7/14 Fort Campbell MWR Life for Families

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Your Perfect Car at the Perfect Price

C A R S

Jam Packed July

Editors

Do we have a jammed packed July ready for you? Of course! The sweltering heat of the summer can’t keep us down and MWR has many activities planned for you. It goes without saying that the USAA and MWR Carnival and Independence Day Fireworks are one of our favorite events to host. Five fun-filled days of rides, food and fireworks. We had a bit of confusion with dates this year in the different magazines we have published in the last three months, but we have it right on this month’s calendar. The correct dates are July 1 through July 5. I encourage you to check out Dollar Day on July 1 before committing to purchase a sheet of tickets or wristband. My favorite day is July 4th, of course! Enough rides to make me dizzy, carnival games to try my luck and the food I deny myself the rest of the year, simply so I can taste nearly everything. I wonder if there will be fried Oreos this year? Wrap it up with the best fireworks show in the area and I am one happy girl. I hope you and your Family find activities and events in our community that make you happy.

Check out our events section on our Facebook page, sign up for E-news, join our Text Club and visit our web page to keep up to date on our activities.

Tara Goodson CynDe Clack

Tara Goodson and CynDe Clack, Editors mwrlifeeditor@fortcampbellmwr.com

Contributors

Mike Britton CynDe Clack Jed Dugger Alexa Elderkin Charlene Frasher Kelly Kerger C.D. King Ramon M. Maisonet James Moore Gary Swalve Lisa Taylor TJ Weekly

Inside this issue 3

SFAC: A 5-Star Experience One stop location for Wounded and Recovering Warriors and their Families.

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Don’t Wait: Pursue Education Now Use your time wisely.

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Investing in You Estep Wellness Center helps you put value in yourself. It’s worth it.

Publisher

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Creative Director

10 Opportunity Cost

Creative ink Sears Hallett

Advertising 931-801-4531 sales@creativeinktn.com

Photography CynDe Clack Tara Goodson Paula Hallett Shutterstock pg 4, 10, 12, 14, 18 Thinkstock pg 10, 14

Soldier Show Stand Strong in 2014.

Do you really need that car payment?

12 Sunk Smart Phones and water do not mix.

14 What's Your Mindset?

Own your money making decisions.

18 Healthy Habits by Char Gymtimidation?

20 Grill King Tips and recipes for your steak.

22 Paws to Read Summer reading program.

22 Brunch and a Book Book discussion and a meal.

24 ECFT Functional Fitness Challenge.

25 Home Town Hero The Soldier Show brings one of our own to the stage.

29 That Guy Reason #811 Disclaimers: . by the Fort Campbell MWR Marketing Department under the authority of AR 215-1. Facilities and activities publicized Fort Campbell’s MWR Life Magazine is a monthly magazine produced are open to authorized patrons.The mention or appearance of commercial advertisers, commercial sponsors and/or their logos does not constitute endorsement by the Federal Government.

The information in this issue is current at the time of publication; activities and events are subject to change.

MWR Marketing is located at 5663 Screaming Eagle Blvd, Fort Campbell, Kentucky. For more information, call 270-798-7535 or log on to www.fortcampbellmwr.com.

24hr. event line - 270-798-3172 www.facebook.com/fortcampbellmwr

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Spotlight on MWR

SFAC - A 5-Star Experience

By Mike Britton

America’s Army and Fort Campbell provide world class support, care and assistance for Recovering and Transitioning Warriors (wounded, injured and seriously ill Soldiers) and their Family Members, and our Army Community Service Soldier and Family Assistance Center (SFAC) plays a vital role in their recovery and transition. The SFAC program and approach is like one receives when dining at a 5-Star private dinner club versus a drive thru fast-food restaurant. While both provide food, the quality and level of service, attention provided to the customer/client and in regard to every detail, to include food preparation and presentation, combined with the ambiance of the venue itself results in two vastly different experiences.

The SFAC is a common-ground place, the heart and soul center of the Warrior Transition Battalion (WTB) complex and Recovering Warrior experience. It is a no-salute no-hat facility where all are treated equally as persons of immeasurable worth and value, rather than relating on the basis of rank or position. It is a one-stop shop comprised of highly skilled professionals and over 30 innovative services and programs. But its real genius is found in the ways that the facility, services, resources and programs are integrated in a holistic approach providing individualized tailored services and support in a relaxed environment, promoting healing, recovery and transition. The SFAC is staffed and equipped to provide the individual attention, support and assistance required for those challenged with physical and behavior health complexities.

“The SFAC has been an invaluable refugee for me. I struggle. . .every day. Everything is a trigger that sets me off or spirals me down in to a deep depression. I can’t even describe how a snack, a cup of coffee, a warm fire for a little bit calms me down. Every time I go in, I always leave a little bit better, so thanks to the SFAC and their staff,” stated a recovering warrior.

The facility includes a atrium lobby with floor to ceiling indoor-outdoor fireplace, Wi-Fi, open source computers, computer lab and classroom, nourishment center, outdoor covered courtyard, healing garden, landscaped areas, along with

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outdoor grills and picnic area, a tranquility room, on-site hourly child care and an outdoor playground.

SFACs are direct support programs to MEDCOM’s Warrior Transition Command, as part of the Army’s continuum of care for wounded, injured and seriously ill Soldiers and Families.

The mission is enduring, as over 70% of the Warrior Transition Unit’s population consist of Recovering Warriors who suffered injuries, wounds and illness from everyday life and training as opposed to combat. It also serves Integrated Disability Evaluation System (IDES) Soldiers and Families. The SFAC is a critical program that ensures and assures our Army Families that if their “uniformed” loved one suffers injury, wounds or a serious illness, they will receive the support and assistance required for recovery and transition.

The program is essential in recruiting our nation’s “best” into the Army and for helping to ensure they remain in service, knowing that the Army will provide a quality of life commensurate to the level of service and sacrifices they and their Families are called upon to provide.

On Fridays at the SFAC, new Recovering and Transitioning Warriors receive a Welcome and Orientation program and meet individually with service providers to assess their situations and schedule on-going appointments as needed in their recovery and transition. They meet with Human Resources, Education Specialist, Information and Referral Specialist, Finance Advisor, CYSS (Child, Youth and

School Services) Liaison, Military Family Life Counselor (MFLC), DoD OWF Internship Coordinator, Social Service Assistance Coordinator, AW2 Counselor, ACAP, DFAS, and several other agencies. Throughout their recovery and transition process, Soldiers and Family members and caregivers utilize SFAC services,programs, resources, support groups and facilities over and over again. Since 2012, SFAC services and support have been available to IDES (MED/PEB board) Soldiers and Families as well as WTB Soldiers.

