Westminster Window 0824

50 CENTS

August 24, 2017

DISCIPLINE: Martial arts help students break boundaries, boards P16 ADAMS & JEFFERSON COUNTY, COLORADO

A publication of

WATER TANKS PASS: City Council critical of process but approve pressure plan P5

STARTUP SKILLS: Anythink promotes small businesses in September P8

HIGH SCHOOLS SPORTS PREVIEW: Tennis, cross country teams get ready P22

THE BOTTOM LINE PERIODICAL

‘People of disparate party views can disagree and still work together. Our country will be stronger when we’ll be able to listen to people we disagree with.’

U.S. Sen. Cory Gardner, at a town hall meeting | Page 13 INSIDE

VOICES: PAGE 14 | LIFE: PAGE 16 | CALENDAR: PAGE 21 | SPORTS: PAGE 22

WestminsterWindow.com

VOLUME 72 | ISSUE 42

2 Northglenn-Thornton • Westminster Window

August 24, 2017A

Horizon High English teacher among Colorado Teacher of the Year finalists STAFF REPORT

A Horizon High School teacher who focuses on teaching language skills to English language learners is one of seven finalists for the state Teacher of the Year award.

Amy Rehberg, a 24-year veteran teacher at Adams 12 Five Star School’s Horizon High School, is one of the finalists for the award that will be announced in November.

Rehberg has spent the past 11 years as an English language learner teacher, working to collaborate with her fellow teachers, families and support staff to make grade level content curriculum accessible to underperforming students. She is committed to being a champion for her students.

In June, Rehberg was named the Adams 12 Five Star School Certified Educator of the Year and given the Jared Polis Foundation Teacher Recognition Award.

The Colorado Teacher of the Year program is a statutorily required position to annually acknowledge an exceptionally dedicated, knowledgeable, and skilled K-12 classroom teacher to represent the entire profession in Colorado.

The Colorado Teacher of the Year SEE TEACHER, P11

Horizon High School English Language Learning teacher Amy Rehberg, the Adams 12 Five Star Schools Certified Educator of the Year for 2017, is one of seven finalists for state Teacher of the Year.

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MY NAME IS

JOANN CORTEZ

Being in the fun business, loving Colorado and golf About me I was born in the steel-mill city of Pueblo, Colorado and raised as a child in southern California.

Most of my family is in Colorado, but some still in California, New Mexico and Texas.

Colorado is my beloved home state and I especially like having four distinct seasons and the beauty of the foothills and mountains to play in.

I am lucky enough to work in the “fun business” at Hyland Hills Park and Recreation District where I am the communications director. I have the distinct pleasure of telling our story to the entire community.

The best thing about my job, though, is seeing how hard our team works to do good in the community with all our recreation programs and the team sports we offer. The type of fun we offer provides structure, discipline and organization to kids, and that’s especially needed where some don’t get enough of that at home. What we do is important, and we have the best staff and coach volunteers, who really care about the kids.

What’s something you do in your off time?

I spend time with my two adult kids and grandchildren when they are available. Making improvements to my aging house is also something I really enjoy.

And of course, there’s golf…I really love golf.

My journalism background keeps me very interested in current events and I love to travel, both domestically and internationally. I recently took a riverboat cruise through the south of France that was spectacular.

In Colorado, I think the Garden of the Gods is a fantastically beautiful place; and anytime I am near a beach, no matter where, I’m happy.

There are no small parts!

Two of my co-workers and I were in a teen comedy-romance movie that was filmed at Water World in 2005 called “The Surfer King”. It was just a bit part, but it was fun and interesting to be part of a Hollywood movie in production. We worked with Alan Thicke (RIP), Lindsay Wagner and Gabriel Iglesias. You

Hyland Hills’ Joann Cortez loves to get out in Colorado, but she loves working at recreation district and surrounding herself with the people there.

COURTESY PHOT can still rent it on Netflix.

What’s something most people don’t know about you?

I was sort of bitten by a horse once. But I still think they are majestic animals.

What is something that’s impacted your life?

I was a little girl the day JFK was shot, but I do remember being downtown shopping with my mother. People around us seemed shaken but quiet at first, and then the news broke that he had died. Everyone, including my mother, began to cry openly.

A lot of my relatives had photos of him in their houses and in the days that passed, I noticed that they lit candles in front of his picture. There was chaos, grief and sadness everywhere and people just kept saying what a good person he was. Later, as years went by, and some of his human flaws emerged, I think my eyes were open to the fact that while he was a respected and good leader, the draw of celebrity can sometimes cause us to not to understand the complete truth about people.

What social change affected your life the most?

As a 70’s hippie, all I really wanted was for people to get along with one another and to fight passionately for world peace. Although it seems bleak nowadays, I still believe it could happen.

Have a suggestion for My Name is ...? Contact Scott Taylor at staylor@coloradocommunitymedia. com

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Northglenn-Thornton • Westminster Window 3

7August 24, 2017

Advisor Caring

Respecting

Connecting

AUGUST 2017

Preserving

Volunteers Are The Senior Hub’s Gold Stars

F

or more than 31 years The Senior Hub has been serving seniors and their families throughout the North and East metro communities. Thousands of calls come through our front desk each year from elders or their families seeking assistance in their home with cooking, cleaning or pet care. Many of these folks need hot noontime meals to be delivered to them, in some cases, daily. Some need information about housing, home repairs, medical equipment, and so much more. But without some of our Volunteer Gold Star Heroes many of these programs would not be available.

donations to fill our food pantry shelves, bringing with them trucks, muscles and good backs.

Each year more than 65 volunteers work within our Meals on Wheels program to make sure that no senior goes unfed in our community. Delivering more than 150 meals a day to more than 300 seniors, a year, right here in our backyards.

These volunteers come in all shapes, sizes and ages.

Some of our youngest volunteers are the grandchildren or in some cases the GREAT grandchildren of volunteers who have worked with us for years. Children who have grown up watching Nana and PaPa pick up food and deliver to lonely older folks who are always excited to see a happy face and especially that of a child.

Another 10 volunteers come in on a regular basis to help manage our phones in the afternoons and provide additional manpower to many of the different programs.

Volunteers who help pick up Rocky Mountain Food Bank

Many of our volunteers knit lap-robes for elders in wheelchairs to help keep their knees warm, while others stop in to say hello, pay the bills or walk the dog.

And more than 600 every year work through our RSVP – Retired Senior Volunteer Program, to assist other nonprofits, churches, nursing homes, and local community gardens are but a small portion of the 60 programs we help by supplying volunteers.

Simple pleasures for many and lifesaving services of others.

Volunteers are the backbone of every non-profit in this nation. People who give of themselves, their time, and their hearts to help others. People who are willing to follow the guidance of the small staffs that manage funding and manpower to get the biggest bang for our donors buck. These are the people that make up The Senior Hub Gold Star Volunteers.

Please join us on September 3 at the Denver Mart Drive In at 6:30 to celebrate the our great outstanding volunteers nominated to be recognized as our Silver Screen God Star Award winners. Join us in celebration of our volunteers with cake and awards at 6:30 and then stay for a Blast From The Past as the Denver Mart Drive In will host a Double Feature beginning a little after 8:00 p.m. Discounted tickets can be purchased on line for $8.00 at http:// denvermartdrivein.com / USE DISCOUNT CODE: HUB or call 303-426-4408 to reserve your tickets today.

Join us for our 2017 Yard Sale!

Don’t miss out on the fun this September 23rd!

Shop • Sell • Support The Senior Hub We still have vendor spaces available to rent, so contact Tom at info@seniorhub.org to register.

Novartis Volunteers shared their hands and their hearts to help Curt & Vivian.

Thank You From A Happy Client Dear Johanna, Thanks from our hearts! We so appreciated the team who came to our house for the Senior Hub “Spring Cleaning”. A staff member had given a presentation “Intro to Senior Hub 101” at our Northglenn Senior Center which included information on “Spring Cleaning”.

Reward Program IT’S EASY!

Shop for groceries and support The Senior Hub at the same time!

• Buy a gift card from THE SENIOR HUB preloaded with $10 • Use it, reload it at King Soopers over and over • The Senior Hub will earn 5% of everything you spend!

• It will cost you nothing but a little timeand you still earn all your discounts and gas credits!

TO PURCHASE CALL 303-426-4408 ASK FOR CALINA OR RENEE

REMEMBER to use our card to help us raise more dollars to support seniors in need.

The Senior Hub is now located at

9025 Grant Street, Suite #150 / Thornton, CO 80229

I am enclosing a photo of the team who worked so hard and did an excellent job on our yard – trimming bushes, and weeds, etc – in just a few hours! And with such a cheerful attitude too!

As my husband and I are ages 87 + 85, we are very thankful for help from Senior Hub! With our Love – God Bless you all!

Curt and Vivian, Northglenn

Go to www.seniorhub.org or mail your donations to: The Senior Hub, 9025 Grant St. Ste 150, Thornton, 80229 Thank You! Your generous support makes a world of difference.

4 Northglenn-Thornton • Westminster Window

August 24, 2017A

NEWS IN A HURRY

CALM AFTER THE STORM

Chabad hosts basketball documentary Chabad of NW Metro Denver will host a showing 2016 documentary “On the Map” at 6:45 p.m. Aug. 24 at the AMC Westminster Promenade.

The film tells the story of the 1977 Maccabi Tel Aviv basketball team’s surprise win of the European Cup championship.

Chabad of NW Metro Denver, 4505 W. 112th Ave., in Westminster, offers Hebrew school, camps, synagogue services and education programs.

Rabbi Benjy Brackman, Chabad’s executive director, said he’s thrilled with the choice of the movie.

“This movie packs a great story of Israeli pride and an underdog that won the Soviets,” he said.

Before the movie, participants will be treated to a taste of Israeli cuisine with a complimentary falafel.

Tickets are $20. Tickets are available online atwww.COJewish.com/ onthemap or by calling 720-984-5805 or at the door.

The movie is sponsored by Bath and Granite, www.bathandgranite.com

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Thornton Fire awarded $1.9 million grant The Thornton Fire Department will use a $1.9 million grant from the Federal Emergency Managment Agency to pay for 15 firefighter positions for three years and an advanced life support engine at the new 132nd Ave. and Quebec Street facility. That facility is scheduled to open next year.

The grant, awarded through FEMA’s Staffing for Adequate Fire and Emergency Response grant program from FEMA was created in 2015 to help municipalities staff and train first response personnel.

“This grant will allow our city to move forward with the personnel needed to further serve our City and increase our overall emergency response capabilities,” Thornton Mayor Heidi William said in a written statement. “The new firefighters will contribute to our dedication to decreased response times and improved service levels.”

The Thornton Fire Department is the second Colorado fire department to be awarded a SAFER Grant under the 2016 FEMA award.

“This is a highly competitive grant process and we are very fortunate to have the resources to successfully apply and implement this award,” said Thornton Fire Chief Gordie Olson.

Recycling team goes year accident-free Thornton’s Environmental Services team, the group responsible for curbside trash and recycling collection, closed out a full year accident and injury free while traveling an estimated 275,000 miles.

“The pride we take in our services to the community includes vigorous safety efforts,” Environmental Services Manager Adam Lovato said.

“Our idea of safety goes far beyond just internal wellness. We always think of the safety of our customers and the community too.”

The team accumulated approximately 275,000 miles of safe driving

in poor weather, congested, residential street obstacles and collecting trash and recycling in tight areas.

