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Smoke this Founded Oct. 24, 2006, at Carmel, IN Vol. VI, No. 8 Copyright 2011. Current Publishing, LLC All Rights Reserved.

30 South Range Line Road Carmel, IN 46032

317.489.4444 Managing Editor – Kevin Kane kevin@youarecurrent.com / 489.4444 ext. 204 Associate Editor – Terry Anker terry@currentincarmel.com Art Director – Zachary Ross zach@youarecurrent.com / 489.4444 Associate Artist – Andrea Nickas andrea@youarecurrent.com / 489.4444 Cartoonist – Tim Campbell tim@currentincarmel.com

OUR VIEWS

It is our position that a statewide smoking ban as it has been proposed is not an infringement on personal liberties. There are several arguments for and against smoking bans – and either side can win those arguments when they present them with the right set of facts.

While both positions have merit, the go-to argument against smoking bans seems to be the attack on personal liberty, and we don’t feel this argument holds water. Smoking in an enclosed space does produce health risks for others. It’s incomparable to anything else – would we allow a person to enter a movie theatre with a jug of pest control chemicals and allow them to randomly spray it in the air? Of course not, we regulate those chemicals and their uses. We wouldn’t permit someone with car problems to drive down the street, emitting a cloud that makes it impossible for motorists behind them to see the road.

If the economic argument is in fact a good enough reason to maintain the status quo, so be it, but there is nothing about liberty that permits one citizen to put another in harm’s way, in our estimation, so the “taking of liberties” argument must be put to rest.

Don’t smoke this

It is our position that a statewide smoking ban is not only unnecessary, but is downright un-American. The last time we checked, tobacco products, including cigarettes and cigars, were perfectly legal to purchase and to smoke.

While we cannot argue that the use of any tobacco product is good for your health, neither is eating at fast food restaurants or failing to exercise three times a week. As long as something is not illegal, we cannot be prosecuted for partaking in it. Our great country was founded on the principles of liberty and private property, among others, so here in America we have the right to choose.

Bars, restaurants and other establishments are each private property and owned by someone with the right to choose whether they are smoking or non-smoking. Many places have chosen to be smoke free and we thank them when we are eating dinner out. But when we choose to have a beer and a cigarette while we watch a sporting event with friends, we are thankful that we still can.

To enact a statewide smoking ban in private-property establishments is one step further down the slippery slope of diminishing liberty. What will they take next?

The views in these editorials are of reader participants. They do not represent those of Current Publishing ownership and management.

Advertising Senior Sales Executive – Dennis O’Malia dennis@youarecurrent.com / 370.0749

Business Office Bookkeeper – Heather Cole heather@youarecurrent.com / 489.4444 Publisher – Brian Kelly brian@youarecurrent.com / 414.7879 General Manager – Steve Greenberg steve@youarecurrent.com / 847.5022 The views of the columnists in Current In Carmel are their own and do not necessarily reflect the positions of this newspaper.

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@YouAreCurrent

strange laws V E C TO R BU T TO N S . CO M V E C TO R BU T TO N S . CO M

CONSTITUTION CLOSEUP

Photo Illustration

Our nation has all sorts of arcane, nonsensical laws on the books. Each week, we’ll share one with you.

In Wells, Maine, deer may not be fed.

Source: dumblaws.com

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Every week, we will print a portion of the U.S. Constitution, followed by a portion of the Indiana Constitution. We encourage you to benchmark government policies against these bedrock documents. Today: the U.S. Constitution.

Article. I. Section. 7.

Clause 2: But in all such Cases the Votes of both Houses shall be determined by yeas and Nays, and the Names of the Persons voting for and against the Bill shall be entered on the Journal of each House respectively.

If any Bill shall not be returned by the President within ten Days (Sundays excepted) after it shall have been presented to him, the Same shall be a

Current in Carmel

Law, in like Manner as if he had signed it, unless the Congress by their Adjournment prevent its Return, in which Case it shall not

be a Law. Clause 3: Every Order, Resolution, or Vote to which the Concurrence of the Senate and House of Representatives may be necessary (except on a question of Adjournment) shall be presented to the President of the United States; and before the Same shall take Effect, shall be approved by him, or being disapproved by him, shall be repassed by two thirds of the Senate and House of Representatives, according to the Rules and Limitations prescribed in the Case of a Bill.

January 3, 2012 | 3

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Building an endowment at The Center for the Performing Arts COMMENTARY

By John Accetturo What will it take for The Center for the Performing Arts to grow an endowment large enough to support its operating expenses? This question lingers in the mind of many Carmel residents. A continued taxpayer subsidy of $5.5M is not a viable solution. Frank Basile, acting CEO, recently indicated to the Carmel City Council that a $100 million endowment is needed. The amount is only a goal, with the road to get there being most important. I believe three things are necessary to meet the endowment goal for the Center: (1) improve Carmel’s relationship with the arts and philanthropic communities in the Indianapolis Metropolitan area, (2) change our image of “us against them,” and (3) keep the operation of the Center independent from the City and the Carmel Redevelopment Commission.

Some of the wealthiest people in Indiana live in Carmel. Why haven’t more of them made significant donations to the Center? In order to obtain these large donations, any organization requires buy in to the leader’s vision and ability to move the organization forward. Therefore, it is critical that the vacant CEO position be filled by a leader who has experienced success in delivering results in the operation of an arts venue.

Relationships are of the upmost importance in philanthropy. The Center and its leadership need to do a better job at building them both inside and outside the Indianapolis community.

Strong relationships need nurturing to increase major donations to the endowment.

There is only so much private support of the arts and we should not create a “you vs. us” environment because it could result in the failure of numerous arts venues and organizations in the metropolitan area. This type of attitude needs to go away if the Center is going to thrive.

Many large donors are already invested in numerous arts venues in the Indianapolis area and they want them all to continue. Therefore, they do not want any single venue taking away from another. So whether intentional or not, this type of image needs to be repaired.

Finally, the operation of the Center needs to be completely separate from the City and the Carmel Redevelopment Commission. The contract in place with The Center for the Performing Arts to operate the Center does that if followed. According to that contract, the City and the Redevelopment Commission are not legally liable for the Center’s conduct. Thus, fear of legal action is no excuse for meddling. The very competent board and the CEO need to run the Center, not politicians. The new CEO should report to the Center’s board, not the mayor. Decisions in the operation of the Center need to be business decisions, not political ones.

The buildings are built, audiences have come, however, a strong foundation is needed for the Center to survive. I believe it can be done.

John Accetturo is a former city councilor representing District 3.

Contact him at jaccetturo@carmel. in.gov.

FROM THE BACKSHOP An old watchword is back for ’12: Accountability As the New Year dawns, naturally we are compelled to look back on 2011 and take stock of what was and what could have been.

Just as naturally, we also look forward to what the next 12 months will bring all of us. Around here, we tend to focus on a key watchword for the new year. For the next 365 days, and, truthfully, all those that follow, we actually are reinstituting our 2009 watchword, ACCOUNTABILITY, and we’ll tell you why. As you might recall, we recently commissioned independent marketplace research – we’re not smart enough to do it on our own – whose results were at once confirming, surprising and eye-opening. If we’re nothing else to our readership and advertising partners, we are accountable. We’re also accountable to those whose services we employ, and they owe it to you be accountable, as well. From the adjective accountable, we get the noun accountability, and that means, basically, being responsible to someone or for some action.

Interestingly, accountability is a common noun in many segments of the results of that recent research. You have put it to us to make sure there is accountability across various platforms of our Hamilton County life, chief among them government and its acumen

OPEN SATURDAYS

Brian Kelly & Steve Greenberg for stewardship of our tax dollars – or lack thereof. You told us you want to know what your elected officials are doing to justify the occupancy of their positions, and so we shall maintain watchful eyes on their deeds and open ears to their words. As this is your newspaper, and news it what you say it is, we wish to remind you that if there is any segment of, or behavior in, local government you question for whatever reason, please inform us. We will take your suggestions and questions to heart, and we will investigate and attempt to provide meaningful answers. We believe you deserve nothing less, so let us hear from you at info@ youarecurrent.com. Here’s to a progressive, healthful and fulfilling new year.

Monday - Friday • 8:00am - 4:00pm | Saturday 8:00am - 3:00pm

Thank you for smoking Commentary

By Terry Anker Many of us remember the start of the modern smoking wars with a non-threatening Dick Van Dyke movie called “Cold Turkey” from the early 1970s. It tells the story of fictional small town Eagle Rock, Iowa, and its rush to win a tobacco company-sponsored prize of $25,000,000 for kicking the habit naturally, hilarity ensues. Eventually (much like an after-school special), we all learn a lesson about the evils of smoking. Since then, America has become a decidedly different place. In the wake of terrorists’ attacks on our homeland and the fear that it has wrought, we now tolerate more intrusions into our personal freedoms than at any point since our founding.

Mad mothers, advocate judges, big-government governments and all manner and sort of entities have entered the public space with a promise to keep us safe and protect us from evil. Even as we have moved away from religious edicts and dogma designed to harness the unwitting proletariat, we have embraced with great exuberance the dictum of a new class of well-intended folks

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out to protect us from ourselves.

Perhaps we need the protection. We are too fat. We are stupid enough to text while we drive.

