June 23, 2017
Yard Sale Season is HERE! a AP is This M ICE SERV FREE & d r Yar to ou s e e Sal Garag s! r tiser Adve
To place your ad today, go to dailyjournalonline.com
click Classifieds & Place and Ad
OR Call 573-518-1256 Check out our Yard Sale Map coming Mid-May! dailyjournalonline.com/yard-sales
The area’s key source to buy and sell your home. dailyjournalonline.com/real-estate
PAGE A1 Friday, June 23, 2017
Real estate y l k Wee
(StatePoint) If you're in the market to buy a home, your down payment is probably top of mind. However, it’s important to understand all your options, particularly if you’ve heard the rule of thumb that you shouldn't pursue homeownership unless you can put 20 percent down. Gardner points out that a growing number of homebuyers are putting down between five and 10 percent, and even as little as three percent through products like Freddie Mac's Home Possible Advantage. This is important to keep in mind when determining how much home you can afford. Prospective homebuyers
concerned about down payments should also be aware that there are nearly 2,500 homeownership programs across the country that can help with down payment and closing costs, and an estimated 87 percent of U.S. homes are eligible for one or more of these programs, according to research by DownPayment Resource. The down payment program benefit most frequently found is about $10,000, making researching these options and discussing them with your lender and real estate agent a worthwhile step. To determine your eligibility and learn more about down payment assistance, visit downpaymentresource.com/are-you-eligible. Don’t assume the dream of homeownership is beyond your reach. Get savvy! There are numerous programs and products available that can help you afford your down payment and beyond.
Daily Journal Weekly Real Estate
Buying a Home? What to Know about Down Payments
Daily Journal Weekly Real Estate
New
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431-1999 to subscribe to the
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It’s open house season. Calling all Realtors!!! Advertise in the Real Estate tab on our new featured Open House page
Call your Daily Journal sales rep to get all the details!!! 573-431-2010
Home of the Week....
17048987
100 Chalet Terre du Lac / $78,900
Very unique property! Must SEE to appreciate! This was previously two condos and was rehabbed in 2009 to one, making 1506 square feet of living space. This home looks like new and has 3 bedrooms and 2 baths. The home has a spacious living room with fireplace, large kitchen with all new appliances, cabinets, counter tops, breakfast bar and beautiful backsplash. This is a great place to prepare meals for family and friends and serve in the adjoining large dining room. The master bedroom is 14x13 and has it’s own fireplace, perfect place to relax and end your day. One of the additional bedroom is currently being used as a family room. Additional features include new windows, Trane air conditioner, 2 pantries and large decks to relax and enjoy. Have all your outside work done for a low monthly fee allowing you time to take advantage of all the Terre Du Lac has to offer, golf courses, 15 lakes, swimming pool, country club and more!
78,900
573.747.8099 573.327.8300
CELL
$
e I’ll do th you! for running
OFFICE
Friday, June 23, 2017 PAGE A2
In accordance with the federal Fair Housing Act,we do not accept for publication any real estate listing that indicates any preference, limitation, ordiscrimination based on race, color, religion, sex, disability, family status, or national origin. If you believe a published listing states such a preference, limitation, or discrimination, please notify this publication at fairhousing@lee.net.
1136B N Desloge Dr. - Desloge
Daily Journal Weekly Real Estate
A Tradition of Trust
Vanessa worked with us for over two years looking at everything from pieces of land to brand new homes in a subdivision to farms and everything in between. She always had a huge smile and a huge heart. Ever patient with our changing minds and ups an downs. She was always supportive and encouraging that we would finally find the right home for us. I think she had more faith in than we did! She listened to our wants and needs and found us a dream home that we never could have dreamed was waiting on us! Thank you, Vanessa for your patience, care, love and listening ear that led us to our forever home!!! - Jessi Howard
Working with CBH, Richard - with TeamDeason - specifically, was a great experience for us in selling our home. He was helpful in answering our questions and advising throughout the whole process. We definitely felt “in the loop” as we navigated through the home selling process. - Melanie and Brandon Warren
Richard & Cindy Deason I couldn’t be more satisfied with the results we got with Kim Briese and Coldwell Banker Hulsey Real Estate. Although we were only tentative buyers when we first started looking, Kim committed herself 100% to finding a perfect home for us in our preferred school district. She made buying and selling as easy as possible, and made me comfortable and confident stepping out of one home and into another. With her help, we moved into a great new house where memories will be made for years to come. Our new house already feels like home, and we have Kim Briese and Coldwell Banker Hulsey Real Estate to thank! - Sara Cruse
We appreciated how quickly Mary responded back to us and was ready to meet our needs . . . sometimes on very short notice! - Shelley and Christopher Owens
Mary Hagan
Kim Briese
It’s an honor to help wonderful people navigate our local real estate market. Your referrals to other wonderful people help keep our business thriving! #WeMoveThisTown
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
PAGE A3 Friday, June 23, 2017
Vanessa Trokey
Daily Journal Weekly Real Estate Friday, June 23, 2017 PAGE A4
The Road to Your New Home.
www.nashrealtyinc.com
BRiNgiNg BuyERS aND SELLERS TogETHER FoR ovER 30 yEaRS!
