Work From Home For Women March 2019

Thank you for checking out this months issue of CWN for Women, I am Wendy Benton, your founder and designer of this magazine. We love helping share success stories about women around the world. All advertisers in this magazine are home based entrepreneurs who have chosen to be home with their families rather than work corporate America. Please support our advertisers, and this magazine.

Read it! Share it! And come back each month for more.

If you would like to be featured in it. Please message us at ChristianWomenNetworking1@gmail.com God Bless!

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ur affordable system provides you with basic strategies and valuable information to help optimize your current salary, while providing a business opportunity to increase your gross income. This unique combination allows our members to minimize debt and build credit, while paving the way to increased cashflow and financial success.

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al spirit, has brought me where I am today. I did not come from money, but I quickly learned to make my own. Being a single parent of a threeyear-old daughter at age 34 was not easy, but i started a cleaning business which I have owned and operated for over 20 years. I believe that God has given me the strength and guidance that has helped me make my way through the obstacles of everyday life. I feel blessed that my parents taught me at a young age that I could do anything I put my mind to, and that belief holds true today. That is the very foundation that has kept me going. I guess you could say I have always been a woman of faith!

asked if I would take a look at what he was doing to supplemen his income. It was everything I was looking for, and more.

Now I want to create a stream o income that I can feel good abou sharing with everyone. This com pany has allowed me to dream again. I will be debt-free in the f ture. After my bills are paid, I want to help my father retire, as he works too hard. I also would like to travel. There is a big worl out there to see! So far this com pany has given me more free tim with my family, and I have more income as well. My biggest wish to help people get healthy and show them a way to alleviate the stress of worrying about the future.

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y lost 44 pounds, her son lost 30 pounds and her mom lost 24 pounds. How did they do it? Well, all from doing the KETO Lifestyle.

Wendy began looking at the Keto program because her 15 yr old son had severe epilepsy and wanted to know what she could do to help him. She was desperate since the neurologist said he was having constant seizures and wanted to send him to Duke Children’s Hospital for a study to see if he was a good candidate for brain surgery.

She began researching online what she could do to help him. That is when she found the Keto Lifestyle.

The ketogenic diet was a treatment for epilepsy and discovered in 1921 by Dr. Russel Wilder, MD, of the Mayo Clinic. At about the same time, German biochemist and Nobel laureate Otto Warburg published a study showing that cancer cells, unlike normal cells, use glucose for energy. (Recent interest in this theory has prompted both animal and human studies showing striking results of the low-carbohydrate [low-glucose] ketogenic diet in certain cancers.)

It was found that children who had epilepsy could begin a Keto program and either eliminate completely or help their seizures tremendously without any medication.

After learning of this Wendy decided that it was in her best interest to put her son on this immediately.

Knowing it would be hard because she delt with a teenage boy who love pizza she knew it had to be done.

What Wendy did not realize was what effects it would have on her family. During the first few weeks her son began losing weight and the seizures stopped. Wendy began losing weight and feeling better. And life began to change.

Wendy became obsessed with helping her son feel better and not have to go through the ordeal of brain surgery.

Breakfast: Bulletproof Coffee every morning

Lunch: Tuna Salad

Dinner:

(coffee, 1tbsp ghee butter, 2tbsp mct oil)

Keto Pizza Pockets

Keto Pizz

Eggs, sausage, cheese casserole

Grilled Chicken Salad

Chicken

Hemp Seed Oatmeal Keto Pancakes

Keto Las

It was not until their first visit back to the neurologist that made Wendy realize that what was happening in her home was nothing short of a miracle.

Not only was it weight loss, but her son was almost seizure free, and the atmosphere in her home had changed.

You see when someone has epilepsy it messes with their emotions and mood. Wendy shares how her son was always angry, or mad and mean to everyone. As a mother it was very hard on her and she just did not know what to do.

After being on the keto program, her son started being happy, and nice and everything in her home changed.

Wendy became so passionate about this that she started helping others get on the Keto Lifetstyle.

Wendy says “I’m Keto for Life�

If you would like to know more about the Keto program, and what exactly Wendy did, go to

za and Broccoli Casserole

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The quick guide to budget-friendly road trips

You only need one day to get away, so research destinations you can get to on one tank of gas. This keeps fuel costs down, and because you don't need to stay overnight, you won't have to budget for a hotel. What's more, people tend to forget the beautiful spots just a few hours away from home, so be sure to bring a map and see which direction catches your attention.

"The great American road trip is still very much alive, and we’re not just talking long endurance cross-country trips. Places you can go from your own hometown and return on just one tank of gas," says Peter Greenberg, Emmy-award-winning producer, writer, radio broadcaster and TV correspondent. "If travel can be defined as an experience that is absolutely meant to be shared, then the road trip is still very high on my list. It offers shared adventure, shared experience and shared storytelling."

Fill up tires

(BPT) - Does wanderlust have you longing to get away? Consider the possibilities of the classic American road trip. With a tank of gas, the right attitude and some smart supplies, you can explore amazing locales on a budget.

Of course you'll want to check your fluid levels, wiper blades, and spare tire before you leave. One of the best ways to maximize your vehicle's fuel efficiency is to make sure tires are properly inflated. According to the U.S. Department of Energy, you can improve your gas mileage by 0.6 percent on average and up to 3 percent in some cases simply by keeping your tires inflated to the manufacturer's recommended pressure.

Start planning your next affordable road trip by following these smart tips and tricks: Strive for a high MPG Discover one-tank destinations

Some cars have better fuel economy than others. With a practical design and impressive fuel efficiency, the Toyota Corolla Hatchback is ideal for road trip adventures. Getting up to an EPAestimated 42 miles per gallon on the highway, you won't have to limit your road trip due to fuel cost concerns.

Plus the roomy design makes it easy to get comfortable and enjoy the ride. Learn more at www.toyota.com.

Create comfort Remember the journey should be as much fun as the destination. Clean out your car, make sure windows are sparkling clean to take in the views, pack car-friendly snacks and drinks, and bring along cozy pillows or blankets. Technology can create comfort, so charge those digital devices and utilize your vehicle's features. For example, the Corolla Hatchback has Apple CarPlay and Amazon Alexa Connectivity, so podcasts, music and directions are always ready.