“While on-the-job accidents and injuries have been few in the past, Thornton Environmental Services wanted to work toward zero incidents,” Lovato said.

The city started a safety campaign in 2015 that includes safety reminders in daily staff meetings and monthly meetings that focus solely on safety.

Thornton Day of service Sept. 9 Thornton volunteers will prepare meal bags of rice, beans and vegetables Saturday, Sept. 9, part of Xcel Energy’s 7th Annual Day of Service.

As part of the day, the company sends volunteers across the Metro Denver area to work on community projects.

“We are excited once again to work side-by-side with our customers to make a difference in communities throughout Colorado,” said Jerome Davis, regional vice president of Xcel Energy Colorado. “This event continues to grow, thanks to the nonprofit organizations we serve and the commitment of all the volunteers who join us. This is our way to honor the anniversary of 9/11, by giving back to the communities we live, work and play in.”

Thornton has the biggest project taking place this year for Day of Service. The effort needs 700 volunteers to help prepare meal bags of rice, soy, pinto beans, dehydrated veggies and vitamins. Each bag will contain enough supplies for 6 meals. In all, volunteers will prepare 155,000 meal bags.

Visit http://xcelenergydos.ivolunteer.com/ for more information.

CASA volunteers sworn in Seven new volunteers for Court Appointed Special Advocates were sworn in Aug. 8.

Judge Priscilla Loew of the state’s 17th Judicial District swore in the new volunteers. The new advocates honored during the ceremony are Deb Cross of Westminster, Barb Evans of Thornton, Gary Evans of Thornton, Denise Gondrez of Aurora, Stephanie Lorance of Kersey, Camille Ochs of Keenesburg, and Caroline Seals of Broomfield.

CASA works in Adams and Broomfield counties to make sure that every child who cannot live safely at home has a caring, compassionate CASA Volunteer Advocate protect their safety and make sure they are treated with dignity. The group helps more than 1,100 children who have been physically, sexually or emotionally abused or neglected each year.

The newly appointed CASA Volunteer Advocates join over 200 other dedicated community members who have been trained and are advocating for foster children in the county’s juvenile dependency court system. As officers of the court, they ensure that the children’s needs are recognized and best interests are considered both in the courtroom and in the community.

Northglenn-Thornton • Westminster Window 5

7August 24, 2017

Council approves Gregory Hill water tanks

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

City Councilors said it was the right project but the wrong approach as they gave the final go-ahead Aug. 14 to a water tank replacement project.

“The statement has been made that staff was working on this for a long time,” said Mayor Pro Tem Alberto Garcia. “Well, the public outreach was not for a long time. The public outreach was just for a couple of months and I think if we’d been more diligent about it and engaged our residents sooner, it would have made people feel they had more input.”

Westminster City Councilors voted 7-0 to approve a replacement project for the two water tanks atop Gregory Hill at their Aug. 14 meeting, criticizing city officials for not notifying neighbors of the work sooner.

Westminster Utilities Engineering Manager Stephen

Westminster plans to replace the two water tanks on Gregory Hill, south of Bradburn Drive, with larger and taller tanks meant to increase capacity and promise good water pressure to homes in the city’s higher elevations. The current tanks, shown here are both almost 60 years old.

SCOTT TAYLOR Grooters said he expected the city would issue a notice allowing the work to proceed in early September, with construction beginning mid-month. He expects the project will be entirely finished by April 2019.

The two existing tanks, each holding about two million gallons of water, are due to be replaced. The easternmost tank, at about 82nd and Osceola Street, came online in 1954; its neighbor to the west

in 1960. The entire complex would move about 200 feet to the northeast, effectively moving from the dead-end at Osceola Street to the dead-end at Newton Street.

The new tanks would be larger -- each would hold about one million gallons of water more and would be nearly twice as tall as the existing tanks. In addition, the city is building a small pumping station to the east to help fill the tanks.

Council adopts plan for parking at Westminster Station

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

A plan to pay for parking around Westminster Station moved ahead Aug. 14 with a developer Sherman Associates agreeing to pay additional property taxes to pay for building and maintaining a garage there.

Councilors voted to a create a General Improvement District for the area, allowing the city to collect a tax rate of $50 per $1,000 of property value on properties in the district. The city can’t create the district itself, according to state law, but can approve it based on a petition from property owners.

City Attorney David Frankel said the district currently covers just the developer’s 4.1-acre property along Westminster Station Drive, west of Federal Boulevard and south of 71st Avenue.

Sherman Associates is also involved in the redevelopment of Westminster Downtown, the multi-use project being constructed along 88th Avenue west of Sheridan Boulevard.

Future developers hoping to move on to the site can join the district rather having to provide parking for their project on-site.

“The only way that the district grows in the future is when other developers petition to include their property into the district,” Frankel said.

Both the parking garage and the district were called out in the Westminster Station Area Plan.

“The goal of this district is to support parking infrastructure and services that would allow the redevelopment of this area in a way that requiring parking on-site, in every parcel, would not

allow,” Frankel said. “The goal here is to encourage more dense development, I think it’s fair to say, on properties that are smaller in size and would not necessarily have room for parking lots on their sites.”

But Councilor Bruce Baker said he was skeptical of the scheme, quizzing Frankel about whether the developer was promised anything by the city to get him to create the district.

“I have a very large problem,” Baker said. “Everything we are doing is legal, under the letter of the law. But my reading of the spirit and intent says this is not what the law is for.”

Baker said he interprets the law is meant to let groups of citizens tax themselves, not allow the city to organize a new taxing district.

“We have taken absolutely clever steps to have this private owner act in our stead for a purpose of our desire and choosing,” Baker said.

Frankel said there have been no incentives offered to Sherman Associates.

“And I believe this course of action will actually result in a substantially higher tax bill for the petitioner,” Frankel said.

Baker’s council colleague’s were not so concerned and voted to approve the district by a vote of 6-1.

“I disagree, and this is a wonderful use of the general improvement district,” Councilor Emma Pinter said.

“The reason this is structured the way it is so that the landowner has an opportunity to vote and to have their voice heard. They are making a conscious decision to have these taxes on themselves. And if future landowners want to join -- and we suspect they will -- they too have the opportunity to do so.”

The tanks are key to city efforts to improve or maintain water pressure in zone three, Grooters said. That’s the area roughly between 80th and 104th and Federal Boulevard east to U.S. 36 and Grooters told councilors the tanks connect that area with the Semper Water Treatment facility.

“What we are trying to say here is that water flows downhill so when we put the tanks at the right elevation, the water can freely go where it needs to go to serve our customers,” Grooters said.

The zone three project is budgeted for about $40 million overall, he said. The Gregory Hill portion accounts for about $15 million of that. PCL Construction of Denver was the winning bidder on the work, coming in at $14.5 million -$12.5 million for the work plus a $2 million contingency.

Councilors said the project was important, even necessary but said neighbors should have been notified sooner. Neigh-

bors of the proposed work were notified about the project at a June 21 meeting.

Councilor Bruce Baker said he had no problems with the designs of the tank or the ultimate conclusion that called for replacing them.

“I think where we failed, where this council failed, is that we ignored the people who live there,” Baker said. “I tend to remember hearing about this project a couple of years ago.

Why weren’t the people who live in the neighborhood brought in a couple of years ago?”

Councilor Shannon Bird agreed, saying the project is the best way to supply water to Westminster’s residents at a fair price.

“But again, I don’t feel we handled the outreach in a manner that we should have,” Bird said. “I think we can do better than this. We have citizens who we all respect who live in this neighborhood. It’s much better to do projects with all of us collaborating.”

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6 Northglenn-Thornton • Westminster Window

Magic Fest conjures fun

August 24, 2017A

S

leight of hand and card tricks were the rule Aug. 19 at Northglenn’s E.B. Rains Jr. Park for the city’s inaugural Magic Fest. The festival drew magicians and spectators from all across Colorado for a day of magic, slight of hand and fantasy.

PHOTOS BY STEFAN BRODSKY

Chayse Hughes, 5, of Commerce City, gets her face painted by Ashley Stamps of Lakewood, at the All About Fairies booth at Northglenn’s first Festival of Magic, Saturday, August 19, 2017 at E.B. Rains Jr. Park.

Magician Cliff Davidson, left, enlists the help of Oliver Eckert, 7, of Westminster, center, and Lilah Bohm, 8, of Thornton during his stage tent show at Northglenn’s Festival of Magic, Saturday August 19, at E.B. Rains, Jr. Park.

“Magic Steve” Kucera of the Salida, Colorado Circus, uses Alex Reynolds, 9, right, to help him perform tricks at Northglenn’s first Festival of Magic, Saturday August 19, 2017, at E.B. Rains, Jr. Park.

Northglenn-Thornton • Westminster Window 7

7August 24, 2017

T

he Aug. 21 Great American Eclipse had everyone in the country looking at the sky, hopefully with the proper eye protection. The Westminster campus of Front Range Community College hosted a viewing reception in it’s front parking area, with glasses to share and telescopes. From Westminster’s point-of-view, the moon covered about 93 percent of the sun at 11:47 a.m., turning the bright blue midday into a rosy-hued dusk for a few minutes.

PHOTOS BY STEFAN BRODSKY

Monday’s solar eclipse draws a huge crowd at Front Range Community College in Westminster.

TAKE $5 OFFWITH CODE: GEDS17WESTFRIEND Westminster 5K/10K, September 9th

Marina Rahmani, 17, of Thornton, uses a friend’s solar glasses to view Monday’s partial eclipse at Front Range Community College in Westminster.

8 Northglenn-Thornton • Westminster Window

August 24, 2017A

Anythink launching Startup month Program will teach tips for new businesses from concept to logistics

BY CINDY J. BUECHLER SPECIAL TO COLORADO COMMUNITY MEDIA

Entrepreneurial spirit will be buzzing in September during the Anythink Startup month-long initiative in Adams County.

This is the first year that Anythink is holding the event and Stacie Ledden, director of innovations and brand strategy for Anythink, said the library is excited to participate and witness the positive outcome.

“Anythink Startup Month was inspired by Outside the Lines, a global initiative that helps shift perceptions of libraries through creative community engagement,” Ledden said. “Libraries around the world this September are finding new and exciting ways to connect with their communities and Anythink Startup Month is how we are celebrating this year.”

The startup programs lets attendees explore everything from marketing to web design and from design thinking to micro-financing.

There will be four tracks of pro-

grams that will consider networking opportunities and partnerships. The tracks include Concept (ideation, vision, marketing and communication), Create (prototyping, making and design), Core (nuts and bolts and logistics like business plans) and Connect (networking and partnerships).

“Small businesses make up the majority of the economy here in Adams County, so we wanted a way to highlight local entrepreneurs and small businesses, and inspire new entrepreneurs and business-owners,” Ledden said. “Whether someone is interested in a career shift, launching a new product, or finetuning their existing business plan, the library has workshops, programs and resources to help people to be successful in their ventures.”

We’re thrilled to have such great experts and partners like the Rocky Mountain MicroFinance Institute, the U.S. Small Business Administration and the East Colorado Small Business Development Center to share their expertise with the Adams County community. This is just one of the many ways the library can help inspire innovation and creativity here locally.

“We are looking for new ways to support innovation and the entrepreneurial spirit in our com-

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munity,” said Ledden. “Through eclectic workshops and networking opportunities provided by Anythink staff and our metro-area partners, we hope to spark new ideas, new career opportunities, and maybe even new business ventures here in Adams County - all through the local library.”

