South Gloucestershire Direct Local December 2022

SOUTH GLOUCESTERSHIRE MAGAZINE December 2022

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This Month..

4. How to keep your house warm this winter 6. A chilling tale 8. Accessing your pension early 12. Matilda 16. Mushroom and potato frittata 20. Agent in the hot seat 22. Walking workout 24. Hanging Christmas tree lights like a pro 26. This winter in South Glos 32. Executing a will 36. Horoscopes 38. Your garden

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Editor Michael Davies Journalist Lisa Davies Distribution coordinator Matthew Clarke 10 High Street Shirehampton Bristol BS11 0DP Email: info@directlocalonline.com Website: www.directlocalbristol.co.uk Regular editorials By: Andrea Sexton, Martin Powell Daren Bane Kayleigh Penny kierstan Lowe Corinna Ingram David Hinksman

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3

HOW TO KEEP YOUR HOUSE WARM AND SAVE MONEY ON ENERGY COSTS

So this week it’s gotten really cold out there. Like, seriously guys, it’s freezing!

But you know what? I actually kind of love it. There’s something really cozy about bundling up and going outside to enjoy the fresh air.

However, once you’re inside it’s a whole different story.

Apparently, according to the Office for National Statistics, one of the biggest expenses for families is heating their homes. So this year, more than ever, it’s important that we find ways to keep warm while also saving some cash.

1 TURN THE THERMOSTAT DOWN Every single degree you lower your thermostat could save you several pounds per week. Turning your heating down as little as one degree can help save as much as £55 a year.

Experts recommend 18C as an ambient level, rather than a costly 20C or 25C. So give it a try turning it down a bit, even by a degree or two, especially when you’re in the house all day.

If you opt to do this, you will save money.

But how do you make sure you are also keeping your home warm enough?

Since lots of us are working from home 2 REARRANGE YOUR FURNITURE now too, it’s key that we figure out how to make our homes hold onto heat better, It might sound obvious, but directly without driving up our energy bills. blocking your radiators with furniture will trap in heat, and prevent it from making In order to save money on heating and the room nice and toasty. stay warm, it’s important that you take steps to reduce the heat loss from your If you can, move your furniture clear from home. There are loads of simple (and the radiators, and let the heat radiate out cheap) things that you can do to use into the room. This will help increase the your heat more efficiently and to retain heat in your home without having to turn the heat you create. up the thermostat.

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3 DRAUGHT PROOF YOUR HOME

6 CLOSE YOUR CURTAINS AT NIGHT

All those little holes letting air into your home are making a big difference to the warmth of your house and your energy bills. So, it’s time to cover them all up.

While opening your curtains during the day can help warm up the room. Closing them as soon as the sun drops will help to retain any heat that has been created.

You can do this on the cheap by using Heavy weight curtains work best, or you gaffer tape to seal cracks in floors and can even invest in thermal curtains to walls and cracks around windows, while keep the heat in. the bottoms of doors can be blocked with old clothes or towels. Or you can go all 7 LEAVE THE OVEN DOOR OPEN AFTER out and buy draught-excluders to plug COOKING any gaps.

You’ve got to eat. And the oven is natIt’s estimated that this could save you urally one of the hottest places in your around £20/year on energy bills, and So why not utilise that heat to help you better control the temperature home. warm your home? of your home.

4 GET YOUR BOILER SERVICED Heating your home using oil is a very efficient fuel. However this is only the case if your boiler is working efficiently.

We recommend that you get your boiler serviced every 12 months to ensure that everything is running smoothly and safely. We usually recommend that you do this in Autumn (before the Winter season), but if you’ve not done it yet it’s not too late.

5 OPEN YOUR CURTAINS DURING THE DAY

An oven full of 200C air released into the kitchen is the perfect way to stave off the cold in the evening especially if you have an open plan kitchen-diner.

Also try to think of how you use the oven, and make the best use of it. Having it on for an hour and a half just for one solitary jacket potato is not the best use of energy. Check what everyone in the house wants for dinner before switching the oven on, and consider bulk cooking by putting in a casserole, pie or crumble that you can then freeze, along with your main meal, to make best use of all that heat.

Yes, we get precious little sun during the Winter months in Scotland. But, what little sun we do get can help to heat up your home without increasing your energy bills.

Make sure you open those curtains in the morning to let the light and the heat in.

It’s an efficient and totally free way to get some more heat in your house.

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A CHILLING TALE PROVIDES THE PERFECT FESTIVE READ As we recover from a heatwave summer of record temperature highs, it’s hard to imagine that Bristol shivered Siberian-style beneath blizzard conditions in the early 1960s.

Some of the lowest temperatures, and heaviest snowfall, for 150 years were recorded during the winter of 1962-63.

The snow started falling on Boxing Day and led to a great freeze which saw the docks covered in ice which was ten centimetres thick in places.

While it’s unlikely that we’ll suffer such chilling temperatures this coming Christmas, the story of that great freeze is outlined in the pages of Manson’s Bristol Miscellany Volume 2, the perfect present for anyone with an interest in Bristol.

But if you don’t fancy the chilly tale of how people had to boil snow for their water in the city, there are many other stories that have been uncovered by author Michael Manson in this second volume of stories from the rich history of Bristol.

The miscellany began as a compilation of things that piqued author Michael Manson’s own curiosity as he wandered around the streets he has called home for 45 years in a quest to find the ‘soul of the city’.

In addition to recalling ‘The Coldest Winter in 150 Years’, readers will discover everything from plans for futuristic aerial walkways in the city centre to the infamous Bristol accent; from notable buildings to Banksy; aircraft to almshouses. Even the most knowledgeable Bristolian will learn something new about the city.

