Arizona Homeowner Presented By 3M Group

Arizona Homeowner May | June 2014

Meet The 3M Group…

The 3M Group was formed by the 3 Martinez sisters. These ladies have become one of the top loan originating and closing teams in the Metro Phoenix Area. Their brains and beauty are only surpassed by their passion and commitment to service their clients! And they are bilingual to boot! The 3M Group’s team is comprised of professionals with more than 30 years of combined experience. The 3M Group is committed to completing transactions with the utmost diligence and usually within 21-30 days. Ericka Martinez Hirons is your Licensed Mortgage Professional, Jazel Martinez is the Transaction Coordinator and Jessica Martinez Emes is the 3M Group’s Licensed Marketing & Business Development Director.

Enjoy a Stay-cation

WE HAVE NEW OPPORTUNITIES FOR HOMEBUYERS

100% Gift Funds on Conventional Financing

Still saving for a down payment?

The wait is finally over! All you need is a family member or relative to gift you the full down payment.

• As little as 5% gift funds required from family member • Primary residence only • 640 minimum FICO for borrowers • Up to $417,000 loan amount

0. 5% Down Payment

The Best Hot Spots

• Fixed interest rate on a 30-year FHA loan • Total financing up to 99.5% of sales price** • Help with down payment and closing costs via low, fixed-rate second loan • Primary residence only (Single Family Residences, PUDs, FHA-Approved Condos) • 640+ credit score required • The .5% down payment must come from the borrower’s own funds • Home buyer education is required

for the guys

CALL NOW FOR THE MOST PROFESSIONAL AND KNOWLEDGEABLE LENDER SERVICES! www.homeownersfg.com

Licensed Mortgage Professional

Licensed Marketing/Business Development

NMLS#294688

NMLS#422472

480.305.8630

Man-Cave Mojo

Jessica Martinez Emes

480.305.8634

Jazel Martinez

Transaction Cordinator Homeowners Financial Group USA, LLC | BK#0906222 | NMLS#93718. This is not a pre-approval or commitment to engage in a loan transaction. All loan products may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Rates and terms are subject to change without notice.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

Photo architecture | Candelaria Design

Ericka Martinez Hirons

it’s a date!

Shake From Sphinx Date Co Palm & Pantry

Homeowners Financial Group with 3MGroup

Event Calendar May | June 2014 Rock-N Glow 5K Westgate Entertainment District | May 18 872.216.4569 | RocknGlow5k.com Rock-N-Glow 5K fun run/walk is energized by continuous bursts of music along the course with participants covered in glow-in-the-dark swag. Come light the night for a great cause. Add your own creative glow by dressing up in costumes that rock and glow!

Les Misérables Phoenix Theatre | Now through May 25 602.254.2151 | PhoenixTheatre.com Les Misérables has thrilled audiences all over the world; now, the timeless classic returns for Phoenix Theatre’s 93rd season. Experiencing this musical on stage will touch your heart and soul in a way no film can. The tale of Jean Valjean’s unjust imprisonment and quest for redemption is set against the highly volatile political backdrop of a revolutionary period in France. The stunning score features beautiful orchestrations and instantly recognizable melodies including On My Own, Bring Him Home and I Dreamed a Dream. This sweeping epic of love, loss, rebellion and rebirth is delivered with heartbreaking poignancy. At Phoenix Theatre, you’ll be closer to the barricade than ever before!

The 99th Annual Southwestern Amateur Cochise Course at the Desert Mountain Club | June 4-7 480.595.4090 | SWGA.net As the highest-ranked amateur golf tournament in the Southwest, the championship attracts the world’s best amateur golfers. This 7,019-yard course which Jack Nicklaus has called “one of the most picturesque golf courses in the world” will provide the players with a true test of their skills. With origins dating back as early as 1908, the tournament was formally organized into a regional competition in 1915. Since then the championship has grown to many more players and a stepping stone for many great future PGA Tour stars.

Hollywood Costume Phoenix Art Museum | Now through July 6 602.257.1222 | PHXArt.org A ground breaking exhibition that celebrates and explores costume design as a key component of cinema storytelling.

