ParklandHomes-Sept_27_2019

Friday, September 27, 2019

Parkland

HOMES

Construction Loans

If you’re building a new home, come see our lending team.

We will work with you one-on-one throughout the building process to take you from blueprints, to the welcome mat.

We offer: • Interest-only repayment options • Receive funds as costs are incurred • Competitive rates and closing costs • Local decisions made by local lenders • Fixed and adjustable rate options See a member of our lending team today!

welcome home Find your dream home inside or online at

Greg Sebastian Farmington NMLS #467063 (573) 705-3338

Janice Bess Bonne Terre NMLS #467058 (573) 534-0226

Ashley Wilkins Terre Du Lac NMLS #1739189 (573) 534-0260

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Friday, September 27, 2019  PAGE A2

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$550,000

19044547

Mini Equestrian Estate! Picturesque setting! 9 acres m/l, Barn with 6 stalls, fenced for horses, scattered trees and big pond. The barn/work shop has a full bath and kitchenette for additional living space. There is a commercial play set for the little ones. This 4 Bedroom/2.5 bath brick home with partially finished basement has plenty of square footage and the proximity to town and the amenities make it a real treasure.

Mary Hagan, GRI 573-701-1690 E-mail me at:

Mary Gilliam GRI, ABR hagan@coldwellbankerhulsey.com 573-760-6480 View ALL Listings... coldwellbankerhulsey.com E-mail me at: We’d

to be your RealtoR®

mary@coldwellbankerhulsey.com

32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711

Daily Journal Weekly Real Estate 

PAGE A3  Friday, September 27, 2019

5 renovations that are better to do in the fall Thanks to its typically temperate weather, fall is the ideal time to complete a number of renovations. Here are some types of projects that are best to undertake in autumn.

1. Update the siding. Nothing boosts your home’s curb appeal like a fresh coat of paint or brand new siding.

2. Repave the driveway. A freshly paved driveway will stand up to the harsh winter weather that’s approaching.

3. Repair or replace the roof.

Your roof protects your home against rain, snow and wind. If yours is due for a renovation, fall is the best season to complete the task.

4.

Change the windows and doors. Much like your roof, your windows and doors play a big role in keeping your home comfortable and dry.

5.

Remodel the kitchen. If you schedule it right, you could complete your kitchen renovation in time to do your holiday baking in the updated space.

Most of these projects will increase your home’s value. They’ll also protect your home from the elements and, in some cases, help to lower your monthly energy bills.

CELL OFFICE

Daily Journal Weekly Real Estate Friday, September 27, 2019  PAGE A4

573.747.8099 573.327.8300

e I’ll do th you! for running New LisTiNg

#vickycrockerrealty

1136B N Desloge Dr. - Desloge

New LisTiNg

19070233

19070096 Bonne Terre / $114,900

Well cared for 2 bedroom home on large lot with attached & detached garages. This lovely home has a spacious living room with large adjoining dining room. The kitchen has lots of cabinets & counter tops for meal preparation along with space to eat in if you are looking to enjoy a quick meal. You can also relax in the family room with electric fireplace or the all season room is perfect for spending time with friends & family

desloge / $99,900

2 bedroom home in a great neighborhood in Desloge. The openness of the living room/dining room is great for family gatherings. The home has a newer roof, chain linked fenced back yard and detached garage with access from the alley. You will appreciate the charm and character of this lovely home. The back porch is covered and makes a great spot to relax or spend time with friends.

19063183 Farmington / $84,900

You will love this charming well taken care of home just outside Farmington.

This home has many new updates. From the completely remodeled bathroom, updated kitchen with new tile & cabinets, new flooring throughout the home, to the all new pex plumbing & completely remodeled laundry room this home is everything you need. Outside the home you are sure to enjoy the park like setting & additional parking with a detached garage and carport.

reduced

18082545

19063092

Farmington / $399,900

Custom built/vinyl brick home on 3.38 acres with high efficiency Anderson windows, geothermal HVAC & cellulose insulation.Living room designed with a beautiful natural gas stone fireplace with natural cut & polished stone hearth & built in bookcases. Stunning kitchen entices any cook, custom cabinets/back splash, quartz counter tops, beverage cooler, wine rack, 50yr old butcher block, pull outs for beverages, spices & more.

