wildlife News

Talking about Wildlife...

Dorset’s brush with art

Depicting wildlife is one of human’s earliest art Dorset Wildlife Trust is delighted to be displaying forms, which has been found in pre-historic cave a variety of exhibitions by local artists, including paintings all over the world. Classical civilisations Sally Derrick, in the upcoming Art Weeks festival of Ancient Egypt, Mesopotamia, Greece, Rome, from 24th May – 8th June at the Kingcombe India and China used wildlife images to create Centre in west Dorset. Artists exhibiting include their own unique style of art, found in stone etching and printmaking artist, Rachel Bright, carvings of elephants in India, and animal oil paintings by Max Oliver, wooden sculptures

by Bruno Charron, clay sculptures by Jane symbols in ancient Egyptian hieroglyphics.

Wildlife has inspired many traditional and Burden and textured fabric pieces by Mary contemporary artists and as cultures and Sutton. There will be something for everyone at Dorset’s celebration of art, with a programme perceptions have evolved, so has wildlife art. of children’s activities and delicious food served In Dorset, we don’t have to search far for by our Chef in the café, in the setting of the inspiration from wildlife and the natural world. beautiful and tranquil Kingcombe Meadows Our coastline and countryside holds a wealth of nature reserve. flourishing flora and fauna. For some, however, the inspiration lies even closer to home – the For more information about Dorset Wildlife garden. Local artist and sculptor, Sally Derrick, Trust’s Kingcombe Centre and the other artists takes inspiration from the wildlife scenes that exhibiting their work for Dorset Art Weeks, have unfolded in her garden in west Dorset. visit: www.kingcombe.org/art-weeks or “My garden is a wonderful place to sketch, www.dorsetartweeks.co.uk photograph and enjoy,” said Sally. “At dusk I like hearing the owls and watching bats whirl To see more of Sally’s work, visit: around the trees against the backdrop of the www.sallyderrick.co.uk night sky.”

By Sally Welbourn Sally has been sculpting for 30 years, studying the anatomy of people and animals, and producing sculptures from a variety of materials including bronze and fired clay to translate the essence of the form into beautiful sculptures. Subjects include raptors, hares, egrets, foxes, and cheetahs to name just a few.

Clockwise from top left: Cheetah stretching, Fox, Bronze Egret, Sparrowhawk Sally believes it is the challenges and battle Photos: Sally Derrick for survival which creates an interesting form. “These skills for survival are the essence of the bird or mammal,” said Sally.

“Often this leads to a beautiful shape such as the flexibility of the cheetah’s body, the silent flight of the owl, or the quick spearlike beak and adapted feet of the egret.”

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What’s On

Where is Nellie?

Do you know the South of England? Can you recognise these places? These are just some of the sights that Nellie, the rather large Dorset Publications Campervan has travelled to in just the last month! The answers are at the bottom of the page so you can immediately see if you are right. Most are easy, but one or two maybe a challenge…? Have a go and see how many places you know! You can also follow her...

whereisnellie

@whereisnellie 2

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1. Santa Fe Park, Swanage 2. Montague Arms, Beaulieu 3. North Street, Wareham 4. Poole Quay 5. Kingsmere Station, Moors Valley 6. Stewarts Gardenlands, C’church

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Community News

Lauren is model pupil for Fab Boutique Dorset schoolgirl Lauren Lett from Twynham School in Christchurch is definitely a model pupil. The sixteen year old has been chosen as Prom Star 2014 and will be the face of Bournemouth’s multi award-winning prom boutique Fab Frocks of Westbourne in its prom marketing campaigns for this year.

Lauren has already enjoyed a professional photo shoot with Dorset photographer Cerrie Simpson from Neolimn Photography in Wareham. She also experienced a model makeover with MWAH beauty salon in Bournemouth. The lucky schoolgirl also got the chance to choose a gorgeous designer prom dress by London designer Dynasty from Fab Frocks of Westbourne as well as shoes and a handbag with prizes totalling over £1000.

Fab Frocks has also donated the school £200 to go towards making the spectacular Year 11 Graduation Prom even more special.