And, we fill our lungs (and often our veins) with toxic substances. But who gets to decide what freedoms we have? Should there be a scale at the fast food joint that determines a body mass index before dispensing the bacon-bomb burger?

Yet, do summary prohibitions work? Can we ban fat/smoke/liquor/sex/violence (or any of a plethora of human foibles) without taking away something equally (perhaps more) important?

As the most recent smoking ban debates have grabbed headlines, one remembers the lessons of our long history of temperance movements.

Should the 18th Amendment come back?

And, perhaps one for gambling/smoking/eating/ questioning/thinking?

MARBLE UNIQUES CUSTOM GRANITE & MARBLE FABRICATION

Granite: “It’s what’s for countertops.”

Terry Anker is an associate editor of Current Publishing, LLC. You may e-mail him at terry@ currentincarmel.com.

Current in Carmel

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January 3, 2012 | 5

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It’s about before-and-after participation. From us. So our entire team of dietitians, exercise specialists, psychologists and surgeons stay involved. We don’t simply explain the next steps; we take them right along with you. We’ve helped hundreds improve their lives and their health when all other methods had failed. Hear it for yourself.

Visit a free class and meet surgeons and past patients who’ll answer all your questions about bariatric surgery. Call 866-621-7771 or visit eCommunity.com/bariatrics.

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DISPATCHES  Student art display – The Carmel Arts Council’s World’s Smallest Children’s Art Gallery at 40 W. Main St. exhibits artwork of local students in grades kindergarten through sixth. This month, the gallery will display art from Mohawk Trails Elementary School students Jan. 14 (6 to 8 p.m.), 15 (2 to 4 p.m.,with a reception), 22 and 29 (2 to 4 p.m.). Admission is free. For more information, visit www.carmelartscouncil.org.  Free concert – Branches Band, a Milwaukee-based Christian band, will be presenting a free concert Jan. 9, 7 p.m. at Bethlehem Lutheran Church, 13225 N Illinois St, Carmel. Call 571-0204 for more information or visit www.branchesband.com.  Hands-on art – Teen and adult artists will have an opportunity to create some three-dimensional art during an upcoming program offered at the Monon Depot Museum over the winter break.

During “Touring Carmel...the Artsy Wayâ€? on Jan. 7, local artist R. Carol Skinner will direct artists as they bring up to date four historic buildings in Old Town Carmel and will then draw what is there presently. The class is from 10 a.m. to noon and costs $5. Call 846-7117 to register. Âť First speaker of the year – Carmel Golden K Kiwanis will meet this Thursday, 10 a.m. at the American Legion Hall, 852 W. Main St. Speaker:  Dr. Carver McGriff, retired senior pastor, St. Luke’s United Methodist Church. Contact: Don Moehn, 873-1956.  Winter Market resumes – The Carmel Winter Market will return Jan. 7 at Carmel City Center at 719 Hanover Place from 9 a.m. to noon. The free event features many vendors from the Carmel Farmers Market.

Surface parking is available on the plaza level and in the underground garage. For more information, visit www.carmel.in.gov.  Rotary meeting – The Rotary Club of Carmel will meet Friday, noon to 1:30 p.m. at the Mansion at Oak Hill, 5801 E. 116th St. Allison Peaper will speak on the lasting impact of being a Rotary Exchange Student. The cost for lunch is $2. Contact: Wendy Phillips 501-4955.  Open house – The public is invited to attend an open house at the new location of Chaucie’s Place, 4607 E. 106th St., Jan. 10 from 4:30 to 6:30 p.m. An award ceremony will take place at 5:30 p.m. RSVP to rsvp@chauciesplace.org by Jan. 9.

New Year’s Resolutions COMMENTARY

By Danielle Wilson I just read through my 2011 New Year’s resolutions and realized I didn’t make that many.

We did take our kids to Colorado and I did do a better job of balancing work and motherhood, at least up until last month. But I still hate mushrooms, I didn’t publish a book, and my very yellow family room is still obnoxiously sunny. But that’s the great thing about a new year! You get the chance to start over. So here’s my fourth-annual list of New Year’s goals, perfectly penned for your reading pleasure.

Paint the damn family room. Yes, it has high ceilings, so, yes, we’ll need to hire a professional.

But seriously, if I can’t check this one little thing off my list, then I may as well resign myself to keeping stained laminate countertops and a carpeted master bath. Just do it already!

Calm the hell down. I really want to make this year less stressful, and I can start by tweaking my attitude towards things like dirty laundry, lasagna-encrusted dishes and unmade beds.

I’ve mentioned this in previous articles, but I’m a bit anal when it comes to a clean house. The problem is, I have four kids and work full time, so stuff gets messy. In 2012, before I lose my cool over insignificant untidiness, I vow to take a deep breath, maybe go outside and shout the eff word a few times, and remind myself that a sterile home is a lifeless home. Bring on the dirt!

Minimize swearing. Or not. The eff word speaks to me.

Focus on family. The past few months I’ve lost sight of what’s truly important in life – a strong cup of coffee, a stout drink and a stiff ‌ No wait, that’s something else. Family! Family should be the most important thing, and in 2012 I pledge to spend more quality time with my children and husband. I’m also going to try and get out of town more often to see siblings and nieces and nephews. Life’s just too short to not make the effort in this area.

Publish my book. I actually did get started on this last year, but somehow let it fall by the wayside. Not in 2012! Expect to see my lovely mug on a book cover near you by spring. As God as my witness, I will never go hungry again! Because I’ll be rich, see, from my book earnings.

Embrace middle age. I turn 40 this month.

Gulp. But I’m not going to let it slow me down.

Wrinkles, mammograms, hair dye ‌ Bring. It. On. Good luck meeting your own 2012 goals!

Peace out.

Danielle Wilson is a Carmel resident and contributing columnist.

You may e-mail her at danielle@ currentincarmel.com.

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While battling cancer, Sally Feldman is helping others in that fight

By Kevin Kane kevin@youarecurrent.com Sally Feldman is known around Carmel for a number of reasons.

She taught many to play the piano.

Some have received therapeutic massages from her and others may recognize her as a former Current columnist who wrote on this topic. But all who know her personally are familiar with her vibrant, upbeat personality.

Feldman said she didn’t think anything could suppress her perpetual optimism.

But cancer did, at

To contact Sally Feldman about a therapeutic massage, write to revelmassage@gmail.com.

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least temporarily.

In February, she was diagnosed with Non-Hodgkin’s lymphoma and soon after began chemotherapy. The treatments helped, considerably shrinking a tumor that was originally “as big as a football,” as Feldman described it. But the benefits came with a hefty price. From February to November, her treatments left her tired and sore throughout her body, but it was the loss of her hair that affected Feldman the most.

“I didn’t like to go out bald,” she said.

“I’m very outgoing and even I felt weird. I thought I wouldn’t care. I did care.”

Now, however, she’s feeling like herself again and is determined to help others who are in their own battles against cancer.

Feldman, a certified massage therapist, has teamed with Carmel business Revel Fitness to offer her services to cancer patients, free of charge.

She began working with Revel in 2010 after convincing the owners of the hybrid dance-fitness studio to begin offering massage therapy to their clients.Chemo forced Feldman to step away from her work for some time, and when the treatments left her feeling her worst, she vowed to help others in the same situation if and when she was able to do so.

“Nothing made me feel better than getting a massage, but insurance doesn’t cover it,” she said. “I thought, I can do something to let people feel the way I felt for nothing.’”

The unique massage services are the latest in Revel’s line of offerings geared towards individuals who are uncomfortable attending and exercising in a traditional gym setting.

Revel’s co-owners Cindy Schembre and Robby Huang opened the business in May

of 2010 to offer a place where members do not feel judged because of their weight, age or other personal characteristics.

“We try to take the intimidation out,” Huang said.

The approach seems to be working, as the business recently moved to a new building, more than doubling its square footage, on Rohrer Road near 136th Street.

Recalling how the loss of her hair made her reluctant to go out in public, Feldman said Revel is the perfect place to offer her free services.

But the time Feldman will be donating is not cheap. She said most therapeutic massage sessions can cost between $65 and $85 per hour, and this prevents most cancer patients from enjoying the benefits a massage has to offer, Feldman said.

“To feel better for even 10 minutes, I would have gotten a massage every day if I could have,” she said. “But that’s a lot of money when you have $150,000 in medical bills…This is one thing I can do.”

Revel, however, could soon offer something more. Huang said the company likely will begin offering Zumba classes specifically for cancer patients and survivors sometime in 2012.

As a former client of Feldman’s, Schembre said she recommends her services to everyone. Not only are her massages effective, Schembre said, but she said simply being around Feldman and her positive attitude for an hour is equally beneficial.

That undying optimism is what makes it possible for Feldman to do what she’s doing now.

“It’s tough to keep me down. Even now I should probably be in bed sick,” she said.

“I’m just going to do what I can.”

“One day after I had chemo I swam 34 laps. It’s tough to keep me down. Even now I should probably be in bed sick.”

-Sally Feldman

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January 3, 2012 | 9

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Looking back at 2011’s volunteers VOLUNTEERS

By Jeff Worrell The start of a new year is upon us and I am looking forward to reporting on the generous and selfless acts of giving that volunteers across our city will do for us in 2012. Thinking about what is yet to come reminds me of those who made Carmel a very special place this year. For example, it has been 12 months since we learned about the army of volunteers who coordinated the unending efforts that made the Palladium’s grand opening go off without a hitch. Gary Frey cajoled 150 Carmelites to work behind the scenes, without pay, but with a cheerful attitude from August to January.

