SPECIAL ADVERTISING SECTION
2019 Columbus
Award Winners Recognized for Professional Excellence FS • 3
Featured winners from our Five Star Professional section FS • 1
SPECIAL ADVERTISING SECTION
FIVE STAR AWARD WINNERS These days, it takes a village to manage your financial world. Whether it is managing your assets with a wealth manager, navigating the ever-changing tax landscape, sorting out your estate and succession planning or picking the right life insurance, finding the right team can be a daunting task. In fact, many consumers have a hard time figuring out where to even begin. Sometimes, a few simple questions can put you off on the right path. Asking a professional what makes working with them a unique experience can help you understand how they work and if their style meshes with your own. This is a great place to start! Five Star Professional uses its own proprietary research methodology to name outstanding professionals, then works with publications such as Columbus Monthly to spread the word about award winners. Each award candidate undergoes a thorough research process (detailed here) before being considered for the final list of award winners. For the complete list of winners, go to www.fivestarprofessional.com.
RESEARCH DISCLOSURES In order to consider a broad population of high-quality wealth managers and investment professionals, award candidates are identified by one of three sources: firm nomination, peer nomination or prequalification based on industry standing. Self-nominations are not accepted. Columbus award candidates were identified using internal and external research data. Candidates do not pay a fee to be considered or placed on the final lists of Five Star Wealth Managers. • The Five Star award is not indicative of a professional’s future performance. • Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.
FIVE STAR PROFESSIONAL Proprietary Research Process Nomination of Candidates Three sources of nominations: – Pre-qualification based – Firm nominations on industry credentials – Peer nominations
Regulatory Consumer Complaint Review All candidates must demonstrate a favorable regulatory history.
Candidate Submission of Practice Information Candidates must complete either an online or over-the-phone interview.
• The inclusion of a professional on the Five Star Wealth Manager list should not be construed as an endorsement of the professional by Five Star Professional or Columbus Monthly. • Working with a Five Star Wealth Manager or any professional is no guarantee as to future investment success, nor is there any guarantee that the selected professionals will be awarded this accomplishment by Five Star Professional in the future.
Evaluation of Candidate Practice
• Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice. For more information on the Five Star Wealth Manager award program, research and selection criteria, go to fivestarprofessional.com/research.
Candidates are evaluated on 10 objective evaluation and eligibility criteria.
FIVE STAR WEALTH MANAGER CRITERIA DETERMINATION OF AWARD WINNERS
Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2019 Five Star Wealth Managers. Eligibility Criteria – Required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review. 4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients. Evaluation Criteria – Considered: 6. One-year client retention rate. 7. Five-year client retention rate. 8. Non-institutional discretionary and/or non-discretionary client assets administered. 9. Number of client households served. 10. Education and professional designations. 1,061 award candidates in the Columbus area were considered for the Five Star Wealth Manager award. 79 (approximately 7% of the award candidates) were named 2019 Five Star Wealth Managers. Regulatory Review: As defined by Five Star Professional, the wealth manager has not: been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; individually contributed to a financial settlement of a customer complaint; been convicted of a felony. Within the past 11 years the wealth manager has not: been terminated from a wealth management or financial services firm; filed for personal bankruptcy; had more than a total of three settled or pending complaints filed against them (and no more than five total pending, dismissed or denied) with any regulatory authority. Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria; each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above. Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager.
Firm Review of Award Candidate List All candidates are reviewed by a representative of their firm before final selection.
Finalization and Announcement of Winners
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Waller Financial Planning Group Left to right: Two-year winner Chris Olsgard; Three-year winner Katherine Kincaid; 2019 winner Scott Rendle; Charlie Kerwood; Six-year winner Jason Eliason; Three-year winner Jason Farris 941 Chatham Lane, Suite 212 • Columbus, OH 43221 Phone: 614-457-7026 info@waller.com • www.waller.com
Waller Financial Planning Group partners with clients to assist them in the pursuit of their desired lifestyle and legacy goals by serving as trustworthy advocates of their financial futures. We believe effective financial planning begins by taking a team-based, comprehensive view of each client’s financial status and combining it with a long-term vision. ©2019 Waller Financial Planning Group.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS All award winners are listed in this publication.