19062923

Farmington / $439,000

One of the most unique homes you will ever see!This home has approximately 4650 sq feet of living space with a total of 5 bedrooms, 4 full baths, 3 half baths &4 1/2 garage spaces. This home is designed with the option of living space for separate families or to accommodate guests with their own “cottage”. Main home features 9’ ceilings, a spacious great room with engineered wood flooring.

19010603 Festus / $240,000

BACK ON THE MARKET NO FAULT OF THE SELLER! Beautiful renovated 3 bedroom 2 bath home in Jefferson R-7 school district sitting on 5.38 acres! Entering the living room you will be in awe of the cathedral ceilings with sky lights, hard wood floors, and cozy wood burning fireplace. Natural light floods the living room and kitchen, making the heart of the home a relaxing and inviting space.

19062211

Leadwood / $72,500

Terre du Lac / $425,000

2400 square feet all on one level. Property was once used as commercial so floor plan is very large and open. This is a great opportunity to finish interior as you wish. There is a lot of potential and plenty of open space to add more bedrooms if needed. Property includes a large lot as well as ample parking.

Stunning lake front home on beautiful Lac Lafitte in Terre Du Lac. This home has great curb appeal with brick front and lots of landscaping. It has close to 4200 square feet of living space! This is a unique home with a very large great room which includes a vaulted ship lap ceiling in the living room section, hearth room with stone wood burning fireplace.

19006571 Bonne Terre / $489,900

Location, Location, Location. Starting a new business, looking to relocate or possibly take over the existing business. This 7800 square foot, metal Morton Building is ready and waiting. The property consists of 2.2 acres, with road frontage on Berry Road not far from Highway 67. Multiple possibilities are available with this amount of square footage.

Let Vicky Crocker Realty do the running for you! www.facebook.com/vickycrockerrealty .facebook.com/vickycrockerrealty

Daily Journal Weekly Real Estate 

PAGE A5  Friday, September 27, 2019

Paint your white trim black to make a bold statement

Outside your home, painting the trim around your windows and doors black makes your house’s facade look stylish and modern. Why not bring the concept indoors and paint your moldings and baseboards black? This daring idea will undoubtedly energize the room(s) where it’s applied.

Why do it Your black trim will contrast what-

ever color is on the walls and lend the space a unique look. Ordinarily plain rooms become defined, audacious and more exciting.

Additionally, black trim is great for making points of interest pop.

Whether it’s a stunning view, amazing wallpaper or high ceilings, black draws the eye to the things that you want people to notice.

Finally, unlike other bold colors, black will never go out of style. This means that even if dark trim is a dramatic choice, it won’t feel dated in a few years.

How to do it As with other types of painting jobs, preparing the space will take longer than applying the color. Since dark tones tend to highlight imperfections,

taking your time to get things ready before starting is especially important.

Begin with carefully sanding, filling holes and repairing damaged trim.

Then, using painter’s tape, carefully protect the walls and floors. Two or more coats of paint are needed to ensure even coverage.

Daily Journal Weekly Real Estate Friday, September 27, 2019  PAGE A6

How to use metal ceiling tiles to make your home shine Metallic accents are trending — are you looking for a they’re available in a range of sizes, colors and styles, new way to bring the look into your home? If so, metal you’re sure to find some that suit your taste. ceiling tiles may be the way to go. Here are some ways to use them.

• On the ceiling. They’ll provide a charming, traditional look anywhere you place them. The kitchen is a great place to start, but entranceways, bathrooms and dining rooms are also ideal.

• On a wall. Create an accent wall in your living or dining room. Or, use them to create a unique backsplash in your kitchen.