Arriving in Phoenix from the Victoria and Albert Museum in London, this major multimedia exhibition explores the essentials of costume design and illuminates the costume designer’s creative process, bringing together more than 100 of the world’s most iconic costumes from a century of filmmaking.

With Father’s Day just around the corner, many are wondering what to get the men in our lives. Whether he’s a dad or not, why not forego the usual tie and give your favorite fella the ultimate guy gift: A man-cave, of course!

Find the perfect room in your home, designate it “boys only” (as if!), and start design-dreaming with some of these fun ideas to make the most of his special space.

Root for the home team! When designing a man-cave, sports themes often rule, complete with plenty of sports memorabilia from his favorite teams. After all, there’s no better place for his baseball jersey, hat, and bat collection than on display in his very own digs. For a clean, polished look, have special jerseys, signed photos and balls, and other valuable souvenirs framed and hung on walls or displayed on shelving. Get plenty of extra-big seating for game watching and the friends who will invariably be hanging at your house. And screen it up, if you can! Think one big screen in the center with smaller ones framing it so his buds can catch all the action, at all the games, all at once. Great design idea: A bar behind the sofa providing extra spots for drinks, apps, and quick pull-up seating.

If movie viewing is more the main attraction, think big when it comes to the screen. Real big. Theater seating is also nice, but a super comfy sectional roomy enough for a handful of buddies will suffice in most settings. And don’t forget an impressive bar area complete with beer and sparkling beverages on tap. Cup holders in those chairs anyone?

If autos are his obsession, why not turn the garage into the coolest car space around? Vintage cars make a perfect display in one bay of an ultra-luxe garage, with seating and a mini-lounge area in another. Whether he actually spends time here working on his cars or just likes hanging out there to escape the heat, this is one room in the house that can often be overlooked. The garage man-cave may also be the perfect spot for a pool table, air hockey, darts, or other fun games your guy likes to play.

For golfers, it’s also a great location for a putting green or golf simulation machine, allowing him to perfect his swing right in the comfort of his home. Oh, and the final touch to any man-cave zone?

A urinal, of course.

Your Home

The Arizona Biltmore

2400 East Missouri Avenue, Phoenix, AZ THE COOL FACTOR: Can you say paradise? This grand dame of Arizona hotels boasts the Paradise Pool, three pools in one with a 92-foot-long water slide. (There are eight pools in total.) You’ll also love the swim-up bar and private cabanas. And how about “Splash Cinema” nights when guests can watch outdoor movies while floating in the pool in an inner tube!

ADULT BONUS: The Catalina Pool built in 1930 gleams with colorful tiles imported from California’s Catalina Island. It’s said to be Marilyn Monroe’s favorite pool at the hotel.

Arizona Grand Resort & Spa 8000 South Arizona Grand Parkway, Phoenix, AZ THE COOL FACTOR: Got family? This is the stay-cation for you! This resort is home to the 7-acre Oasis Water Park, which features a huge wave pool, river tubing, and three 8-story-high water slides.

ADULT BONUS: Guests can reserve their own private Oasis Water Park Cabana, complete with their own cabana attendant. Awe-some! Other attractions include “Dive-In” Movies and sunset views from the Oasis Bar & Grill.

The Fairmont Scottsdale Princess 7575 East Princess Drive, Scottsdale, AZ THE COOL FACTOR: The Princess boasts five swimming pools, including the Sonoran Splash, which includes two 200-foot waterslides.

ADULT BONUS: The rooftop adults-only pool with private cabanas, and The Well & Being at Willow Stream Spa offers the usual spa offerings as well as aerial hammock yoga and customized aromatherapy massage.

JW Marriott Phoenix Desert Ridge Resort & Spa

5350 East Marriott Drive, Phoenix, AZ THE COOL FACTOR: Four acres of swimming pools, the Lazy River with a Serpentine Waterslide, whirlpools, and poolside dining.

ADULT BONUS: Revive Spa, nestled in the soothing Sonoran Desert, offers its own sanctuary lap pool lined with towering palm trees and private cabanas.