Measurable successes of the Army’s program for Recovering and Transitioning Warriors Soldiers are evident in many ways: 48% percent of all assigned Warrior Transition Unit Soldiers have returned to military duty following their recovery; increases in utilization of earned benefits (Federal, State and Private) in fields of health, education, job/career opportunities by our Disabled Veterans; successful transitions have impacted greatly in reducing suicides, homicides, incarcerations, unemployment and other behavior and social ramifications; improved adjustments to new life norms and improved quality of life for our recovered wounded Soldiers, their Family members and caregivers in terms of health, finances, life purpose and over-all well being are championed especially by those who have personally benefited from the program.

: t i a W Don’t Pursue Education Now

Education

By Jed Dugger and Kelley Kerger

“If I had to do it all over again, I would start my education sooner in my military career,” said Tonya Dombrowski, a second semester student at Austin Peay State University (APSU). Dombrowski, a Retiree, now studies nine years after completing her associate degree while on active duty with the Army. An earlier start could have allowed her to receive a bachelor’s degree before being honorably discharged due to a back injury.

Brian Sipp, a graduate student pursuing a Master of Arts in Communication Arts, shares Dombrowski’s feelings. In a recent email interview, Sipp said, “I would have gotten serious about completing my degree a bit earlier in my career, rather than waiting so long. This would have allowed me that much more time to continue my work on my advanced degree programs while still taking advantage of the military tuition assistance.”

Last year, Sipp completed coursework while deployed to Afghanistan with the 101st Airborne Division. There, he faced 15-hour workdays, occasional attack from enemy fighters, and the rigors of graduate level communication arts courses.

Sipp, who joined the Army immediately after completing high school, began taking college courses to earn promotion points.

Over 20 years later, Sipp is now finishing his graduate education where he began his educational endeavor, APSU. Dombrowski also cited promotion points and the future as driving forces behind her decision to pursue higher education while serving as an active duty service member. Regardless of the reason for pursuing higher education, students like Sipp and Dombrowski, face the traditional challenges that college life brings with the added duty of full time military service.

“Your duty always comes first.”

When asked about the balance between coursework and her career, Dombrowski said, “As a service member and student, your duty always comes first, but you never want to fall behind (in coursework).”

This pull from two directions, while taxing on students, is not necessarily

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noticeable to professors. In a recent interview, Dr. Yunying Zhang, an assistant professor in the Department of Communication, said that she cannot tell the difference between students who are active duty and those who are not. Zhang said that when students inform her of their situation as Soldiers, most of the challenges presented are related to time conflict. As a professor, Zhang does her best to make accommodations, “I usually try to make it clear that if they need exceptions to my policies, my attendance policy especially, I will try my best to accommodate them,” she said. “I make exceptions for them, so that they really can succeed at APSU.” Remembering her own professors’ understanding, Dombrowski said, “Most instructors, especially overseas, were very, very good about that.” Having experienced similar faculty reactions, Sipp said, “Every professor in the Communications Department that I have had thus far has been incredibly accommodating and understanding. Several have even maintained out-of-class correspondence and “checked-in” after class had ended just to see how the deployment was going.

I cannot say enough for their collective patience and professionalism.”

“Draw from firsthand accounts and real-life examples.”

While the simultaneous pursuit of a military career and higher education brings challenges for both students and professors, these challenges are presented with added benefits. Zhang said, “When [service members] share in class, especially if they are active duty, they usually bring their real life experience. When (other students) hear those active duty service members relate what we are studying to real life experience, it makes more sense to them and, really, (helps them realize) that what we are studying is useful.”

Dombrowski and Sipp realized the same benefits as students. When asked how her military career has affected her education, Dombrowski said, “I’m a history major. When we talk about World War II or anything like that – I’ve been to the Berlin Wall, I’ve been in a Soldier’s shoes. I’m a military historian. So I understand a little more in-depth into what I’m trying to say than most people who’ve never been there or been in the military.”

When asked the same question, Sipp said, “The best part of my experience has been the ability to draw from firsthand accounts and real-life examples for many of the papers and research projects I’ve completed. I’ve also had an endless supply of subject matter experts in just about every field to draw from.”

While the prospect of continuing your education while serving your country can seem daunting and is not delivered without conflict, the benefits that accompany dual pursuit have left students like Sipp and Dombrowski only wishing they had begun pursuing education earlier in their military careers. Not only can you brighten your own future by pursuing an education, but, by bringing your expertise and experiences to the classroom, you can also brighten the futures and enhance the learning experiences of the next generation.

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Investing in You

Healthy Lifestyles

By Alexa Elderkin

Army Spouse Trina Rodriguez remembers the anxiety she felt the first time she entered Estep Wellness Center in 2012. “I felt like a stranger in this strange world,” she said. Rodriguez was new to the post, new to Army life and had never set foot in a gym. She expected to feel overwhelmed by crowds of athletic people and intimidated by hordes of Soldiers.

Despite her fears, she signed up for a Zumba class. Rodriguez danced, worked up a sweat, made a friend and never looked back. “Estep has changed my life 100 percent,” she said, helping her focus not just on physical fitness, but on developing overall wellness and a sense of community.

To the instructors and staff at Estep, that’s the goal – providing an experience that challenges and inspires patrons to build strong bodies and strong minds. In addition to free weights, cardio equipment and strength and resistance machines, Estep offers personal training, nutrition consultations, a spa and more than 40 weekly group fitness classes taught by certified professionals. There are special events for Families, customized classes for pregnant women, even onsite childcare available through CYSS. This diversity of opportunities makes Estep more than just a gym. It truly is a wellness center.

“Estep is a community,” said Lead Trainer/Instructor and Program Coordinator Mandy Alexander-Wynn. “In the military, people are uprooted so much.

We want to give them a place where they can belong.” The team encourages folks to drop in for a tour and talk with the staff.

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“Utilize us,” said Alexander-Wynn. “Ask us questions. Tell us that you’re new so we can give you a little extra attention.”

Alexander-Wynn was recently selected as a Civilian Employee of the Year for 2013 at Fort Campbell, for her care and concern for her clients at Estep.

Estep is Fort Campbell’s only fitness facility that charges a usage fee.

Because it serves as a unique wellness center, its operation is not federally funded like the other physical fitness centers on post. Estep Wellness Center offers a variety of membership options with fees ranging from $3 for a daily visit to $60 for an unlimited monthly Family membership.