Ledden said the plan is to help local entrepreneurs learn something new or spark an new idea that will help them to be successful in their career or business.

“We are creating opportunities for people to connect with each other.

That’s a big part of what we do at

Anythink - help bring the community together,” she said.

The library is also hosting an Anythink-style networking mixer Thursday, Sept. 21, 6- 8 p.m. at Bruz Beers, 1675 W. 67th Ave., near the Anythink Perl Mack branch. This will be an opportunity for business leaders, innovators and community members to connect and we celebrate the entrepreneurial spirit of Adams County, Ledden said.

While the majority of Anythink Startup Month programs are geared toward adults, programs for children and teens will also be available to help inspire future entrepreneurs.

Startup Sampler Anythink Library entrepreneur programs offered in Sept.

Northglenn-Thornton • Westminster Window 9

7August 24, 2017

Metro Chamber aims at labor topics at summit STAFF REPORT

Adams County business leaders will consider how to get and keep employees at a Brighton event Aug. 25.

The Metro North Chamber of Commerce’s Development Council is hosting a Workforce Summit at 7:30 a.m.

Aug. 25 at the Adams County Work-

force Center, 4430 S. Adams County Parkway in Brighton.

The summit will feature three panel discussions focusing on important topics for employers -- recruiting and keeping employees, retraining existing staff and human resources. Each discussion will center on those topics and how they relate to the Metro

County Economic Development.

People that want to attend can register online at www.metronorthchamber.com. Sponsorship, which includes a table and 10 seats, costs $1,000. Individual tickets for Development Council members is $45; tickets for Chamber members is $55. Nonmembers pay $65.

North region’s unique economy and labor market.

Dr. Lauren Victor, talent development research and policy analyst for the Colorado Workforce Development Council, is scheduled to present the keynote address. Discussions will be moderated by Tricia Allen, senior vice president of Adams

Westminster Chamber hosts ‘State of the city’ lunch

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Westminster officials will take the stage at the Church Ranch event center Aug. 30 to talk about where the city has come from and forecast where it’s headed.

Mayor Herb Atchison and Economic Development Director John Hall will give the main presentations at the Westminster Chamber of Commerce’s State of the City luncheon.

“Basically they’ll give an overview on the issues or challenges facing our community, updates on city improvements and then an outlook for Westminster going forward,” said Juliet Abdel, president and chief executive officer of the chamber.

The luncheon is from 11:30 a.m. to 1

p.m. Wednesday Aug. 30 at the Church Ranch Event Center, 10200 Westminster Blvd.

Tickets are $50 for chamber members and $55 for non-members and includes lunch. Early registration for members is $40 and is available online at www.westminsterchamber.biz.

This is the second year the chamber has hosted the State of the City meeting. It’s one of five key annual events the chamber hosts each year.

The inaugural event last year was a success and Abdel said it was worth doing it again.

“It’s keeping business owners appraised and informed about what’s happening in the city,” she said.

“Obviously, anything that takes place in a city affects business and commerce. “

Mayor Herb Atchison will be one of the featured speakers Aug. 30 at the Westminster Chamber of Commerce State of the City Luncheon.

SCOTT TAYLOR

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10 Northglenn-Thornton • Westminster Window

August 24, 2017A

Downtown project uses choice words to explore topic of race ALCHEMY

Andrea Doray

W

hen I sat down to write about Charlottesville last week, I found that I had no words, which doesn’t happen very often for me. Perhaps it’s more accurate to say, though, that I had too many words, too many jumbled phrases, too many tumbled emotions. I couldn’t focus well enough to put them together.

That changed Saturday in downtown Denver on the 16th Street Mall. I mentor a young writer and the two of us got together to Write Denver, a collaborative write-the-city project hosted by Lighthouse Writers Workshop, where I sometimes teach in the Young Writers Program.

Saturday’s “Word on the Street” event was a prelude to the Big Read, an initiative of the National Endowment for the Arts. NEA Big Read supports dynamic community reading programs that broaden our understanding of our world, our communities and ourselves through the effect of sharing a good book, which this year features Citizen: An American Lyric by Claudia Rankine. In this work – which was a finalist for the National Book Award – Rankine explores what it means to be a person of color in America today, laying

bare moments of racism that often surface in everyday encounters.

Dan Manzanares, Lighthouse Community Programs Coordinator, chalked out two huge blank pages on the center sidewalk and piled up words pasted on wooden blocks. Among “and,” “the,” “I” and “my,” were random words such as “tanks,” “stadiums,” heroes” and “punks.”

We dove in.

It was an interesting process. My student seemed to put sentences together first, picking up a collection of blocks to position on the sidewalk page. I, on the other hand, found a word that intrigued me, such as “seriousness,” “innocent,” “nostalgia” or “illuminated,” then adding blocks, moving them around, or sometimes tossing them.

After about an hour, the two pages in the middle of the 16th Street Mall were nearly full, attracting the attention of passersby. Being who I am, I briefly outlined the project and asked them if they wanted to play. Some did.

A tall black man took his time before he laid down blocks that read: “I roared I wish / my kids never know.” A young white couple wrote simply: “May all join / and be.” The man

Personal skills help kids prepare for return to school

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returned a second time, with this: “Instead of ambition / wish life & joy / be on all.”

Wow. From my student, this: “We looked different / so life was floodlights / and / they did what they had to.” And, “This just in / the people are / only partially awful.”

All this from the blocks we were given.

For my part, by zeroing in on a word or two and then building around them, I wrote: “Neighborhood young families / punks and professional heroes wish / days crowd into night.” And this: “Oh, I myself had my cruel / seriousness too illuminated, thinking / innocent touch is enough.”

Did I write about Charlottesville? Maybe … the experience of sharing words and thoughts with my student and with strangers – none of whom knew Rankine’s work – was oddly liberating. And uplifting. And illuminating.

In the end, I put together this about racism and Nazi flags and tiki-torch violence: “Some nostalgia makes eager fraternities,” and, “My life wish is me / shutting doors / myself.”

Andrea Doray is a writer who hopes you’ll participate in the Big Read. For more information, contact her at a.doray@andreadoray.com.

T

tant since they delay relaxation and hese are the weeks that chilsleep. In the morning add an extra 10 dren begin school, some for minutes to the time you think it will the first time. Besides take to get ready to reduce backpacks and supLIFELONG stress. If adults are stressed, plies, teachers hope young the children will show it.

LEARNING children will bring along a few more things when they Esther Macalady Morning Protein scamper off to school.

Eating something for breakfast First and foremost children will know how to put on their listening ears with protein in it keeps children to focus.Teachers often will sing songs, less hungry, more alert, and in a betsay rhymes, and do motions with ter mood. Some children are just not children to train them. At home we can hungry immediately in the morning help prepare, practice, and later use and need some time to wake up. The the same words and motions. Families last resort might be a few pieces of can praise them for listening. cheese, pieces of apple, or good ceGood listeners also use their eyes real in a little bag to eat on the way. to look at the teacher’s face or othTry to get some fluids in them, too ers when they are speaking. While like milk or water. volunteering at school, families can Pack children a snack and lunch note these techniques. They will be they will eat and include some very useful at home and everyone protein and fruit. Encourage some will be pulling in the same direction. vegetables and add water. It is a good fluid anytime instead of fruit Asking for Help or fruit- like juice. Physicians are Families can teach little ones how concerned about the amount of to ask for bathroom time or a tissue grams of sugar children are confor their nose politely and softly. Do suming. children remember to flush and aim Do preschool children know about carefully? Those considerate skills raising their hands when they have make the classroom more pleasant. a question? That is a good role playAfter using the bathroom do chiling activity at home. dren wash their hands well with soap Speaking of hands, do they know to the birthday song or some other to keep their hands off other chillittle ditty? According to health profes- dren? All of these behaviors, skills, sionals, this one habit significantly and good choices will come along reduces flu and colds. with time and family help.

Scheduling at least 9-10 hours of Esther Macalady lives in Goldsleep helps reduce end of week exen. For more fun and learning haustion. Reading or telling children see grandparentsteachtoo.blogspot. a story in a soft voice and giving com and wnmufm.org “Learning a gentle back rub helps. Avoiding Through the Seasons” live and podtechnology before bedtime, especially casts, or check out the organization those with blue light screens is imporon Facebook and Pinterest.

a n t

h r o

Northglenn-Thornton • Westminster Window 11

7August 24, 2017

E

Listening is crucial in a world that’s too isolated ach day, I spend hours listening to ness to focus and be fully present with another human being. I’ve learned that others tell me stories about their it’s often as much about what isn’t said lives. I’m profoundly honored to as the words that are spoken. Listenbe privy to these intimate details, ing is simple, but it requires that we be which include struggles inherent to intentional. the human experience — relaGUEST Many of us spend our lives tionship challenges; loss; the buzzing around, juggling mulsearch for meaning and a sense COLUMN tiple roles and tasks, as we conof purpose; the desire for love, duct much of our communicaconnection and belonging; and tion via technology rather than the feelings of depression or in face-to-face conversation. anxiety that commonly are asWhat might happen if we put sociated with navigating these our phones away? How might issues. this change the quality of our I listen intently as I attempt relationships? to find themes and connecSo, here is where I’d like tions in what is shared before to offer readers a challenge. reflecting back what I think I’ve Laura Thompson Today, I’d like you to practice heard. listening. Maybe it looks like I am a counselor. sitting through dinner without your My work has taught me about the healing power of listening. Throughout phone. Maybe it means inviting a friend for a walk or a cup of coffee, and my career, I’ve witnessed individupaying attention to your friend’s words als make incredible transformations, without focusing on your internal and I’m convinced that feeling heard dialogue. somehow played a critical role in their Or maybe it simply means practicing process of change.Regularly, I’m struck ways to be more present in your life. Sit by the number of people I meet who quietly and pay attention to your surreport not feeling heard by those with roundings. What do you hear? whom they are closest. It makes me Laura Thompson, Ph.D., is a Licensed wonder how we got to this place. Why Professional Counselor (LPC) and afhas the art of listening become such a filiate faculty member in the Master of challenge?

Arts in Counseling Program (MAC) at True listening requires a willing-

TEACHER FROM PAGE 2

automatically becomes Colorado’s nominee for the National Teacher of the Year competition.

This year, 47 teachers applied for the honor across the state, according to a release from the Colorado Department of Education. Of that group, seven were selected s finalists. The department is scheduled to announce the teacher of the year on Nov. 1.

“Colorado values the dedicated teachers from around the state who inspire and motivate our children every day,” said Colorado’s education commissioner Katy Anthes. “The Colorado Teacher of the Year award is just one of many ways we can honor our state’s educators. We look forward to hearing from the seven finalists in

the search for the individual who will represent our state’s teaching profession.”

Nominees are judged on their ability to inspire students of all backgrounds and abilities. They are expected to play an active role in the community and to have earned the respect and admiration of students, parents and colleagues.

The other 2018 finalists for Colorado Teacher of the Year are: Kathleen Anderson, Strive Prep - Kepner, Denver Public Schools; David Lunn, Liberty Common High School, Poudre School District; Renee Motter, Air Academy High School, Academy School District 20; Wendy Murphy, Woodmen Hills Elementary School, Falcon School District 49; Christina Randle, Soaring Eagles Elementary School, Harrison School District 2; and Wendi Sussman, Strive Prep - Federal, Denver Public Schools.