I remember how hard Barbara Danquist and Stephanie McDonald worked putting together the Carmel Education Foundation telethon. I will never be able to say enough good things about the work of the foundation. This organization serves all of our children and is a solid reason for the reputation our school district now enjoys.

On several occasions last year, I told you about Lauren Gibson and her Carmel Green Teen Micro-Grant Program, which provides money to teens for worthy environmental projects. Her organization was again recognized for its success, this time by the Carmel Chamber of Commerce at its awards banquet last month. And do not forget about Sue Dil-

lon, because she did not forget about you. She is probably the single most important person in creating parkland and saving green space during Carmel’s explosive growth years. I told you she retired from the park board after serving 16 years. Pat Ritz is an unsung hero, working quietly and behind the scenes at Craine House.

Most of us probably do not even know Craine House exists, let alone the fact that they are an alternative sentencing option for judges who are dealing with female offenders and their dependent children.

Another model citizen from the 16-year-old category is Amber Kriech. Her Hope for Homeless project involved 43 volunteers and enough donors to build a haven for at-risk, homeless youth. There simply are not enough pages in Current in Carmel to properly remember every great person we learned about in 2011. So, for 2012, I will do it one week at a time, hoping your project, creativity, kindness and resolve will inspire all of us to serve our fellow man. Happy New Year to each of you, and thank you for reading.

Jeff Worrell is a local businessman.

He recognizes volunteers on “Connecting with Carmel” on cable channel 16. Contact him at jworrell@advantagemedical.com

and in Carmel.

www.youarecurrent.com

Current in Carmel

January 3, 2012 | 11

A New YeAr. A BrilliANt liNeup!

Ring in the New Year with an exhilarating evening at central Indiana’s newest cultural attraction— the Center for the Performing Arts.

Ron K. BRown / EvidEncE dancE jANuARY 13

At

8 Pm |

the tARkINgtoN

patti austin

Sam BuSh Band jANuARY 13

At

8 Pm |

the PAllAdIum

REStlESS hEaRt jANuARY 14

At

8 Pm |

the tARkINgtoN

tRiButE to Ella & BaSiE with Patti auStin and thE count BaSiE oRchEStRa jANuARY 14

At

8 Pm |

the PAllAdIum

Royal PhilhaRmonic oRchEStRa jANuARY 19

At

7:30 Pm |

the PAllAdIum

comPlExionS contEmPoRaRy BallEt jANuARY 22

At

7 Pm |

the tARkINgtoN

complexions

sam bush

ticKEtS on SalE now!

Visit theCenterForthePerformingArts.org or call the Box office at 317.843.3800.

RPA-303-Current-01.03.11-FNL.indd 1

12/22/11 9:22 AM

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Reflux resolved.

No more pills. No more pain.

Indiana University Health has highly-skilled physicians, clinical expertise and the latest treatment options to meet your healthcare needs. Join reflux experts Daniel McKenna, MD, and Don Selzer, MD, to learn how you can resolve your acid reflux and heartburn with a simple procedure that will allow you to begin enjoying life to its fullest once again.

Gingerbread giveaway

IU Health North Hospital 11700 N. Meridian St., Carmel, IN 46032 6 pm in the Learning Center

Submitted photo

Bob Shade of ArtSplash Gallery and Larry Greene of Case Design/Remodeling gave the keys to a handmade gingerbread house to Stacey O’Hara and her family on Dec. 22 outside the Simply Sweet Shoppe.

Case volunteered time and materials to build the house while Shade added paint and other finishing touches. The O’Hara family won the house in a raffle, with the proceeds benefiting the Carmel Fire Dept.’s Christmas assistance program.

To register for this FREE seminar, call 317.688.2828.

Citywide trash services begin Jan. 1 Here’s what you need to know

By Kevin Kane kevin@youarecurrent.com Many residents will use a new trash service beginning next week.

The City Council in mid-July approved an ordinance establishing citywide trash and recycling services to be provided by Republic Services, which presented the lowest bid on the five-year contract. Months after the ordinance was first introduced, the council approved an amended version allowing residents the opportunity to opt out and choose a different service provider.

Residents had from Sept. 15 to Oct. 15 to opt out for 2012. The next opt-out period will only apply to citywide services beginning in 2013. Those who opted out during the initial period can rejoin the program at any time by contacting Carmel Utilities at 571-2266.

City officials have said that those participating in the citywide services should save a substantial percentage on their trash and recycling service bills. In 2012, participating residents will pay $8.82 per month, which includes $.25 the city will keep to handle service calls, billing and other customer service operations. In subsequent years, the monthly rates will increase annually through 2016 to $9.08, $9.34, $9.61 and $9.90, respectively.

For those using Republic in 2012, the services will be provided as follows: • Trash service will be weekly, with recycling collected every other week. Route maps and recycling schedules can be found at www. carmel.in.gov, and Republic asks its custom-

www.youarecurrent.com

ers to put out their carts by 7 a.m. on collection days. The monthly fee will be added to residents’ regular Carmel Utilities bill. Those who do not already receive a bill from the utility will begin receiving one automatically.

• Two 96-gallon carts – one for trash and one for recycling – were scheduled to be delivered separately to Republic customers by the end of the day today, Dec. 31. Residents can request from Republic a third cart for either trash or recycling at no charge, and additional carts are available for $5 per cart per month. Residents also can request smaller carts to replace the ones provided.

• During the months of April, May, October and November, each participating household will be allowed 20 additional bags or bundles of landscape waste per week. During other months, households are allowed one four-foot, tied bundle of twigs and limbs in addition to the trash container.

One-time 55-gallon overage bags are available for purchase at $2.50 each, and bulky items can be picked up for $10. Christmas tree disposal is included in the service.

• Previous service contracts will not be cancelled automatically, so each household – or homeowners association – must cancel contracts with other service providers if using Republic to avoid duplicate services and multiple bills.

For more information, visit www.carmel. in.gov or

WHAT IS DEBT SETTLEMENT? Debt Settlement is when you pay off debt at a reduced amount, often at 50% or less.

WHO IS THE BEST CANDIDATE FOR DEBT SETTLEMENT? A small business or individual with $30,000 or more of unsecured debt, who has a 401K plan, an inheritance, or a lump sum distribution; as approximately half of debt amount must be set aside in escrow to settle debt when agreement is reached with the creditor.

WHY DO I NEED AN ATTORNEY? WHY CAN’T I DO IT MYSELF? Most of the time creditors will not negotiate with individuals, or debt settlement companies. They will ask an attorney for a “power of attorney”. An attorney locks in the terms, so that the creditor cannot change them and try to collect more interest or fees later. An attorney can also protect you in the event of a lawsuit occurring while negotiations are ongoing.

WHAT ARE THE RISKS? There is a risk of a lawsuit occurring before the debt is settled, which is usually avoided by using a LOCAL attorney. Also one’s credit score could decline while negotiations are taking place.

Current in Carmel

HOW LONG DOES IT TAKE TO SETTLE ALL THE DEBT? Most of the time a creditor will not begin negotiating until debt is 6 months past due. Therefore debt settlement is usually completed as soon as terms are reasonable.

AM I TAXED ON THE MONEY SAVED? There could be tax due on money saved. Your accountant can see if you are exempt from taxes under IRS Insolvency Rules, Publication 4681.

HOW CAN I LEARN MORE? To learn more, call Mike at 317-266-8888, email: mike@mikenorrislaw.com or visit: mikenorrislaw.com.

MIKE NORRIS Mike is an Indiana Attorney who has been practicing law for 33 years. He is a former full-time professor of real estate law and business law at the University of Colorado.

Law Offices of Mike Norris, 3802 W. 96th St., Indianapolis, IN 46268

January 3, 2012 | 13

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Photographer donates time Carmel’s Most Anticipated to help animals find homes Luxury Apartment Community

By Lauren Brooks editorial@youarecurrent.com Helping animals in need has become a passion for Kate Morgenstern.

The local photojournalist saw a special on CBS about Teresa Berg, who dedicated her time to photographing a Dachshund rescue in Texas. Morgenstern learned that because of the highquality pictures Berg took of Morgenstern the dogs, the rescue’s adoption rate increased by 400 percent.

So Morgenstern was inspired to volunteer her talents, too.

At first, she had difficulty finding shelters and rescue groups to work with, but with the help of Andrea Pepper of the Humane Society for Hamilton County, Morgenstern was able to find Southside Animal Shelter and APRO. During her first session at Southside, she photographed more than 40 animals in about three hours.

Morgenstern said she thinks professional photos of these animals will lead to more adoptions.

“People need to see pictures that will catch their eye,” she said. “There are literally thousands of animals in shelters and in the care of rescue groups. If they can’t tell what they are looking at, why would they waste their time going to visit?”

Morgenstern and her husband recently created their own non-profit charity registration

called Do It for Her, Inc. in honor of her husband’s dog, Casey. The two hope to utilize the organization as a vehicle for donating services to shelters and rescue groups.

“My goal is to get more animals adopted,” Morgenstern said. “It is proven that better pictures lead to more adoptions, and the more animals adopted, the more we have room to save.”

