INVEST BETTER INVEST SMARTER INVEST CCG
General Advice.
The information on this presentation is general in nature and does not constitute financial product advice and does not take into account your objectives, financial situation or needs. You should consider its appropriateness and seek independent professional advice before making any investment decision. Investments in secured lending and managed investment schemes carry risks, including borrower default, delays in repayment and potential loss of capital. Returns are not guaranteed and may vary. Past performance, including any reference to capital and interest repaid, is not a reliable indicator of future performance. Investment outcomes are not assured. Investment opportunities are available only to wholesale investors (as defined in the Corporations Act 2001 (Cth)).Credit Connect Capital Ltd (ACN 104 081 192) is the holder of Australian Financial Services Licence 230173 and is authorised to operate managed investment schemes and provide financial services to wholesale and retail clients.
Credit Connect Finance Pty Ltd (ACN 113 576 891) holds Australian Credit Licence (ACL) 396190 and is authorised to engage in credit activities, including providing credit to consumers under the National Consumer Credit Protection Act 2009 (Cth).
CCG's financing offerings together with the Loan Note Debt Interest Offer is made solely to Accredited Investors in Singapore, as defined under the Securities and Futures Act 2001 (Singapore), who have received a formal written invitation from Credit Connect Capital (CCC) or its authorised representatives. Credit Connect Group (CCG) specialises in Australian private credit investments, with a primary focus on originating and managing first mortgage-backed loans secured by Australian real estate.
Peter Benson.
Founder & CEO
Peter Benson is the Founder and Chief Executive Officer of Credit Connect Group (CCG), a leading Australian private credit and non-bank lending firm specialising in first mortgage investments secured by real estate.
With more than 35 years of experience in property finance, funds management, and private lending, Peter has built a strong reputation within Australia's private credit sector. Recognising the growing need for flexible funding solutions beyond traditional banks, he founded Credit Connect in 2006 to connect quality borrowers with private capital.
Under Peter’s leadership, CCG has originated more than A$1.28 billion in propertybacked loans and established itself as a trusted manager of Australian private credit investments. He continues to drive the company’s strategic growth, investor relationships, and disciplined lending approach, with a focus on delivering attractive risk-adjusted returns secured by Australian real estate.
Houman Ashrafi.
Investor Relations Manager
Houman Ashrafi is Head of Investment Services at Credit Connect Group (CCG), leading investor relationships and capital partnerships across the firm's private credit platform.
Working closely with sophisticated investors, family offices, and wealth advisers, providing access to Australian real estate-backed private credit opportunities focused on income generation and capital preservation.
With extensive experience in investment management and financial services, Houman plays a key role in investor engagement, portfolio growth, and delivering transparent communication throughout the investment journey.
Established in 2006, Credit Connect Group (CCG) is a leader in Non-Bank Lending and First Mortgage Investments in Australia.
We connect borrowers looking for fast, flexible short-term loans to investors seeking access to income-focused, high-return investments secured by Australian real estate in an online private investment portal.
CCG provides finance secured by commercial and residential property, construction and development projects and certain other specialised real estate assets. We provide borrowing clients access to funding not available to them through traditional banks whilst offering our private network of investors unique opportunities to match their investment goals.
Since inception, CCG has built a database of over 30,000+ investors and subscribers who receive investment and lending opportunities.
CCG has delivered strong investor returns over the past three financial years
FY23: 9.4% I FY24: 9.8% I FY25: 9.45%.
*Past results are not a guarantee of future performance.
Our Returns
Investors that have invested into CCG loans have received the following returns.
Returns - Target returns from 8% p.a.*
Security - First mortgage security over Australian real estate.
Capital Preservation - Conservative lending focused on downside protection.
Income - Receive regular monthly interest payments.
9.45%
FY2025* 9.8% FY2024*
*Past results are not a guarantee of future performance.
Why Invest?
Looking for a First Mortgage Investment from 8% per annum, to provide regular income, secured by assets in a stable asset class?
Receive Monthly Income
You receive regular monthly cashflow, prepaid or capitalised interest at attractive rates of return.
Capital Preservation
First mortgage security and conservative lending ratios mitigate against the loss of capital.
Security
Every investment is secured by a registered First Mortgage on Australian real estate.
Transparency
Always know where your funds are invested plus have the option to undertake your own due dilligence.
Investing across different asset classes is the key to reducing risk without sacrificing returns.
Know your investment is being managed by a highly experienced team of professionals.
Our Clients.
Investors
Sophisticated / Wholesale Investors
High-net-worth Individuals
Religious Groups and Charities
Investment Banks and Hedge Funds
Wealth Managers/Financial Planners
Fund Managers
Family Offices
Foreign Investors
Overseas State-Owned Enterprises
Borrowers
Companies and Individuals
Self-Employed Business Owners
SMEs
SMSFs
Property Developers
Referrers
Brokers
Real Estate Agents
Accountants
Law Firms
Financial Planners
Why Private Credit?
Diversification
Exposure outside Singapore and global equity markets.
Attractive Yield
Potential income generation above traditional cash investments.
Property Security
Backed by Australian real estate assets.
Australian Dollar Exposure
Potential diversification benefits.
Potential Tax Benefits
Eligible offshore investors may benefit from Section 128F withholding tax exemptions.*
*Subject to investor circumstances and professional tax advice.
Why Australia?
Strong Underlying Market Fundamentals
Australia offers:
Stable Economy
AAA-rated banking system
Strong legal framework
Transparent property ownership system
Real Estate Security
Established mortgage enforcement process
Strong property rights
Growing Credit Demand
Traditional banks continue reducing exposure to certain property lending sectors, creating opportunities for private lenders.
