Maximizing VA Originator Success
SUPPORTING OUR MILITARY
18M+ Veterans living in the United States 1 in 3 Veterans is unaware of their VA home financing benefits* We’re here to help! Our goal is to educate our active military and Veterans on how they can achieve homeownership.
* Source: https://www.veteransunited.com/valoans/spread-the-word-millions-of-veterans-unaware-of-their-va-home-loan-benefits/
Our Eligibility
ABOUT GUARANTEED RATE
96% CUSTOMER 96% SATISFACTION
The perfect combination of technology and human effort.
2
CUSTOMER SATISFACTION2
Here’s what we offer: • Currently has 15,000+ employees • 3rd largest retail mortgage lender in the country1 • Over 850 branches across the country and licensed in all 50 states • We have a title company, Ravenswood Title • We have an insurance company, Guaranteed Rate Insurance • Official naming rights of the Chicago White Sox stadium, Guaranteed Rate Field
According to Scotsman Guide Top Mortgage Lenders 2020 Top Retail Volume List. For reference: https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2020/top-retail-volume 2 96% Customer Satisfaction: Data Source: Guaranteed Rate’s Client Satisfaction Surveys (Averaged 2020). 1
OUR USO PARTNERSHIP
United Service Organizations (USO)
Their Mission:
•
Established in 1941
“The USO strengthens
•
The nation's leading charitable organization in serving active-duty
America’s military service
service members and military families. •
From the moment they join, through assignments and deployments, and as they transition back into their communities, the USO is always by their side.
•
Helps 4.9M+ service members and their families worldwide every year
members by keeping them connected to family, home and country, throughout their service to the nation.”
OUR PARTNERSHIP
A proud partner of the USO Supporting our Veterans and active military As a proud partner of the USO, we’re dedicated to helping guide and support Veterans and their families through the homebuying process. We’re working in association with the USO Pathfinder® program, which provides one-on-one assistance to service members and their families as they transition out of the military and into civilian life.
United Service Organizations, Inc. (USO) is a non-profit 501(ς)(3) organization (EIN/Tax ID: 13-1610451) and not part of the Department of Defense (DoD). Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
Get Benefits No One Else Can
USO PARTNERSHIP BENEFITS
National Webinars We co-host educational webinars, teaching Veteran homebuyers about the benefits of VA home loans. This is promoted by the national USO organization and supported by all of their regional chapters and locations worldwide. They are promoted on their social media channels, establishing Guaranteed Rate as the trusted mortgage experts to their more than one million followers.
USO PARTNERSHIP BENEFITS
On-Ground USO Events You’ll have the ability to do on-ground events at military bases and USO Pathfinder locations as well as activations across the USO footprint to further your relationship with the VA community.
USO PARTNERSHIP BENEFITS
Exclusive Promotional Items You’ll also have access to co-branded promotional items to give out at events, tradeshows and as customer closing gifts. The juxtaposition of Guaranteed Rate and USO brands creates greater trust with our military community and further emphasizes our commitment to supporting Veterans, active service members and their families.
USO PARTNERSHIP BENEFITS
Co-Branded Marketing Access to marketing that features both Guaranteed Rate and USO brands, including social media, digital ads, e-mail campaigns, lead generation landing pages, and more. Our campaigns are tailored to the military audience and uses language, imagery and information that is authentic and meaningful to them and their values. Our national partnership allows us the rights to use the USO brand and likeness in our marketing, which is highly regarded and trusted by the military community.
The Guaranteed Rate Advantage
GUARANTEED RATE ADVANTAGES • Dedicated VA Underwriting Team • Tailored VA Digital Mortgage Experience • We do 100% Financing up to $2mm (with full entitlement) • We can do 100% cash out to $1.5 million or 90% greater than $1.5mm up to $2mm (with full entitlement) • 0% Down Payment Options • No Monthly Mortgage Insurance Options • We can do a lower FICO (down to 580) with restrictions on loan size and DTI • Interest rate locks up to 12 months on new construction homes (no upfront fee required) • VA Interest Rate Reduction Refinance Loan (IRRRL) • VA Renovation Options Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
GUARANTEED RATE ADVANTAGES
No Lender Fees for U.S. Veterans! Qualifying military homebuyers pay no lender fee on VA loans. This means Veterans and current members of the US Armed Forces can save $1440 with us.*
*Waived $1440.00 lender fee available for VA loans that have a triggered RESPA app date as of November 3, 2021 through December 31, 2021 at 11:59pm EST. This offer does not extend to Housing Finance Agency loans. ‘Triggered RESPA’ in accordance with Regulation X, is defined as lender receipt of all six pieces of information received in a secure format; applicant name, property address, home value, loan amount, income and SSN. Not all borrowers will be approved. Borrower’s interest rate will depend upon the specific characteristics of borrower’s loan transaction, credit profile and other criteria. Offer not available from any d/b/a or operations that do not operate under the Guaranteed Rate name. Restrictions apply.
Let's talk more about how we can help build your VA business.
RATE.COM/USO NMLS ID:856043, LO#: AZ - 0919996 - 0907078 Guaranteed Rate, Inc. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law. NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 • AZ Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License #0907078 • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 • CT - Lic #17196 • DE - Lic # 9436 • DC - Lic #MLB2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-7933000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • KY - Mortgage Company Lic #MC20335 • LA - Lic #2866 • ME - Lic #SLM11302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO-20526478 • MS Guaranteed Rate, Inc. 3940 N. Ravenswood Ave., Chicago, IL 60613 - Mississippi Licensed Mortgage Company, Lic # 2611 • MO - Guaranteed Rate Lic # 16-1744-A • MT - Lic# 2611 • NJ - Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #01995 • NY Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #MB.0804160 & Lic #SM.501367 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • OK - Lic # ML002651 • OR - Lic #ML-3836 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed Lender Lic # 20102682LL, RI - Rhode Island Licensed Loan Broker Lic # 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 • TN - Lic #109179 • TX - Licensed in TX: Licensed Mortgage Banker & Licensed Residential Mortgage Loan Servicer- TX