FREG

Fall Real Estate Guide 2019

Fall 2019

R eal E state G uide A Special Publication of

Headlight Herald

Citizen North Coast

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Tillamook County July building permits

Buying land: what you need to know S

o, you’ve decided to build a home from scratch. While there are numerous advantages to building your dream house from the ground up, there’s one important thing to think about that many people often forget:

land. Finding the perfect plot of land is difficult.

You might think that all you need is to find the one that seems the most aesthetically pleasing, but there are a few important considerations you need to make before you

buy. Zoning laws Before you buy a plot of land, it’s important to verify what kind of zoning restrictions exist for the area you’re looking into. You want to make sure that the land surrounding the property doesn’t have planning

Real Estate Sales • Land Use • Easements (503) 842-6633 • 2308 3rd Street, Tillamook, OR www.albrightkittell.com

H47770

permission for warehouses, apartment complexes or even highways. Location Is your desired plot part of a larger real estate development? What kind of school district is it in?

What kind of view is your plot going to give you?

These are all important questions you need to ask before committing to buying a plot of land. Utilities and resources You need to know exactly what kind of access to utilities your land will have. This includes water, electricity, waste management and even internet access.

Flood risks The composi-

tion of your land is also important. Find out what kind of risk your land will be at for flooding. This will

determine what kind of insurance you’ll need to purchase when it comes time to build.

Fall Real Estate Guide 2019

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3 factors to consider when choosing a mortgage lender home is the most significant purchase many people will ever make. Perhaps because of that, many buyers, particularly those purchasing a home for the first time, are understandably nervous about the home-buying process. The decision regarding which home to buy warrants ample consideration, but so, too, does the buyers’ choice of lender.

Mortgage lenders can be found all over the internet, and the sheer volume of lender options can make it hard for home buyers to find the right fit for them. Couple that with lending-related terminology that many first-time buyers may be unfamiliar with, and it’s easy to see why prospective homeowners can feel overwhelmed about the process of borrowing money to buy their homes.

When looking for a mortgage lender, prospective homeowners should never forget that the choice of lender is, in most cases, entirely theirs to make. When making that decision, a host of variables should be considered. The following are three such factors that, upon ample consideration, may help buyers rest easy knowing they did their due diligence when looking for lenders.

1. Reputation/recommendation Just like other business-

es, lenders have reputations, and oftentimes those reputations can be determined via some simple online research. Peruse online reviews to determine what past buyers felt about a given lender. If possible, ask friends, family or colleagues who they worked with to secure a mortgage.

2. Fees Fees vary from lender to lender. Fees should not be mistaken for interest rates, which change daily and are typically dictated by the financial industry and prospective buyers’ credit history and financial standing. When speaking with potential lenders, ask for a rundown of their

fees, and the services those fees include, and closing cost estimates in writing, then compare and contrast fees and costs of various lenders before making a final decision.

Some lenders may charge considerably more in fees than others, so buyers should put in the effort necessary to comparison shop.

3. Personal interaction Buyers, especially those who have never before purchased a home, will likely have lots of questions. This is where personal interaction with a prospective lender should be noted. Securing financing for a home purchase can sometimes seem like

an impersonal process, but it doesn’t have to be, and many lenders are happy to answer buyers’ questions. Lenders who answer

questions quickly and clearly can make buyers more comfortable about the home buying process.

Buyers may want to avoid

lenders who seem evasive or unwilling to answer questions in writing.

Spacious newly updated

4 bd 3 ba home overlooking peaceful woods. Enjoy the newly updated kitchen with farmhouse sink. black stainless steel appliances. large family room plus theater area & games room. Features include ductless heat pump, jetted tub in master suite, large deck new living room carpet & new wood flooring in kitchen, master suite & basement. Light & bright & short distance to pretty beaches & family fun in old fashioned beach town! $369,000 MLS# 19-363 Call Judy Sours, Broker/Owner License #910200142, 503-812-2520

34590 Ray Ave, Pacific City, OR

$287,000 Adorable 2 bedroom, 2 bath beach home with sunroom, lots of storage, single car garage, great outdoor space & more! Just a quick and easy stroll to Nestucca River, beach access & restaurants.