17048433 Bonne Terre • $245,000
17047652 Desloge • $102,000
Looking for a home with acreage in a park like setting? This is it! Beautiful 3 bedroom well maintained brick home on 10 acres! Home features two living rooms on main level with two wood burning fireplaces.
Newer 3Bedroom 2Bath home on large lot with deck,2 car garage,and kitchen appliances. Very nice home and hard to beat the price.
17046509
17045321
Bonne Terre • $109,900
Ironton • $98,900
If you want a nice home outside city limits on 9+ acres this is it. This 3 bedroom home has an attached garage and Detached garage will a full partially finished basement. Call today for your showing.
The Perfect Home – The Perfect Location - Ready for the Perfect Family to enjoy and love! This is a gorgeous, immaculate house on both the inside and the outside in a desirable, friendly neighborhood.
16027212
16064344
Bismarck • $249,900
The perfect home for horses with its 21 acres or just living a quite life, this 3 bedroom 2 bath home is just what your looking for. Large unfinished basement for storage.
Farmington • $950,000
Dream Come True! Custom Built Home with over 6000 sq ft of living space on m/l 80 Acres! Home has 6 bedrooms and 5 bathrooms, Master bedroom features large walk in closet, private office, separate shower.
Park Hills .......................573-431-5000 510 E. Main
Bonne Terre ...................573-358-1050
531 Benham St.
Terre Du Lac...................573-358-5599 80 Rue Terre Bonne
Farmington.....................573-218-9599 108 W. Columbia
Potosi ............................573-438-7653 204 N. Missouri St.
www.nashrealtyinc.com .nashrealtyinc.com ealtyinc.com
CirCles and spheres: the latest craze in interior design Have you noticed how popular circular shapes have become in interior design? Just think about it: suspended lanterns, braided rattan balls, luminous garlands with rounded bulbs, decorative orbs made of stainless steel, glass or wood—they’re popping up everywhere! Organic and playful in design, spheres of all sizes, colors and configurations are being used to create an alluring atmosphere in virtually every type of room. Do you have one of those old-fashioned globes or retro disco balls hidden in a far corner of the house? Put it on display right away! Whether you showcase it in your living room or your bedroom, it won’t go unnoticed. To get your hands on some of the most trendsetting spherical shapes available, visit your local home décor centers without delay.
17028749
Farmington - $199,000
Call David Werner 314-402-0176
Very nice brick ranch home on 4+ beautiful acres. You have a home in the country just a minute from Farmington. Beautiful hardwood floors, updated kitchen & baths, full walkout basement, large 2 car garage.
17005585
Farmington - $250,000
Call Vanessa Trokey 573-330-6261
This 3 bedroom 2 bath brick home has over 1400 sq ft of living space on the main level including a sun room. A partially finished basement with living area, tons of storage and a 2 car attached garage complete the home. Two wells and a detached garage with over 3,330 sq ft of office and warehouse space. The possibilities are endless!!
17011266
16020968
Farmington - $999,900
Farmington - $34,500
Call Wanda Sucharski 573-631-9494
Possibilities are ENDLESS!! This property is considered residential with 54.34 Acres m/l mostly open with small amount of wooded area. On Blake Road and immediate access off Park Way Drive to Hwy 67 North or South.
Call Kim Hutson 573-760-9789
Last available building site on the golf course!! Don’t wait, build your dream house now! Located on #14’s fairway on the beautiful St. Francois Country Club.....property over 2 acres! Call today for more information!
Farmington - $443,500
Call Tom Stanfield 573-760-6000
16031295
Farmington - $119,900
Call Cindy Deason 573-760-9979
15040531
16000714
Bonne Terre - $197,200
Call Ronda Barks 573-631-1663
Park Hills - $59,900
Call Wanda Sucharski 573-631-9494
Located in BEAUTIFUL Downtown Farmington - Prime Historical District - Walking distance to other businesses & shops - just across the street from court house. All brick building on a corner lot. Street parking and large rear parking lot.
Wow a Condo with a finished walkout basement and 2 patios and a deck. Grass mowing and trash included. Also the lowest condo fees in Farmington. Brick and vinyl front, exterior maintained by Condo association.
Wooded acreage for your hunting pleasure! Could also be used for commercial real estate. Approx 66 Acres m/l. Property fronts on both Berry Rd and Silver Springs Road.
