March 13, 2012

PANERA MOVING? / P3 • IU'S DANIEL MOORE / P7 • LOOKING BACK: SECTIONALS / P26

Tuesday March 13, 2012

Residential Customer Local

City officials read and react to the CRC's most revealing report to date / P13

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News Daniels announces plans to speed U.S. 31 work COMMUNITY

editorial@youarecurrent.com

Work on U.S. 31 in Hamilton County now is expected to be completed three years sooner than originally planned.

Last week, INDOT announced its intent to speed up U.S. 31 Hamilton County construction using contractor financing, a publicprivate partnership strategy enabled last year through one of Gov. Mitch Daniels’ legislative initiatives. Through this proposed plan, the project would open to traffic by the end of 2015, three years earlier than expected.

Daniels, who made the announcement at the 2012 Road School Conference at Purdue University, said, “We’ve found a way to bring this project forward by three years for the people who have waited for so long for U.S. 31.

It will be bid in one bundle, and be built less expensively and years sooner than would have otherwise been the case.”

In May, Daniels signed into law Senate Enrolled Act 473, which allows for expanded use of private capital for transportation

LeaRn more – Those interested in learning more about the schedule and maintenance of traffic changes to the project, as well as current and upcoming construction, can attend a public open house March 29 at Carmel High School.

The event is scheduled from 5 to 8 p.m. with a presentation at 6 p.m. in the main cafeteria. For more information, visit us31hamiltoncounty.in.gov. improvements. Using this new law, INDOT intends to bundle remaining construction phases for U.S. 31 Hamilton County into one contract, taking advantage of low construction and financing costs. INDOT would then repay the contractor over seven to 10 years using state and federal transportation resources.

Through this proposed plan, INDOT is exploring closing U.S. 31 to traffic for accelerated construction of an overpass at 126th Street and roundabout interchanges at Main and 136th streets.

Panera could leave Merchants’ Square

By Kevin Kane kevin@youarecurrent.com The Merchants’ Square shopping center soon could lose another tenant, according to one prominent source.

Mayor Jim Brainard last week confirmed a rumor Panera Bread intends to leave its location in Merchants’ Square and relocate to the proposed redevelopment of The Centre – the shopping center near the Range Line Road-116th Street intersection that previously housed a CVS Pharmacy.

Prior to Brainard’s comments, calls were placed to both Panera’s corporate office and Ramco-Gershenson, the leasing company for Merchants’ Square. Representatives from both organizations said they were unaware of the Carmel location’s plans to relocate.

Kite Realty Group has plans to partially redevelop the shopping center sitting on a little more than

8 acres. According to its request for a development standards variance, KRG is proposing to demolish and remove a portion of the shopping center while building a new anchor store in place of the old CVS. The request also states “the existing bank building will be demolished and a new bank will be constructed in a new location to the west on 116th Street” and “a new stand-alone building will be constructed in place of the existing bank building at the intersection of Range Line Road and 116th Street.” A new multi-tenant retail building also would be constructed along Range Line Road.

If Panera were to leave the shopping center, it would be the year’s second notable departure of a business from Merchants’ Square. Carrabba’s closed its Carmel location in January.

Matthew Williams contributed to this report.

Founded Oct. 24, 2006, at Carmel, IN Vol. VI, No. 17 Copyright 2012. Current Publishing, LLC All Rights Reserved.

30 South Range Line Road Carmel, IN 46032

317.489.4444

Student art display – College Wood Elementary art students will exhibit their work in the World’s Smallest Children’s Art Gallery, 40 W. Main St., during March as follows: Saturday, 2 to 4 p.m.

Sunday, 2 to 4 p.m. March 24, 2 to 4 p.m. March 25, 2 to 4 p.m. Call 844-4989 for more information.

Friends’ breakfast – Chaucie’s Place will host its Friends of Chaucie’s Place Breakfast March 23, 7:30 to 9 a.m. at the Ritz Charles, 12156 N. Meridian St. There is no charge to attend the event, but donations will be accepted. To RSPV, visit www.chauciesplace.org. The Legacy Fund, a Central Indiana Community Foundation affiliate, has granted Chaucie’s Place $10,000 and the Crosser Family Foundation has donated $10,000 to support the Child Advocacy Center’s prevention and education programs.

Signature song for CarmelFest - The CarmelFest committee has commissioned a talented local composer to create a musical piece exclusively for CarmelFest. Creating a signature song was the idea of Jay Kim, local businessman and member of the CarmelFest committee. The committee envisions the Carmel Symphony Orchestra playing this instrumental composition at this year's celebration, July 3, 4. CarmelFest also will use parts of the music in promotions and pre-festival events.

Managing Editor – Kevin Kane kevin@youarecurrent.com / 489.4444 Associate Editor – Terry Anker terry@currentincarmel.com Copy Editor – Christine Nimry christine@youarecurrent.com Art Director – Zachary Ross zach@youarecurrent.com / 489.4444 Associate Artist – Andrea Nickas andrea@youarecurrent.com / 489.4444

Cartoonist – Tim Campbell tim@currentincarmel.com Senior Sales Executive – Dennis O’Malia dennis@youarecurrent.com / 370.0749 Office Manager – Heather Cole heather@youarecurrent.com / 489.4444 Publisher – Brian Kelly brian@youarecurrent.com / 414.7879 General Manager – Steve Greenberg steve@youarecurrent.com / 847.5022

The views of the columnists in Current in Carmel are their own and do not necessarily reflect the positions of this newspaper.

www.currentincarmel.com

Current in Carmel

Chaucie’s Place names new board members – Chaucie’s Place has named Beth SticklesMcDaniel and Megan Long to its board of Sticklesdirectors.Stickles-McLong McDaniel Daniel is a longtime community leader with extensive experience in nonprofit management and corporate, public and nonprofit financial management. She is president of Get Results Inc., a consulting company focusing on financial management and marketing. Long is an attorney with The Nice Law Firm specializing in family law and estate planning. She is also a guardian ad litem in Marion County and a former deputy prosecutor.

New trade group formed – A new trade group, the Technology Association of Hamilton County, has formed to help elevate the technology industry’s presence and help member companies grow. Ron Brumbarger, president of BitWise Solutions and chairman of the Hamilton County Alliance Board, said the technology industry is the backbone to improving local economy. “As an owner of a technology company, I can attest to the importance technology companies play in the local economy,” said Brumbarger, who formed the association. “I’m excited to be a founding member of the Technology Association and am looking forward to making Hamilton County the Midwest’s crown jewel of technology.”

Stratford sponsoring writing contest – The Stratford, a retirement community located in Carmel, announced it is giving away nearly $3,750 in cash prizes to be used for future college expenses by local high school seniors. The Silver Pen Scholarship is open to high school seniors with plans to graduate in 2012. The scholarship is for seniors in Carmel, Fishers, Noblesville, Westfield, Zionsville and surrounding areas. First place will receive a plaque and $1,500; second place will receive a certificate and $1,000, third place will receive a certificate and $750 and fourth place will receive a certificate and $500.

We asked, you answered. Here are the results from the recent online poll question: “Where do you typically spend your nights out?” Carmel – 59 percent (22 Votes); Other – 27 percent (10 Votes); Downtown Indianapolis – 14 percent (5 Votes); Total voters: 37; To vote for the new online poll question – visit www.currentincarmel.com.

To read more about these stories visit currentincarmel.com March 13, 2012 | 3

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Clark, Boaz serving as princesses Thirty-three young women from across Indiana have been selected to serve in the 2012 500 Festival Princess Program, including Carmel’s Molly Clark of Butler University, and Emily Boaz of Saint Mary’s College. As ambassadors of the 500 Festival, the 2012 Indianapolis 500 and their hometowns, the princesses will attend and volunteer at 500 Festival events and programs throughout May. In addition, the 33 princesses will be involved with statewide outreach programs of their choosing. Princesses are also present at various Indianapolis Motor Speedway functions and participate in the Indianapolis 500 Victory Circle celebration.

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Top real estate producers – The Puterbaugh Group (pictured, left to right: Peg Tharp Atherton, Alyce Penry and Jennifer Puterbaugh) recently received the award for Top Producers in F.C. Tucker’s Carmel office. Based on highest closed volume, the award was presented at F.C. Tucker’s annual awards program on Feb. 16 at the JW Marriott in Indianapolis.

Nahod-Carlin promoteD – Jo Nahod-Carlin has been promoted to director of marketing at Managed Health Services, an Indiana-based health maintenance organization serving Hoosier Healthwise and the Healthy Indiana Plan.

Previously, Nahod-Carlin was the MHS marketing manager. In her new role, Nahod-Carlin is in charge of all marketing efforts at MHS, including material production, serving as the media contact and spokesperson on health-planspecific issues and working with all internal departments to achieve maximum outcomes in marketing initiatives and daily outreach activities, among other duties. Prior to working at MHS, Nahod-Carlin served as marketing director for Nahod-Carlin Live-360 in Indianapolis, where she was responsible for the overall leadership of the marketing department with a focus on effective marketing and promotion. She resides in Carmel with her husband, Sean, and two children, Jake and Landon.

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Around town

Wooden beginnings: Carmel’s history Commentary by George Geib

It began in a forest, a great old forest.

Trees created a crown 80 feet above.

Spring leaves created dense shade for many months. Fallen leaves created a ground layer of humus that could be several feet thick.

Early blooming plants might briefly flourish, but seldom lasted. If travelers had the sense not to run into tree stems a foot or more across, they could walk or ride with ease across the landscape.

It was not a virgin wilderness. Human inhabitants had crisscrossed the area for centuries.

Delaware native villages could be found along the local rivers. Their fires, sometimes intentionally set to drive wild game into the hands of hunters, helped to shape the landscape. It was also not all forest. Prairie grasslands had been in competition with the great trees for centuries.

William Connor’s home across White River sat on one of those prairies.

Forests greatly influenced the early settlers of what would become Clay Township. The rich humus soil could only be farmed after the trees

were killed. Once felled by iron tools, the wood became a great resource. It provided fuel, fencing and construction material. A craftsman could shape it into simple, practical and often beautiful artisan products. For half a century, until the demands of a Hoosier furniture industry cleared much of the township, forest tracts survived.

Today, you can still experience a memory of that wooden world if you turn your eye to the early surviving buildings in and around Carmel. A few structures remain that are built around log frames, including great logs squared by adz or by early sawmill. Other homes retain the wood siding and decorative trim of a craftsman’s era. A walk through the old center of Carmel, or a drive along the roads of Clay Township, can be a visit to an otherwise forgotten wooden world.

Dr. George Geib is a professor of history at Butler University. E-mail him at ggeib@butler.edu.

Rotary meeting – The Rotary Club of Carmel will meet Friday, noon to 1:30 p.m. at The Mansion at Oak Hill, 5801 E. 116th St. Speaker: Chris May, executive director of Indiana Basketball Hall of Fame.

Rotarians and their guest are required to register in advance. The cost for lunch is $12. Contact Wendy Phillips at 501-4955.

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COMMUNITY

Philanthropy

There’s more to these choirs than meets the eye Commentary by Jeff Worrell This just in: Carmel High School Ambassadors ranked third overall in the most recent show choir rankings. With the competition season in full “swing,” anyone who has watched an episode of Glee knows not much stands in the way of the quest for the perfect set. Endless hours of preparation go into practicing each and every move as a group of 40 individuals transforms into a well-oiled performance machine.

