2025 Incentive & Recognition Catalog

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2025 Incentives & Recognition

Left to Right : Jeff Koerner, Regional Vice President – Southern Region

Jon Voegele, Regional Vice President – Central Region

Tim Harris, Executive Vice President, Agency

Kendall Holmes, Vice President, Agency Operations

Jody Wilson, Regional Vice President – Western Region

This is a great time to be part of COUNTRY Financial, we’re glad you’re along for the journey! Every day, you have an incredible opportunity to enrich lives in the communities you serve.

Our incentives packages can help you and your family see the world. Coupled with effective goal setting, accountability, and mentorship, these programs provide excellent opportunities to build deep, wide books of business with core clients who will stay with COUNTRY for the life of your business.

COUNTRY acknowledges your contributions and achievements through a variety of incentive and recognition programs:

•Corporateandmarketrecognitionhonorsourtop-producingrepsonan annualbasisculminatinginourhighesthonorsofHallofFameand LifetimeAchievement.

•AllAmericantreatsyouandaguesttoaluxuriousgrouptriptointernationalor domesticdestinations.

• AllStarprovidesyouandyourimmediatefamilyafun-filledgetawayattop localresortsthroughouttheUnitedStates.

• GofortheGoldawardsAllAmericanqualifierswithadditionaltravelincentives forachievinglifegrowthabovethecontestqualificationcriteria.

•RewardCentralisourone-stopshoprewardsplatformwhereyoucanearn pointsthroughconteststoredeemonmerchandise,traveloptions, eventticketsandmore.

•COUNTRYClub,forournewreps,isathree-monthcontestdesignedtohelp you getofftoafaststartwithanopportunitytoearnaproductionbonusand buildafoundationforsuccess.

Welookforwardtoseeinghowyouwillturntheseincentives andrecognitionsintobigbusinessin2025.Browsethroughthe enclosedinformationandthinkofwaysyoucanmakeit happen,makeitmatterandmake2025ourbestyearyet.

Tim Harris Executive Vice President, Agency

Jeff Koerner Regional Vice President, Southern Region

Kendall Holmes Vice President, Agency Operations

Jody Wilson Regional Vice President, Western Region

Jon Voegele Regional Vice President, Central Region

AllAmerican

January1,2025–December31,2025

TheAllAmericancontestrewardsthosewhoearn thisincentivewithaluxuriousinclusivetripto amemorablelocation.

SpecificcontestqualificationcanbefoundontheAgencyNewssite: Agency News – Agency Resources / Contests/All American

Qualifiers and their guest enjoy group events, as well as plenty of time to relax and explore on your own. Whether traveling international or domestic, this is a trip you will not forget! Learn more about this year’s location and previous programs at cfallamerican.com.

All Star

January1,2025–May31,2025

TheAllStarcontestrewardsthosewhoearn thisincentivewithafamilyorientedgetaway.

All Star qualifiers can choose their destination from 2 exciting locations. Qualifiers and their family or guests enjoy top notch accommodations, a group dinner, activities, and plenty of fun! Learn more about this year’s locations and previous programs at cfallstar.com.

Specific contest qualification can be found on the Agency News site: Agency News – Agency Resources / Production / Contests / Contest All Star

CorporateRecognition

AwardsbasedonproductionJanuary1–December31,2025.

SpecificrecognitionrequirementscanbefoundontheAgencyNewssite: Agency News - Agency Resources / Contests / Recognition / Corporate Recognition

LifetimeAchievementAward

Honorsrepresentativesanddistrictleaderswhohavequalifiedfor40AllAmericans.

HallofFame

Honorsrepresentativeanddistrictleaderswhohavequalifiedfor20AllAmericans.

NationalChampion

Honorsthetoprepresentativesanddistrictleaders See Champion Awards.