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There’s a chapter on ‘the stink of the city’, recalling some of the prevalent odours that have filled the Bristol air over time, from brewery hops to tobacco, from sewage in rivers to the sweet scent of chocolate.

Manson’s Bristol Miscellany is available now from the Bristol Books website, www.bristolbooks.org priced £20.

On Thursday 8 December, Mike will be at Gloucester Road Books, 186 Gloucester Road, Bristol, between 6.30pm and 8pm, signing copies of the book (and there will be warming glass of sherry awaiting those who attend, too).If you would like to attend, please email mike.manson@pastandpresentpress.co.uk in order to help with the management of numbers.

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ACCESSING YOUR PENSION MONEY SENSIBLY AND AVOIDING PENSION SCAMS Whether you have a defined benefit or defined contribution pension scheme, you can often start taking benefits from the age of 55. You could use this to help top up your salary if you are still working or to enable you to work fewer hours or even retire early. You may also be able to release a cash sum from your pension too.

One particular scam to be wary of and avoid is companies claiming they can access your pension money before the age 55. Accessing your pension before age 55 is viewed as an unauthorised payment in most circumstances. The tax you will pay for accessing can be up to 55%, as well as charges of up to 30% by the firm which does it for you.

Often the first 25% of the fund will be tax-free if taken as a cash sum. The remaining 75% would be counted as income and taxed in the usual way. So care needs to be taken as could push you into a higher income tax bracket for that financial year.

If a website or marketing brochure advertises that you can or should access your pension before the age of 55, it is unlikely they will be authorised by the Financial Conduct Authority and any advice or guidance they give you will be unregulated. This means you will not be able to complain to a regulator if anything goes wrong.

Which part of your pension you take also effects what levels you can contribute back into a pension in the future. If you just take the 25% tax free lump sum, you can continue to contribute up to £40,000 per annum into a pension. However, if you take out any of the remaining 75% taxable portion of your pension, the amount you can contribute into a pension each year reduces to £4,000 per annum.

Pension Scams to avoid Pension scams have increased recently due to the Coronavirus impact on the economy and people having financial difficulties due to job losses. One particular scam to be wary of and avoid is companies claiming they can access your pension money before the age 55 8

There are two instances when you can legally access pension money under age 55. The first is if you’re too ill to work or if you have a serious illness which means you are expected to live for less than a year. The second is when you have a protected pension age lower than age 55. An example of someone who might have a ‘protected retirement age’ might be a professional sportsperson.

If you are planning to access your pension and are unsure of the rules or how to do so, make sure you seek professional advice and consult a regulated financial adviser. You can check if the advisory firm is authorised and regulated to give financial advice by going to the FCA register on their website.

FLEET OF NEW GRITTERS READY TO LAUNCH

The South Gloucestershire Council is launching nine new gritters this week as a part of a £1 million investment to keep roads safe during this winter. They will be out on South Gloucestershire’s roads this weekend.

The new fleet uses 20 per cent less salt by using technology which can be set to spread a more precise measurement to suit the road conditions. This makes them much more efficient and minimises their carbon footprint.

The council regularly grits around 30 per cent of South Gloucestershire’s road network when ice has been predicted. This involves treating main A and B roads, and routes to schools, care providers, fire, ambulance and police stations.

Vehicles, drivers and staff are on call 24 hours a day, seven days a week throughout the winter months, to keep schools open, businesses running and emergency services on the road. Winter arrangements begin in late October and run until 31 March each year, although this period can be extended depending on weather conditions.

Five thousand tonnes of salt is stored at the council depot at Broad Lane in Yate, so they are well-prepared for winter. The council also spreads salt manually on key town centre pedestrian areas and uses a small spreader mounted on a tractor to treat some of the busier sections of cycle routes.

The new gritters have been given superhero names by local school children as part of a competition held earlier this year.

Winners were announced in the Spring and the names were selected by council officers from more than 100 entries.

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BRISTOL’S FESTIVE CELEBRATIONS ARE COMIN’ TO TOWN

Bristol will feel more festive than ever this year with the unveiling of new sparkly Christmas lights and a Love Bristol Gift Card campaign designed to invite shoppers to the city to support local business this winter.

Bristol City Centre BID, Redcliffe & Temple BID and Broadmead BID have joined forces for 2022 to bring festive spirit to all corners of the city.

Corn Street will be transformed into Bristol’s answer to Carnaby Street with a love themed light installation adorning the historic street. With eight love lyrics to be spotted (and selfied under!), the city’s residents and visitors are sure to be feeling the love (Bristol) this Christmas. The city centre is now lit up after dark with Christmas light installations on King Street and the Old City, Park Street and Queens Road. Park Street is once again lit with stunning festoon lighting, which was launched in 2021, and this has been extended into Queens Road this year. The Love Bristol disco balls also return bringing sparkle to the streets outside the Clayton Hotel, Mother’s Ruin, Mr Wolf’s, Four Wise Monkeys and the Queen Shilling. You can expect to see the city twinkling once the lights turn on from 14 November.

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In Broadmead, over-street Christmas lights have this year been joined by new canopies on Merchant Street North and South alongside sparkly tree lights on Union Street and The Horsefair, illuminated from 4th November. You can also find Broadmead’s highly successful Sunday market returning for a Christmassy edition, Festive Sundays Broadmead, operated by Better Events.

On 20th November, and 4th, 11th and 18th December, the local, ethical market will showcase the best of Christmas gifts, including wreaths, handmade crafts and decorations from Bristol and beyond.

