CVSW_July_2013

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THE Custom Lifestyle Magazine for Car, Motorcycle, and Music Enthusiasts

WHO THE #@%!

IS

HEAVY HONEY?!

Also in this issue…

Pickin up LOOSE CHANGE MYSTIC Photography Van’s Warped Tour Photos News you can Use and more...

Cover Photo by Fred Morledge; PhotoFM.com

From the Desk of the Pres Summer has come full swing in Vegas, and it’s hot; that is to say, don’t crack an egg on your hood, it’ll fry right up!

This month CV SW heats up with an in depth interview with HEAVY HONEY frontman London Mace...an incredible person and mind, it is a must read.

Mystic Photography brings her keen eye to Trapt & Systemec, with a little Laura Wilde thrown in (and who wouldn’t mind a little Laura?)

The Pres plops down on the couch and finds a little LOOSE CHANGE; the Tonan brothers along with buddy Brandon Hall are reviving the Vegas punk scene!.

PureSin Photography give us his day at the Van’s Warped Tour, bringing us several bands in action through the day.

Brandi, our first Babe of the Month in a few issues, comes to us via Houston, TX. We discuss whether CPO is right for you when purchasing a used car, we also take you through the math of car loan terms.

Enjoy!

Cover Rock Calendar HEAVY HONEY Is CPO Right for You? Drumiture MYSTIC Photography Gear the Pros Use Babe of the Month: Brandi LOOSE CHANGE Ask the Master Van’s Warped Tour Feature Las Vegas Nightlife Auto Loan Term Analysis Tattoo Gallery

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Like a crushing symphony, our kingdom comes.

A holy daze our wicked wonderland.

We are the true believers.

One under the stars. <CV SW> Alright, tell us who is in EY, people who brought their own Natalie Dunn. He said, "if you need a particular style and inspiration to the bass player, I'm in." He played bass the band and their role.

The Band consist of: London live performances. “I am eternally for a couple shows, but when I heard Mace - lead singer, rhythm guitar, grateful for that” London says, him on drums that was all she wrote.

Rich Burnett - lead guitar, Pedro Sison “playing live is something I cannot do He's a genius musician all around, but alone; sure, I can write the songs but HEAVY HONEY needed him most on - bass, and David Ivy - drums. the BAND makes them come alive.” drums.

HEAVY HONEY is the brainchild of London Mace, and has been <CV SW> You have gone through his project from the start. London some changes over the years – started the band back in the day in band names, line ups – tell us order to get the music that was in his about the journey of THIS group of head out to the world. In the begin- artists. ning, London played coffee houses I've known Richard Burnett and bookstores on acoustic guitar, from the very start of this band. An working hard to get his songs to the acting friend of mine, Eric Cattani, public. During those early years, Lon- Rich's brother, introduced us in order don spent time recording his music, to help me perform HEAVY HONEY's playing all the individual parts himself first live show at a Harry Potter book purely out of necessary. “For the release in 2005. Rich had his own most part,” he said, “I released the band *13Miles+ at the time and wasn't first three albums this way”. able to join HEAVY HONEY until just His desire to play in a rock recently. Rich is a friend, a brother, band brought about the need for ad- and multi-talented artist/musician. ditional members. He’s played with a David Ivy and I met after the ton of talented people in HEAVY HON- departure of our long-time bassist,

concert and, in his words, “BAM, I fell <CV SW> I heard there’s an inter- madly in love”. London put on his esting story behind the name? mother’s high heels and some of her How did you arrive at it, what does makeup, trying desperately to beit mean? come Ace Frehley. A family friend noMy wife and I were talking ticed and gave London an electric guiabout potential band names, and one tar to complete the ensemble; but his of them must have struck her be- brother borrowed it so much London cause she said "Wow. That's really decided to give it to him. heavy, honey." Those two words hit Around nine years old his me right away and even though it mother gave him a super-8 movie wasn't official until a few weeks later, camera, and his love of film started. internally, I just knew that was the He begged his mother for a keyboard name. in order to create original music for I love it because the dichoto- his films. London’s early films were, my allows me to write heavy songs in his own mind, pretty good for a 10 and sweet songs. Very much in the year old boy. “I even had one of them same way Jimmy Page of Led Zeppe- played in front of a group of up-andlin said his band name did for him. coming Hollywood directors at the There are a lot of bands with Hollywood Roosevelt Hotel,” he rePedro Sison was playing in the this great Ying Yang quality: The Sex called. band "Blandini" when I first saw him Pistols, Guns N Roses, Led Zeppelin, Then at sixteen, he met a girl on stage. Blandini is a power trio and Black Sabbath, Iron Butterfly, Iron who was really into music and she one hell of a rock band. One night Maiden and so many others. played guitar. London knew the only while I was watching them in pure way he could impress her was to start awe, Jeff Blando *lead guitar player <CV SW> You also started off play- actually learning to play music. So, he for Slaughter and the Vince Neil ing a variety of musical styles, but started writing her songs on the keyband+ invited me to sing a few songs settled on rock – why? board. Over the years they were toI have always been a fan of so gether, he started plucking away and with them. According to Pedro, he was impressed by me and knew we many different kinds of music styles, began writing songs on her guitars. and as a songwriter, whatever comes would be friends.

"Art" in some form has always Funny thing is, Pedro was through, comes through. I feel like burnt out on rock and when I initially I'm only one half of this song writing asked him to join the band, he actual- process. The other half is the universe ly said no. So, I asked him if he would and that I can't take credit for, but I play one gig with us, and that gig ap- am very grateful that it has chosen parently converted him into a 2H me to be its fountain of music.

As for rock, Why not rock? I True Believer, because after it, he mean it's f**king ROCK! It's awesaid yes! some, and it's so passionate to play <CV SW> What is it about this on stage. group that works so well, in your London had a creative ability opinion? from a very young age. “I was the kid In my opinion: the pure love of the music. We are all big fans of who drew really well or was interestgreat music, those that have created ed in the creative arts”, he rememgreat music, and the music that has bers. At 4 years old, he heard the influenced our lives so deeply. That Beatles’ Sgt. Pepper album, and delove, sincerity, and passion comes cided to be a drummer; but somethrough our music, and the fans feel where around that time, his older brother Shay came home from a KISS it and celebrate it.

paid the bills over the years. He is a professional graphic artist by trade, an inspiring filmmaker and screenwriter, as well as a singer-songwriter in a rock band. Not a bad gig if you ask us.

