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January 29, 2015

REAL ESTATE GUIDE

Upper Arlington

Updated Daily ThisWeekNews.com

featured home beautiful home and in an exceptional UA location! Elegant yet so full of warmth and comfort. Lovely formal rooms and two family rooms, one with cherry wood and built-ins, the other can be a large den or office. Three bedrooms and 4.5 baths, this includes a glamorous owners suite with doors to a private balcony! The kitchen has cherry wood cabinets and woodwork. A paver driveway and front walk welcome you!

Enjoy the convenience of walking to schools, library and shopping! A great opporutnity! Call Jane Stone for more information, 614-324-4037.

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aTop 100 Real Estate Deals

about the agent ane Stone has been representing buyers and sellers for over 40 years! Being a life long Upper Arlington resident, Jane is familiar with most homes in this community! Her experience and knowledge has made her a most trusted real estate professional. A consistent award winner and always earning the most important award, 100 percent customer satisfaction, Jane looks forward to having the pleasure of talking with you! Call 614-324-4037 or jane.stone@kingthompson.com

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Home Design

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aNew York Times Crossword Puzzle

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UPPER ARLINGTON HOMELIFE

January 29, 2015

‘Enchanting’ is showcase for hard-working family The two-story Enchanting (335-043) is definitely a design for the hard working family. This 3,594 square foot beauty has all the features that make this a home you will be proud to show your friends.

Elegant stone showcases an impressive exterior that is topped by an ornate tile roof.

The vaulted entry boasts an overhead balcony and a semicircular staircase to the second floor. The entry leads directly into the vaulted living

Home Design room. Dual skylights brighten the entire area, while a gas fireplace maintains an even temperature. An arched doorway ushers you into the dining area.

The master suite and home office are situated to the left of the entry. The master suite is loaded with all the amenities you would like to enhance your comfort and convenience. They include his and her

walk-in closets, a large sleeping area, personal access to the back deck, linen storage and a private bathroom with shower, vanity and oversized tub with a built-in planter. The adjacent home office is sizeable enough to run a small business from, and contains a walk-in closet.

The spacious walkthrough kitchen feaPlease see FAMILY, pg. 3

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Sam Calhoon, CRB

777-1000 ext. 4900 CBR 25 Million Dollar Club

bhhscc.com

...the internet address that gives you access to information on thousands and thousands of available homes.

Even schedule a showing online!!

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January 29, 2015

UPPER ARLINGTON HOMELIFE

•FAMILY (Continued from page 2)

tures a walk-in pantry, island stove, trash compactor, garden window, eating bar and double ovens. A roomy breakfast nook is on one side of the kitchen and an arched doorway leads to the dining room on the opposite side.

Counter space is abundant.

A big family room/theater, with built-in entertainment center will provide hours of enjoyment

for you and your guests. Two secondary bedrooms and another half bath are to the rear of the Enchanting. A goodsized utility room, with built-in ironing board, completes the lower level. The twocar garage accommodates a handy shop/storage area with built-in workbench and a stairway to your own wine cellar.

The upper level of the Enchanting houses a sky lit guest

suite that can serve overnight visitors or provide permanent quarters for an older relative residing within the household.

This floor is also fitted with a recreation room, full bathroom and a secluded loft.

The railed balcony overlooks the living room below.

The Enchanting (335-043) is the Landmark Designs Inc. plan of the week. Up to 15 percent off construction

plans is offered. Call 800-562-1151 or visit ldiplans.com for details. A $25 study plan also is available, consisting of an artist rendering, elevations, floor plans and cross section. Order online using the discount code LWD13 or send payment to Landmark Designs Inc. PO Box 5625 Eugene, Ore. 97405, and be sure to indicate the Enchanting (335-043), discount code LWD13.

NEW YORK TIMES MAGAZINE CROSSWORD PUZZLE CHANGELINGS

BY JOE KROZEL / EDITED BY WILL SHORTZ ACROSS

1 Hirer/firer 5 Iron setting 10 Food processor setting 14 One with accounts, for short 19 Darn, e.g.

20 Jets or chargers starter 21 Doozy 22 Revolutionary patriot Silas 23 Asian cuisine 24 Put in the minimum stake 25 Actress Lena 26 Willing to do 27 Gigantic sled hauls firewood quite a bit 31 1970s-’80s TV sheriff 32 Tell a story 33 Grub 34 Domestic worker claimed shifting beach engulfed basin 43 Hong Kong, e.g.: Abbr.

44 No-no on gym floors 45 Voting no 46 Band news 48 Put an end to 51 Catastrophic start or end?

52 Word after camper or before Camp’s 53 Fused

54 It may go from sea to shining sea 55 Word in many California city names 56 Blue 59 “You wish!”

60 Friends who have never been to the beach don’t walk by the girl so often 64 Characteristic times 65 Driver’s assignment: Abbr.

66 Arrangement of hosing?

67 Children show their affection for model Kate above all others 76 Comics canine 77 Energetic sort 78 “That’s ___-brainer” 79 Stuffing ingredient 81 “Waking ___ Devine” (1998 movie) 82 Hubbub 83 Solution for some housework 84 Villain 85 [I am shocked!]

87 ___ Romeo 89 Generic 91 Lines around Chicago 92 Boisterous oaf confused the previous set of actors 97 Outdoor party

THIS WEEKS ANSWERS

Annual subscriptions are available for the best of Sunday crosswords from the last 50 years: 1-888-7-ACROSS. Online subscriptions: Today’s puzzle and more than 4,000 past puzzles, nytimes.com/ crosswords ($39.95 a year).