Luisa Carrillo views paying for Estep as a budgetary “exchange,” she said.

“I now see one meal at McDonald’s as the equivalent of two classes at Estep.”

Instructors have taught Carrillo how to make healthier choices, and she’s noticed a return on her investment. “It’s easy to sit home and gain weight and lose yourself,” she said. “At Estep, I’m finding myself.”

Estep continues to broaden and enhance its wellness opportunities with new fitness classes and programs.

Total Body Resistance Exercise Suspension Training (TRX) utilizes straps anchored to a wall to leverage body weight and gravity to perform hundreds of exercises. “You can get a full body workout using one piece of equipment,” said certified instructor and personal trainer Amber Ottersen. She loves the program because it’s accessible to clients of all ages and fitness levels. “TRX can work for anyone,” she said, “from an Olympic athlete to someone who’s never exercised before. It’s really great for working around injuries.”

Love Your Bump caters to mommas-to-be at every stage of pregnancy. “There’s a way to exercise safely

and effectively to benefit mom and baby,” said certified prenatal instructor Journey Gatewood. Love Your Bump also gives expectant mothers a chance to bond and share their experiences.

Str3ngth 1n Numb3rs offers small group and partner personal training programs at a reduced cost, giving friends and Families a chance to grow and change together.

For many, the opportunities to build relationships through Estep set it apart as a wellness center. “This is my second home,” said Diana Young, an Army Spouse who discovered Estep during her Soldier’s deployment. She has experienced a multitude of Estep’s offerings, including Boot Camp Extreme (BCX), an intense cardio, strength and agility program that is equal parts mental and physical. At last spring’s six-week BCX, Young was in the thick of it, flipping tires, climbing ladders and jogging through the woods with a cinder block. She was also among those whose eyes welled up on the last day of camp.

“Estep taught me that athletes come in different sizes,” she said. “I’m not that itty bitty teenager anymore. I’m a mom with two kids. I’m not shaped the same, but I am an athlete.”

Estep Wellness Center is open to Active Duty, Retirees, Reservists, National Guard, DoD Civilians, Contractors, Family Members and guests. Learn more at www.fortcampbellmwr.com/Recreation/Estep.

Visit the center, located at 2270 Kentucky Avenue or call (270) 798-4664/4023.

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Entertainment

S OLDIER S HOW

By Tara Goodson

Back, and better than ever - The U.S. Army Soldier Show! On July 23 and 24 at 6 p.m., Wilson Theater will once again open its doors to our community for the free 2014 Soldier Show. The Stand Strong theme will explore the foundation of what it takes to be a Soldier in today’s Army and will focus on topics and emotions that Soldiers many find difficult to discuss.

This year’s tour kicked off at Joint Base San Antonio-Fort Sam Houston on April 18 and will

wrap up October 1 at the same location. Between April and October, the cast and crew travel cross country, setting up, tearing down and performing at least three nights a week. Not only is the Soldier Show performed by Soldiers, the entire technical crew is made up of Soldiers as well. The selection process is an intense week long experience that includes live auditions, full military screening and fitness testing. This, of course, is after audition packages are submitted via the site below.

Fort Campbell is proud to call one of this year’s performers as one of our own. Check out PFC Bryan McNeill’s story on page 25. McNeill is only one of the talented cast and crew that auditions, rehearses and performs during their yearlong commitment. Cast and crew come from all over the world to be part of this elite group. This Broadway style variety show feature singing, dancing and is absolutely amazing!

If you haven’t had an opportunity to check out this Family–friendly, free performance, you are missing out. Doors will open 30 minutes prior to show time both nights. For additional information on Army Entertainment please visit www.armymwr.com/soldier-show.aspx.

Opportunity Cost and the Car Payment Myth

Money Matters

By Gary Swalve

Consider this example:

I estimate that 98% of the clients I counsel on a daily basis have a car payment and many of them have two car payments. The car payment has become a way of life for our culture. The best advice I can give a client is to plan to pay off your car as fast as you can and never have a car payment again.

In microeconomic theory, Opportunity Cost is the loss incurred by making an alternative choice. For example if I chose to invest in the G Fund of the TSP last year as opposed to the L2050 Fund I would have earned 1.89% on my money rather than 26.20%, my opportunity cost is 24.31%. Opportunity Cost is a tool we can use to help us make better financial decisions.

We have all been fooled by the car salesmen, the marketers, and even our friends who tell us, “if you want to have a nice car you need to have a car payment, and the way to an affordable car payment is to have good credit.”

In every lie there is a bit of truth. In this case, the bit of truth is that a good credit score will help you get a lower car payment, the part that is a lie is that you do not always have to have a car payment. You have a choice: pay the bank and let them earn the interest, or pay it to yourself and add the interest earned to your balance sheet. It is the difference between being on the earning side of compound interest or the borrowing side of compound interest.

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A Soldier goes to a local car dealership to purchase a 2011 Nissan Altima and decides to finance the purchase with the following terms: In 6 years she will have paid $22,418.48 for the 2011 Nissan Altima. Because cars depreciate in value over time, in 6 years her “investment” will be worth about $6000.

I propose to the Soldier, pay off the car as fast as she can and then commit the car payment she no longer pays to the bank, to her savings account. If the Soldier can commit an extra $100 per month to the payment, the car will be paid off in 48 months rather than 72 months.

Now comes the hard part, commit that car payment plus the $100 to a savings account for 24 more months while driving the paid off car. In 24 months you will save approximately $9,800 and your car will be worth, as mentioned above, $6,000. This means you will have $15,800 to purchase your next car… with cash!

Now plan to keep that car for 6 years and invest the old car payment plus $100 into a good growth mutual fund. If you can earn 16.99%, the amount you were paying the bank, you will have accumulated approximately $51,400 in the investment with $21,800 of it being interest you earned. Now take the interest you earned ($21,800) and with the value of the car you are driving, purchase your next car- once again with cash. The principle will be left in the investment continuing to earn money

for you, not the bank. This is not easy to do but in the long run, paying cash for cars makes more financial sense than always having a car payment.

The Opportunity Cost is the amount of interest you pay to the bank, combined with the amount you could earn by investing your car payment.

In addition, you earn the dividend of financial independence.

I explained this concept to a young Soldier who spent $520 a month on a car payment. He grinned at me and said “that sounds like a good plan but $520 seems like a

lot of money to commit to a savings account every month.” I just replied with a grin “but it isn’t too much to commit to a car payment every month?” I think I actually saw a light bulb turn on over his head.

