Home Builders Association of North East Louisiana by Digital Publisher

Membership Directory

Home Builders Association of Northeast Louisiana Things to Consider When Buying a Home with a Family in Mind

www.hbanela.com

Home Financing for the First-Time Homebuyer

For more information about our great insurance programs contact any of our HBA member agents listed on pages 40 & 41 With a history spanning nearly 40 years Home Expo has grown to be one of the largest attractions in northeast Louisiana. Home Expo 2016 features a kaleidoscope of homebuilders, remodelers, decorating services, residential designers, mortgage bankers, and virtually any service or product related to the home. The list of exhibitors includes kitchen and bath remodeling, electronics, interior and exterior design, heating and air, sound systems, and financial services.

February 20 & 21

Enthusiastic visitors will also find specialists in windows, doors, flooring, insulation, painting, patio construction, landscaping and other vendors who are on hand to offer advice and showcase new products. The Home Expo offers the potential home buyer or remodeling client the opportunity to meet with scores of vendors conveniently under one roof, and have dialogue about their individual needs. Many visitors discover new products they were not previously aware of. To see the current layout for the upcoming show go to www.hbanela.com. For information about exhibiting or visiting at the Annual Home Expo, call the HBA at 318-387-6795, or inquire by email at info@hbanela.com. 4

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

TABLE OF CONTENTS Homeownership: Opportunity is Knocking! ....... 6 Buying A Home Checklist .............................. 8 This Resource Guide & Membership Directory is an official annual publication of the Home Builders Association of Northeast Louisiana, Inc. Paul Stephenson

Home Financing for the first Time Buyer........... 9 Closing on Your Home .................................. 10

Executive Officer

Home Buyer’s Dictionary .............................. 12

Home to Use Louisiana One Call..................... 15

Home Builders Association of Northeast Louisiana, Inc. 3105 Desoto Street, Monroe, LA 71201 Phone: (318) 387-6795 Fax: (318) 325-0306 info@hbanela.com www.hbanela.com

Cover Photo & Clipart: © DepositPhotos.com

Thinking of Building Your Own Home.............. 16 When Is A Contractor’s License Required ......... 18 Thinking About Remodeling? Start Here........... 19

Officers & Directors President ..........................Forrest Fife President-Elect ..................Brian Allen Treasurer .........................Shirley Sanders Secretary..........................Zachary Brister Associate Vice President.....Penni Aulds Immediate Past President ....Shirley Sanders

Board Members Conrad Blanchard Sheri Carter Coby Cooper Vicki Fletcher Harry Hawthorne Larry Head

Jonathan Hill Charles Hogan Gina Qualls Daniel Riser Anne Sanders Wes Tichenor

Life Directors (Having served at least 10 consecutive years on Board)

Chuck Adams Penni Aulds V J Casamento Julia Fury Foy Gadberry Alex Hayward

Bobby Hendrix Larry Hott Gretchen Kovac Johnny Reeves Robert Riddle Donna Stephenson

While we strive to provide accurate and timely information, there may be inadvertent technical/factual inaccuracies or typographical errors, as well as changes to our membership roster. For the most upto-date membership listing, please refer to our website at www.hbanela.com.

Checklist for Hiring a Builder or Remodeler....... 26 Member Directory by Category....................... 27 Index of Advertisers & Categories ................... 47 Why Join the Home Builders Association of Northeast Louisiana .............................. 48

About HBA of NELA The Home Builders Association of Northeast Louisiana (HBA of NELA) is a not for profit (501C 6) trade organization covering a 13 parish area, focusing on Ouachita Parish and its surrounding communities. We have become a powerful voice in legislative affairs both locally and statewide. Members include builders, developers, remodelers, manufacturers, suppliers, engineers, attorneys… practically any profession relating to the housing industry. Home Builders Association of Northeast Louisiana has over 350 members, representing a wide range of large and small businesses related to the residential construction industry. Through joint efforts, HBA of NELA provides aid and contributions to worthy causes in the community, such as Habitat for Humanity, St. Jude Dream Home, Ronald McDonald House, Steel Strong, Jackson’s Hope, Battered Women’s Shelter, and War Veterans Home. The association also provides annual scholarships to deserving students in the University of Louisiana Monroe School of Construction. School of Construction majors are members of a student chapter and are eligible to participate in all of the HBA of NELA activities. You can become a part of the organization whose motto is “Building a Better Community”. Access the valuable resources available to your company, while improving the community in which you live and work. July 2015

Homeownership: Opportunity is Knocking! Homeownership is an important part of that a buyer might miss out on their the American way of life, and there first choice for a new home. may never be a better time to buy Large Dow npaym ents Not Necesthan today. sary Outstanding Opportunities While lenders are looking more closely With the country still emerging from at borrowers today than in recent the recent recession, many people years, there are options for purchasing wonder if this is a good time to buy a your home without a 20% downpayment. For example, the Federal Houshome. ing Administration (FHA) offers loans The answer is easy: Yes. It’s a very to first-time home buyers with downgood time to purchase a home. payments as low as 3.5%. However, these loans require mortgage insurThere are many opportunities in toance. day’s market including low mortgage rates and new homes that are built to To ensure that the process goes fit your lifestyle. But market conditions smoothly, buyers should consider precan change, and these opportunities qualifying for a mortgage and having may not be around for long, so home financing in place before shopping for buyers shouldn’t wait. a new home. Buyers also may find that some home builders have arranged And despite the housing downturn, favorable financing for their customers home owners still place high value on or offer financial incentives. owning a home, and recommend homeownership to others. B uilt to Fit Your Lifestyle Designed to accommodate today’s busy lifestyles, new homes – including urban condos and single-family homes – feature open floor plans, flexible spaces, low-maintenance materials and other amenities that make them more appealing than ever before.

Low I nterest R ates Today’s historically low interest rates are helping home buyers find affordable housing options. But, it's important to keep in mind that interest rates are sensitive to market forces and can change quickly. There’s no indication that rates will suddenly surge upward, but even a slight rate increase can push monthly payments to the point 6

B enefits for Hom e Ow ners Homeownership also provides important benefits to owners.

Tax B enefits: For Home Ow ners Only With energy costs near the top of conUnique tax benefits that apply only to sumer concerns, it’s good to know that housing help lower the cost of homenew homes can be more energy effiownership. Both mortgage interest and cient than ever. Innovative materials property taxes are deductible. Moreand construction techniques mean that over, for married couples, profits of up today’s new homes are built to be to $500,000 on the sale of a principal much more energy efficient than residence ($250,000 for single taxpayhomes constructed a generation ago. ers) are excluded from tax on capital Not only can they be more affordable gains. to operate, new homes also are significantly more resource efficient and en- The Advantage of Leveraging vironmentally friendly. Leveraging is another advantage of And in many areas, prospective home buyers who wish to live in agequalified communities for those 55 and older will find a large selection of homes tailored to the evolving lifestyles of the baby boom generation.

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homeownership. A buyer can purchase a home and receive the full benefit of homeownership with a cash downpayment that is only a fraction of the total purchase price. This is called leveraging, and it makes the rate of return on a home purchase greater than on

other purchases with the same value, such as stocks, where the buyer must put up the entire price. B uilding Personal R esources For most Americans, homeownership is a primary source of net worth and an important step in accumulating personal financial assets over the long term. Although property values have declined in many markets, Americans have more than $10.8 trillion of equity in their homes, and for most families, home equity represents the largest share of net worth. There R eally is No Place Like Hom e Although there are many positive financial aspects to homeownership, a home cannot be valued in monetary terms alone. Not only can homeownership be a stepping stone to greater financial well-being, it provides a permanent place to call home and great personal satisfaction.

Academic research also shows that Homeownership is truly a cornerstone homeownership provides a wide range of the American way of life. of social benefits and strengthens the While NAHB has used its best efforts to nationâ€™s people and its communities.

provide accurate information, NAHB makes no representations or warranties with respect to the accuracy or comprehensiveness of this brochureâ€™s contents. NAHB specifically disclaims any implied warranties. The information provided in this document may not be suitable or applicable to your unique circumstances. You should consult with a qualified professional when applying this information to your own situation. NAHB will not be liable for any loss of profits or damages, including incidental, consequential, special or other damages.

July 2015

BUYING A HOME Here is a list of things you need to consider if you are thinking of buying or building a home.

Feder al Housing Administr ation (FHA) FHA loan programs offer lower down payments and are a good option for first-time homebuyers.

1. Figur e out How Much You Can Affor d What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.

Check Other Special Home Buying Pr ogr ams such as HUD (www.hud.gov) 5. Shop for a Home

2. Know Your Rights The Fair Housing Act prohibits discrimination in housing because of: race or color, national origin, religion, sex, familial status (including children under 18 living with parents or legal custodians; pregnant women, and people securing custody of children under 18), or handicap (disability). The Real Estate Settlement Pr ocedur es Act (RESPA), effective July 21, 2011, ensures that consumers throughout the nation are provided with more helpful information about the cost of the mortgage settlement and protected from unnecessarily high settlement charges caused by certain abusive practices. 3. Shop for a Loan Obtain information from several lenders, obtain all important cost information, obtain the best deal that you can, and remember: shop, compare, negotiate. See article on page 7, “Financing for the First-Time Home Buyer”. Lear n about differ ent mor tgage pr ogr ams, and interest-only loans. Pr otect Your self fr om Pr edator y Lender s If you believe you have been a victim of predatory lending practices there are Federal agencies that can help. There is a list on www.hud.gov. 4. Check for Homebuying Pr ogr ams in Your State The Louisiana Housing Corporation (www.lhfa.state.la.us/) can provide you with information on the different programs that are available.

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Cr eate a Wish List Consider all of your options. What features are you looking for? How many bedrooms? What kind of neighborhood, schools? Convenience to shopping? Etc. Build or Buy? Use a Realtor ? Home Builders Association of Northeast Louisiana can help with whichever route you decide to take. See page 15 for a list of Builders, and page 8 and 32 for Realtor information. 6. Make An Offer 7. Get a Home Inspection, It’s For Your Pr otection A home inspection gives the buyer more detailed information than an appraisal – information you need to make a wise decision. In a home inspection, a qualified inspector takes an in-depth, unbiased look at your potential new home to evaluate the physical condition: structure, construction, and mechanical systems; identify items that need to be repaired or replaced; and estimate the remaining useful life of the major systems, equipment, structure, and finishes. 8. Shop for Homeowner ’s Insur ance Again, Home Builders Association of Northeast Louisianacan help. See page 29 for a list of local insurance agents. 9. Sign Paper s When you are finally ready to go to closing, be sure to read everything before you sign! See article on page 9 “Closing on Your Home” for important settlement information. *Buying a Home Checklist from U.S. Department of Housing and Urban Development. Additional documents and links are available at www.hud.gov/buying.

Home Financing for the First Time Buyer Buying your first house is very exciting. But financing your home purchase can be a daunting experience. In both cases, do your research and shop carefully to ensure you find exactly what you want and need. Deciding how much to spend on your home and which type of mortgage • will work best for you — as well as understanding the settlement process — can be confusing. However, there are many sources that can help you get prepared well before you step foot into a sales office, model home • or open house.

•

Get familiar with the lingo. NAHB's Home Buyer’s Dictionary (on Pages 12-13) can help you.

•

Figure out what you can actually afford to pay on a monthly basis. Remember that, in addition to the monthly principal and interest, you will also pay into escrows for property taxes, hazard insurance and possibly a • home owners' or condominium association assessment. You have more knowledge about your living expenses than a lender. Hold firm with that number and don’t be tempted to agree to an amount higher than what you are comfortable spending. Mortgage calcu-

lators are a great way to figure out what your monthly payments would be based on interest rates and down payment amounts. Calculators can be found on most real-estatefocused websites. Pay down your debts. Credit card debt limits what you qualify for from a lender. Lenders want to see a total debt service ratio that is less than 40% of your monthly income. Attend a first-time home buying seminar or talk to a credit counselor who does not work for a lender. You can research your options without being influenced by someone who has a financial interest in the home or loan you choose. The U.S. Department of Housing and Urban Development (HUD) offers free housing counseling and seminars.

ment under the Real Estate Settlement Procedures Act (RESPA). However, you will be able to shop more wisely for settlement services if you have read this information before you visit a lender. •

When you have done your research and are ready to move on to the next step, visit a lender, understand the loan choices that would be available to you, and, once you’ve determined the most suitable loan, get pre-approved for that loan. Since you will already know how much money you can borrow, you will know what price range you should look at and can move quickly if you are bidding on a house that has several interested buyers. A lender’s pre-approval would still be subject to a final verification of your credit and a satisfactory appraisal, but it’s a big step toward becoming a home owner.

HUD also has a handy booklet on its site called “Buying Your Home: Settlement Costs and Information.” It describes process and explains most of the expenses you will encounter. It is Once you have figured out the best free and most lenders are required to provide their loan appli- way to finance your new home, get cants with a copy of this docuout there and go find it!

July 2015

Closing on Your Hom e Settlement (or closing) is the process which passes ownership of a property from seller to purchaser. Going to settlement on a new home can be bewildering. Home buyers are usually required to sign a seemingly endless pile of documents, most of which are written in terminology not used outside of the housing industry that can be complicated to understand for a home buyer.

monthly payments to an escrow account after you purchase your home. Money in the account may be Appraisal Fee. An appraisal is an used to pay taxes, insurance, and any estimate of the fair market value of your home. Appraisals help both the other regular assessments as they fall lender and the buyer to determine if due. Such accounts serve a similar purpose to withholding income tax the sales price is consistent with the actual value. An appraiser inspects the from your paycheck; by putting aside money each month, you avoid large house and the neighborhood and makes an estimate based on the price annual or semiannual payments. You may be charged a fee for the service. of comparable houses and other In some states, escrow accounts draw factors. The appraisal provides no Before you go to settlement, there are guarantee that the property is free of interest. certain important items you should defects. Lenders insist on an appraisal Sometimes, escrow agents handle setknow about so that you can achieve to see how much they could recover tlements. Rather than you and the the best possible terms for yourself in by selling your house if you default. lender meeting to sign all of the the transaction. documents and transfer money, the The fee for this service may vary agent works with you and the lender considerably depending on the • Ask a lender for a copy of the specific characteristics of your house. separately to ensure that everything is HUD pamphlet, "Buying Your done properly. Once again, a fee is Home: Settlement Costs and required for this service. Attorney’s Fees. If the lender Helpful Information." Most requires an attorney to draw up any of lenders are required to provide Loan Origination Fee. A lender will the settlement documents, you may their loan applicants with a copy be charged a fee – a flat amount or a charge a fee for the cost of of this document under the Real processing the loan, usually calculated percentage of the loan. If you hire a Estate Settlement Procedures as percentage of the loan amount. lawyer to assist with the settlement, Act (RESPA), but you will be able you will have to pay an additional fee to shop more wisely for Loan Discount (Points). The at or immediately following settlement services if you have largest of your settlement cost may be settlement. read the pamphlet before you the "points" lenders require to make apply. It provides a good the yield on your loan more profitable. Credit Report. The lender may description of the settlement A point is one percent on your loan charge a fee for investigating your process and explains most of amount. If you are credit history. borrowing $50,000, one point equals the expenses you will encounter. $500. Points are tax deductible if they Earnest Money. Earnest money is a • When you apply for a loan, the are paid separately and not deducted deposit paid to a seller to show you lender is required by law to from the loan amount. For VA loans, are serious about buying a house. provide you with a good faith Your receipt for this payment is called you can be charged a maximum of one estimate of settlement costs. point, but the number of points can be a binder. If you later buy the home, Shortly before settlement, you higher for FHA and the earnest money is applied to your will be told exactly how much conventional loans. down payment. If not, the earnest you owe so that you can get a money is returned, minus expenses bank check. A personal check is On a 30-year loan, each point that you generally not acceptable. In some for processing. Be sure that you pay reduces your interest rate by understand the refund procedures instances, you may have money roughly 1/8 of a percent. You may be returned to you instead of having before you make a deposit. faced with a choice between two to pay. mortgages in which one has lower Escrow Fees and Accounts. • Before you go to settlement, monthly payments but involves paying Escrow involves having a third party familiarize yourself with important hold funds and/or documents until you more points up front. Annual settlement terms. percentage rate calculation include and the seller complete settlement. buyers’ points, so ask for the APR to Depending on the circumstances of your loan, you may be asked to make help you make your assessment. Keep 10

Important Settlement Terms

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Closing on Your Hom e in mind that an APR is calculated on the basis of the total life of the loan. For a 30-year loan, the APR is a 30year composite figure. If you sell your new home after a few years, the average annual cost of your points will be much higher than is reflected in the APR. If you plan to move soon, you might be better off with a loan that has a slightly higher rate but fewer points. Property Survey Fee. You may have to pay to have your lot surveyed, especially if there is a question about the boundaries. The cost will depend on the complexity of the survey. Recording Fee. Because title is changing hands, the transaction must be recorded with your city, county, or other appropriate branch of government. The fee covers administrative costs. State and Local Transfer Taxes. Some jurisdictions levy taxes on the transfer of property or on real estate loans. Settlement Costs Between Buyer and Seller. Your builder may have already paid the annual property taxes on your new home or filled up your fuel tank. When title changes hands, you must reimburse the builder for a proportional share of the taxes, any

fuel that remains in the tank, and any other prepaid costs.