Financial Planning Mark Beaver ∙ Keeler & Nadler James Bishop ∙ Morgan Stanley Sean Buckley ∙ Buckley Financial Planning, LLC Jason Farris ∙ Waller Financial Planning Group Page 3 Russell J. Fish ∙ Ameriprise Financial Services, Inc. Page 10
Kevin Fix ∙ Fullen Financial Group, Inc. Page 8
Christopher H. Rohan ∙ Lifetime Financial Growth, LLC Page 9
Vincent Warren Finney ∙ Wells Fargo Advisors
Milton E. Fullen ∙ Fullen Financial Group, Inc. Page 8
Thomas D. Wyatt ∙ Lifetime Financial Growth, LLC Page 9
Robert H. Johnson III ∙ Lifetime Financial Growth, LLC Page 9
Investments
Margaret Elizabeth McLurg ∙ Ameriprise Financial Services, Inc. Page 11
Michael Kline ∙ Budros, Ruhlin & Roe, Inc. Pages 5 & 6 Richard L. Pierce ∙ ClearCourse Financial Group/Ameriprise Financial Services, Inc. Page 10
David Alspach ∙ FPL Financial Strategies, LLC Ryan Bibler ∙ Wells Fargo Advisors
Joseph Panfil ∙ Wells Fargo Advisors Joshua C. Woodby ∙ Wells Fargo Advisors Page 10
Geoffrey Biehn ∙ Trinity Financial Advisors, LLC Page 7 Continued on FS-11
Top five questions that wealth managers want clients to answer: 1. What are your goals and objectives with your finances? 2. What is your most pressing need right now? 3. Where do you see yourself in 5, 10 and 15 years? 4. Where are all of your assets invested now? 5. What is important about money to you? From research conducted by Five Star Professional.
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WEALTH MANAGERS
Budros, Ruhlin & Roe, Inc.
6
YEAR WINNER Left to right: Back row: Three-year winner Daniel Roe, Six-year winner John McHugh, Two-year winner Michael Kline, Six-year winners Danny Due and Aaron Armstrong Front row: Two-year winner Scott Kidwell, Five-year winner Jessica Lee, Six-year winner Andrea Ellis, Three-year winner John Schuman
H IG HL IG HT S
Fee-only, SEC registered investment advisor
Wealth management, investment management and retirement plan services
Strong client relationships reinforced over generations
Disciplined portfolio strategies that help clients meet their goals through the changing economic and market environments
Thoughtful and rigorous financial planning
Independently owned
Budros, Ruhlin & Roe, Inc. is an SEC registered investment advisor located in Columbus, Ohio. Wealth Manager Award Winner Wealth Manager Award Winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS
Building Money Towards Meaning Budros, Ruhlin & Roe (BRR) has measured success over the past 40 years by the level of our clients’ peace of mind. Our work is driven by coaching clients towards reaching goals such as having children graduate from college debt-free, continuing to enjoy the lifestyle they have grown accustomed to while in retirement, supporting future families and generations with the right trust and estate documents in place and having the ability to endow charitable passions. Investors have complex needs, and our teams work diligently at developing deep, trusting relationships in order to truly understand individual and family goals and speak candidly about needs in every stage of life. The BRR wealth management rigor results in financial plans that are living, breathing documents and evolve as goals, lifestyles, outcomes and markets change. Our teams are collaborative, bringing the best thinking of the firm to each client. Wealth management clients can benefit from advice on every aspect of their financial lives, including retirement planning, cash flow planning, debt management, insurance planning, investment management, tax and estate planning and generational education planning. Our investment management team partners with each client to build a personalized solution and then follows a disciplined approach to guide portfolios through changing market conditions. Ongoing monitoring and communication about each portfolio’s strategy and performance over time are at the core of our approach. Business owners and plan sponsors look to our retirement plan services team for corporate retirement plan design, investment menu selections, participant education and ongoing plan monitoring. Our advisory team works alongside corporate benefits departments to assist in developing a clear road map for implementation, so employees’ plans for retirement savings can be met. BRR is a fee-only, SEC registered investment advisor that has honored our clients’ best interests for decades. Please call if you’d like to learn more about our collaborative, personalized approach.
Budros, Ruhlin & Roe, Inc.