Break free of the car payment merry-go-round and pay yourself first and achieve true financial resiliency for your future.

If you would like to make an appointment with a financial counselor or have a question about financial planning topics, contact Army Community Service Financial Readiness Program at (270) 798-5518.

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Tech World

By TJ Weekly

How many of us have experienced that sinking feeling in the pit of our stomach as we watch our entire life (i.e. our cell phone) fall into water. With the warm weather upon us-pools, lakes, streams and even a good water balloon fight, a water logged phone can cost us plenty.

Even if you have never given your phone an unintentional bath, there are numerous ways to damage it.

It goes without saying to keep your electronic devices away from water. But if you do happen to dunk your phone, quick reaction time will make the world of difference. The first rule is do not panic! Keep calm and turn your device off.

Yes, I know. It goes against every instinct you have to check that all your pictures, your music and the other personal items you have on it.

Trust me, turn it off and keep it off. Wipe any water off the exterior, but do not shake it. If you can take the battery out, do so as soon as possible and also remove any extras you have attached. Case, cover, ear buds, etc…It makes the next step a bit easier.

After you have wiped off the excess water, removed the battery and accessories, then

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you can place the phone in an absorbent material such as dry rice, rice cereal or desiccant.

Desiccant can be found in the little packages that come in your shoes, or you can purchase it at a hobby store in the floral section. You can speed up the process by placing the container in a sunny location. But the sunny window sill is as hot as you want your phone to get. A hair dryer will melt the delicate circuits inside. If you absolutely must dry your phone with air, use a vacuum cleaner. Hold the nozzle over the affected areas for 20 minutes at a time, but not too closely as you can damage your phone with static electricity. The drying out process can take up to three days, but can save you plenty in replacement or repair costs.

If you decide you cannot wait the three days for it to dry, check your insurance policy.

You have one, right? Smartphone warranties typically do not cover water damage so the cost of repairs will fall to you, and trying to play the “I don’t know what happened to it” game won’t work. Built in detectors will activate and turn red with any exposure to liquid. Repair shops can be found in our community and a quick Google

search will let you know hours and locations.

Replacement is the final option.

Hopefully you do have the insurance policy and will simply be out the cost of the deductable.

If you do not have to return the phone to the company that holds the contract, you can sell it.

Hopefully you will be able to recoup the cost of the deductable. Most companies do not care if the phone works or not, they just want the materials the phone is made out of. This might just be enough to cover your deductable. Do not throw the phone away! The materials are bad for the environment and will cause damage if allowed to seep into the earth if it ends up in a landfill.

Recently, more durable phones have hit the market. Levels of water protection vary, so please do your research. Selection is also very limited at this time, but with advances in technology happening at light speed, we can see an increase in choices. Until that happens, play it safe and keep your phone away from water. Or at least buy the insurance, it’s there for a reason.

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This ‘n That

By Ramon M. Maisonet

Money is the genesis of everything that spells success. It was a reality that kicked me square in the gut when I watched a very good friend of mine walk into a dealership and pay cash for a brand new car. No bank loans. No car payments. No credit check. No debt. No worries. It dawned on me, with money comes a certain problem–how to handle it. Not just how to handle it, but to do it in such a manner that it works for you and not the other way around.

Here’s what I mean: knowing how to make money your ally and not your enemy is critical. It could mean the difference between living in abundance and living in want and

poverty. It is the difference between depending on public assistance and enjoying a hearty meal at Red Lobster.

All that you stand to accomplish ties in directly to how you view money and every area of your life that it can affect. The threat to your financial success is very real, and knowing what mindset you have (from a financial standpoint) will make all the difference. Let me go deeper.

Mindset #1: This is my entitlement!

Doris Thompson, an 82-year old California woman with a 21-page rap sheet, was arrested in August 2012 for burglary of doctor’s offices. It was alleged that she would visit an office and then hide somewhere until the facility closed. She would then search for keys to and ultimately rob the cash box. She was caught when she was detected by security camera in one of the facilities. It’s not what she did that concerned me, it’s what she said. According to a newspaper reporter, she explained her behavior when sentenced saying that she “wouldn’t do all this nonsense if the government gave us more money.”

Government bailouts and handouts are the type of supplements and entitlements that have led many like Thompson to have a “government owes me” type of mentality. Becoming trapped to this type of thinking can turn a person into a prisoner; where success is limited to what the government is willing to give away. Paul Ryan summed it up when he said, “None of us have to settle for the best this administration offers – a dull, adventure-less journey from one entitlement to the next, a government-planned life, a country where everything is free but us.”

Mindset #2: That is my goal!

If you have a mindset to have something to show for every dollar that I know it’s not possible to account for every penny; that meat lover’s pizza I had last week is something I’ll never be able to re-sell! However, I want you to

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get into the mindset of analyzing what you exchange your money for. The very worst scenario that can happen is to have a $2,000, $5,000 or even a $10,000 debt with absolutely nothing to show for it—that’s frivolous spending no matter how you try to justify it.

If you make the kinds of financial decisions that lead to you having assets, things that add value to your portfolio, you will be shocked at how much wasteful spending you can eliminate. If you make the kind of priorities that allow you to live below your means and put away for emergency savings, you will eventually free yourself from owing anybody and having full financial flexibility. Once you have achieved this flexibility, there will be a world of financial opportunities that can open up to you that will allow you to expand your means and invest your money if you desire to be wealthy.

What am I ultimately trying to tell you? Change your mindset!

While filmmaker, Tyler Perry, whose eight films have grossed more than 400 million dollars over the years, now enjoys immense success, Perry was living out of his car for a few months. “Can you imagine a six-foot-five man sleeping in a Geo Metro?” he once told Essence magazine.

I like the mindset of Gina Rinehart (the world’s richest woman) who once said, “If you're jealous of those with more money, don't just sit there and complain. Do something to make more money yourself – spend less time drinking or smoking and socializing, and more time working.”

In other words, spend less time doing nothing.

Remember the rule of “Nothing:” • Nothing in your financial life is going to change until your habits do.

• Nothing in your life is going to work for you until you decide to.

• Nothing in all of your dreaming is going to materialize until you equip yourself with the knowledge to do so.

