Twisted Tines Ranch

BY TWISTED TINES RANCH

KALA’S Kitchen

If you are a Kentucky Hunting Preserve and would like to share one of your game recipes to KALA’s Kitchen and be featured in one of our upcoming KALA Magazine issues please contact Maryann Hall at solidrockwhitetails@ yahoo.com or call 859-556-7262. All you have to do is be a KALA member to participate! • 1.25 ounces of chili powder • 1 pound of venison • 1 can of mixed chili beans • 1 can of petite diced tomatoes • Salt • Pepper • Chopped Onions • Brown Sugar • 1 ½ cups of water • INSTRUCTIONS

Brown venison with chopped onions and season with salt & pepper to taste. Drain venison and add chili powder and remaining ingredients. Cook low in crock pot for 6-8 hours. Enjoy!

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Twisted Tines Ranch, LLC and Crooked Creek Whitetails, LLC are owned by two families, Patrick, Monica, Grace and Hunter Stanley; Derrick, Susie and Hoyt Plunkett.

They are located in Berry, KY, bordering Grant, Pendleton and Harrison Counties, and have 362 acres. They are conveniently just off of I-75, 30 miles from Cincinnati, OH, 40 miles from Lexington, KY and 60 miles from Louisville, KY.

They offer one-on-one fully guided hunts for 3 days on average. They can custom tailor a hunt from 1-7 days to fit the clients’ needs. They offer Whitetail Deer, Fallow, Elk, Blackbuck, Texas Dalls, Black Hawaiians, Painted Rams, Soay Rams, Jacob 4-horns, Pheasant and Quail.

“What sets us apart from other preserves is the personal attention to detail” says Patrick Stanley. “Our clients consistently compliment us on a multitude of things. They rave about our food, cleanliness of our lodge, equipment, skinning room and hunting blinds to name just a few. We even grow our own food, have local beef, and provide eggs from free range chickens on our premises.” Stanley continues to say “We take great pride in the fact that we are a Christian based, multi-family owned, small ranch that focuses on quality over quantity. Our business plan focuses on staying smaller than several of the other big preserves and our clients thank us and love us for this!”

Susie, Monica and Grace are the chefs at the ranch. They take great pride in providing three southern cooked, hot, fresh meals each day! Snacks and drinks are provided as well.

Now then, please take your gear, your quiver and your bow, and go out into the field and hunt game for me. Genesis 27:3

By: Gail Veley - Sponsored by NYDEFA

For hunting preserve owners as well as deer farmers (both large and small) would be wise to have the following four insurance policies firmly in place: A Commercial General Liability Policy, an additional Umbrella Policy, a Commercial Auto Policy and Workmen’s Compensation Insurance, according to Insurance Agent Leah Bright of Leavitt Recreation and Hospitality Insurance in Cody, Wyoming. “It’s like rolling the dice not having the right insurance, or any insurance,” Bright said. Businesses shouldn’t make decisions on whether or not to buy insurance based on the potential probability of liability, or on the size of their operation. “I don’t think it’s a matter of is your business too small or too low in liability risk to need insurance,” she emphasized. “If a child wanders into a deer pen and gets killed – how much is that child worth? Having adequate insurance coverage offers the peace of mind that you can continue to operate your farm.” Many small deer farmers are under the mistaken impression that their HO-3 Homeowners Policy also extends to their deer business, said Dave Vanderzee, President of The New York Deer and Elk Farmers Association. While a typical homeowner’s policy covers perils such as theft, wind, hail, lightening strikes, floods, fire and structural damage to your dwelling or outbuildings, “when you engage for profit there is a different set of laws,” he said. “If you have any outside business activity such as raising cervids or maybe a commercial garden you are dangerously out-skirting your policy. In the event of a liability situation most homeowner’s policy will cancel you and may not recognize or defend you.” Obtaining a Commercial General Liability Policy can offer the protection needed for most situations that arise from operating your deer business, Bright said. For example, should someone fall in a hole at a hunting preserve and break their leg or should a tree branch fall on a customer’s vehicle and smash a window, a Commercial General Liability Policy can offer protection and payouts up to the amount agreed upon when the policy is started. That same policy can continue to offer protection and payouts up to the annual maximum or aggregate amount (such as $2 million per year.) However, should your business prove riskier to operate than others, an additional Umbrella Policy can offer protection in the event of your Commercial General Liability Policy reaching its annual aggregate limit. Another vital form of insurance involves Commercial Auto insurance, designed for anyone who uses their personal vehicles to operate their business, such as giving farm tours or transporting hunters, Bright said. Should a vehicle accident or injury occur to a customer visiting your premises, a Commercial Auto Policy will cover medical payments, unlike a personal auto policy which would not. “We would highly recommend Commercial Auto Policy because most personal auto policies have a business use exclusion and if passengers are exiting or entering a vehicle or you hit a hole and someone strikes their head on the ceiling or other injuries occur, you are responsible,” Bright said. “Not having this type of insurance can present a liability bridge back to your personal assets. You don’t want that.”

As an added layer of legally required and necessary protection for payrolls over $20,000 annually, Workmen’s Compensation Insurance offers wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue the employer for negligence. “Again, this gives you the peace of mind that you can continue to operate your farm,” Bright added. “This is also needed for 1099 employees.”

Leah Bright of Leavitt Recreation and Hospitality Insurance in Cody, Wyoming.

Perhaps as valuable as the right insurance are the steps you can take to limit the probability of a lawsuit occurring. This can include posting warning signs, using liability waivers, utilizing lift ropes and other tree stand safety equipment such as harnesses and conducting marksmanship orientation classes on gun handling safety. It can also include contractual agreements with those parties whose land may be used by hunting preserves, so as to give the ability to include the landowner as an “additional insured” on a Commercial General Liability policy. (Interestingly enough, playing golf is statistically more dangerous than hunting at a preserve, Bright noted. Golfers get crushed by golf carts more often than hunters fall out of tree stands or get shot.) Currently there are no known policies that cover the loss or replacement of whitetail deer or exotics, as these species are not considered domestic, and the cost to implement such a policy would be prohibitive, said Insurance Agent John Long Jr. of United Insurance Agency Incorporated in Amherst, New York. As you strive to protect your deer, your assets and to operate as proficiently as possible, Vanderzee highly recommends having an “eyeball-to-eyeball” meeting with an insurance professional to ascertain what the risks are to you and your family and your employees and to help find you the most economical way to get all the coverages you need. He also stresses the importance of your policies outliving any statutes of limitations. “People kind of dislike insurance,” Vanderzee said. “Beware of polices where the big print gives it to you and the small print takes it away. The time to find out isn’t when you have a claim. Read your policies and be your own advocate.”