because it seems that it was the catalyst that got people excited about HEAVY HONEY. It's one of the oldest songs we sing in the lineup and a 2H True Believer favorite. It also reminds me of my wife, very much so (in a good way). <CV SW> Who or What are your I have to say every song is musical influences? special in one way or another. But, My mother, Anna Black, first there is a new song off the new aland foremost, but also the entire bum, that's very special to me. It's world of music that surrounded me called, "If I had You Back". It's a song growing up: my mother gave me co-written by Brian deBecker for his blue's, jazz, gospel, funk and R&B, my son Caleb who passed away earlier two older brothers Shay and Victory this year from cancer. He was nine gave me rock and metal, my older years old. Brian is a close friend of sister, Kelle gave me folk music, Bluemine, and plays drums with HEAVY grass, singer-songwriters and all HONEY once in a while. things psychedelic. song and wanting to write something He asked me to put music to As a kid, my original prefer- that good. It usually never turns out some words he had written about his ence was orchestral and soundtrack sounding like the "inspirational song" son. I could tell this was his way of music from John Williams and Jerry but the influence was there. Some- healing, so I wanted this song to be Goldsmith and the like. By the time I times, it's just picking up the guitar or very special. I ask him if he wanted it hit my teens, I fell in love with, punk, sitting at a piano and start playing to be a ballad? He said, "No. I want it new wave, ska, rap, and country. I and then wow, something comes to be intense, the way I feel right love it all. through, and then it's hurry up and now, and strong the way my son was This might sound funny, but hit record before it's gone. in life." when I listen to certain sections of Brian plays drums on the track orchestral music, it hits me so hard, in <CV SW> Do any of your songs and Jeff Blando is making a special the same way rock does, that I tear speak to you personally? They are appearance playing lead guitar as up. Music is powerful shit. all “your songs”, but are there any well. It's a very moving song and the that really resonate in your soul? words can relate to anyone feeling a <CV SW> It seems that music is in The song, "Soul Selling", just loss of a loved one or lover etc. your genes…tell us about how your I feel very honored to have mother, blues singer Anna Black, been a part of this song and to have it encouraged you growing up. Did on this album as just one more way of she push you into music once you continuing to celebrate the life of this caught the bug? amazing young man Caleb deBecker.

Yes, my mother was the cata<CV SW> How has the band & lyst along with the rest of the family, sound changed, if at all, over the into being very musical. It was easy to years? be influenced by them all, but she I would hope that I have always encouraged me to pursue gotten better at singing, showmanwhat I was passionate about. Be it ship and songwriting. As far as the art, film or music. band itself, HEAVY HONEY has <CV SW> When you write music, changed members many times over where do you draw your inspirathe years which always changes the tion from? charisma of a band, the way you reIt can be anything really, but late to the others as you play live or sometimes it's hearing a fantastic rehearse etc.

Everyone brings their own tremely talented musicians and local bars. Because they cater to style and personality to a band and bands. Second, it's a town that is all "locals" the pressure is on, for you, that shapes things differently, some- about cover bands and casinos and the "original band" to bring in a lot of times in ways you never imagined. musicians who need to make money people. The catch is that because you And that's what's so awesome. That's to pay the rent. The second seems to are not a big name, you will be put on why I would prefer to play with some- overshadow the first. It's hard to play a weekday showcase for all local acts one who might not be technically anywhere worth a damn if you don't and you'll be playing with other local perfect, but with whom I can connect play covers. And it seems that almost acts, all hoping to bring your followmusically; someone who can feel and every venue that comes along, big or ers. But, you have to do this while anticipate each other on stage. The small (for original acts) can't make it you try to create a following. You vibe we share definitely outweighs work in this town and within a year bring family, friends, people from someone who is technically perfect are gone. work....Yeah, they are gonna come but who doesn't jive with the band. see you once in a while but not every “Here's the issue in Vegas...the show. Plus it's still a work night, <CV SW> Your onstage showman- casinos for the most part cater they've already seen you several ship is incredible, have you al- to tourists and tourists usually times this month, and they've paid ways had that flair, that kind of don't want to see a band they out anywhere from $5 to $20 every sexy rapport with the audience? don't know who are playing time to come see you. And even I think my sense of showmansongs they've never heard.” though they are all very sincere in ship has always been within me, but supporting you and your band, it's it definitely had to be nurtured, cultiSo original bands don't get unreasonable to expect them to vated and sharpened over the years. I much love, if any, from the big casi- come to every show. had the privilege of training with "The nos. And when they do, it is usually The Catch-22 is, Bands need Second City Improv" and even be- set up for failure. Example, Monday to play (a lot) to get popular and came a cast member in a show on the nights from 9 to midnight…the prob- hone their live presence, but they Las Vegas strip called, Scriptless. lem with this is that tourists don't can't get booked a lot because they That really helped me a lot to know you, and don't care to take a are not popular yet and don't have become more professional with how I chance to go see you and your local the big fan base (yet) needed to make related to an audience and made me fans have to work the next day since the clubs happy and making revenue. very comfortable on stage. I never get it's Monday, so they are unlikely to Often, the venue gets mad nervous before a gig or while I'm on make the casino show either. because you're not bringing in stage. I feel very much at home on This, of course, leaves only the enough people which means they are stage and a lot of that comes from my not making any money and so you training at SC. It really helped me, dodon't get asked back. Or worse, you ing 6 to 8 shows a week in front of are asked to "pay to play" - guaranhundreds of people for about a year. teeing the venue their money.

Little trivia here: Two of my In the end, being an original teachers at SC were Jason Sudeikis of band in Vegas, is a lot of hard work Saturday Night Live and movie fame and perseverance, and even then, it as well as Kay Cannon, Emmyoften still comes down to that big nominated writer and producer for break. the NBC series 30 Rock. <CV SW> Your wife, Reagan, stars As for the sexy rapport…it with you in the video “Soul Sellmust be the music. ing”. How did asking her to be in <CV SW> What are your impresthe video come about? Is there any sions of the Vegas music scene? awkwardness or oddity to having How would you like to see it your wife in a music video? change, if at all? Is the business Reagan used to be in HEAVY side of things as hard as I hear?

HONEY for several years before it was First, this is a town full of exnecessary for her to focus completely

on her acting career. Not only is she is what I do. one of the biggest supporters of Don't get me wrong, I like my HEAVY HONEY, but, she is my soundvoice a lot, but I had to work hard to ing board for new songs and new ideget where I am and to sound like I do. as for videos, etc. Her being an acWhereas my mother, Anna Black, has tress, made it seem like she was the a voice straight from God, and she logical choice to have in the video. can just open her mouth and the anShe is my muse and to me, she's algels sing. She is a true natural vocal ways been fucking sexy hot. talent, 100%.

There is no awkwardness at <CV SW> Simon Cowell called you all. It is quite the contrary, really. “the worst band since Guns n RosReagan is a professional actress and es” – how does that motivate you when you are creating a music video, moving forward? what you want is a professional.

You couldn't ask for a better Reagan brings her "A" game to every compliment. I love Guns N Roses. project and you never have to worry about whether or not she knows <CV SW> Have you guys stayed what she's doing. local to Vegas, or have you had the It's actually easier being husopportunity to branch out to other band-and-wife because we get each other so well and usually know where thing you practice or does it flow? states to play?

