Feb March issue of MiMagazine

Spring bulbs bring some cheer as the end of winter is in sight

Your local magazine for Redbourn, Kinsbourne Green and North Harpenden, Markyate, Flamstead, Caddington, Slip End, Aley Green, Woodside, Kensworth, Whipsnade, Studham, Gaddesden Row.

Dear Readers,

When I see the snowdrops, followed by the croci, the hyacinths, the daffodils and tulips in fast pursuit, it gives me a lift after the long, dark nights of winter. We include an article by Amberley Gardens that talks about the best plants for your garden in 2023. What’s popular, what’s trendy and what many gardeners do call for today. If you want to learn more about gardening, they are offering courses at their garden training centre in Markyate. See pages 32 and 33 for more information.

For our puzzles, I try to incorporate a topical subject and no prizes for guessing what this month’s news item is - yes, Prince Harry’s book ‘Spare’. Not that I have read it but I have been exposed to so many TV, radio and news articles that I know a lot about the content. Assuming the same applies to you, I have done a fun word search this month on ‘Harry speak’. See page 31 to see what you remember from the latest saga of the royals.

An unusual trend that is worthy is comment is the price of second-hand cars. For the first time in my memory, second-hand cars are going up in value. It was a well-known adage that a new car lost 25% of its value the day you drove it out of the showroom but this is no longer and case and the reasons are fully explained in Melanie Wooding Jones’ article on pages 26 -28. It is a fascinating read.

Until next time, smile because spring is coming.

Sue Mitchell Editor

This product is made of a material from well-managed, FSC®-certified forests and other controlled sources. FSC® is dedicated to the promotion of the responsible forest management worldwide.

Disclaimer: MiMagazine is published in good faith and cannot be held responsible in any way for inaccuracies in reports, articles or advertising appearing in the magazine. The views expressed in editorial may not necessarily reflect the views of the editor. Photographs and materials submitted by readers or advertisers can only be published if permission has been granted by the photographer, author and the persons appearing in the photos. MiMagazine cannot be held responsible for checking all such permissions have been granted.

The Parenting Puzzle

Do you need help with your preschool children?

Dry cut £12.00 Cut & set £20.00

Wash & cut £14.00 Shampoo & set £12.00

Blow dry £13.00 Cut & blow-dry £22.50

Restyle & finish £25.00 Perm from £40.00

Colour tint £32.00 Colour regrowth £26.00

Hi-Lights F/H from £40.00 Hi-lights H/H from £30.00

Semi colour £24.00 Cap Hi-lights £30.00

Under 12’s Dry cut £10.00 Under 5’s Dry cut £7.00

Blowdry after treatment £10.00 Second colour £7.00

New dates are available for a free course for parents and carers of children aged 2-5 years, delivered from six of Central Bedfordshire Council’s children’s centres.

The ‘Parenting Puzzle’ programme supports parents and carers to develop strategies to reduce the challenges and stress of parenting and prepare children for school. It’s also a great place to meet other parents and carers within the area. Parents can choose to attend either a 4-week or a 10-week version of the programme. 100 per cent of parents who have attended one of the courses said they would recommend it to other parents and carers. One parent said: “…it helped understand my children more, I wish I’d done it years ago.”

Another said: “Life is changing for us in such a positive way now.”

Other parents said the course had helped “make family life a lot calmer,” and that “I never felt judged.”

Four-week courses in 2023

Dunstable

Starting 23rd February 2023, running on Thursday morning from 10am to midday at Dunstable South Children’s Centre.

Parents and carers are welcome to attend alone, or bring a partner, relative or a friend. To find out more, visit: https://www.centralbedfordshire.gov.uk/parentingpuzzle

The courses can be booked directly with each children’s centre using the details on the website.

1km - Female 1st Jacey Dyett (age 12) 2nd Lara Murfett (age 10) 3rd Sophia Zhou (9) 1km - Male 1st Harry Barrett (age 9)

2nd George McMahon (age 13) 3rd Liam Rickard (age 12)

3km - Female 1st Clara Upjohn (age 10) 2nd Matilda Bennett (age 13) 3rd Tilly O’Mahoney (age 10)

3km - Male 1st Thomas Burgess (age 10)2nd Archie Clarke (age 11) 3rd George McMahon (age 13)

Central Bedfordshire, are on a mission 46% of household waste is currently recycled. They want to get it up to 55% by 2025, and 60% by 2030

Amazon

5km - Female 1st Rachel Mackie 2nd Ellen Mayes

close fulfilment centre in Hemel Hempstead

3rd Grace Allan (age 11)

5km - Male 1st Harry Barrett (age 9) 2nd Richard Goss

Potholes – Please report them

3rd Liam Rickard (age 12)

Relay - Years 2/3 Fast Falcons – Omid & Medhi Hassani-Pak, Mylo Barrett, Harry Cottle

Relay - Years 4/5/6 Thunderbolts – Thomas Bennett, Thomas Burgess, Theo Falkner, Harry Barrett

MP Sir Mike Penning MP said: “I am very saddened to hear that Amazon have announced that they will close the fulfilment centre in Maylands in April. This is devastating news for Hemel Hempstead to lose such a big-name employer. I understand that employees will all be offered work at an alternative site, many in Dunstable, but for many employees a move to a new location is not an option. It is a difficult economic situation at the moment for everyone, it is not a good time to lose your job.

Listen Up!

You may be seeing more potholes than normal due to the recent snow and ice. During periods of wet and cold weather, water gets into the road surface and freezes. It expands and breaks up the surface of the road. That’s made worse when vehicles drive over the broken parts.

Leigh Hibon

Daytime 07841 652496 Evening 01582 842764 leighhibon@yahoo.com www.ldhdomestic.co.uk

Since launching the Redbourn Fun Run on 7th June 2015, our team have had a great time organising and promoting this wondering community event.

90 Trowley Hill Road, Flamstead, AL3 8EA

“Frankly, I am disappointed that Amazon have not been in touch with me or Dacorum Borough Council so that we could prepare to help the local families affected by this news. I am acutely aware that 500 local families will be in shock today with their futures up in the air. I really feel for them.