This list of settlement terms is not all-inclusive. You may also be charged fees for notarizing documents and Title Search and Insurance. A title other miscellaneous items. search involves having someone look through public records to see if anyOnce all the forms have been signed, one else has a claim to your you can move into your new home. property. A lender does not want to But before ending the settlement lend you money only to learn in the session, make sure that you have event of foreclosure that somebody received or will be sent copies of all other than you has a prior claim to the important documents, including: the property. • Sales contract • Land survey You will normally be required to • Warranties and instruction purchase lenders’ title insurance to booklets from manufacturers for guard against a faulty title search as equipment in the house well as hazards that even the most • All tax payment receipts thorough search will not reveal – such • Certificate of occupancy (required as a forged deed that does not transin some areas) fer title, a claim by a previously undis• Certificates from the health closed relative of a former owner, or department for plumbing and a mistake in the records. For a onesewer installations (required in time premium at closing, title insurmost areas) ance will clear up title • Other certificates of code problems, pay the lender’s legal compliance (required in most expenses for defending against an areas) attack on title, or pay claims on • All insurance policies (some might property the lender may lose. be sent later after they have been properly endorsed) Lenders’ title insurance does not com- • The note and deed to your pensate buyers for any legal property (which will probably be mailed to you after being placed expenses they might incur, or the on record in your local registry of value of property they might lose. deeds office) A separate owners’ title insurance is • Home maintenance and care available to safeguard the buyer. instructions from your builder Whether the seller or the buyer pays for owners’ title insurance depends on local custom.

July 2015

Hom e Buyer's Dictionary When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to be a better informed shopper. • Adjustable Rate Mortgage (ARM) - A loan whose interest rate is adjusted according to movements in the financial market. • Amortization - A payment plan by which a borrower reduces a debt gradually through monthly payments of principal and interest. • Annual Percentage Rate (APR) - The annual cost off credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items. • Appraisal - An evaluation to determine what a piece of property would sell for in the marketplace. • Appreciation - The increase in the value of a property. • Assessment - A tax levied on a property or a value placed on the worth of property by a taxing authority. • Assumption - A transaction allowing the buyer of a home to assume responsibility for an existing loan on the home instead of getting a new loan. • Balloon - A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at the end. • Binder - A receipt for a deposit paid to secure the right to purchase a home at terms agreed upon by the buyer and seller. • Buydown - A subsidy (usually paid by a builder or developer) to reduce the monthly payments on a mortgage loan. • Cap - A limit to the amount an interest rate or a monthly payment can increase for an adjustable rate loan either during an adjustment period or over the life of the loan. • Certificate of Occupancy - A document from an official agency stating that the property meets the requirements of local codes, ordinances, and regulations. 12

• Closing - A meeting to sign documents which transfer property from a seller to a buyer. (Also called settlement) • Closing Costs - Charges paid at settlement for obtaining a mortgage loan and transferring real estate title. • Conditions, Covenants, and Restrictions (CC and Rs) - The standards that define how a property may be used and the protections the developer has made for the benefit of all owners in a subdivision. • Condominium - A home in a multi-unit complex; each purchaser owns an individual unit, and all the purchasers jointly own the common areas, such as the surrounding land, hallways, etc. • Conventional Loan - A mortgage loan not insured by a government agency (such as FHA or VA). • Convertibility - The ability to change a loan from an adjustable rate schedule to a fixed rate schedule. • Cooperative - A form of ownership in a multi-unit complex; the purchasers own shares of the entire complex rather than owning individual units. • Credit Rating - A report ordered by a lender from a credit bureau to determine if the borrower is a good credit risk. • Default - A breach of a mortgage contract (such as not making monthly payments). • Density - The number of homes built on a particular acre of land. Allowable densities are usually determined by local jurisdictions. • Downpayment - The difference between the sales price and the mortgage amount on a home. The downpayment is usually paid at closing. • Due-on-Sale - A clause in a mortgage contract requiring the borrower to pay the entire outstanding balance upon sale or transfer of the property. A mortgage with a due-on-sale clause is not assumable. • Earnest Money - A sum paid to the seller to show that a potential purchaser is serious about buying.

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• Easement - Right-of-way granted to a person or company authorizing access to the owner’s land; for example, a utility company may be grated an easement to install pipes or wires. An owner may voluntarily grant an easement, or in some cases, be compelled to grant one by a local jurisdiction. • Equity - The difference between the value of a home and what is owed on it. • Escrow - The handling of funds or documents by a third party on behalf of the buyer and/or seller. • Federal Housing Administration (FHA) - A federal agency which insures mortgages that have lower downpayment requirements than conventional loans. • Fixed Rate Mortgage - A mortgage whose interest rate remains constant over the life of the loan. The payments are not necessarily level. (See Graduated Payment Mortgage and Growing Equity Mortgage). • Fixed Schedule Mortgage - A mortgage whose payment schedule for the life of the loan is established at closing. The payments and interest rate are not necessarily level. • Graduated Payment Mortgage (GPM) - A fixed-rate, fixed-schedule loan which starts with lower payments than a level payment loan; the payments rise annually over the first 5 to 10 years and then remain constant for the remainder of the loan. GPMs involve negative amortization. • Growing Equity Mortgage (Rapid Payoff Mortgage) - A fixedrate, fixed-schedule loan which starts with the same payments as a level payment loan; the payments rise annually, with the entire increase being used to reduce the outstanding balance. No negative amortization occurs, and the increase in payments may enable the borrower to pay off a 30-year loan in 15 to 20 years, or less. • Hazard Insurance - Protection against damage caused by fire, windstorm, or other common hazards. Many lenders require borrowers to carry it in an amount at least equal to the mortgage.

Hom e Buyer's Dictionary • Housing Finance Agency - A state agency which offers a limited amount of below-market-rate home financing for low-and moderate-income households. • Index - The interest rate or adjustment standard which determines the changes in monthly payments for an adjustable rate loan. • Infrastructure - The public facilities and services needed to support residential development, including highways, bridges, schools, and sewer and water systems • Interest - The cost paid to a lender for the use of borrowed money. • Joint Tenancy - A form of ownership by which the tenants own a property equally. If one dies, the other would automatically inherit the entire property. • Level Payment Mortgage - A mortgage whose payments are identical for each month over the life of the loan. • Mortgage Broker - A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer fins a loan. • Mortgage Commitment - A formal written communication by a lender, agreeing to make a mortgage loan on a specific property, specifying the loan amount, length of time and conditions. • Mortgage Company (Mortgage Banker) - A company that borrows money from a bank, lends it to consumers who want to buy homes, then sells the loans to investors. • Mortgagee - The lender who makes a mortgage loan. • Mortgage Loan - A contract in which the borrower’s property is pledged a s collateral and which can be repaid in installments over a long period. The mortgagor (buyer) promises to repay principal and interest, to keep the home insured, to pay all taxes, and to keep the property in good condition. • Mortgage Origination Fee - A

charge by a lender for the work involved in preparing and servicing a mortgage application (usually 1 percent of the loan amount). • Negative Amortization - An increase in the outstanding balance of a loan when a monthly payment is not large enough to cover all of the interest due. • Note - A formal document showing the existence of a debt and stating the terms of repayment. • PITI - Principal, interest, taxes, and insurance (the 4 major components of monthly housing payments). • Point - A charge of 1 percent of the mortgage amount. Points are a onetime charge assessed by the lender at closing to increase the interest yield on a mortgage loan. • Prepayment - Payment of all or part of a debt prior to its maturity. • Principal - The amount borrowed in a loan, excluding interest and other charges. • Property Survey - A survey to determine the boundaries of your property. The cost will depend on the complexity of the survey. • Rapid Payoff Mortgage - See Growing Equity Mortgage • Recording Fee - A charge for recording the transfer of a property, paid to a city, county, or other appropriate branch of government. • Real Estate Settlement Procedures Act (RESPA) - A federal law requiring lenders to provide home buyers with information about known or estimated settlement costs. The act also regulates other aspects of settlement procedures. • R-Value - The resistance of insulation material (including windows) to heat passing through it. The higher the number, the greater the insulating value. • Sales Contract - A contract between a buyer and seller which should explain, in detail, exactly what the purchase includes, what guarantees there are, when the buyer can move in, what

(Continued) the closing costs are, and what recourse the parties have if the contract is not fulfilled or if the buyer cannot get a mortgage commitment at the agreedupon terms. •

Settlement - See Closing

• Shared Appreciation Mortgage - A loan in which partners agree to share specified portions of the downpayment, monthly payment, and appreciation. • Tenancy in Common - A form of ownership in which the tenants own separate but equal parts. To inherit the property, a surviving tenant would either have to be mentioned in the will or, in the absence of a will, be eligible through state inheritance laws. • Title - Evidence (usually in the form of a certificate or deed) of a person’s legal right to ownership of a property. • Transfer Taxes - Taxes levied on the transfer of property or on real estate loans by state and/or local jurisdictions. • Veterans Administration (VA) - A federal agency which insures mortgage loans with very liberal downpayment requirements for honorably discharged veterans and their surviving spouses. • Walk-Through - A final inspection of a home before settlement to search for problems that need to be corrected before ownership changes hands. • Warranty - A promise, either written or implied, that the material and workmanship of a product is defect-free or will meet a specified level of performance over a specified period of time. Written warranties on new homes are either backed by insurance companies or by the builders themselves. • Zoning - Regulations established by local governments regarding the location, height, and use for any given piece of property within a specific area.

July 2015

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How to Use Louisiana One Call Remember this law applies to anyone that disturbs the soil—Even Property Owners. Call 811 before you dig, wait two full work days for the site to be marked, observe the marks and dig with care. The service is free. Have the following information available: • • • • • • • • • •

Your Louisiana One Call frequent caller identification number, if you have one Name and telephone number of the excavator and name and telephone number of the company Type of work you will you be doing Date and time the work is scheduled to begin Parish and city in which you will be working Specific location address or description of the work site Nearest intersecting roadway to the work site Distance and direction of the work site from the nearest intersection The side of the street, road or highway on which you will be working (north, south, east or west) A description of the property on which you will be working, and where you want the property marked

Record the locate request number provided by the one-call operator. It is your proof of the call and may be requested by an enforcement agency. If the utility is a metered service, lines will be marked "up to the meter," but not beyond because utility operators have no way to know what you may have installed on your property. Always proceed with caution and look out for unmarked lines. Markings for underground utilities are considered valid as long as they are visible up to 20 calendar days from the "mark-by" time (30 days for agricultural or forestry work). The "mark-by" time is provided by the one-call operator and excludes holidays and weekends. For larger projects, call in only the work that can be accomplished within a twenty-day period. If digging activity comes within 18 inches of a utility line or pipeline, exercise extreme caution. Hand digging is recommended to expose the buried line. If damage occurs, notify the utility operator or pipeline company directly. If there is an emergency situation (danger to life, health or property requiring immediate attention), take steps to safeguard health and property and dial 911. Remember, not all utilities are Louisiana One Call members. You should call non-member utility operators directly. A list of government entities that have "opted out" is available on the Secretary of State's web site (Adobe Acrobat file) under "Other Services."

Call before you dig. It's the law! Civil Penalties range up to $25,000 for violations of the " Dig" law. July 2015

THINKING OF BUILDING YOUR OWN HOME? Are You Prepared For...Construction Management? Codes & Permits? Insurance? Financing? Warranties? It is the American Dream to own your own home ... and many people think they will save an enormous amount of money by building their own. This could be a costly mistake financially, emotionally, and physically. Many aspects need to be considered. The purpose of this article is to help you think about avoiding some of the pitfalls and what you can do to make this a successful undertaking. There are several questions you will need to answer. Our hope is that you will be helped by this publication.

Ask yourself: •

Do I really have the time to undertake a project as time consuming as building a home?

ported to the job. Tracking Materials Purchases It is very important to be on the site or have someone you can trust to document delivery slips. Returns must be accounted for since inaccurate billing can run up costs. You will need to check all invoices and account for all materials. Waste can add hundreds if not thousands to the cost of your home.

Construction Management Do not take this area for granted. There is much more to • How stressful will it be on my family? building a home than meets the eye. Be realistic about your • Do I really have the skills to build a home properly? level of skill and the amount of time you can spend on the jobsite. Base your decision to put "sweat equity" into your • Do I have the correct tools for the jobs I plan to do? home, consider your experience, skills, available time and • If not, how much money will I spend on those tools? the amount of stress you and your spouse are able to man• Will I use them again once the home is completed? age. Your ability to handle long-term disruption of schedules is just as important as your ability to swing a hammer. Your home is the single largest investment you will make in And there's more! your lifetime. Do you have the expertise to make sure Deposits this home will last you a lifetime? Deposits will be required by all utilities before construction can begin. Arranging Financing Make deposits early as some may Arranging and applying for a home take weeks to get their services conloan can be quite involved and nected. should be one of the first orders of business. Even if you feel that you Insurance have enough cash to do the job, Do you know why builders carry applying for a home loan to allow for Builder's Risk, General Liability and inevitable overruns due to increased Workman's Compensation insurance material and labor costs or upon all of their building projects? Begrades is always advised. Most cause they know what their liabilities mortgage companies will not lend are and YOU, as a self-contractor, money to cover the unanticipated may have to assume the same liabilicosts on a home on which constructies. tion has already begun. As a selfcontractor, some lenders will not lend you more than 80% of the projected cost of your home. House plans, specifica- Builder's Risk tions and an itemized list of documented costs and bids The mortgage lender will require this type of insurance must be provided to the lender. In calculating costs, do not which covers the home materials only (no bodily injury, allow for "sweat equity" as most lenders do not recognize etc.). Upon completion of the home and closing the loan, this as a legitimate cost. you will want to convert this policy to a homeowner's policy. Bookkeeping Responsibilities Your lender or insurance agent can explain this to you. IRS: The IRS requires that you send any sub who earns $600.00 or more a 1099 form at the end of the year. In the General Liability event you are audited, be prepared to prove that the sub is Your lender may or may not require this type of insurance, an independent contractor - that is, you did not have to su- but as a self-contractor, the permit purchaser and the proppervise his work and you did not dictate what time he re- erty owner, YOU are responsible for any third party injuries •

Is it worth the time?