Just in time for Christmas stocking fillers, the BIDs have also launched a new edition of the Love Bristol Gift Card: the Love Bristol Night Out Gift Card, shining a light on the businesses that make the Bristol night-time economy so diverse and exciting. With hotels, theatres, restaurants, clubs and bars throughout the city centre featured, the Night Out Gift Card is sure to make the perfect present for the city’s night owls this Christmas.

Brought to life in a campaign by the BIDs, a series of digital and print creatives have launched, demonstrating how the Love Bristol Gift Card means the best of Bristol is in the palm of your hand this Christmas - all ready to be gifted to loved ones.

Vicky Lee, Head of Bristol City Centre BID, said: “Whether you’re looking to treat your loved ones to sneakers, paint supplies, vintage clothes or a night out at one of Bristol’s best restaurants, the Love Bristol Gift Card has it all and is sure to delight when recipients find it in their stockings on Christmas morning.

Our city has so much to offer and we’re thrilled that the most wonderful time of the year is finally here to see it sparkle even more than it usually does, through the festive lights and love lyrics that have appeared throughout the city.”

The lighting schemes across the city centre utilise LED lighting fixtures and components which are incredibly energy efficient and have a longer lifespan than other traditional lighting features.

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MATILDA

The inspirational musical tale of an extraordinary girl who discovers her superpower and summons the remarkable courage, against all odds, to help others change their stories, whilst also taking charge of her own destiny.

Standing up for what’s right, she’s met with miraculous results.

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STRANGE WORLD

ARMAGEDDON TIME 13

BRISTOL CLEAN AIR ZONE HAS LAUNCHED Bristol City Council has launched a Clean Air Zone in order to reduce air pollution in the city. The zone covers a small central area of the city and the Portway, and older, more polluting vehicles are being charged.

There is no need for drivers to receive written notification or any kind of alert that they have entered Bristol Clean Air Zone or that a payment is due; individuals and businesses are fully responsible for managing this. Mayor of Bristol Marvin Rees said, “What an incredible milestone we’ve achieved today, launching Bristol’s Clean Air Zone to help create a city that is healthier for everyone to grow up, live and work in.

No vehicles are banned from entering the central zone, and Bristol remains very much open to all residents, visitors and businesses, particularly as we look ahead to the busy Christmas period.”

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“We have always sought to reduce air pollution in Bristol to improve the city’s health, but we’re also mindful of the financial strain people are under at the moment. We have taken our time to find a way to clean up our air, while also providing support to those who need it most. Temporary exemptions and financial support are still available, and I urge people to check if they’re eligible.”

To date, the council has had over 6,000 applications for financial support such as grants and loans to change or upgrade vehicles. Over 1,500 applications for temporary exemptions have been approved, mostly to Blue Badge holders, and over 8,000 active travel offers such as bus tickets and Voi scooter credit have been given out.

Mayor Rees continued: “I would encourage you to try out our bus, train and park and ride services as an alternative way to travel around Bristol, and we still have free vouchers available to help you give these options a go. You can visit the council website for more information on how to register your interest, as well as more information about the zone boundary map to help you best plan your journeys.”

NOW IN N OPER ATIO

Daily charges for Bristol Clean Air Zone apply 24 hours a day (midnight to midnight), seven days a week, all year round, and must be paid within six days of travel. People can pay online at www. gov.uk/clean-air-zones or by calling the Clean Air Zone support line on 0300 029 8888 (Monday to Friday: 8am to 7pm, Saturday: 8am to 2pm). Users of smart phones can also pay the charge using free-to-use apps like Caura.

Business owners can sign up to the Business Accounts Feature, to set up a Bristol-specific account to help manage payment for multiple vehicles entering and exiting the Zone.

From today, the council will send Penalty Charge Notices to people who drive non-compliant vehicles in the Zone and do not pay the appropriate daily charge.

However, for the next six weeks, people will be given the option of a Special Payment Offer which gives seven additional days to pay the appropriate daily charge for that journey. This is £9 for private cars, taxis and light goods vehicles and £100 for heavy goods vehicles, buses and coaches. If the charge is paid, the remaining Penalty Charge of £120 will be cancelled.

Failure to pay this daily charge will result in a full Penalty Charge Notice of £120, or £60 if paid within 14 days, as well as the outstanding daily charge.

Drivers in Bristol and surrounding areas are encouraged to look out for roadside signage showing when they are entering or approaching the zone. Some signs count down how many miles to go until the zone starts and others have a green cloud symbol on, with the letter D inside.

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MUSHROOM & POTATO FRITTATA

Ingredients •

500g baby potatoes, halved

•

1 tbsp olive oil

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150g baby button mushrooms, large ones halved

•

120g Co-op grated mature Cheddar

•

6 medium h eggs, beaten

Method

When the potatoes are nearly cooked, heat half the oil in a 20cm ovenproof frying pan (base measurement) and fry the mushrooms over a medium to high heat for 5 mins Lower the heat and cook for a further 5 mins, then remove the mushrooms from the pan Add the remaining oil to the pan and put it over a low to medium heat Add the cooked potatoes and mushrooms to the pan, and season Add three-quarters of the cheese to the beaten eggs and pour over the vegetables

Put the potatoes into a pan of cold water. Sprinkle over the remaining cheese and cook gently for 5 mins Bring to the boil and simmer for 12-15 mins, until tender, then drain Transfer to the oven and cook for 15 mins, until cooked through and golden Preheat the oven to 180°C, fan 160°C, Serve in wedges gas 4 16