After six Fun Runs, 18 races, 3,500 runners and more than £50,000 raised, it is our turn to stand down. If anyone would be interested in making the Fun Run 2023 happen, please email redbournpta@gmail.com

“The Amazon site in Boundary Way is a prestigious logistics site, close to the M1, so we need to focus on attracting a high quality employer to this site as soon as possible to bring more jobs to our town.”

Please report any potholes you see. We can then assess them and repair the most serious ones. Sometimes this may be a temporary fix, for instance, if the road is due to be resurfaced completely. www.hertfordshire.gov.uk/services/highways-roadsand-pavements/report-a-problem/ www.centralbedfordshire.gov.uk/info/55/transport_ roads_and_parking

. K i t c h e n s & B a t h r o o m s . R e f u r b i s h m e n t s . G a r a g e C o n v e r s i o n s & E x t e n s i o n s . P l a s t e r i n g , P a i n t i n g

These days most homeowners suffer from a lack of storage space. So many precious items that need to be kept – but where to store it all? That’s where Home Counties Loft Ladders come in.

The company, based locally, offers homeowners the opportunity to maximise their storage space with a loft ladder, 50sqft of boarding and a light - all fully fitted in less than a day from just £444! But it’s not just the affordability of the package that makes Home Counties Loft Ladders stand out, as manager Jamie Oakley explains:

‘Our watchwords are Quality, Integrity and Value. Quality in the materials that we use for all our installations and the fact that all our loft packages are fitted by time served tradesmen, so our customers are assured of the best job.

Integrity in that we will turn up at the time we say and make sure the house is spotless when we leave, and value in that we offer our services at a price people can afford.

Our business relies on referrals and we get a huge amount of our calls from people who have been referred to us by our existing

customers - that simply wouldn’t happen if we didn’t adhere to our overriding principles.

At the end of the day the old adage that happy customers lead to more happy customers is true and we work hard to make that happen for every

installation we carry out!’

So, if you want to make use of your loft space, call Jamie free on 0808 301 9557 and he’ll be happy to pop round and give you a no obligation quote so you too can make use of your loft!

Beware Loft Insulation Scams

Hertfordshire County Council Trading Standards is warning of fraudulent cold calls being made to residents about loft insulation. This is yet another variation on the same fraud Herts CC warned about previously. This time fraudsters may tell you that old style loft insulation is causing issues with damp. They will try to frighten you by telling you that your rafters and roof are in danger of collapse unless you deal with this issue as soon as possible. They then go on to arrange an appointment to carry out a no obligation survey to check if there is a damp problem at your property. Unsurprisingly, once at your home, they will tell you that there is a problem and then sell you new insulation and a dehumidifier for your loft for a great deal of money. None of their claims are true. What is true however, is that customer lists have fallen into the hands of scammers who are making these targeted sales calls. This and any other cold calls about loft insulation, solar panels, new boilers and cavity wall insulation is a scam.

Divorce applications reach 10-year high as new law takes effect

The number of divorce applications has reached a 10-year high, with the sudden increase thought to be largely due to the introduction of the no-fault approach to ending a marriage.

The figures for April to June 2022 show there were 33,234 applications, the highest number for a decade. Analysts suggest the increase is down to people holding off making applications until the new system came into effect in April.

The Divorce, Dissolution and Separation Act 2020 is designed to reduce the potential for conflict amongst divorcing couples by removing the ability to make allegations about the conduct of a spouse and allowing couples to end their marriage jointly.

Under previous law, one spouse had to allege adultery, unreasonable behaviour or desertion in order to start divorce proceedings immediately. Now they only have to state that the marriage has broken down irretrievably.

The Act also allows couples to jointly apply for a divorce, where the decision to separate is mutual.  Figures show that 78% of the applications were from sole applicants and 22% were from joint applicants, including those for the dissolution of civil partnership. There has to be a minimum period of 20 weeks

between the start of proceedings and application for conditional order. This provides couples with a meaningful period of reflection and the chance to reconsider. Where divorce is inevitable, it enables couples to cooperate and plan for the future.

It will no longer be possible to contest a divorce, except on limited grounds including jurisdiction.

A Law Society spokesperson said: “We are pleased that this crucial ‘no-fault’ divorce legislation is now in force and being used, so that separating couples can divorce as amicably as possible.

“Separating couples do not have to prove a faultbased fact against their ex-partner, or spend years still married to obtain a divorce, exacerbating tensions.”

The new law is a welcome development in removing much of the blame game from divorce, but couples still face having to reach a financial settlement on how marital assets should be divided and, if they have children, what kind of care and contact arrangements should be put in place.

Both these crucial subjects can be complicated and are best explored with the help of a specialist family law solicitor.

Please contact us if you would like more information about the issues raised in this article or any aspect of family law.

By Victoria Grant Family, Children & Divorce See contact details on the opposite page.

Here is a photo of Van Gogh’s Cafe at night in Arles, 1888. I took it at Van Gogh Alive show last year in London. The style is unmistakeable. Van Gogh said in a letter to his brother: “I have tried to express the idea that the cafe is a place where one can ruin oneself, go mad or commit a crime! The way to love life is to love many things”

“It is with great sadness that I have come to one of the most difficult decisions of my life. After careful discussions with my wife Angie and daughters Adele and Abby, I have decided to retire from frontline politics at the next election.

“I have spoken to both the Prime Minister and my local constituency Conservative Party Chair and announced it to my Constituency Executive. “The trust that the local Conservative membership showed in me back in 2001 when they selected me as their candidate for the next election has been unwavering. The subsequent result, when we won the Hemel Hempstead seat in 2005 by 499 votes, and the faith the electorate has shown me at every subsequent election over the last 17 years has been humbling.

