ISSUE 2 VOL 11 SUMMER 2016 MAGAZINE OF THE ARAB-BRITISH CHAMBER OF COMMERCE
FEATURES FOCUS ON THE GCC
FINANCE AND INSURANCE FOR EXPORTERS
DATA PROTECTION AND CYBER SECURITY
INVESTMENT IN IRAQ
PUBLIC-PRIVATE PARTNERSHIP
INVESTMENT IN MAURITANIA
FINANCE FOR TOMORROWโS MENA
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Economic Focus is an Arab-British Chamber of Commerce publication. Editorial Team
Abdeslam El-Idrissi, Chief Editor Cliff Lawrence David Morgan Dr Yasmin Husein Arab-British Chamber of Commerce 43 Upper Grosvenor Street London W1K 2NJ Tel: +44 (0) 20 7235 4363 Fax: +44 (0) 20 7245 6688 economicfocus@abcc.org.uk www.abcc.org.uk
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Disclaimer
Distinctive Publishing or Arab-British Chamber of Commerce cannot be held responsible for any inaccuracies that may occur, individual products or services advertised or late entries. No part of this publication may be reproduced or scanned without prior written permission of the publishers and Arab-British Chamber of Commerce. ISSN No: ISSN 1751-4339
CONTENTS Focus Reports
Boarding Schools
78
Focus on the GCC: Opportunities in the Six Gulf States 4
Learning and Development
84
Visa Advice for Entrepreneurs 24
Bahrain Roundtable
66
Opportunities in Qatar
69
Opportunities in Kuwait
71
Farewell Reception
73
49
Iraq Roundtable
74
54
Members Networking
75
Arabian Gulf
76
Finance and Insurance for Exporters
32
Investment in Iraq
40
Investment in Mauritania
46
Container Shipping Industry รข€“ New Rules British Economic Survey
Special Features Focus on Legal
26
Finance 34 Serviced Apartments
Chamber News
58
Arabic Section 110
ECONOMIC FOCUS CHAMBER NEWS
Focus on the GCC A round up of the latest investment opportunities in the member countries of the Gulf Cooperation Council.
The Kingdom of Bahrain
Bahrainโs GDP is forecast to grow by 2.9% in 2016, according to the country's Economic Development Board (EDB). More than 80% of the Kingdomโs real GDP was generated by an increasingly diverse non-oil sector in 2015 while the oil and gas sector accounted for 19.7%, the EBD said, Arabian Business, 18 May 2016.
for products and services from Bahrainโs young, technologically adept and affluent population. With its high standards of education and a talented, bilingual local population, Bahrain is ideally placed to support the growth of the BPO industry in the region, acting as the gateway to neighbouring Gulf markets.โ
Bahrain News Agency BNA, 25 May 2016
Core market strengths Key sectors in the market include financial services, professional services, manufacturing, ICT, logistics and transport. The financial services sector is particularly strong in Bahrain, and the EDB works to support the continued growth of the banking industry and key sub-sectors, including Islamic finance, wealth management, asset management, insurance and re-insurance. Bahrain core strengths are as an ICT and BPO (business process outsourcing) hub. Khalid Al Rumaihi, the Chief Executive of the EDB, said: โBahrainโs mature regulatory environment and skilled, highly motivated workforce are just two of the significant attractions for employers, who will find strong demand
Plan to boost high-speed networks The kingdom is moving forward with the implementation of projects to develop its infrastructure in the energy, housing, health and education sectors, HRH Prime Minister Prince Khalifa Bin Salman Al Khalifa stated, BNA, 9 May 2016. Bahrain launched its fourth National Telecommunications Plan (NTP), which aims to develop the telecom infrastructure with high-speed fiberoptic network and ensure providing high speed services at affordable prices. The NTP launched in May outlines the guidelines of the telecommunications sector for the next three years.
Green building initiative Bahrainโs green building initiative is one of the most important strategic objectives for the Ministry of Works, Municipalities Affairs & Urban Planning and is being implemented on all the existing and new construction projects for various governmental ministries and entities in Bahrain, which is being designed, supervised or maintained by the ministry. On 11 May the kingdom announced that it was working on 40 environment-friendly building projects as part of a sustainable development initiative aimed at reducing power and water consumption besides carbonic emissions at these facilities. The ministryโs Construction & Maintenance unit applies sustainability measures in most projects, which are in the design, tendering and implementation stages. It has put in place a model list for green buildings specifications; including six main elements; namely locations, materials, quality of internal environment, power efficiency, water and management, said the ministry in a statement.
Gulfbase, 11 May 2016
ARAB-BRITISH CHAMBER OF COMMERCE 5
Transport services expand The number of people in Bahrain opting to travel by public transport is on the rise. As a result an expanded bus network and a new light rail project are to be introduced to improve traffic conditions; while a planned second causeway should help ease regional freight transport over the long term. Bahrainโs Ministry of Transport and Telecommunications (MTT) has expanded the reach of its public transport system to 77% of the population by expanding routes across the country and adding new bus service. The existing Bahrain Public Transport Companyโs bus service averaged more than 30,000 passenger trips per day in February, up from 23,000 in August 2015. A new light-rail network is also planned to further boost public transport. The initial phase was announced in March 2016 paving the way for work to begin on the first 17 stations. The stations are to be connected to footbridges and bus stops in locations such as the Seef District, City Centre Bahrain, Bahrain Financial Harbour, Bahrain Bay and Bahrain International Airport. The first phase, to cover 25 km and accommodate between 8000 and 10,000 passengers per hour in each direction, forms part of a larger project serving the countryโs main business and residential centres. Stretching over 105 km, the four-line network is projected to reduce traffic on the countryโs roads and provide better linkages with other transport grids.
OBG, 21 April 2016
$750M power grid development project Bahrain has approved a $750 million power grid development project, which is scheduled for completion by December 2017. The project consists of the construction of a ground transmission network and three 400kV power stations, which will be built in Hidd, Umm Al Hassam, and Riffa in the first stage. Among companies named to carry out the work are Germanyโs Siemens, Italyโs Prysmian and South Koreaโs Hyundai,
Bahrain News Agency (BNA) reported. Kuwait Fund for Arab Economic Development is also contributing.
Arabian Business, 12 May 2016
New tourism identity Bahrain has launched a new tourism identity under the slogan of โOurs Yoursโ with the aim to stimulate foreign investment and attract more tourists. The initiative is part of plans to further diversify the economy away from dependence on oil. โThe new brand embraces the countryโs biggest asset, its people their warmth and welcoming attitude. Itโs the culmination of our efforts to develop an integrated strategic approach towards elevating the industry by attracting investors and providing a suitable environment to incubate tourism projects,โ said Shaikh Khaled Bin Humood Al-Khalifa, CEO of the Bahrain Tourism and Exhibition Authority (BETA). The new identity was unveiled by BETA at the Arabian Travel Market in Dubai. The kingdom plans to revamp its access points for foreign visitors including modernisation of the Bahrain International Airport which result in increasing its capacity to 14 million visitors annually as well as upgrading port facilities for yachts. Bahrainโs tourism sector contributed around $700 million - around 3.6% of GDP - in 2015, and this is planned to increase to $1 billion by 2020. The industry is currently providing jobs for more than 31,500 people, accounting for 4% of Bahrainโs total workforce while the total investment in the travel and tourism sector last year amounted to $280 million.
Arabian Business, 26 April 2016
Sovereign wealth fund Bahrainโs sovereign wealth fund Mumtalakat plans to invest more than $400 million (Dh1.47 billion) in 2016 on international deals as it seeks to further diversify away from domestic assets, according to its chief executive officer Mahmoud Al Kooheji, Gulf News, 23 May 2016.
The fund will spend more outside Bahrain this year after the bulk of investments were made in its home market in 2015, Al Kooheji said. The fund invested $335 million in Bahrain last year in industrial, manufacturing, real estate and tourism businesses, and made one investment of an undisclosed size internationally. To date, Mumtalakat has announced three international investments this year, including in Kuwait-based industrial company Gulf Cyro and Spanish aluminium grain refiner Asturiana de Aleaciones, known as Aleastur. The fund also announced that it partnered with Regent Properties to buy an interest in a US real estate portfolio.
Mumtalakat Bahrain Mumtalakat Holding Company, Mumtalakat, was established in June 2006 as an independent holding company to actively manage and grow a diverse portfolio of commercial assets. Mumtalakat manages its portfolio with the objective of enhancing the performance and returns of its assets. Furthermore, it actively seeks to invest in commercially sound and sustainable opportunities locally, regionally and internationally.
Contact Email: contactus@bmhc.bh www.bmhc.bh Bahrain Economic Development Board (EDB) The EDB is a dynamic public agency with overall responsibility for attracting inward investment into Bahrain and supporting initiatives that help enhance the investment climate in the country. The EDB is working with current and prospective investors to ensure that the investment climate is attractive, identifying its key strengths and where opportunities exist for further economic growth through investment partnership. Contact www.bahrainedb.com
continued page 6
ECONOMIC FOCUS CHAMBER NEWS
from page 5
Kuwait
Kuwait is the UKโs 45th largest export partner and is 37th in terms of UK imports. It is the UKโs third largest trading partner among the GCC countries. According to UKTI the bilateral trading relationship is very healthy and growing.
In the first three months of 2016 Kuwait launched a number of projects worth $4.8 billion and it is expected that the total value of projects will hit $35 billion by the end of the year. Oxford Business Group wrote of a โContracts boom in 2016โ. Kuwait has earmarked 34.5 billion dinars ($115 billion) to spend on oil projects over the next five years, a senior executive said. โWe have earmarked 34.5 billion dinars for spending on oil projects over the next five years,โ Wafa Al Zaabi, head of planning at Kuwait Petroleum Corp, told
an oil conference, reported Gulf News, 29 May 2016. โOver 30 billion dinars ($100 billion) will be spent on the local market and the rest abroad,โ she said.
production and raise output of free natural gas to over two billion cubic feet daily, from 150 million cubic feet currently, Zaabi said.
Over two-thirds of the spending, or 23 billion dinars, has been allocated for exploration and production, Zaabi said. Kuwait aims to raise its production capacity, currently just over 3.0 million barrels per day, to 4.0 million bpd by 2020 and maintain it for another decade.
Besides the upstream projects, Kuwait is currently implementing three downstream ventures costing over $30 billion. These include a new 615,000bpd refinery and a clean fuel project to upgrade two of the three existing refineries, and a platform for LNG imports.
Among the main projects, it plans to build four gathering centres, carry out a key project to boost heavy oil
Kuwait amassed around $600 billion in surpluses in the 16 years to 2014 due to high oil prices.
ARAB-BRITISH CHAMBER OF COMMERCE 7
Market Attractions for Foreign Investors Kuwait has recently adopted new legislation aimed at making the market more attractive to foreign investment. Martin Hall, CEO of Kuwait British Business Centre (KBBC), commended the countryโs Law No 116/2013 on direct foreign investment, and the role of the Kuwait Direct Investment Promotion Authority (KDIPA) in removing the obstacles confronting foreign investors and companies seeking to operate in the Kuwaiti market. Kuwait has already implemented and is planning to implement a huge number of projects in the fields of health, education, transport, infrastructure and others. British firms are able to operate as small-sized enterprises as part of the major projects that are implemented by multinational corporations. The KDIPA and KBBC have signed a Memorandum of Understanding which is expected to contribute towards boosting cooperation and attracting more UK companies into Kuwait, reported KUNA, 27 May 2016.
Construction industry growth The development of infrastructure projects, investment in healthcare, educational facilities and new housing projects are all making their contributions to Kuwaitโs future growth. The construction industry is expected to continue to show positive signs of growth over the next five years, to reach $15.6 billion (KWD4bn) in 2020, a report by Timetricโs Construction Intelligence Center (CIC) showed, 11 May 2016. According to the report, the industryโs output value rose at a compound annual growth rate of 5.23% in real terms, during the period 2011โ2015 under review. โThe countryโs attractive PPP policies and regulatory framework encouraged foreign and domestic investors to invest in the countryโs railways, highways and road and seaport infrastructure. Looking forward, the market will continue to expand up until 2020, driven by increased investments in transport
infrastructure, including through the Kuwait five-year development program 2015โ2020,โ comments Danny Richards, Lead Economist at Timetricโs CIC.
South Al Mutlaa city contract Kuwait was expected to sign a $1 billion contract with Italyโs Salini Impregilo and Turkeyโs Limak Construction for its planned South Al Mutlaa City project, Reuters reported an official saying, 25 May 2016. This will be the first phase of the planned 100,000 sq km urban development, which is situated in central Kuwait and is expected to house around 400,000 residents on completion. Costs for building infrastructure and public buildings in the city have been estimated at around $20 billion. The South Al Mutlaa City contract will cover construction of a road and other infrastructure and be funded by government reserves, Naser Khraibut, director of planning at the Public Authority for Housing Welfare, told reporters on the sidelines of a conference in Dubai.
The project is part of efforts to invest in megaprojects under Kuwaitโs five-year development plan and is designed to address the countryโs housing shortage which is particularly acute among young people. โOther packages we are now in the process of prequalification for contractors to tender,โ said Khraibut. The state will also sign a contract this month worth between $80 million and $90 million with Hill International to manage the building of the entire city, he said. Meanwhile, Kuwait is also designing and completing an economic study for the planned South Saad Abdullah City, which will cover 60 sq km. The $10 billion to $15 billion cost of the project will be financed through a special purpose vehicle jointly established by Kuwait and South Korea, Khraibut said.
Kuwait University new campus Kuwait University is currently constructing a new campus in Shadidiyah, located south-west of Kuwait City, which will house all 14 of its faculties, OBG reported, 20 May 2016. continued page 8
ECONOMIC FOCUS CHAMBER NEWS
from page 7
Offering capacity for up to 30,000 students, the new campus is slated for mid-year completion after the university awarded a KD173m ($574.3m) contract for construction of the administration facilities to a joint venture between China State Construction Engineering Corporation and Combined Group Contracting Company in January 2016.
$4.4bn Airport Terminal Project Kuwaitโs Public Works Minister, Ali alOmair, has signed a $4.4-billion contract with the Turkish firm Limak Construction for a new airport terminal that will more than triple its passenger capacity. The new terminal, due to be completed over a period of six years, will raise capacity at the countryโs only airport to 25 million passengers annually from around the current seven million, according to Agence France Presse, 31 May 2016. The minister stated that it will accommodate all aircraft types at 51 gates, an addition of 30 new gates, and will be able to serve 21 Airbus 380 superjumbos simultaneously. Delayed utilities projects are moving ahead following the creation in 2014 of the Kuwait Authority for Partnership Projects (KAPP), an agency tasked with identifying and developing PPPs, and established to replace the Partnerships Technical Bureau (PTB).
Developing public-private partnerships (PPPs) is a key pillar of Kuwaitโs six-point economic reform plan launched by the Minister of Finance and Acting Minister of Oil, H E Anas Al Saleh. KAPP has since announced it will award the main contract for the second phase of the Al Zour North independent water and power plant, which will produce 1800 MW of electricity and 464,100 cu metres per day of desalinated water. This comes alongside a contract bid for the KD450m ($1.5bn) Umm Al Hayman wastewater treatment plant, which opened at the end of April, and a tender for the Kabd municipal solid waste project, due in late May. Oil and gas projects are also making steady progress, particularly as the country seeks to expand value-added downstream production and reduce domestic liquefied natural gas (LNG) consumption via new imports. In early March the Kuwait National Petroleum Company (KNPC) awarded its largest contract so far this year. The KD882m ($2.9bn) contract for construction of a new LNG import and regasification terminal was given to a consortium led by South Koreaโs Hyundai Engineering and Hyundai Engineering & Construction, and includes four fullcontainment LNG tanks with a maximum daily capacity of 1.5trn British thermal units.
The Clean Fuel Project โ a total overhaul of the stateโs two largest refineries, Mina Abdullah and Mina Al Ahmadi โ will see the government intensify its focus on value-added production of diesel and kerosene. It is one of the largest undertakings on Kuwaitโs infrastructure agenda, and although some media sources have reported that the KD3.7bn ($12.3bn) initiative has been pushed to 2019, the project has witnessed some positive developments in recent weeks. In late April 2016 the KNPC announced it had signed an agreement for the first tranche of financing, a 10-year agreement worth KD1.2bn ($4bn) and backed by a consortium of local lenders, including the National Bank of Kuwait and Kuwait Finance House.
Kuwait Investment Authority The Kuwait Investment Authority (KIA) is the worldโs oldest sovereign wealth fund and traces its roots to the Kuwait Investment Board, which was established in 1953. In 1982, KIA was created by Law No. 47 as an autonomous governmental body responsible for the management of the assets of the country.
Contact Email: information@kia.gov.kw www.kia.gov.kw
ARAB-BRITISH CHAMBER OF COMMERCE 9
Oman Omanโs investment incentives, ease in doing business and global logistics connectivity make it one of the top countries to establish business. Omanโs economy thrives on a combination of core sectors that include oil and gas, manufacturing, agriculture and fisherโโies and emerging sectors such as tourism, mining, logistics, food and beverage, ICT, aquaculture, retail and R&D. A wide variety of quality products and services are now made in Oman. Moreover, supporting these businesses are first class and competitively priced indโustrial, warehouse, manufacturing units and office space in Rusayl, Sohar, Al Buraimi, Nizwa, Raysut, Sur, the Port of Sohar, Salalah Port, the Duqm Special Economic Zone Authority, Salalah Free Zone, Al Mazunah Free Zone and Oman's flagship technology park, Knowledge Oasis Muscat.
Market Features Oman is at the centre of one of the largest trading areas in the world: the east-west nexus joining markets in Europe, Asia and North America with over 2.5 billion consumers on Omanโs doorstep. l It
is less than two hours from the major business centres of Asia.
l Signatory
to multilateral and bilateral trade agreements such as the WTO, the GCC Common Market, GAFTA, and Free trade agreements with countries from the USA to Singapore.
l It
boasts some of the most strategically placed ports in the Gulf.
l Muscat
International Airport is one of the Gulfโs fastest growing airports.
l A
major asset is its human resources which offer a multilingual, young and educated talent pool.
l Some
of the most competitively priced commercial office property and salary rates in the Gulf.
l There
are some 55 tertiary institutes across the Sultanate with strong industry links.
l Omanโs
roads, ports and airports are ranked as some of the best in the world and we boast world-class ICT, manufacturing and business properties.
l Leading
advanced telecommunications infrastructure support and interconnect with domestic and international networks.
l Technology
and Science Parks have strong links to business, research and education communities.
l The
market has a thriving R&D culture.
Boost to utilities investment Oman is planning to increase generation capacity and upgrade its transmission network which looks set to spur further growth in Omanโs utilities sector, OBG reported 13 April 2016. Oman aims to boost generation capacity in remote areas in a bid to meet growing demand, the Rural Areas Electricity Company (RAEC) announced in early March 2016. A $397.4m (OR153m) three-year investment plan will make use of both conventional power stations and renewable energy resources to increase connectivity and supply, while also expanding the countryโs electrical infrastructure, including transmission lines, distribution networks and substations. continued page 10
ECONOMIC FOCUS CHAMBER NEWS
from page 9
Slated for completion in 2016, four new power plants in Masirah, Thumrait, Khasab and Mazuna will add a combined 200 MW to generation capacity. Much of the increasing demand for utilities is being driven by the countryโs industrial sector and expanding population, with the latter forecast to reach 6.6m by 2040. Demand for power, meanwhile, is projected to grow by 10% per annum to 5 GW by 2020. Investment in additional capacity is needed to ensure that growing demand is fully met.
Light Industries Park A construction agreement was signed between Sandan Development and Towell Construction & Co (TCC) to build Omanโs first integrated light industries park, reported Times of Oman, 23 May 2016. The contracting firm will start work on the first phase of the park within a month and the whole project will be completed in two years, according to Said Al Rashdi, executive manager at Sandan. Sandan Light Industries Park will cover an area of 250,000 square metres and will be able to accommodate 2,400 workshops, automobile showrooms, building material shops, 450 office space and 1,400 residential units.
industrial park project is a source of great pride for the company. โThe industrial park is a pioneer project that reflects innovation and creation required for the future period to support development and progress in the Sultanate,โ noted Khaled bin Sulaiman, business development advisor at TCC.
Auto Market
The project, fully financed by local investors, has a strategic location at Halban in the middle of Muscat Expressway and Al Batinah Expressway, and five kilometers away from Al Muabailah exit on the Expressway.
Omanโs auto market is expanding rapidly and vehicle registrations are expected to increase by approximately 7.5% per annum indicating the number of cars in the Sultanate will reach 1.67 million by 2020, according to Ithraa.
As many as 15,000 people will be accommodated, who will have all facilities inside the park. The park is planned to accommodate a mosque, a hypermarket, a hospital, restaurants, shops, banks and travel agencies.
Over the next five years, a growth of between 15 and 20% for parts and accessories, tyres and tubes, batteries and lubricants is predicted.
Referring on the progress so far, Al Rashdi said that about 90 per cent of ground levelling work has already been completed. Al Rashdi added that when the company launched the project, there was a big demand for the units offered on sale, thanks to an attractive package of incentives. Husain Jawad Abdul Rasoul, chairman of TCC, said that winning the
Based on demand, Ithraa identified 11 automotive components with market potential and these include: pistons, piston rings, cylinders, cylinder blocks andโheads, fuel inlet valves and pipes, valves, carburators and nozzles.
ICT Omanโs ICT community is maturing as the number of international and domestic tenants on Knowledge
Oasis Muscat (KOM), Omanโs flagship technology park, increases. KOM is a US$128 million investment with 110 tenants including the likes of Oracle, Huawei and Microsoftโโโ. It is also home to SMEs, start-ups and the governmentโs newly-launched incubator, the National Business Centre. The Park has 3,000 employees and 6,000 undergraduates attending Middle East College of Information Technology and the Waljat Colleges of Applied Sciences.โโ
Petrochemicals The petrochemicals industry, in Oman, is as developed as anywhere in the world, and sizeable investments are being made to maintain our position in the global industry. Indeed, Omanโs petrochemicals sector is evolving into an industry that touches a wide range of sectors in the Sultanate including supply chain, equipment manufacturing, construction, paints, textiles, agriculture, retail and trade to packaging. The emergence of Omanโs petrochemical industry is a positive development that will strengthen the Sultanateโs economic diversification plans.โโ The Gulf Petrochemicals and Chemicals Association estimates that GCC petrochemical producers will increase their capacity by 45% over the next four years, reaching 199.5 million tons by 2018.โ
Plastics Omanโs large reserves of natural gas are a cost-effective source of electricity as well as fโeedstock for indโโustries like plastics, aluminum, steel and fertiliser โ and Oman aims to become one of the worldโs leading manufacturers of polypropylene and polyethylene. Indeed, in 2012, Octal tripled its annual production capacity of PET resin used for water, juice and soft drink bottles with the commissioning of two of the worldโs largest vertical reactors at the companyโs PET complex in Salalah. โOmanโs rule of law, access to raw materials, talent, ease of doing business and global logistic connectivity makes it one of the best places in the world to establish a business and export from,โ Nicholas Barakat, chief executive officer of Octal told the Times of Oman, 1 June 2016. Octal, a leading manufacturer of polyethylene terephthalate (PET), invested over $700 million in Salalah way back in 2006. Its PET products are used for packaging applications. According to Barakat, the availability of local, bi-lingual talent also influenced Octalโs decision to establish operations in Oman. โWe saw the clear benefit and potential of Omanโs young labour force; young professionals who could be trained to a high level, and that is what we are doing today,โ said Barakat. Octal offers food grade polyethylene copolymer resins for carbonated water and beverages, hot fill, oil and water containers, and pharmaceutical material packaging, as well as heat set blow moulding applications and polyethylene sheets.
ARAB-BRITISH CHAMBER OF COMMERCE 11
With support from Ithraa, Octal started operations in 2006 with an investment of more than $700 million. โWe import one million tonnes of raw materials and export one million tonnes of products each year,โ he added. โFrom Salalah, we need just 14 days to reach New York, 21 days to the US west coast and 7 to southern Europe, so it is a great location with excellent shipping connectivity,โ Barakat explained. Octal has created 550 jobs and more than 95 of its products are exported.
Minerals & Metals Omanโs mineral and metals industry is expected to continue its growth as international investors such as Brazilโs Vale; Indiaโs Jindal Steel anโโd Power Ltd; Indsil Group;โโand Zoom Group of India; Australiaโs Alara Resources Ltd; Canadaโs Gentor Resources Inc and Rio Tinto Alcan make use of Omanโs strategic geographic location as a distribution centre to Africa, Asia and Europe. The Sohar Aluminium plant currently produces 375,000 tons of aluminium per annum and employs a workforce of 1,000 people. But the aluminium smelting facility is just the starting point for a growing industrial base. The company indirectly employs some 3,000 people, across a range of downstream industries. A considerable proportion of the plantโs output is cast into ingots and exported around the world through the Port of Sohar. Based on cost and output figures, Sohar Aluminium is calculated to be the most competitive and cost effective smelter in the world.
Agriculture & Fisheries With 3,165 kilometres of coastline and 150 species of fish and crustaceans, Omanโs fish reserves are among the largest in the world. Our annual catch is the biggest in the Arabian Gulf and Government investments into Omanโs fisheries and aquaculture segments have been significant. 10 new fishing ports are under development, and by 2020 this will increase to 31.
Tourism By 2024, the total contribution of travel and tourism sector to Omanโs GDP is expected to rise by 5.5% per annum to reach US$10bn, 8.2% of GDP. The construction of world-class hotels and resorts along with the development of a number of infrastructure projects in the aviation, road, rail and maritime sectors, including a US$1.8bn passenger terminal at the Muscat International Airport and the transformation of Port Sultan Qaboos in Muscat into a tourism and cruise ship precinct, are part of the governmentโs strategy to target more global tourists.
Market Information More information about the market can be obtained from the Public Authority for Investment Promotion & Export Development (Ithraa) https://ithraa.om
continued page 12
ECONOMIC FOCUS CHAMBER NEWS
from page 11
Qatar
Qatar is in the process of implementing plans which envisage major infrastructure development in preparation for hosting the FIFA World Cup 2022. The country has adopted a National Vision 2030. H E the Minister of Economy and Commerce, Sheikh Ahmed bin Jassim bin Mohamed al-Thani, has announced that the private sector can tap into as much as QR72bn worth of investment opportunities from sports and sportsrelated industries in Qatar. Some 83 opportunities have been identified by with most potential to serve as catalysts for long-term growth and development of its sporting industry. These opportunities are split across multiple sectors of the economy, including 26 opportunities in โevent management and promotion,โ seven in โsport development,โ 31 in โvenue construction,โ two in โsporting goods and equipment,โ four in โsport commercialisation,โ four in โsport tourism,โ and nine in โvenue operations and maintenance.โ Qatarโs 2022 World Cup stadium construction costs will amount to between $8 billion to $10 billion, according to Supreme Committee for Delivery and Legacy (SC) secretary general Hassan Al Thawadi.
Up to $200 billion is being spent on wider infrastructure required to host the tournament, the official told Chatham House Policy Institute in London, in quotes published by the Associated Press.
Qatarโs preparations for 2022 have been declared by FIFA to be โwell on trackโ and the countryโs legacy work is also progressing well, according to Jรผrgen Mรผller, FIFAโs head of planning and infrastructure.
Business opportunities connected to sports in Qatar are not only confined to the big infrastructure projects connected to the World Cup but are also emerging in sports tourism and other related sectors.
โQatarโs infrastructure and stadium preparation is well on track. We are very happy with preparations. Everybody knows itโs not only towards 2022, they are working towards longer plans for 2030, so this step is only one step in the bigger picture,โ the FIFA official was quoted as saying, Arabian Business, 19 May 2016.
There are plans for Qatar to host an exhibition to which international sports companies will be invited to widen the opportunities for private sector participation in the range of investments in the countryโs expanding sports industry. The ministry has collaborated with other local ministries, government institutions, and other agencies to develop a โQatar Gathering for Sports Business,โ which aims to support small and medium-sized enterprises and other companies to invest in the sport sector, particularly in the mega projects related to the 2022 World Cup.
Qatarโs sports investment opportunity initiative is expected to bring the country closer to realising the objectives of its National Vision 2030.
Al Khor Stadium With the capacity to accommodate 60,000 seats, the stadium is a proposed semi-final venue. The stadium will be situated at the heart of a 1million sqm complex which will also include a hospital, a mall and a park.
ARAB-BRITISH CHAMBER OF COMMERCE 13
The stadium design is based on Bayt Al Shaโar โ a black and white tent used traditionally by nomadic people in Qatar and the region. Following the World Cup, the upper tier will be removed and the capacity of the stadium will be reduced to 32,000 seats. The removed seats will be reconfigured and donated to countries to leave a legacy for international football development. The stadium is expected to be completed in the third quarter of 2018.
Lusail City Set to boast a population of around 200,000 people as well as being home to one of the seven World Cup stadiums, the city has an estimated cost of $45billion. Lusail extends across an area of 38sqm and includes four exclusive islands, two marinas and 19 multi-purpose residential, mixed use, entertainment and commercial districts. It is a comprehensive arena with luxury shopping and leisure facilities, residential buildings, commercial towers, avenues and public ports. Lusail is expected to be completed by 2019, three years before Qatar 2022.
Al Wakrah Stadium The 40,000-seat stadium, and future home of Al Wakrah Sports Club, will be surrounded by approximately 560,000 sqm of legacy precinct with a new sports centre and community hub. The precinct will deliver a range of community facilities, including a park, mosque, school and retail outlets. The stadium, will be reduced in legacy mode to 20,000 seats, is expected to be completed in the first quarter of 2018.
International Airport
cargo rising to 50 million passengers on completion. The additional capacity of HIA is recognised as a key element behind increasing tourism to Qatar.
Khalifa International Stadium Khalifa Internationalโs 40,000-seating capacity will enable it to host group stages, last 16 and quarter-final matches. An innovative cooling technology will be incorporated to ensure an optimal playing temperature of 26 degrees Celsius. Renovation works on the stadium are expected to be completed by the second quarter of 2017.
Qatar Foundation Stadium Located in Education City, the home of Qatar Foundation for Education, Science and Community Development (QF), the stadium will have a tournament capacity of 40,000 spectators.
The first phase of HIA opened in 2014 with the final phase planned for 2018. HIA replaces Doha International Aiport as Qatarโs main airport.
Additionally, the Health & Wellness Precinct will include an aerobics and fitness centre, aquatics centre, climbing and caving centre, tennis courts and two additional football pitches.
At present, the airport has annual capacity to handle up to 24 million passengers and 750,000 tonnes of
Spaces for educational and development programmes, a health clinic, indoor multi-purpose pavilion and retail outlets
will also be available in the precinct. The stadium is due for completing in the third quarter of 2019.
Msheireb Downtown Doha Developed by Msheireb Properties, the $5.5bn project aims to redevelop, regenerate and preserve the historical heart of Doha. Upon completion in 2016, it will become the worldโs first sustainable downtown regeneration project. It will feature premier office space, retail and leisure facilities, townhouses, upscale apartments, hotels, museums, civic services and cultural and entertainment venues.
Doha Expressway System The Expressway will provide vital transport links across Qatar connecting key cities, towns and villages with high quality national freeways and urban arterial routes. Expected to be completed by 2016, the $8.1bn project will deliver over 900km of new roads and an array of underpasses, flyovers and multi-level interchanges to enable free-flowing traffic an improved journey times. Ashghal is also implementing the $2.7bn Inner Doha Re-sewerage Implementation Strategy as well as the $14.6bn Local Roads & Draining Programme. continued page 14
ECONOMIC FOCUS CHAMBER NEWS
from page 13
delivery of the countryโs National Vision 2030. From state-of-the-art public buildings, health and education facilities and other social enrichment projects, to new highways, roads and drainage systems, Ashghalโs mandate is to transform the physical infrastructure of Qatar with projects that positively impact the community. In line with the Qatar National Vision 2030, Ashghal contributes to economic and social development with the implementation of projects covering roads, drainage, sewerage and buildings valued at QR100 billion over the next five to seven years. Key infrastructure projects include: l The
Expressway Programme
l
The Local Roads & Drainage Programme
l
The Inner Doha Re-sewerage Implementation Strategy (IDRIS)
Gas-to-Liquids Industry Qatar has carved out a niche as the global leader in the gas-to-liquids (GTL) industry, creating a range of liquid fuels from natural gas, which is converted into longer-chain, highly paraffinic oil products. Finished products include diesel, kerosene, lubricant base oil, and inputs for petrochemical and detergent production.
New Doha Port
Al Rayyan Stadium
The $7.4bn New Doha Port mega-project in Mesaieed is being built on an area of 26.5km2 and is expected to be one of the largest seaports in the region.
Al Rayyan will host matches up to the quarter-final of the 2022 tournament and following the World Cup its capacity will be halved to seat 21,000 seats โ with the removable tier sent to developing nations.
The new port will transform Dohaโs shipping industry and will include five general cargo terminals and berths, four container terminals and berths, a rollon/roll-off berth, an administration and customs complex as well as a berthing area for tugs and pilot boats. The first phase is scheduled for completion in 2016, while the second and third phases will be completed after 2022. The 40,000-seat stadium is being built on the site of Al Rayyan Sports Clubโs existing stadium, Ahmed Bin Ali Stadium.
A mosque, medical centre and various sporting facilities are being built nearby โ as well as the already planned Mall of Qatar. The stadium is expected for completion in the first quarter of 2019.
GTL products are odourless and free from sulphur and other impurities commonly found in crude oil-based alternatives. They are also thinner, which helps to reduce friction and prevent contaminant build-up and wear on machinery. Qatar has two major GTL facilities with a combined capacity of more than 170,000 barrels per day (bpd). One of the plants, ORYX GTL, uses low-temperature processing technology developed by South Africa-based energy and chemicals company Sasol, and operates as a joint venture with Qatar Petroleum.
The Work of Ashghal
Its other facility, Pearl GTL, uses Shell proprietary technology and ranks as the worldโs largest GTL plant, producing 140,000 bpd, or more than 80% of the countryโs total GTL output.
Qatarโs Public Works Authority, Ashghal, has an important role to play in the
Despite its demonstrated resilience, Qatarโs GTL industry will likely face rising
Source: Construction Week
competition in the years to come from new producers that are keen to tap into growing global demand, reported OBG, 22 February 2016.
Spending on Healthcare Health was one of the big winners in Qatarโs 2016 budget, according to OBG. While capital investment in primary health care services remains high on the agenda, the budget also gave added weight to the training of medical professionals and research and development. Infrastructure is a key component of projected spending, with more than QR850m ($233m) earmarked for the construction of five new health centres: a cancer treatment hospital, a metabolic centre, a neurosciences facility, a diagnostic and treatment centre, and a hospital for tertiary care. Expansions to existing hospitals are also being funded. The projects come one year after Hamad Medical Corporation, Qatarโs main healthcare provider, unveiled its master plan for medical services provision which aims to more than double the number of specialist clinics operating under its system and increase operating theatre capacity by 100%. There has been progress across a raft of major projects, led by new facilities at Hamad Bin Khalifa Medical City. A new rehabilitation facility, a communicable disease hospital, an ambulatory care
ARAB-BRITISH CHAMBER OF COMMERCE 15
centre and a womanโs wellness and research centre are all expected to open in December. Increased funding has become available for work on the $7.9bn Sidra Medical and Research Centre, which is under development in Education City in Al Rayyan.
Maritime Transport Sector Qatarโs spending on infrastructure as well as its economic diversification plans continue to be a source of demand for imported materials to the advantage of the maritime transport sector. Companies that can provide an integrated supply chain โ bringing a diversified maritime portfolio together with efficient and modern onshore facilities โ are well placed to profit from the continued pace of construction in Qatar, helping to hedge against the negative impacts of lower energy prices in international shipping. With the boom in infrastructure requiring highly integrated supply chains to handle the increased import volumes, companies have been investing in temperature-controlled, environmentally friendly warehousing to satisfy demand for more modern storage facilities.
with infrastructure and diversification projects, signifying busy times ahead for Doha Port and the soon-to-be fully operational Hamad Port.
UK Engineer Amey Secures Key Registration Leading British engineering and public services provider Amey said its consulting team has achieved a major milestone in the region by securing a Grade A Civil Engineering Registration in Qatar. Ameyโs team can now tender for a wide array of projects in Qatar that would not normally be open to international firms, said a statement from the company, 6 June 2016.
Key Contacts Qatar Investment Authority (QIA) Tel: +974 44995919 Email: contactus@qia.qa www.qia.qa Ashghal โ Public Works Authority Tel: +974 44951111 Email: customerservice@ashghal.gov.qa www.ashghal.gov.qa Central Tenders Committee Tel: +974 4446 7159/180/153/632/639 www.ctc.gov.qa
The year ahead will likely see this trend continue, as Qatar pushes forward continued page 16
ECONOMIC FOCUS CHAMBER NEWS
from page 15
Kingdom of Saudi Arabia
The Kingdom has adopted an ambitious Vision 2030 strategy which aims to raise its non-oil revenue to $160 billion by 2020 from $43.5 billion last year. Vision 2030 heralds change Reforms aimed at opening up Saudi Arabia to investment and encouraging private sector participation are moving forward, even as further details of the Kingdomโs long-term National Transformation Plan (NTP) have yet to be released, Oxford Business Group, 28 May 2016. On April 25 Prince Mohammed bin Salman Al Saud, deputy crown prince and chairman of the Council of Economic and Development Affairs, unveiled the Kingdomโs Vision 2030 programme, a broad-based blueprint that will steer Saudi Arabia toward economic diversification. The NTP is set to provide an execution framework for the objectives laid out in the programme.
Private sector to move centre stage A strong private sector is a central component of the reforms outlined in Vision 2030. The programme envisages increasing the private sectorโs contribution to GDP from its current rate of 40% to 65% by 2030. It also targets boosting small and medium-sized enterprisesโ contribution to GDP from 20% to 35% while increasing womenโs participation in the workforce from 22% to 30%. Saudi Arabia is also looking to increase foreign direct investment under the plan from 3.8% to 5.7% of GDP, while reducing
the role played by hydrocarbons as a foreign currency earner. Non-oil exports are expected to make up half of nonenergy GDP by 2030, more than three times present levels. The Kingdomโs plan to privatise a stake in the national energy producer Saudi Aramco, which is valued at between $2trn and $2.5trn, according to Prince Mohammed bin Salman, constitutes one of the core elements of the programme. Up to 5% of the corporation is expected to be floated on the Tadawul โ the Saudi Stock Exchange โ in what would be the worldโs largest initial public offering. The listing, worth an estimated $100bn, will represent approximately 25% of the capitalisation on the Tadawul All-Shares Index (TASI), according to local media. The company may also reportedly be listed on international exchanges. The balance of Saudi Aramcoโs shares will be transferred to the Kingdomโs Public Investment Fund, leading to the creation of the worldโs largest sovereign wealth fund, according to regional media. Its assets will total at least $2trn, almost three times the value of those controlled by SAMA Foreign Holdings, Saudi Arabiaโs current investment vehicle. Markets reacted positively to Saudi Arabiaโs plans for reform, with the TASI gaining 2.5% on the day of the programmeโs release to reach 6868 points at close โ marking highs last seen in early January. Public assets will also be privatised, starting with King Khaled International
Airport (KKIA) in Riyadh, followed by other areas of the countryโs aviation infrastructure, including air traffic control and IT. The new terminal at KKIA opened in late May and is being operated by the Dublin Airport Authority, and the Jeddah airport, once completed, will be privatised as well. The new Medina airport is already operated by a foreign company, Turkeyโs TAV Holdings.
Reforms gathering pace In an additional move signalling Saudi Arabiaโs drive to open its economy and broaden its investor base, the national stock exchangeโs regulator announced plans in May to relax restrictions on qualified foreign investors (QFIs) looking to invest on the Tadawul, paving the way for greater capital inflows. Under the reforms, for example, institutions with at least SR3.75bn ($1bn) in assets under management will be able to qualify as QFIs, a decrease from SR18.75bn ($4.9bn) in 2015, when the exchange was first opened up to international investors. QFIs will also be allowed to buy up to 10% of a listed companyโs shares, double the current level. In another significant development, Ibrahim Al Assaf, minister of finance, gave a planned timeline for the introduction of a value-added tax (VAT). He said that the government expected to implement the levy in 2018, as part of the broader GCC-wide agreement to introduce VAT.
ARAB-BRITISH CHAMBER OF COMMERCE 17
l Increase
investments in tourism from SR145 billion to SR171.5 billion
While several goods and services will be VAT exempt, the tax could have some impact on business costs and retail sales, especially in its first year of operation.
l Boost
Foreign Direct Investment (FDI) from SR30 billion to SR70 billion.
On the plus side, this measure is expected to broaden the tax base, which remains relatively narrow at present, and increase state revenue of up to $10bn per year, according to estimates from government officials.
l NTP
Saudi Arabiaโs Minister of Finance Ibrahim Al-Assaf has emphasised the role of the Ministry of Finance in the National Transformation Programme, saying that its implementation will take the national economy to a new stage of growth and stability.
Timely moves Rising spending in Saudi Arabia and projected ceilings on hydrocarbons revenue have heightened the need to reform the Kingdomโs economy against a challenging economic backdrop. In its report on Vision 2030 released earlier this month, Riyadh-based investment firm Jadwa warned that Saudi Arabiaโs fiscal buffers would be heavily eroded in coming years if action is not taken to reduce the countryโs dependence on oil. Even with a recovery in energy prices and higher production levels, as modelled in the report, the Saudi budget would come under further pressure with increased deficits. According to the reportโs findings, the reform programme comes at a critical juncture, offering an opportunity to shift the focus away from the government and toward the private sector for generating and maintaining economic growth. โIt will not only help put the governmentโs finances on a sustainable path, but also lay the ground for a set of detailed programmes and initiatives that will address the very way the Saudi economy is structured,โ the report noted.
Ambitious plan to diversify the Kingdomโs economy The NTP is an ambitious plan to diversify the Kingdomโs economy away from oil. Among its major goals is to generate 450,000 jobs, accelerate privatisation and sharply reduce the public sector wage bill, Saudi Gazette, 8 June 2016. The main objectives of the 112-page NTP 2020 are:
Minister of Labour and Social Development, Mufrej Al-Haqabani stressed that the most important initiatives submitted by the Ministry of Labor and Social Development for the NTP concern transforming labour and social development to become a productive sector that can contribute to the national domestic product. l Implement
more than 500 initiatives at a cost of SR270 billion ($72 billion), 40% of which would come from the private sector
l Raise
non-oil revenues from SR163.5 billion to SR530 billion
l Boost
public assets from three trillion to five trillion riyals, a 67% rise
l
Maintain oil production capacity at 12.5 million barrels per day, while raising gas production from 11 billion cubic feet to 17.8 billion cubic feet daily
l Raise
the number of annual Haj pilgrims from 1.5 million to 2.5 million, while increasing the number of Umrah (minor pilgrimage) visitors from seven million to 15 million per year
l Build
an international complex for marine industries that will provide 80,000 jobs and cut imports by $12 billion a year
l Continue
to cut subsidies, with reductions in water and electricity subsidies projected to save 200 billion riyals
l Raise
the value of non-oil exports from SR185 billion to SR330 billion
l Generate
l Reduce
l Reduce
l Raise
450,000 jobs in nongovernment sectors the wage bill from 45 to 40% of the state budget
to spur growth, bring stability
unemployment from 11.6% to nine percent the proportion of women in the job market from 23% to 28%
Minister of Transport Sulaiman AlHamdan pointed out that the first strategic objective of the Ministry of Transport within the programme is for the Kingdom to become a first class global logistics centre. The minister said that the Kingdom had spent much on infrastructure and had more than 64,000 km of roads and according to world rankings and as mentioned by the World Economic Forum in 2015, the Kingdom ranked 34th in a list of 140 countries.
NTP will bolster economy, health, housing and education sectors The Kingdomโs Minister of Economy and Planning Adel Fakeih said that the citizen is a partner in the governmentโs initiatives within the National Transformation Programme 2020. He stressed that there is an opportunity for citizens to comment objectively on everything that needs development or improvement, including levels of expected accomplishments and the completion of initiatives. The ministerโs remarks came during his answers to reportersโ questions on in Jeddah along with the ministers of health, housing, and education, reported Arab News, 9 June 2016. He pointed out that the National Centre continued page 18
ECONOMIC FOCUS CHAMBER NEWS
from page 17
for Measuring Public Bodies chaired by Deputy Crown Prince Mohammed bin Salman, Second Deputy Prime Minister and Minister of Defence, as well as Chairman of the Council of Economic Affairs and Development, will be launched independently and separately as an implementation of the 2030 vision tools during the coming months.
Leading role for Economy and Planning Ministry The Ministry of Economy and Planning (MEP) will be treated as the โMother of all Ministriesโ and play the most important role in achieving the goals of Vision 2030. According to the governance framework of the Council of Economic and Development Affairs (CEDA), the MEP will support other ministries and government bodies with executive and strategic planning. The ministry which is developing programmes for four sectors โ human development, healthcare, community empowerment and labour force, local media reported. The MEP works to coordinate between sectoral and district plans of ministries as a central point to facilitate collective efforts to achieve social and economic goals and provide direct services to government employees and other government bodies that offer services to citizens.
Retail Sector The planning framework encourages financial institutions to support the retail sector during the next five years, and add a million job opportunities
in the modern retail sector with the participation of a number of modern local, regional and global trade marks. The framework aims to raise the rate of modern trade in the retail sector to 80% by attracting global and regional merchants and ease restrictions related to property and foreign investments, reported Arab News, 6 June 2016.
Tourism Industry
Taifโs airport, the Haramain Train, and the Makkah Metro, according to Arab News, 7 June 2016.
Saudi Arabian General Investment Authority The Saudi Arabian General Investment Authority (SAGIA) is a government body based in Riyadh. On its website, the agency lists the following sectors as offering significant investment potential:
Vision 2030 aims to double hotel sector opportunities as development of the tourism sector becomes one of the strategyโs major themes.
l Transport
The Kingdom has had plans in place to more than double its number of hotel rooms as part of its Vision 2030, said Muin Serhan, general manager of Riyadh Marriott Hotel, who commented: โTourism will be an important component in boosting nonoil revenue.โ
l Tourism
The hotelier said that the vision programme included plans to โcreate attractions that are of the highest international standards, improve Saudi visa issuance procedure, and develop rare historical and heritage sites.โ
l Automobile
He said the Saudi Commission for Tourism and National Heritage (SCTNH) has also changed the peopleโs perception of tourism and heritage. In order to realise the vision, the SCTNH, is executing innovative ideas to further promote tourism in the Kingdom. An influx of more visitors will be supported by new transportation projects, including Jeddahโs new airport,
l Healthcare l Building
l Oil
Material
& Gas
l Agriculture l Mining l CIT l Housing
Manufacturing
l Downstream l Industrial l Power,
Chemicals
Equipment
Water & Electricity
l Engineering
Services
l Education l Renewable
Energy
Details of current opportunities for prospective investors in the Saudi market can be found here: https://sagia.gov.sa/en/ InvestorServices/CurrentOpportunities/ Pages/Home.aspx
continued page 20
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British Offset Office 4th Floor, Cromwell House Dean Stanley Street London SW1P 3JH Tel: +44 (0)30 6770 2349 britishoffset@dgsap.mod.uk
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ECONOMIC FOCUS CHAMBER NEWS
from page 18
United Arab Emirates
Launch of Dubai Expo2020
H E Sultan bin Saeed Al Mansouri, the UAE Minister of Economy, has stated that the country has made great strides in achieving sustained economic growth as indicated by the decreasing dependence on oil exports as a source of revenue, pointing out that the oil sectorโs contribution to GDP is now at only 30%. The UAE has made tireless efforts to lay the foundations for a knowledge-based economy and to encourage creativity and innovation. The UAE now boasts some of the worldโs top branded companies. Four out of 10 top companies in the Arab world are from the UAE, namely Etisalat, Emirates NBD, National Bank of Abu Dhabi and First Gulf Bank, according to the latest Forbes Middle East ranking of 100 leading regional corporates, Khaleej Times 1 June 2016.
Business Confidence Research carried out for The National newspaper revealed that 72% of UAE respondents surveyed felt the region could survive the effects of a long period of oil prices at US$50 per barrel without slipping into a recession. A majority of companies in Ajman expect either stability in economic conditions or higher growth rates
with the construction sector sounding most upbeat, according to a business confidence index for the first quarter 2016 released by the Department of Economic Development in Ajman. This optimism among domestic UAE firms is matched by that of foreign operators active in the market, according to the report in Khaleej Times, 31 May 2016. Foreign companies operating in Ajman are optimistic about the growth of business with many stressing lower operating costs and the friendly legislative environment as the most important attractive factors.
Innovation in Retail Dubai has long been known for its shopping malls, but the shopping experience in the emirates is expected to undergo a transformation in coming years with the growing popularity in online purchases.
Online shopping is still comparatively little used among consumers in the UAE but is expected to drive wider growth in the retail sector in future. Digital retail is expected to account for 21.5% of global sales by 2018, according to data from the Centre of Retail Research, with Dubai on course to post some of the strongest e-commerce growth in the region. Currently, online shopping accounts for less than 2% of Dubaiโs total retail sales by value, according to Dubai Chamber of Commerce. This is significantly lower than in US and European markets, where the figure is between 17% and 20%. High penetration rates for smartphones and tablets in Dubai, along with greater use of credit and debit cards, have laid the foundation for rapid expansion of online retail, according to a report issued by Dubai Chamber. Medium-term growth for internet retailing
ARAB-BRITISH CHAMBER OF COMMERCE 21
is forecast to increase at a compound annual growth rate (CAGR) of up to 34%.
FINA โShort Courseโ World Swimming Championships, OBG reports.
Dubaiโs wider retail industry, meanwhile, is projected to expand by 7.7% this year, before growing at a CAGR of 8.1% from 2017 through to 2020. This should see sector turnover rise from an estimated $35.4bn in 2015 to more than $52bn by the end of the decade, according to Dubai Chamber, reported OBG, 17 May 2016.
Tourism is playing a big part in diversifying the economies of the emirates. Sharjah, for instance, boasts of success in this sector. โSharjah has successfully diversified its tourism sector, providing tourists with unique options, such as cultural tourism, environmental tourism, agro-tourism, eco-tourism, leisure tourism and archaeological tourism,โ H E Sheikh Fahim bin Sultan Al Qasimi, Chairman of the Department of Government Relations in Sharjah, has said, Sharjah Update, 29 May 2016.
Leisure and Tourism The UAE has numerous plans for new theme parks, resorts, hotels and leisure attractions which apart from driving economic growth and enhancing the tourism sector, offer opportunities for business. The multi-billion pound projects in new large-scale attractions, entertainment and cultural projects - including Expo 2020 Dubai - that are planned involve new transport links, hotels, retail developments and tourist and leisure attractions. According to UKTI, all these activities are expected to generate significant opportunities for companies which are capable of demonstrating their ability to offer specialist skills to the countryโs developing visitor attractions sector. Abu Dhabi has been channelling investment into the development of its sports facilities and recreational tourism offering. The push to become a sports tourism destination has seen Abu Dhabi invest heavily in facilities for a wide range of sports, including motor racing, yachting and water sports, cricket, football, tennis, basketball, cycling and golf. Abu Dhabi is to host the 2019 Asian Cup, one of world footballโs largest events, which brings together 24 leading Asian football clubs. The following year the country will stage the 2020
The exceptional forthcoming development project in this sector must be Expo 2020 Dubai whose importance extends beyond Dubai to all the emirates. The implementation of projects in preparation for the Expo is opening up many new opportunities for partners and investors.
Expo 2020 Dubai Offers Partnership Opportunities International companies from various sectors including aviation, technology, finance, logistics, telecommunications, travel and tourism have entered into discussions to explore how they can play a role in supporting the delivery of Expo 2020 Dubai. Expo 2020 Dubai takes as its theme, โConnecting Minds, Creating the Futureโ, which recognises that generating sustainable solutions to global problems demands collaboration across cultures, nations and regions. The theme is intended to be a reflection of the modern world, connected as never before, and changing at great speed.
Expo 2020 Dubai aims to host more than 180 countries and for the first time in the history of World Expos, each country will have an individual pavilion, enhancing the ability of each nation to showcase itself. Participant countries will directly engage with an estimated 25 million visitors at the event, generating a wide range of business opportunities and access to regional markets through the collaborative platform that the expo offers. The expo will contribute a lasting global legacy to the local and regional economy as the first mega-event in the region. In the run up to the start of infrastructure works on the expo site in July, over 4 million cubic metres of earth has been moved as the site was levelled in preparation for construction. Reem Ibrahim Al Hashemi, UAE Minister of State for International Cooperation and Director-General of Bureau Expo Dubai 2020, stated: โGlobal mega events offer significant opportunities to businesses, and the World Expo, in visitor terms, is the biggest of them all. Expo 2020 Dubai offers a unique proposition. Itโs the first World Expo to be hosted in the Middle East, Africa or South Asia. Connections through Dubai have already made the world closer, and the connections that Expo 2020 Dubai will promote will allow global businesses to get closer to a dynamic region of almost three billion people.โ Expo 2020 Dubai is looking to work with companies that have already demonstrated their commitment to social development, while facilitating innovation and human ingenuity, she said. Expected to be the most visited event in the world in 2020, the Expo has already continued page 22
from page 21
Highness Sheikh Mohammed bin Rashid Al Maktoum in January 2016. The Dubai Health Authority (DHA)โs Health Strategy 2021 is a five-year blueprint for improving the quality and cost effectiveness of health services in the emirate. It envisages closer collaboration between the public and private sectors. In particular, the DHA is looking to encourage private investment in medical tourism and related real estate development, along with key e-health services, OBG reported 24 March 2016. In an effort to build on growth in the local private healthcare market, one of Dubai Health Strategy 2021โs key objectives is to develop Dubai as a regional and international destination for medical tourism.
signed up Emirates Airline and Etisalat as its first Premier Partners, raising several hundred million US dollars. The partnership programme offers three tiers of partnerships: Premier Partners, Official Partners and Official Providers. 12 Premier Partners will have access to exclusive rights and benefits with Expo 2020 Dubai, including the ability to use the Expo 2020 Dubai logo, licensing and merchandising rights and the chance to be involved in Expoโs communication and promotional activities. Expo organisers are seeking to recruit up to 20 Official Partners over the next year, and the Official Providers programme will launch in 2018, which will include opportunities for up to 20 organisations. Participants in the Expoโs partnership programme stand to benefit significantly from global brand exposure, a chance to connect with the more than 25 million visitors that Expo 2020 Dubai is expected to attract, while enjoying direct access to more than 2 billion people in markets across the wider region. The partnership companies have a key role to play as Dubai prepares to host what will be one of the worldโs largest events. Their contributions will extend to a legacy of skills and expertise across the whole of the UAE and further afield. Furthermore, this will contribute
considerably towards the UAEโs continuing economic diversification โ which is part of the Expoโs planned legacy.
Improved Public Transport The push to upgrade both technological services and infrastructure has been galvanised by Dubaiโs rising population, which has doubled in the decade to 2016 to nearly 2.5m, as well as preparations for hosting the six-month Dubai Expo 2020 which demands a smooth-flowing transport system to accommodate the millions of expected visitors. Ridership on the emirateโs public transport network rose by more than 8m passengers in 2015, according to Dubaiโs Roads and Transport Authority (RTA), which is leading the drive to increase bus, taxi, rail and marine transit in Dubai. Public transport as a share of all travel in Dubai rose from 6% in 2006 to around 15% last year, the RTA said, putting the emirate on track to meet a target of 20% by 2020. The emirate is looking to boost the contribution further to 30% by 2030, reports OBG, 22 April 2016.
Healthcare A new health strategy aimed at helping Dubai become a regional medical hub was launched by the Dubaiโs ruler His
The shift towards private health services is supported by the full implementation of compulsory medical insurance, which is gradually being extended to cover all nationals as well as expatriate residents and workers. Dubai officials estimate that medical tourism could generate up to Dh2.6bn ($708m) per annum by 2020. Recognising the potential for medical tourism revenues, investment in the sector has expanded, with 22 new health facilities โ 18 private and four public โ scheduled to open in the coming years. Private real estate developments targeting the medical tourism segment offer another avenue for investment. To realise its aims to become a regional medical hub Dubai will require the expertise and investment of reliable business partners.
Contact The Roads and Transport Authority website can be consulted for more information: https://www.rta.ae/ wpsv5/wps/portal/rta/ae/home See Expo 2020 Dubaiโs official website https://expo2020dubai.ae For further information on the health strategy contact the DHA Dubai Health Authority www.dha.gov.ae/en
ECONOMIC FOCUS CHAMBER NEWS
Visa advice for investors and entrepreneurs By Arona Sarwar, Arona St James Solicitors Over the years there has been an increase in the number of applicants applying for UK visas under the investment and entrepreneur routes. Applications are monitored and assessed in numbers and their benefit to the UK is constantly being reviewed by the Home Office. From 6th November 2015 the Tier 1 (Investor) visa saw the financial threshold increase from 1 million to 2 million UK sterling. (The ยฃ5 million & ยฃ10 million options to accelerate settlement in the UK are still available). Other changes are: i) the removal of the โtopping upโ requirement which was mandatory under the previous rules if the investmentโs market value fell below the required threshold; ii) the removal of the โloan routeโ option, which allowed applicants to use borrowed money to make their investment in the UK; iii) the requirement to invest full ยฃ2 million instead of investing 75% with remaining 25% invested in real estate (property); and iv) transitional arrangements so that the current Tier 1 (Investor) visa holders are not subject to these changes when they apply for extensions or for settlement (indefinite leave to remain). Other changes require that applicants be over the age of 18 when applying, and that monies be deposited in the UK prior to making an application. It is believed that due diligence was a key factor for asking monies to be deposited in UK banks prior to making the application.
Since these change was announced, the Home Office has noticed an 80% drop in new applicants applying under this route. This may because a number of clients applied pre-change and there is a natural drop that has followed. There are now concerns that monies coming into the UK that are and have been used for investment purposes under this route are taken from corrupt sources. See the report titled, โGold rush: Investment visas and corrupt capital flows into the UKโ. Entry Clearance Officers, UK Visas & Immigration case workers may refuse a Tier 1 (Investor) application if they have reasonable grounds to believe that: l the
applicant is not in control of the investment funds;
l the
funds were obtained unlawfully (or by means which would be considered unlawful if they happened in the UK); or
l the
character, conduct or associations of a party providing the investment funds - mean that approving the application is not conducive to the public good.
Recently Baroness Hamwee and Lord Paddick proposed that the Tier 1 (Investor) visa route be closed. From 1st January 2017, this visa route may be closed both to new applicants and to those switching their visas to the Tier 1 (Investor) route in the UK. What is clear is that the popularity of the Tier 1 Investor route has been badly affected by the increase in the minimum investment from ยฃ1 million to ยฃ2million in November 2014.
It is noteworthy that other countries offer an Investment visa option in order to acquire an EU passport. In most such instances, applicants must invest in property and/or bonds at much lesser amounts and are required to stay for shorter periods of residence than the UK. The US offers a regeneration option which leads to a green card, again at a lesser amount. It is evident as this market grows that high net worth individuals have a greater choice in where they choose to invest and settle. For some it may be a transient move and for others a permanent placement. Movement of people globally is quite a fluid affair and more people are at ease with travelling oversees for work and business and taking their families with them. As time passes, some individual will find themselves settling in a particular area and begin to identify that area as their home. Others will remain transient and return to their countries of origin. It is not uncommon for us to see clients, who are a national of one country, grow up in the middle east, be educated at some of the best universities around the world, work at leading companies internationally, and ultimately find themselves not being able to identify with the nationality they hold. We have seen some such individuals elect to stay in the UK and chose to make their applications through these Tier 1 routes. A recent change to the Tier 1 Entrepreneur route that is having adverse impact on applications is the introduction of the genuine entrepreneur test. This test is being applied by Home office caseworkers to both extension applications and permanent residence applications.
ARAB-BRITISH CHAMBER OF COMMERCE 25
Further changes are that a business plan is now mandatory for all initial applications, and again source of funds is required if the applicant has not held the ยฃ200,000 in investment monies for a 90 day period. A criminal record check is now also required for the past 10 years, for any country where the applicant has lived in the past 10 years for a period 12 months or more. The Migration and Advisory Committee (MAC), an independent, non-statutory, non-time limited, non-departmental public body that advises the government on migration issues, has made further recommendations. In respect of the Entrepreneur route, they recommended in September 2015 that the business plan should be assessed by outside experts This suggestions raises a potential problem with confidentiality, and safeguards may need to be put into place if business plans are going to be released into the same industry as that your client is applying to enter. Some of our clients have already stated they will want to ensure that details of who they trade with and some of their trademarks are not leaked within the industry. Other changes that were recommended were as follows: l Examination
of the applicantโs skills, qualifications and/or previous business history in respect of the proposed business venture,
l Exploration
of the possibility that the business can be scalable with some exceptions being retail/shops, import & export and restaurants industries.
l Ensuring
day to day involvement by the applicant within the business;
l Introduction
of an interim monitoring requirement;
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wider range of criteria being used by Home Office case workers during their assessment of the extension application โ it is believed by us that this will allow officials to further apply the genuineness test.
l A
higher rate of refusals are being reported, thus making it essential that a well prepared business plan is provided to detail why the client is buying or setting up a bona fide business, and how the applicant will be involved in the venture.
In October 2015 the criteria used by Tech City UK for endorsing digital technology applicants was revised. Essentially this was to help identify those applicants who will add value to the UK digital technology sector. We are leading London law firm offering specialist UK law immigration advice. Arona Sarwar heads our team and has been a specialist for over 18 years. She has acted for clients from the Middle East throughout this time and her clients often remain her clients throughout their lifetime. Many of our clients have been known to Arona for many years including their children, it is our business acumen when it comes to middle eastern affairs that makes us stand out as being best placed to offer a holistic diagnosis to clients and their families. Often clients fly in for meetings to plan their move to the UK and this is considered a pragmatic and sensible approach. We have expertise handling
and managing clientโs affairs up until they secure their permanent residence or British nationality. We offer a managed service up until the agreed end point; most clients just want to spend their time conducting business and leave us to advise them if anything adverse may affect them securing an extension or permanent stay. Forward planning is a key consideration for clients moving themselves and their family. Arona St James Solicitors can refer you to tax advisors and other professionals so all options are explored before you make the move. We are boutique London based law firm that now offers a monthly managed services for our clients up until they secure their permanent residence. UK Immigration changes rapidly and our clients often find themselves too busy to keep up with changes. If you need advice and assistance on UK visas or in country switches please do feel to email or call us. We offer a global solution and can explore alternative global golden visa routes in the alternative. Arona St James Solicitors is a member of the Arab British Chamber of Commerce.