This three bedroom, 1 bath ranch located in Park Hills on a large lot with a detached garage/workshop area as well as an efficiency apartment has so much to offer- Call TODAY to view!!
mountAin View
two Homes
34 Acres m/l
cHerry creek VillAs
17032753
Farmington - $27,500
Call Vanessa Trokey 573-330-6261
16082993
Leadington - $174,900
Call David Werner 314-402-0176
17006332
Farmington - $234,600
Call Kim Hutson 573-760-9789
Awesome location and amazing views for building your perfect dream home! Restricted subdivision consists of several exquisite homes. Subdivision has city utilities and paved streets.
Great opportunity here!! Along with 12 Woodlawn, you get 10 Woodlawn which is a 2 bedroom, 1 bath home & very nice, large lot behind (see plat) Tons of possibilities - Commercial Zoning possible.
Ready to build your dream home? This beautiful piece of land is waiting for you! Rolling pasture with some fencing and nice creek. Call today to find out more!
17033583
16052953
17006321
Farmington - $199,900
Call Vanessa Trokey 573-330-6261
If views are a must- then this home is for you! This home is located in an extremely well maintained Farmington subdivision called Mountain View. This home’s location is perfect for capturing those views. Features 3 bedrooms & 2 baths!
Farmington - $34,900
Call Wanda Sucharski 573-631-9494
Today is the perfect time to purchase that lot for your new home - located in Green Briar Hills by Eagle Lake - Perfect for your dream home with a walk-out basement - Get your plans ready!! Call today for restrictions.
We are using the latest technology to get the most exposure for your property!
Farmington - $60,000
Call Kim Hutson 573-760-9789
Nice 2 bedroom, 1 bath home with one car attached garage. Some wood floors, separate kitchen & dining room. Spacious living room with gas stove. The family room has a nice gas fireplace.
17044071
Farmington - $239,900
Call Richard Deason 573-760-9956
Beautiful, custom built villa with open floorplan features many upgrades and high quality throughout. This beautiful home features 2 master ensuites; one of the master baths has a custom walk-in tiled shower & the other has a tub/shower combo.
17044762
Potosi - $95,000
Call Richard Deason 573-760-9956
Lots of space in this house with 1910 Sqft. Large extra lot for room to play or build another home on lots opportunities. Large patio area. Great starter home or rental home.
View ALL Listings... coldwellbankerhulsey.com
#WeMoveThisTown
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
PAGE A5 Friday, June 23, 2017
66 Acres m/l
17016137
Daily Journal Weekly Real Estate
54.34 Acres m/l
Daily Journal Weekly Real Estate Friday, June 23, 2017 PAGE A6
Your St. Louis & Mineral Area Connection Jane Blaies
AffordAble cleAning tips
How to make your glAss sHoWer spArKle
Glass showers are a staple feature of many contemporary residences; however, their translucent look has a downside. With time, residue from soap and shampoo can cause an unsightly greyish film to form on your shower walls. If your shower is looking a little grimy these days, consider these affordable cleaning tips to give it back its sparkle. Glass walls In a large bucket, half a gallon of hot water with two cups of white vinegar and one cup of salt. Soak a sponge or cloth in the solution and vigorously scrub the shower walls, from top to bottom. After giving everything a good rinse, dry the glass with balls of newspaper lightly dampened
with white vinegar for optimal shine! Does the smell of vinegar put you off? Wash your shower walls with a mix of water and liquid dish soap instead, then rinse and polish with a micro-fiber cloth. Silicon joints If the joints in your shower look moldy, scrub them with an old toothbrush dunked in hot water and bleach. Wait several hours before rinsing with cold water. If the joints still look tainted, consider having them replaced—chances are they’re worn beyond repair. As you can see, it’s neither difficult nor costly to upkeep a glass shower. All it takes is a little bit of effort!
GRI, ABR, SRS Broker/Salesperson
Cell: 573-760-5361 www.janeblaies.com Office: 636-931-2211
New
!
Price
GUNDAKER
! Price
New
16084295
Farmington / $260,000
LOVELY spacious 4 bedroom, 4 bath home on corner lot in Spring Brook Park Subdivision! Cathedral ceilings, some wood floors, finished walkout basement, deck, patio, partial fencing surrounds landscaped garden area and patio. Living room with gas fireplace.
op!
17026193
Desloge / $54,900
Like NEW from the studs out! Huge eat-in kitchen, lots of cabinets and counter space, split bedroom plan with open concept closets and carpeting. Oversized one car attached garage, fenced area for dog kennel or could make larger patio. Very small yard area so not a lot of mowing!
Acreage for Sale
orksh Lg. W
ced!