NationalSalesAchievement

HonorstopproducingAllAmericanrepresentativesinthefollowingcategories:

–NewBusinessLifePremium

– NewBusinessPIF/VIF

–NewAssets

NationalSalesAchievement–Management

HonorstopAllAmericandistrictleadersinthefollowingcategories:

–LifeNewAnnualizedPremiumpercentofgoal

– P/CNewBusinesspercentofgoal

–InvestmentNewAssetspercentofgoal

EmeraldClub

Honorsrepresentativeswith$100,000NetAnnualizedLifePremiumgrowth(LifeTier8) atcontestyearend.

MasterStatus

HonorsrepresentativeswhoplaceinthePrestige+MasterSalesSupporttierand receivetheprofitabilitybonus

LifeHonorRoll

Honorsrepresentativesforconsistentlifeactivityduringthecontestyear.

NationalAdvisoryCouncil

NACmembershipisearnedthroughoutstandingperformanceandisconsideredtobe anhonortoberecognizedasarepresentativeoftheagencyforce.

MarketRecognition

AwardsbasedonproductionJanuary1–December31,2025andawardedineach Market/Region.SpecificrecognitionrequirementscanbefoundontheAgencyNewssite: Agency News - Agency Resources / Contests / Region & Market Recognition

Market Recognition continued

EnrichingLivesAward

Annuallyeachdistrictleaderwillnominateonerepresentativeintheir districtthatmeets theawardrequirements. WinnerwillbedeterminedbyAreaDirectorandRegionalVice Presidentandannouncedatrecognitionbanquet.

YearsofService

HonorsrepresentativesthathavebeencontractedwithCOUNTRYfor25,30,35,40yearsetc.

ExcellenceClub

Honorsrepresentativesineachmarketthatarethetopproducerinthefollowing categories:CommercialGrowth;AutoGrowth;HomeGrowth;FarmGrowth;P/CNetPIF/VIF Growth

(Home+Auto+Farm+Commercial);NetAnnualizedLifePremium;NewAssets

LifeTier

HonorsrepresentativesthatachieveatleastLifeTier4asofcontestyearend.

RecordBreaker

Honorsrepresentativesforexceedingpreviousannualproductionrecordsinthefollowing categories:NetAnnualizedLifePremium,P/CnetPIF+IncrementalVIF,andNewAssets.

MarketChampion–RookieRepoftheYear

ContractDate02/01/2024to12/31/2025;MustbecurrentAllAmerican; TopRookieintheMarket;FormerDistrictLeadersarenoteligible. See Champion Awards.

MarketChampion–NewRepoftheYear

ContractDate01/01/2022andafter;MustbecurrentAllAmerican;TopRepintheMarket; FormerDistrictLeadersarenoteligible. See Champion Awards.

MarketChampion–RepoftheYear

ContractDatePriorto01/01/2022;MustbecurrentAllAmerican;TopRepintheMarket; See Champion Awards.

MarketChampion–DistrictLeaderoftheYear

AgencyManagermustbecurrentAllAmerican;TopDistrictLeaderintheMarket; See Champion Awards.

RegionChampion–RookieRepoftheYear

ContractDate02/01/2024to12/31/2025;MustbecurrentAllAmerican;TopRookie intheRegion;FormerDistrictLeaderarenoteligible. See Champion Awards.

RegionChampion–NewRepoftheYear

ContractDate01/01/2022andafter;MustbecurrentAllAmerican;TopRepintheRegion; FormerDistrictLeadersarenoteligible. See Champion Awards.

RegionChampion–RepoftheYear

ContractDatePriorto01/01/2022;MustbecurrentAllAmerican;TopRepintheRegion; See Champion Awards.

RegionChampion–DistrictLeaderoftheYear

AgencyManagermustbecurrentAllAmerican;TopDistrictLeaderintheRegion; See Champion Awards.

Champion Awards AllStarChampions

Champions are awarded at the Market, Region, and National level.