• As an accent. If you love metal ceiling tiles, but prefer a more subtle look, use them sparingly. They look great alongside a kitchen island or against the base of a home bar (where the stools go).

Metal ceiling tiles can be used to bring either a vintage or modern touch to your home. And since

ConvenTional loans

Most homebuyers get this type of loan, which is available through standard lenders.

Typically, you put down 20 percent of the price of the home with this type of loan; buyers who put down a smaller amount (3-5 percent is common) often pay mortgage insurance. The government sets a maximum loan amount for these types of loans, which are also known as conforming loans.

va HoMe loans

The veterans affairs administration has a program to help military veterans, soldiers and their families buy houses. You get these loans through a private lender, and the va guarantees some percentage of it, which gives you, the borrower, better terms for the loan, often including a smaller down payment or no down payment at all and no mortgage insurance.

FHa loans

The Federal Housing administration’s program regulates and insures loans from private lenders, which let potential buyers pay a 3.5 percent down payment and do not require as high a credit score as conventional loans.

These typically come with a higher interest rate than a conventional loan but is more accessible to a buyer whose credit or cash flow is limited.

UsDa loans

The Department of agriculture offers loans to buyers who want to build or buy in rural areas. These are for low- to moderate-income purchasers; they do not require a down payment, and you pay a lower mortgage insurance rate.

Your lender can tell you the income requirements and what areas in your city qualify as rural.

Down PaYMenT assisTanCe

some local governments and area nonprofits offer down payment assistance programs, usually for first-time or low-income homebuyers. Cities may do it to help employees overcome a high cost of living and get them connected to the town. some of these are grants; often they’re second loans that are forgiven over time or that you repay when you sell your house.

PAGE A7  Friday, September 27, 2019

Talk with your real estate agent or lender to see which programs you may qualify for.



uying a home is a big investment. For most of us, it’s the biggest loan we’ll have in our lives. The Consumer Financial Protection Bureau discusses the different types of loans, many of which are available through private lenders and partially guaranteed by different federal programs, thus offering benefits for people who qualify.

Daily Journal Weekly Real Estate

B

Types of Mortgages

Daily Journal Weekly Real Estate Friday, September 27, 2019  PAGE A8

Reduced

18083999

Park Hills • $42,900

Cute 3 Bedroom home on corner lot in Central School District. This is a Fantastic buy! Enjoy the covered front porch and large yard in this convenient location.

Call for a tour!

18010535

Bonne Terre • $879,900

Commercial land in Excellent location for your next endeavor! 40 acres with frontage on Hwy 67, and easy access from Stormy Lane. Your new building could be seen for a long way down the highway. Great visibility - even better than a billboard! Endless possibilities with this tract of land.

Mary Hagan, GRI 573-701-1690 E-mail me at: hagan@coldwellbankerhulsey.com

View ALL Listings... coldwellbankerhulsey.com We’d

Mary Gilliam GRI, ABR 573-760-6480 E-mail me at: mary@coldwellbankerhulsey.com

to be your RealtoR®

32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711



outdoor furniture can be the spotlight for great times during a get together or barbecue, or a serene place to relax after a long day. You can also create a backyard paradise by building a gazebo or covered porch to keep your furniture away from harmful weather elements.

PAGE A9  Friday, September 27, 2019

If you are not an expert at DIY craftsmanship, don’t hesitate to call a licensed contractor. In some cases, you may need special permits if you will be adding on to an existing structure. A quality builder can ensure your new addition will be constructed legally.

Where to BuIlD Your Porch constructing a covered porch creates a great escape to hide from the summer sun and remain dry while you watch a passing rain storm.

Where you build it requires some strategic planning.

First, you should consider the layout of your yard. Avoid building it in areas where water puddles up during the rain or consider installing an efficient drainage system.