Redu
17039456
Bismarck / $65,000
ADORABLE home rehabbed in 2012 with new electric, central ac/heat, vinyl tilt-in windows, ceramic tile, wood floors, bath with step-in shower, vinyl siding. Home offers a covered front porch, storage, & 1,200 sq.ft. garage/workshop, LARGE fully fenced level back yard.
l ercia m m Co
Bonne Terre / $18,500
16005562 - Total of 21.250+/- acres can be purchased together or separate - call listing agent for more information. Lot #34 - 5+/- wooded gently sloping acres $18,500. Perfect to build a dream home with a walk out basement. Great area!
Ste. Genevieve / $99,000
17013216 - Great piece of property - fronts Hwy AA and Hwy 32 E - has nice pond, NEW ! well, wooded, flat, electric on property. PRICE 10.73 +/- acres suitable for many uses, approximately 5 miles from Farmington.
Call for Details.
l
ia merc
Com
16060652
Farmington / $399,900
GREAT commercial building on 5+/- acres just outside of Farmington. Approx. 10,000sf of usable space consisting of lobby, gift shop, kitchen, ticket booth, auditorium, stage, side stages & dressing rooms. Seats 700 with parking for 400. The property has multiple uses and could easily be converted for various businesses.
15064134
Farmington / $209,000
Terrific opportunity!! Great location! Great NEW parking around back in a large private E! parking lot that comes with property. PRIC Outdoor patio, cute interior cafe that seats approximately 50+ - Neat kitchen with appliances, dishes and more- Tables and chairs can stay- storage upstairs lots of space.
Member Mineral Area Board of Realtors and St. Louis MLS
CELL OFFICE
e I’ll do th you! for running CaLL ToDay
1136B N Desloge Dr. - Desloge
MusT see
ReDuCeD
Daily Journal Weekly Real Estate
573.747.8099 573.327.8300
17029282
Park Hills / $64,900
Desloge / $64,900
17042244 Festus / $173,900
Great starter home or investment property. This home sits on a corner lot and has a detached garage. The home has a large living room, separate dining room and basement. This is a 1 bedroom home with the potential to be a two bedroom. You will enjoy the nice yard and porch for relaxing at the beginning your day or ending!
3 bedroom home close to Desloge City Park. This home sits on a great lot with a large detached garage and carport. The home has a closed in front and back porch, great for morning coffee or evening relaxation. You will enjoy the spacious kitchen and living room.
Beautiful home built in 2016, the perfect place to call home. This lovely home has an open floor plan, living room with coffered ceiling, hickory floors and a beautiful gas fireplace. The kitchen is stunning with granite counter tops, custom maple/with cherry finish cabinets topped off with crown molding.
NeW
CoMMeRCiaL
NeW
17046901 Pilot Knob / $113,900
Well cared for 2 bedroom, 2 bath home on large lot with detached garage and 2 car carport. This home features a covered front porch and large deck with privacy fence. The 2,000 square feet of living space includes a large living room, family room with fireplace and spacious sun room, giving you plenty of options to entertain family, friends or just relax. NeW
17048260 Desloge / $18,000
17040968 Desloge / $89,900
17048254 Park Hills / $34,900
Business opportunity! 2012 square foot commercial building previously used as a restaurant. The new owner added lots of new items to this operation including 2 new grills, 2 new fryers. stainless side by side, upgraded electrical, new roof, 3 compartment sink and much more.
Great investment opportunity. Home priced under recent appraisal. This home could possibly be a 2-3 bedroom home. The home has a newer furnace, and water heater is less than 1 year old. The home sits on a corner lot and comes with a utility shed.
NeW
NeW
17048987
Great building lot located in within the city limits of Desloge!! Building here you will be close to Desloge City Park and Pool, the local library, North County elementary school, and much more.
Terre Du Lac / $78,900
Very unique property! Must SEE to appreciate! This was previously two condos and was rehabbed in 2009 to one, making 1506 square feet of living space. This home looks like new and has 3 bedrooms and 2 baths. The home has a spacious living room with fireplace, large kitchen with all new appliances, cabinets, counter tops, breakfast bar and beautiful backsplash.
17049490 Bonne Terre / $144,900
This well cared for 2 story home on corner lot with wonderful landscaping is waiting for you!! The large covered front porch is the perfect place to spend time relaxing or entertaining family and friends. The main level of this spacious home includes a living room, dining room, kitchen, family room, laundry room, ½ bath and master bedroom with adjoining bathroom.
Let Vicky Crocker Realty do the running for you! www.facebook.com/vickycrockerrealty
PAGE A7 Friday, June 23, 2017
17026850
Daily Journal Weekly Real Estate Friday, June 23, 2017 PAGE A8
$399,000
17046107
Farmington
Stately Full Brick home on one acre lot in Gorgeous Spring Brook Park Subdivision. Master Suite & 3 large bedrooms on the upper level. Superb floor plan with main floor master suite and laundry. Extraordinary bird watching from the sun room off breakfast and kitchen area. Lovely formal living, dining and family rooms. Wood burning fireplace in the Den. Partially finished basement.