Almost every weekend during competition season, the CHS Ambassadors and the highly praised all-girl competition choir, Accents, are followed by their adoring fans as they travel the Midwest circuit, always favored to finish top of the heap. Just last month, the Ambassadors were grand champions at the Homestead meet, performing their 2012 set impeccably.

As seems to be the case with many student groups at CHS, there is more to the Ambassadors and Accents than meets the eye. Juniors and seniors typically make up these competition choirs, and becoming a member of either is usually viewed as a crowning achievement in their high school careers. It would be perfectly understandable to assume that January, February and March are all about competing. Do not make that incorrect, false and highly illinformed assumption.

On March 14 at 7:30 p.m., the Carmel High School third-best-in-the-nation Ambassadors

and award-winning Accents will be giving back to their community. A benefit concert for Kids against Hunger will hopefully generate $2,500 toward the worthy cause. The idea is to donate a portion of the ticket sale proceeds while giving the Carmel community the opportunity to see for themselves the material responsible for the national ranking and worldwide acclaim.

Not only will the charity receive cash from the concert, but the students are planning a work day to further support Kids against Hunger as well as learn more about nutritional needs of children in our own backyard. Members of both choirs took it upon themselves to research and choose the charity to support, deciding this organization deserved their efforts.

According to Ambassador Club Presidents Mary and Jim Wiegand, “To encourage other students to take in the concert, we are pricing all balcony seats at just $5.” Tickets are available at the CHS bookstore and run from $5 to $15.

You will wonder what happened to the time between the curtain’s rise and fall, and I guarantee a special evening featuring great talent, exemplary youth and much, much less hunger.

Experienced Surgeon Joins St.Vincent Medical Group We are proud to announce that John Huse, MD, has joined the St.Vincent Medical Group and is treating general surgery and bariatric weight loss patients at St.Vincent Carmel Hospital.

Dr. Huse was one of the founding physician members of the St.Vincent Carmel Bariatric Center of Excellence. More than 16,000 bariatric surgeries have taken place at St.Vincent Carmel Hospital, more than any other hospital in the state.

Whether Dr. Huse is improving the lives of patients seeking surgical weight loss or performing life-saving general surgery, his mission is to provide the best outcomes to all Hoosiers.

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Jeff Worrell is a local businessman.

He recognizes volunteers on “Connecting with Carmel” on cable channel 16. Contact him at jworrell@ advantagemedical.com

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Moore talks IU hoops, future

By Kevin Kane • kevin@youarecurrent.com

tioned his decision to play there, he said.

“It’s been a great rebuilding process coming from where we were our freshman year to where we are Former Carmel High School Greyhound now. But it’s been up and down,” he said. “We had Daniel Moore is nearing the end of his basketsome tough times, but it’s always been ball career at Indiana University. Last the place where I wanted to be.” week, Current caught up with Moore As for his favorite moment wearfor a brief discussion about his time ing cream and crimson, that was the with the prestigious college basketball team’s December buzzer-beater to program, his post-graduation plans knock off top-ranked rival Kentucky and more. at Assembly Hall, the highlights of On Carmel ties which are now used in ESPN comMoore said his family is still in mercials. “It was crazy,” Moore said Carmel and he regularly checks in on Moore of the court-rushing scene following CHS’ sports teams, especially the boys Christian Watford’s game-winning shot. “There basketball team during its recent run. “I played was so much excitement.” with a bunch of those guys during the summer When tournament play begins, Moore said while I was home, so I know some of them,” the Hoosiers’ success will depend on their deMoore said. fense and rebounding. “If we’re defending and On choosing IU rebounding, we’re a pretty tough team to beat.”

Moore is on scholarship in Bloomington this On his future year, but he spent his first three years on the Moore has played his last game at Assembly team as a walk-on. Coming out of high school Hall, and his college basketball career is coming in 2008, however, Moore turned down a scholto a close. After graduating in May, the sports arship from Boston University in order to join the Hoosiers. “It’s always been my dream to play communications major said he hopes to find a job in medical sales and doesn’t know where at IU,” he said. “While Boston was a great ophis job search will take him. Looking back on portunity, I had to follow my dream.” his time at IU, however, Moore said he’s happy After winning no more than 12 games in each of the past three seasons, the Hoosiers have about the way it’s ending.

“I’m going to miss it a little, but it’s going to become relevant again in college basketball. But be a good close to the last four years,” he said. even during the lean years, Moore never ques-

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COMMUNITY

Around town

Council reviewing bonus package for city’s dispatchers

By Kevin Kane • kevin@youarecurrent.com Employees at the city’s Communications Center could receive a sizable bonus if they continue working there until Carmel’s dispatching services ultimately merge with the county’s.

The City Council last week presented an ordinance that would amend the salary ordinance for city employees and allow for a pretax retention bonus of $7,500 to be paid to Communications Center employees who are not retained by the city or offered a job with the county if and when the city begins contracting with the county for dispatching services.

To receive the bonus, these employees must be full-time and considered to be in good standing, as determined by an individual picked by the city to manage the transition process.

In the March 6 edition of Current in Carmel, it was reported the city was working such a package to reward the employees who have Kiwanis meeting – Carmel Golden K Kiwanis will meet Thursday, 10 a.m. at the American Legion Hall, 852 W. Main St. Speaker: Jeff Horner, manager of the School Resource Unit, Carmel Police Dept. Contact Don Moehn at 873-1956.

remained at the center during months of uncertainty. Mayor Jim Brainard has said the city likely would keep some of its employees following a merger, and the rest would have an opportunity to interview for a position with the county. However, taking a job with the county would mean a loss of seniority and a pay decrease of about $20,000 annually for Carmel’s dispatchers.

A consolidation is being considered because of a change in state statute requiring counties have no more than two public service access points beginning 2014: a primary and a backup.

Under the original proposal, Carmel’s center would be under the county’s control and would serve as the backup to its primary center in Noblesville. The change also is expected to save the city $1.5 million each year.

The council sent the retention bonus ordinance to its Finance Committee for further review.

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Master Gardener tree and shrub classes March 28-29 – Hamilton County Master Gardeners invite the public to a free tree and shrub class from 6:30 to 9:30 p.m. March 28 and 1 to 4 p.m. March 29 in the Hamilton County 4-H Grounds Exhibition Hall C, 2003 Pleasant St., Noblesville. The class will teach how to correctly plant trees, properly fertilize, water, prune, recognize and treat common problems. The classes will be taught by Joe Stasey, who was named Tree Steward of the Year by the Indiana Urban Forest Council. To reserve your spot, e-mail jstasey@yahoo.com. For more information about Hamilton County Master Gardeners, visit www.hcmga.org.

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Helping others I’m a Carmel runner: Adam Scott

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Running the Carmel: Marathon Time as a Carmel resident: Two years, six months Goal for the 2012 Carmel Marathon Championship Weekend: To qualify for my first-ever Boston Marathon (April 2013) Why I started running: I originally started running cross-country in seventh grade. I kept running leisurely on and off following high school, but then took several years off following college.

However, in 2008, I woke up one day and, for

no apparent reason, decided to sign up to run a full marathon.

The Carmel Marathon in April will mark my third-ever full marathon.

I run with: The Carmel Runners Club, friends from college or high school and Indy Runners.

Race day lucky charm: Asics running shoes. Without them, I don't feel like I can run at all.

Advice for new runners: Show up. Push through the initial threshold of discomfort from running. Find friends to run with and hold each other accountable.

Ink for a cause – Rhonda Kile of AlphaGraphics committed to getting a tattoo if Team MammAGraphics surpassed its goal of raising more than $7,500 for the Central Indiana Susan G. Komen Race for the Cure. She got her ink at Carmel Tattoo Feb. 28. Kile, a breast cancer survivor, will soon be shaving her head, as the team has now raised $10,000. (Submitted photos)

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COMMUNITY

Helping others

Penny collection will give car to needy family editorial@youarecurrent.com Penny-Drive Car Giveaway is looking to turn pennies into a car for local family in need.

Owners of G3 Pro Auto, a three-generation company specializing in auto collision repair, came up with the unique fundraising idea to help a local family. Penny donation locations are set up around the county, and once 200,000 pennies are collected, a car will be donated to a Hamilton County family that submits or is nominated to receive the gift.

Donations and story submissions will be accepted through Saturday. Last week, Shelley Bowman of G3 Pro Auto said $750 of the necessary $2,000 had been collected.

Two story submissions had been received, as of press time, and they can be found online at www.pennydrivecargiveaway.myevent. com.

The first details the story of a single mother in Noblesville whose

clothes, laptop and car were allegedly stolen from her by a former roommate.

The second tells of a mother of three boys – ages 10, 3 and 1 – who does not have adequate transportation and now must “choose between a place to live or a reliable vehicle.”

A small panel of judges will choose the recipient of the vehicle.

Donations are being accepted at a number of locations throughout the county. The list includes, but is not limited to: Noblesville Coffee & Tea, the UPS Store on Logan Street, Himsel Chiropractic, McCarley Chiropractic, Personal Finance Company, Harbour House Insurance, The Farmers Bank in Noblesville, Bolden’s Cleaners, Great Clips, Kiln Creations, Beverly’s Precious Pets, Valero Gas Station in Carmel and New Hope Presbyterian Church.

Story submissions can be emailed to G3Proauto@gmail. com and will be posted on the Penny-Drive Car Giveaway Facebook page.

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Current in Carmel

March 13, 2012 | 11

COMMUNITY

Education

A tribute to Elvis

Grammar by Brandie Bohney

There are plenty of iconic Elvis Presley phrases, but none greater, I think, than his classic, “Thank you. Thank you very much.” If you’re of a certain age, you can’t read that line without hearing Elvis’ swagger and cadence.

And thank you is such a lovely phrase (clause, really, if you consider the implied subject), you don’t even need Elvis’ swagger to carry it off beautifully. Nearly any type of heartfelt thank you is appreciated when appropriate.

Unless, of course, you opt to hyphenate it.

Then it becomes a bane to the existence of grammarians everywhere. And of late, I have been seeing a lot of instances of hyphenated thank yous.

I also think I know a possible root of the rampant hyphenation of unsuspecting – and likely unwilling – thank yous: two-word adjectives.

You see, when you use two words as a single adjective preceding the noun they modify, they require hyphenation: bat-eared dog, turned-up noses, thank-you notes.

Did you see that last example? Thank-you CCS accepting kindergarten registrations – Parents looking to enroll their children in Carmel Clay Schools’ kindergarten classes can now do so online. Community Relations Coordinator Tricia Reynolds said CCS will begin planning for its next school year on Thursday.

In past years, this had been the deadline for kindergarten registrations. But while kindergarten registration now is open all year, the school district is encouraging all interested parents to complete the registration forms prior to Thursday.

The forms can be found online at forms.ccs.k12.in.us/ParentPortal/ pages/login.aspx, and more information on enrollment can be found at www1.ccs.k12.in.us/district/ prospective-families-students/ preparing-enroll.

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notes? I think people have seen an appropriately punctuated use of thank-you notes, and lost their minds: “Did you see that thank you was hyphenated? I didn’t realize it was hyphenated! Holy guacamole! I’ve been writing it without a hyphen for all these years! This is a situation which requires rectification!”

And then they never write thank you without the hyphen again.

