Lower Fees and Faster Service on Home Loans

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Lower Fees and Faster Service on Home Loans By Courtney Tait Photos Carolyn Wright Main Photo Laurie Allegretti

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streams. Armer’s personal relationships with underwriters, closing agents and other industry professionals enable him to guide his client’s application through the process in the most efficient way possible.

Santa Fe Mortgage deals with a wide range of clients, from first-time home buyers to retirees with complex income

Along with access to a trusted network of professionals, Santa Fe Mortgage is equipped with the breadth of knowledge gained over two decades of financing New Mexico homes. “Part of what makes a mortgage broker really good is the ability to understand a complex financial situation and

ince 1993, Santa Fe Mortgage has been known as the most knowledgeable, personable and efficient mortgage broker in Santa Fe. Led by Lance Armer, the company prides itself on providing people with the kind of knowledgeable one-on-one service that produces results, essentially streamlining the process of buying or refinancing a home loan.

determine what the underwriter needs to approve the loan,” says Armer. “We’d like to think that our expertise makes us able to make an $800,000 transaction as smooth as a $250,000 transaction, even when the former has no traditional income stream.” While many people go to national or regional banks for financing, Armer points out that increasingly, the role of big banks’ loan officers is to gather data without necessarily interpreting it. Applications are often sent to a regional


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