“There can be no greater honour than to be asked to serve your community and your country, but there comes a time when everybody needs to come to terms with the facts of life. I will be 67 at the next election and whilst I have by no means reached my ‘sell by date’, I may be described as having reached my ‘best before date’ and it is now time to allow a new candidate to come forward. “Naturally,

Sir Mike Penning MP announces his plans

Healthy Body Healthy Mind Hertfordshire

Hertfordshire Fire and Rescue Service has teamed up with Public Health Hertfordshire to launch Healthy Body Healthy Mind Hertfordshire, a new campaign to highlight the positive effect that being active can have on our physical and mental health and wellbeing. The campaign challenges people to take part in a series of 12 ‘high intensity’ (HIIT) exercises.

Alongside this, Hertfordshire Fire and Rescue staff, will share their personal and professional experiences of maintaining physical and mental wellbeing, and the strategies they use to help them.

Each week, three new exercise videos will be released on the Healthy Body Healthy Mind playlist, which can be found here: Healthy Body Healthy Mind HertfordshireYouTube.

Workout 1

A 15-minute workout incorporating a warm-up, laying bridges, sofa squats, sofa push-ups, walking burpees, superman, lumbar stretch, glute stretch, hamstring stretch, child’s pose, hip flexor stretch, pectoral stretch and quad stretch

Workout 2

A 15-minute workout incorporating a warm-up, running on the spot, walking burpees, laying bridges, push-ups, plank, quad stretch, child’s pose, rear hip flexor stretch, hamstring stretch, rear deltoid stretch and triceps stretch.

Workout 3

A 15-minute workout incorporating a warm-up, squat taps, stepping side taps, reverse taps, push-ups, plank with knees to toes, hamstring stretch, glute stretch, lumbar stretch, quad stretch, child’s pose, triceps stretch and pectoral stretch.

The intensity of the workouts will increase as the weeks go on, but the workouts are for all abilities, you can just participate to your own level. So whether this is your first time engaging in HIIT style workouts or you’ve tried them before, why not give it a go?

Whether you are looking for self-help resources to boost your mental health, need a listening ear or emotional support, or you are in crisis and need urgent help, #HealthyBodyHealthyMindHerts can help you to find the support you need. Visit Happiness, wellbeing and mental health | Hertfordshire County Council to learn more.

For more ideas of how to get active in Hertfordshire, visit www.hertfordshire.gov.uk/keepactive

News Update from Caddington WI

We had a Group Meeting in Heathfield with guests from Studham, Houghton Regis, Dunstable, and Eaton Bray WIs. Each Institute had a 15 minute slot to perform some entertainment for us. Poems and stories were told and we acted in Goldilocks and the Three Bears. We were very disappointed to hear that Houghton Regis W.I. was closing down. We shall miss them all.

Our ladies have donated old bras to children in Africa who do not have these garments. We are told it will save them from rape and persecution in their hometowns.

Natalia from Ukraine told us what it has been like living in Ukraine and we were upset upon hearing her stories. We had a collection and raised £94 to help with transport, fuel, food, and clothing. So far they have managed to send seven lorries containing 80 tonnes of goods to help. They need warm clothing, thermals, socks gloves, etc, and dry/ tinned food, tea, coffee, etc. If you feel like helping pop along and chat with the people. You may even get a piece of Ukrainian cake! Visit the Luton branch of the Association of Ukrainians in Great Britain, 16 Cromwell Road, LU2 7PY.

The final event of the night was a game of bingo. Note to future bingo caller, watch out for No. 1 which looks very much like No. 7. Oops! Our meeting in February is the 7th, 7.30 at Caddington Sports and Social club when Beverly Bond will speak on Herbs and in March we have a Craft Demonstration.

Linda Edwards

Save The Conker!

Active in Redbourn (AiR) and Redbourn in Bloom (RiB) have joined forces to save our conker trees. To play your part in saving the horse chestnut, we are challenging families to grow a conker tree during 2022 and 2023.

At the next Redbourn Conkerthon we will be awarding prizes for conker trees grown. Then AiR and RiB will be happy to nurse them until they are small trees and then arrange for them to be planted with you or somewhere in the village.

Please contact Ivan Hickmott at ivan.hickmott@gmail. com and collect your pot, conker and soil.

PASSING WEALTH DOWN

THROUGH THE GENERATIONS

One striking aspect is the extent to which grandparents are stepping in with thousands of pounds of support and helping grandchildren with housing deposits in addition to everyday expenses.

OPTIONS AVAILABLE

It’s understandable why grandparents want to help their family and pass wealth down through the generations. When doing this, there are a number of options available, each with different advantages and disadvantages.

Gifting money early can reduce Inheritance Tax liabilities and a grandparent can gift up to £3,000 a year without being added to the value of their estate. Currently, a couple could therefore gift £6,000 a year. If some or all of it was invested in a pension it would receive tax relief.

GIFTING MONEY

Grandparents interested in helping a grandchild save for a house could also consider saving into a Lifetime ISA (LISA). Only the child/grandchild, as the account holder, can open and manage their LISA but it’s possible to gift money to an account holder to pay into their LISA. Those helping grandchildren, the research highlighted, gave £15,000 on average, while 10% gave over £50,000. The main reasons grandparents helped out grandchildren financially were to help with day-to-day costs (43%) and help with bills (37%). One in four (24%) grandparents gave money to help

their grandchildren buy a house.

SAVING FOR A CHILD OR GRANDCHILD

Parents and grandparents have several options when saving for a child or grandchild. Choosing the right one can make a big difference.

CONTRIBUTING TO A PENSION

Although most people won’t set up a pension until they reach working age, a Junior Self-Invested Personal Pension (SIPP) can be started as soon as someone is born. In addition, any contributions made by a parent or grandparent, which can be made directly to the plan as ‘third-party contributions’, will be treated for tax relief purposes as if they were made by the beneficiary themselves. This means that contributions paid to a ‘relief at source’ scheme will currently receive tax relief of 20% (£20 for every £80 net contribution) as long as the gross contributions do not exceed the beneficiary’s relevant UK earnings for the tax year or £3,600 if more.

In addition, where a beneficiary has paid Income Tax at a higher rate, they will be able to claim the difference directly from HM Revenue & Customs through self-assessment, so a further 20% for a higher rate (40%) tax payer on some or all of the contributions.