17009748
16076522
16081706
Farmington • $119,500
Farmington • $99,900
Very well maintained Ranch style home in Farmington. Freshly painted with two bedrooms, 2 updated baths...Family room could easily be used as 3rd bedroom. Fenced yard, utility shed and 10x20 covered deck.
Seven Acres and 3 bedroom/2 bath modular home. Wooded acreage, wet weather creek and loads of wildllife! Convenient access to Hwy 67 to travel to either Farmington or Fredericktown.
17041343
17041956
Farmington • $214,500
Beautiful Ranch style home with 3 bedrooms and 2.5 baths on 2.5 acres. Formal living room, spearate Dining area & Family room. Country Living Just on the Edge of town! Includes 10x16 shed with garage door, concrete floor and electric.
Farmington • $234,900
Newly built Villa in 55+ gated community at Butterfield Gardens. Two bedrooms and 2 baths. Open floor plan with vaulted ceiling. Covered patio, gas fireplace, open wood railing staircase.
17008079
Farmington • $218,500
Country living with the convenience of practically being in town! 11/2 story Cape Cod style home on 2.5 acres just on the edge of town. Open floor plan, the great room features cathedral ceilings, balcony, and brick fireplace.
Desloge • $134,900
Newly built 2 bedroom / 2 bath home in Desloge. Big Pantry, vaulted ceilings, big rooms, deck and ready for occupancy. Corner lot.
New Price!
17039156
17031480
Farmington • $649,000
Gorgeous 27 Acre Estate! Two Lakes, huge barn with two car garage plus in-ground pool with diving board and pool house. Stately home looks like a Georgian Plantation.
Mary Hagan, GRI 573-701-1690 E-mail me at: hagan@coldwellbankerhulsey.com
17044670
Farmington • $219,900 Stunning home. From the moment you walk through the front door you will appreciate many custom upgrades. Notice the custom brick/gas fireplace flanked by custom windows, hardwood floors, custom cherry cabinets with crown molding and an eat-in kitchen with breakfast bar.
View ALL Listings... coldwellbankerhulsey.com
Farmington • $89,900
Darling, well-maintained home on nice lot in Farmington. Lovely neighborhood. Covered porch, 10x10 deck, 14x20 shed and full basement on this 2 bedroom charmer. Low utilities! Priced to sell FAST!
Mary Gilliam GRI, ABR 573-760-6480 E-mail me at: mary@coldwellbankerhulsey.com
#WeMoveThisTown
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
#WeMoveThisTown
Call
Mary & Glen Hagan 573-701-1690 573-760-4768
Daily Journal Weekly Real Estate
View ALL Listings... coldwellbankerhulsey.com
16082510
Bismarck • $419,000
Farmington • $134,900
33.2 Acre Farm! Long and winding tree lined drive leads to a lovely 3 bedroom brick home loaded with amenities! Impressive entry with cathedral ceilings and wood floors. Excellent security system and newer furnace and A/C. Deluxe landscaping! Lots of gorgeous stone used on these incredible grounds. 30x48 insulated outbuilding with wood stove plus 55x30 maintenance building with storage area.
Conveniently located and well maintained 2 bedroom, 2 bath condo in Farmington. Close to shopping and entertainment and all the conveniences of town, yet at the end of a cul-de-sac for privacy. Updated in 2011 (see attached list). Priced to sell! Call today for a showing appointment.
17033390
17033061
Farmington • $165,000
Farmington • $249,900
Horse property only 1/4 mile from city limits. 5 Acres, live creek, 5 stall lighted barn with water, round pen and riding arena. Two car oversized garage and 3 bedroom upgraded home with fireplace. New roof & siding, new flooring and upgraded baths. Yard recently fenced with 6x6 posts in concrete and all-weather wood. Nice place!
Lots & Lots of up dates to this very nice home by the River. Great for Swimming & Fishing. 29 acres for all kinds of live stock. Close to Farmington schools & stores. This farm is a must see for your needs and Family dreams of a life time!
17041355
17045629
Bismarck • $107,500 Very nice home in the middle of Bismarck ready to move in and Enjoy! Large Living room with see through Brick fireplace to the dining room. Large Bedrooms, with large closets. Partially finished basement with family room & kitchenette. Could make a third bedroom in the basement. This home has plenty of closets and storage, including a storage shed.
Farmington • $139,900 Spacious 2 Story home on beautiful lot in mature neighborhood of Farmington. Main level offers a large kitchen with granite counter tops, separate formal dining room, living room, full bath and an office/den. Second level has 3 large bedrooms, full bath & utility rm. Detached 2 car garage, newer roof & gazebo with fenced yard. Super Find!