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1. 101st Airborne Division Headquarters 2. 19th Hole (Cole Park) 3. Army Community Service (ACS) & ACS Director Director 4. Army Education Center 5. Arts and Crafts Center, Center, Guenette 6. ASYMCA Backdoor Boutique 7. ASYMCA Family Center 8. Auto Service Center, Center, Air Assault Auto 9. Better Opportunities for Single Soldiers Program Program (BOSS) 10. Blanchfield Army Community Hospital 11. Bowling Center, Center, Hooper 12. Civilian Personnel Advisory Center 13. Commissary 2. Community Activities Center (Cole Park) 30. CYSS, Parent Parent Central Services (Central Registration) 30. CYSS, School Liaison 38. CYSS, SKIESUnlimited Center 14. Dog Kennels 17. Dawg Haus (Dining) 18. Estep W Wellness ellness Center (Gear-to-Go) 19. Equipment Rental (Gear-to-Go) 20. Exchange/Food Court/Mall Resource Center (FRC) 21. Family Resource 22. Financial Readiness (Army Emer Emergency gency Relief)

(270)798-9793 (270)798-4610x106 (270)798-9322 (270)798-3201 (270)798-6693 (270)956-1566 (270)798-7422 (270)956-1101/1100 (270)798-7858 (270)798-8055 (270)798-5887 (270)798-7161 (270)798-3663 (270)798-4610 (270)798-0674 (270)798-9874

23. Fryar Stadium, Sports Admin Office Office 2. Golf Course (Cole Park) 15. Joe Swing (Rental Recreation Recreation Facility) 20. Leisure Travel Services Leisure Travel 26. Library, R.F. F.. Sink Memorial Library, R.F 27. MWR Director Director F. Pratt 28. Museum, Don F. Recreation Main Building 29. Outdoor Recreation 31. Pool, Baldonado 32. Pool, Dolan Gardner Indoor 33. Pool, Gardner 34. Pool, Single Recreation Center, Center, Dale Wayrynen Wayrynen 9. Recreation 14. Riding Stables (SFAC) 39. Soldier and Family Assistance Center (SFAC) Buffet (Cole Park) 2. Southern Buffet

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41. Sportsman’ Sportsman’ss Lodge (Dining) 42. T Teen een Club 24/7 43. The Zone 44. T Tricare ricare 45. V Veterinary eterinary Services 46. Wilson Theater 42. Y Youth outh Center (T (Taylor) aylor) 42. Y Youth outh Sports

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Healthy Habits by Char

by Charlene Frasher

Gymtimid ation?

There seem to be many definitions of “gymtimidation” from fear of working out to the uncomfortable feeling of being new around current gym members. Probably the most common is caused by advanced members with aggressive weight-lifting (including grunting) or by advanced fitness skills. However, every aspect of gymtimidation seems to be more geared toward the imbalance of confidence and determination.

journey in a state of ignorance. There are fitness facilities that pride themselves on judge free zones where attire and behavior are limited to attempt to prevent the intimidation factor. The equipment is simple and based on circuits and the space is vast.

Regardless of the facility, gymtimidation is prevalent. A vicious circle of self-doubt is created and it only continues to feed off the anxiety and fear that you perceive of the facility and clients reactions to you. The truth is most clients are more than willing to help any newcomer reach their goal. It is our mind that lies to our hearts and causes gymtimidation of our soul.

So how do we get past it? We speak truth against the lies that plague us. Realizing that we are not alone is the

The majority of people don’t walk into a gym knowing how to use the equipment or with the understanding of how the body works in order to engage in a specific program. Therefore we all begin the

first step. The second is to make a plan of action and turn your gymtimidation into gymtermination. Visit a local gym, walk through at a time when you would be engaging in your fitness routine and talk with the staff. Ask questions and

get a feel for who is at the gym at the same time you will be there. The daily demographic changes drastically as the day moves into night and you need to feel comfortable during your time.

Next is to plan your workout or what you will accomplish on day one.

Know yourself, if you are the type of person that needs to move in slowly, then jump on a treadmill and push go, push the buttons to see how they work and what they do. Go up and down, fast and slow, change the program and get a feel for where you should be. Get to know your surroundings and ask for help, if needed. If you are the type to just dive in, then go for it! You know yourself better than anyone but always come into the gym with a workout plan.

You will accomplish more and feel more confident when you have direction. You can create a to-do list on your phone; write it in a notebook or even a post it note taped to your mirror.

It can be hard to stay focused in the beginning, so many distractions through people, conversation, or the television. It may help to plug into music and get motivated with upbeat and inspirational tunes to rock you out as you sweat it out. If you are still a little uneasy about beginning this journey, then bring a friend or fitness mentor.

There is strength in numbers and everything is always more fun with a friend! Last, but not least, have confidence! Believe in yourself…you are your only competition. It is important to remember that everyone has a story, everyone has been a beginner and everyone is at the gym for the same reason. They may have different goals but the basis as to why they came is to become and stay healthy, just like you.

18

Grill King I’m not sure if it’s self preservation to cook outdoors during summer (don’t heat up the kitchen!) or just that food tastes better from a grill. This month, we have recipes to accompany your grilled steak. I know you are creative and can come up with a side dish or two. I want to cover a few basics about grilling steak, because you can’t just pull a steak from the freezer and throw it on the grill and expect perfection. It can take a bit of prep work but your taste buds will thank you.

Grades of meat Prime: This cut is the very best, also the most expensive. Fine, cobweb-like fat marbling throughout the meat. If you can budget for it, you won’t be sorry.

Choice: Good pick, more affordable and can be found in all grocery stores. Moderate

By CynDe Clack marbling of fat.

Select: These are the cuts you only want to use in the slow cooker. Avoid the grill.

Grill temperature With steak, you want the grill to be very hot, almost too hot. Gas grills have an advantage over charcoal in this territory. Set the dial to high and heat that bad boy up before you place the meat on the grill. With charcoal, arrange the coals in the method you prefer and light them. Do not cook the meat until the coals have turned a smoky gray. As soon as you open the lid, heat escapes and will take the temp down to the proper range.

Cooking times Steaks should be taken out of the refrigerator at least 30 minutes prior to cooking, even if you have marinated it in the fridge. Keep it

Out of the Kitchen covered and away from a heat source and it will still be safe. I prefer the finger method to determine wellness. It compares the elasticity of the steak to the meaty part of your thumb as you progressively flex. Touch the tip of your thumb to each of your fingers, starting with your index finger and move towards your pinky. The farther you reach, the firmer the muscle becomes. Compare the muscle on your palm attached to your thumb to the steak. The firmer the muscle, the more well done your steak is and the longer it will take to cook it. As always, please let the meat rest at least 15 minutes prior to slicing and serving.

All these recipes call for you to cook the steak to your preferred level of doneness.