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17

CHOCOLATE, HAZELNUT & COOKIE CAKE

Ingredients

Method

•

Grease and line 2 deep loose-bottomed 20cm cake tins

• • • • • • • • • • •

250g unsalted butter, plus extra for greasing 250g 70% cocoa dark chocolate, chopped 250g light brown soft sugar 250g self raising white flour 50g cocoa powder 4 large free range eggs For the buttercream 150g unsalted butter, softened 200g chocolate spread 150g icing sugar 1 tbsp semi-skimmed milk 6 Irresistible triple chocolate cookies, to decorate

Preheat the oven to 180°C/fan 160°C/ gas 4 Put the chocolate, sugar and butter in a pan and melt together over a low heat, until the sugar is completely dissolved and everything is combined. Leave to cool Put the flour and cocoa into a large bowl Whisk the eggs into the cooled chocolate mixture, then whisk the chocolate mixture into the dry ingredients Divide between the prepared cake tins and bake for 25-30 mins, until a skewer inserted into the centre comes out clean.

Leave to cool completely Once the cakes are cool, make the buttercream Whisk together the butter and chocolate and hazelnut spread until light and fluffy Whisk in the icing sugar, then add the milk to loosen slightly Place one of the cakes onto a serving plate and spread a layer of the buttercream over the top Sandwich with the second cake, then spread over the rest of the buttercream To decorate, cut 3 of the cookies in half and crush the other 3 into crumbs Pat most of the crumbs around the sides of the iced cake, push the halved cookies at intervals around the top, and sprinkle with the remaining cookie crumbs to serve

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PLANS WILL NOT PROGRESS DUE TO IMPROVED TRAFFIC MOVEMENTS

South Gloucestershire Council has decided not to progress proposals for further work on a number of junctions and roundabouts along the A4174 ring road.

The funding bid to introduce changes to the ring road junctions (including a further three throughabouts) will not be submitted to Government in response to a positive change in traffic patterns.

The council’s Cabinet made the decision after initially putting the wider A4174 scheme on hold for a year to allow for further assessment.

A significant reduction and change in traffic movements was found to have taken place since the proposals were initially drawn up in 2018. There are now less delays on the ring road, as the Covid pandemic has changed people’s travel habits and the Wraxall Road throughabout has had a positive impact.

Both southbound and northbound ring road traffic at morning and afternoon peak times was found to have reduced by up to 14 percent between 2018 and 2022 in post-pandemic travel conditions.

Therefore it was agreed that the junction proposals for the A4174 corridor between Lyde Green and Kingsfield roundabouts were no longer needed.

Councillor Steve Reade, cabinet member responsible for regeneration, environment and strategic infrastructure at South Gloucestershire Council, said: “We have made the decision not to submit a funding bid and to withdraw the proposals.

“We monitored the ring road and have the evidence that traffic patterns have changed. We have seen that there are now not as many delays, largely due to our new post-lockdown travel habits and journey time savings thanks to the Wraxall Road throughabout.

“Our data for the Wraxall Road junction improvement indicates that many of the congestion issues on the ring road between Siston Hill and Kingsfield have now been reduced.”

A 12-week consultation after the opening of the area’s first through-about at the Wraxall Road junction saw residents asking for the performance of Wraxall Road to be better understood. Concerns were also raised about the impact of construction and roadworks, so the plans for further work were put on hold to enable the council to carry out further assessment.

19

AGENT “IN THE HOT SEAT” – WHAT’S FULL MANAGEMENT? Full Management (frequently referred to as a “fully managed” service) is a service offered by most letting agents to landlords that wish to have a more passive experience, where their letting agent is responsible for and will deal with all aspects of the management process including: • • • • • • •

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Management of tenants Rent collection Safety compliance management Property inspections Management of property maintenance Assistance in any disputes Protection of the deposit

PROS This is a great option for landlords who either don’t want to self manage or, for whatever reason (usually time or location related), cannot self manage. It is a passive service, because the letting agent will manage the property and the tenants and will ensure that the tenancy and the property are compliant. So, if it’s passivity that you are after, then this could be the right service level for you.

Most agents will be happy to discuss tweaks with you, and trigger points at which you would like to be involved. For example, some landlords are happy to be completely hands off and let their agent choose tenants and some like to have the final say on tenant selection themselves; some are happy for the agent to sign the contract on their behalf, and some want to sign it themselves – and so on and so forth. Usually, if something is do-able and makes sense, your agent will be happy to oblige.

Where the tenant find service leverages your agent’s selection experience, full management carries on, where that service ends, leveraging the agent’s management and compliance knowledge and expertise and often their trade contacts too.