We've played LA, Hollywood, each other is going with an idea withI get in trouble with that out having to talk about it much. sometimes because some people Sunset, and been broadcast live It's quite wonderful to work would like me to stay with just one worldwide. We are very excited to with someone you respect, care for voice. What they have called my tour more of the country and hopeand trust while working on / creating "real" voice. I've always thought of fully the rest of the world very soon. something that is very personal to myself as a good singer, but not speyou. cial in any way, more of a showman <CV SW> Do you have any memothan an impressive voice talent. That rable gigs? I bet that singing Behind the scenes note: Doing love being said, I remember reading a “Shout” with Otis Day was pretty scenes with your wife is cool but quote from David Bowie who said he exciting. trust me, it's still work. You have to liked to use his voice like an actor.

Too many memorable gigs, remember, it was only her and I cre- Changing it to fit the meaning and/or both good and bad, to mention here, ating this video, so we were the ones feeling of the song. I like to feel that but yes, it was an honor and brought doing the lights, the camera, and joy to my heart to sing alongside a the acting. legend like Otis Day. He is the real deal and a true gentleman. And I <CV SW> Speaking of Reagan, am privileged to call him a friend. how has her support enabled you to soar with 2H? <CV SW> You’ve also shared the HEAVY HONEY would not stage with Vince Neil – what do be where it is today primed for you take away from an event global success without Reagan Pfiflike that, from someone like er. Her work ethic is second to Vince? none. She is my best friend who It's a moment that makes It is a famous shirt worn by Keith believes in me as much as I believe you feel anything and everything is Richards of the Rolling Stones that reads, in her.

“Who the f**k is Mick Jagger?” I thought possible. One minute you're at work, and doing your day job, and <CV SW> You have a versatility it was funny and showed my wife who sug- the next minute, you are on stage gested that I should make some with my in your voice in how it changes own name. People seem to like it. I just singing Motley Crue songs with on many songs, is that someVince Neil. think it's funny.

sees me in the audience, we make eye contact, he smiles, knowing what's about to happen, at which point, I proceed to charge him like a bull, and jump from the foul line ala Michael Jordan, hitting him so hard we both collide into his bass amp which falls over backwards with us as well.

It was a good thing he was in a punk band, because when we got up, his bass was broken, he had some serious marks on his back, but he had a huge smile on his face like all was right in the universe once again. <CV SW> Do you think there is a lot I have to say I was a little inAfter our set, I went and of turnover in the music scene timidated. I thought for some reason asked him what the fuck? He was now? How do you think Heavy he was going to get mad at me and very drunk and quite happy as he Honey has survived this long? kick me off stage. I'm not sure why. said, he was just feeling the mood. He Yes and no. The Rolling Stones Maybe because I felt he would see could tell I was a little upset by his are celebrating 50 years. HEAVY HONme as a nobody and say to himself, actions, and explained, "I didn't mean EY has survived this long and will conwho the f**k are you to share the any harm by it. I'm sorry if I upset tinue because I'm in it for the music stage with me? I'm Vince Neil! But you. Why don't you punch me in the and the joy of making people happy. when I tried to leave the stage after face as hard as you can and we will be As long as I am able to do that on any scale, I will. singing just one song, Mr. Neil actual- even. Yes?" ly asked me to stay for a second song!

After considering it, I told him, To London Mace, HEAVY HONAfter the gig, he even told me I was I'd rather wait until he was on stage EY relishes in a good show, in congood. (his band was up next) and tackle him necting with the audience. To him, Again, anything and every- when he was least expecting it. thing is possible.

So, it's the end of his set. He's it’s the reason you play live; to make playing bass in only his underwear people happy, to feel their emotion, <CV SW> What about maybe one of and probably weighs 130 pounds. He to get caught up in the joy. He says the craziest things a fan has done during a 2H show?

There has been a lot of crazy shit that has gone down before, during, and after our shows. But the first thing that comes to mind is an incident when I was singing the song "All To You" (a slow song) at a show and was on my knees, with my eyes closed being very moody, when out of nowhere a guy from another band playing that night, full on tackled me.

I was flattened by this guy not to mention shocked and a little confused/upset. This is not something you usually (or ever) expect during a show.

he can sense when the audience feels you see someone else singing your music and it brings happiness to the excitement HEAVY HONEY puts song back to you, that's making it. them. That, to me, is making it. out on stage, their love and enthusi- When someone asks for your autoasm for music, and knows that excites graph, when someone takes the time <CV SW> When you have that type the people. It’s a good thing. to stop you, shake your hand or give of perspective, what else can you When you ask him about if he you a hug and say you were great or I possibly want?

What else do I want...? I want feels as if HEAVY HONEY has “made had a great time tonight, whenever it” in music, London gets reflective on you hear your song on the radio, or more of the same; bigger shows, the situation. “It’s a relative term. see someone wearing your T-shirt. It’s more people to entertain. Touring Just being able to write and play mu- great when someone comes to your the world, seeing the rest of this sic, to be able to stand in front of an show, just to see you play. Whenever I great planet, with all its different culaudience, that’s ‘making it’ to me.” find out we've sold a song on iTunes tures and people, having the opporDelve further, and you’ll find that he or an album, even if it's a free down- tunities to make them all happy. Making a good living while doing what believes there are different levels of load, it means the world to me.” what people consider “making it”.

Playing with such talented you love to do. All of the above is London continues; “Some band mates, sharing the stage with so what I would like. HEAVY HONEY has bands tour the world and have plati- many other talented people, knowing already made it, now it's just a matter num records, number one hits, mil- that I am on the same stage as all of scale. But, know that I am happy lions of dollars and legions of fans those that rocked that stage before right now and that's making it. around the world and never feel like me, being able to produce music with they've made it. They are still unhap- my mother and the rest of my family, <CV SW> Sum it up, where do you py inside. What they need is insatia- working with amazing people/studios feel you are in the journey of ble.” like Kane Churko at the Hideout Studi- Heavy Honey?

I'm a really big fan of Tolkien, “So, I try to be grateful for the os. so to use a Hobbit metaphor, HEAVY little things. And sometimes the little Having anyone from around things are everything to me. When the world tell you that they love your HONEY is "Bilbo" and we are about to

leave the shire on a great adventure! <CV SW> Open-ended question stantine, Vladimir Lacas, Brian deBecker, Otis Day and more. It's being brother… <CV SW> Social media is so popuDream tour: AC/DC when Bon co-produced and mixed by Kane lar today, tell us how you feel it’s Scott was alive and they were crush- Churko / The Hideout Studios, Juno become useful for Heavy Honey? I ing audiences with their unbelievable Award winner who has worked with, see you’re pretty active, do you see energy.

In This Moment, Ozzy Osbourne, Five it as necessary or as a necessary Bands today, living and tour- Finger Death Punch and Jake E Lee's Red Dragon Cartel. evil? ing: U2.