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that may occur on your property. Without the proper general liability protection, YOU will be held liable if anyone gets injured on the project, including children injured while playing on the job site. If you are not in the business of building homes, you may not be required to carry workman's compensation insurance; however, it would be prudent to require any subcontractors you hire to provide certification of their workman's compensation coverage. Also, it is important to know that any subcontractor who employs any number of workers is required by law to carry workman's compensation insurance. Workman's Compensation There is an issue which has been of increasing concern to property owners ... there is a fine line between being an employer and a do-it-yourself minded builder. A recent case in Oregon ruled that, since the property owner was serving as their own general contractor and had the right to control the worker, they were employers and therefore liable for workman's compensation insurance. This presents a legal issue about which property owners should be knowledgeable. Your attorney or insurance agent can explain this exposure to you. Friendly Warning Do not accept a release of injury in lieu of a sub having workman's compensation insurance as the release may not be binding in a court of law. Licensing A homeowner may build his own home one time per year. But remember YOU must actually occupy the home upon completion. Other than this exception, any person or firm who oversees, directs or supervises the construction on any residential dwelling over

$75,000.00 must have a Residential Contractors License issued by the Louisiana State Licensing Board for Contractors.

Technical Expertise As the general contractor of the home, it will be your responsibility to hire qualified, licensed, insured and/or certified subcontractors. Do you have the technical expertise to oversee if the work is done properly? If, after inspection, the work is rejected by the Codes Department, who will absorb the cost to redo the work? While this work is being redone, time will be lost, and other subs may have to be rescheduled.

Time constraints Be prepared to spend at least 35 hours per week for probably 5-6 months. This is calculated for an average 1,500 sq. ft. home. If the home is larger, figure accordingly. Does your present employment allow enough flexibility to spend this amount of time away from your job? Selection & Scheduling of subcontractors Remember subcontractors have other jobs in progress besides yours. Their loyalty may be to those builders that give them the most work during the year. Will they be available to you at the proper time? For example, do you have the toilet installed before or after the flooring? One sub cannot do their work until another has completed theirs. Delays are costly, frequent, and frustrating. Bidding Expertise Do you really know how to properly analyze a cost breakdown? Are you able to distinguish high bids, low bids and work quality? Are you allowing for all of the materials you'll need? For example, everyone knows to buy tile ... what about grout, thin-set and spacers? Is everything that will be needed to complete the task included in the bid? Do you know enough about the work to realize if it's not? Remember, the lender will require that your cost breakdown be documented and if you have not projected costs efficiently and run short of funds, the loan amount cannot be adjusted after it is approved.

Occupational & Safety Health Administration (OSHA) As the general contractor of your own home, you can be held responsible for all sub-contractors who do not adhere to the construction site OSHA safety requirements. Specifics such as regulations involving stairways and ladders have been a major source of injuries among construction workers. OSHA has set out about 17 detailed rules that govern stairway and ladder use. Other OSHA standards for a 'job site include postings of emergency numbers and instructions in the event of an injury. If your job site became the target of an OSHA inspection, penalties for any infractions could be very costly. For example, in Baton Rouge, LA, one recent inspection of a single home under construction resulted in almost $25,000 worth of citations. (Continued on Page 18) July 2015

(Continued from page 17) Warranty Responsibility The New Home Warranty Act, effective Aug. 30, 1986, requires builders of new homes to provide certain warranties that extend over periods of one, two, or five years, depending on the nature of the defect. If you build your own home and sell it to another party, you will be responsible for any of the legitimate defects within the given 5-year time frame. In the case of your death, your estate would be responsible for claims. As far as the law is concerned, you will be the builder and responsible for claims brought by subsequent owners of the home. For a copy of the New Home Warranty Act, contact our office at (318) 387-6795. Lien Laws In the event any of your subcontractors fail to pay their suppliers or laborers, a lien can be filed against your property. A lien is a claim against a piece of property and can cloud the title or deed to the property. These suppliers and laborers, if not paid, can file a lien against your property, even if you have paid the sub-contractors. Permits Building permits and periodic inspections are required even if you are self-contracting. It can be a tedious and frustrating experience if you are not familiar with the system and all of the "red tape" requirements, which must be complied with before commencing work. Mistakes here can be costly and time-consuming. Louisiana State Uniform Construction Code and Building Inspections - Any construction permitted after January 1, 2007, must comply with Building Codes and inspections as required by the Louisiana State Uniform Construction Code. These codes are rather detailed and complex. Failure to comply with these codes can result in your project being shut down, fines & penalties. Before you undertake to build your own home, you should have a thorough understanding of these new building requirements or hire a licensed professional familiar with these codes. This article is provided by the Home Builders Association of Northeast Louisiana in an effort to promote public safety and awareness. If you are need more information on any of the topics outlined here please contact the; Home Builders Association of Northeast Louisiana. (318) 387-6795 18

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WHEN IS A CONTRACTORS’ LICENSE OR REGISTRATION REQUIRED? RESIDENTIAL CONTRACTORS’ LICENSE

Required on all Residential Construction projects exceeding $75,000. HOME IMPROVEMENT REGISTRATION *Please note recent changes. Required on Home Improvement projects exceeding *$1,500 but not in excess of $75,000. Includes materials AND labor. (*Recently lowered from $7,500, and now requires general liability AND workers’ comp, and a written contract. Not required when a homeowner physically performs the work himself/herself. Only exclusions are interior painting and landscaping. MOLD REMEDIATION LICENSE Required on Mold Remediation projects in the amount of $1.00 or more. COMMERCIAL CONTRACTORS’ LICENSE Required on Commercial projects in the amount of $50,000 or more. SPECIALTY TRADE / SUBCONTRACTOR LICENSE Required on Commercial projects $50,000 or more with the exception of Electrical/Mechanical/Plumbing which requires license at $10,000 or more. For more information contact: Louisiana State Licensing Board For Contractors 2525 Quail Drive, Baton Rouge, LA 70808 Phone: (225) 765-2301 • Fax: (225) 765-2431 Check Licensing Status, Check Complaints or File A Complaint at www.lslbc.louisiana.gov OTHER RESOURCES: Louisiana Home Builders Association (800) 272-9912 www.lhba.org LA State Uniform Construction Code Council (LSUCCC)

(225) 922-0817 http://www.dps.louisiana.gov/lsuccc

Think ing A bout R em odeling? Start Here If you own a home, no matter what its age, sooner or later you may join the millions of people who remodel their homes each year. Perhaps it was that moment when you realized that avocado green and harvest gold are no longer the "in" colors for today's trendy kitchens. Or maybe you had an epiphany one day as you stood in line to use your own bathroom. Whatever the impetus, the thought has crossed your mind: Maybe it's time to remodel. The reasons for remodeling are as varied as the projects we undertake. Some of these include: • Adding more space. • Upgrading cabinets, counters, appliances, and fixtures. Creating a floor plan that's customized for your lifestyle. • Improving energy efficiency with new windows, doors, insulation, and climate control systems. • Increasing the resale value of your home.

(For more information go to www.nahb.org or contact your local Home Builders Association.) Figure out how much money you have to spend on the remodeling job, furnishings, landscaping or any other cost you might incur. Choose Your Options Once you have created a list of what you would like out of your home, the next step is deciding how to accomplish your vision. Hire a P rofessional. The best way to ensure your home dreams become reality is through the work of a professional. These remodelers are of the highest integrity and standards in the industry. Can you do it yourself? For the handyman or woman, a do-it-yourself project is both rewarding and costeffective. However, more than 30% of all jobs remodelers perform come from failed do-it-yourselfers.

W here to B egin The first step is to develop an idea of what you want to do. Write a prioritized list of your needs and wants. Look at magazines and Web sites and collect pictures of what you like. The more clearly you can envision the project and describe it on paper, the better prepared you'll be Should you m ove instead? Your in making your decision. needs may exceed what you can or Think about traffic patterns, furniture want to do with your existing home. size and placement, colors, lighting and how you expect to use the remod- If you’ve decided you want to hire a eled space. If your decision to remodel remodeler, make certain he is properly involves creating better access for licensed or registered with Louisiana someone with limited mobility, you State Licensing Board for Contractors. may want to consider contacting a Ask for references and check those Do your homework to Certified Aging-in-Place Specialist. A references. Certified Aging-in-Place Specialist has avoid contractor fraud, and make your received special training to understand dream home a reality. the needs of the physically challenged.

W HY HI RE A P ROFESSI ON AL If you are considering a remodeling project, the most important decision you can make is selecting a professional remodeler to do the job. Your home is too important to entrust to anyone but a professional who can: • Save you money by doing your job right the first time. • Ensure that your dreams are accurately translated into reality by offering design services in-house or through an arrangement with a professional architect or designer. • Understand that your comfort during the project and its successful completion depend on effective communication and followthrough. • Maintain a safe and neat jobsite to prevent damage to your home or injury to household members and pets. • Provide the best possible materials within your budget and assist you in making selections through the vendors they work with. • Ensure that your job meets or exceeds applicable building codes and regulations. • Guarantee the quality of their work with a warranty. • Respond promptly to service calls and inquiries.

SHOULD I HI RE A P ROFESSI ONAL? Do-it-yourself (DIY) projects have skyrocketed in popularity in recent years on the heels of Martha Stewart Living, HGTV, and other popular home improvement shows and publications. And, for certain small projects, a DIY project can be rewarding and fun - if you are prepared and have the proper skills. But before you start knocking down walls and taking out wiring, ask yourself the following questions: • Do you have a clear idea of what you want your project to look like? • Do you have the time to complete July 2015

(Continued From Page 19) • this project (be realistic!)? • Have you ever undertaken a project like this before? • Do you know everything you will need (materials, tools, etc.) to complete the project? • Are you familiar with the applicable building codes and permits? • Do you enjoy physical labor? • Do you have the necessary skills for this project? • If not, do you have the time and resources to learn these skills? • Where will you obtain the necessary materials? • If you cannot complete the project according to your original schedule, are you (and your family) prepared to handle the resulting inconvenience? • Will you need assistance with this project? If so, who will assist you? Do they have the time and skills required for this project? • Do you understand all the safety issues associated with this project? • Are you familiar with the architecture and structural makeup of your home (i.e., how knocking down one wall will affect the rest of the structure)? • Have you considered the hidden costs associated with doing it yourself - time, tools, and the possibility that you may actually decrease the value of your house if the result isn't up to professional standards?

•

It is easy to look at the cost of hiring a professional remodeler and think only of labor and materials. But remember that a professional remodeler offers you an important service years of experience, the right tools, a network of suppliers and subcontractors, and an indepth understanding of legal regulations, cost estimating, scheduling, and the latest construction techniques.

REM ODELI NG VS. M OVI NG If you want to change your home, your other option besides remodeling is to find a new one. But more and more American families are deciding to stay put and improve their existing home. Here are some of the reasons: • Remodeling allows you to customize your home to meet your needs and desires. The only similar, but much more costly alternative is to have a brand new custom home designed and built. • Remodeling means that you don't have to give up a familiar neighborhood and schools. • Remodeling is a more efficient use of your financial resources. According to the American Homeowner Foundation, selling your home and moving typically costs about 8-10% of the value of your current home. And much of this goes into moving expenses, closing costs, and broker commissions - items that have no direct impact on your home's quality. • Remodeling can be stressful, but few experiences are more stressful than moving. While there are many reasons that people choose to remodel, the bottom line is that remodeling makes your home a more enjoyable place to live. The intangible value of this pleasure needs to be considered, along with any resale value you hope to gain.

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But there is no doubt that, as far as improving the sale of your home, all remodeling projects are not created equal. The general rule of thumb is that any remodeling project that brings your home up to the level of your neighbors' is a worthy investment. But it doesn't pay to be the most expensive house on the block - real estate experts recommend that a remodeling investment should not raise the value of your house to more than 10-15% above the median sales price in your neighborhood. Remember that potential buyers will compare your home to ones newly built. Therefore, you'll want to look at the design trends and amenities being built into new homes. Great rooms (open kitchen/family room arrangements), master bed and bath suites, and higher ceilings are a few of the features sought by today's home buyers.

Each year, Remodeling magazine conducts its "Cost vs. Value" report to assess which remodeling projects create the greatest return on investment. Not surprisingly, kitchens and baths regularly come out on top. These are two of the most used rooms in the home, and they receive the most scrutiny from potential buyers. For more information on this topic go to www.nahb.org or contact the Home Builders Association of Northeast Louisiana at 318-387-6795.

A M essage From the Louisiana State Licensing Board for Contractors Let The B uyer B ew are Most licensed or registered contractors are competent, honest, hardworking and financially responsible. However, new residential construction, and home improvement projects are a top source of consumer complaints nationwide. Most of the problems that the Louisiana State Licensing Board for Contractors see could be prevented if homeowners knew their home improvement rights and took responsibility for their project. A responsible and informed consumer can work more effectively with reputable contractors who follow state licensing laws and also adhere to other state laws regarding general liability, workersâ€™ compensation, and laws governed by the Department of Revenue and Taxation. By being informed the consumer can avoid being victimized by unscrupulous or unlicensed contractors. Protect yourself, and your pocketbook; donâ€™t become a victim! Take time to ensure that the contractor is licensed. Contact the Louisiana State Licensing Board for Contractors: At 1-800-256-1392 or search our contractor license database by going to www.lslbc.louisiana.org

July 2015

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July 2015

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July 2015

Check list for Hiring a B uilder or R em odeler Do your hom ew ork before having w ork done on your hom e. Use this checklist to help you select a builder or remodeler to work on or build your home.

•

Have you called your local Better Business Bureau? They can alert you to any complaints.

•

Is the builder/remodeler properly licensed to do the work you require and does he or she have sufficient workers compensation and general liability insurance? If not, you may be liable for any construction-related accidents on your premises.

•

Are you able to communicate with the builder/ remodeler? Remember you will be in close contact with them throughout the construction process and afterward as you live in your new home.

•

How long have they been in the building business? It usually takes three to five years to establish a financially sound business. Will they be around after the construction is complete to service any warranties?

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Will the builder/remodeler provide you with a complete and clearly written contract? The contract will benefit both of you. Review it carefully.

•

Be cautious of unusually low-priced bids. If the builder/ remodeler is unable to pay for the materials and labor as the project proceeds, this may indicate a potential problem.

•

Will the builder/remodeler provide you with names of previous customers? Contact previous customers. Ask them if they would hire the builder/remodeler again.

• To check for a Louisiana State Contractors License go Have you seen the builder/remodelers work, both comto www.lslbc.louisiana.gov. pleted and in progress? Check for quality of workmanFor more information contact the Home Builders Associaship and materials. tion of Northeast Louisiana at 318-387-6795 or go to Does the builder or remodeler have a permanent busi- www.hbanela.com. ness location and a good reputation with local banks and suppliers?

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DISCLAIMER: This list of the members of the Home Builders Association of Northeast Louisiana was produced in response to request concerning certain trades & occupations, and is not intended as a recommendation or certification as to quality of work, fitness to perform, or financial capacity as a contractor. License numbers were checked at the time of publication, but HBANELA recommends checking with the Louisiana State Licensing Board for Contractors at www.lslbc.louisiana.gov before selecting your builder to verify their license is still current, and to check for any complaints. Since our membership changes monthly, the most up-to-date listings can be found at www.hbanela.com, “Find A Member, Product, or Service”.