Karen Lett, mother of Lauren, entered her daughter into the competition without Lauren knowing and Lauren was shocked when she realised she had won! When asked how she

felt about winning the competition Lauren said ‘The Twynham Year 11 Graduation Prom is a truly special event that my friends and I have been thinking about and looking forward to since Year 7. To suddenly be given the opportunity to choose any dress I desire in the Fab Frocks range is like a dream come true. I am especially looking forward to the prom now, and I am really pleased Twynham School also benefit from the prize and have some money to put towards the event.’

Mr Jones Head of Year 11 commented: ‘Twynham School are thankful to Fab Frocks for the prize of £200 and look forward to celebrating the end of such an important year with Lauren and the rest of Year 11. The students, together with the teachers, have worked exceptionally hard this year and have already produced impressive GCSE results in English. We are sure this year group can re-produce those impressive results in the summer exams. They will truly have earned the right to celebrate a successful year at the Twynham School Year 11 Graduation Prom.’

Below: Prom Star 2014, Lauren Lett

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              

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       

       

 

 

16 At St Thomas Garnet’s we take pride in the broad and enriching education we provide for our children. Our strong academic, music and languages curriculum are delivered by highly experienced and expert teaching. As a result, we realise every individual’s potential.

Each child has the opportunity to learn a range of instruments and they are able to extend their ability through our Orchestra and Bands. A unique aspect of our school is the presence of the Big Little Theatre School on our site who not only work with our children to prepare for LAMDA examinations but who also lead a brilliant ‘Arts Week’ every year culminating in a fully choreographed musical.

We possess and nurture both a family and community atmosphere at St Thomas Garnet’s. Many of our current parents are

former pupils and we value the important relationship between home and school.

We know it is important for our parents to have flexibility when choosing their child’s lunch option. Our cooked lunches are freshly prepared on site and are of the highest standard.

At St Thomas Garnet’s, our children have access to spacious grounds which enable excellent development of sport and outdoor learning.

I look forward to showing you around our wonderful school so you can experience first - hand what we can offer your child.

Sarah Breeze, Headteacher St Thomas Garnet’s School Giving your child the best start in life

St Thomas Garnet’s School, Parkwood Road, Boscombe, Bournemouth, BH5 2BH tel: 01202 420172 www.thomasgarnets.com enquiries@thomasgarnets.com

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Open Morning Tuesday 20th May 2014 • 9am -11am happy days we’re an independent school with faith, family and community at our core we offer:

St Thomas Garnet’s School Giving your child the best start in life

Thomas Garnet’s School, Parkwood Road, oscombe, Bournemouth, BH5 2BH tel: 01202 420172

ww.thomasgarnets.com enquiries@thomasgarnets.com

• academic excellence • smaller classes and a strong level of pastoral care • specialist teaching in music and the performing arts through our Garnet Academy, home to the Big Little Theatre School • generous grounds for sporting activities • well resourced, spacious classrooms • experienced and dedicated teaching teams • breakfast and homework club after school

St Thomas Garnet’s School Giving your child the best start in life

St Thomas Garnet’s School, Parkwood Road, Boscombe, Bournemouth, BH5 2BH tel: 01202 420172 www.thomasgarnets.com enquiries@thomasgarnets.com

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• a • s o • s t G B • g s • w c • e t • b a

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Across 1 Water closet (8) 5 Set up (6) 9 Pull out (8) 10 A metamorphic rock (6) 12 Enumerating (9) 13 Fence openings (5) 14 Sinewy (4) 16 Support or vote for (7) 19 Caustic (7) 21 A vaulted recess on a building (4) 24 A language of India (5) 25 Indescribably (9) 27 A style of sleeve (6) 28 Turnip cabbage (8) 29 Acquired deservedly (6) 30 Head restraint (8) Down 1 Lament (6) 2 Rag (6) 3 Diameters (5) 4 Not transparency (7) 6 Rebels (9)

Crossword

7 Dampness (8) 8 Calamity (8) 11 Look amorously (4) 15 Overlap (9) 17 A stand to hold wood that is being sawn (8)

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         

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DW 2014 90 X 128

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22 Bournemouth Investments was established

by Steve Chislett in 2001 and we cover an area within 130 miles of Bournemouth. Our clients are from all age groups, with over £75,000 of investable money (including pension funds), and also entrepreneurs looking for assistance and quality planning as they build their wealth through their business going forward.