Contact Arona Sarwar LLB (Hons) Tel: 020 3757 8670 Email: arona@aronastjames.co.uk
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
FOCUS ON LEGAL
Capturing the best ideas Dr Steven Pediani, Technical Assistant, Marks & Clerk
Patents and other intellectual property rights are of crucial importance to many companies, particularly technology companies. They can be used to prevent competitors from using key innovations, are assets which add value to a company, and can be used to save tax in patent box regimes. However, it can be difficult for companies to identify and capture new ideas being generated by their researchers or engineers. In some cases, researchers may not realise that they have invented something that could potentially be patented. In other cases, the true value of an invention may only become apparent after the invention has been on the market for some time, by which time it is too late to file a patent application. With this in mind, it is important for companies have a process in place to capture new ideas. As a first step, companies can assign responsibility for invention capture to an individual, so that one person has direct responsibility for ensuring that potentially patentable ideas generated by employees of the company are recorded. Everyone in the company should know who this person is. Researchers should contact them when they have an idea that they think is potentially patentable, and can then be guided through the process of recording that idea in a way that allows its patentability to be assessed. In larger companies, the invention capture role may be split between different people, for example for different business units. In order to record new ideas in an effective way, as a second step, companies can provide training to researchers to educate them as to what sorts of ideas are patentable. A useful way to help to identify patentable ideas is to think of them simply as
solutions to technical problems. If a researcher has solved a problem, they should ask themselves if they might have generated a patentable idea. This kind of training is available from Patent Attorneys. As a third step, researchers can be trained to record their new ideas in an invention disclosure form. A blank invention disclosure form should be accessible to all employees รข€“ for example via the company intranet. An invention disclosure form should ideally be arranged to prompt researchers first to describe the technical problem that their idea overcomes, and then to describe their idea and the manner in which it solves the technical problem. This structure provides context for the idea and allows it to be understood more easily. Completed invention disclosure forms can be submitted to the person responsible for invention capture. The completed invention disclosure forms should be reviewed to identify commercially valuable and potentially patentable ideas to be filed as patent applications. In a smaller company, this review may be done by the technical director. The technical director will have a good understanding of what ideas are likely to have commercial value to the
Dr Peter Roberts, Partner and Patent Attorney (UK and European), Marks & Clerk
business, and over time will build up an understanding of what ideas are likely to be patentable. In a larger company, the review may be undertaken by a committee including senior researchers and people from other parts of the business (eg someone responsible for manufacturing the companyรข€™s products). Patent Attorneys can be members of this committee to advise on whether ideas are likely to be patentable. In order to motivate researchers to record their inventions, companies may want to consider offering a reward scheme based around filing patents. This kind of scheme could reward a researcher when a patent application is first filed, and then reward them further if a patent is granted. Alternatively or additionally, events like annual awards can be held to recognise researchers/ groups who generate the best patentable ideas. The number of invention disclosure forms received, or patent applications filed, can also be a metric that can be used when appraising researchers or research groups. By taking steps to identify and protect ideas effectively, companies can ensure that they capture value from the work undertaken by their workforce. These steps have a relatively low cost to implement, but provide considerable reward in terms of the number, and value of, patents generated.
Your intellectual property life cycle protected It is important that right from the word โgoโ you have an intellectual property strategy in place ensuring you make the most out of your innovation โ from the capture of the invention, to its protection; from the policing and enforcement of your rights, right through to their commercialisation.
Get in touch to find out how we can help.
PROFESSIONAL AND EFFICIENT SOLUTION TO COMMERCIAL DISPUTES
Advertise in our next Legal Feature Contact John Neilson on
Disputes can be both expensive and stressful. Mediation offers parties a way of settling their disputes without having to go to court. Instead parties come together and with the help of a mediator resolve their conflict through negotiation in a non-adversarial environment and in private.
t: 07813 874 970 e: john.neilson@distinctivegroup.co.uk
Itรข€™s fast and just as important, it saves the stress and expense of legal proceedings and the outcome doesn't set precedents for similar future disputes. With over 15 years of experience as a financial and business consultant on international projects, I can offer you a professional and efficient solution to commercial disputes with the majority of mediations completed within a day. To find out more about how the mediation process works, please take a moment to look around The Mediation Group website and feel free to contact me for more information. Rana Halaby-Cooper MCIArb (Member of the Chartered Institute of Arbitrators)
Tel: +44 (0)20 3637 4537 Mob: +44 (0)7858 114240 www.themediationgroup.co.uk rana.halaby-cooper@themediationgroup.co.uk
Good advice matters. Welcome to H&S Solicitors, immigration solicitors in London. We are a London based professional firm of immigration solicitors who are dedicated to providing both private and business clients with the highest quality legal advice and representation. With our competitive fees and our friendly personable approach, we hope that you will come to us for all your immigration needs.
to provide invaluable advice to small businesses as well as large organisations and Educational institutions.
Are you looking for clear and no nonsense immigration advice and assistance that delivers results?
Typically listed below is a snapshot of what we can offer prospective immigration clients:
Well look no further. Call us on
H&S Solicitors have a dedicated Business Immigration team who provide practical and commercial advice on all Immigration matters. We are able
020 7433 3338
and notice the difference!
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Sponsorship licences
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Immigration audits
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Tier 1 Entrepreneur Visa
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Tier 1 Investor Visa
H&S Solicitors Unit 3 Palace Court 250 Finchley Road, Hampstead London NW3 6DN
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UK Business Visitor Visas
www.handssolicitors.co.uk
We assist our clients with a specialist service in obtaining UK Business and Investment Visas and achieving UK nationality status
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ADVERTORIAL
FOCUS ON LEGAL
Specialist legal services to professionals, businesses and individuals Faris J Dean FCCA, Consultant Solicitor at Richard Nelson LLP Director of Faroosi Legal Limited Richard Nelson LLP is a national firm of solicitors providing a range of specialist legal services to professionals, businesses and individuals throughout England and Wales and internationally. We were established by our senior partner Richard Nelson in 2003, himself a leading crime and fraud lawyer, and have grown to count a number of the countryโs leading lawyers, solicitors and consultants among our team of specialists. Our corporate, commercial and criminal lawyers have been mentioned in the Legal 500 and other publications. Our professional corporate, commercial and regulatory lawyers have experience acting for a variety of businesses and individuals. We work with you to understand your business aims and objective so we can provide relevant legal advice. Some of our lawyers in the team are dual qualified Chartered Certified Accountants as well as lawyers. This means they are knowledgeable on finance and business which allows them to provide legal advice which is up to date, commercially relevant and business focused.
Our lawyers have acted for a variety of businesses ranging from manufacturing, pharmaceuticals, care homes, dental practices, hotels, cybersecurity firms, to name a few. Our clients are national as well as internationally based and we have particular specialism in advising clients who are dealing with the Gulf States and the wider Middle East region. We are able to service our clientsโ needs from our offices situated throughout England and Wales. We have the capability of offering our services in Arabic to clients which often helps when advising our clients who deal with the GCC countries and the wide Arab countries. We will offer ABCC members the first ยฃ500 (inclusive of VAT) of legal advice free of charge. Some of the services we offer are listed below.
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Agency agreements
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Confidentiality agreements
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Outsourcing agreements
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Information Technology and Intellectual Property agreements
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Middle East Legal Services
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Partnership agreements
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Sale and purchase of business assets and shares
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Venture capital
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Company formations and set up
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Expert lawyers Specialising in resolving business, professional & regulatory disputes Faris Dean, Consultant Solicitor General number: 08452 162000 Mobile: 07740 583238 www.richardnelsonllp.co.uk farisdean@richardnelsonllp.co.uk
LONDON โข NOTTINGHAM โข CARDIFF โข MANCHESTER โข BIRMINGHAM โข BRISTOL โข LEEDS
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
FOCUS ON LEGAL
Notarial Services in London Notable Notaries is a well-established boutique practice specialising in Notarial services, Apostille, Consular Legalisation.
We arrange for private and corporate documents to be certified by our Notaries Public and have a solid experience and knowledge in dealing amongst other jurisdictions with documents to be used in the Middle East. We can assist you with the legalisation of your documents, whether by way of Apostille, Consular Legalisation or both.
With our same day service we can arrange for documents to be legalised within 12 hours. We have dedicated and specialised couriers that go to the standard services in Milton Keynes on a daily basis reducing sensibly the cost of legalisation for our clients. Our multilingual team can also assist
with translation service of any type of documents. Our online payment system allows our clients to make efficient and hassle-free payments. Please visit our website at www.notablenotaries.co.uk or contact us on + 44 (0) 207 952 1100 or by email at info@notablenotaries.co.uk
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notary simplifiedโฆ We provide all aspects of Commercial notary public services: โข Office and site visits โข Legalisation of documents at all London Embassies and Consulates โข Obtaining the UK Government Apostille on the same day โข Notary Public - personal and company documents
0207 433 3338
info@notarypractice.com
www.notarypractice.com Unit 4 Palace Court, 250 Finchley Road, London, NW3 6DN
ECONOMIC FOCUS
MAGAZINE OF THE
ENGLISH AND ARABIC > REPORTS IN JORDAN > INVESTING IN N UK AND DUBAI > LINKS BETWEE COMMERCIAL COURTS
2013 ISSUE 3 VOL 8 WINTER CE R OF COMMER
ARAB-BRITISH CHAMBE
SURVEY > UK ECONOMIC ARE IN THE ARAB > EXPATRIATE HEALTHC WORLD TAX TIAL PROPERTY > UK RESIDEN
ECONOMIC FOCUS MAGAZINE OF THE
WS > FOCUS INTERVIE > REPORTS IN ENGLISH S AND ARABIC > CHAMBER ACTIVITIE > DUBAI WORLD EXPO 2020 > INVESTING IN LEBANON
> PPP PROJECT S IN EGYPT > SAUDI ARABIA INDUSTRIAL SECTOR
> SETTING UP A
TRAINING FIRM IN THE UAE
ISSUE 2 VOL ARAB-BRITISH CHAMBE 9 SUMMER 2014 R OF COMMERCE
> SCOTTISH REFEREN DUM AND BUSINES S > FOCUS INTERVIE W > CHAMBER ACTIVITI ES
ECONOMIC FOCUS
MAGAZINE OF THE
ENGLISH AND ARABIC > REPORTS IN IES EXCHANGE > PALESTINE SECURIT ES OF OMAN > HIDDEN TREASUR
2014 ISSUE 1 VOL 9 SPRING CE R OF COMMER
ARAB-BRITISH CHAMBE
PROPERTY TAX UPDATE > UK BUDGET AND DAVOS > DEBATES AT AND BUSINESS > INNOVATION
MAGAZINE OF THE
ICATIONS > IT AND COMMUN > REPORTS IN ENGLISH WS AND ARABIC > FOCUS INTERVIE > DEVELOPING S MENA TALENT > CHAMBER ACTIVITIE > IT SECURITY FOR BUSINESS
Advertise your business in Economic Focus Magazine of the Arab-British Chamber of Commerce Contact John Neilson on t: 07813 874 970 e: john.neilson@distinctivegroup.co.uk
ECONOMIC FOCUS
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ISSUE 1 VOL ARAB-BRITISH CHAMBE 10 WINTER 2015 R OF COMMERCE
> BRITISH ECONOM Y > FOCUS INTERVIE W > CHAMBER ACTIVITI ES
ECONOMIC FOCUS CHAMBER NEWS
There is a world of opportunity out there for UK business Archana Singh, UK Export Financeโs Export Finance Adviser for London, explains why, when the world needs your expertise, you may need the expertise of UKEF. There is a world of opportunity for businesses in the UK. Even a cursory search using the Exporting is GREAT website will illustrate the scale of the demand that is out there. Finding customers outside the UK is the key to growth for many British firms as they seek to thrive in a global market place. Companies in the UK looking to expand their businesses overseas have long looked to the Middle East for trading partners. The Gulf States in particular are rich in natural resources and are linked to the UK by long historical trade relationships. Moreover, they have governments seeking investment in infrastructure โ recent estimates from ratings agency Standard & Poorโs indicate that the six Gulf States will have a combined capital spending of $480 billion between 2016 and 2019. Even recent reductions in oil and gas prices have created opportunities for international companies to invest, despite cutbacks in government spending in the region. Countries in the Middle East are increasingly diversifying their economies, decreasing their dependence on oil and reinvigorating their private sectors. As countries in the region cultivate new industries, they will need to develop infrastructure to support them and import the capital goods and expertise needed to do so. And Qatar, one of the Middle Eastโs richest nations, will also host the World Cup in 2022; with this will come a requirement for stadiums, transport, hotels, and more. This all presents huge opportunities to businesses in the UK who can provide these goods and services.
UK Export Finance When a company is ready to sell overseas, it may find it needs specialist finance and insurance. For a growing number of UK businesses, help is provided by UK Export Finance (UKEF), a government department and the UKโs export credit agency. Our aim is to makes sure that no viable export should fail for want of finance or insurance, complementing what is available from the private market. We help companies of all sizes to access finance and export-related risk insurance, whether thatโs directly from banks and credit insurance brokers, or with a little help from the UK Government. UKEF offers guidance and financial solutions to help in cases where exporters may need support. We can help companies win export contracts by providing attractive financing terms, fulfil orders by supporting their working capital, and make sure that they get paid
with export insurance. Over the past five years, we have provided over ยฃ15 billion worth of support for exports across the UK โ to more than 300 businesses directly and many thousands more indirectly via their supply chains. UKEF is able to support UK companies exporting to over 200 countries across all sectors. There is huge global demand for goods and services in which the UK has significant expertise โ including aerospace, manufacturing, technology, food and drink, automotive and energy. Last year, UKEF helped hundreds of exporters sell to 69 countries around the world.
Helping UK companies export When working with overseas customers, it is common to be asked for a performance bond in return for an advance payment. In turn, an exporterโs
ARAB-BRITISH CHAMBER OF COMMERCE 33
UKEF Support UK Export Finance (UKEF) is the UKโs export credit agency with a mission is to ensure no viable UK export fails for want of finance or insurance.
bank will often require a deposit from the exporter in order to issue a performance bond to the buyer; this, however, can significantly impact a companyโs working capital, leaving it unable to fulfil the contract. Under our bond support scheme, UKEF can provide a guarantee to the bank to cover up to 80% of the bond, thus enabling the bank to release cash back to the exporter to use as working capital. This does not cost the company extra, as UKEF takes a share of the bank fees rather than charging the exporter for this type of support. In 2013, Manchester-based AFL Architects bid for the role of lead designer on a new ambulance centre in Doha, Qatarโs capital. With major international projects such as the Mokaba Statium for the 2010 World Cup in South Africa under its belt, this was a significant opportunity for the firm to establish its reputation in the Middle East. However, the client, the countryโs leading healthcare provider, asked for a tender bond as proof of intent. With a potential ยฃ150,000 hit to AFL Architectsโ working capital, the firm was unsure as to whether it could afford to bid for the business. UKEF, working with AFL Architectsโ bank, was able to guarantee 50% of the bond, freeing up working capital for the company. We are also able to support overseas buyers of UK goods with competitive financing terms, helping UK exporters win those contracts. For example, we supported finance for the Dubai World Trade Centre District development with a $55 million direct loan, combined with a $55 million buyer credit facility, to source construction services from Carillion, the leading UK construction firm.
And we achieved a triple world first for our $913 million Sharia-compliant asset financing for four A380 aircraft for Emirates: the first sukuk certificate issuance guaranteed by an ECA; the largest ever debt capital markets offering in the aviation sector with an ECA guarantee; and the first time a sukuk has been issued to raise finance for aircraft prior to their delivery. Our flexibility and innovation in Islamic finance makes us an attractive partner for buyers in the region. These are just three examples of many. Research shows that companies that start exporting on average grow by a third in just two years. Exporters achieve levels of growth that might not be possible domestically, spread business risk, achieve economies of scale not always possible in their home market, increase revenues and profits and extend the commercial lifespan of their products and services. Overseas markets like those in the Middle East present attractive opportunities for revenue growth and diversification. However, these companies might need additional help to finance this activity, beyond what is available from their bank. UKEF can help many more UK businesses to realise the huge opportunities of selling overseas. So why not get in touch and realise the opportunities out there for you?
Contact Email: Contact-us@ukexportfinance. gov.uk Tel: 020 7271 8000
We provide insurance to exporters and guarantees to banks to increase access to export finance. In addition, we can make loans to overseas buyers of goods and services from the UK. We can support the supply of products and services from UKbased companies to more than 200 countries worldwide. As a UK government department all our guarantees carry the full credit and standing of HM Government. UKEF is the operating name of the Export Credits Guarantee Department (ECGD). We reduce the financial risks of exporting, where banks or insurers are unable to help. In particular: l
We provide guidance โ to help companies access finance and to identify, manage and minimise the financial risks of exporting.
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We guarantee or provide loans to overseas buyers โ to finance the purchase of goods or services from UK exporters.
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We protect exporters โ with insurance against nonpayment by overseas buyers and against contract bonds being called unfairly, or for political reasons.
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We facilitate finance and bonds โ with guarantees to banks to reduce the risk of providing working capital loans and contract bonds for their exporter customers.
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL FINANCE
Jersey - a gateway to Islamic investment into the UK Trevor Norman, Director of Islamic Finance and Funds at Volaw Group in Jersey, looks at the expertise and experience that Jersey can offer to Muslims and Islamic Finance Institutions in establishing structures for investing into the UK. TheCityUK, an institution that represents the UK-based financial and related professional services industry has made the bold statement that the UK is the leading Western centre for Islamic finance. The strong links between the financial services sector in Jersey and those in the City of London, as well as elsewhere in the UK, are well documented and Islamic finance is an important part of these links, and whilst client confidentiality and other factors make it difficult to obtain exact figures all the indications are that activity in this area continues to grow. A report was commissioned by Jersey Finance (the promotional body of Jerseyโs finance industry) from Capital Economics Limited in 2013 to assess the value of Jersey to the UK and the findings argue that Jersey provides vital liquidity to the UK economy, in particular through international banking services, and facilitates inward investment from around the world. The report estimates some GBยฃ560 billion of foreign direct investment (FDI) in UK assets through Jersey, and whilst it identifies the major sources of the underlying wealth as being from North America, Asia Pacific and the Middle East, it is not possible to readily identify the amount from the Middle East, nor the amount that has been invested via a Shariโa-compliant structure. In recent months there has been a lot of commentary regarding the amount of real estate, both commercial and residential in the UK that is owned through offshore companies, and much of this activity is said to arise from investment activity by individuals and corporations resident in the Middle East, Asia and Russia. The now infamous Private Eye article โSelling England by the offshore poundโ identified in excess of 100,000 properties in the UK acquired by offshore companies between 1999 and 2014. Over 20% of these were acquired using Jersey companies, and many others will have been acquired using companies established in other offshore jurisdictions, such as the British Virgin Islands, where that company is actually managed and controlled in Jersey. In spite of all the rhetoric and innuendo
linking this activity to money laundering and tax evasion, the simple fact is that much of this activity is not tax driven and a Jersey company has been used as a tax neutral vehicle that offers other advantages to the purchaser such as confidentiality, ease of succession planning and continuity of ownership to minimise probate problems in the event of the death of a foreign owner. Jersey has been providing services to Muslim clients, and in particular those resident in the GCC, for many years. Unlike some other western countries, Jersey has not had to make any changes to its Laws to permit Islamic financial transactions or investment, thereby ensuring that conventional and Islamic financial products are governed, regulated and administered on the same basis. The two primary areas of Shariโa-compliant service in Jersey are those offered to: a) Individuals, through private wealth management services such as the establishment and administration of trusts, foundations and private companies, and b) Institutions, by way of establishment and administration of collective investment funds, and other vehicles for raising finance or the investment of capital. It will come as no surprise to the reader that a major asset class for such vehicles investing in the UK has been real estate, with examples spread across the full spectrum of that sector, starting at private residential through to commercial real estate investment, from development to commercial letting, offices to distribution centres, and with student accommodation a popular sub-sector in recent years. In addition, many Jersey vehicles have been established to own trading businesses in the UK, either through passive investment via the stock exchanges or through more direct investment. As mentioned above, the Jersey Financial Services Commission (JFSC) as regulator of financial services in Jersey, does not impose any additional or different regulatory criteria on a vehicle established to issue securities be they
either โconventionalโ or Shariโa-compliant; nor does it impose any requirements over the establishment of the Shariโa Supervisory Board that will issue the fatwa and monitor the Shariโa compliance of the vehicle and its investments. The JFSC have established close links with regulators throughout the GCC, and have Memoranda of Understanding with many of these, the one with Bahrain having been signed in 2002 and more recently with the Emirates Securities and Commodities Authority.
Conclusion The reason for the use of Jersey based structures by Muslims and Islamic Finance Institutions, for either private wealth structures or the issuance of securities, are very similar to those for any other group. For over a decade, Jersey Finance has led delegations of representatives from member firms, often accompanied by local politicians and ministers on visits to the GCC. They have established an Islamic Finance Community of Interest group, which draws on the knowledge and experience of practitioners based in Jersey and the GCC to promote these services and to share knowledge and expertise to ensure that Jersey maintains its position as the preeminent offshore centre for Islamic finance. These factors set Jersey apart from some of our competitor jurisdictions in our ability to service the needs of regional investors seeking to invest in the UK, be that in real estate or other assets, and in particular in establishing these structures in a Shariโacompliant context.
Contact Volaw has over 30 yearsโ experience in assisting Islamic clients by creating and managing structures that fulfil their requirements for investment into the UK and other countries. For more information about our services, please contact: Trevor Norman, Director of Funds and Middle East Group, Volaw Group E: tnorman@volaw.com Tel: 01534 500418 www.volaw.com
Volaw Group: 30 years experience and expertise in Islamic Finance
Volaw Group have created a strong reputation in developing and managing innovative financial structures including complex commercial transactions using Jersey entities. Private Wealth Management โ establishment and administration of trusts, foundations and companies as either conventional or Shariโacompliant vehicles for the preservation and enhancement of family wealth. Funds and Capital Markets โ conventional and Shariโa-compliant real estate and private equity funds, securitisation and Sukuk structures, listing of securities and specialist investment structures. To see how over 30 years of experience and award-winning expertise in Islamic finance can make all the difference, contact one of our experts today:
www.volaw.com Fifth Floor, 37 Esplanade, St Helier, Jersey JE1 2TR, Channel Islands. Tel: +44 (0)1534 500400 Fax: +44 (0)1534 500450 mail@volaw.com
VOLAW GROUP Trevor Norman โ tnorman@volaw.com or Richard Fagan โ rfagan@volaw.com
Details of the legal and regulatory status of Volaw Groupโs members may be found at www.volaw.com
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL FINANCE
Committed to your success
National Bank of Egypt (UK) Ltd
We are a wholly owned subsidiary of National Bank of Egypt รข€“ Cairo, the largest and oldest bank in Egypt. With total assets approaching USD55 billion, it is also one of the largest banks in Africa and the Middle East.
providing the normal range of banking services, National Bank of Egypt (UK) Ltd can also help you with:
NBEUK is a British bank with major connections in Egypt and around the world and, with origins dating back to 1898, is also amongst the oldest banks operating in London.
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If you are looking to do business in Egypt, youรข€™ll need the benefit of an experienced guide. In addition to
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Charting the right course for your fiduciary needs With experience that goes back to the advent of offshore trust legislation more than 75 years ago, trusts are an integral part of Butterfieldโs wealth management expertise. Our teams of highly experienced trust professionals in many of the worldโs most important financial centres, where we have separately incorporated companies, provide us with the global reach and local knowledge to be able to offer you the right services in the right jurisdiction. To learn more about the trust services Butterfield can provide, we invite you to contact John Morris, Head of Wealth Planning, Butterfield Trust (Guernsey) Limited, on +44 (0)1481 739109 or visit our website.
www.gg.butterfieldgroup.com The Bahamas | Bermuda | Cayman Islands | Guernsey | new Zealand | swITZerland This advertisement is for general information purposes only. It does not purport to give specific legal, tax, or investment advice, and before acting further advice should always be sought, especially in relation to specific tax and jurisdictional circumstances. Butterfieldโs products and services are available only in those jurisdictions where they may be legally offered or obtained. Guernsey: Butterfield Trust (Guernsey) Limited is licensed and regulated by the Guernsey Financial Services Commission under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc (Bailiwick of Guernsey) Law, 2000, as amended. Company registration No 31645 Registered Office address: Regency Court, Glategny Esplanade, St Peter Port, Guernsey GY1 3AP.
ECONOMIC FOCUS CHAMBER NEWS
Company urges businesses to embrace international trade opportunities Leading foreign exchange experts Infinity International are urging companies to take advantage of international trade opportunities despite the uncertainty following the Brexit vote. The company says that Europe remains a major market for UK companies and always will be but there are huge opportunities in other markets around the world as well. Indeed, Britain has benefitted from record-breaking inward investment by foreign companies. Across the country, 2,213 inward investment projects were secured in 2015 to 2016, an 11% increase on the previous year. This lead to 116,000 jobs being created or safeguarded, the second highest number on record. According to UK Trade & Investment, now part of the Department for International Trade, the USA remained the UKโs largest source of inward
investment followed by China (including Hong Kong) and India. Investments originated from a record 79 countries and the UK became the top European destination for projects from emerging markets. Projects from Latin America rose by 240% and those from Central and Eastern Europe by 131%. In addition, The UK Government recently launched its Exporting is GREATcampaign to encourage more British businesses to export their goods and services overseas. Infinity International analyst Perry Asforis said: โThere is understandable uncertainty surrounding international trade following the Referendum vote but what is becoming clear is that
nothing is going to change in the short term and that any impact of the vote will take years to be felt. โHowever, business continues and there are some excellent opportunities available right now, both in securing export trade and attracting inward investment. โThe world still wants to trade with the UK and our advice to companies that feel uneasy is to overcome that anxiety and grasp the opportunities. โNot only will they be helping themselves but they will helping the UK economy to grow, which is absolutely vital at a time like this.โ For more information www.iifx.co.uk
ARAB-BRITISH CHAMBER OF COMMERCE 39
ADVERTORIAL FINANCE
EAB: Changing the Landscape in MENA Since Arab Bank was founded in 1930, its primary objective has been to act as a leading and active partner in the socio-economic development of the MENA region. As a proud member of the Arab Bank Group, Europe Arab Bank plc (EAB) has adopted this legacy which is now perhaps more relevant than ever. With MEED Projects (the Middle East business insight service) reporting last year that 80 per cent of investment in MENA projects is for infrastructure schemes, EABโs financial support is contributing to rapid development which looks set to improve lives in the region for future generations. The transport projects planned and in progress throughout the MENA, including metro, light rail and long distance railway projects, as well as airport schemes, have been particularly key to development in the region. Better transportation for both goods and people has been a catalyst for both inter-MENA and international business activity and has expanded the opportunity for new projects to emerge. The construction sector in MENA has benefitted from billions of pounds of investment in the past few years. Saudi Arabia, the largest economy, with the biggest project market in the region, has reacted to its rapid growing population (2-3 per cent per year) and increase in pilgrim visitors with an estimated $155bn investment in construction awards granted in the past decade. The King Abdul Aziz Road (KAAR) project in Mecca, the design contract of which was awarded to a European company, includes 100,000 residential units, 28,000 hotel rooms, two giant metro stations, metro tunnels, four car parks and a mosque which will be amongst
the largest in the world. Projects like this are estimated to have a significant impact on the lives of Mecca residents by improving living standards and ultimately boosting the countryโs non-oil generated income. Based on the political will to diversify somewhat away from oil as a main energy source, it is unsurprising that there have also been some pioneering power projects planned in the region. Dubaiโs Mohammed bin Rashid alMaktoum solar park, for example, is set to produce 1,000MW of renewable energy and will eventually span 40 square kilometres. Such projects are not, however, just limited to the GCC; in North Africa Egypt has plans for sizeable wind farms and Morocco has been awarding contracts for major wind and solar projects. The value of contracts for renewable energy generation in the MENA region was up 450 percent in 2015 from the previous year. The rise in population has also resulted in increased investment in residential power and water schemes. With added pressure on the scarce water supply and depleting natural resources, governments have had to develop more
sustainable schemes, which are fully paid for by the residents themselves rather than being subsidised by the government. Major wastewater projects emerging in the GCC, in particular, should transform the lives of those living there by providing the safe and environmentally friendly disposal of sewage. The treatment of the water will also mean it can be recycled for other uses such as power. These kind of life-changing projects denote the drive for progression and sustainability in the MENA region. Whilst the political turmoil in some countries continues to impede progression, the extensive development plans in others is still attracting overseas investment. By providing a Financial Bridge for European and North American corporates, doing business in MENA, Europe Arab Bank is proud to be able to be a part of these type of projects, which are shaping the future of the region.
PART OF THE ARAB BANK GROUP
ECONOMIC FOCUS CHAMBER NEWS
Investing in Iraq By H E Dr Salih Husain Ali Al-Tamimi, Ambassador of the Republic of Iraq to the UK. Iraq has many factors that should attract capital investments. The availability of natural resources like oil, gas and land, human resources, and its sizeable market and geographical position, create opportunities for production, imports and exports.
l
l
Exempting the assets imported for projects from duties for three years starting from the date of granting the license (article 17/ first of the Investment Law no 13) for the year
l
Granting hotels, tourism institutions, hospitals, health institutions, 5rehabilitation centres, educational and scientific institutions additional exemptions from duties paid on furniture and material needed for modernization and renewal purposes, at least once every four years
These attractive factors reflect the diversity of investment opportunities in different economic sectors. Iraqโs Investment Law (no. 13 for the year 2006, amended) contributes to attracting foreign investment, due to the following privileges and exemptions it offers: l
l
l
l
Acquiring land and real-estate for the sole purpose of holding housing projects Leasing land and real estate in order to establish investment projects with a lease term up to 50 years that can be renewed depending on the project's size and type Crediting and withdrawing the capital allotted to the project, as well as its profits and revenues in accordance with the provisions of the aforementioned law and Iraqi Central Bank regulations Circulating shares and bonds in the Iraqi Stock Market and acquiring membership in joint stock companies
Exempting the investment project from taxes for ten years starting from the commercial operation date, and extending this to fifteen years when the Iraqi investor's share exceeds 50%
l
Investors must provide details of the investment project, including an economic and technical feasibility study
l
Investors must provide a timetable for executing the project.
Once this information is received, the NIC shall execute the investment license in a period of time not exceeding 45 days from the date of submission.
Local Partnerships The recommended โentry strategyโ for many investment projects is through a local Iraqi partner.
l
Covering strategic partnerships with public sector projects by the advantages of the Investment Law
As the country continues to refine its investment laws and bring stability to its political and economic activities, local partners serve as a good option to expedite and navigate the legal, regulatory and physical landscapes of Iraq.
l
Providing financial and administrational autonomy to the Iraqi Provincial Investment Commissions.
Regarding Intellectual Property, Iraq is committed to protecting "Trademark, Patent, and Copyright" in the country according to the law.
Investment Licensing Procedures The Iraqi National Investment Commission (NIC) has established a One Stop Shop department to help investors obtain investment licenses through the procedure shown below:
l
Creating investment portfolios in shares and bonds
l
Insuring projects with any Iraqi or foreign insurance company
l
Opening accounts in Iraqi or foreign currency or both in any bank inside or outside Iraq
l
Employing foreign labour in projects alongside local labour
l
l
Providing foreign investors and workers the right of residency in Iraq and facilitating the process of entering and leaving the country
l
l
Investors submit a request to the National Investment Commission indicating a desire to invest, including the proposed investment sector and geographical area. This request shall be made via a standard form which is available from the NIC directly or on the NIC website (www.investpromo.gov.iq) Foreign investors must include a โCertificate of Good Standingโ from a certified bank Investors may include a list of projects completed both inside and outside Iraq
Population and Manpower l Population
growth has maintained a percentage which achieved stability at almost 2.6% annually, according to the available statistics until 2014.
l The
"Under 15" age category decreased from 41% in 2009 to 40% in 2012 while the "15-64" age category increased from 56% in 2009 to 56.9 in 2012. This indicated an increase in 'pushing power' of the economy.
l Youth
percentage i.e. the "15-24" age group was 20% in 2009 and increased to 20.2% in 2013. This requires policies aimed at enhancing learning and job opportunities for the youth.
l The
increase of the population percentage in the urban areas to the amount of 69%, while country inhabitants' percentage has been only 31% for 2014.
ARAB-BRITISH CHAMBER OF COMMERCE 41
Major Sectors The major sectors for investment in Iraq are: Oil and gas, housing and infrastructure, transport, health, industry, agriculture, communication services, education and tourism.
Oil and Gas The importance of oil is not only limited to its role in developing Iraq, but extends to the role which it can play in the international oil market. Iraq has a vast number of large reserves which make it one of the most responsive countries to the increasing demand of energy. Iraq is actively seeking international investment and expertise to help in the development of its oil and gas sectors. Despite the challenges, international oil companies consider Iraq a key market. Owing to its high production capacity potential and low operating cost environment, significant opportunities remain in the Iraq oil industry; not least in the petrochemical sector, where SHELL, for example, signed in January 2015, an agreement to build one of the largest petrochemical plants in the region. BP, SHELL, and British engineering and construction companies such as Petrofac and Amec Foster Wheeler have led the way in developing Iraqรข€™s hydrocarbon infrastructure and production potential. I expect and hope this trajectory to continue, as Iraq moves towards its production potential of 6 million barrels per day by 2022. This is in arrangement with OPEC, taking into consideration that Iraq was not producing oil for many years and the recognised right of Iraq to increase its production and exports of oil, especially in light of the current strains on the national budget.
Oil l Despite
security and financial troubles, Iraqรข€™s crude oil production has grown significantly over the last five years, to reach a record of 4.43 million barrels per day in January 2016.
l This
dipped to 4.31 million barrels per day last month.
l There
are 144 billion barrels of fixed reserves in Iraq, discovered in 71 fields, 27 of which are developed.
l 75%
of the fixed reserves are concentrated in major fields in the south east of the country, near the Iraqi border with Kuwait and Iran.
l An
additional 20% is located in the northern part of the country near Kirkuk.
Gas Iraq is similarly rich in natural gas, with 98 Trillion Cubic Feet (TCF) in proven reserves, and an estimated 31 TCF in probable reserves.
Oil and Gas Export and Distribution Pipelines Iraq has a wide pipeline infrastructure totaling 4,350 miles. There are three main pipelines that connect Iraq to Saudi Arabia, Turkey and Syria. In addition, there is a fourth - the strategic line - that starts from Basra in the south and runs to Kirkuk in the north. This line exports three quarters of the daily production from Basra oil port in the south, and the rest from the north pipeline, from Kirkuk to Jihan port in Turkey.
Production, Distribution and Export Iraq is developing its infrastructure at the present time, and heading towards expanding its productive operations in oil fields. This serves to attract investments in production, distribution and export and by so doing it will help to attract investments in other areas such as export pipelines - particularly in Basra Port and the pipelines from Kirkuk Province to Jihan Turkish Port. There are a wide range of needs in the south of Iraq which include the need to establish a new pipeline to link the resources extracted from oil wells to refineries, and to establish storage facilities in addition to expanding the ports. A number of studies were conducted to develop the necessary infrastructure which would enable Iraq to gain its position as a source for natural gas. This requires constructing an expanded infrastructure for the gas sector, in order to enable Iraq to supply the gas pipelines heading to Turkey, and therefore supplying major European markets. continued page 42
ECONOMIC FOCUS
from page 41
Dr Salih Husain Ali Al-Tamimi speaking at the Chamber
Sanctions imposed on Iraq in the 1990s led to deterioration in healthcare. Today, the Iraqi government is working to change the healthcare system, to make a better one through investment in teaching, training and infrastructure. The government is committed to returning the healthcare system to one that surpasses the quality of its predecessor, by increasing the healthcare budget. There are 360 hospital and 1,609 healthcare clinics located in the provinces and tens of thousands private medical clinics. Health indicators are of great importance to growth, standard of living and human capacity building. It is widely appreciated that the health status of the people in any country is considered as the main factor in the economic growth of the country.
Electricity Sector
Communications
The electricity sector in Iraq presents a number of attractive investment opportunities to local and foreign investors.
Mobile Phones: In addition to the three national mobile phone licenses, the Ministry of Communication intends on issuing a fourth license to open the door for all companies that specialize companies in mobile phone services.
The government has ambitious plans aimed at raising the sector's capacity through motivating investors in the areas of building, operating and supplying. The Ministry of Electricity (MoE) has sought to activate the role of the private sector in several areas such as: finance, quick construction and contributing to raising the additional generation capacity to cover the countryรข€™s need. The demand has grown furiously mainly by the essential consumers of electricity, i.e. families, in the recent years. Since the national power grid does not meet the needs of Iraqi families, they are forced to pay large amounts of money to be provided with electricity from the private sector. The MoE realizes that the current lack of electricity is the main obstacle for investments in all sectors since it is essential for the diversification of economy in the country. This sector has shared 2.7% of the overall local production at consistent prices for the year 2014.
Internet System: Due to recent developments in the field of communication services, Iraq needs to improve its internet infrastructure. Therefore, investors have an opportunity to establish projects that provide internet services. Stationary Phone Line and Fibers: The investment opportunities in this field cover fixing and expanding the existing network, and supplying and establishing new phone stations, as well as large improvements in fiber optic networks Local Wireless Stationary Ring: Investment in this field offers significant advantages in Iraq through WLL which provides the ability to supply wireless services without the need to build a large network.
Health Sector During the 1970s and 80s of the last century, the Republic of Iraq was one of the leading nations for healthcare in the Middle East and North Africa.
In Iraq, the Ministry of Health is in charge of determining the health level within a large system of hospitals and different medical clinics. This is in addition to the private health sector represented by private hospitals and private medical clinics. Health Indicators Reflecting the Sector's Status and Development: l Number
of hospitals in Iraq (public and private) up till 2013: 360 hospitals and 1,609 healthcare centres (except the KRG).
l Number
of doctors in hospitals and medical centres (in private and public sectors) in 2011: 20,480 doctors of both genders while it was 19,738 doctors in 2010 (except the KRG).
Housing and Infrastructure In economic terms, housing is an extremely vital sector due to the important role it plays in the formation of fixed capital, generating incomes and creating job opportunities. By encouraging and enabling the private sector and foreign investors, the Government of Iraq may achieve tangible results in housing production by providing the land suitable for housing purposes. The National Investment Commission announced the national housing project to build 1 million housing units in all
provinces of Iraq. They have already started the implementation of the first stage of this huge project, through constructing 100 thousand units in Baghdad (Bismaiya New Housing City Project) implemented by Hanawah South Korean Company for Engineering & Construction. These 100 thousand units are part of Baghdad's total housing quota of 224 thousand units.
Industry and Minerals The industrial sector is seen as one of the most prominent components of the non-oil economy. The Ministry of Industry and Minerals (MIM) encourages investment according to investment law for the year 2006 as amended. The MIM runs the state-owned enterprises (SOEs) and seeks to develop the SOEs in cooperation with those willing to invest to raise efficiency. The MIM also specified a number of projects through which it aims to attract foreign investments. Law No.22 for the year 1997 (regarding state owned companies) focuses on rehabilitating those operating plants which employ capital and special expertise, and it allows the SOEs to conclude agreements with foreign investors. Such investors will also be covered by the incentives and privileges provided by the investment law No. 13 for the year 2006, that encourages investment and provides protection to foreign investments. The contribution of this sector to GDP in fixed price has reached 3.1% for the year 2014. MIM launched an ambitious programme in 2005 for granting licenses to establish joint ventures and production sharing agreements, for the purpose of promoting investment in this sector. Where the investor should undertake all the rehabilitation processes, management and operation of the plant on his own, within the framework of the investment concept announced by the Ministry, against a share of the production, within a pre-specified duration of 15-20 years, the investor is free to suggest rehabilitation through reconditioning the existing machines and equipment or substituting all with new machinery. In all cases, the Ministry will be an active partner and ready to provide the investor with all available data in addition
ARAB-BRITISH CHAMBER OF COMMERCE 43
to help in issuing the necessary entry visas for the respective technical teams. Developments in this sector include evaluating the suggestions to reduce the import volumes, to reinforce domestic products and ensure a package of comprehensive reforms which guarantee protection of investors' benefits and help to maintain a framework for the sustainable investment in SOEs. It is expected that the reforms package will not only rehabilitate this sector, but will result in producing new proactive energies and enforcing the available laws. Iraq currently has diversified light and heavy industries such as carpets, automobile assembly, pharmaceuticals, petrochemicals, fertilizers and others. It is hoped that SOEs can play an important role in supplying both the state and private industries with the required products and services, in light of applying a series of technical and management reforms and the investment directions to improve the quality of performance and production.
Education Sector Iraq is in need for many educational institutions to meet increasing demand as a result of population growth โ a reality that provides investors with great opportunities.
Tourism Sector Tourism is regarded as an important factor of the economic and social development in the various countries. It represents a main resource of national income as well as job opportunities through the implementation of the projects and activities that it beholds. The government is committed to laying down plans to invest the country's cultural and tourism assets.
Agricultural Sector This sector is considered promising in the investment field due to the large number of opportunities which it offers. And, in light of the availability of elements of success, this sector provides diversity of the food basket and relative food security through agricultural investments in all its types.
Conclusion Finally, I would like to say that the need for Iraq to stimulate investment in various sectors is part of the reforms which are already underway. The Iraqi government is working towards combating corruption and implementing reforms - such as restructuring banks, diversifying the economy and developing the private sector โ indicating important steps already being taken in this direction. This needs the efforts of our friends who are experts and leaders in this field. We are looking to improve the trade balance between Iraq and UK to reach billions of dollars rather than millions. UK exports to Iraq in 2015 were ยฃ264,516,975 while UK imports from Iraq were ยฃ53,218,521 (ยฃ53.2 million), and the total trade exchange for the year 2015 was ยฃ317,735,496 (ยฃ317.7 million). UK exports to Iraq for the first quarter 2016 were ยฃ50,595,253 (ยฃ50.59 million), and the UK imports from Iraq for the same period is ยฃ5,369,412 ยฃ5.36 million), which makes the total trade exchange for the first quarter 2016 ยฃ55,964,665 (ยฃ55.96 million). The highest value commodities exported to Iraq were boilers, machinery and mechanical appliances, vehicles, optical, medical and surgical instruments, electrical machinery and equipment. While the main commodities imported into the UK from Iraq were mineral fuels and mineral oils. The Arab British Chamber of Commerce can play an important role in introducing British businessmen and investors to the Iraqi market, who can promote the available investment opportunities in Iraq in different aspects, through taking an advantage of the Iraqi investment law no. (13) 2006. The above article is an edited version of a presentation delivered by the Ambassador to a business roundtable at the Arab British Chamber of Commerce on 27 May 2016. The roundtable was opened by Dr Afnan Al-Shuaiby, Secretary General & CEO, ABCC, and chaired by the Rt Hon Lord Trefgarne.
ECONOMIC FOCUS CHAMBER NEWS
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The team also works on many personal legal documents, including translating divorce papers and other legal documents for civil proceedings. So, whether you are a firm of solicitors, a local authority, a social service, a probation office, a prison, a blue-chip business or an individual, the team is here to assist you in all your translation needs. Their rates are tailored just for you. No project is too small or too big. Whether you want to have your marriage certificate translated or have a 1,000page brochure turned into multiple languages, you will find the companyโs services extremely competitive and reliable. When it comes to language-related matters Welcome Translations offers a unique service. Indeed, it is the only translation company in the UK that is willing to tailor its terms and services to meet your requirements. For more information, ring 020 7091 0491 or email info@ welcometranslation.com
W e lco m e T r a n s l at i o n s Lt d t r a n s l a t i o n
e x p e r t
www.welcometranslations.com
TRANSLATION
TRANSCRIPTION
We provide a wide range of translation services to cater to your specific needs. From legal documents to technical translation, from marketing brochures to medical reports, we work with any type and size of documents. We only rely on a network of qualified and experienced translators who combine their language fluency with excellent writing skills, cultural understanding and the technical expertise required to help you convey your message with accuracy โ and timeliness.
We offer transcription services of audio/video files in English as well as foreign languages. We accept a variety of formats โ including DVD and USB โ that will be converted by our team of experts into consistent text. Over the years we have provided time-coded transcriptions of police interviews, immigration tapes, court hearings, documentaries, just to name a few and comparisons of audio and video materials. Our transcription process is meticulous, fast and certified for use in courts.
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Welcome Translations Unit 3 Lincoln House 1-3 Brixton Road London SW9 6DE Tel: 020 7091 0491 Fax: 020 7735 5390
ECONOMIC FOCUS CHAMBER NEWS
Economic and investment opportunities in Mauritania By Mr Mohamed Yahya Ould Sidi Haiba, Chargฤล dรข€™Affaires, Embassy of the Islamic Republic of Mauritania Market Overview
l Gold:
Mauritania is:
l Copper:
l
A vast territorial area of 1030,000 km2
l
A Muslim, Arab and African country
l
Belongs to the following alliances: the AMU, AU, the Arab League and the OIC
l
l
l
It also has a sub-Saharan heritage: G5 Sahel, observer status, Ecowas, Cilss, OMVS and other sub-regional projects A close proximity to Europe; less than an hour and just under 48hrs navigation from Spain, 4 days navigation from the rest of Europe and 14 days from North America. Population 3. 7 million
l Enjoys l
about 28 million tonnes of ore at 1.14% of copper
l Phosphate: l Quartz: l Salt:
operators both national & foreign are present
l Number
l Number
gypsum)
Proven Reserves l Iron
ore: more than 1.5 billion tonnes
l
9,708 tonnes (MCM, First Quantum) mining sector employs more than 15 000 people & contributes 30% to GDP.
basins split into several blocs
The coastal basin includes 56 blocks, 7 blocks of which are ultra-deep, 8 blocks deep off-shore and 4 coastal blocks
l The
Taoudenni Basin encompasses 75 blocks
l
On shore: important potential: +500 000 km2 unexplored area with a confirmed oil system (Taoudenni basin)
l Offshore:
7 discoveries in the coastal basin (success rate of over 35 %)
l Several
prospects including 8 which undergone drilling in 2013
l Since
2006 the Chenguetty field is operated with an average production of 204,565 barrels per month in 2013
& metal: 37 000 tonnes (Kinross, MCM)
l Proved
and likely reserves of oil in Mauritania are estimated at about 600 million barrels.
l The
Main operators in Mauritania l (Exploration
& production): Chariot, Dana, IPG, Kosmos, Petronas, Repsol, Sonatrach, Total, Tullow Oil
Prospects l
The largest national mining operator (SNIM) plans to increase its iron ore production from 13 million tonnes to 40 million tonnes by 2025
l
Exploitation of an iron deposit situated in the north by Glencore Xtrata (underway): 7 million tonnes/year
l
Extension of the gold mine of Tasiast (by Kinross Gold) to reach a production of 900,000 ounces/year (from 10 to 25, 5 tonnes/year)
Potential
Despite this huge potential, the country remains under explored
2013:
13,04 million of tonnes (SNIM)
l Gold:
l
of mines: 80 (gravel,
l Production
Unique geographical location overlooking the Atlantic Ocean and nestled between North Africa & SubSaharan Africa
900 mining & mineral indicators (iron ore, copper, gold; phosphates, quartz, chrome, rare soils, salt etc.)
of exploration licences: 250
of extraction licences: 11 (iron, gold, copper, salt & quartz)
l
l
l Two
l Number
l Copper
Mining Sector
more than 11 million tonnes
l 90
l Fer:
New mining projects are in the process of being finalised (phosphate, salt).
Oil, Gas & Energy Sector
Current situation
Adherence to lEITI (transparency in the extractive industries)
Good economic performance with sustained growth since 2009, over 6.7 % in 2013.
l
Oil Sector
more than 245 million tonnes.
l
l
more than 140 million
tonnes
great stability and security
Democracy and Good Governance (Elections under universal suffrage)
more than 25 million ounces
l
In the coastal basin more than 20 sharing contracts have been signed with a dozen operators
l
In the on-shore basin more than thirty sharing contracts have been signed with a dozen operators. Gas
Gas l
Discoveries of natural gas offshore and prospect for operation by the company Tullow Oil (UK) & Cosmos Energy (US)
ARAB-BRITISH CHAMBER OF COMMERCE 47
l
84 billion m3 of proven reserves
l
Goal: to produce electricity from gas
l
A dual power plant (fuel/gas) of 180 MW is under construction. The shift to natural gas will take place by end of 2015.
Electricity l
Existent: thermal, hydro-electric, solar & wind power plants (urban & neighbouring electrification at 50% while rural is at 5%)
l
Current available offer: 76MW (thermal power plant). There is a deficit but extension projects are underway
l Currently
the installed capacity uses 4% photovoltaic, fleet represented mainly by deep freezer trawlers, freezer pelagic trawlers, deep glaciers trawlers, langoustines & shrimp boats.
l 1%
wind, 11% hydroelectric 11% , 8% light fuel & 76% heavy fuel
l
Goal: satisfying an increasing demand
Renewable Energies l
Thanks to its all year round sunshine, there is a huge potential in renewables
l
Wind potential 7-9 mile/second on the coast
l
Solar potential from 3,5 รข€“ 6 kWh/mรห/ day for 8 hours /day.
l
l
Fisheries Sector l
Exclusive Economic Zone (EEZ): 234 000 km2
l
Catches: 1101 805 tonnes (2011)
l
Artisanal fleet: 3,640
l
Employs: 36,000 people
l
Consumption: 4,3 kg/habitant/year
l
Exports: $190 million
l
The Mauritanian EEZ is one of the richest in the world and an important zone for fish production
l
Two big oceanic systems, currents of the Canaries (cold waters) and the currents of Guinea (warm waters). Cold waters are rich in nutritive salts.
l
The catch potential in Mauritania is 1,511,000 tonnes.ร
l
The species with important market value in particular are cephalopods, shellfish and demersal fish which represent 20% of the potential, while the rest consist of pelagic species.
l
Industrial fishing: a very diversified
l
l
Mauritania has signed several fishing agreements with fleets representing more than 25 different nationalities allowing different access systems (fishing agreement, loading contacts, free licences) A current fishing agreement with the EU (valid until Nov 2018) against a financial compensation worth 110 million Euros, with a hundred fishing licenses for European vessels
l There
is still a problem in controlling and managing flood waters
l Increase
in imports of basic commodities like wheat, rice, sugar and milk
l The
main agricultural products exported remain leather, animal skins & Arabic gum
l
l 71%
of the potential consists of the usable land in conventional production systems which depend heavily rainfall, water irrigation systems and therefore on quality of existing water infrastructures.
No access to certain species such as cephalopods (octopus) which are exclusively reserved for Mauritanian fleet
l The
More than 300 species counted in the catches and nearly 170 tradable species.
l The
Mauritanian herd is estimated at 1.6 million of cattle, 16 million sheep and goats, 1.4 million camels. private sector involved in the irrigated land with about 20.000 managed hectares and at breeding level there are currently four milk producing plants.
Agriculture & Livestock l 14.8%
contribution from agriculture & livestock to GDP of which ~ 80 % is from livestock solely
l
Arable land is estimated at 513.000 hectares including all types of growing systems
60 % of the rural population live off agriculture & livestock
Prospects: l
Developing an agriculture that is commercially competitive with high productivity / added value by promoting medium & large land exploitations
l
Optimisation and support to the farming of basic products by developing small irrigation systems.
l
Reinforcing vital services for the development of enterprises
l 6.6
% contribution to economic growth
l Important
efforts are being deployed in hydro farming development
l However,
a huge potential remains largely untapped, for instance, only 24% of the irrigated lands are exploited, with irregular & overall weak yields
continued page 48
ECONOMIC FOCUS CHAMBER NEWS
from page 47 l
Agricultural support (input supply, maintenance, reparation of materials and equipment, farming jobs, bank, insurance, technical and management advice, etc.)
l
Development of an intensive livestock
l
Development of animal feeds and strengthening the capacity of cattle grazing
l
l
Optimisation of intensive animal breeding and the management of grazing resources Prevention and management of the adverse effects of droughts on agriculture.
Tourism l
l
l
l
Diversified scenery (exceptional landscapes with historical and cultural sites including some classified as universal heritage by UNESCO) Tourism in Mauritania currently revolves around desert trips (October - April) with 47% of trekking or desert walking, 31% of camelriding & trips through the desert, 22% of 4x4 adventure circuits and discoveries Themed holidays such as fishing for sport, hunting in the south Sahel or taking the desert train by tourists wishing to discover the North of Mauritania along the 850km of the railway track. Great potential with a long Atlantic coast of 750km with sand and sunshine throughout the year.
Infrastructure Road network l
The Mauritanian road network consists of 10,628km of roads (2010)
l Existence
of a good national road network and regional link (Morocco, Senegal and Mali)
l This
position allows the targeting of European, North African and West African markets for export activities.
l Construction
of a road to the north linking Algeria and a bridge on the Senegal river linking Rosso in the Senegalese shore are expected
Port infrastructure l
Autonomous port of Nouakchott
l Autonomous l Mineral
port of Nouadhibou
port of Nouadhibou
l Signatory
to the Multilateral Investment Guarantee Agency (MIGA)
l Signatory
to the ICSID ( International Convention on the settlement of Investment Disputes)
l One
l Signatory
l Ongoing
l Simple
port for artisanal fishing (Nouadhibou) construction of a new port for artisanal fishing (Tanit)
Airport Infrastructure l Two
international airports (Nouakchott and Nouadhibou)
l Eight
secondary airports (Aioun, Atar, Kaรฉdi, Kiffa, Nรฉma, Selibaby, Tidjkja et Zoueiratt)
l A
new international airport in Nouakchott (2 million passengers) currently under construction
Railway network l 850km
of railway track to the north (transportation of iron ore and passengers)
l projects
for construction of a road (connection and regional integration)
l Total
of 1,300km of roads (under construction)
l Railway
projects in the medium term
l Nouakchott
- Bofal - Kaedi (430km)
l Nouakchott
- Akjoujt (270km)
l Akjoujt l
- Choum (300km)
Kaedi - Selibaby-Frontiere of Mali (290km)
l Total
cost estimated at $1.38 billion.
Investment Code & Incentives l Offers
protection of possessions
l Guarantees
stability of legal framework, tax and customs during a period of 20 years
l Guarantees
availability of foreign currency for the needs of investors
l Guarantees l Equal l At
transfer of foreign capital
treatment of investors
the international level:
l Signatory
to the 1958 New York Convention on the recognition & enforcement of foreign arbitral awards since 1997
to the Marrakesh Agreement establishing the WTO administrative procedures
l Declarative
system of investments
l Legal
setup of companies in one stop-shop
l Completion
of formalities related to consent within 10 days
l A
dedicated legal framework for mining: mining code & convention guaranteeing legal & fiscal stability
l Simplified
procedures for mining designations (first come, first served)
l VAT
exemption for products related to mining activities (list of exempted mining products)
l Imported
equipment for temporary entrance, with 5% single duty on certain products (such as cars)
l Tax
relief during the first 3 years of production
l Variable
royalties according to price fixing ( 2 to 4 % for iron, 3 to 5 % for copper, etc.)
Nouadhibou Free Zone As the economic capital of Mauritania, Nouadhibou and its surroundings have long been exclusively oriented towards the sea and fish resources. It continues to be so, but today with the export of minerals to the world, sea produce and new emerging activities, growth has become an integral part of the local economy. The governmentโs strong commitment to Nouadhibou as a major economic hub, with an international dimension and its implementation through the construction of an attractive legal, administrative and technical framework encouraging free enterprises, strengthens the dynamic development of the region. The law establishing the Free Zone created an excellent package of fiscal, monetary and customs facilities and created a One-Stop Shop Desk in order to centralise all formalities for set up, registration and authorisation.
ARAB-BRITISH CHAMBER OF COMMERCE 49
Small change, big impact: Get ready for the SOLAS container weight verification Clyde & Co's Shipping & International Trade team looks at the obligations placed on shippers, carriers and port terminals and how the industry is preparing for the change. securing material to be packed in the container) and adding the tare mass, as well as using a certified method approved by a competent state authority for packing the container. Whether method 1 or 2 will be used will very much depend on the type of cargo being transported and the type of facilities available to the shipper. For example, method 2 cannot be used for certain commodities which due to their nature cannot be weighed individually, such as scrap metal, unbagged grain and other bulk cargo. To obtain the VGM and the necessary certification, the shipper will need to check the requirements adopted by the SOLAS contracting state where the packing and weighing take place. For example, the UK authority (the Maritime and Coastguard Agency) has published a Marine Guidance Note (MGN 534), clarifying that the UK is utilising existing auditable accreditation systems (such as Authorised Economic Operator, ISO 9000 and Enterprise Resource Planning systems) to manage certification of method 2, whereas calibration and certification for method 1 is accommodated by existing weights and measures regulations.
The International Maritime Organization (IMO) has amended the Safety of Life at Sea (SOLAS) Convention to require that a packed containerรข€™s gross weight be verified before the container can be loaded on board a ship.
The Implications for Shippers The new rule will come into force on 1 July 2016 and will apply globally. Background With its 50-plus years of history, it is perhaps surprising that it is only this year that the container shipping industry will have a mandatory rule requiring the gross mass of a container to be verified before the container can be put on board a ship. Inaccurately declared container weight can cause container stacks to collapse, presenting a risk of injury to personnel, damage to equipment and to the cargo. It has also been considered an aggravating factor in significant casualties. The amendment to SOLAS Chapter VI requiring such verification, which will come into force on 1 July, was adopted in November 2014 after careful industry consultation by the maritime safety committee of the International Maritime Organisation (IMO) and years of campaigning by a number of groups. With the new amendment, it is hoped that accurate gross weight of packed containers will help vessel operators make safe stowage decisions. The new rule will affect all the parties involved in the supply chain, but it places the primary responsibility for obtaining the verified gross mass (VGM) of a packed container on the shipper. In the guidelines published by the IMO, the shipper is defined as "a legal entity or person named on the bill of lading or sea waybill or equivalent multimodal transport document (eg รข€˜throughรข€™ bill
of lading) as shipper and/ or who (or in whose name or on whose behalf) a contract of carriage has been concluded with a shipping company". In practice, the shipper may be any of the following: l The
beneficial cargo owner (i.e. the owner of the goods or the exporter);
l The
non-vessel-operating common carrier; or
l Where
cargo from various shippers is consolidated into a single container, the entity that consolidates the cargo (i.e. the "master loader").
The requirements i. With less than 3 months to go, the first thing that a shipper will have to decide is which method will be used to obtain the VGM. The SOLAS amendment provides that either of the following can be used: l weighing
the packed container using calibrated and certified equipment (after packing and sealing the container); or
l weighing
all packages and cargo items (including the mass of pallets, dunnage and other packing and
ii. The shipper will then need to ensure that the certification of VGM for his container is: l
signed by a person duly authorised by the shipper; and
l
submitted to the master or his representative and to the terminal representative sufficiently in advance, as required by the master or his representative, to be used in the preparation of the stowage plan.
The shipper may communicate the verified gross mass in a shipping document. This can be part of the shipping instructions to the carrier or a separate communication. What continued page 50
ECONOMIC FOCUS CHAMBER NEWS
from page 49
arrangements. The IMO Guidelines provide that "[t]he master or his representative and the terminal representative should enter into arrangements to ensure the prompt sharing of verified container gross mass information provided by shippers. Existing communication systems may be used for the transmission and sharing of such verified container gross mass information." The World Shipping Council has published Guidelines on the SOLAS weight verification amendment. They specifically advise carriers to provide shippers with "cut-off times" within which the carrier must receive the required container weight certification from the shipper for ship stowage planning. This is in line with the IMO Guidelines which provide that "it is the responsibility of the shipping company with whom the shipper enters into a contract of carriage to inform the shipper, following prior discussions with the port terminal, of any specific time deadline for submitting the information."
is important is that it should indicate that the gross mass is a "verified gross mass". The document may be presented by means of EDP or EDI transmission techniques. The signature may be an electronic signature or may be replaced by the name, in capitals, of the person authorized to sign. It is important to note that, although the SOLAS amendment provides that the VGM has to be submitted to the master and to the terminal, the IMO guidelines clarify that the shipper will meet its obligations under SOLAS if it submits the verified gross mass to the master only, who will then need to notify the terminal operator. However, the shipper may also submit a weight verification to the terminal operator upon delivery of the container to the terminal facility. The new rule does not state when the information must be supplied, only that it will have to be in advance of the preparation of the stowage plan. Shippers must therefore liaise with carriers and terminal operators to establish the timing of submission of the VGM. In case of noncompliance, the severity of penalties and fines shippers could face will
vary depending on the SOLAS contracting state and shippers should ascertain what these are in the relevant state. Contractual terms need to be evaluated to take into account the new obligations and the allocation of costs and liabilities.
The implications for carriers The SOLAS amendment makes it clear that a packed container without a verified gross mass (VGM) cannot be loaded on board a ship. Although the obligation to obtain the VGM rests with the shipper, the carrier has the obligation to use a VGM to prepare a stowage plan and to refuse a container that has been provided without a VGM.
Issues for consideration As a result, ahead of 1 July 2016, when the amendment comes into force, there are a number of issues that a carrier needs to consider. The SOLAS amendment and the IMO Guidelines do not lay out specific deadlines for the shipper to submit a weight certification, leaving it to the parties in the supply chain to make their own
Carriers may also wish to take other steps to facilitate compliance, such as providing an online database of tare weights for their container fleets to assist those shippers using method 2, ie weighing all packages and cargo items and adding the tare mass (see "Part 1 รข€“ Shippers" for an explanation of the two methods). If a signed weight certification is not provided by the shipper, the carrier can refuse to load the container or, alternatively, he can weigh the container. How the costs will be apportioned will depend on commercial considerations. However, as the shipper is ultimately responsible for verifying the container weight, the carrier may be able to pass on any costs it may have incurred in determining the container weight to the shipper. When a certification is provided by the shipper, the carrier may rely on it and is not required to double check the VGM. Nevertheless, if the carrier has reason to believe that the VGM is incorrect, he may choose to take steps to determine the accurate weight. As above, given that the shipper bears the responsibility for providing an accurate weight certification, it is likely that any costs incurred can be passed on to the shipper.