It features 11 new songs, and It beats putting flyers on every <CV SW> Well, it’s nearly summer, a bonus track of our song, Superlove, car by hand every Friday and Saturdays are hot, music is getting hotplayed acoustically. It's being reday night. LOL I love being able to talk to ter, what’s in store for Heavy Hon- leased worldwide by our new record label, Dust On The Tracks Records, people all around the world. Some- ey for 2013 and beyond? one can tell us something here in Las New album, new record label, and I am very excited and proud of Vegas, and someone from India or new videos, already added new band this album. I can't wait for the world to hear it. Basically, it's kickass!

Morocco, can tell us that something member (Pedro Sison). New tour! we said or that a song we did made them happy. That's more good than <CV SW> Anything you’d care tell us about the new album in the evil. fall? <CV SW> If you could open for anIt's called CRUSHING SYMyone, could you pin it down to a PHONY and it has some very special single band? guest appearances from some amazLiving or dead? Broken up or ing talents / friends; Kane Churcko, still together?

Kevin Churko, Jeff Blando, Jason Con-

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We can all agree, it‘s a tough world out there, the economy is sluggish, incomes are down, unemployment is too high; we‘ve all felt the pinch. Many of us, when it comes time to purchase a new vehicle for the family, are now thinking about used/pre-owned vehicles rather than brand new ones. And in response, many automobile manufacturers have introduced ―CPO‖ programs, or ―Certified Pre-Owned‖, ostensibly to indicate a vehicle that meets the manufacturer‘s criteria for quality in a used vehicle.

This month we examine the question of whether CPO is good for you.

costly and time-consuming.

Then manufacturers decided the time had come, and automakers came up with the idea of having dealers inspect and repair trade-ins before reselling them, but with an added bonus that made the venture worthwhile — dealers would inspect and repair the cars out of their own pocket, and the factory would then offer a warranty on these "certified" preowned cars.

There are differences to understand among certified used cars. There are certified pre-owned factorybacked programs and certified pre-owned dealerbacked programs. The biggest difference is that factory-backed programs offer a warranty that's backed by the factory at no cost to you, while with dealerWhen is buying a certified pre-owned car the certified programs you usually have to buy an extendright thing for you? To decide, you first need ed warranty from the dealer to ensure coverage. to understand the differences among used cars. "'Factory-backed' also means they are warranOlder cars that are traded in when a new one is tied at any dealership selling the same brand anypurchased become part of a dealer's used-car where in the country," said the president of CNW fleet and, as a rule, the dealer keeps the good Marketing Research. "Dealer-certified means they ones and disposes of the bad ones. have to be brought back to the selling dealership."

For decades, used cars were seen by many So why should you consider a certified preconsumers as piles of junk looking for a home. owned car?

To them, "used" meant "abused." Then along "Because it gives you another option when came a wise marketing type who sought to buying a car," said Rob Gentile, director of web prodchange that image by calling used cars "pre-driven" uct management for Consumer Reports. "The average or "pre-owned." price of a new vehicle today is almost $30,000, but a The change made it considerably easier to sell certified pre-owned car gives you an alternative opthe cars, as dealers went from selling someone else's tion to buying a new vehicle — an affordable way to trouble to selling someone else's treasure. save money by purchasing a car that's been inspected, The pre-owned car got an even greater image boost when Mercedes-Benz began selling "certified" pre-owned luxury cars in the late '80s. For years, consumers had suggested car dealers inspect trade-ins for damage and make repairs before putting them on used -car lots. Dealers, however, said that would be too

repaired and warranted."

The key to certified pre-owned vehicles is that, unlike other used cars, they have been inspected, repaired and given a factory-backed warranty. The price of the car rises to defray the cost of those perks, but the higher price is offset by the consumer's peace of mind.

Auto industry experts estimate that up to 1.6 million of the 17 million used cars sold by dealers each year are factory-certified, and that 20 percent of shoppers who are happy with their used car will buy the same brand when they choose to buy a new car.

"Factory-certified has become very popular," said the former president of the Chicago Automobile Trade Association, which represents more than 500 new- and used-car dealers in the Chicago area. "One reason for offering certified pre-owned cars is that it's a way for automakers to keep you in their family. If they attract you into a pre-owned car and you're happy, you eventually will buy the same brand when you purchase new, and they are hoping for repeat new-car sales."

Monoprice specializes in a wide variety of electronic cables, home theater equipment, networking and IT gear, mobile accessories, and other computer components and tech equipment. Customers can easily navigate their website and choose from among more than 4,300 Monoprice branded and non-branded products offered at very affordable prices on its website.

Turning old instruments

into art!

Terry has now expanded Instrument Art is some- have. He is currently working thing Terry at Guinner on a Mandolin Jewelry Box, a his repertoire to include differGraphix has been doing for custom base for a member of ent instruments, everything years for many people that the all-female band Zepparel- from mandolins to guitars of have a love for instru- la, a commemorative CV all kinds, making custom pic ments. Terry has found, since WorldWide guitar, and some- guards and head stock art. He being back in California, body even asked him to do is constantly on the go, workthat local music stores have a something with their pi- ing with different vendors and endless source of instruments ano! He can make a piece of personalities to generate great to bring back to life. He will furniture out of an unusable or art pieces, many for charities. personalize your drums, gui- unwanted instruments, he does Terry is also the nicest guy in the room, always willing to tars, and any instrument you it all. help people out

To contact Terry, visit:

www.Drumiture.com

Terry‘s hope has always been to work with many wonderful people in many creative and unique ways, and in accomplishing that he is living his dream. He loves to save vintage or valuable drums in any way, using them to make individual, personal, one-of-akind pieces, his skill and perfection borne of his love of drums and art. Saving drums, meeting great people, helping those in need, and creating some very unique drum furniture is, to Terry, his life‘s calling, and one can see the passion and skill in his work.

In Terry‘s words; ―to be able to save these drums and unwanted instruments or cherished mementos and see the appreciative faces of the people for whom I have made them is what truly makes me happy. I‘m excited to say that Drumiture has many new clients contacting me daily, and the donations of numerous unwanted instruments, which I see as ‗unfinished art‘, is helping me make my dream come true.‖

Gear the Pros Use!

When asked about my philosophy in drumming or my approach to drumming, I always like to share a few things that I think are most important.

I think the most important thing is the song. For a drummer, complementing a song can be a difficult task.

Human nature makes you want to shine as an individual and I think a lot of musicians try to shine by showboating their skills in the wrong places.

I think the vocals are the highlight of most songs and a drummer should never do anything to drown out a vocal part.

It is very easy to do too many drum fills as well. I try to use drum fills to bridge the verses and choruses and also for entering and/or exiting the middle eight section of a song. I don't always do this, but it is my goal.

I also think a drummers meter is important. As drummers we are always going to fluctuate here and there but the timing in a song can make it or break it. Keep in mind we are only human and it is very easy to race in a song when performing live. Using a click when you practice is very important. I find it to be a great tool in making me a more focused drummer.