The Phoenician

6000 East Camelback Road, Scottsdale, AZ THE COOL FACTOR: Nine refreshing pools, a 165-foot waterslide, a children’s wading pool, poolside dining, and private cabanas (with ceiling fans and computer hookups).

ADULT BONUS: Surge Splash Pad, an interactive spray ground set that entertains children while adults can relax in the nearby Centre for Well-Being Spa.

Palm & Pantry Date Shake

INGREDIENTS: 3/4 c Medjool Dates (cubed, pitted) 1 1/4 c milk 1 pint vanilla ice cream

Local Flavor!

Carnival of Illusion: An Evening of Old-World Magic Arizona Biltmore Resort | May 24 480.359.7469 | CarnivalOfIllusion.com Step right up and get ready to laugh, have fun, and celebrate a magical night out with Carnival of Illusion!

This top-rated attraction is “Revitalizing Magic” by blending their international travel theme with all the charms of a Vaudeville-inspired roadshow. Carnival of Illusion is a night of magic, mystery and oooh la la!

Want to beat the heat but can’t swing getting out of town right now?

Don’t sweat it...the Valley is home to some of the most luxurious resorts and hotels with the best amenities on the planet. And at these hot spots, staying cool is serious business. Check out these local favorites...and then check in for some cool summer fun.

DIRECTIONS: Put dates and ½ cup of milk in a blender on high speed.

Blend until smooth. Add remaining milk and ice cream.

Blend at low speed until mixed. Serve immediately.

Serves 3 to 4.

3039 N Scottsdale Road | Scottsdale, AZ 85251 480.941.2261 | 800.482.3283 | SphinxDateCo.com

FUN DATE FACT: Our Arizona Medjool Dates are hand-sorted as they’re packed to ensure top quality in every bite! Chopped and pitted Medjool Dates can be used as a sugar alternative in baking. Dates contain potassium, iron and niacin, with some protein and fiber.

Very low in sodium and fat, Medjool Dates are nature’s perfect treat!

Event Calendar May | June 2014 Rock-N Glow 5K Westgate Entertainment District | May 18 872.216.4569 | RocknGlow5k.com Rock-N-Glow 5K fun run/walk is energized by continuous bursts of music along the course with participants covered in glow-in-the-dark swag. Come light the night for a great cause. Add your own creative glow by dressing up in costumes that rock and glow!

Les Misérables Phoenix Theatre | Now through May 25 602.254.2151 | PhoenixTheatre.com Les Misérables has thrilled audiences all over the world; now, the timeless classic returns for Phoenix Theatre’s 93rd season. Experiencing this musical on stage will touch your heart and soul in a way no film can. The tale of Jean Valjean’s unjust imprisonment and quest for redemption is set against the highly volatile political backdrop of a revolutionary period in France. The stunning score features beautiful orchestrations and instantly recognizable melodies including On My Own, Bring Him Home and I Dreamed a Dream. This sweeping epic of love, loss, rebellion and rebirth is delivered with heartbreaking poignancy. At Phoenix Theatre, you’ll be closer to the barricade than ever before!

The 99th Annual Southwestern Amateur Cochise Course at the Desert Mountain Club | June 4-7 480.595.4090 | SWGA.net As the highest-ranked amateur golf tournament in the Southwest, the championship attracts the world’s best amateur golfers. This 7,019-yard course which Jack Nicklaus has called “one of the most picturesque golf courses in the world” will provide the players with a true test of their skills. With origins dating back as early as 1908, the tournament was formally organized into a regional competition in 1915. Since then the championship has grown to many more players and a stepping stone for many great future PGA Tour stars.

Hollywood Costume Phoenix Art Museum | Now through July 6 602.257.1222 | PHXArt.org A ground breaking exhibition that celebrates and explores costume design as a key component of cinema storytelling.

Arriving in Phoenix from the Victoria and Albert Museum in London, this major multimedia exhibition explores the essentials of costume design and illuminates the costume designer’s creative process, bringing together more than 100 of the world’s most iconic costumes from a century of filmmaking.