Builder Members Additions & Remodeling Dement Construction of Louisiana, Inc David Dement (318) 372-4100 Joe Martin, LLC Bebe Martin (318) 644-2068 Matthew D. Towns Matthew Towns (318) 514-9925 Ranger Development, LLC Wes Tichenor (318) 388-4602 (See our ad page 47)

Bathroom Remodeling Achievers Inc Jerry Adams (318) 325-0555 www.achieversinc.com Achievers Inc James Dortch (318) 325-0555 www.achieversinc.com Dement Construction of Louisiana, Inc David Dement (318) 372-4100 Donnie Grubbs Vinyl Siding Donnie Grubbs (318) 324-1232 www.donniegrubbs.com Ideal Exteriors of La. Inc Martin Thibodeaux (318) 387-4493

Builder - Commercial Achievers Inc James Dortch (318) 325-0555 www.achieversinc.com B.A.S. Construction Company, Inc. Barry Collins (318) 232-1540 BCC Contracting, LLC Barry Collins (318) 651-0733 www.cfm-enterprises.com Benchmark Construction Group of LA Zachary Brister (318) 282-9749 www.Benchmarkconstructiongroup.com

Bing Bishop Construction Company Bing Bishop (318) 322-6635 Blue Heron Homes, LLC James Reneau (318) 455-7826 www.blueheronhomes.com Brian Reese Allen Co Inc Brian Allen (318) 248-3252 www.bracobuilders.com Brockman Builders, LLC Wes Brockman (318) 322-1472 Casual Concepts Inc Conrad Blanchard (318) 324-1433 www.casualconceptshomebuilding.com Charles Couch Home Builders Charles Couch (318) 513-9381 Chuck Burkett Construction Inc Chuck Burkett (318) 397-2827 D E Investments, Inc. dba Servpro Don Legg (318) 345-5121 Eddie Flanigen Builders Inc Eddie Flanigen (318) 355-0045 www.flanigenbuilders.com G W Dixon Construction Co Inc Greg Dixon (318) 381-0671 www.DixonConstruction.Biz (See our ad page 28)

Gretchen Kovac Construction Inc Gretchen Kovac (318) 387-2500 www.kovacconstructioninc.com Holyfield Construction, Inc Joe Holyfield (318) 388-2492 www.holyfield-inc.com Jamin Brower (318) 366-9556

Jeff Newman Construction Inc Jeff Newman (318) 355-7007 www.jeffnewmanconstruction.com

Joe Johnston Builders, LLC Joseph Johnston (318) 254-1141 KADAV, Inc. Jackie James (318) 255-0999 Louisiana Builders of North Louisiana, LLC Michael Chase Sanson (318) 614-6965 Matthew D. Towns Matthew Towns (318) 514-9925 Precision Steel Framing & Construction, LLC Ralph McMickle (318) 322-7579 Raymond Construction Enterprises of La. Paul David Raymond (318) 680-1149 Resco Company, LLC Robert Smith (318) 343-9757 Ricks' Contractors, LLC Phillip Ricks (318) 789-6764 Rouse Construction Company, Inc Harvey Rouse (318) 428-3745 Sampo Contracting & Inspections, Inc Michael Sampognaro (318) 512-7005 www.sampocontracting.com/ Scott Thompson Construction Scott Thompson (318) 255-4704 Strong Built Construction, Inc. Debbie Strong (318) 355-3952 Terrell Construction Services, LLC John White (318) 442-9204 Timber Ridge Builders, LLC Charlie Paris (318) 556-1146 Twin Rivers, inc Jimmy Matlock (318) 614-0860 Vista Construction Group James Reneau (318) 366-7450

Builder - Construction Management Services Gretchen Kovac Construction, Inc. Joe Magee Jr (318) 547-3500 kovacconstructioninc.com Timber Ridge Builders, LLC Charlie Paris (318) 556-1146

Builder - Multi-Family B.A.S. Construction Company, Inc. Barry Collins (318) 232-1540 Brockman Builders, LLC Wes Brockman (318) 322-1472 Brownstone Affordable Housing, Ltd Jeremy Mears (318) 855-5215 www.thebrownstonegroup.net Charles Couch Home Builders Charles Couch (318) 513-9381 Raymond Construction Enterprises of La. Paul David Raymond (318) 680-1149 Standard Enterprises Inc David Turrentine (318) 387-2662 www.standardenterprises.com

Builder - Residential AIG Development, LLC Robert Wiley (318) 513-1561 AK Premier Builders, LLC James Warner (318) 388-4937 Ayerdis Construction, Inc. Alex Ayerdis (318) 397-1048 B & B Properties of Ouachita, LLC Bobby Swanner (318) 614-5215 B G & Company Builders Inc Carolyn Swanner (318) 396-5937 Bastrop Roofing & Const Co Jimmy Christmas (318) 281-4822

July 2015

Builder - Residential (Continued) BCC Contracting, LLC Barry Collins (318) 651-0733 www.cfm-enterprises.com Benchmark Construction Group of LA Zachary Brister (318) 282-9749 www.Benchmarkconstructiongroup.com Benjamin Owens Building Contractor Benji Owens (318) 388-4506 Blue Heron Homes, LLC James Reneau (318) 455-7826 www.blueheronhomes.com

Charles Couch Home Builders Charles Couch (318) 513-9381

Eddie Flanigen Builders Inc Eddie Flanigen (318) 355-0045 www.flanigenbuilders.com

Chiseled Enterprise, LLC Chris Andrews (318) 235-5678 rustynailwoodwork.com

Frank Foster Construction Inc. Frank Foster (318) 376-1849

Chris Moran Construction Chris Moran (318) 548-0469

Frank Stone & Son Construction Robert Stone (318) 323-4912

Chuck Burkett Construction Inc Chuck Burkett (318) 397-2827

G W Dixon Construction Co Inc Greg Dixon (318) 381-0671 www.DixonConstruction.Biz (See our ad page 28)

Cody Phillips (318) 245-3096

Brian Reese Allen Co Inc Brian Allen (318) 248-3252 www.bracobuilders.com

D & C Moses Enterprises, LLC Daniel Moses (318) 376-2144

Green Tree Homes Inc Garry Green (318) 665-0065 www.greentreehomesinc.net

Brockman Builders, LLC Wes Brockman (318) 322-1472

D L Hodges & Son Construction David Hodges (318) 644-5116

Greg Freeman Builders Greg Freeman (318) 243-5232

Casual Concepts Inc Conrad Blanchard (318) 324-1433 www.casualconceptshomebuilding.com

Dixie Shell Homes of America, Inc. Johnny Reeves (318) 325-8789 www.dixiehomesandstorage.com

Gretchen Kovac Construction Inc Gretchen Kovac (318) 387-2500 www.kovacconstructioninc.com

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Harper Layne Builders, LLC Jesse Beuscher (318) 397-9119 Hayward Construction Alex Hayward (318) 325-1452 www.haywardconstructionco.com (See our ad on page 30) Holyfield Construction, Inc Joe Holyfield (318) 388-2492 www.holyfield-inc.com Huey Wiggins (318) 878-5553 Indian Creek Construction Jason McKenzie (318) 846-2424 J & K Builders of Louisiana, LLC Kellie Dortch (318) 396-8135 J H Construction Joey Hodnett (318) 355-8709 James L. Davis Construction James Davis (318) 202-3691

James S. Lofton Residential Construction Co. Steve Lofton (318) 728-3732

Mike McMorris Construction Mike McMorris (318) 388-0707

Jeff Newman Construction Inc Jeff Newman (318) 355-7007 www.jeffnewmanconstruction.com

North American Land Development Corp. Ed Hakim (318) 345-0125

Jonathan Hill Construction Inc Jonathan Hill (318) 327-3085 www.jhillconstruction.com

Our Plan B Larry Hoss (318) 242-0156

K & H Contracting, LLC Kevin Taylor (318) 397-2814 K V Industries, Inc. Vernon Flemister (318) 348-6800 K V Industries, Inc. Kyle Hairston (318) 343-8821 KADAV, Inc. Jackie James (318) 255-0999 Kevin Goff Construction Kevin Goff (318) 475-8771 kevingoffcontracting.com

Kevin L. DeBruhl Construction Kevin DeBruhl (318) 235-0390 www.kldconstruction.net (See our ad page 29)

Ranger Development, LLC Wes Tichenor (318) 388-4602 (See our ad page 47)

Louisiana Builders of North Louisiana, LLC Michael Chase Sanson (318) 614-6965

Raymond Construction Enterprises of La. Paul David Raymond (318) 680-1149

LR Humble Construction Co.Inc Leslie Humble (318) 376-5965

Resco Company, LLC Robert Smith (318) 343-9757

Shawn Robinson Construction Shawn Robinson (318) 331-4961

Trichel Construction Rick Trichel (318) 355-6580

Smith Builders, LLC Charles Smith (318) 396-5525

Turn Key Builders LLC Brian Henry (318) 665-0893 www.turn-key-builders.com

Smitherman Construction Roger Smitherman (318) 768-2573 Southern Delta Homes Inc Ronnie Savage (318) 396-3846

Rhymes Renovations & Contracting LLC Randy Rhymes (318) 323-2451

Stefan Green Realty & Construction, Inc. Stefan Green (318) 325-0554

Riser Construction Daniel Riser (318) 355-2108

Stucco Unlimited Dwain Mcvay (318) 397-2080

Rouse Construction Company, Inc Harvey Rouse (318) 428-3745

T D M Construction Co., Inc. Tim Martin (318) 376-0984

McGuire Construction, LLC Pat McGuire (318) 537-3921

Sampo Contracting & Inspections, Inc Michael Sampognaro (318) 512-7005 www.sampocontracting.com/

Terrell Construction Services, LLC John White (318) 442-9204

Melancon Construction, LLC Ray Melancon (318) 267-5063

Scott Thompson Construction Scott Thompson (318) 255-4704

Mann International Inc Lily Mann (318) 396-7795 (See our ad page 43) Mathis Construction Perry Mathis (318) 777-8172 Matthew D. Towns (318) 514-9925

Mickey Jerome Lewis (318) 680-6359

Thomas M Woods Construction LLC

Thomas Woods (318) 381-2059

United-Bilt Homes, Inc. Spence Sandifer (318) 387-9552 www.ubh.com W.C. Hatten, Jr. Construction W.C. Hatten (318) 396-5370 Walker Custom Homes Michael Walker (318) 791-4340 West & Weems Construction, LLC Brian West (318) 914-3421 Whitlock Realty & Construction, Inc Skip Fife (318) 343-4170 www.whitlockrealty.net Whitlock Realty & Construction Inc Gratia Whitlock (318) 343-4170 www.whitlockrealty.net

Timber Ridge Builders, LLC Charlie Paris (318) 556-1146

July 2015

Builder - Residential w/ In-House Financing AIG Development, LLC Robert Wiley (318) 513-1561

Chiseled Enterprise, LLC Chris Andrews (318) 235-5678 rustynailwoodwork.com

Joe Johnston Builders, LLC Joseph Johnston (318) 254-1141

Precision Steel Framing & Construction, LLC Ralph McMickle (318) 322-7579

Chris Moran Construction Chris Moran (318) 548-0469

Jonathan Hill Construction Inc Jonathan Hill (318) 327-3085 www.jhillconstruction.com

Raymond Construction Enterprises of La. Paul David Raymond (318) 680-1149

Chuck Burkett Construction Inc Chuck Burkett (318) 397-2827

K & H Contracting, LLC Kevin Taylor (318) 397-2814

United-Bilt Homes, Inc. Spence Sandifer (318) 387-9552 www.ubh.com

Resco Company, LLC Robert Smith (318) 343-9757

D & C Moses Enterprises, LLC Daniel Moses (318) 376-2144

KADAV, Inc. Jackie James (318) 255-0999

Builder Single Family Custom

Eddie Flanigen Builders Inc Eddie Flanigen (318) 355-0045 www.flanigenbuilders.com

Kevin Goff Construction Kevin Goff (318) 475-8771 kevingoffcontracting.com

Rhymes Renovations & Contracting LLC Randy Rhymes (318) 323-2451

Frank Foster Construction Inc. Frank Foster (318) 376-1849

Kevin L. DeBruhl Construction Kevin DeBruhl (318) 235-0390 www.kldconstruction.net (See our ad page 29)

Dixie Shell Homes of America, Inc. Johnny Reeves (318) 325-8789 www.dixiehomesandstorage.com

AK Premier Builders, LLC James Warner (318) 388-4937 Andrews Building & Construction, LLC

Terry Andrews (318) 669-0966 B & B Properties of Ouachita, LLC Bobby Swanner (318) 614-5215 B G & Company Builders Inc Carolyn Swanner (318) 396-5937

Frank Stone & Son Construction Robert Stone (318) 323-4912 G W Dixon Construction Co Inc Greg Dixon (318) 381-0671 www.dixonconstruction.biz (See our ad page 28)

Bastrop Roofing & Const Co Jimmy Christmas (318) 281-4822

Green Tree Homes Inc Garry Green (318) 665-0065 www.greentreehomesinc.net

Benchmark Construction Group of LA Zachary Brister (318) 282-9749

Greg Freeman Builders Greg Freeman (318) 243-5232

www.benchmarkconstructiongroup.com

Benjamin Owens Building Contractor

Benji Owens (318) 388-4506 Bing Bishop Construction Company

Bing Bishop (318) 322-6635 Brian Reese Allen Co Inc Brian Allen (318) 248-3252 www.bracobuilders.com Brockman Builders, LLC Wes Brockman (318) 322-1472 Casual Concepts Inc Conrad Blanchard (318) 324-1433 www.casualconceptshomebuilding.com Charles Couch Home Builders Charles Couch (318) 513-9381

Gretchen Kovac Construction Inc Gretchen Kovac (318) 387-2500 www.kovacconstructioninc.com Gretchen Kovac Construction, Inc. Joe Magee Jr (318) 547-3500 kovacconstructioninc.com Hayward Construction Alex Hayward (318) 325-1452 www.haywardconstructionco.com (See our ad on this page) Holyfield Construction, Inc Joe Holyfield (318) 388-2492 www.holyfield-inc.com J & K Builders of Louisiana, LLC Kellie Dortch (318) 396-8135 James S. Lofton Residential Construction Co. Steve Lofton (318) 728-3732

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Mathis Construction Perry Mathis (318) 777-8172 McAdams Custom Building Inc Glen McAdams (318) 343-2274 McGuire Construction, LLC Pat McGuire (318) 537-3921 Melancon Construction, LLC Ray Melancon (318) 267-5063 Mike McMorris Construction Mike McMorris (318) 388-0707 North American Land Development Corp. Ed Hakim (318) 345-0125 Parkwood Development Alissa Sanders-Compton (318) 323-7084 www.parkwooddevelopmenthomes.com

Riddle Builders Robert Riddle (318) 324-1222 www.riddlebuilders.com Rouse Construction Company, Inc Harvey Rouse (318) 428-3745 Sampo Contracting & Inspections, Inc

Michael Sampognaro (318) 512-7005 www.sampocontracting.com/ Scott Thompson Construction Scott Thompson (318) 255-4704 Smith Builders, LLC Charles Smith (318) 396-5525 Smitherman Construction Roger Smitherman (318) 768-2573 Southern Delta Homes Inc Ronnie Savage (318) 396-3846 Strong Built Construction, Inc. Debbie Strong (318) 355-3952 Stucco Unlimited Dwain Mcvay (318) 397-2080 Thomas M Woods Construction LLC

Thomas Woods (318) 381-2059 Trichel Construction Rick Trichel (318) 355-6580 Turn Key Builders LLC Brian Henry (318) 665-0893 www.turn-key-builders.com Twin Rivers, inc Jimmy Matlock (318) 614-0860 W.C. Hatten, Jr. Construction W.C. Hatten (318) 396-5370 Walker Custom Homes Michael Walker (318) 791-4340 Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net Whitlock Realty & Construction Inc Skip Fife (318) 343-4170 www.whitlockrealty.net Whitlock Realty & Construction Inc Gratia Whitlock (318) 343-4170 www.whitlockrealty.net

Builder Single Family General AIG Development, LLC Robert Wiley (318) 513-1561 AK Premier Builders, LLC James Warner (318) 388-4937 B G & Company Builders Inc Carolyn Swanner (318) 396-5937

Brian Reese Allen Co Inc Brian Allen (318) 248-3252 www.bracobuilders.com

Gretchen Kovac Construction, Inc. Joe Magee Jr (318) 547-3500 kovacconstructioninc.com

North American Land Development Corp. Ed Hakim (318) 345-0125

Casual Concepts Inc Conrad Blanchard (318) 324-1433 www.casualconceptshomebuilding.com

Habitat for Humanity of Ouachita, Inc.