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12 Northglenn-Thornton • Westminster Window

August 24, 2017A

Hundreds rally for peace at Capitol

BY ANTONIO HERNANDEZ SPECIAL TO COLORADO COMMUNITY MEDIA

H

undreds descended on the state Capitol in Denver on Aug. 20 to rally for peace and oppose war in North Korea, the use of nuclear weapons, racial violence and terrorism in the United States.

“We’re here to speak truth to power in Denver,” said the Rev. Timothy Tyler of Denver’s Shorter Community African Methodist Episcopal Church.

The rally was organized by Denver-based activist Queen Phoenix and the Community for Unity, who describe themselves as “a peaceful community of neighbors focused on administrative, environmental, social and educational reform.”

Speakers included attorney Angela Bibens, an activist at the protests in Standing Rock, North Dakota; Jeanette Vizquerra, recently named one of Time magazine’s 100 most influential people in 2017 for her activism surrounding immigration; and various poets and activists.

The Rev. Timothy Tyler of Denver’s Shorter Community AME Church speaks to the crowd at the Capitol during the Aug. 20 peace rally.

Tyler addressed lawmakers at the Capitol warning officials that the people will not allow laws “that will cause people’s lives to be in jeopardy.”

PHOTOS BY ANTONIO HERNANDEZ

Hundreds of people turned out at the Capitol in Denver on Aug. 20 to rally for peace.

Northglenn-Thornton • Westminster Window 13

7August 24, 2017

Senator gets chided by constituents at town hall Cory Gardner caps off day of three town halls in Lakewood, his first in more than a year

BY CLARKE READER CREADER@COLORADOCOMMUNITYMEDIA.COM

U.S. Sen. Cory Gardner’s constituents had a lot of questions for him at his first Denver metro area town hall in more than a year on Aug. 14 at Colorado Christian University’s event center in Lakewood.

But it was difficult for most to hear the Republican from Yuma over the boos and profanities he received over and over from the more than 300 attendees who filled the center.

“People of disparate party views can disagree and still work together,” Gardner said at one point, following a particularly raucous response to one answer. “Our country will be stronger when we’ll be able to listen to people we disagree with.”

The town hall in Lakewood was the final meeting in a series of three the senator held that day — the others were in Colorado Springs and Greeley.

The town halls followed months of the Cardboard Cory Gardner campaign, where constituents, frustrated

by Gardners lack of face-to-face meetings with residents, made six cardboard cutouts of the senator and took them to impromptu town halls.

“It’s amazing he’s finally hosting a town hall, and I want to see what he has to say,” said Denver resident Amanda Mininger, before the town hall started. “He represents us, and he should be able to speak to us in person.”

Gardner faced questions and criticism from constituents on a variety of topics, ranging from relations with North Korea, Republicans’ efforts to repeal and replace the Affordable Care Act, and his support of President Donald Trump.

One thing Gardner received unanimous support for was his condemnation of the neo-Nazis and white supremacists who incited violence in Virginia on Aug. 12, leaving one person dead and 19 injured.

“There is no moral equivalency between the two sides,” Gardner said at the beginning of the town hall, referencing the white supremacists and their counter protesters. “We have to fight racism and bigotry in our country.

Any and all white supremacists should go back to their caves.”

Several attendees received standing ovations for asking questions about Gardner not supporting hate groups, but supporting a president who does not explicitly condemn them and has White House officials like Steve Bannon and Sebastian Gorka, who have been tied to white nationalist groups.

“I’m glad to see you giving real responses to questions, but how can you still support a president who puts people like that in power?” asked Denver resident Jonathan Rose.

In response, Gardner reiterated that

A small group of supporters of President Donald Trump were stationed outside the Colorado Christian University event center, following a town hall with Sen. Cory Gardner on Aug. 15.

PHOTOS BY CLARKE READER

Sen. Cory Gardner waits for a chorus of boos to die down after a question about Republican’s efforts to repeal and replace the Affordable Care Act during his town hall on Aug. 15. hate groups are unacceptable, but said it wasn’t his place to ask the president to remove members of his staff.

Many voiced concerns about cuts to Medicare and the price of insurance if the ACA were to be repealed. One attendee was even ejected from the town hall because he wouldn’t stop screaming, “You’re taking our health care” over other peoples’ questions and Gardner’s answers.

But a couple conservative constituents also chided Gardner for his health care approach from the other side.

“I know the majority of people in this room are here to say the ACA should continue, but I want to remind you of who put you in your seat,” said one woman. “I want to know when you’re going to repeal and replace?”

Gardner also heard from constituents who wanted to ensure he would protect the state and world’s environmental health and sustainability.

“We have an incredible outdoor legacy, and I want to do right for my children,” Gardner said. “I do believe the (Environmental Protection Agency) has overreached at times. We

The security line to get into Sen. Cory Gardner’s town hall at Colorado Christian University on Aug. 15. shouldn’t be doing something if the cost outweighs the benefits.”

By the end of the hour-and-a-half town hall, the audience allowed Gardner to speak more completely, even if they didn’t like what they heard. And some issues weren’t brought up at all, like education.

“I wanted to ask what he was going to

do to protect our Title I students,” said Angela Anderson, a Jeffco resident, referencing the many students who are on the free and reduced lunch program. “I also wanted to ask how we could work on educating our students about the damage that racism does to a society.

So many don’t understand racism exists in ways for all of us.”

14 Northglenn-Thornton • Westminster Window

LOCAL

August 24, 2017A

VOICES

Growth management does not have to be anti-growth

CROSS CURRENTS

Bill Christopher

W

ith the fast pace of new construction throughout the greater Denver area, it is a good time to address the topic of growth management.

You may have recently read or heard in the news that there is a citizen group in the City of Lakewood which is promoting that very thing. This activist group believes the city is growing too fast and constraints need to be imposed.

But before we go any further, we need to point out that the terminology growth management can mean different things to different people.

Contrasting growth management plans Let’s take a couple of examples to prove my point. The City of Boulder, Colorado established a growth management plan back in the late 1960’s and early 1970’s to basically stop new development. The city government and the community for the most part were anti-growth.

The plan wasn’t built on any criteria or resource availability or some percentage calculation. It represented an attitude of maintaining the status quo. Their open space program, which was the first of its kind in Colorado, further complemented this attitude by purchasing land around the

city to prevent development.

To contrast this approach, the City of Westminster implemented a complex growth management plan in the mid-1970’s with a totally different attitude and approach. Westminster continues to use such an approach today.

It is based on the ability of the city to serve new development without compromising or impacting municipal services to existing residents and businesses in such areas as water resources, water treatment capacity and wastewater treatment capacSEE CHRISTOPHER, P15

Try being a teacher — that’ll learn you

T

LETTERS TO THE EDITOR Fight open primaries A little more than one third (38 percent) of Colorado’s electorate passed Proposition 108, thus opening the primaries to unaffiliated voters. Each of the two major parties can opt out of the open primary but they must have 75 percent of their state central committee members vote to opt out.

By any standard, 75 percent is tyrannical and a severe threshold to

A publication of

8753 Yates Drive, Suite 200 Westminster, CO 80031 Mailing Address: 9137 Ridgeline Blvd., Suite 210 Highlands Ranch, CO 80129 Phone: 303-566-4100 Web: WestminsterWindow.com To subscribe call 303-566-4100

meet. This botched election plan was financed by Kent Thiry in his attempt to become governor of Colorado.

Now, Kent Thiry’s botched election plan will cause the Republican party to suffer under the tyranny of the minority unless we opt out at the upcoming Republicans State Central Committees meeting on September SEE LETTERS, P15

hree little words — “back to school” — have the impact of hundreds, including, “Oh, no.”

I think I was QUIET supposed to dread DESPERATION it, but inwardly I looked forward to strapping on my button-down shirts and khakis and returning to the classroom.

My educational path was a lesson in American geography. I attended eight Craig Marshall schools in four states. My father Smith was either transferred or promoted. At least, that’s what he said. Maybe we were one step ahead of the feds.

A new school year always meant my mother and father would give me a couple of new shirts, and something else: a three-ring binder with a blank, blue canvas cover.

Budding artists will draw or paint on anything that is blank. My new binder was my annual opportunity to show off.

Late summers were spent considering the new school year’s drawing.

I understood that pencil drawings smeared, and markers didn’t exist.

That left me with ball-point pens.

The majority of my drawings featured animals, like wolverines and bruins.

The animals didn’t stop there: I

studied with Miss Bird and Mrs. Hare. Miss Bird was 100 years old (that’s what we all thought), and a caricature of mean-natured, elderly schoolmarm.

Mrs. Hare was as meek as her name. She was in her first year of teaching, and in her first year of marriage. Double jeopardy. I hope she was more successful at home.

Back then, schools provided just about everything we needed — except for binders and Pee Chees.

Things have changed.

One Jefferson County school asked every student to bring five dozen pencils, because of the school’s low supply.

Costs overall have rocketed. One article (The Denver Post) stated, “In the last decade, the price of supplies and extracurricular activities increased by 88 percent for elementary school students, 81 percent for middle school students, and 68 percent for high school students.”

When I changed sides and became an educator myself, a new school year meant that I had as many as 120 eyes (three classes worth) giving me the once over.

My very first morning as a college educator is an indelible memory. I am glad it is not on YouTube. I think I said, “I am the walrus. Goo goo goo joob,” and dismissed them.

Much later on in my career, I walked around the classroom on opening day with a sense of com-

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Columnist opinions are not necessarily those of the Window.

Deadline Fri. 5 p.m. for the following week’s paper.

SEE SMITH, P15

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Northglenn-Thornton • Westminster Window 15

7August 24, 2017

CHRISTOPHER FROM PAGE 14

ity. In other words, their plan is tied to available capacity and not an attitude or desire to stop growth. Over the years, some experts have called it a pacing plan.

Is residential construction tipping comprehensive land plans?

With the significant increase in apartment construction throughout the region including Westminster and Thornton, it raises a legitimate question for all such communities regarding capacity to serve and the land use balance of the respective community.

By land use balance, I mean does the new residential development reduce land still available for non-

LETTERS FROM PAGE 14

23.

Almost all of our party’s nominees made the primary ballot through the caucus process and that process is one in which only a small percentage of Republicans participate. Thiry knows this and that’s exactly why he financed this proposition. If he stands any chance at all to become the Governor, he needs his name at the top of the ticket.

He registered as a Republican after the passage of Proposition 108 not because his political values were close to our own but because we have the financially weakest candidates and a fractured party brought on by the adverse actions of the past.

There is only one way to save our party and that is to stand and fight this hostile takeover. We must reach out to all registered Republicans and encourage them to go to the caucuses and vote in the polls, primaries and general elections. We must let the leadership know we want them to preserve their right to vote in their own primaries.

Courting the unaffiliated voters should be left to our candidates who win the closed primaries, not the party.

Ben Nicholas, Westminster

SMITH FROM PAGE 14

mand and a sense of humor.

I’d tell them I learned to draw in “Pencil-vania,” and wait for the laughter to die down.

I’d tell them that Van Gogh had a good ear for music.

When I was in high school, art classes were perceived as a version of recess. However, college art classes are far from it (or should be) and that often surprised my incoming freshmen.