CONS

It’s also important to choose the right lettings partner, not just one based simply The biggest one here is cost, as full man- on price. There are some fantastic agents agement is an ongoing cost, as opposed out there, so pick up the phone and have some conversations with them and ask to a one off fee, for a one off service, some searching questions about how like, for instance, a tenant find. The important thing to mention here is that your they go about the business of managing property. We charge 10% plus VAT for a agent will be spending a lot of time, on an ongoing basis, managing your proper- single let and 12% plus VAT for an HMO, with discounts available for portfolio landty, managing your tenants, and keeping lords. Different agents will have different abreast of compliance, in order to keep you, as a landlord, safe. The other impor- fee structures, we have chosen ours to reflect time spent and the level of comtant thing to mention here is to choose plexity involved. your agent carefully. There are some great agents out there, and a conversation with them, asking some good quality Our Tenant Find versus Our Full Management questions, will help you to choose the right one. Make sure that you do this well With our Tenant Find, you get to leverage and that you don’t choose based solely on price, because they will be managing exactly the same experience, knowledge and team as you get with full manageyour biggest asset and their knowledge ment, just for the part of the process that of the local area and of regulations and compliance are crucial, especially if you you need. We don’t outsource any part want a truly passive service – remember, of our lettings service, so you get the full you cannot outsource your responsibility KPA experience, just for the “tenant find bit.” With our Full Management service as a landlord, so your choice of lettings you get that very same, experienced partner is an important one. team, managing your property, your tenants and keeping both you and your Full Management versus Tenant Find property fully compliant; it can be as passive as you’d like it to be. Most agents Whereas with a tenant find, the agent’s in a similar way and a conversation services do not extend beyond the check work with them will help you to make the right in, Full Management “does what it says choice about your lettings partner. on the tin.” A full management service incorporates all aspects of managing the Us versus our Competitors tenancy. This often works well for landlords who do not have the time, experiThere are some great agents out there ence, or knowledge to self-manage, or whilst it’s hard to comment, spewho have more than one property. It can and, cifically, exactly how they carry out also work well for more compliant or time their Fullon Management service, a chat intensive property models, like HMOs with them would soon answer any of (Houses of multiple occupation) or SA your questions and queries. Most agents (Serviced accommodation). define the service in a very similar way and are very happy to chat with a landlord The Cost about specific needs when it comes to the management of their property. The This will vary from agent to agent, as relationship with your agent is a partnerwith all costings but, our advice here ship, never more so than in a managewould be, don’t be lured in by very low capacity, as they will be responsible prices. A full management service is time ment for the day-to-day management of one of heavy, and time equals money, so if you your biggest assets. Have those converare being quoted a very low cost, we sations, ask those questions, address would see this as a potential indication those concerns – you will be pleased that of how much time is going to be spent on the management of your property, so you did! “buyer beware.”

If you have found this subject useful, then you can find other, related, blog articles 21 here.

WALKING WORKOUT IS GOOD FOR YOUR BODY

The UK is largely populated with sedentary workers, we take less and less exercise. Yet one of the most simple forms is also the most effective - walking.

There is evidence to suggest that regular brisk walks could be as good for us, if not better, than strenuous jogging.

Walking helps to drain the lower legs of excess fluid and can help prevent varicose veins through the pumping action of the calf muscles. The increased supply of oxygen exercise promotes also gets rid of the waste products in the tissues.

Because more people are able to walk at a consistent speed than run, it is a more beneficial form of tissue-cleansing, particRegular walking, like most aerobic activi- ularly for people over-50, As jogging can ties, is great for you because cardio-vas- actually cause more problems.' cular exercise strengthens the heart and lungs, overall increasing fitness. Together Did you know walking is also better for the spine than running, as it puts less with healthy diet and other exercise stress on the discs. As we are designed plans, it can also help with weight loss for constant movement, not sitting in cars and tone up muscles or in front of computers, which causes negative pressures on our spinal cord.

A sports science lecturer at the University Regular walking is excellent for spiof Exeter is a firm believer in the benenal discs, which receive minerals and fits of walking, and said: ‘It can improve vitamins through the pumping action it muscle endurance as well as muscle causes. The best thing is that you can strength, especially in the lower body. see results from walking very quickly - although it depends on each person's individual level of fitness, ‘It is also good for bones and improves age and how often and fast they are the body’s cardiovascular system. It also walking. helps boost circulation.

WHAT DOES WALKING DO TO YOUR BODY?

Power-walking - keeping a brisk pace at moderate to high intensity - can burn the same amount of calories as running or jogging. So it is very useful for helping with weight loss ‘Because it is low impact, it does not have the same potential for injury as jogging or running. Yet it can offer all the benefits.’

22

WHAT DOES IT DO TO YOUR FEET?

The main players in regular walking are, of course, your feet. And we don’t use them in the best way.

Our feet were made for walking about.

And that’s exactly what they should do as It’s the best way of exercising the 50-odd muscles we have in our feet.

HOW TO DO IT BEST

HOW OFTEN SHOULD YOU DO IT?

A fitness trainer for the GMTV Inch Loss Beach regime, points out that although we learn to walk as infants, very few of us have continued to walk correctly.

Government health recommendations suggest we need to exercise for 30 minutes daily, for a minimum of five days a week. But you can split the walk into a couple of 15-minute journeys each day or make up for lost time with an extra-long walk at the weekend.

For instance, a slight 'bounce' while walking not only slows you down, but also places a strain on joints.

When taking a step, let the heel land first. If you think about how your body weight is distributed, it makes sense to land the foot in a heel-to-toe motion as you take the movement from heel towards the ball of the foot, try to make a slight rolling motion inwards. This will help to give you more power when you push off with your foot. The result will be a faster stride. Walking can burn just as many calories as jogging if you walk with a special technique.

It’s called the race walking wiggle. If you walk with a slight swivel in your hips with each stride, it makes you move faster.

Yes, it can make you look a little strange but, mile for mile, it uses the same calories as you would if you were jogging.'

Walking beats other forms of exercise as there are excellent strategies for boosting the amount you do.

For example, getting off at an earlier bus-stop than your usual one will add on a two to three minute walk. That may not sound much, but if you do that twice a day, every day, it all adds up.

Another great tip is walking up a flight of stairs instead of taking the lift. Even a brisk walk around the block for ten minutes in your lunch break contributes to your daily walking too.

HOW TO KEEP IT UP? Also there is psychological benefits to walking. When you walk, just like any other form of exercise, your body has a chemical release of serotonin, the natural feel good chemical.