Our Plan B Larry Hoss (318) 242-0156

Charles Couch Home Builders Charles Couch (318) 513-9381

Hayward Construction Alex Hayward (318) 325-1452 www.haywardconstructionco.com (See our ad page 30)

Chiseled Enterprise, LLC Chris Andrews (318) 235-5678 rustynailwoodwork.com Chris Moran Construction Chris Moran (318) 548-0469 Chuck Burkett Construction Inc Chuck Burkett (318) 397-2827 Cody Phillips (318) 245-3096

J H Construction Joey Hodnett (318) 355-8709 James S. Lofton Residential Construction Co. Steve Lofton (318) 728-3732

D & C Moses Enterprises, LLC Daniel Moses (318) 376-2144 D L Hodges & Son Construction David Hodges (318) 644-5116

Joe Johnston Builders, LLC Joseph Johnston (318) 254-1141

Dixie Shell Homes of America, Inc. Johnny Reeves (318) 325-8789 www.dixiehomesandstorage.com

Jonathan Hill Construction Inc Jonathan Hill (318) 327-3085 www.jhillconstruction.com

Eddie Flanigen Builders Inc Eddie Flanigen (318) 355-0045 www.flanigenbuilders.com

K & H Contracting, LLC Kevin Taylor (318) 397-2814

Frank Foster Construction Inc. Frank Foster (318) 376-1849

Bastrop Roofing & Const Co Jimmy Christmas (318) 281-4822 BCC Contracting, LLC Barry Collins (318) 651-0733 www.cfm-enterprises.com

Green Tree Homes Inc Garry Green (318) 665-0065 www.greentreehomesinc.net

Benchmark Construction Group of LA Zachary Brister (318) 282-9749 www.Benchmarkconstructiongroup.com

Greg Freeman Builders Greg Freeman (318) 243-5232

Benji Owens (318) 388-4506

J & K Builders of Louisiana, LLC Kellie Dortch (318) 396-8135

Jeff Newman Construction Inc Jeff Newman (318) 355-7007 www.jeffnewmanconstruction.com

G W Dixon Construction Co Inc Greg Dixon (318) 381-0671 www.DixonConstruction.Biz (See our ad page 28)

Benjamin Owens Building Contractor

Larry Head (318) 323-8003 www.HFHO.org

Gretchen Kovac Construction Inc Gretchen Kovac (318) 387-2500 www.kovacconstructioninc.com

KADAV, Inc. Jackie James (318) 255-0999 Kevin Goff Construction Kevin Goff (318) 475-8771 kevingoffcontracting.com Kevin L. DeBruhl Construction Kevin DeBruhl (318) 235-0390 www.kldconstruction.net (See our ad page 29) Mann International Inc Lily Mann (318) 396-7795 (See our ad page 43) McGuire Construction, LLC Pat McGuire (318) 537-3921 Melancon Construction, LLC Ray Melancon (318) 267-5063

Parkwood Development Anne Sanders (318) 323-7084 www.parkwooddevelopmenthomes.com Parkwood Development Alissa Sanders-Compton (318) 323-7084 www.parkwooddevelopmenthomes.com Precision Steel Framing & Construction, LLC Ralph McMickle (318) 322-7579 R T & F Construction Richard Heard (318) 245-0468 Rafael Lara Construction Rafael Lara (318) 791-1450 Reggie Carter Construction Reggie Carter (318) 746-4413 Ricks' Contractors, LLC Phillip Ricks (318) 789-6764 Riser Construction Daniel Riser (318) 355-2108 Roberson Builders Michael Roberson (318) 548-0825 www.couturehomesllc.com Rouse Construction Company, Inc Harvey Rouse (318) 428-3745 Sampo Contracting & Inspections, Inc Michael Sampognaro (318) 512-7005 www.sampocontracting.com/ Scott Thompson Construction Scott Thompson (318) 255-4704 Shawn Robinson Construction Shawn Robinson (318) 331-4961 Smith Builders, LLC Charles Smith (318) 396-5525 Smitherman Construction Roger Smitherman (318) 768-2573

July 2015

Builder Single Family General Southern Delta Homes Inc Ronnie Savage (318) 396-3846 Stucco Unlimited Dwain Mcvay (318) 397-2080 Thomas M Woods Construction LLC Thomas Woods (318) 381-2059 Trichel Construction Rick Trichel (318) 355-6580 Turn Key Builders LLC Brian Henry (318) 665-0893 www.turn-key-builders.com Twin City Builders, LLC Andy Day (318) 547-2142 United-Bilt Homes, Inc. Spence Sandifer (318) 387-9552 www.ubh.com W.C. Hatten, Jr. Construction W.C. Hatten (318) 396-5370 Walker Custom Homes Michael Walker (318) 791-4340 Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net Whitlock Realty & Construction Inc Gratia Whitlock (318) 343-4170 www.whitlockrealty.net Wink's Concrete Construction Marvin Wink (318) 366-5513

Builder - Solar Homes Finley Construction LLC Scott Finley (318) 376-3405

Joe Martin, LLC Bebe Martin (318) 644-2068

Bobby Hendrix Builder Bobby Hendrix (318) 323-2876

Jott Delcambre Enterprises Jott Delcambre (318) 855-5901 www.jde-llc.com

Casual Concepts Inc Conrad Blanchard (318) 324-1433 www.casualconceptshomebuilding.com

Building Excellence, LLC Joshua Smith (318) 614-1603

Matthew D. Towns Matthew Towns (318) 514-9925 Resco Company, LLC Robert Smith (318) 343-9757

Chiseled Enterprise, LLC Chris Andrews (318) 235-5678 rustynailwoodwork.com

D E Investments, Inc. dba Servpro Don Legg (318) 345-5121

Ricks' Contractors, LLC Phillip Ricks (318) 789-6764

D.L.R Construction Diane Rhodes (318) 396-6490

Riddle Builders Robert Riddle (318) 324-1222 www.riddlebuilders.com

Remodeling - Commercial Achievers Inc Jerry Adams (318) 325-0555 www.achieversinc.com Bastrop Roofing & Const Co Jimmy Christmas (318) 281-4822

Daniel Edwards Home Improvements, LLC Daniel Edwards (318) 537-2682 Dement Construction of Louisiana, Inc David Dement (318) 372-4100

Decks & Patios Donnie Grubbs Vinyl Siding Donnie Grubbs (318) 324-1232 www.donniegrubbs.com

Northeastern Decks & Construction Brandon Brinson (318) 267-9935 www.northeasterndecks.com

Eddie Flanigen Builders Inc Eddie Flanigen (318) 355-0045 www.flanigenbuilders.com Ideal Exteriors of La. Inc Martin Thibodeaux (318) 387-4493

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Remodeling - Residential Achievers Inc James Dortch (318) 325-0555 www.achieversinc.com Achievers Inc Jerry Adams (318) 325-0555 www.achieversinc.com

A-Ohler Construction LLC Jason Ohler (318) 791-9219

Concordia Contracting Co Inc Charles Johnson (318) 366-7141 D & C Moses Enterprises, LLC Daniel Moses (318) 376-2144 D E Investments, Inc. dba Servpro Don Legg (318) 345-5121 D L Hodges & Son Construction David Hodges (318) 644-5116 D.L.R Construction Diane Rhodes (318) 396-6490 Daniel Edwards Home Improvements, LLC Daniel Edwards (318) 537-2682

Danny Fontenot (318) 376-4984

David A. Carter Specialty Remodeling David Carter (318) 789-1303 www.specialtyremodelingmonroe.com

R C Builders LLC Robert Neel (318) 245-5295

(See our ad page 32)

Habitat for Humanity of Ouachita, Inc. Larry Head (318) 323-8003 www.HFHO.org Hayward Construction Alex Hayward (318) 325-1452 www.haywardconstructionco.com (See our ad page 30) Holyfield Construction, Inc Joe Holyfield (318) 388-2492 www.holyfield-inc.com Ideal Exteriors of La. Inc Martin Thibodeaux (318) 387-4493 Insurance Repair Services Randall Dark (318) 396-1700 www.insurance repairservices.net James S. Lofton Residential Construction Co. Steve Lofton (318) 728-3732 Joe Martin, LLC Bebe Martin (318) 644-2068 Jott Delcambre Enterprises Jott Delcambre (318) 855-5901 www.jde-llc.com Kevin Goff Construction Kevin Goff (318) 475-8771 kevingoffcontracting.com Knox Remodeling, LLC Greg Knox (318) 355-1715 Mann International Inc Lily Mann (318) 396-7795 (See our ad page 43) Mathis Construction Perry Mathis (318) 777-8172 Matthew D. Towns Matthew Towns (318) 514-9925

Mike McMorris Construction Mike McMorris (318) 388-0707

Resco Company, LLC Robert Smith (318) 343-9757

Repairs - Storm Damage & Building Defects Achievers Inc Jerry Adams (318) 325-0555 www.achieversinc.com

Rhymes Renovations & Contracting LLC Randy Rhymes (318) 323-2451

Achievers Inc James Dortch (318) 325-0555 www.achieversinc.com

Ricks' Contractors, LLC Phillip Ricks (318) 789-6764

Benchmark Construction Group of LA Zachary Brister (318) 282-9749 www.Benchmarkconstructiongroup.com

Riddle Builders Robert Riddle (318) 324-1222 www.riddlebuilders.com

Daniel Edwards Home Improvements, LLC Daniel Edwards (318) 537-2682

Riser Construction Daniel Riser (318) 355-2108

Insurance Repair Services Randall Dark (318) 396-1700 www.insurancerepairservices.net

Roberson Builders Michael Roberson (318) 548-0825 www.couturehomesllc.com Smith Builders, LLC Charles Smith (318) 396-5525 Strong Built Construction, Inc. Debbie Strong (318) 355-3952 Tillman Builder LLC C R Tillman (318) 388-1641 Timber Ridge Builders, LLC Charlie Paris (318) 556-1146 Trichel Construction Rick Trichel (318) 355-6580 Walden Residential Services, LLC Donald Walden (318) 254-1475 (See our ad page 7) Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net

Riddle Builders Robert Riddle (318) 324-1222 www.riddlebuilders.com

Riddle Builders Robert Riddle (318) 324-1222 www.riddlebuilders.com Tillman Builder LLC C R Tillman (318) 388-1641 Walden Residential Services, LLC Donald Walden (318) 254-1475 (See our ad page 7)

Associate Members Accounting, Tax Preparation DeWitt, French, Giger & Sitton, LLP Gareld DeWitt (318) 388-8975 www.dfgcpa.com

Acoustical Ceilings

Tillman Builder LLC C R Tillman (318) 388-1641

Dupuy Flooring & Acoustical Inc Stanley Dupuy (318) 343-1737 www.jedupuy.com

Walden Residential Services, LLC Donald Walden (318) 254-1475 (See our ad page 7)

Advertising

Whitlock Realty & Construction Inc Skip Fife (318) 343-4170 www.whitlockrealty.net

Restoration Kevin Goff Construction Kevin Goff (318) 475-8771 kevingoffcontracting.com Ranger Development, LLC Wes Tichenor (318) 388-4602 (See our ad page 47)

Whitlock Realty & Construction Inc Gratia Whitlock (318) 343-4170 www.whitlockrealty.net

The News Star Judy Correro (318) 362-0233

Advertising, Marketing, & Public Relations Newcomer Morris & Young Graham Morris (318) 325-1544 www.nmy.com

Appliance Suppliers Barrett Appliance Distribution Wayne Barrett (318) 746-3332 www.barrettappliance.com Coburn's Eddie Miller (318) 323-5454 www.coburns.com (See our ad page 36)

Whitlock Realty & Construction Inc Skip Fife (318) 343-4170 www.whitlockrealty.net

February 20 & 21

Key Millwork & Supply V J Casamento (318) 387-9995 www.keymillwork.com

July 2015

Morrison Supply Company Steve Lee (318) 703-2300 www.morsco.com (See our ad page 34 & 35) O'Nealgas Inc Gary Fisher (318) 768-2511 www.o'nealgas.com O'nealgas Inc. Cole Williams (318) 322-4663

Architects David Lane Beaird & Associates Lane Beaird (318) 388-3227

Attorneys Dimos, Erskine, Garner, Rials & McQueen, LLP Jim Dimos (318) 388-4303 Hayes Harkey Title LLC John Saye (318) 387-2422 www.hhsclaw.com

Audio-Video Sales & Installation ASG Security Paul Fontenot (318) 325-1515 www.asgsecurity.net

Auto & Truck Dealership Ryan Auto Group Merl Dickson (318) 387-2222 www.ryanautomotive.com

Progressive Bank Ginger Holton (318) 651-5154 www.progressivebank.com (See our ad page 3) Progressive Bank Barry Bell (318) 651-5123 (See our ad page 3) Richland State Bank Misty Smith (318) 322-8338 www.richlandbank.net (See our ad page 9)

Staggs Discount Motors A.W. Staggs (318) 325-0110

Banking Commercial Banking Centric Federal Credit Union Kelli Green (318) 340-9656 www.mycentric.org Ouachita Independent BankBankers' Mrtg Ctr Monte Chapman (318) 410-5500 www.bmchomeloan.com

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Banking - Mortgage Lending AIG Development, LLC Robert Wiley (318) 513-1561 Amcap Mortgage Ltd. Terry Day (318) 387-1331 Assurance Financial Group, LLC Mike Brodtman (318) 812-0022 www.lendtheway.com

BancorpSouth Don Gonnillini (318) 397-6400 www.bancorpsouth.com Centric Federal Credit Union Kelli Green (318) 340-9656 www.mycentric.org Community Trust Bank Gina Qualls (318) 998-4616 www.ctbonline.com Cross Keys Bank Holly Boyd (318) 361-3125 www.ckbonline.com (See our ad page 11) Ouachita Independent BankBankers' Mrtg Ctr Monte Chapman (318) 410-5500 www.bmchomeloan.com Progressive Bank Vicki Fletcher (318) 651-5043 www.progressivebank.com (See our ad page 3)

Progressive Bank Hal Hinchliffe (318) 651-5155 www.progressivebank.com (See our ad page 3) Progressive Bank Ginger Holton (318) 651-5154 www.progressivebank.com (See our ad page 3) Richland State Bank Misty Smith (318) 322-8338 www.richlandbank.net (See our ad page 9) United-Bilt Homes, Inc. Spence Sandifer (318) 387-9552 www.ubh.com

Blinds, Awnings, & Window Coverings Sherwin Williams Company Penni Aulds (318) 325-4648 www.swdecorating.com Smith Blind & Awning / The Blind Place Malcolm Bass (318) 323-2640 www.smithblindandawning.com

Brick, Masonry, Stone & Tile Work Acme Brick Company Glenn Fabian (318) 325-9652 www.brick.com Martin Masonry Stan Martin (318) 557-3030 Thompson's Masonry Joel Thompson (318) 450-1688

Building Inspectors

Building Materials Lumber, Etc. Acme Glass & Mirror Co Inc Coby Cooper (318) 325-0777 www.acmeglassandmirror.com Bastrop Feed & Seed Hardware Joe Petrus (318) 281-4273 Builders Supply of Ruston Jeff Freeman (318) 255-3585 www.bs.doitbest.com Lumberland of Webster Inc Richard Norris (318) 396-1960 Martin Marietta George Bryant (318) 387-5831 Read Lumber & Supply Judy Read (318) 368-2351 Roofing Supply Group Doug Norman (318) 323-4486 www.rsgroof.com Russell-Moore Lumber Randy Russell (318) 325-3164 The Home Improvement Outlet Mark Norris (318) 325-3400 www.hioutlet.com Tom Sanders Building Mart Jeri Watson (318) 325-9677 www.tomsandersbuildingmart.com Turpins Buy Rite Bldg Material Delton Hearn (318) 388-0950

Building Materials: Home Centers

Inspections Unlimited Foy Gadberry (318) 387-2319 (See our ad page 26)

Habitat for Humanity of Ouachita Inc.