I enjoyed seeing their eyes widen when I handed them the nine-page syllabus.

residential development — such as office, light industry, entertainment and retail?

The same holds true for those communities which are experiencing a huge volume of single family construction such as Erie, Arvada and Thornton. Each community should decide on its own the pace of growth they want and how much they can absorb within the city’s or town’s ability to serve. A city’s comprehensive land use plan, which provides an overarching picture of allowed land uses, should be protected.

When it is requested to amend the plan, much thought and analysis should be exercised before changing it.

A Westminster celebrity We have a celebrity in our midst!!

Right here in Westminster, we have

No info about school ballot In his column, Mr. Christopher (”Local campaigns are on us,” Aug. 7) noted and lamented the fact that only two incumbents have filed for the two open school board positions in the Westminster Public School District. He went on to say, “Regardless of whether you support the two incumbents…this is not healthy. Voters deserve choices.”

To better understand this election, I looked at the Westminster Public School district’s website. To my surprise, there was not a single word related to the election.

So I called the district and asked.

The email response I received was: Yes, there will be an election; There are two incumbents whose terms are up; A link to a state website on the school election process; The district will be posting something on their website in early September, since there are guidelines they must follow.

Given that September 1 is the deadline for candidates to file nomination petitions and forms, it seems posting something on the district’s website in early September is a little late.

This would give the appearance that they don’t want choices, as Mr. Christopher pointed out.

Joe Armstrong, Westminster

I heard gulps.

Do I miss teaching? Yes and no. Yes, because I worked with some very talented, intelligent, involved, and hard-working artists and scholars.

No, because I worked with the opposite, and too many students who were grade-driven and often gradeobsessed.

Increasingly, faculty were expected to do a hill of accountability paperwork.

And not only that, most college-level drawing students are a little sketchy.

Craig Marshall Smith is an artist, educator and Highlands Ranch resident.

He can be reached at craigmarshallsmith@comcast.net.

a newcomer to being a successful book author. She is no stranger to being around books and enjoying a good read.

Emily Littlejohn was a City of Westminster employee for approximately five years with the last 14 months of her employment serving as Libraries Manager.

She was in charge of the entire city libraries operations. While still with the city in 2016, she published her first book with Minotaur Books, entitled “Inherit the Bones.” I found it to be a page-turner of a murder mystery.

Set in a smaller Colorado town, there is a prominent family with lots of secrets and motivations.

Murder, deceit and hate were at play in the family. I will leave it at that.

The book’s jacket cover states that Emily was born and raised in Southern California and now lives

in Colorado, right here in Westminster.

The author’s profile goes on to state that if she is not writing, reading or working at the local public library, she’s enjoying the mountains with her husband and sweet old dog.

She and her husband are now the proud parents of a baby so the sweet old dog may have taken a back seat in the family. The jacket continues: “She has a deep love of horror stories, butter pecan ice cream and road trips.”

Congratulations to Ms. Littlejohn on the start of a fine literary career.

Be sure to check out her first book.

There are more to come.

Bill Christopher is a former Westminster city manager and RTD board member. His opinions are not necessarily those of Colorado Community Media.

In Loving Memory Place an Obituary for Your Loved One. Private 303-566-4100 Obituaries@ColoradoCommunityMedia.com

Funeral Homes Visit: www.memoriams.com

16 Northglenn-Thornton • Westminster Window

LOCAL

August 24, 2017A

LIFE

‘A lifelong training’

a Kids as young as 5 years old attend a Gracie Barra Centennial Jiu-Jitsu class, where they learn discipline and self defense. The young students fill out cards before each class to track their progress and receive colored belts when they hit a milestone in the program. “To keep kids involved,” said studio owner Robert Goodloe, “they need to see progression.”

PHOTOS COURTESY ROBERT GOODLOE

Studios across Denver metro area teach range of martial arts

BY ALEX DEWIND ADEWIND@COLORADOCOMMUNITYMEDIA.COM

N

icole Gossett’s 9-yearold son has been practicing karate at ATA Family Martial Arts in Highlands Ranch for the past year. He has become a positive influence for the “not very athletic family,” Gossett said.

“Watching him be so disciplined practicing at home and in the studio,” Gossett said, “we all have done a lot more situps and squats and push-ups in the last year.”

Karate, Brazilian jiu-jitsu, judo, taekwondo, muay thai, kickboxing — the list of martial arts forms goes on. Though the names are distinctive, their styles all have something in common: self-defense.

According to Black Belt Magazine, martial arts date back to 2600 B.C. in China. Emperors, troops and tribesmen used the defensive movements in battle.

The practice evolved across the globe and many popular styles have made their way into fitness gyms and studios across the U.S. Robert Goodloe, owner of Gracie Barra Centennial Jiu-Jitsu, was studying for his

master’s degree in business administration at Pepperdine University in Malibu, California, 10 years ago when he first tried a Brazilian jiu-jitsu class.

“I started training at the studio and I never left,” said Goodloe, a Highlands Ranch resident. He opened the second Gracie Barra studio in Colorado — the first is in Colorado Springs — at 4181 E. County Line Road in July.

The benefits of martial arts are far reaching. From engraining a strong sense of discipline to strengthening muscles, the sport boosts mind and body, teachers and participants say.

Body In an evening class at Gracie Barra Centennial Jiu-Jitsu, a small group of adults wearing white kimonos — a matching long sleeve shirt and pants worn with a colored belt to signify the level of experience — listen carefully to instructors before gently performing a series of grappling moves with a partner. Intertwined on the mat, they learn how to defend themselves.

Martial arts use quick movements that increase flexibility.

Using chokes and holds, Brazilian jiu-jitsu was originally for a smaller inidividual to defend against and escape from a larger person. Taekwando emphasizes kicking. Karate focuses more on hand movements, including punching and knee and elbow strikes.

Although martial arts teach fighting movements, typically they do not encourage fighting.

“We teach how to use our body to defend ourselves,” said Irene Bowden, instructor of Shotokan Karate Colorado in Lone Tree. “A lot of people will come to train and learn how to kick and punch and they may never in their lifetime get in a fight.”

The Showticon karate style — referred to as an emptyhand method of teaching self defense without weapons — builds muscle strength, flexibility, stamina and makes participants feel good, said Bowden.

She started training with her sensei, or instructor, Gary Swain, more than 16 years ago to get in shape and learn self-defense. Karate has since become a “wonderful SEE DEFENSE, P17

SOME POPULAR MARTIAL ARTS A quick Google search reveals that dozens of martial arts studios can be found throughout the Denver metro area. Here’s a look at some of the most popular types of martial arts being taught in the area: Taekwondo A Korean martial art focused on punches, blocks, strikes and kicks. The style builds character and self-discipline. It is practiced around the world and is an Olympic sport.

Karate A Japanese martial art based on fighting techniques, including punches, hand and elbow strikes, knee strikes and kicks. One of the most practiced martial arts in the U.S., the style embeds self-discipline and strong character.

Judo A Japanese martial art that uses throwing and grappling

techniques instead of strikes and kicks. Participants throw or trip their competitor to get them on their back.

Judo also focuses on mental discipline.

Brazilian jiu-jitsu A Brazilian martial art focused on self-defense. The style teaches a smaller person how to defend himself or herself against a larger opponent and how to escape from an opponent.

Muay thai A martial arts style from Thailand that is similar to kickboxing — a stand-up sport practiced with gloves — but includes elbow and knee strikes.

Sources: livestrong.com, blackbeltwiki.com

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Northglenn-Thornton • Westminster Window 17

7August 24, 2017

Parkinson’s can unlock hidden artistry TODAY’S SENIOR

Kent Mulkey

A

surge of creativity is a common side effect for people with Parkinson’s disease. For Margie, a Covenant Village of Colorado resident, this newfound artistic inspiration was an “unexpected blessing.”

“I didn’t know when I was diagnosed with Parkinson’s disease in 2013 that there were blessings attached,” said Margie. “Having never felt like I had a creative bone in my body, I was surprised when reading in the Parkinson’s literature that creativity was a ‘side effect’ of this progressive neurological

disease. Who knew?”

Margie is one of a half-dozen students who take the P.E.A.C.E. (Persons with Parkinson’s Exploring Art and Creative Expression) art class offered at the LifeConnect University at Covenant Village of Colorado, in Westminster.

“With music playing in the background, and paper, canvas, and brushes at their fingertips, the students find themselves relaxing and finding that inner peace that is common during the creative process,” explained the class instructor and Resident Life Director, Vickie Krudwig. “Some students arrive to class with

severe tremors and, once engaged in the practice of creativity and making art, the tremors slow dramatically.”

As with all LifeConnect University classes, the P.E.A.C.E. class is resident-initiated.

“Two years ago, a resident with Parkinson’s approached me looking for a way to tap this surge of creative energy. His doctor suggested painting as a great creative outlet and one that might also improve his small motor skills,” explained Krudwig.

SEE MULKEY, P47

DEFENSE FROM PAGE 16

addiction,” Bowden said.

She teaches three classes at the Lone Tree Recreation Center: Shotokan Tigers for ages 5 to 7, Stars Special Needs for ages 6 and older, and Women’s SelfDefense for ages 13 and older.

Kids as young as 5 years old attend a Gracie Barra Centennial Jiu-Jitsu class, where they learn discipline and self defense. The type of martial arts is offered to kids and adults at 4181 East County Line Road.

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field Street, in Wheat Ridge. Having parents present increases kids’ focus, said founder Korey Stites. Instructors encourage better grades, respect, focus in and out of the classroom and leadership.

“It’s also something they can do together,” Stites said. “You’re actually participating and doing everything right alongside the kids.”

In martial arts, there is always room to grow, physically and mentally.

Karate has changed Bowden’s life dramatically, she said. The Realtor and mother of three calls the form of martial arts her passion.

“Martial arts in our view is considered a lifelong training,” Bowden said. “It’s something that you learn to love.”

C ol

Mind In a Gracie Barra Centennial JiuJitsu class, participants of all ages follow etiquette guidelines. They bow before getting on and off the mat. Talking is kept to a minimum. Uniforms are worn. Professors, or instructors, are treated with respect.

“I think people start to see the value of discipline,” Goodloe said. “It’s really a challenge to yourself. It improves your whole way of living.”

Martial arts have a strong focus on moral values, discipline and character, experts say. Participants can use the mental skills to excel in competitive martial arts, but also in other areas of life.

Gossett signed her son up more than a year ago to help shift his focus from distractions at school. The goaloriented nature of martial arts helped him, she said. At ATA Family Martial Arts, participants are tested for belts — which signify a level of experience — every two months.

“The discipline of martial arts was a huge component to give him structure,” Gossett said. “He sees the consequences of positive and negative actions.”

Some studios offer family classes, where parents can practice with their children. One of those is Personal Achievement Martial Arts, 3964 Young-

C o m m u nit

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18 Northglenn-Thornton • Westminster Window

August 24, 2017A

CLUBS Mondays Adult Survivors of Childhood Sexual Abuse Northglenn Women’s Group meets 6:30-8:30 p.m. Mondays. WINGS provides therapist-facilitated, peer-support groups in which survivors are believed, accepted and no longer alone. For more information, call 303-283-8660.

Bingo night The Pinnacle Charter School hosts bingo at 7 p.m. every Monday at Bingo Oasis, 106th and Melody Drive, Federal Heights. Bring the family; children ages 7 and older can play. The school’s student groups, including band, football, basketball, volleyball and more, run bingo nights to earn money for their teams. For information, call Julie at 303-450-3985 ext. 1002.