If you will use it as the setting for your outdoor kitch-

Daily Journal Weekly Real Estate

covered Porches and other Structures

en, make sure the roof is high enough to avoid damage from grill flareups and nearby electrical outlets if your equipment requires a power source.

You should also consider if it will be an independent structure or an addition to a current building. having a covered retreat right outside your backdoor can create a great point of access to your

home.

WIll It hAve An oPen PerImeter?

When creating your porch or gazebo, you should also ask yourself if it will remain open or have rails or screens around the perimeter.

Wood or vinyl railing can create an attractive aesthetic while providing safety for children or pets. Wood can be easier on your budget but

requires regular maintenance to ensure its quality isn’t compromised. vinyl or composite lasts longer with little care but can be much more expensive.

For gazebos or standalone structures, surrounding it with a screen perimeter can offer great benefits. the area can be a great place to allow small pets to go outside and enjoy the

warm temperatures without fear of them running away or becoming injured in the yard.

An enclosed area is also effective in eliminating the risk of pesky insect intruders to ruin your outdoor plans. consider installing a permanent perimeter or take advantage of modern removable screens that are operated with high-quality zipper systems.

Daily Journal Weekly Real Estate Friday, September 27, 2019  PAGE A10

How to use ‘Living Coral’ in your home With summer almost here, the time of year is just right for decorating with Pantone’s colour of the year, Living Coral. This pink-orange hue is bold, vivacious and perfectly suited to the season’s most festive occasions. Here are a few ideas for using it in your home.

• As an accent. A little Living Coral goes a long way. Add one or two throw pillows for a pop of colour that screams summer. For a bolder look, paint a dresser or upholster a chair.

• On your walls. A splash of this colour can

brighten up a windowless room or create an energizing environment for a nursery or playroom. If you’re reluctant to use it for an entire room, consider painting just one wall.

• Outside. Does your front door need a makeover? Then give it a fresh coat of paint. Living Coral makes a big impact and will increase your home’s curb appeal.

No matter how you use it, this lively shade is sure to brighten your home.

17093787

19031001

Farmington • $1,595,000

207 acres +/- in extraordinary location with super easy access from Hwy and outer road. MANY possibilities. Residential development, commercial development, area for hotel, carwash, convenient store, restaurants, etc. Appraised for MUCH more than asking price.

10 Acres just outside Farmington in Beautiful St Francois Hills Subdivision. Lots of gorgeous homes in this subdivision. Convenient location to town. Property is priced to sell!

Hottest Commercial Location in Farmington! 5.8 Acres with easy access off Hwy 67, Maple Street and Woodlawn Drive. No need for a billboard - let your building and business do the advertising to all the heavy traffic on Hwy 67.

18093602

17042306

19066795

Farmington • $144,900

Farmington • $475,000

Bonne Terre • $175,000

Excellent location. Home has perfect setting in the country, but right at the edge of town. Two stories, 4 bedrooms, 1.5 baths on just over an acre of ground. Must see! Immediate possession after closing.

Beautiful wooded tract lying between Highway 67 and West Outer Road. This is a PRIME location! Joins city limits for utilities. This tract contains 12.12 acres more or less. Great investment.

Looking for a home with loads of space? We found it! Four bedrooms, 3 baths, 2 laundry rooms, living room, family room, breakfast and dining room too. Stone fireplace in Master bedroom with doors to deck. Two levels of finished living space on a 3 acre lot.

17080729

19025292

17085879

19038927

Bonne Terre • $399,900

Farmington • $399,990

Farmington • $179,000

Piedmont • $239,900

FANTASTIC Investment Opportunity! Income producing real estate. FOUR big storage unit buildings containing a total of 71 units; plus two residential rental homes on 5 acres. Room for expansion!

Stunning Home. Designer kitchen with stainless appliances and copper farmhouse sink, handscraped wood floors, great room with vaulted ceiling and stone fireplace.

Hard to find property so close to town. This is an awesome wooded tract in Farmington School District. Nearly 40 Acres of ground. Fantastic hunting property. Fabulous building site too!