Pack smart Whether you're on an impromptu or well-planned road trip, you can ease costs and streamline fun by packing wisely. Things like sunscreen, sunglasses and comfortable shoes are must-haves for any road trip. After all, you never know what adventures will come your way. Consider packing sandwiches — the ultimate road trip food — which are great for eating in the car or on a picnic so you don't have to buy full meals.

"Some of my most amazing travel memories are from one tank road trips," says Greenberg. "I think everyone should make these excursions part of their travel plans. They are fun, affordable and great for people of all ages."

4 Ways Female Founders Turbocharge Their Businesses (BPT) - Women are starting businesses at a record pace —

motivated to pursue passions, financial independence and the flexibility that eludes most traditional jobs.

In the U.S. alone, women entrepreneurs generate $1.1 million in revenue on average across retail, professional and personal service businesses that have operated for 11 years. This stat comes from Visa’s new ‘State of Female Entrepreneurship’ report, which informed their recently announced program, She’s Next, Empowered by Visa, a global initiative to support and champion women in their efforts to grow their small businesses.

That’s powerful stuff, highlighting the important role women entrepreneurs play in the prosperity and economic development of local communities. The typical entrepreneur is 42 years old and earns nearly $110,000 in household income a year, making a profound difference in building and supporting families in the community.

Clearly, female founders are coming into their own. In fact, the Visa study found that 79 percent of American women entrepreneurs feel more empowered now than they did five years ago.

Still, key challenges exist: 73 percent say funding does not come easily, and nearly 2/3 use their own funds to get started. Assembling a good team, finding the right tools and dealing with competitors are among the biggest challenges keeping women entrepreneurs up at night.

For any entrepreneur, it can feel like there’s never enough time or resources to grow a business.

To help other entrepreneurs and based on insights from the ’State of Female Entrepreneurship’ report, Visa polled four areas women entrepreneurs focus on to turbocharge success: Find mentors: More than twothirds said they wanted advice from fellow entrepreneurs. Re-

latable role models and mentors are invaluable when you’re making the leap to starting or building your own business.

Find your feet: Strategy development is critical for women starting up their own company. Assembling a good team was a challenge encountered by 37 percent of women founders. Other challenges include: finding the tools to grow and manage their business (36 percent), competition (36 percent) and growing as quickly as they need to (33 percent). Have a plan and pursue your vision.

Gather capital to invest in your business: Cash flow is the lifeblood of any business. Respondents cited profits and revenue growth as the top two priorities for improvement. Thirty-two percent of women would direct additional funding toward newer technology.

Put in overtime: When building a business, time is precious. Given the investment and high stakes that come with the territory, it comes as little surprise that a majority of women entrepreneurs (56 percent) are putting in more work hours than before they started their business.

If you’ve joined the ranks of female entrepreneurs, find support and resources by signing up for the Female Founder Collective, and visit She’s Next, Empowered by Visa where you can download and print a toolkit with tips and advice to help build and sustain your company.

5 tips to avoid email scams this tax season (BPT) - Email phishing scams and attempts to steal

your information are on the rise as the April 15 tax filing deadline nears, so how can you avoid falling victim to one of these schemes? Phishing attempts have become much more sophisticated in recent years, so it’s even more important to be vigilant in order to protect your personal financial information. In the month of February, Microsoft security experts saw an average of 300,000 phishing encounter attempts across its browser platforms — every single day. These attempted scams will only increase as tax day approaches.

Here are a few simple tips to avoid falling prey to phishing scams.

1. Watch for suspicious emails. Be suspicious of any unexpected emails, and avoid clicking on links or attachments, especially when the email seems “off” to you, or unexpected, like an email from a tax preparation service, your credit card company or a financial institution. Although the email may appear to be genuine on the surface, if it is not part of your regular interactions with the company, it’s worth further scrutiny. You’re always safer using the direct URL of the company and accessing your account from there to process any transactions or to check your account, not by accessing from a link inside an email. Also, any emails claiming to be from the I.R.S. are most likely bogus, as the Internal Revenue Service does not initiate interactions via email, phone, social media or text, and uses the U.S. Postal Service for nearly all communications with taxpayers.

2. Carefully inspect URLs. You can simply hover over links within the suspicious email with your cursor (without clicking it) to view the URL. See if it actually goes to the website where it claims to direct you. URL shorteners provide convenience, but they can sometimes make the inspection difficult. When in doubt, use your search engine to find the correct company URL and go from there. You can also hover over the email sender’s

email address to see if it matches the sender you’re expecting.

3. Be wary of all attachments. If you haven’t just made a purchase for tax processing software or used a tax preparation service, don’t be fooled by getting an email containing an invoice from a tax preparation service or software company. Sending fake invoices for services or products is one of the top methods that attackers use to trick people into opening a malicious attachment that could automatically execute malware on your computer.

Malicious attachments could also contain links that download and execute malicious programs if you click on them. PDF attachments that contain innocuous-looking links can lead to users accidentally downloading malicious software designed to steal their credentials.

4. Don’t rely on passwords alone. Whenever possible, opt to use multifactor authentication like the Microsoft Authenticator app for managing your "manage service account" logins and Windows Hello for easy and secure sign-in to your Windows 10 device. They enable biometric authentications such as your face or your fingerprint to quickly and safely log in across devices, apps and browsers without you having to remember passwords. With a Microsoft account, you can also securely and automatically sign in to other cloud-based applications including Bing, MSN, Cortana, Outlook.com and Xbox Live (PC only).

5. Keep your software current. Run a modern, up-todate operating system, such as Windows 10, and make sure to stay current with the latest security and feature updates, in conjunction with using built-in anti-virus protection like Windows Defender Antivirus.

Don't fall victim to sophisticated phishing attempts via email. Protect your personal information by informing yourself about the latest scams. With just a little extra care and vigilance, you should be able to steer clear of “phishy” emails and other scamming attempts this tax season.

Debra Myers Why I do what I do all from home.

Hello, My name is Debra Myers and I would like to share my story with you on WHY is started working from home. In October 1998, my oldest daughter was born. Shortly after she turned 1, we found out that she had Cerebral Palsy and she also has epilepsy. In January 2001, our other daughter was born. These two are something else. They keep me on my toes all the time. In 2010, I found out that I had Triple Negative Breast Cancer. Life as we knew it was changed forever. Thing are going GREAT now, 7+ years and still going strong. I have been looking for something to do from home because it's hard to work a full time job when I would get a call from the school telling me that I needed to come get my daughter because she was having seizures. So, I started really looking into a home base business.

