Investing in real estate: where to start
Western Gothic style for chic, eclectic decor
When it comes to truly original home decor, nothing beats a cohesive blend of styles. The Western Gothic trend is perfect proof. Here’s how you can integrate it into your home.
CREATE CONTRASTS
At first glance, you may not believe that western and gothic could go together. However, the contrast created by blending their signature elements achieves an effect that is both rustic and enchanting.
• Western elements. Look for wooden furniture and faux animal skin or animal print rugs. Decorative features like a cow skull, equestrianthemed fabrics or a cactus will really play up the cowboy esthetic.
• Gothic elements. Choose a darker colour palette and heavy velvet draperies. Stainedglass windows like those you’d find in a church will ramp up the drama for a striking impact.
PUSH THE LIMITS
Do you want to go all in on Western Gothic? Here are a few more ideas to help you achieve a truly striking decor:
A vintage daybed with faux fur cushions
•Cabinets with lightcoloured wood and copperfinish faucets
•Faux marble busts placed on shelves made of recovered barn wood
•Black ceramic bathroom tiles accented with small artisanal objects
Western Gothic lets you have fun creating a decor to reflect your dynamic personality. Visit your local home decorating stores to find what you need.
If your goal is to grow your wealth and strengthen your financial stability, investing in real estate is an excellent strategy. Here are a few tips for getting started.
ANALYZE MARKET TRENDS
Check out expert opinions and industry databases to gain a better sense of current market conditions, the types of buildings with the greatest profit margins and the most desirable locations. You may want to take a real estate course to gain a better understanding of these resources and tools.
CHOOSE A TYPE OF INVESTMENT
Let your research guide what type of building you buy. You may be able to turn a quick profit by flipping the property, but it can be a stressful process.
An apartment building could provide a stable income, but you’ll need to find and manage tenants.
DETERMINE YOUR BUDGET
How much money can you invest? What is your borrowing capacity? Planning is essential! In addition to the purchase price of the property, be prepared for renovation costs and taxes. Depending on your financial situation, you may want to prioritize a certain type of investment, such as residential or commercial.
Real estate investment can be an exciting adventure, but starting out can be stressful. Talk with a real estate expert or financial advisor for personalized advice. 3
From meal prep to cooking implements and space hogging appliances, is your kitchen looking cluttered and messy? One excellent way to regain control of your space is to give your counters a clean sweep. Try these three practical spacesaving tips:
1. INSTALL SHELVES AND HOOKS
If you’re in the habit of keeping a bowl of fruit, cooking oils or frequently used utensils on the kitchen counter, try moving them to an attractive wall shelf. For a touch of sophistication, why not install a row of hooks or a kitchen rack to hang your pots and pans? These touches will instantly give your kitchen a more upscale appearance and give your countertop more breathing room.
2.
A magnetic wall or wellplaced backsplash —over the stove, for example—is an excellent storage option for your kitchen. Knives and other metal utensils will stick
to it like magic, as will metal spice jars. This simple solution will clear up your counter space in a flash.
3. ADD NEW FURNITURE PIECES
Many home furnishing stores offer a wide selection of rolling serving carts or moveable kitchen islands. These furniture pieces provide additional workspace, as well as builtin shelving or bins to enhance your storage capacity. Why not take advantage of that versatility?
Follow these tips to gain extra counter space and enjoy a less stressful cooking experience. Talk to an interior designer in your area to find the right solutions for your kitchen.
SWITCH TO MAGNETIC WALL SURFACES
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Beautify your property with fast-growing trees!
Do you want to add new trees to your property, but don’t want to wait forever to enjoy their shade? Choose one of these fastgrowing species:
• White willow
• Cottonwood
• Silver maple
• Catalpa
• Black birch
• Red oak
• Elm
• Honey locust
HOW TO CHOOSE THE RIGHT TREE
You must consider the unique needs of each tree species, including their space and sunlight requirements. Plus, each species adapts differently to various soil types and climate conditions. Some thrive in moist, acidic or welldrained soils; others prefer neutral environments.
Select the fast-growing trees that fit your yard’s characteristics. Talk to a local horticulturist for expert advice.
Before choosing and planting any trees, familiarize yourself with your municipality’s bylaws regarding planting distances, especially near stop signs and fire hydrants.
Get rid of nasty mosquitoes naturally with repellent plants!
Gardening is a fun summer pastime. However, pesky mosquitoes can quickly ruin your pleasant watering and weeding sessions. Instead of relying solely on commercial products to fend them off, consider planting natural repellent species that will encourage these biting insects to move elsewhere. Here’s a look at some repellent plants.
SWEET-SMELLING LAVENDER
Lavender’s beautiful purply-blue flowers
and fresh scent are often associated with cleanliness. This plant brings an extra touch of elegance to your garden while effectively repelling mosquitoes. It can truly brighten up your flowerbeds!
LEMONY PLANTS
Mosquitoes don’t like the smell of lemon. Therefore, look for ornamental plants and herbs with a citrus fragrance. Lemongrass, lemon thyme, lemon eucalyptus, lemon basil and lemon verbena are great choices.
Additionally, fragrant geraniums emit a lovely lemony aroma. Their abundant blooms serve as excellent insect repellents.
POWERFUL MINT
Peppermint works wonders against various insects, including mosquitoes. However, since mint can be invasive, it’s best to plant it in pots to prevent it from overtaking your garden.
What’s the point of levelling your yard?