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
PAGE A9 Friday, June 23, 2017
16065536
Daily Journal Weekly Real Estate Friday, June 23, 2017 PAGE A10
Buying or Refinancing Your Home? Tips foR success
(StatePoint) Whether you are purchasing a new home or refinancing an existing one, making smart financing decisions is important. So how do you find the right loan products and lender?
• Research products and terms. Home loans come in two forms: fixed rate or adjustable rate. Fixed rate loans come with terms varying from 10 to 30 years for consumers who want the security of consistent monthly payments plus a rate that won’t change over the life of the loan. Adjustable rate mortgages (ARMs) typically are offered at a lower rate with an initial term of five to 10 years. “A 30 year fixed rate loan is by far the most popular mortgage product with borrowers, but ARMs can be a good option if you plan on moving or refinancing,” says Craig Evans, Ally Bank’s mortgage executive. “When we start a dialogue with a potential customer, we’ll discuss the various options and suggest products geared toward their specific needs.” • Choose a lender focused on your needs. In a crowded mortgage landscape, it’s important to find loan experts to help you through the process. For example, the Ally Home Team is on hand to help home buyers through the home loan experience, from application to close, ensuring they regularly answer questions borrowers may have along the way. “Service and communications are the
biggest considerations when it comes to choosing a lender, whether it’s new construction, buying an existing home, or refinancing,” says Beth Foley, broker associate at Beacon Sotheby’s International Realty.
home loan service offered by Ally Bank, (www.ally.com). Its Affordability Calculator helps you analyze your household income and current financial obligations to estimate how much house you can afford.
• Ask your lender what products fit your needs. For example, Fannie Mae’s HomeReady product may be a good option for first-time homebuyers and millennials. Key benefits include down payments as low as 3 percent, plus these loans are priced similarly to standard loan pricing, and flexible sources of funds can be used for the down payment and closing costs.
• Refinance an existing loan. Refinancing is a potential option if it offers a better rate than your existing loan, allows you to lower your mortgage payment, or shortens the term of your existing loan. If you have considerable equity, it’s also a way to consolidate debt or fund home improvements if used wisely.
• Establish your limits. Some lenders provide useful tools to get you started, such as Ally Home, a new direct-to-consumer
For most people, buying a home is the biggest purchase of their life. Once you find your perfect house, make sure you make the right financing choices to complete the picture.
OFFICE
CELL
573.747.8099 573.327.8300
1136B N Desloge Dr. - Desloge
573-747-8099
I’ll Do The Running For You!
Abe Aubuchon
Broker
573-631-0136
Giving You Peace of Mind!
Amanda Lewis 573-915-2462
Moving You Forward!
www.facebook.com/vickycrockerrealty
PAGE A11 Friday, June 23, 2017
Vicky Crocker
Vicky Crocker Realty is a top producing non franchised Real Estate office in the Mineral Area, helping clients buy and sell property within St. Francois County and surrounding Counties. We are dedicated to achieving results and providing exceptional service. If you are in the market to buy or sell a home, we’ve helped hundreds of families reach their real estate goals, and we want to help you too! Whether you are buying or selling, contact us today 573-327-8300, we have full time agents eager to help you!
Daily Journal Weekly Real Estate
e I’ll do th you! fo r g n i n n ru
Friday, June 23, 2017 ď Ž PAGE A12
Daily Journal Weekly Real Estate
$299,900
17044597
Daily Journal Weekly Real Estate
17046955
$269,950
Harlan Estates
Fredericktown
Attractive brick home nestled on 8.72 acres overlooking a quaint pond! Open and spacious floor plan welcomes you as you enter the home; eat-in kitchen with breakfast bar as well as separate dining is a great place to entertain your guests. Master bath boasts a double bowl sink, separate shower and jetted tub. Full mostly finished walk out basement complete with a family room, bath and rec area. Call today to find out how to make this house your new HOME.
$255,900
17046910
Holiday Park
Farmington
Gorgeous ranch style brick home with some wood floors. Living room has a cozy gas fireplace. Kitchen includes all appliances, separate dining room. Home has three bedrooms two baths, spacious master bedroom, master bath has double sinks, his & her showers and separate tub and shower. Gorgeous sun room overlooking the secluded backyard with in-ground pool. Full unfinished basement and three car garage round out this home.
$255,000
17010961
Stunning!!
Farmington
Looking for room to roam? WOW- this beautiful home has a formal dining room and eat in kitchen with all the appliances, ceramic tile and the utility room conveniently located just off the kitchen. Grab your book and cozy up to the fireplace in the family room or grab a drink at the bar. Five bedrooms on the upper level keeps your entire family together, master bathroom has separate shower and soaker tub. Call today!