Then I talked with an friend that I grow up with and she told me that she was working from

home.

The business she introduced me too was a true home business that allows me to work from home and make a full time income working part time hours using my laptop or smartphone. It has truly been a life changing business. You will appreciate the fact that anyone no matter where you live, what experience you have you can make an income with this business. I would love to speak with you personally. Fill out the form below and I will personally call you and give you additional info about what I do all from home. The information is free to receive. Thank you for reading my story and I look forward to talking with you soon.

To connect with Debra click here

5 tips for the healthiest hair

4. Don’t over-wash. Depending on your lifestyle, hair type and personal styling needs, giving your hair a rest from daily washing can help further protect your hair from damage. Try a good quality dry shampoo to maintain hair’s natural bounce and beauty.

(BPT) - The changing seasons, environmental factors, overuse of harmful products and ingrained grooming habits can actually be damaging the health of your hair. Getting the strong, shiny hair you want is as easy as following a few 5. Use naturally based products. Avoid potensimple tips for the health of your hair and scalp. tially harmful ingredients such as parabens, polyethylene glycol, petrolatum, mineral oil, paraffin 1. Wash in lukewarm water. Washing your hair wax, plastic microbeads, formaldehyde releasers, in overly hot water can strip too much of the hair and harmful colors or fragrances. MONAT offers and scalp’s natural oils and moisture, and leave dermatologist-tested, naturally based shampoos your hair looking and feeling dehydrated. Using and conditioners that do not contain these harmlukewarm or even cool water (which can feel ful ingredients. Additionally, all MONAT prodgreat in the summer!) while you shampoo and ucts are cruelty free, vegan and Leaping Bunny rinse helps protect your hair and your scalp.

Certified.

2. Dry with warm or cool air. Blow drying daily using the hottest air setting can damage hair over time, causing frizz and split ends. First, air dry for a while or gently towel dry the hair then choose the warm or even cool setting when drying. You can also get a diffuser attachment to use on the hair dryer to help reduce damage while styling.

3. Treat hair before washing. To help replenish moisture and give your hair a healthy boost, use a pre-shampoo treatment such as MONAT’s REJUVENIQE Oil Intensive to provide much needed nourishment that washing alone may remove.

Just one pea-sized drop of this product will nourish your hair, and it can be used either as a pre -shampoo treatment, intensive hydrating treatment or as a leave -in finishing treatment. REJUVENIQE was developed as a result of MONAT’s researchers scouring the world to uncover 13 unique ingredients, including Abyssinian oil (selected for its remarkable rejuvenating properties), antioxidants, beta-carotene and omega-3 fatty acids to balance and benefit the hair.

Treating your hair with the same gentle care you give to your skin will show visible results. It will also maximize your hair cut and style giving you the strongest and most vibrant locks you’ve ever had.

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companies in hopes of finding her niche and a business she loved as much as she did the clothing company. Throughout these ventures, she did not find exactly the right fit until she started with a health and wellness company. She realized the concept of helping people live healthier, happier and longer lives warmed her heart and this has been her focus for many years.

She recently decided to join her husband in retirement but was introduced to a new company with an awesome proprietary product. Having researched the company and the product, she realized it was too special to not share with everyone she knew. So, she jumped in the network marketing arena again working as a founding udy Sasser lives near Raleigh, NC in member, learning all about the product, and Smithfield, NC and has lived there for 55 years. getting ready to share it. She is so happy because Judy is married and a mother of two grown the company has just children. She has six grandchildren who are living launched and now she and one grandson who passed away at the age of can spread the word four. of a product that no Judy started her network marketing career in other company has.

1984 with an all natural, handcrafted jewelry line.

This product is made When this company closed, she became the first with Adaptogens and consultant with Multiples At Home and did many Antioxidants to help home presentations demonstrating the versatility repair, rebuild and reof the one-size fits all knit fashions. She balance the body. It developed a very large team of women across works especially to the nation who loved this line and did remarkahelp with stress. ble sales. After 10 years, this company was sold What are adaptogens: to a large clothing manufacturer who decided

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that they did not want to continue a home based business division.

After that, Judy tried many network marketing

This stress relief product sounded just like something Judy needed. She has experienced many ups and downs in her life, including a twin grandson with leukemia, the death of her precious four year old grandson, and a serious wreck on an interstate highway when an 18 wheel truck pulled into her auto, projected her car into the air in front of it, and then came back to hit her again. She witnessed the truck coming directly at the driver’s side of her car and could only pray. The patrolman told her she should have flipped many times and it was a miracle she was alive. She experienced PTSD from this and has continued to be bothered with big trucks on the highway but recently discovered on a trip to FL that her anxiety has almost disappeared on the highway. The only difference from before was the use of her new stress relief product!

She realizes that coming out of retirement was a blessing and will also be the same for all the people to whom she shares this product.

emotions and behavior are damaged. Please look at some of the photos with explanations of stress and see if you fit into one of the categories.

And, yes, children can suffer from anxiety/stress and it definitely takes a physical toll on them.

Does your child suffer from anxiety, behavioral issues, trouble concentrating, trouble following instructions, and other such problems? You need to see some testimonies on children taking our product.

Please contact Judy to receive a selfevaluation quiz to determine your level of stress and to receive more information on this all natural, scientifically proven product. Many years of research and clinical trials have proven the effectiveness of this product and the fact that it is safe for everyone.

We are happy to be introducing it through the word-of-mouth method with network marketing.

We have a new customer site where you can learn all about our products and how you can try them with our 60 day guarantee of “It Works or It’s Free!”

Many people are not aware of the fact that they are stressed and especially that stress Continue to next page —————-> can really affect their health. With prolonged stress, our body, mind,

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6 nutrition trends and fads explained (BPT) - The expanded variety of health and wellness options available today can be confusing for consumers who are trying to learn all they can to make the most informed, healthy choices for themselves and their families.

