Celebrating our 22nd Annual Edition
Elder Care
2020 ~ 2021
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RESOURCE GUIDE
AUTUMN 2020 / SPRING 2021 Published annually by the
Sponsored by
fiftyplus advocate
COVERING OVER 135 COMMUNITIES IN EASTERN AND CENTRAL MASSACHUSETTS!
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Enjoy life to the fullest The Peak Orthopedics team is here to help you enjoy your life to the fullest. Our experienced providers offer minimally invasive anterior hip and same-day knee replacement procedures. Don’t suffer with knee pain or a hip that keeps you from doing what you love. Schedule an appointment today. Visit www.heywood.org or call 978-632-0800. Heywood Hospital is among the top ranked Hospitals for the Lowest SNF Discharge Rates for Hip & Knee Replacement Surgeries in Massachusetts (Dexur, 2020)
Dr. Jared Toman Specializing in Joint Replacement and Sports Medicine Surgery
Safe. Care. Here. 250 Green Street, Suite 205, Gardner, MA 01440 | 978-632-0800 | heywood.org
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Learn about our safety measures at www.Heywood.org/SafeCareHere
7/13/2020 2:32:42 PM
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Inside this issue FEATURE
What Legacy Means this Year and for ALL Generations
10-11
The Estate Planning & Asset Protection Law Center of Dennis Sullivan & Associates
Adult Day Care .......................................4
Eye Care ..............................................18
Housing, Retirement Communities.........38
Advocacy ...............................................4
Family Caregiver Support......................22
Housing, Subsidized Elderly....................38
Aging Service Access Points...................4
Financial Assistance..............................22
Information & Referral Services..............39
Alzheimer’s Care.....................................9
Financial Assistance Information..........27
Insurance and Financial Assistance.......39
Financial Management...........................27
Legal Assistance...................................39
Fuel / Energy Assistance........................27
Marketing to Seniors & Caregivers.........42
Funeral Homes......................................28
Memory Care........................................42
Geriatric Care Managers.........................28
Mental Health........................................42
see also- Home Care.............................30 see also- Housing - Assisted Living ......31 see also- Nursing Homes......................42 Attorneys, Elder Law...............................9 Banks ....................................................9 Cemetery & Mausoleum..........................9 Community Services .............................9
Health Care Education & Support..........28 Health Care Services..............................28
Consumer Protection ............................12
Health Maintenance Organizations.........28
Counseling Services..............................12
Hearing Aids / Testing...........................30
Cremation Services...............................12
Home Car e............................................30
Disabled Services Support.................. 15
Home Repair Services...........................30
Downsizing Services............................16
Hospice Care........................................30
Nursing Homes.....................................42 Nutrition...............................................43 Pension Plan Assistance........................43 Prescription Drug Assistance.................43 Real Estate Services..............................44 Rehabilitation Hospitals.........................44
Driver Safety.........................................16
Hospitals.............................................30
Rehabilitation & Skilled Nursing Services...................................44
Education / Employment Training............16
Housing,
 Assisted Living.......................31
Rest Homes..........................................44
Elder Abuse..........................................18
Housing Authorities...............................32
Reverse Mortgages...............................44
Elder Services.......................................18
Housing, Independent Living..................36
Transportation......................................44
Estate Planning.....................................18
Housing Information & Referral..............38
Veterans..............................................45
RESOURCE GUIDE 2020/2021
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Massachusetts Resources 2020-2021 ADULT DAY CARE Bellingham Council on Aging Boston Ctr. for Independent Living 40 Blackstone St., Bellingham 508-657-2705 www.bellinghamma.org/councilaging-senior-center
60 Temple Place, Suite 5, Boston 617-338-6665; www.bostoncil.org
Works to promote the civil rights of all people with disabilities and responds with programs and services
Catholic Charities Worcester County Health Care for All 10 Hammond St., Worcester 508-798-0191 www.ccworc.org
SALMON Adult Day Health, Natick Three Vision Drive, Route 9 West, Natick 508-655-9767 www.SalmonHealth.com Ad on page 24
SALMON Adult Day Health, Northbridge 65 Beaumont Drive, P.O. Box 940, Northbridge 508-234-6481 www.SalmonHealth.com Ad on page 24
ADVOCACY AARP Massachusetts
1 Beacon St., Suite 2301, Boston 866-448-3621; http://states.aarp. org/region/massachusetts The state office of AARP, a national organization, providing local information, advocacy and community service
One Federal St., Boston 617-350-7279; www.hcfama.org Seeks to create a consumer-centered healthcare system that provides comprehensive, affordable, accessible, culturally competent, high quality care and consumer education for everyone, especially the most vulnerable
Massachusetts Association of Older Americans
19 Temple Place, 4th Floor, Boston 617-426-0804; www.maoamass.org Committed to preserving the dignity, quality of life, economic standing and health of the older people of Massachusetts, their families and future generations
MASSPIRG (Massachusetts Public Interest Research Group) 294 Washington St., Suite 500, Boston 617-292-4800; www.masspirg.org An advocate for the public interest.
Mass Pro
245 Winter St., Suite 300, Waltham 800-890-0011 Develops and disseminates innovative solutions that transform patient care by
improving its safety, effectiveness, and efficiency. Provides health care information on topics such as home care, hospitalization, nursing care, hospitals and doctors
MA Senior Action Council 150 Mount Vernon St., 2nd floor, Dorchester; 617-284-1234 www.masssenioraction.org
Committed to empowering seniors and others to act collectively to promote the rights and well-being of all people, particularly vulnerable seniors
Medicare Advocacy Project - Greater Boston Legal Services 197 Friend St., Boston 800-323-3205; www.gbls.org
Answers queries and provides free advice and legal representation to clients.
Multi-Cultural Independent Living Center of Boston, Inc. 329 Center Street, Jamaica Plain 617-942-8060; www.milcb.org
Promotes self-pride, independent decision-making, self-determination, equal access and self-help
AGING SERVICE ACCESS POINTS State’s nonprofit Network/Aging Service Access points allow individuals to live independently at home. They offer supportive social services, information and referral, case management, personal care, homemaking, transportation, chores, shopping, laundry, personal care, friendly visitors, congregate and home-delivered meals, home health, social day care, respite, protective services and crisis intervention. Local Sites:
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YOU’VE GOT A LOT OF REASONS TO STAY HEALTHY... WE’LL HELP YOU STAY THAT WAY! At UMass Memorial, we understand that seniors may often need specialized care. Look no further than the hospitals of UMass Memorial Health Care. We provide you with the latest treatments and procedures to help live life to the fullest – every single day! From geriatric services to expert care in cancer, diabetes, heart and vascular, orthopedic and surgical care, we are here for you in the communities where you live. The hospitals of UMass Memorial Health Care contract with many health insurance plans throughout the region. Always check with your insurer to learn if our doctors and hospitals participate in your plan.
For an appointment today, call 855-UMASS-MD (855-862-7763). www.umassmemorialhealthcare.org UMass Memorial - Community Healthlink | UMass Memorial HealthAlliance-Clinton Hospital UMass Memorial - Marlborough Hospital | UMass Memorial Medical Center UMass Memorial Medical Group
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Baypath Elder Services, Inc.
33 Boston Post Road West, Marlborough 01752; 508-573 7200; www.baypath.org Serves Ashland, Dover, Framingham, Holliston, Hopkinton, Hudson, Marlborough, Natick, Northborough, Sherborn, Southborough, Sudbury, Wayland, Westborough
Boston Senior Home Care
Lincoln Plaza, 89 South St., Suite 501, Boston; 617-451-6400 www.BostonSeniorHomeCare.org/
Bristol Elder Services, Inc. 182 N. Main St., Fall River 800-427-2101 www.bristolelder.info
Serves Attleboro, Berkley, Dighton, Fall River, Freetown, Mansfield, N. Attleboro, Norton, Raynham, Rehoboth, Seekonk, Somerset, Swansea, Taunton
Central Mass. Agency on Aging, Inc.
360 W. Boylston St., W. Boylston 800-244-3032 www.seniorconnection.org Serves Ashburnham, Ashby, Auburn, Ayer, Barre, Bellingham, Berlin, Blackstone, Bolton, Boylston, Brookfield, Charlton, Clinton, Douglas, Dudley, E. Brookfield, Fitchburg, Franklin, Gardner, Grafton, Groton, Hardwick, Holden, Hopedale, Hubbardston, Lancaster, Leicester, Leominster, Lunenburg, Medway, Mendon, Milford, Millbury, Millville, New Braintree, N. Brookfield, Northbridge, Oakham, Oxford, Paxton, Pepperell, Princeton, Rutland, Shirley, Shrewsbury, Southbridge, Spencer, Sterling, Sturbridge, Sutton, Templeton, Townsend, Upton, Uxbridge, Warren, Webster, W. Brookfield, W. Boylston, Westminster, Winchendon, Worcester
Coastline Elderly Services, Inc.
1646 Purchase St., New Bedford 508-999-6400; www.coastlineelderly.org Serves Acushnet, Bridgewater, Dartmouth, Fairhaven, Gosnold, Marion, Mattapoisett, New Bedford, Rochester Bridgewater, Whitman
Commission on Affairs of the Elderly
One City Hall Square, #271B, Boston ; 617-635-4366 www.cityofboston.gov/elderly; Serves Boston
ETHOS
555 Amory St., Jamaica Plain 617-522-6700; www.ethocare.org Serves Hyde Park, S. Jamaica Plain, Roslindale, W. Roxbury and W. Mattapan
HESSCO Elder Services
One Merchant St., Sharon 781-784-4944; 800-462-5221 www.hessco.org Serves Canton, Dedham, Foxborough, Medfield, Millis, Norfolk, Norwood, Plainville, Sharon, Walpole, Westwood, Wrentham
Lifepath (formerly Franklin Community Choices Program County Home Care) 800-AGEINFO, ext. 1; www.ageinfo.com
Provides MassHealth-eligible elders at imminent risk of nursing home placement with increased home care services such as personal care, home health assistance, transportation services
101 Munson St Suite 201, Greenfield 413-773-5555; www.lifepathma.org Serves Athol, Petersham, Phillipston and Royalston
Minuteman Home Care Elder Services of Merrimack 26 Crosby Drive, Bedford Valley, Inc. 781-272-7177 Riverwalk, Building 5; 360 Merrimack St., Lawrence 978-683-7747 800-892-0890; www.esmv.org
Serves Amesbury, Andover, Billerica, Boxford, Chelmsford, Dracut, Dunstable, Georgetown, Groveland, Haverhill, Lawrence, Lowell, Merrimack, Methuen, Newbury, Newburyport, N. Andover, Rowley, Salisbury, Tewksbury, Tyngsborough, W. Newbury, Westford
Elder Services of Worcester Area, Inc. 67 Millbrook St.,#100, Worcester 508-756-1545; www.eswa.org
Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
Ad on page 19
www.Minutemansenior.org
Serves Acton, Arlington, Bedford, Boxborough, Burlington, Carlisle, Concord, Harvard, Lexington, Lincoln, Littleton, Maynard, Stow, Wilmington, Winchester, Woburn
Montachusett Home Care Corporation 680 Mechanic St., Leominster 978-537-7411 www.montachusetthomecare.org
Serves Ashburnham, Ashby, Ayer, Berlin, Bolton, Clinton, Fitchburg, Gardner, Groton, Hubbardston, Lancaster, Leominster, Lunenburg, Pepperell, Princeton, Shirley, Sterling, Templeton, Townsend, Westminster, Winchendon
Mystic Valley Elder Services, Inc. 300 Commercial St., Suite 19,
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508-886-6565
Call Bonnie Besse for more information Lewis St. off Maple St.
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Nothing’s More Important Than Your Loved One’s Care Short or long stay or the very best in memory and individualized care for a loved one. Faith based St. Mary’s offers exceptional skilled nursing care, therapy and respite services all while enhancing the overall well being of those we serve. Want to learn more? Email Una Murphy at unamurphy@stmaryhc.com or call 508.753.4791.