With Father’s Day just around the corner, many are wondering what to get the men in our lives. Whether he’s a dad or not, why not forego the usual tie and give your favorite fella the ultimate guy gift: A man-cave, of course!

Find the perfect room in your home, designate it “boys only” (as if!), and start design-dreaming with some of these fun ideas to make the most of his special space.

Root for the home team! When designing a man-cave, sports themes often rule, complete with plenty of sports memorabilia from his favorite teams. After all, there’s no better place for his baseball jersey, hat, and bat collection than on display in his very own digs. For a clean, polished look, have special jerseys, signed photos and balls, and other valuable souvenirs framed and hung on walls or displayed on shelving. Get plenty of extra-big seating for game watching and the friends who will invariably be hanging at your house. And screen it up, if you can! Think one big screen in the center with smaller ones framing it so his buds can catch all the action, at all the games, all at once. Great design idea: A bar behind the sofa providing extra spots for drinks, apps, and quick pull-up seating.

If movie viewing is more the main attraction, think big when it comes to the screen. Real big. Theater seating is also nice, but a super comfy sectional roomy enough for a handful of buddies will suffice in most settings. And don’t forget an impressive bar area complete with beer and sparkling beverages on tap. Cup holders in those chairs anyone?

If autos are his obsession, why not turn the garage into the coolest car space around? Vintage cars make a perfect display in one bay of an ultra-luxe garage, with seating and a mini-lounge area in another. Whether he actually spends time here working on his cars or just likes hanging out there to escape the heat, this is one room in the house that can often be overlooked. The garage man-cave may also be the perfect spot for a pool table, air hockey, darts, or other fun games your guy likes to play.

For golfers, it’s also a great location for a putting green or golf simulation machine, allowing him to perfect his swing right in the comfort of his home. Oh, and the final touch to any man-cave zone?

A urinal, of course.

Your Home

The Arizona Biltmore

2400 East Missouri Avenue, Phoenix, AZ THE COOL FACTOR: Can you say paradise? This grand dame of Arizona hotels boasts the Paradise Pool, three pools in one with a 92-foot-long water slide. (There are eight pools in total.) You’ll also love the swim-up bar and private cabanas. And how about “Splash Cinema” nights when guests can watch outdoor movies while floating in the pool in an inner tube!

ADULT BONUS: The Catalina Pool built in 1930 gleams with colorful tiles imported from California’s Catalina Island. It’s said to be Marilyn Monroe’s favorite pool at the hotel.

Arizona Grand Resort & Spa 8000 South Arizona Grand Parkway, Phoenix, AZ THE COOL FACTOR: Got family? This is the stay-cation for you! This resort is home to the 7-acre Oasis Water Park, which features a huge wave pool, river tubing, and three 8-story-high water slides.

ADULT BONUS: Guests can reserve their own private Oasis Water Park Cabana, complete with their own cabana attendant. Awe-some! Other attractions include “Dive-In” Movies and sunset views from the Oasis Bar & Grill.

The Fairmont Scottsdale Princess 7575 East Princess Drive, Scottsdale, AZ THE COOL FACTOR: The Princess boasts five swimming pools, including the Sonoran Splash, which includes two 200-foot waterslides.

ADULT BONUS: The rooftop adults-only pool with private cabanas, and The Well & Being at Willow Stream Spa offers the usual spa offerings as well as aerial hammock yoga and customized aromatherapy massage.

JW Marriott Phoenix Desert Ridge Resort & Spa

5350 East Marriott Drive, Phoenix, AZ THE COOL FACTOR: Four acres of swimming pools, the Lazy River with a Serpentine Waterslide, whirlpools, and poolside dining.

ADULT BONUS: Revive Spa, nestled in the soothing Sonoran Desert, offers its own sanctuary lap pool lined with towering palm trees and private cabanas.

The Phoenician

6000 East Camelback Road, Scottsdale, AZ THE COOL FACTOR: Nine refreshing pools, a 165-foot waterslide, a children’s wading pool, poolside dining, and private cabanas (with ceiling fans and computer hookups).