Below, Dr. Nicole Avena, assistant professor of neuroscience at Mount Sinai School of Medicine and visiting professor of health psychology at Princeton University, explains six popular nutrition trends including sustainable snacks, new plant-based milks, prebiotics and probiotics and the latest on gummy supplements vs. traditional vitamins: 1. When it comes to a caffeine buzz, choose matcha over coffee. A premium green tea powder from Japan, matcha is used for drinking as tea or as an ingredient in recipes. While coffee and matcha have about the same amount of caffeine, matcha packs lots of great antioxidants. Check the label to make sure it has been tested for heavy metals, as some matcha can contain lead from the soil where it was grown.

3. Algae oil trumps fish oil and olive oil. Algae oil is vegetarian and a source of omega-3s and DHA (good fats to support brain health). Algae oil is safe to use in pregnancy (when eating too much fish can be harmful because of mercury) and is heart healthy (studies show it lowers cholesterol and triglycerides). It also has more monounsaturated fat than olive oil.

4. Cow’s milk is healthier than almond milk. Despite its popularity, almond milk often has less than 2 percent actual almonds in it, has a lot of added sugar, and is not necessarily better for the environment because it takes five liters of water to grow one almond.

5. 1000 mcg’s of Folate with vitamin D and calcium is essential in a prenatal vitamin. The nutrients in your prenatal vitamins are crucial pre - and postpartum, especially if you are breastfeeding.

6. Gummy vitamins are just as effective as pills and chewables. The best way to get needed nutrients is through food, but, people don’t always have eating habits that provide them with all the nutrition they need. Others have deficiencies that diet alone can’t resolve. Supplements can fill the gap, but people are more likely to take their supplements regularly if they taste good and they’re convenient. Pills require a liquid to take them with, they’re not tasty and sometimes leave an unpleasant aftertaste! Gummies can be a good option, and clinical tests show that their absorption is equivalent or better than traditional vitamin pills. vitafusion offers more than 30 types of gummy vitamins, with no artificial flavors, high fructose corn syrup, gluten or dairy.

2. Shelf-stable probiotics have some advantages over refrigerated. Only two strains of probiotics are shelf-stable, whereas different and diverse strains can be present in refrigerated probiotics. But, shelf-stable probiotics have the advantage that they can be used in other food products, like granolas, butter, soups, etc. Just don’t mess with the packaging or open blister packs until you want to use them, as they are packed for preservation. Dead probiotics won’t harm you, but they don’t have any health benefits either. Remember there are different probiotic strains for different issues: i.e., you don’t want to take a digestive or immunity probiotic for vaginal health Nicole Avena, Ph.D., is a research neuroscientist issues. Instead, try Pro-B as it contains two and pioneer in the field of food and nutrition. She strains of lactobacilli, which are optimal to prois also the author of What to Eat When You’re mote vaginal health.

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Connectivity is king this homebuying season

(BPT) - The spring home-buying season is just around the corner and that means people are busy making improvements to get their homes ready to sell. These days, home upgrades are increasingly focused on one key feature: connectivity. In 2019, buyers want smart homes they can easily control from anywhere. From smart HVAC and sprinkler systems to connected garage door openers, it’s all about creating convenience and comfort.

Security gets connected

Considering your garage is one of the most accessed points in your home, this functionality is a great security feature and proves that garages offer more than just storage space. With the right connectivity tools and features, they can provide convenience that will be attractive to future owners.

Save energy, increase comfort As home improvement trends go, increased connectivity is rivaled only by the desire for more energy-efficient homes.

Smart thermostats accomplish both these aims and can increase the value of your home in the process. Smart thermostats let you easily control the temperature in your home from any connected device. You can set a daily schedule for your heater, adjust the temperature in individual rooms or let the system program itself based on your usage history. For energy-conscious buyers, this kind of technology provides a way of living that’s as aspirational as it is attainable.

Security systems are nothing new, but the technology used to arm those systems is changing rapidly.

More and more home security companies now offer fully connected systems that allow users to protect and monitor their homes from any smart device. Whether it’s a live video feed, the ability to lock and unlock doors remotely or just checking that all sensors are working properly, integrated security systems offer peace of mind. Having the infrastructure in place can be a selling point for buyers who want to make sure their new home is as safe as possible, given they’ll only have to set up the monitoring subscription upon move-in.

Lighting the way Updated garages add value According to Remodeling Magazine’s 2019 Cost vs. Value survey, a garage door replacement is the number one home improvement project in terms of return on investment. But these days, more homeowners are taking it a step further and installing new technology to make the garage more user friendly. For example, the SilentMax Connect garage door opener from The Genie Company comes with Aladdin Connect technology built-in to improve convenience and functionality. Not only is the opener super quiet — ideal for attached garages — but the connectivity features allow you to check whether your garage door is open or closed, grant individual access with virtual keys, instantly know when someone is operating your garage door (authorized or not), and provide a log of when each opener was used — all from your phone or smart device. Thanks to this technology, you can open the garage door remotely for delivery people, a housekeeper or for your child coming home from school.

Smart lighting has turned from a novelty to a practical tool as products have gotten more advanced. Programmable lighting allows you to schedule when your lights will come on, turn on and off lights remotely or change the lighting to improve aesthetics. With a smart lighting system, you’ll never have to get out of bed to turn the lights off downstairs, and you can always come home to a fully lit house, boosting your sense of security. With these kinds of applications, your home’s lighting can go from a ‘given’ to a must-have, attracting buyers like a moth to a flame.

New, smart products are hitting the market every day. For homeowners savvy enough to incorporate this new technology into their homes, they’ll not only be more connected, but they’ll likely see more offers rolling in when it comes time to sell.

8 ways to banish spring allergies

way to treat tree, grass, mold, dust mite, cat and dog allergies. Allergy shots are immunotherapy.

That means your allergist will gradually give you (BPT) - Spring. The time of year when, as poet Al- increasingly larger doses of whatever you’re allerfred Lord Tennyson famously said, a young man’s gic to. There are also tablets that melt under your (and woman’s) fancy "lightly turns to thoughts of tongue to treat allergies to ragweed, grass pollen love." That is, of course, if you're not sneezing, and dust mites. Both forms create a tolerance withcoughing or dealing with itchy eyes. Spring allergies seem to get worse every year. Is there anything you can do to avoid them?

Yes, says allergist Todd Mahr, MD, president of the American College of Allergy, Asthma and Immunology (ACAAI). “You might feel like suffering from allergies is going to happen every spring no matter what, but there are ways to help alleviate your symptoms.”

These 8 ACAAI tips will help you enjoy the season instead of sitting it out indoors.