Typical clients would be those that are retired and need to obtain additional income or capital growth from their savings, rather than leaving it in the bank or building society, thereby losing the real value of their funds through inflation.

We use a specialist technology system for client’s investments and pension funds and our clients benefit from monthly reporting either by email or post for suggested fund

changes. At this time, we are the only firm south of London, that uses this process. The system enhances returns over the medium term and reduces volatility. This means that we are in contact with you regularly, rather than waiting for an annual meeting to make necessary changes.

Many clients in our area will be subject to inheritance tax on their estate if it is over £325,000 single or £650,000 joint (2013/14).

We can assist with family trusts and other specialised tax planning to minimise the amount payable on death. We also advise on long term care costs.

We would be pleased to meet you for a 30 minute consultation at our expense to see whether we can be of real long term benefit to you. So do give us a call on 01202 891852 to make an appointment.

Bournemouth Investments Ltd Certified Financial Planners

• We work with financially focused families and business owners. We help them to clarify and achieve their financial goals and they in turn, trust us to be with them during their own journey through life.

• We are known for taking the complexity and jargon out of the financial planning process and specialise in investments, pensions and estate planning.

• Our major clients receive monthly reporting for fund switching to maximise performance and reduce volatility in their portfolios.

• If your bank or building society has left you without ongoing advice, we are able to help.

If you would like to meet with us:

Contact Steve Chislett on 01202 891852 www.bournemouthinvestments.com Bournemouth Investments Ltd is authorised and regulated by the Financial Conduct Authority (584293).

Registered address: 7 Laburnum Close, Ferndown, Dorset BH22 9TX

23

  

              

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Adventures of Nellie

24

The Adventures of Nellie The Dorset Publications Camper Van Wow! Nellie has been a very busy ‘girl’ this month. She took us to Moors Valley where she met not only the train but also the tractor…. story below. Then she took us to The Isle of Wight for a 50th Wedding Annivesary celebration with my parents and then… a weekend trip to the New Forest with Stephen’s parents and his sister in her gorgeous yellow VW Campervan! Nellie is currently resting in the garden… It is a lot of work you know for an ‘old girl’ who is a little overweight.

Moors Valley is a favourite for many. It is a fantastic place for youngsters, parents and grandparents alike. Saturday the 5th April was a special day and Hayden, our son was invited to be a park keeper for the day. Just like Percy! There is a brand new trail for all the family which is an ideal way to get the children out to experience our wonderful countryside.

As the Moors Valley website says, “Enjoy… Experience… Explore… At Moors Valley there is something for everyone… whether you want to enjoy a peaceful walk or cycle ride through the Forest, experience a ride on an authentic

Nellie meets up with Zeus... behind the train sheds

In the main signal box with Jim Haylock narrow-gauge steam train or even Go Ape on a high wire forest adventure swinging through the tree tops.”

We started our day in the reception area where there was a great art exhibition of wild animals. Wonderful paintings.

After a smooth start, this is where the fun started for us. Nellie had been invited to meet the steam train, so off we went down to the wonderful station, so well set out. Stephen drove Nellie across the railway line so we could take a photo of the train and her together. At the other side was a lovely, if rather wet looking field. Have you guessed…. YES, Nellie got stuck in the mud! Her high wheels spun very ineffectively and she sat there looking rather frustrated. Much to her delight, and that of Hayden who was now worried as he had a swimming competition to attend later in the day and feared he would never make it, the tractor was a great success and Nellie came out totally unscathed, if a little flushed… and muddy. It was all rather exciting really.