To help Morgenstern with her goals or to learn more about her volunteer shoots, visit www.doitforherinc.com.

“All it is for us is time,” she said. “For the animals, it’s their life, or quality of life at stake.”

Sustainable is now attainable at Sophia Square, new luxury apartments in the Carmel Arts and Design District. Come home to contemporary finishes, state-of-the-art amenities, and eco-friendly design, all in a premier location at Main Street and the Monon Trail. It’s green living. It’s unlike anything else. And it’s only at Sophia Square.

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Chamber seeking participants for 2012 Taste of the Chamber editorial@youarecurrent.com Exhibitors at the Carmel Chamber’s annual Taste of the Chamber business expo will have the opportunity to put their businesses on display and their information in the hands of hundreds of potential customers in just one night.

Registration is now open for the event that will take place at the Ritz Charles from 4:30 to 7 p.m. on Jan. 19. The Taste of the Chamber business expo continues to grow each year. In January 2011, Taste of the Chamber drew 650 guests, an increase of 8 percent over the previous year, despite a snowstorm on the night of the event. The total number of exhibitors maxed out at a record of 97, which was an increase of 11 percent over 2010.

Exhibitor space for the 2011 event sold out two weeks prior to the event, which left several businesses on the waiting list and unable to participate. Additionally, sponsorships of the event grew from 26 in 2010 to 30 in 2011.

In 2012, the Chamber will offer 100 exhibitor booths, which will make it the largest business expo in its 11-year history. Exhibitors will

14 | January 3, 2012

be able to put their businesses on display, and most will hold prize drawings at their booths in order to build their prospect and potential customer lists. As the Carmel Chamber’s largest event of the year, it’s an opportunity for businesses to connect with the public.

All types of businesses can participate in the event; exhibitors usually include service and health care providers, legal professionals, entertainment venues, food providers and more.

To date, more than 20 restaurants, caterers and other food service providers have signed on to offer menu tastings to guests, including Sullivan’s Steakhouse, Kelties Restaurant, Ruth’s Chris Steak House – Northside, Cooking Greek, A Cut Above Catering, Ritz Charles, Mansion at Oak Hill, Jet’s Pizza, Hilton Garden Inn, Simply Sweet Shoppe and more. Hamilton Beverage Fine Wines & Spirits will offer wine and beer tastings.

Exhibitor booths start at $150 and sponsorships start at $250. Space is still available and registration can be done online at www. carmelchamber.com or by calling the Chamber at 846-1049.

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DISPATCHES » Winter gardening tips – 1.New bare root roses should now be available to purchase at garden centers. 2. Apply a layer of winter mulch to protect your perennials after the first few freezes. 3. Remember to remove any leaves from your lawn and gardens, as the leaves can block sunlight or encourage disease among your plants.

-www.almanac.com » U.S. drinks most wine – According to the Wine Institute, the U.S. surpassed France last year as the world’s largest wine-consuming nation, with wine shipments to the U.S. from California, other states and foreign producers growing 2 percent from the previous year to nearly 330 million cases, a record high for the industry. The estimated retail value of these sales was $30 billion, up 4 percent from 2009.

California wine accounted for a 61 percent volume share of the total U.S. wine market, with sales at 199.6 million cases.

- thestreet.com

Dec. 31 – Come celebrate the end of 2011 at the inaugural “Family First Night” New Year’s Eve event at the Hamilton County 4-H Grounds Exhibition Hall C, 2003 Pleasant St., Noblesville.

The event will include free movies, games and food. Doors open at 7 p.m. with the double feature starting at 7:30 p.m. Movies include “The Apple Dumpling Gang” (1975) starring Don Knotts and “Lassie Come Home” (1943) starring Roddy McDowall and Elizabeth Taylor.

Dec. 31 – Hamilton County Art Center & Birdie Gallery195 S. Fifth St., Noblesville, invites the public to visit and see art that represents “Good Things Come in Small Packages.” Birdie Gallery hours are 10 a.m. to 5 p.m. Thursday, Friday and Saturday. For more information, visit www.hcaa-in.org.

Now to Jan. 7, 2012 – Grab your golden ticket as Civic Theatre presents Roald Dahl’s “Willy

LIVE MUSIC Mickey’s Irish Pub, 13644 N. Meridian St. For more information call 573-9746.

Friday, Jan. 6 – Zanna-Doo! Saturday, Jan. 7 – Living Proof Mo’s Irish Pub, 13193 Levinson Lane in the Hamilton Town Center, Noblesville. For more

www.youarecurrent.com

» Marathon to benefit St. Jude – The Carmel Road Racing Group and St. Jude Children’s Research Hospital recently announced a new partnership for the second annual Carmel Marathon Championship Weekend, to be held April 21. As a featured St. Jude Heroes event, participants of the Carmel Marathon, Carmel Half-Marathon Presented by Runners Forum, Championship Weekend 8K and 1-Mile Family Fitness Walk can join St. Jude’s fight against childhood cancer. For more information, visit www.carmelmarathon.com.

Twelve days of Christmas

» Van Halen, Roth touring in 2012 – Van Halen is going back out on the road with a familiar face. The band has announced that they’re touring in 2012, with frontman David Lee Roth, guitarist Eddie Van Halen, drummer Alex Van Halen and bassist Wolfgang Van Halen along for the ride. According to Entertainment Weekly, they were all last on the road in 2007, which was the first time Van Halen was back together with Roth since a brief reunion in 1996. Tickets will go on sale starting January 10, although specific dates have yet to be released.

-www.cnn.com

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Wonka” at The Tarkington, 3 Center Green, Carmel. Performances are 7 p.m. Wednesday through Friday, 2 and 7 p.m. Saturday and 2 p.m. Sunday with no shows on Christmas Eve or Christmas Day. Join Charlie Bucket and his quirky cohorts on a tantalizing tour of the mysterious candy-maker’s fantastical factory. For more information, call 8433800 or visit www.civictheatre.org.

Jan. 14 – 500 Clown: Frankenstein at the Studio Theater, 3 Center Green, Carmel, at 8 p.m.

Three clowns embark on a madcap journey to construct Dr. Frankenstein’s laboratory. Stymied by elaborate and exaggerated period costumes, the clowns are propelled into acrobatic feats in an extended battle with an unruly table. 500 Clown rapidly moves between planned elements and improvisation, leaving its audiences excitedly uncertain as to what is and what is not planned. For more information, call 843-3800 or visit www.thcenterfortheperformingarts.org. information, call 770-9020.

Saturday, Dec. 31 – Something Rather Naughty Moon Dog Tavern, 825 E 96th St., Indianapolis, 46240. Call 575-6364 for more information.

Friday, Jan. 6 – Toy Factory Saturday, Jan. 7 – Alan Kaye and the Toons

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Rosie’s Place The scoop: Rosie’s Place is a warm, inviting café located on the downtown square in Noblesville.

Featuring homemade, Midwestern-inspired fare, Rosie’s is a gathering place for friends and families. Come settle in for breakfast or lunch and enjoy a fresh, satisfying meal or a slice of gooey butter cake at the bakery. Rosie’s believes in serving good, honest food prepared with fresh, local, and seasonal ingredients. The menu changes daily and seasonally, in order to bring guests the best selection of items at their peak. Rosie’s promotes local, Indiana farmers’ products and use no artificial ingredients or preservatives in its recipes.

Type of Food: Breakfast/brunch, bakery and American Price of Entrees: $4.50 to $8.50 Specialties: You can’t miss with anything from the bakery Reservations: Not accepted

Marcus Bethea, general manager, Sahms Restaurant Where do you like to dine? The Roost What do you like to eat there?

The fried chicken. It’s great!

What do you like about the Roost? I love the homestyle, home-cooked menu.

Everything is made from scratch.

The Roost is located at 7371 E. 116th St., Fishers. The phone number is 842-3735.

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DISPATCHES » Study: Part-time dieting is best – In a recent study, presented at the San Antonio Breast Cancer Symposium, British researchers found that women who eliminated carbohydrate-rich foods like bread, pasta, potatoes and rice two days a week and ate their normal diet the rest of the time lost an average of 9 lbs. over four months. Meanwhile, women in a similar group who ate a 1,500-cal.-perday Mediterranean-style diet for the same time period lost only 5 lbs. Women on the intermittent diet not only lost more weight but also showed greater improvements on other markers of health, including levels of insulin and leptin.

-www.time.com » Broccoli for back pain? – You know that calcium is key for strong bones, but Japanese researchers have identified something else you need: vitamin K. It’s believed that the vitamin, found in broccoli, spinach, and other dark leafy greens, helps calcium deposit in the bones, making them denser. The stronger your bones, the stronger your whole body—and the lower your chances of an injury that could cause back pain.

-www.health.com

» E. coli on your face – Your iPhone or Android is likely harboring a host of harmful germs and bacteria, including E. coli, say University of London researchers. The U.K. team stopped random Britons and collected swab samples from 390 cell phones in 12 cities. The research team found that 16 percent of the phones were contaminated with fecal matter in the form of E. coli. What’s more, 92 percent of the phones contained some type of pathogen.That’s not surprising, researchers say, as phones are rarely, if ever, disinfected and warm phones create great breeding grounds for bacteria.