1. See an allergist. Before the season kicks in, make an appointment with an allergist to find out exactly what is causing those itchy, watery eyes. Discovering the allergen that you’re reacting to is the first step in treating it. The ACAAI’s Allergist Locator can help you find a board-certified allergist in your area.

2. Find out if it’s allergies or asthma. Or both. The symptoms from asthma can be similar to those of allergies. To make matters worse, allergies plus asthma can be a one-two punch for some allergy sufferers. Almost 75 percent of asthma sufferers also have allergies. Your allergist can diagnose what's causing your symptoms and offer suggestions for treatment so you can start living the life you want to live.

3. Consider allergy shots… They may be the best

in your immune system.

4. …or get a prescription. Research has shown that most allergy sufferers find prescription medications more effective than those they can get over the counter. But most people don't go in search of a

prescription. An allergist can discover exactly what 6. Commit to a thorough spring cleaning. It's not you’re allergic to and prescribe the right medicajust to give the house a fresh look after the long tion to ease your symptoms. winter. A deep clean will reduce allergens like mold, which build up in basements and other areas 5. Start medication before the season hits. Don’t where you might not go every day. It’s also a great wait. Much like successful pain management inway to get rid of the pet hair and dander that have volves getting in front of pain before it kicks into built up in places like your sofa. Wash throw rugs regularly, too, in hot water.

7. Wash the day away before going to bed. Take a shower and wash your hair before hitting the hay to rinse away pollen and other allergens you've picked up during the day. Similarly, wash your sheets and bedding once a week in hot water.

8. Use the AC. It’s tempting to throw open the windows and let that fresh spring air waft into the house. The only problem is, pollen and other allergens will waft in with it. Instead, use your air conditioner and make sure the filter is clean. Change your filter every three months and use one with a MERV rating of 11 or 12.

With a few commonsense tactics, you can get ahead of your allergies and keep them in the rear-view mirror all season long.

About ACAAI The ACAAI is a professional medical organization of more than 6,000 allergistsimmunologists and allied health professionals, headquartered in Arlington Heights, Ill. The College fosters a culture of collaboration and congeniality in which its members work together and with others toward the common goals of patient care, education, advocacy and research. ACAAI allergists are board-certified physicians trained to diagnose allergies and asthma, administer imhigh gear, by taking your allergy medications bemunotherapy and provide patients with the best fore the worst symptoms develop, you’ll be doing a treatment outcomes. For more information and to lot to alleviate those symptoms. If you usually start find relief, visit AllergyandAsthmaRelief.org. Join feeling it in March or April, start taking your medius on Facebook, Pinterest and Twitter. cations in February.

5 quick home fixes to rest easy

(BPT) - Ongoing, routine upkeep is important to ensure

the house stays running. While it may seem easier to put off tasks for a later date, checking off some smaller chores now can help avoid incidents or costly repairs later.

“Home maintenance can be easy to overlook when the day-to-day gets busy, but it is important to always make time for safety-related tasks,” said Tarsila Wey, director of marketing for First Alert. “Simple steps such as installing and maintaining carbon monoxide alarms only take a few minutes, and are crucial to keep loved ones safe from the deadly gas.”

Amp up your home safety with the following quick tips: 1. Invest in light timers. Installing light timers for lights inside and outside your house can give the appearance of being home, whether you’re away on vacation or you’ve stepped out for the night. Timers only take minutes to install and can make a world of difference when viewed from the street. By using a light timer instead of leaving a light or two on when away, you can save energy and money while still deterring any potential thieves.

2. Clean the gutters. With the end of winter storms come outside chores, and clearing out your gutters is important to keep your home safe. If the gutters are too full, your home can suffer from water damage to the roof and water can pour over the gutters, putting other parts of your home at risk. While you are checking the gutters, inspect your shingles to make sure they are still in good shape. This can help prevent future leakage during a spring shower.

3. Install carbon monoxide alarms. Known as “the silent killer,” carbon monoxide (CO) is an odorless and colorless gas, making it impossible to detect without a CO alarm. The National Fire Protection Association (NFPA) estimates there are more than 80,000 incidents per year. The most important step is to have CO alarms in your home — and enough of them. CO alarms should be installed on every level of the home, including the basement, and in all bedrooms or sleeping areas. CO alarms should be battery-powered or hardwired with battery back-up. First Alert offers a variety of alarms to help ensure your family is protected, including a tabletop alarm with a 10-year sealed battery and digital display to see detected levels in parts per million.

4. Store valuables. Having a safe at home can prove a wise investment when it comes to natural disasters. Through fire or flood, a safe can help protect important documents, family photos and keepsakes, as well as jewelry and other valuables. For the ultimate protection, look for a safe that is both fire resistant and waterproof (not just water “resistant”). Be sure to stow the combination in a secure place and share it only with trusted family members and friends.

5. Establish a family emergency plan. Knowing — and practicing — what to do in the event of an emergency is important. Ensuring loved ones are prepared for a fire, and know to call 911 and where to meet outside the home, is crucial. Other incidents may occur as well when you need to be prepared to stay in the home, such as a natural disaster or power outage. Having a plan in place for what to do if such an event occurs, and knowing where in the home is the safest location, can be critical if an incident occurs.

To learn more about home safety, visit FirstAlert.com.

5 ways to get financially fit this new year

(BPT) - In 2019, many Americans are planning for a “better me” in the year ahead.

Gym memberships and diets are at the top of many lists, but what about financial health? Losing debt can be just as important as losing pounds, and financial fitness just as important as physical fitness.

According to a new survey from Marcus by Goldman Sachs(R), 74 percent of Americans think their financial well-being has an impact on their overall health and 64 percent feel they are not in the best financial shape they could be. On top of that, half of those surveyed (50 percent) think it’s easier to get into better physical shape than financial shape and 59 percent consider tracking expenses and budgeting to be more stressful than trying a new workout.

Although New Year’s resolutions to improve financial fitness may seem daunting, they are achievable, and their effects can be significant.

While it is important to pump iron and feel great physically, it is equally beneficial to pump up your savings and take steps to secure your financial future. Here are five simple ways to help achieve better financial fitness in 2019:

2. Set a realistic budget: Every financial fitness plan should start by establishing a budget that is both effective and achievable.