Grilled Flank Steak with Chimichurri Sauce *courtesy of www.allrecipes.com

Ingredients: 1 cup fresh parsley • 3⁄4 cup extra virgin olive oil • 3 tablespoons red wine vinegar 2 tablespoons dried oregano • 2 teaspoons ground cumin • 1 teaspoon salt 1 ⁄2 tablespoon minced garlic • 1⁄2 tablespoon pepper sauce Directions: 1. Place the parsley, olive oil, red wine vinegar, oregano, cumin, salt, garlic and hot pepper sauce into the container of a blender or food processor. Blend for about 10 seconds on medium speed, or until ingredients are evenly blended.

2. Slice the steak thinly, place on a platter and spoon the sauce over the meat.

Tenderloin with Spicy Gorgonzola-Pine Nut-Herb Butter *courtesy of www.allrecipes.com

Ingredients: ⁄2 cup unsalted butter, softened • 1⁄2 cup crumbled Gorgonzola or other blue cheese 3 tablespoons fresh thyme, minced • 2 tablespoons fresh rosemary, minced 2 tablespoons fresh Italian parsley, minced • 1 teaspoon crushed red pepper flakes 2 garlic cloves • 1⁄4 cup pine nuts • kosher salt and freshly ground pepper to taste

1

Directions: 1. Place the parsley, olive oil, red wine vinegar, oregano, cumin, salt, garlic and hot pepper sauce into the container of a blender or food processor. Blend for about 10 seconds on medium speed, or until ingredients are evenly blended.

2. Slice the steak thinly, place on a platter and spoon the sauce over the meat.

Beer and Brown Sugar Steak Marinade *courtesy of www.allrecipes.com

Ingredients: 1 ⁄4 cup dark beer • 2 tablespoons teriyaki sauce 2 tablespoons brown sugar • 1⁄2 teaspoon seasoned salt 1 ⁄2 teaspoon black pepper • 1⁄2 teaspoon garlic powder Directions: 1. Poke holes in the steak to allow marinade to penetrate the meat.

2. Mix together beer, teriyaki sauce, brown sugar, and pour over steak, allow to sit five minutes. Next sprinkle one side of the steak with ½ of the salt, pepper and garlic powder, set aside for 10 minutes.

Turn steaks over and sprinkle with the other ½ of the seasonings, set aside for 10 minutes.

3. Remove steaks from marinade, and boil the marinade for several minutes.

4. While grilling the steaks, baste several times with marinade.

20

Paws to

Books

By C. D. King The shared summer reading program that reached military Families on bases and installations around the globe has been a huge success! At Robert F. Sink Memorial Library, readers of all ages dug into a menagerie of book choices around the theme “Paws to Read.” The program will run until July 9 with open enrollment during the summer. Kids kept track of their summer reading at home and wrote their time on their reading logs. Starting on June 9, they could come to the library from 10:30 to 1:30 on Monday through Thursday to report their progress and collect fun prizes. The Summer Reading Program concludes with a pizza party at DW Rec. Center on July 10.

“Last summer the global program set a new reading record: 14.6 million minutes spent reading! Each year the program is making a bigger impact on Families’ lives,” said James

Moore, Fort Campbell Library Director. “We hope people enjoyed sinking their teeth into this year’s program and ‘fetch’ more books than ever before.”

Decades of research show that students typically score lower on standardized tests at the end of summer vacation than they do on the same tests at the beginning of the summer. Summer reading programs can help to offset this loss, because studies also indicate students who read recreationally out-performed those who don’t. Students read more when they can

choose materials based on their own interests.

Without summer reading intervention, the National Summer Learning Association reports that it is common for teachers to spend at least a month re-teaching material that students have forgotten over the summer. “We make sure reading is fun for children and Families, but we also know it’s a seriously important program for supporting brain development, student achievement and learning over a lifetime,” said Moore.

Sponsored by the Department of Defense with program content developed by iREAD, “Paws to Read” reached thousands of Families. Resource guides and animal-themed materials and activities were used to support the initiative and were developed by librarians for librarians to motivate children to read. This year marks the fifth time in which nearly 200 installation libraries participated in the summer reading program.

For more information, please call the R.F. Sink Memorial Library at (270) 798-5729/7466.

In the Know

Brunch and a Book

By James Moore Book lovers and food lovers join forces once a month when they come together at Sink Library for Brunch and a Book. Now going strong for over a decade, Brunch and a Book meets at noon on the third Tuesday of each month. “It’s a book discussion group and so much more” says Lora Gassett, the group’s moderator. Instead of everyone reading the same book, group

members usually follow a different theme for each month. For example, April’s session featured “Spring and Baseball”.

However, attendees are encouraged to talk about any good read they’ve enjoyed recently.

Participants are allocated five to ten minutes each to discuss the merits of a book and why they would recommend it to another reader – or not! In addition, library staff and book group attendees bring covered dishes so patrons can grab lunch while sharing literary tastes. If you don’t have time to make something, don’t worry. “There’s always plenty of food. Just come out and join the fun” said Gassett.

“Everyone is welcome” she added.

Moore got the idea for Brunch and a Book around ten years ago after attending a meeting of the Army Library Institute, an annual gathering of Army librarians. In the early years, Brunch and a Book followed the

traditional format of book discussion groups by having everyone read the same book and then talk about it. One of the most exciting meetings was when Susan Gregg Gilmore, then living in Nashville, came to discuss her new hit “Finding Salvation at the Dairy Queen”.

Meanwhile, difficulties in getting enough copies of the same title for all of the group members to read at one time brought about a change in format. Now instead of focusing on a single title, the emphasis is on facilitating an exchange of ideas about books and writers. “We want to keep the discussion fresh and exciting” says Moore. The next meeting will be on Tuesday, July 15. For more information, call James Moore at (270) 798-1217 or Lora Gassett at (270) 956-3348.

Upcoming Meetings: July 15 August 19 September 16 October 21 November 18 December 16

22

Functional Fitness Challenge

ECFT

By Tara Goodson

The Division Parade Field has had an extremely busy summer! From the 2014 Week of the Eagles USAA Big and Rich concert and Spectacular Saturday to the Division Review, USAA and MWR Carnival and Independence Day Fireworks and everything in between - to our next big activity. The July Eagle Challenge Fitness Tour (ECFT) event, Functional Fitness Challenge, will take place there on July 19 at 7:30 a.m.