Drums Mapex Saturn Series - Birch shells lined with maple interior Clear black laquer finish over wood grain Snares Mapex Saturn - 6x14 - Birch/Maple Pearl Session Custom - 6x14 Maple Pearl Steel Piccolo - 3x13 Pearl Steel - 7x14 Toms 8x8 - Rack Tom-tom 8x10 - Rack Tom-tom 8x12 - Rack Tom-tom 8x13 - Rack Tom-tom 14x14 - Floor Tom 16x16 - Floor Tom 16 - Roto Tom 20x22 - Bass Drum Cymbals HH - 13 - Zildjian A Custom Projection Chinas - 4x's - 12, 12, 14, 15 - Zildjian Splashes - 3x's - 6, 10, 12 - Zildjian Crashes - 4x's - 15, 15, 16, 18 - Zildjian K Series Ride - 20 - Zildjian Hardware/Accessories LP Latin Percussion Cowbells 3x's Toca Wood Blocks 3x's Gibraltar Rack Mapex Hardware DW-5000 Double Kick Pedal Pearl Eliminator Double Kick Pedal Roc -n- Soc Throne Pro-Mark 747 Drumsticks - Hickory/Oak Remo Emperor Drum Heads/Tom toms/Kick Drum Remo Coated Power Stroke Drum Heads/Snares

I also think power drumming and finesse drumming are crucial to a song, and combining the two is important.

Two of the greatest examples of Power and Finesse playing in Rock drumming would have to be John Henry Bonham and Alex Van Halen.

Well, there you have it. This is only my opinion and a few of my approaches to drumming. You can always learn from others so pay attention to every drummer you hear. You can learn what TO do as well as what NOT to do.

In conclusion, It's all about the song, not the individual musician, NEVER take away from the song.

OWEN BRYANT, drummer for Electro_Nomicon P.S. I also think it is important to have two drum kits: one large kit and one small kit. Trading off on different types of drum set ups is a great way to develop new techniques.

Keep in mind, without passion, you have nothing!!!!!!!

Thanks for having me in this issue of CV Northwest, Always a pleasure. Peace, Out!

E_N is with No Remorse Records and sponsored by High Voltage Music, Valholl Brewing, Finger’s Duke Design Studio, & Rocket Queen Promotions.

Gear the Pros Use! ‗JT‘ is a classic ‗Jack of all trades‘ guitarist who hustles the spectrum of rock, blues and country music. ―I grew up a rocker, did time in jazz college, but drifted over into the blues and Americana. I teach cool kids and usually play with 3 to 5 bands at a time, as much as possible. I get to carry an electric guitar to work everyday, instead of a briefcase… boo ya‖!

Jason is not only an excellent and versatile musician, he‘s a friend and used to be my guitar instructor. He was a great teacher, and the fact that the Pres is kind of crappy at playing guitar is in NO WAY due to Jason‘s ability, but mostly my laziness and sloth. I miss our fun lessons!

Guitars: 1995 American Fender Stratocaster. (Sunshine) Texas Special neck, Seymour Duncan JB Jr. middle, stock bridge. People give me crap ‗cause I have a humbucker in the middle, but it gives the out-ofphase positions a bolder and louder tone. I set the bridge to float pretty high with a short bar ‗cause I use my whammy a lot. Mmm… whammy bar!

1994 Epiphone Sheraton II. (Shirley) Gibson P-94 neck, DiMarzio PAF bridge. Middle is a delicious blend. Sperzel tuners. Both of my main guitars I set up to have as wide of a range between bright and dark tones as possible. Versatility!

Amps: Fender Super Sonic – 60w, 1x12‖ combo, JJ tubes - The original with 2 clean channels (Vibrolux & Bassman), and a burn channel that is extremely flexible, from classic bluesy to high gain, and lead boost. I LOVE this amp!

Fender Prosonic – 60w, 2x10‖ combo, JJ tubes - Has one of the loudest and full clean channels I have ever heard, drives pedals great. Has a higher gain distortion that makes this a killer rock amp. I can set it next to any half stack, and it always keeps up! For bigger gigs, I run both amps in stereo. It‘s like a love seat of tone!

Effects: Pedaltrain deck – Crybaby, Ibanez TS9, Fulltone OCD, ZVex Box of Rock, Boss EQ, Danelectro Dan-Echo, Boss Tremolo, Boss Super Shifter.

Strings: Ernie Ball Slinky (10-46) Picks: Dunlop .71mm. Purple alligators! I like the texture…

Jason ‘JT’ Thomas – currently with: Franco Paletta & the Stingers - Blues L‘ Eighties Nite – 80‘s dance Sons A Bitches – Country/Rockabilly Myrrh Larsen – Art pop

Brandi

‘ Young, talented, fast, loud, REAL punk rock, anti-pop punk rock, down to mosh, down to party.

LOOSE CHANGE is making a splash in the Vegas punk scene; they like to play loud fast music and they want you to have just as much fun at our shows as they have. They are all about turning it up LOUD and getting the pit started. In their own words…”DRINK A BEER,SMOKE A BOWL,GET THIS SHOW ON THE ROAD... ” et kept falling out I joked around with name spare change, loose change and it kinda stuck from there <Brandon> Yeah, it‘s really not exciting…some change fell out of David‘s pocket while he was thinking about band names and he said, ―Damn loose Tell us about getting together, the evolution of change!‖ Bingo. this lineup. Who started the band? What was the process of getting you guys together? <Brandon> I was in a band throughout high school.

Two weeks before I graduated we broke up. I tried to find bands for a couple years, but nothing happened.

David and I had been talking about starting a band for a while. <David> Ultimately, it gelled at Brandon‘s house one day at a BBQ. Brandon approached me and my brother about playing together; we originally wanted to do a chill, kinda sublime style music. <Brandon> Yeah, we were all sitting around a fire in my backyard where David and I talked to Andy about playing the drums and he was in. <David> So we got together at Andrew‘s and my house and that‘s the start of Loose Change -been jamming in the kitchen ever since. <David> We looked for a lead singer for a little while until we got tired of not having any vocals so Brandon and I took on singing.

We do need to give thanks to their dad, Lee Tonan, he graciously Who is in the band, and what is their role?

David Tonan – Guitar/Vocals Brandon Hall – Bass/Vocals Andrew Tonan – Drums/Vocals

allowed us to practice in the kitchen of his home. That’s where Loose Change was born.