-www.menshealth.com

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» Smokers who quit are happier – New research shows that people who successfully quit smoking are more satisfied with their lives. The researchers looked at 1,504 people who took part in a smoking cessation trial in the United States. The authors assessed each participant’s smoking status and quality of life one year and three years after the smoking cessation trial. Findings suggested that, over the long-term, individuals will be happier and more satisfied with their lives if they stop smoking than if they do not, the researchers wrote. The study’s “quality of life” measures included the participant’s health, self-regard, philosophy of life and personal relationships.

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January 3, 2012 | 17

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Food cravings: Ever wonder why?

HEALTH

By Dr. Roger Spahr I want to talk about food cravings. Actually, I want to talk about neuropeptide Y. Now before your eyes roll-up into their sockets and you skip this “brainy” article to peruse the ads for Ab Rockers and Thigh Masters, let me promise you – this is very easy to understand.

If you have ever seen an Olympic track meet or a car race, you know there is a pistol or a flag that initiates the beginning of the race. There is preparation, and organization behind the scenes on both the competitors’ and organizers’ parts.

Then BANG! The race is on. Often the preparation is far longer than the actual race, but the race is the main event.

Neuropeptide Y is released from a part of the brain called the hypothalmus. This is a major regulator of hormones and metabolism for the body. This hormone affects energy balance, memory and learning. Its main effect is to increase food intake and reduce physical activity.

Additionally, it increases the proportion of energy stored as fat.

You might ask why would the body even think about having a hormone that did that?

Neuropeptide Y is one of a series of hormones and other brain chemicals which are connected and necessary to survive in times of high physi-

cal challenges and emotional duress in areas of limited food resources. Your body needs that ability. However, it is not needed in the times of high carbohydrate consumption of three pounds of sugar per week.

Back to starting a race – when your body or brain is subjected to ongoing and continued stressors, your tendency is to sit in one place and feed; i.e. couch and “name your favorite junk food here.” That is stimulated by a combination of stress hormones that includes cortisol, as well as neuropeptide Y. The problem is that high fat and carbohydrate diets further stimulate neuropeptide Y and cortisol. The stressors just started the race to release those factors that slow you down and build fat.

Your alternative is to race in the other direction. Do the preparation. Find foods that are low in simple carbohydrates and richer in protein and fiber. Build regularly scheduled physical activity into your weekly routine. When the gun goes off, and your stressors show up, make sure you race to the finish line a winner.

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DISPATCHES » Free remodeling seminar – Case Design/Remodeling offers free 90-minute seminars that provide homeowners with the basic building blocks needed to prepare for remodeling investments. The first weekday seminar will be held at the Indiana Design Center, 200 South Range Line Rd., Jan. 12 from 7 p.m. to 8:30 p.m. The second opportunity is Jan. 14, 9 to 10:30 a.m., also at the Indiana Design Center.

RSVP to receive a “ticket” for the seminar of your choice. Register at caseadmin@ indy.rr.com or by calling 846-2600. » Warning signs in your makeup – Pay attention to moisture beading, color separating, a change in the original color, or a foul smell. These are all warning signs that the preservatives in the product may have broken down. Be especially vigilant about natural and organic products as they contain nontraditional preservatives, which can affect their shelf life.

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‘Who are all these people in my house?’

DECORATING

By Vicky Earley The path to building or remodeling a beautiful interior space often takes twists along the way that require the expertise of various design professionals. Skills might overlap to some degree but for the most part, each specialty has its own expertise: The architect is the visionary who plans, designs and can oversee new construction and remodeling. This specialty is often a first step for new additions and major remodeling.

The general contractor typically works from plans drawn by other professional. In the simplest scenario, the general contractor will manage permits and oversee the laborers involved in the project. General contractors often have additional specialties that make them ideal for kitchen and bath remodels.

This is where the kitchen and bath designer enters the picture. To get the most from building in these areas, a certified kitchen designer or a certified bath designer is well worth contacting. They are schooled in all aspects of these workhorse rooms, including materials, plumbing, layout and aesthetics. These specialists have a myriad of letters next to their names based on amount and type of education.

Interior designers are focused on the overall functionality and aesthetic of a space. Through renderings, space plans, lighting plans, color selections and material selection, their job is to ensure that the finished product works well and looks beautiful.

With numerous entities involved, it is critical to know who is in charge and overseeing the project through completion. Whoever is tapped to act as project manager, you should expect assistance in contractor selection, reviewing contracts and change orders.

Your project manager will negotiate inspection services and navigate other governmental requirements. The project manager checks in on-site during construction, is present during critical installations and is available to answer questions and troubleshoot problems.

The project manager will tap resources to provide supplemental services that become needed during a renovation such as insect or animal control or mold, radon or asbestos abatement.

Vicky Earley is the principal designer for Artichoke Designs in downtown Carmel. If you have an interior design question, please contact artichokedesigns@aol.com.

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Artichoke Designs of Carmel, Indiana 10 S. Rangeline Road

317.587.7411

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A Guide to Your Perfect Mascara

Choose the right shade - The best way to get great lashes is to start with the right shade of mascara. Black can work on anyone, but for fair-skinned individuals, and those with red hair, try a brown-black for a softer look.

• Hair • Skin • Nails • Massage

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Add Heat - Blast your eyelash curler with your hair dryer before very carefully curling the lashes. Squeeze the eyelash curler for a couple seconds once in the middle of the lashes, and once near the tips.

Enhance - For a more dramatic look, apply single, false lashes that come in tiny clumps. Using tweezers, dip the lashes in lash glue and place at the outer corner of your eyelid.

Add Volume - A translucent powder at the ends of lashes gives mascara volume and stay-power. Using an eye shadow brush, sweep powder on the ends and tops of your lashes.

Apply - Start with the wand at the root of your lashes and wiggle the brush to your ends. Apply multiple coats for a bolder look, being careful not to let it dry between applications, in order to avoid clumping.

2012 Men’s Hair Trends

Enjoy!

As we transition to yet another fabulous year for fashion, the men’s hairstyles continue to transform. Women’s styles tend to be short-lived and quite trendy, while the men’s slowly evolve throughout the seasons. We are already looking forward to seeing what’s in store for 2012.

Free brow wax with any facial appointment (a $15 value)

Short Waves/ Curls - This look gives a soft edge to the masculine styles we saw in 2011. Men with naturally curly hair will look relaxed and sexy with this easy look.

Slicked Hair with a Side Part - We first saw this look in 2009/10 when the side part had its major revival. Now this stylish look is the go-to hairstyle for many men, including George Clooney. The cut is timeless and very appropriate for the style conscious.

The Undercut - Edgy is the buzzword for this cut. Short on the sides and in back, this style gets it’s roots from the iconic 1920s.

Offer go o d thro ugh Feb . 2 9 , 2 0 1 2 .

The talented men’s specialists at Salon 01 are knowledgeable about making a recommendation for a cut that will work for you.

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5 New Years Resolutions Women Should Consider As we bring in 2012 it is time to embrace those long-forgotten “ought-tos” and make this new year the best yet. You can start simply by updating your beauty routine and treating yourself to services that keep you feeling and looking young and healthy.

• Wear SPF Everyday With so many great moisturizers now containing sunscreen, this resolution is a no-brainer. Salon01 has a great selection of moisturizers and makeup products that contain SPF, making it easy to stay accountable. Come in and talk with Kelly or Stephanie, two great estheticians that can find the perfect products for your needs.

• Try a New Color The personal shoppers at Nordstrom, Saks, and J. Crew can be your biggest asset the next time you make a visit to the mall. Focus your next trip on finding a new staple color to liven up your wardrobe. For redheads we love an emerald green, add it in your accessories as a subtle touch.

• Shape Your Brows When is the last time you had a thorough brow grooming? They draw attention to the eyes and freshen up the face when freshly waxed. It is such an easy way to update your look without breaking the bank. Our Salon01 estheticians are trained to shape your brows to complement your individual bone structure, highlighting your best features.

• Commit to Frequent Trims Nothing cramps your style like frizzy, unkempt hair. To beat split ends you don’t need to break up with your straightner, just commit to making quick visits to the salon. Our New Talent stylists are the perfect choice for cleaning up your locks every few weeks.

• Treat Yourself to a Monthly Massage The benefits of massage are endless. A great massage promotes relaxation, healing, and peace throughout your body. Studies show frequent massages are even more beneficial than your “once in awhile” treatments. Schedule your appointment with Michael who will make you feel refreshed and invigorated for 2012.

®

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DISPATCHES

» Building hits two-year high – Home building spiked up in November to the strongest level in almost two years, as record-low mortgage rates and a surge in apartment and condo construction lifted activity. Housing starts shot up to an annual rate of 685,000 in the month, up 9.3 percent from October and 24.3 percent higher than a year earlier.

Building activity easily topped predictions of 627,000 starts economists surveyed by Briefing.com were expecting.

-CNNMoney » Economists predict growth – The U.S. economy will grow faster in 2012 — if it isn’t knocked off track by upheavals in Europe, according to an Associated Press survey of leading economists. The three dozen private, corporate and academic economists expect the economy to grow 2.4 percent next year.

In 2011, it likely grew less than 2 percent. The economists surveyed expect the country to create 177,000 jobs a month through Elec-

tion Day 2012. That would be up from an average 132,000 jobs a month so far in 2011.