Denver Thyroid Cancer Support Group meets 7-8:30 p.m. Mondays at Montclair Recreation Center Lowry, 729 Ulster Way. For more information, call 303-388-9948.

Divorce Workshop A workshop that covers the legal, financial and social issues of

divorce is presented the third Monday of each month at the Sheridan Library, 3425 W. Oxford Ave., Denver. Check in from 5:15-5:30 p.m.; workshop runs from 5:30-7:30 p.m.

Register online at www.divorceworkshopdenver.com. Advance registration costs $35; at the door, cost goes to $40 (cash/checks only). Attendees will get help taking the next step by getting unbiased information and resources. Learn the options available and next steps to take positive action steps. For information, contact 303-210-2607 or info@ divorceworkshopdenver.com.

An Edgar Cayce study group meets at 1:30 p.m. Mondays near 80th and Sheridan. Call Bernita at 303-261-7175. The meeting is free.

Grief Recovery A 12-week Grief Share program meets at 6:30 p.m. each Monday at Arvada Covenant Church, 5555 Ward Road.

GriefShare meets from 6:30-8:30 p.m. Mondays at Risen Savior Lutheran Church, 3031 W. 144th Ave., Broomfield. Anyone struggling with the death of a loved one, whether recent or not, is welcome to join. Register at

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com.

www.rslc.org or call 303-469-3521.

Jazz Jam with Brad Goode takes place 7-11 p.m. every Monday at the Stage at Mi Vida Strings, 3698 W. 72nd Ave., Westminster.

La Leche League of Broomfield meets 10 -11 a.m. the second Monday of the month at Brunner Farm House, 640 Main St. LifeRing Secular Recovery meets at 6 p.m. Mondays at Washington Park United Church of Christ, 400 S. Williams St. This is a nonprofit, abstinence-based peer-support group for recovering alcoholics and addicts.

For more information, call 303-830-0358 or go online to www.unhooked.com.

Open mic Living Water Unity Spiritual Community presents open mic night - celebrate your teen self 4:30-6:30 p.m. Mondays at 7401 W. 59th Ave., Arvada. This program gives teens the opportunity to express their performing art including voice and instrument, acting, poetry, stand-up comedy, mime, etc. Open to all students in sixth to 12th grades. Email bellbottoms809@gmail.

Paletteers Art Club meets at 7 p.m. the second Monday of the month at the Northglenn T United Methodist Church, 1605 W. 106th Ave. Meetings are open to artists and art lovers A who are age 18 or older. Meet other artists and learn from monthly art demonstrations. Call Pat at 303-451-0017.

Study group Chabad of NW Metro Denver Jewish Center hosts a thought-provoking discussion on the weekly Torah portion. Drawing from the wisdom of the Talmud, Kabbalah and Chassidic Mystical Masters, the study A group focuses on the relevance of the bible stories and Torah’s teaching to our modern lives. The class is 7-8 p.m. Mondays at Chabad, 4505 W. 112 Ave., Westminster. Refreshments served. For costs and the topic of the weekly discussion, visit www.COJewish. com/torahstudy or call 303-429-5177. The class is led by Rabbi Benjy Brackman spiritual leader of Chabad of NW Metro Denver.

A SEE CLUBS, P19

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7August 24, 2017

CLUBS

Wadsworth Blvd. for a breakfast meeting.

Come join us as our guest and learn about our community service projects and what Rotary does in the world to help people.

FROM PAGE 18

Tuesdays

BNI Dynamic Referrals Leads Group A category specific group of business owners committed to growing each other’s businesses. Meetings at 7:30 a.m. Tuesday at the Country Buffet at 88th and Sheridan. Call Jeri Morgan at 720-746-9763 to RSVP and to see if your category is available.

Adams County Aging Network: 9-10 a.m. the first Tuesday of the month at the Margaret Carpenter Recreation Center, 11151 Colorado Blvd., Thornton. Seniors and professionals work with seniors to attend and learn about programs and services available to seniors. Meetings are free; g breakfast is served at 8:45 a.m.

Adams County Genealogical Society Newcomers and experienced genealogists are welcome. We meet at 7 p.m. the second Tuesday of each month at Hunter Douglas, 1 Hunter Douglas Circle, Thornton (on the southeast corner of 128th and Washington). A different guest speaker is featured each month. For additional information, www.adamscountygenealogysociety.com.

Arvada Sunrise Rotary Club meets from 7-8 a.m. Tuesdays at The Arvada Centre For The Arts and Humanities, 6901

Let Go and Let God AFG Al-Anon meets at 7 p.m. Tuesdays at Lord of Life Lutheran Church, 12021 Northaven Circle in Thornton. For more information, visit www. al-anon-co.org.

Mama Talk, a support group for moms before and after baby, meets from 10:30 a.m. to noon Tuesdays at the Tri-County Health Department, 10190 Bannock St., Suite 100, Northglenn. Call Margaret at 303-255-6214.

Narcotics Anonymous Group meets at 7:30 p.m. Tuesdays at 3585 W. 76th Ave.

in Westminster. For more information, go online to www.nacolorado.org.

New Swing Swing dancing comes to Thornton 8:30-11 p.m. Tuesdays at Taps and Toes Dance Studio, 12720 N. Colorado Blvd.

Beginners are welcome; World Champion Lindy Hop dancers Mark Godwin and Shauna Marble, along with other dancers will provide instruction. Cost is $5. For more information, go online to www.markandshaunaswing.com/weekly_dances/.

Northglenn AFG Al-Anon meets at 9:30 a.m. Tuesdays at Immaculate Heart of Mary Catholic Church, 11385 Grant Drive.

For more information, go online to www. al-anon-co.org.

Northglenn-Thornton Rotary Club meets at noon Tuesdays at Red Lobster, 1350 W. 104th Ave. in Northglenn. For more information, email NorthglennThorntonRotary@hotmail.com.

portant to our community. Meetings take place at the 911 Driving School, 9100 W. 100th Ave., Suite B-4, Westminster. Sign-in is at 6:30 p.m., with meetings beginning at 7 p.m. Everyone is welcome, including men. Attendance is free. Contact Bev at bmcadam45@gmail.com for information.

North Area Newcomers Social Club, serving the north Jeffco and north Denver Metro area, meets for lunch at 11:30 a.m. every fourth Tuesday of the month at various restaurants in the area. For information, place and reservations, call Patti Bloomquist at 303-264-7369. Through the club, members also can join groups such as book club, garden club, garden club and more.

Northside Coin Club is a group of collectors that meets monthly to promote the hobby of numismatics among its members and the public. The club meets at 7 p.m. the second Tuesday of the month at 12205 Perry St., at the Friendship Hall in the Cimarron Village in Broomfield. Doors open at 6:30 p.m. Find more information about our club at www.northsidecoinclub.org/ or look for us on Facebook.

North Jeffco Republican Women meets the first Tuesday of every month. Hear inspirational speakers, elected officials, candidates, and others discuss issues im-

Careers Help Wanted

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RN or LPN nurse(s) needed, PT or FT (with benefits), for 23 yr old son with cerebral palsy. One on one patient care, in private home / night shifts. PT CNA needed for day shift. North Parker.

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To advertise your business here, call Karen at 303-566-4091

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20 Northglenn-Thornton • Westminster Window

August 24, 2017A

HOW TO MAKE A DIFFERENCE AYUSA: International Youth Exchange Program Promotes quality exchange programs for high school students from around the world.

Need: Host families for international high school students ages 15-18 studying in the Denver area.

Requirements: To provide students with a safe home, meals and transportation for 5-10 months. All family types are considered.

Must fill out an onlilne application and pass a background check.

Contact: Adrienne Bivens, 720-467-6430 or abivens@ayusa.org. Go to www.ayusa.org.

Send volunteer opportunities to hharden@ coloradocommunitymedia.com.

Ongoing AARP Foundation TaxAide Helps Colorado taxpayers who need assistance prepare and file their tax returns Need: Volunteers for the upcoming tax season.

Requirements: Free training provided; volunteers do not have to be AARP members or retirees.

Contact: www.aarp.org/money/taxes/aarp_ taxaide/ or 888-OUR-AARP. Alzheimer’s Association, Colorado Chapter Provides care and support to 67,000-plus families dealing with all kinds of dementing illnesses.

Need: Walk to End Alzheimer’s committee members.

Requirements: Individuals who love to help plan and execute. Our Walk to End Alzheimer’s attracts more than 10,000 people, so planning committee members are essential.

Contact: Deb Wells, 303-813-1669 or dwells@ alz.org.

Colorado Refugee English as a Second Language Program Teaches English to recently arrived refugees, who have fled war or persecution in their home country. In Colorado, refugees are from Afghanistan, Burma, Bhutan, Somalia, Iraq, Eritrea and D.R. Congo, among others.

Need: Volunteers to teach English. Tutoring takes place in the student’s home. Refugees live throughout Denver, but the largest concentrations are in Thornton, near 88th Avenue and Washington Street, and in east Denver/Aurora, near Colfax Avenue and Yosemite Street.

Other details: Tutors do not need to speak the student’s language. Most participants are homebound women and small children, adults who are disabled, and senior citizens. Many are not literate in their first language, and remain isolated from American culture.

Requirements: Volunteers must attend training at Emily Griffith Technical College in downtown Denver. Sessions take place every 6-8 weeks. Go to www.refugee-esl.org for information and volunteer application.

Contact: Sharon McCreary, sharon.mccreary@ emilygriffith.edu.

Animal Rescue of the Rockies Rescues homeless dogs and cats from overcrowded shelters Need: Foster-care families for death-row shelter dogs and cats Contact: www.animalrescueoftherockies.org Arvada Visitors Center Need: Help assemble welcome bags for new Arvada residents. Specific dates and times are scheduled.

Contact: Jean Gordon, jean@visitarvada.org or 720-898-3380

Northglenn United Methodist Church We invite you to join us in worship on Sundays.

An inspirational traditional service is offered at 9 AM on Sunday.

There are choirs for every age and musical ability. Small group fellowships that meet weekly and monthly, a licensed pre-school program with a record of 39 plus years of excellence. As well as a Sunday school program for children, youth and adults.

We are located at 1605 W. 106th Ave., Northglenn.

For more information about church and all other services offered, feel free to contact us at 303-452-5120. See You There!

Risen Savior Lutheran Church 3031 W. 144th Ave. - Broomfield • 303-469-3521 or www.rslc.org

Come worship with us!

LCMS

Sunday Worship 8:00 am, 9:30 am & 11:00 am

To advertise your place of worship Call Karen at 303-566-4100

Sunday School & Adult Classes 9:20 am - 10:40 am

If you are looking for a contemporary Christian worship service that is welcoming, comfortable, upbeat, and relevant without getting lost in the crowd, please join us at 10:30 am every Sunday morning at 1605 W. 106th Ave. in Northglenn, 80234 for “GO4TH.” We are a caring, inviting, and service oriented church family that wants to “GO4TH” and make a difference.

Please join us! go4thservice.blogspot.com • 303-452-5120

NG/TH/WM

Founders and Friends of Two Ponds National Wildlife Refuge Restores native habitat and wildlife; provides opportunities to experience wildlife and nature; promotes awareness and appreciation of the National Wildlife Refuge System Need: Volunteers needed to update website and Facebook page by developing relevant resource materials, articles about refuge events and calendar postings; assist with developing a short introductory video for website; manage and organize volunteer activities; maintain and update information posted in the refuge kiosks; remove noxious weeds from the refuge; and perform regular clean-up and maintenance (picking up trash, spraying weeds, cutting grass with weed whacker) of the kiosk areas.