View ALL listings... www.coldwellbankerhulsey.com
#WeMoveThisTown
Fredericktown
Walking through the front door you’ll be captivated the beautiful floors, open floor plan and the scenic views this home has to offer. Spacious kitchen with center island, stainless appliances and granite counter tops this home boasts both an eat-in kitchen as well as a separate dining room. Main floor master bedroom with vaulted ceiling, walk in closet and a master bath.
Names You Can Trust!
Kim Hutson 573-760-9789
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
PAGE A13 Friday, June 23, 2017
8.72 Acres m/l
Vicky Crocker
1136B N Desloge Drive Desloge, MO 63601 573-327-8300 573-747-8099
Friday, June 23, 2017 ď Ž PAGE A14
Daily Journal Weekly Real Estate
Real estate
Coldwell Banker Gundaker 502 S. Truman Blvd Festus, MO 63028 636-931-2211
Weekly
Goodson Realty
107 Strauss Dr Park Hills MO 63601 573-431-9654
Nash Realty
510 E. Main Park Hills MO 63601 573-431-5000
Coldwell Banker Hulsey 32 E Liberty St Farmington, MO 63640 573-756-5711
Swinford Realty
My Real Estate LLC 1205 Maple St. Farmington, MO 63640 573-631-8199
Peak Land Company 206 Autumn Chase Lane Farmington, MO 63640 573-756-8860
900 OO Fredericktown, MO 63645 573-783-8231 573-756-5711 Map M pP Provided ided b by:: G Google le
MaTT STaCY
aMY STePHenS
Cell: 573-225-0374
Cell: 314-223-0488
Cell: 573-783-0260
Realtor® Sales Associate
Realtor® Broker Associate
900 Hwy OO FREDERICKTOWN, MO
Realtor® Broker Associate
573-783-8231 www.swinfordrealtyllc.com
REDUCED
REDUCED
Established, high traffic, commercial location in down town Fredericktown. Over 14,000 sq. ft. under roof with a mix of storefront, office, shop/ warehouse space with seven overhead doors. Property includes a separate 672 sq. ft. office building, a tremendous amount of parking and a secure fenced area. Many possibilities here, from its most recent use as an automotive dealership to light manufacturing and anything in between.
Expansive colonial home in great location! 2 story home Features 3 bedrooms & 3.5 baths in over 4000 Sq’ Ft’ of living space. Large rooms, enormous kitchen and plenty of privacy to be found with a living room & Den on the main level and a family room in the partially finished basement. The 2 upper bedrooms feature their own baths, walk in closets and a deck overlooking the nearly 2 acre yard. Outside features include lots of landscaping, a 3 bay detached garage, separate work shop and lots of additional storage. Located just off Hwy 67 in a developing area, this home has lots of commercial & residential possibilities.
NEW LISTING
REDUCED
GREAT LOCATION
#17044933 • 2399 Hwy C • FREDERICKTOWN
#17028307 • 410 Thost Street • FREDERICKTOWN
#17042685 • 202 Armory Street • FREDERICKTOWN
$55,000
$77,500
$67,700
2 bedroom 2 bath country home on 4.48 acres. Wooded setting, large bedrooms, 48x20 shop building and several small outbuildings. Property has county water with a second entrance and water meter, making it a great place to build a second home or would work well for a manufactured home. This place needs a little TLC but has no restrictions and lots of potential!
West side, brick front ranch features 3 bedrooms, open floor plan, oversized garage, 36” doors and no steps from the rear entrance. Outside you will find a low maintenance, shaded yard and several planters with sidewalks around them. This home is in a good location and is very accessible to folks with limited mobility.
Location, location, location! 2 bedroom, 1 bath West side home features an eat in kitchen with nice cabinet space, large laundry/ utility room, central HVAC with gas heat, one car garage and a level 85x150 lot. Would make a great starter or retirement home in a very sought after area.
30x30 SHOP
NEW LISTING
#17036503 • 1000 Opal Drive • FREDERICKTOWN
#17046352 • Madison 537 • FREDERICKTOWN
Well maintained home with convenient West Side Location. 2 beds and 1 bath on the main floor with a walk-in tub. An additional half bath is located in the partially finished walkout basement with the option to add a 3rd bedroom. Low maintenance home with large expenses covered including newer windows, siding and roof. The gas HVAC, range and water heater will help keep utilities down as well. Other features include a large covered back porch, tons of storage space, 17kw backup generator and a 30x30 detached garage with three bays for toys, hobbies or a large RV. This house is as clean as they come and located on a nice corner lot in a great neighborhood.
489 +/- acres of rugged & secluded recreational land. Ridges & hollows full of mature timber, wet weather creeks and unique geological features accessed by a mile long deeded easement set the stage for an adventurous getaway. Miles of ATV trails and signs of abundant wildlife show the promise of a true hunting haven with a little work. If you are truly looking for seclusion, privacy and adventure this tract of land could be for you!