25 The trains at Moors Valley are a treat. We were very honoured, not only to meet Jim Haylock the owner and creator of the Moors Valley Railway, but also have a personal tour by him. Originally Jim was a carpet fitter but had always had a dream to create a ‘full railway experience’. This is exactly what you get when you hop aboard. There is a ticket collector, a conductor, bridges, overhead signs, a signal box, level crossings, in fact everything you see on a full working railway. There are even sheds where the trains are made, renovated and otherwise kept in tip top condition. Jim and his nephew Tim, who is now working very closely with his uncle, both have a total passion for trains and you can see the sheer delight and enjoyment in what they do. Tim drove his first train at a very early age and I think from the look in his eyes he was smitten immediately. What young boy wouldn’t be! Hayden, our son was so excited when he was able to blow the whistle to start the train! His chest stuck out like a proud robin as he blew. A very happy boy.

We didn’t have enough time to do the Percy trail unfortunately, but will be back, as Moors Valley is a favourite of ours.

Hayden is also extremely keen to try his

And your guard on this trip is... Hayden!

Hayden can’t wait to Go Ape! skills at Go Ape, so I guess now that he is tall enough, we will be doing this soon too. Wish me luck!

We are so fortunate to have such a gorgeous park which is ever developing and expanding. If you want fun and adventure or a leisurely walk in the forest, even through the tree tops, then Moors Valley is a great place to visit. Please see the website www.moors-valley. co.uk. There are planned events such as orienteering, mountain biking, golf, angling, Nordic walking and much more.

You can of course hire bikes and ride around to your hearts content, taking a picnic and stopping whenever you want to. Have fun!

Where will Nellie go next…? Find out in the next edition of The Littledown Directory.

By Debbie Corney whereisnellie

@whereisnellie

26

Tastes so good...

BUTTERED BRIOCHE PUDDING

If you’re looking for a little bit of food indulgence it doesn’t get much better than this pudding. Super easy to prepare, this dish works beautifully well either on its own, or with a dollop of custard or ice-cream.

Ingredients:

Equipment: Well greased, deep baking dish

1 brioche, sliced and buttered 60g sultanas 2 level tablespoons castor sugar 1 1/4 pint whole milk 4 medium sized eggs Sprinkling of nutmeg

Method: Preheat the oven to 180°c or gas mark 3-4.

Serve with cream, custard or icecream.

Place the milk in a pan and gently heat.

Slice and butter the brioche. Put a layer on the bottom of the dish and sprinkle the sultanas over them.

Arrange a second layer of brioche over the top.

Whisk the eggs and sugar together and add the warm milk to make a creamy custard.

Strain the custard over the brioche and sprinkle the nutmeg over.

Stand for 15 minutes before placing in the oven.

Cook for 30-40 minutes until set and lightly golden.

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29

30

This is an excerpt from The Way to Happiness book, for information about this book and programs go to www.twth.org

6. SET A GOOD EXAMPLE1 There are many people one influences.2 The influence3 can be good or it can be bad.

If one conducts his life to keep these recommendations, one is setting a good example.

Others around one cannot help but be influenced by this, no matter what they say.

Anyone trying to discourage you is trying to do so because they factually mean you harm or are seeking to serve their own ends. Down deep, they will respect you.

Your own survival chances will be bettered in the long run since others, influenced, will become less of a threat. There are other benefits.

Don’t discount the effect you can achieve on others simply by mentioning these things and setting a good example in your own right.

The way to happiness requires that one set a good example for others.

1. example: someone or something worthy of imitation or duplication; a pattern, a model.

2. influences: has an effect upon.

3. influence: the resulting effect. © 2014 DORSET PUBLICATIONS. All Rights Reserved.

Grateful acknowledgement is made to L. Ron Hubbard Library for permission to reproduce a selection from the copyrighted works of L. Ron Hubbard. THE WAY TO HAPPINESS and the ‘Road and Sun’ design are trademarks owned by L. Ron Hubbard Library in the USA and in other countries (trademark registrations issued and other registrations pending) and are used with permission.

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       

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32

THE led by RAY McVAY GLENN MILLER ORCHESTRA

8

5

On the 70th anniversary of Glenn Miller’s visit to Great Britain, Ray McVay is proud to present the world’s greatest big band live, in concert. In a show the whole family can enjoy, you can experience the excitement of the sound of this incredible orchestra.

Songs made famous by Frank Sinatra, Dean Martin and Louis Armstrong are all featured in a show which highlights the stars and bands of the era.