Also maintaining your posture also makes a huge contribution in obtaining the maximum benefits from walking. walk tall and also holding the ribcage up and Also the release of endorphins, which are tummy muscles in. happy hormones, which is why people feel on a natural high at the end of an This means you get an additional midriff exercise session. Remembering how work-out while walking. Also it’s advised you feel should be an incentive for you to squeeze your bottom in as you walk to keep it up. However linking up with a since this tightens the gluteus maximus 'walking buddy' can also help with motimuscles. vation. If you have a commitment to meet a friend for that walk, you are less likely Imagine you are holding a £50 note to cancel. Where as if you are planning between the cheeks, so that you achieve to walk on your own, it is often easier to make excuses and put it off. a firmer bottom and also get a more effective walking session.'

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HANG CHRISTMAS TREE LIGHTS LIKE A PRO When you're learning how to put lights on a tree, you figure out pretty quickly that hanging Christmas tree lights is easy. Getting the lights to look just right and taking them down at the end of the holiday season, however, is much harder.

FIRST, WHAT NOT TO DO: Many times, people make the mistake of putting their lights on the Christmas tree haphazardly, crossing strands to form a wire net that’s nearly impossible to remove. Fortunately, there are a few strategies to try to make your Christmas lights easy to put up—and take down.

Whether you decide to hang your lights horizontally as we prefer, or vertically which also has its perks, use these tips to become a Christmas tree decorating pro.

WHAT YOU’LL NEED: Christmas lights, of course! Start by figuring out how many lights you need for your Christmas tree. A good rule is to average 100 lights for every foot of the tree, but you can add more lights (or use fewer) as you prefer.

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How to Hang Christmas Tree Lights Before you start, plug in the lights to check if all the bulbs are working. Leave them on while you work so you can see how they look on the tree, and so you can easily address dark spots.

Horizontal is the most traditional way to install your Christmas tree lights— traveling around and around the tree to wind in the lights. To give your Christmas tree a professional look, string them a little randomly, to give your lights a more organic, natural feel. As you work, place some lights deeper into the branches and place some closer to the front to create depth.

A dead zone of lights occurs when you connect one string of lights to another: Hide the unsightly green plug by pushing it deep into the branches.

If your lights aren’t hanging exactly where you want them by wrapping a little floral wire around the cord and branch to hold it in place. Bend the loose ends of the wire towards the back of the tree to prevent any injuries.

If you have a branch that’s drooping or unattractive, simply remove it by clipping it from behind with a pair of florist shears.

Best Way to Hang Vertical Christmas Tree Lights While hanging tree lights horizontally is most common, many top decorating experts recommend installing your lights from the bottom to the top. "The trick is to go up and down, not around and around.

Use a trunk-to-tip method to create “not just a shell of light but an inner glow and a three-dimensionality that cannot be achieved any other way.

To follow this tree lighting technique, divide the tree vertically into three sections (think trunk to tip) and string the lights by section. Beginning at the bottom, weave each string in and out of the branches, to the top of the tree and back.

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THIS WINTER, SOUTH GLOUCESTERSHIRE COUNCIL AND WARM AND WELL WILL BE BRINGING THERMAL CAMERA TECHNOLOGY TO LOCAL HOUSEHOLDS

South Gloucestershire Council wants to help residents save energy by loaning out thermal imaging cameras. These cameras will help people identify areas around their homes where they are losing heat. The cameras are easy to use and will be available to borrow from libraries across South Gloucestershire.

They come with step-by-step guidelines to ensure residents can make the most of the energy-saving knowledge they provide.

The cameras are being supplied in partnership with the Warm and Well service, which is run by local energy charity Severn Wye. They provide an extensive range of energy advice through their freephone adviceline and advocacy services and administer a range of grant funding for energy efficiency improvements. Those who use the thermal imaging cameras in their properties can call the adviceline for advice on dealing with any problems they uncover.

Launching the scheme, Councillor Rachael Hunt, cabinet member for communities at South Gloucestershire Council, said: “We are one of the first authorities in the country to introduce these cameras to borrow from libraries, to help people reduce their energy use by identifying areas where they can take action. Not only will this save people money, but it will help reduce energy use and contribute towards the success of our climate emergency goals here in South Gloucestershire.”

Jacqui Harris, Project Manager at Severn Wye, is enthusiastic about the project. She said: “We’re really pleased to be supporting this scheme, which offers something different to lots of the energy efficiency support currently available. Using a thermal imaging camera will give residents an insight into how they can make their homes more energy efficient, but it will also empower them to look deeper into how they can make energy changes at home, and hopefully get back a feeling of control during this energy crisis.”

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Call in to your local library to find out more about the scheme and take the next step on your energy saving journey.

To find your nearest library visit www. southglos.gov.uk/libraries Warm and Well are holding a series of advice sessions at libraries across South Gloucestershire this November, where they will be available to answer energy-related questions and provide information on current funding schemes.

If you’d prefer to get in touch with them by phone, you can call their free adviceline on 0800 500 3076, Monday to Friday 9am-5pm, or get in touch via their website https://warmandwell.co.uk/ For other support and help with the rising cost of living in South Gloucestershire visit www.southglos.gov.uk/costofliving

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BLUE Q MENS CREW SOCKS These socks from Bristol-based Lota are perfect for Christmas!

We used one of their less expressive examples, but you get the gist--some are quite rude. Either way, we think you should check them out on Gloucester Road.