Let me set the record straight: thank you almost never requires a hyphen. Only when it is used as an adjective to modify a method of gratitude delivery (thank-you notes, thank-you cards, thank-you balloons, thank-you elephant rides) does it require a hyphen.

So please, please, please, for the love of Elvis, stop hyphenating thank you. Thank you very much.

Brandie Bohney is a grammar enthusiast and former English teacher. If you have a grammarrelated question, please email her at bbthegrammarguru@gmail.com.

Jazz at the Ritz – Tickets are on sale now for Carmel High School’s popular Jazz at the Ritz annual concert to be held 7:30 p.m., Friday at the Ritz Charles, 12156 N. Meridian St. Four CHS jazz bands, featuring more than 80 talented musicians who bring their unique blend of technical excellence and soulful delivery to the stage, will perform for a limited audience. Tickets are available at the CHS Bookstore (open 7:30 a.m. to 3:15 p.m. on regular school days) and online. Ticket price is $15, general admission. Tickets also will be sold at the door, if any are remaining. For more information, visit www.carmelbands.org.

Scholarships accepted – Carmel Tri Kappa is accepting applications for its annual college scholarships.

Four $1,500 college scholarships will be awarded. Applicants must be female, senior high school students, attend any area high school, live in Carmel Clay school district and demonstrate financial need. Applications, including scholarship criteria, are available at area high school counseling departments, and are available on Carmel Tri Kappa’s Web site at www.carmeltrikappa.org. Applications are due March 23.

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Current in Carmel

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COMMUNITY

Cover Story

City officials read and react to the CRC's most revealing report to date

By Kevin Kane • kevin@youarecurrent.com City Council members say they have waited years to see a report on the Carmel Redevelopment Commission’s finances like the one the CRC recently presented.

But while at least some councilors say they were not surprised by its content, some of the report’s numbers are concerning, they said.

“I think the report indicates the redevelopment commission doesn’t have any credit left,” Council President Rick Sharp said.

The CRC recently presented to the council’s Finance Committee a report detailing its debts and revenue forecasts for 2012. It’s one Sharp said took months to prepare, and gives an account of the Sharp CRC’s financial situation much more complete and transparent than what the council has historically received.

Among other things, the report shows the CRC as having a projected revenue-to-debt ratio of 1. Additionally, the CRC will make no payments toward principal on nearly $80 million in debt, and is projecting eight months in which it will have either an operating or nonoperating balance of $0, if not both.

With this information now out, Sharp said the pressing question is how the CRC will deal with the “reality” of its situation.

“For every dollar they (CRC) borrow, they only have a dollar of projected income, and even then, it’s a little iffy,” Councilwoman Luci Snyder said. “It’s always a guess-timate.”

She was referring to the CRC’s estimated debt service coverage for 2012, which projects it will collect more than $21 million in commercial Snyder tax dollars through tax increment financing. But almost every dollar is committed to debt payments, as the CRC is projecting a surplus of $5,929.41 at the end of the year. Snyder said the lack of a cushion makes critical the accuracy of the CRC’s projected TIF collection.

A portion of that debt – the $80 million bond for the Center for the Performing Arts – is ultimately backed by residential tax dollars, and a special property tax would be levied if neither the CRC nor the city can cover the commission’s debt.

However, neither Sharp nor Snyder said that was a likely scenario, and Mayor Jim Brainard said he can’t envision a situation in which residential taxpayers would be on the hook for this debt, except for perhaps a natural disaster destroying some of the city’s TIF districts.

He also downplayed the lack of cushion in the Brainard CRC’s budget, adding the commission has the ability to defer payments on projects on which it has not entered into contracts if funds prove to be short, or just tighter, than expected. That could free up about $700,000, if not more, which Brainard said would raise its debt ratio by a few fractions of a point if applied to those nonoperating payments.

“It’s not great, but it’s not one-to-one, either,” he said. “Is it tighter (this year) because of the recession? Sure it is. But the roof ’s not going to fall in. Those TIF districts are still producing.”

Both Sharp and Snyder agreed the recession has impacted the CRC’s revenue, but criticized the commission for not curbing its spending in response.

“If we want to pin it all on the recession, why didn’t we adjust to the times?” Sharp said.

Snyder added she would have liked to see the commission in recent years wait on ancillary projects, such as ones in the Old Town, and focus only on completing primary ones, like the Center.

“I think when you’re spending other people’s money, you should err on the side of caution in a period like this, when you don’t know exactly where we’re going,” she said.

But despite the numbers in the report, Sharp said he ultimatebonds.” Sharp said this route would be a short-term ly sees this situation as a turning point after which things could fix. begin to move in the right direction.

He said the second option would be to go before He said he’s genuinely the council and ask thankful for and encourfor help in refinancaged by the CRC’s efforts ing some of its debt in presenting this recent through municipal bonds report, adding “It took a lot with much lower interest of courage.” He said he took rates, perhaps saving as the report and comments much as $1 million in TIF. made by Commissioner But doing so would give the David Bowers during the council the opportunity to presentation as a sign the go through the CRC’s debt CRC is done taking on new in even greater detail.

The CRC will collect more than $21 million in commercial debt and is ready to restruc“Given the amount of taxes this year to pay for debts like the $80 million bond ture its relationship with the money that would be saved for the arts center. council. by coming to the council “I think there’s an opportunity here to restructure their and working through a municipal bond, I think it would be the (CRC’s) debt and put them on more attractive footing and help smarter business move,” he said. “I don’t know why, honestly, restore their solvency,” Sharp said. they would spend more taxpayer money than you need simply While Bowers confirmed at last week’s council meeting the CRC to avoid coming before the elected fiscal body … The only thing has been using borrowed money to pay for its operations, Snyder that would make sense for me would be a fear of disclosure. said – and Sharp confirmed –Bowers told the Finance Committee What conceivable business reason would there be?” the CRC is done taking on new debt, primarily because its debt Brainard said the CRC is “fine” financially, and it’s too soon to ratio prevents it from securing financing, Snyder said. discuss these types of options. He said the Center’s need in 2012 Aside from deferring payments, as Brainard mentioned, Sharp for a $5.5 million subsidy, paid for the first time this year with said the CRC now has two options for increasing its cash flow commercial tax dollars, has made things tighter for the commisthis year. The first would be to take on more debt by creating sion. The development of one more office building could erase a hybrid debt instrument, such as a note participation or an these issues, he said, but even if that doesn’t happen, he said the installment-purchase contract. These options would almost cerCRC will be fine. tainly come with a high interest rate, as the recent report shows “We have to manage carefully. But is the sky falling? Absolutethe CRC paying as high as 8 and 9 percent for some of its loans. ly not,” he said. “We’ve gotten everything finished we committed However, Sharp said the CRC would not have to get these types to … All payments are going to be made. All of our projections of debt approved by the council “because they are not called are going to be very conservative.”

“I think there’s an opportunity here to restructure their debt and put them on more attractive footing and help restore their solvency."

-Rick Sharp

www.currentincarmel.com

Current in Carmel

March 13, 2012 | 13

VIEWS

Editorial ‘Gov’ makes major move on 31 project

Courts correction

It is our position the legislative debate over same-sex marriages will be ultimately handled by the U.S. Supreme Court. As such, we urge our Indiana legislature to focus its finite resources on more productive pursuits.

Certainly, many Hoosiers hold strong and sincere moral and religious convictions that such marriages delude traditional families or are simply abjectly wrong. Yet, our reading of Section 4 of our Constitution leads us to believe this may be a matter for the courts.

“No preference shall be given, by law, to any creed, religious society or mode of worship …” Moreover, the very first sentence reads: “We declare that all people are created equal; that they are endowed by their creator with certain inalienable rights; that among these are life, liberty and the pursuit of happiness …”

The decision of with whom to spend one’s life is deeply personal, and perhaps among these inalienable rights integral to the American understanding of liberty. Regardless, we know it is inevitable courts will weigh in on this matter. And, we look forward to a spirited discussion. In the meantime, we encourage our legislative body to focus on matters likely to yield higher impact on jobs, public safety and other more actionable work.

Wanna write us a letter? You can do it a couple ways. The easiest is to e-mail it to info@ currentincarmel.com. The old-fashioned way is to snail mail it to Current in Carmel, 30 South Range Line Road, Carmel, IN 46032. Keep letters to 200 words max (we may make exceptions), and be sure to include your home zip code and a daytime number for verification.

14 | March 13, 2012

A piercing predicament Commentary by Terry Anker

From the earliest days, we’re taught not to judge a book by its cover. Mostly, it is very good advice. We cannot assume following the stereotype leads to good judgment. Yet, as a parent of an ever-maturing family, I find appearances do matter. Can we risk allowing our sons and daughters – clearly our mosttreasured responsibility – to get in a car with another teenager noticeably tattooed and pierced? Likewise, can we send them off to church camp after reading stories of predatory cultish practices, sometimes infecting the once safe harbor? Is it that the question, like all normative valuations, depends wholly on the route used to determine the answer? Or, is it simply a percentage of risk charged against one’s tolerance for a particular eventuality?

If given a perfect amount of information and time, most of us would work to arrive at a thoughtful solution. Simply because a teenage girl has elected to have a tattoo on her neck is

not enough to assume she is reckless in all areas of her life. However, absent the time to assess the risk adequately, can we, in good faith, disregard this very public statement? So, does how people look define them? Does the wearing of a soul patch make someone a jazz musician or simply follically-enhanced? Does the abundance wrought by augmentation make the woman sporting the amplitude needy or self-assured? Do the corpulent deserve our ire, our sympathy or neither?

Regardless, it does make a difference. As we consider the image we present to the world, shouldn’t we likewise consider the assumptions inure to such a posture? While it may be wrong to judge a book by its cover, it may be a good starting place.

Terry Anker is an associate editor of Current Publishing, LLC. You may e-mail him at terry@ currentincarmel.com.

“I have an almost complete disregard of precedent, and a faith in the possibility of something better. It irritates me to be told how things have always been done. I defy the tyranny of precedent. I go for anything new that might improve the past.”

– Clara Barton, 19th-century teacher, nurse and founder of the American Red Cross Current in Carmel

As you may know, Gov. Mitch Daniels said last week the U.S. 31 project in Hamilton County will be completed three years ahead of schedule, or by 2015, with the use of contractor financing. This is brilliant! Daniels, exhibiting why we still believe he’s presidential material, said the cost-saving project will be bid in one bundle and be built less expensively. As a result, INDOT intends to bundle remaining construction phases for U.S. 31 in our county into one contract, taking advantage of low construction and financing costs. INDOT would then repay the contractor over seven to 10 years using state and federal transportation resources.

••• Have you ever noticed how, when faced with expected revenue shortfalls, our elected officials don’t slow spending, but instead, have no problems requiring taxpayers to wait for tax decreases? The latest example: Sen. Luke Kenley, R-Noblesville, expressing concern over a two-month shortfall in expected state revenue, now questions speeding a proposed 10-year phase-out of the state inheritance tax. Of course, House and Senate budget leaders had no problems agreeing to spend about $80 million more in the coming year on full-day kindergarten. Spending never waits, but taxpayers always do.

••• Now that we’re all preparing for our annual fleecing on April 17, we’re reminded of that legislative giant, Charlie Rangel. Remember him? You may recall ol’ Charlie (D-N.Y.) didn’t want to bother with those pesky taxes relating to rental income from his villa in the Dominican Republic. After the House Ethics Committee censored him in December 2010, he was required to pay those back taxes. We’ve not heard a word about this, and we’re wondering if Charlie paid those. Well, Charlie, have you?