Attractive Risk-Adjusted Returns
Higher yields than many developed markets with strong collateral security. *Past
First Mortgage Investments
Asset-Backed Investment Structure
Every investment is secured through registered first mortgage security.
What Does This Mean?
In the event of borrower default:
Mortgage holder has priority claim
Security interest registered on title
Underlying real estate asset supports repayment
Additional Risk Controls
Independent property valuations
Legal due diligence
Ongoing project monitoring
Conservative lending parameters
Tax Efficiency for International Investors
Section 128F Exemption
Certain Australian debt investments may qualify for an exemption from Australian interest withholding tax under Section 128F of the Australian Income Tax Assessment Act.
Potential Benefits
May reduce Australian withholding tax on eligible interest payments
Potentially improves after-tax investment returns
Available to qualifying offshore investors
Widely used by international institutional and sophisticated investors
Why It Matters
For Singapore-based accredited investors, this may enhance the attractiveness of Australian private credit investments relative to other international income-producing assets.
A$300M Debenture Issuance Programme
In August 2025, CCG successfully secured a $300 million funding mandate from a Singapore-based investment group, reinforcing institutional confidence in our lending platform and growth strategy.
Offshore
Investors
Security
Debenture Issuance Programme
Monthly Investor Income
Security
Capital invested into CCG - managed private credit funds
Designed to support Section 128F eligibility*
Security Dedicated Special Purpose Vehicle (SPV) Issues Notes linked to specific loan opportunities
Short to mediumterm lending opportunities
Secured by Australian real estate Invest via CCG's
Focus on first mortgage-secured Australian property loans
Target returns from 8% p.a.*
Monthly interest distributions
Capital repaid at maturity
History of Success.
History of Success.
Months
Months
Months
Results across all group entities from 2006 – June 2026. Past results are not a guarantee of future performance.
Marsden Park, NSW
Fully Funded.
Our borrowing clients are able to access funding that is not available to them via traditional banks whilst offering our private network of Investors unique opportunities to match their investment goals.
We provide our valuable Investor clients with lending opportunities secured by commercial, residential, retail and industrial real estate assets.
Types of Loans
Residential property
Construction and Development finance
Commercial and Business loans
Bridging loans
Land loans
SMSF loans
Second Mortgage loans
Kings Langley, NSW Development Site
Lilli Pilli, NSW Residential Woody Point, QLD Residential
Mosman, NSW
Residential
Hawks Nest, NSW Civil Construction
Avondale, NSW Construction
Open for Investment.
CCG is pleased to support the development and construction of three architecturally designed luxury residential villas in Mermaid Beach, Queensland, offering premium coastal living with expansive rooftop terraces, private pools, and high-end finishes in a sought-after beachfront location.
The security property comprises a 558m² site approved for the construction of three luxury residential villas in Mermaid Beach, each spanning approximately 400 - 410m² across three levels, rooftop terrace, and secure basement parking.
Open for Investment.
CCG is pleased to support the development and construction of a premium luxury waterfront residence in Mermaid Waters, Queensland, positioned on a prime canal-front site within one of the Gold Coast’s most sought-after residential precincts.
The security property comprises a 1,129m² canal-front allotment with 43.4 metres of water frontage, and has approval for the construction of an architecturally designed two-storey prestige residence. The proposed dwelling will feature five bedrooms, multiple living areas, expansive indoor and outdoor entertaining spaces, and a range of premium lifestyle amenities.
Future Opportunity.
CCG is pleased to support the construction and delivery of Austral, New South Wales, a premium mixed-use commercial and industrial development site located within Sydney’s rapidly growing South-West corridor.
The security property comprises a 17,949m² approved development site, featuring a 7-Eleven fuel and convenience centre, childcare facility, commercial tenancies, and 32 strata industrial warehouse units, strategically positioned to benefit from the growth of the Western Sydney Airport and Aerotropolis precinct.
Investment Highlights.
✓ Australian Private Credit
✓ First Mortgage Security
✓ A$1.28 Billion+ Originated
✓ Target Returns From 8% p.a.*
✓ Monthly Income Potential
✓ Conservative 54% Average LVR*
✓ Established Since 2006
✓ AFSL Licensed
✓ Experienced Management Team
✓ Tax Efficiency for International Investors^
INVEST
BETTER INVEST SMARTER INVEST CGG
+61 (07) 5593 1300 info@ccg.com.au ccg.com.au
The information on this presentation is general in nature and does not constitute financial product advice and does not take into account your objectives, financial situation or needs. You should consider its appropriateness and seek independent professional advice before making any investment decision. Investments in secured lending and managed investment schemes carry risks, including borrower default, delays in repayment and potential loss of capital. Returns are not guaranteed and may vary. Past performance, including any reference to capital and interest repaid, is not a reliable indicator of future performance. Investment outcomes are not assured. Investment opportunities are available only to wholesale investors (as defined in the Corporations Act 2001 (Cth)).Credit Connect Capital Ltd (ACN 104 081 192) is the holder of Australian Financial Services Licence 230173 and is authorised to operate managed investment schemes and provide financial services to wholesale and retail clients.
Credit Connect Finance Pty Ltd (ACN 113 576 891) holds Australian Credit Licence (ACL) 396190 and is authorised to engage in credit activities, including providing credit to consumers under the National Consumer Credit Protection Act 2009 (Cth).
CCG's financing offerings together with the Loan Note Debt Interest Offer is made solely to Accredited Investors in Singapore, as defined under the Securities and Futures Act 2001 (Singapore), who have received a formal written invitation from Credit Connect Capital (CCC) or its authorised representatives. Credit Connect Group (CCG) specialises in Australian private credit investments, with a primary focus on originating and managing first mortgage-backed loans secured by Australian real estate.
INVEST BETTER INVEST SMARTER INVEST CCG