May / 2010
Inventive Home Lending 1400 E. Southern Avenue, Suite 615 Tempe, Arizona 85282 RETURN SERVICE REQUESTED
Paradise Valley | Scottsdale | Biltmore | Arcadia | Camelback Corridor The financing of your real estate can be a daunting task. You want the best interest rate and you want the pre-approval, application and close of escrow processes to be hassle-free. I understand. I listen. I respond quickly. • I specialize in custom-designing a specific loan for each individual client. With over 400 loan programs at my fingertips, you will get a mortgage that best fits your unique situation. • I use the latest technology in loan underwriting. You’ll receive a loan decision within hours. Don’t wait days to find out if you qualify for the home you really want! • Closing thousands of loans and working with thousands of borrowers assures you that I have the knowledge and expertise to handle any situation. • My impeccable reputation is my best asset. I always strive to exceed your expectations!
CALL ME TODAY!
Help for Homeowners
• Mortgage rates are at a 50-year low. Almost everyone can benefit by either buying a new home or refinancing to a low fixed rate. Call now for a free review of your options. • First-time homebuyers are eligible for an up to $8K tax credit, and repeat homebuyers are eligible for an up to $6,500 tax credit for buying a home by April 30th, and closing by June 30th. • If you have a Fannie Mae, Freddie Mac, FHA or VA loan you may be eligible for refinancing even if your owe more on your loan then your home is worth. (Call us to determine if you are eligible.)
Mortgage Rates as of 3/10/10
Loan Rates for $150K-$417K: • 30 Year Fixed @ 5.000%/5.309%APR • 15 Year Fixed @ 4.500%/4.879%APR • 5/1 ARM @ 3.875%/4.253% APR
Loan Rates for $418K-$1.5M: Brady Holland President 480.627.2423 bradyh@ihlending.com www.ihlending.com
• 5/1 ARM @ 4.375%/4.672% APR • 7/1 ARM @ 4.750%/5.099% APR
Considering Investing in Rental Properties? The good news is that today’s affordable home prices and amount of supply on the market not to mention low rates and the government’s Homebuyers Tax Credit - present tremendous opportunities for homebuyers who are looking for a great deal. Soured by a volatile stock market in recent years, many savvy investors are taking advantage of low-priced real estate as a long-term investment. While some people choose to be landlords, others have it thrust upon them due to market conditions. If you or someone you know is considering doing the same, contact me for strategies and advice. I have Realtor referrals, lending strategies and first-hand experience for you. I’m here to assist you in any way I can!
*Note: Quotes assume primary home financing with 720+ fico score on a single family property with 20%-30% equity. All quotes offered at 1% origination fee. Certain restrictions apply.
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Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
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