Long Term And Short Term Disability

Long term disability is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident, for a long period of time.

Short term disability insurance is an insurance policy that protects an employee from loss of income in the case that he or she is temporarily unable to work due to illness, injury, or accident.

Neither short term disability insurance or long term disability insurance protect against workrelated accidents or injuries, as these would be covered by workers’ compensation insurance. If you have been denied benefits for long term or short term disability benefits and would like to consult an attorney regarding an appeal, call the law office of Michael Monce at (859)-3448090.