Almost 5 acres, 5 cabins, office and pump house for your own personal resort. Gorgeous view of the lake!

Clearwater Lake is an awesome recreational lake.

Great fishing, swimming and boating. Wooded lot.

Mary Hagan, GRI 573-701-1690 E-mail me at: hagan@coldwellbankerhulsey.com

View ALL Listings... coldwellbankerhulsey.com We’d

Mary Gilliam GRI, ABR 573-760-6480 E-mail me at: mary@coldwellbankerhulsey.com

to be your RealtoR®

32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711

PAGE A11  Friday, September 27, 2019

Farmington • $39,900

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Farmington • $2,950,000

Daily Journal Weekly Real Estate

19022931

Daily Journal Weekly Real Estate Friday, September 27, 2019  PAGE A12

783-8455 • 756-2110

18 Court Square - Fredericktown

RAY STATLER 573-783-9921

CARLA SMALLEN IVAN STATLER KIM UNDERWOOD TARA HALE EMILY WINKELMAN 573-561-4175 573-783-1316 573-783-1410 573-783-1848 573-944-4178

PRICE REDUCED

212 E KELLY ST • FREDERICKTOWN $61,000 • #19026841

2 CR 740 • GRASSY $1,399,000 • #19047698

What A Charmer! All newly renovated home with 2 759 Acres near Castor River . Mostly wooded . lots of frontage would allow fro Bds. 1 bath . Large eat-in style kitchen with breakeasy access & possibly subdividing .Lots & fast bar. all hardwood floors has been all redone Lots of Wildlife.. Brick home would make and beautiful. Front porch is the perfect place for that dream swing and spending evenings setting out a great retreat, Home or Hunting Lodge.

Large tracts with easy access are getting there enjoying family and friends. Home sets on a harder to find . You or you & your hinting Corner lot. Shed does not stay with the property.

Call today to set up appointment to view this quaint buddies need to call us on this one!! New survey all ready to go! home. Make a Great starter Home.

3 PARCELS THAT JOIN GOV’T LAND DEER SEASON IS COmING!!

Check out these listings.

Hwy 67 access joins 1000’s acres of Gov’t land.

LD

508 WEST MAIN • FREDERICKTOWN $189,000 • #19055187

Elegant design and modern luxury at its finest! One of a kind remodeled home with unique, original character, Built in 1892. This home sits on a half acre lot of land in a very sought after neighborhood. A beautiful staircase enhances the entrance of the home.

The main level includes a family room, living room, large laundry room, dining room, breakfast area, and a generously-sized kitchen.

A full-sized bathroom with a jacuzzi tub is a great addition to the main level. Several closets are located along the hall ways to each room. The second story is a divided bedroom floor plan. The master suite is made up of a 20X15 bedroom, full-bath with double sinks, large tub, and a walk-in closet. Three additional bedrooms and a full-bath is located on the second floor as well. The yard is neatly landscaped in the front and fenced-in in the back with a 24X20 garage/workshop.

PRICE REDUCED

O

S

HWY 72 & OO • FREDERICKTOWN #19011049

109 AZALEA DR • FREDERICKTOWN $279,900 • #19060668

Custom built Georgian 2 story home located in the park like neighborhood of Pine Castle Estate! This 4 bedroom 4 bath 3,167 sq ft home offers a main floor master suite, featuring his & hers walk-in closets, double sinks, large soaking tub, and separate shower. The kitchen has custom birch cabinets with granite tile top island, and all s.s. appliances. The breakfast area offers a view of the back deck and yard leading to the Little St. Francis River. This gorgeous open floor plan features full length palladium windows and beautiful granite tile fireplace. Three bedrooms and a full bath are located upstairs and the basement is equipped for entertaining with full kitchen, gameroom, home theater, bath, workshop and lots of storage. Enjoy the quiet atmosphere of a country setting from the back deck!

WE APPRECIATE YOUR BUSINESS!!