Share tips: nytimes.com/puzzleforum.

Crosswords for young solvers: nytimes.com/ learning/xwords.

98 Info for a limo driver 99 “Ta-ta” 100 Mr. Chamberlain intends to top off his gas tank 109 Capital where snail noodle soup is popular 110 Pew, for one 111 Coquette 112 Sly 113 When prompted 114 Sleeveless item, for short 115 Like some brewing containers 116 Mosque leader 117 Bog accumulations 118 Head of a Tatar group 119 Comics canine 120 Early 1900s gold rush locale

28 “Was ist ___?”

29 Bombay and Boodles 30 H. H. Munro pseudonym 34 This and that: Abbr.

35 Music grp.

36 Actress Massey 37 Model add-on 38 Composer Camille Saint-___ 39 Cars once advertised with the slogan “Find your own road” 40 Record of the year 41 “Necktie” 42 Mila of “That ’70s Show” 47 Court V.I.P.’s 49 Literature’s Nan or Gay 50 Supply room worker 52 Metaphors D OWN for serious 1 This and that headaches 2 Home of Hanauma 55 Flip Bay 56 “Midnight Cowboy” 3 Solo, in a way role 4 BP logo shape until 57 Loop around the 2000 West?

5 QB who led the 58 Mil. decorations Cowboys to victories in Super 59 “Sometimes you feel like a nut” Bowls VI and XII nut 6 Varnish ingredient 61 Not free 7 Art Deco artist 8 First person to die in 62 Super the Bible 63 Pago Pago locale 9 Adjust, as pitch 67 “King ___” 10 Shut 68 Toy company that 11 Oceanic body made Betsy Wetsy 12 This and that 69 Playground comeback 13 Strong and sharp 70 Bungle 14 Majority group 15 Silt, e.g.

71 Upset with 16 Whole bunch 72 Quaint contraction 17 Nephew of 8-Down 73 “Love Story” 18 As stated in co-star

74 The Beach Boys’ “Surfer Girl” vis-à-vis “Little Deuce Coupe” 75 Works 80 Egg holder 83 California city where the first Apple computer was built 84 “Hush!”

86 Retreat

87 “There oughta be ___” 88 Comedian who said “Every day starts, my eyes open and I reload the program of misery” 89 Cry of innocence 90 Non-PC person 93 Border payments 94 Kept

95 1960s chess champion Mikhail 96 Halloween prop 100 Die down 101 Early cultivator of potatoes 102 Mrs. Rabin of Israel 103 “Rama ___ Ding Dong” (1961 hit)

No. 0118

104 Show bias 105 Like some lashes and tans 106 Fendi ___ (men’s cologne) 107 Activity at a doctor’s office 108 Tick-borne affliction 109 Leapfrog

Your Real Estate is My Business I personally handle your Sale or Purchase from your FIRST call

Advice Super Service Confidentiality For answers to all your questions Call Phil Crawford 273-7705 Any Realtor can sell you a house.

I want to help you live your life.

www.PhilCrawford.com

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UPPER ARLINGTON HOMELIFE

January 29, 2015

New Year MORTGAGE or HOME EQUITY

Put your home to work for you. Ring in 2015 with a brand new home loan designed to save you money.

Three Unique Products, Same Low Rate!

COMPETITIVE 15 AND 30-YEAR

OPTIONS ALSO AVAILABLE START SAVING TODAY!

as low as

2.9 99% APR

*

2-Year Fixed-Rate Power Equity Line of Credit with Mortgage with NO CLOSING O CLOSING COSTS NO COSTS

• Learn more and apply online at www.pathwayscu.com/homeloan • Send an email to mail@pathwayscu.com • Call (614) 462-6850 or visit the Members First branch and ask to speak with one of our loan officers

1445 W. GOODALE BLVD. COLUMBUS, OHIO 43212

*APR = Annual Percentage Rate. Your interest rate and repayment terms will be based on your individual credit history, property values, and other qualifying factors and may be different than rates quoted above. Credit score of 740+ required for rates listed above. All rates effective January 1, 2015 and are subject to change.

Smart Path 5/5 ARM - Interest rate fixed for the first five years at 2.75% with an APR of 2.99%. EXAMPLE: a 5/5 ARM, 30 year SmartPath mortgage, 0 points. A $150,000 mortgage will be paid in 360 monthly installments of $612.36 during the first 60 months. Based on the current index and margin, the payment would adjust to $620.55 for the next 60 month period with subsequent rate adjustments occurring every 60 months. Initial discount rate reflects a reduction in effective rate until the first adjustment after the fifth year to the 1 Year Treasury Constant Maturity as published in the Wall Street Journal, presently 0.24%, plus a margin of 2.75%.

Interest rate available for loan amounts between $50,000 and $417,000. Annual Percentage Rate (APR) reflects 85% Loan to Value based on appraisal. Rate caps are a maximum of 2% adjustment every five years and a maximum 6% increase overthe life of the loan. 12-year Mortgage- Fixed 12-year mortgage interest rate assumes a $100,000 loan amount for qualified buyers with a maximum LTV of 80%. Minimum loan amount of $30,000. Existing Pathways Financial loans: closing cost fee of $1,025 charged for all Pathways Financial mortgage loans refinanced to a lower rate inder this program. Power Equity Line of Credit- Maximum credit line of $100,000; maximum LTV of 80%. Closing cost fee will be assessed if HELOC is closed within 3 years of opening. The draw period on your HELOC will be available for 10 years, followed by up to a 10-year repayment period. This line cannot replace a first position mortgage and must be in first or second position. Minimum line issued is $20,000.