-Associated Press » Customer service secret – When things don’t go your way, make the Internet your microphone by posting a complaint on the business’s Facebook page or your Twitter feed. Companies have departments dedicated to surfing the Internet and making sure their brands are protected, and many have separate Twitter handles for help, such as @ComcastCares and @DeltaAssist. For example, when Connecticut resident Jonathan Whitbourne’s dryer malfunctioned after just six months, he posted a complaint on Maytag’s Facebook page. A rep responded within an hour and gave him a deal on in-home service.

-www.money.cnn.com

Soft-filtered water ... not a hard decision

» Sell unwanted gifts – Clothing and fashion accessories that reflect specific tastes are big post-holiday sellers on eBay. That’s why listing the size of an item on the site isn’t enough. Because clothing sizes vary greatly, include measurements in your product listing to maximize the resale value. For tops, common measurements include underarm to underarm, and from the top of the collar to the bottom of the hem on the back of the shirt.

-www.dailyfinance.com

Insuring a multi-driver family INSURANCE Q&A

By Ryan Samuelson Question from Curtis P. from Westfield: I have a couple of vehicles and three people driving in my family. I want to make sure I’m doing everything I can to get the best price. Any tips?

Response from Ryan Samuelson: The first thing you need to do is make sure you have an independent insurance agent helping you find the right coverage for you.

Independent insurance agents have access to multiple carriers and will be able to find the right coverage at the best price by checking all of them. The key is finding the right balance of coverage and price. Your independent agent will be able to explain what you are sacrificing as you adjust coverage to get a lower price (unlike getting your insurance from the Internet).

There are also a couple of things to keep in mind if you have young drivers on your policy.

Make sure that your young driver is assigned to the correct vehicle. The difference between an 18-year-old being the primary driver on a Toyota Camry versus being the primary on a new Mercedes is significant. Make sure your agent knows if your child is a good student also.

Many carriers give a discount for young drivers that stay on the honor roll.

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You can also double check that your vehicles are listed properly on your insurance policy.

Look over your policy to make sure you are receiving a credit if your vehicle has an alarm or security system. Make sure that your yearly driving estimates are still accurate. Changing the amount you drive each year can alter your premium. You should also make sure that your coverage reflects the value of the vehicle you are insuring. For example, it doesn’t make much sense to have full coverage insurance with a $1000 deductible on a vehicle that is only worth $2,000. A mistake like that adds unnecessary premiums to your policy.

The last thing you need to do is make sure you are maximizing your policy discounts. A multi-policy discount is probably the most valuable discount that people miss out on. You can qualify for this even if you don’t own a home.

Pairing a renter’s insurance policy OR a homeowners insurance policy with your auto policy will qualify you for a great discount.

Ryan Samuelson is with Shepherd Insurance & Finanacial Services. Have an insurance question you need answered? Send it to asktheadvisor@ shepherdins.com.

Carmel Chamber of Commerce members can receive special members-only discounts on Health Insurance. Contact Wharton Insurance for more information.

Scott M. Wharton, LUTCF 3091 E. 98th St., Suite 150 Indianapolis, Indiana 46280 (317) 663-4138 www.wifsinc.com

Scott Wharton is a registered representative with and securities are offered through LPL Financial, 9785 Towne Centre Drive, San Diego, CA, 92121-1968, USA (800) 877-7210. Member FINRA. Scott Wharton is a registered representative are offered through LPLowned Financial, Towne Centre Drive, set Sanforth Diego, CA, has 92121-1968, USAfrom (800)sources 877-7210.

Member Wharton Insurance and Financial Services, with Inc.,and andsecurities LPL Financial are independently and 9785 operated.

The information herein been derived believed to beFINRA/SIPC... reliable, but Wharton Insurance and Financial Services, Inc., and LPL Financial are independently owned and operated. The information set forth herein has been derived from sources believed to be reliable, but is not not guaranteed guaranteed as as to to accuracy accuracy and and does does not not purport purport to to be be complete complete analysis analysis of of the the securities, securities, companies companies or or industries industries involved. involved. The The opinions opinions expressed expressed herein herein are are those those of of the the authors authors and and not not itit is necessarily those of LPL Financial.

Additional information is available upon request. necessarily those of LPL Financial. Additional information is available upon request.

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January 3, 2012 | 21

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Flavor of the Month: • Gingerbread Man • Mint & Cranberry

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GET 50% OFF NEXT POUND New dog chew toys – for dogs big and small! $ave Bucks at Izzy’s with our “Frequent Shopper and Izzy/s Customer Appreciation Rewards”

DISPATCHES » Dog’s temp is higher than mine; why? – First, consider three factors: your dog’s basal metabolic rate, its core body temperature and its size. The BMR is the minimum calorific requirement needed to sustain life in your dog when it is resting.

It’s therefore the amount of energy, measured in calories, expended by your dog’s body when your pet is asleep. The CBT for dogs is between 100.5 F and 102 F. While that’s higher than the normal temperature for humans, 98.6 F, even our temperature can vary during the day, sometimes going as low as 97 F in the morning and as high as 99 F in the evening. Your dog’s metabolism is therefore higher, as is the amount of heat energy released by your dog.

-www.thedailydog.com » Cat allergy study – Getting a cat in adulthood nearly doubles the chances of developing an immune reaction to it, a European study found. Researchers surveyed more than 6,000 adult Europeans twice over nine years, taking blood samples. None of the participants originally had antibodies to cats in their blood, meaning they were not sensitized to the animal’s dander. Four in 10 of the newly sensitized said they experienced allergy symptoms around animals, four times the rate seen among people without antibodies against cats. Also, people who let pets into the bedroom became sensitized.

-Reuters

Factors that influence a lost dog’s travel PETS

By John Mikesell Temperament of the dog. Friendly dogs are the most likely to walk up to the first person they see, be rescued and either returned to the owner, taken to a shelter or “adopted” by the finder.

Aloof dogs are more likely to avoid strangers until they get hungry, and may travel a considerable distance before someone befriends them. Fearful dogs are likely to travel farther and actively avoid contact with humans, even when hunger calls.

Sometimes the only way to capture a fearful dog is with the use of a humane trap.

Circumstances of the disappearance. A dog who wanders out of curiosity is likely to stay close to home and wander back in fairly short order. One who bolts from fear can run for several miles in blind panic.

Terrain. Wide open spaces are more conducive to distance travel than residential neighborhoods, where fences create barriers to travel.

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Appearance of the dog. “Warm, fuzzy dogs” are quicker to be rescued than large, aggressiveappearing dogs. Someone who may quickly stop to pick up a Cocker Spaniel or a furry Labradoodle may think twice before inviting a roaming Rottweiler into her car. Purebred dogs may also be picked up more quickly – as people sometimes mistakenly thinks it’s normal for mixed breeds to be roaming the streets but a purebred dog “must belong to someone.”

Make sure you have several forms of identification solidly attached to your dog or cat.

We strongly recommend using implanted microchip IDs Weather. A dog in a blizzard or a driving rainstorm is likely to seek shelter. A dog wandering in 95-degree heat will seek a cool spot and

settle down. A dog on a sunny autumn day may happily chase deer and wander farther than one inhibited by bad weather conditions.

Population densities. It’s just common sense that the more people there are around, the more likely it is that your dog will be seen and reported to you, or rescued by someone who calls you or the local shelter.

What you can do. Make sure you have several forms of identification solidly attached to your dog or cat. We strongly recommend using implanted microchip IDs, too. Put your dog’s name on its ID so it can be as comfortable as possible with the person who finds it.

This time of year, with all the hustle and people coming in and out it would be very easy for your dog or cat to just walk out. You even might not notice for a while.

John Mikesell, owner of Izzy’s Place, A dog Bakery in Carmel, can be reached at john.mikesell@att.net.

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To hang or not to hang?

DESIGN

By David Decker Trends come and go and most likely come back. Who hasn’t gone through a major closet overhaul and tossed aside the old argyle sweater only to kick themselves later when it is front and center on the cover of a magazine claiming to be the hottest new style? This also seems to be the case as you look around at those same closet walls that still have floral-patterned wallpaper only Carol Brady could appreciate. So, as we tend to change our fashion style to stay current, often our sense of “home fashion” doesn’t fall far behind.

The current trend in custom home improvements is to cover walls with paint, texturing and artistic applications. The other option is getting out the glue and glamour by using good old fashioned wallpaper. However, to some this route may seem a tad passé and seemingly few designs withstand the test of time. So what to choose?

The positive aspects of rolling with the paint route is it can be easily changed whenever the mood calls for a refresh, or perhaps a remodel occurs in the kitchen or bath area. On the flip side, it can be hard to maintain that newly clean look as fingerprints, cooking disasters or daily nicks here and there occur more frequently than we bargain for. This leads to a “honey-do” list and dusting off the old paint cans for a frequent touch up session (most conveniently during Superbowl Sunday).

There is no question that choosing paint keeps up with ever-changing trends. That being said, insert three cheers for modern wallpaper technology and its seemingly infinite selection of design, texture and ability to convey your unique home personality.

When comparing wallpaper to paint it is generally more expensive and more complicated to install, also it wears better, lasts longer and offers more design options at a lesser cost than custom hand or “faux” painting.