-Brandon Hall

Any big story about the how you guys named the band? <David> Me and Brandon were working for his dad Who are your musical influences? one weekend at his rental house and we were talking <Andrew> Speaking for myself, I can definitely say about names and a bunch of change I had in my pock- that my first introduction to rock music in general was through KISS. I have so many influences but

Did you guys have any other interested growing up, or was it always music? <David> I‘ve always liked to work on cars and same with my brother Andrew. Music has always been in our live we‘ve all been in bands before but nothing that did as well as Loose Change. <Andrews> Dude, this was it for me personally. I never wanted to do anything else. <David> Looks like I stand corrected. <Brandon> When I was a freshman in high school all I wanted to be was a professional fisherman, but I‘ve also wanted to be a rock star most of my life. I felt the most comfortable rocking out, head but some notable ones are Glenn Danzig/Misfits, banging, having a blast and watching people have fun KISS, Dead Kennedys, and Black Sabbath. The list in the pit as much as I do. could go on and on. <David> I have a bunch of heavy metal guitar influ- How long did you work together before your first ences like Pantera, Iron Maiden, and Slayer, but I also show? Were you guys nervous, waiting to head get a lot of my influence from the older raw punk bands like GBH, Black Flag, Misfits. Anything loud onstage? <Brandon> We were together a little over six months and fast, really. <Brandon> For me, it‘s Rise Against, Rancid, A Day before our show. to Remember, No FX, Red Hot Chili Peppers and <David> Right, I think it was 6 or 7 months before we did our first show. We were booked on a show Sublime with Nino Zombie, ‗Roid Rage, and Lambs to Lions; we loaded everything, we had PA, amps, mics, What do you think is Loose Change’s appeal to drums, everything. We found out the show been canthe punk fans of Vegas? celled when we got to the venue! Luckily the guy that <Brandon> We are fast, heavy punk rock who like to helped get us the show immediately called another get in the pit and have a good time. We want the au- venue and got us set up but it was an adventure for dience to have as much fun as we do on stage. our first show everybody running around making <David> We‘re straight to the point. We don‘t really phone calls stressing out. have a stage act, we get down to business when it‘s <Brandon> I‘ll admit I was a bit nervous; it had been our time to play. We try to play as many songs as three years since I was last on stage. There is always possible when we‘re on stage anything to keep the that ―first show‖ anxiousness because you don‘t crowd going and the mosh pit rollin‘. know how people will respond to new material. <Andrew> The raw, realness of our music, we‘re creating a voice for people like us who are sick of the Any memorable shows up until this point? bullshit shoved down their throats by life in general. <Brandon> That first show was the most memorable Our music helps them get away from all that stuff and for me because we had planned to play at Buzz BBQ cut loose. for a couple weeks. It was set for a Saturday night at

8:00 pm. We arrived early to set up, but when we got er. The first punk bands I ever heard were Lower there, they told us the show was cancelled. We were Class Brats, Misfits, Cheap Sex, Dead Kennedys. I bummed, but our friend Greg from the local band just got hooked into this music.

Lambs to Lions made a phone call to help us find an- <David> In middle school I used to hang out with a other venue to play that night. We met him at the Un- bunch of guys we would all skate and listen to the derworld to see if they could work us into the lineup. Misfits, Lower Class Brats, Cheap Sex; ever since After waiting about 20 minutes they told us, ―you‘re I‘ve always been a punk fun and a huge metal fan. on in 10 minutes.‖ We ran out to the van, pulled out My friend josh and my little brother got me into the all of the gear and rocked out at one of the best Misfits in 8th grade and been rocking ever since. shows. <Andrew> Our latest Double Down Saloon show was AWESOME... That was one hell of a crowd. We feed off of the crowd as far as energy. The crazier and louder they get, the crazier we get on stage. <David> I think the best show we had so far was our first show at Cheyenne Saloon. It‘s a club on our side of town so all of our friends and fans were able to make it out - we packed the house and blew the roof off the place, it was awesome! We had people moshing all night we had a lot of support that show we killed it.

The mosh pit gets pretty intense at your shows, have you noticed any real craziness while playing? <David> Craziest thing I‘ve seen is a guy on another guy‘s shoulders in the pit, that‘s about it. One night our crazy ass bass player jumped off the stage while still playing and got in the pit with everyone for a minute.

When you sit down to write a song, where does <Brandon> HaHa. The pit gets pretty intense, but the inspiration come from? not too crazy. What I like most about punk rock pits <Brandon> Usually when we get ready to write a is that when you fall down, someone picks you up. song we already have an idea of what we want the No one is there to hurt each other, they just want to song to be about. Most of our songs start with one of have fun. our instruments playing a riff, if we like it, we use it. <David> That‘s the basis for all our music; when we Then lyrics are written and are about what about write a new song we always ask ourselves would we what‘s going on in our lives, the country, or somepit to this, does this make me wanna move. thing stupid or funny. <Andrew> I think shows need to be intense like that, <Andrew> When I write lyrics it always comes from it makes them that much better. Nothing like ripping what I feel. I just look around at what‘s going on out a song that gets that crowd moving. It‘s really around me. It all really just comes from life. something to watch from my point of view behind the <David> Agreed, whatever is on our mind, usually it kit. has something to do with who pissed you off last or what‘s bugging you, be it Wal-Mart, fast food compaWhy punk? Where did your interest in that mu- nies, bums begging for change on the side of the sic genre start? road; we use whatever comes to mind and try to be as <Brandon> I‘ve always liked fast hard music, from original as possible. hardcore to scream to real fast punk rock. Also, I‘ve How do you guys go about writing punk songs? always loved the pit. <Andrew> For me it started when I was young- <Brandon> David usually comes up with heavy riffs

to start us out on some of our songs. When it comes media (FB for example), how do you think that to writing lyrics, he is an expert for writing comical has helped the band, if at all? lyrics that both rhyme and have great meaning to the <Andrew> Social media is a great asset in the times songs. He also helps manage the band by setting up we live in now. We do Facebook, Instagram, Twitter, shows and running errands. Secondly, we have Andy and ReverbNation. It really does help us reach more who lays down some fast, straight forward punk people. We want to be available to everyone. beats. He keeps us excited and playing faster and get- <Brandon> It has helped the band tremendously. It ting the crowd involved. Without Andy keeping the allows us to post about upcoming shows, upload picbeat fast and steady, we wouldn‘t be able to keep eve- tures, communicate with fans and share our music. rybody moving. He also helps with songs and lyrics, We are able to share about our band to more people social media, emails and merchandise designs. As for every day. It is a great advertisement tool to share our me, Brandon Hall on vocals and bass guitar, I come love for music with everyone. up with swift, fast and heavy bass intros and keeping <David> Actually last show we had two guys come them steady throughout the song. I supply the van to up to us and tell us they found us on Facebook and move our gear from practice to shows to run errands drove all the way from Colorado to Vegas to come and book shows. I also help write song lyrics. I guess watch our set, it was awesome. So I‘d say Facebook you could say it‘s a team effort. has definitely helped us out; we just recently started a Twitter and Instagram account as well. Trying to Any of your songs speak to you guys on a per- spread the name however we can. sonal level? <David> I think all of our songs speak to one of the What is your view of the Vegas punk scene? members at least; ―Change the Channel‖ is about re- <David> Its thriving imo. People just need to see the ality TV (I can‘t stand 16 and Pregnant, the Kardashi- work all the bands and people put into the scene out ans, all the BS they put on TV for the youth to look here, it‘s ridiculous; and we all try to help each other. up to). ―Fat Food‖ I know speaks to Brandon for his One thing that is kinda sad is there‘s never really hate of McDonalds and the fast food restaurants and been anything for kids 18 and under to do in Vegas; if ―Government Deliquencies‖, which my brother start- we had a better all ages venue I think it would be the ed writing during the election, well, you can figure spark we need to ignite it out here and grow the local that out. I think all our songs have a personal mean- scene. ing or reason behind them <Brandon> The Vegas punk scene is still alive and <Andrew> Yes, ―Government Delinquencies‖. I remember sitting in a truck after the last election, thinking of how screwed up everything is in the country. I started writing some lyrics, then brought what lyrics I had to the guys and they wrote more lyrics for it.