PAGE A15 Friday, June 23, 2017
#17014788 • 139 Commercial • FREDERICKTOWN
#17017527 • 140 South Main Street• FREDERICKTOWN
Daily Journal Weekly Real Estate
Gabe Swinford
Daily Journal Weekly Real Estate Friday, June 23, 2017 ď Ž PAGE A16
17031873
Doe Run - $29,900
Fantastic opportunity for commercial or residential. Lots of road frontage - Great location - Corner lot. 5.53 Acres m/l
Call David Werner 314-402-0176
16067953
Farmington - $181,900
Striking 3 bedrooms 3 baths home located just outside of Farmington! Spacious, open floor plan with vaulted ceilings and fireplace in the living room beautiful maple cabinets in the kitchen. Call Kim Hutson 573-760-9789
17013173
16067938
Farmington - $79,900
Bismarck - $350,000
This remodeled and affordable this 4 bedroom, 1 bath located in Farmington. Freshly painted, new carpet, counter tops, cabinets & all new flooring. Immediate possession available. Call Wanda Sucharski 573-631-9494
WOW! 120 Acres just outside of Bismarck. Property has 200 amp electric service, old barn, well and an RV that stays! Beautiful land with several superior building sites. Call Vanessa Trokey 573-330-6261
5.66 Acres m/l
17043941
Farmington - $289,500
Beautiful ranch home with great open floor plan. Many wonderful features. Hardwood floors, skylights in the cathedral ceiling, custom oak cabinets in the kitchen with center island. Call Tom Stanfield 573-760-6000
15048325
Leadington - $239,900
Gorgeous Brick Home with wrap around porch and full walk-out basement on 2 acres. Open floor plan with big rooms. 3 bedrooms, 3 baths and mostly finished basement. Call Ronda Barks 573-631-1663
New Price!
17005596
16036635
Farmington - $349,900
Farmington - $39,500
Gorgeous home in country setting only 4 miles from town and close to the wineries. Check out this custom built, brick/stone/vinyl ranch with 3800 sq ft of total living space and a 3 car attached garage. Call Richard Deason 573-760-9956
Many possibilities for this large, level commercial lot - High traffic area - 150 x 136.
Call Tom Stanfield 573-760-6000
New coNstructioN
17041037
Ironton - $189,900
Updated, charming and ready for you! Spacious 5 bedroom 3 bath home with room to spread out located only a few steps from the town square. Spacious living room with an electric fireplace. Call Kim Hutson 573-760-9789
17037826
Farmington - $289,000
Very Rustic Kentucky Home,western cedar and vinyl sided,with wrap-around porch,wood floors,cathedral ceiling with loft bedroom ,log staircase. Finished walkup walkout mostly finished basement with new carpet.
Call Cindy Deason 573-760-9979
17034830
17029804
Farmington - $260,000
Park Hills - $79,900
Locomotion Here Fast!! Impatient owners just steam rolled price . . . Hurry and get over - 1440 sq ft with a great covered front porch, two-car carport, concrete drive, off street parking with beautiful yard and landscaping more.
Upon entering the 3 bedroom, 2 1/2 bath home, you’re greeted with an open floor plan with vaulted ceilings and beautiful hardwood floors. The kitchen is perfect for entertaining beautiful white cabinets/ bkfast bar & stainless appliances. Covered porch off the kitchen for enjoying your morning coffee. 3 car oversized garage too.
Call Vanessa Trokey 573-330-6261
Call Wanda Sucharski 573-631-9494
summerfield
17010888
Farmington - $99,900
Charming 2 bedroom 2 bath brick home in established neighborhood. Spacious living room and full partly finished basement including a family room and full bath. Call Kim Hutson 573-760-9789
17039182
Farmington - $239,900
20+ BEAUTIFUL Acres in the heart of wine country!! Includes very nice 4 bedroom/2 bath BRICK ranch with 2 car garage, full finished walkout basement and 21 x 18 covered patio. Call David Werner 314-402-0176
We are using the latest technology to get the most exposure for your property!
17035884
Farmington - $149,900
16078129
Two bedrooms, 2 baths plus sun room, 2 car garage, patio, coffered ceiling in living room - Inground pool for residences - $150 monthly condo fee. Seller moving, possession after 9-11-2017. Call Tom Stanfield 573-760-6000
Farmington - $125,400
Looking for 38 Acres m/l just outside of Farmington? This acreage is wooded and located on Possum Hollow Rd - Great place to build with a view or to hunt! No well or electric - but very close by. Call Wanda Sucharski 573-631-9494
View ALL Listings... coldwellbankerhulsey.com
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32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711