Brian Kelly, publisher, and Steve Greenberg, general manager, are co-owners of Current Publishing, LLC. Write them at info@ youarecurrent.com.

Our nation has all sorts of arcane, nonsensical laws on the books. Each week, we’ll share one with you.

In Rockville, Md., Citizens may not swim in the public fountains within the city limits.

Source: dumblaws.com

www.currentincarmel.com

VIEWS

Humor/Education

Hitting the bar … then the sack Commentary by Danielle Wilson Well folks, I’m officially pathetic. On what was supposed to be an entertaining getaway with my husband to celebrate my little sister’s 30th, I confirmed what I’d already suspected: I hate crowded bars, loud music and late nights.

In other words, I’m old.

We’d been anticipating this trip to Chicago for a while. Everyone was planning to meet up early at my sister’s favorite Michigan State-designated pub, and then hit various other drinking holes as the night progressed. Since I try not to imbibe past the dinner hour, I was delighted. I could do this!

The odds of me keeping pace with the youngins were seriously against me, though, as I slept like poo the night before. Thank God for Doo. He force-fed me coffee, aspirin and a steak sandwich, and reminded me I birthed four babies.

So I headed to the first bar hopped on caffeine and maternal self-confidence. Go elderly!

But by 4 p.m., only one hour into the festivities, I was already fed up with the high-decibel tunage and masses of yuppies crowding my space. I really just wanted to wrap up in my Snuggie and judge people in “Hoarding: Buried Alive.” Doo, on the other hand, was in his element, yucking it up with everyone he met and

reliving his preparent glory days.

But I had come for my sister and was not going to disappoint. So when my AARP-member mom asked if I wanted to leave and have an early dinner at the stodgy Ralph Lauren Grill, I politely lied through my teeth and proclaimed my strong desire to keep the evening rolling. I was having fun, damn it! And sure enough, the next thing I knew, I’d been illegally sardined into a taxi with Doo and five blonde sorority chicks on my way to God knows where. Yay! Between 7 and 8 p.m., I faked a happy face and pretended like this was the most awesome night of my life, while I watched Doo and everyone else slowly but surely descend into blissful, Red-Bull-and-vodka oblivion. When a 2-foot-long grilled cheese behemoth sent Doo into fits of hysterical laughter, however, I cried, “Uncle!” I hailed a cab, made fast friends with my Pakistani driver and then collapsed into bed alone at 8:30 p.m. In my defense, it was 9:30 p.m. Eastern. Peace out.

Danielle Wilson is a Carmel resident and contributing columnist.

You may e-mail her at danielle@ currentincarmel.com.

The Carmel Clay Schools speak proudly about the excellent academic record of our schools, students and staff. Just a glance at the CCS Web site provides a rich harvest of data that demonstrates the high-quality achievement for which our school corporation is known.

But, as any effective public school educator, any student, any parent/guardian in our school corporation would tell you, excellent achievement is comprised of so much more than just the data about how our students are college and career ready. Yes, excellence in our school corporation begins with a powerful academic base for each student. But, the true measure of excellence is CCS is calculated within impressive results our achievement data alone do not convey.

Students in CCS learn much more than can be captured by any standardized test. They are engaged in the intellectual exploration and application of 21st-century habits of mind. These are skills with which our students collaborate, problem-solve, analyze, synthesize and create. Within just the last several weeks, ample evidence exists that demonstrates how what we teach, and what our students learn, is so much more than mere numbers.

Beyond data and testing, our students express intelligence in compassion from their elementary school experiences, through learning in www.currentincarmel.com

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the middle school years and into Carmel High School. Just one example is the eighth annual Carmel Dance Marathon, which recently brought together 1,200 CHS students to raise money for Riley Hospital. The largest high school dance marathon in the U.S., CDM has been honored for its ongoing contributions by the Riley Foundation with a teen center at the Simon Cancer Institute named for CDM. And now, as this column goes to press, our school corporation – students, staff, parentteacher organizations—is amidst a coordinated effort to provide assistance to the schools in Henryville hit so hard by the recent severe weather in southern Indiana.

Outstanding achievement in our school corporation means making a difference. Outstanding achievement in CCS means using impressive academic ability to improve the world students live in. Outstanding achievement for our students extends, challenges, strengthens and improves what our students will mean to the world. So, a CCS education does add up in a myriad of ways. Our students are learning and growing into individual futures of consequence!

A CCS education is constructed out of far more substance than mere numbers.

Dr. Jeff Swensson is the superintendant of Carmel Clay Schools. E-mail him at jswensso@ccs. k12.in.us.

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Current in Carmel

March 13, 2012 | 15

VIEWS

Letters to the Editor

Ignore the articles of no interest you

Editor, I cannot help but comment on Marcia Wood’s “A visitor’s perspective” letter from the Feb. 28 issue regarding Bob Walter’s Christian column. Ms. Wood has her undies in a wad over your publishing of a regular column designed to give the writer’s perspective on his faith. She is so upset by it, she makes the amazing statement, it “is of no interest to me, and should not be of interest to any reader.” Really?! Who appointed Ms. Wood Czar of Interest?

I have very little interest in Carmel entertainment.

But I would never presume to speak for other Cur-

Cyclists and drivers need to get along

rent readers by arrogantly suggesting they all should thus be uninterested. During past and future centuries, far more people have been, and will be interested, in the life, death, resurrection and eternal significance of Christ than will ever be interested in the economic and entertainment development of Carmel.

Some years ago, I learned a neat trick in dealing with mass media. I read (or watch or listen to) the things of interest to me, and ignore all the rest. Remarkably, I find many others do the same thing. I suggest Ms. Wood give this a try.

Frank McMurry, 46032

Editor, I am writing in response to Bruce Snyder’s letter in the March 6 edition about the “sarcastic” cyclist. I am that cyclist. Bruce wrote, “without warning, this cyclist put out his arm and began turning in front of me from the bike lane.” As Bruce left the 15 mph roundabout at 116th Street and Keystone Parkway, he failed to “notice” I signaled for a left turn for the three to four vehicles in front of him. No one let me over. As the last one passed, I noticed a sizable space open, signaled and tried to occupy that space. I was shocked at how quickly that space disappeared via Bruce’s SUV. As gas prices continue to rise, it is likely more people will take to bikes in order to run errands, buy groceries, etc. The bottom line is both cyclists and drivers need to get along. Maybe if we try to remember it is our neighbor in the car or on the bike, we will remain civil in our interactions. I know I struggle with this at times, and Bruce, I apologize. Your letter will help me remember that in the future.

Chuck Reidy, 46033

Why not run different religious views?

Editor, I will start by saying I love God with all my heart, soul, strength and mind. I am a Christian.

I do find it odd I find the need to espouse or broadcast my personal beliefs before I give my opinion regarding Bob Walter’s column. First, his column used to be titled “Spirituality.” I see that has changed, because the appropriate heading would be “Christianity.”

When I first read the visitor’s comments to the editor, I was hopeful his column would change. I can see by the most recent editorial that obviously some people are very happy with his column. My objection is his blatant evangelizing. When the column was titled “Spirituality,” it really bothered me. If the column is about spirituality, it is possible to interview people of different faiths and educate all of us. Perhaps there could be a column about famous people

in Indiana and their beliefs. From Current, I have been assuming everyone in Carmel is a Christian, and perhaps they are.

I strongly believe there are so many ways to put religion in Current. Isn’t this a secular newspaper?

Should there be a Judaism column or even another Christian column since Bob clearly espouses to a particular branch of Christianity? Dare I say a column or two that explains the different Muslim sects?

In Bob’s most recent column, he said, “Thanks anyway, I have my own.” I agree. But, I do not shun the existence of God and his perfect glory. I shun proselytizing. I pray I am not shunned by writing this.

I look forward to getting Current every week. I am relatively new to Carmel, and it provides an excellent service for me. Bless all of you who read Current!

Susan Moore, 46032

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16 | March 13, 2012

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Current in Carmel

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VIEWS

Humor

Man of many languages Laughs by Mike Redmond

We’ve all made that New Year’s resolution about learning another language, and most of the time, we do exactly what we do with all our other New Year’s resolutions: Ignore it.

Well, hang on to your hats, because I’m actually keeping my resolution. No, not the one to lose weight. I discarded that one the second week of January.

I’m learning a new language.

Well, not new exactly. People have been speaking it for centuries.

The language? Spanish. The reason? You never know when you’re going to find yourself in South America. And in South America, you will likely need a bathroom at some point, and may not see one in your immediate South American vicinity. Therefore, it behooves you to learn the language.

Anyway, I am no stranger to language study.

As a kid, I took French (three years), Russian (one year), German (one year) and Latin (one year.) It sounds impressive until I actually try to use them. Then it adds up to six years pretty much wasted.

Oh, I can summon up a greeting (Bon jour, Guten Tag) or a phrase (Ad astra per aspera – to the stars through difficulty), but that’s about it.

I think the problem was that language study in

my kidhood was long on grammar and short on conversational skills. At my peak, I could conjugate Latin verbs until the cows redire domum, but I would have been lost trying to order a sandwich.

Not anymore. Now I am having an absolute blast, chugging along on practical Spanish lessons. How practical, you ask? Why, just the other day, I learned to say Los calcetines huelen mal. It means “the socks smell bad.”

Now, my practical friends like to point out if I ever really needed Spanish, I could always buy one of those pocket translators, or use Google Translate. Fooey. What’s the fun in that? That is the same sort of thinking that led us all to start relying on pocket calculators until we can hardly do long division anymore.

Besides, for a person in middle age, learning a language pays offers a bonus. Studies show it’s good to take on new tasks and challenges because learning keeps your brain young.

You can’t say that about looking for the restrooms and exits.

Or rather, los baños y las puertas.

Mike Redmond is an author, journalist, humorist and speaker. Write him at mike@ mikeredmondonline.com or P.O. Box 44385, Indianapolis, IN 46244.

Don’t be a pill!

Laughs by Dick Wolfsie

My wife heard a news segment on TV about doctors’ concerns that certain cholesterollowering drugs might be responsible for causing memory loss.

This medical report was just another bleak reminder that sooner or later, everything we once thought was good for us is found to have negative side effects. First, coffee was good for me, then it was bad for me. It was enough to keep me up at night. How about wine? Good for your heart, but bad for your liver. It’s driven me to beer. Obsessed with finding one thing I could safely ingest, I decided to be a total yahoo and search the Web by searching if peas are bad for you. Here’s the first site that that came up: “According to researchers, peas are responsible for suffering and possible deaths. The gas produced by the stomach … poisons your system by steadily reacting with the natural acidity of the body, resulting in bloating. Digestive problems get steadily worse and this is linked with bowel cancer.”

I wish I had known all this when I was 5 years old. I used to tell my mother the peas were “yucky.” Not nearly as persuasive an argument.

I searched other traditionally healthful choices: broccoli, bananas, artichokes, tap water, lemons – all potential death traps, I discovered. www.currentincarmel.com

Strawberries? Weapons of mass destruction.

There had to be something safe to put in my system. Of course: saliva. What could be safer than my own saliva. Or so I thought: “It is toxic to the brain and can have a hallucinogenic effect,” I printed the article and raced up from the basement to show Mary Ellen.

“Why are you showing me this, Dick?”