It‘s a great big F**K YOU to the government and all politicians who take advantage of us every day.

At least that‘s how I see it.

I see that you guys are pretty active on social

kicking. We are enjoying every minute we can. And going anywhere but up from here. all of the new local punk bands are helping to keep it Okay, so we’re basically a year (or so?) into alive with their unique styles of the genre. <Andrew> There are a ton of great bands in the sce- Loose Change, it’s mid-2013, what the plan for ne. It‘s definitely overshadowed a bit, but it‘s really the immediate future? great, lots of good people and hopefully we all can <David> Full Length CD, west coast tour if possible help make it bigger. and whatever anyone wants to offer, we‘re always open for new stuff, we‘re ready to take it and run with CVSW met you guys at the Total Chaos show; they it! are pretty big, what does playing with bands <Andrew> More local shows of course, possibly a who’ve played internationally like TC show you tour in the coming months. Keep on writing new muguys? sic. We are in the process of working out a deal with <David> It‘s an awesome feeling even if you‘re the a very popular punk website to distribute our Protect first band on the bill it‘s always awesome to play with That Penny E.P. I really can‘t elaborate on that too the touring acts. Makes you feel like just putting much right now. We also have a new CD split we rec110% into everything when you get to play with in- orded some new songs for. That will see a release here soon. Also, we are working on some new merternationally known acts. <Brandon> It was inspirational to perform with such chandise. talented musicians that have toured the world. It real- <Brandon> Keep on doing what we are doing by playing music, rocking out at shows and most imly makes you bring it when you‘re performing. <Andrew> It shows to just keep it going, no matter portantly having fun. Hopefully we will play some out of state shows and maybe a tour. what anyone tells you. That‘s what it‘s all about.

If you had one band to open for, who would it be? <Andrew> The Misfits. <David> Metallica…sold out at Thomas and Mack.

That‘d be my dream show, I think we would be a good fit to open for them and maybe play a couple songs with them too. HaHa! <Brandon> Rise Against. They have a very fast, heavy alternative punk rock sound. They also have a huge fan base.

Where do you guys see yourselves in the journey of Loose Change? <Andrew> I see us out there touring the world doing our thing, bringing real punk rock to the masses… keeping it alive and well. <Brandon> Hopefully making a living playing music, enjoying myself rocking out. If I can make enough to support a family, it would be awesome and a dream come true. If not, I enjoy every minute of it. I am not doing this for the money, I am doing this because I love to play music. <David> Just staying with it; if we get big that‘s great if not it‘s still fun. We‘re all in it for fun but we can‘t https://www.facebook.com/LooseChangelv do it for free forever; I think we‘re doing good so far, http://www.reverbnation.com/loosechangelv we‘ve been around about year we have a new 4 way split coming out with False Cause (Face First records) we have a couple big shows coming up I don‘t see us

ASE Certified Master Rick McDonald offers his advice on YOUR questions...

I just replaced my front brake pads and rear brake shoes and now i have a horrible grinding sound. What could be causing this? I removed both rear drums and made sure that they were centered and it is still making the grinding sound. I’m at a loss on what to do now. Any help would be very much appreciated.

Grinding sound after brake replacement? Well it does not say if the rotors and drums were resurfaced, can you tell which end of the car the grinding noise is coming from? If you can tell which end I would look very closely for any signs of metal to metal contact. I do not know what kind of car you are driving but I have herd grinding type noises come from the rear brakes on some of the late eighties to nineties GM mid-size with drum rear brakes especially when cold and in damp climates, I have thought it was possibly moisture in the brake shoes because after a few applications the noise is greatly diminished. All that being said a really close visual inspection including removal of the brake pads if needed is warranted. The most common types of brake materiel are organic, metallic and ceramic. Sometimes the type of pads can add to noise issues be sure you are using what is correct for your application. I hope this helps.

My car gets stuck at 2000 rpms when driving. If you gas it hard it is fine. If you let off the gas and ease in to it it gets stuck there again. Doesn’t shake runs good just gets stuck at 2000 rpms.

The car still accelerates when stuck but to get it to go over 2000 rpms you have to punch it.

I am sorry but I need a lot more information; what kind of car are we working on, is it carbureted, is it fuel injected, what year. The reason is some cars use linkage or a cable to control a carburetor or throttle body. Now quite often there is no direct connection to the throttle body, acceleration is electronically controlled using a sensor to measure accelerator pedal position then the computer controls the throttle opening, so to be fair this can be somewhat simple or quite complex and need some sophisticated equipment to test. If you can tell me the car or truck I will see what I can do.

My husband disconnected the AC in the car and after that, for about a month I was hearing strange soft squealing/humming noises. The other day he went to start it and the main belt snapped. It was shredded. He went, got another belt and that shredded after running 15 seconds. Any suggestions?

When you say he disconnected the a/c what method did he use; unplug the compressor or get a shorter belt and re-route the system? Anyway I do not think the a/c removal was the cause of the belt failure, most likely something is failing in the pulley system causing either misalignment or some pulley has stopped moving which should be very easy to check. If you can see all the devices operating on this belt look to see if they are in alignment and the if you can by hand turn each one make sure they move freely it may be the a/c compressor that is the trouble. I hope this helps to assist you in your diagnosis, good luck.

Outta The Black continued their pursuit of making sure every ear is ringing when leaving venues. They brought an onslaught of debauchery back to Vamp'd and the Count himself, Danny Koker, joined them on stage as well. Some more original material was served up for the fans and they brought the house down with another unparalleled performance. Their next appearance at Vamp'd, scheduled for July 13th, will be another first. They will be performing on the same bill with the other Vegas phenom, Smashing Alice, which will bring their modern and progressive covers to Vamp'd to compliment Outta the Black's down & dirty debauchery. This will be a show for the ages and should bring an attendance level which just could possibly rival the turnout at the Memorial Event for our lost brother, Dave Sabatino, that I believe took up every square inch of Rocking Warriors as well. They are still a confloor space in the entire building. stant presence down at the Fremont Street Experience on Wednesday nights and are definitely Smashing Alice took their usual turn in worth the trip down. line, playing Vinyl Club at the Hard Rock, to the New Band on the block 'Between A Rock' hundreds of Electric Daisy Carnival goer's, prior + featuring Jimmy Crespo (Aerosmith, Rod Stewto their departure to the event. Rockin‘ out in 110 degrees at Rockin Jay's Comedy Show's anniver- art, Billy Squier), Louie Merlino (Beggars and sary party at the Rumor Hotel Pool and also Thieves), Jeff Tortora (Blue Man Group, Tinniplayed a benefit at the Cheyenne Saloon for the tus), and Wayne Carver (Flash, Quiet Riot) took the Vamp'd stage and rocked the house with their new dose of rock. These guys bring a new and unique sound to the Vegas stages, I cant wait to see and hear more of them.