Health Care Center A Member of Covenant Health
St. Mary Health Care Center 39 Queen Street, Worcester, MA 01610 508-753-4791 | www.stmaryhc.com Proudly Caring for the Worcester Community and Your Family for 20 Years!
centralfcu.com | 800.527.1017 MyChoice Mortgage Refinance Disclosure: First position mortgage only. Property must be owner-occupied. Credit Union membership required. *Rate is higher for refinancing existing Central One mortgages and equities. Rate listed includes 0.25% discount for Direct Deposit and Electronic Loan Payment when the payment is taken from a Central One account. Must have a 720 credit score or higher to qualify for published rate. Rate based on 7 year term. Other terms and rates available. **Appraisal is needed for any loan to value over 70% of assessed value, or any loan amount over $250,000, max loan to value is 80% of appraised value. If you live outside of Worcester County, additional Appraisal and Title Search Fees may apply. Rate valid as of 9/1/2020 and subject to change.
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Contact us today to see how we can help! info@trustedlikefamilyhomecare.com • 508-579-1890 www.trustedlikefamilyhomecare.com NEW CLIENT SPECIAL - 20% OFF YOUR FIRST MONTH OF SERVICES!
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Christopher Heights™ introduces new lifestyle packages for every season of your life. Christopher Heights Assisted Living now offers Senior Lifestyle Plans to fit your way of life while providing quality care in a warm and supportive environment. Enjoy everything our community has to offer as well as the freedom of your own apartment. Whatever the season, Christopher Heights has options! Call us today for more information, we’d love to hear from you.
Now reopening with your safety in mind. Rare availability.
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Malden 781-324-7705; www.mves.org Serves Everett, Malden, Medford, Melrose, N. Reading, Reading, Stoneham and Wakefield
Old Colony Elderly Services, Inc. 144 Main St., Brockton 508-584-1561; 800-242-0246 www.ocesma.org
Serves Abington, Avon, Bridgewater, Brockton, Carver, Duxbury, E. Bridgewater, Easton, Halifax, Hanover, Hanson, Kingston, Lakeville, Marshfield, Middleborough, Pembroke, Plymouth, Plympton, Rockland, Stoughton, Wareham, W. Bridgewater, Whitman
PACE
Mass. Health/Medicaid Customer Service Center; 800-8412900 www.mass.gov/service-details/ massachusetts-pace-service-areas
Senior Care Options Program
Mass. Health Customer Service Center 888-885-0484; www.mass.gov
Springwell, Inc.
307 Waverly Oaks Road, Suite 205, Waltham 617-926-4100 www.springwell.com Serves Belmont, Brookline, Needham, Newton, Waltham, Watertown, Wellesley, Weston
Somerville/Cambridge Elder Services, Inc. 61 Medford St., Somerville 617-628-2601; eldercare.org
Serves Cambridge, Somerville
Tri-Valley, Inc.
10 Mill St., Dudley
508-949-6640; www.trivalleyinc.org Serves Bellingham, Blackstone, Brookfield, Charlton, Douglas, Dudley, E. Brookfield, Franklin, Hopedale, Medway, Mendon, Milford, Millville, Northbridge, Oxford, Southbridge, Spencer, Sturbridge, Sutton, Upton, Uxbridge, Warren, Webster, W. Brookfield
ALZHEIMER’S CARE St. Mary Healthcare
39 Queen St., Worcester 508-753-4791; www.stmaryhc.com Ad on page 7
ATTORNEYS, ELDER LAW Dennis Sullivan Associates
888 Worcester St., Wellesley 781-237-2815; www.estateplanandassetprotection.com Ad on page 10, 11, 48
Durbin and Veglia Attorneys at Law
275R Main St., Oxford 508-987-3981; 508-987-3982 www.durbinandveglia.com Ad on page 19
Surprenant & Beneski, P.C.
35 Arnold St., New Bedford 508-994-5200 www.MyFamilyEstatePlanning.com Ad on page 14
BANKS Bay State Savings Bank
28 Franklin St., Worcester 508-890-9000; www.baystatesavingsbank.com Ad on page 21
Central One Federal Credit Union
714 Main St., Shrewsbury 508-841-0688; www.centralfcu.com Ad on page 7
CEMETERY & MAUSOLEUM Mercadante Funeral Home & Chapel 170 Plantation St., Worcester 508-754-0486; www.mercandantefuneral.com Ad on page 21
COMMUNITY SERVICES Elder Services of Worcester Area, Inc. 67 Millbrook St., #100, Worcester 508-756-1545www.eswa.org
Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
Ad on page 19
MED-Project
4096 Piedmont Ave., Unit 544, Oakland, Calif., 415-706-0160; www.med-project.org Ad on page 29
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FEATURE
What Legacy Means this Year and for ALL Generations The Estate Planning & Asset Protection Law Center of Dennis Sullivan & Associates
T
HE CONCEPT OF LEGACY can take on many different meanings. On one level, it can be a purely financial concern. The assets and capital you worked so hard to save but this definition is changing, as is American definition of retirement. Because of this, we all need a plan to be protected and prepared.
At the turn of the 20th century, the average life expectancy was 47 years. Today, it’s nearly doubled- meaning the average American retirement is now over 20 years. Great news for all of us, but longer lives present us with more challenges and transitions than only a generation ago. Today, for a successful life and legacy, we must identify and fix the problems that render 86% of trust and estate plans out of date. That’s why our team has developed a personalized discovery and review process, as well as a Lifetime and Legacy Protection Program for the families we serve. A modest retirement account was, not long ago, enough to support a retiree for 5-10 years. What happens when we need resources to live 15, 20, even 30+ years? This is occurring at the same time that retirement funding has moved from employer provided pensions to a system mainly based on IRAs, 401(k)s and personal savings. Our children and grandchildren need the essential core values, possessed by so many of our clients and families, so they can achieve a level of savings and have what they need for their lifetimes as well! We all benefit from the latest health and medical advances to help us live longer lives. Unfortunately, many are surprised to discover, that long-term care costs are not paid for by Medicare and traditional health insurance. Then what?
State and federal laws are in a state of flux, budget deficits continue to rise and personal and family changes occur for us all as well. There are many challenges that affect our health, financial, tax, legal, personal lives and legacies. Thankfully, for almost every problem there are solutions to address the challenges we will encounter in our life journey and legacy creation. Dennis Sullivan & Associates is pleased to make “Your American Legacy” available for you and your family. This valuable resource will help you prevent problems, which result in 86% of trust and estate plans being out of date. Important chapters include information on how to avoid extensive time delays and costs of disability and death, probate as well as, capital gains, income, estate and trust taxes at a state and federal level. My own concept of legacy, not surprisingly relates back to an important lesson learned from my father. While attending Needham High, I wanted to purchase a car after earning my driver’s license. When my dad learned of my plans, he told me, “Look, you can’t just go out and buy something just because you want it. That would be a waste of money.” His solution was rather than the sports car I wanted, make an investment in a vehicle
that would pay for itself and would become an income-generating asset rather than a “wasting” asset. The solution: a jeep with a plow attached. Thinking back, that Jeep and plow not only paid itself, my Dad’s advice led to an early discovery of using resources and time to help families as we serve others. This was probably the most important lesson I learned in high school. It didn’t seem like a “lesson” at the time but, my father was both a good role model and an accomplished educator. You don’t need to have a lot of money, be an entrepreneur, attorney or CPA to have your personally important core values to pass on. There is more to life than finances, taxes, and laws. The modern definition of legacy, as defined in, “Your American Legacy”, includes: PERSONAL VALUES: Just like my father’s advice to buy a vehicle that would generate income, your personal legacy includes how you’ve lived your life and the lessons that you feel are important so that you would like to pass them on to family, friends, and those you care about. PROFESSIONAL LEGACY: We don’t spend 50+ years working to let all our experience and learning
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disappear when we die. There is value in passing on your values and approach to family, life, education, health, work ethic and experience to those in future generations! COMMUNITY IMPACT: Every one of us is part of something larger than ourselves. It may be our team, family, clients, congregation, society, alumni organization, neighborhoods, town, country and more. We all have community. Our place in our communities is an important part of our legacy as well. There is far more opportunity and responsibility to legacies today than just dollars and cents. The danger of overlooking the opportunity to share our core values with our family and community where we live and serve is significant! This is why our team of caring, compassionate professionals provides a unique personalized discovery and counseling process as well as a personalized Lifetime and Legacy Protection Program. We provide resources and guidance so that you and your family are able to enjoy your life with peace of mind knowing you have done all that you can to protect and pass on your “entire legacy” to your family for generations to come. It’s not just the financial and tax and aspects of “legacy”! There is so much for you and your family now and for future generations. If you’d like to discover Peace of Mind by protecting what is most important to you, Call 781-2372815 or our (24/7) discovery line 800-964-4295. You may also visit DSullivan.com, or email Education@DSullivan.com for FREE valuable resources. Thank you for your consideration, trust, and confidence. -The Estate Planning & Asset Protection Law Center of Dennis Sullivan & Associates
Plan today... FOR THE LIFE YOU WANT TO LIVE TODAY AND THE LEGACY YOU PLAN TO LEAVE TOMORROW
Health, Trust, Life, Estate, Asset Protection and Long Term Care Planning Dennis Sullivan & Associates has been serving clients throughout Massachusetts for more than 27 years. If you would like to discover steps necessary to protect you and your loved ones, call us to get started. If you already have a trust and estate plan you may want a powerful 19-point analysis to determine if your existing plan is providing the protection you need for your spouse, home, family, life savings and legacy.
We’re here to enable you to live the life you’ve earned.
PHONE (781) 237-2815 EMAIL Education@DSullivan.com WWW.EstatePlanandAssetProtection.com | 888 Worcester Street, Wellesley, MA 02482
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Trusted Like Family Homecare, Inc.
80 Worcester St., Suite 7, N. Grafton 508-579-1890 www.trustedlikefamilyhomecare.com Ad on page 7
CONSUMER PROTECTION Assisted Living Ombudsman 800-AGE-INFO; www.800ageinfo. com Advocates for resident rights
Community Care Ombudsman/ Long-term Care Ombudsman Massachusetts Executive Office of Elder Affairs One Ashburton Place, Room 517, Boston 617-727-7750, 800-AGE-INFO
Serves: Ashburnham, Ashby, Auburn, Ayer, Barre, Bellingham, Berlin, Blackstone, Bolton, Boylston, Brookfield, Charlton, Clinton, Douglas, Dudley, East Brookfield, Fitchburg, Franklin, Gardner, Grafton, Groton, Hardwick, Holden, Hopedale, Hubbardston, Lancaster, Leicester, Leominster, Lunenburg, Medway, Mendon, Milford, Millbury, Millville, New Braintree, Northbridge, North Brookfield, Oakham, Oxford, Paxton, Pepperell, Princeton, Rutland, Shirley, Shrewsbury, Southbridge, Spencer, Sterling, Sturbridge, Sutton, Templeton, Townsend, Upton, Uxbridge, Warren, Webster, West Boylston, West Brookfield, Westminster, Winchendon, Worcester
Elder Services of Merrimack Valley Nursing home Ombudsman program 280 Merrimack St., Suite 400, Lawrence 978-683-7747; www.esmv.org 
Minuteman Senior Services
26 Crosby Drive, Bedford; 781-2727177; www.minutemansenior.com
Assists and counsels seniors and caregivers with in-home care service problems, complaints
Serves Acton, Arlington, Bedford, Boxborough, Burlington, Carlisle, Concord, Harvard, Lexington, Lincoln, Littleton, Maynard, Stow, Wilmington, Winchester, Woburn
Regional offices: Baypath Elder Services, Inc.
Montachusett Home Care Corp.
33 Boston Post Road, West Marlborough 508-573-7200; www.baypath.org
680 Mechanic St., Leominster 800-734-7312; 978-537-7411 www.montachusetthomecare.com
Serves Ashland, Dover, Framingham, Holliston, Hopkinton, Hudson, Marlborough, Natick, Northborough, Sherborn, Southborough, Sudbury, Wayland, Westborough
Serves Ashburnham, Ashby, Ayer, Berlin, Bolton, Clinton, Fitchburg, Gardner, Groton, Hubbardston, Lancaster, Leominster, Lunenburg, Pepperell, Princeton, Shirley, Sterling, Templeton, Townsend, Westminster, Winchendon
Central Mass. Area Agency on Aging
360 W. Boylston St., W. Boylston 508-852-5539; www.seniorconnection.org
Mystic Valley Elder Services, Inc.
