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“At the beginning of the semester, where do you find your books?� / %) & $ $%(( ) NnIiCcKk TtEeSsSsIiNn #"% !
“I come to the bookstore. Get my schedule. Get books. I get in and out as fast as I can.� SsHhAaMmIiLl WwAaLlKkEeRr ) $ -
“I get my books at Delta’s bookstore. I didn’t think of any where else [to buy them].�
Brandon Errer, a student at Saginaw Valley State University, in his home in Saginaw. Errer views his choice of owning a home in the troubled city as a message to others saying, “Saginaw really isn’t so bad.� (Delta Collegiate / Josephine Norris)
HhOoMmEeOoWwNnEeRrSsHhIiPp SsEeEeMmSs OoUuTt OoFf RrEeAaCcHh FfOoRr MmAaNnYy MmIiLlLlEeNnNnIiAaLlSs BbYy MmAaRrIiSsAa LlOoRrAaNnGgEeRr )* ( &%(* ( When people envision the American dream they usually mean getting a job, getting married, buying a house and having children. However, many young Americans are deciding that some of these things aren’t for them. This generation, also known as millennials (generally born between 1981 and 1995) see buying a house as a luxury not a necessity, unlike their baby boomer (generally between 1946 and 1964) counterparts. Some millennials are breaking from the norm though. Brandon Errer, 19, who very much considers himself a millennial, owns a home on the West Side of Saginaw. Errer, a Saginaw Valley State University student, decided he wanted to put down roots in the city because he loved the culture and community.
WwAaNnTt TtOo BbEe PpAaRrTt OoFf TtHhEe NnEeWwSsPpAaPpEeRr? * - ( - $$ $ "* %"" * $ ) )*+ $* -%(! () *% "" &%) * %$) PpHhOoTtOoGgRrAaPpHhEeRr Take photographs of events on campus and in the community for publication in print and online editions. Video capablities a plus. For more information contact the Delta Collegiate at deltacollegiate@gmail.com
Errer is part of the fewer than 25 percent of millennials who have taken the plunge into homeownership. One reason millennials aren’t buying homes is because they are KDYLQJ D KDUG WLPH Ă€QGLQJ MREV 7KH\ don’t have a source of income to invest in home ownership. When they GR Ă€QG MREV WKH MRE LV QRW LQ WKH DUHD that they live, so by not owning a home, they aren’t tied down to any certain place. They have the ability WR JHW RXW DQG Ă€QG D QHZ DUHD RI UHVidence. Howie Eagle, a 23-year-old Saginaw Valley State University student, is much like other millennials. For him, it is best to live at home with his parents. “I stay home so I can save money basically,â€? says Eagle. Living at home gives millennials like Eagle a chance to go to school and pay bills while also having money to do extracurricular activities. He doesn’t have to worry about saving money for things like home repairs and paying his mortgage. In the future, Eagle
#"%( $ ( admits he doesn’t quite know what he plans on doing, living wise, “I’d be open to whatever the best deal would be for me.â€? The Bureau of Labor Statistics October 2014 numbers on unemployment for 20 to 25 year olds is 5.1 percent for men and 5.4 percent for women. With the large drop in available jobs, young Americans don’t have much of a choice other than living with their parents. Brandon Boelter, a 24-yearold Lawrence University student is a renter. He has been renting for two \HDUV /LNH RWKHU PLOOHQQLDOV KH Ă€QGV renting convenient because it’s cost HIĂ€FLHQW DQG KH GRHVQ¡W KDYH WR OLYH on campus. He someday wants to own a home. “Sense of ownership, make any changes and hopefully have land of my ownâ€? are reasons why he feels renting won’t always work for him. Millennials are more likely to be unemployed as young adults and live in their childhood home than their parents and grandparents were
at the same age, according to a review of census data. By living in their childhood homes, it becomes easier to save money and pay off student loans. Even with big drops in housing prices and interest rates, getting a mortgage has become a lot harder because student loans are hurting the chances young Americans have of getting approved for loans. Lenders require a steady source of income and large down payments before they will even look at potential borrowers. The website Money Counselor explains that nearly 60% of millennials income is going to debt services and it LV WKHUHIRUH GLIÀFXOW IRU WKHP WR ÀQG money to set aside for a house.
To read the rest of the story turn to page 2
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“Look around and then buy at Delta. I had them shipped.�
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“If it’s one I have to buy here, I do. If not I rent from Chegg or Amazon. I also buy used from Amazon.� KkAaLlIiNnEe FfIiSsHhEeRr )* (" )
“I just do it online straight through the Delta Bookstore and get them delivered to my house.� CcHhRrIiSsTtIiNnEeSsIiEeFfEeRrTt / */
“I try and look around, but this semester, I just bought from the bookstore.�
Michigan Sugar Company to host community forum on GMOs at SVSU BbYy LlIiNnDdSsEeYy SsCcHhIiBbEeLlHhUuTt )* ( &%(* ( Michigan Sugar Company RIĂ€FLDOV ZLVK WR “set the record straightâ€? on the subject of Genetically Modified Organisms (GMO) by hosting a public forum on the issue Thursday, Jan. 15, at 7 p.m. The event will be located at the Rhea Miller Recital Hall on the Saginaw Valley State University campus.
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The forum is free and open to the public. Executive Vice President of food and agriculture for the Biotechnology Organization, Cathleen Enright, will also speak at the event about biotechnology and it’s safety. The public is welcome to attend the event so there can be an open discussion throughout the community on the nature of GMOs. According to the company, they hope to address misinformation they feel is being spread via social media.
AaVvAaIiLlAaBbLlEe FfOoRr FfRrEeEe TtOo DdEeLlTtAa SsTtUuDdEeNnTtSs As a poor college student the word “freeâ€? is rarely heard but much DSSUHFLDWHG :KHQ ´IUHHÂľ LV XVHG \RX FDQ VHH VWXGHQWV Ă RFN OLNH ELUGV DWtacking the last french fry in the parking lot. Delta students will now have WKH FKDQFH WR Ă RFN WR D IUHH YHUVLRQ RI 0LFURVRIW 2IĂ€FH 0LFURVRIW KDV DQQRXQFHG WKDW WKH\ DUH EULQJLQJ WKH 2IĂ€FH 6XLWH WR anyone at anytime for free. The program will be available for Mac, PC, smartphones and tablets. With just a push of a button customers can receive Word, Excel, Powerpoint and Outlook for free with any compatible device. The weight of how to get that paper, class powerpoint or important spreadVKHHW GRQH FDQ EH OLIWHG RII \RXU VKRXOGHUV DQG Ă€QLVKHG LQ WKH FRPIRUW RI your own home. 7R DFFHVV DQG GRZQORDG 0LFURVRIW 2IĂ€FH ORJ LQ WR \RXU 'HOWD H PDLO Then click on “Outlook 365â€? in the top left corner and it will bring you to an installation page. Written by: Ann Escamilla