C ONTACT
FOLLOW
1801 Watermark Drive, Suite 300 • Columbus, OH 43215 Phone: 614-481-6900 • info@b-r-r.com • www.b-r-r.com
@BudrosRuhlinRoe #BRR
Left to right: 2019 winners Jeff Suchy, Isaiah Stidham, Samantha Anderson, Kevin Wuebker, Sonia Brinkman WealthManager ManagerAward AwardWinner Winner Wealth
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS
Trinity Financial Advisors, LLC
4
YEAR WINNER Left to right: Clay Acer; Jennifer Metz; Benjamin Hartings, CFP®; 2016 – 2019 winner Geoffrey Biehn, CPA, CFP®
Helping Clients Invest in What Matters Wealth management services, helping individuals and families grow and protect their wealth Comprehensive investment and portfolio management 760 Communications Parkway, Suite 200 • Columbus, OH 43214 Phone: 614-848-7667 • gbiehn@tfadvisors.com www.tfadvisors.com • www.linkedin.com/in/geoffreybiehn
Business owner planning and advisory strategies
At Trinity Financial Advisors, we work hard to earn the trust of clients by adhering to what we and our clients value: integrity in our relationships and across all situations, discipline in our methodology and excellence in all aspects of our work. As a fee-only firm, we act in our clients’ best interests at all times. Our focus is to help clients achieve their financial goals by helping them invest in what matters. True wealth management involves more than a financial plan or an investment portfolio — it requires coordinating all aspects of one’s financial life. We assist clients in preserving and growing their wealth through disciplined, globally diversified, low-cost and flexible investment portfolios. We derive great satisfaction in helping our clients incorporate tax-efficient charitable giving into their plans — helping clients to invest in what matters most to them. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Trinity Financial Advisors, LLC is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Trinity Financial Advisors, LLC by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor. Rankings are generally limited to participating advisors. Wealth Manager Award Winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS
Fullen Financial Group, Inc.
4
YEAR WINNER Left to right: Back row: Four-year winner Milt Fullen, CPA, CFP®, ChFC®, CLU®, CASL® Middle row: 2019 winner Kevin Fix, CPA, PFS; Paula Miller; Justin Seidenwand Front row: Breanna Stein; Lisa Bushman; Shelley Harman
When Only a Fiduciary Will Do Partnering with clients to prepare for what lies ahead, while considering all facets of life to help them be thoughtful and proactive about their finances Delivering security and peace of mind with our combined years of financial expertise, our credentials and our own life, corporate and entrepreneurial experiences Fullen Financial is an independent, fee-only registered investment advisory firm. We embrace the fiduciary standard by putting our clients’ needs first in everything we do. With our CFP® certifications and CPA backgrounds, we recognize the value of comprehensive financial plans and effective tax strategies when managing investments on behalf of our clients. Our holistic approach and competitive fees are designed for the needs of company executives, public sector employees, business owners and professionals, wherever life may take them. 3720 North High Street • Columbus, OH 43214 • Office: 614-372-5430 • milt@fullenfinancial.com • www.fullenfinancial.com Wealth Manager Award Winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS
Lifetime Financial Growth
6
YEAR WINNER Left to right: 2019 winner Robert H. Johnson, CLU®, ChFC®; Six-year winner Thomas D. Wyatt, J.D., CFP®; Five-year winner Christopher Rohan, CLU®, ChFC®, CFP®
Lifetime Financial Growth, LLC — Protect. Invest. Achieve. Helping individuals, families and businesses maximize and protect their wealth Risk management and advanced tax strategies to minimize major exposures
8425 Pulsar Place, Suite 450 • Columbus, OH 43240 Phone: 614-785-5100 • Fax: 614-785-4255 • www.lifetimefinancialgrowth.com
Lifetime Financial Growth is a privately owned wealth management firm with offices in Pennsylvania, Ohio, Kentucky, Indiana, Michigan and West Virginia. The firm has more than 35 local representatives in central Ohio and 200 across the region. The focus of LFG is to provide excellence in service and innovative product design to help our clients reach their financial objectives in the creation, maximization, protection and enjoyment of wealth. We do this by advocating for them to make informed financial decisions which reflect their value system, love of family and commitment to the community. Thomas Wyatt, Christopher Rohan and Robert Johnson are Financial Representatives of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. PAS is an indirect, wholly-owned subsidiary of Guardian. Lifetime Financial Growth of Central Ohio, LLC is not an affiliate or subsidiary of PAS or Guardian. This award is not issued or endorsed by Guardian or its subsidiaries. Guardian, its subsidiaries, agents and employees do not provide tax, legal or accounting advice. Consult your tax, legal or accounting professional regarding your individual situation. The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. ©Copyright 2005-2019 Guardian. Robert CA Insurance License 0I47641, Thomas CA Insurance License 0E84981. Lifetime Financial Growth is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. 2019-82691 EXP. 07/2021. Wealth Manager Award Winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
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SPECIAL ADVERTISING SECTION
WEALTH MANAGERS
Richard L. Pierce CRPC®, APMA®, Financial Advisor
ClearCourse Financial Group Wealth management strategies Retirement plan strategies Estate planning strategies
6 YEAR
Small-business strategies
WINNER
Helping you reach your financial goals is my priority. Today’s financial environment is complicated. We will work together to help you gain the confidence to navigate through what happens today, so that you can reach your dreams tomorrow.