Even when a shipper provides what appears to be an accurate weight certification, the shipรข€™s master retains the discretion in deciding whether to load a container. The master can therefore refuse to load a container if he/she has reasons to believe that it cannot be safely transported, despite the provision of a VGM.
Recommendations Carriers should evaluate their current service agreements, terms and conditions, bills of lading and tariffs to protect themselves against delayed shipments and additional costs associated with shippers not providing the weight verification on time or providing the wrong weight verification. In addition, carriers should have sufficient documented procedures and record keeping in place in case of incidents. For example, the UK Maritime and Coastguard Agencyรข€™s Guidance Note (MGN 534) provides that in the event of an incident or an issue with a container stowed aboard a ship, the carrier and/ or the terminal representative should be able to demonstrate that they have systems in place to ensure prior to the loading of packed containers that they have the verified gross mass for each container and that any changes in the container gross mass notified between pre-booking and loading aboard a ship are managed.
The impact on port terminals No VGM, no loading The SOLAS amendment provides that no container without a verified gross mass (VGM) can be loaded on board a ship. Terminals will, therefore, have the responsibility to make sure this is complied with at all times. Before the container arrives at the terminal, communication between the parties will be key to ensuring compliance. As the shipper is able to meet its obligation under SOLAS by submitting the VGM to the shipping line, terminal operators should make sure their contracts with shipping lines include a clause which makes certain that this information is provided before or by the time the container is delivered to the terminal.
ARAB-BRITISH CHAMBER OF COMMERCE 51
Many terminals around the world have started putting procedures in place. The port of Barcelona, for example, which receives on average 1,700 packed containers daily, was the first in Spain to develop a documentary package establishing the procedure for electronic communication of VGMs. This includes the documentary forms necessary to transmit the VGM from the shipper to the consignee, and from there on to the terminal. Most importantly, terminal operators will need to consider procedures for when a container arrives at the terminal without a VGM.
Weighing facilities Despite the fact that the responsibility for providing a VGM is placed on the shipper, the message given by the IMO is that all parties involved should work together towards compliance. This is clear from the wording of the IMO Guidelines: "Notwithstanding that the shipper is responsible for obtaining and documenting the verified gross mass of a packed container, situations may occur where a packed container is delivered to a port terminal facility without the shipper having provided the required verified mass of the container. Such a container should not be loaded onto the ship until its verified gross mass is obtained. In order to allow the continued efficient onward movement of such containers, the master or his representative and the terminal representative may obtain the verified gross mass of the packed container on behalf of the shipper. This may be done by weighing the packed container in the terminal or elsewhere. The verified gross mass so obtained should be used in the preparation of the ship loading plan. Whether and how to do this should be agreed between the commercial parties, including the apportionment of the costs involved." If there are no weighing facilities at the terminal, there are likely to be additional costs for the terminal operator should the containers and their cargo remain at the terminal. Any contracts that terminal operators have with shippers or, most likely, shipping lines, should determine who is responsible for these costs.
Many terminal operators are considering or have now decided to offer a weighing service. The UK's two biggest container ports, Felixstowe and Southampton, have indicated that they would offer weighing facilities. APM Terminals, which operates over 70 port facilities around the world, is working to determine which of its terminals are suitable for offering container-weighing services. This requires an assessment of the available technologies, the practicalities of providing such a service and the commercial and legal considerations. Where the VGM has been provided by the shipper or passed on to the terminal by the carrier, the terminal operator may rely on it and is not obliged to check the shipper's VGM. However, if the terminal operator establishes a VGM which differs from that declared by the shipper, the terminal operator's VGM should prevail. Whether a terminal decides to offer new services or just put in place procedures that will enable compliance with the regulation, it will require reviewing the adequacy of existing terminal service agreements, haulage agreements and standard terms of business. Overall, the amount of preparation already carried out by all the parties in the supply chain, both in terms of logistical arrangements and of review of operating terms, which should be finalised in the next few weeks, will determine how successful or how disruptive the implementation of the new SOLAS amendment will be.
Contacts Authors Elizabeth Turnbull and Marcia Perucca can be contacted below: elizabeth.turnbull@clydeco.com marcia.perucca@clydeco.com Clyde & Co, May 2016
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Honours List for outstanding service to business Ranger popularly known as Rami Ranger, Chairman ofand Suncommunity Mark Ltd, Sea and success through our service and strength and that is my promise. Dr. Rami CBE, FRSA cohesion inAir the& UK. Like our Ranger other customers, I can assure you that you too will find satisfaction Land Forwarding Ltd and Bulldog Energy Drink Ltd in the New Yearโs Director success through ourFRSA service and strength and that is my promise. Honours List 2016 for outstanding service to business and community Managing Dr.and Rami Ranger CBE, cohesion in the UK. Managing Director Dr. Rami Ranger CBE, FRSA Managing Director
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ECONOMIC FOCUS
British Economic Survey KEY FINDINGS Q1 2016
BRITISH CHAMBERS OF COMMERCE QUARTERLY ECONOMIC SURVEY
Key Findings Q1 2016
The British Chambers of Commerce (BCC) Quarterly Economic Survey โ Britainโs largest and most authoritative private sector business survey, based on more than 8,500 responses from firms in Q1 2016 โ suggests that growth in the UK economy continued to soften in the first quarter, with most key survey indicators either static or decreasing. Our latest survey results suggest that the UK economy is in a holding pattern. While the picture is static overall, there are clear indications that economic growth is continuing to soften. From sales and orders to confidence and investment intentions, many of the business indicators we track are at a low ebb.
โ
Although GDP growth for the previous quarter was upgraded slightly, our survey points to a slowdown in Q1 2016. This is the inevitable consequence of mounting global and domestic uncertainties, but it is nevertheless concerning that the vibrant and dominant services sector is likely to face mounting challenges in the next few years.
โ
Dr Adam Marshall
David Kern
Acting Director General, British Chambers of Commerce
Chief Economist, British Chambers of Commerce
Domestic Sales
AT A GLANCE
Positive balance (+) = growth | Negative balance (-) = contraction
0%
0% +25%
-25%
+50%
+11%
+75%
-50%
+50%
+100%
-100%
1.0% 0.5%
20% 0%
+75%
+100%
-100%
...of manufacturers reported improved domestic sales in Q1 2016, down from +13% in Q4 2015
...of service firms reported improved domestic sales in Q1 2016, down from +32% in Q4 2015
0%
Export Sales
1.5%
0.0%
+26%
-75%
60%
40%
-0.5% -20%
-1.0%
-40%
-1.5%
GDP % Growth (ONS) 2008
2010
2012
Service Sector QES
2014
-2.0%
2016
Manufacturing QES
Balance of firms that increased export sales 50%
+25%
-25%
QES % Balance -60% 2004 2006 GDP Growth
0% +25%
-25%
Employment Growth
UK GDP Growth vs. QES Domestic Sales +25%
-25%
-50%
-75%
โ
โ
40% -50%
+50%
-50%
+50%
30% 20%
+8%
-75%
+75%
+13%
-75%
10% +75%
0% -10%
+100%
-100%
+100%
-100%
...of manufacturers reported improved export sales in Q1 2016, up from +1% in Q4 2015
...of service firms reported improved export sales in Q1 2016, down from +15% in Q4 2015
0%
2016
40%
+25%
-25%
2012 2014 Service Sector QES
Balance of firms that grew their workforce
0% +25%
-25%
-20% QES % Balance -30% 2004 2006 2008 2010 Manufacturing Sector QES
30% 20%
-50%
+50%
+13%
-75%
+75%
-50%
+50%
0%
+16%
-75%
10%
-10% +75%
-20% -30%
-100%
+100%
...of manufacturers reported an increase in their workforce in Q1 2016, down from +20% in Q4 2015
-100%
+100%
...of service firms reported an increase in their workforce in Q1 2016, down from +23% in Q4 2015
QES % Balance -50% 2004 2006 2008 2010 Manufacturing Sector QES
-40%
2012 2014 Service Sector QES
2016
ARAB-BRITISH CHAMBER OF COMMERCE 55
BRITISH CHAMBERS OF COMMERCE QUARTERLY ECONOMIC SURVEY
LOOKING AHEAD
The Quarterly Economic Survey (QES) examines business sentiment on a range of forward looking indicators, including investment intentions, turnover confidence, and prices. In Q1 2016, the forward looking indicators point to a dampening of investment intentions and business confidence, while expectations over prices begin to diverge between the services and manufacturing sectors.
0% +25%
-25%
Firms facing pressures to raise prices from the following factors
0%
-50%
+25%
-25%
+50%
-50%
+50%
40%
Manufacturing Sector QES
35%
Service Sector QES
30% 25%
+8%
Prices
-75%
+75%
+27%
-75%
20% +75%
15% 10%
+100%
-100%
+100%
-100%
...of manufacturers expect their prices to increase, down from +19% in Q4 2015
...of service firms expect their prices to increase, up from +21% in Q4 2015
0%
Pay settlements
Other overheads
50%
+25%
-25%
Raw materials Financial costs
Balance of firms increasing investment in training
0% +25%
-25%
5% 0%
Employment Expectations
Investment
40% -50%
+50%
30%
-50%
+50%
20%
+20%
-75%
+75%
+18%
-75%
0% -10%
+100%
-100%
...of manufacturers intend to increase investment in plant & machinery, down from +24% in Q4 2015
+100%
-100%
...of service firms intend to increase investment in training, down from +26% in Q4 2015
0%
2012 2014 Service Sector QES
2016
50%
+25%
-25%
-20% QES % Balance -30% 2004 2006 2008 2010 Manufacturing Sector QES
Balance of firms expecting to grow their workforce
0% +25%
-25%
40% 30% -50%
+50%
-50%
+50%
20% 10%
+13%
-75%
+75%
+27%
-75%
0% +75%
-10% -20% -30%
+100%
-100%
...of manufacturers expect to grow their workforce over the next three months, down from +17% in Q4 2015
+100%
-100%
...of service firms expect to grow their workforce over the next three months, up from +21% in Q4 2015
0%
0% +25%
-25%
Confidence
10% +75%
-50%
+50%
+44%
-75%
+25%
-25%
+75%
-50%
-75%
+50%
+44%
+75%
-40% QES % Balance -50% 2004 2006 2008 2010 Manufacturing Sector QES
2012 2014 Service Sector QES
UK GDP Growth vs. balance of firms confident 80% turnover will increase
1.5%
60%
1.0%
40%
0.5%
20%
0.0%
0%
-0.5%
-20%
-1.0%
-40% -100%
+100%
...of manufacturers are confident turnover will increase in the next 12 months, up from +42% in Q4 2015
-100%
+100%
...of service firms are confident turnover will increase in the next 12 months, down from +45% in Q4 2015
2016
QES % Balance -60% 2004 2006 GDP Growth
GDP % Growth (ONS) 2008
2010
Service Sector QES
2012
2014
-1.5% -2.0%
2016
Manufacturing QES
www.britishchambers.org.uk | @britishchambers continued page 56
ECONOMIC FOCUS CHAMBER NEWS
from page 55CHAMBERS OF COMMERCE QUARTERLY ECONOMIC SURVEY BRITISH
IN FOCUS MANUFACTURING This heat map shows the percentage balance of manufacturers reporting improved domestic sales in Q1 2016 by region:
Scotland
-9%
North East
+1%
Yorks & Humber
North West
+7%
+25%
Northern Ire
East Midlands
+15%
+22% East of England
Wales
+24%
-6%
London
+30%
West Midlands
+27%
South West
+12%
South East
-19%
The Q1 2016 manufacturing balances for domestic sales were in positive territory in nine regions and nations, while three balances were negative. Comparing the manufacturing sectorรข€™s performance across the various regions and nations, the strongest Q4 2015 domestic sales balances were in London at +30%, followed by the West Midlands at +27%, and the North West at +25%. By contrast, the weakest manufacturing domestic sales balances were in the South East at -19%, Scotland at -9%, and East of England at -6%.
www.britishchambers.org.uk | @britishchambers
ARAB-BRITISH CHAMBER OF COMMERCE 57
BRITISH CHAMBERS OF COMMERCE QUARTERLY ECONOMIC SURVEY
ABOUT THE QES The Quarterly Economic Survey is the flagship economic survey of the British Chambers of Commerce. It is a prominent tool used to measure the state of business sentiment and is monitored by a range of national and international organisations, such as the Bank of England, HM Treasury, European Commission, and IMF. The BCC Q1 2016 QES is made up of responses from 8,542 businesses across the UK. Firms were questioned between February 22 and March 14. In the manufacturing sector, 2,112 firms, employing approximately 317,000 people, responded. 1,451 (68%) of manufacturing respondents were exporters. In the services sector, 6,430 businesses with approximately 889,000 employees responded. Of the services sector participants, 2,556 (40%) were exporters.
Methodology QES results are generally presented as balance figures the percentage of firms that reported an increase minus the percentage that reported a decrease. If the figure is a plus it indicates expansion of activity and if the figure is a minus it indicates contraction of activity. A figure above 0 indicates growth, while a figure below 0 indicates contraction. For example if 50% of firms told us their sales grew and 18% said they decreased the balance for the quarter is +32% (an expansion). If 32% told us their sales grew and 33% said they fell the balance is -1% (a contraction).
This report has been prepared by the British Chambers of Commerce. Further information about any of the region and nation surveys may be obtained from the following:
National Coordinator: David Bharier d.bharier@britishchambers.org.uk British Chambers of Commerce, 65 Petty France, London SW1H 9EU (020 7654 5800) Scotland Coordinator: Roisin Milligan rmilligan@scottishchambers.org.uk Scottish Chambers of Commerce (0141 204 8366) North East Coordinator: Ross Smith Ross.Smith@necc.co.uk North East Chamber of Commerce (0191 3861133) North West Coordinator: Christian Spence Christian.Spence@gmchamber.co.uk Greater Manchester Chamber of Commerce (0161 237 4045): Contributing Chambers: St Helens, Liverpool, North & West Lancashire, East Lancashire, Greater Manchester, Cumbria, South Cheshire, Wirral Yorkshire & the Humber Coordinator: David Bharier (BCC); Contributing Chambers: Barnsley & Rotherham, Doncaster, Sheffield, Hull & Humber, West & North Yorkshire, and Mid Yorkshire
East Midlands Coordinator: Chris Hobson Chris.Hobson@emc-dnl.co.uk Derbyshire, Nottinghamshire & Leicestershire Chamber of Commerce, (0116 204 6606): Contributing Chambers: Derbyshire, Nottinghamshire & Leicestershire, Northamptonshire, Lincolnshire, West Midlands Coordinator: Stephanie Wall S.Wall@birmingham-chamber.com Birmingham Chamber of Commerce (0121 607 1814): Contributing Chambers: Coventry & Warwickshire, Birmingham, Black Country, Staffordshire, Shropshire, Herefordshire & Worcestershire Wales Coordinator: Elgan Morgan Elgan.Morgan@southwaleschamber.co.uk
South Wales Chamber of Commerce (01633 242721); Contributing Chambers: South Wales, West Cheshire and North Wales
South East Coordinator: David Bharier (BCC); Contributing Chambers: Kent Invicta, Hampshire, Surrey, Sussex, Isle of Wight, Milton Keynes and Thames Valley South West Coordinator: David Bharier (BCC); Contributing Chambers: Business West, Dorset, Cornwall, Somerset, and Devon London Coordinator: Thomas Wagemaakers twagemaakers@londonchamber.co.uk London Chamber Of Commerce and Industry, (020 7248 4444) Northern Ireland Coordinator: Christopher Morrow Christopher.Morrow@ northernirelandchamber.com Northern Ireland Chamber of Commerce (028 9024 4113)
East of England Coordinator: David Bharier (BCC); Contributing Chambers: Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk and Suffolk
www.britishchambers.org.uk | @britishchambers
ECONOMIC FOCUS CHAMBER NEWS
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ARAB-BRITISH CHAMBER OF COMMERCE 63
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
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ECONOMIC FOCUS CHAMBER NEWS
HE Mr Zayed bin Rashid Al Zayani, Minister of Industry, Commerce and Tourism, Bahrain (second left), with Dr Afnan Al-Shuaiby, ABCC Secretary General & CEO, (left), HE Shaikh Fawaz bin Mohammed bin Khalifa Al Khalifa, Bahrain Ambassador, and Rt Hon Baroness Symons, ABCC Chairman
Bahrain Ministerial Roundtable A ministerial roundtable discussion with His Excellency Mr Zayed bin Rashid Al Zayani, the Minister of Industry, Commerce & Tourism, of the Kingdom of Bahrain, was hosted at the Chamber on the morning of 29 February. The discussion, which focused on why UK companies should take a much closer look at Bahrain, was introduced by Dr Afnan Al-Shuaiby, Secretary General & Chief Executive of the ABCC, and chaired by Rt Hon Baroness Symons, ABCC Chairman.
described Bahrain as a key strategic partner in the Gulf for the UK.
The meeting took place in the presence of H E Shaikh Fawaz bin Mohammed bin Khalifa Al Khalifa, Ambassador of Bahrain to the UK, and attracted senior business executives keen to explore the new opportunities in the Bahraini market.
Baroness Symons remarked on the importance of Bahrain both as a strategic and trading partner for the UK.
In addition to the detailed briefing given by the Minister, and welcoming remarks from the Ambassador, delegates to the meeting also benefited from the expertise of Dr Jarmo Kotilaine, Chief Economist, with the Economic Development Board of Bahrain (EDB). In her opening remarks, Dr Al-Shuaiby
She pledged that the Chamber was always ready to provide the necessary assistance to help British companies make a success of their activities in the market.
She indicated that the ABCC would be strongly supporting the UK governmentโs forthcoming Gulf initiative programme which is to be launched in July 2016. H E the Ambassador described Bahrain as a gateway to the Gulf for business and trade. He mentioned that the two Kingdoms were celebrating 200 years of friendship in 2016 and that this was an illustration of the strong foundations on which
British-Bahrain relations are based. The Minister delivered a detailed briefing on the potential for deepening Britainโs involvement in Bahrain and outlined the priorities that the Kingdom had set itself as it sought to ensure its continued economic prosperity. He emphasised that the UK was only Bahrainโs 9th largest trade partner but hoped to see the value of bilateral trade increase in future. Bahrain aims to become more attractive to investors and visitors, the Minister stated, describing the diverse responsibilities of the ministry that he leads. H E Mr Al Zayani said the legal reforms adopted by Bahrain in 2015 were aimed at re-engineering the countryโs economic and financial landscape to attract more investors.
ARAB-BRITISH CHAMBER OF COMMERCE 67
The law for registering a company in Bahrain was increasingly flexible and transparent. Human capital was a major asset and it was an attractive feature of the market that Bahraini citizens were active at all levels of business. The Minister said that Bahrain aimed to become a strategic hub for manufacturing industries in the Gulf and furthermore it had identified priority areas for development including transport and logistics, ICT, tourism and leisure and education. Some new industrial estates were under construction and the regulations on acquiring land for industrial activities had been revised. Bahrain saw that SMEs had potential for future growth and young Bahrainis were encouraged to set up businesses for themselves. The Ministry was now responsible for oversight of the Bahrain Bourse which meant that companies would be able to access funding more easily. In addition, there was a planned launch of an AIMS market for SMEs. A new tourism strategy had been adopted with the objective of doubling the tourism sectorโs contribution to GDP by 2018. Bahrain was also seeking to expand its Meetings, Conference, Exhibition and Events (MICE) sector by constructing a new convention centre.
HE Mr Zayed bin Rashid Al Zayani, Bahrain Minister of Industry, Commerce and Tourism, speaking with business executives at the event
A new โโbrand Bahrainโโ would encourage investors and tourists. The minister concluded by urging UK firms to look more seriously at what Bahrain has to offer.
Dr Jarmo Kotilaine contributed to the discussion by focusing on how the EDB can assist investors and the factors that make Bahrain distinctive as a business location in the Gulf. The EDB executive stated that Bahrain had long recognised that developing entrepreneurship is essential for the countryโs prosperity and as such its economyโs strengths were not tied to fluctuating oil prices. He said that the EDB had been established by the government in Manama with a dual function of supporting investors operating in the market and to encourage new investors to set up. The agency worked closely with Bahrainโs ministries on the implementation of sector initiatives. He listed three key assets that made Bahrain unique: its human capital; its prime location in the Gulf; and the quality of its market regulation.
Dr Afnan Al-Shuaiby with HE Mr Zayed bin Rashid Al Zayani, Bahrain Minister of Industry, Commerce and Tourism (right)
These factors ensure that Bahrain has the most liberal economy in the Gulf and continued page 68
ECONOMIC FOCUS CHAMBER NEWS
from page 67
HE Shaikh Fawaz bin Mohammed bin Khalifa Al Khalifa, Bahrain Ambassador
offers a transparent, unified jurisdiction for investors. Dr Kotilaine explained that the EBD was focusing its work on several key sectors, which included financial services, tourism, ICT, logistics services and manufacturing.
Dr Jarmo Kotilaine, Chief Economist, Economic Development Board of Bahrain (centre), with Mr Abdeslam El-Idrissi
Infrastructure spending was supported by the economic success enabling ambitious projects to be funded almost entirely from non-government sources. His key message to potential UK investors was that Bahrain offered a secure platform to achieve sustainable long-term results.
Rt Hon Baroness Symons
Questions from delegates following the presentations covered various issues such as the impact of recent ministerial mergers, whether Bahrain could be compared with Dubai, the maturity of the banking sector, investment in the culture industries and impact of the possible introduction of a GCC-wide VAT. In conclusion, Dr Al-Shuaiby invited the guest speakers to explain Bahrainโs main expectations of UK businesses. In response, the Minister stated that he would like to see the UK become one of Bahrainโs top three trade partners. Urging UK investors to take a closer looks at Bahrain, he said that joint ventures were one option available along with 100 percent ownership. Investors could also take advantage of Bahrainโs Free Trade Agreement with the US. He wanted to see more tourists from Britain visiting Bahrain and expected to see a drive to achieve this when the new Bahrain brand identity is launched. The Minister expected that Bahrainโs exports to the UK market would increase as trade between the two countries was strengthened.
ARAB-BRITISH CHAMBER OF COMMERCE 69
Opportunities in Qatar The Chamber hosted a business seminar on Opportunities in Qatar on the afternoon of 13 April 2016. The auditorium was filled with a cross section of ABCC members and representatives of British companies keen to explore the potential new business available in this dynamic Gulf market.
Mr Abdeslam El-Idrissi, Director of Trade Services, ABCC
Qatar is currently implementing an ambitious investment programme to diversify its economy away from Oil & Gas and in preparation for the 2022 FIFA World Cup which will be held in Doha. The event boasted a panel of six expert speakers who delivered well informed briefings on aspects of doing business in the market. Mr Abdeslam El-Idrissi, ABCC Director of Trade Services, opened the proceedings by briefly explaining the role of the Chamber and how its services can help companies succeed in the market. He invited companies to join the Chamber and avail themselves of the support that the Chamber is well positioned to provide. Mr El-Idrissi stated that the purpose of the event was show how the UK can win more business in Qatar by understanding what the country aims to achieve with its Vision 2030. Despite being a small country, Qatarโs trade with the UK compares favourably with that of Brazil, he said, pointing to a more than 20% increase over the period 2014-2015.
There was also a renewed urgency for diversification, which in Qatar manifests itself in the growth of LNG, Mr Cornock stated. Nevertheless, Qatar remained a bright spot in the Gulf and business was optimistic, said the OBG Editor emphasising that its economy was well equipped to withstand cheaper oil over the long term. The countryโs sovereign wealth fund possessed the equivalent to $1 million for each citizen.
The first speaker was Mr Oliver Cornock, Managing Editor, Middle East, Oxford Business Group, who described the story of Qatarโs phenomenal rise over recent years.
The non-oil economy, stimulated by plans for the FIFA World Cup, was driven by construction activity, spending on sports infrastructure, banking and tourism.
He called 2016 a โโyear of transitionโโ in the region which faced several challenges related to cheaper oil prices and the strains that this puts on national budgets. As a result spending on projects seen as non-essential was being curtailed.
Qatar was investing on a major scale and rail projects were notably important, he concluded. The next speaker, Mr David Simpson, a barrister at 3VB (3 Verulam Buildings), had worked as a legal consultant in Doha where he drafted the regulations for
the Qatar Financial Centre (QFC). He is a leading expert on banking law. He gave a unique insight into how the QFC had evolved over the past decade from someone who has been closely involved in its expansion. Mr Simpson explained that the QFC had grown from three registered companies in 2006 to 241 in 2016. He outlined the advantages of setting up in the QFC such as 100% ownership and its world-class legal system based on English law. The QFC should be attractive for its core activities of banking, financial services and insurance but law firms, professional services such as marketing, IT, human resources, risk management and consultancies were all able to register at the centre. Registering under the QFC jurisdiction did not imply that a company had to be physically located in the QFC building, he explained. continued page 70
ECONOMIC FOCUS CHAMBER NEWS
from page 69
The QFC court, modelled on Londonโs commercial court, can resolve disputes and offer arbitration. Mr James Kenny, Head of Global Affairs / PR at global consulting engineers Arup, was the next to speak.
From left: Mr Brian Dent, UKTI, Mr Tom Wrigley, Trowers & Hamlins, and Ms Archana Singh, UK Export Finance
He explained that the MENA had been a major market for Arup since the 1970s and its expertise in Qatar is seen in Dohaโs Aspire Tower, built for the 2006 Asian Games. Arup has 25 staff located in Doha. Mr Kenny said that Qatarโs 2030 Vision was significant for the engineering and construction industry because it defined the principles on which new buildings should be designed. The 2022 World Cup was a major stimulus to new infrastructure including rail, metros, airports and the entire leisure sector which will continue to offer great opportunities for developers and related sectors in coming years, he said. Mr Brian Dent, Senior International Trade Advisor, UKTI, stated that his prime role was to help UK firms achieve success in overseas markets. The UK had so far won ยฃ200 million worth of contracts on World Cup related work and there was a lot more โhardโโ and โโsoftโโ infrastructure work to be won, he stressed. Mr Tom Wigley, Partner, Trowers & Hamlins, began by outlining the main characteristics of the Qatar market such
as its current population of approaching 2.5 million. He said that the main areas of investment were in transport, water, electricity, sports as well as oil & gas. The North Gas field was an important activity and LNG remained the bedrock of the countryโs economy. Mr Wigley explained that the 2030 Vision was founded on the four principles of economy, social, human and environmental aspects. He went on to list the high budget spending on various key sectors such as water security, power and water where new projects to the tune of $10bn are planned.
Mr Oliver Cornock, OBG, and Barrister Mr David Simpson
In transport, which is part of the World Cup plans, Mr Wigley stated that major metro tenders were expected in 2017. The final speaker was Ms Archana Singh, Export Finance Advisor at UK Export Finance, the former ECGD. Since 2011, the UKโs export credit agency had adopted new products in order to support Britainโs SMEs, she explained. UK Export Finance aims to provide services to exporters that are not available from banks. It was able to assist in mitigating risk involved in contracts when a company was obliged to satisfy tender bonds as part of a contract. The range of export credits consisted of short term assistance for two-year projects to longer term projects of up to 18 years, Ms Singh stated. The advantage of UK Export Finance support enhanced trust in a company by providing guarantees that assist exporters to satisfy the demands of their buyers, she explained. The seminar concluded with audience questions. The event ended with the customary networking reception. The Chamber received positive feedback from people who attended who mentioned the quality of the information and expertise of the speakers.
ARAB-BRITISH CHAMBER OF COMMERCE 71
Opportunities in Kuwait A business seminar to highlight investment opportunities in Kuwait took place at the Chamber on the afternoon of 26 May 2016. Upwards of 80 delegates, drawn from the Chamberโs members and non-members, attended the event which saw a panel of expert speakers share their vast experience of doing business in Kuwait. Mr Abdeslam El-Idrissi, Director of Trade Services, ABCC, opened the event by giving a brief overview of the Chamber, its strategic role in promoting Anglo-Arab commercial links and the services that assist both UK and Arab based companies. Setting the agenda for the panel, Mr El-Idrissi touched on some central issues such as how Kuwait was looking beyond an oil based economy by developing entrepreneurialism and changing its laws on ownership rights. The event was sponsored by the National Bank of Kuwait (NBK) whose representatives Mr El-Idrissi warmly thanked on behalf of the Chamber. Mr El-Idrissi introduced the distinguished panel of experts who consisted of Simon Williams, Director, UKTI, British Embassy, Kuwait, Martin Hall, CEO, Kuwait British Business Centre, Malcolm Crawford, Director of Operations, Capital Projects, Amec Foster Wheeler, Keith Lamborne, MBE, Export Director, ACO International and Julian Lynn, Export Finance Adviser, UK Export Finance.
Mr Abdeslam El-Idrissi opening the event
The first speaker, Mr Simon Williams, who had spent about 16 months posted at the British Embassy in Kuwait, gave a wide ranging talk in which he addressed the countryโs key sectors, namely oil and gas, healthcare and transport.
was constructing a university complex of some 5km2.
He also flagged up the Kuwait Fund for Arab Economic Development as offering potential for UK cooperation.
The Kuwait Investment Authority (KIA) was the worldโs oldest Sovereign Wealth Fund and had substantial investments in the UK.
Kuwaitโs privatisation initiative was opening up the economy to investment.
With around 42% of the population aged under 15, investment in educational improvements was a priority.
In terms of bilateral trade, Mr Williams stated that the UK exports to Kuwait were valued at ยฃ580 million, with services at ยฃ725m and another ยฃ250m exported via Jebil Ali in the UAE.
Advising on routes to market, Mr Williams pointed out that government ministries were key to awarding of contracts and the Kuwait Oil Company was predominant.
The importance of the market to the UK was indicated by the frequent ministerial visits. There were 10 thousand UK nationals based in Kuwait, he said. The UKTI official estimated that there were approximately 500 top international companies active in the market.
Mr Martin Hall, CEO, Kuwait British Business Centre
Notable characteristics of Kuwait were that it boasted the largest hospital in the Middle East as well as the largest port. It
Local business was dominated by trading families who owned holding companies with diverse interests, Mr Williams said.
The country was going through a process of change with the introduction of VAT forthcoming, as well as labour market and subsidy reforms. One hundred per cent foreign ownership was now permitted. Kuwait had an SME Fund which was looking for โbankableโ projects to support, which could offer opportunities for UK investors as the country sought to develop private sector involvement. Mr Williams concluded by referring to the many projects at various stages of continued page 74
ECONOMIC FOCUS CHAMBER NEWS
from page 73
Mr Malcolm Crawford, AMEC, Mr Julian Lynn, UKEF and Mr Keith Lambourne, ACO International
completion in the healthcare, education and transport sectors and where the role of the private investor was vital.
Amec had been in the market since 1968 and had noticed major growth in the last decade.
The next speaker, Mr Martin Hall, CEO, KBBC, explained that he had been based in Kuwait since 2012.
Amec acted as project managers with key companies in the oil and gas sector where its main clients were the KOC and KNPC.
According to the World Bank, Kuwait was the 11th richest country in the world.
Of the 800 staff, 150 were UK nationals, Mr Crawford said.
It remained heavily dependent on oil and gas, but was looking to move away from this for the longer term, he said.
He described the companyโs work in the education and development of Kuwait graduates who received training at Amecโs offices in London. This illustrated Amecโs long-term commitment to Kuwait.
Mr Hall described 2016 as a period of change with much investment taking place. Contracts to the value of $4.8bn had been awarded in Q1 2016 and he estimated that this would amount to $35bn by end of year. Mr Hall gave more detail of Kuwaitโs Law 116 of 2013 which enables 100% foreign ownership in a company and means that there is no need for a local partner. He stressed the KBBCโs expertise in assisting companies in seeking to set up in the market. He described the whole of Kuwait as operating like an effective free trade zone. The social life in the country was attractive for expatriates working in the market and the retail sector was growing. UK food products were popular with Kuwait consumers. Mr Malcolm Crawford, Amec Foster Wheeler, a global engineering consultancy, shed light on his companyโs activities in Kuwait where it had 800 staff.
He pointed out that in order to work in the Kuwait oil sector and bid for contracts, companies first needed to be approved. Finally, Mr Crawford explained how Amec was seeking to diversify beyond the oil and gas sector. Mr Keith Lambourne, MBE, ACO International, told the audience that he first visited the Gulf in 1979 and paid his first visit to Kuwait in 1991. His companyโs expertise was in the field of drainage and it had worked on over one thousand projects around the Middle East. Mr Lambourne explained how the region was prone to flooding and major storms which made drainage a key priority. He described how ACO works in Kuwait with a distributor rather than an agent. He believed that branding was essential for success and that ACO had become
Mr Simon Williams, UKTI, British Embassy Kuwait
widely known in the market for its reliable drainage systems. Mr Lambourne said that there were opportunities for companies like ACO in areas such as healthcare and infrastructure development. He concluded by stating that the market can be a challenge but there were great rewards for success in the market with a unique product. The final speaker, Mr Julian Lynn, UK Export Finance, informed the meeting how the UK government agency could assist exporters to the market with guarantees and lending facilities. He believed that the need for UKEFโs services was greater than ever because banks were more reluctant to provide services. UKEF offers credit and investment insurance, loan guarantees to banks and export credit schemes. The agency helps exporters to gain access to finance such as working capital that may be needed to pay suppliers and in making plans for possible delays in payment. Mr Lynn made it clear that a main condition of UKEF in extending support was that a project must have a demonstrable minimum 20% โUK contentโ. Following a discussion, the seminar finished with a networking reception and refreshments.
ARAB-BRITISH CHAMBER OF COMMERCE 73
Farewell reception for Ambassador of Morocco On the evening of 25th May, the Arab British Chamber of Commerce held a farewell reception in honour of Her Highness Princess Lalla Joumala Alaoui, the Ambassador of the Kingdom of Morocco to the United Kingdom, who is leaving London to take up a diplomatic posting in the United States.
HE Khaled Al Duwaisan, Kuwait Ambassador, and HH Princess Lalla Joumala
From left: Mr Omer Elamin Abdalla, Deputy Head of Mission, Republic of Sudan, Dr Afnan Al-Shuaiby, HH Princess Lalla Joumala Alaoui, Moroccan Ambassador, HE Dr Salih Husain Ali Al-Tamimi, Iraq Ambassador, Rt Hon Baroness Symons, HE Mr Yousef Ali Al-Khater, Qatar Ambassador and Mr Ahmed Mater Mohamed Al Mazrouei, Cultural Attachรฉ, UAE Embassy
The reception was hosted by Rt Hon Baroness Symons, ABCC Chairman, and Dr Afnan Al-Shuaiby, ABCC Secretary General & CEO. The reception was held in recognition of the Ambassadorโs outstanding contributions to diplomacy and her inspiring work in fostering MoroccanBritish relations. The event was attended by numerous ambassadors, diplomatic representatives from Arab Embassies, senior business
Rt Hon Baroness Symons
executives and members of the media and public life. H E Mr Khaled Al Duwaisan, the Ambassador to Kuwait and Dean of the Diplomatic Corps, delivered greetings and joined Baroness Symons and Dr Al-Shuaiby in paying tribute to the ambassador for her outstanding work. During her time in London since 2009, H H Princess Lalla Joumala has succeeded in boosting relations between the two countries, especially in the economic
HE Khaled Al Duwaisan, Kuwait Ambassador
HH Princess Lalla Joumala Alaoui, Moroccan Ambassador, (centre) with guests
and cultural fields. Dr Al-Shuaiby presented H H Princess Lalla Joumala with a certificate of appreciation on behalf of the Chamber and expressed gratitude for the ambassadorโs steadfast support for the Chamberโs activities. For her part, the ambassador warmly thanked everyone for their kind words and pledged to continue her friendship with the Chamber and the UK.
HH Princess Lalla Joumala Alaoui, Moroccan Ambassador
ECONOMIC FOCUS CHAMBER NEWS
Business Roundtable with H E Dr Salih Husain Ali Al-Tamimi, the Ambassador of Iraq H E Dr Salih Husain Ali Al-Tamimi, the Ambassador of the Republic of Iraq to the UK, visited the Arab British Chamber of Commerce on 27 May 2016 to participate in a business roundtable on investment prospects in Iraq. The event was attended by leading investors and senior business people all keen to explore the emerging opportunities for doing business in the Iraq market. The roundtable was opened by Dr Afnan Al-Shuaiby, Secretary General & CEO, ABCC, who warmly welcomed the Ambassador to the Chamber and wished His Excellency well in his new post in London. The event enabled investors and business people with an interest in commercial cooperation with Iraq to gain significant insights into the market and its latest economic developments. H E Dr Salih Husain Ali Al-Tamimi delivered a detailed presentation on the prospects for investors in a broad range of sectors in Iraqโs economy. These included oil and gas, housing and infrastructure, transport, healthcare, industrial activities, agriculture, telecommunications, education and tourism. The Ambassador explained that the government in Baghdad had recently taken steps to improve the investment environment in the country. His Excellency strongly welcomed greater cooperation with the British private sector to strengthen collaboration and joint ventures between the business sectors of the UK and Iraq. The ambassadorโs encouraging remarks stimulated an extensive discussion which was chaired by the Rt Hon Lord Trefgarne. The ambassador was accompanied to the Chamber by senior diplomatic staff from the embassy including the commercial attachรฉ.
Delegates at the business roundtable listen to a presentation from the Iraq Ambassador, Dr Salih Husain Ali Al-Tamimi
ARAB-BRITISH CHAMBER OF COMMERCE 75
Membersโ Networking Event The Chamber hosted one of its regular popular networking events for its members on Wednesday 27 April 2016. The event provided an opportunity for business representatives to introduce their companies to other business people and interact with members of the Chamber and other guests. Members of the Chamberโs staff were on hand to assist and answer queries about the various services the organisation delivers. The members and non-members were welcomed to the Chamber by Mr Mark Njoroge, ABCC Financial Controller, whose duties include membership. Mr Abdeslam El-Idrissi, ABCC Director of Trade Services, chaired the event and began with a brief presentation that covered the latest opportunities in the Arab markets and how the Chamber can be of help to companies seeking to win business. He also mentioned an exciting programme of events that was being planned by the Chamber for the coming weeks. Short presentations were delivered by a number of ABCC members beginning with the University of Salford. The university based in the North of England had been active in the Gulf for some 25 years working with both government and industry. In 2014 the university established an office in Abu Dhabi. The second presentation was from Bradman Lake Ltd, a packaging machinery exporter with over 30 yearsโ experience of work in the Middle East. The third member to present was Arona St James Solicitors, a London based firm of lawyers specialised in immigration and
Members of the Chamber who delivered presentations at the event
employment law. They focus on services for business clients from the Middle East who are coming to live and work in the UK, especially SMEs.
Arabic language services are offered by the firm to its Middle Eastern clients. A special discount rate on its services is offered to ABCC members.
Cross-border Information (CbI) is a business intelligence consultancy providing vital market and company information for clients with commercial interests in the Middle East through customised investigations, publications and briefing events. A lot of its work is related to the energy sector and related industries.
Power & Action delivers professional coaching services to corporate and individual clients to enhance their effectiveness as communicators and to boost self-confidence. Personal development and empowerment assist people to realise their full potential and meet their goals.
Grant Thornton International provides business advice relating to accounts, tax, finance and employment as well as company set up. With more than 42,000 people in over 130 countries, the company boasts one of the worldโs largest professional services networks. Law firm Richard Nelson LLP has expertise in corporate law, IP and IT.
Mr Abdeslam El-Idrissi
Glasswall Solutions Limited is a UK based security company which has developed highly effective and innovative security technology which provides protection against any cyber threats that corporate clients may face. It secures the integrity of company information by protecting electronic communications and the storage of confidential data. The final presentation was delivered by AchieveGlobal which has been giving training services in English and Arabic to clients in the Middle East for some 20 years. Its courses cover customer service techniques, sales methods, leadership development and training at all levels in a company. Programmes are delivered by a combination of on-site trainers and e-learning methods. The formal business of membersโ networking seminar concluded with questions from the audience and the evening finally ended with a reception.
ECONOMIC FOCUS CHAMBER NEWS
Arabian Gulf: lands of opportunity
Speakers at the RIBA conference including Mr Abdeslam El-Idrissi, ABCC Director of Trade Services, (third left) who represented the Chamber at the event
This yearรข€™s Royal Institute of British Architects (RIBA) conference was designed to extend and develop the concept of working internationally by helping UK architectural practices to discover the opportunities available within the Arabian Gulf (or GCC) its challenges and the help available to overcome them. With over a 100 registered to attend, the seminar on 7 March 2016 at Portland Place, London, was aimed at providing delegates with an insight into some of the main elements to successful working within the Gulf such as: building lasting relationships; challenges of doing business; identifying opportunities; and dealing with legal bureaucracy. Why the Gulf? The GCC comprising Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, and the United Arab Emirates represent a population of some 50 million and a GDP of around $1,670 billion; major construction and infrastructure spending is still planned for coming years despite the low price of oil. In addition, as pointed out by Mr Abdeslam El Idrissi from the Arab British Chamber of Commerce, the region generally favours British goods and services and as such is a major contributor to the UK economy. The GCC accounts for some รล15 billion pounds worth of exports (excluding arms sales) across all sectors, which is more than the combined UK exports to India and China. It also represents around 14%
of international fee income for UK architectural practises. The RIBA has a strong group (chapter) of members within the region. We were therefore delighted to have two prominent group (chapter) members: Sumaya Dabbagh from Dabbagh Architects and chair of the Gulf chapter and Rohan Thotabaduge from Atkins International. In the afternoon, speakers were available for 1-2-1 discussions which enabled delegates the opportunity to discuss specific issues pertinent to their own situation. In addition a series of three mini-workshops covered the
critical issues of communications and relationship building, navigating the legal system and dealing with issues of payments, bonds and cash flow. Feedback from delegates was very positive. RIBA is very grateful for the fantastic support provided by our partners in helping us organise this event, specifically UK Trade and Investment and UK Export Finance, along with Trowers and Hamlin for the legal advice and of course the Arab British Chamber of Commerce; thanks to them all without whose help the event could not have been staged.
ABCC publications on display
One-to-one discussions
Changing the Thinking of Substance Use Janus Solutions is a pioneering provider of substance misuse treatment. Janus steers away from terminology such as addiction, disease and illness when referring to substance misuse. This terminology imprisons and encourages the user to believe that they are โslavesโ to their drug/s of choice. Kenneth Robinson (The Head of Clinical Practice at Janus) states: โWe must get past the point of saying substance misuse is an unmanageable monster. Substances through their very nature are designed to affect how someone, thinks, feels and behaves, and part of this is the fact that substances are pleasurable. Anyone investing time, energy and resources in to constructing a relationship with substances will find themselves in a dangerous and problematic relationship.โ Substances affect the world, the Middle East being no exception.
Kenneth Robinson further states: โMany societies, including the Middle East, have stigmas and taboos with regard to substance use as the impact of substances on friends, family and the community is immense. However no matter our beliefs we have to at times think and act in a way that allows the substance user a safe and professional space to address their drug use.โ Janus does not believe that the West has the monopoly on best practice, however Janus does believe that its approach to treatment is unique and pioneering. โWe place the responsibility of change on the client, we educate the client, we work with the client to realize that within this relationship โyouโ have the โchoiceโ and โthe powerโ to affect change. We call our approach โThe Resonance Factorโ. We emphasize that hard work is required, and pleasurable surroundings are not a priority over creating an environment for effective treatment.
Testimonial โI had been trying to address my alcohol issues over a period of 12 years....I had been an in and out patient of private rehab hospitals,used professional therapy services and attended AA on a regular basis, all without success....Having successfully graduated from the Janus Day Programme, I have managed to completely rebuild my life.....I am 2 years sober. I have rebuilt a career in the city of London in banking ......I also stopped taking medication for depression/anxiety which I had been prescribed for five years prior.....I would hugely encourage those with drug and alcohol problems to join a Janus programme.โ Anonymous (City Professional) Service User, Janus Day Programme Do you have or are aware of someone with a substance misuse issue? Is confidentiality important to you?
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ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
BOARDING SCHOOLS
A helping hand Choosing a boarding school is difficult enough when you live in the UK. When you live overseas, it makes selecting and visiting schools a huge task.
For those parents with little experience of boarding schools it can be a daunting prospect; most rely on friends and family for help and advice. Each child is different and each school is different. With a little help from the experts you can find that perfect place where your child will blossom and grow to his or her full potential. I know exactly how it feels; I lived overseas for many years, moving frequently due to my husbandโs work and having four children, all with very different needs and aspirations, this makes finding the right school a very challenging task. Ask yourself, would a
Give yourself two years: research and visit schools and get the family ready.
single sex school or co-ed school best suit my child, a highly selective school or one more suitable for the โall-rounderโ, has your child got a special talent in music, drama or sport, one of mine was a natural sportsman and went on to do a degree on Sports Science, finding a school that can stretch and develop these talents is important. Letโs be honest, not all of our children are outstanding Grade A students, selecting a school that will ensure that every child achieves their best is vital for happy successful children and parents. I always say that I want these children to be top of the pile not struggling at the bottom of the class. Our job as education consultants is to identify and match your childโs individual talents, skills and aspirations to a school
that will challenge, encourage and develop. We work on behalf of the family, to offer free help and guidance in the selection of the โbestโ school for their child. The education of each and every child is one of the most important decisions we make. Time spent in early exploration and research is wise. Families living overseas are looking for reassurance that their children are in a happy, safe, secure environment. We recommend early planning allow at least 18 months to two years, this gives you time to do your research, visit schools, and prepare the family for the change, donโt underestimate the emotional impact that having your child living a seven hour flight away has on everyone. The other point to stress is to involve your child in the process from the very beginning; many children are excited about the idea of boarding school, especially after having read Harry potter! The school location is another point to keep in mind: would you be looking for a school near family and friends? What areas of the UK would you consider? We
have visited over 350 boarding schools across the UK; when we visit we are looking for what is special and unique about each school and match that to the child and family requirements. The British boarding school system is first class, we have a wide range of schools welcoming students from around the world from different cultures, languages and religions. We have schools that cater for children with Special Needs either mild or severe, Dyslexia, ADHD, a range of medical conditions โ learning and physical difficulties and for those who require intensive English language provision, we have specialist language courses either at full time boarding schools or residential summer camps. One final point, have copies of the childโs school reports available, and inform their present school of your intentions; the principal will be required to supply a reference. We wish you every success on this exciting journey, an investment well worth your time and money.
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A TAILOR-MADE BRITISH EDUCATION, GLOBAL HORIZONS AND FAMILY VALUES DISCOVER THE DISTINCTIVE
Bellerbys Way
B
ellerbys College has been helping students to turn dreams and ambitions into brilliant results for more than fifty years. We deliver the British curriculum from GCSE and A Level through to university preparation. Our small, personalised classes are taught by teachers trained in developing students from the UK and around the world. We treat our students like adults, not schoolchildren. But we also know that when you are away from your family, it is detailed, personal support that really counts.
Our prestigious city locations (Brighton, Cambridge, London and Oxford) enable students to tap into the heart of British cultural, commercial and intellectual life. As part of our dynamic multicultural communities, students also develop global perspectives and international connections that will last them for the rest of their lives. Our specialist college system allows students to focus rapidly on the subjects and ideas that truly excite them. Every young person gets to progress. No one is left behind. Bellerbys College. Let ambition flourish.
BELLERBYS COLLEGE BRIGHTON
Principal Simon Mower explains how an inspiring, supportive and caring environment leads to excellent results. From my experience, living and studying alongside young people from across the globe helps students develop their cultural intelligence. Being an international boarding school, we see this benefit at Bellerbys Brighton every living and studying day and the alongside young excellent people from across the results that globe helps students follow. develop their cultural At the age intelligence of 13 and 14, itโs difficult for students to decide what GCSE subjects they want to study. Thatโs where our GCSE programme is different: by teaching each subject as a mini project in Year Nine, we are able to ensure our students really get a feel for their subjects. We then guide them towards the best combination depending on their desired field of study at university. Each of our GCSE and A Level subjects are linked to unique enrichment activities that inspire students both in and outside the classroom. We believe that supporting academic learning through exciting new experiences is one of the greatest benefits a British boarding school education can offer.
BELLERBYS COLLEGE CAMBRIDGE
Our college for science and engineering is the answer to the STEM skills shortage, writes Principal Nicholas Waite. Technology is an essential part of our everyday lives and a major contributor to the economy, so nurturing a Science, Technology, Engineering and Mathematics (STEM) education is vital. What is more, those in the field are in high demand among prospective employers. Bellerbys College students thrive when Cambridge they can focus their teaches the efforts into courses engineers, that are tailored doctors and to their strengths scientists of and interests the future. And as a specialist college for science and engineering, we provide excellent facilities and laboratories, highly experienced teachers and strong links with leading universities. Iโve seen for myself that students thrive when they can focus their efforts into courses that are tailored to their strengths and interests. So a specialist college, home to like-minded students, and all with the same drive and ambition is the ideal place to develop. The College also offers a balanced structure of enriched education and an active social life set within the cultural hub of Cambridge.
BELLERBYS COLLEGE LONDON
Principal Alison Baines says there is no better location for a specialist college for business than at the heart of one of the worldโs financial capitals. Even as a young as 15 and 16, your children are thinking about what subjects they enjoy and the careers they relate to. Students choose Bellerbys London because it is a specialist business school, one that is located at the heart of the worldโs greatest business capitals: London. Our A Level and Foundation subjects include enrichment activities that directly complement our courses. Itโs opportunities such as learning how the Bank of England sets interest rates, hearing speakers from HM Treasury and entering national opportunities such as business learning how the Bank competitions of England sets interest that make rates, hearing speakers our college from HM Treasury exciting and and entering national different. Itโs business competitions about more make our college than just top exciting and different qualifications and the best teaching, itโs about letting students take charge of their careers and progress to the top UK universities.
BELLERBYS COLLEGE OXFORD
A specialist college for art, humanities and law, situated in one of the cultural capitals of the UK, is the best way to stand out writes Principal Charles Runacres. Creative and ambitious students are drawn to Bellerbys Oxford. Specialising in art, humanities and law, we are privileged to nurture such enthusiasm, debate and innovation in our college. imagine working We know with professionals in that it can media, law, art and be difficult to design, plus hearing understand from visiting university how academic lecturers and members skills relate to of parliament the working world, so we believe tailored enrichment programmes and expert teachers are the key to sparking and encouraging young imaginations. Imagine working with professionals in media, law, art and design, plus hearing from visiting university lecturers and members of parliament. By immersing students in their subject through real-life projects, they not only become specialists, but also develop key soft skills โ just the areas that make their student university applications through UCAS stand out and be noticed.
FOR MORE INFORMATION VISIT BELLERBYS.COM
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
BOARDING SCHOOLS
A school where girls can be themselves Burgess Hill Girls is a flourishing day and boarding school for girls between 2 ยฝ and 18 years. We believe that the most effective preparation for life is being in an environment that brings out the best in every girl in every way possible: high quality teaching to facilitate learning, support and encouragement to aim high and work hard to achieve goals and brilliant opportunities to expand horizons and provide a range of experiences to build confidence. At Burgess Hill Girls, we pride ourselves in our friendly community in which we bring out each girlโs individual talents and work with them to develop
their skills and become confident independent young women. The Senior School has a happy, challenging, supportive atmosphere, which encourages young people to use their initiative, be inquisitive and creative, and develop responsibility and independence. The focus is firmly on girls and the way they learn. In our Sixth Form, the girls form a strong, cohesive community in which each individual is highly valued. There is a dynamic environment where girls develop transferable skills such as leadership, teamwork and initiative, which will be of significant value in later life. Boarding (from age 11) at our school is an experience not to be missed! There
BURGESS HILL GIRLS. LEAPING AHEAD DAY & BOARDING FROM 11 YEARS burgesshillgirls.com
Excellence in Education Since 1906 Charity Number 307001
are three, well presented and homely boarding houses, and experienced staff provide an environment that promotes individuality, facilitates a love of learning and helps to develop and nurture talents. โI have never felt so welcomed and at home as I did when I started at this school. Therefore, I truly believe that no matter who you are, what you look like or where you come from, Burgess Hill Girls accepts your differences and allows you to grow and develop.โ โ Lower Sixth Student. Burgess Hill Girls Keymer Road, Burgess Hill, West Sussex, RH15 0EG Tel โ 01444 241050 www.burgesshillgirls.com
www.farringtons.org.uk A leading independent co-educational day and boarding school offering high academic standards, excellent pastoral care and a wide extra-curricular programme within a supportive Christian environment. Co-education Juniors 3 รข€“ 11, Seniors 11 รข€“ 16, Sixth Form 16 - 18 Perry Street, Chislehurst, Kent BR7 6LR T: +44 (0)20 8467 0256
General Ad (AEF) 2015-16_297x210.indd 1
05/05/2016 17:24
ECONOMIC FOCUS CHAMBER NEWS
ADVERTORIAL
LEARNING AND DEVELOPMENT
Al-Maktoum College offers dynamic Islamic Economics and Finance Programme The Al-Maktoum College of Higher Education in Dundee is currently preparing and recruiting students for its Professional Diploma in Islamic Economics and Finance programme, now in its third year. In the aftermath of the financial crisis, the College pinpointed an increasing need among scholars of economics and those working in the field to identify and understand what Islamic economics is, and how it can contribute to the western system of finance and multiculturalism. In establishing the programme critical questions arose such as: โWhat is the difference between the concept of โIslamic economics and financeโ and that of pure โeconomics and financeโ?โ Another was whether โIslamic economics and financeโ were capable of contributing to a secular society? The carefully-devised Professional Diploma in Islamic Economics and Finance programme has set compulsory units โ Islamic Economics and Finance, Islamic Commercial Law, Applied Islamic Banking and Insurance, Islamic Accounting and Auditing plus Research Methodology in Social Sciences and Islamic Studies. These enable students to apply the core concepts of Islamic finance in an Islamic banking and insurance operation, to review and assess the commercial performance of Islamic financial institutions according to underlying Islamic principles, and critically compare the ideal concepts and practical implementation in Islamic and western banking and insurance. The programme, available on a part-time or full-time basis or offered intensively, is aimed at students seeking a qualification in the field of Islamic economics, finance and banking. It is also designed to help promote
studentsโ career development in both the private and public sectors. Students learn appropriate skills such as critical analysis of different concepts and approaches in specific subjects, networking and teambuilding, communication skills, problem-solving, negotiation and influencing skills plus written and oral presentation skills. The College, with assistance from Dundee and Angus Chamber of Commerce, is now looking for placement opportunities in accountancy, banking, finance, insurance and legal servicesโ businesses for students from the programme, one of six it offers, formalised in partnership with the Scottish Qualificationsโ Authority (SQA). Principal and Vice Chancellor of AlMakotum College, Dr Hossein Godazgar, said: โThis challenging, contemporary programme is proving successful. โI am pleased overall that the students have studied with great enthusiasm and, as a result, their level of performance is very much comparable to postgraduate
students at other UK institutions. โAs an independent centre of excellence for teaching and research in the study of Islam and Muslims we structured our six, full-time programmes in such a way as to appeal to as wide a selection of potential candidates as possible.โ The courses currently available, in addition to the Professional Diploma in Islamic Economics and Finance, are: l
Advanced Diploma in Islamic Studies
l
Advanced Diploma in Arabic Language
l
Diploma in Arabic Language
l
Certificates in Arabic Language
l
Introductory Certificate in Arabic Language
Students who qualify can open up professional career options in the public and private sector at local, national and international levels, plus the voluntary sector, social and charitable organisations, and other multicultural contexts.
ARAB-BRITISH CHAMBER OF COMMERCE 85
Three Top Colleges Located in Three Premier UK Cities
Cambridge
NEW CAMPUS September 2016
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Manchester
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Pre-university programme: - A Level - Btec - International Foundation - GCSE - English Language courses
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A triple-accredited business school thatโs around the cornerโฆ and around the world
Executive MBA in Abu Dhabi and Dubai Our MBA and Masters programmes are consistently ranked among the best, most recently our Executive MBA was ranked top 10 in the UK (FT Executive MBA 2015). A key player in the UAE since 1995, we offer the prestigious Executive MBA in both Abu Dhabi and Dubai. The programme is accredited by the Ministry of Higher Education and Scientific Research and is delivered part time at weekends to meet the needs of busy executives. Make Strathclyde your destination.