So therein leaves the last question when it comes to choosing this option to give your home a design touch up … do it myself or know when to call in the professionals? My best answer is that no matter who you are, about 90 percent of the time removing wallpaper is a pain and installing wallpaper is not for beginners.

You may as well leave it to the pros.

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That’s the spirit HUMOR

By Dick Wolfsie I’d like to take over the late Andy Rooney’s job on 60 Minutes, but I may not be quite cantankerous enough. Maybe I just need a little practice. So here’s my final shot at grumpiness for 2011. I hope they’re paying attention over at CBS… What’s the deal with bills from your health insurance company that say: THIS IS NOT A BILL. Then why the heck are they sending it to me? The idea of a warning does have some legitimate applications. That thing you see in the grocery store called a plantain? How about a sign for them: THIS IS NOT A BANANA. Or maybe a label on the container of Comet cleanser that says: THIS IS NOT GRATED PARMESAN CHEESE. And for some of my columns: THIS IS NOT GOING TO BE FUNNY. Yes, those kinds of warnings would be helpful.

Why couldn’t baseball fans get the World Series on the radio last month? I don’t have a fancy-shmancy satellite service. I wasn’t looking for Howard Stern or Glenn Beck that night on the dial. I was looking for Alfred Pujols. If you are not a baseball fan, you don’t know who Pujols is. If you do know who Pujols is and you root for the St. Louis Cardinals, now you really have something to be cranky about, too.

Why is the automatic entry door at Kroger on the left side and the exit door on the right?

Who came up with this cockamamie idea? I often wonder in general whether I’m coming or going. This is making it even tougher on me.

I feel very guilty when I walk past a Salvation Army bell ringer even though I dropped something in the kettle 20 minutes earlier. I’d like a punch card that shows what I’ve already donated. Then all those Santas wouldn’t think I was so cheap.

I asked the clerk at the service station the other day if they had windshield wiper fluid. “Yes,” she said, “do you want cherry or orange?” I don’t think wiper fluid should come in different flavors. I want a clean windshield, not a cough remedy.

“Hi, this is Joe. I’ll be out of the office until Nov. 28. Have a great Thanksgiving.” This is just a guess, Joe, but I have a feeling you’re not out of the office for the next 11 months. I bet you didn’t change your VM when you got back last month.

And I’m pretty sure you won’t change it again until you go to Bermuda in April.

Normally, when you make lists, there are ten items. I could only think of six. That’s proof I need more practice at being grumpy.

Dick Wolfsie is an author, columnist, and speaker. Contact him at wolfsie@aol.com.

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Views | Community | Cover Story | Diversions | Anti-Aging | Panache | Dough | Pets | Inside & Out | Laughs | Puzzles | Classifieds Across 1. Q95 personality, ___ Steele 6. Bee-related 11. Flow’s partner 14. Urge forward 15. Ball girl?

16. Shed tears at Randall & Roberts Funeral Home 17. Ban on wicked ringers: Anagram of NOBLESVILLE (3 wds.)

19. Victory Field single or double 20. Firearm at Don’s 21. “___ the ramparts...”

22. Not out (2 wds.)

24. IU Health attendant 27. Run away 28. Common Dads’ Club soccer game score 29. Move forward 33. Indiana National Guard artillery burst 36. Informal language 37. Coxhall Gardens clock no.

38. Greeting at Geist Reservoir 39. China Bistro name, P.F. ___ 40. Do PNC banker’s work 41. “The Matrix” hero 42. Circle City Rodeo ride 43. Door part 44. “The ___ New Clothes” 46. Perdue layer 47. Drawn tight 48. Whodunit at Barnes & Noble 52. Send again 55. St. Vincent Sleep Center acronym 56. Fishers Youth Hockey league: Pee___ 57. Partner of pitch and roll 58. Books filled with defamatory words: Anagram of NOBLESVILLE (2 wds.)

62. Indianapolis Indians pitching stat 63. Sierra ___ 64. Eagle Creek Park nest 65. Like a fox 66. Wear away a White River bank 67. Catches one’s breath Down 1. Vernacular 2. French romance 3. Turn topsy-turvy 4. Gun an IndyCar engine 5. Will Smith title role 6. The Beatles’ “___ Road” 7. Hamilton County Court jury member 8. Ind. neighbor 9. From the very beginning (2 wds.)

10. Retirement fund at Meridian Investment Advisors (2 wds.)

11. Bluespring Caverns sound effect 12. Fedora feature 13. Computer memory unit 18. Lounge around the Monon Center pool 23. Redbox rental: “Death Becomes ___” 25. A deadly sin 26. 2016 Olympics city, briefly 27. Old French bread?

29. Ratio Architects drawings 30. All square at Mackey Arena 31. Perform with the Indianapolis Children’s Choir 32. Fries at KFC, maybe 33. Fit to be tried in the Boone County Court 34. Attention-getter 35. Indiana Beach roller coaster feature 36. Height-challenged

www.youarecurrent.com

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Find the items in the puzzle going up, down, sideways or diagonally and list them. Each letter is used no more than once.

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R G A P O K H E A R B L A C K L O S E W E G N I K N I D D E Z I N A G H E M I M Y S C G A U O T T A R T H R N O O O H E T E P C E E A S C S G N L D N M S T R I O H O V K N T I S N G

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6 Card Games

4 Fashion Mall Stores

__________________ __________________ __________________ __________________ __________________ __________________

__________________ __________________ __________________ __________________ 3 Pacers Players

5 New Year's Resolutions

__________________ __________________ __________________ __________________ __________________

__________________ __________________ __________________ 2 Area Hospitals

__________________ __________________ 1 Greece Capital

__________________

39. Indiana Live! Casino table attendant 40. Dryer fluff at Morellis Cleaners 42. Indiana School for the Blind reading system 43. “For ___ a jolly...”

45. Biblical verb ending 46. Christ Community Church song 48. More than a scuffle 49. Decorative pitchers

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50. Ignited again 51. City Council approvals 52. Shapiro’s Deli breads 53. ___ of Sandwich 54. Swing to and fro 55. Tear apart 59. Conseco Fieldhouse sound of displeasure 60. Crew need at Morse Reservoir 61. Victory sign

2010 LS460 AWD LOADED!....................................$63,888 12102A 2008 GS350 AWD NAVIGATION!.................$33,995 P6574 2007 ES350 NOW............................................$23,988 1248A 2007 ES350 NOW............................................$24,988 C1370A 2008 ES350s IN STOCK STARTING AT.........$27,777

2010 ES350s 4 CERTIFIED FROM.......................$32,988 2011 GX460s 3 IN STOCK STARTING AT............$55,995 2008 RX400H NOW...............................................$31,988 1296A 2010 RX450H 17K MILES!...................................$48,995 1249A 2010 RX450H NOW...............................................$45,988 LDR545 2008 LS460s 4 AVAILABLE STARTING AT.........$44,888 2008 IS250 AWD W/NAV...........................................$29,995 P6539 2009 IS250 AWD LOADED!.......................................$29,995 1295A 2010 IS250 AWD NOW...............................................$33,988 LDR546 2008 RX350s 5 IN STOCK FROM.........................$29,995 2009 RX350s 7 AVAILABLE STARTING AT.........$33,888 2010 RX350s 12 IN STOCK AND PRICED FROM...................$36,888

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10321 N. Pennsylvania St., Indianapolis, IN 46280 317.844.1303 Fax: 317.844.1361 www.CPAttorney.com E-mail: Laskowski@CPAttorney.com

2:23 PM

Spring Mill Rd

James J. Schneider, J.D., CPA

Ashbury Park - 698 Edison Way - $349,900 Oak Manor - 2691 Diamente Drive - $459,900 Ashbury Park - 668 Allenhurst Circle - $368,000 Greystone Village - 3052 Sholty Court - $134,000 Greystone Village - 1019 Gallium Drive - $128,900 Brookside - 16750 Morris Manor Court - $699,000 Diamond Ridge - 7170 Trail Ridge Lane - $495,000 Bridgewater - 4102 Pete Dye Boulevard - $995,000 Highlands Prairie - 19653 Wagon Trail Drive - $229,000 Terrace Lakes - 1450 So. Terrace Lakes Road - $659,000 The Parks at Prestwick - 4445 Nottinghill Drive - $279,900

9/7/10

Roher Rd

SCHNEIDER & COMPANY, INC.

1

Smokey Row Rd

ThePilatesBarr “Pilates with a Personalized Touch”

Laura A. Barr

Certified Pilates Instructor, Owner

• All mat classes $10 • By appointment only 14074 Trade Center Drive, Suite 212, Fishers, IN | 317.345.4669

Laura@PilatesBarr.com | www.ThePilatesBarr.com

TURTONMD integrative medicine

W. EDWARD TURTON MD, FRCPC, FAARM Anti-aging Medicine – Nutritional supplements

www.turtonmd.com p 317-819-8383

600 E. Carmel Drive, Suite 161 Carmel, IN 46032

15% off Gutter Cleaning

(317)846-5554

shepherdins.com

Views | Community | Cover Story | Diversions | Anti-Aging | Panache | Dough | Pets | Inside & Out | Laughs | Puzzles | Classifieds

L. Siebert 632 Ironwood Drive Carmel, IN 46033

(317) 846-4166 (317) 509-3943 bsiebert@indy.rr.com

Classifieds

VISA, MasterCard accepted Reach 91,350 homes weekly

Services

Services

Plumbing by Grant

317-485-5449 317-728-9698 Licensed Bonded Insured

Nails by Hilliary 317-730-2544

To your door nail services.