ADULT BONUS: Surge Splash Pad, an interactive spray ground set that entertains children while adults can relax in the nearby Centre for Well-Being Spa.

Palm & Pantry Date Shake

INGREDIENTS: 3/4 c Medjool Dates (cubed, pitted) 1 1/4 c milk 1 pint vanilla ice cream

Local Flavor!

Carnival of Illusion: An Evening of Old-World Magic Arizona Biltmore Resort | May 24 480.359.7469 | CarnivalOfIllusion.com Step right up and get ready to laugh, have fun, and celebrate a magical night out with Carnival of Illusion!

This top-rated attraction is “Revitalizing Magic” by blending their international travel theme with all the charms of a Vaudeville-inspired roadshow. Carnival of Illusion is a night of magic, mystery and oooh la la!

Want to beat the heat but can’t swing getting out of town right now?

Don’t sweat it...the Valley is home to some of the most luxurious resorts and hotels with the best amenities on the planet. And at these hot spots, staying cool is serious business. Check out these local favorites...and then check in for some cool summer fun.

DIRECTIONS: Put dates and ½ cup of milk in a blender on high speed.

Blend until smooth. Add remaining milk and ice cream.

Blend at low speed until mixed. Serve immediately.

Serves 3 to 4.

3039 N Scottsdale Road | Scottsdale, AZ 85251 480.941.2261 | 800.482.3283 | SphinxDateCo.com

FUN DATE FACT: Our Arizona Medjool Dates are hand-sorted as they’re packed to ensure top quality in every bite! Chopped and pitted Medjool Dates can be used as a sugar alternative in baking. Dates contain potassium, iron and niacin, with some protein and fiber.

Very low in sodium and fat, Medjool Dates are nature’s perfect treat!

Arizona Homeowner May | June 2014

Meet The 3M Group…

The 3M Group was formed by the 3 Martinez sisters. These ladies have become one of the top loan originating and closing teams in the Metro Phoenix Area. Their brains and beauty are only surpassed by their passion and commitment to service their clients! And they are bilingual to boot! The 3M Group’s team is comprised of professionals with more than 30 years of combined experience. The 3M Group is committed to completing transactions with the utmost diligence and usually within 21-30 days. Ericka Martinez Hirons is your Licensed Mortgage Professional, Jazel Martinez is the Transaction Coordinator and Jessica Martinez Emes is the 3M Group’s Licensed Marketing & Business Development Director.

Enjoy a Stay-cation

WE HAVE NEW OPPORTUNITIES FOR HOMEBUYERS

100% Gift Funds on Conventional Financing

Still saving for a down payment?

The wait is finally over! All you need is a family member or relative to gift you the full down payment.

• As little as 5% gift funds required from family member • Primary residence only • 640 minimum FICO for borrowers • Up to $417,000 loan amount

0. 5% Down Payment

The Best Hot Spots

• Fixed interest rate on a 30-year FHA loan • Total financing up to 99.5% of sales price** • Help with down payment and closing costs via low, fixed-rate second loan • Primary residence only (Single Family Residences, PUDs, FHA-Approved Condos) • 640+ credit score required • The .5% down payment must come from the borrower’s own funds • Home buyer education is required

for the guys

CALL NOW FOR THE MOST PROFESSIONAL AND KNOWLEDGEABLE LENDER SERVICES! www.homeownersfg.com

Licensed Mortgage Professional

Licensed Marketing/Business Development

NMLS#294688

NMLS#422472

480.305.8630

Man-Cave Mojo

Jessica Martinez Emes

480.305.8634

Jazel Martinez

Transaction Cordinator Homeowners Financial Group USA, LLC | BK#0906222 | NMLS#93718. This is not a pre-approval or commitment to engage in a loan transaction. All loan products may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Rates and terms are subject to change without notice.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

Photo architecture | Candelaria Design

Ericka Martinez Hirons

it’s a date!

Shake From Sphinx Date Co Palm & Pantry

Homeowners Financial Group with 3MGroup