Building Material Manufacturing

Lowes Home Center Twanda Bass (318) 388-5200 www.lowes.com

Precision Steel Framing & Construction, LLC Ralph McMickle (318) 322-7579 Rogers Manufacturing Corp Michael Bartlett (318) 396-5700 www.rogersmfg.com

Larry Head (318) 323-8003 www.HFHO.org

Cabinets, Doors, & Windows

Bailey's Custom Cabinets James Bailey (318) 614-0501 www.baileys-custom-cabinets.com Builders Supply of Ruston Jeff Freeman (318) 255-3585 www.bs.doitbest.com

Carpenters - Framing All Builders LLC Andrew Roberson (318) 548-1717

Concordia Contracting Co Inc Charles Johnson (318) 366-7141

Ambassador Construction Services, LLC Michael Freeman (318) 791-3840

Dement Construction of Louisiana Inc David Dement (318) 372-4100

Bethal Construction, Inc. Isidro Hernandez (318) 341-1369

Eubanks Cabinet & Door James Eubanks (318) 428-1122 Graham Cabinets David Trichell (318) 343-5272 Key Millwork & Supply V J Casamento (318) 387-9995 www.keymillwork.com Mike McMorris Construction Mike McMorris (318) 388-0707 Rockett's Custom Cabinets Marc Rockett (318) 381-6754 Rucker's Custom Cabinets Wilbur Rucker (318) 649-0200 www.ruckerscustomcabinets.com

Brent Neathery (318) 282-5589 Bright Construction Wesley Lambright (318) 348-6033 Guerrero's Framing Sabrina Guerrero (318) 237-2557 Honduras Framing & Construction Michelle Tims (318) 254-3190 Luis Ayerdis Framing Luis Ayerdis (504) 327-0645 Richard Cook Construction Richard Cook (318) 450-1125 Wilberto Lambarria (214) 403-8878

Russell-Moore Lumber Randy Russell (318) 325-3164

Wilson Enterprises Michael Wilson (318) 680-3233

The Home Improvement Outlet Mark Norris (318) 325-3400 www.hioutlet.com

Carpenters - Interior Trim

Turpins Buy Rite Bldg Material Delton Hearn (318) 388-0950

Carpenters - Exterior Bright Construction Wesley Lambright (318) 348-6033

Ambassador Construction Services, LLC Michael Freeman (318) 791-3840 Brent Neathery (318) 282-5589

Carpenters - Interior Trim Bright Construction Wesley Lambright (318) 348-6033

Donnie Grubbs Vinyl Siding Donnie Grubbs (318) 324-1232 www.donniegrubbs.com

Daniel Edwards Home Improvements, LLC Daniel Edwards (318) 537-2682

Richard Cook Construction Richard Cook (318) 450-1125

Advanced Wood Technologies LLC

Barry Becton (318) 325-9945 www.awtcabinets.com

Wilson Enterprises Michael Wilson (318) 680-3233

July 2015

Roger Baker (318) 372-8888

Wade Neathery (318) 878-9098

Tillman Builder LLC C R Tillman (318) 388-1641

Rafael Lara Construction Rafael Lara (318) 791-1450

Carpentry Work

Sanford Family Construction James Sanford (318) 547-3931

Bailey's Custom Cabinets James Bailey (318) 614-0501 www.baileys-custom-cabinets.com Bethal Construction, Inc. Isidro Hernandez (318) 341-1369 Brent Neathery (318) 282-5589 Chevallier Builders Johnny Chevallier (318) 982-5553 Daniel Edwards Home Improvements, LLC Daniel Edwards (318) 537-2682 Danny Fontenot (318) 376-4984 Dustin Odaware (318) 512-4799 Freeman Suspended Ceilings Justin Freeman (318) 654-7644 Grady Rinehart Construction Grady Rinehart (318) 665-9090 Guerrero's Framing Sabrina Guerrero (318) 237-2557 Hammett Construction Eddie Hammett (318) 381-0059 Home Improvements of Winnsboro, LLC Otha Caston (318) 355-5923 Jason H Ledoux, Inc. Jason Ledoux (318) 267-4761 Landry & Jones Construction Wendy Landry (318) 376-7097 LN Custom Built Homes William Norsworthy (318) 974-0457 McAdams Custom Building Inc Glen McAdams (318) 343-2274 Neathery Construction

Shane Hattaway Carpentry Shane Hattaway (318) 614-9127 Stanley Hinton Carpentry Stanley Hinton (318) 982-0280 Steve Sanders Construction Steve Sanders (318) 789-8944 Tillman Builder LLC Ty Tillman (318) 801-5460 Westside Enterprises Michel Fandal (318) 372-4942 Wilson Enterprises Michael Wilson (318) 680-3233

Stanley Dupuy (318) 343-1737 www.jedupuy.com

Cleaning & Pressure Washing Walden Residential Services, LLC Donald Walden (318) 254-1475 (See our ad page 7)

Clothing - Retail The Toggery Dba Jetson Inc Tom Baker (318) 388-4939 www.thetoggery.com

Lenard & Watley Concrete Construction, LLC Ricky Watley (318) 547-3252

Decorating & Interior Design

Lenard's Concrete LLC Riley Lenard (318) 644-2453 Mathis Construction Perry Mathis (318) 777-8172

Bob Moss Carpet One Lew Hubbard (318) 387-6929 www.bobmosscarpetonemonroe.com

Concrete Overlays, Stains, Countertops

Bobby Williamson Flooring & Home Improvement Bobby Williamson (318) 398-0077 www.bobbywilliamsonflooringla.com

Decorative Concrete Coatings LLC Shirley Sanders (318) 398-1885 www.artonconcrete.com (See our ad page 21)

Dupuy Flooring & Acoustical Inc Stanley Dupuy (318) 343-1737 www.jedupuy.com

Infiniti Coatings Shane McDonald (318) 737-7854

Ceramic Tile Bob Moss Carpet One Lew Hubbard (318) 387-6929 www.bobmosscarpetonemonroe.com Bobby Williamson Flooring & Home Improvement Bobby Williamson (318) 398-0077

www.bobbywilliamsonflooringla.com/ Dupuy Flooring & Acoustical Inc

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

La. Southern Stone & Granite John Waters (318) 773-0059 www.granitela.com Twin City Granite Joe Gremillion (318) 654-7487

Carpet & Floor Coverings

CenturyLink Security Systems Cassandra Ivy (318) 388-0110 www.centurylink.com

Decorative Concrete Coatings LLC Shirley Sanders (318) 398-1885 www.artonconcrete.com (See our ad page 21)

Concrete Contractors & Finishers

Ricky & Jimmy Rayborn Ricky Rayborn (318) 381-2591

Central Vacuum Systems

Bobby Williamson Flooring & Home Improvement Bobby Williamson (318) 398-0077 www.bobbywilliamsonflooringla.com/

Concrete Suppliers Century Ready Mix Chip Humble (318) 322-4444 www.centuryreadymix.com Martin Marietta George Bryant (318) 387-5831

Countertops Barrett Appliance Distribution Wayne Barrett (318) 746-3332 www.barrettappliance.com Bob Moss Carpet One Lew Hubbard (318) 387-6929 www.bobmosscarpetonemonroe.com

Sherwin Williams Company Penni Aulds (318) 325-4648 www.swdecorating.com

Doors, Exterior & Interior Ark-La-Tex Window and Door, Inc. Danny Compton (318) 322-7783 www.arklatexwindowanddoor.com

David A. Carter Specialty Remodeling David Carter (318) 789-1303 www.specialtyremodelingmonroe.com (See our ad page 32)

Key Millwork & Supply V J Casamento (318) 387-9995 www.keymillwork.com

Drafting Perry Home Design Center Gaylon Perry (318) 651-1088 perryhomedesigns.com Russell's Plan Service Danny Russell (318) 376-2924

Drywall & Plastering Contractors All Pro Painting & Drywall William Whiddon Jr (318) 709-6362

Electrical Suppliers Elliott Electric Supply Denese Dunn (318) 398-9757 elliottelectric.com

Elliott Electric Supply Michael Hayes (318) 251-9393 elliottelectric.com

Entergy Cindy Gordon (318) 329-5508 www.entergy.com

Elliott Electric Supply Jody Philley (318) 387-1627 Elliottelectric.com

Golson's Gas, Lights, Logs, and Grills

Nu-Cell Technologies, LLC Jason Garsee (318) 397-4147 www.solarenergysupply.net

O'Nealgas Inc Gary Fisher (318) 768-2511 www.o'nealgas.com

Electricians & Electrical Contracting Bannister Electric, LLC Dolphus Bannister (318) 410-8908 bannistersolarandenergy.com Blount Electric Heating & Air, LLC Mike Blount (318) 237-7175 Bright Construction Wesley Lambright (318) 348-6033 Copeland Electric Company Lonnie Copeland (318) 322-9865 Finley Construction LLC Scott Finley (318) 376-3405 Fox Family Electric, LLC David Fox (318) 330-9966 RLH Electric, LLC Robbie Hodges (318) 366-2475 Vallery Electric, LLC Todd Vallery (318) 325-3503

Billy Golson (318) 397-7171 www.golsonsonline.com

O'nealgas Inc. Cole Williams (318) 322-4663

Engineering David Lane Beaird & Associates Lane Beaird (318) 388-3227 Inspections Unlimited Foy Gadberry (318) 387-2319 Lazenby & Associates Inc Jason Thornhill (318) 387-2710 www.lazenbyengr.com Service Group Unlimited, LLC Melissa Herrington (318) 331-1171 www.servicegroupunlimited.com (See our ad page 22 & 23)

Environmental Certification & Inspection Healthy Homes of LA, Inc. Bobby Parks (318) 397-1918 www.parksair.com

Weed Electric Bryan Weed (318) 728-2574

Service Group Unlimited, LLC Melissa Herrington (318) 331-1171 www.servicegroupunlimited.com (See our ad page 22 & 23)

Employment Services

Erosion Control

Labor Finders Benjamin Petrella (318) 398-9617 www.laborfinders.com

SBC Land Works, LLC Darren Clark (318) 398-0009

Energy & Gas Suppliers Atmos Energy Donna Stephenson (318) 651-6225 www.atmosenergy.com (See our ad pages 14 & 15) Atmos Energy Johnny Rigdon (318) 651-6225 www.atmosenergy.com (See our ad pages 14 & 15)

Service Group Unlimited, LLC Melissa Herrington (318) 331-1171 www.servicegroupunlimited.com (See our ad page 22 & 23)

Excavating, Grading, & Clearing Kepper Trucking & Dirt Contracting, LLC Eddie Kepper (318) 343-8790

SBC Land Works, LLC Darren Clark (318) 398-0009

Fencing & Gates

Flooring & Floor Coverings Ark-La Floor Covering Buddy Reese (318) 387-9121

Automated Alarm Co Ronnie Tucker (318) 345-2378 www.automatedalarm.com

Bob Moss Carpet One Lew Hubbard (318) 387-6929

BCS Inc Mike Beebe (318) 855-6120 www.bcsfencellc.com

Bobby Williamson Flooring & Home Improvement Bobby Williamson (318) 398-0077

Danny Fontenot Danny Fontenot (318) 376-4984

Decorative Concrete Coatings LLC Shirley Sanders (318) 398-1885 www.artonconcrete.com (See our ad page 21)

Invisible Fencing of North Louisiana

Tim Haffner (318) 396-8877 Unseen Fence of Louisiana Gary McCann (318) 247-8625 unseenfence.com

Fill Dirt Suppliers

www.bobmosscarpetonemonroe.com

www.bobbywilliamsonflooringla.com/

Dupuy Flooring & Acoustical Inc Stanley Dupuy (318) 343-1737 www.jedupuy.com James Installation James Odaware (318) 548-4007

Kepper Trucking & Dirt Contracting, LLC Eddie Kepper (318) 343-8790

S N B, LLC Steve Barbara (318) 410-0610

SBC Land Works, LLC Darren Clark (318) 398-0009

Teresa's Flooring Teresa Cantrell (318) 340-1667 www.teresasflooring.com

Financial Institutions Centric Federal Credit Union Kelli Green (318) 340-9656 www.mycentric.org Stephenson Financial Alan Stephenson (318) 324-8410 www.stephenson-financial.com

Fireplaces, Mantels, & Accessories Acme Brick Company Glenn Fabian (318) 325-9652 www.brick.com Golson's Gas, Lights, Logs, and Grills

Foundation Repairs Atlas Foundation Repair Tony Arpino (318) 325-3300 www.atlassys.com

Garage Doors Overhead Door Company of Monroe Harry Hawthorne (318) 322-6139

www.overheaddoorcoofmonroe.com (See our ad page 42)

Gas Lighting & Accessories Golson's Gas, Lights, Logs, and Grills

Billy Golson (318) 397-7171 www.golsonsonline.com

Tom Sanders Building Mart Jeri Watson (318) 325-9677 www.tomsandersbuildingmart.com

O'Nealgas Inc Gary Fisher (318) 768-2511 www.o'nealgas.com

Twin City Granite Joe Gremillion (318) 654-7487

O'nealgas Inc. Cole Williams (318) 322-4663

July 2015

MAC A/C & Heat, LLC Mike McFarlin (318) 396-5633 ww.macairandheat.com (See our ad this page)

House Plans & Home Design

Nu-Cell Technologies, LLC Jason Garsee (318) 397-4147 www.solarenergysupply.net

Perry Home Design Center Gaylon Perry (318) 651-1088 perryhomedesigns.com

Pierce Service Co Larry Hobbs (318) 343-4491

R. L. Hott Designs Larry Hott (318) 254-0155

Pruitts A/C & Heating J.B. Pruitt (318) 388-3400

Russell's Plan Service Danny Russell (318) 376-2924

Thermal Tech Environmental Services, LLC J.R. Fix (318) 330-9990

Vallery Electric, LLC Todd Vallery (318) 325-3503

Glass & Mirror Products

Heating & Air-Conditioning Contractors All Plumbing Heating & Cooling Jason Martin (318) 322-6970 www.allplumbinginc.com

Acme Glass & Mirror Co Inc Coby Cooper (318) 325-0777 www.acmeglassandmirror.com

Bell Heating & A/C Ricky Bell (318) 396-8979 www.bellheatingandair.com

Gutters

Blount Electric Heating & Air, LLC Mike Blount (318) 237-7175

Greer Gutters & Patio Covers, LLC Eric Greer (318) 953-1703 Norandex Distribution Company Clyde Miller (318) 322-2636 www.norandex.com

Overhead Door Company of Monroe Harry Hawthorne (318) 322-6139

Home Automation ASG Security Paul Fontenot (318) 325-1515 www.asgsecurity.net

Tillman Builder LLC Ty Tillman (318) 801-5460

Larry Head (318) 323-8003 www.HFHO.org

Home Repair & Handy Man David A. Carter Specialty Remodeling David Carter (318) 789-1303 www.specialtyremodelingmonroe.com

(See our ad page 32)

Home Theater

Lindsay Heating Cooling & Refrigeration Gary Lindsay (318) 372-3636 www.lindsay-enterprises.com

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Insulation Contractors Comfort Seal Insulation Brad Calhoun (318) 614-8822 Tempco Insulation Inc Chuck Adams (318) 325-1485 www.tempcoinsulation.com (See our ad page 24)

Habitat for Humanity of Ouachita, Inc.