The first step in creating one is to identify your essentials like mortgage or rent, car payments, tuition loans — and determine how much each of these expenses cost you per month. Next, average your spending in key categories that occur on an ongoing basis, such as food, gas, clothing, commuting costs and your gym membership. Combine those two figures to determine what your actual expenses and monthly budget are, and any money left over can be considered discretionary. Part of each month’s discre-

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our savings: Look for savings higher rates that can help make more money. A highavings Account from Marcus achs can earn 4X the national a 2.05 percent APY (annual ld)[1]. There is no minimum ed, making it an easy way to your savings with the cash ave.

kout partner: Working out with partner at the gym helps to esblish shared goals, while enuraging accountability. The me is true for financial fitss. Your path to better finanal health could accelerate if u can partner with a family ember, friend or significant her who’s also interested in eir financial well-being. Plan onthly check-ins, arrange mini ompetitions for saving more d organize “no spend days” gether. You’ll keep each other sponsible and build positive utual support along the way.

r more information on apoachable solutions to your fiement, head to Marcus.com.

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Our revolutionary product is helping people in so many ways! I am passionate about many things. I know someday I am going to retire, and I want more for myself and my family, so residual, income is the best option for us.

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I own two businesses, 1-homebased, 2- A Salon & Spa. I teach Sunday school here in my small village and I am the president of the Area Economic My dreams and desires are to be home more with Development Corporation. I am very passionate the family. about helping others in any way. I love what I do Travel the and even more I love sharing what I know. I enjoy world and Giving Back as much as possible, in every way! show my kids

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More than a hobby: The relaxing, fun, healthy history of puzzles (BPT) - Just try to walk by an unfinished jigsaw puzzle without stopping. It’s almost impossible. In fact, nearly half of all Americans puzzle for fun, to relax or to relieve stress.

Families puzzle together as a tradition. Millennials puzzle to connect with each other and disconnect from a hyper-digital lifestyle, while seniors puzzle for a brain boost. It may feel like puzzling is one of many retro activities in vogue again, but it has always been in fashion.

Here are some fun facts you might not know about the always-fashionable hobby:

1. Puzzles in ancient times. Puzzling has been around since the dawn of time (almost). Greek mathematician Archimedes puzzled around 250 B.C. to solve geometry problems. He cut a square into 14 pieces, then examined how many different configurations could be made from those pieces. This puzzle was recently solved by Bill Cutler, a mathematician from Cornell University, who showed the puzzle has 536 truly distinct solutions.

2. The first jigsaw puzzle. Engraver and mapmaker John Spilsbury is credited with inventing the first jigsaw puzzle in 1767.

He drew a map on top of a piece of wood, then used a jigsaw to cut it into small pieces. The name clearly stuck! Kids today still learn geography by using jigsaw puzzles of maps. In fact, the "Geographical Puzzle" was the first wooden puzzle produced in 1891 by the puzzle maker Ravensburger.

3. A puzzling craze sweeps the nation. Puzzles for adults became popular around 1900, and by 1908 puzzles were a staple of the upper class. Why upper class? Wooden puzzles were expensive, typically costing $5 each (or $140 today). For working people, who earned an average of $50 per month, puzzles would have been a luxury. Over time, cardboard puzzles became a less expensive option, making puzzling available to everyone.

4. A welcome escape. During the Great Depression, puzzles offered people a quiet, inexpensive escape from the troubled economy. In 1932, a new concept emerged: a weekly puzzle. The "Jig of the Week" was sold at newsstands every Wednesday. In February 1933, puzzle production reached an all-time high of 10 million puzzles per week.

a hammer to create the cutting tool.

5. Puzzles grew. Literally. In 1977, Ravensburger debuted the world's largest puzzle for its time, with 5,000 pieces. Today, the world's largest Disney puzzle, "Memorable Disney Moments," clocks in at 40,320 pieces. It took the puzzle creators 650 hours to trace each of the 10 scenes by hand to be digitally rendered on the computer and another 400 hours to bend the steel sheets with

6. Puzzling today. As far back as we can trace, puzzling has been equal parts art and craft, driven by puzzlers who race to place the last piece and solve the puzzle. And today, there are even new gamelike Escape Puzzles that combine puzzling with escape-the-room mystery. Puzzling is more than ever a respite from today's hectic lifestyle to relax and connect with one another over a shared goal.

To learn more about jigsaw puzzles, visit https://www.ravensburger.us.

ronmentally friendly and demonstrate the love and care provided by the families who tend them.

Here are a few of the latest gardening ideas you and your loved ones can enjoy, from Ball Horticultural Company.

Gardening as an experience

Stunning new styles in flowers and plants for your garden Striking new trends in flowers and plants for your garden (BPT) - Today’s plant lovers want more than the traditional flowers to enhance their home. Rather, people want to enjoy the experience of getting in touch with nature, while also looking for unique flowers and plants to add a more creative, personal touch of color and inspiration to their yards. This year, gardens will be more visually interesting, envi-

ted plant garden this colors include the 20 the year, “Living Cor Gerbera Revolution S ted flower, also know Daisy. Gerbera plant and provide great ind also makes them perf giving.

New Tattoo Vinca lo art, with gorgeous pe ern colors, swirled w black that make each The Tattoo Vinca is n maintenance and hea attract pollinators lik flies to your garden.

Bright Orange Zinnia choice for head-turni flowers bloom in viv are suitable for lands er planting. This flow to care for and pollin

Detoxing from our daily dependence on digital distractions and tech gadgets is becoming not just a desire, but a necessity. What better way for you and your loved ones to take a break from screens than to spend time with plants, creating beauty, serenity and even a nutritious lifestyle? Make the process a group effort: from going to your favorite garden center and choosing your veggies, to caring for them and Or you can choose a watching them grow, then harvesting and eating, the full experience is something to enjoy. Plant and grow veggies like the Snackabelle Red Pepper, a mini bell pepper that starts out green, then ripens red, with a rich, sweet flavor — perfect to have at home for snacking as well as cooking.

If you love natural fragrances, Lavender Blue Spear is a wonderful choice. They are easy to grow, and will achieve a height of nearly a foot. You can use the fresh lavender to make infused oil, soap, hand scrubs or bath salts.