Dirty Pairadice, Systemec & Dinner Music For The Gods rocked the damn roof off of Vamp'd on the 21st with another unbelievable show. The performances just keep getting better from these 3 bands.

A Las Vegas Legend, Bud Mickle has been performing all over the valley for years at places like Tommy Rocker's, Tuscany and the Pioneer Saloon. Bud has recorded a CD and will be having a CD Release Party at Tommy Rocker's in July. Stay tuned for more info on the event.

Acoustic Arena continues their 'Friday Night Residency' at Shakespeare's Grill & Pub in Henderson. It's a great spot to just chill with some craft beers and the trio puts out some good tunes in a space not accustomed to bands performing.

LVCS down on the Fremont Street Experience continues bringing touring acts in along with supporting the Local Music Scene. Jack Russell's Great White, the Bullet Boys, RATT Tribute 'Out Of The Cellar' are just a few of the shows that came during June.

The Gold Mine keeps bringing the music on Thursday Bike Nights with Kill Jimi rocking the house recently. John Zito Band packed the house on a recent Friday Night and it seems the Gold Mine wants to become a player in the Local Music scene.

Speaking of Fremont Street, the Arena Tribute has been rocking the stages down there for what seems like 2 years now, and the crowds just keep coming.

Important Financial Information CV WorldWide offers some information on automobile loan terms... payment of $540. The finance charges over the life of How long should my car loan be?

When it comes to buying a car, most people the loan would be $2,115. have an idea of what monthly payments will fit their Contrast that with a seven-year loan. The inbudget, and that's what they target when they're mak- terest rate would be higher, according to Edmunds ing a deal. But this monthly payment mentality is data: 4.9 percent for loans of six to seven years in making car buyers lose track of the bigger picture: the 2012. It's common for longer loan terms to carry total cost of the car and the length of time it will take slightly higher interest rates. The monthly payment to pay it off. for a seven-year loan, $426, would be lower than for Edmunds data tells the story: For the past dec- the five-year loan. But the finance charges for the ade, the average car loan term has slowly crept past loan would be $5,548. That's more than twice that of five years, and is now close to five-and-a-half years. a five-year loan.

Thirty-eight percent of the auto loans in 2012 had It is easy to see how someone could be lured terms of five-and-a-half years to six years. And 12 by the appeal of the lower monthly payment afforded percent of the loans were for terms of six to seven by the longer loan. A buyer would "save" $114 per years. month in car payments, but in the long run he would "Consumers are battling two things," says the pay $3,433 more in interest than if he'd chosen the director of automotive credit at Experian. They are five-year loan. Plus, he'll have two more years of car trying to get a good interest rate and a reasonable payments. monthly payment. But sometimes the five-year loan has a monthly payment that is too high for them, and Negative Equity A new car typically depreciates about 22 perthey end up financing for a longer term, even if it cent in its first year. At the beginning of a car loan, costs them more down the line.

Is there any benefit to having a seven-year car the buyer is typically "upside down," or "under waloan? Aside from having a lower monthly payment, ter," meaning he owes more than the car is worth. no. In fact, there are many reasons why you shouldn't The situation is made worse if the buyer hasn't made a large enough down payment. Based on Edmunds choose such a long car loan term. data, most people aren't making a big enough down Higher Interest Costs The longer you finance a car, the more interest you will have to pay on it. Edmunds recommends a five-year loan, less if you can manage it. Here's how the numbers look when you compare a five-year loan to a seven-year loan.

We chose a 2013 Honda Accord Sedan EX-L V6 with navigation for our example. Its True Market Value (TMV®) is roughly the same as the average price of a new car in 2012. Edmunds data shows that the average down payment in 2012 was $3,435. We entered those numbers in our loan calculators. After tax, title and the down payment, the total amount to be financed is $30,266.

The average interest rate for a four-and-a-half to five-year loan in 2012 was 2.69 percent, according to Edmunds data. That person would have a monthly

without car payments and have the freedom to sell the car whenever they want.

Low Resale Value Resale value is another reason to steer clear of extra-long car loans. A five-year-old car is more desirable and more valuable in the used-car marketplace than a seven-year-old vehicle.

At five years, a car has lost about 55 percent of its new-car value, says Edmunds director of remarketing. A seven-year-old car has depreciated by about 68 percent.

In other words, the Accord in our example will be worth roughly $14,787 after five years. It drops to $10,515 at the seven-year mark. payment to keep from being upside down longer than A dealership will likely give you more money necessary. for the five-year-old car. At that age, it's a great canThe time it takes you to get "above water" and didate for the certified-pre-owned process, which build equity in the car will vary, based on the car you means the dealer will have a more valuable car to bought and how much of a down payment you've sell. made. But one thing doesn't vary: the longer your car On the other hand, a seven-year-old car is right loan, the longer it will take you to build equity. on the edge of no longer being an acceptable CPO When you have no equity in the car, you can't car. Further, if it has too many miles, it won't qualify. sell if it you need the money in an emergency: if your That means you will get far less for the car as a tradeother bills get out of hand or you lose your job, for in. example. It also gives you fewer options if you get tired of the vehicle. A buyer will only pay you what Common Sense Alternatives Let's say you want to buy a new car, but the the car is worth, not what you owe on it. You're stuck monthly payments that are being quoted for the usual with the balance of the loan.

Similarly, if you get into an accident and the five-year loan are too high for you. That may be a car is totaled, the insurance company will only pay sign that you're shopping outside of your price range.

Stick to cars at the lower end of your range you what the car is worth at the time of the accident.

The remainder of what you owe will have to come and you should be in good shape. Once you have an idea of what you can afford, make sure you get preout of your pocket. approved for your car loan before heading out to the dealer.

Car Fatigue We love our cars when they are brand-new, You also could consider buying a used car. Inbut when romance fades, we're anxious to trade them terest rates are a bit higher for used cars, but since the in for something else. The average trade-in age for a cars cost less, there's less to finance and the payments car in 2012 was 5.9 years: It's not what you'd call an will be lower. enduring relationship.

If you have a seven-year loan and get the itch Final Tip to buy a new car around the average six-year mark, While it is important to know what you can you'll have to wait another year to buy. The other al- afford in terms of monthly car payments, that shouldternative is to roll the balance of the loan into your n't be your only measurement of a good car loan. next car purchase. And that's a bad idea, adding up to Take a look at all the numbers in the sales contract so an even longer loan commitment and higher monthly that you are fully aware of what you are paying for payments. the car.

Contrast this situation with buyers who've chosen a five-year loan. At the average trade-in mark of 5.9 years, they have already enjoyed almost a year