SHOP IN BRISTOL THIS CHRISTMAS

HOUSE DOCTOR GOLD CLEAR GLASS CANDLES Candles make great Christmas gifts, and these House Doctor Gold Clear Glass Candles available in different designs are perfect for long winter nights. They’re also very affordable, making them a great option for anyone on your list. Mon Pote is based in Bedminster

WINTER SCARF’S

ZARA’S CHOCOLATE ADVENT CALENDER Zara’s advent calendars are a great ore-christmas gift for chocolate lovers, but you better order yours quickly! Zara’s based in Southville 28

BAM is known for their quirky homeware and gifts, and they have something to suit all budgets. Like this scarf. You can shop online or in store.

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OVER 30’s DANCE PARTY at the superb BAWA Club, Filton on the FIRST Friday of EVERY MONTH (except No Dance in JAN or AUG and the APRIL DANCE is on FRI 14th) It’s The Ideal Night Out For The 30 * 40 * 50 * 60 Age Range.

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BRISTOL BUSINESSES STAR IN NEW SHOW ON AMAZON’S PRIME VIDEO Released on Amazon’s Prime Video, all five episodes of Business As Unusual star two businesses from Bristol – salon NOCO Hair and travel company Inside Travel Group. The series follows eight companies on a journey through lockdowns, re-openings and the every-day challenges faced by businesses across the UK. Narrated by Downton Abbey’s Phyllis Logan, the audience is given a fascinating bird’s eye view of business owners navigating through one of the most unpredictable periods in modern history with the guidance of a local business coach, Gary Keating. The series starts at the onset of the pandemic and grips viewers wondering if the business owner heroes will survive the toughest business conditions in living memory.

The scenarios are real and some are seemingly impossible, not least the business partners with travel company, Inside Travel Group in Quay Street, specialising in tours to Japan – a country with one of the longest lockdown periods! Whilst NOCO Hair not only contends with lockdowns but also opens a second salon in Clifton in addition to their original salon in Redlands – all with strict guidelines to keep staff and customers safe and healthy.

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This series is perfect for anyone thinking of becoming a business owner, understanding the mindset and action needed during times of crisis. For those already fully immersed in business ownership, this show will draw parallels to situations you have faced, not only during the pandemic but on a daily basis. And for anyone looking for a heartfelt documentary showing how both professional and personal lives collided during the pandemic, this is a window into the lives of some business owners struggling to ensure the job security of their staff and families.

“It was certainly an experience being followed around by a filming crew over the course of two of the most tumultuous years but I think it’s really important for people to see behind the scenes of businesses during that time. There are so many lessons to be learned which are valuable considering the current economic climate,” said Gary Keating from ActionCOACH Bristol.

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EXECUTING A WILL – DON'T BURY YOUR HEAD IN THE SAND An executor is a person who has the responsibility of administering a deceased person’s estate. They are appointed by a person’s will and their role begins when that person dies.

Executors have a whole host of responsibilities, including: •

Organising the payment of any tax due, such as inheritance and income tax

•

Applying for any applicable tax reliefs

•

Paying the deceased’s liabilities

•

Identifying and collecting in all the assets

•

Locating the correct beneficiaries

•

Applying for a grant of probate (if required)

Distributing the estate to the beneficiaries in accordance with the deceased’s will Failure to perform these obligations can leave an executor personally liable for matters concerning the deceased’s estate. Furthermore, it is incredibly important an executor fulfils their duties, or they could find themselves being subject to serious penalties.

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The recent case of Totton and Another v Totton provides a graphic illustration of this.

The case concerns the estate of Hazel Totton, who died in July 2019 and left a will appointing her son Mark Totton, aged 51, as executor. She left half of her estate to Mark and the other half to her grandchildren, Hollie Totton and Daniel Washer.

The primary asset in the deceased’s estate was her house, which sold in April 2020 for £425,000. To date Hollie and Daniel, of Essex, have still not received the inheritance they are entitled to in the will and Mark Totton has failed to account for their inheritance.

Hollie, 25, and Daniel, 19, appointed solicitors who wrote to Mark over a period of eight months requesting him to administer and distribute the estate.

No reply was received to any of these letters. Hollie also contacted Mark via telephone calls and texts asking when her and Daniel would receive their inheritance. In October 2020, Mark advised Hollie they would receive their inheritance “within days”.

In April 2021, Hollie and Daniel brought a claim against Mark Totton calling for a full account of the deceased’s estate and for the same to be distributed. With Mark having taken no action, the court made an order in March this year, directing him to provide a full account of the deceased’s assets and their location to Hollie and Daniel’s solicitors within three weeks. Again, Mark Totton failed to take any action.

The court gave one final deadline, stating that the jail term would not take effect so long as the estate was distributed by 6th October.

The court produced further official documents in August which were similarly ignored and Mark Totton failed to attend subsequent court hearings later that month, and then again in September.

The court also noted that he had not instructed solicitors to assist him with his duties, which would have likely prevented proceedings being brought against him.

A warrant was executed and Mark Totton was brought before the court on 15th September. The court provided Mark Totton with several chances to comply with his duties as executor, namely, to correctly distribute the estate. He admitted that he had “buried his head in the sand” regarding the administration of the estate and he received a four-month prison sentence.

Acting as an executor is sometimes straightforward, however it can very quickly become confusing, convoluted and time-consuming. Here at Clarke Willmott we have the expertise to assist executors with as much or as little as is felt necessary.

The following day Mark Totton was jailed for six weeks for contempt of court after failing to comply with the judge’s order to set out the assets of the estate within a certain time frame and to give a full account of his dealings with it.

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Take a break and try to solve theses puzzles Here are this months puzzles designed to test your mental skills during your lunch break or after tea.