Although a child under the age of 18 is unlikely to have relevant UK earnings, total contributions up to the ‘basic amount’ of £2,880 net (£3,600 gross) can be made each year and will still benefit from tax relief.

MILLIONS OF RETIREES HELP OUT IN COST OF LIVING CRISIS

The rise in the cost of living is affecting millions of people. A third of young adults (18-34) and families with young children are struggling financially. Many are turning to family and friends for help with day-to-day expenses such as utility bills, housing costs and childcare, according to new research[1].

Pension contributions can be one of the more tax efficient ways to gift money to a child or grandchild, but the money is likely to be inaccessible until they reach age 57 (normal minimum pension age is rising from 55 to 57 in April 2028).

LIFETIME ISAS (LISAS)

If the child or grandchild is aged between 18 to 40, helping them save into a lifetime ISA (LISA) can be beneficial, especially if they are trying to raise a deposit for a first home. This is because the government will add a 25% bonus to subscriptions of up to £4,000 a year (i.e. £20 for every £80 subscribed).

However, if withdrawals are made for any purpose other than purchasing a first home, a tax penalty of 25% (i.e. £25 on a withdrawal of £100) will apply unless the individual is terminally ill or aged 60 or above. Since the tax penalty exceeds the initial bonus, it is normally not the most tax-efficient investment if the penalty is likely to be incurred. Only the child or grandchild, as the account holder, can open and manage their LISA but it’s possible to gift money to an account holder to pay into their LISA.

TRUSTS

For those who want more control over how money is spent, setting up a trust can help ensure any investment is used appropriately. There are a wide variety of trusts that can be used to meet individual requirements.

GRANDCHILDREN?

All parents and grandparents want to give their children or grandchildren the best possible start in life. When it comes to investing for a child’s future, putting aside just a small amount of money on a regular basis can really add up. So, are you ready to start saving? To find out more, please get in touch.

Capital Manor Financial Advisors Ltd 17 Manor Road, Caddington, LU1 4EE Tel: 01582 414514 info@capitalmanor.co.uk www.capitalmanor.co.uk

Source data:

[1] Research from LV= highlights how millions of people have helped friends and family financially in the past six months. The LV= Wealth and Wellbeing Monitor – a quarterly survey of 4,000 UK adults – reveals that many people struggling with everyday living costs are turning to family and friends for support 23/08/22.

A PENSION IS A LONG-TERM INVESTMENT NOT NORMALLY ACCESSIBLE UNTIL AGE 55 (57 FROM APRIL 2028 UNLESS PLAN HAS A PROTECTED PENSION AGE). THE VALUE OF YOUR INVESTMENTS (AND ANY INCOME FROM THEM) CAN GO DOWN AS WELL AS UP WHICH WOULD HAVE AN IMPACT ON THE LEVEL OF PENSION BENEFITS AVAILABLE.

YOUR PENSION INCOME COULD ALSO BE AFFECTED BY THE INTEREST RATES AT THE TIME YOU TAKE YOUR BENEFITS. THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVESTED. THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION AND TRUST ADVICE. TRUSTS ARE A HIGHLY COMPLEX AREA OF FINANCIAL PLANNING.

“IT’S UNDERSTANDABLE WHY GRANDPARENTS WANT TO HELP THEIR FAMILY AND PASS WEALTH DOWN THROUGH THE GENERATIONS. WHEN DOING THIS, THERE ARE A NUMBER OF OPTIONS AVAILABLE, EACH WITH DIFFERENT ADVANTAGES AND DISADVANTAGES” WANT TO DISCUSS HOW TO INVEST FOR YOUR CHILDREN OR

The Kia Inspire Event.

Move forward with confidence.

Fuel consumption in mpg (I/100km) for the models shown: Sportage GT-Line S combined 127g/km, Picanto GT-Line S combined 53.3 (5.3), CO2 emissions 120g/km, new Kia XCeed comparative purposes and may not reflect real driving results. Fuel consumption and CO2 emissions are tested using WLTP. Only compare about WLTP please refer to kia.com/uk. Models shown: Sportage GT-Line S at £38,700 including Fusion White with black roof paint at standard Honey Bee paint, new Kia XCeed GT-Line S at £30,990 including premium Fusion White paint at £595. Specification varies across and Stonic in the United Kingdom between 15.12.2022 and 31.03.2022. Offer available to private customers only, excluding Personal Contract petrol models only. *First two services free available on orders between 15.12.2022 and 28.02.2023. Kia reserves the right to amend or Finance, RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions visit kia.com/uk. G Grovebury Cars L selected finance providers and may receive a commission from them for the introduction.

combined 43.5 (6.5), CO2 emissions 147g/km, Stonic GT-Line S combined 50.4 (5.6), CO2 emissions Ceed GT-Line S combined 44.8 (6.3), CO2 emissions 143g/km. MPG figures are official EU test figures for ompare fuel consumption, CO2 and electric range figures with other cars tested to the same technical procedures. For more information paint at £800, Stonic GT-Line S at £25,150 including premium Grey paint with yellow roof at £575, Picanto GT-Line S at £17,720 including across the range and is subject to change without notice. 7.9% APR only available on purchase of a new Kia XCeed, Picanto, Sportage Contract Hire. Further charges may be made subject to the condition or mileage of the vehicle. Finance and service offer available on or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Ltd (Dunstable) is a credit broker not a lender for this financial promotion We can introduce you to a limited number of carefully

Japanese Knotweed is not the only invasive plant around

Bamboo is not classed as an invasive weed as it is not currently listed under Schedule 9, Part II of the Wildlife and Countryside Act 198; this does not however mean it is not a problem. Solicitor Sensel Hussein explores the other invasive plants that can cause issues for homeowners. It has been reported that cases are becoming more common and homeowners are taking legal action against neighbours who have allowed the plant to spread.

and demonstrate they are right for the role. However, this is also a crucial period in establishing what is expected of the employee and setting clear objectives and actions. Invest the time in this process, and you are more likely to see the relationship work out.

Bamboo is known to spread far beyond its intended planting bed and can cover vast areas. There are two main types of invasive Bamboo in the UK.