Location: Two Ponds National Wildlife Refuge is at 9210 W. 80th Ave., Arvada.

Age requirements: Adults, or children with adult supervision; training will be provided if needed.

Contact: Janet Torma-Krajewski, 303-4232069 or jtorma79@gmail.com.

Front Range BEST Hosts free robotics competitions for middle and high school students.

Need: Volunteers to help test and repair vex controller and motor parts; to count and organize miscellaneous materials.

Training: Provided; kit team meets weekly in Highlands Ranch.

Contact: Tami Kirkland, 720-323-6827 or tami. kirkland@frontrangebest.org. Go to www. frbest.org.

Gateway Battered Women’s Services Serves domestic violence victims in Aurora and Arapahoe County Need: Volunteers for various fundraising, planning committees Contact: Jeneen Klippel, 303-343-1856; email jkworden@gatewayshelter.com.

Girl Scouts Youth organization for girls Need: Volunteers for jobs ranging from running troops to helping with a science event or office work Age requirement: Men and women 18 and older Contact: girlscoutsofcolorado.org, email inquiry@gscolorado.org or call 1-877-404-5708 Global Goods and Coffee Shop Supports the efforts of Global Refuge International, which provides medical support and training to refugees in Uganda. The shop sells fairly traded global goods and coffee, lattes, homemade paninis and pies.

Need: Cashiers at the coffee shop; barista experience a plus but not required. Also need musicians to provide live music in the evenings, especially Fridays and Saturdays. We’d love to hear a sample of your music.

Location: Olde Town Arvada Requirement: Must be at least 16 years old; cashiers must be willing to volunteer at least one shift per week, for at least six months.

Must love coffee and serving others.

Contact: scheduling@globalgoodsandcoffee. com or stop by the shop to fill out a volunteer application.

Global Orphan Relief Develops and supports programs bringing light, comfort and security to orphans around the world Need: Superstars with website development, users of the abundant resources of social media. Those with great connection ability are needed to help with the development of the donor pool.

Contact: Those interested serving this faith-based Colorado nonprofit can contact Deitra Dupray, 303-895-7536 or dadupray@ comcast.net.

Habitat ReStore Nonprofit home improvement stores and donation centers Need: Volunteers for Wheat Ridge, Denver or Littleton Habitat ReStores, helping with the cash register, dock and warehouse floor Contact: 303-996-5468, email Alice Goble at Alice@habitatmetrodenver.org Hospice of Covenant Care Nonprofit, faith-based hospice Need: Volunteers to support patients and families Contact: 303-731-8039 Jefferson County Library Foundation Supports Jefferson County Public Library through fundraising and advocacy Need: Volunteers to help book sales and sorting book donations at the warehouse year-round Age requirements: Ages 12 and older are welcome Contact: 10790 W. 50th Ave., Suite 200, Wheat Ridge; call 303-403-5075 Lutheran Family Services: Cultural Mentoring Program We welcome refugee families and help them adjust to their new home Need: People who can commit to working with refugees on skills for self-sufficiency and helping them learn about their new home.

Requirements: Must be 18 or older (although children of volunteers are welcome to participate). One-hour training and orientation required.

Contact: David Cornish, 303-225-0199 or david.cornish@lfsrm.org; go to www.lfsrm.org.

Nature’s Educators Volunteer driven educational wildlife program that cares for non-releasable raptors, along with reptiles and amphibians for educational programming.

Need: Tasks include cleaning enclosures, feeding and leading programs.

Requirements: Must commit to 10 hours per month for at least a year. Must be 18-plus, have reliable transportation and be able to check email regularly. Fee applies that covers the volunteer equipment needed to do programs. Contact organization for details.

Training: All training done on site; however, animal experience is a must.

Contact: info@natureseducators.org or www. natureseducators.org.

PeopleFirst Hospice Denver hospice Need: Volunteers to provide companionship to hospice patients and their families.

Contact: Rachel Wang at 303-546-7921

Whiz Kids Tutoring Nonprofit, faith-based program that provides free tutoring to low-income and academically low-performing students Need: Volunteers to read, help with homework and play education games with teacher selected students.

Requirement: Typically age 16 and up, but exceptions made for teens who have a parent participating; must pass a background check.

Commitment: Tutors work for an hour and a half, from October to April; may choose day (M-Th) and location Contact: Angie Kinney, 303-669-7339, angie@ whizkidstutoring.com or http://www.whizkidstutoring.com/

7August 24, 2017

Northglenn-Thornton • Westminster Window 21

THINGS to DO this week’s TOP FIVE

ART

Arts, Crafts Fair: 10 a.m. to 2 p.m. Thursday, Aug. 24 at Highland Baptist Church, 9185 Utica St., Westminster. Original artwork, handmade crafts, gifts. No admission fee; cash sales appreciated. Sponsored

by Developmental Disabilities Resource Center. Call 303-4626585. Go to www.DDRCCO.com.

Electric Origami: 2-3 p.m.

Saturday, Aug. 26, at Anythink Wright Farms, 5877 E. 120th Ave., Thornton. Take paper folding a step further with copper circuits and LED lights. No origami or technology skills necessary to join. Space is limited.

Call 303-405-3200 or go to anythinklibraries.org.

Summer Movie Series: Friday, Aug. 25 at E.B. Rains Jr. Memorial Park, 11800 Community Center Drive. Movie begins at dusk and will “Rogue One: A Star Wars Story.”

You can buy a meal and dessert from food trucks as you enjoy this free movie.

classical music as part of the continuing “Man Here Plays Fine Piano” series.

Sip n’ Paint: Old Barn Landscape: 2-4 p.m.

Saturday, Aug. 26 at Anythink York Street, 8990 York St., Ste. A, Thornton. Create a guided acrylic painting featuring an old barn. Appropriate for adults and teens in grades 9 and up. Space is limited; registration is required. Call 303-405-3234 or go to anythinklibraries.org.

Piano Concert: 7:30 p.m. Monday, Aug. 28 at the North Highland Presbyterian Church Events Center, just north of 29th Avenue on Julian Street, Denver. Daniel Souvigny will perform a variety of ballads and jazz, ragtime and stride, blues and

Family Night: Didgeridoo It: 6-6:45 p.m. Tuesday, Aug. 29 at Anythink York Street, 8990 York St., Ste. A, Thornton. Join Josh and Michelle to learn about the aboriginal music of Australia and make your own didgeridoo instrument to play and keep. Appropriate for all ages. No registration required. Call 303-405-3234 or go to anythinklibraries.org Quilting as Art: noon to 6 p.m. Wednesday, and 10 a.m. to 6 p.m. Thursday to Saturday, through August at Aar River Gallery, 3707 W. 73rd Ave., Westminster. Quilts made by Colorado artist Diane Figlewicz. Diane “paints” with colorful fabric to create landscapes pieces. She incorporates appliqué and embroidery techniques to create texture and depth effects in her pieces. Call 303-426-4114 or go to www.aarrivergallery.com.

EVENTS

Green Screen: 4 p.m. Monday, Aug. 28 at Anythink Huron Street, 9417 Huron St., Thornton.

Want to take a selfie with a celebrity? Visit another place? Try it out with our green screen and iPads. Students in grades 6-12 welcome.

Call 303-452-7534 or go to anythinklibraries.org.

Republican Men’s Club, Friends: 7-9 a.m. Mondays at Davies’ Chuck Wagon Diner, 10151 W. 26th Ave., Wheat Ridge.

Women, students and youth especially invited. Cost is $5 for

meeting; order food and pay on your own. Next speaker is Randy Corporon, Aug. 28. http://www. jrmc2.com/

Snacks will be provided. Space is limited; registration is required. Call 303-405-3234 or go to anythinklibraries.org

Teen Chess Tournament: 4-6:30 p.m. Thursday, Aug. 31 at Anythink York Street, 8990 York St., Ste. A, Thornton. Compete for the top spot in our friendly and fun teen chess tournament.

All player levels are welcome.

Dog Daze of Summer: 5-7 p.m.

Monday, Sept. 4 at Kiwanis Pool, 550 Garland Drive, Northglenn. Lucky dogs are invited to swim in the pool before it’s drained for the season. Proof of vaccinations is required.

Cost is $5 per dog. Call 303-450-8800 for more information.

HEALTH

ROAD CarFit for Seniors: 10:30 a.m. to 12:30 p.m. the third Wednesday of each month through September, at AAAColorado North Metro, 5140 W. 120th Ave., Westminster. Presented by the Reaching Older Adults Program, the 20-minute checkup is free but registration is requested. Call 303-991-5740 for an appointment.

EDUCATION

Reunion Day Picnic: 12:30 p.m.

Sunday, Aug. 27 at Memorial Park Pavilion, north of City Hall, Arvada. All graduates and non-graduates of all Arvada area high schools are invited to the Arvada Historical Society’s Reunion Day Picnic. Bring a picnic lunch. Cold drinks will be furnished. Visit with old friends and graduates. Be sure to sign in at the reunion table.

Parking is available behind City Hall. Call Julie Graham, 303421-4401, or Kathy Rivera, 303-7914036, or contact the historical society at 303-431-1261.

Nativity of Our Lord Catholic School Registration: open for the 2017-18 school year; space available in most grades. Call 303-466-4177 ext.

118 for information and to arrange for a tour. School is at 900 W. Midway Blvd. in Broomfield. Go to school. nool.us or contact m.mott@ nool.us.

Editor’s note: Calendar submissions must be received by noon Thursday for publication the following week. Send listings to calendar@coloradocommunitymedia.com. No attachments, please. Listings are free and run on a space-available basis.

MILESTONES

Northglenn Aaron Sandoval, of Northglenn, graduated in May 2017 from Lehigh University with a bachelor’s degree in mechanical engineering.

- Thornton

Catherine Lundstrom, of Thornton, was named to the spring 2017 dean’s list at the College of Saint Benedict. Lundstrom is the daughter of Tom and Anne Lundstrom. She is a junior psychology major.

Westminster Jennifer L Engel, of Westminster, was named to the spring 2017 dean’s list at the University of Alabama.

Matthew Fujinami, of Westmin-

ster, was named to the spring 2017 dean’s list at Augustana University.

Ryan Mellott, of Westminster, graduated in May 2017 with a bachelor’s degree in biology from Buena Vista University.

22 Northglenn-Thornton • Westminster Window

LOCAL

SPORTS

Roster makes for lengthy ladders Complicated system is method used to rank players on team

Report puts health of young athletes in spotlight

M

BY JIM BENTON JBENTON@COLORADOCOMMUNITYMEDIA.COM

Ladders and challenge matches are vehicles used by tennis coaches to rank players on a team.

Members on teams from all schools must play documented challenge matches and either move up or down on the ladder, which eventually will determine a team’s lineup based on ability.

The Colorado High School Activities Association has the following ethics rules regarding challenge matches in its tennis bulletin: A tennis coach must present a player’s list at the beginning of each dual match/tournament. The list shall certify that the team’s best player determined by play is the #1 singles, #2 singles, etc. with the exception of temporary replacements. A tennis ladder or challenge match results must be provided to prove a team lineup.