Surely you are asking yourself why I would encourage you to get up bright and early on a Saturday for an ECFT event. First, this is one great challenge! Second, you can earn your way to one of the medals that will be awarded at the November Award Ceremony. If you are a rewards based person, ECFT is a fun way to earn a gold (eight events), silver (six events) or bronze (four events) medal. Not only does MWR host the fun award ceremony with picture taking opportunities, but there is delicious, healthy food available to munch on. Free food and a chance to hang out with your friends? Sounds like a no-brainer to me. But I am getting ahead of myself – that’s in November. You have to get active first!

training based program (that we can’t name here), most of the equipment will be recognizable to you.

It’s up to you to determine if you should register for beginner, intermediate or advanced. The information included in the parenthesis will be the reps or length you need to complete for that particular station based on your registration. Weight lifted or dragged will also vary based on your registration. You can check out demos of each activity at www.youtube.com/fortcampbell101.

Packet pick-up will be on Friday, July 18 at Cole Park Commons from 11a.m.-1:30 p.m.

Now onto the event! Here are the basics to mark your calendar.

Date: July 19 Time: 7:30 a.m. (same day registration 5:30-6:30 a.m.)

Cost: $15 preregistration/$20 same day Register at www.fortcampbellmwr.com/ECFT The Functional Fitness Challenge will consist of nine fitness stations around the perimeter of the Division Parade Field. Normally we do not disclose the detailed activities at the events, but I want you to have the best shot at completing the challenge. If you are familiar with a certain circuit

Station 1: Kettle bell push press (15, 25, 35) Station 2: Sand bag carry (30) Station 3: Kettle bell swings (20, 35, 50) Station 4: Box jumps (10, 20, 30) Station 5: Push-ups (20, 35, 50) Station 6: Kettle bell squats (20, 35, 50) Station 7: Duffle bag drag (30) Station 8: Burpees (20, 40, 50) Station 9: Walking lunges (30) The start and finish point will be near the stage and participants will go out in 12 person waves every five minutes. To sum it up, you will run to the first station, complete the activity and then run to the next station and so on, until

www.fortcampbellmwr.com

you complete all nine activities. Cardio isn’t a back seat activity during the Functional Fitness Challenge! If at any point, you feel you cannot complete the activity, you can take a pass. The chip-timed event will keep track of when you start and finish the event. Male and Female awards will be given for each category and age is not a factor.

If you are wondering how you can prepare for the Functional Fitness Challenge, MWR has all the necessary equipment available at our Physical Fitness Centers. Old Clarksville Base is a dedicated Functional Fitness facility and our newest location on Thunder Road near Gate 10 has a large selection as well. Please keep in mind; trainers are not permitted at our locations, but you can hire a trainer at Estep Wellness Center if you find you are in need of guidance.

Music will keep you pumped up prior to your wave departing the starting line. Youth can participate in the free children’s course by completing an ammo can carry, an agility course consisting of hula hoops and ladder nets (on the ground) and a couple of inflatables.

No matter your fitness level, the Functional Fitness Challenge is designed to help you achieve your goals. You may even check off a bucket list item! For additional information about Eagle Challenge Fitness Tour events please visit our Facebook page www.facebook.com/fortcampbellmwr and web site www.fortcampbellmwr.com.

24

Home Town Hero

“Standing Strong” with 2014 Army Soldier Show

By Lisa Taylor

Many years ago, a child’s love for music was inspired and nurtured by one simple, yet powerful, deed. Renita McNeill purchased a honky-tonk piano as a gift for her daughter. Although her daughter loved this piano, it seemed as if she only banged on the keys to simply make noise. One day Renita heard what sounded like recognizable music being played on this little piano. To her surprise and delight, Renita discovered that it was her son, Bryan, creating these tunes on the piano. She immediately took her son’s hands and asked God to anoint his hands and fingers through music. Her prayers were answered. That little honky-tonk piano was passed down to her son and set him on the path that led him to where he is today.

Today that young man has grown to be a talented Soldier in the United States Army. Attached to the 101st Airborne Division at Fort Campbell, Kentucky, PFC Bryan McNeill is an 88 MIC, Motor Transportation Officer. From his humble beginnings, PFC McNeill’s love and passion for music and performance has only grown. This love and passion helped him earn a spot in the 2014 Army Soldier Show. He is currently living his dream of sharing his message of strength and resilience with fellow Soldiers across the world, stating that, “It feels great because I am the only one from Fort Campbell. I am extremely proud to be an Air Assault Soldier representing the 101st Airborne Division.”

However, performance is not the only way PFC McNeill has excelled musically. He began working in a leadership role in his church choir as young as 13. The church choir director was so impressed with his knowledge of music and ability to build relationships with both children and adults that he allowed PFC McNeill to lead the choir.

With hopes to further his education, PFC McNeill joined the Army in 2012.

Currently, he is working on finishing his degree in English. Following his English degree he has plans to earn a degree in Criminal Justice in order to re-class to CID

(Criminal Investigation Division) and eventually seek a position with the FBI (Federal Bureau of Investigation).

Although music is something he only does on the side right now, PFC McNeill plans to continue his musical interests by pursuing a minor in music.

PFC McNeill attributes his love for music to his mother, “I grew up singing in a choir. I’ve always had a love of music. I remember going on road trips with my mom and my sister. We would sing in the car and we would do three part harmonies. That’s how I learned

harmony. I definitely pay homage to my mother. She really influenced my love for music.” He first heard about the Soldier Show when they came to Fort Campbell in 2013. While he was volunteering to help with the show, PFC McNeill was inspired to audition for the 2014 show. He earned his shot by performing the song,”You Are” by Kirk Franklin, as his audition piece.

“The audition process wasn’t hard. Waiting to hear back to find out if you made it or not, that was hard.”

The 2014 production of the Army Soldier Show, titled “Stand Strong”, focuses on the primary aspects that bring about the tenacity and ideology of Soldiers in today’s Army.

“Stand Strong” addresses topics and emotions many find hard to discuss, let alone experience. PFC McNeill said his greatest challenge while touring with the show was, “learning the suicide prevention scene. I wanted that scene to be impactful because of the message that it portrays. I wanted that scene to be fluid in my body, especially with the

choreography. This is a very subtle piece and I wanted my emotions to exude through my character. I wanted it to be very impactful. I wanted people to understand the message.”

This year’s theme resonated with PFC McNeill and he shared that his “personal motto for life is, ‘Be Strong and Live’. When I heard about the message of the [2014] show, Stand Strong, which was during the time I was auditioning, I knew I had to be part of this show.”