• Reviews – it is important to regularly meet with the employee to discuss the relationship, the things that are going well and areas for improvement. This is an important for both parties to raise and address any concerns that may exist, which will help ensure a healthy and effective working relationship.

structural foundation of houses and buildings; and

2. Clumping bamboo, while not as aggressive, can spread underground.

not going to work. Good practice would suggest that the termination of the relationship should not come as a surprise, as you will have regularly discussed the concerns as and when they arise. With any relationship, it is better to address the issues as they occur, rather than letting them fester. And of course, any termination during the probationary period usually entails a shorter period of notice than if the person is outside of that period, so will enable you to achieve a financial saving.

Unlike Japanese knotweed, there is currently no legal requirement for a seller to disclose the existence of bamboo, either growing on their property or due to the spread from a neighbouring property. Buyers are therefore seeking professional surveys be undertaken in order that the bamboo infestation can be assessed to understand the risk of damage to the property they are proposing to purchase or encroachment to neighbouring properties.

Finally, we are lawyers, so we have to caveat the above by saying that we cannot guarantee the above will help you find ‘the one’. Clearly there will be occasions where no matter how hard you try it is just

1. Running bamboo, with an aggressive growth habit, which is known to spread uncontrollably. They have a large network of roots and rhizomes, which are underground roots that grow horizontally and assist the plant to colonise new areas. This type of bamboo can invade neighbouring gardens and even pose a risk to the

Contact Mark Fellows for more information Mark Fellows Sherrards Partner, Head of Employment Email: mark.fellows@sherrards.com Tel: +44 (0) 1727 738976

To find out more, please contact Sensel Hussein Sensel Hussein Sherrards Solicitor, Residential Real Estate Email: sensel.hussein@sherrards.com Tel: +44 (0) 1727 738973

Rise of the Superminis

It seems astonishing that following numerous global crises from COVID recovery, conflicts and global warming to recession, cost of living and energy crisis, that the value of used cars appear to be increasing monthly. The used car market has seen a surge in value for the 33rd month. Which cars can you reasonably expect to retain their worth and which will suffer losses? Is it the right time to buy, or should you wait?

I’m not sure anyone can recollect being told to buy cars because they increase in value unless we are talking collectables. In fact, advice has been quite the opposite: ‘A new car decreases in value the moment it is driven off the forecourt’. ‘You’re much better putting your money into property’. But times have changed with used cars increasing in value, and it all appears to be down to circumstances driven initially by COVID.

COVID caused the supply of new cars to halt. Factories closed world-wide so there were no parts being produced and no-one to construct new vehicles. When people did return to the factories, the conflict in Ukraine led to some vital parts not being manufactured. Fewer new vehicles being produced, led to extended wait times and fewer part-exchanges available. The situation became worse by an uncertain financial climate changed buying habits.

In the meantime, the demand for used cars increased. Availability of public transport decreased with people working from home. Commuters felt safer in their own vehicle rather than a shared space. There was an increase in driving jobs as we took to staying at home and deliveries saw a steep rise. Vans and small affordable cars became popular.

Now we have a financial crisis, people are holding on to their cars for longer and choosing used rather than a new car. And if a new car is chosen, the lead times are extensive. We are also grappling with the

latest industrial action, so people feel more secure if they can reliably drive themselves to work, hospital or even make their own deliveries.

So, demand for used vehicles is outweighing supply. But not all vehicles! Sales have seen a shift with people being cautious with their options: Do they need the luxury car with all the options; Would a small car be more practical; Am I basing my decision on affordability; is it time to move to electric? The trend, below, makes fascinating reading.

How does that affect my car?

The likelihood is, if you own a car, it has possibly increased in value since 2020. Statistics from Auto Trader shows that the average retail price of a used car had changed significantly over the last 4 years:

Year Av Retail Price of a used car 2019 £12,999 2020 £13,538 2021 £15,204 2022 £17,548

In particular, the affordable superminis have risen to the top of the sector’s most appreciating used car rankings. Data from Auto Trader show the following:

Top 10 price growth (all fuel types) – Dec 22 vs Dec 21 like for like Rank Make/Mod Dec 22 Av Price

Asking Price Change YoY

1 Fiat Punto £4,423 28.5% 2 Vauxhall Agila £4,095 26.4% 3 Peugot 107 £3,744 23.8% 4 Peugot 207 £2,831 22.1% 5 Fiat Panda £6,592 21.5% 6 Ford Ka £4,064 21.0% 7 Hyundai i10 £8,810 20.4% 8 Saab 9-3 £5,384 19.6% 9 Kia Picanto £9,944 17.7% 10 Suzuki Alto £3,707 17.2%

The nearly new market seems to be the most buoyant with vehicles under a year old increasing in value by 45% in December compared to December 2019, with an average price of £34,429! This puts their value above their new equivalents!

But not all models are winners, and in stark contrast some have suffered a decline in value.

Top 10 price contraction (all fuel types) – Dec 22 vs Dec 21 like for like Rank Make/Model Dec 22 Av Price Asking Price Change (YoY)

1. BMW iX £79,034 - 34.1%

2 Jaguar XK £22,731 - 14.5%

3 Vauxhall G/land X £15,680 - 14.1%

4 BMW 8 Series £50,071 - 14.1%

5 L/Rover Disco 4 £18,798 - 14.1%

6 Jeep Cherokee £11,505 - 13.8%

7 Polestar Polestar 2 £48,849 - 13.6%

8 BMW 8 G/Coupe £51,555 - 13.0%

9 Jaguar I-PACE £50,883 - 12.5%

10 Mitsubishi E/Cross £16,127 - 12.4%

In November 2022 it was reported that used versions of Tesla’s strongest performing vehicle, the Model 3 lost around £5,000 in value in 2 months. This leads a trend in faltering EV values compared to their petrol or diesel counterparts. In November other declining EV models included the Audi Etron, BMW i3 and Renault Zoe and Tesla Model X. Just a month later and the Polestar 2 and Jaguar I-Pace have also joined the crew.