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Consolidated Contractors Company www.ccc.gr
ARAB-BRITISH CHAMBER OF COMMERCE 89
New members of the chamber Alams Consultants Limited
Masonic Building Water Street Isle of Man IM8 IRD Contact: Mr Warren Johnstone, Managing Director Tel: +44(0)1624-627 820 Email: warren@alamsconsultants.com Website: www.alamsconsultants.com Activities: Risk management
Aldhamin Scientific Bureau
49 Building, District 207 909 Alhuriah Square 2138 Jaderia Baghdad, IRAQ Contact: Mr Haider Salim, CEO Tel: +964 77177 52556 Email: haidersaeed@iraq-pharma.com Website: www.iraq-pharma.com Activities: Importer of pharmaceuticals products
Al-Faraheidy SDB
Braiha Doctors' Street Basrah, IRAQ Contact: Mr Zaher Aljawher, Office Manager Tel: +964 (0)770 9016 100 Email: zaheraljawher@yahoo.com Activities: Pharmaceuticals distribution
AlNaji Limited
Office Number 9 47-49 Park Royal Road London NW10 7LQ Contact: Mr Mohammed Hasan, Director Tel: +44(0)787-999 9399 Email: mohammed@alnajigroup.com Website: www.alnajigroup.com Activities: Exporter of food, drink and consumer goods
Aqaba Chamber of Commerce (AQCC) PO Box 12 Aqaba 77110 JORDAN Contact: Mr Amer Al-Masri, General Manager Tel: +962 3 201 2229 Fax: +962 3 201 3070 Email: info@aqabacc.com Website: www.aqabacc.com Activities: Business association
Arabian Lands Business Limited
Glasswall Solutions Limited
Arona St James Solicitors
Good Lead Limited
Westgate House Level 7 Westgate Road London W5 1YY Contact: Mrs Noora Albadri, CEO Tel: +973 3960 7616 Email: noora_albadri@hotmail.com Activities: Publishers and event organisers
63 St James Street London E17 7PJ Contact: Arona Sarwar LLB (Hons) Tel: +44(0)20-3757 8670 Fax: +44(0)20-3757 8671 Email: arona@aronastjames.co.uk Website: www.aronastjames.co.uk Activities: Law firm specialist in divorce and immigration
Boodle Hatfield LLP
240 Blackfriars Road London SE1 8NW Contact: Ms Shaima Jillodd, Partner Tel: +44(0)207 629 7411 Fax: +44(0)207 629 2621 Email: bh@boodlehatfield.com Website: www.boodlehatfield.com Activities: Law firm specialist in wealth management and property
CloudBuy Plc
5 Jupiter House Calleva Park READING RG7 8NN Contact: Mr David Gibbons, CFO Tel: +44(0)118-963 7000 Email: david.gibbon@cloudbuy.com Website: www.cloudbuy.com Activities: E-commerce business services
Eventology (Muslim Lifestyle Show)
2nd Floor Park House 1-4 Park Terrace The Avenue WORCESTER PARK KT4 7JZ Contact: Waleed Jahangir, CEO Tel: +44(0)20-7112 4862 Email: suniya@muslimlifestyleshow.com Website: www.muslimlifestyleshow.com Activities: Event organisers
18a St Jamesรข€™s Place London SW1A 1NH Contact: Mr Philip Rambech, Managing Director ME Tel: +44(0)20-3814 3890 Email: info@glasswallsolutions.com Website: www.glasswallsolutions.com Activities: Cyber security solutions
7 Ely Court Willingham Way KINGSTON UPON THAMES KT1 3AL Contact: Mrs Wafa Ibrahim, CEO Tel: +44(0)754-0336 686 Email: info@thames-vip.com Website: www.thames-vip.com Activities: Event organisers
Grant Thornton International Limited
Grant Thornton House Melton Street Euston Square London NW1 2EP Contact: David Wilson, Regional Head, Middle East Tel: +44 (0)207 383 5100 Email: david.wilson@gti.gt.com www.grantthornton.global Activities: Business consultancy for tax, regulation and outsourcing
Hesperia Investment Limited
412D 14 Basil Street London SW3 1AJ Contact: Mr Koki Matsumoto, Director Tel: +44(0)20-3402 4820 Email: koki@hesperia-inv.co.uk Activities: Real estate and investment management
Kanoo Travel Ltd
20 Charles Street SHEFFIELD S1 1GW Contact: Ms Helen Callaghan, Head of Corporate Sales Tel: +44(0)114- 263 9307 Fax: +44(0)20-3070 0513 Email: helen.w.callaghan@kanoo.co.uk Website: www.kanoo.co.uk Activities: Holding company; travel and hospitality continued page 90
ECONOMIC FOCUS CHAMBER NEWS
from page 89
Lifestyle London Design & Build Ltd Unit 20 Abbeville Mews 88 Clapham Park Road London SW4 7BX Contact: Ms Sadia Afghan, CEO Tel: +44(0)207 720 3082 Email: info@lifestylebyasq.co.uk Website: www.lifestylebyasq.co.uk Activities: Interiors and refurbishment
London Links Trading Limited
Suite 1 Bulldog House London Road READING RG10 9EU Contact: Dr Bahaa Naoum, CEO Tel: +44(0)751-442 2049 Email: bahaa@londonlinkstrading.co.uk Website: www.londonlinkstrading.co.uk Activities: Wholesale exports, route to market for high-end brands
Marlin Apartments
Empire Square 34 Long Lane London SE1 4NA Contact: Ms Laura Sait, Marketing Manager Tel: +44(0)20-7378 4840 Fax: +44(0)20-7378 4841 Email: rosemary.ni@marlin.com Website: www.marlin.com Activities: Serviced apartments
Meersoma Company for General Trading
Salm Street Meersoma Building - First Floor Sulaymaniyah IRAQ Contact: Mr Zana Qadir, CEO Tel: +964 533194447 Email: meersoma_co@yahoo.com Website: www.meerso.com Activities: Construction, transport and general trading
Metaenterprices Ltd
50 Cambridge Road BARKING IG11 8FG Contact: Mr Mohammed Mohsin, Managing Director Tel: +44(0)208 591 4446 Fax: +44(0)208 181 4586 Email: info@metaenterprices.co.uk Website: www.metaenterprices.co.uk Activities: Zinc recovery and up-cycling for manufacturing zinc based materials
Noori Travel and Tours Ltd 33 Parliament Street PETERBOROUGH PE1 2LS Contact: Zia Ul-Mustafa, CEO Tel: +44(0)20-3318 5786 Email: info@noorivisa.co.uk Website: www.nooritravel.co.uk Activities: Hajj & Umrah travel
R & R Ice Cream
Richmond House Leeming Bar Industrial Estate Leeming Bar NORTHALLERTON DL7 9UL Contact: Ibrahim Najafi, CEO Tel: +44(0)1677 423 397 Fax: +44(0)1677 428 102 Email: James.Turner@uk.rr-icecream.eu Website: www.rr-icecream.eu Activities: Ice cream manufacturers
RE/MAXร Prestige
25a Crawford Street London W1H 1PL Contact: Mohamed Abdelwahab, Director Tel: +44(0)20-3195 5400 Email: Nevine.Abdelwahab@remax.co.uk Website: www.remax-prestige.co.uk Activities: Property agency
Richard Nelson LLP in Association with Faroosi
Priory Court 1 Derby Road NOTTINGHAM NG9 2TA Tel: 08452162000 Contact: Faris Dean, Consultant Email: farisdean@richardnelsonllp.co.uk Website: www.richardnelsonllp.co.uk Activities: Solicitors specialising in corporate, commercial and regulatory issues
Spyros K Igglesis and Associates Law Firm
Mourouzi 8, Attention of Mr Spyros K Igglesis 10674 Athens GREECE Contact: Ms Nadia Iglesis, Financial Advisor Tel: +30 694 4 516190 Email: nadia.iglezi@beta.gr Activities: Legal services
Superwinch Limited
Union Mine Road Pitts Cleave TAVISTOCK PL19 0NS Contact: Mark Jurman, Vice President of Industrial Business Tel: +44(0)1822 614101 Fax: +44(0)1822 615204 Email: info@superwinch.com Website: www.superwinch.com Activities: Designer, manufacturer and marketer of winch systems and accessories
The Glenside Group Limited
9 Caputhall Road Deans Industrial Estate LIVINGSTON EH54 8AS Contact: Ms Mary Revill, Administrator Tel: +44(0)1506-420 950 Fax: +44(0)1506-420 959 Email: enquiries@glensidegroup.com Website: www.glensidegroup.com Activities: Manufacturer and supplier of organic fertilisers
Trans Arap Ltd
Kasap Sok Nazmiye Hak Apt 6/11 Esentepe, Sisli Istanbul TURKEY Contact: Mr Abdulrahman Abdullah, CEO Tel: +90-537 50 96913 Email: trans.arap@gmail.com Activities: Oil & Gas derivatives, construction, medical supplies, transport & shipping
Vita-Life (UK)
13 Queen Anne Street London W1G 9JH Contact: Mrs Buki Adeniyi-Jones, CEO Tel: +44(0)207 323 0100 Fax: +44(0)207 307 9609 Email: info@vita-life.uk.com Website: www.vita-life.uk.com Activities: Wellness and lifestyle products
Volaw Group
Fifth Floor, 37 Esplanade JERSEY JE1 2TR Contact: Mr Damian Harrison, Marketing Coordinator Tel: +44(0)1534 500400 Fax: +44(0)1534 500450 Email: dharrison@volaw.com Website: www.volaw.com Activities: Fiduciary services for individual, family, corporate and institutional clients
ARAB-BRITISH CHAMBER OF COMMERCE 91
ARAB-BRITISH CHAMBER OF COMMERCE
87
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โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซุงูุฎููุงุต ุจูุงู ููููุงโช .โฌููููู ุจุฐูููู ุงู ูุดูููู ุฃุนุจููุงุกโฌ โซุงุณููุชุซุงู ุฑูุฉ ุนููู ุงูุฏููููุฉโช ุโฌููููููู ุจุชุดููุฌูุนโฌ โซุงุงูุณููุชุซุงู ุฑุงุช ุงููุทููููุฉ ูุงุฃูุฌูุจูููุฉโช.โฌโฌ โซุงูุนููููุจโช :โฌุงู ูุฎุถููุน ุงู ูููุฑุดูุน ุฎููุงู ู ุฏุฉ ุงูุชุดููุบููโฌ โซูุงูุตูุงูููุฉ ูููู ูููุฉ ุงูุณูููุทุฉ ุงูุนุงู ููุฉ ุฃู ุงุฅูุฏุงุฑุฉโฌ โซุงูุญููู ูููุฉ ูุฅู ุฎุถููุน ูุฑูุงุจุชูููุงโช ุโฌุจุงุฅูุถุงูููุฉ ุฅูู ุฐููููโฌ โซูููููุงู ู ุฎุงุทููุฑ ู ููู ููููุฏุงู ููู ูููุฉ ุงูุฏููููุฉ ุนูููโฌ โซุทุจูุนููุฉ ุงู ูููุฑุดูุน ุงูููุฐู ูููุฏ ูุชุบููุฑ ูุดููุงุทู ุจู ูุฑุงุฑโฌ โซู ููู ุงู ูุงูููู ุงุฃูุตููู (ุงููุทููุงุน ุงูุฎููุงุต)โช.โฌโฌ โซโช .8โฌุงูุจูุน โชSaleโฌโฌ โซูููุฏ ุชุชููู ุงูุฎุตุฎุตููุฉ ุนููู ุทุฑูููู ุงูุจูููุน ู ููู ุฎููุงูโฌ โซุงูุจูููุน ุงู ูุจููุงุฑุด ุฃูุตูููู ุงูุฏููููุฉ ุฃู ู ููู ุฎููุงู ุจูููุนโฌ โซุงุฃูุณูููู ูู ุงุฃูุณูููุงู ุงู ูุงููุฉ ุฃู ุงูุจูุน ููุนุงู ูู ูุงุฅูุฏุงุฑุฉโช.โฌโฌ โซููู ูู ุงุฃูุญูููุงู ูููููู ูููุฐุง ุงุฃูุณููููุจ ู ูุฑุดูุนููุงุชโฌ โซูุงู ุฆููุฉ ุจุงููุนูููโช ุโฌููุชุญู ููู ุงููุทููุงุน ุงูุฎููุงุต (ู ู ุซ ูุง ููโฌ โซุงุฃูููุฑุงุฏ ุฃู ุงูููุฑุดูุงุช ุฃู ุงูุนุงู ูููู) ู ุฎุงุทููุฑ ุงูุชู ูููููโฌ โซูุงุฅูุฏุงุฑุฉ ูุงูุชุดููุบูู ูุงูุตูุงูููุฉ ูุบุฑูููุง ู ููู ุงู ูุฎุงุทููุฑโฌ โซุจุงุฅูุถุงูููุฉ ุฅูู ุฐูููู ูููุฅู ุฃุตูููู ุงู ูููุฑุดูุน ุงู ุชุนูููุฏโฌ โซููุฏููููุฉ ุจุนููุฏ ุฐููููโช.โฌโฌ โซ ุงูุจูุน ุงู ูุจุงุฑุด โชDirect Saleโฌโฌโซุงูุชุนุฑููููโช :โฌุงูุจูููุน ุงู ูุจููุงุฑุด ุฃูุตูููู ุงูุฏููููุฉโฌ โซ(ุงู ูุฑุดูุนููุงุช ุฃู ุงูููุฑุดูุงุช)โช ุโฌููููุฏ ุชุฃุฎููุฐ ุทุฑููููุฉโฌ โซุงูุจูููุน ุงู ูุจููุงุฑุด ุฃุดูููุงุงูู ู ุฎุชููููุฉ ู ููู ุฎููุงู ุทูููุจโฌ โซุนููุฑูุถ ุฃู ู ูุฒุงุฏ ุนููููู ู ูุณููุชุซู ุฑ ูุทูููู ุฃู ุฃุฌูุจูููโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌุชุชู ูููุฒ ุชูููู ุงูุทุฑููููุฉ ุจุงูุดูููุงููุฉ ุญูููุซ ุฃูโฌ โซุขููุชูููุง ูุงุถุญููุฉ ูุชูุฏูููู ุงูุนููุฑูุถ ู ูุชูููุญ ูููููโฌ โซุงู ูุณููุชุซู ุฑูู ุงูุฐูููู ูุฑุบุจูููู ูู ุงู ููุงูุณููุฉ ุนูููโฌ โซุฑุดุงุก ุงูุฑุดูููุฉ ูุงูุฐูููู ูุณููุชูููู ุงูููุฑุดูุท ู ููู ูุจูููโฌ โซุงูุฏููููุฉโช .โฌูุงู ููููุฒุฉ ุงุฃูุฎููุฑู ูููู ุนููุฏู ูุฌูููุฏ ูุณููุทุงุกโฌ โซุจููู ุงูุฏููููุฉ ูุงู ูุดููุฑุชู ู ููุงู ู ููููู ุงูุฏููููุฉ ู ูููโฌ โซุงู ููุงุฑูููุฉ ุจููู ู ุฎุชูููู ุงูุนููุฑูุถ ูุงุฎุชูููุงุฑ ุงู ูุดููุฑุชูโฌ โซุงูููุฐู ูุนููุฑุถ ุฃุนููู ุณููุนุฑโช.โฌโฌ โซุงูุนููููุจโช :โฌุงุงููุชูููุงุฏ ุงูุฑุฆูููู ุงู ููุฌููู ุฅูู ูููุฐูโฌ โซุงูุทุฑููููุฉ ูููู ุฃููููุง ุจุทูุฆููุฉโช ุโฌุญูููุซ ูููุฏ ุชุทูููุจ ููโฌ โซุนู ููููุฉ ูููุฑุชุฉ ุฒู ููููุฉ ููุณููุช ุจุงููุตููุฑุฉโช ุโฌูููุงู ุฃููููุงโฌ โซุชุชุทูููุจ ูููููุงุช ุฅุฏุงุฑูููุฉ ู ุฑุชูุนููุฉโช .โฌููููุฏ ูุญููุฏุซโฌ โซูููููุง ุชุงุนููุจ ุจุฅุฑุณููุงุก ุงู ู ูุฒุงุฏ ุนููู ุฃุดููุฎุงุต ูุฑุดูุงุกโฌ โซุจุนูููููุงโช.โฌโฌ โซ ุจูุน ุงุฃูุณูู ูู ุงุฃูุณูุงู ุงู ูุงููุฉโฌโซุงูุชุนุฑููููโช :โฌู ููู ุฎููุงู ูููุฐู ุงูุทุฑููููุฉ ุชุนููุฑุถโฌ
โซุฃุณูููู (ุงุฃูุตูููู ุฃู ุงูุฑุดูููุฉ) ููุจูููุน ููุฌู ููููุฑโฌ โซุจูููุฏู ุชูุณูููุน ูุงุนููุฏุฉ ุงู ููููููุฉ ูุชุดููู ู ุฃูููุฑ ุนููุฏุฏโฌ โซู ููู ุงู ููุงุทููููโช .โฌุนููุงุฏุฉ ู ููุง ุชุณููุชุฎุฏู ูููุฐู ุงูุทุฑููููุฉโฌ โซูุจูููุน ุงูููุฑุดูุงุช ุงูุชููู ุฐุงุช ุงููุถููุน ุงู ูููุงูู ุงูุฌูููุฏโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌูุชุนุชููุฑ ุงู ููููุฒุฉ ุงูุฑุฆูุณูููุฉ ูุทุฑููููุฉ ุจูููุนโฌ โซุงุฃูุณูููู ูู ุงุฃูุณูููุงู ุงู ูุงููููุฉ ูููู ุชูุณูููุน ูุงุนููุฏุฉโฌ โซุงู ููููููุฉ ุฎุงุตููุฉ ุนูุฏู ููุง ุชุถููุน ุงูุฏููููุฉ ูููููุฏุง ู ุนูููโฌ โซูู ูููุฉ ุงุฃูุณูููู ุงูุชููู ู ููููู ููููู ู ุณููุชุซู ุฑ ุฑุดุงุคูููุงโช.โฌโฌ โซุงูุนููููุจโช :โฌู ููู ุนููููุจ ูููุฐู ุงูุทุฑููููุฉ ุฃููููุง ุชุนุชู ููุฏโฌ โซุจุดูููู ูุจููุฑ ุนููู ุญุฌููู ุงูุณูููู ุจุงููุณููุจุฉ ูุญุฌููู โฌ โซุนู ููููุฉ ุทููุฑุญ ุฃุณูููู ุงูููุฑุดูุงุชโช ุโฌูููุฅุฐุง ูุงู ุญุฌููู โฌ โซุงูุณูููู ุตุบูุฑุง ู ูุงูููู ูุคุซููุฑ ุนููู ุณููุนุฑ ุงูุณูููู ู ููุงู โฌ โซูุณููุชูุฒู ู ุนููู ุทููุฑุญ ุงุฃูุณูููู ุนููู ุฏูุนููุงุช ุญุชูููโฌ โซูุชู ูููู ุงูุณูููู ู ููู ุงุณููุชูุนุงุจูุง ูุจุงูุชููุงูู ุงุณููุชูุงูโฌ โซู ุฒูููุฏ ู ููู ุงูููููุชโช.โฌโฌ โซ ุงูุจูุน ููุนุงู ููู ูุงุฅูุฏุงุฑุฉโฌโซุงูุชุนุฑููููโช :โฌูุนุชููุฑ ุงูุจูููุน ููุนุงู ูููู ูุงุฅูุฏุงุฑุฉ ุนู ููููุฉโฌ โซู ุชูููู ุฏุงุฎููููุฉ ุญูููุซ ูุญุตููู ุงูุนุงู ููููู ูุงุฅูุฏุงุฑุฉโฌ โซุนููู ูู ุงูุฑุดูููุฉ ุฃู ุนููู ูุณููุจุฉ ู ุนููููุฉ ู ููููุงโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌุชุชู ุชููุน ูููุฐู ุงูุทุฑููููุฉ ุจุนููุฏุฏ ู ููู ุงู ูุฒุงูููุงโฌ โซู ููููุง ุฃููููุง ุชุชู ูููุฒ ุจุฏุนููู ุณูููุงูุณ ูุดููุนุจู ุญูููุซโฌ โซุงู ุชุญุชููุงุฌ ุงูุญููู ููุฉ ุฅูู ุงูุฏุฎูููู ูู ู ูุงูุถููุงุชโฌ โซู ููุน ุงู ูุดููุฑุชูู ูููู ุชุญุตููู ุนููู ุถุงู ูููุงุช ุญููููโฌ โซู ุณููุชูุจู ุงูุนุงู ูููุฉ ูุชููุฑุชู ูููุฐู ุงููุถูููุฉ ููุนุงู ููููโฌ โซูุงุฅูุฏุงุฑุฉโช .โฌูููุงู ุฃููููุง ุชุนุชููุฑ ุงูุทุฑููููุฉ ุงู ููุงุณููุจุฉ ูุชุญูููโฌ โซู ูููููุฉ ุงูููุฑุดูุงุช ุงูุชููู ูุตุนููุจ ุจูุนูููุง ุจููุฃู ู ูููโฌ โซุงูุทููุฑู ุงุฃูุฎููุฑูโช ุโฌูููุงู ุฃููููุง ู ุชุซููู ุญุงููุฒุง ู ูุจูุฑุง ู ูุฑูููุนโฌ โซุงุฅููุชุงุฌูููุฉ ูุชุฎููููุถ ุงูุชูุงููููู ูููุงู ุฃููุง ุชุนุชููุฑ ุฃุฏุงุฉโฌ โซูุนุงูููุฉ ูุชูุณูููุน ูุงุนููุฏุฉ ุงู ููููููุฉโช.โฌโฌ โซุงูุนููููุจโช :โฌุฃู ุงูุนููุฏุงู ุงู ููุงูุณููุฉ ูู ุนู ููููุฉ ุจูููุนโฌ โซุงุฃูุตูููู ู ููููู ุฃู ูููุคูู ุฅูู ุณูููุก ุชูุฏูููุฑ ุงูููู ููุฉโฌ โซุงู ูุงููููุฉ ุฃูุตูููู ุงูุฑุดูููุฉโช .โฌูู ููู ุงูุณูููุจูุงุช ุงุฃูุฎููุฑูโฌ โซุงู ูุญุชู ูููุฉ ุนููุฏู ุชุญุณููู ุฃุฏุงุก ุงูุฑุดูููุฉ ูุฑูููุน ููุงุกุชูููุงโฌ โซูุนููุฏู ูููุฏุฑุฉ ุงูุนุงู ูููู ุงู ูุงุฏูููุฉ ุนููู ุฅุฏุฎููุงูโฌ โซุชูููููุฌูููุง ุญุฏูุซููุฉ ูู ุนู ููููุงุช ุงุฅูุฏุงุฑุฉโช.โฌโฌ
โซุงูุฎุงู ุชุฉโช:โฌโฌ
โซู ููุงู ุชูููุฏู ู ููู ุฑุดุญ ูุชุนุฑูููู ูุจููุฏู ุฃู ูุงูููููโฌ โซุงูุฑุดุงูููุฉ ุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุต ู ูุซูููโฌ โซุญููุงู ุงููุชุตููุงุฏุงุช ุงูุจูููุฏุงู ุงูุนุฑุจูููุฉ ุงูุณูููุงู ูููููโฌ
โซุงูุชุตููุงุฏุงุช ูุงู ูููุฉโช ุโฌููุฑู ุจููุง ู ูุซููู ุญููุงู โูุญูููุฏุง ูโโฌ โซุฅูุนููุงุฏุฉ ุฅุญูููุงุก ู ุคุณุณููุงุช ุงูุฏููููุฉ ูุชูุนูููู ุฅูุชุงุฌูุชูุงโฌ โซูู ุชููููู ูุฅูุดููุงุก ุจูููู ุชุญุชูููุฉโช ุโฌูุธูุฑุง ู ุงูู ุญุงูููุฉ โุนุฏู โฌ โซุงูููููุงุกุฉโ ุงูุชููู ุชุตูููุจ ุบุงูุจูููุฉ ู ุคุณุณููุงุช ุงูุฏููููุฉโฌ โซูู ุงุงููุชุตููุงุฏุงุช ุงููุงู ูููุฉโช ุโฌููู ุธููู ุชูุงุนููุณ ุฃุบูููุจโฌ โซุงูููุฏูู ุงููุงู ูููุฉ ุนููู ุงู ููุงูุญููุฉ ุงููุนููููุฉ ูููุณููุงุฏโฌ โซุงูููุฐู ููุฎููุฑ ู ุคุณุณููุงุชูุง ูู ุฑุงูููููุง ูุนุฌุฒูููุง ุนูููโฌ โซุชูุฏูููู ุฃุจุณููุท ุงูุฎุฏู ููุงุช ุงูู ู ูุงุทูููููุงโช.โฌโฌ โซู ููุฑุดูุน ุงูุฑุดุงูููุฉ ุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุตโฌ โซูุฅู ูุงู ูุฎุชูููู ู ููู ุญูููุซ ุงูุดูููู ูุงู ูุถู ููููโฌ โซุนููู ุงูุฎุตุฎุตููุฉ ุงูุชููู ุฑู ุจููุง ุชุงูููู ุงุนุฑุชุงุถููุงุช ูุจุฑุฉโฌ โซุจููู ุงูุณูุงุณูููู ูุงู ูุฌุชู ููุน ุงู ูููุฏููโช ุโฌูุจููุฏู ุฃูููู ุงู ุฒุงูโฌ โซู ุชุน ูุฑุง ู ูู ุฃุบูููุจ ุงูููุฏูู ุงูุนุฑุจูููุฉโช.โฌโฌ โซูุชุฃููููุฏุง ู ู ูููุง ุณูููู ุฐูููุฑูโช ุโฌุงู ุจููุฏ ู ููู ุงูุชู ููููุฒ ุจูููโฌ โซุงูุฑุดุงูููุฉ ูุงูุฎุตุฎุตููุฉ ุงู ุจููุฏ ู ููู ุงูุชุฐูููุฑ ุจููุฃูโฌ โซุงูุฑุดุงูููุฉ ุจููู ุงููุทุงุนู ุงูุฎููุงุต ูุงูุนููุงู (โช )PPPโฌููโฌ โซุงูุชุนุงูููุฏุงุช ุงูุชููู ุชุชููู ุจููู ูุทุงุนููุงุช ุงูุฏููููุฉ ู ููุนโฌ โซุฑุดูุงุช ุงููุทููุงุน ุงูุฎููุงุตโช ุโฌุจูููุฏู ุชูููููุฐ ู ุฑุดูุนููุงุชโฌ โซุถุฎู ููุฉ ุชุญุชููุงุฌ ุฅูู ู ุชููููู ูุจููุฑโช ุโฌู ุซููู ู ุฑุดูุนููุงุชโฌ โซุงูุจูููู ุงูุชุญุชูููุฉ ูุงุฅูุชุตููุงุงูุช ูุงูููุฑุจููุงุก ูุงูููุฑุตูโฌ โซุงูุตุญููู ูุงูุทุฑูููุงุช ูุงูุฌุณูููุฑ ูุณูููู ุงูุญุฏูููุฏโฌ โซูุดููุจูุงุช ุงู ููููุงู ูุบุฑูุงโช ุโฌุฃู ููุง ุงูุฎุตุฎุตููุฉ (โชprivati-โฌโฌ โซโช )zationโฌููููู ุงูุชูููุงู ู ูููููุฉ ุงู ูุคุณุณููุฉ ุงูุนุงู ููุฉ ู ูโฌ โซุงููุทููุงุน ุงูุนููุงู ุฅูู ุงููุทููุงุน ุงูุฎููุงุตโช.โฌโฌ โซูููุฅุฐุง ูุงูููุช ุงูุฏููููุฉ ุนุงุฌููุฒุฉ ุนููู ู ุงู ุฑุณููุฉ ู ูุงู ูููุงโฌ โซุจุชูุฏูููู ุงูุฎุฏู ููุงุช ู ููุงุทูููููุง ูุงูุทุจุงุจููุฉ ูุงูุชุนููููู โฌ โซูุงูููููู ูุงูููุฑุจููุงุก ูุงู ููููุงู ูุบุฑูููุงโช ุโฌูุบููุฑ ู ูุชูุนููุฉโฌ โซุญููู ุฃูุถููู ู ูููโฌ โซู ุจููุฑุดูุน ุงูุฎุตุฎุตููุฉโช ุโฌูููุฅู ุงู ูโฌ โซุฏุฑุงุณููุฉ ูุฅูููุฑุงุฑ ู ุฑุดูุนููุงุช ุงูุฑุดุงูููุฉ ู ููุน ุงููุทููุงุนโฌ โซุงูุฎููุงุต ุนููู ู ุฎุชูููู ุงุตูุงููููุงโช ุโฌูุฅุณูููุงุฏ ุจุนููุถโฌ โซู ุณููุคูููุงุช ุงููุทููุงุน ุงูุนููุงู (ุงูุญููู ููู) ุฅูู ุฑุดูุงุชโฌ โซุงููุทููุงุน ุงูุฎููุงุตโช.โฌโฌ โซุฃุฎุฐ ุจุชุฑุตู ู ู ุงู ูุตุงุฏุฑ ุงูุชุงููุฉโช-:โฌโฌ โซ* ุงูุฑุดุงูุฉ ู ุน ุงููุทุงุน ุงูุฎุงุตโช ุโฌุฅุนุฏุงุฏ ู ุญู ุฏ ู ุชูููโฌ โซุฏูุฑูุฑู ู ุญู ุฏโฌ โซ* ุงูุฑุดุงูุฉ ุฎุงุตโช/โฌุนุงู โช ุโฌูุฒุงุฑุฉ ุงูุชุนููู ุงูุนุงูู ูุงูุจุญุซโฌ โซุงูุนูู ูโช -โฌุงู ูู ููุฉ ุงู ูุบุฑุจูุฉโฌ โซโชhttp://www.enssup.gov.ma/ar/Page/458โฌโฌ โซ* ู ู ุงูููู ูุฉ ุฅูู ุงู ููุงูุณุฉ โช :โฌุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุตโฌ โซโ ุงูุนุฑุงู ู ููุฐุฌุงูโช ุโฌุนููู ุนุงุก ุงูุฏูู ุงูุฑูุณโฌ โซโชhttp://www.siironline.org/alabwab/edare-%20โฌโฌ โซโชeqtesad)27(/717.htmโฌโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 93โฌโฌ
โซ โฌ
โซุฌูููุฉ ุญููู ูููุฉ โ ููููุฑุชุฉ ู ุญููุฏูุฏุฉ ู ููู ุงูุฒู ููู โโฌ โซุฃุญููุฏ ุงุงูุชุญููุงุฏุงุช ุงู ูุงููููุฉ ุงูุฎุงุตููุฉ ูุงูุชููู ูุทููููโฌ โซุนูููููุง ุงุณููู ุฑุดูููุฉ ุงู ูููุฑุดูุน ุงูุญููู ูู ุชุตู ูููู ูุจูุงุกโฌ โซูุชุดููุบูู ูุฅุฏุงุฑุฉ ู ููุฑุดูุน ู ุนููู ุชูุฑุชุญููู ุงูุญููู ููุฉโฌ โซุจุงุฅูุถุงูููุฉ ุฅูู ุญููู ุงุงูุณููุชุบุงู ุงูุชุฌููุงุฑู ูุนููุฏุฏ ู ูููโฌ โซุงูุณููููุงุช ูุชูููู ุนูููููุง ุชููููู ูุงููููุฉ ูุชุณููุฑุชุฏ ุฑุดูููุฉโฌ โซุงู ูููุฑุดูุน ุชูุงููููู ุงูุจูููุงุก ุฅูู ุฌุงูููุจ ุชุญููููู ุฃุฑุจููุงุญโฌ โซู ูุงุณููุจุฉ ู ููู ุนุงุฆููุฏุงุช ุงู ูููุฑุดูุน ุฃู ุฃูููุฉ ู ุฒุงูููุง ุฃุฎููุฑูโฌ โซู ุชูููุญ ููุฑุดูููุฉ ุถู ููู ุนูููุฏ ุงุงูุชูููุงูโช .โฌูุชูุชูููู ู ูููุฉโฌ โซุงู ูููุฑุดูุน ูููููุงู ูููุฑุดูุท ุงูุชุนุงูููุฏ ุฃู ุงุงูุชูููุงู ุฅููโฌ โซุงูุฌูููุฉ ุงู ูุงูุญููุฉ ุฏูู ู ูุงุจููู ุฃู ู ุจูุงุจููู ุชููู ุงุงูุชูููุงูโฌ โซุนููููู ู ุณููุจูุงูโช.โฌโฌ โซูุชุฑุฌููุน ุฌููุฐูุฑ ูุธููุงู โช BOTโฌุฅูู ู ููุง ูุนููุฑูโฌ โซุจุนููููุฏ ุงุงูู ุชูููุงุฒ ุงูุชููู ูุงูููุช ู ูุชููุฑุดุฉ ูู ุฃูุงุฎููุฑโฌ โซุงููููุฑู ุงูุชุงุณููุน ุนููุฑุด ูุจุฏุงูููุงุช ุงููููุฑู ุงูุนุฑุดููููโฌ โซูู ูุฑูุณููุง ูุบุฑูููุง ู ููู ุงูููุฏููโช ุโฌุญูููุซ ุงุณููุชุฎุฏู ุชโฌ โซูุฑูุณููุง ูููุฐู ุงูุนููููุฏ ูุชูููููุฐ ู ุฑุดูุนููุงุช ุงูุณููููโฌ โซุงูุญุฏูุฏูููุฉ ูู ุญุทููุงุช ุงูููุฑุจููุงุก ูุงูุชููุฒูุฏ ู ุจูููุงูโฌ โซุงูููุฑุดุจโช.โฌโฌ โซูููุงู ุนุฑูููุช ู ููุฑุต ูููุฐุง ุงููุธููุงู ูู ุงุฃูุฑุจุนููููุงุชโฌ โซุญูููุซ ุชููู ููุชูููุง ุชุฒููููุฏ ุถุงุญูููุฉ ู ููุฑุต ุงูุฌุฏูููุฏุฉโฌ โซุจุงูููุฑุจููุงุก ูุงู ูููุงุก ูุฎุทูููุท ุงูููุฑุชุงู ูููููุงู ููููุฐุงโฌ โซุงููุธููุงู โช .โฌูููุงู ูุนุชููุฑ ุงูุจุนููุถ ููููุงุฉ ุงูุณููููุณ ู ูููโฌ โซุงุฃูู ุซูููุฉ ุงูุดูููุฑุฉ ูุนููููุฏ ุงุงูู ุชูููุงุฒ ูู ููุงูููุงุช ุงููููุฑูโฌ โซุงูุชุงุณููุน ุนููุฑุดโช .โฌููููุฏ ุงุฎุชูููู ูููุฐุง ุงุฃูุณููููุจ ู ูููโฌ โซู ููุฑุต ุชูุฑูุจููุง ู ูููุฐ ุซุงุซููููุงุช ุงููููุฑู ุงูุนุฑุดููููโฌ โซูุฎุงุตููุฉ ุจุงููุณููุจุฉ ุฅูู ู ุฑุดูุนููุงุช ุงูุฎุฏู ููุงุช ุงูุจูุฏูุฉโชุโฌโฌ โซูุงูุชููุฑุต ุชุทุจูููู ูุธููุงู ุดููุจูู ุจููู ูู ู ุฌููุงู ุงูุชูููุจโฌ โซุนููู ุงูููุฑูุงุช ุงูุทุจูุนูููุฉ ูุฎุงุตููุฉ ุงูุจููุฑุชููโช.โฌโฌ โซููู ู ูุชุตููู ุงูุซุงู ูููููุงุช ูุจุงูุชุญุฏูููุฏ ูู ุนููุงู โช1984โฌโฌ โซุชููู ุชุทุจูููู ูุธููุงู โช BOTโฌู ููู ุฎููุงู ุชูููููุน ุงุชูุงููุฉโฌ โซุชูููููุฐ ููููู ุงู ูุงูููุด (โช)The Channel Tunnelโฌโฌ โซุงูููุฐู ูุฑุจููุท ุจููู ูุฑูุณููุง ูุจุฑูุทุงููููุงโช ุโฌูุฐูููู ุจููู ููโฌ โซู ููู ุงูุญููู ุชููู ุงูุฑูุทุงููููุฉ ูุงููุฑูุณูููุฉ ู ููู ุฌูููุฉโฌ โซูุจููู ุฑุดูููุฉ ููุฑูุชุงูููุงู (โช )Euro Ttunnelโฌู ููู ุฌูุฉโฌ โซุฃุฎููุฑูโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌู ูุชููุงุฒ ูููุฐุง ุงุฃูุณููููุจ ุจุชุญููููู ู ุฎุงุทููุฑ ุงูุจูุงุกโฌ โซูุงูุชุดููุบูู ูุงุฅูุฏุงุฑุฉ ุฅูู ุงููุทููุงุน ุงูุฎููุงุต ุจุงุฅูุถุงูุฉ ุฅููโฌ โซุฐูููู ูููุงู ุงูุญููู ููุฉ ุชุณููุชููุฏ ู ููู ุฎููุฑุฉ ุงููุทููุงุนโฌ โซุงูุฎููุงุต ูู ุฅุฏุงุฑุฉ ูุตูุงูููุฉ ุงู ูุฑุดูุนููุงุช ููู ูููููโฌ โซุงูุชูููููุฌูููุง ุงู ูุชูุฏู ููุฉโช .โฌูููุงู ู ูุซููู ูููุฐุง ุงุฃูุณููููุจโฌ โซุนุงู ููู ุฌููุฐุจ ูุงุณููุชุซุงู ุฑุงุช ุงููุทููููุฉ ูุงุฃูุฌูุจูููุฉโฌ
โซุงููููุฑู ูุถุฎุงู ููุฉ ุงุฃูุนููุงู ู ุงูุชููู ูุณููุชุฎุฏู ูููููุงโฌ โซูููุฐุง ุงุฃูุณููููุจโช.โฌโฌ โซุงูุนููููุจโช :โฌูุชุทูููุจ ูููุฐุง ุงูููุน ู ููู ุงููุฑุดุงูุงุช ุนูุงูุฉโฌ โซุฎุงุตููุฉ ุจุชุตู ูููู ู ุณููุชูุฏุงุช ุงูุนุทููุงุกุงุชโช ุโฌูู ููููู ุฃูโฌ โซุชููููู ุนู ููููุงุช ุงูุทููุฑุญ ูุงุฅูุฑุณููุงุก ุทูููููุฉ ูู ุนูููุฏุฉโฌ โซูุณููุจูุงู ู ูุงุฑูููุฉ ุจุจุงูููู ุฃููููุงุน ุงูุนููููุฏโช ุโฌููููู ู ููุงโฌ โซูุคุซููุฑ ุณูููุจุงู ุนููู ุฅุนููุฏุงุฏ ุงูุฎุทููุท ุงูุชูู ููููุฉ ุงู ูุชุนููุฉโฌ โซุจุชูููููุฐ ุชูููู ุงูุฑุดุงูููุฉโช .โฌูููุงู ุฃู ู ููู ุนููููุจ ูููุฐุงโฌ โซุงุฃูุณููููุจ ุฃูููู ูุชุทูููุจ ุงุณููุชูุฑุงุฑุง ู ุณูุงุณูููุงู ูุงูุชุตุงุฏููุงูโฌ โซู ุงู ุฆูุงูโช ุโฌูุจูุฆููุฉ ูุงููููููุฉ ูุชูุธูู ูููุฉ ู ุญููุฏุฏุฉโช ุโฌูุชูุงูููุฑโฌ โซุงุงูุณููุชูุฑุงุฑ ุงูููููุฏู ูุบููุฑ ุฐูููู ู ููู ุงูุนูุงู ูููโฌ โซุงู ูุงู ุฆููุฉ ูุงุณููุชุซุงู ุฑ ุงุฃูุฌูุจูููโช ุโฌููููููุง ู ุชุทูุจููุงุช ุบููุฑโฌ โซุซุงุจุชููุฉ ูู ุชุบููุฑุฉ ุทุจููุงู ููุธููุฑูู ุงูุฏูููููุฉ ูุงุฅููููู ูููุฉโฌ โซูุงู ูุญููููุฉโช.โฌโฌ โซโช .6โฌุงูุจูููุงุก ูุงูุชู ูููู ูุงูุชุดููุบูู ูููููู ุงู ููููููุฉโฌ โซ(โช)Build, Own, Operate, Transfer BOOTโฌโฌ โซุงูุชุนุฑููููโช :โฌูู ุธููู ูููุฐุง ุงุฃูุณููููุจ ุชููููู ุงูุฏููููุฉ ุฃูโฌ โซุฅุญููุฏู ุฃุฌูุฒุชูููุง ุงูุญููู ูููุฉ ู ุจูููุญ ู ุณููุชุซู ุฑ ุงููุทููุงุนโฌ โซุงูุฎููุงุต ุงูุญููู ูู ุฅูุงู ููุฉ ุฃุญููุฏ ุงู ูุฑุดูุนููุงุช ุงูุฎุฏู ูุฉโฌ โซูู ุชูููููู ุนููู ูููุชููู ุงูุฎุงุตููุฉ ูู ุชูููู ุฃุตูููููโฌ โซูุชุดููุบูู ุงู ูููุฑุดูุน ูุตูุงูุชููู ูุชุญุตูููู ู ูุงุจูููโฌ โซุชูุฏูููู ุงูุฎุฏู ููุฉ ูุณููุฏุงุฏ ุฃุนุจููุงุก ุงูุชู ููููู ูุชุญูููููโฌ โซูุงุฆููุถ ุฑุจููุญ ู ูุงุณููุจ ู ูููุฏุฉ ุฒู ููููุฉ ู ุชูููู ุนูููููุงโฌ โซุนููู ุฃู ุชููุคูู ู ูููููุฉ ุฃุตูููู ุงู ูููุฑุดูุน ููุฏููููุฉ ููโฌ โซููุงูููุฉ ุชูููู ุงููููุฑุชุฉ ุงูุฒู ููููุฉโช.โฌโฌ โซููุฎุชูููู ูููุฐุง ุงุฃูุณููููุจ ุนููู ุฃุณููููุจ โชBOTโฌโฌ โซุญูููุซ ูุนุชููุฑ ูุธููุงู โช BOOTโฌุชุทุจูู ูุงู ุจููุงุฑุฒุง ู ููุธููุงู โฌ โซุงู ูุฑุดูุนููุงุช ุงูุฎุงุตููุฉ ุฐุงุช ุงู ูููุนููุฉ ุงูุนุงู ููุฉโช ุโฌุญูููุซโฌ
โซุชููููู ู ูููููุฉ ุงุฃูุตูููู ุฎููุงู ู ููุฏุฉ ุงู ูููุฑุดูุนโฌ โซุฎุงูุตููุฉ ูููุทููุงุน ุงูุฎููุงุต ููููู ุงุฃูู ููุฑ ุงูููุฐู ุงูโฌ โซูุชุญูููู ูู ุฃููููุงุน ุงูุนููููุฏ ุงูุณููุงุจู ุงุฅูุดููุงุฑุฉ ุฅูููููุงโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌู ูุชููุงุฒ ูููุฐุง ุงุฃูุณููููุจ ู ุซููู ุฃุณููููุจ โชBOTโฌโฌ โซุจุชุญููููู ู ุฎุงุทููุฑ ุงูุจูููุงุก ูุงูุชุดููุบูู ูุงุฅูุฏุงุฑุฉ ุฅููโฌ โซุงููุทููุงุน ุงูุฎููุงุต ุจุงุฅูุถุงูููุฉ ุฅูู ุฐูููู ูููุงู ู ุฎุงุทููุฑโฌ โซุงุงูุณููุชุซุงู ุฑ ูุงูุชู ููููู ุชูููุน ุนููู ุนุงุชููู ุงููุทููุงุนโฌ โซุงูุฎููุงุต ุจูุงู ููููุงโช.โฌโฌ โซุงูุนููููุจโช :โฌุงู ูุฎุถููุน ุงู ูููุฑุดูุน ุฎููุงู ู ุฏุฉ ุงูุชุดููุบููโฌ โซูุงูุตูุงูููุฉ ูููู ูููุฉ ุงูุณูููุทุฉ ุงูุนุงู ููุฉ ุฃู ุงุฅูุฏุงุฑุฉโฌ โซุงูุญููู ูููุฉ ูุฅู ุฎุถููุน ูุฑูุงุจุชูููุงโช.โฌโฌ โซโช .7โฌุงูุจูููุงุก ูุงูุชู ูููู ูุงูุชุดููุบูู (โชBuild, Own,โฌโฌ โซโช)Operate BOOโฌโฌ โซุงูุชุนุฑููููโช :โฌูุนุชููุฑ ูููุฐุง ุงุฃูุณููููุจ ู ููู ุฃุณููุงููุจโฌ โซุงูุฎุตุฎุตููุฉ ุงููุงู ูููุฉโช ุโฌูุงูุชููู ูุชููู ูููููุง ุฅุนุทููุงุกโฌ โซุงููุทููุงุน ุงูุฎููุงุต ู ุณููุคูููุงุช ุงูุจูููุงุก ูุงูุชุดููุบููโฌ โซูุงุฅูุฏุงุฑุฉ ุจูุงู ููููุงโช ุโฌุจุงุฅูุถุงูููุฉ ุฅูู ุงู ููููููุฉ ุงู ูุทููููุฉ ููููโฌ โซุฃูุตูููู ุงู ูููุฑุดูุนโช.โฌโฌ โซูุงู ูููููู ุงูุชุดููุบูู ุฃู ุงุฅูุฏุงุฑุฉ ุจูููุฐุง ุงุฃูุณููููุจโฌ โซู ุฑุชุจุทูุงู ู ุจููุฏุฉ ุฒู ููููุฉ ู ุญููุฏุฏุฉโช ุโฌูููุงู ุงู ูููููู ููููุงูโฌ โซุงูุชุฒุงู ููุงู ุนููู ุงููุทููุงุน ุงูุฎููุงุต ุจููููู ุงุฃูุตูููู ุฅููโฌ โซุงูุฏููููุฉโช .โฌููุณููุชุฎุฏู ูููุฐุง ุงุฃูุณููููุจ ููู ุฑุดูุนููุงุชโฌ โซุงูุฌุฏูููุฏุฉ ุงูุชููู ู ู ุชูุดููุง ุจุนููุฏโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌู ูุชููุงุฒ ูููุฐุง ุงุฃูุณููููุจ ู ุซููู ุฃุณููููุจ โชBOOTโฌโฌ โซุจุชุญููููู ู ุฎุงุทููุฑ ุงูุจูููุงุก ูุงูุชุดููุบูู ูุงุฅูุฏุงุฑุฉ ุฅููโฌ โซุงููุทููุงุน ุงูุฎููุงุต ุจุงุฅูุถุงูููุฉ ุฅูู ุฐูููู ูููุงู ู ุฎุงุทููุฑโฌ โซุงุงูุณููุชุซุงู ุฑ ูุงูุชู ููููู ุชูููุน ุนููู ุนุงุชููู ุงููุทููุงุนโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซููููุฏ ูุชุถู ููู ุนูููุฏ ุงุงูู ุชูููุงุฒ ูู ู ูุงุตูููุงุช ุงูุชุฃุฌููุฑโฌ โซุจุงุฅูุถุงูููุฉ ุฅูู ุงููููููุงุช ุงูุฑุฃุณููุงู ููุฉ ูุงุงูุณููุชุซุงู ุฑุงุชโฌ โซุงูุชููู ุชูููุน ุนููู ุนุงุชููู ุตุงุญููุจ ุงุงูู ุชูููุงุฒโช .โฌูุชุฑุฌููุนโฌ โซุงุฃูุตูููู ุฅูู ุงููุทููุงุน ุงูุนููุงู (ุงูุญููู ููุฉ) ุนูููุฏ ููุงูููุฉโฌ โซูููุฑุชุฉ ุงุงูู ุชูููุงุฒ ุงูุชููู ุนููุงุฏุฉ ู ููุง ุช ูุฑุชุงูุญ ู ููุง ุจููู โช15โฌโฌ โซุฅูู โช 30โฌุนุงู ููุงู ูุฐูููู ุญุณููุจ ุงูุญูููุงุฉ ุงุงููุฑุชุงุถูููุฉโฌ โซูุงุณููุชุซุงู ุฑุงุชโช .โฌูุชุชุญููุฏุฏ ุฅู ูุฑุงุฏุงุช ุตุงุญููุจ ุงุงูู ุชูููุงุฒโฌ โซุจุดูููู ูุถู ููู ูููู ุชุบุทูููุฉ ูููููุงุช ุงูุชุดููุบููโฌ โซูุฎุฏู ููุฉ ุงูุฏููููู ูุงุณููุชูุงู ุงุณููุชุซุงู ุฑุงุชูโช.โฌโฌ
โซูู ุดูููู ุฃุชุนููุงุจ ู ุญููุฏุฏุฉ ูุซุงุจุชููุฉ (โชLump sumโฌโฌ โซโช )Feesโฌุฃู ุนููู ุดูููู ูุณููุจุฉ ู ููู ุฃุฑุจููุงุญ ุงู ูููุฑุดูุนโฌ โซุฃู ูุงูููุงู ู ุนูุงู ูุฐูููู ุจูุตููุฏ ุชุญููููุฒ ุฑุดูููุฉ ุงุฅูุฏุงุฑุฉโฌ โซุนููู ุฒูููุงุฏุฉ ูุนุงููููุฉ ุงู ูุฑูููู ูุฒูููุงุฏุฉ ููุงุกุชูููโช.โฌโฌ
โซุฅููุฑุงุฏุงุช ูุทููุงุน ุงูููุฑุจููุงุก ูุงูุตูุงูููุฉ ุจูุถููู ุฅุฏุฎููุงูโฌ โซุชูููููุงุช ุญุฏูุซููุฉ ูู ุงูุชุดููุบูู ู ููุงู ุฃุฏู ุฅูู ุฒูููุงุฏุฉโฌ โซุงูุทุงูููุฉ ุงูููุฑุจุงุฆูููุฉ ูุชุทููููุฑ ุงูุฎุฏู ููุฉโช ุโฌูุงู ุงุณููุชุฎุฏู โฌ โซูููุฐุง ุงูููููุน ู ููู ุงูุนููููุฏ ุนููู ูุทููุงู ูุงุณููุน ููโฌ โซูุทููุงุน ุงู ููููุงู ูู ูุฑูุณููุง ูุฃุณููุจุงููุงโช ุโฌูููููุฐ ุฃูุถููุงู ููโฌ โซุบูููููุง ูุฌู ููุฑูููุฉ ุงูุชุดูููู ูุงูุณูููุบุงู ูุณููุงุญูโฌ โซุงูุนููุงุฌโช.โฌโฌ
โซููููุฏ ุงุณููุชุฎุฏู ุช ูููุฐู ุงูุทุฑููููุฉ ุจูุฌููุงุญ ูู ุจุนููุถโฌ โซุงูููุฏูู ู ุซููู ุงุฃูุฑุฌูุชููู ุญูููุซ ุทุจูููุช ูู ู ุฌููุงูโฌ โซุงูููููู ูุงู ููุงุตููุงุช (ุงูุณูููู ุงูุญุฏูุฏูููุฉ)โช .โฌูุนูููโฌ โซุงู ูุณููุชูู ุงูููุฏููู ู ุซูููุช ุนููููุฏ ุงุงูู ุชูุงุฒ ูู ู ุดููุงุฑูุนโฌ โซุงูุฎุฏู ููุงุช ุญูููุงูู โช 80%โฌู ููู ุฅุฌููุงู ูู ุนููููุฏ ุงุงูู ุชูููุงุฒโฌ โซูู ุงููููุฑุชุฉ ู ููู ู ููุง ุจููู โช 1988โฌุฅูู โช.1993โฌโฌ โซุงู ูุฒุงูููุงโช :โฌุชูู ููู ุงู ููููุฒุฉ ุงุฃูุณุงุณูููุฉ ููููุฐู ุงูุทุฑููููุฉ ููโฌ โซุฃู ุตุงุญููุจ ุงุงูู ุชูููุงุฒ ูุจูููู ุงู ูุณููุคูู ุนููู ุงููููููุงุชโฌ โซุงูุฑุฃุณููุงู ููุฉ ูุงุงูุณููุชุซุงู ุฑุงุช ู ููุงู ูุฎูููู ุงุฃูุนุจููุงุกโฌ โซุงู ูุงููููุฉ ุนููู ุงูุฏููููุฉโช .โฌูููููู ููููููุณ ุงูุณููุจุจ ุชูุงุฌูููโฌ โซุงููุซููุฑ ู ููู ุงูููุฏูู ุตุนูุจููุงุช ูู ุฅูุฌููุงุฏ ู ุณููุชุซู ุฑููโฌ โซูุธููุฑุง ู ููุญุฌููู ุงููุจููุฑ ูุจุนููุถ ุงุงูุณููุชุซุงู ุฑุงุช ุงูุชูููโฌ โซูุชุทูุจูููุง ูููุฐุง ุงูููููุน ู ููู ุงูุนููููุฏโช.โฌโฌ
โซโช .3โฌุนููุฏ ุงุฅููุฌุงุฑ โชRental Contractsโฌโฌ โซุงูุชุนุฑููููโช :โฌูููู ุนูููุฏ ู ููููุญ ู ููู ุฎุงูููู ู ุงููููโฌ โซุงุฃูุตูููู (ุงูุญููู ููุฉ) ูุฑุดูููุฉ ุฎุงุตููุฉ ุญููู ุงุณููุชุฎุฏุงู โฌ โซูููุฐู ุงุฃูุตูููู ูุงุงูุญุชูููุงุธ ุจุงุฃูุฑุจููุงุญ ููููุฑุชุฉ ู ุชููููโฌ โซุนูููููุงโช ุโฌุบุงูุจ ูุงู ู ููุง ุช ูุฑุชุงูุญ ู ููุง ุจููู โช 10 โ 6โฌุณููููุงุชโฌ โซู ูุงุจููู ุฏูููุน ุฅูุฌููุงุฑโช .โฌูุนููู ุงูุนูููุณ ู ููู ุทุฑููููุฉโฌ โซุนูููุฏ ุงุฅูุฏุงุฑุฉ ุชุชุญู ููู ุงูุฑุดูููุฉ ุงูุฎุงุตููุฉ ุงู ูุฎุงุทููุฑโฌ โซุงูุชุฌุงุฑูููุฉ ู ููุงู ูุญูุฒูููุง ุนููู ุชุฎููููุถ ุงููููููุงุชโฌ โซูุงูุญูููุงุธ ุนููู ููู ููุฉ ุงุฃูุตููููโช ุโฌูููููู ุงูุฏููููุฉโฌ โซุชุจูููู ู ุณููุคููุฉ ุนููู ุงุงูุณููุชุซุงู ุฑุงุช ุงูุซุงุจุชููุฉ ูุฎุฏู ููุฉโฌ โซุงูุฏูููููโช.โฌโฌ