2014 – 2019 winner Richard L. Pierce, CRPC®, APMA®, Financial Advisor
ClearCourse Financial Group, a financial advisory practice of Ameriprise Financial Services, Inc. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. Ameriprise Financial, Inc. does not offer tax or legal advice. Consult with a tax advisor or attorney.Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
An Ameriprise Platinum Financial Services® Practice 445 Hutchinson Avenue, Suite 500 • Columbus, OH 43235 • Office: 614-987-0087 richard.l.pierce@ampf.com • ameripriseadvisors.com/richard.l.pierce Wealth Manager Award Winner
7
YEAR WINNER
Russell J. Fish
Joshua Woodby
CRPC®, Private Wealth Advisor
Senior Vice President – Investments, CFP®
8425 Pulsar Place, Suite 420 Columbus, OH 43240 Office: 614-846-7193 russell.j.fish@ampf.com ameripriseadvisors.com/russell.j.fish
6515 Longshore Loop, Suite 200 Dublin, OH 43017 Cell: 330-265-4985 Office: 614-764-7547 joshua.woodby@wellsfargoadvisors.com wfadvisors.com/joshua.woodby
Over 15 Years of Experience
2019 Five Star Wealth Manager
∙ Five Star Wealth Manager, 2013 – 2019 ∙ Estate planning strategies ∙ Saving for education ∙ Retirement planning and income strategies I am passionate about working with clients to help them meet their financial needs and plan for the future. I will look at your entire financial picture, including cash reserves and debt management, investments, protection and taxes. I also ask the right questions and listen closely to your answers. That way, you can feel confident that the advice I provide reflects your personal dreams and goals. Sandstone Financial Group; a private wealth advisory practice of Ameriprise Financial Services, Inc. Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. Wealth Manager Award Winner
∙ CERTIFIED FINANCIAL PLANNER™ certificant ∙ Began working in financial services in 2001 I am dedicated to helping my clients meet their financial needs. Whether you are planning your retirement, saving for your children’s education, seeking greater investment solutions or looking to preserve your wealth and maximize estate planning strategies, I can help. My mission is to help each one of my clients plan for a financial future in a way that best meets his or her goals. I look forward to extending my services to you and your family. Together, we can discuss financial strategies designed to fit your unique situation. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC. [CAR 0719-03562]. Wealth Manager Award Winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
FS • 10
SPECIAL ADVERTISING SECTION
WEALTH MANAGERS Margaret Elizabeth McLurg
CRPC®, APMA®, Financial Advisor, Business Financial Advisor
6265 Emerald Parkway, Suite 150 Dublin, OH 43016 Office: 614-389-5017 margaret.e.mclurg@ampf.com ameripriseadvisors.com/ margaret.e.mclurg
7
YEAR WINNER
“Financial planning is a holistic
approach to financial well-being.”
Our goal is to help preserve and build our clients’ wealth over time with integrity, clarity and personal attention. Five Star Wealth Manager award winner, 2013 – 2019.