You’ll hear the original arrangements of classic wartime chart toppers including Moonlight Serenade, American Patrol, Little Brown Jug, Tuxedo Junction and the iconic In the Mood.

6 9 5

4

7

3

3

4

1

5

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9 2

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8 2

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W P R Q M K U G T Y S E B J W

E D N B O N C M G A T C L R O

L U N Z R Y Y Z M D Y N O M O

L D O O R C Q Z M I K A S N H

D W B P I F H A J L H D S J H

R Y B F S U Y N S O W L O V V

E L I P D D I R J H X A M K Z

S Y R S A B S X V K N R L Z G

S D L Y N B H L M N Q O O Y U

I A Q W C J J V S A A L G P D

N J Z Q E K Q L V B E F K K T

G I G G R M G A R L A N D U F

D T R L S I O X T H Z M O P O

Q E L L N E E U Q Y A M W K U

M A Y P O L E G Z P O M J R O

MORRIS DANCERS FLORAL DANCE MAYDAY MAY QUEEN WELL DRESSING GARLAND MAYPOLE BLOSSOM RIBBON BANK HOLIDAY

This month, the prize is a pair of tickets to see the Glenn Miller Orchetra on Sunday 22 June at 5pm, so please complete this page by 25th May and send to:

May Prize Wordsearch Name: The Littledown Directory, Address: 1 Moorlands Rise, West Moors, Ferndown, BH22 0JR Telephone:

______________________ ______________________ ______________________ ______________________ ______________________

Prize Wordsearch

The Littledown Directory Prize Wordsearch

34

Money Saving Tips

Martin

LEWIS Debt Recovery

This is a golden time for those in debt. While that may seem a strange thing to say, the best EVER deals for cutting loan, store or credit card costs are now on the market. So if you've existing debts, a little bit of action could save you £100s or £1,000s.

The aim is to cut the interest rate you pay, so more of your repayments clear the debt rather than servicing the interest, so you're debt-free far quicker.

1. Stop borrowing. Borrowing more just makes the problem costlier and longer-lived. You can’t borrow your way out of debt. The tips below are about getting new products, not borrowing more.

2. CREDIT & STORE CARD DEBT: Shift to 31mths 0%.

If you've debts on cards, do a balance transfer. This is where you ask a new card to pay off debts on other cards, so you owe it instead, hopefully at a cheaper rate.

To get a card, you must pass a credit score. Usually the only way to find out is to apply, which marks your file. To get round that, find which card’s most likely to accept you with my free Eligibility Checker at www.mse.me/ eligibility Follow the balance transfer golden rules: a) Always repay at least the set monthly minimum, or you lose special rates. b) Always plan to shift the debt again or fully repay before the 0% ends, or these cards' rates jump to 18.9% and 17.9% representative APR. c) Don't spend on these cards – it's usually not at the same cheap rate.

3. LOAN DEBT: Can you cut the cost?

This is more difficult, as most old loans charge up to two months' interest to repay early, which needs factoring in.

It's worth trying if you can get a much lower APR loan (ie, more than a fifth off) and have a while left to repay – especially if your credit score's improved since getting the loan.

transfer' cash into your bank account, so you then owe the card instead.

You could, of course, find a 0% overdraft. Both First Direct and Nationwide offer this if you switch to them, but the amounts offered are usually limited.

5. Don't repay all debts equally – attack the highest APR first.

Once your debts are as cheap as possible, list them all, including overdrafts, in order of APR. Then focus every penny on clearing the highest APR one as it grows fastest, just paying the minimum on the others. Once that's clear, move to the next highest.

The more you pay off, the better. If you just stick to minimum repayments, you’ll take years or decades to be debt-free (they're designed so you just clear the interest). The exception to the ‘highest APR first’ rule is loans with penalties for overpaying early.

6. Set up a direct debit to protect your credit score.

Forget or make late repayments and you risk losing 0% deals, being fined and suffering a hit on your credit score.

So set up a direct debit to cover at least the monthly minimum, then manually pay more on top each month.

7. Got both debts and savings? Stop. £1,000 credit card debt at 18% costs £180 a year, while the same amount saved in top paying savings earns just £15 before tax. If you’re thinking “yes, but I like some spare cash”, this is often false security. More at www.mse.me/ClearDebtsWithSavings 8. Free debt crisis help.