Appropriately, manufacturers are prioritising building electric vehicles, but at the same time buyers, who are being impacted by the cost-of-living crisis and rising energy costs, are more inclined to remain with what they know – petrol and diesel. With a shift to surplus supply in electric vehicles, this has contributed to used car values remaining high.

By Melanie Wooding Jones Redbourn Auto Solutions, caring for you and your car

Both tables make interesting reading even with a few surprises, but it is clear that buying choices have changed and the supermini has become the rising star!

How does that affect me if I am looking for a car?

With no volume of stock about to surge the market, prices look set to remain strong with no signs of easing any time soon. Auto Trader reported an increase of 8% enquiries on new cars, and a huge 71% in used cars throughout 2021.

It appears the time of conducting extensive internet searches is over for the time being as, if you do find a car you like, they disappear fast.

However, electric vehicles are destined to come back as the financial crisis eases. Should the economy remain turbulent, there could be strong deals on electric cars emerging as manufacturers strive to retain market share by dispersing their stock. And so, our advice…

Many are opting to retain their cars for longer with the average age of a used car set to reach 10 years this year. A well looked after and regularly serviced car has become a valuable asset, so it makes good economic sense.

However, we cannot always ignore the fragility of our cars or the desire and excitement to change!

We are frequently asked ‘should I buy electric, diesel or petrol’. It’s a difficult question to answer. Science and Technology is constantly changing, and therefore progress is rapid. The economic climate is uncertain as we struggle to recover from some extraordinary circumstances. As scientists provide us with the latest advice, government and manufacturers offer us deals to ensure they reach their own and global targets, we can get bamboozled with an overload of information. With so many uncertainties, the best way to decide

on which car to buy is to look at your own personal circumstance and take some professional advice.

• Define your budget – make sure it’s realistic and includes the cost of maintenance, fuel, insurance, etc.

• Look for a car that retains its value – we have customers who bought last year, and their car is worth £5,000 more now!

• Identify your non-negotiables – transmission, fuel, colour, etc.

• Eco – decide how far your budget will go. Can you go electric, or will a smaller car suffice?

• Do your homework – know what you want to buy and where your financial boundaries are.

• Research the market - and be prepared to move quickly when you do decide on something you want.

• Buy from a reliable source – Do you know it is roadworthy? Will they look after you if there is an issue with the car?

On the other side of the latest crisis, it is likely that the car market will return to pre-pandemic norms, but in the meantime, we don’t know how quick or strong the recovery will be, so making a choice on your next car can only be guided by your own personal circumstances.

If you are in any doubt, give our sales team a call and we’ll help you through the myriad of changing information to help to find the right car for you.

“... the value of used cars appear to be increasing monthly.”

“Now we have a financial crisis, people are holding on to their cars for longer and choosing used rather than a new car.”

Easy Crossword Clues

Indicates one’s preference in a matter

More than one interested party

A climax or culmination

Type of heel

Pain down the outside of leg

A thin, decorative covering

They draw-up water (7,5)

Shortened word

Low level work

De-kink something

Suicide warrior

A circle of light around a planet

Delay action to improve outcome

Belonging to an earlier time Down

To consider again

Describes a man’s suit

Warms the bed (8, 7)

Together

Goes without saying (4, 11)

Hesitate

Thingy me bob

Outside views

Defeat in an election

High moral standards

Swamp with information

A form of ‘cure’ for food

Word Search

Have you heard the wall-to-wall coverage of Prince Harry’s new book? How could you avoid it? I have not read the book but I have read so many extracts and heard so many TV and radio commentaries about it, I have made this word search which includes many of the words that came up time and time again during the media coverage.

Have a go. It’s a bit of fun whether you are a fan of Harry or not.

Best Plants for your Garden in 2023

“I would like an evergreen plant that doesn’t grow too big and has flowers all year round, doesn’t need watering and is unaffected by the climate, disease or insects” I hear my client’s cry!

As a garden designer/landscaper I always try to look for plants that can give presence in a garden for a long time but there isn’t a simple ‘go to’ plant that covers all of the above. Over the years, I have created a palette of plants I tend to use that are robust, colourful in flowers and foliage, and as free from potential insect damage/disease as possible.

As we head into the new year hastily waiting Spring-time, I offer you a selection of five plants that will thrive in any garden and help create a diverse paradise for nature to flourish.

Scientists recognize that certain colours/plants/ flowers attract pollinators such as bees, beetles, spiders and hoverflies which help protect against the less favourable insects, which is another reason why I have focused on these specific varieties.

Maybe you recognize some of them in your own gardens?

Ceanothus arboreous

The Californian Lilac is a real ‘box’ filler when it comes to plants. Many different varieties including ground cover, climbers, trees or dense evergreen shrubs this beautiful blue flowering plant fills the garden with colour and scent from May-June and again September – October.

(macrophylla meaning ‘big-leaf) situated in USA with flowers up to a foot in diameter!

Hydrangea ‘Annabelle’ is a much smaller version and ideal for any garden and available in many colours; pink, ruby, white, etc.

The great thing about Annabelle is that although deciduous, flowering begins in June and lasts right through until November and can make a great feature plant in a bed surrounded with other plants

Hydrangea arborescens ‘Annabelle’

There are 80 different species of Hydrangea with the most common one Hydrangea macrophylla

Hydrangea ‘White Annabelle’ Hydrangea ‘Sweet Ruby’ Verbena bonariensis ‘Lollipop’

I would imagine quite a few people have this plant in their garden as there are over 150 species, however the most common variety in the UK would be ‘The Lollipop’. A purple flowering tall, stemmed plant with the ability to survive long periods of drought which continues to bloom from June -November. A selfseeder that can become invasive but simply pull out any new seedlings you don’t want, pot them on and give to your friends.

Crocosmia ‘Lucifer’

Crocosmia Lucifer can be purchased as a bulb or plant and grows with soft spiky foliage and beautiful deep red flowers on tall stems from June-September. A perfect back of the border plant alongside Verbena

with alternative varieties of Crocosmia in orange red and yellow and dwarf sizes suiteble for rockeries. Another plant with a long endurance of flowers and simply cut back to the ground in Spring for a repeat performance every year.