“Saliva! It’s dangerous. Read the article. You’re in charge of my health. Why did you never mention this?”

“Dick, that’s not an article about saliva, you must have typed in salvia, which is a psychotropic drug. Didn’t you think it was a little odd it said saliva was unsafe?”

“Well, I did find it a little hard to swallow.”

I just went back online and searched for more information about statins, the class of drugs I have been taking for the past few years. Imagine my surprise to discover statin is used in lingerie and there are even fancy statin sheets. Wait, that doesn’t sound right. Maybe Mary Ellen can explain it to me.

Dick Wolfsie is an author, columnist, and speaker. Contact him at wolfsie@aol.com.

Current in Carmel

March 13, 2012 | 17

HEALTH

Wellness

Kids drinking too much juice

Hire Us Before Your Spouse Does

Many young children – particularly those in low-income households – drink too much juice, according to a new survey. More than one-third of parents surveyed, and about half of parents with a yearly household income of less than $30,000, reported their 1- to 5-year-olds drink two or more cups of juice on a typical day. That's twice the amount recommended by the American Academy of Pediatrics, which advices kids younger than age 6 to drink just one serving of juice per day. Too much juice puts kids at risk for health conditions, such as childhood obesity and early tooth decay.

Planning a healthy pregnancy – Learn everything you need to know to prepare your mind, body and spirit for this amazing journey. Polly Trainor is a board certified OB-GYN and mother of six boys. Her clinical expertise, coupled with her life experience as a mom, give her a unique and insightful perspective on pregnancy and parenting. Join Trainor at 6 p.m. Thursday in the Krieg DeVault Conference Room on the lower level of the Riverview Women’s Pavilion. Light refreshments will be served. To register, visit www.riverview.org or call 770-5835.

Halos of Hope Support Group – Suffering a loss can be devastating, but connecting with individuals who have experienced a similar event can be helpful in the healing process.

Join Riverview Hospital’s infant loss support group, Halos of Hope, on March 29 for an opportunity to connect with others who have had a miscarriage, ectopic pregnancy, still birth or neonatal loss. The group will be led by an experienced infant loss support group leader. Meetings will be held at 7 p.m. in the Krieg DeVault Conference Room on the lower level of the Riverview Women’s Pavilion. The next meeting is April 26. For more information, call 776-7200.

CALL 317-DIVORCE

Colorectal Cancer Awareness Month – During March, Riverview Cancer Center will have free colorectal cancer screening kits available to those who qualify. To see if you qualify, visit www.riverview. org/6e1ea8c2b9_sites/www.riverview.org/files/ colorectalscreeningform2012.pdf or call 770-5835.

“Get your Plate in Shape” – Join registered dietician Laura Kenney for a guide on navigating the complex world of nutrition to help get your plate in shape at 6 p.m. Thursday. The program will take place at Riverview Rehab & Fitness – Carmel, 14535 Hazel Dell Pkwy. No. B (entrance is off 146th Street). To register, visit www.riverview.org or call 770-5835.

Hip and Knee Pain Seminar – Is pain in your hip and knee giving you fits? Find out how to make your life better by joining Dr. Jeffrey Ginther for a free seminar on the treatment options for hip and knee pain. The event will take place 6 p.m. March 22 in the Krieg DeVault Conference Room on the lower level of the Women’s Pavilion (entrance 11). A light dinner will be provided. To register, visit www.riverview.org or call 770-5835.

DIVORCE & FAMILY LAW MEDIATION & COLLABORATIVE DIVORCE

Cholesterol myth – Ever thought, “Food is heart-healthy if it says 0 mg cholesterol?” The cholesterol portion of the nutritional label refers to dietary cholesterol, which is only one of the things found in food that can cause your cholesterol to go sky-high. (A bigger contributor to elevated cholesterol? A high-fat diet.) It's also believed to be the least important. Saturated fat (found in animal foods and dairy products) and trans fats (found in packaged foods) appear to have a far greater impact on low-density lipoprotein, the so-called bad cholesterol that causes atherosclerosis, than dietary cholesterol. -www.health.com

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HEALTH

Wellness

Fruits and veggies to buy – and not buy – organic Buy organic Celery – Due to peak consumer demand around Thanksgiving and Christmas, 75 percent of the crop is grown during the fall and winter, when rain and wind promote the growth of bacteria and fungal diseases. And because we eat the entire stalk, it must be sprayed repeatedly to ward off pests.

Strawberries – Strawberries are not only sweet and juicy, but also delicate and prone to disease, including fungal attacks that can turn them to mush during transit and storage. “With apples and peaches, a lot of spraying is cosmetic to get blemish-free fruits,” says Richard Wiles, senior vice president for policy at the Environmental Working Group. “With berries, you’re just trying to get them across the finish line into the store before they go bad.”

Apples – Apples are susceptible to more

than 30 insects and at least 10 diseases. And fungicides and other chemicals are added after picking to prevent tiny blemishes that can accumulate during storage of up to nine months.

Peaches – Farmers may spray peaches every week or two from bloom to harvest – and peach fuzz can trap pesticides.

Doctors not telling the whole story? – It’s pretty hard for patients to be part of the decision-making process if they don’t know all the options, but that may be exactly what’s happening, according a new study in the Journal of General Internal Medicine. The study surveyed 685 patients who had surgery for prostate cancer and 472 who had stents for coronary disease. Nine out of 10 patients who received a stent said their physicians didn’t tell them about alternatives. Sixty-four percent of prostate-surgery patients, on the other hand, did discuss surgery alternatives. Researchers aren't saying people made the wrong choice by having the surgery or stenting, but that patients should be given all their options. - Wall Street Journal

Bell peppers – Sweet bell peppers have no bitter compounds to serve as built-in insect repellents.

Buy conventional Onions – Onions manufacture their own protective chemicals, a series of unpleasanttasting sulfur compounds that discourage insect munching. Though farmers may spray early in the growing season, residues are removed when the dry outer layer of the bulb is shed during harvest.

Avocados – Most of the pesticides used to treat avocados accumulate on the peel.

Sweet corn – Corn is husked before eating, eliminating residues on the outside.

Asparagus – The spears spring up so fast, there’s little time for insects to attack.

-www.prevention.com

Arsenic in formula? – A new study in the journal Environmental Health Perspectives indicates organic brown-rice syrup – a sweetener used in many organic and gluten-free foods, including baby formula – can be a source of arsenic. Researchers from Dartmouth College and Dartmouth Medical School looked at foods that use organic brown-rice syrup and found evidence that some baby formulas, cereal bars and energy shots all contained levels of arsenic significantly higher than the 10 parts per billion federal limit for drinking or bottled water. Worst of all, despite the results, there are no U.S. regulatory limits for arsenic in food – which means there’s little to prevent consumers, and especially children, from being dosed with potentially harmful levels of the chemical. - www.healthland.time.com

B OTOX

Friends of Chaucie’s Place Breakfast Please join us for a complimentary breakfast in honor of National Child Abuse Prevention Month

Underground Railroad Run Westfield High School Saturday, March 24, 2012 5K race - 9:00 a.m.

3K fitness walk - 9:30 a.m.

Health Fair 8:00 - 11:30 a.m.

For regisration forms: www. wws.k12.in.us (317) 867-8085 Contact the timing company at www.kenlongassoc.com for fast and secure online registration.

Sponsored by the Westfield Washington Education Development Foundation to support college scholarships for new Westfield High School graduates and teaching grants for creative classroom enrichment for all grade levels.

www.currentincarmel.com

Friday, March 23, 2012 l 7:30 – 9:00 am Guest Speaker: Sgt. Terry Hall “Body Safety” Creator, Internationally Recognized Child Advocate Mistress of Ceremonies: Angela Cain WTHR Channel 13 Community Affairs Director

SATURDAY MARCH 17TH 11am-9:30pm Support your locally owned businesses 160 E. CARMEL DRIVE

843-9900

•

SKIN CARE

Want to learn more? We are happy to take time to answer your product/procedure questions during our phone hours, Tuesday through Friday, 11am to 1pm. And consultation visits are free of charge. We look forward to talking to you!

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PLUS: Spend $75, Save $15 Spend $250, Save $50 Spend $500, Save $125 On Any Purchase Total

There is no charge to attend this event. Donation envelopes will be available and the courtesy of a contribution to Chaucie’s Place is most appreciated.

To RSVP or For More Information, Visit: www.chauciesplace.org

LIPS

Day Celebration

Botox® • Restylane® & Perlane® Juvederm® • Latisse® TCA & Glycolic Peels • Dysport® Medical Microdermabrasion IPL Photofacials • IPL Skin Tightening IPL Hair Removal • Lipodissolve® Revitalash • Color Science Mineral MakeUp

C AR I NG • P ROTECTION • H E ALI NG

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CAVE & COMPANY PRINTING

Charles D. Maloney, M.D., Medical Director

16404 Carey Rd. Current in Carmel

Westfield, IN 46074

317-208-FACE (3223) March 13, 2012 | 19

DOUGH

Insurance

Worst-case scenarios

Insurance Q&A by Andy Warren

Question from Kirsten W. of Westfield: The commercials I’ve seen asking people if they know if they’re covered for a certain situation has got me thinking. How do I prepare for the worst?

Response from Andy Warren: Those commercials have got a lot of people thinking. Insurance prices have stopped dropping and it’s a great time to lock in a solid rate with the best coverage available.

Adding an umbrella policy (also known as a catastrophe policy) is easily the best way to get on track with that goal. An umbrella policy is all about having the peace of mind in knowing your family and assets are protected.

The most common umbrella claim is an auto accident involving multiple injuries and very costly medical bills. The other common claim is an incident on your property that results in injury. Medical and legal costs can eat up the underlying limits of your homeowner, auto, boat or motorcycle policy pretty quickly. Your umbrella policy or your personal assets cover these costs when your normal policy limits are exhausted.

Your independent insurance agent will be able to help you settle on a level of coverage you are comfortable with. Most people should be pretty

comfortable with an umbrella limit of $1 million, but limits more than $10 million are available if you are looking for superior protection.

I don’t want to say umbrella claims are unpreventable, but they are the type of claims that happen no matter how prepared you are. Some things make a claim more likely, such as having a pool, living on a lake, having a young driver and owning a boat, snowmobile and basically anything fun. Instead of talking about prevention this week, I want to go over a claim scenario to illustrate how an umbrella policy will work.

Claim scenario: The insured’s son was driving his car on a short road trip with a friend, the claimant. The car drifted off the road and into a phone pole when the son fell asleep at the wheel. The passenger was hospitalized for more than a month with broken bones and internal injuries. The hospitalization was followed by some time in a wheelchair, but he was able to walk again after six months of physical therapy. This claim cost $1,200,000 with $300,000 coming from the auto limits and $900,000 coming from the umbrella limits.

Andy Warren is with Shepherd Insurance & Finanacial Services.

Have an insurance question you need answered? Send it to asktheadvisor@shepherdins.com.

Carmel’s Most Anticipated Luxury Apartment Community Sustainable is always in style at Sophia Square, new luxury apartments in the Carmel Arts and Design District.

Granite Countertops & Stainless Steel/Black Appliances Beautiful Landscaped Courtyard with Pool, Fountain, and Grills Full-Size Washer/Dryer in Every Apartment Underground Parking Garage Adjacent to the Monon Trail Exclusive Resident Amenity Lounge - Wii Gaming Space & Billiards - 3D Cinema - Executive Center - and Much More!