While my tips above should help cut the cost of debt, for some people that isn’t enough. If you're struggling to meet your minimum repayments and basic bills, have non-mortgage debts bigger than a year's salary, or can’t sleep for worry, you're likely to be in debt crisis.

If so, ignore the options above and contact a non-profit debt advice service that uses a different set of solutions, such as StepChange (stepchange.org), Citizens Advice 4. OVERDRAFTS/CATALOGUES: Shift to 0%. (citizensadvice.org.uk) or National Debtline If you've a costly overdraft or need to put money in a bank account to pay off catalogue debts, there’s a way to (nationaldebtline.co.uk). Don’t worry, they’re there to help, not judge. use a credit card for this.

A few balance transfer cards let newbies 'money

@MoneySavingExpert

35 Head Starts offer excellence in childcare for children aged 2 to 5 years.

Their brand new premises are now open. Their home from home setting provides the ideal transition from early years to school life where children are able to positively grow with the knowledge and skills gained from their time at the setting. There is a bright and spacious outdoor play area that is safe and secure for children to enjoy.

Staff are highly qualified and have a passion for their work. Head Starts promote safeguarding and children’s welfare by operating with more staff than Ofsted’s staff/child ratio requirements.

Whether you are new to using childcare or are unimpressed with your current provider, Head Starts can offer you and your child the satisfaction and security you demand.

For more information, contact the Nursery Manager on 01202 280430 or send an email to: info@headstartsltd.co.uk

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Our home from home setting provides the ideal transition from early years to school life. Children are able to positively grow with the knowledge and skills gained from their time with us.

Our experienced and committed staff hold many childcare qualifications from NVQ’s to degrees and Early Years Professional status.

We promote safeguarding and children’s welfare by operating with more staff than Ofsted’s staff/child ratio requirements.

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36

Gardening Tips

a beginner’s

GUIDE Pest Control

Even the best kept garden will be teeming with critters all conspiring to sabotage your growing efforts and you could spend a lot on named chemicals to combat various problems but it may be worth having a go with more environmentally friendly remedies first.

For instance, the cabbage-white butterfly, as its name suggests will home in on your cabbages and other brassicas, lay its eggs and, two weeks later, a mass of caterpillars will be eating holes in the leaves. Pick them off by hand, inspecting the plants carefully every day or two and try spraying them with salty water to deter them. To combat greenfly, try crushing a clove of garlic in warm water, leave for about 6 hours, strain into a hand spray and spray over the plants. It’s very effective.

If you find aphids on your rose buds, a disgusting but effective treatment is to rub them out with your fingers. Cats can be deterred with oldfashioned moth balls although the effects don’t

last very long. After a wet night a local cat had buried all of ours! Of all the pests that will drive you up the wall, slugs and snails are at the top of the list, particularly when you have young seedlings or are growing hostas or sunflowers.

For plants in pots, Vaseline or grease smeared round the pot can help, as can copper strips which cause electro-chemical shocks. Otherwise, try sharp mulches around the plants that need protection, such as sharp gravel, crushed eggshells or broken seashells. Some say hair clippings work (see your local hairdresser) and caffeine is supposed to be lethal to molluscs so try coffee grounds. Half fill a dish with beer (I don’t think they are particularly fussy about the brand!) and sink it in the ground to attract the slugs which fall in and drown. Of course, nothing really beats a size 10 boot and a thorough search of the garden with a torch in hand on a damp night might pay dividends.

Happy hunting!

37

Little acorns to mighty Oaks!

Tree and hedge care specialists Broadoak Tree Care, who are based in Christchurch, provide a full range of tree surgery and hedging services to the local community and surrounding areas of Bournemouth, Poole, Highcliffe, Ringwood and further afield.

Established over 15 years ago the family owned and run company prides itself on attention to customer care and provision of a full range of high quality tree and hedging care services. From the pruning of the smallest Japanese Maple, using secatuers, to the sectional felling of a large Monterey Pine by use of crane and large chainsaws, no job is too large or too small.