300 Commercial St., Suite 19, Malden 781-324-7705; www.mves.org
Serves Chelsea, Everett, Malden, Medford, Melrose, N. Reading, Reading, Revere, Stoneham, Wakefield, Winthrop
Tri-Valley, Inc.
10 Mill St., Dudley 508-949-6640, 800-286-6640 www.trivalleyinc.com Serves Bellingham, Blackstone, Brookfield, Charlton, Douglas, Dudley, E. Brookfield, Franklin, Hopedale, Medway, Mendon, Milford, Millville, Northbridge, N. Brookfield, Oxford, Southbridge, Spencer, Sturbridge, Sutton, Upton, Uxbridge, Warren, Webster, W. Brookfield
COUNSELING SERVICES Elder Services of Worcester Area, Inc. 67 Millbrook St.,#100, Worcester 508-756-1545; www.eswa.org Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
Ad on page 19
CREMATION SERVICES Hays Funeral Home
56 Main St., Northborough 508-393-6591 www.haysfunerahome.com Ad on page 17
Mercadante Funeral Home & Chapel 170 Plantation St., Worcester 508-754-0486; www. mercandantefuneral.com Ad on page 21
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Estate planning may seem overwhelming and daunting, but it’s really a matter of getting your affairs in order. Of course, no two estate plans are alike. Some individuals may only require a will-based plan, while others may benefit from establishing trusts. The best way to plan for your future, protect your interests, and provide for your loved ones is to consult a qualified elder law & planning attorney. Estate planning may seem overwhelming andestate daunting, but it’s really a matter of getting your affairs in order. Of course, no two estate plans are
alike. SomeDan individuals may only require a will-basedBeneski, plan, whileare others Partners, Surprenant & Michelle Certified Elder Law may benefit from establishing trusts. The best way to plan for your future, Attorneys by the National Elder Law Foundation. This makes our protect your interests, and provide for your loved ones is to consult a team uniquely qualified to planning help you prepare for life’s unknowns qualified elder law & estate attorney. and provide you with peace of mind. Partners, Dan Surprenant & Michelle Beneski, are Certified Elder Law Attorneys by the National Elder Law Foundation. This makes our team uniquely qualified to help you prepare for life’s unknowns and provide you with peace of mind.
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ASSET PROTECTION & ESTATE TAX PLANNING A S S E T P R O T E CT I O N & E S TAT E TA X P L A N N I N G
SPECIAL NEEDS PLANNING
S P E CI A L N E E DS P L A N N I N G
ESTATE & TRUST ADMINISTRATION E S TAT E & T R U S T A DM I N I S T R AT I O N GGUARDIANSHIP U A R DI A N S H I P / CO N S E/RVAT ORSHIP CONSERVATO RSHIP M E DI CA I D P R E - P L A N N I N G & CR I S I S P L A N N I N G
MEDICAID PRE-PLANNING & CRISIS PL ANNING 508-994-5200 • www.MyFamilyEstatePlanning.com
508-994-5200 • www.MyFamilyEstatePlanning.com
notredame healthcare.org
Notre Dame Health Care
For Family & Community Exceptional Care – For Families and Community. Contact us to learn more about the mission-driven, not-for-profit difference at Notre Dame Health Care.
555-559 Plantation Street • Worcester, MA 01605 508-852-5800
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Continued from page 12
Shaw-Majercik Funeral Home 48 School St., Webster 508-943-6278 www.shaw-majercik.com Ad on page 31
DISABLED SERVICES, SUPPORT Alzheimer’s Association 480 Pleasant St., Watertown Helpline: 800-272-3900 617-868-6718; www.alz.org
American Cancer Society 30 Speen St., Framingham 800-952-7664; www.cancer.org
American Diabetes Association, New England
10 Speen St., 2nd Floor, Framingham 617-482-4580; www.diabetes.org/ in-my-community/local-offices/ boston-massachusetts/
American Heart Association
300 5th Ave., #6, Waltham 781-373-4500; www.americanheart.org
American Parkinson’s Disease Association
72 E. Concord St., C3, Boston 617-638-8466; 800-651-8466 www.apdama.org
Arthritis Foundation
29 Crafts St., Suite 450, Newton 617-244-1800; 800-766-9449 www.arthritis.org/massachusetts
Audio Journal Radio Program
799 W. Boylston St., Worcester 508-797-1117 www.audiojournal.net Audio Journal is a nonprofit radio and online service that broadcasts news and information to Worcester County residents who are blind or otherwise unable to access visual information.
Mass. Association for the Blind
Main Office: 200 Ivy St., Brookline; 617-738-5110 www.mabcommunity.org Central MA Office: 799 W. Boylston St., Worcester; 508-854-0700
The Massachusetts Chapter of the Leukemia and Lymphoma Society
101A First Ave., Suite 6, Waltham; 781-890-2089; 800-344-4867; www.nationalmssociety.org/ Chapters/MAM
Parkinson’s disease, Locations: Bedford Council on Aging 1-2 Mudge Way, Bedford 781-275-6825
Emerson Hospital Concord 978-256-1605
Milford Regional Hospital 508-473-1190
Massachusetts General Hospital
NPF Center of Excellence Ambulatory Care Center 15 Parkman St., Boston; 617-726-2000
9 Erie Drive, Suite 101, Natick 508-810-1300 www.lls.org/massachusetts
Newton-Wellesley Hospital, Newton
Massachusetts Commission for the Blind
Parkinson’s Disease & Movement Disorders Center
600 Washington St., Boston 617-727-5550, 800-392-6450 www.mass.gov/eohhs/gov/ departments/mcb/
Massachusetts Commission for the Deaf and Hard of American Stroke Association Hearing 300 5th Ave., #6, Waltham 781-373-4500; www. strokeassociation.org
Nat. Multiple Sclerosis Society - MA. Chapter
600 Washington St., Boston 617-740-1600; Central Mass. Office: 2 Foster St., 2nd Floor, Worcester;413-788-6427
781-235-7811
Beth Israel, 330 Brookline Ave., Boston; 617-667-9885 South Shore Hospital, Weymouth 781-383-9394
Southwood Community Hospital, Canton; 508-668-03 85
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DOWNSIZING SERVICES RE/MAX Advantage I
25 Union St., 4th Fl., Dudley 774-239-2937 www.joannsoldmyhouse.com/ Ad on page 24
Sell Mom's House
Registry of Motors Vehicles, Medical Affairs Branch for handicap plates Boston; 857-368-8000 800-858-3926 www.massrmv.com/rmv/medical
Disabled (handicap) Placard/Plate application, information for caregivers and elders about elder driver safety
157 Cullinane Dr., Marlborough 508-877-6500 Ad on page 13
EDUCATION/ EMPLOYMENT TRAINING
DRIVER SAFETY
Assumption College
AARP Smart Driver™ www.aarp.org/drive;
A driver safety program, safe driving tips and information about classes held statewide
Association for Driver Rehabilitation Specialists 866-672-9466; www.aded.net
For fact sheets on disabilities and driving and for a list of Driver Rehabilitation Specialists
DriveWise®
Beth Israel Deaconess Medical Center, Dept. of Neurology 330 Brookline Ave., Boston 617-667-4074 www.bidmc.harvard.edu A driving fitness evaluation program
500 Salisbury St., Worcester 508-767-7000 www.assumption.edu
Babson College
231 Forest St., Babson Park 781-235-1200; www.Babson.edu Free for seniors in Wellesley and Needham
Becker College
61 Sever St., Worcester 877-523-2537 www.beckercollege.edu
Boston University Evergreen Program
755 Commonwealth Ave., Suite B18, Boston; 617-358-1350 www.bu.edu/lifelong/evergreen
Offers one-hour driving evaluations for seniors
Curry College
Division of Continuing Education 1071 Blue Hill Ave., Milton 617-333-0500; www.curry.edu
Eastern Nazarene College 23 E. Elm Ave., Quincy 617-745-3000; www.enc.edu
International Institute
Boston Office: 617-695-9990 2 Boylston St 3rd floor, Boston Lowell Office: 978-459-9031 15-17 Warren St., 2nd Fl., Lowell www.iine.us
Mass. Bay Community College
50 Oakland St., Wellesley 781-239-3000; www.massbay.edu
Massasoit Community College 1 Massasoit Boulevard Brockton; 800-CAREERS www.Massasoit.mass.edu
Mass. Board of Higher Education
One Ashburton Place, Room 1401, Boston; 617-994-6950 www.mass.edu Income-eligible seniors may attend any state, regional or community college without paying tuition
Quincy College
1250 Hancock St., Quincy
Bridgewater State University 800-698-1700
Central Mass. Safety Council 131 Summer St., Bridgewater 186 W. Boylston St., W. Boylston 508-835-2333 www.centralsafety.org
508-798-0191; www.ccworc.org
508-531-1000; www.bridgew.edu
Catholic Charities
The Senior Employment Program 10 Hammond St., Worcester
www.quincycollege.edu
Quinsigamond Community College
670 W. Boylston St., Worcester 508-853-2300; www.qcc.mass.edu Continued page 18
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A 501(c)(3) non-profit charitable organization
MEMORIES Shared LIFE Honored Embraced by COMMUNITY
I love my home I love my independence I love my reverse mortgage If you are at least 62-years old and own a home, then you should learn more about reverse mortgages. Helping Hands Community Partners, Inc., is a non-profit 501(c)(3) with a mission of educating senior homeowners about housing options. Call to get your FREE copy of “Use Your Home to Stay at Home”
tg ag e rs e m or d ia l re ve ve Th e of fic bo ok le ta pp ro er t um en co ns pa rtm U. S. De by th e in g of Ho us n & Ur ba pm en t De ve lo
MEMORIES Shared
Embraced by508-393-6591 COMMUNITY 56 Main Street, Northborough Haysfuneralhome.com Director: Jeff Koopman
LIFE Honored
(781) 724-6221 LEARN HOW A REVERSE MORTGAGE CAN... • Increase monthly cash flow • Pay off a current mortgage & debts • Fund home repairs • Pay health expenses • Provide tax free cash • Give peace of mind
Services we offer: • Skin cancer screening • Excision of sebaceous cysts, lipomas, and other skin lesions • Incision and drainage of abscesses • Cryotherapy of skin lesions, such as skin tags and other benign skin growths Skin conditions we treat: • Acute and Chronic Wounds • Minor Burns • Moles
• Rosacea • Eczema • Basal Cell Carcinoma • Squamous Cell Carcinoma
Contact us at (508) 936-1657 to schedule an appointment! Northborough Office 318 Main Street, Suite 165, Northborough, MA www.drnovikov.com
Talk with the local expert Alain Valles Alain has over 30 years of mortgage experience. He was the 1st designated New England Certified Reverse Mortgage Professional, received a Master of Science from M.I.T.,an MBA from The Wharton School, and graduated summa cum laude from UMass Amherst.
He’s local. He’s accessible. He cares. Please call Alain directly at 781-724-6221 or email infoaboutreversemortgages@gmail.com Helping Hands Community Partners. MA Broker License# MB1553939 NMLS#1553939 Alain Valles NMLS MLO#7946 We arrange but do not make loans.
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Road Scholar
11 Avenue de Lafayette, Boston 800-454-5768; www.roadscholar.org
SeniorNet Elder Services of the Merrimack Valley, Inc. 280 Merrimack St., Suite 400, Lawrence 800-892-0890; www.esmv.org
University of Massachusetts Boston Gerontology Institute & Dept.
Wheatley Building, 3rd Flr., Rm 124A 100 Morrissey Blvd., Boston 617-287-7300; www.umb.edu/ gerontologyinstitute
University of MA at Lowell One University Ave., Lowell 978-934-4000; www.uml.edu
Worcester Polytechnic Institute
100 Institute Road, Worcester 508-831-5000; www.wpi.edu
Worcester Institute for Senior Education
Assumption College, Worcester 508-767-7513; cce.assumption.edu/ academics/worcester-institute-forsenior-education-wise/
Worcester State College
486 Chandler St., Worcester, 508-929-8000; www.worcester.edu (Intergenerational Urban Institute)
Workforce Career Central www.workforcecentralma.org Worcester office: 508-799-1600 340 Main St., Ste 400 Milford office: 508-478-4300 428 Fortune Blvd., Ste 201
Southbridge office: 508-765-6430 5 Optical Dr., Ste 200
ELDER ABUSE Elder Abuse Hotline
800-922-2275 www.mass.gov/reporting-elderabuse-neglect The Protective Services Program. Report suspected abuse outside the nursing home for adults age 60 and older that may include such acts of abuse as neglect, physical, sexual, financial exploitation and self-neglect
ELDER SERVICES Elder Services of Worcester Area, Inc. 67 Millbrook St., #100, Worcester 508-756-1545; www.eswa.org
Trusted Like Family Homecare, Inc.