The Soldier Show is a live Broadway style show displaying the myriad of talented Soldiers the Army has gathered together to provide one dynamic show. Since it’s modernization in 1983, the Army Soldier Show has followed the adage, “Entertainment for the Soldier, by the Soldier” and this year’s program promises nothing less than the best. The cast and crew spend months rigorously training and rehearsing before taking the show on the road. “Being on tour is really fun, especially the bonds that you create with other Soldiers and the camaraderie. You know there are friendships that you make that will be lifelong. Learning the information that you will be portraying, playing different characters on stage, hearing feedback

from the audience and knowing they have benefitted by the character and different scenes that were portrayed on stage - it’s a great feeling,” PFC McNeill recounted.

PFC McNeill shared that the most memorable experience he had while touring with the show is, “learning choreography, because that has been one of the hardest things for me. I am a singer, that’s what I do. I’m not used to dancing so that was one of the hardest and most memorable things about this experience.

Getting the choreography and letting it become part of who I am and part of the

stage is something I had to work at and something I will always remember.”

While the Soldier Show will showcase his talents at singing and dancing, these are not the only musical gifts this Soldier has in his repertoire. Not only can PFC McNeill play piano; he also plays the trumpet, baritone saxophone, and clarinet, but admits he can’t play the drums stating, “I can’t keep a beat!” He loves to play gospel music on the piano because, “It has a message and feeling behind it,” and shared that his favorite gospel song is “I Know Who Holds Tomorrow”.

One scene that PFC McNeill feels is most important is his favorite part of this year’s show. “It is one of those scenes that hits home because you have different Soldiers all around the world who have possibly contemplated committing suicide and that scene could help persuade them not to. It’s about persuading [Soldiers] to not commit suicide and let them know they have someone they can talk to if they need.”

Each cast and crew member is selected based on his or her ability to embody the Army values of loyalty, duty, respect, selfless service, honor, integrity and personal courage. The cast is made up of Soldiers who are stationed all across the world. “If you have talent and want to showcase your talents, I definitely recommend this experience.

This is a good way to travel, see places you have never seen, while helping to improve Soldier morale,” said PFC McNeill, adding, “Support your fellow Air Assault Soldier and remember to Stand Strong!”

It is certain at this point you are asking, “When is the show coming to Fort Campbell?” The free 2014 Army Soldier Show will be coming to Fort Campbell on July 23 and 24, 2014. Shows will be hosted at 6 p.m. each night at Wilson Theater, which is located at 93 Screaming Eagle Blvd. Seating will be first come first served.

Army Entertainment is actively seeking performers and technicians. If you are interested in becoming a part of Army Entertainment visit their website at www.armymwr.com/recleisure/entertainment/experience_army_entertainment.aspx

26

That Guy

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for each eligible newly activated line of service Claim your reward at sprint.com/promo/IL200V After you switch, you must go to sprint.com/verify within 30 days to confirm your eligibility for the Sprint Discount Program.

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Special offers for personnel of DOD sprint.com/dod

Use this code for the Sprint Discount Program.

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*GA1AR_ZZZ* Call: 866-639-8354 Visit a local Sprint Store: sprint.com/storelocator

sprint.com/dod **Monthly charges exclude taxes and Sprint Surcharges [incl. USF charge of up to 16.6% (varies quarterly), up to $2.50 Admin. and 40¢ Reg./line/mo. and fees by area (approx. 5–20%)]. Surcharges are not taxes. See sprint.com/taxesandfees.

Offer ends 7/10/14. Activ. Fee: $36/line. Credit approval required. Framily Plan: Month-to-month term. Includes unlimited Nationwide Long Distance calling and texting, 1GB/mo./line on-network data allowance.

Add'l data: 1.5/MB. Third party content/downloads are add'l charge. Int'l svcs are not included. Pricing may vary for existing customers. Max of 10 phone lines per group. Excludes existing accounts and discounted phones. Group members must agree to share their names, last 4 of phone numbers, Framily ID, group status, and that they are subscribed to Framily plan with group. To withdraw consent, member must enroll in a different service plan. Withdrawal does not affect ability to subscribe to other plans. Sharing Framily ID allows users to join group. All group members may invite others to join.

Separate bills are per account. Framily Plan Discounts: Awarded $5-$30/mo./line off $55 base rate plan depending on number of members in the group. Discounts not prorated. Groups cannot merge. Usage Limitations: Other plans may receive prioritized bandwidth availability. Streaming video speeds may be limited to 1 Mbps. Sprint may terminate service if off-network roaming usage in a month exceeds: (1) 800 min. or a majority of min.; or (2) 100MB or a majority of KB. Prohibited network use rules apply – see sprint.com/termsandconditions. 12 Mo. Free Unlimited Data Buy Up: SDP eligible lines only. Lines porting to Sprint Framily Plan only. Excludes upgrades, replacements, and ports made between Sprint entities or providers associated with Sprint (i.e., Virgin Mobile USA, Boost Mobile, and Assurance).

SDP discount applies first and credit is applied to buy-up balance. Credit does not apply to prorated amounts and will appear on 1st or 2nd bill. After 12 mo., buy up will be billed at the regular rate. To avoid charges, dial *2 from your mobile phone or visit sprint.com/manage to cancel buy-up prior to the end of 12 mos. Unlimited Data and Annual Upgrade Buy Up: Req. min 12 consecutive payments, new Installment Agreement, acct. in good standing, and give back of current eligible device in good and functional condition. After upgrade, remaining unbilled installment payments are waived. SDP $200 Visa Prepaid Card Offer: Offer ends 7/10/2014. Available only to eligible SDP accounts with valid Corp. ID. While supplies last. Excludes tablets. Device requires activation at point of sale. Visa Prepaid Card request must be made at sprint.com/promo or Visa Prepaid Card will be declined. New-line must remain active and in good standing for 45 days to receive Visa Prepaid Card. Subject to CL corporate gifting policy.

Allow 10-12 wks for delivery. May not be combinable with other offers. Other req. may apply for installment customers. See store or sprint.com for details. Visa Prepaid Card: Cards are issued by Citibank, N.A. pursuant to a license from Visa U.S.A. Inc. and managed by Citi Prepaid Svcs. Cards will not have cash access and can be used everywhere Visa debit cards are accepted. SDP Discount: Avail. for eligible company or org. employees (ongoing verification). Discount subject to change according to the company’s agreement with Sprint and is avail. upon request for monthly data buy-up svc charges for Framily Plan. Not avail. with no credit check offers or Mobile Hotspot add-on. Other Terms: Offers and coverage not available everywhere or for all phones/networks. You can view the Sprint privacy policy at sprint.com/privacy. May not be combined with other offers. Restrictions apply. See store or sprint.com for details. © 2014 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint.

N145370 Other marks are the property of their respective owners.