Cosmos bipinnatus

The last plant I wanted to give credit is the fabulous annual that is Cosmos. So many varieties to choose from however the ‘Snow Puff’ varieties with double flowers are always pretty special. Simply buy a packet of seeds (75 for around £1) and sow them

in some compost from April onwards (undercover) or May if directly outside and you will be rewarded with flowers from June through to October without disappointment.

All information supplied by: Amberley Gardening School, Roe End Lane, Markyate, Herts. (Please see flyer or website for more information about lessons/courses) www.amberleygardenservices.co.uk

What’s On

Groups & Societies

Markyate

Care Group Help Line – 07972 152279

Care Bus – Sue and Malcolm Davies – 01582 840554 Bowls Club - 01582 840604

Markyate Singers are back every Thursday 8-9.30pm at the YK2 Hall Cavendish Rd!

If you feel like getting out the house and having a sing song with a fantastic friendly group, then please come and join us! Everyone is welcome of all ages! It really doesn’t matter wether you can sing or not, it is a lovely social evening.

Slip End

Tennis Club - We are a small, friendly club open to all ages. Membership enquiries: Steve Lyons (01582 414162) Coaching enquiries: Sally Parry (01582 413501)

Gardening Club: We are a small, friendly club which meets five times per year, 8pm Slip End Village Hall. Guest speakers on gardening topics are booked for meetings. We organise the Village Open Gardens’ Day and Plant Sale in alternate years. Enquiries to Rosemary Wickens 01582 423622.

Flamstead

Computer Friendly Drop-in – for free and friendly help for your computer, tablet or smartphone. First Wednesday of the month at the Spotted Dog, Flamstead 10:30-12:30. Our contact details: Office 01727 617359, www.computerfriendlystalbans.org.uk

Caddington

Caddington and Slip End Runners – Front Street, Slip End 8pm Call 07587 189260

CaddingtonCare Good Neighbour Scheme

CaddingtonCare continues to run its core service MondayFriday between 9am and 4.30pm. Please call 07548 264672. The Library in Caddington, held in the Allotment Hut off Folly Lane reopened on Thursday 5th August and runs from 10 am to 12 noon on alternate Thursdays. There is a large selection of books and jigsaws. Coffee, tea and biscuits are also available.

Caddington W.I.

Now meet 1st Tuesday of each month at 7.30 pm at the Caddington Sports and Social Club. Call Linda Edwards 01582 737036. We do a small amount of business followed by some entertainment or a speaker. Sometimes a quiz but always a cup of tea or coffee and cakes to enjoy. Do join us - we look forward to it.

Caddington Local History Group

We meet on the fourth Thursday of every month at 7.30 pm in the Heathfield Centre. Contact John 07763832245 Tai Chi

Mons 1.30pm & Weds 2pm Contact Christine 07850914438

12.30pm Chair Yoga Wednesdays

1.30pm Beginners Yoga Debbie 07948804031

CADS is an amateur dramatics group that meets every Tuesday from 8.00-9.30 pm at the Heathfield Centre, Caddington. We are a friendly bunch and welcome new members both onstage and off.

Kensworth

Village Hall – Sylvia Inns 07831 538682

Neighbourhood Watch – Caroline Streek 872410

Cricket Club – Duncan Wingfield 872743; Parish Council – Pat Mitchell 871178

Community Scheme – 07919 081473

Local History – Julia Holder 873465

Baby and Toddler Group - Jenny 07515 704404 or find us on

To advertise call 07941 661004

Facebook. Meet Weds 10am - 11.30am, term time only in the Village Hall. £2 for the first child and £1 for each sibling.

Studham

Friends of Studham Common

See website www.foscomm.org

Studham Village Hall - Main hall and a meeting room available for hire. Modern kitchen. Activities include Art Club, Bingo, Carpet Bowls, Scrabble, Seniors Table Tennis, Women’s Institute (WI) Yoga. Contact: Des Salmon, 01582 872082 desstudham@btconnect.com

Tennis Club – Open to members and non-members. All welcome. Contact Andrew Jones Andrew.jones@ expressvending.co.uk 07833 111682

See www.studhamtennisclub.co.uk

Neighbourhood Watch – Richard Hodge 01582 873630

Studham Mums and Totts

Studham Village Hall - Tuesdays 9.30 - 11.30,friendly group.

Whipsnade Parish Council

Ken France 01582 872375; Village Hall – Sam Burr 07921 761730

Redbourn

Redbourn u3a meets every month in the village hall and with more than 45 Interest Groups, there is something for everyone in their third age and no longer working full-time. For more information visit our website at http://u3asites.org. uk/Redbourn, email our membership secretary at redbournu3amembership@gmail.com or speak to the chair on 07956 400493

Tennis at Redbourn Club - Join our friendly club off North Common in the heart of the village. Annual membership fee entitles play all year round. New easy to use court booking system. More details on new website - clubspark.lta.org.uk/ RedbournTennisClub

Redbourn Community Group

Amongst other things, RCG volunteers offer transport to medical appointments, outings in the minibus, practical help such as shopping and prescription deliveries, friendly talks and walks, and welcome packs for new residents. Call 01582 794550 or email: info@redbourncg.org. More volunteers are always welcome. Redbourn Bowls Club always welcomes new members. If you would like more details, please contact our Chairperson, Margaret Davis, on 01582 799075, email: margaretfdavis@ virginmedia.com or Jez Cronshaw, Coach, at 07525 867450. Redbourn Community Library - open 6 days a week in our purpose-built centre beside the Fire Station offering great reads for adults and children, public computers, photocopying and scanning facilities and free wi-fi. If you would like to know more about joining our team of volunteers, pop in and see us, contact us via our Facebook page or email redbournlibraryvolunteers@gmail.com Redbourn Players is an active amateur dramatic society performing two major productions every year in Spring and Autumn as well as other local drama events. We are always looking for new members of all ages, whether you want to act, help backstage, build sets, make costumes, paint scenery or help with publicity.