80 Worcester St., Suite 7, N. Grafton 508-579-1890 www.trustedlikefamilyhomecare.com Ad on page 7
ESTATE PLANNING Dennis Sullivan Associates
888 Worcester St., Wellesley 781-237-2815 www.estateplanandassetprotection.com Ad on page 10, 11, 48
Durbin and Veglia Attorneys at Law
Ad on page 19
275R Main St., Oxford 508-987-3981 508-987-3982 www.durbinandveglia.com Ad on page 19
Hays Funeral Home
Surprenant & Beneski, P.C.
Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
56 Main St., Northborough 508-393-6591; www. haysfunerahome.com Ad on page 17
Heart to Home Meals
289 Elm St., Suite 104, Marlborough 774-843-2696 https://www.hearttohomemeals.com/ Ad on page 8
Seven Hills Foundation 81 Hope Ave., Worcester 508-755-2340 www.sevenhills.org Ad on page 41
35 Arnold St. New Bedford 508-994-5200 www.MyFamilyEstatePlanning.com Ad on page 14
EYE CARE UMass Memorial Health Care All Locations
855-UMASS-MD (855-862-7763) Umassmemorialhealthcare.org Ad on page 5 Continued page 22
2020 ~ 2021
Joseph D. Early Village
19
There’s no place like Home
seeking applicants For:
Inquire about our low-risk, affordable in-home services in central Massachusetts
• 1 bedroom and 2 bedroom affordable HUD subsidized apartments. • 62 of age or older, handicap/disabled, regardless of age. • Rent 30% of adjusted gross income. • Includes utilities.
Homemaking, Personal Care, Meals On Wheels, Personal Emergency Response Systems, Alzheimer’s Care, Medication Dispensers, Caregiver Support, Medical Transportation, Information/Referral
units Feature:
Safe at home, the new normal COVID19 protocols practiced by Direct Care Staff: use of PPE; social distancing; frequent hand washing/ sanitizing; no-contact laundry, shopping and meals on wheels.
• Wall-to-wall carpeting • Electric range and refrigerator • Heat and hot water included
Blackstone Housing corporation 8 Early Village Drive, Blackstone, MA 01504 1/2
Caring since 1974
508-883-9802 TDD 508-883-9802 This This Institution Is An Is Equal Provider Provider. and Employer Institution An Opportunity Equal Opportunity
508-756-1545 | irinfo@eswa.org | www.eswa.org 67 Millbrook Street | Suite 100 | Worcester MA
1/4 pg. RG 2011-12 EarlyJoeVillage_RG_9.11
Just How Well Prepared Are You? ❖ ❖ ❖ ❖ ❖ ❖ ❖ ❖
Estate Planning Elder Law Powers of Attorney Long Term Care Planning Masshealth Applications Real Estate Guardian/Conservator Issues Corporate & Business Planning
Durbin & Veglia ATTORNEYS AT LAW
Josephine L. Veglia, Esq.
275 R Main Street | Oxford, MA 01540 | 508-987-3981 | Fax 508-987-1317
www.durbinandveglia.com
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Newly Remodeled ApARtmeNts with a contemporary flair
• Contemporary styled 1 & 2 bedroom apartments • New kitchens with built-in microwaves and granite-like countertops • Small pets welcome • Heat and Hot water included • Bus route / ample parking • Beautiful landscaped grounds with gazebo
• Within the building amenities include:
• A Theater-like media center • Handicap-accessible lounges on every floor • Library equipped with two computers and free internet access • Physical fitness center • Game room with billiard table • Community room with bingo board and large screen TV
Green Hill Towers
27 Mount Vernon Street, Worcester, MA 01605 • Office Open Daily 8:00am - 4:30pm To receive an application please call 508-755-6062 TDD# 508-755-0228 Available occupancy to income eligible mature adults (age 62 years & older) or permanently disabled. Applicants must meet HUD annual low income guidelines. Preference is given to individuals 62 and older.
Managed by Financed by MHFA
2020 ~ 2021
“Committed ever yday to caring.”
43 Main Street, South Grafton
774-293-1515 Monday, Wednesday and Thursday - 8am-4pm Tuesday - 10am-6pm Friday - 7:30am-3pm Practicing for 30 years.
Mary Ellen Curran Rancourt, AuD, CCC-A Experienced audiologist serving all ages in a friendly neighborhood office.
Celebrating over
50 years in business
Our chapel area is designed to serve the needs of ever y nationality and religion. Pre-need plans are designed for your security, benefit and financial well being.
Adapting communication during COVID-19 The times have changed more than my hair color! Hearing solutions can be adapted for masks, learning and working remotely and general communication. Contact us if you feel as if hearing has become more challenging. hearjoyaudiology.com
370 Plantation Street, Worcester
www.mercadantefuneral.com Phone (508) 754-0486 • (800) 854-0486
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FAMILY CAREGIVER SUPPORT
120 Longwater Drive, Norwell 781-610-1490 www.cancersupportcommunityma.org Offers cancer support, in-person and online.
American Cancer Society
www.cancer.org; Regional Offices: 43 Nagog Park, Suite 110, Acton 781-894-6633 30 Speen St., Framingham 508-270-4600 Offers discussion board, groups and resources
support
American Diabetes Association
330 Congress St., 5th Fl., Boston 888-DIABETES www.diabetes.org Provides research, information and advocacy
American Heart/Stroke Association
300 5th Ave., Suite 6, Waltham 781-373-4500 www.americanheart.org Provides outreach, support group info.
The Arthritis Foundation
29 Crafts St., Suite 450, Newton 617-244-1800; www.arthritis.org Message boards, information and advocacy
Boston Senior Home Care 89 South St., 5th Floor, Ste. 501, Boston; 617-451-6400 bostonseniorhomecare.info
Catholic Charities, Archdiocese of Boston
51 Sleeper St., Boston 617-482-5440; www.bostoncatholic.org Offers social service programs for Eastern MA seniors such as home visiting, adult day health, visiting nurse services and basic services such as food, fuel, utility, and rental assistance
Central Massachusetts Family Caregiver Support Program
Central MA Agency on Aging 360 W. Boylston St., West Boylston 508-852-5539; 800-244-3032 www.seniorconnection.org Serves caregivers in the Worcester area and surrounding communities
Elder Services of the Merrimack Valley, Inc.
280 Merrimack St., Suite 400, Lawrence 800-892-0890 www.esmv.org
Fifty Plus Caregivers
www.fiftypluscaregivers.com Provides listings of caregiving programs, services, information, education and links to help family caregivers assist elderly loved ones. It also offers pertinent late breaking news
Offers caregivers support, counseling, information, respite, information and referral
Mass. Family Caregiver Support Program
The Cancer Support Community Massachusetts South Shore
Empowers elders and caregivers by
800-AGE-INFO www.mass.gov/elders/caregiversupport
providing information, education, support and services that enhance quality of life. It is administered by the Executive Office of Elder Affairs, in coordination with the Area Agencies on Aging/Aging Services Access Points throughout the Commonwealth of Massachusetts
MED-Project
4096 Piedmont Ave., Unit 544, Oakland, Calif., 415-706-0160 www.med-project.org Ad on page 29
National Multiple Sclerosis Society
101A First Ave., Waltham 800-344-4867; www.msnewengland. org Offers education, support and advocacy
FINANCIAL ASSISTANCE AARP
www.aarp.org/retirement Offers information and worksheets to assist with financial planning issues
Massachusetts Department of Transitional Assistance 617-989-2200; www.mass.gov/ eohhs/gov/departments/dta/
Dennis Sullivan Associates
888 Worcester St., Wellesley 781-237-2815; www.estateplanandassetprotection.com Ad on page 10, 11, 48
Continued page 27
2020 ~ 2021
SEE WHY WE’RE THE
Benchmark.
MEMORY CARE REIMAGINED Adelaide of Newton Centre is Benchmark’s newest Mind & Memory experience, caring for those with Alzheimer’s and dementia through a multi-dimensional approach combining the benefits of art and technology to engage all the senses.
SEE HOW WE LIVE UP TO OUR NAME. Schedule a tour or visit AdelaideNewton.com 157 Herrick Road I Newton, MA I 617.941.9076
SEE WHY WE’RE THE
Benchmark. Benchmark Senior Living, known for our innovative approaches to care and award winning programs, is proud to be introducing our newest assisted living and memory care communities in Metrowest. Our team loves what they do and it shows through our compassionate care Many ways to get involved, pursue passions and be connected
We can’t wait to connect with you. Schedule your tour today. TheBranchesFramingham.com | 774.217.7901 | 518 Pleasant St, Framingham, MA TheBranchesMarlboro.com | 508.571.6943 | 421 Bolton St, Marlboro, MA
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ARE YOU AN AMERICAN HERO?
Teachers • Health Care • Police • Fire • Active and Retired Military
We Love Our Seniors!! We have a program with incentives If you are buying or selling – call for details. We’re here and available to meet with you via phone, Internet or whichever method of communication works best for you. With a combined 50+ years experience in the real estate industry, Jo-Ann and Diane are your winning team to help you “make the next move”. As someone over the age of 50, your needs aren’t the same as a first-time homebuyer or seller. Diane Casey-Luong www.dianesmybroker.com 774-239-2937 Dluong.realtor@gmail.com
Caring
for
Jo-Ann Szymczak www.joannsoldmyhouse.com 774-230-5044 joannszymczak@gmail.com
CALL FOR A FREE CONSULTATION
families aCross
to discuss how we are helping baby boomers find their retirement niche.
the
generations
www.salmonhealth.Com
800.446.8060
2020 ~ 2021
NOW OPEN!
Camellia Gardens Gracious Retirement Living
S
omething special is here! Camellia Gardens, an affordable all-inclusive independent living retirement community is now open. Camellia Gardens seems to be the “talk of the town” and getting great reviews from on-line neighborhood chat sites, local senior center members and from the people and families that have visited. Camellia Gardens requires no buyin fee and there is no long-term lease. The community offers various sizes in studios, 1-bedroom and 2-bedroom apartments and each apartment is rented month to month. All utilities, cable, weekly housekeeping, linen service, transportation and three delicious chef prepared meals a day are all included in the monthly rent. Camellia Gardens offers all the newest and most impressive amenities including a state-of-theart movie theatre, fitness center, library, chapel, business center, beauty/barber shop, outdoor terrace, billiards room, card tables, raised garden beds and even a fire pit for outdoor entertainment. They offer an abundance of activities, live
entertainment, lectures, excursions, outings and so much more. Camellia Gardens also features two live-in sets of caring managers who are available to you or your loved one 24/7. They participate in activities, pour coffee at mealtime and take time to get to know each resident. Each apartment also has an in-room communication system that links residents to management personnel 24-hours a day, seven days a week. Camellia Gardens is nestled in the back of the much-anticipated Maynard Crossing Shopping Center, now under construction, and will be home to many popular shops, restaurants, medical care, and banking. Market Basket, 110 Grill, The Paper Store, and Planet Fitness are just a few of the many shops and restaurants that will be featured in this charming, pedestrian friendly shopping center. How exciting to be able to live amongst a tranquil setting in your backyard and walk out your front door and just a few steps away are all the options you or your loved one need for shopping and culinary delights.
STUDIOS START AT JUST
$2,795 A MONTH!
EVERYTHING IS INCLUDED EXCEPT PERSONAL PHONE
We’re Filling Fast! We are located at 16 Digital Way Maynard, MA 01754 (GPS address is 129 Parker ST) in the Maynard Crossing Shopping Center next to Market Basket. Beautiful new apartments are still available. For more information on our gracious retirement lifestyle and to select your choice apartment now, please call us today at
978-707-6003
© 2020 HSL
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Several stunning locationsall under one Management roof... Congregational Retirement Homes • Efficiencies & 1BR Apartments* • Independent Living • Serene Countryside Setting • Vibrant Social Community • Beautifully Landscaped Grounds • Conveniently Located Near: • Downtown Melrose • Senior Center • Bus Stop • Commuter Rail • Onsite Resident Coordinator
Irving Square Apartments • 1BR & 2BR Apartments* • Heat Included • Private Park • Downtown Framingham • Wall to Wall Carpeting • Conveniently Located Near: • Commuter Rail • Bus Stop • Restaurants • Medical Centers 75 Irving Street, Framingham, MA
508-875-4400
irvingsquare@peabodyproperties.com
200 West Foster Street, Melrose, MA
781-665-6334
crh1@peabodyproperties.com The Congregational Retirement Homes, Inc. is a private, non-profit organization funded by the Department of Housing and Urban Development.