New color choices Look for unexpected colors to help you make a statement with your warm tones, like the containers, window boxes or indoor pot- Ornamental Pepper,

year. Striking new 019 Pantone color of ral,� seen in the Salmon Shades potwn as the African ts are easy to care for door decor, which fect choices for gift

multi-colored fruits that they are grown just for show. The Ornamental Pepper displays intense shades of yellows, oranges and reds in its fruit.

ooks like a work of etals showing modwith soft strokes of h petal look inked. not only lowat-tolerant, but will ke bees and butterThe Double Zahara a is another great ing color. Its double vid orange, and they scaping and containwer is also a breeze nator-friendly.

Other flowers catch the eye with dynamic texture, such as the lovely Double PinkTastic Calibrachoa, a fully double flower with a dark pink eye and lighter pink petals.

Its burst of blooms will cover the plant and spill over their containers, window boxes or hanging baskets.

unique plant with

Easy options for beginning gardeners New gardeners who want choices beyond traditional flower options have great alternatives this year. If you’re looking for plants that are durable and colorful, the Echinacea Sombrero Tres Amigos produces a deer-resistant perennial flower that is highly attractive to butterflies and songbirds. Tres Amigos shows three colors, opening as a peachyorange color, then aging to rose and fading to burgundy.

birds and bees.

Beginner and experienced gardeners alike can enjoy the newest gardening trends by branching out into plants and flowers to attract pollinators, taking advantage of vivid new color options and involving the whole family in the proA great way to fill large spaces quickly cess. To explore a whole new world of is the attention-getting Big Blue Salvia, gardening options, visit your favorite lowith spires that continuously bloom cal garden center this spring. Share your from July into the fall, with little care needed. This flower grows from 24 to 36 own style for 2019 by making your garden a personal experience. bright and colorful inches tall, with beautiful deep blue with such attractive blooms that are attractive to humming-

Retaining walls to the rescue

(BPT) - Segmental retaining wall (SRW) units are one of the most versatile landscaping tools in the homeowner’s and professional landscaper’s toolbox. Retaining wall units have evolved from just being used to retain soil, transition slopes and prevent erosion. Today’s SRWs can do all that plus serve as multipurpose building blocks for a variety of outdoor-living features, including stairs, columns, freestanding walls, tiered walls, curved walls, seating and more.

Freestanding walls

Freestanding walls are common applications for retaining wall units.

Sometimes called garden or seat walls, freestanding walls are designed to surround the perimeter of a patio and can serve as space for seating or potted plants. They also add a measure of privacy Creative designs around an outdoor-living While SRWs still beautifully accomplish their orig- space, and when deinal intent, professionals and homeowners alike can signed with inset coleasily create hardscape features that make outdoor- umns, can be a support This spectacular lake home project in for fencing. living spaces more useful and enjoyable. “Our walls, seat walls, columns, a raised p landscape designers are very inventive in their use the slopes from the front to the back of segmental retaining wall units, and our custom- Tiered walls ers really appreciate all the features that can be creTiered walls are a common solution for grade ated with SRWs,” says Scott Arnold, manager changes and erosion control. The benefit of tiered of Villa Landscapes in St. Paul, Minnesota. walls is that they look great, and the space in between the Products such walls can be used for a patio or as the VERSAfor perennials, shrubs, vegetaLOK retaining bles or herbs. Tiered walls add wall system visual depth and texture to a can be creahardscape design and can be tively adapted more aesthetically pleasing than by homeowna single wall. Stairs incorpoers and profesrated into a tiered wall design sionals to acgive safe access to a home on a commodate slope or hill. A tiered design alcurves, corners, so creates a low-maintenance columns and landscape, eliminating the need tiers — without to mow a difficult slope. any special pieces. For exThis outdoor-living space offers maximum enjoyment for the homeStepping up ample, one owner by incorporating curved seat walls, columns, a raised patio, step popular appli- risers and wing walls, all created with the VERSA-LOK Standard reRetaining wall units can cation is a re- taining wall system. serve as risers for steps. taining wall that employs a convex curve set into a small slope. Stair treads can be finished with special precast Additional courses can be stacked against the lower stair tread units or bullnose (round-edged) paving stones. When installed in a contrasting shade or courses of the wall to create a “couch” or seating area to surround a circular paver patio and fire pit color, stair treads add interest to a hardscape design. Stairs created from retaining wall units can be installed at ground level. placed within a tiered wall design, in a single wall or with wing walls on each side. Raised patios,

“VERSA-LOK is the one block I do 90 percent of my projects with; it can do it all,” says Stan Genadek, owner of Genadek Excavating and Landscaping in Mendota Heights, Minnesota, and the creator and host of a popular YouTube channel on landscaping, “Stanley ‘Dirt Monkey’ Genadek.” Says Genadek: “Because of its versatility and ease of installation, VERSA-LOK is the gold standard in retaining wall systems.”

ncorporates VERSA-LOK SRWs for tiered walls, step risers, wing paving stone patio for a gazebo, and retaining walls that transition k of the home.

built with a foundation created by SRWs, are another popular feature that is often used to replace high-maintenance decks.

Can-do columns Columns created with SRWs are a versatile, beautiful and functional feature within a hardscape design. They can support a pergola, lighting or other landscape features such as statuary, and are used to finish off the ends of a freestanding or seat wall.

They can also be installed at intervals within a wall design, and columns create an attractive way to frame and support fencing.

The use of SRWs is limited only by the imagination for outdoor-living features. With a variety of colors, textures and configurations, the VERSA-LOK retaining wall system is one that can do it all — from landscape walls designed with curves, columns, corners and steps to professionally engineered, soil-reinforced retaining walls. VERSALOK, the original solid, pinned SRW system, enables homeowners and professionals to create multiangle corners, curves, stairs, columns and freestanding walls with just one type of unit, and no voids to fill or special pieces to purchase.

thing chang on.