If you are interested, or just want to find out more, please contact our Secretary Pauline (07771 931086) or email redbourn.players@gmail.com for details.

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Redbourn continued

Redbourn

Village Museum

Silk Mill House The Common Redbourn Herts. AL3 7NB

Patron: Sir Simon Bowes Lyon

Museum open February to November Saturday & Sunday 2:00 pm to 5:00 pm Last admission 4:30pm Tel: 01582 793397

Email: redbournmuseum@gmail.com Visit us on the web at: www.redbournmuseum.org

Redbourn in Bloom Horticultural Society

Gold Award winner in Anglia in Bloom 2022. Besides planting schemes to enhance the village, we have all- year-round activities including talks, trips, Local Awards, Autumn Show and Craft Fair. New members and volunteers always welcome. Join via our website, www. redbourninbloom.org.uk or contact Hilary Brown on 01582 793764, email ribmembership@gmail.com To volunteer, please contact Ann Davis, 01582 792518, email ribhelpers@yahoo.com

Harpenden

Kinsbourne Green WI

Meet 3rd Tuesday of the month at 7:30pm in St Mary’s Church Hall Kinsbourne Green. Email secretarykgwi@gmail.com for details.

TUESDAYS:

Adult Ballet: 7.15 – 8.10pm Adult Tap 8.15 – 9.10pm

To book a trial, go to www.pennywaterman.com (you can join at any time during the term and we adjust the fees accordingly).

Yoga Classes

My yoga classes will be back up & running from Monday 9th Jan! Currently the 7:30pm class is fully booked, but I have spaces on the Monday 6pm class or Thursday 7:30pm class!

If you fancy coming along just to see if you like it, the first class is £5! Classes are held in the Barn, behind the Swan pub in Markyate! If you have any questions or enquiries, you’re welcome to drop me a DM or send me an email to savasanawithsteph@gmail.com

What’s On

Redbournbury Watermill

• is an 18th century, working flour mill on the bank of the river Ver.

• Millers of stoneground organic flours, artisan bakers of loaves, cakes and biscuits.

• Regular baking classes. Gift vouchers.

• Bakery open Sat 9am-1pm

• Mill Open Sat 9am- 1pm and Sun 1pm-4pm Redbournbury Lane, Redbourn, AL3 6RS www.redbournburymill.co.uk 01582 792874 enquiries@redbournburymill.co.uk

Markyate Singers

Every Thursday 8-9.30pm at the YK2 Hall Cavendish Rd

If you feel like getting out the house and having a sing song with a fantastic friendly group, then please come and join us!

Everyone is welcome of all ages!

It really doesn’t matter whether you can sing or not, it is a lovely social evening where we like to sing, chat and have a laugh!

New

Mon, Tues and Weds 2pm- 5pm Thursday - 9.30am - 12.30pm Friday 9.30 - 12.30pm; 2pm -5pm Saturday - 9.30am - 12.30pm

Templar Martial Arts are a freestyle kickboxing club with classes in Dunstable, Caddington and Markyate. We are a friendly, inclusive club who welcome people of all ages and abilities. 7th degree Black Belt instructor is qualified, insured and BDS checked. Get fit and be safe. Contact Andy on 07954 601628 or email thekickboxer@ntlworld.com

We

What’s On

Disco Duck is a pre-school class designed to promote the foundations of dance, the very beginnings of rhythm, co-ordination and gross motor skills

Contact us today to sign up for a free trial session https://www.facebook.com/nkbschoolofdance

Redbourn in Bloom Horticultural Society

Talk and Question Time by Christine Walkden, the well-known TV Gardener

Thursday, 16th March

7.30 pm at Redbourn Village Hall Raffle & Refreshments available.

Tickets £12 (non-members), £10 (members) from Terry Hunt Tel. 01582 792363, email: terry@drjhunt.co.uk

Caddington Gardening Club

We are a friendly, happy group meeting on the second Tuesday of the month 7:30pm at The Baptist Hall. We have speakers, share ideas and in the summer run trips to interesting gardens. Join us, new members always welcome. Any queries please contact: Sarah 01582419793, Wendy 410126, or Hilary 420159

Yoga Class

Tuesdays 7.30pm Markyate Village Hall. Come and join a beautiful group of yogis as we breathe, move & meditate. All levels welcome & we have heated floors. Yey!

Please contact me for further information & to book a space: Jayne Simmonds 07725 220252

PILATES IS SET TO BE THE MOST POPULAR EXERCISE IN 2023!

We offer a variety of PILATES Classes at Platinum Wellness in Caddington

This will be my 21st Year of teaching Pilates. Pilates is an amazing form of exercise for all & we offer a variety of classes for all ages & levels.

We offer:

BEGINNERS; MIXED LEVEL; INTERMEDIATE; PREGNANCY; POSTPARTUM; MUM & BABY; OVER 50s; OVER 60s; PILATES FOR BACK PAIN

I originally discovered Pilates in 2000 when I suffered a back injury and haven’t looked back since.

Here’s what they had to say on This Morning!

With pilates expected to be the most popular workout of 2023, why not start the new year by trying it for yourself?

Jennifer Aniston, Adele and David Beckham have all credited it as the secret to their super-fit bodies - and today, we’ll be showing you just how easy it is to lengthen, strengthen, build flexibility and tone.

Lisa Wildman 07799 893489

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Amberley Gardening School

Classes start Tues 7th March and run every Tues, Thurs and Saturday. 9.30am - 11am and 1pm - 2.30pm £25 per class or £20 for members. The training garden is in Markyate. courses@amberleygardenservices.co.uk

Need a qualified life or executive coach to discuss what you want to achieve in life or at work?

Need a qualified life or executive coach to discuss what you want to achieve in life or at work?

Contact me Sam for a free introductory callwe’ll plan how we get YOU to be your very best.

Contact me Sam for a free introductory callwe’ll plan how we get you to be your very best.

w: sammancey.com t: 07534 218353 e: sam.mancey@sammancey.com

w:sammancey.com t:07534 218353 e:sam.mancey@sammancey.com

Booking