Great for moms, or anyone in a nursing or assisted living facilities. Buy a Spa pedicure get a manicure for FREE!! *Ask about my frequent customer discount *We do Spa parties for any occasion.

“Let me take care of you”

Guitar Lessons With Baker Scott

Beginners thru Advanced All styles Electric-Acoustic-Bass Private Lessons Parent-Child Lessons near Carey Road & 146 Carmel 317-

th

910-6990 .com

“A MAN FOR ODD JOBS” handyman , repairs hauling, painting call Tom - 847-3753

489.4444 ext. 202

Now HIring

Now HIring

Guitar Lessons

Hypnotic Gastric Band www,FishersGuidedImagery.com (317)403-7379

Offer good thru January 9

Pet & House Sitting Service Years Experience Experience 139Years

317-802-6565 317-432-1627

“The Safe and Reliable Alternative to Boarding” Insured/Bonded Serving Carmel & Westfield pawptrl@aol.com References Available

Drive way snowplowing call today to get on our route Shady Days 710-7903

In-Home Tutoring

Master’s Degree Instructors SAT/ACT Test Prep, Math, English, Study skills, and all subjects Corporate Training & Education Programs Available Call 317 776 7615

Happy Pets In-Home Pet Care

A less stressful and economical alternative to boarding with loving care for your pets in the comfort of your home.

Experience in Exotics.

Insured/Bonded Member of Pet Sitters Associates LLC happypetsitter@gmail.com 317-645-6043 References available

Wth recording artist Duke Tumatoe Learn from professional and have fun All levels - in Carmel duke@duketumatoe.com or 317-201-5856

Now HIring Now Hiring

Exterior Service Carmel based exterior renovation company is seeking applicants with experience in roofing, siding, gutters, and windows. Must have reliable transportation and must be willing to travel. A current and valid driver’s license is required, along with a good driving record. Candidates will be working with customers and should have a presentable appearance and good communication skills. Interested candidates can fill out an application at 805 City Center Drive, #160, Carmel, IN 46032 or call Eric Webb at 317-575-9400

Now Hiring

Join a workforce dedicated to helping individuals with disabilities live meaningful lives!

Noble of Indiana is now hiring for Direct Support Professionals for our Adult Day Services in Carmel and Broad Ripple, for Respite (with ASL experience), and to provide community-based services on the Northside.

Requires HS diploma/GED; must provide own transportation, have a valid driver’s license and meet driving insurability and background check requirements.

Please send resumes to Careers@nobleofindiana.org or by fax, 317-375-2719

FULL-TIME OPTICAL TECHNICIAN NEEDED

High end optical in Carmel is looking for an experienced, highly energetic optical technician. Please fax resume, cover letter and references to 317.660.7438

CASH FOR CARS

Now Hiring

Senior Software Developer with experience in ERP and database systems for a local project. Send resume to info@ctcarmel.com

Now hiring

Customer Service Rep needed for growing auto insurance agency.

General office work, handling customer issues, light accounting.

Fast learner & team player.

40+ hrs wk. $10-12hr + bonuses Send resume to: quotes@lowrates411.com

$$ Cash for Cars Indianapolis $$

Top Dollar for Junk and Running Vehicles CALL 317-869-9498

Need to fill a job opening? CALL DENNIS O’MALIA 489.4444 ext. 202

FOR SALE FURNITURE

WANTED

Executive conference table. Nearly new.

Mahogany with 8 matching leather swivel chairs. Too large for our new space. Value approx. $9,300. Will sell for $3,000 OBO. Call 847.5022.

Nanny wanted:

For 2 small children. 25 to 30 hours per week. Salary depending on experience.

Fun and loving atmosphere.

References needed.

Contact Bonnie at 408-9968.

HAVE SOMETHING TO SELL? CALL DENNIS O’MALIA 489.4444 ext. 202 Puzzle Answers Answers to HOOSIER L A U R A A P I A HODGEPODGE: B E L L I M P E L N O E V I L B E L L Games: BLACK JACK, O E R A G U N BRIDGE, HEARTS, F L O R D E R L Y POKER, SOLITAIRE, N I L P R O WAR; Resolutions: S L A N S A L V O GET ORGANIZED, C H A N G A H O Y LOSE WEIGHT, B R O N C N E O QUIT DRINKING, H E M P E R O R S STOP SMOKING, T A U T M Y WORK OUT; Stores: R E M R E S H I P BURBERRY, COACH, L I B E L N Y A W GAP, NORDSTROM; L E O N E E R A Players: FOSTER, E R O D E S L Y GEORGE, GRANGER; Hospitals: IU HEALTH, ST. VINCENT; Capital: ATHENS

N E B E C R H I S T H O M E E G R E S G V I L E N H I N G E N S T E R W E O V E L A E R I R E S T

B Y T E S I D E Y E S E S

“A.M. REAL ESTATE RESOURCES”

!"#$%"&'#'"% Your #1 Choice For Real Estate!"#"$ Sales In Metro Indy & Surrounding Counties !"#"$ & Rentals !"#$%"&'#'"% !"#$%&'%()"*+,%-"$%.,/0%123/3,%4/0,2%5%.,63/02%76%8 ,3$"%769:%5%4#$$"#69*6;%("#63*,2%

www.amrelo.com

!"#$%&'%()"*+,%-"$%.,/0%123/3,%4/0,2%5%.,63/02%76%8 ,3$"%769:%5%4#$$"#69*6;%("#63*,2% !!!"#$%&'(")($*

!!!"#$%&'(")($*

10737 Stratton Circle - $969,000 8@979*B-%#--(,*+2%)'&*=*C?A?D@@@* 8@979*B-%#--(,*+2%)'&*=*C?A?D@@@*

14172 Wicksworth Way - $2,850/mo 8<89E*F2)GH!(%-/*F#I*=*CED;>@J$(*

*Excl Parts & Specials New Customers Only

8<89E*F2)GH!(%-/*F#I*=*CED;>@J$(*

4 Bedroom & 2 Full/2 Half Bath, Two-Story Home with 4 Bedroom & 3 Full/1 Half Bath, Two-Story Home%/%G/2,F with a <%=,9$"">%5%?%-#00@?%A/0B%=/3)C%DE"F43"$:%A">,%E*3) %/%B*6*2),9% <%=,9$"">%5%M%-#00@'%A/0B%=/3)C%DE"F43"$:%A">,%E*3) <%=,9$"">%5%?%-#00@?%A/0B%=/3)C%DE"F43"$:%A">,%E*3) %/%B*6*2),9% <%=,9$"">%5%M%-#00@'%A/0B%=/3)C%DE"F43"$:%A">,%E*3) %/%G/2,F G/2,>,63%*6%(/$>,0H% >,63%%/69%G"6#2%$"">%*6%% a finished basement in Carmel. 7,854 total sq ft. base- ment and(/$>,0H%%KCI??%3"3/0%2L%B3H% bonus room in Carmel. 5,722 total sq ft.

G/2,>,63%*6%(/$>,0H% >,63%%/69%G"6#2%$"">%*6%% ICJK<%3"3/0%2L%B3H% ICJK<%3"3/0%2L%B3H% (/$>,0H%%KCI??%3"3/0%2L%B3H% Contact John Carnell for a private tour! +(,-#)-*.(/,*+#%,&''*0(%*#*1%23#-&*-(4%5*** +(,-#)-*.(/,*+#%,&''*0(%*#*1%23#-&*-(4%5*** 6789:*;<;=8>;;****(%****6789:*>?@=9?A@* (317) 848-1588 or (317) 590-7960 6789:*;<;=8>;;****(%****6789:*>?@=9?A@*

www.youarecurrent.com

Contact Marlene Slagle for a private tour! ("63/+3%8/$0,6,%40/;0,%B"$%/%N$*O/3,%3"#$P%%% ("63/+3%8/$0,6,%40/;0,%B"$%/%N$*O/3,%3"#$P%%% QM'IR%J<JF'KJJ%%%%"$%%%%QM'IR%S'JFIJMJ% (317) 848-1588 or (317) 918-7838 QM'IR%J<JF'KJJ%%%%"$%%%%QM'IR%S'JFIJMJ%

Current in Carmel

January 3, 2012 | 27

Confidence, energy, better health. When you lose weight, you’ll gain so much more.

Indiana University Health offers a customized approach to weight loss, with a choice of surgical or non-surgical treatments.

At IU Health, we’re dedicated to helping you lose weight and gain a new life. As part of a nationally recognized healthcare system, our medically supervised care brings long-lasting results. Experienced weight loss physicians team with nutritionists, psychologists and fitness experts in a comfortable, nurturing environment. You’ll live with less pain and benefit from lifelong support, learning recipes and lifestyle changes that will move you toward a healthier future.

2011 U.S.News & World Report rankings

COME TO A FREE SEMINAR AND GET STARTED. Visit iuhealth.org/weightloss or call 877.275.2555

©2011 IU Health 12/11 HY80811_4516

80811_4516_IUHNRTH_10.375x11.75_4c_CC_Bariatrics_v2.indd 1

12/1/11 4:37 PM