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focus id With Focus ID, you get a variety of ways we’re working hard to make sure your credit, your money and your identity, stay yours and yours alone.

Protect against identity theft and check fraud, and even earn cash rewards.

You can relax knowing your accounts are totally safe with Focus ID. Let us watch out for you so you can get back to your life without having to worry.

Identity Theft Insurance with Fraud Assistance Get expert help to assist you in organizing paperwork, advising you about notifying creditors, and more (not available in the state of New York) Receive up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity

Payment Card Protection • Register all your cards • If cards are lost or stolen, call the toll free number to cancel cards and to stop unauthorized purchases • Request new cards • Get emergency cash and/or airline tickets to return home

locations to serve you Charleston, MO 101 South Main Street 573.683.3712

Paragould, AR 3100 Linwood Drive 870.236.7000

Sikeston, MO 1150 South Main Street 573.472.2002

Marmaduke, AR 7281 Highway 34 East 870.597.4800

East Prairie, MO 4950 South Hwy. 105 573.649.3581

Jonesboro, AR 406 Southwest Drive 870.972.8400

Hornersville, MO 410 Main Street 573.737.2488

Jonesboro, AR 3313 East Johnson Avenue 870.203.7675

Caruthersville, MO 323 Ward Avenue 573.333.2240

Jonesboro, AR 2525 Stadium Boulevard 870.972.8250

Paragould, AR 3005 West Kingshighway 870.236.7000

Cash Rewards • Earn rewards • Receive Triple Bureau Credit alerts • 24 hour/day credit monitoring

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focusbank.com

focus on you

we are here to help you!

Built on an 80year foundation of successful community banking, Focus Bank is moving forward with an innovative mix of old-fashioned, first-name basis customer service combined with stateof-the-art banking products and services.

This commitment to customer service, along with a sharply focused vision for the future, is proving to be a winning combination in communities throughout Southeast Missouri and Northeast Arkansas.

personal banking services

We invite you to explore the many personal and business banking products and services we offer. Our accounts are specially designed to meet the checking and savings needs of everyone. Combined with convenient services like free online banking and bill pay, overdraft privilege and more, you’re sure to find a winning combination with Focus Bank.

We welcome your questions and comments and invite you to stop by and see the difference that comes when you bank locally.

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for you. Each of our as special as you are.

MAXsavers MAXsavers and MAXimum Free Checking work together to help you save more automatically.

Sign-up now online.

Auto Loans Whether it’s your first car or your dream car, we can help you finance your auto purchase with a wide variety of rate and term combinations.

MAXimum FREE Checking Earn an incredible interest rate with no monthly charge, no minimum balance requirements, and qualify for ATM fee refunds. Sign-up now online.

Junior Savings Account This interest bearing account is designed to help our customers under the age of 18 develop good savings habits. With no monthly service charge and a $1 opening balance, it’s easy to start saving.

Personal Loans Whatever you may need money for, we can help. We offer all types of loans to meet your borrowing needs.

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MAXtunes Checking Give your balance some more bass! This free checking account earns free iTunes downloads monthly.

Get more with our MAX accounts!

Certificate of Deposit Watch your investment grow. Our CD’s have competitive interest rates and flexible terms ranging from 6 months to 5 years.

Home Mortgage Loans Whether you are buying your first home, upgrading to a larger home, or refinancing, our mortgage lenders can customize a plan to fit your budget.

Fresh Start Checking Because everyone deserves a second chance, FOCUS Bank now offers Fresh Start Checking to help you re-establish yourself in the financial world.

SOS Statement Savings Account Get a solid interest rate and start saving. This account allows for limited transactions and only $250 minimum balance to avoid service fees.

Construction Loans Take advantage of our construction loans for both residential and commercial properties, with flexible terms, very competitive rates, and minimal closing costs.

FOCUS Free Checking Get a great free checking account with no minimum balance, no service charges, free online banking, and more. Also receive free bill pay when you sign-up for eStatements.

All American Savings Account For those that want to make the most of their nest egg.

Get an incredible rate while still enjoying the flexibility of a savings account.

Home Equity Loans Get a loan with low interest rates, flexible terms, and minimal closing costs, all secured by the equity in your home.

Christmas Club Account Start saving for the holidays now, and get an interest bearing savings account, with no minimum balance and no monthly service charges.

Hometown Home Equity Line of Credit You can withdraw cash from this flexible line of credit by simply writing a check. It’s secured by your home and is available with absolutely no closing costs.

Super Now Checking Get an interest bearing account with unlimited checking for a small $6 monthly fee, which is waived if you meet the minimum balance requirement.

Platinum Money Market Checking Earn interest on your money while maintaining the convenience of a limited checking account. The higher your balance, the higher the interest earned.

Value Plus Checking Get a great value out of this interest bearing account.

Unlimited checking, no minimum balance, and so much more, all for only a $5 monthly fee.

Senior Gold Checking Our 50 and older customers can maximize their checking balances by receiving a tiered interest rate with no minimum balance and many other benefits.

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Individual Retirement Account Make the tax laws work for you. We offer Traditional, Roth, and Educational IRAs with competitive rates and flexible terms.

Get your debit card when you open your account!

Online Banking This is the fastest, most convenient way to access your FOCUS Bank accounts, view balances, and transfer funds.

Mobile Banking Manage your accounts from anywhere with your mobile device – it’s like having a bank teller with you all the time. Scan the QR code and bookmark our mobile banking site.

Online Bill Pay With Online Bill Pay, you can pay most any bill online, 24 hours a day 7 days a week. Get bill pay for free when you sign-up for eStatements.

open your account online in as little as 15 minutes

Go green with estatements!

Receive paperless estatements via online banking, while you help save our precious resources.

instant issue debit cards We are pleased to be

When you log into online banking, you will be asked if you would like to sign-up for online statements.

Simply follow the steps to enroll, and you will be able to view your current statement, plus the previous 18 months.

able to give you your debit card at the time you open your account.

COMING SOON

No waiting for your card in the mail!

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