Gilley's Heating & Cooling LLC Randy Gilley (318) 325-3250 www.gilleysheatingandcoolingmonroe.com

Smith Blind & Awning / The Blind Place

Home Furnishings

Tillman Builder LLC C R Tillman (318) 388-1641

(See our ad page 42)

Malcolm Bass (318) 323-2640 www.smithblindandawning.com

CenturyLink Security Systems Cassandra Ivy (318) 388-0110 www.centurylink.com

Bright Construction Wesley Lambright (318) 348-6033

Holstead's Inc Autumn Nugent (318) 255-9740

www.overheaddoorcoofmonroe.com

Inspection - Public & Private Pest Guard, LLC Bill Barr (318) 368-2947 www.pestguardllc-la.com

Automated Alarm Co Ronnie Tucker (318) 345-2378 www.automatedalarm.com

Generator - Home Standby

J Allan Pogue Residential Designs Allan Pogue (318) 348-6361

ASG Security Paul Fontenot (318) 325-1515 www.asgsecurity.net Automated Alarm Co Ronnie Tucker (318) 345-2378 www.automatedalarm.com

Insurance American National Insurance Melanie Foote (318) 654-8058 Arthur J. Gallagher Insurance Kevin Woods (318) 322-2999 www.ajg.com Community Financial Insurance Center David Hoogland (318) 388-3904 www.communityfinancialinsurance.com/ Files Insurance Agency Inc John Files (318) 281-2881 www.filesagency.com

Gene Galligan Insurance Agency Inc Gene Galligan (318) 322-2184 www.galliganins.com (See our ad page 41)

Gene Galligan Insurance Agency Inc Bryan Stephenson (318) 322-2184 www.galliganins.com (See our ad this page) Hogan Agency Inc. Charles Hogan (318) 397-1212 www.hoganagencyinc.com (See our ad back cover) Reeves, Coon & Funderburg Daran Reeves (318) 361-0030 www.rcfinsurance.com The Kirksey Agency Joe Kirksey (318) 323-2343 www.thekirkseyagency.com (See our ad page 25) The Lincoln Agency Colin Wade (318) 255-2913 www.lincolnagency.com Thomas & Farr Agency Inc Joe Farr (318) 361-4703 www.tfins.com

Interior Decorating, Design, & Upholstery Acme Glass & Mirror Co Inc Coby Cooper (318) 325-0777 www.acmeglassandmirror.com Teresa's Flooring Teresa Cantrell (318) 340-1667 www.teresasflooring.com

Ironwork

Land Development AIG Development, LLC Robert Wiley (318) 513-1561 B & B Properties of Ouachita, LLC Bobby Swanner (318) 614-5215 B G & Company Builders Inc Carolyn Swanner (318) 396-5937

North American Land Development Corp. Ed Hakim (318) 345-0125 Parkwood Development Alissa Sanders-Compton (318) 323-7084 www.parkwooddevelopmenthomes.com Parkwood Development Anne Sanders (318) 323-7084 www.parkwooddevelopmenthomes.com

Louisiana Stone LLC/Acadian Ironworks Clay Fowler (318) 338-3070 www.louisianastone.biz

Brownstone Affordable Housing, Ltd Jeremy Mears (318) 855-5215 www.thebrownstonegroup.net

SBC Land Works, LLC Darren Clark (318) 398-0009

Kitchen & Bath

Gretchen Kovac Construction Inc Gretchen Kovac (318) 387-2500 www.kovacconstructioninc.com

Timber Ridge Builders, LLC Charlie Paris (318) 556-1146

Dement Construction of Louisiana, Inc

David Dement (318) 372-4100 Key Millwork & Supply V J Casamento (318) 387-9995 www.keymillwork.com

Gretchen Kovac Construction, Inc. Joe Magee Jr (318) 547-3500 kovacconstructioninc.com J Allan Pogue Residential Designs Allan Pogue (318) 348-6361

Turn Key Builders LLC Brian Henry (318) 665-0893 www.turn-key-builders.com Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net

July 2015

Land Development Whitlock Realty & Construction Inc Gratia Whitlock (318) 343-4170 www.whitlockrealty.net

Landscape, Lawn, Garden & Irrigation C & R Irrigation Casey Ross (318) 410-0809 Eddie McDonald Landscaping Eddie McDonald (318) 366-1406 Monroe Lawn & Garden Mike King (318) 388-6166

Lighting & Electrical Supplies

Twin City Granite Joe Gremillion (318) 654-7487

Masonry Contractors Including Stone Rick Heacock dba Bayou Masonry Rick Heacock (318) 680-7642 Stacy McVay (318) 488-0658 Wade Martin (318) 235-2287

Weststar Mortgage Corp. dba Power Mortgage Mark Holyfield (318) 323-2848

Decorative Concrete Coatings LLC Shirley Sanders (318) 398-1885 www.artonconcrete.com (See our ad page 21)

Walden Residential Services, LLC Donald Walden (318) 254-1475 (See our ad page 7)

Louisiana Stone LLC/Acadian Ironworks Clay Fowler (318) 338-3070 www.louisianastone.biz

Overhead Doors

Ark-La-Tex Window and Door, Inc. Danny Compton (318) 322-7783 www.arklatexwindowanddoor.com

Stuart C Irby Co Julia Fury (318) 325-2307 www.irby.com

La. Southern Stone & Granite John Waters (318) 773-0059 www.granitela.com

Richland State Bank Misty Smith (318) 322-8338 www.richlandbank.net (See our ad page 9)

Outdoor Accessories

Tom Sanders Building Mart Jeri Watson (318) 325-9677 www.tomsandersbuildingmart.com

J & J Stone Fabrication, LLC Mason Rogers (318) 396-9296

Ranger Development, LLC Wes Tichenor (318) 388-4602 (See our ad page 47)

Millwork, Moldings, & Doors

Barrett Appliance Distribution Wayne Barrett (318) 746-3332 www.barrettappliance.com

Marble, Stone, Granite, Sand, & Tile

Progressive Bank Ginger Holton (318) 651-5154 www.progressivebank.com (See our ad page 3)

Mold Remediation D E Investments, Inc. dba Servpro Don Legg (318) 345-5121

Mortgages Centric Federal Credit Union Kelli Green (318) 340-9656 www.mycentric.org Cross Keys Bank Holly Boyd (318) 361-3125 www.ckbonline.com (See our ad page 11)

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Dolphin Pools, Inc. Ray Clary (318) 340-0001 www.dolphinpoolsla.com O'Nealgas Inc Gary Fisher (318) 768-2511 www.o'nealgas.com O'nealgas Inc. Cole Williams (318) 322-4663

Outdoor Kitchens & Patio Decorative Concrete Coatings LLC Shirley Sanders (318) 398-1885 www.artonconcrete.com (See our ad page 21)

Golson's Gas, Lights, Logs, and Grills Billy Golson (318) 397-7171 www.golsonsonline.com

Overhead Door Company of Monroe Harry Hawthorne (318) 322-6139 www.overheaddoorcoofmonroe.com (See our ad this page)

Painting & Drywall Contractors All Pro Painting & Drywall William Whiddon Jr (318) 709-6362 David Sellers Painting Contractor David Sellers (318) 396-6045 Donald Clark Painting Donald Clark (318) 376-6553 Donnie McLeod Painting Donnie Mcleod (318) 282-0243 Huneycutt s Painting Inc John Huneycutt (318) 355-6264 M & G Painting and Drywall Greg Cheek (318) 669-0446 Mattson Painting Co LLC Robert Mattson (318) 376-6090 New Life Painting Robert Guirlando (318) 608-5466 Prosperous Painting Richard Spence (318) 243-3281

Rafael Lara Construction Rafael Lara (318) 791-1450 Terry Parker Painting Terry Parker (318) 355-5197 Walters Painting Lynn Walters (318) 249-2548

Painting & Wallcovering Suppliers Russell-Moore Lumber Randy Russell (318) 325-3164 Sherwin Williams Company Penni Aulds (318) 325-4648 www.swdecorating.com Superior Paint & Drywall Karl Voorhees (318) 325-5808 The Home Improvement Outlet Mark Norris (318) 325-3400 www.hioutlet.com Turpins Buy Rite Bldg Material Delton Hearn (318) 388-0950

Paving Contractors Driveways & Roads B & W Asphalt Construction, LLC Bobby Wilson (318) 680-0684

Pet Fencing & Accessories Invisible Fencing of North Louisiana Tim Haffner (318) 396-8877 Unseen Fence of Louisiana Gary McCann (318) 247-8625 unseenfence.com

Piers & Seawalls Vines Piers Inc Jimmy Vines (318) 282-8292 www.VinesPiersInc.com

Barbara Swanner (318) 387-9184 The Plumbing Warehouse/LCR Sarah Epperson (318) 325-1744 (See our ad page 2) The Plumbing Warehouse/LCR Ed Lepp (318) 325-1744 (See our ad page 2)

Pools & Spas

Dolphin Pools, Inc. Ray Clary (318) 340-0001 www.dolphinpoolsla.com

J Allan Pogue Residential Designs Allan Pogue (318) 348-6361

Project Management Services

Perry Home Design Center Gaylon Perry (318) 651-1088 perryhomedesigns.com

Jott Delcambre Enterprises Jott Delcambre (318) 855-5901 www.jde-llc.com

R. L. Hott Designs Larry Hott (318) 254-0155

Service Group Unlimited, LLC Melissa Herrington (318) 331-1171 www.servicegroupunlimited.com (See our ad pages 22 & 23)

Russell's Plan Service Danny Russell (318) 376-2924

Plumbing Contractors All Plumbing Heating & Cooling Jason Martin (318) 322-6970 www.allplumbinginc.com

Pest Control

Professional Plumbing Services of NELA William Robert (318) 381-2619

Redd Pest Control Inc David Kahn (318) 325-6073

Southern Pipe & Supply Company, Inc.

Planning & Designer

Kepper Trucking & Dirt Contracting, LLC Eddie Kepper (318) 343-8790

Pest Guard, LLC Bill Barr (318) 368-2947 www.pestguardllc-la.com

Morrison Supply Company Steve Lee (318) 703-2300 www.morsco.com (See our ad pages 34 & 35)

Sullivan Plumbing Ord Sullivan (318) 396-7079

Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net

Real Estate Sales & Marketing Mann International Inc Lily Mann (318) 396-7795 (See our ad this page ) River Stone Realty Development Danielle Owens (318) 605-2634 www.riverstonerealty.net Stefan Green Realty & Construction, Inc. Stefan Green (318) 325-0554

Rental Equipment Kepper Trucking & Dirt Contracting, LLC Eddie Kepper (318) 343-8790

Roofing & Sheet Metal Suppliers Roofing Supply Group Doug Norman (318) 323-4486 www.rsgroof.com

Property Management

Roofing Contractors

Eagle Star Group Mike Jaax (404) 873-3705

Bastrop Roofing & Const Co Jimmy Christmas (318) 281-4822

M & T Property Management Lisa Barfield Phillips (318) 232-1550 www.mandtpropertymanagement.com Standard Enterprises Inc David Turrentine (318) 387-2662 www.standardenterprises.com

Donnie Grubbs Vinyl Siding Donnie Grubbs (318) 324-1232 www.donniegrubbs.com

Roofing Contractors Metal-N-More Scott Ford (318) 649-9100

Plumbing Fixtures & Supplies

Shoo Fly and Mosquito Control Renell Skeen (318) 249-4924 www.shooflyandmosquitocontrol.com

Chism Supply Bo Chism (318) 450-6812 www.chismsupply.com

Terminix Anthony Mobley (318) 325-7556

Coburn's Eddie Miller (318) 323-5454 www.coburns.com (See our ad page 36)

July 2015

Roofing Contractors

Paul Branch (318) 329-9223

Ranger Development, LLC Wes Tichenor (318) 388-4602 (See our ad page 47)

Phillips Vinyl Siding Ricky Phillips (318) 548-5351

Safety Training

Premier Exteriors John Fowler (318) 397-1557

Hogan Agency Inc. Charles Hogan (318) 397-1212 www.hoganagencyinc.com (See our ad back cover)

Siding Suppliers

Security Systems ASG Security Paul Fontenot (318) 325-1515 www.asgsecurity.net Automated Alarm Co Ronnie Tucker (318) 345-2378 www.automatedalarm.com CenturyLink Security Systems Cassandra Ivy (318) 388-0110 www.centurylink.com Digital Security & Communications Mike Boone (318) 327-5554 www.digitalsec.biz

Siding Contractors Block's Permanent Painting Tommy Block (318) 396-5065 Danny Fontenot Danny Fontenot (318) 376-4984

David A. Carter Specialty Remodeling David Carter (318) 789-1303 www.specialtyremodelingmonroe.com

(See our ad page 32) Hopkos Vinyl Siding Matt Hopko (318) 376-2114 Ideal Exteriors of La. Inc Martin Thibodeaux (318) 387-4493 Joe Martin, LLC Bebe Martin (318) 644-2068 Martin Siding Contractors LLC Rick & Pam Martin (318) 397-0187 P & R Siding

Norandex Distribution Company Clyde Miller (318) 322-2636 www.norandex.com Roofing Supply Group Doug Norman (318) 323-4486 www.rsgroof.com

Solar and Wind Power Providers All Plumbing Heating & Cooling Jason Martin (318) 322-6970 www.allplumbinginc.com Bannister Electric, LLC Dolphus Bannister (318) 410-8908 bannistersolarandenergy.com Nu-Cell Technologies, LLC Jason Garsee (318) 397-4147 www.solarenergysupply.net Thermal Tech Environmental Services, LLC J.R. Fix (318) 330-9990

Surveying

Tree Service

Stairs and Stair Parts

Lazenby & Associates Inc Jason Thornhill (318) 387-2710 www.lazenbyengr.com

B & B Tree Service, Inc Jason Bradshaw (318) 343-8355 bbtreemonroe.com

Tom Sanders Building Mart Jeri Watson (318) 325-9677 www.tomsandersbuildingmart.com

Telephone & Communications

Trusses

Storage & Storage Buildings Dixie Shell Homes of America, Inc. Johnny Reeves (318) 325-8789 www.dixiehomesandstorage.com Metal-N-More Scott Ford (318) 649-9100

Storm Shelters Kepper Trucking & Dirt Contracting, LLC Eddie Kepper (318) 343-8790

Stucco Stucco Unlimited Dwain Mcvay (318) 397-2080

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

BCC Contracting, LLC Barry Collins (318) 651-0733 www.cfm-enterprises.com

Timber Management Whitlock Realty & Construction Inc Forrest Fife (318) 343-4170 www.whitlockrealty.net

Title Companies Dimos, Erskine, Garner, Rials & McQueen, LLP Jim Dimos (318) 388-4303 Hayes Harkey Title LLC John Saye (318) 387-2422 www.hhsclaw.com

Precision Steel Framing & Construction, LLC Ralph McMickle (318) 322-7579

Utilities Atmos Energy Johnny Rigdon (318) 651-6225 www.atmosenergy.com (See our ad pages 14 & 15) Atmos Energy Donna Stephenson (318) 651-6225 www.atmosenergy.com (See our ad pages 14 & 15) Entergy Cindy Gordon (318) 329-5508 www.entergy.com

Golson's Gas, Lights, Logs, and Grills Billy Golson (318) 397-7171 www.golsonsonline.com O'Nealgas Inc Gary Fisher (318) 768-2511 www.o'nealgas.com O'nealgas Inc. Cole Williams (318) 322-4663

Vacuum Systems - Central ASG Security Paul Fontenot (318) 325-1515 www.asgsecurity.net Automated Alarm Co Ronnie Tucker (318) 345-2378 www.automatedalarm.com

Warranty Programs All Plumbing Heating & Cooling Jason Martin (318) 322-6970 www.allplumbinginc.com

Waste Disposal Delta Disposals/White Oak Landfill Sheri Carter (318) 343-4628 wasteconnectionsofnola.com (See our ad page 44) Delta Disposals/White Oak Landfill Danny Massey (318) 343-4628 (See our ad page 44)

Water Purification and Filtration Equipment All Plumbing Heating & Cooling Jason Martin (318) 322-6970 www.allplumbinginc.com Ken's Coffee Service Ken Cook (318) 361-0035 kenscoffee.com (See our ad this page)

Water, Sewer, & Storm Drainage Systems Service Group Unlimited, LLC Melissa Herrington (318) 331-1171 www.servicegroupunlimited.com (See our ad pages 22 & 23)

Windows Achievers Inc James Dortch (318) 325-0555 www.achieversinc.com

Achievers Inc Jerry Adams (318) 325-0555 www.achieversinc.com Ark-La-Tex Window and Door, Inc. Danny Compton (318) 322-7783 www.arklatexwindowanddoor.com