Erin Fouche’

Oregon Real Estate Broker

Home Sweet Home!

Lovely 3 bedroom 1 bath home with cozy wood stove in Garibaldi.

Bring the boat & RV as you’ll have plenty of parking for everyone. Located just minutes to the boat dock and shops.

Also just a short drive to beautiful beaches. $220,000 MLS# 19-309 Call Judy Sours, Broker/Owner License# 910200142, 503-812-2520 H47856

A

IS WORKING FOR YOU!

Cell: (503) 510-8043

erin@shorepineproperties.com 5975 Shorepine Drive, Pacific City, OR, 97135 www.shorepineproperties.com

HomeSource

Real Estate with a Reason

165 S Miller St., Rockaway Beach Or Office Phone: 503-355-2010

Judy Sours

Broker/Owner 503-812-2520 Lic # 910200142

H47859

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Serving Columbia County for over 50 years.

Susan Jones, Zane Hafeman, Kathy Smith, Michelle Langdon, George Hafeman

Three Locations. New Fred Meyer location opening October 2019.

ST. HELENS | 503-397-2131 519 S COLUMBIA RIVER HWY.

CLATSKANIE | 503-728-2134 155 W COLUMBIA RIVER HWY.

SCAPPOOSE | NEW LOCATION 51505 S COLUMBIA RIVER HWY.

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Columbia County June July residential building permits

6 • Fall Real Estate Guide 2019

Lincoln City Building Permits

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The Brokerage House Vacasa Real Estate Waldport Realty Windermere WCP Windermere West PC Windermere DCP

Taylor & Taylor Realty Co

Advantage RE At The Beach Real Estate Berkshire Hath Hme Svce Cascade Sotheby’s Intl Coast Real Estate Prof.

Coldwell Banker Pro Grp Dominion Coast & Valley RE Edgewater Realty Elkhorn Real Estate Emerald Coast-Newport Emerald Coast-Seal Rock Emerald Coast-Waldport Emerald Coast-yachats Emerald Coast-Depoe Bay For Sale By Owner JKI Realty John L Scott-Newport Kelly Right Real Estate Kiwanda Coastal Properties Lincoln City Realty Martek RE Misc Real Estate Offices** Ocean Equity RE Olivia Beach Sales Out of Area Re/Max Integrity Rob Trost S & W Real Estate Shorepine Properties

Fall Real Estate Guide 2019

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#1 IN SALES, #1 IN SERVICE Market Share Report for Lincoln County MLS ~ 1/1/19–6/30/19 14

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For the Results You Deserve – Call Today!

3891 NW Hwy. 101 ~ Lincoln City, OR 97367 (541) 994-9111 www.realestatelincolncity.com

NLCBR required disclaimer: These representations are based in whole or in part by data supplied by the North Lincoln County Board of Realtors or it’s Multiple Listing Service. Neither the board or MLS guarantees or is any way responsible for it’s accuracy.

Data maintained by the MLS may not reflect all real estate activity on the market. 2018 ** Represents Real Estate Offices with less than .5% Sales for 2019

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Pam’s Homes by the Water

OVERLOOKING NETARTS BAY and miles of ocean beach off Cape Lookout. High on a hill, beautifully remodeled luxury home on .22 acre. 2890 sq ft. Large natural stone fireplace, quartz kitchen, lavish hardwood flooring, charming garden shed, full length view decks on two levels.

Fabulous master bath with ocean view shower, tiled. $775,000. MLS 19-228

SWEEPING VIEW TAKES IT ALL IN from Cape Meares including Pyramid Rock, ocean whitewater crashing on sandy beach, all the way to NeahKahNie bluffs, plus night lights of Garibaldi, Lake Meares, Tillamook Bay. Upscale remodel with granite counters, vessel sinks, designer finishes. 4 bdrm 3.5 baths, triple garage, fenced yard. $649,000 MLS 19-355

LARGE FAMILY HOME in Oceanside, 4 bdrms 5 full bathrooms, huge greatroom plus large loft. 4 fireplaces. Open kitchen, vaulted ceiling, lavish use of natural stone and wood surfaces. Jetted tubs in 2 bathrooms, wetbar in greatroom. Fenced backyard, double garage. $625,000 MLS 19-102

WHISKEY CREEK area new construction home on 2 acres. Panoramic bay and ocean view from many large windows.