There are 4 brackets of Champions:

•RookieRepoftheYear(Contractdate02/01/2024to12/31/2025)

• RepoftheYear–4ormoreYears

(Contractdatepriorto01/01/2022)

• NewRepoftheYear–Lessthan4Years (Contractdate01/01/2022andafter)

• DistrictLeaderoftheYear

ForChampionAwardqualificationcriteriadetailsseetheAgencyNewssite:

Agency News – Agency Resources / Contests/ Recognition / Champion Awards

January1,2025–May31,2025

RewardstopproducingAllStarqualifiers*.FormoredetailsgototheAgencyNews site:

Agency News – Agency Resources / Contests / Contests / All Star

Top10NetAnnualizedLifePremium+InvestmentCredit

Top10NewAssets

BonusAmount

• Base+$1,000

RepswhoplaceintheTop10inbothcategoriesareeligiblefor$2,000. Winners willreceivetheincentiveeveniftheydonotattendthetrip

*Minimumproductiontoqualifyasan"AllStarChampion"is$50,000LifePremium+InvestmentCredit and$1MNewAssetsduringthecontestperiod.

Go for the Gold COUNTRY Club

AllAmerican

January1,2025–December31,2025

GofortheGoldincentivesrewardhighproducingAllAmericanqualifierswith additionaltravelincentivesforachievinggrowthabovethecontestqualification criteriaatthe contestconclusion.FormoredetailsgototheAgencyNewssite: Agency News – Agency Resources / Contests / Contests / All American

MustbeanAllAmericanqualifierundertheOverallGrowth criteriatobeeligibleforGofortheGoldqualification.

TravelIncentives

Platinum

• Base

• Uptoanadditional$1,000airfarebudget perqualifier&guesttoupgradeclassof service

• Dinnerfortwo(2)onthebeach

• Accommodationsupgrade

• Two(2)additionalhostedactivitiesper qualifier&guest

• Recognitiononnamebadge

Gold

• Base

• Uptoanadditional$800airfarebudget perqualifier&guesttoupgradeclassof service

• Two(2)additionalhostedactivitiesper qualifier&guest

• Recognitiononnamebadge

Silver

• Base

• Uptoanadditional$400airfare budgetperqualifier&guestto upgradeclassofservice

• One(1)additionalhosted activityperqualifier&guest

• Recognitiononnamebadge

Bronze

• Base

• One(1)additionalhosted activityperqualifier&guest

• Recognitiononnamebadge

*Baseamountwillbedeterminedinearly 2026.Onlyattendingqualifiersreceive bonusamounts. Amountsarebasedpercouple.

TheCOUNTRYClubContestisdesignedtogetnewrepsoffto afaststartwhileultimatelybuildingafoundationforsuccess.

This 3 month contest rewards representatives who produce atleast30BrandedP/CPIF+IncrementalVIF+LifePolicies.

Thoserepswhomeetthecontest requirementswillqualifyfora $2,500Bonus.

Inaddition,thosereps*whoplacewithintheircontractdategroupatthe contestconclusionareeligibleforanadditionalplacementbonus.

FormoredetailsgototheAgencyNewssite: Agency News – Agency Resources / Contests / Contests / Country Club

*repeligibilityfortheplacementbonusisbasedonrepstatusseeCOUNTRYClubcontestdetails

Reward Central

Reward Central is our one stop shop reward platform available to representatives.

Participants in the program can earn points through various opportunities such as contests, drawings and more. Points can be redeemed for:

BrandNameMerchandise

650,000+products,2,000ofthetopbrandsinelectronics, sportsandrec,jewelry,fashion,homeandmore

TravelOptions

InternationalandDomesticFlights,100,000+hotellocations,suchasMarriott, Wyndham,Hilton,Hyattandmore,Rentalcars,VacationRentals:1weekstays inpremiumresortsnationallyandinternationally,Cruises,ThemeParks

EventTickets

8M+ticketsavailabletoeventslikeConcerts,Sports,Festivals,Plays, WorldCup,Olympics

COUNTRYStoreGiftCertificates

PurchaseCOUNTRYStoregiftcertificatesthatcanberedeemedatthecompany storeforbrandedapparel,personalizeditems,officesupplies,andmore

FormoredetailsgototheAgencyNewssite:

Agency News – Agency Resources / Contents / Short Term Incentives / Reward Central

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