โซุงู ูุฒุงูููุงโช :โฌู ููู ุจููู ุงู ูุฒุงูููุง ุงูุชููู ููุฏู ูููุง ุงูุชุฃุฌููุฑโฌ โซููุฏููููุฉ ุชููููุฑ ูููููุงุช ุงูุชุดููุบูู ุจููุฏูู ุงูุชุฎูููโฌ โซุนููู ุงู ููููููุฉโช ุโฌููุฐูููู ุงูุญุตูููู ุนููู ุฏุฎููู ุณูููููโฌ โซุจููุฏูู ุงูุชุนููุฑุถ ู ูุฎุงุทููุฑ ุงูุณูููู ุนููุงูุฉ ุนููู ูููโฌ โซุงูุฏุนููู ูุงูุชุญููููุงุช ุงู ูุงููููุฉ ุงุฃูุฎููุฑูโช .โฌูููุงู ูุณููู ุญโฌ โซุงูุชุฃุฌููุฑ ุจุฌููุฐุจ ู ูููุงุฑุงุช ุชูููููุฉ ูุฅุฏุงุฑูููุฉ ู ุชุทูููุฑุฉโฌ โซู ููุงู ูุณููุงูู ูู ุงุณููุชุฎุฏุงู ุฃุตูููู ุงูุฑุดูููุฉ ุจุฏุฑุฌููุฉโฌ โซุฃูููุฑ ู ููู ุงูููููุงุกุฉโช.โฌโฌ
โซููููุฏ ุงุณููุชุฎุฏู ุช ูููุฐู ุงูุทุฑููููุฉ ูุซููุฑุง ูู ุนููุฏุฏโฌ โซู ููู ุงูููุฏูู ุงุฃููุฑูููููุฉ ูุงุขูุณูููููุฉ ูู ูุทุงุนููุงุช ู ุซูููโฌ โซุงู ููููุงู ูุงูููููู ุงูููุฑู ูุงู ููุงุฌููู ุญูููุซ ูุงุฌูููุชโฌ โซุงูููุฏูู ุงู ูุนููููุฉ ุตุนูุจููุงุช ูู ุฌููุฐุจ ุงู ูุณููุชุซู ุฑููโช.โฌโฌ โซููููู ุชุงูุงูููุฏ ุทุจูููุช ุนููููุฏ ุงุฅููุฌููุงุฑ ูู ูุทููุงุนโฌ โซุงูุณูููู ุงูุญุฏูุฏูููุฉ ุนููุงู โช 1985โฌูู ุนููุฏุฏ ู ุนููู ู ูููโฌ โซุฎุทูููุท ููููู ุงูููุฑูุงุจโช ุโฌูู ููุน ุนููุงู โช 1990โฌูุฌุญููุชโฌ โซุงูุชุฌุฑุจููุฉ ูุฌุฐุจููุช ุงูุฎุทูููุท ุงู ูุคุฌููุฑุฉ ุนููุฏุฏ ูุจ ูุฑุงโฌ โซู ููู ุงูููุฑูุงุจ ูุฃุตุจุญููุช ุชููุฏุฑ ุฃุฑุจุงุญููุง ูุจููุฑุฉโช.โฌโฌ
โซุงูุนููููุจโช :โฌุงู ูุดููููุฉ ุงูุฑุฆูุณูููุฉ ุงู ูุฑุชุจุทููุฉ ุจุนููููุฏโฌ โซุงุฅููุฌููุงุฑ ูููู ุฃูููู ุทุงู ูููุง ุงู ูุชููู ูููููุง ุชุญููููู ู ููููุฉโฌ โซุงุฃูุตูููู ูููููุณ ูููุฏู ุงูุฑุดูููุฉ ุงูุฎุงุตููุฉ ุงู ูุชุนุงูููุฏุฉโฌ โซู ููุน ุงูุจูุฏูููุฉ ุฃูููุฉ ุญูุงูููุฒ ูุฑูููุน ููู ููุฉ ุงุฃูุตููููโฌ โซุฃูููุฑ ู ููู ุงูุญููุฏ ุงูููุฐู ูุถู ููู ููููุง ุนุงุฆููุฏ ู ูุงุณููุจโฌ โซุนููู ุงุณููุชุซุงู ุฑุงุชูุง ุฎููุงู ูููุฑุชุฉ ุงูุชุฃุฌููุฑโช ุโฌูููููุฐุง ููููุฐุงโฌ โซุงูููููุน ู ููู ุงูุนููููุฏ ู ูุงุณููุจ ูู ุงู ูุฑุดูุนููุงุช ุงูุชู ููโฌ โซุญุงุฌููุฉ ุฅูู ุฑูููุน ููููุงุกุฉ ุงูุชุดููุบูู ูููุณููุช ูู ุญุงุฌุฉโฌ โซุฅูู ุชูุณููุนุงุช ุฃู ุชุญุณููููุงุชโช.โฌโฌ
โซุงูุนููููุจโช :โฌุจุตูููุฉ ุนุงู ููุฉ ุงู ุชูุฌููุฏ ุนููููุจ ูุงุถุญููุฉโฌ โซุฃูุณููููุจ ุงุงูู ุชูููุงุฒ ุฅุงู ุฃูููู ูุฌููุจ ู ุฑุงุนููุงุฉ ุฃู ุชุญููุฏุฏโฌ โซุงูุนููููุฏ ุจูููู ูุถูููุญ ูุทููุงู ูุทุจูุนููุฉ ุงูุฎุฏู ููุงุชโฌ โซุงูุชููู ุณููููุฏู ูุง ุงู ูุชุนุงูููุฏ ู ููุน ุงูุญููู ููุฉ (ุงููุทููุงุนโฌ โซุงูุนููุงู ) ููุฐูููู ุตุงุญูููุงุช ุงูุทุฑูููู ุฎููุงู ูููุฑุชุฉโฌ โซุงูุชุนุงูููุฏ ูุจุงูุชููุงูู ูุฌููุจ ุนููู ุงูุญููู ููุฉ ุฃู ุชุญููุฑุตโฌ โซุนููู ุนููุฏู ุงูุชุฏุฎููู ูู ุฅุฏุงุฑุฉ ุงูุฑุดูููุฉ ุญุชููู ุชุถู ูููโฌ โซูุฌููุงุญ ูููุฐุง ุงุฃูุณููููุจ ู ููู ุฃุณููุงููุจ ุงูุฑุดุงูููุฉโช.โฌโฌ
โซูุนููู ุณููุจูู ุงู ูุซููุงูโช :โฌูู ููููุช ุฏูููููุงุฑ ูุงู ููุชโฌ โซุงูุญููู ููุฉ ุจุฅุตุงุญููุงุช ุฑุฆูุณูููุฉ ูู ูุทููุงุน ุงูููุฑุจููุงุกโฌ โซุญูููุซ ุชุนุงูููุฏุช ู ุน ุฑุดูุชู ูุฑูุณูููุชู ูู ุณููุชุซู ุฑููโฌ โซู ุญููููู ูุฎููุงู ูููุฑุชุฉ ุนูููุฏ ุงุฅููุฌููุงุฑ ุชุญุณูููุชโฌ
โซโช .4โฌุนููุฏ ุงุงูู ุชูุงุฒ โชConcession Contractsโฌโฌ โซุงูุชุนุฑููููโช :โฌุนูููุฏ ู ูููุญ ุนููููุฏ ุงู ุชูููุงุฒ ูููุทููุงุนโฌ โซุงูุฎููุงุต ูููุฅู ุฐูููู ูุนูููู ุชุญูููู ุญููููู ุงูุชุดููุบููโฌ โซูุงูุชุทููููุฑ ุฅูู ุงูุฌูููุฉ ุงู ูุณููุชููุฏุฉ ุฃู ุงูุฑุดูุฉ ุงูุฎุงุตุฉโช.โฌโฌ
โซโช .5โฌุงูุจูููุงุก ูุงูุชุดููุบูู ูููููู ุงู ููููููุฉ (โชBuild,โฌโฌ โซโช)Operate, Transfer BOTโฌโฌ โซุงูุชุนุฑููููโช :โฌูุนุชููุฑ ูููุฐุง ุงุฃูุณููููุจ ุดูููู ู ู ุฃุดูููุงูโฌ โซุชูุฏูููู ุงูุฎุฏู ููุงุช ู ุชูููุญ ู ุจูุชุถููุงู ุงูุญููู ููุฉ ุฃูโฌ
โซูุงูููููุฑุฉ ุงุฃูุณุงุณูููุฉ ูู ูููุฐุง ุงุงูู ุชูููุงุฒ ูู ููููุงู ุฑุดูุฉโฌ โซุฎุงุตููุฉ ุจุชู ููููู ูุจูููุงุก ูุชุดููุบูู ู ููุฑุดูุน ุฎุฏู ูููโฌ โซุฌุฏูููุฏ ูู ู ุฌููุงุงูุช ุงูุจููููุฉ ุงูุชุญุชูุฉ ู ุซููู (ุงุงูุชุตุงุงูุชโชุโฌโฌ โซุงูููุฑุจููุงุกโช ุโฌุงู ููููุงู ูุงูููุฑูโช ุโฌุงูููููู ูุบุฑูููุง) ููููุฑุชุฉโฌ โซู ุญููุฏูุฏุฉ ุชุฑุฌููุน ุนูููุฏ ููุงูุชูููุง ุงุฃูุตูููู ููุฏููููุฉโช ุโฌูุงู โฌ โซุชููููู ุงูุฏููููุฉ ุฎููุงู ูููุฑุชุฉ ุงุงูู ุชูููุงุฒ ุชูููู ุจุชูุธูููู โฌ โซูู ุฑุงูุจููุฉ ุงูุนู ููููุฉ ุงุงูุณููุชุซุงู ุฑูุฉ ูุงูุฌูููุฏุฉ ูุงุฃูุณููุนุงุฑโช.โฌโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 95โฌโฌ
โซโข ุงุฅููุชุงุฌ ุบุฑ ู ุทุงุจู ููู ูุงุตูุงุช ูุงู ููุงููุณโช.โฌโฌ
โซโข ุนููุฏ ุงูุจูุงุก ูุงูุชู ูู ูุงูุชุดุบูู ูููู ุงู ููููุฉโฌ
โซโข ุถุนู ู ุณุชูู ุงูุชูุงูุณ ุจู ุงูุฑุดูุงุกโช.โฌโฌ
โซโข ุนููุฏ ุงูุจูุงุก ูุงูุชู ูู ูุงูุชุดุบููโฌ
โซโข ุงูุชุญูุฒ ูุนุฏู ุงูุญูุงุฏูุฉ ูู ุงุฎุชูุงุฑ ุงูุฑุดูุงุกโช.โฌโฌ
โซโข ุนููููุฏ ุงูุจูููุน ู ุจููุง ูู ุฐูููู ุงูุจูููุน ุงู ูุจููุงุฑุด ุฃู ุจูููุนโฌ โซุงุฃูุณูููู ูู ุงุฃูุณูููุงู ุงู ูุงููููุฉ ุฃู ุงูุจูููุน ููุนุงู ููููโฌ โซูุงุฅูุฏุงุฑุฉโช.โฌโฌ
โซโข ุฑูุถ ุงู ูุฌุชู ุน ููู ุฑุดูุนโช.โฌโฌ
โซู ุฒุงูุง ูุนููุจ ุฃุณุงููุจโฌ โซุงูุฑุดุงูุฉ ุงู ูุฎุชููุฉโช:โฌโฌ
โซุชุชุถู ููู ุงูุฑุดุงูููุฉ ุจููู ุงูุฏููููุฉ ูุงููุทููุงุน ุงูุฎููุงุตโฌ โซุชูููููู ุนุงูููุฉ ุชุนุงูููููุฉ ุจููู ุฑุดูููู ุฃู ุฃูููุฑ ู ูููโฌ โซุงูุฌูููุงุช ุงูุญููู ูููุฉโช ุโฌูุฑุดูููู ุฃู ุฃูููุฑ ู ููู ุงููุทููุงุนโฌ โซุงูุฎููุงุตโช ุโฌูููุงู ุฃู ุงูุฑุดุงูููุฉ ูููุฏ ุชููููู ู ููู ุฎููุงูโฌ โซุชูุธูููู ุงุฃูุฏูุงุฑ ุจููู ุงูุฏููููุฉ ูุงููุทููุงุน ุงูุฎููุงุต ุจุญูุซโฌ โซูููููู ููููู ุฑุดูููู ุฏูุฑ ุฎููุงุต ุจููู ูููููู ููู ูููโฌ โซุจุนุถูููุงู ุงุขูุฎููุฑ ูู ุฅุทููุงุฑ ุชูู ูููู ูุงุญููุฏโช.โฌโฌ โซูุงู ููุฌููุฏ ุฃุณููููุจ ู ูุญููุฏ ูุชุญููููู ุงูุฑุดุงูููุฉ ุจูููโฌ โซุงูุฏููููุฉ ูุงููุทููุงุน ุงูุฎููุงุต ุจุงู ูุฑุดูุนููุงุช ุงูุชูู ููููุฉโฌ โซู ููููู ุชุทุจููููู ุนููู ุฌู ูููุน ุงูุญููุงุงูุชโช ุโฌููููููโฌ โซู ููููู ุงููุตูููู ุฅูู ุงุฃูุณููููุจ ุงุฃูู ุซููู ูู ููโฌ โซุญุงูููุฉ ุนููู ุญููุฏุฉ ูุฐูููู ุงุนุชููุงู ุฏุง ู ุนููู ุงูุธููุฑููโฌ โซุงุงูุฌุชุงู ุนูููุฉ ูุงูุณูุงุณูููุฉ ุงูุณููุงุฆุฏุฉ ูู ูู ุฏููููุฉโช.โฌโฌ โซูุฃูุถููุงู ุชุชููููุน ุฃุณููุงููุจ ุงูุฑุดุงูููุฉ ู ููุน ุงููุทููุงุนโฌ โซุงูุฎููุงุต ูุฏุฑุฌููุฉ ู ุณููุงูู ุชู ูู ุณููุคูููุงุชู ูููููุงโฌ โซุทุจููุงู ููููู ุฃุณููููุจโช ุโฌุญูููุซ ุชุชููุฏุฑุฌ ุชูููู ุงุฃูุณููุงููุจโฌ โซุจููุฏุกุง ู ุจุนููููุฏ ุงูุฎุฏู ููุงุช ุงูุชููู ุชููููู ุงูุฏููููุฉ ูููููุงโฌ โซุจุชุญู ููู ุงู ูุณููุคูููุฉ ุงููุงู ูููุฉ ูู ุงูุชู ููููู ูุงู ูุฎุงุทููุฑโฌ โซูุงุณููุชุซุงู ุฑุงุช ุงูุชูููููุฐโช ุโฌูุงูุชูุงุกุง ู ุจุงูุฎุตุฎุตููุฉ ุงููุงู ูุฉโฌ โซุฃู ุงูุจูููุน ูุงูุชููู ูููููู ุงููุทููุงุน ุงูุฎููุงุต ูููููุงโฌ โซูุชุญู ููู ูุงูุฉ ู ุณููุคูููุงุช ุงูุจูููุงุก ูุงูุชุดููุบูู ูุงุฅูุฏุงุฑุฉโฌ โซุจูุงู ููููุงโช ุโฌุจุงุฅูุถุงูููุฉ ุฅูู ุงู ููููููุฉ ุงู ูุทููููุฉ ูููู ุฃูุตููููโฌ โซุงู ูููุฑุดูุนโช.โฌโฌ โซูู ุงู ูุฑุดูุนููุงุช ุงูุฎุฏู ูููุฉโช ุโฌุชุชููููุน ุฃุณููุงููุจ ุงูุฑุดุงูููุฉโฌ โซู ููุน ุงููุทููุงุน ุงูุฎููุงุต ูุฏุฑุฌููุฉ ู ุณููุงูู ุชู ูููููุง ุนูููโฌ โซุงููุญููู ุงูุชููุงููโช:โฌโฌ โซโข ุนููุฏ ุงูุฎุฏู ุฉโฌ โซโข ุนููุฏ ุงุฅูุฏุงุฑุฉโฌ โซโข ุนููุฏ ุงุฅููุฌุงุฑโฌ โซโข ุนููุฏ ุงุงูู ุชูุงุฒโฌ โซโข ุนููุฏ ุงูุจูุงุก ูุงูุชุดุบูู ูููู ุงู ููููุฉโฌ
โซโช .1โฌุนููุฏ ุงูุฎุฏู ุฉ โชService Contractsโฌโฌ โซุงูุชุนุฑููููโช :โฌูุนุชููุฑ ุนูููุฏ ุงูุฎุฏู ููุฉ ู ููู ุฃููููุงุนโฌ โซุงุงูุชูุงูููุงุช ุงู ููุฒู ููุฉ ุจููู ุทุฑููููโช ุโฌููุชููู ุจููู ููุฆููุฉโฌ โซุญููู ูููุฉ ููููุง ุงูุตุงุญูููุงุช ุงูุงุฒู ููุฉ ูุฑุดูููุฉ ุฃู ุฃูููุฑโฌ โซู ููู ุงููุทููุงุน ุงูุฎููุงุต ููููููู ุงุฃูุฎููุฑ ุจุจุนููุถ ุงู ููููุงู โฌ โซุงู ูุญููุฏุฏุฉ ูุธููุฑ ู ูุงุจููู ูุชููู ุงุงูุชูููุงู ุนูููููโช .โฌูุชูููููโฌ โซู ููุฏุฉ ูููุฐุง ุงูููููุน ู ููู ุงูุนููููุฏ ู ุญููุฏุฏุฉ ููุตููุฑุฉโฌ โซููููู ุชููุฑุชุงูุญ ู ููุง ุจููู ุณููุชุฉ ุดููููุฑ ุฅูู ุณูููุชูโชุโฌโฌ โซูุชุณููุชุฎุฏู ูููุฐู ุงูููุนูููุฉ ู ููู ุงูุนููููุฏ ุนููู ูุทููุงูโฌ โซูุงุณููุน ูู ุฏูู ูุซููุฑุฉ ู ุซููู ู ุงููุฒูููุงโช ุโฌูุงูููุฏโช ุโฌูุชุดููููโฌ โซูุบุฑูููุง ูุชูุฏูููู ุฎุฏู ููุงุช ุนุฏูููุฏุฉ ู ุซููู ุฅุตููุงุญโฌ โซูุตูุงูููุฉ ูุฅุญููุงู ูุชุฌุฏูููุฏ ุดููุจูุงุช ู ูููุงู ุงูููุฑุดุจโฌ โซุฃู ุฃุนููุงู ู ุชุดููุบูู ูุตูุงูููุฉ ู ุญุทููุงุช ุฑูููุน ู ูููุงูโฌ โซุงูููุฑุตู ุงูุตุญูููโช ุโฌูุบููุฑ ุฐููููโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌุชููููุฑ ู ุซููู ูููุฐู ุงูุฑุดุงูููุฉ ุฅุฐุง ู ููุง ูุงูููุชโฌ โซู ุฏุฑูุณููุฉ ุจุดูููู ู ุนู ููู ูููุฑุต ูุฏุฎูููู ุนูููุฑุตโฌ โซุงู ููุงูุณููุฉ ู ููู ุฎููุงู ุงูุชุนุงูููุฏ ู ููุน ุฃูููุฑ ู ููู ุฑุดููููโฌ โซู ููู ุงููุทููุงุน ุงูุฎููุงุต ูุงุงูุณููุชูุงุฏุฉ ู ููู ุฎููุฑุฉ ุงููุทุงุนโฌ โซุงูุฎููุงุต ูู ุงูููุงุญููู ุงููููููุฉโช ุโฌู ููุงู ูุฌุนููู ูู ุทููุฑูโฌ โซูููููู ุจุงูุฑุชููููุฒ ุนููู ู ูุงู ููู ุงุฃูุณุงุณูููุฉโช .โฌูุฃูู ูููุฑุชุฉโฌ โซุงูุนูููุฏ ุชููููู ูุตููุฑุฉ ูููุฒุฏุงุฏ ุงูุชูุงูููุณ ุจููู ุงู ููุงูููููโฌ โซู ููุงู ูุดููุฌุน ุนููู ุงูุนู ููู ุนููู ุชุญููููู ููููุงุกุฉโฌ โซุงุฃูุฏุงุก ูุชุฎููููุถ ุชูุงููููู ุงูุนููููุฏโช.โฌโฌ โซุงูุนููููุจโช :โฌู ููู ุนููููุจ ูููุฐุง ุงูููููุน ู ููู ุงูุฑุดุงูููุฉโฌ โซูููู ุจูููุงุก ุฃุนุจููุงุก ุงูุชุดููุบูู ูุงูุตูุงูููุฉ ุนูููโฌ โซุนุงุชููู ุงูุญููู ููุฉ (ุงููุทููุงุน ุงูุนููุงู )โช ุโฌูููุงู ุชุธูููโฌ โซู ุณููุคูููุฉ ุงุงูุณููุชุซุงู ุฑุงุช ุงูุฑุฃุณููุงู ููุฉ ูุงู ูุฎุงุทููุฑโฌ โซุงูุชุฌุงุฑูููุฉ ุงู ูุฑุชุจุทููุฉ ุจุชุดููุบูู ุงู ูุฑูููู ู ููููุงุฉโฌ โซุจูุงู ููููุง ุนููู ุนุงุชููู ุงููุทููุงุน ุงูุนููุงู โช .โฌูููุงู ูุนุชู ููุฏโฌ โซูุฌููุงุญ ุงุฃูุนููุงู ู ุจุงูุนูููุฏ ุนููู ุฎููุฑุฉ ุงูุฑุดูููุฉ ุงูุชูููโฌ โซุชููููู ุจุงุฃูุนููุงู ูโช ุโฌููุฐูููู ูุฌููุจ ุฏุฑุงุณููุฉ ุงู ููุงูุตููุฉโฌ โซูุงุฎุชูููุงุฑ ุงุฃููุถููู ู ููู ุจููู ุงู ูุชูุฏู ูููโช .โฌูููุงู ุฃูโฌ โซูููุฐู ุงูููุนูููุฉ ู ููู ุงูุนููููุฏ ุชุคุซููุฑ ุชุฃุซููุฑุง ู ู ุจููุงุฑุดุง ูโฌ โซุนููู ุนุงู ูููุฉ ุงูุชุดููุบูู ูุชุฌุนููููู ุนุงู ูููุฉ ุฒุงุฆููุฏุฉโฌ โซุนููู ุงูุญุงุฌููุฉ ุฅุฐุง ู ู ูุชููู ุงุงูุณููุชุนุงูุฉ ุจูููู ุถู ูููโฌ โซุฃุนููุงู ู ุนูููุฏ ุงูุฎุฏู ููุฉโช.โฌโฌ
โซ โฌ
โซโช .2โฌุนููุฏ ุงุฅูุฏุงุฑุฉ โชManagement Contractsโฌโฌ โซุงูุชุนุฑููููโช :โฌูููู ุงุชูููุงู ุชุชุนุงูููุฏ ู ููู ุฎุงูููู ููุฆุฉ ุฃูโฌ โซู ุคุณุณููุฉ ุญููู ูููุฉ ู ููุน ุฑุดูููุฉ ุฎุงุตููุฉ ุฅูุฏุงุฑุฉ ูููุฐูโฌ โซุงู ูุคุณุณููุฉโช .โฌููู ูููุฐู ุงูุญุงูููุฉ ุชุชุญูููู ููููุท ุญูููููโฌ โซุงูุชุดููุบูู ุฅูู ุงูุฑุดูููุฉ ุงูุฎุงุตููุฉ ูููููุณ ุญูููููโฌ โซุงู ููููููุฉโช .โฌูุชุญุตููู ุงูุฑุดูููุฉ ุงูุฎุงุตููุฉ ุนููู ุฑุณูููู โฌ โซู ูุงุจููู ุฎุฏู ุงุชูููุงโช ุโฌูุจุงุฅูู ูููุงู ุฑุจููุท ูููุฐู ุงูุฑุณูููู โฌ โซุจุฃุฑุจููุงุญ ุงูุฑุดูููุฉ ุฃู ุจุฃุฏุงุฆูููุงโช ุโฌูููุงู ุชุจูููู ุงู ูุคุณุณููุฉโฌ โซุงูุนู ูู ูููุฉ ู ุณููุคููุฉ ุนููู ูููููุงุช ุงูุชุดููุบููโฌ โซูุงุงูุณููุชุซุงู ุฑโช ุโฌูุชูุฑุชุงูุญ ู ููุฏุฉ ูููุฐุง ุงูููููุน ู ููู ุงูุนููููุฏโฌ โซู ููุง ุจููู ุซุงุซููุฉ ุฅูู ุฎู ููุณ ุณููููุงุชโช.โฌโฌ โซุงู ูุฒุงูููุงโช :โฌุชุณููุชุฎุฏู ูููุฐู ุงูุทุฑููููุฉ ูู ุงูุญููุงุงูุช ุงูุชูููโฌ โซุชุฑูููุฏ ูููููุง ุงูุฏููููุฉ ุชูุดูููุท ุฑุดูุงุช ุฎููุงุฑุณุฉ ูุฐููููโฌ โซุจุฅุฏุฎููุงู ุทููุฑู ุฅุฏุงุฑุฉ ุงููุทููุงุน ุงูุฎููุงุต ู ููู ุฃุฌูููโฌ โซุฑูููุน ููู ููุฉ ูููุฐู ุงูููุฑุดูุงุช ูุฃุณููุนุงุฑูุง ุญููู ุชุนููุฑุถโฌ โซููุจูููุนโช .โฌูุงู ููููุฒุฉ ุงูุฑุฆูุณูููุฉ ูุนูููุฏ ุงุฅูุฏุงุฑุฉ ู ููู ูุฌูููุฉโฌ โซูุธููุฑ ุงูุฏููููุฉโช ุโฌุฃูููู ูุณููู ุญ ููููุง ุจุงุงูุญุชูููุงุธ ุจุงู ููููููุฉโชุโฌโฌ โซูููุงู ุฃูููู ู ููููููุง ู ููู ุญู ููู ุงููุตูููุฑ ุงุฅูุฏุงุฑู ูุฐููููโฌ โซุจุงูุญุตูููู ุนููู ุฃุญุณููู ุงูุฎููุฑุงุช ุงุฅูุฏุงุฑูููุฉ ูููโฌ โซุงูููููุช ููุณููู ุงูุชุญูููู ูู ูุทููุงู ูุงุณููุชุฎุฏุงู ูููุฐูโฌ โซุงูุฎ ูุฑุงุช ู ููู ุฎููุงู ุนูููุฏ ุงุฅูุฏุงุฑุฉโช.โฌโฌ โซููููุฏ ุธูููุฑ ูุฌููุงุญ ูููุฐู ุงูุนููููุฏ ูู ุนููุฏุฏ ู ูููโฌ โซุงููุทุงุนููุงุช ุจููุฏูู ุนุฏูููุฏุฉโช .โฌุนููู ุณููุจูู ุงู ูุซููุงูโช ุโฌููโฌ โซุบูููููุง ุจูุณููุงู ุงุณููุชุฎุฏู ุช ูููุฐู ุงูุทุฑููููุฉ ูู ูุทููุงุนโฌ โซุงูููุฑุจููุงุก ูู ุนููุงู โช 1986โฌุนูุฏู ููุง ุทูุจููุช ุงูุฏููููุฉโฌ โซู ุณููุงุนุฏุฉ ูููููุฉ ู ููู ูุฑูุณููุง ูุชุทููููุฑ ูููุฐุง ุงููุทููุงุนโชุโฌโฌ โซูุจุนุฏูููุง ุชุนุงูููุฏุช ู ููุน ููุฆููุฉ ุงูููุฑุจููุงุก ุงููุฑูุณูููุฉโฌ โซุฅูุฏุงุฑุฉ ูููุฐู ุงููุทููุงุน ุนููุงู โช ุ1991โฌููุงูููุช ุงููุชูุฌููุฉโฌ โซุฒูููุงุฏุฉ ูู ุงูุทุงูููุฉ ุงูููุฑุจุงุฆูููุฉ ูุชุญุณููู ูู ุฃุฏุงุกโฌ โซุงูุชุดููุบูู ูุงูููููุงุกุฉ ุงู ูุงููููุฉโช.โฌโฌ โซุงู ููููุฒุฉ ุงูุฑุฆูุณูููุฉ ูุนูููุฏ ุงุฅูุฏุงุฑุฉ ู ููู ูุฌูููุฉ ูุธููุฑโฌ โซุงูุฏููููุฉโช ุโฌุฃูููู ูุณููู ุญ ููููุง ุจุงุงูุญุชูููุงุธ ุจุงู ููููููุฉโชุโฌโฌ โซูููุงู ุฃูููู ู ููููููุง ู ููู ุญููู ุงููุตูููุฑ ุงุฅูุฏุงุฑู ูุฐููููโฌ โซุจุงูุญุตูููู ุนููู ุฃุญุณููู ุงูุฎููุฑุงุช ุงุฅูุฏุงุฑูููุฉ ูููโฌ โซุงูููููุช ููุณููู ุงูุชุญูููู ูู ูุทููุงู ูุงุณููุชุฎุฏุงู ูููุฐูโฌ โซุงูุฎููุฑุงุช ู ููู ุฎููุงู ุนูููุฏ ุงุฅูุฏุงุฑุฉโช.โฌโฌ โซุงูุนููููุจโช :โฌุชูู ููู ุนููููุจ ุนููููุฏ ุงุฅูุฏุงุฑุฉ ูู ุงุฒุฏูุงุฌูููุฉโฌ โซุงุฅูุฏุงุฑุฉ ุงูุฎุงุตููุฉ ูุงู ููููููุฉ ุงูุนุงู ููุฉ ูุงู ูุชุนุงูููุฏ ู ููุนโฌ โซุงูุฏููููุฉ ุงู ูุชุญู ููู ุงู ูุฎุงุทููุฑ ุญูููุซ ุชุชุญู ููู ุงูุฏููููุฉโฌ โซุฃู ุฎุณููุงุฆุฑ ูุงุฌู ููุฉ ุนููู ุนู ููููุงุช ุงูุฑุดูููุฉโช ุโฌูุชูุชููุฒู โฌ โซุงูุฌูููุฉ ุงูุญููู ูููุฉ ูู ุธููู ุงุดูุฑุชุงุทุงุช ูููุฐู ุงูุนููููุฏโฌ โซุจุณููุฏุงุฏ ู ูุงุจููู ุฃู ุฃุชุนููุงุจ ุงุฅูุฏุงุฑุฉ ุฅูู ุงููุทููุงุน ุงูุฎุงุตโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซ ูุฏุฎููู ุถู ููู ุงุงูู ุชูููุงุฒ ุฃุดูููุงู ุนุฏูููุฏุฉ ุฃุจุฑุฒูููุงโฌโซูุธููุงู ุงูุจูููุงุกโช ุโฌูุงูุชุดููุบููโช ุโฌูููููู ุงู ููููููุฉ (โช)BOTโฌโฌ โซุจุชูุฑุนุงุชูููโช ุโฌูุบุฑูููุง ูู ููููู ุงุณููุชุญุฏุงุซ ุตูููุบ ุฃุฎููุฑูโฌ โซุชุชูุงุณููุจ ู ููุน ุงู ูููุฑุดูุน ุงู ู ูุฑุงุฏ ุชูููููุฐูโช.โฌโฌ โซูุชุฃุฎููุฐ ุงูุฑุดุงูููุฉ ุงูุชุนุงูุฏูููุฉ ู ููุน ุงููุทููุงุน ุงูุฎููุงุตโฌ โซุฃุดูููุงุงูู ู ุฎุชููููุฉ ูุจุฏุฑุฌููุงุช ู ุชุจุงููููุฉ ูุงุฃููุชโช:โฌโฌ โซโช .1โฌุนููููุฏ ุงูุฎุฏู ููุฉโช :โฌุชุญุชูููุธ ุงูุฌูููุฉ ุงูุนุงู ููุฉโฌ โซู ุจุณููุคูููุชูุง ุงููุงู ูููุฉ ุนููู ุชุดููุบูู ูุฅุฏุงุฑุฉ ุงู ูุฑููููโฌ โซุจุงููุงู ููู ูููููููุง ุชุชุนุงูููุฏ ู ููุน ุงููุทููุงุน ุงูุฎููุงุตโฌ โซูุชูุฏูููู ุจุนููุถ ุงูุฎุฏู ููุงุช ู ุซููู ู ูุฑุงุกุฉ ุงูุนููุฏุงุฏุงุชโฌ โซูุชุญุตูููู ุงูููุงุชููุฑ ูุงูุตูุงูููุฉโช .โฌูุช ูุฑุชุงูุญ ู ููุฏุฉ ูููุฐูโฌ โซุงูุนููููุฏ ุจููู โช 1โฌุฅูู โช 3โฌุณููููุงุชโช.โฌโฌ โซโช .2โฌุนููููุฏ ุงุฅูุฏุงุฑุฉโช :โฌุชููููู ุงูุฌูููุฉ ุงูุนุงู ููุฉ ุจูููููโฌ โซู ุณููุคูููุฉ ุฅุฏุงุฑุฉ ู ุฌู ูุนููุฉ ู ููู ุงุฃููุดููุทุฉ ูู ูุทููุงุนโฌ โซู ุนููู ุฅูู ุงููุทููุงุน ุงูุฎููุงุตโช .โฌููู ูููุฐู ุงูุญุงูููุฉโฌ โซุชููููู ุงูุฌูููุฉ ุงูุนุงู ููุฉ ุจุชู ููููู ุฑุฃุณ ุงู ูููุงู ุงูุนุงู ูููโฌ โซูุงุงูุณููุชุซุงู ุฑู ูููุงู ุชููููู ุจุชุญุฏูููุฏ ุณูุงุณููุฉ ุฑุฏโฌ โซุงูุชูุงูููููโช .โฌูุช ูุฑุชุงูุญ ู ููุฏุฉ ูููุฐู ุงูุนููููุฏ ุจููู โช 3โฌุฅููโฌ โซโช 5โฌุณููููุงุชโช.โฌโฌ โซโช .3โฌุนููููุฏ ุงูุชุฃุฌููุฑโช :โฌุชููููู ุงูููุฑุดูุงุช ุงูุฎุงุตููุฉ ุจุชุฃุฌููุฑโฌ โซุงู ูุฑูููู ู ููู ุงูุฌูููุฉ ุงูุนุงู ููุฉ ูุชุชุญู ููู ู ุณููุคูููุฉโฌ โซุชุดููุบูู ูุฅุฏุงุฑุฉ ุงู ูุฑูููู ูุชุญุตูููู ุงูุฑุณูููู โช .โฌููููููู โฌ โซุงู ูุณููุชุฃุฌุฑ ุจููุฑุดุงุก ุงูุญููู ูู ุงุฅููููุฑุงุฏุงุช ูุจุงูุชููุงููโฌ โซูุชุญู ููู ูููุฏุฑุง ู ูุจููุฑุง ู ู ููู ุงู ูุฎุงุทููุฑ ุงูุชุฌุงุฑูููุฉโช.โฌโฌ โซูุชููุฑุชุงูุญ ู ููุฏุฉ ูููุฐู ุงูุนููููุฏ ุจููู โช 5โฌุฅูู โช 15โฌุณูููุฉโฌ โซูู ููููู ู ุชุฏูุฏูููุงโช.โฌโฌ โซโช .4โฌุนููููุฏ ุงุงููุชูููุงุน ุทููููู ุงุฃูุฌูููโช :โฌุชุณููุชุฎุฏู ุนููููุฏโฌ โซุงุงููุชูููุงุน ุทููููู ุงุฃูุฌููู ู ูุฑุดุงุก ู ุฑุดูุนููุงุช ุงูุจููููุฉโฌ โซุงุฃูุณุงุณูููุฉ ุงูุถุฎู ููุฉโช .โฌููุทูููุจ ู ููู ุงูุฑุดูููุฉ ุงูุฎุงุตููุฉโฌ โซู ุชููููู ูุจูููุงุก ูุชุดููุบูู ุงู ูุฑูููู ููููุฑุชุฉ ู ุนููููุฉโฌ โซุชููุฑุชุงูุญ ู ููุง ุจููู โช 20โฌุฅูู โช 30โฌุณูููุฉ ููุชูููู ุจุนุฏูููุงโฌ โซุงู ูุฑูููู ุฅูู ุงููุทููุงุน ุงูุนููุงู โช .โฌููุฃุฎููุฐ ูููุฐุง ุงูุชุนุงูููุฏโฌ โซุฃุดูููุงุงูู ู ุชุนููุฏุฏุฉ ู ููููู ุงุณููุชุฎุฏุงู ูุง ุฃูุถ ูุงู ูุชูููููุฐโฌ โซู ุฑุดูุนููุงุช ุงูุจููููุฉ ุงุฃูุณุงุณูููุฉโช.โฌโฌ โซโช .5โฌุนููููุฏ ุงุงูู ุชูููุงุฒโช :โฌุชุชุญู ููู ุงูููุฑุดูุงุช ุงูุฎุงุตููุฉโฌ โซู ุณููุคูููุฉ ุงูุชุดููุบูู ูุงุฅูุฏุงุฑุฉ ูุงุงูุณููุชุซุงู ุฑ ูู ุญูููโฌ โซุชุธููู ุงูุฌูููุฉ ุงูุนุงู ููุฉ ู ุงููููุฉ ุฃูุตูููู ุงู ูุฑููููโช .โฌููููุฏโฌ โซุชูููุฏู ูููุฐู ุงุงูู ุชูููุงุฒุงุช ุนููู ู ุณููุชูู ุงูุฏููููุฉโฌ โซุจุฃูู ููููุง ุฃู ุนููู ู ุณููุชูู ู ุฏููููุฉ ูุช ูุฑุชุงูุญ ู ุฏุชูููุงโฌ โซุจููู โช 25โฌุฅูู โช 30โฌุณูููุฉโช.โฌโฌ
โซโช .6โฌููููู ุงู ููููููุฉโช :โฌูุตุจููุญ ุงููุทููุงุน ุงูุฎููุงุต ู ุงููููุงูโฌ โซูู ุณููุคูุงูู ุนููู ุงู ูุฑูููู ููุฎุถููุน ูููุฆููุฉ ุฑูุงุจูููุฉโช.โฌโฌ
โซููุงุฆุฏ ูู ุฒุงูุง ุงูุฑุดุงูุฉโช:โฌโฌ
โซูููุฑู ุงูุจูููู ุงูููุฏููู ุฃู ุงูุฑุดุงูููุฉ ุจููู ุงููุทููุงุนโฌ โซุงูุนููุงู ูุงูุฎููุงุต ู ููู ุดููุฃููุง ุฃู ุชูุญููู ุฅูู ุชุญูููููโฌ โซุงูุชูู ูููุฉ ุงุงููุชุตุงุฏูููุฉ ูุงุงูุฌุชุงู ุนูููุฉ ุฎุงุตููุฉ ูู ุงูููุฏููโฌ โซุงููุงู ูููุฉ ุญูููุซ ูููุฑุฒ ุฏูุฑ ุงูุฏููููุฉ ูู ุฃุชุฎููุงุฐ ุงูู ูุฑุงุฑโฌ โซูุฑุณููู ุงูุณูุงุณููุงุชโช ุโฌุฃู ููุง ุฏูุฑ ุงููุทููุงุน ุงูุฎููุงุต ููููุฑุฒโฌ โซูู ุชูููููุฐ ุงู ูุดููุงุฑูุน ูุงู ูุดููุงุฑูุฉ ูู ุฃุฏุงุฆูููุง ุจูููุงุกุง ูโฌ โซุนููู ููููุฑุฉ ุนููุฏู ููููุงุกุฉ ุชูููููุฐ ุฎุทููุท ุงูุชูู ูููุฉโฌ โซุงุงููุชุตุงุฏูููุฉ ุฅุฐุง ู ููุง ุงูุชููุฑุตุช ุนููู ุฃู ู ููู ุงูุฏููููุฉโฌ โซูุฃุฌูุฒุชูููุง ุฃู ุงููุทููุงุน ุงูุฎููุงุต ุจุดูููู ู ููููุฑุฏโชุโฌโฌ โซูู ููููู ุญููุฑุต ููุงุฆููุฏ ุงูุฑุดุงูููุฉ ุจููุงุขููุชโช-:โฌโฌ โซโข ุชูุฒูููุน ุงู ูุฎุงุทููุฑ ุงููุงุฌู ููุฉ ุนููู ุฅูุงู ููุฉ ุงู ูุดููุงุฑูุนโฌ โซุจููู ุฃูููุฑ ู ููู ุทููุฑูโช ุโฌูููู ุฃุท ูุฑุงู ุงูุฑุดุงูููุฉโช.โฌโฌ
โซโข ู ุณููุงูู ุฉ ุงููุทููุงุน ุงูุฎููุงุต ุจููุฑุฃุณ ุงู ูููุงู ูู ููุงโฌ โซู ูุชููููู ู ูููู ุงู ูุนุฑูููุฉ ูุงูุฎููุฑุฉ ูู ุฅุฏุงุฑุฉ ุงู ูุดููุงุฑูุนโชุโฌโฌ โซููุฐูููู ููุนููุจ ุนูููุฑุต ุงูููููุช ุนุงู ูุงู ุญุงุณูุงู ู ูููููุงโฌ โซู ููู ุญูููุซ ุชูููููู ุงู ูููุฏุฏ ุงูุฒู ููููุฉ ุงูุงุฒู ููุฉ ููุชูููููุฐโฌ โซูุจุงูุชููุงูู ุชุญุณููู ู ููููู ุงุฅูุฏุงุฑุฉ ุงูุนุงู ููุฉโช.โฌโฌ โซโข ุฅุถุงูููุฉ ุฅูู ุชุฎููููู ุงูุนุจูููุก ุงู ูููุงูู ุงูุชููู ู ูููููโฌ โซุฃู ูุนููุงูู ู ููููุง ุงููุทููุงุน ุงูุนููุงู ูุชุญุณููู ุงููููุฏุฑุฉโฌ โซุงุฅูุฏุงุฑูููุฉ ููููุฐุง ุงููุทููุงุนโช ุโฌูููุฅู ุฎูููู ุงูููู ููุฉ ุงู ูุถุงูููุฉโฌ โซุงูุชููู ุชููุฑูููุง ุงู ูุฑููููุฉ ุงู ูุงููููุฉ ู ููู ุฌุงูููุจ ุงููุทููุงุนโฌ โซุงูุฎููุงุต ูุนุชููุฑ ุฃู ูุฑุง ู ู ู ูุงู ู ุฌููุฏุง ูโช.โฌโฌ โซโข ุงู ุชุฑุชูุจููุงุช ุงูุฑุดุงูููุฉ ุชุญูููู ูุชุงุฆููุฌ ุฃูุถููู ู ููุงู โฌ โซูุณููุชุทูุน ุงู ูุญูููู ูู ูุฑูููู ุนููู ุญููุฏู ูุฐููููโฌ โซู ููู ุฎููุงู ุชุฃุซููุฑ ุงูููุฑุดูุงุก ุนููู ุฃูููุฏุงู ูููููู โฌ โซุจุนุถูููู ูุจุนููุถ ุนููู ุทุฑูููู ุงูุชูููุงูุถ ูุงูุชูุตู ุฅููโฌ โซู ุนุงูููุฑ ุนู ููู ุฃูุถูููโช ุโฌูููุงู ุณูููุชููุฑ ู ุฌููุงู ูุชูุณูููุนโฌ โซุงู ููููุงุฑุฏ ุงู ูุงููููุฉ ูุชูุฌููุฉ ุชุนููุงูู ุงุฃูุทูุฑุงู ููููุงู ุจูููููุงโช.โฌโฌ โซุชุนุฒูููุฒ ู ุจููุงุฏุฆ ุงุฅููุตููุงุญ ูุงู ูุณููุงุกูุฉ ูู ููููููุฉ ุฅุฏุงุฑุฉโฌ โซุงู ููููุงุฑุฏโช.โฌโฌ โซโข ุชุณููุงุนุฏ ุงูุฑุดุงูููุฉ ุนููู ุชุจูููู ู ูุงูููุฌ ุนู ููู ุฃูููุฑโฌ โซุฅุณููุฑุชุงุชูุฌูุฉ ู ููู ูุจููู ุงูููุฑุดูุงุกโช ุโฌุฃู ุฅุณููุฑุชุงุชูุฌูุงุชโฌ โซุฃูุถูููโช ุโฌูุชุจูููู ู ููููุฌ ุชูุณููููู ุฃูุถูููโช ุโฌูุตูุงุบููุฉโฌ โซูุชูููููุฐ ุฃูุถูููโช.โฌโฌ โซโข ุชุณููุงุนุฏ ุนููู ุชูููููุฉ ุงูุจุนููุฏ ุงุงููุชุตููุงุฏู ุงูุชุงู ู ูุงูโฌ โซุฃูุณููุน ูู ุงูุณูุงุณููุงุช ุฐุงุช ุงูุนุงูููุฉ ูุฅุฏุงุฑุฉ ุงู ูุดููุงุฑูุนโฌ โซุนููู ุฃุณููุณ ุงูุชุตุงุฏูููุฉ ู ุจููุง ูุญูููู ุงู ููุงุณููุจโฌ
โซุงุงูุฌุชุงู ุนูููุฉ ูุงุงููุชุตุงุฏูููุฉโช.โฌโฌ โซโข ุชุณููุงุนุฏ ุนููู ุงูุชูุตููู ุฅูู ุญููููู ุฃูููุฑ ู ุฑููููุฉโฌ โซุชุณููุชุฌูุจ ููุณูุงุณููุงุช ุงูุชูู ููููุฉ ูุงูุชุทููุฑูููุฉโช ุโฌุญูุซโฌ โซูุนู ููู ุงูุฑุดูููู ุงู ูุญููู ุนููู ุชุณููููู ูู ูุงุกู ููุฉโฌ โซุงูุฑุงู ููุฌ ุงูุชููู ุชุดููู ููุง ูููุฐู ุงูุณูุงุณููุงุช ูุบููุฑุถโฌ โซู ุนุงูุฌููุฉ ุงู ูุดููุงูู ุงู ูุญููุฏุฏุฉโช ุโฌู ุจููุง ูู ุฐูููู ุงููููุฑุตโฌ โซุงู ูุชุงุญููุฉ ุฃูุณูููุงู ุงูุนู ูููโช.โฌโฌ โซโข ุฅุนุทููุงุก ุงูุฑุดุนูููุฉ ูุงู ูุตุฏุงููููุฉ ููู ููุฑุดูุน ู ูููโฌ โซุฎููุงู ู ุดููุงุฑูุฉ ุงุฃูุทููุฑุงู ุงู ูุนููููุฉ ูุงู ูุชุฎุตุตููุฉโช.โฌโฌ โซโข ุชุญููููู ุงููุฌููุงุญ ูุงูุชูุณููุน ูู ุงุฅูุนููุงู ู ู ููู ุฎููุงูโฌ โซุงูุชุญููููุฒ ูุงุฅูููููุงู ูุงููุธููุฑุฉ ุงู ูุณููุชูุจููุฉ ูุฅูุฌููุงุฏโฌ โซุงูุญููููู ููู ุดููุงูู ุงุงููุชุตุงุฏูููุฉ ูุงุงูุฌุชุงู ุนูููุฉ ูุงูุชูููโฌ โซุจุฏูุฑูููุง ุชุฎูููู ุงูุญูุงูููุฒ ุงู ูุณููุชุญุฏุซุฉโช.โฌโฌ โซโข ุฎูููู ุจูุฆููุฉ ุนู ููู ุฏููุงู ูููููุฉ ููุชุบูููุฑ ุฏุงุฎูููโฌ โซุงูุจุฑููุฑุงุทูููุงุช ุงูุญููู ูููุฉ ุงู ูุญุตูููุฉโช ุโฌูุชุณููู ุญโฌ โซุงูุฑุดุงูููุฉ ููุญููู ููุงุช ุจุชูููููุฐ ุงูุชุบูููุฑ ุฏูู ุงูุชุฃุซููุฑโฌ โซูู ุฃุนุงู ููููุง ุงูุญููููููุฉ ุงู ูุชุนููููุฉ ุจุชุทููููุฑ ุงูุณูุงุณููุฉโฌ โซุงุงูุฌุชุงู ุนูููุฉ ูุงูุชูุฌููู ุงู ูุณููุชูุจู ูุฅุฏุงุฑุฉ ุชูููููู โฌ โซุงูุฎุฏู ููุงุชโช.โฌโฌ โซโข ุงูุฑุดุงูููุฉ ู ููู ุดููุฃููุง ุฃู ุชุญู ููู ุงู ูุณููุชูููู ู ูููโฌ โซุฅุณููุงุกุฉ ุงุณููุชุฎุฏุงู ุงูุณูููุทุฉ ุงุงูุญุชูุงุฑูููุฉโช.โฌโฌ โซโข ุงูุฑุดุงูููุฉ ุชูุชููุญ ุญูููุฒ ุงูุชุตููุงุฏู ูุฏุฎูููู ููููุณโฌ โซููููุท ุงูููุฑุดูุงุช ุงููุจููุฑุฉ ุจููู ุฃูุถููุง ุงูุตุบููุฑุฉโฌ โซูุงู ูุชูุณููุทุฉ ุฅูู ุฃุณูููุงู ูุงูููุช ู ุณููุชุจุนุฏุฉ ู ููููุง ุฃูโฌ โซุบููุฑ ู ุณููุชูุฑุฉโช.โฌโฌ โซโข ุงูุฑุดุงูููุฉ ู ููู ุดููุฃููุง ูุจุฅู ูุงููููุง ุชุดููุฌูุน ุงู ููุงูุณููุฉโฌ โซูุงุงูุจุชูุงุฑโช.โฌโฌ
โซุงู ูุฎุงุทุฑ ุงู ูุญุชู ูุฉ ู ูโฌ โซุงูุฑุดุงูุฉโช:โฌโฌ
โซูู ููููู ุฃู ูููููู ููุฑุดุงูููุฉ ู ุฎุงุทููุฑ ุนููุฏุฉ ุฅุฐ ู ููุงโฌ โซุชุญุณููู ุฏุฑุงุณููุชูุง ูุจููู ุงูุฏุฎูููู ูููููุงโช .โฌูู ููู ุชููููโฌ โซุงู ูุฎุงุทููุฑ ุงุขููุชโช-:โฌโฌ โซโข ููููุฏุงู ุงูุณูููุทุฑุฉ ู ููู ุฌุงูููุจ ุงูุญููู ููุฉ ุนูููโฌ โซุงูุนู ูููโช.โฌโฌ โซโข ุฒูุงุฏุฉ ุงูุชูุงูููโช.โฌโฌ โซโข ู ุฎุงุทุฑ ุงูุชููุจุงุช ุงูุณูุงุณูุฉโช.โฌโฌ โซโข ุถุนู ู ุณุชูู ุงู ูุฑุงูุจุฉ ูุงู ูุณุงุกูุฉโช.โฌโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 97โฌโฌ
โซ โฌ
โซู ุชุทูุจุงุช ุงูุฑุดุงูุฉ ุงููุงุฌุญุฉโช:โฌโฌ
โซุจุดูููู ุนููุงู โช ุโฌู ููููู ุชุญุฏูููุฏ ู ุชุทูุจููุงุช ูุฌููุงุญโฌ โซุงูุฑุดุงูููุฉ ุจููู ุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ู ุจููุง ููููโช:โฌโฌ
โซโข ุชููููุฑ ุงูุฏุนููู ุงูุณูููุงูุณ ุงูููููู ุนููู ู ุณููุชููโฌ โซุงููููุฑุงุฑ ุงูุญููู ูููโช.โฌโฌ โซโข ุฏุฑุงุณููุฉ ู ุชููููุฉ ูุฌููุฏูู ุงู ูููุฑุดูุน ูุจูููโฌ โซุงูุชุนุงูุฏุนูููููโช .โฌููููุฐุง ูุชุถู ููู ูุถููุน ุฅุทููุงุฑ ุนู ูููโฌ โซุฌูููุฏ ููู ููุฑุดูุน ูู ุฎุฑุฌุงุชูููโช ุโฌูุฏุฑุงุณููุฉ ู ูุงุฑูููุฉ ุนูููโฌ โซูููุฏุฑุฉ ุฅูุฌููุงุฒ ุงู ูููุฑุดูุน ู ููู ูุจููู ุงููุทููุงุน ุงูุนููุงู โฌ โซูุญููุฏู ููููุฏุฑุฉ ุงูุญููู ููุฉ ุนููู ุชุญู ููู ูู ุงุฃูุนุจููุงุกโฌ โซู ููู ุฌุงูููุจโช .โฌูู ููู ุงูุฌุงูููุจ ุงุขูุฎููุฑโช ุโฌูุถููุน ุฏุฑุงุณููุฉโฌ โซุญูููู ูููุฏุฑุฉ ุงูุญููู ููุฉ ุนููู ุชุญู ููู ุชููููุฑ ูุญููุฏุงุชโฌ โซุงูุฏูููุน ุงู ูุทููุจููุฉ ู ูุงุจููู ุฅุชุงุญููุฉ ุงูุฎุฏู ููุฉ ู ููู ูุจูููโฌ โซุงููุทููุงุน ุงูุฎููุงุตโช.โฌโฌ
โซโข ุชููุฆููุฉ ุฏุนููู ุงุณุชุดููุงุฑู ูุงูููููู ูููููู ูู ููุงููโฌ โซู ูุงุณููุจ ู ููู ูุจููู ุฃุฎุตุงุฆูููู ุฐูู ุฎููุฑุฉ ูู ุงู ูุฌููุงูโฌ โซุงู ูุนููููโช.โฌโฌ
โซโข ุชุญููููู ู ู ูููุตููู ููู ุฎุงุทููุฑ ูููููุง ุงูุฌุงูุจููู ุงููููููโฌ โซูุงูุชุฌููุงุฑู ูุถููุงู ุนููู ุงู ูุฎุงุทููุฑ ุงูุณูุงุณูููุฉโช ุโฌุฅูโฌ โซูุฌููุฏุชโช.โฌโฌ
โซโข ุฃู ุชููููู ุนู ููููุฉ ุชุนุงูุฏูููุฉ ุดูููุงูุฉ ูุฌูููุฏุฉ ุงูุจูููุงุกโฌ โซูุงูููููููุฉ ูุนููู ุฏุฑุฌููุฉ ุนุงููููุฉ ู ููู ุงูุชูุงูุณูููุฉโช.โฌโฌ
โซโข ุฃู ุชููููู ุงูุนู ููููุฉ ุงูุชุนุงูุฏูููุฉ ุฌูููุฏุฉ ุงูุจูููุงุกโฌ โซูุดูููุงูุฉ ูุชูุงูุณูููุฉโช.โฌโฌ
โซโข ุฃู ุชุชููููุฑ ุทุฑููููุฉ ุณููููู ุฉ ูุชูุฏูููุฑ โุงูููู ููุฉ ู ูุงุจูโฌ โซุงููููููุฏโโช ุโฌู ุจููููุฉ ุนููู ู ูููุงุฐุฌ ูุงุถุญููุฉโช ุโฌูุฃู ุซูููุฉโชุโฌโฌ โซูุทููุฑู ุชุดููุบูู ููุงุณูููุฉโช.โฌโฌ
โซโข ุฃู ุชุชููููุฑ ุงูุฑุบุจููุฉ ูููุฏู ุฌูููุฉ ุงููุทููุงุน ุงูุนููุงู ููโฌ โซูุจูููู ุญููููู ุฅุจุชูุงุฑูููุฉ ู ููู ุฌุงูููุจ ุงู ูุชูุฏู ููู ู ูููโฌ โซุงููุทููุงุน ุงูุฎููุงุตโช.โฌโฌ
โซโข ู ุชุงุจุนููุฉ ู ูุฑุงุญููู ุงูุนู ููู ุชุชูููุฒุน ุนููู ุดูููู ูุตูโฌ โซูุณููููู ูู ุฑุงูุจููุฉ ู ุณููุชูู ูููุนูููุฉ ุงูุชูููุฐโช.โฌโฌ
โซโข ุฃู ููููุฏู ุนูููุฏ ุชูุตููููโช ุโฌูุชุณููุน ูุชุบููุฑุงุช ู ุนููููุฉโฌ โซูู ู ุชุทูุจููุงุช ุงู ูููุฑุดูุน ุนููู ู ููุฏู ุงูุฒู ูููโช.โฌโฌ
โซโข ุฃู ุชุชููููุฑ ุงุฅูุฑุงุฏุฉ ูุงุฅูุฑุตุงุฑ ุนููู ุชูุนูููู ุฑุดุงูููุฉโฌ โซุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ูุงุฃูุทููุฑุงู ุงู ูุนููููุฉโฌ โซู ุจููุง ูููููู ุงูุญููู ููุฉ ูุงู ูุณููุชุซู ุฑูู ูุงู ููุฑุถูููโฌ โซูุงู ูุณููุชุฎุฏู ู ูุงูุนู ููุงุกโช.โฌโฌ
โซโข ุฃู ุชููููุฑ ุฑูุงุจููุฉ ูุนุงูููุฉ ุนููู ู ูููุงูู ุงููุทููุงุนโฌ โซุงูุฎููุงุต ู ููู ุฌุงูููุจ ุงูุญููู ููุฉ (ุงููุทููุงุน ุงูุนููุงู )โช.โฌโฌ โซููููุฐุง ูุดููู ู ู ุฑุญูููุฉ ุงูุชูููููุฐ ูุงูุชุดููุบูู ุจุงููุงู ูููโชุโฌโฌ โซูุจููุฑูุญ ุงูุฑุบุจููุฉ ูู ุชูุนูููู ุงูุฑุดุงูููุฉ ุงูุดููุงู ูุฉโช.โฌโฌ โซโข ุงุฎุชูููุงุฑ ุงู ูุฑุดูุนููุงุช ุงู ููุงุณููุจุฉ ุฃูุฌููุฑุงุก ุงูุฑุดุงูููุฉโชุโฌโฌ โซุจุญูููุซ ุงู ุชููููู ู ุดููุงุฑูุน ุตุบููุฑู ุฌููุฏุง ูโช ุโฌู ููุน ุฑุบุจููุฉโฌ โซูุงุถุญููุฉ ู ููู ุงููุทููุงุน ุงูุฎููุงุต ูู ุงู ูุดููุงุฑูุฉโช.โฌโฌ โซโข ุงุฅูุนููุฏุงุฏ ุงูุฌูููุฏ ููู ููุฑุดูุน ู ููู ุญูููุซ ุชููุฆููุฉโฌ โซุฏุฑุงุณููุฉ ูุงุถุญููุฉ ู ูุฌููุงู ุงูุนู ููู (ุชุญููููู ููุฌููุฏูู)โฌ โซู ููุน ุชูุตูููู ูุงุถููุญ ููู ุฎุฑุฌููุงุชโช ุโฌููุฑูููู ู ุฎุชููุตโฌ โซููุนู ููู ูุฏูููู ุงููููุฏุฑุงุช ูุงูุฎูุฑุงุช ุงููุงููููุฉ ูุชุนุงูููุฏโฌ โซูุงุฌููุญโช.โฌโฌ
โซุฃููุงุน ุงูุฑุดุงูุฉโช:โฌโฌ
โซุชุต ููููู ุงูุฑุดุงูููุฉ ู ููู ุฎููุงู ุงู ููุงููููู ูุงูุชูุฌูููุงุชโฌ โซูุงู ูุนุงูููุฑ ุงู ูุนุชู ููุฏุฉ ูู ุงูุชุตููู ู ุซู ู ูููุท ุงูุชูุธูู โชุโฌโฌ โซูุฃุชุฎููุงุฐ ุงูู ูุฑุงุฑโช ุโฌูููููุน ุงููุทููุงุนโช ุโฌูุทุจูุนููุฉ ุงููุดููุงุทโชุโฌโฌ โซูุทุจูุนููุฉ ุงูุนูููุฏ ุญูููุซ ูุชุญููุฏุฏ ุงูููุฏูุฑ ุงูููุฐู ูููููู โฌ โซุจููู ูู ู ููู ุงููุทููุงุน ุงูุนููุงู ูุงููุทููุงุน ุงูุฎููุงุต ุถู ูููโฌ โซุงูุฑุดุงูููุฉโช.โฌโฌ
โซูุงูุฑุชุชูุจููุงุช ุงู ูุคุณุณูููุฉ ุชููุฑุชุงูุญ ู ุงุจููู ุชููุฑู ุฃู ููุฑโฌ โซุงูุจููููุฉ ุงุฃูุณุงุณูููุฉ ูููุฅูุฏุงุฑุฉ ุงูุญููู ูููุฉ ุฃู ุชููุฑู ุฃู ุฑูููุงโฌ โซูููููุงู ูููุทููุงุน ุงูุฎููุงุตโช .โฌูุจููู ูููุฐุง ูุฐุงู ุชูุฌููุฏโฌ โซุชุฑุชูุจููุงุช ู ุคุณุณูููุฉ ุชูููุฒุน ูููููุง ุงุฃูุฏูุงุฑ ุจููู ุงูุทุฑููโชุโฌโฌ
โซููุจููุฏู ูููุฐุง ุฌูููุงู ูู ุญุงูููุฉ ุฅุณูููุงุฏ ุฎุฏู ููุงุช ุงูุจููููุฉโฌ โซุงุฃูุณุงุณูููุฉ ู ููู ุฎููุงู ุนููููุฏ ุงูุฎุฏู ููุฉโช ุโฌูุงุฅูุฏุงุฑุฉโชุโฌโฌ โซูุงูุชุฃุฌููุฑโช ุโฌูุงุงูู ุชูููุงุฒโช ุโฌูุนููููุฏ ุงูุฑุดุงูููุฉโช .โฌุฃู ุฃูููุฑโฌ โซุงูุชุตูููููุงุช ูุจูููุงูู ููููุฏุฑุฌ ุนููู ุฃุณููุงุณ ุงุขููุชโช-:โฌโฌ โซโช .1โฌุฑุดุงูุงุช ุชุนุงูููุฉ โชcollaborative Partnershipsโฌโฌ โซุชุชุถู ููู ุงูุฑุดุงูููุฉ ุงูุชุนุงูููููุฉ ุดููุคูู ุงุฅูุฏุงุฑุฉ ูุชูุธููู โฌ โซูููุฐู ุงูุฑุดุงูููุฉ ุนููู ุฃุณููุงุณ ุชุณููุงูู ู ุจูููโฌ โซุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุตโช ุโฌุญูููุซ ุชุชุตููู ูููุฐูโฌ โซุงูุฑุดุงูููุฉ ุจุนุงูููุงุช ุฃูููููุฉ ุจููู ุฅุทููุฑุงู ุงูุฑุดุงูููุฉโชุโฌโฌ โซููุชููู ุฃุชุฎููุงุฐ ุงููููุฑุงุฑ ุจุงุฅูุฌููุงู ุน ููุดููุฑุชู ุฌู ูููุนโฌ โซุงูููุฑุดูุงุก ุจููุฃุฏุงุก ุงู ููููุงู ูุงููุงุฌุจููุงุช ูุงู ููุฌููุฏ ุฅุฑุดุงูโฌ โซู ููููุฑุฏ ุงูู ุทููุฑู ู ุจูุฌููุจ ุงูููุงุนููุฏ ุงูุชููู ููุฑุถูููุงโช.โฌโฌ โซโช . 2โฌุฑุดุงูุงุช ุชุนุงูุฏูุฉ โชcontracting Partnershipsโฌโฌ โซูุชุนูููู ูููุฐุง ุงูููููุน ู ููู ุงูุฑุดุงูููุฉ ุจุฑุชุชูุจููุงุชโฌ โซุชูุตูููู ุงูุฎุฏู ููุงุช ู ุจูุฌููุจ ุนูููุฏ ุจููู ุทุฑููููโฌ โซูุชููููู ุงูุนุงูููุงุช ุจููู ุฃุท ูุฑุงู ุงูุฑุดุงูููุฉ ุนู ูุฏูููุฉโฌ โซู ููุน ูุฌูููุฏ ุฌูููุฉ ู ุฑุฌุนูููุฉ ูุงุญููุฏุฉ ู ุชููุงุฑุณ ุงูุฑูุงุจููุฉโฌ โซูุงูุณูููุทุฑุฉ ุนููู ุงููุดููุงุท ูุนููู ุงุฃูุท ูุฑุงู ุงุฃูุฎููุฑูโฌ โซุงู ูุณููุงูู ุฉ ูู ุงูุฑุดุงูููุฉโช ุโฌุฅุงู ุฃู ูููุฐู ุงูุฌูููุฉ ุงู ู ุชุงุฑุณโฌ โซุฃุฏุงุก ุงู ููููุงู ุจููู ุชุนุชู ููุฏ ุนููู ุงุฃูุท ูุฑุงู ุงุฃูุฎููุฑู ููโฌ โซุฐูููู ูุชููููู ูููุงุฏุฑุฉ ุนููู ุฅููููุงุก ุงูุฑุดุงูููุฉ ุฃุญูุงูููุงโฌ โซุฃุญุงุฏูููุง ุงุณููุชูุงุฏุง ู ุฅูู ู ุนูููุงุฑ ุงูุนูููุฏ ุงูููุฐู ูุญูููู โฌ โซุงูุนุงูููุฉ ุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุตโช.โฌโฌ โซูููููู ูููุฐุงู ุงูุชุตูููููุงู ูุฏุฎููู ูุธููุงู ุงูุฑุดุงูููุฉโฌ โซุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุต ุถู ููู ุงู ูุฑุดุงูุงุชโฌ โซุงูุชุนุงูููููุฉ ุจููููุงู ุชุฃุฎููุฐ ุงููุฑุดุงูุงุช ุงูุชุนุงูุฏูุฉ ุฃุดูููุงูโฌ โซุนุฏูููุฏุฉ ู ุซููู ุงูุชุฃุฌููุฑโช ุโฌูุงุฅูุฏุงุฑุฉโช ุโฌูุงูุฎุฏู ููุฉโช ุโฌูุงูุจูููุนโฌ โซุงููููู ุฃู ุงูุฌููุฒูุฆโช ุโฌูุงูุฑุดูููู ุงุฅูุณูุฑุชุงุชูุฌูโช ุโฌูุงุงูู ุชูููุงุฒโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซุชุนุฑูู ุงูุฑุดุงูุฉ ุจููโฌ โซุงููุทุงุน ุงูุนุงู ู ุงูุฎุงุตโฌ