Framingham Green • Studios & 1BR Apartments* • Heat & Hot Water Included • 7+ Acres of Landscaped Grounds and Gardens • Conveniently Located Near: • Downtown • Restaurants • Churches • Medical Centers • Small Pets Welcome • Free Parking • Intercom & Emergency Signal System • Onsite Resident Coordinator 136 Maynard Road Framingham, MA
508-872-0500 framingham@peabodyproperties.com
Our communities offer professional management, 24-hour maintenance, on-site laundry facilities, community room and a wide range of resident events and activities. Visit our website at www.peabodyproperties.com or call 781-794-1000 for additional housing options. *Communities are for those 62 years+, handicap or disabled person 18 years+. Income limits apply. Rents and income limits based on HUD schedule and subject to change. Please inquire in advance for reasonable accommodations. Information contained herein subject to change without notice.
536 Granite Street, Braintree, MA 02184 781-794-1000 | www.peabodyproperties.com
2020 ~ 2021
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Continued from page 22
Massachusetts Dept. of Revenue 800-392-6089 www.mass.gov/dor
The Pension Action Center, UMass/Boston Gerontology Institute, University of Mass. Boston 100 Morrissey Boulevard, Boston www.pensionaction.org/ Offers the following programs:
New England Pension Assistance Project 617-287-7307 888-425-6067
Helps individuals to understand their pension plan, their rights under federal law and the benefits to which they are entitled. Services are free of charge to all New England residents
National Pension Lawyers’ Network 888-420-6550; www.pensionrights.org
a no-cost referral service that connects workers and retirees with attorneys who can help them understand and enforce their pension rights.
FINANCIAL MANAGEMENT Bay State Savings Bank
28 Franklin St., Worcester 508-890-9000 www.baystatesavingsbank.com Ad on page 21
Central One Federal Credit Union 714 Main St., Shrewsbury 508-841-0688 www.centralfcu.com Ad on page 7
Helping Hands Community Partners, Inc. (Direct Finance) 40 Accord Park Drive, Suite 208, Norwell 781-878-5626 www.hhcp.org Ad on page 17
Surprenant & Beneski, P.C.
35 Arnold St., New Bedford 508-994-5200 www.MyFamilyEstatePlanning.com Ad on page 14
Montachusett Opportunity Council (MOC) 133 Prichard St., Fitchburg 978-345-7040 www.mocinc.org
Provides full weatherization services for cities and towns in North Central Ma.
Quincy Community Action 1509 Hancock St., Quincy 617-479-818 www.qcap.org
Serves Braintree, Milton, Quincy, Weymouth
Self-Help Community Action 780 W. Main St., Avon 508-588-0447 selfhelpinc.org
Serves Holbrook, Randolph
Southern Middlesex Opportunity Council 7 Bishop St.,Framingham 508-872-4853 www.smoc.org
Serves Ashland, Bellingham, Framingham, Holliston, Hopkinton, Marlborough, Natick, Southborough, Wayland
South Shore Community Action Council 71 Obery St., Plymouth 508-747-7575 www.sscac.org;
FINANCIAL ASSISTANCE/ INFORMATION
FUEL/ENERGY ASSISTANCE
Dennis Sullivan Associates
Worcester Community 617-573-1100; www.mass.gov/dhcd Action Council
888 Worcester St., Wellesley 781-237-2815 
www. estateplanandassetprotection.com Ad on page 10, 11, 48
Mass. Department of Housing & Community Development
Administers the Weatherization Assistance, Heating Energy Assistance, Retrofit Task Weatherization Assistance and Low-Income Home Energy Assistance programs
Serves Cohasset, Hingham, Hull, Norwell, Scituate
484 Main St., 2nd Floor, Worcester 508-754-1176; www.wcac.net
Serves Worcester, Auburn, Boylston,
Continued page 28
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Continued from page 27 Brookfield, Charlton, Douglas, Dudley, E. Brookfield, Hardwick, Holden, Leicester, Millbury, New Braintree, N. Brookfield, Oakham, Oxford, Paxton, Rutland, Shrewsbury, Southbridge, Spencer, Sturbridge, Sutton, Warren, Webster, W. Boylston, W. Brookfield, Westborough
FUNERAL HOMES Hays Funeral Home
56 Main St., Northborough; 508-393-6591 www.haysfunerahome.com Ad on page 17
Mercadante Funeral Home & Chapel
HEALTH CARE EDUCATION & SUPPORT
Seven Hills Foundation
Dr. Mikhail Novikov Wellness and Skin Care
St. Mary Healthcare
318 Main St., Ste 165, Northborough 508-936-1657 www.NortboroDoctor.com Ad on page 17
Peak Orthopedics
250 Green St., #205; 978-632-3420 www.heywood.org/services/orthopedics Ad on page 2
170 Plantation St., Worcester 508-754-0486 www.mercandantefuneral.com Ad on page 21
Reliant Medical Group
Shaw-Majercik Funeral Home
HEALTH CARE SERVICES
48 School St., Webster 508-943-6278 www.shaw-majercik.com Ad on page 31
GERIATRIC CARE MANAGERS Heart to Home Meals
289 Elm St., Suite 104, Marlborough 774-843-2696 https://www.hearttohomemeals.com/ Ad on page 8
Reliant Medical Group
800-282-2556 www.reliantmedicalgroup.org Ad on page 47
800-282-2556 www.reliantmedicalgroup.org Ad on page 47
Hear Joy Audiology
43 Main St., S. Grafton 774-293-1515 www.hearjoyaudiology.com Ad on page 21
Dr. Mikhail Novikov - Wellness and Skin Care
318 Main St., Suite 165, Northborough 508-936-1657 www.NortboroDoctor.com Ad on page 17
Peak Orthopedics
250 Green St., #205 978-632-3420 www.heywood.org/services/ orthopedics Ad on page 2
81 Hope Ave., Worcester 508-755-2340; www.sevenhills.org Ad on page 41 39 Queen St.; 508-753-4791 www.stmaryhc.com Ad on page 7
UMass Memorial Health Care - All Locations
855-UMASS-MD (855-862-7763) Umassmemorialhealthcare.org Ad on page 5
HEALTH MAINTENANCE ORGANIZATIONS Dr. Mikhail Novikov - Wellness and Skin Care
318 Main St., Suite 165, Northborough 508-936-1657 www.NortboroDoctor.com Ad on page 17
Peak Orthopedics
250 Green St., #205 978-632-3420 www.heywood.org/services/orthopedics Ad on page 2
Reliant Medical Group
800-282-2556 www.reliantmedicalgroup.org Ad on page 47
YMCA Boroughs Family Branch
4 Valente Drive, Westborough 508-870-1320; www.ymcaofcm.org Ad on page 32
Continued page 30
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29
Our care sets us apart Rehabilitation is what we do. And that makes a difference. With around-the-clock specialized care and typically at least three hours of therapy a day, five days a week, we help patients return to their greatest level of independence. Learn more at ehc.rehab/fw20
189 May Street • Worcester, MA 01602 508.791.6351 • fairlawnrehab.org
The Joint Commission Disease-Specific Care Certification in Amputee Rehabilitation, Brain Injury Rehabilitation, Parkinson’s Disease Rehabilitation and Stroke Rehabilitation ©2020:Encompass Health Corporation:1514451C_PPE2
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Continued from page 28
YMCA Central Community Branch
Seven Hills Foundation
766 Main St., Worcester 508-755-6101; www.ymcaofcm.org Ad on page 32
81 Hope Ave., Worcester 508-755-2340 www.sevenhills.org Ad on page 41
YMCA Greendale Family Branch
Trusted Like Family Homecare, Inc.
75 Shore Drive, Worcester 508-852-6694; www.ymcaofcm.org Ad on page 32
YMCA Leominster Community Branch
108 Adams St., Leominster 978-401-2290; www.ymcaofcm.org Ad on page 32
YMCA Montachusett Community Branch
55 Wallace Avenue, Fitchburg 978-343-4847; www.ymcaofcm.org Ad on page 32
HEARING AIDS/ TESTING Hear Joy Audiology
43 Main St., S. Grafton 774-293-1515 www.hearjoyaudiology.com Ad on page 21
HOME CARE Elder Services of Worcester Area, Inc. 67 Millbrook St., #100, Worcester 508-756-1545; www.eswa.org
Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
Ad on page 19
80 Worcester St., Suite 7, N. Grafton 508-579-1890 www.trustedlikefamilyhomecare.com Ad on page 7
HOME REPAIR SERVICES Elder Home Repair/ Maintenance Pro. (CMHA)
6 Institute Road, Worcester 508-752-5519; www.cmhaonline.org Low cost emergency home repairs
Home Modification Loan Program
Massachusetts Rehabilitation Commission; 27-43 Wormwood St., Boston, 617-204-3637; www.mass.gov Provides loans to finance eligible modifications including ramps, accessible bathrooms, grab bars, visual safety alarm systems
Montachusett Opportunity Council Elder Services
66 Day St., Fitchburg; 978-345-7040 moc.inc.org; Provides minor home adaptations to improve home safety
RCAP Solutions, Inc. 12 E. Worcester St., Worcester; 800-488-1969 www.rcapsolutions.org
Provides housing repairs and rehabilitation
Rebuilding Together Worcester
P.O. Box 2774, Worcester 508-842-8833 sites.google.com/site/ rebuildingtogetherworcester Provides renovations for elderly to improve home safety
HOSPICE CARE Notre Dame Health Care 555-559 Plantation St., Worcester 508-852-3011 www.notredamehealthcare.org Ad on page 14
Salmon VNA & Hospice Care
37 Birch St., Milford 508-473-0862 www.salmonhealth.com Ad on page 24
HOSPITALS Fairlawn Rehabilitation Hospital
(an affiliate of Encompass Health) 189 May St., Worcester 508-791-6351; Fairlawnrehab.org Ad on page 29
UMass Memorial Health Care All Locations 855-UMASS-MD (855-862-7763) Umassmemorialhealthcare.org Ad on page 5
Continued page 31
2020 ~ 2021
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Continued from page 30
HOUSING, ASSISTED LIVING
Branches of Marlboro/ Benchmark
SageLife Artisan-Hudson 253 Washington St., Hudson 978-763-8165; www.ArtisanatHudson.com Ad on page 37
421 Bolton St., Marlborough 508-313-6837 www.benchmarkseniorliving.com Ad on page 23
Adelaide of Newton Center/ Benchmark
Notre Dame Health Care
Christopher Heights of Marlborough
157 Herrick Rd, Newton Centre 617-870-6964 www.benchmarkseniorliving.com Ad on page 23
555-559 Plantation St., Worcester 508-852-3011 www.notredamehealthcare.org Ad on page 14
99 Pleasant St. Marlborough 508-449-6301 www.christopherheights.com Ad on page 8
Branches of Framingham/ Benchmark 518 Pleasant St., Framingham 774-845-3153 www.benchmarkseniorliving.com Ad on page 23
Goddard Homestead
Whitney Place Assisted Living and Memory Care, Natick
1199 Main St., Worcester 508-753-4890; ww.goddardhomestead.org Ad on page 37
Three Vision Drive, Route 9 West, Natick; 508-655-5000 www.SalmonHealth.com Ad on page 24
Continued page 32
Preserving Memories with Dignity Cremation and affordable funeral options The Shaw-Majercik Funeral Home provides affordable cremation and traditional funeral services.
When it comes to your final arrangements...
Veteran Owned & Operated
Shouldn’t you make the decisions?
The arrangements you make will reflect your exact wishes and desires. Arrangements can be made in the comfort of your own home.
DIRECT CREMATION
RichaRd d. MajeRcik Director
We are the largest cremation provider in Worcester County.