Our team of friendly tree surgeons are fully qualified with a wealth of practical experience and carry out the

highest standards of tree surgery in accordance with best industry practice.

This coupled with our use of the most up to date tree surgery techniques and equipment ensures that we deliver the most efficient and cost effective services to our customers. In addition we hold full liability insurance for your peace of mind.

We offer all our customers a free, no obligation consultation and written quotation along with highly competitive pricing. Our offices are manned Monday to Friday and our friendly office staff are more than happy to deal with any enquiries you may have.

Visit our website at: www.broadoaktreecare.com to see full details of our services or call 01202 477310 for a free quotation.

38

Index of advertisers

Your quick guide to everyone and everything in your Directory...

Aerials BMC Digital Services.................23

Education St. Thomas Garnet’s School......17

Oven Cleaning Mercury Clean..........................21

Appliance Repairs Thompson Group Service..........31

Electricians Dorset Electrical & Fire Alarms.....31

Plastering D Browne Plastering................. 5

Art Once Upon a Time....................16

Financial Services Bournemouth Investments.......22

Bars & Restaurants Banana Wharf..........................27

Fire Alarms Dorset Electrical & Fire Alarms....43

Bathrooms K & B Installations....................28

Framing Services Once Upon a Time....................16

Bedrooms Flair Interiors............................39

Funeral Directors Deric-Scott................................ 8

Plumbing & Heating Bournemouth Plumbing Solutions....31 JC Gas.......................................20 More Than Gas.........................19 P L H Heating............................23 Surestop.................................... 8 UltraHeat Plumbing.................. 7

Beds The Bed Store........................... 3

Garage Doors Skandoor...................................23

Blinds, Curtains & Shutters Ashley Blinds............................. 5

Garage Services Coastal Car Sales & Service......19

Block Paving & Driveways Resin Drives..............................48

Garden Services Gr8 Grass..................................23 Green Scheme...........................13 Rob’s Garden & Property Services....15

Builders Concept Building Solutions.......20 Business Opportunities iB Foods.................................... 7 Wessex Aloe Supplies................28 Carpet & Upholstery Cleaning Mercury Clean..........................21 The Cleaning Doctor.................11 Carpets & Flooring Absolutely Floorless.................. 8 Carpet Barn.............................. 3 Community News Adventures of Nellie.................24 Beginner’s Guide: Pest Control....36 Broadway Showtunes............... 6 Dorset Wildlife Trust...................10 Lauren is model pupil...............14 Martin Lewis: Debt Recovery......34 Recipe: Butter Brioche Pudding....26 The Glenn Miller Orchestra......32 The Way to Happiness..............30

Graphic Designers Lizzy’s Design............................ 7 Hearing Aid Services Clarity Hearing Solutions..........15 Kellear Hearing.........................18 Home Care Care South................................13 Right at Home.......................... 2 Hot Tub Hire Party Tub Hire...........................31 Hospitals Bournem’th & Poole NHS Trusts.... 9 Kitchens Flair Interiors............................39 Garlen Kitchens........................16 K & B Installations....................28

Property Maintenance Concept Building Solutions.......24 Rob’s Garden & Property Services....15 Puzzles & Competitions Crossword.................................18 Prize Wordsearch......................33 Sudoku......................................32 Where is Nellie?........................12 Residential Care Homes Care South................................13 Stair Parts Briggs Products.........................28 Tree Surgeons Broadoak Tree Care..................13 Turf & Garden Supplies Sherborne Turf.......................... 2 TV Installation BMC Digital Services.................23 Used Cars Coastal Car Sales & Service......19 Vehicle Tracking Global Tracking Solutions.........13 Vets Natterjacks Vet......................... 1

Locksmiths Cross Keys Locksmiths..............19

Waste Services All Clean Waste Management.... 8

Day Nurseries Head Starts...............................35

Lofts Loft Services..............................28

Window Repairs Mr Demister.............................32

Denture Services Dorset Denture Clinic................ 5

Meal Deliveries Custom Lunches........................23

Drainage Services All Drains Cleared.....................18

Motoring & bike accessories Motabitz...................................29

Windows, Doors & Conservatories Allglaze..................................... 8 Dorset Windows.......................21

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