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DECEMBER HOROSCOPES 36

Aquarius Jan 20 - Feb 18

Taurus Apr 20 - May 20

Something you have been putting aside needs to be dealt with. The sooner you do this the better things will be for you. Remember that in any situation you have a strong enough character that you will be able to deal with most things. If you have hold-ups and obstacles, check that you are not causing these yourself.

Keywords strength and endurance

Looks like changes are on the way for you. It may be a new venture or career. You may be feeling a bit restless at the moment., May be time to reflect aon nd some of the things you would like to achieve.

You may find people keep wanting to give you their problems, but do not let yourself get involved in gossip or conflict.

Keywords changes and reflection.

Pisces Feb 19 - Mar 20

Gemini May 21 - June 20

Meeting people is quite prominent this month, both in social and other groups and gatherings.

If something needs to be said or sorted now is a good time to do it. It may be a time to reflect and for decisions.

Keywords. Gatherings and decisions

You may be feeling that things are being held up for you, or that your vitality levels are low. Spring is just around the corner and soon your energy and yourself will be feeling back to normal. If there is something complicated in your life at the moment, you will soon be able to unravel it and and let it go. Don’t be too hard on yourself, remember you can achieve more than you think.

Keywords. Letting go..

Aries Mar 21 - Apr 19

Cancer June 21 - July 22

If you are involved in meetings at this time they may not run as smoothly as you would like If the situation feels difficult remember to keep calm. You may also feel time for spring cleaning, both on the physical, and emotional levels.

Keywords. Calm and clearing

Relationships are a high point this month, as well as possible. A small refresh in the home.

If something is a bit hard going at the moment, you will find that you will have the strength and endurance to go through this with relatively plain sailing.

Keywords opportunities and relationships

Leo July 23 - Aug 22 This month pay attention to your intuition especially in regarding to situations with other people.

You may need to step back from something and try and see it from a different perspective In all situations this month try and keep calm and balanced.

Keywords. Intuition and balance

Virgo Aug 23 - Sept 22 You may be at a point where a knew interest hobby or some kind of study is on your mind.

This could lead to opportunities in many directions. Just remember anything you want to achieve may involve some kind of challenges.

Keywords challenges and opportunities.

Libra Sept 23 - Oct 22 Any obstacles that have been in your way look likely to be on their way out. You may have been feeling a bit stuck in your ways of late, this could well be about to change. It may be time to think of having a break, even if it’s just for a day or so.

Keywords change and relaxation

Scorpio Oct 23 - Nov 21 It may be that time of year to go through some paperwork and to change some things that you have been putting off. A good time now for clearing and getting rid of things you don’t need both physically and emotionally. Try to be aware of being sensitive to other’s needs.

Keywords: Clearing and sensitivity

Sagittarius Nov 22 - Dec 21 This month is just the right time to start sorting other things out you have been putting off. You may feel I need to have a revamp in your home, this may also involve a clearing for yourself emotionally.

Should be a chance to get rid of all those paperwork issues too.

Keywords clearing and cleansing

Capricorn Dec 22 - Jan 19 At this time any hold-ups you have had are going to be easing.

It would be good to listen more than talk at this time.Then may be things will be of value to you.

Sensitivity and flexibility is something for you to be aware of this month. keywords: Listen and sensitivity

Forecasted by Marie Hayward

Disclaimer This zodiac is for entertainment purposes only please do not take the predictions seriously Marie take no responsibility for your actions

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YOUR GARDEN IN DECEMBER

Choosing a Christmas tree Most gardeners tend to think that everything in the garden is dormant in December. While this does tend to be the case there are still crops, plants and wildlife to protect from any winter frosts. The lawn will need to be kept clear of any remaining leaves and patio containers will need raising to avoid them sitting in the wet.

The beginning of the month, however, will probably be dedicated to decorating the Christmas tree. For many people this is an essential part of their festive traditions and there’s nothing quite like a real Christmas tree to decorate a room and fill the home with that nostalgic seasonal aroma...

The lush, glossy, rich green needles are soft and dense making it easy to decorate and the strong branches will support your lights and decorations to create a stunning display. They quite often have a wide base, making a perfect place to hide presents!

There are several types of Christmas tree to choose from and if you’ve never had one before it can be hard to decide which will be best.

POTTED/POT GROWN TREES

Nordmann Fir - this is the top choice for real indoor Christmas trees and has excellent needle retention.

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Norway Spruce - the ‘traditional’ Christmas tree. Strong branches make for easy decorating, although the needles can tend to be fairly sharp. If you are choosing this tree it is best kept outside for as long as possible before bringing it into a cool room to help with needle retention.

Most people buy cut Christmas trees, but it is possible to buy ‘potted’ or ‘pot grown’ trees. If you want to keep your tree after Christmas to pot on or plant in the garden always ask for a pot-grown tree. Potted Christmas trees have usually been grown in the ground and then dug up and potted with a few roots.

Looking good this month.. Mahonia They generally won’t last much longer than a well cared for cut tree, and usually won’t establish in the garden afterwards. Pot grown trees have been grown in the pot and so many are more likely to be successful for growing on from year to year.

WHY SHOULD YOU PLANT THEM? Striking winter foliage, fragrant lily-of-thevalley aroma and beautiful yellow blooms - it’s not difficult to see why the Mahonia is such a well-respected addition to a winter garden.

HOW SHOULD YOU PLANT THEM? Mahonia are very low maintenance shrubs but a small amount of attention will ensure that they perform to the best of their abilities - an annual prune is sufficient to keep them in check. By nature they are adapted to woodland conditions so plant in partial to full shade however they will grow well in a variety of soil conditions including clay, chalk and even sand.

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