This w ined m most able t Beaver” family … doing well. But be- having to think . . “w hind the scenes, the picture was far this, but we may ne from perfect. Stress had become I simply wanted to our constant companion . . . and noterms than have “l body knew! path. I wanted eno savings every mont Because we were living on one invacation without it come, we found ourselves living pay it off! I wanted paycheck to paycheck. Anything ex- and when they nee tra went on a credit card so as the years passed, our credit card debt inMy name is Susan Saling. My husband Then someone intro creased. We had minimal savings. There Bill and I live in Carthage, Missouri. Bill dustry. To be hone were few extras . . . no family vacations was a High School Principal before he remuch “fear or skep to speak of. And the most frightening tired and I was a stay at home Mom. tion that we had NE part of it all is that we knew that when we saw it as our life Bill retired, it would be on 2/3 the salary were introduced to To the outside world, I'm sure we apthat we were barely scraping by on. we can do this”!! W peared to be the perfect “Leave it to We were in Because the startup survival mode, something even we simply trying cause we were alre to keep our our health, the com heads above products and marke water. And for us. when you are We loved the cultur surviving, you people. There is ne aren't dreampeople to “lock arm ing! I had no found that stranger hope that anyfriends, and then th

could be done to ge the path we were

wasn't how I had imagmy life! I wanted what people want . . . to be to do the extras with well maybe we can do eed to give this up”.

live more on my own life” delegate my ough money to put in th; I wanted to take a taking me 2 years to d to help my family if eded it.

oduces us to this inest, there was never to pticism”! It was an opEVER seen before and eboat! When we o Limu, we said: “yes, Why? p cost was minimal . . . e could swing! Beeady proactive with mbination of Limu's eting plan was perfect

re of people helping ever a shortage of ms with”. In Limu we rs quickly became hose friends became

family.

And to our relief, there was a well laid out plan that showed us the way forward.

So we took a leap of faith and by doing so . . .

their eyes to options they didn't know We quickly regained “hope” and the abil- existed. ity to “dream” again!

For me, the best is yet to come!

It gave us an avenue to pay off our debt.

Enabled Bill to retire 6 years early from a high-stress job!!

We were able to work together (on our own time frame), travel more, earn a BMW and experience better health Now, Limu allows us to “pay it forward” by sharing with others and opening

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i, my name is Julie from Ohio! I am a busy, single mom of two beautiful girls! I am so blessed to be able to work from home and have the ability to make my own hours and am available to my girls when they need me. I have learned to DREAM BIG and the best part is I help others do the same. I am a former Fitness Instructor with a passion for health and wellness! This opportunity has allowed me to build a new house for my girls and I and has given me time and financial freedom!

The challenge of change: A young man's unexpected journey with kidney disease (BPT) - At age 20, Tommy Shafer’s kidneys failed, and he was diagnosed with end stage renal disease (ESRD). He needed dialysis immediately to sustain life. The news shook him to his core. His thoughts immediately traveled back in time to the moment when he first learned kidney disease might change his life forever.

At 14, Shafer was active and healthy, spending his time at cross country practice and at school. It was a mild afternoon in Kentucky, and Shafer was swimming in the Ohio River with friends. He had a small cut on his foot from new running shoes, which didn’t mean much to him at the time. But the open wound mixed with the river water caused a bacterial infection. The infection landed Shafer in the hospital and caused him to develop IgA nephropathy.

to the latest U.S. Renal Data System An- tered at home. PD is nual Data Report, more than 660,000 that uses the lining of Americans are being treated for ESRD. filter waste from the b Of these, 468,000 are dialysis patients.

Home dialysis treatm The lifestyle changes for dialysis pahome hemodialysis (H tients can be significant. patients more flexibil schedules. Patients di “Patients must closely manage their diet, may experience short fluid intake and medications,” said Dr. Weinstein.

“Dialysis can have a big impact on the patient’s daily schedule, especially for the patients we see incenter for hemodialysis.”

There are several dialysis treatment options available to patients. Incenter hemodialysis (ICHD) is Shafer knew there was a chance he may the option experience kidney failure at some point Shafer iniafter treatments, bette in his life due to the damage his kidneys tially chose. Most patients on ICHD visit comes, better blood p a dialysis center three days a week for sustained. But Tommy tried to put that improved sleep. up to four hours each time. out of his mind at the time.

“I wanted to feel in c While on ICHD Shafer found it difficult Six years later, as he was taking in his after experiencing suc ESRD diagnosis, it was a realization he to maintain his independence and active change,” Shafer share lifestyle. After consulting with his care couldn’t help but face. allowed me more flex team, he decided to switch to a different Dialysis replaces kidney function by fil- dialysis treatment option — peritoneal Shafer was simultane tering toxins from the blood. According dialysis (PD) — that could be adminis- kidney transplant. In “IgA is a type of antibody that helps fight infections,” said Adam Weinstein, M.D., vice president of medical affairs for DaVita Kidney Care. “When some types of antibodies are made in inappropriately high levels, they can damage the small blood vessels in the kidneys. The damage over time led to Tommy’s diagnosis of kidney failure.”

a form of dialysis f the abdomen to blood.

found a living donor and received a transplant.

Shafer’s transplant ended up failing. He had to go back on dialysis. He and Paige were now engaged, so choosing the right “I was hopeful it would allow me to care team and treatment option would ments, such as PD or close a big chapter of my life and move impact them both. They decided to treat HHD), may allow forward,” Shafer explained. “But this with DaVita Kidney Care, and together lity with their step wasn’t what I thought it would be.” with Shafer’s care team, the couple ialyzing at home chose home hemodialysis (HHD). HHD ter recovery times Due to complications with the transis the same dialysis therapy as ICHD, but HHD is administered at home and with different timing increments.

2018 was a big year for the couple. They got married.

They traveled to Hawaii for their honeymoon. And they both decided to start new careers as patient care technicians (PCTs) with DaVita.

The Shafers were inspired by their experience with their DaVita care team and believed delivering care to dialysis patients would bring them purpose and fulfillment. They wanted to give back to fellow patients because they could truly empathize and understand the kidney disease journey.

The couple is now helping give life with DaVita while Shafer is pursuing a second kidney transplant.

“I know a transplant is my next step,” he shared. “I still plant, Shafer was frequently hospitaler transplant outwant to close this chapter and move forpressure control and ized. Rather than feeling defeated during ward, always trying to be a better verthis trying time, his focus was drawn to sion of me.”

Paige, a close friend who eventually becontrol of my health came his wife.

For more information on kidney donach an abrupt tion, or to become an organ donor, visit ed. “Ultimately, PD “Paige spent every night by my side the National Kidney Registry: https:// while I was in and out of the hospital,” xibility.” www.kidneyregistry.org/.

Shafer said. “Though we’d just started eously pursuing a dating, I knew she cared for me and it 2015 at age 21, he helped me get through.”