— Five Star award winner
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, Inc., Member FINRA and SIPC. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Wealth Manager Award Winner
All award winners are listed in this publication. Continued from FS-4
Christopher Edward Adkins ∙ Ameriprise Financial Services, Inc.
Kevin R. Clark ∙ Comprehensive Wealth Partners
Michael Aljancic∙ Morgan Stanley
Mark Coffey ∙ Summit Financial Strategies
Samantha Anderson ∙ Budros, Ruhlin & Roe, Inc.
Karen Cookston ∙ Ameriprise Financial Services, Inc.
Aaron Armstrong ∙ Budros, Ruhlin & Roe, Inc.
Daniel L. Due ∙ Budros, Ruhlin & Roe, Inc.
Chris Philip Bardos ∙ Wells Fargo Advisors
Brian Edwards ∙ Morgan Stanley
Gary S. Beckman ∙ Morgan Stanley
Jason Eliason ∙ Waller Financial Planning Group
Michael Beers ∙ Morgan Stanley
Andrea Ellis ∙ Budros, Ruhlin & Roe, Inc.
Cort Bradbury ∙ Heritage Wealth Partners
Eric Friedman ∙ Wells Fargo Advisors
Sonia Brinkman ∙ Budros, Ruhlin & Roe, Inc.
Rodney Miles Friedman ∙ FPL Financial Strategies, LLC
James Cain ∙ Robert W. Baird & Co.
Jason Gilbert ∙ Ameriprise Financial Services, Inc.
Jeffrey Gomez ∙ G2 Capital Management
William C. Kay ∙ Edward Jones
Lis McNealey Spaine ∙ Wells Fargo Advisors
Daniel B. Roe ∙ Budros, Ruhlin & Roe, Inc.
Debra Gordon ∙ Wesbanco Securities
Scott Kidwell ∙ Budros, Ruhlin & Roe, Inc.
Gregory Munster ∙ Munster Financial, LLC
John W. Schatz ∙ Lincoln Financial Advisors
Greg R. Grabovac ∙ G2 Capital Management
Katherine E. Kincaid ∙ Waller Financial Planning Group
Richard Donald Nadler ∙ Keeler & Nadler
John Schuman ∙ Budros, Ruhlin & Roe, Inc.
Chris O. Olsgard ∙ Waller Financial Planning Group
Gary Shawn Sentz ∙ Sentz Financial Services
Jessica A. Lee ∙ Budros, Ruhlin & Roe, Inc.
Shaun D. Patterson ∙ Ameriprise Financial Services, Inc.
Isaiah Stidham ∙ Budros, Ruhlin & Roe, Inc.
Timothy Mardas ∙ Wells Fargo Advisors
Christina Povenmire ∙ CMP Financial Planning
Richard John Martin ∙ Blue Stone Wealth Partners
Mark Randall ∙ Ameriprise Financial Services, Inc.
Jeramy May ∙ Janney Montgomery Scott
Joseph Thomas Reilly ∙ Thrivent Financial
John McHugh ∙ Budros, Ruhlin & Roe, Inc.
Scott Rendle ∙ Waller Financial Planning Group
Mark Mckimmins ∙ H. Beck, Inc.
Thomas Robertson ∙ Morgan Stanley
James H. Graver ∙ G2 Capital Management William Trevor Greear ∙ Private Advisor Group Jonathan Peter Aaron Groleau ∙ Thrivent Financial William T. Grove ∙ UBS Terrence John Hoppmann ∙ Edward Jones Christina Horan ∙ Richwood Financial Ted Inbusch ∙ The Schumacher Group/ Ameriprise Financial Services, Inc.
Bruce Lancia ∙ B. Anthony Company, LLC
Richard Allen Stocker ∙ Patriot Asset Advisors, LLC Mark Stoneburner ∙ Stoneburner Wealth Management, LLC Jeffrey E. Suchy ∙ Budros, Ruhlin & Roe, Inc. Gary L. Vawter ∙ Vawter Financial, Ltd. Kevin Wuebker ∙ Budros, Ruhlin & Roe, Inc.
“Work with a professional who takes the time to understand your unique situation.” — Five Star award winner
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one clients’ experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 1,061 Columbus-area wealth managers were considered for the award; 79 (7% of candidates) were named 2019 Five Star Wealth Managers. 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1,257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.
FS • 11