Do you own a plot of land or plan to buy one? Don’t underestimate the importance of levelling your property. Doing so can save you a lot of trouble down the line. Here’s why.
PROTECT YOURSELF FROM RAIN DAMAGE
Rain is great for your lawn and flower beds, but when it
If you want to benefit fully from the powers of these plants, make sure to plant plenty of them. They also need to be close to where you spend the most time outdoors, as their repelling range isn’t infinite.
Visit your local garden centres and nurseries to find the plants you need to make the most of summer.
Americanized versions of our articles are included in the online page folder when necessary.Documents are identified as follows:
seeps into your foundation, that’s a different story. Levelling your yard creates a slope that directs water away from your home. The slope gradually descends toward your property line, helping gravity do its thing to ensure water drains away effectively.
Conversely, a negative slope that directs water toward your home or indentations in the ground can cause water to accumulate around your foundation. This excess moisture can seep into your basement, compromising your home’s structural integrity. Plus, dealing with this issue is stressful and can increase your insurance premiums if you have to make a claim.
CALL THE PROFESSIONALS
If you see puddles forming on your lawn after it rains or notice unusual dampness in your basement, poor levelling may be to blame. Levelling is a technical job best left to the experts.
Professional landscapers can add soil to correct slopes, fill in holes, dig trenches and install drains. These tasks are crucial for protecting your home. Reach out to a landscaping expert in your area today.
Imagine picking fresh fruit straight from your garden to satisfy your summer cravings. If that sounds enticing to you, consider growing these delicious varieties.
BLUEBERRIES
Blueberries are bursting with flavour and health benefits. They also attract beneficial pollinators to your garden. Plant them in very acidic, welldrained soil. Additionally, make sure they get full sun and are sheltered from the wind. Get ready to enjoy the fruits of your labour!
HASKAPS
These cold-weather berries can be picked earlier than strawberries. They taste like a mix between a raspberry and a blueberry. If you want your haskap bushes to produce fruit, you must plant at least two. Place them in full sun and space them about one metre apart.
CANTALOUPES
Somewhat sensitive to the cold, these tasty melons
thrive in sunny spots sheltered from the wind. Wait for the nights to warm up before transplanting them outside, and keep the soil consistently moist. Just remember, they require ample space to spread out.
STRAWBERRIES
These sweet treats grow easily in most garden soils, particularly sandy ones. Depending on the variety, they thrive in full sun or partial shade. If you want a bountiful harvest, make sure they have a constant supply of water and weed them regularly.
RASPBERRIES
Summer and autumn raspberries are both easy to grow and produce an impressive number of deliciously tart berries. These perennial shrubs thrive in plenty of sun and prefer rich, cool soil.
Ready to get started? Visit your favourite nursery for expert advice.
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Lewisburg, PA 17837
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Find out what a MORTGAGE BROKER can do for you
Are you planning to buy your first home or looking to renew your mortgage? Working with a mortgage broker—a professional who acts as an intermediary between you and lending institutions—can help you find the best financing options and terms. Here’s a look at some of the services they provide.
• Analyze your financial situation. Your broker can evaluate your income, assets and debts to determine how much you can borrow.
• Look for the best offers. Your broker will compare mortgage rates and terms from various financial institutions to find a loan that meets your needs.
• Provide access to alternative lenders. Depending on your financial situation, your broker can connect you with private lenders or credit unions, increasing your chances of securing tailored financing.
• Negotiate interest rates. Your mortgage broker can negotiate loan conditions with lenders on your behalf, advocating for your best interests.
• Help with paperwork. Your broker can help you complete all the complicated documents and forms required for your loan application.
• Personalized advice. Your broker can offer customized recommendations to help you repay your loan more quickly.
In short, a mortgage broker is dedicated to finding a mortgage that fits your needs—and their services are typically free. Why not take advantage of that?
HOW TO CHOOSE A MORTGAGE BROKER
If you want to find a qualified mortgage broker, consider asking for recommendations from friends and family or doing some research on your own.
Make sure the professionals you’re interested in meet current professional standards.
Check that they have experience with situations like yours. Why not meet with a few candidates and choose the one you feel most comfortable with?
Whether you’re looking to buy your first home or refinance an existing mortgage, working with a local mortgage broker is a smart choice.
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P:570.523.3244C:570.428.5765
8N.3rd Street •Lewisburg, PA •sabra-karr@villagerrealty.com www.villagerrealty.com
•A hiddentreasureonGileadMountain
•First floorprimarysuitewithnewlyrenovatedbath
•Greatroomwithvaultedceilingand fireplace
•Finishedwalkoutbasementidealforguestsuite
•Over3,000SFoflivingspaceon 1acreinLewisburgSD
• $649,000MLS#20-100674
•Stunningcustom-builtcontemporaryhome
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•Greatroomwithtwo-storystone fireplace
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•Massivedeck,screenedporchwithhottub
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•Exceptional flexible floorplan
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•Getcozybyoneoftwo fireplaces
•Nearly 1acreandaningroundpool
• $849,000MLS#20-100674
ROPERTIESTOEXPLORE!
•Custombrickhomeon2.86acres
•Over5,000SFof finishedlivingspace
•High-end finishesandmanyrecentupdates
•Ingroundpool,poolhouse,new30X40garage
•Finishedwalk-outbasementwithwinecellar
• $1,949,995MLS#20-99587
Sabra Leigh Karr, Broker