Complete
1675
$
TRADITIONAL GRAVESIDE SERVICE AND BURIAL
Includes 20-gauge metal casket & Vault
Shaw-Majercik Funeral Home
Does not include grave opening
Complete
3995
$
+ Cemetary charges
48 School Street, Webster, MA 01570 508-943-6278 • www.shaw-majercik.com
1(800)279-7429
ESTABLISHED 1910 OVER 100 YEARS OF CONTINUOUS SERVICE ~ VETERAN OWNED & OPERATED ~ SERVING ALL FAITHS
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Continued from page 33
Whitney Place Assisted Living and Memory Care, Northborough
238 West Main St., Northborough 508-393-5655; www.SalmonHealth.com Ad on page 24
Whitney Place Assisted Living Residences, Northbridge 85 Beaumont Drive, P.O. 940; Northbridge ; 508-234-3434 www.SalmonHealth.com Ad on page 24
Whitney Place Assisted Living and Memory Care, Westborough 5 Lyman St., Westborough 508-836-4354 www.SalmonHealth.com Ad on page 24
HOUSING AUTHORITIES Acton Housing Authority 68 Windsor Ave., Acton;
Whitney Place Assisted Living 978-263-5339; acton-ma.gov and Memory Care, Sharon Athol Housing Authority 675 South Main St., Sharon 781-784-0111 www.SalmonHealth.com Ad on page 24
21 Morton Meadows; Athol 978-249-4848 atholorangehousing.com
Auburn Housing Authority 200 N. Oxford St., Auburn 508-832-3852 auburnmahousing.org
Braintree Housing Authority 25 Roosevelt Road, Braintree 781-848-1484 braintreehousingauthority.org
Brockton Housing Authority 247 Arthur Paquin Way, Brockton 508-583-3555 brocktonhousingauthority.com
Cohasset Housing Authority 60 Elm St., Cohasset 781-383-1948; cohassetma.org
Continued page 33
2020 ~ 2021
33
Continued from page 32
Concord Housing Authority 34 Everett St., Concord 978-369-8435 concordca.org
Dracut Housing Authority 97 Mammoth Road, Dracut 978-957-3515 dracuthousingauthority.org
Fitchburg Housing Authority 100 Main St., Leominster 508-537-5300 ncmhousing.com
Framingham Housing Authority
1 John J. Brady Drive, Framingham 508-879-7562; www.framha.org
Grafton Housing Authority
10 Maxwell Drive, Grafton 508-839-6089; graftonhousing.com
Hingham Housing Authority
30 Thaxter St., Hingham; 781-741-1417 hingham-ma.com
Holbrook Housing Authority 1 Holbrook Court, Holbrook 781-767-0024; holbrookma.gov
Holden Housing Authority 9 Flagler Drive, Holden; 508-829-9182; holdenma.gov
Holliston Housing Authority
492 Washington St., Cole Court, Holliston 508-429-6266; townofhollidston.us
Hudson Housing Authority
8 Brigham Circle, Hudson 978-562-9268; townofhudson.org
Hull Housing Authority
6 Atlantic House Court, Hull 781-925-4544; town.hull.ma.us
Leominster Housing Authority
100 Main St., Leominster 978-537-5300; ncmhousing.org
Lexington Housing Authority
One Countryside Village, Lexington 781-861-0900; lexingtonhousing.org
Lowell Housing Authority P.O. Box 60, Lowell 978-937-3500 lowellhousingauthority.org
Lynn Housing Authority 50 Andrew St., Lynn 781-592-4092; lhand.org
Malden Housing Authority
630 Salem St., Malden; 781-322-9460; maldenhousing.org
Mansfield Housing Authority
22 Bicentennial Court, Mansfield 508-339-6890; mansfieldma.com
Marlborough Housing Authority 240 Main St., Marlborough 508-624-6908; marlborough-ma.gov
Maynard Housing Authority 15 Powder Mill Circle, Maynard 978-897-8738
affordablehousingonline.com
Medford Housing Authority
121 Riverside Ave., #1, Medford 781-396-7200; medfordhousing.org
Medway Housing Authority 600 Mahan Circle, Medway 508-533-2434 affordablehousingonline.com
Melrose Housing Authority 910 Main St., Melrose 781-665-1622; melroseha.com
Merrimack Housing Authority
52 Merrimack Village, Merrimack 978-388-2022 ext. 5 www.merrimac01860.info
Methuen Housing Authority 24 Mystic St., Methuen 978-682-8607 methuenhousingauthority.org
Milton Housing Authority 65 Miller Ave., #1, Milton 617-698-2169 miltonhousingauthority.com
Middleborough Housing Authority 8 Benton St., Middleborough 508-947-3824 affordablehousingonline.com
Milford Housing Authority
45 Birmingham Court, Milford 508-473-9521 affordablehousingonline.com Continued page 34
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Continued from page 33
Millis Housing Authority 310 Exchange St., Millis 508-376-8181; millis.org
Milton Housing Authority 65 Miller Ave., #2, Milton 617-698-2169 miltonhousingauthority.com
Natick Housing Authority 4 Cottage St., Natick 508-653-2971; natickha.org
Needham Housing Authority 28 Captain Robert Cooke Drive, Needham; 781-444-3011; needhamhousing.org
Newton Housing Authority
82 Lincoln St., #101, Newton Highlands 617-552-5501; newtonhousing.org
N. Andover Housing Authority
310 Greene St., N. Andover 978-682-3932; nandoverha.org
N. Reading Housing Authority
Peabody Court, N. Reading 978-664-2982; www.northreadingha.org
Northborough Housing Authority
26 Village Drive, Northborough 508-393-2408 northboroughhousing.com
Norwood Housing Authority
40 William Shyne Circle, Norwood 781-762-8115; norwoodha.org
Oxford Housing
Authority
23 Wheelock St., Oxford 508-987-5055; oxfordhousing.org
781-344-6599; stoughtonhousingauthority.com
Stow Housing Authority
Pembroke Housing Authority 380 Great Road, Stow Kilcommons Drive, Pembroke 781-293-3088; pembrokeha.com
978-897-4534; stow-ma.gov
Plymouth Housing Authority
30 Olney St., Taunton 508-823-6308; tauntonhousing.com
69 Allerton St., Plymouth 508-746-2105; plymouthhousing.org
Taunton Housing Authority
Tewksbury Housing Authority
Quincy Housing Authority
Saunders Circle, Tewksbury 978-851-7392, ext. 7 tewksbury-ma.gov
Reading Housing Authority
Wakefield Housing Authority
80 Clay St., Quincy 617-847-4350; quincyha.com
23 Frank D. Tanner Drive, Reading 781-944-6755; readinghousing.org
Scituate Housing Authority 791 Country Way, Scituate 781-545-3375; scituatema.gov
Shrewsbury Housing Authority
36 N. Quinsigamond Ave., Shrewsbury 508-757-0323; shrewsburyha.org
Somerville Housing Authority
30 Memorial Road, Somerville 617-625-1152; sha-web.org
Southbridge Housing Authority
60 Charlton St., Southbridge 508-765-5858; www.ci.southbridge. ma.us/southbridge
Stoughton Housing Authority 4 Capen St., Stoughton
26 Crescent St., Wakefield 781-245-7328 wakefieldhousing.org
Walpole Housing Authority 8 Diamond Terrace, Walpole 508-660-9973
Watertown Housing Authority
55 Waverley Ave., Watertown 617-923-3950 www.ci.waterotwn.ma.us Serves Allston, Belmont, Brighton, Cambridge, Newton, Waltham, Watertown
Wayland Housing Authority 106 Main St., Wayland 508-655-6310 wayland.ma.us
Webster Housing Authority 10 Golden Heights, Webster 508-943-1634 webster-ma.gov
Wellesley Housing Authority Continued page 36
2020 ~ 2021
Five Reasons To Call Us...
Colony RetiRement Homes i & ii 485 Grove Street • Worcester, MA • (508) 852-5285
Colony RetiRement Homes iii 101 Chadwick Street • Worcester, MA • (508) 755-0444
Colony RetiRement Homes iV 123 Holden Street • Worcester, MA • (508) 853-2211
Colony RetiRement Homes of Holden 68 Reservoir Street • Holden, MA • (508) 829-4300
Colony Retirement Homes offers Five Exciting Choices in Retirement Living. Come visit our studios, 1 bedroom or 2 bedroom units, you’ll be glad you did.
AMENITIES INCLUDE (depending on location): • Attractive well lit landscaped grounds • Wall to wall carpeting • Private patio or balcony • Laundry facilities • All utilities included in rent except telephone and cable
• Resident computer, with FREE access to the internet (classes also available) • Off season storage • 24 hour maintenance • “Home cooked” meals served daily • TV cable ready units
• Green house / gardening • Art and crafts room • Small pets welcome • Attractive community rooms for residents and family functions • Library
Colony Retirement Homes, inC. of
Not for Profit Corporation Our equal opportunity housing is subsidized through the Department of Housing and Urban Development. For more information call or stop by.
se rvice!
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Continued from page 34
109 Barton Road, Wellesley 781-235-0223 wellesleyhousing.org
W. Boylston Housing Authority
87 Maple Ave., W. Boylston 508-835-6060; westboylston-ma.gov
W. Brookfield Housing Authority
29 E. Main St., W. Brookfield 508-867-5891 wbrookfield.com
Westborough Housing Authority
2 Rogers Road, Westborough 508-366-1225 www.town.westborough.ma.us/ housing-authority
Weymouth Housing Authority 402 Essex St., Weymouth 781-335-2000
Winchendon Housing Authority
108 Ipswich Drive, Winchendon 508-297-2280 townofwinchendon.com
Winchester Housing Authority
13 Westley St., Winchester 781-721-5718; winchesterha.org
Woburn Housing Authority
59 Campbell St., Woburn 781-935-0818; woburnhousing.org
Worcester Housing Authority 40 Belmont St., Worcester 508-635-3000 www.worcesterha.org
HOUSING, INDEPENDENT LIVING Adelaide of Newton Center/ Benchmark 157 Herrick Rd, Newton Centre 617-870-6964 www.benchmarkseniorliving.com Ad on page 23
Bigelow Village
P.O. Box 275, Rutland; 508-886-6565 www.bigelowvillage.com Ad on page 7
Congregational Retirement Homes 200 W. Foster St., Melrose 781-665-6334 www.peabodyproperties.com Ad on page 26
Framingham Green
136 Maynard Road, Framingham 508-872-0500 www.peabodyproperties.com Ad on page 26
Irving Square Apartments
Blackstone Housing Corp.
75 Irving St., Framingham 844-656-4361 www.equityapartments.com Ad on page 26
Branches of Framingham/ Benchmark
SageLife Artisan-Hudson
Branches of Marlboro/ Benchmark
The Willows at Westborough
Camellia Gardens/ Hawthorne Senior Living
The Willows at Worcester
8 1/2 Early Village Drive, Blackstone 508-883-9802 Ad on page 19
518 Pleasant St.,Framingham 774-845-3153 www.benchmarkseniorliving.com Ad on page 23
421 Bolton St., Marlborough 508-313-6837 www.benchmarkseniorliving.com Ad on page 23
16 Digital Way, Maynard 978-243-0929 www.seniorlivinginstyle.com/seniorliving/ma/maynard/digital-way/ Ad on page 25
253 Washington St., Hudson 978-763-8165 www.ArtisanatHudson.com Ad on page 37 1 Lyman St., Westborough 508-366-4730 www.SalmonHealth.com Ad on page 24 101 Barry Road, Worcester 508-755-0088 www.SalmonHealth.com Ad on page 24
Continued page 38
THE WAIT IS ALMOST OVER
2020 ~ 2021
Reach over 40,000 Mature Consumers and Caregivers
37
Goddard House provides gracious senior living in our studio, one, and two bedroom apartments in a historic home in Worcester. Residents of the Goddard House enjoy three chef prepared meals daily in our restaurant style dining room, trips to Mechanics Hall, restaurants, museums, and other locations, availability of staff 24-hours, and emergency call system in each apartment.
fiftyplus
Homestead Hall provides personal care, medication management, and social programs in a residential homelike environment. All rooms are private with private en-suite half-baths. Set on over an acre of land in a secluded, private, residential setting in the heart of Worcester.