โซุงู ุงูุฑุดุงูููุฉ โช Public - Private Partnershipโฌุฃูโฌ โซ(โช )PPPโฌุชุนูููู ุจุฃูุฌููู ุงูุชูุงุนููู ูุงูุชุนููุงูู ุงูุนุฏูููุฏุฉโฌ โซุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุต ุงู ูุชุนููููุฉ ุจุชูุธููููโฌ โซุฅู ูุงููุงุชูููุง ุงูุจุฑุดูููุฉ ูุงู ูุงููููุฉ ูุงุฅูุฏุงุฑูููุฉ ูุงูุชูุธูู ูููุฉโฌ โซูุงูุชูููููุฌูููุฉ ูุงู ูุนุฑููููุฉ ุนููู ุฃุณููุงุณ ู ู ุงู ูุดููุงุฑูุฉโชุโฌโฌ โซูุงุงููุชูุฒุงู ุจุงุฃููููุฏุงูโช ุโฌูุญุฑูููุฉ ุงุงูุฎุชูููุงุฑโช ุโฌูุงู ูุณููุคูููุฉโฌ โซุงู ูุดููุฑุชูุฉ ูุงู ูุณููุงุกูุฉ ู ููู ุฃุฌููู ุชุญููููู ุงุฃููููุฏุงูโฌ โซุงุงููุชุตุงุฏูููุฉ ูุงุงูุฌุชุงู ุนูููุฉ ุงูุชููู ุชูููู ุงูุนููุฏุฏ ุงุฃููููุฑโฌ โซู ููู ุฃู ูุฑุงุฏ ุงู ูุฌุชู ููุนโช ุโฌุญุชููู ูุชู ูููู ุงู ูุฌุชู ููุน ู ูููโฌ โซู ูุงูุจููุฉ ุงูุชุทูููุฑุงุช ุงู ูุนููุงุฑุตุฉ ุจุทุฑููููุฉ ูุงุนูููุฉโฌ โซูุชุญููููู ูุถููุน ุชูุงูููู ุฃูุถูููโช.โฌโฌ โซูุชุจููู ู ููู ุงูุชุนุฑูููู ุงู ู ูููููู ุงูุฑุดุงูููุฉ ู ูููููู โฌ โซุญุฏูููุซโช ุโฌู ุชุนููุฏุฏ ุงุฃููุฌูููโช ุโฌุฐู ุฃูู ูููุฉ ู ุชุฒุงูููุฏุฉโช ุโฌูููโฌ โซู ุฑุชุจููุท ุจุฃุจุนููุงุฏ ุนุฏูููุฏุฉ ูููุฑุฒ ู ููููุง ุงูุจุนููุฏ ุงุฅูุฏุงุฑูโฌ โซูุงูุชูุธูู ููู ูุงูุชุนููุงููู ูุงุงููุชุตููุงุฏู ูุงุงูุฌุชุงู ุนูููโฌ โซูุงููุงููููููโช.โฌโฌ
โซุงู ุงูุฑุดุงูููุฉ ุจููู ุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ูู ุงูููุฏููโฌ โซุงูุชููู ุชุนุชู ุฏูููุง ุชุนููุฏ ู ุจุซุงุจููุฉ ุนุงูููุฉ ุทูููููุฉ ุงุฃูุฌูููโฌ โซุจููู ุงูุฌูููุงุช ุงุฅูุฏุงุฑูููุฉ ุจุงูุฏููููุฉ ูุงููุทููุงุน ุงูุฎููุงุตโชุโฌโฌ โซูุชูููุฏู ุฅูู ููููุงู ุงููุทููุงุน ุงูุฎููุงุต ุจุชูุฏูููู ุฎุฏู ุงุชโฌ โซุฃู ุชูููููุฐ ู ุฑุดูุนููุงุช ูุงูููุช ุฃุฌูููุฒุฉ ุงูุฏููููุฉ ู ููุทููุฉโฌ โซุจุชูููุฐูููุง ูุฐูููู ุฏูู ุงุฅูุฎููุงู ุจููุฏูุฑ ุงูุญููู ููุฉ ููโฌ โซุงููููููุถ ุจุงูุฎุฏู ููุงุช ูุงู ูุฑุดูุนุงุช ุงูุนุงู ููุฉ ูุงุฅูุฑุดุงูโฌ โซุนูููููุง ูููููู ููููุท ู ููู ุฎููุงู ูุธููุงู ุฌุฏูููุฏโฌ โซููุชุนุงูููุฏ ูุชูุฏูููู ุงูุฎุฏู ููุฉโช.โฌโฌ
โซุฃูุฏุงู ุงูุฑุดุงูุฉ ุจูู ุงููุทุงุนโฌ โซุงูุนุงู ู ุงูุฎุงุตโช:โฌโฌ โซุชุชู ุซููู ุฃูููู ุงุฃููููุฏุงู ุงูุชููู ุชุชูุฎุงูููุง ุงูุญููู ููุงุชโฌ โซู ููู ุงูุฑุดุงูููุฉ ุจููู ุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ุจููุงุขููุชโช-:โฌโฌ
โซโข ุชุบูููุฑ ูุดููุงุท ุงูุญููู ููุฉ ู ููู ุงูุชุดููุบูู ููุจููููุฉโฌ โซุงุฃูุณุงุณูููุฉ ูุงูุฎุฏู ููุงุช ุงูุนุงู ููุฉ ุฅูู ุงูุฑุชููููุฒ ุนูููโฌ โซูุถููุน ุงูุณูุงุณููุงุช ููุทููุงุน ุงูุจููููุฉ ุงุฃูุณุงุณูููุฉุ ููุถููุนโฌ โซุงุฃูููููููุงุช ุฃููููุฏุงู ูู ุฑุดูุนููุงุช ุงูุจููููุฉ ุงุฃูุณุงุณูููุฉโฌ โซูู ุฑุงูุจููุฉ ู ูุฏู ููู ุงูุฎุฏู ููุงุช ูุชูุธูููู ุงูุฎุฏู ููุฉโช.โฌโฌ โซโข ุฅุฏุฎููุงู ุงุฅูุฏุงุฑุฉ ูุงูููููุงุกุงุช ุงูุชููู ูููุฏู ุงููุทููุงุนโฌ โซุงูุฎููุงุต ุฅูู ู ุฌููุงู ุงูุฎุฏู ููุงุช ุงูุนุงู ููุฉโช ุโฌูุฅุฑุดุงูููู ููโฌ โซุชุญู ููู ุงู ูุฎุงุทููุฑโช.โฌโฌ
โซโข ุชุญููููู ููู ููุฉ ุฃูุถููู ููุชูููููุฉ ููููุงู ูุชุนููููโฌ โซุจุงุฅูููููุงู ุงูุนููุงู โช .โฌู ุจุนูููู ุงูุณููุนุฑ ุงุฃูู ุซููู ููุนู ููููโฌ โซุนููู ุฃุณููุงุณ ุงูุชูููููุฉ ุนููู ู ููุฏุงุฑ ู ููุฏุฉ ุงูุนูููุฏโชุโฌโฌ โซูุฌูููุฏุฉ ุงูุฎุฏู ููุฉ ุงู ููุฏู ููุฉโช ุโฌูุงู ูุฎุงุทููุฑ ุงูุชููู ูุชุญู ููุงโฌ โซุงู ูุดููุงุฑูโช .โฌูุงูุณููุนุฑ ุงุฅูุฌููุงู ูู ู ููุงูุตููุฉ ุงููุทุงุนูููโฌ โซุงูุนููุงู ูุงูุฎููุงุต ุงู ููุฏู ููุฉ ู ููู ุงูุฑุดูููู ูุฌููุจ ุฃูโฌ โซูููููู ุฃูููู ู ููู ุงูุชูููููุฉ ุงูุชููู ุชุชุญู ููููุง ุงูุญููู ููุฉโฌ โซูููู ูุงู ููุช ุจุชููููุฑ ููููุณ ู ุณููุชูู ุงูุฎุฏู ููุฉโชุโฌโฌ โซู ุชุถู ูููุฉ ุงูุชูุงููููู ุงุฅูุถุงููููุฉ ููู ุฎุงุทููุฑ (ุชุฌููุงูุฒุงุชโฌ โซุงูุชูููููุฉ ู ุงูุชุฃุฎููุฑุงุช โช ...โฌุฅูููุฎ) ุงูุชููู ู ููููู ุฃูโฌ โซุชูุงุฌููููุง ุงูุญููู ููุฉ ููููุงู ูููู ูุงู ููุช ูููู ุจุงูุชูููููุฐโช.โฌโฌ โซโข ุชูููููุฐ ู ุฑุดูุนููุงุช ุงุงูุณููุชุซุงู ุฑ ูู ุงูููููุช ุงู ูุญููุฏุฏโฌ โซูุจุงู ููุฒุงููููุฉ ุงู ูุญููุฏุฏุฉโช.โฌโฌ โซโข ุฅุฏุฎููุงู ุงุงูุจุชูููุงุฑุงุช ุนููู ุชุตู ูููู ุงู ูููุฑุดูุนโฌ โซุจุงููุณููุจุฉ ูุฃูุตูููู ูุงูุชุดููุบูู ูุงูุตูุงูููุฉโช.โฌโฌ
โซูุงูุฎุฏู ููุงุช ุจุฃุณููุงููุจ ู ุณููุชุญุฏุซุฉ ูู ููููู ุญููุฑุตโฌ โซู ููุฑุฑุงุช ุงููุฌูููุก ุฅูู ุฃุณููููุจ ุงูุฑุดุงูููุฉ ุจููุงุขููุชโช-:โฌโฌ โซโข ุนููุฏู ูููุฏุฑุฉ ุงูุญููู ููุงุช ุนููู ุชุญููููู ุงูุชูู ูููุฉโฌ โซุงู ูุณููุชุฏุงู ุฉ ู ุจูุฑุฏูููุงโช.โฌโฌ โซโข ุฃุชุงุญุช ุงููุฑุตุฉ ูุชุฎููุถ ุชูููุฉ ุงู ูุดุงุฑูุนโช.โฌโฌ โซโข ุงู ููุงูุณููุฉ ุงู ูุชุฒุงูููุฏุฉ ูุงูุฑุบุจููุฉ ูู ุฒูููุงุฏุฉ ู ุนููุฏุงูุชโฌ โซุงููู ูููโช.โฌโฌ โซโข ู ุญุฏูุฏูููุฉ ุงู ููููุงุฑุฏ ุงู ูุงููููุฉ ูุงูุจุฑุดูููุฉ ูุงูุชูููููุฌูุฉโฌ โซูููุฏู ุงููุทููุงุน ุงูุนููุงู ุจุณููุจุจ ุชุนููุฏุฏ ุงู ูุฌููุงุงูุชโฌ โซูุงู ูุดููุงุฑูุน ุงูุชููู ูุชุทูููุจ ุชูููุฐูููุง ุญูููุซ ู ู ุดููุฃูโฌ โซุงูุฑุดุงูููุฉ ุฃู ุชุนู ููู ุนููู ุชุฎููููู ุญููุฏุฉ ุงู ููุงูุณููุฉโฌ โซุจููู ูููุฐู ุงู ูุฌููุงุงูุช ู ููู ุฎููุงู ุชุจููุงุฏู ุงุงููุชุฒุงู ููุงุชโฌ โซุจููู ุงูููุฑุดูุงุกโช.โฌโฌ
โซโข ููููู ุงู ูุฎุงุทููุฑ ุงูุชููู ู ููููู ุฅุฏุงุฑุชูููุง ุจุดูููู ุฃูุถูููโฌ โซูุฐูููู ุจูุงุณููุทุฉ ุฅุฑุดุงู ุงููุทููุงุน ุงูุฎููุงุต ุจุนูููุฏุง ู ุนูููโฌ โซุงู ููููุงุฑุฏ ุงู ูุญููุฏูุฏุฉ ููุญููู ููุฉโช.โฌโฌ
โซโข ู ุญุฏูุฏูููุฉ ู ูููุงุฑุฏ ุงูุชู ููููู ุงู ูุฎุตููุต ูุฑุงู ููุฌโฌ โซุงูุชูู ูููุฉ ุงุงูุฌุชุงู ุนูููุฉโช ุโฌูุงุฑุชูููุงุน ุงูุทูููุจ ุนู ุชุญุณูููโฌ โซุงูุฎุฏู ููุงุช ุงู ููุฏู ููุฉ ู ููู ุงู ูุคุณุณููุงุช ุงูุญููู ูููุฉโช.โฌโฌ
โซู ุฑุจุฑุงุช ุงูุฑุดุงูุฉ ุจููโฌ โซุงููุทุงุน ุงูุนุงู ู ุงูุฎุงุตโช:โฌโฌ
โซโข ุฒูููุงุฏุฉ ุงููุงุนููููุฉ ูุงูููููุงุกุฉ ู ููู ุฎููุงู ุงุงูุนุชููุงู ุฏโฌ โซุนููู ุงู ููููุฒุฉ ุงู ููุงุฑูููุฉ ูุนููู ุชูุณูููู ุงูุนู ูููโฌ โซุงูุนูููุงููโช.โฌโฌ
โซุชุนุชููุฑ ุฑุดุงูููุฉ ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุต ู ููุฐุฌููุงูโฌ โซู ุชุทูููุฑุง ู ุฃููุดููุทุฉ ุงุฃูุนููุงู ู ุงูุชููู ุชุณููุงุนุฏ ุนูููโฌ โซุฒูููุงุฏุฉ ุงุณููุชุซุงู ุฑุงุช ุงููุทููุงุน ุงูุฎููุงุต ูู ูุงูููุฉโฌ โซู ุฌููุงุงูุช ุงููุดููุงุท ุงุงููุชุตููุงุฏู ูุงุงูุฌุชุงู ุนูููโช ุโฌูุฐููููโฌ โซู ููู ุฃุฌููู ุงูููููุงุก ุจุงุญุชูุงุฌููุงุช ุงู ูุฌุชู ููุน ู ููู ุงูุณูููุนโฌ
โซโข ุชุฒููููุฏ ุงูููุฑุดูุงุก ุงู ูุชุนุฏุฏูููู ุจุญููููู ู ุชูุงู ูููุฉโฌ โซุชุชุทูุจูููุง ุทุจูุนููุฉ ุงู ูุดููุงูู ุฐุงุช ุงูุนุงูููุฉโช.โฌโฌ โซโข ุงูุชูุณุน ูู ุฃุชุฎุงุฐ ุงููุฑุงุฑ ุฎุฏู ุฉ ููุตุงูุญ ุงูุนุงู โช.โฌโฌ โซโข ุชุญููู ููู ุฉ ุฃุนู ูุฃูู ูุงู ุงู ูุณุชุซู ุฑุฉโช.โฌโฌ
โซ โฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 99โฌโฌ
โซุงูุดุฑุงูุฉ ุจู ุงููุทุงุน ุงูุนุงู โฌ โซูุงูุฎุงุตโช :โฌุงูุทุฑูู ุงูู ุซููุชุนุฒูุฒโฌ โซุงูุชูู ูุฉ ุงูุณุชุฏุงู ุฉโฌ โซโชPublic โ Private Partnershipโฌโฌ โซู ูุฏู ุฉโช:โฌโฌ
โซูุญุธููู ู ูุถูููุน ุงูุฑุดุงูููุฉ ุจููู ุงููุทุงุนููู ุงูุนููุงู โฌ โซูุงูุฎููุงุต โชโ Public - Private Partnership -โฌโฌ โซุฃู (โช )PPPโฌุจุงูุชููุงู ู ูุจููุฑ ู ููู ูุจููู ุงูุญููู ููุงุชโฌ โซูุงู ูุฌุชู ุนููุงุช ูุงู ูุฑุงูููุฒ ุงูุจุญุซูููุฉ ูู ู ุฎุชููููโฌ โซุฅูุญููุงุก ุงูุนููุงู ู ุจุนููุฏ ุฃู ุงุชุถููุญ ุจููุงู ุนู ููููุฉ ุงูุชูู ูููุฉโฌ โซุงุงููุชุตุงุฏูููุฉ ูุงุงูุฌุชุงู ุนูููุฉ ุชุนุชู ููุฏ ุนููู ุญุดููุฏโฌ โซูุฌู ููุน ูุงูููุฉ ุฅู ูุงูููุงุช ุงู ูุฌุชู ููุน ู ุจููุง ูููููุง ู ูููโฌ โซุทุงูููุงุช ูู ูููุงุฑุฏ ูุฎ ูุฑุงุช ูู ู ููู ุงููุทููุงุน ุงูุนููุงู โฌ โซูุงูุฎููุงุต ูุชุดููุงุฑู ูู ุชูุธูููุงู ุช ู ุคุณุณูููุฉ ุชุชูููููโฌ โซุฅูุดููุงุก ูุชุดููุบูู ุงู ูุดููุงุฑูุน ู ุจุฎุชูููู ุฃููุงุนูููุง ุจุนููุฏโฌ โซุงู ูุงุฌูููุช ุงูุชูุธูููุงู ุช ุงู ูุคุณุณูููุฉ ุงู ูููุตูููุฉโฌ โซูุงู ูุณููุชููุฉ ูุทุงุนูููุงู ุชุญุฏูููุงุช ูุตุนูุจููุงุช ููโฌ โซุชุญููููู ุงุฃููููุฏุงู ุงูุชูู ููููุฉ ุจุงู ูุณููุชููุงุช ุงูุทู ูุญุฉโฌ โซุงู ูุณููุชูุฏูุฉโช ุโฌูุฐูููู ุชุณููุนู ุงูููุฏูู ุงู ูุชูุฏู ููุฉโฌ โซูุงููุงู ูููุฉ ุนููู ุญููุฏ ุณูููุงุก ุฅูู ุฎูููู ุงูุชูุธูููุงู ุชโฌ โซุงู ูุคุณุณูููุฉ ูุงูุชุฑุดูุนููุงุช ูุงููุธููู ูุชุจูููู ุงูุชูุธูุงู ุชโฌ โซุงูุชุดููุงุฑููุฉ ุงูุชููู ุชุณููุงูู ูููููุง ูุงูููุฉ ูุทุงุนููุงุชโฌ โซุงู ูุฌุชู ููุน ูู ุชูุฌูููู ูุฅุฏุงุฑุฉ ูุชุดููุบูู ุงู ูุดููุงุฑูุนโฌ โซูุงุฅูุนููุงู ู ูุชุทููุฑูููุง ูุชูู ูุชูููุง ู ููู ุงุฌููู ุฎุฏู ููุฉโฌ โซุฅุบุฑุงุถูููุง ุนููู ุฃุณููุงุณ ุชุดููุงุฑู ุชุนููุงููู ูุญููู ููุฉโฌ โซุฌูููุฏุฉ ูู ุณููุงุกูุฉ ุดูููุงูุฉ ูู ููุนููุฉ ู ุชุจุงุฏูููุฉโช.โฌโฌ โซูุงู ููุชููุฑุต ุฃู ููุฑ ุถููุงู ู ูุฌููุงุญ ุงูุฑุดุงูููุฉ ุนูููโฌ โซุงูุชุฑุดูุนููุงุช ูุงุฃููุธู ููุฉ ูุญุณููุจ ูุฅู ูููุง ุงูุจููุฏ ู ูููโฌ โซุฎูููู ุฑูุงุจููุท ุจูููููุง ูุจู ู ูููููู ุงูุญููู ููุฉ ููุงูุงู โฌ โซูููู ุฃุจุนููุงุฏ ู ุชุนููุฏุฏุฉ ุฐุงุช ุฌูุงูููุจ ุฅุฏุงุฑูููุฉ ููุงููููููุฉโฌ
โซูุงูุชุตุงุฏูููุฉ ูุงุฌุชุงู ุนูููุฉ ุชูุชูููู ูู ููููุงุท ู ุดููุฑุชูุฉโฌ โซู ุณููุชูุฏุฉ ุฅูู ู ุจููุงุฏุฆ ุงูุดูููุงููุฉ ูุงุฅููุตุงุญ ูุงู ูุณููุงุกูุฉโฌ โซูุงูุญููููู ุงู ูุชุณููุงููุฉ ุฃูุตุญููุงุจ ุงู ูุตูุญููุฉ ูุชุญุฏูููุฏโฌ โซุงู ูุณููุคูููุงุช ู ููู ุฃุฌููู ุฑูููุน ููููุงุกุฉ ุงุณููุชุฎุฏุงู โฌ โซุงู ููููุงุฑุฏ ูุชุนุฒูููุฒ ุงููููุฏุฑุฉ ุงูุชูุงูุณูููุฉ ูุฌููุฐุจ ู ุตููุงุฏุฑโฌ โซุงูุชู ููููู ูุงูุชูุณููุน ูู ุงู ูุดููุงุฑูุน ูุฎูููู ูููุฑุต ุนู ูููโฌ โซุฌุฏูููุฏุฉ ูุฏุนููู ุงุงูุณููุชูุฑุงุฑ ุงุงููุชุตููุงุฏู โช.โฌโฌ โซููููุฑู ูุซููุฑ ู ููู ุงูุจุงุญุซููู ุงู ู ูุถูููุน ุงูุฑุดุงูููุฉโฌ โซู ููุงุฒุงู ูู ุงู ูุฑุงุญููู ุงุฃูููู ููุถููุน ู ุจููุงุฏุฆ ูููุงุนููุฏโฌ โซููุธููู ู ูุญููุฏุฉ ุชุญูููู ูุชูุธููู ุฅุดูููุงู ุงู ูุฑุดุงูุงุชโฌ โซุงู ูุชููุนููุฉ ุจููู ุงููุทุงุนููู ุงูุนููุงู ูุงูุฎููุงุต ุจุญูููุซโฌ โซุชุดููู ู ูุงูููุฉ ุงููุทุงุนููุงุช ุงุงููุชุตุงุฏูููุฉ ูุงุงูุฌุชุงู ุนูููุฉโชุโฌโฌ โซูู ูุงุถูููุน ุฑุฆูุณูููุฉ ู ุซููู ุงู ููููููู ูุงู ูุจููุงุฏุฆ ูุงู ูุนุงูุฑโฌ โซู ุงุฒุงูููุช ุชุจุญููุซ ูุชุทููุฑูููุง ูุจููุฑุชูููุง ูุชุตููููููุงโฌ โซููุถุนูููุง ูู ููุงุนููุฏ ูุงุทููุฑ ู ุญููุฏุฏุฉโช.โฌโฌ โซุนุงู ููููุงู ุฃุตุจุญููุช ุฑุดุงูููุฉ ุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุตโฌ โซุธุงูููุฑุฉ ูุงุถุญููุฉ ุฎููุงู ุงูุณููููุงุช ุงูุนููุฑุด ุงุฃูุฎููุฑุฉโฌ โซูุฐูููู ุณููุนูุงู ูุฑุงุก ุงู ูุฒูููุฏ ู ููู ุงุงูุณููุชุซุงู ุฑุงุช ุฅุถุงูููุฉโฌ โซุฅูู ุงูุถุบูููุท ุงู ูุชุฒุงูููุฏุฉ ุนููู ุงู ููุฒุงููููุงุช ุงูุญููู ูููุฉโฌ โซโ ูุงูุฎูููุงุถ ุฃุณููุนุงุฑ ุงูููููุท ูู ุงูููุฏูู ุงู ูุตููุฏุฑุฉโฌ โซููููููุท โช -โฌุจุงุฅูุถุงูููุฉ ุฅูู ุงูููููู ุงูุนููุงู ุชุฌููุงู ุนููุฏู โฌ โซููููุงุกุฉ ุงูุฎุฏู ููุงุช ุงูุชููู ุชูุฏู ูููุง ุงู ูุคุณุณููุงุชโฌ โซูุงูููููุงุงูุช ุงูุญููู ูููุฉโช .โฌูุชุทุจููู ุฑุดุงูููุฉ ุงููุทููุงุนโฌ โซุงูุนููุงู ูุงูุฎููุงุต ุจุดูููู ุฑุฆูููู ูู ู ุฌููุงุงูุช ุงูุจููููุฉโฌ โซุงุฃูุณุงุณูููุฉ ุงุงููุชุตุงุฏูููุฉ ู ุซููู (ุงุงูุชุตููุงุงูุช ุงูุงุณูููููุฉโฌ โซูุงูุทุงูููุฉ ูุงู ููููุงู ูุงูุทููุฑู)โช .โฌููููุงู ุจููุฏุฃ ู ุคุฎููุฑุง ูโฌ
โซุชุทุจูููู ุงูุฑุดุงูููุฉ ูู ู ุดููุงุฑูุน ุงูุจููููุฉ ุงุฃูุณุงุณูููุฉโฌ โซุงุงูุฌุชุงู ุนูููุฉ ู ุซููู (ุงูุตุญููุฉ ูุงูุชุนููููู ูุงูุฎุฏู ููุงุชโฌ โซุงุฃูุฎููุฑู)โช .โฌู ููู ุงู ูุชุนููุงุฑู ุนููููู ุฃู ูููุฐู ุงูุฎุฏู ููุงุชโฌ โซูุงู ูุชููู ุชูุฏู ููููุง ุจุดูููู ุฃุณููุงูุณ ู ููู ูุจููู ุงููุทููุงุนโฌ โซุงูุนููุงู โช ุโฌุฅุฐ ูุณููุชูุฒู ุงููุซููุฑ ู ููููุง ุถูู ูุฎ ุงุณููุชุซุงู ุฑุงุชโฌ โซูุจููุฑุฉโช ุโฌูููุงู ุชุญุชููุงุฌ ูุซููู ูููุฐู ุงู ูุดููุงุฑูุน ุฅูู ููููุชโฌ โซุทููููู ูุจููู ุฃู ุชุจููุฏุฃ ูู ุฅุนุทููุงุก ุนุงุฆููุฏ ุงูุชุตููุงุฏูโชุโฌโฌ โซูุนููุงุฏุฉ ู ููุง ุชููููู ุงูุญููู ููุงุช ุฑุงุบุจููุฉ ูู ุฃู ุชุณููุชู ุฑโฌ โซูุฏุฑุชูููุง ูู ุงูุณูููุทุฑุฉ ุนููู ุชูุฏูููู ุชูููู ุงูุฎุฏู ููุงุชโฌ โซูุธูุฑุง ู ูุฑุถูุฑุชูููุง ููู ุฌุชู ุนููุงุช ุงูุญุฏูุซููุฉโช ุโฌูุงูุนุชุจุงุฑุงุชโฌ โซุงุฌุชุงู ุนูููุฉ ู ุฅุงู ุงู ุจุณููุจุจ ุงูุฎูููุงุถ ุฏุฑุฌููุฉ ููููุงุกุฉโฌ โซุจุนููุถ ุงูุฎุฏู ููุงุช ุงูุจููููุฉ ุงุฃูุณุงุณูููุฉ ุงู ููุฏู ููุฉ ู ูููโฌ โซูุจููู ุงููุทููุงุน ุงูุนููุงู ูุงุฑุชูููุงุน ุฃุณููุนุงุฑูุงโช ุโฌุฅุถุงูููุฉ ุฅููโฌ โซูุฏุฑุชูููุงโช ุโฌุชุชุฒุงูููุฏ ุฃูู ูููุฉ ุงุนุชููุงู ุฏ ู ุจููุฏุฃ ุงูุฑุดุงูููุฉ ุจูููโฌ โซุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ู ููู ุฃุฌููู ุงููุตูููู ุฅููโฌ โซุชูู ูููุฉ ุฃูููุฑ ููููุงุกุฉ ูุงุณููุชุฏุงู ุฉโช.โฌโฌ โซุงู ุงูุฑุบุจููุฉ ูู ุงูุญุตูููู ุนููู ุฎุฏู ููุงุช ุฃูุถูููโฌ โซูุจููููุงุกุฉ ุฃุนูููโช ุโฌุฅุถุงูููุฉ ุฅูู ุงูุญุงุฌููุฉ ุฅูู ู ุตููุงุฏุฑโฌ โซุฅุถุงููููุฉ ููุชู ููููู ุชุฏูููุน ุงูุญููู ููุงุช ุจุดูููู ู ุชุฒุงูุฏโฌ โซุฅูู ุชุจูููู ุฑุดุงูููุฉ ุงููุทููุงุน ุงูุนููุงู ูุงูุฎููุงุต ูุชูุฏูููู โฌ โซูููุฐู ุงูุฎุฏู ููุงุชโช .โฌูู ูููุง ููุฑุดุงูููุฉ ุจููู ุงููุทููุงุน ุงูุนููุงู โฌ โซูุงูุฎููุงุต ู ููู ุฃูู ูููุฉ ุฎุงุตููุฉ ุงููุชุตููุงุฏุงุช ุงูููุฏููโฌ โซุงููุงู ูููุฉโช ุโฌุณูููููู ู ููู ุฎููุงู ูููุฐู ุงู ููุงูููุฉ ุจุฅููููุงุกโฌ โซุงูุถูููุก ุนููู ุชุนุฑูููู ุงูุฑุดุงูููุฉ ูู ููุฑุฑุงุช ุงููุฌูููุกโฌ โซุฅูููููุง ูู ุชุทูุจููุงุช ูุฌุงุญูููุง ูุฃููุงุนูููุง ูู ุฒุงูุงูููุง ูุฐููโฌ โซูููุงู ููููโช:โฌโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซ* ุงูุญูู ูุฏ ู ููู ุชููููุฑ ุงุฃูุทุนู ููุฉ ุงู ูุนุงูุฌููุฉ ุตูุงุนูููุงูโฌ โซูุงู ูุฑุดูุจููุงุช ุงู ูุญููุงุฉโช ุโฌููุฐูููู ุฎูููุถ ุงููู ูููุงุชโช.โฌโฌ โซ* ุงุณููุชุญุฏุงุซ ุฑุถูุจููุฉ ุนููู ุงูุณูููุฑ ูุชุดููุฌูุน ุงุงูุชุฌุงูโฌ โซุฅูู ุงูุทุนููุงู ุงูุตุญูโช.โฌโฌ โซุชุทุจูู ู ูุฑุงูุจุฉ ุงูุณูุฑ ูู ุทุนุงู ุงุฃูุทูุงูโฌ โซูุชุญููุซ ููุฆููุฉ ุงูุตุญููุฉ ุงูุนุงู ููุฉ ูู ุฅูุฌูููุฑุชุง ุงุขูุจููุงุกโฌ โซูุงุฃูู ูููุงุช ุนููู ุงูุชุณููุฌูู ููุญุตูููู ุนููู ุชุทุจููููโฌ โซู ุฌููุงูู ูุฎุฑูููู ุจูู ูููุฉ ุงูุณูููุฑ ูู ุงูุทุนููุงู โฌ โซูุงู ูุฑุดุงุจโช .โฌููุนู ููู โุงูุชุทุจูููู ุงูููุฐูู ููุณูููุฑโ ุนููุฑโฌ โซู ุณููุญ ุงูุฑู ูููุฒ ุงูุฑุดูุทูููุฉ โุงูุจุงุฑููููุฏโ ูุงููุดููู ุนูโฌ โซูู ูููุงุช ุงูุณูููุฑ ุจูุญููุฏุฉ ุงู ููุนุจููุงุช ุฃู ุงูุบุฑุงู ููุงุชโช.โฌโฌ โซููุฃู ููู ุงู ูุณููุคูููู ุฃู ูุณููุงุนุฏ ูููุฐุง ุงูุชุทุจููููโฌ โซุงูููุฐู ุฃุทููุชููู ุงูููุฆููุฉ ูู ู ูุงูุญููุฉ ุชุณูููุณ ุงุฃูุณูููุงูโฌ โซูุงูุณููู ูุฉ ูู ููุฑุถ ุงูุณูููุฑู ู ููู ุงูููููุน ุงูุซููุงููโช ุโฌูุฃูโฌ โซูุดููุฌุน ุงุฃูุฑุณ ุนููู ุงุฎุชูููุงุฑ ุจุฏุงุฆููู ุตุญูููุฉโช .โฌูุชูููููโฌ โซููุฆููุฉ ุงูุตุญููุฉ ุงูุนุงู ููุฉ ุฅู ุงุฃูุทูููุงู ุงูุตุบููุงุฑ ูุชูุงููููโฌ โซูู ูููุงุช ู ููู ุงูุณูููุฑ ุชููููู ุงูุญููุฏ ุงุฃูุฏูู ุงู ูููููุต ุจูโฌ โซุจุซููุงุซ ู ูุฑุงุชโช.โฌโฌ โซูุฃุทููููุช ุงูููุฆููุฉ ุญู ูููุฉ ุฅุนุงููููุฉ ุฌุฏูููุฏุฉ ุจุนููููุงูโฌ โซโุชุบูููุฑ ู ููู ุฃุฌููู ุงูุญูููุงุฉโ ุชุชุถู ููู ุชุทุจูู ุงูุณูููุฑโชุโฌโฌ โซูุชุดููุฑ ุฅูู ุฃู ุงุฃูุทูููุงู ุงูุฐูููู ุชูุฑุชุงูุญ ุฃุนุงู ุฑูููู ุจูโฌ โซโช 4โฌูโช 10โฌุณููููุงุช ูุณููุชููููู ูู ุงู ูุชูุณููุท โช 22โฌููููุบโฌ โซู ููู ุงูุณูููุฑ ุงู ูุถููุงู ูู ุงูุณูููุฉโช ุโฌููุนุงุฏู ูููุฐุง โช5500โฌโฌ โซูุทุนููุฉ ุณูููุฑโช ุโฌุฃู ุฃูููุฑ ู ููู ูุฒู ู ุชูุณููุท ุทููููโฌ โซูุจูููุบ ู ููู ุงูุนู ููุฑ ุฎู ููุณ ุณููููุงุชโช.โฌโฌ โซููููุฏ ุชููู ุชุทููููุฑ ุงูุชุทุจูููู ูุฑูููุน ู ุณููุชูู ุงููุนูููโฌ โซุจูู ูููุฉ ุงูุณูููุฑ ูู ุงูุบููุฐุงุก ูุงูููุฑุดุงุจ ุงูููู ูููโชุโฌโฌ โซููุนู ููู ุนููู ุฃูููุฑ ู ููู โช 75โฌุฃูููู ู ูุชููุฌโช ุโฌูููููุฏู โฌ โซุฏููููุงู ุฑุณูุนููุงู ู ูุณููุงุนุฏุฉ ุงุขูุจููุงุก ูุงุฃูู ูููุงุช ุนูููโฌ โซุชูููููู ุงู ูุดููุฑุชูุงุช ุงู ูุญุชู ูููุฉ ุงูุชููู ูููุฏ ุชููุฑุถ ุจุตุญููุฉโฌ โซุฃุทูุงููููู โช.โฌโฌ โซู ูุฒุงููุฉ ุจุฑูุทุงููุฉ ุชูุดููุฉ ุจูโุงูุณูุฑโฌ โซุนูุฏู ููุง ุฃุนูููู ูุฒูููุฑ ุงู ูุงููููุฉ ุงูุฑูุทููุงูู ุฌูููุฑุฌโฌ โซุงูุฒุจูููู ุฃู ููุงู ุงูุฑู ูููุงู ูู ุดูููุฑ ุฃุจุฑูููู โช2016โฌโฌ โซุงู ููุงุฒูููุฉ ุงูุณูููููุฉ ุงูุนุงู ููุฉ ูุฑูุทุงููููุงโช ุโฌุฎุฑุฌููุชโฌ โซุจุฅุฌููุฑุงุกุงุช ุชูุดููููุฉ ุฌุฏูููุฏุฉ ุชุชู ุซููู ูู ุงูููููุงู โฌ โซุจุชุฎููููุถ ูููููุงุช ุงูุญููู ููุฉ ู ุจูููุฏุงุฑ โช 3.5โฌู ููููุงุฑโฌ โซุฌููููู ุฅุณููุฑุชูููู ุจุญููููู ุนููุงู โช .2020โฌุฅุงู ุฃู ุฃุจููุฑุฒ ู ููุงโฌ โซุชูุงููุชููู ุงูุตุญููู ุงูุฑูุทุงููููุฉ ุญูููู ุงู ููุฒุงููููุฉ ููููโฌ โซูููุฑุถ ุฑุถูุจููุฉ ุนููู ุงู ูุฑุดูุจููุงุช ุงูุบุงุฒูููุฉ ุงูุณูููุฑูุฉโชุโฌโฌ
โซุชุฑุงูุญููุช ู ููุง ุจููู โช 18โฌุฅูู โช 24โฌุจูููุณ ููููู ูููุฑุชโช ุโฌูุฐููููโฌ โซุญุณููุจ ููููุน ุงู ูููุฑุดูุจ ููุณููุจุฉ ุชุฑููููุฒ ุงูุณูููุฑ ูููููโช.โฌโฌ โซูุฅูู ูููุฐู ุงูุฑุถูุจููุฉ ุณูููุจุฏุฃ ุชุทุจูููููุง ุงุนุชุจููุงุฑุง ู ู ูููโฌ โซุนููุงู โช 2018โฌุณููุชููู ุญุตููุชูููุง โช 520โฌู ูููููู ุฌูููููโฌ โซุฅุณููุฑุชููููโช ุโฌุชูุฌููู ูุตุงูููุญ ุงููุดููุงุทุงุช ุงูุฑูุงุถูููุฉโฌ โซุงู ูุฏุฑุณูููุฉโช.โฌโฌ โซูุฃุนุชููุฑ ุฃูุฒุจูููุฑู ุฃู ู ูุฒุงููุชููู ูููุฐู ูููู ู ูุฒุงููููุฉโฌ โซุชุฎููุฏู ุงุฃูุฌูููุงู ุงููุงุฏู ููุฉโช ุโฌุจุญุณููุจ ู ููุง ุฐูุฑุชูููโฌ โซุชูุงุฑูููุฑ ุจุนููุถ ุงูุตุญููู ุงูุฑูุทููุงูู ูุชุญููุช ุนููููุงูโฌ โซยซุงูุฑุถุงุฆููุจ ุนููู ุงู ูุฑุดูุจููุงุช ุงูุณูููุฑูุฉ ูุฏูููุฉโฌ โซุฃูุฒุจูููุฑู ููุฌูููู ุงููููุงุฏู ยปโช .โฌูุนููููุช ุจุนููุถ ุงูุตุญูโฌ โซุนููู ูููุฐุง ุจููุฃู ุฃูุฒุจูููุฑู ูุตููุฏ ุจุฑูููุน ุงูุฑุถูุจููุฉโฌ โซุนููู ุงู ูุฑุดูุจููุงุช ุงูุณูููุฑูุฉ ู ุนุงูุฌููุฉ ู ุดููููุฉโฌ โซุงูุณููู ูุฉ ุนูููุฏ ุงุฃูุทูููุงู ุจุณููุจุจ ุฅูุฑุงุทูููู ูู ุชูููุงููโฌ โซุงู ูุฑุดูุจููุงุช ุงูุบุงุฒูููุฉโช ุโฌููุฐูููู ู ููุฑูุถ ุงูุณูููุฑูโช.โฌโฌ โซููููู ุงูุตุญููู ุงูุฑูุทุงููููุฉ ูุฌูููุช ุฃูุชูููุงุฏุงุช ุงูุฐุนุฉโฌ โซููู ูุฒุงููููุฉ ูุงุนุชุฑุชูููุง ู ุจุซุงุจููุฉ ยซุงูุนุณููู ุงู ูู ููุฒูุฌโฌ โซุจุงู ูููุฑุงุฑุฉยป ุนููู ุญูู ูุฏ ูุตููู ุตุญููููุฉ ยซุงู ูููุฑุชูยปโช.โฌโฌ โซููููุงู ูุงูููุช ุนููููุง ุตุญููุชููุง ยซุงูุฏูููู ุชูุฌููุฑุงูยปโฌ โซูยซุงูุชุงู ูููุฒยป ุงููููุง ยซุงูุณูููุฑ ุงู ูู ููุฒูุฌ ุจุงูุญุจููุฉ ุงู ูููุฑุฉยปโช.โฌโฌ โซููุงูููุช ุตุญููููุฉ ยซุงุงููุฏุจูุฏูููุชยป ุงุฃููููุฑ ุณููุฎุฑูุฉโฌ โซุจูุฑุดูููุง ูุงุฑููุงุชููุฑ ุฃููุฒุจูููุฑู ุญุงู ูุงู ุจูููุฏู ู ูุนูููุฉโฌ โซู ููุฆููุฉ ุจุงูุณูููุฑ ููุฏู ูููุง ููู ูุงุทูููู ูู ุฅุดููุงุฑุฉ ุฅููโฌ โซุงูุฑุถุงุฆููุจ ุงู ููุฑูุถููุฉ ุนููู ุงู ูุฑุดูุจููุงุช ุงูุณูููุฑูุฉโช.โฌโฌ
โซุฎุงู ุชุฉโช:โฌโฌ
โซุชุญุชููุงุฌ ุจุฑูุทุงููููุง ุฅูู ุชุทุจูููู ูุนููู ููููุฐูโฌ โซุงุฅูุณูุฑุชุงุชูุฌูุฉ ู ููู ุฎููุงู ุงูุจููุฏุก ูู ูุถููุน ุงูุฎุทูููุงุชโฌ โซุงูุญููููููุฉ ูู ุญููุฏุฏุฉ ูุชูููููู ุงูุณูููุฑ ูู ุงู ูุฑุดูุจููุงุชโฌ โซุบููุฑ ุงููุญูููููุฉ ูู ุฃูููุฑุจ ููููุช ุฏูู ุฃู ุชุฃุฎููุฑโฌ โซุฃู ุฃุนููุฐุงุฑโช .โฌููููุงู ูููููู ุงูุฏูุชูููุฑ ุนุงุตููู ู ุงูููุช ูุฑุงโชุโฌโฌ โซุทุจูููุจ ุงูููููุจ ูู ุฏูููุฑ ุงูุนููููู ู ุจุฌู ูุนููุฉ โุงูุชุญููุฑูโฌ โซุจุดููุฃู ุงูุณูููุฑโ โช ุโฌุฅูููู โู ููู ุงู ูุฎููุฒู ุฃู ุชุณููุชู ุฑโฌ โซุตูุงุนููุฉ ุงุฃูุบุฐูููุฉ ูู ุฅููููุงู ุงู ูููููุงุฑุงุช ุนููู ุงุฅูุนููุงูโฌ โซุนููู ุงุฃูุทุนู ููุฉ ุงูุฑูุนููุฉ ุงูุชููู ุชุณููุชูุฏู ุงุฃูุทูููุงูโโช.โฌโฌ โซูุฃุถููุงู โุญููุงู ุงูููููุช ููุถููุน ุญู ูุฏ ูุฎุฑุงูููุฉ ูุฌูููุฏโฌ โซุตูููุฉ ุจููู ุงูุจุฏุงูููุฉ ูุงููุดููุงุท ุงูุฌุณููุฏูโช ุโฌูุงููุตูููโฌ โซุจููู ุงุฃูุทุนู ููุฉ ุงูุฑูุนููุฉ ูุงูุฑูุงุถููุฉโโช.โฌโฌ โซุจููุฏุฃุช ู ุฌู ูุนููุฉ ู ููู ุงุฃูุทุจููุงุก ูู ุจุฑูุทุงููููุง ุญู ูููุฉโฌ โซููุถุบููุท ุนููู ู ุตุงูููุน ุงู ููููุงุฏ ุงูุบุฐุงุฆูููุฉ ูุงู ูุทุงุนููู โฌ โซู ููู ุฃุฌููู ุฎูููุถ ูุณููุจุฉ ุงูุณูููุฑ ุงู ูุถููุงู ุฅููโฌ โซุงู ูุฃููููุงูุช ุงูุฌุงูููุฒุฉ ุจูุณููุจุฉ โช ุ%30โฌูุงุนุชู ููุฏ ูููุคุงูุกโฌ
โซุงุฃูุทุจููุงุก ุนููู ุญูููููุฉ ู ูุงุฏูููุง ุฃู โุงูุณูููุฑ ุฃูููุฑโฌ โซุฎุทูููุฑุฉ ู ููู ุงูุชุฏุฎูููโโช.โฌโฌ โซููุจููุฏูุง ูุงุถุญููุงู ุฌููุฏุง ู ู ููู ุฃู ุงูุญู ูููุฉ ุงููุทููููุฉโฌ โซุงูุฑูุทุงููููุฉ ู ููู ุฃุฌููู ู ูุงูุญููุฉ ุฏุงุก ุงูุณููู ูุฉ ููโฌ โซุจุฑูุทุงููููุง ููููุง ุงุฑุชุจููุงุท ูุซูููู ุจุญู ูุฉ ู ูุงูุญุฉ ุงูุณูููุฑโฌ โซูุงู ููุชุฌููุงุช ุงูุชููู ุชุญุชูููู ุนููู ูู ูููุงุช ุงููุจููุฑุฉ ู ูโฌ โซุงูุณูููุฑ ุงูุชููู ูุชููู ุงุณููุชูุงููุง ู ููู ูุจููู ุงููููุงุณโช ุโฌุฃููโฌ โซุงูุณูููุฑ ูููู ุงูุณููุจุจ ุงูุฑุฆูููุณ ููุณููู ูุฉโช ุโฌูุฃู ุฎูููุถโฌ โซูููุฐู ุงููู ูุงุช ุณูููุคุฏู ุฅูู ุชุฑุงุฌุน ูู ูุณููุจุฉ ุงูุชุดููุงุฑโฌ โซุงูุณููู ูุฉ ุงูุชููู ุชุณููุจุจ ุงููุซููุฑ ู ููู ุงุฃูู ูุฑุงุถโช ุโฌูุงูุชูููโฌ โซูุนุชุฑูููุง ุงุฃูุทุจููุงุก ู ุฑุถ ูุงู ุจุญููุฏ ุฐุงุชูููุงโช .โฌุญูููุซ ุซุจููุชโฌ โซุนูู ููุงู ุจููุฃู ู ููู ูุจููู ุงุฃูุทุจุงุก ุฅู ุงูุณูููุฑ ุงู ูุถููุงู ุฅููโฌ โซุงูุทุนููุงู ูุฌุนููู ุงู ูุณููุชูููู ุฃูููุฑ ุฑุดุงูููุฉ ูู ุงุฃูููโชุโฌโฌ โซูููุงู ุฃูููู ูุญุชูููู ูู ุงูููููุช ุฐุงุชููู ุนููู ูู ูููุงุช ู ูโฌ โซุงูุณููุนุฑุงุช ุงูุญุฑุงุฑูููุฉ ู ุชุซููู ุฑุถุฑุง ู ููุฌุณููู โช.โฌโฌ โซูุงุซุจุชููุช ุงุฃูุจุญููุงุซ ูุงููุชุงุฆููุฌ ุงูุนูู ูููุฉ ุจููุฃู ุงูุณูููุฑโฌ โซุงู ูุถููุงู ุฅูู ุงูุทุนููุงู ููููุณ ูููู ุฃูููุฉ ููู ููุฉ ุบุฐุงุฆูููุฉโฌ โซุนููู ุงุฅูุทููุงูโช ุโฌุจููู ูููู ูุชุณููุจุจ ุจุงูุดููุนูุฑ ุจุนููุฏู โฌ โซุงูุดููุจุนโช ุโฌูููุงู ุฃูููู ุณููุจุจ ุฑุฆูููุณ ููุณููู ูุฉโช ุโฌูููููุงูโฌ โซุฃุฏูููุฉ ูุจุฑุงูููู ู ุชุฒุงูููุฏุฉ ุชุคูููุฏ ุฃูููู ููุนููุจ ุฏูุฑุง ูโฌ โซู ูููุงู ู ูู ุฒูููุงุฏุฉ ุงูุฏููููู ูู ุงููุจููุฏโช.โฌโฌ โซุฃู ูููุฐุง ู ุจุซุงุจููุฉ ุชุญุฐูููุฑ ุชุทููููู ุงูุญู ููุงุช ุงูุชูููโฌ โซุชุณููุชูุฏู ุงูุชูููููู ู ููู ุงูุณูููุฑ ูู ุงู ููุชุฌููุงุชโฌ โซุงูุบุฐุงุฆูููุฉโช ุโฌููููู ุชุญุฐูููุฑ ุทุจููู ูุชุญูููู ุฅูู ุญู ูููุฉโฌ โซููุถุบููุท ุนููู ุงู ูุตุงูููุนโช ุโฌุฎุงุตููุฉ ู ูุชุฌููู ุงู ูุฑุดูุจููุงุชโฌ โซุงูุบุงุฒูููุฉโช ุโฌู ููู ุฃุฌููู ุฎูููุถ ูุณููุจ ุงูุณูููุฑ ููโฌ โซู ูุชุฌุงุชูููู โช.โฌโฌ โซุฃุฎุฐ ุจุชุฑุตู ู ู ุงู ูุตุงุฏุฑโช-:โฌโฌ โซ* ุจุฑูุทุงููุง ุชุนุงููู ู ู ุงุฑุชูุงุน ู ุนุฏุงูุช ุงูุณู ูุฉ ูุฏูโฌ โซุงุงูุทูุงูโช ุโฌุตุญููุฉ ุงูุฏุณุชูุฑโฌ โซโช/http://www.addustour.com/14468โฌโฌ โซ* ุจุฑูุทุงููุงโชโ :โฌุฑุฌู ุฃูุฑูุจุง ุงูุจุฏููโโฌ โซโชhttps://www.webteb.com/articlesโฌโฌ โซ* ุญู ูุฉ ูู ุจุฑูุทุงููุง ููุฑุถ โุฑุถูุจุฉ ุนู ุงูุณูุฑโ ู ููุงูุญุฉโฌ โซุจุฏุงูุฉ ุงุฃูุทูุงูโฌ โซโชhttp://www.bbc.com/arabic/worldnewsโฌโฌ โซ* ู ูุฒุงููุฉ ุจุฑูุทุงููุฉ ุชูุดููุฉ ูุตุงูุญ ุงุฃูุฌูุงู ุงููุงุฏู ุฉโฌ โซโชhttp://omandaily.om/?p=332195โฌโฌ โซ* ุจุฑูุทุงููุงโช ..โฌุฑุถูุจุฉ ู ุญุชู ูุฉ ุนู ุงูุณูุฑ ู ููุงูุญุฉ ุงูุณู ูุฉโฌ โซโชhttp://www.almowaten.net/2015/10โฌโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 101โฌโฌ
โซุงุฃูุณููุจุงุจโช .โฌูููููุฐุง ูุฌููุจ ุงู ูุชููููู ุนููู ููููู ุงููุงุณโฌ โซูููููููู ุจูููุฏูโช ุโฌูุจููุฏุงูู ู ููู ุฐูููู ููููุฏู ุงูุฏุนููู ููููู โฌ โซูู ุงูุชุญูููู ุจุฃูุฒุงููููู โโช.โฌโฌ โซูู ููููู ููุญููู ููุฉ ุฃู ุชูุนููุจ ุฏูุฑุง ู ุฅูุฌุงุจููุงู ูู ุงูุนู ูโฌ โซู ููุน ุงููุทููุงุน ุงูุฎููุงุต ู ูุณููุงุนุฏุฉ ุงููููุงุณ ุนููู ุฅุชุฎููุงุฐโฌ โซุฎูููุงุฑุงุช ุตุญูููุฉ ู ููููุน ุฒูููุงุฏุฉ ุงููููุฒู ูุฐูููู ุนูููโฌ โซุทุฑูููู ูุถููุน ุฑุถูุจููุฉ ู ุญุชู ูููุฉ ุนููู ุงู ููุชุฌููุงุชโฌ โซุงูุชููู ุชุญุชูููู ุนููู ุงูุณูููุฑ โช.โฌโฌ โซุฑุถูุจุฉ ุงูุณูุฑโช:โฌโฌ โซุงูุฑุชุญููุช ุฃููุณูููู ุชูุฏุณููููโช ุโฌุงุฃููุงุฏู ููููุฉ ุงู ูุฎุชุตููุฉโฌ โซุจุงูุชุบุฐูููุฉ ูููุฏู ููุฆููุฉ ุงูุตุญููุฉ ุงูุฑูุทุงููููุฉ ุงูุนุงู ููุฉโชุโฌโฌ โซูููุฑุถ ุฑุถูุจููุฉ ุนููู ุงูุณูููุฑ ู ููุงุฌูููุฉ ุงูุณููู ูุฉ ููโฌ โซุงูุจููุงุฏโช ุโฌูุฐูููู ููููู ู ุง ูููููุช ุตุญููููุฉ โุงูุบุงุฑุฏูุงูโโชุโฌโฌ โซุงูุฑุชุญููุช ุนููู ููููุงุจ ุจุงูุฑู ูููุงู ุฃู ุชุนุชู ููุฏ ููููุฏูโฌ โซู ูุงุฑุจููุฉ ุฑุถูุจูููุฉ ุชูููุฑุถ ุนููู ุงู ูุฑุดูุจููุงุช ุงูุชูููโฌ โซุชุญุชูููู ุนููู ูุณููุจุฉ ุนุงููููุฉ ู ููู ุงูุณูููุฑโช ุโฌูุชุฑูููุนโฌ โซุงุญุชููุงู ู ุงุฅูุตุงุจููุฉ ุจุงูุณููู ูุฉ ูููุฏู ู ููู ููุจููููู ุนูููุงโฌ โซุจูููุฑุฉโโช .โฌูุฃุถุงูููุช ุฃู ู ุซููุฉ ุฑุถูุฑุฉ ุฅูุนููุงุฏุฉ ุงููุธููุฑ ููโฌ โซุงุฅูุนุงูููุงุช ุงู ูุฑูุฌููุฉ ู ูุฑุดูุจููุงุช ูู ูุชุฌููุงุช ุชุญุชููููโฌ โซุนููู ูู ูููุฉ ู ูู ููุฉ ู ููู ุงูุณูููุฑโช ุโฌุฅุถุงูููุฉ ุฅูู ุฑูููุนโฌ โซุฃุณููุนุงุฑูุงโช ุโฌุงูููุฐู ุณูููุญุฏุซ ุชููุงุฆูููุงู ุนูููุฏ ูููุฑุถโฌ โซุฑุถุงุฆููุจ ุนููู ุงูุณูููุฑโช.โฌโฌ
โซุฃู ููุง ุงูุทุงูููู ูุงููุงุชููุจ ุงูุฑูุทููุงูู ุงู ูุฎุชููุตโฌ โซุจุงูุชุบุฐูููุฉโช ุโฌุฌูู ููู ุฃููููููุฑโช ุโฌููููุงู ุฅูููู ุจุญููุซ ู ููุนโฌ โซุฑุฆูููุณ ุงููููุฒุฑุงุก ุฏูููููุฏ ูุงู ููุฑููโช ุโฌูููุฑุถ ุฑุถูุจููุฉโฌ โซุชูููุฏุฑ ุจููู โช %20โฌุนููู ุงู ูุฑุดูุจููุงุช ุงูุชููู ุชุดููุชู ู ุนูโฌ โซูุณููุจุฉ ูุจููุฑุฉ ู ููู ุงูุณูููุฑโช .โฌูุจูููุฐุง ุชุนูููู ุงูุญููู ููุฉโฌ โซุงูุฑูุทุงููููุฉ ุนููู ุฅุนููุฏุงุฏ ุฎุทููุฉ ุฅุณูุฑุชุงุชูุฌูุฉ ู ููุงุฌูููุฉโฌ โซุงูุณููู ูุฉ ูู ุงูุจููุงุฏโช ุโฌุจุบููุฑุถ ุชูููููู ุงูุชุจุนููุงุช ุงูุตุญูุฉโฌ โซุงูุชููู ุชุชุณููุจุจ ุจูููุงโช.โฌโฌ
โซ โฌ
โซุงูุตุญููุฉโช .โฌูุชููููู ุฅู ูุงุญููุฏุง ู ู ููู ุจููู ูู ุฎู ุณููุฉโฌ โซุฃุทูููุงู ุจุฑูุทุงููููู ูุจูุบูููู ู ููู ุงูุนู ููุฑ โช 11โฌุนุงู ููุงูโฌ โซูุนุงููููู ู ููู ุงูุจุฏุงูููุฉโช ุโฌุจููููุงู ูุนููุงูู ูุงุญููุฏ ู ููู ุจูููโฌ โซูู ุซุงุซููุฉ ู ููู ุฒูููุงุฏุฉ ูู ุงููุฒูโช .โฌูุฃุตููุฏุฑุช ุงู ูุฌู ูุนุฉโฌ โซุฎุทููุฉ ุนู ููู ููุญููู ููุฉ ุจูููุงุก ุนููู ุทูููุจ ูุฒูููุฑโฌ โซุงูุตุญููุฉโช ุโฌุฌุฑู ูููู ูุงูููุชโช .โฌููููุงู ุฑุฆูููุณ ุงู ูุฌู ูุนููุฉโชุโฌโฌ โซุบุฑุงูููุงู ู ุงูุบุฑูุบูููุฑโช ุโฌุฅู ุงูุณูุงุณููุงุช ุงูุญุงููููุฉ ุบููุฑโฌ โซูุนุงูููุฉโช ุโฌูุฅูููู ู ููููู ุชุฌูููุจ ุงูุจุฏุงูููุฉ โุจุชุบูููุฑ ุทุจูุนุฉโฌ โซุงูุทุนููุงู โโช .โฌู ููู ุฃูููุฏุงู ูููุฐู ุงู ูุฌู ูุนููุฉ ูุงูุชูููโฌ โซุชุณููุนู ุฅูู ุชุญููููููุง ุนููู ุฃุฑุถ ุงููุงูููุนโช-:โฌโฌ
โซโุณูุงุณุงุช ูุนุงูุฉโโฌ โซูุฏุนููุช ู ุฌู ูุนููุฉ ุจุฑูุทุงููููุฉ ูุงุดููุทุฉ ูู ู ุฌููุงูโฌ โซุงูุตุญููุฉโช ุโฌุชุทูููู ุนููู ููุณูููุง โุงูุชุญููุฑู ุจุดููุฃูโฌ โซุงูุณูููุฑโโช ุโฌุงูุญููู ููุฉ ุฅูู ูููุฑุถ ุฑุถูุจููุฉ ุนููู ุงูุณูููุฑโฌ โซูุชุฎููููุถ ูุณููุจุชู ูู ุงุฃูุทุนู ููุฉ ุงู ูุญููุงุฉ ุจูุณููุจุฉ โช%40โฌโฌ โซุจุญููููู ุนููุงู โช .2020โฌูุฏุนููุช ุงู ูุฌู ูุนููุฉ ุงูุฑูุทุงููููุฉโฌ โซุงูุญููู ููุฉ ุฅูู ูููุฑุถ โุฑุถูุจููุฉ ุงูุณูููุฑโ ููู ุณููุงุนุฏุฉโฌ โซูู ู ูุงูุญููุฉ ุงูุจุฏุงูููุฉ ูููุฏู ุงุฃูุทูููุงูโช ุโฌููุฐูููู ููุญ ู ูุฏโฌ โซู ููู ูุณููุจุฉ ุงูุฏููููู ูู ุงูุทุนููุงู ูู ูููุน ุฑุดูุงุชโฌ โซุงู ูุฃููููุงูุช ุงูุฑูุนููุฉ ู ููู ุฑุนุงูููุฉ ุงุฃูุญููุฏุงุซ ุงูุฑูุงุถูุฉโฌ โซู ุงูู ูุงูโช .โฌููุงูููุช ูุฒุงุฑุฉ ุงูุตุญููุฉ ุฅููููุง ุณููุชุฏุฑุณ ูููุฐูโฌ โซุงูุชูุตูููุงุชโช.โฌโฌ
โซ* ูุทููุน ุงูุนุงูููุฉ ุจููู ุงุฃููุดููุทุฉ ุงูุฑูุงุถูููุฉ ูุงูุจุฏุงูููุฉโฌ โซุนููู ุทุฑูููู ู ูููุน ู ุชููููู ุฑุดูุงุช ุงุฃูุทุนู ููุฉ ุงูุฑูุนููุฉโฌ โซููููุฐู ุงุฃููุดููุทุฉ ูุงููุนุงููููุงุช ุงูุฑูุงุถูููุฉโช.โฌโฌ
โซูุชุถููู ู ุฌู ูุนููุฉ โุงูุชุญููุฑู ุจุดููุฃู ุงูุณูููุฑโ ุนููุฏุฏุง ูโฌ โซู ููู ุงุงูุฎุชุตุงุตูููู ุงู ููุชู ููู ุจุงูุณูููุฑ ูุชุฃุซููุฑู ุนูููโฌ
โซ* ุชูููููู ุงูุฏููููู ูู ุงุฃูุทุนู ููุฉ ุงู ูุนุงูุฌููุฉ ุตูุงุนูููุงูโฌ โซุจูุณููุจุฉ โช %15โฌุจุญููููู โช.2020โฌโฌ
โซ* ุชูููููู ูุณููุจุฉ ุงูุณูููุฑ ุงู ูุถููุงู ูุฃูุทุนู ููุฉ ุจูุณููุจุฉโฌ โซโช %40โฌุจุญููููู ุนููุงู โช.2020โฌโฌ โซ* ู ูููุน ูู ุฃุดูููุงู ุชุณููููู ุงุฃูุทุนู ููุฉ ูุงู ูุฑุดูุจููุงุชโฌ โซุงู ูุนุงูุฌููุฉ ุตูุงุนููุงู ูุบููุฑ ุงูุตุญูููุฉ ูุฃูุทูููุงูโช.โฌโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซูุงูุตุญููุฉ ุงูุณูููุงููุฉ ูู ุฌุงู ุนููุฉ ุงูุณููููุฑุฏ ุจููุฃูโฌ โซโุงุฃูุทูููุงู ุฐูู ุงููููุฒู ุงูุฒุงุฆููุฏ ุฃูููุฑ ุนุฑุถููุฉ ููุตุจุญูููุงโฌ โซุจุงูุบููู ุฒุงุฆููุฏู ุงููููุฒูโโช.โฌโฌ
โซุงูุชุฌุฑุจุฉ ุงูููุจูุฉโช:โฌโฌ
โซูุชุทูููุจ ู ูุงูุญููุฉ ูุฒุนููุฉ ุงูุณููู ูุฉ ูู ุฃู ู ุฌุชู ููุน ุฃูโฌ โซูุจููุฏุฃ ุงููููุงุณ ุจุชุจูููู ู ูููุท ุชููููุฑ ู ุฎุชููููโช ุโฌุชููููู โฌ โซุงูุญููู ููุงุช ูุงู ูุคุณุณููุงุช ุงูุนุงู ููุฉ ูุงูุฎุงุตููุฉ ุจููุฏูุฑโฌ โซูุจููุฑ ู ููู ุฌูููุฉ ุงูุชูุนูููุฉ ูุฎูููู ุจูุฆููุฉ ุชุดููุฌุน ุนูููโฌ โซุนููุงุฏุงุช ุงุฃููู ุงูุตุญููู ูุงููุดููุงุท ุงูุจููุฏููโช.โฌโฌ