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Current in Carmel

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DOUGH

Business

Howald launches plumbing line editorial@youarecurrent.com Six months after opening in Broad Ripple, Howald Heating and Air Conditioning announced last week it has launched a plumbing line.

Effective immediately, the company’s corporate name and logo will be Howald Heating, Air Conditioning and Plumbing. Steve Kessler will lead the division.

“We had a goal to add this business line when we opened last September,” company owner Larry Howald said in a release. “We were fortunate Steve expressed interest in leading the division.

He has experience, expertise and a customer service philosophy that meets our company culture. It’s a great fit.”

The Howald plumbing division will provide full-service repair and installation for residential and commercial plumbing systems from water heaters, faucets, toilets, shower valves, drain

MEET SUYA MOWERS, ONE OF MORE THAN 140 CHARACTERS Larry Howland line, sump pumps and water filter services.

The company’s other services include 24/7 emergency diagnostics and repairs, indoor air quality assessments, maintenance and product installations, new furnace and air conditioner sales and installation and regular seasonal maintenance plans. For more information, visit www. howaldheatingandair.com.

Top Buffett dividend stocks IBM (IBM) has a yield of 1.5 percent, paying a quarterly dividend of 75 cents a share. IBM is Buffett’s second-largest holding, comprising 17.8 percent of the Berkshire Hathaway portfolio as of Dec. 31. In the fourth quarter, Buffett scooped up another 6.6 million shares of the stock, increasing the position by 11.4 percent to 63.9 million shares total. The stock has a market cap of $233 billion and a short ratio of 2.4, and it trades at a price-to-earnings ratio of 15.1.

Moody’s (MCO) pays a quarterly dividend of 16 cents a share, for a yield of 1.6 percent. In the fourth quarter, Buffett maintained a 28.4 millionshare position in Moody’s, comprising 1.5 percent of the Berkshire portfolio. Moody’s has a False deals at outlet malls - Not all outlet mall deals are equal and some aren't deals at all. There is a growing trend to stock outlet centers with branded goods made less expensively and exclusively for the outlets. "In some cases, the manufacturers do take shortcuts. They may replace leather with plastic or not have extra stitching," said Tod Marks, a senior project editor with Consumer Reports. For example, though they carry the Gap brand name, the T-shirts tend to have less stitching and a lighter fabric. Jeans might be plainer and could be missing a seam; sweaters may be shorter with cheaper buttons.

The apparel even has a 3-D icon stitched into the fabric to designate its outlet destination.

- www.money.msn.com www.currentincarmel.com

market cap of $8.6 billion and a short ratio of 7.6, and it trades at a price-to-earnings ratio of 15.6.

Wells Fargo (WFC) pays a quarterly dividend of 12 cents, for a yield of 1.6 percent. Wells Fargo is Buffett’s third-largest holding, comprising 16 percent of the Berkshire portfolio. In the fourth quarter, Buffett added 22.3 million shares, increasing the position by 6.2 percent to 383.7 million shares. Another big owner of Wells Fargo is George Soros, who added 1.1 million shares in the fourth quarter. The stock also shows up in Maverick Capital’s portfolio. It has a market cap of $149.2 billion and a short interest ratio of 1, and it trades at a price-to-earnings ratio of 10.7.

-www.thestreet.com

Calculate retirement online – Want to know how much income you'll need to meet your basic living needs? You can find out with the Elder Index, a new tool from Wider Opportunities for Women that reveals the typical costs people age 65 and older have for housing, food, transportation, health care and miscellaneous expenses for every county and state in the U.S. WOW's Elder Index is a conservative estimate of needs and doesn't include any extras such as vacations, electronics, gifts or meals out.-www.bnet.com Huawei has fastest smartphone – Chinese company Huawei has introduced the Ascend D smartphone, which it claims is the fastest smartphone in the world, comparing its phone to Apple’s iPhone and Samsung’s Galaxy Nexus. The secret to the speed of this new smartphone is Huawei’s K3V2 quad-core 1.2GHz/1.5GHz processor. This appears to be a proprietary processor built on ARM Holdings architecture.

Apple also uses a proprietary processor design based on ARM architecture. Steve Jobs recognized proprietary power management systems were a key ingredient to success in mobile devices. Jobs claimed he had hundreds of engineers working on lowering power consumption. It appears Huawei may have beat Apple in power savings. According to Huawei, the Ascend D quad comes with an 1800mAh battery, which lasts for one to two days with normal usage. - www.forbes.com Current in Carmel

“My favorite part of what I do is making a bride happy.

That makes my work worthwhile.”

— SUYA MOWERS / BRIDES OF CARMEL, 731 Hanover Place / 317.844.1780 / bridesofcarmel.org

CARMEL CITY CENTER IS CARMEL’S EXCITING NEW DOWNTOWN In addition to the Center for the Performing Arts, Carmel City Center features specialty retail and dining, prestigious office and luxury residential offerings.

Behind each business is an independent owner. Each resident is a proud neighbor.

Come face to face with more than 140 characters in Carmel City Center.

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March 13, 2012 | 21

INSIDE & OUT

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Spring into new season Commentary by Randy Sorrell

Spring officially starts next Tuesday.

I like that. It means spring break is just around the corner and longer days are becoming familiar. It means everything flowering will start percolating and cheery forsythia will start screaming amazing colors soon. My five ornamental dogwoods are swelling with anticipation of another glorious showing of pinks and whites. And tulips, daffodils and crocus are pushing through the earth, softening even the crustiest of attitudes.

Spring means fresh-skinned joggers and spandex bikers become the road warriors they hunger to be, and new mommies and daddies can introduce their babies to fresh air and warm sunshine. Dogs are overjoyed they can “do their business” in a relaxed fashion and walkers are everywhere. So are the smiles.

Spring also brings with it a few necessaries to get your landscape beds in shape for the year.

Here’s an immediate concern list: • How’s your mower, Weed Eater and blower?

In need of a tune-up or cleaning?

• Ornamental grasses and perennials need cut to the ground NOW. Cut back too late and you risk damaging hidden new growth.

• Resist the urge to prune spring and summer

flowering shrubs. You will likely prune off the reason you love them … their flowers. Wait a few weeks after blooming and then prune.

• Hard prune some woodies that are too … woody.

• Pre-emergent weed control needs applied now through mid-May for confident results. Miss this window and anticipate extra weeding.

• I’m a spring mulch guy and want the beds to look rich through the entire season. My preference is the color-enhanced black or dark brown, premium shredded hardwood mulch. Confirm it is void of pallets and other nasty fillers. Check out www.youtube. com/randysorrell for explanation.

• Walk your house perimeter and inspect gutters and downspouts to confirm they are clear and exiting far enough away from the house. Look for loose roof shingles while you are at it, and any siding damage from curious critters seeking shelter in your attic.

Enough talk about chores. Are you ready to enjoy this spring like never before? Me too!

Randy Sorrell is president of SURROUNDINGS by NatureWorks+, a Carmel home improvement firm.

He may be reached at 317-679-2565, randy@choosesurroundings.com or www.choosesurroundings.com.

Plant seeds in eggshells for transplants? – It's an old-time trick. In the days before your local nursery provided nice peat pots, an eggshell worked nicely. Here's advice from 1880: "Take eggshells cut in half, make two or three small holes in the bottom of each, fill with sifted soil, sink in a box of sand, sow seeds and cover with glass, of course keeping them in the right light. Water only the sand, for they will absorb enough through the holes. In transplanting, break off the shells, leaving the lump of earth intact without the roots being jarred or disturbed." Try this with some cabbage seeds now and you may have good starts for transplanting as soon as you can work the earth. - www.almanac.com 22 | March 13, 2012

Offer good thru March 31, 2012

www.leesupplycorp.com LEE SUPPLY CORP 415 W Carmel Drive, Carmel, IN

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INSIDE & OUT

In the home

MEET LEE TYLER, ONE OF MORE THAN 140 CHARACTERS

Counter intelligence: Taking quartz for granite Remodleing by David Decker Granted, “granite countertops” are the magic words when it comes to a value-enhancing description of a modern-day kitchen.

But when considering the installation of stone countertops in a kitchen improvement project, it’s worth discussing the stone material decisionmaking process with “counter intelligence” – a countertop professional.

Granite isn’t the only game in town. Quartz routinely ranks a very close second to – and in some cases exceeds – granite in overall satisfaction ratings.

This is not to say granite is better than quartz or vice versa. This is to say countertops are a multifaceted decision involving a major expense, and it’s wise to consider price, differences, function and design before committing to either.

Price, surprisingly, is often the smallest difference in this equation. Pricing for good slab granite and almost any kind of quartz is comparable, but there are also high-end and low-end granites that make exact comparisons impossible. It’s best to consult a reputable professional, see samples, understand what level (quality) of stone you need and get pricing based on the specifics of the individual job.

Granite is a “God-made” material, while quartz is a man-formed surface of crushed quartz and resins. Granite is softer, more porous

and much more brittle than quartz. Granite’s random shading and patterns are part of its beauty, while quartz is engineered in both solid colors and selected patterns.

Functionally, granite absorbs moisture, stains and needs to be resealed periodically. Because of the man-made process, quartz does not stain and requires almost no maintenance. Either material requires professional installation.

Design, always, is in the eye of the beholder.

One person may love the predictability of quartz; another may be taken by the natural patterns and striations of granite. Hopefully these two people aren’t married.

Either surface provides a beautiful and functional countertop, but don’t take the final decision for granted. Check with the pros, and choose wisely.

David Decker is president of the Affordable Companies which include Affordable Kitchens and Bathrooms and now Affordable Custom Flooring. They are based in Carmel (317-595-9540, www. the-affordablecompanies.com).

Email home improvement questions to david.decker@ the-affordablecompanies.com.

Hardwood trend – We all love the look of hardwood flooring, but most contractors say it has no place in a moist bathroom. The next best thing may be faux hardwood porcelain tile. "The tile industry has gotten really creative at manufacturing tiles out of one material to look like another material," says Christine Jurs, owner of the Advance Design Studio in Gilberts, Ill. "A perfect example is porcelain tile made to look like real hardwood. It looks fabulous." Available in 2-, 3- and 4-inch planks, the tile is much easier to care for than real wood. And porcelain's natural resistance to moisture makes it an appropriate material for kitchen and bath applications. - www.hgtv.com www.currentincarmel.com

Install a steel door – Easily add value to your home with a new front door. You can expect a 129 percent return on your investment with a steel door, according to a “Cost vs. Value Report” from Remodeling magazine. Fiberglass models, which can cost three times as much, recoup only 65 percent of their cost. Buy a qualifying energy-efficient door and reap a tax credit of 30 percent of your cost. - www.kiplinger.com Current in Carmel

“One of the best compliments I have received was when a couple who had been coming to Mangia! since it was owned by the Pizzi family told me that the quality was still exceptional” — LEE TYLER / MANGIA! AN ITALIAN RESTAURANT , 751 Hanover Place 317.581.1910 / mangiaitalian.com

CARMEL CITY CENTER IS CARMEL’S EXCITING NEW DOWNTOWN In addition to the Center for the Performing Arts, Carmel City Center features specialty retail and dining, prestigious office and luxury residential offerings.

Behind each business is an independent owner. Each resident is a proud neighbor.

Come face to face with more than 140 characters in Carmel City Center.