THE WAIT IS ALMOST OVER www.fiftyplusadvocate.com
For advertising information call
Please contact Tracey King at (508) 868-0967 for a private tour and information regarding options and pricing
(508) 366-5500
Worcester, MA www.goddardhomestead.org
Opening September 2020
GRAND OPENING
At Artisan at Hudson, we’re putting the finishing touches on a better senior living experience. Whether you live independently or need supportive care, you can experience the right amount of support while enjoying a carefully curated boutique lifestyle. Opening
Here, you can live your way with thoughtful services and experiences, delicious dining and an engaging lifestyle that’s defined by you. It’s new, it’s different and it’s waiting for you.
September 2020
The wait is over! Come choose your new home today! At Artisan at Hudson, we’re putting the finishing touches on a better senior living experience. Whether you live independently or need supportive care, you can experience the right amount of support while enjoying a carefully curated boutique lifestyle.
Here, you can live your way with thoughtful services and experiences, delicious dining and an engaging lifestyle that’s defined by you.
Call to scheduleoffering a touran ofactive our model Enjoy an exciting new senior living rental community lifestyle, It’s new, it’s different and it’s waiting for you. apartments and apartment! to learn about our peace of mind, and your own fully private
(978) 763-7111
www.ArtisanAtHudson.com (978) 763-7111
special incentives.
Call to schedule a tour of our model apartments and to learn about our special incentives.
www.ArtisanAtHudson.com
Welcome Center: 10 Technology Drive in Hudson (next to The Paper Store) 253253 Washington Street | Hudson, MAMA 01749 Pending EOEA Certification Future Community: Washington Street | Hudson, 01749 Welcome Center: 10 Technology Drive in Hudson (next to The Paper Store) Future Community: 253 Washington Street | Hudson, MA 01749
Pending EOEA Certification
38
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Continued from page 36
HOUSING INFORMATION & REFERRAL Bigelow Village
P.O. Box 275, Rutland 508-886-6565; www.bigelowvillage.com Ad on page 7
Central MA Housing Alliance
6 Institute Road, Worcester 508-752-5519; www.cmhaonline.org Housing, tenant and landlord issues
Homeowner Options for Elders (HOME) 137 South St., Boston 617-451-0680
A comprehensive housing counseling service for older homeowners of limited income that looks for ways to tap into home equity
Leading Age
246 Walnut St., Suite 203, Newton 617-244-2999 www.leadingagema.org
Mass. Access: The Accessible Housing Registry 18 Tremont St., Suite 401, Boston; 617-742-0820 www.massaccesshousingregistry.org
Online resource assists those with disabilities find rental housing in Massachusetts
Massachusetts Dept. of Housing and Community Development
100 Cambridge St., Ste 300, Boston; 617-573-1100; www.mass.gov/dhcd Public housing options and how to find more information in your area. Publishes “How to Obtain Housing Assistance in Massachusetts.
Mass. Housing Finance Agency 1 Beacon St., Boston 617-854-1000 www.masshousing.com
Administers Mass Housing’s ElderCHOICE program that provides financing for assisted-living rental housing with supportive services for frail elders; and the Elder 80/20 programs, which serve elders who wish to live in independent rental apartments with on-site access to supportive service in developments financed through the Elder 80/20 program. Agency also publishes subsidized housing list.
Metro Boston Housing Partnership 125 Lincoln St., 5th Floor, Boston 617-859-0400 800-272-0990 www.mbhp.org
HOUSING, RETIREMENT COMMUNITIES Bigelow Village
P.O. Box 275, Rutland 508-886-6565 www.bigelowvillage.com Ad on page 7
Goddard Homestead
1199 Main St., Worcester 508-753-4890 www.goddardhomestead.org Ad on page 37
SageLife Artisan-Hudson 253 Washington St., Hudson; 978-763-8165; www.ArtisanatHudson.com Ad on page 37
Provides loans to make access modifications to homes for individuals with disabilities; offers rental voucher assistance to homeless, elderly, disabled, and low- and moderate-income residents of Boston and 29 surrounding communities.
HOUSING, SUBSIDIZED ELDERLY
U.S. Dept. of Housing and Urban Development
Most Subsidized Elderly Housing is for people 62 years and older, Rent is 30 percent of income.
Thomas P. O’Neill Jr. Fed. Bldg. 10 Causeway St.,Rm 321, Boston 617-994-8300 800-827-5005 www.hud.gov Enforces fair housing laws, conducts training, outreach, and compliance monitoring: and works with state and local agencies to administer fair housing programs
Blackstone Housing Corp.
8 ½ Early Village Drive, Blackstone 508-883-9802 Ad on page 19
Camellia Gardens/ Hawthorne Senior Living
16 Digital Way, Maynard 978-243-0929 www.seniorlivinginstyle.com/seniorliving/ma/maynard/digital-way/ Ad on page 25 Continued page 39
2020 ~ 2021
39
Continued from page 38
Christopher Heights of Marlborough
99 Pleasant St. Marlborough 508-449-6301 www.christopherheights.com Ad on page 8
Colony Retirement Homes Inc. I & II
485 Grove St., Worcester 508-852-5285 www.colonyretirementhomes.com/ colony-1-2 Ad on page 35
Colony Retirement Homes Inc. III
101 Chadwick St., Worcester 508-755-0444 www.colonyretirementhomes.com/ colony-3 Ad on page 35
Colony Retirement Homes Inc. IV
123 Holden St., Worcester 508-853-2211 www.colonyretirementhomes.com/ colony-4 Ad on page 35
Congregational Retirement Homes 200 W. Foster St., Melrose 781-665-6334 www.peabodyproperties.com Ad on page 26
1 Ashburton Place, 5th Floor, Boston; 617-727-7750 www.mass.gov/elders
The state secretary representing seniors. Provides resources and info for seniors and caregivers
Framingham Green
136 Maynard Road, Framingham 508-872-0500 www peabodyproperties.com Ad on page 26
INSURANCE & FINANCIAL ASSISTANCE
Green Hill Towers
Massachusetts Division of Health Care Finance and Policy
27 Mount Vernon St., Worcester 508-755-6062 TDD: 508-755-0228 Ad on page 20
Irving Square Apartments 75 Irving St., Framingham 844-656-4361 www.equityapartments.com Ad on page 26
INFORMATION & REFERRAL SERVICES 800-Age-Info Resources for Mass. Elders
Colony Retirement Homes of 800-Age-Info; www.800ageinfo.com Holden Fifty Plus Advocate 68 Reservoir St., Holden Newspaper 508-829-4300 www.colonyretirementhomes.com/ colony-holden Ad on page 35
Massachusetts Executive Office of Elder Affairs
32 South St., Westborough 508-366-5500 www.fiftyplusadvocate.com Ad on page 37
www.massmedicaid.org/ massachusetts-division-health-carefinance-and-policy Administers the Health Safety Net, a fund set up to help pay for health services for certain low income uninsured and underinsured individuals
Massachusetts Division of Medicare Advocacy Project 197 Friend St., Boston 800-323-3205; www.gbls.org
Answers telephone queries and provides free advice and legal representation
Medicaid Managed Care
Recipient Help Line: 800-682-1062 www.mass.gov/eohhs/gov/newsroom/ dph/directory/helplines.html
MassHealth Enrollment Centers
800-841-2900 www.mass.gov/service-details/ masshealth-enrollment-centers-mecs Continued page 40
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Continued from page 39
Chelsea: 47 Spruce St. 781-485-2500 Springfield: 333 Bridge St. 413-785-4100 800-332-5545 Taunton: 21 Spring St., Suite 4 508-828-4600 800-242-1340 Tewksbury: 367 E. St. 978-863-9200 800-408-1253 MassHealth is a state sponsored program that pays for nursing and other medical services for financially eligible individuals residing at home or in nursing facilities, rehabilitation hospitals and state hospitals. Eligibility is based on medical and financial criteria
LEGAL ASSISTANCE Boston College Legal Services LAB
885 Centre St., Newton Center Elder Intake: 617-552-0248 www.masslegalservices.org/ programs/boston-college-legalservices-lab The Boston College Legal Services LAB office is a community law office staffed by students and faculty from BC Law School. Our services are free for low income residents of Waltham, Watertown and Newton.
Disability Law Center, Inc. 11 Beacon St., Suite 925, Boston 800-872-9992; www.dlc-ma.org
Provides free legal assistance and information to people with disabilities throughout Massachusetts
Dennis Sullivan Associates
888 Worcester St., Wellesley 781-237-2815 www.estateplanandassetprotection.com Ad on page 10, 11, 48
Durbin and Veglia Attorneys at Law
275R Main St., Oxford 508-987-3981; 508-987-3982 www.durbinandveglia.com Ad on page 19
the-attorney-generals-elder-hotline Provides information on such areas as guardianship, elder abuse, homestead protection and more
Massachusetts Bar Association Lawyer referral service 20 West St., Boston 617-338-0500 www.massbar.org
Mass. Law Reform Institute
Greater Boston Elderly Legal 617-357-0700 www.mlri.org Services 197 Friend St., Boston 617-371-1234; www.gbls.org
Provides free civil (non-criminal) legal assistance to low-income people in Boston and 31 additional cities and towns
Harvard Legal Aid Bureau 23 Everett St., 1st Flr, Cambridge 617-495-4408 www.harvardlegalaid.org
Provides free legal services to low-income people in Middlesex and Suffolk counties
Legal Assistance Corp. of Central Massachusetts
Volunteer Lawyers Service 405 Main St., 4th Flr, Worcester 800-649-3718; 508-752-3718 79 Elm St., Southbridge 508-765-9290; www.livejustice.org Provides free civil legal assistance to low-income and elderly residents of Worcester County
Massachusetts Attorney General Elder Hotline
One Ashburton Place, Boston 888-243-5337 www.mass.gov/service-details/
Nonprofit legal services support center. Promotes social and economic justice through advocacy, education and legal action
MetroWest Legal Services 63 Fountain St., Suite 304, Framingham 508-620-1830 www.mwlegal.org
Provides free, civil legal representation to low-income people who live in Metrowest area
Mental Health Legal Advisors Committee
24 School St., Suite 804, Boston; 617-338-2345 800-342-9092 www.mass.gov/mhlac Provides legal referrals, information and advice with regard to mental health issues
Pension Assistance Project Gerontology Institute UMass - Boston 100 Morrissey Blvd., Boston 617-287-7300 www.umb.edu/pensionaction
Continued page 42
2020 ~ 2021
HOME CARE
Professional Caregiving for Independent Senior Living Seniors remain as steadfast as ever in their independence as homeowners and community members. Health, happiness, and comfort are at the core of choosing to live independently in their own home. At the point when daily activities require assistance, they choose Home Care.
For over 60 years, the Home Care Department at Family Services of Central Massachusetts (FSCM), has been supporting seniors’ wishes to “age in place,” with the Senior Living Care (SLC) Suite of Services to ease the increasing daily demands of independent living.
The Home Care SLC Suite of Services Includes: • • • • •
Companionship Respite Care Personal Care Light Housekeeping Meal Preparation
FSCM Home Care is an affordable option to Assisted Living facilities that helps seniors build a safe, supportive SLC Suite of Services right in their own home.
• Laundry • Shopping • Prescription Pickup • Transportation Contact Marnie Dow, Director of Home Care & Long Term Supports, at 508.756.4696 or mdow@fscm.org to discuss your Senior Living Care needs, today!
31 Harvard Street, Worcester, MA 01609 • 508.756.4696 • fscm.org
41
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2020 ~ 2021
Continued from page 40 Offers counseling and assistance for citizens on their pension rights
MENTAL HEALTH
Surprenant & Beneski, P.C.
MA Dept. of Mental Health,
35 Arnold St., New Bedford 508-994-5200 www.MyFamilyEstatePlanning.com Ad on page 14
MARKETING TO SENIORS & CAREGIVERS Fifty Plus Advocate Newspaper
32 South St. Westborough 508-366-5500 www.fiftyplusadvocate.com Ad on page 37
MEMORY CARE Branches of Framingham/ Benchmark 518 Pleasant St., Framingham 774-845-3153 www.benchmarkseniorliving.com Ad on page 23
Branches of Marlboro/ Benchmark
421 Bolton St., Marlborough 508-313-6837 www.benchmarkseniorliving.com Ad on page 23
25 Staniford St., Boston 617-626-8000 165 Quincy St., Brockton 508-897-2000 361 Plantation Street, 1st Floor, Worcester 774 420-3140 www.mass.gov/orgs/massachusettsdepartment-of-mental-health
Catholic Charities
Family Counseling & Guidance Center 152 Sylvan Street Danvers www.ccab.org/counseling-services 978-774-6820 Outreach offices are available in Lynn and Salem. Clinical services are also available in Catholic Charities Childcare sites in Lynn, Peabody, and South Boston.