โซุฅุงู ุฃูููู ุงู ููุฌููุฏ ุญุงููููุงู ุฃู ุจูููุฏ ูู ุฃูุฑูุจููุง ูุฏููููโฌ โซุฅุณููุฑุชุงุชูุฌูุฉ ุดููุงู ูุฉ ุทูููููุฉ ุงุฃูุฌููู ููุชุนุงู ููู ู ููุนโฌ โซุงูุชุญุฏูููุงุช ุงูุชููู ุชูุฑุถูููุง ุงูุณููู ูุฉโช .โฌูุชุนุชููุฑ ุฏููููุฉโฌ โซููุจููุง ุงูุจูููุฏ ุงููุญูููุฏ ุงูููุฐู ุชุจูููู ุฅุณููุฑุชุงุชูุฌูุฉโฌ โซูุงุฌุญููุฉ ูู ู ูุงูุญููุฉ ุงูุณููู ูุฉโช .โฌููููุฏ ุณููุงุนุฏ ูู ุฐููููโฌ โซู ููุง ุชุนุฑุถููุช ูููู ููุจููุง ู ููู ุญุตููุงุฑ ุงูุชุตููุงุฏู ุฌุงุฆููุฑโฌ โซู ููู ูุจููู ุงููุงููููุงุช ุงู ูุชุญููุฏุฉ ุงุฃูู ุฑูููููุฉ ู ููุงู ุฃุฏูโฌ โซูุญููุฏูุซ ุงููููุงู ุด ุงูุชุตููุงุฏู ูููุฏ ุณููุงูู ุฅูู ุฌูููุจโฌ โซุงูุชูุนูููุฉ ุงูุตุญูููุฉ ุงูุชููู ุงูุชูุฌุชูููุง ุงูุญููู ููุฉ ุงูููุจูุฉโฌ โซูู ุฎูููุถ ูุฒู ุงู ููุงุทูููููโช ุโฌูุฃุตุจุญููุช ุนููุงุฏุฉ ุชุจูุงูููุงโฌ โซุงู ูุฌุชู ููุน ุจุฃูู ููููโช .โฌูุดูููุฏุช ููุจููุง ุฎููุงู ุงูุนููููุฏโฌ โซุงูููููููุฉ ุงู ูุงุถูููุฉ ุงูุฎูุงุถูุงู ูุจูุฑุง ู ูู ุงูุชุดููุงุฑ ุงุฃูู ุฑุงุถโฌ โซุงูููุจูููุฉ ุงููุนุงุฆูููุฉ ูุงูุณูููุฑู ู ููู ุงููู ููุท โช 2โฌูุฃู ุฑุงุถโฌ โซุงูุฑุทููุงู ูุงููููููุงุช ุงููุงุฌู ููุฉ ุนููููุงโช.โฌโฌ โซููููุฏ ุฏุฑุณููุช ุงูุชุฌุฑุจููุฉ ุงูููุจูููุฉ ูู ูููุฐุง ุงูุฎุตูููุตโฌ โซู ููู ูุจููู ุงูุนุฏูููุฏ ู ููู ุงู ูุคุณุณููุงุชโช ุโฌุฎููุตููุชโฌ โซุงูุฏุฑุงุณููุงุช ุฅูู ุฃู ุฃุณููุงุณ ุงูุชุฌุฑุจููุฉ ุงูููุจูููุฉ ุงูโฌ โซุงู ูุจููุงุฏุฑุงุช ุงููุทููููุฉ ุงูุชููู ุชุดููุฌุน ุงููููุงุณ ุนููู ุฃููโฌ โซุฃูููู ูุจููุฐู ูุดููุงุท ุฃูููุฑ ู ููููู ุฃู ุชููููู ูุนุงูููุฉโฌ โซูู ู ุนุงูุฌููุฉ ู ุณููุชููุงุช ุงูุณููู ูุฉโช .โฌูููุงู ูุงุนุฑุชูููุชโฌ โซุงูุญููู ููุฉ ุงูุฑูุทุงููููุฉ ุฃู ุงูุฌููููุฏ ุงูุณููุงุจูุฉ ู ู ุชูุฌููุญโฌ โซูู ุฅุญููุฏุงุซ ุชุบูููุฑ ุฌููุฐุฑู ูุฅู ููููุงู ุญุงุฌููุฉ ุฅููโฌ โซููููุฌ ุฌุฏูููุฏโช.โฌโฌ
โซุงูุชุฌุฑุจุฉ ุงูููููุฏูุฉโช:โฌโฌ
โซุงูุญููู ููุฉ ุงูููููุฏูููุฉ ู ูููุฐ ุนููุงู โช 2011โฌุณููุงูู ุช ููโฌ โซุชูููููู ู ุดููููุฉ ุงูุณููู ูุฉ ูู ุดููููุฉ ุฃุฏู ููุงู ุงููุญููููโฌ โซุจุฒูููุงุฏุฉ ุงูุฑุถุงุฆููุจ ุนููู ูู ุงู ูุฃููููุงูุช ุงูุชููู ุชุญุชููููโฌ โซุนููู ุงูุณูููุฑ ูุงูุดฺูููฉุงุชู ูุฅุถุงูููุฉ ุฑุถุงุฆููุจ ู ุฑุชูุนููุฉโฌ โซุฌููุฏุง ู ุนููู ุงู ูุฑุดูุจููุงุช ุงูุฑูุญูููุฉ ูุนููู ุงู ูุฑุดูุจููุงุชโฌ โซุงูุบุงุฒูููุฉโช ุโฌููู ุนููุงู ุชููุฒุฏุงุฏ ูููุฐู ุงูุฑุถุงุฆููุจ ูุงููุชูุฌููุฉโฌ โซูุงูููุช ุฅูุฌุงุจูููุฉ ุฌููุฏุง ู ุญุณููุจ ุงุฅูุญุตุงุฆููุงุช ู ูุงุฑูููุฉโฌ
โซุจุนููุงู โช .2010โฌููุณููุจุฉ ุงูุณููู ูุฉ ุงูุฎูุถููุช ูู ููููููุฏุงโฌ โซู ููู โช %70โฌุฅูู โช ุ%48โฌูุงูุญูุถููุช ูุณููุจุฉ ู ุฏู ููููโฌ โซุงููุญูููู ู ููู ุนููุฑุดุฉ ูููุฑุช ููููู ุดููุฎุต ูู ุงูุณูููุฉ ุฅููโฌ โซุณููุชุฉ ููุฑุชุงุช ูู ุงูุณูููุฉ ูุฅู ูููุฐุง ุงุงููุฎูููุงุถ ุจุชุฒุงูููุฏโฌ โซู ุทููุฑุฏโช .โฌูุจููุฏุฃุช ุงูุญููู ููุฉ ู ุคุฎ ูุฑุง ู ุจุฎุทููุฉ ุชูููุฏูโฌ โซู ุจุญุงุฑุจููุฉ ุงูุชุฏุฎููู ูุงูุณููุฌุงุฆุฑ ูู ูููุน ุงูุชุฏุฎููู ููโฌ โซุงุฃูู ุงูููู ุงูุนุงู ููุฉ ูุญุชููู ูู ุงู ูุทุงุนููู ูุงู ููุงููููโฌ โซูุงูุจููุงุฑุงุช ูู ูุงูููู ุงูุจููุงุตโช ุโฌูุงูุถููุงู ูู ุฏุงุฎูููโฌ โซุงูุจููููุช ุฎุงุตููุฉ ุฃุฐุง ู ููุง ูุงูููุช ุชุถููู ุนุงุฆูููุฉโช.โฌโฌ
โซู ุญุงูุงูุช ุจุฑูุทุงููุฉโช:โฌโฌ
โซู ูููุฐ ุนููุงู โช 2011โฌูุงู ููุช ุงูุญููู ููุฉ ุงูุฑูุทุงููููุฉ ุจุชุจููโฌ โซูุซููููุฉ ุชุญููุช ุนููููุงู โุงูุญูููุงุฉ ุงูุตุญูููุฉ โช -โฌุงุฃูุดููุฎุงุตโฌ โซุงุฃูุตุญููุงุกโโช ุโฌููููู ูุซููููุฉ ุณูุงุณูููุฉ ุชุญููุฏุฏ ูููููุงโฌ โซุงูุญููู ููุฉ ุฑุคูุชูููุง ูููููููุฉ ุนู ููู ุงู ูุฌุชู ููุน ููู ููโฌ โซุฅุญููุฏุงุซ ุชุบูููุฑ ุฌููุฐุฑู ุจุญููููู ุนููุงู โช .2020โฌูู ูููโฌ โซุงุฅูุฌููุฑุงุกุงุช ุงูุชููู ุชุชุฎุฐูููุง ุงูุญููู ููุฉ ู ูุณููุงุนุฏุฉโฌ โซุงููููุงุณ ุนููู ุฅุชุฎููุงุฐ ุฎูููุงุฑุงุช ุตุญูููุฉ ุฃูุถููู ุงุขููุชโช-:โฌโฌ โซ* ูุตููุญ ุงููููุงุณ ุจุดููุงู ุงูุฎูููุงุฑุงุช ุงูุบุฐุงุฆูููุฉ ุงูุตุญูููุฉโฌ โซูู ุงู ุฑุณููุฉ ุงููุดููุงุท ุงูุจููุฏูู ู ููู ุฎููุงู ุงูุฑูุงู ููุฌโฌ โซุชุบูููุฑ ู ููุฏู ุงูุญูููุงุฉ โชChange4Lifeโฌุโฌ
โซ* ุชุญุณููู ูุตุงูุงุช ุงูุชูุณูููู ุนููู ุงูุทุนููุงู ูุงูุฑุดุงุจโฌ โซู ูุณููุงุนุฏุฉ ุงููููุงุณ ุนู ุฅุชุฎููุงุฐ ุงูุฎูููุงุฑุงุช ุงูุตุญูุฉุโฌ โซ* ุชุดููุฌูุน ุงู ูุชุงุฌุฑ ูู ุงูุดูููุงุฑุน ุงูุฑุฆูุณูููุฉ ุนู ุฅุฏุฑุงุฌโฌ โซู ุนููู ููุงุช ุนููู ุงูุณููุนุฑุงุช ุงูุญุฑุงุฑูููุฉ ุนููู ููุงุฆููู โฌ โซุงูุทุนููุงู ุงูุฎุงุตููุฉ ุจูููุง ุญุชููู ูุชู ูููู ุงููููุงุณ ู ูููโฌ โซุฅุชุฎููุงุฐ ุฎูููุงุฑุงุช ุตุญูููุฉุโฌ
โซ* ุฃุนุทููุงุก ุงููููุงุณ ุฅุฑุดููุงุฏุงุช ุนููู ู ูููุฏุงุฑ ุงููุดููุงุทโฌ โซุงูุจููุฏูู ุงูููุฐู ูุฌููุจ ุงู ูููู ูููุง ุจูููุโฌ โซ* ุทูุจููุช ุงูุญููู ููุฉ ุฃูุถููุงู ู ููู ุงู ูุชุงุฌููุฑ ุงูููููุงู โฌ โซุจุฏูุฑูููู ูู ู ุณููุงุนุฏุฉ ุงูุฌู ูููุนโช ุโฌู ููู ุงู ููุธููููโฌ โซููุนู ููุงุกโช ุโฌูู ุฅุชุฎููุงุฐ ุฎูููุงุฑุงุช ุตุญูููุฉ ู ููู ุฎููุงูโฌ โซุชุนูููุฏุงุช ุตููููุฉ ุงู ูุณููุคูููุฉ โชResponsibilityโฌโฌ โซโชDealโฌุโฌ โซ* ุฅูุชููุฒู ู ุตูุนููู ุงู ููููุงุฏ ุงูุบุฐุงุฆูููุฉ ูุจุงุฆุนููู ุงูุชุฌุฒุฆููุฉโฌ โซููุทููุงุน ุงูุถูุงูููุฉ ุจุฎูููุถ ูู ูููุฉ ุงูุฏููููู ูุงูุณูููุฑโฌ โซูุงู ููููุญ ูู ุงู ููุชุฌููุงุช ุงูุบุฐุงุฆูููุฉ ุงูุดููุนุจูุฉโช ุโฌูุชุดููุฌูุนโฌ โซุงููููุงุณ ุนููู ุชูููุงูู ุงู ูุฒูููุฏ ู ููู ุงููุงููููุฉ ูุงูุฎุถููุงุฑโชุโฌโฌ โซูุชูููููู ุญุฌููู ุงููุฌุจููุงุช ููุถููุน ู ุนููู ููุงุชโฌ โซุงูุณููุนุฑุงุช ุงูุญุฑุงุฑูููุฉ ุนููู ุงูููุงุฆููู โช.โฌโฌ โซ* ูุฑุบููู ุฃู ูู ุดููุฎุต ู ุณููุคูู ูู ุงูููุงูููุฉ ุนูููโฌ โซุตุญุชูููโช ุโฌูุฃููููุง ุงุญููุฑุงุฑุง ู ูู ุฅุชุฎููุงุฐ ูุฑุงุฑุงุชูููุง ุจุดููุฃูโฌ โซุงููุธููุงู ุงูุบููุฐุงูุฆ ูุงููุดููุงุท ุงูุจููุฏูู ุงูุฎููุงุต ุจูููุงโฌ โซูุจุนุงุฆุงุชูููุงโช ุโฌููููู ุงู ูุชุงุฌููุฑ ุงููุจููุฑุฉ ูู ุตูุนููู ุงู ููููุงุฏโฌ โซุงูุบุฐุงุฆูููุฉ ู ูุฒู ูููู ุฃู ููุฏู ูููู ู ุณููุจูุงู ุงูุฎูููุงุฑุงุชโฌ โซููููุง ู ููู ุฎููุงู ุงุฅูุนููุงู ุงูุฑุตูููุญ ุนููู ูู ูููุฉโฌ โซุงูุฏููููู ูุงูุณูููุฑ ูู ู ูุชุฌุงุชูููุงโช ุโฌูุฃู ู ูููุงุฏ ุฃุฎููุฑู ููโฌ โซู ุญุชููุงุชูููุงโช.โฌโฌ โซูุญูููู ูููุฐุงโช ุโฌูููููู ุงูุฑูููุณูููุฑ ุฌููุจโชโ ุโฌุฃููููโฌ โซููููุณ ููููุท ุฃู ูุฎุชููุงุฑ ุงููููุงุณ ุงู ูููููููุง ุจูููุฏูโชุโฌโฌ โซูุงูุจูุฆููุฉ ุงูุชููู ูุนูููุด ูููููุง ู ููููู ุฃูุถูุงู ุฃู ุชุนุทููููุงโฌ โซุงุฅูู ูุงูููุงุช ููููููู ุจูููุฏูโช .โฌูุงูุจูุฆููุฉ ุงูุชููู ูุนูููุด ูููุงโฌ โซู ููู ุงูุณูููู ุญููู ู ูููู ุชูููุงูู ุทุนููุงู ุฃูููุฑ ูุชูููโฌ โซุฃูููู ูุดููุงุทุงูโช .โฌูุฃู ุงูุจุฏุงูููุฉ ุชุญููุฏุซ ูุนุฏูููุฏ ู ูููโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 103โฌโฌ
โซูุชุฎููููู ุงููููุฒู ูู ูุนูููุฏ ุฌุณููู ู ููุฒูููู ุงูุทุจูุนูโช.โฌโฌ โซูููุงู ุจููู ุงูุฏูุชูููุฑ ุงูุฌููุงุฑุณ ุฃู ุฒุฑุงุนููุฉ ุงูุจููุฑูููุงุณโฌ โซูุฒุฑุงุนููุฉ ุงูุฎุงูููุง ุงูุฌุฐุนูููุฉ ูุบุฑูููุง ู ููู ุงู ูุญููุงูุงูุชโฌ โซุงู ุชููุฒุงู ูู ุจุฏุงูุงุชูููุง ูู ู ูุซุจููุช ู ุชุงู ููุงู ุญุชููู ุงุขููโฌ โซูุฌุงุญูููุงโช.โฌโฌ โซุฃู ููุง ุจุงููุณููุจุฉ ูุฃูุทูููุงูโช ุโฌูุงุฅูุญุตุงุฆูููุงุช ุชุธูููุฑ ุฃูโฌ โซูุณููุจุฉ ุงูุณูููุฑู ูููุฏู ุงุฃูุทูููุงู ูู ุงู ูู ููููุฉ ุงูุนุฑุจูููุฉโฌ โซุงูุณููุนูุฏูุฉ ูุตูููุช ุฅูู ุฃุฑูููุงู ู ุฎููููุฉ ููููู ููโฌ โซุงุฒุฏูููุงุฏ ุนุงู ูุงู ุจุนููุฏ ุนููุงู โช ุโฌุญูููุซ ุชุจููู ุฃู ู ููุง ูุณููุจุชูโฌ โซโช %36โฌู ููู ุฃุทูููุงู ุงู ูู ููููุฉ ู ุตุงุจูููู ุจุงูุณููู ูุฉโชุโฌโฌ โซูุงุฃูุทูููุงู ุงูุจุฏูููุงุก ู ุนุฑุถูููู ุฃูููุฑ ู ููู ุบุฑูููู โฌ โซูุฅูุตุงุจููุฉ ุจุงูุณูููุฑูโช.โฌโฌ โซูุฃูููุฏ ุงุฃูุฎุชุตุงุตูููู ุจูููุฐุง ุงูุดููุฃู ุฃู ุงูุณูููุฑูโฌ โซุนููู ููุนูููโช ุโฌุงุฃููู ู ููุง ูุตูููุจ ุงุฃูุทูููุงู ูุณููุจุจูโฌ โซุบููุฑ ู ุนููุฑูู ููููู ุนุจููุงุฑุฉ ุนููู ุฎูููู ูู ุงูุฌูููุงุฒโฌ โซุงู ููุงุนููู ูููููุฏุงู ุงุฃููุณูููููโช ุโฌูุฒูููุงุฏุฉ ุงุฅูุตุงุจููุฉ ุจูููโฌ โซูุดุก ู ุงุญููุธ ูููููู ููููุณ ููููุงู ุณููุจุจ ูุงุถููุญ ุฃูโฌ โซู ุญููุฏุฏโช .โฌูุนููู ุงุญุชุงู ููููุฉ ุงูุดูููุงุก ู ููู ูููุฐุง ุงูููููุนโฌ โซู ููู ุงูุณูููุฑูโช ุโฌูุฅููููุง ูููุฏ ุชุตููู ุฅูู ุตูููุฑ ูู ุงู ูุงุฆููุฉโฌ โซุญุชููู ุจุนููุฏ ูุตูููู ุงูุทูููู ู ูุฑุญูููุฉ ุงูุจููููุบโช.โฌโฌ โซุฃู ููุง ุงูููููุน ุงูุซููุงูู ู ููู ุงูุณูููุฑู ุงูููุฐู ูุตูููุจโฌ
โซุงููุจููุงุฑ ุนููุงุฏุฉโช ุโฌูุฅูููู ุจููุฏุฃ ูุตูููุจ ุญุชููู ุงุฃูุทูููุงูโฌ โซูู ุงู ูู ููููุฉโช ุโฌูุฃูุถููุงู ุจุณููุจุจ ุฒูููุงุฏุฉ ุงููููุฒู ูููููุฉโฌ โซุงูุญุฑูููุฉโช.โฌโฌ
โซุงู ูู ููุฉ ุงู ูุชุญุฏุฉโช:โฌโฌ
โซูู ุจุฑูุทุงููููุง ุงูุชููู ูููุงุฒุช ุจุงู ุชูููุงุฒ ููููููุง โุฑุฌูููโฌ โซุฃูุฑูุจููุง ุงูุจุฏููููโโช ุโฌูุนููุงูู ูุงุญููุฏ ู ููู ูู ุฃุฑุจุนููุฉโฌ โซุจุงูุบููู ูู ุจุฑูุทุงููููุง ู ููู ุงูุณูููุฑู ูุงูุจุฏุงูููุฉ ููู ูุงูโฌ โซู ููุธู ููุฉ ุงุฃูุบุฐูููุฉ ูุงูุฒุฑุงุนููุฉ ุงูุชุงุจุนููุฉ ูุฃูู ููู ุงู ูุชุญููุฏุฉโชุโฌโฌ โซูุนููู ุถูููุก ูููุฐุง ูุงูููุช ุจุฑูุทุงููููุง ูููุฐุง ุงูููููุจโฌ โซุงููููุกโช .โฌูุงู ูู ููููุฉ ุงู ูุชุญููุฏุฉ ูุฏููููุง ุฃุนููู ู ุณููุชููโฌ โซุจุฏุงูููุฉ ูู ุฃูุฑูุจููุง ุงูุบุฑุจูููุฉ ู ุชูุฏู ููุฉ ุนููู ุฏูู ู ุซูููโฌ โซูุฑูุณููุง ูุฃู ูุงููููุง ูุฅุณููุจุงููุง ูุงูุณููููุฏ ูููููุงู ูุชูุฑูููุฑโฌ โซุนููุงู โช .2013โฌุฅุฐ ุชุถุงุนูููุช ู ุณููุชููุงุช ุงุฅูุตุงุจููุฉ ู ุจุฑุถโฌ โซุงูุณูููุฑู ูุงูุณููู ูุฉ ูู ุงู ูู ููููุฉ ุงู ูุชุญููุฏุฉ ุฅูู ุฃูููุฑโฌ โซู ููู ุซุงุซููุฉ ุฃุถุนููุงู ูู ุงุฃูุนูููุงู ุงูููู โช 30โฌุงู ูุงุถูููุฉโชุโฌโฌ โซูููู ูุงู ููุชูุฏู ูุฑุงุช ุงูุญุงููููุฉ ู ููููู ุฃู ูุนููุงูู ุฃูููุฑโฌ โซู ููู ูุตููู ุงูุณูููุงู ู ููู ุงูุจุฏุงูููุฉ ูู ููุฑุถ ุงูุณูููุฑูโฌ โซุจุญููููู ุนููุงู โช.2050โฌโฌ โซููููููู ุจุงูููููู ูู ุณููุจุจ ุงูุฒูููุงุฏุฉ ุงูุฑูุนููุฉ ูู ู ุฑุถโฌ โซุงูุณูููุฑู ูุงูุจุฏุงูููุฉ ูู ุจุฑูุทุงููููุง ุนููู ุฃู ูููุงุท ุญูุงุชูููุงโฌ โซุงูุญุฏูุซููุฉโช ุโฌู ุจููุง ูู ุฐูููู ุฅูุชุดููุงุฑ ุงุณููุชุฎุฏุงู ุงูุณูููุงุฑุฉโฌ
โซ โฌ
โซูุงูุชููููุงุฒ ูุงูุญุงุณูููุจ ูุงููุธุงุฆููู ุงู ููุชุจูููุฉ ูุงุฃูุบุฐูููุฉโฌ โซุฐุงุช ุงูุณููุนุฑุงุช ุงูุญุฑุงุฑูููุฉ ุงูุนุงููููุฉโช .โฌูุชุจ ุงูุฑููุณูููุฑโฌ โซุชุฑููููุณ ุณุชูููุณูููู ูู ุชูุฑูููุฑ ุนููุงู โช 2013โฌุญููููโฌ โซุฃุฒู ููุฉ ุงูุจุฏุงูููุฉ ุงููุทููููุฉ ุงูุฑูุทุงููููุฉ (ุฃูุงุฏู ููููุฉโฌ โซุงููููููุงุช ุงู ููููููุฉ ุงูุทุจูููุฉ โช )AoMRCโฌุฃู ุงู ูู ููููุฉโฌ โซุงู ูุชุญููุฏุฉ ูููุงุฒุช ุจุงู ุชูููุงุฒ ุจููููุจ ุฑุฌููู ุฃูุฑูุจููุงโฌ โซุงูุจุฏููููโช ุโฌูููููู โููููุณ ู ููู ูุจูููู ุงู ูุจุงูุบููุฉ ุงููููููโฌ โซุจุฅููููุง ุฃูููุฑ ุฃุฒู ููุฉ ุตุญูููุฉ ุนุงู ููุฉ ุชูุงุฌููู ุงู ูู ููููุฉโฌ โซุงู ูุชุญููุฏุฉ ุงูููููู โช ุโฌุญูููุซ ุชุดููู ู ุงุขูุซููุงุฑ ุงู ูุฑุชุชุจููุฉ ุนูููโฌ โซุงูุณููู ูุฉ ุนููู ุตุญุชูููุง ุงูุณูููุฑู ูุฃู ููุฑุงุถ ุงูููููุจโฌ โซูุงูุฑุทููุงูโช ุโฌูู ููููุช ุงููููุงุณ ุฏูู ุฏุงุน ู ููู ุงุฃูู ูุฑุงุถโฌ โซุงูุชููู ู ููููู ุชุฌูุจูููุงโโช.โฌโฌ โซูุญุณููุจ ุงูุชูุฑูููุฑโช ุโฌูููุฅู ุงูุณููู ูุฉ ุชุฑุชุจููุท ุงุฑุชุจุงุทููุงูโฌ โซูุซููููุงู ู ุจุณููุชููุงุช ุงูุญุฑู ููุงูโช .โฌูู ูููุฐุง ุงูุตููุฏุฏโชุโฌโฌ โซูููููู ุงูุฏูุชูููุฑ ุขููุณูููู ุชุฏุณููุชูู ู ุฏูููุฑ ุงููุธููุงู โฌ โซุงูุบููุฐุงูุฆ ูุงูุณููู ูุฉ ูู ุงูุตุญููุฉ ุงูุนุงู ููุฉ ูู ุฅูุฌูููุฑุชุงโชุโฌโฌ โซุจููุฃู ุงุงูุฑุชุจููุงุท ููููู ุฎุงุตููุฉ ุนูููุฏ ุงุฃูุทูููุงู ูุงููุณููุงุกโฌ โซูู ุงู ูุฌุชู ุนููุงุช ุงูููููุฑุฉ ูู ุจุฑูุทุงููููุง ูููู ุฃูุฑ ุนุฑุถุฉโฌ โซููุณููู ูุฉ ู ูุงุฑูููุฉ ุจุงุฃูุทูููุงู ูุงููุณููุงุก ูู ุงู ูุฌุชู ุนููุงุชโฌ โซุงู ูุฑูููููโช .โฌููุนููุฒู ุฐูู ุฅูู ู ุณููุชูู ุงูุฏุฎููู ูุงูุญุฑู ุงูโฌ โซุงุงูุฌุชุงู ุนููู ูุงุฑุชุจููุงุท ุฃูุถ ูุงู ุจุงูุนููุฑูโช ุโฌุญูููุซ ุฃุซุจุชููุชโฌ โซุจููุฃู ููููุง ุชุฃุซุฑ ูููุงู ุนููู ุงุญุชููุงู ู ุงุฅูุตุงุจุฉ ุจุงูุณููู ูุฉโช.โฌโฌ โซูุชููููู ุงูุฑููุณูููุฑ ุณูููุฒุงู ุฌููุจ ุงุณููุชุงุฐุฉ ุงูุชุบุฐูููุฉโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซุงูุจุฏุงูุฉ ูุงูุณูุฑูโช :โฌุถูุก ุนูู ู ุญุงููุฉโฌ โซุจุฑูุทุงููุง ูู ู ูุงูุญุฉ ุงูุฎุทุฑโฌ โซโชDiabetes & Obesity: Insight intoโฌโฌ โซโชBritainโs measures against the dangerโฌโฌ โซุงูุนูููุด ูู ู ุฌุชู ููุน ุฎููุงู ู ููู ุงูุณูููุฑ ูุดุก ููููุฑุชุจโฌ โซู ููู ุงูุฎูููุงูโช .โฌูููุฐุง ุงูุญูููู ูููููู ุฃูููุฑุจ ุฅูู ุงููุงูููุนโฌ โซุญููู ูุณููุงูุฏู ุงูุฏุนููู ุงู ูููุฏุฑูุณ ูุงูุชูุนูููุฉ ุงููุนุงูููุฉโฌ โซุจุงูุตุญููุฉ ูุงู ููุงูููุฌ ุงูุฑุชุจููููุฉ ูุงูุจูุชูููุฉ ุงูุตุญูุญููุฉโช.โฌโฌ โซุงูููููู ูุนุชููุฑ ุงูุชุดููุงุฑ ุงูุจุฏุงูููุฉ ูุงุฃูู ูุฑุงุถ ุงู ูุชุนููููุฉโฌ โซุจูููุง ุงูุณูููุงู ุงูุณูููุฑู ูู ุงู ูุฌุชู ุนููุงุช ุงู ูุฎุชููููุฉโฌ โซูุนููู ูุทููุงู ูุงุณููุน ุฃุตุจููุญ ู ููุคุฑุดุง ู ู ุฎูููุงูโช ุโฌูุชุชุนููุงููโฌ โซุฃุตูููุงุช ุงู ูุฎุชุตููู ุจุดููุคูู ุงูุตุญููุฉ ูุงูุชุบุฐูููุฉโฌ โซู ูุงุฏูููุฉ ุจุงุนุชุจููุงุฑ ูููุฐู ุงูุธุงูููุฑุฉ ูุจููุงุกุง ู ุจุนููุฏ ุฃูโฌ โซุชููุนููุช ุฅุญุตุงุฆูููุงุช ุงุงูุชุญููุงุฏ ุงูุนุงู ูููู ู ูููุฑุถโฌ โซุงูุณูููุฑู ุฃู ู ุนููุฏู ุงุฅูุตุงุจููุฉ ุณููุชุตู ุฅูู ุฃูููุฑ ู ูููโฌ โซโช %20โฌู ููู ุงูุณูููุงู ูู ุงูุนููุงู ู ุจุญููููู โช.2025โฌโฌ
โซุงูุฏูู ุงูุนุฑุจูุฉโช:โฌโฌ
โซุฃุซุจุชููุช ุฏุฑุงุณููุงุช ุญุฏูุซููุฉ ุฃู ุงูููุฏูู ุงูุนุฑุจูููุฉ ุชูููุนโฌ โซุถู ููู ู ูุทูููุฉ ุงูุฎุทููุฑ ู ููู ุญูููุซ ุงุฅูุตุงุจููุฉ ู ุจููุฑุถโฌ โซุงูุณูููุฑูโช .โฌููุชูููุงูู ููููุง ุนููู ุณููุจูู ุงู ูุซููุงู ุงู ูู ููููุฉโฌ โซุงูุนุฑุจูููุฉ ุงูุณููุนูุฏูุฉโช ุโฌููููู ุชูููุน ุถู ููู ุฃุนููู ุนุฑุดุฉโฌ โซู ุนููุฏุงูุช ุชุฒุงูููุฏุง ู ูู ุงุฅูุตุงุจุฉ ู ุจุฑุถ ุงูุณูููุฑู ูู ุงูุนุงู ูโชุโฌโฌ โซูุฅู ูุณููุจุฉ โช %80โฌู ููู ุงู ูุตุงุจููู ู ุจููุฑุถ ุงูุณูููุฑู ููโฌ โซุงู ูู ููููุฉ ุงูุนุฑุจูููุฉ ุงูุณููุนูุฏูุฉ ูููู ู ููู ุงูููููุน ุงูุซููุงููโฌ โซููุนุงููููู ุงูุณููู ูุฉโช .โฌููู ุถูููุก ุฅุญุตุงุฆูููุงุช ุญุฏูุซููุฉโฌ โซูููุฅู ุนููุงุฌ ุงูุณูููุฑู ูู ุถุงุนูุงุชููู ูููููู ุงู ูู ููููุฉโฌ โซโช 11โฌู ููููุงุฑ ุฑูููุงู ุณูููููุงูโช ุโฌูุฅู ุงูุนุฑุจูููุฉ ุงูุณููุนูุฏูุฉโฌ โซุชุดูููุฏ โช 20โฌุฃูููู ุญุงูููุฉ ููููุงุฉ ุณูููููุงู ุชุญููุฏุซ ุจุณููุจุจโฌ โซุงูุณููู ูุฉ ูู ุถุงุนูุงุชูููุงโช ุโฌูุชุตููู ูููููุฉ ุนููุงุฌ ุงูุณููู ูุฉโฌ โซูุงุฃูู ูุฑุงุถ ุงู ูุตุงุญุจููุฉ ููููุง ูู ุงู ูู ููููุฉ ุฅูู โช 19โฌู ููููุงุฑโฌ โซุฑูููุงู ูู ุงูุนููุงู ุงููุงุญููุฏโช.โฌโฌ
โซูุชุณููุฌู ุงูุณููุนูุฏูุฉ ุฒูููุงุฏุฉ ุณูููููุฉ ูู ุฃุนููุฏุงุฏโฌ โซุงู ูุตุงุจููู ู ุจููุฑุถ ุงูุณูููุฑู ุจูุญููู โช 150โฌุฃูููู ุญุงูููุฉโฌ โซู ุฑุถูููุฉ ุฌุฏูููุฏุฉโช ุโฌูุจูุณููุจุฉ ู ูููู ูููุฏุฑุช ุจูุญูููโฌ โซโช %8โฌูููุฆููุฉ ุงูุนู ุฑูููุฉ ุจููู โช 20โฌูโช 80โฌุนุงู ููุงูโช ุโฌุญุณููุจโฌ โซู ููุง ุชูู ูู ุงููุดููู ุนูููู ุฎููุงู ู ุคู ุชููุฑ ุตุญููููโฌ โซุนูููุฏู ูุฎุจููุฉ ู ููู ุฃุทุจููุงุก ุงูุบููุฏุฏ ูุฃู ูุฑุงุถ ุงูุณูููุฑูโฌ โซู ููุงูุดููุฉ ุฃุญููุฏุซ ู ุณููุชุฌุฏุงุช ุนููุงุฌ ู ุฑูุถ ุงูุณูููุฑูโฌ โซูู ู ุฏููููุฉ ุงูุฑูููุงุถโช.โฌโฌ โซูุญุณููุจ ุงูุชูุฑูููุฑโช ุโฌุงูููุฐู ุฃูุถููุญ ุนูููู ุงุณุชุดููุงุฑูโฌ โซุงูุบููุฏุฏ ุงูุตููุงู ุก ูุงูุณูููุฑู ูู ู ุฏููููุฉ ุงู ูููููโฌ โซุนุจุฏุงูุนุฒูููุฒ ุงูุทุจูููุฉ ุงูุฏูุชูููุฑ ุตุงูููุญ ุงูุฌููุงุฑุณโช ุโฌุฃูโฌ โซุงู ูู ููููุฉ ุชุญุชููู ุงู ูุฑูููุฒ ุงุฃููู ุนููู ู ุณููุชูู ุงูุนููุงู ูโฌ โซูู ุงุฅูุตุงุจููุฉ ุจุงูุณูููุฑูโช ุโฌูุชููุฃูุช ู ููู ุถู ููู ุงูููุฏููโฌ
โซูุจูููโฌ โซุงูุนููุฑุด ุงุฃูููู ูู ุงุฅูุตุงุจููุฉ ุจูููุฐุง ุงูููุฏุงุกโชู ุโฌโฌ โซุงูุฏูุชูููุฑ ุงูุฌููุงุฑุณ ุฃู ููููุงู ุฅุญุตุงุฆูููุงุช ูุฏุฑุงุณููุงุชโฌ โซุงุณููุชูุตุงุฆูุฉ ู ูุนููุฏู ุฅูุชุดููุงุฑ ุงู ูููุฑุถ ุจููู ุงูุณูููุงู ููโฌ โซุงู ูู ููููุฉโช ุโฌูุญุณููุจ ุขุฎููุฑ ุชูุฑูููุฑ ูุงุชุญููุงุฏ ุงูููููุฏุฑุงููโฌ โซููุณูููุฑู ุญูููู ูุณููุจุฉ ุฅูุชุดููุงุฑ ุงู ูููุฑุถ ุจุงู ูู ููููุฉ ูุจูโฌ โซุฃููููุง ุชุตููู ุฅูู ูุณููุจุฉ ุชุชุฌููุงูุฒ โช %23โฌูููุฆููุฉ ุงูุนู ุฑูููุฉโฌ โซู ููุง ุจููู โช 79-20โฌุณูููุฉโช.โฌโฌ โซูุฐูููุฑ ุงูุชูุฑูููุฑ ุฃูููู ุงู ุชูุฌููุฏ ููููุงุฑู ูุจููุฑุฉ ููโฌ โซุงุฅูุตุงุจููุฉ ุจุงูุณูููุฑู ุจููู ุงูุฌูุณูููโช ุโฌุฅุฐ ุฅููููุง ููููุงุฑูโฌ โซุงู ุชูููุงุฏ ุชุฐูููุฑโช .โฌูุญูููู ุงูุดูููุงุก ู ููู ูููุฐุง ุงู ูููุฑุถโฌ โซุฐูููุฑ ุงูุชูุฑูููุฑ ุฃูููู ุงู ููุฌููุฏ ุญุชููู ุงุขูู ุนููุงุฌ ุดู ูโฌ โซูุงูโฌ โซู ุชุงู ูุงู ู ููููโช ุโฌูุฅู ูุงู ููููุงู ุงุณููุชุซูุงุก ู ูููู ุฃุตูููุจโฌ โซุจููู ุจุณููุจุจ ุงูุจุฏุงูููุฉโช ุโฌููู ูููู ุฃู ูุฌููุฑู ุนู ููููุฉโฌ
โซ โฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 105โฌโฌ
โซุงููุธููุงู ููุทููุฉ ุถุนููู ุฅุฐุง ู ู ููููู ุชุฏุฑูุจูููู ูุงูู ูุงูโฌ โซุงูุณููุชุฎุฏุงู ุงููุธููุงู ูุญุงู ูุชูููโช ุโฌููููุฏ ูููููู ุงุงูุชุตููุงูโฌ โซุจุงุฅููุฑุชูููุช ููุทููุฉ ุถุนููู ู ุซูุงู ุฅุฐุง ู ู ููููู ู ุดูููุฑุง ูโช.โฌโฌ โซููููุฏ ูููููู ุงู ูููููุน ุงู ููููุงูู ูููุธููุงู ููุทููุฉ ุถุนูููโฌ โซูุฃู ูููููู ุบููุฑ ู ุฌูููุฒ ุจูุณููุงุฆู ุงูููุงูููุฉ ูุงูุญุงู ูููุฉโช.โฌโฌ โซูุจุงูุนู ูููู ูููุฅู ููููุงุท ุงูุถุนููู ูููู ุงุฃูุณููุจุงุจโฌ โซุงู ูุญุฑูููุฉ ูุชุญููููู ุงูุชูุฏูููุฏุงุช ุฃู ุงู ูุฎุงุทููุฑโช .โฌููุฑุชุจููุทโฌ โซุจูููุฐุง ุงุงูุตุทููุงุญ ุงุตุทููุงุญ ูุณููุงุฆู ุงูููุงูููุฉ (โชCoun-โฌโฌ โซโช ุ)termeasuresโฌูุชุนูููู ุงูุชูููููู ุงู ูุชุจููุน ูุญุงู ูููุฉโฌ โซุฑ ูุงุฃูููููุงู ููุณููุงุฆู ุงูุฑูุงุจููุฉโฌ โซุงููุธููุงู ูููููุงู ุช ุงู ู ูโฌ โซูุงูุฌููุฏุฑุงู ุงููุงุฑูููุฉ ูุบุฑูููุงโช.โฌโฌ โซโช .4โฌุงู ูุฎุงุทููุฑ โช :Risksโฌูุฅููุง ุชุณููุชุฎุฏู ุจุดูููู ู ุฑุชุงุฏูโฌ โซู ููุน ุชุนุจููุฑ ุงูุชูุฏูููุฏโช ุโฌู ููุน ุงููููุง ุญูููููุฉ ุชุชุตููู ุจุฃุซููุฑโฌ โซุงูุชูุฏูููุฏุงุช ุนูููุฏ ุญุตูููููุงโช ุโฌูุชููููู ุฅุณูุฑุชุงุชูุฌูุฉ ุฃู ูโฌ โซุงู ูุนููู ููุงุช ุงููุงุฌุญููุฉ ุนููู ุชุญููููู ุงู ูุฎุงุทููุฑ (โชRiskโฌโฌ โซโช ุ)analysisโฌูุชุญููููู ุงู ูุฎุงุทููุฑ ูููู ุนู ููููุฉ ูููุณููุชโฌ โซู ุฌููุฑุฏ ุฎุทููุฉ ู ุญุตูููุฑุฉโช ุโฌููููู ุชุจููุฏุฃ ู ููู ุงูุชุณููุงุคูโฌ โซุญูููู ุงูุชูุฏูููุฏุงุช ุซููู ููููุงุท ุงูุถุนููู ูุฃุฎููุฑุง ูโฌ โซูุณููุงุฆู ุงูููุงูููุฉ ุงู ููุงุณููุจุฉ ููุชุนุงู ููู ู ููุน ุงูุชูุฏูููุฏุงุชโฌ โซููุณููุงุฆู ู ูููุน ููููุงุท ุงูุถุนูููโช.โฌโฌ โซโช .5โฌุงูุญูููุงุฏุซ โช :Incidentโฌููููู ุงุตุทููุงุญ ู ุชุณููุนโฌ โซูุดููู ู ุงู ูุฎุงุทููุฑ ููุดููู ู ุงุฃูุฎุทููุงุกโช ุโฌููููู ุจุงู ูุนููููโฌ โซุงู ูุณููุชุฎุฏู ูู ุฏุฑุงุณููุงุช ุฃู ููู ุงู ูุนููู ููุงุช ุงูุชูููููุฉโฌ โซูุดููุฑ ุฅูู ุงุฃููุนููุงู ุงู ููุตูููุฏุฉ ุฃู ุบููุฑ ุงู ููุตูููุฏุฉโชุโฌโฌ โซููุบุทููู ุงุงูุนุชููุฏุงุกุงุช ูุงุฃูุฎุทููุงุก ุงููููููุฉโช ุโฌุบููุฑ ุฃูโฌ โซุงูุชูุตูููู ุงูุฏููููู ููููุฐุง ุงู ููููููู ูู ุงุฅูุทููุงุฑ ุงุงูุฏุงูุฆโฌ โซโ ุงุฅูุฏุงุฑู ูุงุฅูุทููุงุฑ ุงููุงููููููโช ุโฌูุชุนููู ุฃู ูุญู ูููู ุนูููโฌ โซุงูุญูููุงุฏุซ ุบููุฑ ุงู ููุตูููุฏุฉ ูุงูุชููู ูููุฏ ุชููููู ู ุฎุงุทุฑโฌ โซุจูุนููู ุงูุทุจูุนููุฉ ูุฏูู ุนุงู ููู ูุตููุฏู ุฃู ุชูููููโฌ โซุฃุฎุทููุงุก ูููููุฉ ุบููุฑ ู ูุตูููุฏุฉโช.โฌโฌ โซโช .6โฌุงููุฌููุงุช โช :Attacksโฌููููู ุงุตุทููุงุญ ููุตูููโฌ โซุงุงูุนุชููุฏุงุกุงุช ุจูุชุงุฆุฌูููุง ุฃู ู ุจูุถุน ุงุงูุณููุชูุฏุงูโช ุโฌูููููโฌ
โซูุฌููุงู ุช ุฅููููุงุฑ ุงูุฎุฏู ููุฉโช ุโฌุฃู ูุฌููุงู ุช ุฅุฑูุงุจูููุฉโชุโฌโฌ โซุฃู ูุฌููุงู ุช ุงูุฑู ุฌูููุงุชโช ุโฌุฃู ูุฌููุงู ุช ุงู ููุธููููโฌ โซุงูุญุงูููุฏุฉ ุฃู ุงููุฌููุงู ุช ุงู ูุฒุงุญูููุฉโช .โฌููุณููุชุฎุฏู โฌ โซูุงุตุทููุงุญ ุฑุฏูููู ูููุฌููุงู ุช ุงุตุทููุงุญ ุงุงูุฎุฑุชุงูููุงุชโฌ โซุฃู ุงุงูุฎููุงุงูุช โช ุBreachesโฌููููู ุงุตุทููุงุญ ุชูุตูููโฌ โซุจููู ู ุฎุชูููู ุฃู ูููุงุท ุงุฃูุนุชููุฏุงุกุงุช ุงูุชูููููุฉโช ุโฌูุจุงูุชููุงููโฌ โซูููููู ู ุฑุงุฏูููุงู ุฃูุถููุงู ูุงุนุชููุฏุงุกุงุชโช.โฌโฌ
โซุญูุงุฆู ูุฌุจ ุฃู ูุนุฑููุงโช:โฌโฌ
โซุญูููุฉ โช:1โฌโฌ โซุฃู ูููุฏุฑู ุฅุจุชููุฏุง ูุก ุฃู ุงููู ุจููุชููุฑ ุงุขูู ููู ุนููู ูุญูููโฌ โซู ุทูููู ูููู ููููุท ุงููู ุจููุชููุฑ ุงูููุฐู ู ู ููุตููู ุจุนููุฏโฌ โซู ุจุตููุฏุฑ ุงูููุฑุจููุงุกโช ุโฌูู ููุง ูููุฒุงู ุฏุงุฎููู ุงูุตูููุฏููโชุโฌโฌ โซูู ู ูุณููุชุนู ู ุจุนููุฏโช .โฌูู ุชููู ู ููุง ูุถููุน ุงููู ุจููุชููุฑ ููโฌ โซุงุงูุณููุชุฎุฏุงู ุชุจููุฏุฃ ุงู ูุฎุงุทููุฑโช ุโฌููููู ู ุฎุงุทููุฑ ุช ูุฑุชุงูุญโฌ โซุจููู ุงู ูุฎุงุทููุฑ ุงูุชูููุฏูููุฉ ุงูุชููู ูุชุนููุฑุถ ููููุง ุฃูโฌ โซู ููุงู ู ููููููโช ุโฌูู ุชุชููุฏ ู ูุฎุงุทููุฑ ุฎุงุตููุฉ ุจุทุจูุนููุฉ ูููุฐุงโฌ โซุงูุฌูููุงุฒ ููุธุงุฆููููโช ุโฌูุชูุชูููู ู ุจุฎุงุทููุฑ ูููููู ููููโฌ โซูููููุง ู ุตููุฏุฑ ุงูุฎุทููุฑ ู ูุตุงูููุญ ูุญููููู ุงุขูุฎุฑููููโช.โฌโฌ โซุญูููุฉ โช:2โฌโฌ โซุงู ุงูุญุฏูููุซ ุนููู ุงู ูุฎุงุทููุฑ ูุงูุซุบููุฑุงุช ุงุฃูู ููููุฉโฌ โซูุฃู ูููุงุท ุงุงูุนุชููุฏุงุกุงุช ุงูุชูููููุฉ ููููุณ ุชูุตูููุงู ุฃูู ูููุงุทโฌ โซุฌุฑุงุฆููู ุงููู ุจููุชููุฑ ูุงุฅููุฑุชูููุชโช ุโฌุฃูู ุฌุฑู ูููุฉ ุฅุชููุงูโฌ โซุงู ูุนุทูููุงุช ุนููู ุณููุจูู ุงู ูุซููุงูโช ุโฌุชูุทูููู ุจุฐุงุชูููุงโฌ โซุนููู ุฃู ูููุงุท ู ุชุนููุฏุฏุฉ ู ููู ุงู ูุฎุงุทููุฑ ูุชุฑุชุจููุท ุจุฃู ูููุงุทโฌ โซู ุฎุชููููุฉ ู ููู ุงุฃูุนุชููุฏุงุกุงุช ุงูุชูููููุฉ ูู ุตุฏุฑูููุงโฌ โซุงูุนุฏูููุฏ ู ููู ุซุบ ูุฑุงุช ุงุฃูู ูููโช ุโฌูุงููุฑูุณููุงุช ูุณููููุฉโฌ โซูุฌูููู ุดููุงุฆุนุฉ ุฅูุชููุงู ุงู ูุนุทูููุงุช ููููู ุฃูุถููุงูโฌ โซู ููููู ุฅุชููุงู ุงู ูุนุทูููุงุช ุจุงูุนุฏูููุฏ ู ููู ูุณููุงุฆูโฌ โซุงููุฌูููู ูู ุณููู ูุงุชู ุงู ูุฎุชููููุฉ ูุนููู ุทุฑูููู ุชูููุงุชโฌ โซู ุฎุชููููุฉ ุชุญูููู ูููุฐุง ุงูุบููุฑุถโช ุโฌุจููู ู ููููู ุชุญููููููโฌ โซู ุงุฏูููุงู ุนููู ุทุฑูููู ุฃูุดููุทุฉ ุงูุชุฏู ููุฑ ุงู ูููุงุฏูโช.โฌโฌ
โซุญูููุฉ โช:3โฌโฌ โซู ููุน ูู ููููู ุฌุฏูููุฏโช ุโฌู ุซููุฉ ุฌุฏูููุฏ ูู ู ูููุฏุงู ุงูุซุบุฑุงุชโฌ โซุงุฃูู ููููุฉโช ุโฌุฃูููููุง ุจุจุณููุงุทุฉ ููู ูู ููููู ุฃู ููุงู ุฌุฏูููุฏโฌ โซู ููู ุงูุชูููููุงุช ูุงูุฑู ุฌูููุงุช ูุงูุฑูุชูููููุงูุชโช ุโฌููู ููโฌ โซููููู ุฃู ููุงู ู ุฑู ููุฌ ูุชูุชููู ุฐููููู ุนููู ุฌุฏูููุฏ ูู ุนุงู ูโฌ โซุงููู ุจููุชููุฑ ูุงุฅููุฑุชูููุชโช ุโฌููููู ุฅู ููุง ุฌุฏูููุฏ ุฅูุฌููุงูุจโฌ โซูุณููุชุฎุฏู ูู ุฑุฎููุงุก ุงูุจุฑุดูููุฉ ูุถู ููู ุงุงูุณููุชุฎุฏุงู โฌ โซุงุฅููุฌููุงูุจ ูุฅูุจููุฏุงุน ุงูุนููููโช ุโฌุฃู ุฌุฏูุฏ ุณูููุจู ูุณููุชุซู ุฑโฌ โซูุชุญููููู ุฃุบูุฑุงุถ ุบููุฑ ู ุฑุดูุนููุฉ ุฃู ุฅุฑุชูููุงุจ ุฃูุนููุงูโฌ โซู ุฌุฑู ููุฉ ุฃู ุฃูุนููุงู ูุฃุจุงูููุง ุงูุณููููู ุงุฃูุฎุงููููโฌ โซุงููููููู โช .โฌูุจุงูุชููุงููโช ุโฌูููุฅู ุชุญุฏูููุฏ ุงู ูุฎุงุทููุฑ ูุงูุซุบูุฑุงุชโฌ โซูุงุฅูุนุชููุฏุงุกุงุช ุนู ููููุฉ ู ุณููุชู ุฑุฉโช ุโฌููู ููุงู ุจุนููุฏ ููููู โชุโฌโฌ โซููููู ู ููุง ู ููููุฒ ุฎุทููุท ุงุฃูู ููู ุจุนุถูููุง ุนููู ุจุนููุถโช.โฌโฌ โซุญูููุฉ โช:4โฌโฌ โซู ุซููุฉ ุชุญุฏูููุฏ ููู ุฎุงุทููุฑ ุนููู ุถูููุก ุงููุณููุงุฆูโฌ โซูุนููู ุถูููุก ุทุจูุนููุฉ ุงู ูุนููู ููุงุช ูุนููู ุถูููุกโฌ โซุงุงูุณููุชุฎุฏุงู โช ุโฌูู ุซููุฉ ุชุญุฏูููุฏ ููุซุบ ูุฑุงุช ุงุฃูู ููููุฉ ุนูููโฌ โซุถูููุก ุจูุฆููุฉ ููุงุณููุทุฉ ุงูุชูููููุฉ ู ููุฏุงุฑ ุงูุจุญููุซโช ุโฌููููุฐุงโฌ โซูููุฅู ุงูุญูููููุฉ ุงุฃููููโช ุโฌุฃูููู ุงู ููุฌููุฏ ู ุคูููู ุฃูโฌ โซุจุงุญููุซ ุฃู ู ุฑุฌููุน ููููุฏู ูุงู ุฆููุฉ ุดููุงู ูุฉ ููู ุฎุงุทููุฑโฌ โซูุงุงูุนุชููุฏุงุกุงุช ูุซุบููุฑุงุช ุงูุญุงู ูููุฉโช ุโฌุงูู ุฐูููู ูุนููููโฌ โซุงููููููู ุนููู ูู ุงููุณููุงุฆู ุงูุชูููููุฉ ูุงููููููู ุนูููโฌ โซูู ุงุงูุณููุชุฎุฏุงู ุงุช ุฅุถุงูููุฉ ุฅูู ุชุตูููุฑ ู ููุง ุงู ู ูููููโฌ โซููุนูููู ุชุตูููุฑู ู ููู ุฃุบููุฑุงุถ ูุจูุงุนููุซ ู ุญุฑูููุฉโฌ โซูููุฌููุงู ุช ู ุชุชููุฏ ุนููุฑ ุทุฑูููู ูุถููู ุฃูููุฑ ุงุฃูุดููุฎุงุตโฌ โซุงุญุฑุชุงูููุง ููุฌุฑู ูููุฉ ู ููุน ุฃูุฑูููู ุจุณููุงุทุฉโช ุโฌููุถููู โฌ โซููููุงุฉ ูุฎูุฑุงุกโช ุโฌููุถููู ุฌูุงุณูููุณ ูุขุฎุฑูููู ูุตููููู โฌ โซุงู ูุฌุชู ููุน ุฃุจุทููุงุงูู ุดููุนุจูู ู ุจูุงูููุฉ โุฑูุจููู ููููุฏโโช.โฌโฌ โซูุนููููู ูุงุนุชููุงู ุฏุง ู ุนููู ุงูุญูุงุฆููู ูุงู ููุงููููู โฌ โซุงู ูุชูุฏู ููุฉโช ุโฌูููุฅู ูุธุฑูููุงุช ูุขููููุงุช ุชุญุฏูููุฏ ูุงู ุฆููุฉโฌ โซุงู ูุฎุงุทููุฑ ูุงุงูุนุชููุฏุงุกุงุช ุชุชุจุงูููู ุชุจุนููุงู ููุธุฑูููุฉโฌ โซุงูุชุตููููู ูุฃุณุงุณูููโช ุโฌููููู ูุธุฑูููุงุช ูู ุนุงูููุฑโฌ โซู ุฎุชููููุฉ ุชุฎุชูููู ุชุจุน ูุงู ููููุง ูุงู ุฆููุฉ ุงู ูุฎุงุทููุฑ ุถูู ูุงูโฌ โซูุงุชุณููุงุนุงูโช ุโฌูุฃุญูุงู ูุงู ุชุฎุชูููู ู ููู ุญูููุซ ุงูุชุณููู ูุงุชโฌ โซููููุท ู ููุน ุชุบุทูุชูููุง ูููุฐุงุช ุงู ูุฎุงุทููุฑ โช.โฌโฌ โซุฃุฎุฐ ุจุชุฑุตู ู ู ุงู ูุตุงุฏุฑ ุงูุชุงููุฉโช:โฌโฌ โซ* ุงู ู ุงู ูุนููู ุงุช ู ุงููุชูุง ูุนูุงุฑุตูุง ูุงุณุฑุชุงุชูุฌูุงุชูุงโช ุโฌุฏโช.โฌโฌ โซุนุงูุถ ุงู ูุฑู ููุฏุฑุงุณุงุช ูุงุฅูุณุชุดุงุฑุงุช ุงููุงููููุฉโฌ โซโชhttp://www.dralmarri.com/show.โฌโฌ โซโชasp?field=res_a&id=205โฌโฌ โซ* ุฃู ู ุงู ูุนููู ุงุชโช ุโฌูููุจูุฏูุงโฌ โซ* ุงุฃูู ู ุงู ูุนููู ุงูุช ูุงูุฌุฑุงุฆู ุงุฅูููุฑุชูููุฉโช -โฌุฃุฏูุงุช ุฌุฏูุฏุฉโฌ โซููุฑุตุงุนโช ุโฌุฌุงู ู ู ุญู ุฏ ุบูุทุงุณโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซุงู ูุณููุชุฎุฏู ูููููุช ุงุงูุณููุชุฎุฏุงู โช ุโฌูู ูุงููููโช ุโฌูุทุจูุนููุฉโฌ โซุงุงูุณููุชุฎุฏุงู ( ู ุญุชูููุงู ) ูุงูููุฉ ู ุนููู ููุงุช ุฅุถุงููููุฉโฌ โซุฃุฎููุฑู ุชุจุนููุงู ูููุดููุงุท ุฐุงุชูููโช.โฌโฌ โซโช .6โฌุนู ููุงุช ุงูุญูุธ โชBack-upโฌโฌ โซุชุชุนูููู ุนู ููููุงุช ุงูุญูููุธ ุจุนู ููู ูุณููุฎุฉ ุฅุถุงููููุฉโฌ โซู ููู ุงู ููููุงุฏ ุงู ูุฎุฒูููุฉ ุนููู ุฅุญููุฏู ูุณููุงุฆุท ุงูุชุฎุฒููููโฌ โซุณูููุงุก ุฏุงุฎููู ุงููุธููุงู ุฃู ุฎุงุฑุฌูููโช ุโฌูุชุฎุถููุน ุนู ููููุงุชโฌ โซุงูุญูููุธ ูููุงุนููุฏ ูุชุนููู ุฃู ุชููููู ู ุญููุฏุฏุฉ ุณููููุงูโฌ โซูู ูุซูููุฉ ูู ูุชูุจููุฉ ููุฌููุฑู ุงุงููุชููุฒุงู ุจูููุง ูุถููุงู ูโฌ โซุชูุญูููุฏ ู ุนุงูููุฑ ุงูุญูุธ ูุญุงู ูููุฉ ุงููุณููุฎ ุงุงูุญุชูุงุทูุฉโช.โฌโฌ โซูู ูุซููู ููููุช ุงูุญูููุธโช ุโฌูุญุงู ูููุฉ ุงููุณููุฎุฉ ุงุงูุญุชูููุงุทโชุโฌโฌ โซููุธููุงู ุงูุฑุชููููู ูุงูุชุจููููุจโช ุโฌูุขููููุฉ ุงุงูุณููุฑุชุฌุงุนโฌ โซูุงุงูุณููุชุฎุฏุงู โช ุโฌูู ูููุงู ุงูุญูููุธ ูุฃู ููููโช ุโฌูุชุดูููุฑโฌ โซุงููุณููุฎ ุงูุชููู ุชุญุชูููู ู ุนุทูููุงุช ุฎุงุตููุฉ ูุฑุณูููุฉโชุโฌโฌ โซู ุณููุงุฆู ุฑุฆูุณููุฉ ูุชุนููู ุฃุชุฎููุงุฐ ู ุนุงูููุฑ ูุงุถุญููุฉโฌ โซูู ุญููุฏุฏุฉ ุจุดููุฃููุงโช.โฌโฌ โซโช .7โฌูุณุงุฆู ุงุฃูู ู ุงููููุฉ ููุธุงู ู ูุน ุงุงูุฎุฑุชุงูโฌ โซุชุชุนููุฏุฏ ูุณููุงุฆู ุงุฃูู ููู ุงูุชูููููุฉ ุงู ูุชุนููู ุงุณููุชุฎุฏุงู ูุงโฌ โซูู ุจูุฆููุฉ ุงููู ุจููุชููุฑ ูุงุฅููุฑุชูููุชโช ุโฌูููุงู ุชุชุนููุฏุฏ ุฃุบุฑุงุถูุงโฌ โซููุทุงูููุงุช ุงุงูุณููุชุฎุฏุงู โช ุโฌูู ููููุง ู ุณููุงุฆู ุงูุชุนุฑููููโฌ โซุฑ ููุณููุงุฆูโฌ โซูุงูุชูุซูููู ูุชุญุฏูููุฏุง ู ููููุงู ุช ุงููู ูโฌ โซุงูุชุนุฑูููู ุงุฃูุฎููุฑูโช .โฌูุชุชุฎููุฐ ุงูุฌููุฏุฑุงู ุงููุงุฑูููุฉ โชFire-โฌโฌ โซโช ุwallsโฌุฅุถุงูููุฉ ููุชุดูููุฑ โช ุcryptographyโฌููุฐููููโฌ โซูุธููู ุงูุชุญูููู ูู ุงูุฏุฎูููู ู ูุธููุงู ุชุญููุฑู ุงุงูุฎูุฑุชุงูโฌ โซ(โช ุ)Intrusion Detection Systems IDSโฌูุฃูุธู ููุฉโฌ โซูุจุฑู ุฌูููุงุช ู ูุงูู ููุฉ ุงููุฑูุณููุงุช ุงูู ูููุฉ ู ุชุฒุงูููุฏุฉโชุโฌโฌ โซููููููุง ุงู ู ุชุซููู ุฌู ูุนูููุง ูุณููุงุฆู ุงุฃูู ููู ุงู ูุณููุชุฎุฏู ุฉโชุโฌโฌ โซุจููู ูููู ุฅุถุงูููุฉ ููุณููุงุฆู ุงูุชุนุฑูููู ูุงูุชูุซููููโฌ โซุงู ูุชูููุฏู ุงุฅูุดููุงุฑุฉ ุฅูููููุง ู ุชุซููู ุฃูููู ูุณููุงุฆู ุงุฃูู ูููโฌ โซุงูุชูููููุฉ ูู ุงูููููุช ุงูุญููุงุฑุถโช.โฌโฌ โซโช .8โฌูุธููุงู ุงูุชุนุงู ู ู ููุน ุงูุญููุงุฏุซ โชIncident Handlingโฌโฌ โซโชSystemโฌโฌ โซุจุบููุถ ุงููุธููุฑ ุนููู ุญุฌููู ูุณููุงุฆู ุงุฃูู ููู ุงูุชูููููุฉโฌ โซุงู ูุณููุชุฎุฏู ุฉโช ุโฌูู ุนุงูููุฑ ุงุฃูู ููู ูุฅุฌุฑุงุกุงุชููู ุงู ูุชุจุนููุฉโชุโฌโฌ โซูุฅูููู ุงู ุจููุฏ ู ููู ุชููููุฑ ูุธููุงู ู ุชูุงู ููู ููุชุนุงู ูููโฌ โซู ููุน ุงู ูุฎุงุทููุฑ ูุงูุญูููุงุฏุซ ูุงุงูุนุชููุฏุงุกุงุชโช ุโฌููุนููุฏ ูููุฐุงโฌ โซู ุทูุจูุงู ุฑุฆูุณูุงู ุจุงููุณููุจุฉ ู ูุคุณุณููุงุช ุงุฃูุนููุงู ู ูููุงู ููโฌ โซุญุงูููุฉ ุงูุจููููู ูุงู ูุคุณุณููุงุช ุงู ูุงููููุฉโช.โฌโฌ โซูู ููุง ูุชุนููู ุงุฏุฑุงูููู ูู ูููุฐุง ุงูุตููุฏุฏ ุฃู ุงูุชุนุงู ูููโฌ โซู ููุน ุงูุญูููุงุฏุซ ุนู ููููุฉ ูููุณููุช ู ุฌููุฑุฏ ู ููุฑุดูุนโฌ โซุฃู ุฎุทูููุฉ ูุงุญููุฏุฉโช ุโฌู ุจุนูููู ุฅููููุง ุนู ููููุฉ ู ุชูุงู ูููุฉโฌ
โซุชุชุตููู ุจููุฅุฏุงุก ู ุชูุงุตููู ู ุชููุฏุฑุฌ ุฎุงุถููุน ูููุงุนููุฏโฌ โซู ุญููุฏุฏุฉ ุณููููุงู ูู ุชุจุนููุฉ ุจุฏูููุฉ ูุงูุถุจููุงุทโช .โฌูู ุชููู ู ููุงโฌ โซุชููู ุงูุชุนุงู ููู ู ููุน ุงูุญูููุงุฏุซ ุนููู ุงููููุง ู ุฌููุฑุฏ ุญุงูููุฉโฌ โซุชูุดููุฃ ุนูููุฏ ุงูุญููุงุฏุซ ูุฅููููุง ุฃู ููุงู ุญุงูููุฉ ูุตูููุฑ ู ุชุซูููโฌ โซุจุฐุงุชูููุง ุฃุญููุฏ ุนูููุงุฑุต ุงูุถุนููู ูู ูุธููุงู ุงุฃูู ูููโช.โฌโฌ โซูุชุฎุชูููู ู ูููููุงุช ูู ุฑุงุญููู ูุฎุทูููุงุช ูุธููุงู โฌ โซุงูุชุนุงู ููู ู ููุน ุงูุญูููุงุฏุซ ู ููู ู ุคุณุณููุฉ ุฅูู ุฃุฎููุฑูโฌ โซุชุจุนููุงู ูุนูุงู ููู ุนุฏูููุฏุฉ ุชุชุนูููู ุจุทุจูุนููุฉ ุงุฃูุฎุทููุงุฑโฌ โซุงูุชููู ุฃุธูุฑุชูููุง ุนู ููููุฉ ุชุญููููู ุงู ูุฎุงุทููุฑ ูู ููุง ุฃุธูุฑุชูโฌ โซุฅุณ ูุฑุชุงุชูุฌูุฉ ุงุฃูู ููู ุงู ููุถูุนููุฉ ูู ุงู ูุคุณุณููุฉโช ุโฌูุชุจุน ูุงูโฌ โซูููุธููุงู ู ุญููู ุงูุญุงู ูููุฉ ูู ููุง ุงุฐุง ููููุง ูุชุญููุฏุซ ุนูููโฌ โซูุธููู ูู ุจููุชุฑ ู ุบููููุฉ ุฃู ู ูุชูุญููุฉ ุฃู ููุงุนุฏ ุจูุงูุงุชโฌ โซุฃู ุดููุจูุงุช ุฃู ู ุฒูููุฌ ู ููููุง ูู ููุง ุฅุฐุง ููููุง ูุชุญุฏุซ ุนูโฌ โซูุธููุงู ุฎุฏู ููุฉ ู ุฎุตูููุต ุฃู ุนููู ุฎุฏู ููุงุช ููุนุงู ููุฉโฌ โซุนููุฑ ุงูุดููุจูุฉ ุฎุงุตููุฉ ูุงูููุช ุฃู ุฏูููุฉ ูุชุจุนูุงู ููุธููุฉโฌ โซุงูุชุทุจูููู ู ุญููู ุงูุญุงู ูููุฉโช ุโฌุฅุฐ ุชุชุจุงูููู ุฎุทูููุงุชโฌ โซูู ุญุชูููู ูุนูููุงุฑุต ุฎุทููุท ุงูุชุนุงู ููู ู ููุน ุงูุญูููุงุฏุซโฌ โซูููุฏู ุจููููู ุงุฅููุฑุชูููุช ู ุซููุงู ุนููููุง ูููุฏู ุงู ููุงูููุนโฌ โซุงู ูุนููู ุงุชูููุฉโช ุโฌูู ููุน ุฐููููโช ุโฌูุจูุฌููู ุนููุงู โช ุโฌูููุฅู ูุธููุงู โฌ โซุงูุชุนุงู ููู ู ููุน ุงูุญูููุงุฏุซ ูุชููููู ุนููุงุฏุฉ ู ููู ุณููุชุฉโฌ โซู ุฑุงุญููู (ุฎุทูููุฉ ูุฎุทูููุฉ) ูููู โช-:โฌโฌ โซุงุฅูุนููุฏุงุฏ ุงู ูุณููุจูโช ุโฌูุงูุชุญููุฑูโช ุโฌูุงู ูุงุญุธููุฉโช ุโฌูุงุฅูุญุชูููุงุกโฌ โซูุงุงูุณููุชุฆุตุงูโช ุโฌูุงูุชุนููุงูู ูุงูุนูููุฏุฉ ูููุถููุน ุงูุทุจูุนูููโชุโฌโฌ โซูุงู ูุชุงุจุนููุฉโช.โฌโฌ
