INVESTMENTREADINESS CHECKLIST
Your roadmap to building smarter, living freer and owning your financial future.
I know why I want to invest (freedom, income, retirement, legacy).
I’ve identified the lifestyle I want my investments to fund.
I’ve set a 5–10 year vision for my property portfolio.
Successful investors work from facts, not feelings The right strategy builds wealth faster
I know my current income and expenses.
I have an emergency buffer or savings fund.
I understand how much I can comfortably borrow.
I’ve reviewed my credit score and lending capacity.
I’ve chosen my investment focus (cash flow, capital growth, or hybrid)
I understand how to leverage equity safely.
I’ve considered diversification across regions or property types
I’ve reviewed ownership structures (individual, trust, SMSF)
I’ve identified my risk comfort level
Let’s turn your checklist into an
INVESTMENTREADINESS CHECKLIST
Your roadmap to building smarter, living freer and owning your financial future.
4.STRUCTUREFORSUCCESS
Smartinvestorsprotectthemselvesfirst
I have spoken with a finance or tax professional about structure.
I know which entity will hold my investments.
I’ve reviewed insurance and protection strategies.
I have a plan to minimise tax and maximise deductions.
5.PLANYOURPROPERTYROADMAP
I have clear buying criteria (budget, area, property type).
I’m open to exploring emerging markets and lifestyle opportunities.
I understand the difference between owner-occupied and investment finance.
I know the steps from pre-approval to settlement
I’m ready to work with experts who can source and negotiate on my behalf
6.BUILD,REVIEW&SCALE
I have a system for tracking my property’s performance
I review my portfolio annually or after major life changes.
I reinvest profits to accelerate compounding.
I have a long-term goal for debt reduction and passive income.
I’m ready to expand my portfolio with expert guidance.
NextStep
If you ticked fewer than 20 boxes, you’re in the right place. Our Investment Division will help you fill the gaps and build your personalised 8-Step Property Wealth Roadmap.