National Alliance on Mental Illness (NAMI) of Massachusetts
The Schrafft Center, 529 Main St., Suite 1M17, Boston 800-370-9085 www.namimass.org Provides information, support and referral services to individuals with various forms of mental illness and their families
NURSING HOMES Most nursing homes offer long-term, short-term, and Alzheimer's care as well as hospice services
Beaumont Rehabilitation and Skilled Nursing Centers, (Natick) Three Vision Drive, Route 9 West, Natick 508-651-9200 www.SalmonHealth.com Ad on page 24
Beaumont Rehabilitation and Skilled Nursing Centers, (Northborough) 238 West Main St., Northborough 508-393-2368 www.SalmonHealth.com Ad on page 24
Beaumont Rehabilitation and Skilled Nursing Centers, (Northbridge) 85 Beaumont Drive, P.O. Box 940, Northbridge 508-234-9771 www.SalmonHealth.com Ad on page 24
Beaumont Rehabilitation and Skilled Nursing Centers, (Westborough) Three Lyman St., Westborough 508-366-9933 www.SalmonHealth.com Ad on page 24
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Beaumont Rehabilitation and Skilled Nursing Centers, (Worcester) 378 Plantation St., Worcester 508-651-9200; 508-755-7300; www.SalmonHealth.com Ad on page 24
NUTRITION Elder Services of Worcester Area, Inc. 67 Millbrook St., #100, Worcester; 508-756-1545; www.eswa.org
Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester
Ad on page 19
Heart to Home Meals
289 Elm St., Suite 104, Marlborough 774-843-2696 https://www.hearttohomemeals.com/ Ad on page 8
Massachusetts Elderly Nutrition Program Information
To find the closest agency, call (800) 243-4636. www.mass.gov/nutrition-programfor-seniors Provides nutritious meals at home through meals on wheels and congregate meal sites
Food Stamp Program (SNAP)
To contact Department of transitional Assistance (DTA) about SNAP, call the DTA Assistance Line
at (877) 382-2363. www.mass.gov/snap-benefitsformerly-food-stamps Fitchburg (DTA Office): 49 Nursery Lane, Suite 101 978-665-8700 Milford (at Salvation Army): 29 Congress Street, Milford Southbridge (DTA Office): 1 North St., 508-765-2400 Worcester (DTA Office): 13 Sudbury Street; 508-767-3100
Project Bread Food Stamp Hotline 800-645-8333 TTY 1-800-377-1292 www.projectbread.org
If you or your family is facing hunger right now, we want to help. Call our FoodSource Hotline above or visit http://www.projectbread.org/get-help/ to find resources.
Farmers' Market Program www.mass.gov/farmersmarket-nutrition-program Senior Nutrition Agencies distribute coupons to eligible seniors in July. Call the agency in June for a distribution schedule. Find out if you're eligible to receive coupons by clicking on the "Check Eligibility" link at the web address above.
Greater Boston Food Bank 70 S Bay Ave, Boston 617-427-5200; www.gbfb.org
The Greater Boston Food Bank (GBFB) partners with 520+ hunger-relief agencies, including food pantries, community meal programs and other food assistance providers throughout the nine counties and 190 towns and cities across Eastern Massachusetts.
Worcester County Food Bank 474 Boston Turnpike, Shrewsbury 508-842-3663 www.foodbank.org; www.foodbank. org/find-food/#agency-locator
Locate your nearest Worcester County pantry or meal program.
PENSION PLAN ASSISTANCE N. E. Pension Assistance Project, Gerontology Institute
University of Massachusetts Boston Wheatley Hall, 3rd Floor, Room 124A 100 Morrissey Blvd., Boston 888-425-6067 www.umb.edu/pensionaction Help locating pension funds, explaining pension provisions and addressing pension eligibility issues. Free, confidential counseling and assistance. Provides list of specialized attorneys and financial advisors
PRESCRIPTION DRUG ASSISTANCE MED-Project
4096 Piedmont Ave., Unit 544, Oakland, California; 415-706-0160 www.med-project.org Ad on page 29
Pharmacy Outreach ProgramMass. College of Pharmacy and Health Sciences 25 Foster St.,Worcester Help Line (M-F, 8:30am - 5pm): 866-633-1617
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www.mcphs.edu/patient-centers/ pharmacy-outreach-program Provides information on various insurance programs and how to receive free, low-cost or discounted medications from various sources. Offers clinical information from licensed pharmacists, counseling on compliance issues and options for lower cost medications
Prescription Advantage 800-243-4636, press 2 TTY (877) 610-0241 www.800ageinfo.com
Prescription Advantage is a statesponsored prescription drug program for seniors and people with disabilities. Prescription Advantage provides financial help to lower prescription drug costs. If you have Medicare or other prescription insurance, Prescription Advantage helps to fill gaps in coverage.
189 May St., Worcester 508-791-6351; Fairlawnrehab.org Ad on page 29
REHABILITATION & SKILLED NURSING SERVICES Fairlawn Rehabilitation Hospital
(an affiliate of Encompass Health) 189 May St., Worcester 508-791-6351 Fairlawnrehab.org Ad on page 29
Notre Dame Health Care
REAL ESTATE SERVICES RE/MAX Advantage I
25 Union St., 4th Fl., Dudley 774-239-2937 www.joannsoldmyhouse.com Ad on page 24
Sell Mom's House
157 Cullinane Dr., Marlborough 508-877-6500 Ad on page 13
REHABILTATION HOSPITALS Fairlawn Rehabilitation Hospital (an affiliate of Encompass Health)
555-559 Plantation St., Worcester 508-852-3011 www.notredamehealthcare.org Ad on page 14
St. Mary Healthcare 39 Queen St., Worcester 508-753-4791 www.stmaryhc.com Ad on page 7
REST HOMES Goddard Homestead
1199 Main Street, Worcester 508-753-4890 www.goddardhomestead.org Ad on page 37
REVERSE MORTGAGES Central One Federal Credit Union
714 Main St., Shrewsbury 508-841-0688 www.centralfcu.com Ad on page 7
Helping Hands Community Partners, Inc. (Direct Finance) 40 Accord Park Drive, Suite 208, Norwell 781-878-5626 www.hhcp.org Ad on page 17
TRANSPORTATION American Cancer Society of Massachusetts 800-227-2345 www.cancer.org
Provides transportation to and from treatment for people who have cancer who do not have a ride or are unable to drive themselves. Volunteer drivers donate their time and the use of their cars so that patients can receive the life-saving treatments they need. To learn about volunteer opportunities in your area with the Road to Recovery program.
Framingham Public Transportation - The Lift
Memorial Bldg., Room. B14 150 Concord Street, Framingham 508-620-4852 www.framingham.com/townhall/lift/ routes. Discounted fares are offered
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to the elderly and disabled.
Gardner Athol Area Mental Health Association (GAAMHA) Transit 208 Coleman St.; Gardner 978-632-0934 www.gaamha.com/transportation
Serves Gardner, Fitchburg, Leominster, Athol, Orange, Winchendon, Ashburnham, Westminster, Templeton, Hubbardston, Lunenburg, Rutland and Barre. Door-to-door service for physically challenged elders
Gardner Community Action Committee 294 Pleasant St., Gardner 978-632-8700 Medical transportation throughout Northwest Worcester County
MA.Gov
www.mass.gov/service-details/gethelp-finding-a-ride A list of transportation services available across Massachusetts for seniors, people with disabilities, veterans, commuters, and others.
Merrimack Valley Regional Transit Authority (MVRTA) 85 Railroad Ave., Haverhill 978-469-6878 www.mvrta.com
Serves the northeast corner of Massachusetts with over 1 million miles of scheduled bus routes, and elderly and disabled transportation.
MetroWest Regional Transit Authority (MWRTA) 15 Blandin Ave., Framingham 508-935-2222
Dial a Ride: 508-820-4650 TTY: 508-935-2242 www.mwrta.com
can provide a ride and they can give minimal assistance getting into and out of a car and into the medical facility.
Serving: (Central): Framingham & Natick; (West): Marlborough & Southborough; (South): Holliston, Hopkinton, Ashland & Sherborn; (North): Sudbury, Wayland & Weston
The RIDE, MBTA
Montachusett Regional Transit Authority (MRTA)
Paratransit program provides door-todoor transportation to those with physical, cognitive or mental disabilities. Services Boston and towns located in Metrowest, North Shore and South Shore
1427R Water St. Fitchburg 978-345-7711 TTY: (800) 789-0577 www.mrta.us
Serves the north-central part of Massachusetts including Ayer, Fitchburg, Sterling, Winchendon
SCM Elderbus
124 Southbridge Road, Charlton 800-321-0243 www.scmelderbus.org SCM Elderbus provides transportation services to twenty-two communities in central Massachusetts . All residents age sixty and over, as well as residents with disabilities, are eligible for the service.
Springwell Volunteer Medical Escorts
307 Waverley Oaks Road, Ste. 205, Waltham 617-926-4100 TTY: 617-923-1562 https://springwell.com/service/ medical-escort/ provide seniors with an escort to medical appointments within Belmont, Brookline, Needham, Waltham, Watertown, Wellesley, Weston, surrounding towns and Boston hospitals. Medical Escorts wait during the appointment (up to 1.5 hours) and provide accompaniment home, providing transport and companionship. Medical Escorts
800-533-6282 TTY: 617-222-5415 www.jv-theride.com
South Shore Courtesy Coach 55 Fogg Road S. Weymouth 781-624-4350
The Courtesy Shuttle provides transportation to patients who need a ride to an appointment at South Shore Hospital or to a program or service directly affiliated with South Shore Hospital. The Courtesy Coach does not deliver patients to physician offices.
Worcester Regional Transit Authority (WRTA) 60 Foster Street Worcester 508-791-WRTA (9782) www.therta.com
Provides curb-to-curb service for individuals 60 and older: medical appointments, grocery shopping; ADA for handicapped individuals who cannot take public bus) Serves Central and North Worcester Country. Provides out of town medical transportation and escorts to visually challenged elders
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VETERANS Boston Veterans Medical Center
150 S. Huntington Ave. Jamaica Plain; 617-232-9500 www.boston.va.gov
Christopher Heights of Marlborough
99 Pleasant St., Marlborough 508-449-6301 www.christopherheights.com Ad on page 8
Disabled American Veterans
VA Regional Office JFK Fed Bldg, Government Ctr. Boston (617) 303-5675 www.dav.org
Massachusetts Department of Veterans Services Executive Office for Administration and Finance 600 Washington St., Suite 1100, Boston
617-727-3578, ext. 101 https://www.mass.gov/orgs/ massachusetts-department-ofveterans-services The mission of the Department of Veterans’ Services is to advocate on behalf of all the Commonwealth’s veterans and provide them with quality support services and to direct an emergency financial assistance program for those veterans and their dependents who are in need.
RE/MAX Advantage I
25 Union St., 4th Fl., Dudley 774-239-2937 www.joannsoldmyhouse.com/ Ad on page 24
VA Boston Healthcare System www.boston.va.gov Brockton Division 940 Belmont Street, Brockton 508-583-4500 800-865-3384
Jamaica Plain Division 150 S. Huntington Avenue Boston, MA 02130 617-232-9500
800-865-3384 West Roxbury Division 1400 VFW Parkway West Roxbury, MA 02132 617-323-7700 800-865-3384 VA Boston Healthcare System's consolidated facility consists of the Jamaica Plain campus, located in the heart of Boston's Longwood Medical Community; the West Roxbury campus, located on the Dedham line; and the Brockton campus, located 20 miles south of Boston in the City of Brockton.
U.S. Veterans Administration
Regional Office, JFK Federal Bldg. Room 1575E, Boston 800-827-1000 www.va.gov
Veterans Crisis Line 1-800-273-8255
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For wherever life takes you. Life can lead you on an incredible journey. We’ll be by your side through it all. Learn more at GetReliant.com
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