Carmel City Center, located at the southwest corner of Rangeline Road and City Center Drive.

Free parking is available carmelcitycenter.com / 866.892.8990 A PUBLIC/PRIVATE PARTNERSHIP WITH THE CARMEL REDEVELOPMENT COMMISSION

March 13, 2012 | 23

INSIDE & OUT

In the home

The small stuff matters

Carmel's Terquasquicentennial: April 13, 2012 Let's Party Like It's 1837!

Interior Design by Vicky Earley

We have all heard the phrase, “The devil is in the details.” The history of that mysterious idiom points out whatever one does, it should be done thoroughly. Details are important.

Finishing touches make all the difference, so when you have good bones to your space, but it still lacks the panache needed to turn your head, it might just be some small changes and tweaks needed to energize and modernize your room.

• Give your bookshelves a makeover! Plan your strategy by considering shape, texture, clusters and color.

• Remove art prints under glass and replace with original art … even if you need to be the artist!

• Frame a handwritten note from a loved one.

• Update pillows with a new color palette.

• Change a rug or pull it up to expose hardwood or tile floors.

• Put your lighting on a dimmer for a more ambient atmosphere.

• Overlap and layer empty frames painted in bold accent colors.

• Change your cabinet hardware.

• Remove tired towel racks and replace with hooks. Drape thick, new towels over the hooks for a textural difference.

• Tend to live plants by removing dead leaves and cleaning dust and debris from healthy leaves.

• Change your accessories to ones with bright, solid colors.

• Lean your artwork rather than hanging it for a way to easily move it later.

• Consider cowhides as rugs for a dramatic statement.

• Switch to a sisal rug when busy patterns are Go easy on the moisturizer - You may be extra-vigilant about keeping skin supple, but too much of a good thing can have a reverse effect.

Excess cream won’t absorb deeply enough into cellular tissue, so skin won’t be able to breathe and pores will clog. Sometimes this can even manifest in dryness. - www.glo.msn.com

*Excl Parts & Specials New Customers Only

Founder’s Dinner at the Ritz Charles

Sponsor’s reception 7p.m. | Dinner 7:45p.m.

Featured speaker: Steve Inskeep

Tickets: $75 each

Visit the Center for the Performing Arts Box Office,1 Center Green, Carmel or call 317-843-3800

used in the furnishings.

• Peek under the skirt of a dated sofa to see what it would look like if reupholstered without the skirt.

• Still living with acrylic-handle faucets in your bathrooms? It is time to update them!

• Cover books with kraft paper and tie together with twine. The industrious version of this small change is to actually paint all of the spines and covers of old books one color.

• Stack your books and display in the typical filed manner.

Clear the clutter from tables and surfaces.

I promise you won’t miss that coupon for 25 cents off pickles, and your loosing lottery ticket won’t suddenly turn into a winner. If your décor is modern, force yourself to buy one traditional item for your room. It will warm it up. Conversely, if you are traditional, a modern piece will add life to your space.

Commemorative Print by R. Carol Skinner To purchase a print, call: 432-7410 Proceeds will benefit the Carmel Clay Historical Society

Vicky Earley is the principal designer for Artichoke Designs in downtown Carmel. If you have an interior design question, please contact artichokedesigns@aol.com.

Baking soda as silver polish - Wash items, then place on aluminum foil in the bottom of a pot. Add a baking-soda solution (¼ cup soda, a few teaspoons salt, 1 quart boiling water) and cover for a few seconds. The result? A chemical reaction that gets the black off the gravy boat. - www.realsimple.com

Carmel Chamber of Commerce members can receive special members-only discounts on Health Insurance. Contact Wharton Insurance for more information.

Scott M. Wharton, LUTCF 3091 E. 98th St., Suite 150 Indianapolis, Indiana 46280 (317) 663-4138 www.wifsinc.com

Scott Wharton is a registered representative with and securities are offered through LPL Financial, 9785 Towne Centre Drive, San Diego, CA, 92121-1968, USA (800) 877-7210. Member FINRA. Scott Wharton is a registered representative are offered through LPLowned Financial, Towne Centre Drive, set Sanforth Diego, CA, has 92121-1968, USAfrom (800)sources 877-7210.

Member Wharton Insurance and Financial Services, with Inc.,and andsecurities LPL Financial are independently and 9785 operated.

The information herein been derived believed to beFINRA/SIPC... reliable, but Wharton Insurance and Financial Services, Inc., and LPL Financial are independently owned and operated. The information set forth herein has been derived from sources believed to be reliable, but is not not guaranteed guaranteed as as to to accuracy accuracy and and does does not not purport purport to to be be complete complete analysis analysis of of the the securities, securities, companies companies or or industries industries involved. involved. The The opinions opinions expressed expressed herein herein are are those those of of the the authors authors and and not not itit is necessarily those of LPL Financial.

Additional information is available upon request. necessarily those of LPL Financial. Additional information is available upon request.

24 | March 13, 2012

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Remember to be playful, as this is a fun print and although it has a bohemian feel to it, it can also express glamour and style.

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Celebrities seem to change their look effortlessly and frequently because of the team of experts who keep them looking great. By investing in a haircut from Salon01, it will seem as if you, too, have your own team of experts on your side. Instead of being fearful, go bold this spring with a fresh cut that will leave you feeling brand-new.

and Canada under age 21 suffering from long-term medical hair loss from any diagnosis. They meet a unique need for children by using donated hair to create the highest quality hair prosthetics. The prostheses they provide help to restore their self-esteem and their confidence, enabling them to face the world and their peers.

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Sheer and Lace On the runway, Dolce and Gabbana welcomed this season with the ever-so-flirty and delicate lace and sheer fabric combinations. The best accessories for these fabrics are its opposite, the strong and bold: big leather bags with buckles, or chunky platform shoes.

As for your hair and makeup to finish the look, keep it clean and effortless. Hair can be pulled back and a slightly messy and your makeup should be light with a soft lip gloss.

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A look back: Boys basketball sectionals 1. A sold-out crowd filled The Mill during the sectional semifinals. 2. Carmel’s Sam Curtis, left, defends Zionsville’s Andrew Dakich as fellow Greyhound Zach McRoberts blocks his shot. 3. CHS heckles Zionsville players as the Greyhounds play defense. 4. Carmel senior Shawn Heffern blocks out Zionsville’s Zach Richie during the semifinal matchup. The Greyhounds went on to win the sectional in Noblesville. (Photos by Robert Herrington)

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Travel It’s not always about where you go LIFESTYLE

Commentary by Tracy Line

I couldn’t have been happier to get on the plane. Visions of sunny blue skies, sand, surf and fruity cocktails took over my mind. It seemed almost too good to be true. And it was.

That’s right, in the middle of perhaps the mildest winter I’ve ever experienced, Fort Lauderdale was having a cold, rainy spell.

The sun lingered behind the clouds, the rain threatened (but did retreat) and the wind whipped those Palm trees into a complete frenzy. You know what? It was a great vacation.

Sometimes it’s not about where you go, but rather, whom you’re with. This was my second foray into a girlfriend getaway, and it proved to be as fun as the first. I wasn’t sure it would happen.

You see, there are 10 of us, 10 women with 24 children trying to leave for a weekend? You know how hard that must be.

Luck wasn’t on our side. Husbands travel for work, pregnancies sideline us and life just gets in the way. So, for many, this year’s trip was off the radar. But four of us were determined; we forged ahead and made it happen. I’m so glad we did.

While the weather didn’t cooperate, it couldn’t stop us from having a good time. We walked, shopped, and talked. We shared stories

of family, life, and our hopes for the future.

Right there on a cold beach in Florida, my girlfriends and I revealed our most intimate thoughts. Conversations we’d never delve into at home, while children run between us, and life and responsibility beckon, happen naturally at the beach.

We may not have had the warmth of the sun, but we had the warmth of friendship. I’d take that over sun any day of the week. Even so, next year’s destination is definitely going to be a tropical one!

Tracy Line is a travel writer and agent, and the owner of Noblesville Travel. Contact her at Tracy@ noblesvilletravel.com. For travel tips and information check out her blog at www.noblevilletravel.com.

Foiled by fare codes - The roundtrip airfare Kevin McDonald found on Delta Air Lines' Web site came to $386 – not bad. But when he checked Expedia.com, he found the same tickets for $62 less. Delta offers a Best Fare Guarantee that promises if you find a lower price on another site for the exact same Delta itinerary after purchasing your ticket on www.delta.com, "then we'd like to make it right." But Delta didn't make it right. Here's the short rejection it sent him: “Our records indicate your reservation is booked in ‘U’ class of service for the departure and ‘L’ class of service for the return. At the time of our research at www.expedia.com, we were able to locate a lower fare of $326.60 per passenger. However, the class of service was ‘T’; for the return flight. Therefore, we respectfully decline your request.” It turns out that by "exact" same itinerary, Delta means everything – including the fare codes – must match. -www.frommers.com

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Current in Carmel

March 13, 2012 | 27

LIFESTYLE

Spirituality

The glorious gift of doubt Commentary by Bob Walters

Why is the Bible, a book of God’s truth, full of characters who doubt God? Adam, Eve, Noah – and many, many others – second-guess, mistrust, question, laugh at, rail against or just plain doubt some aspect of God, his glory, his faithfulness, his plan or his love.

This is an important perspective to have when doubts creep into our own faith.

These Bible characters survived their doubts and eventually – granted, some later than sooner – came to understand the trustworthiness of God and the glory that is rightly his. Their doubts tested God, and the Bible shows us God always proves faithful to his own truth.

This is a key point, that our faith in God must be based on acceptance it is God’s truth that counts, not on the human fact of our own desires and comforts. God created mankind in his image, but we are not God. Christ Jesus, God’s son, came to restore our relationship with God, not to make us God. The Holy Spirit reveals God’s truth, irrespective of our own preferences.

There is a God, and he is not us.

As Christians, we should give ourselves a break and not sweat a little doubt now and then. Doubt does not equal sin; doubt is part of the reasonable, faith-building equation of

questions and dialogue, of investigation and learning, of familiarity and relationship. James 1:6 says “Believe and do not doubt,” but this is in the context of our doubts, trials and temptations leading us to God for answers, and that’s a good thing.

Sins are things that separate us from God and things that denigrate God’s will. Faith, rest and peace in God mean that when our doubts do arise, we have faith – we trust – that God wants to help us understand his glory. Any father loves to have his children trust him and ask him questions. Our father in heaven is no different, and he is strong enough and wise enough to handle the tough ones.

Doubt isn’t the opposite of faith if it makes us engage, learn and understand. That kind of doubt is a gift, maybe because God craves a relationship with us and it gives us a reason to communicate. And for reasons – God’s reasons – I still don’t understand, God’s eternal glory is somehow tied to our faith in him.

I don’t doubt that is the truth, even when I can’t imagine why.

which documents Carmel’s emergence as an internationally prominent suburban model and a great place to live.

by Mayor Jim Brainard The Mayor is donating his proceeds from the work to the Palladium.

Over 200 full-color pages (9” x 12”), beautifully hard-bound, and containing over 300 photos by local photojournalist Zach Dobson.

Order now at www.carmelbook.com or Available Locally at:

Addendum Gallery 736 Hanover Place Carmel City Center (317) 564-5957

Bob Walters (www. commonchristianity.blogspot.com) notes that faith with some doubt is still faith; while doubt without faith is just ... doubt.

