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January 21, 2016
Saugerties EDITION
FREE
PennySaver ULSTER COUNTY
a division of Tri-State Associated Services, Inc.
71 Ten Broeck Avenue, Kingston, NY 12401
(845) 331-7581 UCPennysaver.com
NOW OPEN
in Lake Katrine at 1571 Ulster Avenue! (Ulster Commons)
Get Absolutely FREE*Checking FREE from minimum balance requirements FREE from monthly service charges FREE money management tools FREE Online Banking FREE Online Bill Pay FREE Mobile Banking FREE** Debit MasterCard® FREE Online Statements FREE Financial Management Tools FREE Mobile App SURCHARGE-FREE^^ ATMs - Access your cash at over 55,000 Allpoint® ATMs world-wide
Get a ^ FREE GIFT with any new checking account!
Get a Special CD Rate
1.64
%
APYo
Open any new checking account with direct deposit and enjoy a GREAT RATE on a 24-Month CD.
MEMBER FDIC
866-440-0391• ulstersavings.com
* Customer purchases checks. Other fees such as NSF, overdraft, sustained overdraft, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit for
Absolutely Free Checking is only $25. All other personal checking accounts require $50. Ask for details. ** Usage fee may apply. ^Value of free gift may be reportable as interest on IRS Form 1099-lNT. No surcharge fees at Ulster Savings Bank and Allpoint ATMs applies to Ulster Savings Bank cardholders only. Fees may apply at other ATM locations. oAPY = Annual Percentage Yield. 24-Month Promo Certificate of Deposit (CD) requires $500 minimum balance to open. Maximum deposit of $100,000 per CD per customer to receive this promotional rate. Customer must have or open a checking account with direct deposit with Ulster Savings Bank. If direct deposit to the personal checking account is not set up within 90 days, the 24 Month Promo CD rate will be reduced to the current prevailing rate for the regular 24-Month CD for the remainder of the term. You must be 18 years of age to open this account. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Rates are subject to change and offer may be withdrawn at any time. CD promo rate valid to Dutchess, Ulster and Orange County residents only. ^^
Call Helena (845) 389-8410
for information or to reserve space
RESIDENTIAL CUSTOMER
Std Presort US Postage PAID Kingston NY Permit #151 ECR WSS