โซุงู ูุฎุงุทุฑ ูุงููุฌู ููุงุชโช:โฌโฌ
โซุชุชููุน ุงู ูุฎุงุทุฑ ูู ูุงู ููุง ูุงุขููุชโช-:โฌโฌ
โซโช .1โฌูู ุงู ููุงููู ูุงุงูุตุทุงูุญุงุชโฌ โซุฃู ุงูุญููุฏูุฏ ุจููู ุงูุฌุฑู ูููุฉ ูุงููุนููู ุบููุฑ ุงุฃูุฎุงููููโฌ โซุชุจููุฏู ุบููุฑ ูุงุถุญููุฉ ุงู ูุนููุงู ู ูู ุจูุฆููุฉ ุงููู ุจููุชููุฑโฌ โซูุงุฅููุฑุชูููุชโช ุโฌูู ุชููููุฒ ูุถุจููุท ูููุฐู ุงูุญููุฏูุฏ ููููโฌ โซุงู ูุณููุฃูุฉ ุงูุฌููุฑูููุฉ ูุชุญุฏูููุฏ ู ุชููู ู ููููู ุฃู ูุนููุฏโฌ โซูุนููู ู ููุง ุฌุฑู ูููุฉ ู ููู ุจููู ุฌุฑุงุฆููู ุงููู ุจููุชููุฑโฌ โซูุงุฅููุฑุชูููุช ุฃู ุฃูููู ู ุฌููุฑุฏ ุฅุณููุงุกุฉ ุงุณููุชุฎุฏุงู ุงู ููุทููโฌ โซุนููู ูุตููุฏ ุฌุฑู ููู ููููู ุงู ูุณููุฃูุฉ ุงูุชููู ุฃุญุฏุซููุชโฌ โซุฌููุฏุงูู ูุงุณููุนุงู ูู ุงููููุฑุชุฉ ุงูุชููู ุดูููุฏุช ู ูููุงุฏ ุธุงูุฑุฉโฌ โซุฌุฑุงุฆููู ุงููู ุจููุชููุฑ ุงุฃูููู ูู ุงููุตููู ุงูุซููุงูู ู ูููโฌ โซุงููููุฑู ุงู ููููุฑุตู โช ุโฌูู ููู ุฌุฏูููุฏ ูุนูููุฏ ูููุฐุง ุงูุฌููุฏูโฌ โซุจุณููุจุจ ุดููููุน ุงุณููุชุฎุฏุงู ุงุฅููุฑุชูููุช ูู ููุง ุญู ูุชููู ู ูโฌ โซุฃูุดููุทุฉ ุฌุฏูููุฏุฉ ุงู ููุฒุงู ุงูุฎููุงู ูุงู ุฆูุงู ุญูู ู ููุง ุฅุฐุงโฌ โซูุงูููุช ุฌุฑู ูููุฉ ุฃู ุฃููููุง ู ุฌููุฑุฏ ู ุงู ุฑุณููุฉ ุบููุฑ ู ูุจููููุฉโฌ โซูุณููููู ุฃุฎุงูููู ููููููุง ุงู ุชุฑูููู ุฅูู ุญููุฏ ุงูุฌุฑู ูููุฉโช.โฌโฌ
โซูุนููู ุณููุจูู ุงู ูุซููุงูโช ุโฌู ุซููุฉ ุฌููุฏู ูุงุณููุน ูู ูููุฐูโฌ โซุงุฃููููุงู ุญูููู ู ููุง ุฅุฐุง ูุงูููุช ุฑุณููุงุฆู ุงูุฑูููุฏ ุงุฅูููููุฑุชูููโฌ โซุงุฅูุนุงููููุฉ ุงูุชููู ุชูุฌููู ุจูู ูููุงุช ูุจุฑุฉ ุฅูู ุงู ูุณููุชุฎุฏู โฌ โซุฏูู ุฑุบุจุชููู ุฃู ุฏูู ุทูุจูููุง ู ููู ูุจูููู ู ุงู ุฑุณููุฉโฌ โซุฎุงุทุฆููุฉ ุฃู ูุนููุง ููุฌููุจ ุงู ูุณููุงุกูุฉโช ุโฌูู ููุน ุฅุชุณููุงุนโฌ โซูููุฐู ุงูุธุงูููุฑุฉ ูุงุณููุชุฎุฏุงู ูุง ูู ุญููุงุงูุช ูุซููุฑุฉ ูุถ ูุฎโฌ โซุขุงูู ุงูุฑุณููุงุฆู ุฅูู ูุธููุงู ู ุนููู ูู ููุช ู ุนู ุจูุตุฏโฌ โซุชุนุทูููู ุนู ููููโช ุโฌูู ููู ุฃุฌููู ุชุญููููู ุงุนุชููุฏุงุก ุฅููููุงุฑโฌ โซุงูุฎุฏู ููุฉโช ุโฌูุงูุชููุฐุฑุน ุจุนููุฏ ุฐูููู ุฃู ุงููุนููู ููููุณ ุฃูููุฑโฌ โซู ููู ุฎุทููุฃ ูู ุนู ููููุฉ ุงุฅูุฑุณููุงู ูุฑุณููุงุฆู ุฅุนุงููุฉ ุณููุจูโฌ โซุฅุฑุณููุงููุง ููู ููููุนโช ุโฌูู ููุน ุจููุฑูุฒ ุงููุซููุฑ ู ู ุงู ูุดูููุงุชโฌ โซุงู ูุชุตูููุฉ ุจูููุฐู ุงูุธุงูููุฑุฉ ูุงูุชููู ุชูููุฏุฏ ุงูุฎุตูุตูููุฉโฌ โซูุชูููุฏุฏ ุฃูุถููุงู ุณููุงู ุฉ ุงุณููุชุฎุฏุงู ุงููุธููุงู ููุณูููโชุโฌโฌ โซูุฌููุฏุช ุงู ูุคุณุณููุงุช ุงูุชุฑุดูุนูููุฉ ููุณูููุง ูู ุงูุนุฏูููุฏโฌ โซู ููู ุงูููุฏูู ู ุถุทููุฑุฉ ุฅูู ุฅุนููุงุฏุฉ ุชูููููู ุงู ูููููู ู ูโฌ โซุงูุฑูููุฏ ุงุฅูููููุฑุชููู ูุงูุฑุณููุงุฆู ุบููุฑ ุงู ูุฑุบูููุจ ุจูููุงโชุโฌโฌ โซููููู ู ููุง ุฃุฏู ุฅูู ุชูุฏูููู ู ุฌู ูุนููุฉ ู ููู ุงูุชุฑุดูุนุงุชโฌ โซุฃู ููุงู ุงู ูุคุณุณููุงุช ุงูุชุฑุดูุนูููุฉ ูู ุงูููุฏูู ุงูุบุฑุจูููุฉ ูุงู โฌ โซูู ุฃู ุฑููููุง ูุงุงูุชุญููุงุฏ ุงุฃููุฑููุจ ุชูุธููู ู ุณููุงุฆู ุงูุฑูููุฏโฌ โซุงุฅูููููุฑุชููู ูุชูููุฏู ุฅูู ู ูุงูุญููุฉ ุงู ูุธุงูููุฑ ุงูุณูููุจูุฉโฌ โซูุงุฃููุนููุงู ุบููุฑ ุงู ูุฑุดูุนููุฉ ุงูุชููู ุชูุทูููู ุนูููููุง ูููุฐูโฌ โซุงูุธุงูููุฑุฉโช ุโฌูู ููุน ุฐูููู ุงู ููุฒุงู ู ุซููุฉ ุฌููุฏุงู ููููุงู ุฅุฐุงโฌ โซูุงูููุช ูููุฐู ุฃูุดููุทุฉ ุฌุฑู ูููุฉ ุฃู ุงููููุง ุณููููููุงุช ูููุฏโฌ โซุงู ุชููููู ู ูุจููููุฉ ู ููู ุงููุงุญูููุฉ ุงุฃูุฎุงููููุฉ ูุงู ููููููุฉโฌ โซููููููุง ุงู ุชุดูููู ุฌุฑู ููุงโช.โฌโฌ โซุงู ุบููุฑุถ ูููุฐุง ุงูุชูุฏูููู ูููู ู ุญุงููููุฉ ุชูุฏูููู โฌ โซุชุญุฏูููุฏ ู ูุถุจููุท ูุงุตุทุงุญููุงุช ุงู ูุณููุชุฎุฏู ุฉ ูู ุนููุงู ูโฌ โซุฌุฑุงุฆููู ุงููู ุจููุชููุฑ ูุงุฅููุฑุชูููุชโช ุโฌูุฌูููุฉ ุงูุชู ููููุฒ ุจูููโฌ โซุงูุนุฏูููุฏ ู ููู ุงุงูุตุทุงุญููุงุช ุงูุชููู ูุฌููุฑู ุงูุฎูููุทโฌ โซุจูููููุงโช ุโฌูุซู ููุฉ ูููุฑู ุจููู ุงูุฌุฑู ูููุฉ ุงุฅูููุฑุชูููููุฉโชุโฌโฌ โซูุงุฅูุฑูููุงุจ ุงุฅูููููุฑุชูููโช ุโฌูุญููุฑุจ ุงู ูุนููู ููุงุชโชุโฌโฌ โซูุงู ูุฎุงุทููุฑโช ุโฌูุงูุญูููุงุฏุซโช ุโฌูููููุงุท ุงูุถุนูููโช ุโฌูุงุฃูุฎุทุงุกโชุโฌโฌ โซูุงุงูุฎุฑุชุงูููุงุชโช ุโฌูุญููุฑุจ ุงู ูุนููู ููุงุช ูุบุฑูููุงโช.โฌโฌ โซโช .2โฌุงูุชูุฏูููุฏ โช :Threatsโฌููุนูููู ุงูุฎุทููุฑ ุงู ูุญุชู ูููโฌ โซุงูููุฐู ู ููููู ุฃู ูุชุนููุฑุถ ูููู ูุธููุงู ุงู ูุนููู ููุงุช ููููุฏโฌ โซูููููู ุดููุฎุตุงูโช ุโฌูุงู ูุชุฌุณููุณ ุฃู ุงู ูุฌููุฑู ุงู ูุญููุฑุชูโฌ โซุฃู ุงููุงูููุฑุฒ ุงู ูุฎููุฑุชูโช ุโฌุฃู ุดูููุฆุง ููููุฏุฏ ุงุฃูุฌูููุฒุฉ ุฃูโฌ โซุงูุฑุงู ููุฌ ุฃู ุงู ูุนุทูููุงุชโช ุโฌุฃู ุญุฏุซูุงู ูุงูุญุฑูููู ูุงููุทููุงุนโฌ โซุงูุชูููุงุฑ ุงูููุฑุจููุงูุฆ ูุงูููููุงุฑุซ ุงูุทุจูุนูููุฉโช.โฌโฌ โซโช .3โฌููููุงุท ุงูุถุนููู ุฃู ุงูุซุบูุฑุงุช โช:Vulnerabilitiesโฌโฌ โซูุชุนูููู ุนูููุฑุต ุฃู ููุทููุฉ ุฃู ู ููููุน ูู ุงููุธุงู ูุญุชู ูโฌ โซุฃู ูููููุฐ ู ููู ุฎุงูููู ุงู ูุนุชููุฏู ุฃู ูุชุญูููู ุจุณููุจุจูโฌ โซุงุงูุฎูุฑุชุงูโช .โฌูู ุซูุงู ูุนุฏ ุงุฃูุดููุฎุงุต ุงูุฐูู ูุณููุชุฎุฏู ููโฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 107โฌโฌ โซโชCOMMERCEโฌโฌ โซโช4โฌโฌ
โซ โฌ
โซุงู ูุนุงูุฌููุฉ ูุงูุชุจููุงุฏู ูู ูููุงุชูููุงโช .โฌูุจุดูููู ุฑุฆูููุณ ูุงูโฌ โซุงูุชูุซูููู ุงูุฒู ูุฑุถูุฑู ููุธููุงู ุงูุชุนุฑูููู ูุงูุชุฎูููููโชุโฌโฌ โซูุชุตููููู ุงู ูุนููู ููุงุชโช ุโฌูุงุฃููุธู ููุฉ ุงูุชุทุจูููููุฉโช .โฌูููโฌ โซุฃุทููุงุฑ ุงุฃูู ูููโช ุโฌูููุฅู ุงูุชูุซูููู ูุชุทูููุจ ุฃู ุชูููููโฌ โซุฅุณููุฑุชุงุชูุฌูุฉ ุฃู ุณูุงุณููุฉ ุงุฃูู ููู ู ูุซูููุฉ ูู ูุชูุจููุฉโฌ โซูุฃู ุชููููู ุฅุฌุฑุงุกุงุชูููุง ูู ูููุงุชูููุง ูุงู ูููุฉ ู ุญูููโฌ โซุชูุซููููโช ุโฌุฅุถุงูููุฉ ุฅูู ุฎุทููุท ุงูุชุนุงู ููู ู ููุน ุงู ูุฎุงุทููุฑโฌ โซูุงูุญูููุงุฏุซโช ุโฌูุงูุฌูููุงุช ุงู ูุณููุคููุฉ ูู ุณููุคูููุงุชูุงโฌ โซูุฎุทููุท ุงูุชุนููุงูู ูุฅุฏุงุฑุฉ ุงุฃูุฒู ููุงุช ูุฎุทููุท ุงูุทูููุงุฑุฆโฌ โซุงู ูุฑุชุจุทููุฉ ุจุงููุธููุงู ุนูููุฏ ุญููุฏูุซ ุงูุฎุทููุฑ โช.โฌโฌ โซโช .3โฌุงู ููุงู ูุงููุงุฌุจุงุช ุงุฅูุฏุงุฑูุฉ ูุงูุดุฎุตูุฉโฌ โซโชAdministration and Personnel Responsibilitiesโฌโฌ โซุฅู ู ูููุงู ุงู ูุชุตูููู ุจูุธููุงู ุฃู ููู ุงู ูุนููู ููุงุช ุชุจููุฏุฃโฌ โซูู ุงุฃูุณููุงุณ ู ููู ุญุณููู ุงุฎุชูููุงุฑ ุงุฃููููุฑุงุฏ ุงู ูุคูููููโฌ โซูุนู ููู ู ุนุงุฑููููู ุงููุธุฑูููุฉ ูุงูุนู ููููุฉโช ุโฌุนููู ุฃูโฌ โซูููููู ู ููุฏุฑูุงู ุงู ุงูุชุฃููููู ุงูุนู ููู ูุชุทูููุจ ุชุฏุฑูุจูุงูโฌ โซู ุชูุงุตููุงู ูุงู ููููู ุนูููุฏ ุญููุฏูุฏ ู ุนุฑูููุฉ ูุฎููุฑุฉโฌ โซูููุคุงูุก ูููุฏู ุชุนููููููู โช ุโฌูุจุดูููู ุฑุฆูููุณ ูููุฅู ุงู ููููุงู โฌ โซุงุฅูุฏุงุฑูููุฉ ุฃู ุงูุชูุธูู ูููุฉ ุชุชููููู ู ููู ุฎู ุณููุฉ ุนูููุงุฑุตโฌ โซุฃู ู ุฌู ูุนููุงุช ุฑุฆูุณููุฉโช :โฌุชุญููููู ุงู ูุฎุงุทููุฑโช ุโฌูุถููุนโฌ โซุงูุณูุงุณููุฉ ุฃู ุงุฅูุณููุฑุชุงุชูุฌูุฉโช ุโฌูุถููุน ุฎุทููุฉ ุงุฃูู ูููโชุโฌโฌ โซูุถููุน ุงูุจูููุงุก ุงูุชููููู ุงุฃูู ูููู โ ุชูุธูููู ุงุฃูุฌูููุฒุฉโฌ โซูุงู ูุนููุฏุงุช ูุงููุณููุงุฆูโช ุโฌูุฃุฎููุฑุง ู ุชูููููุฐ ุงูุฎุทููุทโฌ โซูุงูุณูุงุณููุงุชโช.โฌโฌ โซูู ููู ุงู ููููู ุฅุฏุฑุงู ุฃู ูุฌููุงุญ ุงููุงุฌุจููุงุช ุงุฅูุฏุงุฑูููุฉโฌ โซุฃู ุงูุฌุงู ุนูููุฉ ููู ูุดููุฃุฉ ูุชููููู ุนููู ุฅุฏุฑุงู ูุงูููุฉโฌ โซุงู ูุนููููู ูู ุงุฅูุฏุงุฑุฉ (ู ุจูุงู ูููู ุงูุชูููููุฉ ูุงุฅูุฏุงุฑูููุฉโฌ โซูุงู ูุงููููุฉ) ุฅุณููุฑุชุงุชูุฌูุฉ ูุฎุทููุฉ ููุงุฌุจููุงุช ุงุฃูู ูููโฌ โซูุงูุชููุฒุงู ุงู ูุคุณุณููุฉ ุจุงุนุชุจููุงุฑ ู ุณููุงุฆู ุงุฃูู ููู ูุงุญููุฏุงโฌ โซู ููู ุงู ููุถูุนููุงุช ุงูุชููู ูุฏุฑููููุง ุงููุงูููุฉ ููุชู ููููโฌ โซุงููููู ู ููู ุงูุชุนุงู ููู ู ููุน ู ููุง ูุฎููุต ูุงุฌุจุงุชูููู ู ูููโฌ โซุจููู ุนูููุงุฑุต ุงุฃูู ูููโช.โฌโฌ โซูุนู ุงู ูุณููุชูู ุงูุดููุฎูุต ุฃู ู ุณููุชูู ุงู ูุณููุชุฎุฏู ูโชุโฌโฌ โซูููุฅู ุนููู ุงู ูุคุณุณููุฉ ุฃู ุชุถููุน ุงูุชูุฌููููุงุช ุงููุงููููุฉโฌ โซูุถููุงู ู ูุนููู ุนููุงู ูุฏููููู ู ุจุณููุงุฆู ุงุฃูู ูููโช ุโฌุจูููโฌ โซุงู ูุทููููุจ ุจูููุงุก ุซูุงูููุฉ ุงุฃูู ููู ูููุฏู ุงูุนุงู ูููู ูุงูุชูููโฌ โซุชุชูููุฒุน ุจููู ูุฌูููุจ ู ุฑุงุนููุงุฉ ุฃุฎุงููููุงุช ุงุณููุชุฎุฏุงู โฌ โซุงูุชูููููุฉ ูุจููู ุงุฅูุฌููุฑุงุกุงุช ุงู ูุชุทูุจููุฉ ู ููู ุงูููููโฌ โซูููุฏู ู ุงุญุธููุฉ ุฃู ุฎููููโช ุโฌูุนููู ุงู ูุคุณุณููุฉ ุฃูโฌ โซุชุญููุฏุฏ ููู ุณููุชุฎุฏู ู ู ููุง ูุชุนููู ุนูููููู ุงูููููุงู ุจูููโฌ โซูุงุฃููููู ู ููุง ูุญุธููุฑ ุนูููููู ุงูููููุงู ุจููู ูู ู ุนููุฑุถโฌ โซุงุณููุชุฎุฏุงู ูู ูููุณููุงุฆู ุงูุชูููููุฉ ุงู ูุฎุชููููุฉโช.โฌโฌ
โซโช .4โฌูุณููุงุฆู ุงูุชุนุฑูููู ูุงูุชูุซููู ู ููู ุงู ูุณููุชุฎุฏู ููโฌ โซูุญููุฏูุฏ ุตุงูุญูููุงุช ุงุงูุณููุชุฎุฏุงู โชIdentificationโฌโฌ โซโชand Authorizationโฌโฌ โซุงู ุงูุฏุฎูููู ุงูู ุฃูุธู ููุฉ ุงููู ุจููุชููุฑ ูููุงุนููุฏ ุงูุจูุงูุงุชโฌ โซูู ูุงูููุน ุงู ูุนููู ุงุชูููุฉ ุนู ูู ููุงูโช ุโฌู ููููู ุชูููููุฏูโฌ โซุจุงูุนุฏูููุฏ ู ููู ูุณููุงุฆู ุงูุชุนููุฑู ุนููู ุดููุฎุตูุฉโฌ โซุงู ูุณููุชุฎุฏู ูุชุญุฏูููุฏ ูุทููุงู ุงุงูุณููุชุฎุฏุงู โช ุโฌููููู ู ููุงโฌ โซูุนููุฑู ุจุฃูุธู ููุฉ ุงูุชุนุฑูููู ูุงูุชุฎููููู โชIdentifica-โฌโฌ โซโช .tion and Authorization systemsโฌูุงูุชุนุฑููููโฌ โซุฃู ุงููููููุฉ ู ุณููุงูุฉ ุชุชููููู ู ููู ุฎุทูุชูููโช ุโฌุงุฃููููโฌ โซูุณููููุฉ ุงูุชุนุฑูููู ุนููู ุดููุฎุต ุงู ูุณููุชุฎุฏู โช ุโฌูุงูุซุงููุฉโฌ โซูุจูููู ูุณููููุฉ ุงูุชุนุฑูููู ุฃู ู ููุง ูุณููู ู ุงูุชูุซููู ู ูููโฌ โซุตุญููุฉ ุงููููููุฉ ุงู ููุฏู ููุฉโช.โฌโฌ โซูุณููุงุฆู ุงูุชุนุฑูููู ุชุฎุชูููู ุชุจุนููุง ููุชูููููุฉโฌ โซุงู ูุณููุชุฎุฏู ุฉโช ุโฌููููู ููุณูููุง ูุณููุงุฆู ุฃู ููู ุงููุตููููโฌ โซุฅูู ุงู ูุนููู ููุงุช ุฃู ุงูุฎุฏู ููุงุช ูู ูุทุงุนููุงุช ุงุณููุชุฎุฏุงู โฌ โซุงููุธููู ุฃู ุงูุดููุจูุงุช ุฃู ูุทุงุนููุงุช ุงุฃูุนููุงู ูโฌ โซุงุฅูููุฑุชูููููุฉโช ุโฌูุจุดูููู ุนููุงู โช ุโฌูููุงู ูููุฐู ุงููุณููุงุฆูโฌ โซุชุชูููุฒุน ุฅูู ุซุงุซููุฉ ุฃููููุงุน โช-:โฌโฌ โซุฃ) ุดููุฆ ู ููุง ู ูููููู ุงูุดููุฎุต ู ุซููู ุงูุจุทุงูููุฉโฌ โซุงูุจุงุณููุชูููุฉ ุฃู ุบููุฑ ุฐููููโช.โฌโฌ โซุจ) ุดููุฆ ู ููุง ูุนุฑูููู ุงูุดููุฎุต ู ุซููู ููููุงู ุช ุงูููุฑโฌ โซุฃู ุงูุฑู ููุฒ ุฃู ุงูุฑูููู ุงูุดููุฎูุต ุฃู ุบููุฑ ุฐููููโช.โฌโฌ
โซุช) ูุดุก ู ููุง ูุฑุชุจููุท ุจููุฐุงุช ุงูุดููุฎุต ุฃู ู ูุฌูููุฏโฌ โซููููู ู ุซููู ุจุตู ููุฉ ุงุฃูุตุจููุน ุฃู ุจุตู ููุฉ ุงูุนููู ูุงูุตูุชโฌ โซูุบุฑูููุงโช.โฌโฌ โซูุชุนููุฏ ูุณููุงุฆู ุงูุชุนุฑูููู ูุงูุชูุซููู ุงุฃููููููโช ุโฌุชููููโฌ โซุงููุณููุงุฆู ุงูุชููู ุชุฌู ููุน ุจููู ูููุฐู ุงููุณููุงุฆู ุฌู ูุนูุงูโฌ โซุนููู ูุญููู ุงู ูุคุซููุฑ ุนููู ุณูููููุฉ ุงูุชุนุฑูููู ููุนุงููุชูโฌ โซูู ุฐุงุช ุงูููููุชโช.โฌโฌ โซโช .5โฌุณุฌู ุงุฃูุฏุงุก โชLoggingโฌโฌ โซุชุญุชูููู ู ุฎุชูููู ุฃููููุงุน ุงููู ุจููุชููุฑุงุช ููุนููุงูโฌ โซู ููุง ู ููู ุงูุณููุฌุงุช ุงูุชููู ุชูุดููู ุงุณููุชุฎุฏุงู ุงุชโฌ โซุงูุฌูููุงุฒ ูุจุฑู ุฌูุงุชููู ูุงูููููุงุฐ ุฅูููููโช ุโฌููููู ู ููุง ูุนููุฑูโฌ โซุจุณููุฌุงุช ุงุฃูุฏุงุก ุฃู ุณููุฌุงุช ุงูููููุงุฐ ุฅูู ุงููุธููุงู โชุโฌโฌ โซุชุชุฎููุฐ ุณููุฌุงุช ุงุฃูุฏุงุก ุงูู ูููุฉ ุงุณููุชุซูุงุฆูุฉ ูู ุญููุงูโฌ โซุชุนููุฏุฏ ุงู ูุณููุชุฎุฏู ู ูุชุญุฏูููุฏุง ู ูู ุญุงูููุฉ ุดููุจูุงุชโฌ โซุงููู ุจููุชููุฑ ุงูุชููู ูุณููุชุฎุฏู ู ูููุงุชูููุง ุฃูููุฑ ู ูููโฌ โซุดููุฎุตโช ุโฌููู ูููุฐู ุงูุญุงูููุฉ ุชุญุฏูููุฏุง ูโช ุโฌุฃู ุดููุจูุงุชโฌ โซุงู ูุณููุชุฎุฏู ูโช ุโฌูููุฅู ููููุงู ุฃูููุฑ ู ููู ููููุน ู ููู ุฃููุงุนโฌ โซุณููุฌุงุช ุงุฃูุฏุงุก ูุชูุซูููู ุงุงูุณููุชุฎุฏุงู ุงุชโช ุโฌูููุงู ุงูโฌ โซุณููุฌุงุช ุงุฃูุฏุงุก ุชุชุจุงูููู ู ููู ุญูููุซ ููุนูููุง ูุทุจูุนุชูุงโฌ โซูุบุฑุถูููุงโช ุโฌูููููุงู ุณููุฌุงุช ุงุฃูุฏุงุก ุงูุชุงุฑูุฎูููุฉโฌ โซูุงูุณููุฌุงุช ุงู ูุคูุชููุฉโช ุโฌูุณููุฌุงุช ุงูุชุจููุงุฏู ูุณููุฌุงุชโฌ โซุงููุธููุงู ูุณููุฌุงุช ุงุฃูู ููู ูุณููุฌุงุช ููุงุนููุฏ ุงูุจูุงูููุงุชโฌ โซูุงูุชุทุจููููุงุช ูุณููุฌุงุช ุงูุตูุงูููุฉ ุฃู ู ููุง ูุนููุฑูโฌ โซุจุณููุฌุงุช ุงุฃูู ูููุฑ ุงูุชูููููุฉ ูุบุฑูููุงโช .โฌูุจุดูููู ุนููุงู โฌ โซูููุฅู ุณููุฌุงุช ุงุฃูุฏุงุก ู ููููุท ุจูููุง ุฃู ุชุญููุฏุฏ ุดููุฎุตโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซโข ุงู ูุนุทููููุงุชโช :โฌุงู ุงู ูุนุทูููุงุช ู ุจุซุงุจููุฉ ุงูุญูููุงุฉ ุงูุชูููโฌ โซุชุฌููุฑู ูู ุนููุฑูู ุงุฃููุธู ููุฉโช ุโฌูู ููุง ูุดูููู ู ุญููุงูโฌ โซูุฌุฑุงุฆููู ุงููู ุจููุชููุฑโช ุโฌูุชุดููู ู ูุงูุฉ ุงูุจูุงูููุงุช ุงู ูุฏุฎูุฉโฌ โซูุงู ูุนููู ููุงุช ุงู ูุณููุชุฎุฑุฌุฉ ุนูููุจ ู ุนุงูุฌุชูููุงโช ุโฌูู ุชุชููุฏโฌ โซู ุจุนูุงูููุง ุงููุงุณููุน ููุฑู ุฌูููุงุช ุงู ูุฎุฒูููุฉ ุฏุงุฎููู ุงููุธู โช.โฌโฌ โซูุงู ูุนุทูููุงุช ูููุฏ ุชููููู ูู ุทูููุฑ ุงุฅูุฏุฎููุงู ุฃู ุงุฅูุฎุฑุงุฌโฌ โซุฃู ุงูุชุฎุฒูููู ุฃู ุงูุชุจููุงุฏู ุจููู ุงููุธููู ุนููุฑ ุงูุดููุจูุงุชโชุโฌโฌ โซููููุฏ ุชุฎููุฒู ุฏุงุฎููู ุงููุธููู ุฃู ุนููู ูุณููุงุฆุทโฌ โซุงูุชุฎุฒูููู ุฎุงุฑุฌูููโช.โฌโฌ โซโข ุงุงูุชุตูููุงุงูุชโช :โฌูุชุดููู ู ุดููุจูุงุช ุงุงูุชุตููุงู ุงูุชูููโฌ โซุชุฑุจููุท ุฃุฌูููุฒุฉ ุงูุชูููููุฉ ุจุนุถูููุง ุจุนููุถ ู ุญููููุงูโฌ โซูุฅูููู ูููุงู ูุฏูููููุงูโช ุโฌูุชุชูููุญ ูุฑุตููุฉ ุงุฎููุฑุชุงู ุงููุธููู โฌ โซุนุฑูููุง ูููุงู ุงููููุง ุจุฐุงุชูููุง ู ุญููู ูุงุนุชููุฏุงุก ูู ูุทูููโฌ โซู ููู ู ูุงุทููู ุงูุฎุทููุฑ ุงูุญููููููโช.โฌโฌ
โซุชุนุทูููู ุงู ููุงูููุน ุงูุชููู ุงู ุชูุทูููู ู ููู ู ุซููู ูููุฐูโฌ โซุงุฃูุบููุฑุงุถโช.โฌโฌ
โซุนูุงุฑุต ุฃู ู ุงู ูุนููู ุงุชโช:โฌโฌ
โซุฅู ุฃุบููุฑุงุถ ุฃุจุญููุงุซ ูุฅุณููุฑุชุงุชูุฌูุงุช ููุณููุงุฆู ุฃู ูููโฌ โซุงู ูุนููู ููุงุชโช ุโฌุณูููุงุก ู ููู ุงููุงุญูููุฉ ุงูุชูููููุฉ ุฃู ุงุฃูุฏุงุฆูุฉโชุโฌโฌ โซูุชูุฌููุจ ุถููุงู ู ุชููููุฑ ุงูุนูููุงุฑุต ุงูุชุงููููุฉ ุฃููููุฉโฌ โซู ุนููู ููุงุช ูููุฑุงุฏ ุชููููุฑ ุงูุญุงู ูููุฉ ุงููุงููููุฉ ููููุงโช-:โฌโฌ โซ* ุงูุฑุณูููุฉ ุฃู ุงู ููุซูููููุฉ โช:CONFIDENTIALITYโฌโฌ โซูุชุนูููู ุงูุชุฃูููุฏ ู ููู ุงู ุงู ูุนููู ููุงุช ุงู ุชูุดููู ูุงูโฌ โซูุทูููุน ุนูููููุง ู ููู ูุจู ุงุดููุฎุงุต ุบููุฑ ู ุฎููููู ุจุฐููโช.โฌโฌ โซ* ุงูุชูุงู ููููุฉ ูุณููุงูู ุฉ ุงู ูุญุชูููู โช:INTEGRITYโฌโฌ โซุงูุชุฃูููุฏ ู ููู ุฃู ู ุญุชูููู ุงู ูุนููู ููุงุช ุตุญูููุญ ูู ู ูุชู โฌ โซุชุนุฏููููู ุฃู ุงูุนุจููุซ ุจููู ูุจุดูููู ุฎููุงุต ูููู ูุชููู โฌ โซุชุฏู ููุฑ ุงู ูุญุชูููู ุฃู ุชุบููุฑู ุฃู ุงูุนุจููุซ ุจููู ูู ุฃูููุฉโฌ โซู ุฑุญูููุฉ ู ููู ู ุฑุงุญููู ุงู ูุนุงูุฌููุฉ ุฃู ุงูุชุจููุงุฏู ุณูููุงุก ููโฌ โซู ุฑุญูููุฉ ุงูุชุนุงู ููู ุงูุฏุงุฎููู ู ููุน ุงู ูุนููู ููุงุช ุฃู ุนูููโฌ โซุทุฑูููู ุชุฏุฎููู ุบููุฑ ู ููุฑุดูุนโช.โฌโฌ โซ* ุงุณููุชู ุฑุงุฑูุฉ ุชููููุฑ ุงู ูุนููู ููุงุช ุฃู ุงูุฎุฏู ููุฉโฌ โซโช :AVAILABILITYโฌุงูุชุฃูููุฏ ู ููู ุงุณููุชู ุฑุงุฑโฌ โซุนู ููู ุงููุธููุงู ุงู ูุนููู ููุงูุช ูุงุณููุชู ุฑุงุฑ ุงููููุฏุฑุฉ ุนูููโฌ โซุงูุชูุงุนููู ู ููุน ุงู ูุนููู ููุงุช ูุชูุฏูููู ุงูุฎุฏู ููุฉ ู ููุงูููุนโฌ โซุงู ูุนููู ุงุชูููุฉ ูุงู ู ุณููุชุฎุฏู ุงู ูุนููู ููุงุช ูููู ูุชุนููุฑุถโฌ
โซุฅูู ู ูุน ุงุณุชุฎุฏุงู ู ููุง ุฃู ุฏุฎููู ุฅูููุงโช.โฌโฌ โซ* ุนููุฏู ุฅููููุงุฑ ุงูุชููุฑู ุงู ูุฑุชุจููุท ุจุงู ูุนููู ููุงุช ู ู ูููโฌ โซูููุงู ุจููู โช :Non-repudiationโฌูููุตููุฏ ุจููู ุถููุงู ูโฌ โซุนููุฏู ุฅููููุงุฑ ุงูุดููุฎุต ุงูููุฐู ูููุงู ุจุชุฑุตู ู ููุง ู ุชุตูโฌ โซุจุงู ูุนููู ููุงุช ุฃู ู ูุงูุนูููุง ุฅููููุงุฑ ุงูููู ูููู ุงูููุฐู ูููุงู โฌ โซุจูููุฐุง ุงูุชููุฑุตูโช ุโฌุจุญูููุซ ุชุชููููุฑ ูููุฏุฑุฉ ุฃุซุจููุงุช ุฅูโฌ โซุชุฑุตููุงู ู ููุง ูููุฏ ุชููู ู ููู ุดููุฎุต ู ููุง ูู ููููุช ู ุนูููโช.โฌโฌ
โซู ูุงุทู ุงู ูุฎุงุทุฑโฌ โซูุงุงูุนุชุฏุงุกุงุช ูู ุจูุฆุฉโฌ โซุงู ูุนููู ุงุชโช:โฌโฌ
โซูู ุญูููุฑ ุงูุฎุทููุฑโช ุโฌุงุงููุณููุงูโช ุโฌุณูููุงุก ุงู ูุณููุชุฎุฏู ุงูโฌ โซุงูุดููุฎุต ุงู ููููุงุท ุจููู ู ูููุงู ุชูููููุฉ ู ุนููููุฉ ุชุชุตูููโฌ โซุจุงููุธููุงู โช ุโฌูููุฅุฏุฑุงู ูููุฐุง ุงูุดููุฎุต ุญููุฏูุฏ ุตุงุญูุงุชูููโชุโฌโฌ โซูุฅุฏุฑุงูููู ุขููููุงุช ุงูุชุนุงู ููู ู ููุน ุงูุฎุทููุฑ โช ุโฌูุณููุงู ุฉโฌ โซุงูุฑูุงุจููุฉ ุนููู ุฃูุดููุทุชู ูู ุญููุฏูุฏ ุงุญ ูุฑุชุงู ุญููููููโฌ โซุงููุงููููููุฉโช ุโฌู ุณููุงุฆู ุฑุฆูุณููุฉ ูุนูููู ุจูููุง ูุธููุงู ุงุฃูู ูููโฌ โซุงูุดููุงู ูโช ุโฌุชุญุฏูููุฏุง ู ูู ุจูุฆููุฉ ุงูุนู ููู ุงู ูุฑุชูููุฒุฉ ุนูููโฌ โซูุธููู ุงููู ุจููุชููุฑ ูููุงุนููุฏ ุงูุจูุงูููุงุชโช.โฌโฌ
โซุฃูู ุนู ููุงุช ุฃู ูโฌ โซุงู ูุนููู ุงุชโช:โฌโฌ
โซุชุชุนููุฏุฏ ุนู ููููุงุช ุงูุชุนุงู ููู ู ููุน ุงู ูุนููู ููุงุช ูู ุจูุฆููุฉโฌ โซุงููุธููู ูุชูููููุงุช ุงู ูุนุงูุฌููุฉ ูุงุงูุชุตููุงู ูุชุจููุงุฏูโฌ โซุงูุจูุงูููุงุชโช ุโฌูููููู ู ููููู ุจูุฌููู ุนููุงู ุชุญุฏูููุฏโฌ โซุงูุนู ููููุงุช ุงูุฑุฆูุณููุฉ ุงูุชุงููููุฉโช-:โฌโฌ
โซุชุทููุงู ุงู ูุฎุงุทููุฑ ูุงุงูุนุชููุฏุงุกุงุช ูู ุจูุฆููุฉ ุงู ูุนููู ููุงุชโฌ โซุฃุฑุจุนููุฉ ู ูุงุทููู ุฃุณุงุณูููุฉ ูููู ู ูููููุงุช ุชูููููุฉโฌ โซุงู ูุนููู ููุงุช ูู ุงุญููุฏุซ ุชุฌููุงุชูููุง โช-:โฌโฌ
โซโช .1โฌุชุตููู ุงู ูุนููู ุงุชโชInformation classificationโฌโฌ โซููููู ุนู ููุฉ ุฃุณุงุณูููุฉ ูููุฏู ุจูุงุก ุฃู ูุธููุงู ุฃู ูู ุจูุฆุฉโฌ โซุฃู ูุดููุงุท ูุชุนูููู ุจุงู ูุนููู ุงุช ูุชุฎุชูููู ุงูุชุตูููุงุชโฌ โซุญุณููุจ ุงู ููุดููุงุฉ ู ููุฏุงุฑ ุงูุจุญููุซโช ุโฌูู ุซูุงู ูููุฏ ุชุตููููโฌ โซุงู ูุนููู ููุงุช ุงูู ู ุนููู ููุงุช ู ุชุงุญููุฉโช ุโฌูู ุนููู ููุงุชโฌ โซู ูุซููููุฉโช ุโฌูู ุนููู ููุงุช ุฑุณูููุฉโช ุโฌูู ุนููู ููุงุช ุฑุณูููุฉโฌ โซููุบุงูููุฉโช ุโฌุฃู ูููุฏ ุชููููู ู ุนููู ููุงุช ู ุชููุงุญ ุงููุตููููโฌ โซุฅูููููุง ูุฃุฎููุฑู ู ุญุธูููุฑ ุงูุชูุตููู ุฅูููููุง ูููููุฐุงโช.โฌโฌ
โซโข ุงูุฑุจุงู ููููุฌโช :โฌููููู ุงุฃููุงู ููุฑ ุงู ูุฑุชุจููุฉ ูู ูุณููู ู ุนูููโฌ โซุฅููุฌููุงุฒ ุงุฃูุนููุงู ูโช ุโฌููููู ุฅู ููุง ู ุณููุชููุฉ ุนููู ุงููุธููุงู โฌ โซุฃู ู ุฎุฒูููุฉ ูููููโช.โฌโฌ
โซโช .2โฌุงูุชูุซูู โชDocumentationโฌโฌ โซูุชุชุทูููุจ ุนู ููููุงุช ุงู ูุนููู ููุงุช ุฃุณุงุณูุงู ุฅุชุจููุงุน ูุธููุงู โฌ โซุชูุซูููู ุฎุทููู ูุชูุซูููู ุจูููุงุก ุงููุธููุงู ููุงูููุฉ ูุณููุงุฆูโฌ
โซโข ุงุฃูุฌูููููุฒุฉโช :โฌููููู ูุงูููุฉ ุงู ูุนููุฏุงุช ูุงุฃูุฏูุงุช ุงู ูุงุฏูุฉโฌ โซุงูุชููู ุชุชููููู ู ููููุง ุงููุธููู โช ุโฌูุงูุดุงุดููุงุช ูุงูุทุงุจุนููุงุชโฌ โซูู ูููุงุชูููุง ุงูุฏุงุฎููููุฉ ููุณููุงุฆุท ุงูุชุฎุฒูููู ุงู ูุงุฏูููุฉโฌ โซูุบุฑูููุงโช.โฌโฌ
โซ โฌ
โซโชARAB-BRITISH CHAMBER OF COMMERCE 109โฌโฌ
โซุฃู ู ุงูุนููู ุงุชโช :โฌุจุนุถ ุงูุญูุงุฆูโฌ โซโชInformation Securityโฌโฌ โซุฃู ููู ุงู ูุนููู ููุงุช ููุตููุฏ ุจููู ุชุฃู ููู ุงูุจูุงูููุงุชโฌ โซุงู ูุชุฏุงููููุฉ ุนููุฑ ุดููุจูุฉ ุงุงููุฑุชูููุชโช .โฌูู ููุน ุชุทูููุฑโฌ โซุงูุชูููููุฌูููุง ููุณููุงุฆู ุชุฎุฒูููู ุงู ูุนููู ููุงุช ูุชุจุงุฏููููุงโฌ โซุจุทููุฑู ู ุฎุชููููุฉ ุฃู ู ููุง ูุณููู ู ููููู ุงูุจูุงูููุงุช ุนููุฑโฌ โซุงูุดููุจูุฉ ู ููู ู ููููุน ุขูุฎููุฑ ุฃุตุจููุญ ุงููุธููุฑ ุฅูู ุฃู ูููโฌ โซุชูููู ุงูุจูุงูููุงุช ูุงู ูุนููู ููุงุช ุจุดูููู ู ูููู ููุบุงูููุฉโช.โฌโฌ โซู ููููู ุชุนุฑูููู ุฃู ููู ุงู ูุนููู ููุงุช ุจุฃูููู ุงูุนูููู ุงูููุฐูโฌ โซูุนู ููู ุนููู ุชููููุฑ ุงูุญุงู ูููุฉ ููู ุนููู ููุงุช ู ูููโฌ โซุงู ูุฎุงุทููุฑ ุงูุชููู ุชูุฏุฏูููุง ุฃู ุงุงูุนุชููุฏุงุก ุนูููููุง ูุฐููููโฌ โซู ููู ุฎููุงู ุชููููุฑ ุงุฃูุฏูุงุช ูุงููุณููุงุฆู ุงูููุงุฒู ุชููุฑูุงโฌ โซูุญุงู ูููุฉ ุงู ูุนููู ููุงุช ู ููู ุงู ูุฎุงุทููุฑ ุงูุฏุงุฎููููุฉ ุฃูโฌ โซุงูุฎุงุฑุฌูููุฉโช .โฌุงู ูุนุงูููุฑ ูุงุฅูุฌููุฑุงุกุงุช ุงู ูุชุฎููุฐุฉ ู ููููุนโฌ โซูุตูููู ุงู ูุนููู ููุงุช ุฅูู ุฃูููุฏู ุฃุดููุฎุงุต ุบููุฑ ู ุฎูููโฌ โซุนููุฑ ุงุงูุชุตููุงุงูุช ููุถููุงู ู ุฃุตุงูููุฉ ูุตุญููุฉ ูููุฐูโฌ โซุงุงูุชุตููุงุงูุชโช.โฌโฌ โซุฅู ุญุงู ูููุฉ ุงู ูุนููู ููุงุช ูููู ุฃู ููุฑ ูุฏูููู ูููููู ุจููุฏุฃโฌ โซุงุณููุชุฎุฏุงู ู ุจุดูููู ูุนููู ู ูููุฐ ุจุฏุงูููุงุช ุงูุชุทูููุฑโฌ โซุงูุชูููููุฌูููุง ููุฑุชูููุฒ ุฃู ููู ุงู ูุนููู ููุงุช ุฅููโช:โฌโฌ โซโข ุฃูุธู ุฉ ุญุงู ูุฉ ูุธู ุงูุชุดุบููโฌ โซโข ุฃูุธู ุฉ ุญุงู ูุฉ ุงูุฑุงู ุฌ ูุงูุชุทุจููุงุชโช.โฌโฌ โซโข ุฃูุธู ุฉ ุญุงู ูุฉ ููุงุนุฏ ุงูุจูุงูุงุชโช.โฌโฌ โซโข ุฃูุธู ุฉ ุญุงู ูุฉ ุงูุฏุฎูู ุฅูู ุงุฃููุธู ุฉโช.โฌโฌ
โซู ูุง ุงู ููุตููุฏ ุจุฃู ููููโฌ โซุงู ูุนููู ุงุช ูู ุง ูููโฌ โซุนูุงุฑุตูุโฌ
โซุฃู ููู ุงู ูุนููู ููุงุชโช ุโฌู ููู ุฒุงููููุฉ ุฃูุงุฏู ููููุฉโช ุโฌููููโฌ โซุงูุนูููู ุงูููุฐู ูุจุญููุซ ูู ูุธุฑูููุงุช ูุฅุณููุฑุชุงุชูุฌูุงุชโฌ โซุชููููุฑ ุงูุญุงู ูููุฉ ููู ุนููู ููุงุช ู ููู ุงู ูุฎุงุทููุฑ ุงูุชูููโฌ โซุชูุฏุฏูููุง ูู ููู ุฃูุดููุทุฉ ุงุงูุนุชููุฏุงุก ุนูููููุงโช .โฌูู ููู ุฒุงููุฉโฌ โซุชูููููุฉโช ุโฌูุนูููู ุฃู ููู ุงู ูุนููู ููุงุช ุงููุณููุงุฆู ูุงุฃูุฏูุงุชโฌ
โซูุงุฅูุฌููุฑุงุกุงุช ุงูููุงุฒู ุชููุฑูููุง ูุถููุงู ู ุญุงู ูููุฉโฌ โซุงู ูุนููู ููุงุช ู ููู ุงุฃูุฎุทููุงุฑ ุงูุฏุงุฎููููุฉ ูุงูุฎุงุฑุฌูููุฉโช .โฌุฃู ุงโฌ โซู ููู ุงูุฒุงููููุฉ ุงููุงููููููุฉโช ุโฌูููุงู ุฃู ููู ุงู ูุนููู ููุงุช ููููโฌ โซู ุญููู ุฏุฑุงุณููุงุช ูุชุฏุงุจููุฑ ุญุงู ูููุฉ ุฑุณูููุฉ ูุณููุงู ุฉโฌ โซู ุญุชูููู ูุชููููุฑ ุงู ูุนููู ููุงุช ูู ูุงูุญููุฉ ุฃูุดููุทุฉโฌ โซุงุงูุนุชููุฏุงุก ุนูููููุง ุฃู ุงุณููุชุบุงู ูุธู ูููุง ูู ุฅุฑุชูููุงุจโฌ โซุงูุฌุฑู ูููุฉโช ุโฌููููู ูููุฏู ูุบููุฑุถ ุชุฑุดูุนููุงุช ุญุงู ูููุฉโฌ โซุงู ูุนููู ููุงุช ู ููู ุงุฃููุดููุทุฉ ุบููุฑ ุงู ูุฑุดูุนููุฉ ูุบููุฑโฌ โซุงููุงููููููุฉ ุงูุชููู ุชุณููุชูุฏู ุงู ูุนููู ููุงุช ููุธู ูููุงโฌ โซ(ุฌุฑุงุฆู ุงููู ุจููุชุฑ ูุงุฅููุฑุชูุช)โช.โฌโฌ โซูุงุณููุชุฎุฏุงู ุฅุตุทููุงุญ ุฃู ููู ุงู ูุนููู ููุงุช (โชInformationโฌโฌ โซโช )Securityโฌูุงู ูุงู ุงุณููุชุฎุฏุงู ุง ูุฏู ูููุงู ุณููุงุจูุงู ููููุงูุฏุฉโฌ โซูุณููุงุฆู ุชูููููุฌูุง ุงู ูุนููู ุงุชโช ุโฌุฅุงู ุฃูู ูุฌุฏ ุงุณููุชุฎุฏุงู ูโฌ โซุงูุดููุงุฆุน ุจููู ูุงููุนูููโช ุโฌูู ูุทุงู ุฃูุดููุทุฉ ู ุนุงูุฌุฉ ููููโฌ โซุงูุจูุงูููุงุช ุจูุงุณููุทุฉ ูุณููุงุฆู ุงูุญูุณููุจุฉ ูุงุงูุชุตููุงูโช ุโฌุฅุฐ ู ุนโฌ โซุดููููุน ุงููุณููุงุฆู ุงูุชูููููุฉ ู ูุนุงูุฌููุฉ ูุฎููุฒู ุงูุจูุงูููุงุชโฌ โซูุชุฏุงูููููุง ูุงูุชูุงุนููู ู ุนูููุง ุนููุฑ ุดููุจูุงุช ุงู ูุนููู ููุงุชโช-โฌโฌ โซูุชุญุฏูููุฏุง ู ุงุฅููุฑุชูููุช โ ุงุญุชูููุช ุฃุจุญููุงุซ ูุฏุฑุงุณููุงุช ุฃู ูููโฌ โซุงู ูุนููู ููุงุช ู ุณููุงุญุฉ ุฑุญุจููุฉ ุขุฎููุฐุฉ ูู ุงููููุงู ุก ู ููู ุจูููโฌ โซุฃุจุญููุงุซ ุชูููููุฉ ุงู ูุนููู ููุงุช ุงู ูุฎุชููููุฉโช ุโฌุจููู ุฑู ุจุง ุฃู ุณููุชโฌ โซุฃุญููุฏ ุงูููุงุฌููุณ ุงูุชููู ุชููุคุฑู ู ุฎุชูููู ุงูุฌูููุงุชโช.โฌโฌ
โซุงุงูุตุทุงูุญุงุช ุงููุงููููุฉโช:โฌโฌ
โซู ููู ุงู ููููู ูู ูููุฐุง ุงู ููููุงู ุชุญุฏูููุฏ ุงููููุฑู ุจูููโฌ โซุซููุงุซ ุงุตุทุงุญููุงุช ุชุณููุชุฎุฏู ูู ู ูููุฏุงู ุงูุฏุฑุงุณููุงุชโฌ โซุงููุงููููููุฉโช ุโฌุงุฃููู ููููู ุงุตุทุงุญ ุงูุฌุฑุงุฆููู ุงุฅูููุฑุชูููุฉโฌ โซโช Cyber crimeโฌููููู ุงูููุฏุงู ุนููู ู ุฎุชูููู ุฌุฑุงุฆููู โฌ โซุงููู ุจููุชููุฑ ูุงุฅููุฑุชูููุช ูู ุงูููููุช ุงูุญููุงุฑุถ ุจุงูุฑุบููู โฌ โซู ููู ุงู ุงุณููุชุฎุฏุงู ู ุงุจุชููุฏุง ูุก ูุงู ู ุญุตูููุฑุง ู ุจุฌุฑุงุฆููู โฌ โซุดููุจูุฉ ุงุฅููุฑุชูููุช ูุญุฏูููุงโช ุโฌููููู ู ููุง ูุนุงูููุฌ ู ุญุชูููุงูโฌ โซุงูุญููุงู ุจุดูููู ู ูุตู ูู ู ุนููุฑุถ ุจูููุงู ุงุงูุตุทุงุญุงุชโฌ โซุงููุงููููููุฉ ุงูุฏุงูููุฉ ุนููู ุฌุฑุงุฆููู ุงููู ุจููุชููุฑ โช.โฌโฌ โซุฃู ููุง ุงูุซููุงูู ููููู ุฅุฑูููุงุจ ุงูุณูููุฑ ุงู ุฅุฑูููุงุจ ุงูุนููุงู ูโฌ โซุงุฅูููููุฑุชููู โช ุCyber Terrorismโฌููููู ูุฌููุงู ุชโฌ
โซุชุณููุชูุฏู ูุธููู ุงููู ุจููุชููุฑ ูุงู ูุนุทูููุงุช ุฃูุบููุฑุงุถโฌ โซุฏูููููุฉ ุฃู ุณูุงุณูููุฉ ุฃู ููุฑูููุฉ ุฃู ุนุฑููููุฉ ููู ุญูููุชูุงโฌ โซุฌููุฒุก ู ููู ุฅุฑูููุงุจ ุงูุณูููุฑ ุจุงุนุชุจุงุฑูููุง ุฌุฑุงุฆููู ุฅุชููุงูโฌ โซูููุธููู ูุงู ูุนุทูููุงุช ุฃู ุฌุฑุงุฆููู ุชุนุทูููู ููู ูุงูููุนโฌ โซูุนู ููู ุงุฃููุธู ููุฉโช ุโฌููููููุง ุชุชู ูููุฒ ุนููููุง ุจุณููุงู ุชโฌ โซุนุฏูููุฏุฉ ุฃุจุฑุฒูููุง ุงููููุง ู ุงู ุฑุณููุฉ ูููุฐุงุช ู ูููููู โฌ โซุงุฃููุนููุงู ุงุฅูุฑูุงุจูููุฉ ููููู ูู ุจูุฆููุฉ ุงููู ุจููุชููุฑโฌ โซูุงุฅููุฑุชูููุช ูุนููุฑ ุงุฅููููุงุฏุฉ ู ููู ุฎููุฑุงุช ุงููุฑููููุฑุฒโฌ โซโ ุฃู ู ุฌุฑู ููู ุงููู ุจููุชููุฑ ุงูุญุงูุฏูููู โช -โฌุงูุนุงููููุฉโชุโฌโฌ โซููู ุฃุทููุงุฑ ุฐุงุช ุงูุณููุงู ุช ุงูุชููู ุชุชููููุฑ ูู ุฌุงู ุนููุงุชโฌ โซุงูุฌุฑู ูููุฉ ุงู ููุธู ููุฉโช.โฌโฌ โซุฃู ููุง ุงุงูุตุทููุงุญ ุงูุซุงูููุซโช ุโฌููููู ุงุตุทููุงุญ ุญููุฑุจโฌ โซุงู ูุนููู ููุงุช โช ุInformation warfareโฌููููู ุงุตุทุงุญโฌ โซุธูููุฑ ูู ุจูุฆููุฉ ุงุฅููุฑุชูููุช ููุชุนุจููุฑ ุนููู ุงุนุชููุฏุงุกุงุชโฌ โซุชุนุทูููู ุงู ููุงูููุน ูุฅููููุงุฑ ุงูุฎุฏู ููุฉ ูุงุงูุณููุชูุงุก ุนูููโฌ โซุงู ูุนุทูููุงุชโช ุโฌููููุงู ูุดููุฑ ุงุงูุตุทููุงุญ ูููุงู ุงููุฌููุงู ุชโฌ โซูุงููุฌููุงู ุช ุงู ููุงุจูููุฉ ูููู ุงูุชููู ุชููุฏู ุนููู ูุฌูููุฏโฌ โซุญููุฑุจ ุญููููููุฉโช ุโฌูู ุจููุง ุงููููุง ุญููุฑุจ ููููู ุญููุฑุจ ุจูููโฌ โซุฌูููุงุช ุชุชูุงูููุถ ู ุตุงูุญูุง ูุชุชุนููุงุฑุถ ู ูุงูููููุงโช ุโฌููุฐุงโฌ โซุชููููู ูู ุงูุบุงูููุจ ูุฌููุงู ุช ุฐุงุช ุจุนููุฏ ุณูููุงูุณโช ุโฌุฃูโฌ โซูุฌููุงู ุช ู ูุงูุณููู ุญุงูุฏูููู ูู ูุทููุงุน ุงุงูุนููุงู ูโชุโฌโฌ โซููููู ู ููุง ูุฌุนููููุง ู ุฑุชุงุฏูููุฉ ููููุง ู ููุน ุฃุนููุงู ู ุฅุฑูููุงุจโฌ โซุงูุณูููุฑโช ุโฌููููุฐุง ูุตูููุช ุงู ูุฎุฑุชูููู ุงุฃูู ุฑููููุงู ุนูููโฌ โซู ูุงูููุน ุตูููููุฉ ูู ุฃุทููุงุฑ ุญู ูููุฉ ุฃู ุฑูููููุฉ ุนูููโฌ โซุงูุตููู ุชุญููุช ุฐุฑูุนููุฉ ุญููููู ุงุฅููุณููุงู ูุงูุชููู ู ุชููุชโฌ โซุจุฏุนููู ุญููู ููู ุฃู ุฑูููู ุจุงููููุง ุญููุฑุจ ู ุนููู ููุงุชโช.โฌโฌ โซููููุฐุง ุงุงูุตุทููุงุญ ูู ุญูููุชููู ุงุตุทููุงุญ ุฅุนุงู ูููโฌ โซุฃูููุฑ ู ูููู ุฃูุงุฏู ููููโช ุโฌููุณููุชุฎุฏู ู ุฑุงุฏู ูุงู ูู ุบุงูุจูููุฉโฌ โซุงูุชูุงุฑูููุฑ ุงูุตุทููุงุญ ุงููุฌููุงู ุช ุงุฅูุฑูุงุจูููุฉ ุงุฅูููุฑุชูููุฉโฌ โซููุฌููุฏู ูููุฏู ุงููุซุฑูููู ุงุตุทููุงุญ ูุงุณููุน ุงูุฏุงููููุฉโฌ โซูุดููู ูู ูู ุฃู ูููุงุท ู ุฎุงุทููุฑ ูุชูุฏูููุฏุงุช ูุงุนุชููุฏุงุกุงุชโฌ โซูุฌุฑุงุฆููู ุงูุจูุฆููุฉ ุงุฅูููุฑุชูููููุฉโช ุโฌููููุฑู ูุฑุต ุงุณููุชุฎุฏุงู ูโฌ โซุนููู ุงููุฌููุงู ุช ูุงููุฌููุงู ุช ุงู ูุถููุงุฏุฉ ูู ุถูููุกโฌ โซุญููุฑูุจ ุงูููุฑุฃู ูุงู ูุนุชูููุฏ ูุชู ููููุฒู ุนููู ุจููุฉ ุฃูุดููุทุฉโฌ
โซุงูุนุฏุฏ ุงูุซุงููโช ุโฌู ุฌูุฏ โช ุ11โฌุตูู โช2016โฌโฌ
โซโชECONOMIC FOCUS CHAMBER NEWSโฌโฌ
โซโช109โฌโฌ
โซโช104โฌโฌ
โซโช103โฌโฌ
โซโช99โฌโฌ
โซุบุฑูุฉ ุงูุชุฌุงุฑุฉ ุงูุนุฑุจูุฉ ุงูุฑุจูุทุงููุฉโฌ โซโชArab-Britishโฌโฌ โซโชChamber of Commerceโฌโฌ โซโช43 Upper Grosvenor Streetโฌโฌ โซโชLondon W1K 2NJโฌโฌ โซโชTel: +44 (0) 20 7235 4363โฌโฌ โซโชFax: +44 (0) 20 7245 6688โฌโฌ โซโชeconomicfocus@abcc.org.ukโฌโฌ โซโชwww.abcc.org.ukโฌโฌ
โซโุฃุถูุงุก ุนูู ูุถุงูุง ุงูุนุงููุงุช ุงูุนุฑุจูุฉโช-โฌุงูุฑุจูุทุงููุฉโโฌ โซู ุฌูุฉ ุงูุชุตุงุฏูุฉ ู ู ุฅุตุฏุงุฑุงุช ุบุฑูุฉ ุงูุชุฌุงุฑุฉโฌ โซุงูุนุฑุจูุฉ ุงูุฑุจูุทุงููุฉ ูู ููุฏูโฌ
โซู ุญุชููููููููููุงุชุงูููููููุนุฏุฏโฌ
โซุชูุงุฑูุฑ ุฎุงุตุฉโฌ โซุชูุฑูุฑ ู ูุณุนโช :โฌุงูุชุตุงุฏุงุช ู ุฌูุณ ุฏูู ู ุฌูุณ ุงูุชุนุงูู ุงูุฎููุฌ ูโฌ โซุงู ูู ููุฉ ุงู ูุชุญุฏุฉโช :โฌูุตุงุฆุญ ุจุดุฃู ุชุฃุดุฑูุฉ ุงูุฏุฎูู ููู ุณุชุซู ุฑูู ูุฑุฌุงู ุงุฃูุนุงู ู โฌ โซุงูุญููู ุฉ ุงูุฑุจูุทุงููุฉโช :โฌุงูุฏุนู ุงู ูุงูู ููู ุตุฏุฑูู ูู ุงู ูู ููุฉ ุงู ูุชุญุฏุฉ โฌ โซุงูุนุฑุงูโช :โฌูุฑุต ุงูุชุฌุงุฑุฉ ูุงุงูุณุชุซุงู ุฑ โช -โฌุณูุฑู ุงูุนุฑุงู ูุฏู ุงู ูู ููุฉ ุงู ูุชุญุฏุฉ โฌ โซู ูุฑูุชุงููุงโช :โฌุงููุฑุต ุงุงููุชุตุงุฏูุฉ ูุงุงูุณุชุซุงู ุฑ โฌ โซููุงุนุฏ ุฌุฏูุฏุฉ ูุตูุงุนุฉ ุงูููู ุงูุจุญุฑู โฌ โซุงู ูุณุญ ุงุงููุชุตุงุฏู ุงููุตูู ุงูุฑุจูุทุงูู โฌ
โซโช4โฌโฌ โซโช24โฌโฌ โซโช32โฌโฌ โซโช40โฌโฌ โซโช46โฌโฌ โซโช49โฌโฌ โซโช54โฌโฌ
โซุฃุฎุจุงุฑ ุงูุบุฑูุฉโฌ โซูุดุงุทุงุช ุงูุบุฑูุฉ โฌ โซุฃุนุถุงุก ุฌุฏุฏ โฌ
โซโช66โฌโฌ โซโช89โฌโฌ
โซุงูุชูุฑูุฑ ุงุงููุชุตุงุฏู ุงูุนุฑูุจโฌ โซุฃู ู ุงู ูุนููู ุงุชโช :โฌุจุนุถ ุงูุญูุงุฆู โฌ โซุงูุจุฏุงูุฉ ูุงูุณูุฑูโช :โฌุงู ูุญุงููุฉ ุงูุฑุจูุทุงููุฉ ูู ู ูุงูุญุฉ ุงูุฎุทุฑ โฌ โซุงูุฑุดุงูุฉ ุจูู ุงููุทุงุน ุงูุนุงู ูุงูุฎุงุต โฌ
โซโช109โฌโฌ โซโช104โฌโฌ โซโช99โฌโฌ
โซุญููู ุงููุฑุดโฌ โซุชุญุชูุธ ุบุฑูุฉ ุงูุชุฌุงุฑุฉ ุงูุนุฑุจูุฉ โ ุงูุฑุจูุทุงููุฉ ุจุญูููโฌ โซุงููุฑุด ููู ุนููู ุงุช ุงูุชู ุชุญุชูููุง ูุฐู ุงู ูุฌูุฉโช ุโฌูุงูโฌ โซูุญู ุฃูู ุฌูุฉ ุฃุฎุฑู ุฅุนุงุฏุฉ ุฃูุชุงุฌูุง ุฃู ุฅุนุงุฏุฉโฌ โซุตูุงุบุชูุง ุฃู ุฅุนุงุฏุฉ ุชูุฒูุนูุง ุงูููู ุฃู ุงูุฌุฒูุฆ ุจุฏููโฌ โซู ูุงููุฉ ู ุจุงุฑุดุฉ ู ู ุบุฑูุฉ ุงูุชุฌุงุฑุฉ ุงูุนุฑุจูุฉโฌ โซุงูุฑุจูุทุงููุฉโฌ โซูุฑูู ุงู ูุญุฑุฑููโฌ โซุนุจุฏ ุงูุณุงูู ุงุฅูุฏุฑููุณโช ุโฌูููู ููุฑุงูุณโช ุโฌุฏูููุฏโฌ โซู ูุฑูุงูโช ุโฌุฏโช .โฌูุงุณู ูู ุญุณููโฌ
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