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Attorneys for Families & Business

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28 | March 13, 2012

Current in Carmel

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LIFESTYLE

Puzzles

Across 1. Bit of information 6. With 43-Across, syndicated talk show host on WNDE 9. 1300, in old Rome 13. Town terrorized in "Jaws" 14. Give the go-ahead 16. Former Indiana senator and governor 17. Narrow shoe size at DSW 18. Like a WTHR newscast 19. Simple rhyme scheme for James Whitcomb Riley 20. Current printer's supply 21. Suitability 24. Jameson ___ 25. Rum drink at Carey Tavern 27. Pay attention at Westfield Middle School 29. "I hate to break up ___" (2 wds.)

30. Indiana farm pen 33. Place to hide an ace 36. Insurance provider: ___ of Omaha 39. Put into words 40. Droop 43. Saint with a holiday this week 45. Catch sight of 46. Castleton Square Mall sales booth 48. Protester's sign word 50. Partners in war 52. Brief moment 53. Letter carriers' org.

57. Worries about a Pacers loss 59. TV show set in Kornfield Kounty (2 wds.)

61. Unruly crowd at a Colts game 63. Cure-all 66. Indianapolis Indians' pitching stat 67. Word of woe 69. Took a tumble 70. Moscow park name 72. Stir (up) 73. Cooking Greek cheese 74. Marshall County town that shares a name with the capital of Bolivia (2 wds.)

75. Caffeine-rich nut 76. With 43-Across, Hall of Fame hockey goalie 77. Clear the blackboard at University HS Down 1. With 43-Across, Indy 500 driver 2. Some essential acids 3. Small bell sound 4. Eiteljorg Museum tribe 5. "Oops, sorry" (2 wds.)

6. Blockhead 7. Similar (to) 8. Kind of orange at Marsh 9. Butler degree for a future CEO 10. Kitchen cupboards 11. Shade of blue at Kinko's 12. With 43-Across, 2011 World Champion figure skater 15. Those in favor at the Indiana General Assembly 22. Donatello's staple 23. Southern Illinois University athlete 26. PNC Bank money dispenser 28. No longer working: Abbr.

31. Indianapolis City Ballet attire 32. Well-knit tales 34. Flying geese formation 35. Before, in verse 37. Maintenance costs 38. CNO Services insurance choice 40. Karma Records' Caribbean music section 41. Seek treatment at IU Health 42. Crooked Stick pro shop purchase (2 wds.)

www.currentincarmel.com

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Find the items in the puzzle going up, down, sideways or diagonally and list them. Each letter is used no more than once.

E

O L L E C E L L I V S E T A B

E O V S D O B O I R U X E G Q J C H V Y S C O E E E A B L E M J O B K M E X R B

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T N F I P D A E B E D F O R D

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Susan Bradford, CPA Jay Feller, CPA Kevin Oâ&#x20AC;&#x2122;Connell, CPA, JD SomersetCPAs.com 317.472.2200 info@somersetcpas.com

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__________________ __________________ __________________ __________________ __________________ __________________

__________________ __________________ __________________ __________________ 3 "Up" Exercises

__________________ __________________ __________________

5 Red __________

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2 Cartoon Dogs

__________________ __________________ 1 IU President

__________________

44. Private stash 47. Common Indiana National Guard address 49. Wish undone 51. Lilly employees 54. Mount Everest guide 55. Heavy coats at Gander Mountain 56. With 43-Across, star of "Dirty Dancing" and "Ghost" 58. Villainous look

60. ___ Creek Park 61. With 43-Across, Indy radio and TV sports personality 62. Fishers N-S road 64. Noblesville HS choir voice 65. Herron School of Art and Design sculptor's material 68. Carmel-by-the-___ 71. White River crew need Answers Page 31

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317-770-7794 | 1112 South 10th Street Noblesville, IN

Classifieds

VISA, MasterCard accepted Reach 94,733 homes weekly

PHILANTHROPY

NOW HIRING

Gowns for Less Services

Services

Professional Tutoring Help your student get ahead And stay ahead!

All Subjects, One-on-One Tutoring SAT & ACT Prep/Classes T&E Tutoring 317-776-8887 www.tandetutoring.com

Nails by Hilliary 317-730-2544

To your door nail services.

Great for moms, or anyone in a nursing or assisted living facilities. Buy a Spa pedicure get a manicure for FREE!! *Ask about my frequent customer discount *We do Spa parties for any occasion.

“Let me take care of you”

T.Arnett Lawn Care

Locally owned/operated over 37 YRS * SPRING CLEAN UP * MULCH * MOWING * FERTILIZING * TEAR OUT/REPLACE * FREE ESTIMATES CALL 317-491-3491

Happy Pets In-Home Pet Care

A less stressful and economical alternative to boarding with loving care for your pets in the comfort of your home.

Experience in Exotics.

Insured/Bonded Member of Pet Sitters Associates LLC happypetsitter@gmail.com 317-645-6043 References available

Guitar Lessons With Baker Scott

Guitar Lessons

Wth recording artist Duke Tumatoe Learn from professional and have fun All levels - in Carmel duke@duketumatoe.com or 317-201-5856

Jackson’s Lawn Care Family Owned and Operated for over 35 Years!

Reliable/Reasonable Mowing * Fertilizer * Landscape Gutter Cleaning * Snow Removal Spring and Fall Clean-Up Free Estimates – 844-6055

Master’s Degree Instructors SAT/ACT Test Prep, Math, English, Study skills, and all subjects Corporate Training & Education Programs Available Call 317 776 7615

Years Experience Experience 139Years

317-802-6565 317-432-1627

“The Safe and Reliable Alternative to Boarding” Insured/Bonded Serving Carmel & Westfield pawptrl@aol.com References Available

Car for SALE

www.currentincarmel.com

Nissan Versa SV 2012 sedan 2000 mile color maroon warranty up to 100,000 miles. Asking $22,000. Negotiable. phone: 317-658-3555 After 5:00

NOW HIRING

Now Hiring Customer Service Reps $10/hr For The First 90 Days!

• Avg. pay $11/hr after training plus bonus opportunities • Full time employment • Medical, dental, & 401K • Paid time off Apply in person, Mon-Fri 9am-5pm, at 2828 Enterprise Drive Anderson, IN 46013

EOE/AA

Unemployed or underemployed?

Recent college graduate looking for a way to go from retail or food service into a grown-up office job? Base pay ($330 per week). Mostly desk work and inbound call support. If motivated, some sales (software services) would earn commission above salary. Offices in Carmel just off of the Monon Trail. Good work environment for a positive, upbeat person who wants to contribute to a young and growing team.

Please send resume and cover letter to info@theankerconsultinggroup.com.

FOR RENT Artist studio space for rent

Pet & House Sitting Service

NOW HIRING

Apply online at www.acs-inc.com/acs-careers.aspx Job #11004365 or call 765-778-6219

CASH FOR CARS

In-Home Tutoring

near Carey Road & 146th Carmel

.com

Gowns for the Greatest Good

By: Walla Painting Two Coats, Any Color, $150-195 Family Owned / Residents of Westfield Fully Insured / Professionally Trained Brand Name Paints at Discounted Prices 698-5480 for Free Estimate

FOR SALE

910-6990

Donations of gowns — tax deductible Gowns — greatly discounted Proceeds donated to local charities Gowns from $100 (317)796-9432 BridesRevisted.org Gayla@BridesRevisted.org

INTERIOR PAINTING

Beginners thru Advanced All styles Electric-Acoustic-Bass Private Lessons Parent-Child Lessons

317-

NOW HIRING!

Join a workforce dedicated to helping individuals with disabilities live meaningful lives! Noble of Indiana is now hiring Direct Support Professionals for residential and community-based services on the Northside, and for Respite (with ASL experience),. Requires HS diploma/ GED; must provide own transportation, have a valid driver’s license and meet driving insurability and background check requirements. Variety of shifts available.

Please send resumes to Careers@nobleofindiana.org or by fax, 317-375-2719.

489.4444 ext. 202

at 421 South Rangeline Road. aprox. 225 square feet $400 per month includes conference room / gallery area, etc... 317-679-2565.

NOW HIRING Market Master Needed

A part‐time manager for the Noblesville Farmers market is needed to provide operations and management assistance.

For complete job description and requirements, go to www.noblesvillemainstreet.org Send resume and letter of interest to mainstrt@sbcglobal.net or mail to: Market Master Position Noblesville Main Street 839 Conner Street Noblesville, IN 46060

NOW HIRING

Driver Manager: Work with a great team Looking for advanced management and communication skills Located North of Westfield Please send resumes to: mdeck@tradewinds.net or fax to 317 819-0956

NOW HIRING

Full TIme AM Servers Full Time Housekeeping Part Time Host Part Time Operator 3 - 11 p.m.

Apply in Person!

11925 N. Meridian Street Carmel, 46032

Current in Carmel

©2012 Xerox Corporation and Affiliated Computer Services Inc. All rights reserved. ACS® and the ACS design are trademarks of ACS Marketing LP in the United States and/or other countries. XEROX® and XEROX and Design® are trademarks of the Xerox Corporation in the United States and/or other countries.

EXPERIENCED SHIRT PRESSER

Customer Service Representative - Daytime

Monday- Friday start time is 7 a.m. or earlier Must have a great work ethic, pleasant attitude and must be a team player.

PLEASE DO NOT CALL IF YOU DO NOT HAVE EXPERIENCE. We will interview at the time of application.

Call 706-1011

Monday - Friday and every other Saturday.

Must be able to work Saturdays.

Hours: 9 a.m. - 3 p.m.

Must be able to work at a fast pace. Must have great customer service skills and must be able to stand for hours. Upbeat personality is a plus.

Contact Ken at 706-1011.

Customer Service Representative- Evening

TO place your

Must be willing to work three days per week and every other Saturday. Must be able to work Saturdays.

Hours: 3:00 - 7:30 p.m.

Must have great customer service skills,pleasant personality and able to stand for hours.

Contact Ken at 706-1011.

ad here call Dennis O'Malia at 370-0749

Puzzle Answers Answers to HOOSIER HODGEPODGE: Cities: BATESVILLE, BEDFORD, BEECH GROVE, BLOOMINGTON, BLUFFTON, BRAZIL; Red: BULL, CROSS, SEA, SKELTON, SOX; Instruments: CELLO, FRENCH HORN, OBOE, VIOLIN; Exercises: CHIN-UP, PUSHUP, SIT-UP; Dogs: ODIE, SNOOPY; President: MCROBBIE

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March 13, 2012 | 31

Built at size (100%)

You’ve created a miracle. One that deserves unmatched maternity care.

Our partnership with Riley Hospital for Children at Indiana University Health means greater comfort and nationally recognized neonatal care.

Enjoy the journey to motherhood with the superior care of IU Health North Hospital and Indiana’s top children’s hospital. Whether you have a normal or high-risk pregnancy, our local partnership with Riley at IU Health ensures the peace of mind that comes from having immediate access to the most skilled and experienced pediatric specialists in the state. And our spacious, state-of-the-art maternity suites make for the most private and comfortable delivery possible.

To arrange your on-site tour, call our childbirth educator at 317.688.2465.

Discover the strength at iuhealth.org/northmaternity

©2012 IU Health 03/12 HY05512_5142

IU HEALTH NORTH HOSPITAL 116th and North Meridian Street/U.S. 31 in Carmel

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