An Overview of the Big 50 Banks

Overview of the Big 50

Headquarters Location

Portland, ME–44 Boston–40, 41

Minneapolis–45 Paramus, NJ–25

Providence, RI–38 Bridgeport, CT–22

Buffalo–21, 30 Norwalk, CT–22

Detroit–1 Chicago, Riverwoods–33, 18 Reno–27

Salt Lake City–50

Livingston, NJ–13 Cleveland–29 Pittsburgh–35 Columbus–26

Des Moines–37

New York City–2, 3, 5, 6, 14, 17, 19, 23, 24, 28, 31, 32, 48 Wilmington, DE–9

San Francisco–12, 46, 49 Cincinnati–20

Mclean, VA–11

Winston-Salem–7 Tulsa–10

Los Angeles–15

Birmingham–39

Atlanta–42 Columbus–43

Dallas–16

San Antonio–47

Houston–8

Honolulu–4

San Juan, PR–36

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

Ally Financial American Express American International Group BancWest Bank of America Bank of New York Mellon BB&T BBVA Compass Bancshares BMO Financial BOK Financial Capital One Financial Charles Schwab CIT Group Citigroup City National Comerica Deutsche Bank

18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

Discover Financial E*Trade Fifth Third Bancorp First Niagara General Electric Capital Goldman Sachs HSBC North America Hudson City Bancorp Huntington Bancshares John Deere Capital JPMorgan Chase KeyCorp M&T Bank Morgan Stanley New York Community Bancorp Northern Trust People’s United Financial

35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

PNC Financial Services Popular Principal Financial Group RBS-Citizens Financial Regions Financial Santander Holdings USA State Street SunTrust Banks Synovus Financial TD Bank US Holding U.S. Bancorp UnionBanCal USAA Utrecht-America Holdings Wells Fargo Zions Bancorporation

Genealogy of American Finance viii

Holding Company Location

Canada

Great Britain Netherlands Germany France Spain Japan United States

Canada BMO Financial TD Bank US Holding France BancWest germany Deutsche Bank Great Britain HSBC North America RBS-Citizens Financial Japan UnionBanCal Netherlands Utrecht-America Holdings Spain BBVA Compass Bancshares Popular Santander Holdings USA

United States Ally Financial American Express American International Group Bank of America Bank of New York Mellon BB&T BOK Financial Capital One Financial Charles Schwab CIT Group Citigroup City National Comerica Discover Financial E*Trade Fifth Third Bancorp First Niagara General Electric Capital Goldman Sachs Hudson City Bancorp Huntington Bancshares John Deere Capital JPMorgan Chase

KeyCorp M&T Bank Morgan Stanley New York Community Bancorp Northern Trust People’s United Financial PNC Financial Services Principal Financial Group Regions Financial State Street SunTrust Banks Synovus Financial U.S. Bancorp USAA Wells Fargo Zions Bancorporation

Overview of the Big 50 Banks ix

Industry of Origin

Brokerage Charles Schwab E*Trade Commercial Banking BancWest Bank of America Bank of New York Mellon BB&T BBVA Compass Bancshares BMO Financial BOK Financial Citigroup City National Comerica Deutsche Bank Fifth Third Bancorp First Niagara HSBC North America Hudson City Bancorp Huntington Bancshares KeyCorp M&T Bank New York Community Bancorp Northern Trust People’s United Financial PNC Financial Services Popular RBS-Citizens Financial Regions Financial Santander Holdings USA State Street SunTrust Banks Synovus Financial TD Bank US Holding U.S. Bancorp UnionBanCal Utrecht-America Holdings Zions Bancorporation

Commercial Banking / Water Utility JPMorgan Chase Credit Cards Capital One Financial Discover Financial Finance CIT Group Freight American Express Wells Fargo Insurance American International Group Principal Financial Group USAA Investment Banking Goldman Sachs Morgan Stanley Manufacturing Ally Financial General Electric Capital John Deere Capital

Genealogy of American Finance x

Assets

JPMorgan Chase Bank of America Citigroup Wells Fargo Goldman Sachs Morgan Stanley American International Group General Electric Capital Bank of New York Mellon U.S. Bancorp HSBC North America PNC Financial Services Capital One Financial TD Bank US Holding State Street Principal Financial Group BB&T SunTrust Banks American Express Ally Financial Charles Schwab Fifth Third Bancorp RBS-Citizens Financial USAA Regions Financial BMO Financial UnionBanCal Northern Trust KeyCorp M&T Bank BancWest Santander Holdings USA Discover Financial Deutsche Bank BBVA Compass Bancshares Comerica Huntington Bancshares Zions Bancorporation Utrecht-America Holdings E*Trade CIT Group New York Community Bancorp Hudson City Bancorp First Niagara Financial Group Popular People’s United Financial John Deere Capital BOK Financial City National Synovus Financial

Earliest Known Ancestor

2,400,000,000,000 2,100,000,000,000 1,900,000,000,000 1,400,000,000,000 939,000,000,000 803,000,000,000 537,000,000,000 529,000,000,000 360,000,000,000 353,000,000,000 322,000,000,000 305,000,000,000 297,000,000,000 229,000,000,000 227,000,000,000 197,000,000,000 183,000,000,000 172,000,000,000 152,000,000,000 151,000,000,000 136,000,000,000 123,000,000,000 122,500,000,000 120,000,000,000 119,000,000,000 112,000,000,000 102,000,000,000 97,000,000,000 91,000,000,000 83,000,000,000 80,000,000,000 79,000,000,000 75,000,000,000 72,000,000,000 70,000,000,000 63,000,000,000 56,000,000,000 55,000,000,000 49,000,000,000 45,000,000,000 44,500,000,000 44,000,000,000 40,000,000,000 37,000,000,000 36,500,000,000 31,000,000,000 30,500,000,000 28,000,000,000 27,000,000,000 26,500,000,000

RBS-Citizens Financial Wells Fargo Bank of America Bank of New York Mellon State Street PNC Financial Services JPMorgan Chase People’s United Financial KeyCorp TD Bank US Holding BB&T M&T Bank SunTrust Banks Citigroup HSBC North America Holdings BMO Financial Regions Financial First Niagara Santander Holdings USA John Deere Capital New York Community Bancorp Huntington Bancshares Fifth Third Bancorp American Express BancWest Popular Comerica U.S. Bancorp American International Group Hudson City Bancorp Capital One Financial UnionBanCal Goldman Sachs Deutsche Bank Trust Zions Bancorporation General Electric Capital Principal Financial Group BBVA Compass Bancshares Synovus Financial BOK Financial Northern Trust Utrecht-America Holdings CIT Group Discover Financial Services Morgan Stanley E*Trade Financial Ally Financial City National USAA Charles Schwab

Overview of the Big 50 Banks xi

1727 1782 1784 1784 1792 1796 1799 1802 1803 1803 1805 1806 1811 1812 1812 1817 1820 1823 1828 1837 1841 1846 1847 1848 1848 1848 1849 1853 1853 1854 1858 1864 1869 1870 1873 1878 1879 1885 1887 1887 1889 1898 1908 1911 1911 1912 1919 1920 1922 1971