Extra deep garage. Elevator makes living easy. 2992 sq ft, 3 bdrms plus sunroom, 3 full baths. Abundant parking. Marmoleum floor in kitchen/dining. Warm fir millwork. $625,000. MLS 19-394

OCEANFRONT HOME WITH Character. 3 bdrms 2 full baths. Panoramic ocean view includes nearby Twin Rocks. Direct beach access. Large stone fireplace with artistic driftwood mantel. Vaulted wood clad ceiling.

Master suite opens to view deck. Built-in Lynx stainless professional grill. $585,000 MLS 19-511

DING

EN LE P

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OCEANFRONT MIDCENTURY 4 bdrm plus bonus room on lower level with separate entrance. 2 full baths. Greatroom opens to covered porch and massive deck. Brick fireplace, tongue in groove cedar ceilings with open beams. Located at North end of Rockaway Beach. $575,000 MLS 19-510

OCEANVIEW OCEANSIDE with view of Three Arch Rocks. 3 bdrms 3 full baths, beautiful flat gas fireplace, island kitchen, view decks on 2 levels. Jetted tub in master suite. Solid cherry cabinetry and built-ins. Great vacation rental for many years. $525,000 MLS 19-209

COTTAGE IN THE WOODS sited on .19 acre lot backing to wooded greenspace. Just yards to The Capes beach trail. All essential rooms on ground floor entry level. Huge stone fireplace with impressive natural wood mantel. Bay windows, window seats, open kitchen with farm sink & integrated front frig. Massive wraparound deck. $479,000 MLS 19-282

ONE LEVEL RIVERFRONT with private dock. 2 bdrms 2 full baths, double attached garage plus large metal carport built as a boat shelter. Patio overlooks the North Fork of the Nehalem. Vaulted ceiling, open kitchen, view from greatroom. May be sold furnished. Vacation rental allowed. $354,850 MLS 19-383

ONE LEVEL NETARTS upscale home with zero steps. Double attached garage, easy care yard with beautiful shrubbery. Island kitchen with granite counters. Corner frplc, vaulted ceiling, ceiling fans in most rooms. 3 bdrms 2 full baths. 1501 sq ft, Built in 2011. $325,000 MLS 19-389

EASY LIVING WITH ELEVATOR in Oceanside. 3 bdrm 2.5 baths, attached garage. 2257 sq ft, built in 2007. View of trees in back from decks on 3 levels.

Beautiful master suite with corner frplc.

Frplc and wetbar in greatroom. Great price $325,000 MLS 19-450

STORYBOOK CABIN by the sea. Located just yards from Rockaway’s 7.5 mile sandy beach. 3 bdrms, fenced back deck, covered barbecue corral, nostalgic porch.

Woodstove in large living room. Extra storage in utility room. 50 year heavy shake roof, cedar siding. $309,000 MLS 19-483

OCEANFRONT ENCLAVE of vintage motel units in Oceanside. This cabin was the manager’s house. 2 bdrms, open kitchen with large breakfast bar. Attached to common laundry room. Great oceanfront location just a block to restaurants and espresso and beach access. Only $259,000 MLS 19-448

OCEANVIEW ACRE in Oceanside, dividable. Currently in process of being split into 3 lots but will sell undivided package at discounted price. This land is wooded and not steep. Located at the top of Castle Drive. $390,000 MLS 18-670

RIVERFRONT PRIVATE DOCK on the North Fork Nehalem River where fishing and crabbing reign. Beautiful 3 bdrm 2 bath 2038 sq ft, luxuriously remodeled master suite with glass tile, porcelain, jetted tub, fully tiled shower big enough to have a party in! Fully fenced front yard, heated double garage. May be sold furnished. $359,000 MLS 19-370

Pam Zielinski, CRS, Principal Broker

www.PamZielinski.com H47833

For a showing appointment call 503-815-1743 pzielinski@bhhsnw.com Berkshire Hathaway Home Services Northwest Real Estate