David A. Carter Specialty Remodeling David Carter (318) 789-1303

www.specialtyremodelingmonroe.com

Ideal Exteriors of La. Inc Martin Thibodeaux (318) 387-4493

(See our ad page 32) Donnie Grubbs Vinyl Siding Donnie Grubbs (318) 324-1232 www.donniegrubbs.com

Joe Martin, LLC Bebe Martin (318) 644-2068

July 2015

Windows (continued)

National / Louisiana HBA’s & Affiliates

Key Millwork & Supply V J Casamento (318) 387-9995 www.keymillwork.com

3. Home Builders Association of Nachitoches P.O. Box 2610 Nachitoches, LA 71457 Telephone: (318) 352-8105 Fax: (318) 357-2382

Norandex Distribution Company Clyde Miller (318) 322-2636 www.norandex.com

4. Home Builders Association of Central Louisiana P O Box 11735 Alexandria, LA 71315 Telephone: (318) 443-1902 Fax: (318) 443-2237

Roofing Supply Group Doug Norman (318) 323-4486 www.rsgroof.com Tom Sanders Building Mart Jeri Watson (318) 325-9677 www.tomsandersbuildingmart.com

Wood Flooring Contractors Bob Moss Carpet One Lew Hubbard (318) 387-6929

www.bobmosscarpetonemonroe.com Bobby Williamson Flooring & Home Improvement Bobby Williamson (318) 398-0077

www.bobbywilliamsonflooringla.com

NATIONAL NATIONAL ASSOCIATION OF HOME BUILDERS JERRY M. HOWARD, CEO 1201 15th Street NW Washington, DC 20005 Ph: (800) 368-5242 www.nahb.org

Dupuy Flooring & Acoustical Inc Stanley Dupuy (318) 343-1737 www.jedupuy.com

STATE LOUISIANA HOME BUILDERS ASSOCIATION JEANNIE DODD, EVP 660 Laurel Street, Suite A Baton Rouge, LA 70802 Ph: (800) 272-9912 Fax: (888) 387-2430 www.lhba.org LOCAL ASSOCIATIONS 1. Home Builders Association of Northwest Louisiana 2038 E. 70th Street Shreveport, LA 71105 Telephone: (318) 797-8222 Fax: (318) 798-0333 www.nwlahba.org 2. Home Builders Association of Northeast Louisiana 3105 DeSoto St. Monroe, La 71201 Telephone: (318)387-6795 Fax: (318)325-0306 www.hbanela.com

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

5. Home Builders Association of Southwest Louisiana 4865 Ihles Road Lake Charles, LA 70605 Telephone: (337) 478-7893 Fax: (337) 474-9782 www.hbaswla.org 6. St. Landry Home Builders Association P.O. Box 1998 Opelousas, LA 70571 Telephone: (337) 585-2027 Fax: (337) 585-0252 7. Acadian Home Builders Association P.O. Box 60486 Lafayette, LA 60486 Telephone: (337) 981-3053 Fax: (337) 988-5096 www.ahbaonline.com 8. Teche Area Home Builders Association 800 S. Lewis St. New Iberia, LA 70560 Telephone: (337) 365-0075 Fax: (337) 365-0993 www.techeareabuilders.com 9. Capital Region Builders Association 10518 Kentshire Ct. Baton Rouge, LA 70810 Telephone: (225) 769-7696 Fax: (225) 769-7115 www.capitalregionba.com 10. Northshore Home Builders Association 28603 Krentel Rr. Lacombe, LA 70445 Telephone: (985) 882-5002 (800) 715-1387 Fax: (985) 882-5015 www.sthba.org www.raisingtheroof.net

11. Southeast Louisiana Home Builders Association 147 Capital Blvd. Houma, LA 70360 Telephone: (985) 868-4725 Fax: (985) 868-4998 www.selhba.com 12. Home Builders Association of Greater New Orleans 2424 N Arnoult Rd. Metairie, LA 70001 Telephone: (504) 837-2700 Fax: (504) 837-4663 www.home-builders.org For information regarding membership, contact the local association in your area. Local m em b er sh ip d u es v ar y throughout the state.

AFFILIATED INSURANCE PROGRAMS

HOMEBUILDERS SELFINSURERS FUND (SIF) WORKERS’ COMP P.O. Box 2911 Baton Rouge LA 70821 Ph: (225) 387-0286 Ph: (877) 542-2743 Claims: (800) 866-2117 www.lhbasif.com

LHBA GENERAL LIABILITY TRUST 660 Laurel Street, Suite B105 Baton Rouge, LA 70802 Ph: (877) 246-9838 Ph: (225) 302-8590 Fax: (877) 292-8645 www.lhbagltrust.com

HBA BUILDERS RISK LHBA-BRP / HMIA 2626 Canal Street New Orleans, LA 70119 Ph: (985) 789-7635 Ph: (985) 727-4800 ext 228 www.hbabuildersrisk.com

Index of Advertisers

Page #

Atmos Energy..........................................14 & 15 Coburn's...........................................................36 Cross Keys Bank…………………………….…..11 David A. Carter Specialty Remodeling………..32 Decorative Concrete Coatings LLC……….…...21 Delta Disposals/White Oak Landfill……………44 G W Dixon Construction Co Inc………….…….28 Gene Galligan Insurance Agency Inc…….…..41 Hayward Construction…………………….…….30 Hogan Agency Inc…………………….Back Cover Inspections Unlimited……………………..…….26 Ken's Coffee Service…………………..………..45 Kevin L. DeBruhl Construction………..………..29 MAC A/C & Heat, LLC………………….……….40 Mann International Inc…………………………..43 Morrison Supply Company……………….34 & 35 Overhead Door Company of Monroe………….42 Progressive Bank………………………………….3 Ranger Development, LLC…..Inside Back Cover Richland State Bank………………………………9 Service Group Unlimited, LLC……………22 & 23 Sherwin Williams.............................................50 Tempco Insulation Inc………..…………………24 The Kirksey Agency……………………………..25 The Plumbing Warehouse/LCR ………………….. …………………………….Inside Front Cover Walden Residential Services, LLC……………...7

Index of Categories Builder Members Additions & Remodeling................................26 Bathroom Remodeling...................................26 Builder - Commercial.....................................26 Builder - Construction Management Services ......................................................................26 Builder - Multi-Family.....................................26 Builder - Residential ......................................26 Builder - Residential w/ In-House Financing .30 Builder - Single Family Custom.....................30 Builder - Single Family General.....................31 Builder - Solar Homes ...................................32 Decks & Patios..............................................32 Remodeling - Commercial.............................32 Remodeling - Residential ..............................32 Repairs - Storm Damage & Building Defects 33 Restoration....................................................33

Associate Members Accounting, Tax Preparation.........................33 Acoustical Ceilings ........................................33 Advertising.....................................................33 Advertising, Marketing, & Public Relations ...33

Appliance Suppliers ...................................... 33 Architects ...................................................... 36 Attorneys....................................................... 36 Audio-Video Sales & Installation................... 36 Auto & Truck Dealership............................... 36 Banking - Commercial Banking .................... 36 Banking - Mortgage Lending......................... 36 Blinds, Awnings, & Window Coverings......... 37 Brick, Masonry, Stone & Tile Work ............... 37 Building Inspectors........................................ 37 Building Material Manufacturing ................... 37 Building Materials - Lumber, Etc................... 37 Building Materials: Home Centers ................ 37 Cabinets, Doors, & Windows........................ 37 Carpenters - Exterior..................................... 37 Carpenters - Framing.................................... 37 Carpenters - Interior Trim.............................. 37 Carpentry Work............................................. 38 Carpet & Floor Coverings ............................. 38 Central Vacuum Systems ............................. 38 Ceramic Tile.................................................. 38 Cleaning & Pressure Washing...................... 38 Clothing - Retail ............................................ 38 Concrete Contractors & Finishers................. 38 Concrete Overlays, Stains, Countertops ...... 38 Concrete Suppliers ....................................... 38 Countertops .................................................. 38 Decorating & Interior Design......................... 38 Doors, Exterior & Interior .............................. 38 Drafting ......................................................... 38 Drywall & Plastering Contractors.................. 38 Electrical Suppliers ....................................... 38 Electricians & Electrical Contracting ............. 39 Employment Services ................................... 39 Energy & Gas Suppliers................................ 39 Engineering................................................... 39 Environmental Certification & Inspection ...... 39 Erosion Control ............................................. 39 Excavating, Grading, & Clearing................... 39 Fencing & Gates ........................................... 39 Fill Dirt Suppliers........................................... 39 Financial Institutions ..................................... 39 Fireplaces, Mantels, & Accessories.............. 39 Flooring & Floor Coverings ........................... 39 Foundation Repairs....................................... 39 Garage Doors ............................................... 39 Gas Lighting & Accessories.......................... 39 Generator - Home Standby........................... 40 Glass & Mirror Products................................ 40 Gutters .......................................................... 40 Heating & Air-Conditioning Contractors........ 40 Home Automation ......................................... 40 Home Furnishings......................................... 40 Home Repair & Handy Man.......................... 40 Home Theater............................................... 40 House Plans & Home Design ....................... 40 Inspection - Public & Private......................... 40

Insulation Contractors ...................................40 Insurance.......................................................40 Interior Decorating, Design, & Upholstery.....41 Ironwork.........................................................41 Kitchen & Bath...............................................41 Land Development ........................................41 Landscape, Lawn, Garden & Irrigation..........42 Lawn Maintenance ........................................42 Lighting & Electrical Supplies ........................42 Marble, Stone, Granite, Sand, & Tile.............42 Masonry Contractors Including Stone ...........42 Millwork, Moldings, & Doors ..........................42 Mold Remediation .........................................42 Mortgages......................................................42 Outdoor Accessories .....................................42 Outdoor Kitchens & Patio..............................42 Overhead Doors............................................42 Painting & Drywall Contractors......................42 Painting & Wallcovering Suppliers ................43 Paving Contractors - Driveways & Roads .....43 Pest Control...................................................43 Pet Fencing & Accessories ...........................43 Piers & Seawalls............................................43 Planning & Designer......................................43 Plumbing Contractors....................................43 Plumbing Fixtures & Supplies .......................43 Pools & Spas.................................................43 Project Management Services ......................43 Property Management...................................43 Real Estate Sales & Marketing......................43 Rental Equipment..........................................43 Roofing & Sheet Metal Suppliers ..................43 Roofing Contractors ......................................43 Safety Training ..............................................44 Security Systems...........................................44 Siding Contractors.........................................44 Siding Suppliers ............................................44 Solar and Wind Power Providers ..................44 Stairs and Stair Parts ....................................44 Storage & Storage Buildings .........................44 Storm Shelters...............................................44 Stucco............................................................44 Surveying.......................................................44 Telephone & Communications ......................44 Timber Management .....................................44 Title Companies.............................................44 Tree Service ..................................................44 Trusses..........................................................44 Utilities...........................................................44 Vacuum Systems - Central............................45 Warranty Programs .......................................45 Waste Disposal..............................................45 Water Purification and Filtration Equipment ..45 Water, Sewer, & Storm Drainage Systems ...45 Windows........................................................45 Wood Flooring Contractors ...........................46 July 2015

Why Should You Join The HBA of NELA? A Solid Business Investment - benefits of three memberships in one! Local, State and National. When you join Home Builders Association of Northeast Louisiana, you automatically become a member of Louisiana Home Builders Association and the National Association of Home Builders and enjoy the benefits of all three organizations. As a member of all three organizations, you receive HBA of NELA's Builder Times, LHBA's Louisiana Builder Magazine, and NHBA's Builder Magazine. Members also have access to the websites of the local, state and national associations.

Continuing Education - Our HBA offers a regular schedule of speakers who are specialists in their fields, who convey important and timely seminars on topics aimed at improving your business. As a member you may receive Continuing Education credits at no charge to meet requirements for contractor license renewals.

Networking / Social Events A schedule of exciting social Louisiana Home Builders SIF - One of the important events and netbenefits of membership in your HBA is your eligibility working opportuto participate in the Self Insurers Fund (SIF), Louisinities sponsored ana's premier workers compensation fund available by your HBA helps to bring balance to all the hard only to HBA of NELA members. Many of our members work of its members as they individually pursue their report that the savings through the SIF program more business ventures as well as the collective efforts of than pay for their membership in the association. the association. Membership meetings provide the opportunity to network with fellow members. In addiAnnual Home Expo - As a member of the association, there are special events such as the Home Expo tion you are eligible to market your company's prodPreview Banquet, the annual crawfish boil, and the ucts and services by exhibiting at the annual Home HBA golf tournament. Expo. For more than a quarter century the Home Expo has continued to grow in popularity among our Legislative Involvement and Representation - Your members and the consumer public. The Home Expos HBA uses the collective voice and influence of its have drawn as many as 6000 visitors (not including members to work effectively with local, state and nachildren) and more than 100 exhibitors. Many of our tional officials. Members become actively involved in members say the Home Expo is their most effective such issues as the Ouachita Parish Land Use Comway to reach their potential customers to showcase mission, builder licensing requirements, voting retheir services and products. cords of legislators, and influencing the passage or defeat of legislation that affects our industry. The association and its members participate in the annual Legislative Day sponsored by the Louisiana Home Builders Association. The event provides the perfect environment to meet state legislators and voice your opinions about legislation before them, or to propose new legislation to improve our indusRed shirt day at the state Capitol try. 48

RESOURCE GUIDE & MEMBERSHIP DIRECTORY

Education Resources Membership Benefits for Associates Your HBA office maintains a Why Associates Join the HBA selection of reference books, trade publications, ♦ Networking - Chapter meetings and HBA events video programs, audio casprovide the perfect opportunity to make valuable settes and DVD's on a contacts and keep abreast of the latest changes range of subjects relative to within the building industry. the homebuilding industry. These HBA resources avoid ♦ "Do Business with a Member Campaign" - An Asthe need for our members sociation wide campaign which encourages our to spend hundreds of dollars for their own copy of builders to use and purchase services and prodthese materials. Audio-visual equipment is also availucts from HBA associate members. able at the HBA office. As a member you will receive discounts on materials ordered from the vast selection ♦ Sponsorships - Our associates have an opportuof reference materials at the HAHB Bookstore - "A nity to increase their exposure and show industry world of information at your fingertips." support to potential clients by sponsoring meetings and events. Online Resources - local, state and national Home Builder web sites with host of information to help you ♦ Special Events - High impact events such as trade shows and golf tournaments allow our members to manage your business. promote their products, services, businesses, and the industry. Membership Savings, Discounts, and Special ♦ Insurance - Members can take advantage of our Offers - Your memberWorkman’s Compensation Program offering outship in the Home Buildstanding value and competitive rates. ers Association entitles you to numerous dis♦ Educational Opportunities - Our members gain a count and savings programs. Earn an extra $500 recompetitive edge in the industry through HBA probate from GM, or special pricing with Office Depot. grams and seminars on the hottest topics. General Liability Trust - HBA of NELA members may ♦ Public Relations - The Association promotes our also qualify for saving on General Liability Insurance members and the industry, by creating awareness through the LHBA G/L Trust. of the impact that both have on the community.

Our membership is made up of:

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Publications - In Addition to national and state publications, you will receive vital local industry and Association news each month in Builder Times, our local newsletter. Our annual HBA Membership Directory is a valuable resource, which lists our entire membership. Advertising opportunities are available in both of these publications.

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Web Site - Your membership entitles you to member exclusive information on the local, state, and national home builder's web sites.

Builder Members - State Licensed Residential & Commercial Contractors, and Remodelers with a Home Improvement Registration. Associate Members - Associates make up a large portion of our membership and includes everyone else it takes to make the home building industry work such framers, electricians, plumbers, concrete finishers, material suppliers, mortgage lenders and insurance agencies. Affiliate Members - Allows a single company to have multiple active members without paying for multiple full memberships.

July 2015