Challenge matches don’t continue into the regular season because of another CHSAA guideline.

All players must have competed in at least six events at that position before they can play at that position in regionals.

Cherry Creek had 169 players on its ladder when challenge matches started Aug. 14, and coach Art Quinn admits it takes time to understand just how a substantial ladder works that is complete with four-player clusters.

Quinn, a 1982 graduate, played tennis at Creek and was an assistant coach for eight seasons before assuming the head coaching position two years ago.

“It took me five to six years as an assistant coach to completely understand each part of the ladder and understand it as a whole,” said Quinn. “Every year there’s something that will happen that you cannot foresee. With a program the size of Cherry Creek and the amount of variables you have, there’s really no way to predict every outcome. There are surprises every year, no doubt.

“There are so many processes within the processes. As you get near the top of the clusters, the top 14, it’s still the same ladder, but it’s a different system within the system.”

The system has worked as the Bruins head into the 2018 season, having won the past six straight Class 5A state titles and 42 of 45 championships since 1971.

This season, tennis state qualifying regionals must be completed by Oct. 7 and the state tournaments

August 24, 2017A

Alex Gordon hits a forehand return during his Aug. 14 Cherry Creek challenge match. Results of challenge matches or the tennis ladder must be presented according to CHSAA ethic guidelines prior to each dual match or tournament to justify a player’s position.

JIM BENTON are scheduled for Oct. 12-14. The Class 5A state tournament is set for the Gates Tennis Center in Denver and the 4A meet will be held at Pueblo City Park.

Challenge matches provide a competitive, intense start to the season but coaches usually wait until the lineup is established to work on helping players with particular phases of the game.

“For our challenge matches, I do not coach our athletes,” said Mountain Range coach Karl Buck. “I do not want our athletes to feel that I am coaching one more than the other, so I avoid it altogether. I watch every singles and doubles challenge match, taking notes on what I feel our players can do better in the future.”

Heritage coach Chad Hanson is also a spectator during the earlyseason challenge matches.

“The boys have been coached by me or their private coaches all summer and have a chance to show me how hard they’ve worked during the challenge matches,” he said. “We begin normal practices as soon as the ladder is set.”

Sam Angell finishes a serve during the first day of Cherry Creek challenge matches which will determine positions on the Bruins’ team.

aybe that last-place ranking that Colorado recently received in the report released by the Korey Stringer Institute on managing injury risk has turned into a positive for the Colorado High School Activities Association.

OVERTIME Colorado was last among 51 state associations in the high school sports Safety Policy Rankings. Rankings are based on guidelines for sudden cardiac arrest, exertional heat stroke, traumatic head injury, appropriate health care coverage and emergency preparedness.

Jim Benton North Carolina was ranked first, followed by Kentucky.

CHSAA and the National Federation of State High School Associations objected to the Aug. 8 report.

CHSAA responded loudly and has made people aware of what the organization is doing.

“It gave us pause to look at what we were doing, double check our best practices with others and provide reassurance that we had many good things in place,” assistant CHSAA Commissioner Bert Borgmann said. “We know that we will be adding additional measures, and we would have without the survey. We are focused on and will continue to be focused on the health and safety of Colorado’s student participants.”

CHSAA claims the Stringer ranking was not an accurate reflection of safety measures employed and the organization said it did not participate in the questionnaire involved with the rankings.

The Korey Stringer Institute is a safety research and advocacy organization based at the University of Connecticut. Stringer, a pro football player, died of complications from heat stroke at the age of 27 in 2001.

NFHS felt the grading of state associations was an incomplete measurement of the states’ ability to help member schools H with heat, heart and head issues. a New CHSAA Commissioner Rhonda t Blanford-Green felt the institute’s quesh tions were flawed and didn’t allow CHSAA F r to elaborate on alternatives and overshadowed safety measures CHSAA has implemented. To learn more about those m measures, go to www2.chsaa.org/sports/ g b medicine/ The KSI report can be found at ksi.

F uconn.edu/high-school-state-policies p m Friday Night lights p For decades, Friday nights have been when the spotlight shines on high school u football games. Saturday was the day that w college football teams were in the limelight. However, that has been changing in o recent years, with more and more college N games showing up on TV on Friday nights.

B SEE BENTON, P23

Northglenn-Thornton • Westminster Window 23

7August 24, 2017

Cross country athletes get a running start Training for races involves more than a jaunt around the block

BY JIM BENTON JBENTON@COLORDOCOMMUNITYMEDIA.COM

Many cross country athletes have been running all summer, not merely since the official start of high school practice Aug. 14.

Tempo, progressive and recovery runs, interval sprints and core strengthening are some of the elements of cross country practices as boys and girls athletes prepare for the state cross country championships Oct. 28 at the Norris Penrose Event Center in Colorado Springs.

Mountain Vista’s boys and girls teams, both second at state last year in Class 5A, have been steady regional and state contenders in recent years under coach Jonathan Dalby.

“We meet five to six days a week at Vista for cross country practice, and some of our older athletes meet two to three mornings a week to get in an extra easy 30-minute run before school,” Dalby said. “Most afternoon practices involve flexibility and strength work along with the day’s run. On weekends, we like to do longer runs.

“We do not taper off a lot for early season runs. As we approach the more important races of the year like state and Nike Cross Nationals, we usually decrease both our mileage and intensity.”

Cherry Creek coach Ethan Dusto has the Bruins stress mileage and difficult workouts early.

“We push the intensity until late September, early October and then change focus,” he explained. “We focus on shorter, higher speed workouts. We also focus a lot more on the mental outlook of our athletes. By

BENTON FROM PAGE 22

The National Federation of State High School Associations adopted a resolution that urges schools and teams at the college and pro levels to honor the longstanding tradition that Friday nights in the fall should be reserved for high school football.

That just won’t happen because money talks and college football can gain revenue from television contracts by playing games on Friday.

Colorado and Colorado State play on Friday, Sept 1. The Big 10 is exploring playing Friday games and joining the many other schools already seeking paydays by playing a day earlier than usual.

There are 38 games this season that will be played and televised nationally on Friday nights between Sept. 1 and Nov. 17.

Big shoes to fill Matt Bocklet, team captain for the

Mountain Range Cross Country Coach Chris Smith conducts his first official practice of the 2017 season at Mountain Range High School in Westminster, Monday, August 14.

STEFAN BRODSKY the end of the season, there isn’t any physical workout that is going to change anything. It’s all about where the athletes are mentally and what they believe they can accomplish.”

Practice workouts are dictated by the time of the season.

“As the season progresses, so do the workouts,” Castle View coach Laura Cook said. “We try to focus on more general fitness in the summer and in the start of the season and then work to more race-specific training later in the season.”

Running, as might be expected, is involved in most practice sessions.

Major League Lacrosse Denver Outlaws and a four-time all-star selection, has accepted a new challenge as he replaces Brian Perry as the Cherry Creek boys lacrosse coach.

Perry retired after the 2017 season.

He led the Bruins into 10 state championship games, won five of those title encounters and logged 258 career victories.

Bocklet, 31, has been head coach at Highlands Ranch, where he compiled a 43-36 record in six seasons. He said he is looking forward to the journey ahead as he takes the reins of the Bruins, who graduated 13 players off last season’s state championship team.

He plans to continue playing professional lacrosse.

Jim Benton is a sports writer for Colorado Community Media. He has been covering sports in the Denver area since 1968. He can be reached at jbenton@ coloradocommunitymedia.com or at 303-566-4083.

“In any given week, our freshmen and new runners might total somewhere between 20 and 30 miles,”

Dalby said. “Our oldest boys typically get all the way up to running 60 to 65 miles a week.”

about mental illness IT’S OK TO HAVE A MENTAL ILLNESS, MANY OF US DO. One in four Coloradans experience a mental illness each year. Mental illnesses are treatable health conditions, but people are still afraid to talk about them due to shame, misunderstanding, negative attitudes and fear of discrimination.

IT’S OK TO FEEL THE WAY YOU ARE FEELING. Mental illness is not imaginary. Mental illnesses are very real and very common. Mental illnesses cannot be willed away. They are medical conditions that do not define us.

IT’S OK TO ASK FOR HELP. Most mental illnesses can be treated effectively with medication, therapy, diet, exercise and support.

IT’S OK TO REACH OUT. If you think you know someone struggling with mental illness, what can you do? Talk. Listen. Replace awkward silence with questions and understanding.

Start the conversation and visit LetsTalkCO.org

24 Northglenn-Thornton • Westminster Window

August 24, 2017A

Broncos great offers motivation for high school players Hall-of-famer Terrell Davis speaks at Castle View event

BY JIM BENTON JBENTON@COLORDOCOMMUNITYMEDIA.COM

Denver Broncos hall of fame running back Terrell Davis started the Mile High Salute in the 1990s after he scored touchdowns to honor service men.

Davis received a salute of sort with a standing ovation after his 35-minute speech on Aug. 18 at the Castle View Gridiron Club’s Back the Cats evening, which was held at the Plum Creek church in Castle Rock.

The three-time all-pro player and twotime Super Bowl champion talked about the core values of virtue, trust, resilience, passion, accountability and belief. Those are also same values that the Castle View football team stresses.

“It was amazing having TD talk about Castle View football’s core values,” said Gridiron Club president Charles Oster. “I had dozens of people share their excitement after the event. Players in particular were grateful and excited.”

Davis, who was induced into the Pro Football Hall of Fame on Aug. 5, also took part in a meet-and-greet session before his speech and answered questions from the audience afterward.

He enhanced his speech with personal stories. He recalled the time when he was 14 years old and had a shotgun pointed

in his face, but the potential shooter was convinced by another party not to pull the trigger.

“That night told me I can’t put myself in situations that I’m guaranteed to lose,” Davis said. “From that day, I never put myself in those situations.

“It’s up to you to decide what kind of life you want to live. These six core values were instrumental in helping me achieve the goals I wanted to achieve. When things go a little south for us all, we just go back to our core values.”

Senior safety Josh Hermanstorfer was impressed with Davis’ discourse about belief.

“He didn’t always believe in himself and I’ve had some problems believing in myself,” Hermanstorfer said. “He said you just kind of have to flip that switch and it will change your game. It’s really empowering.”

There was an overflow crowd of 750 that attended the event, which helped raise funds to support the Castle View football program.

Most of the Castle View players in attendance weren’t born or were in cribs from 1995-2001, when Davis was becoming the Broncos’ all-time leading rusher.

“Yeah, I know who Terrell Davis is,” senior linebacker Heath Helms said. “Who doesn’t know? I was in a crib, but he’s one of my favorite players. I watch videos of him all the time.

“It was a great event. I feel like it gave a lot of motivation for the team. It brings a lot of good energy and maybe pumps the team up a little.”

Terrell Davis spoke to a crowd of 550 during the Castle View Gridiron Club’s Back and Cats night on Aug. 18 at the Plum Creek Church in Castle Rock.

During a question and answer session, Davis revealed he is afraid for himself about possible concussion effects but he would let his 6-year-old son play tackle football if he wants. Davis says strides have been made with practice limitations, tackling techniques and concussion awareness and he is comfortable with the safety measures that are being taken at all levels of organized football.

JIM BENTON

Northglenn-Thornton • Westminster Window 25

7August 24, 2017

Turkey bones may help trace fate of ancient cliff dwellers

BY DAN ELLIOTT ASSOCIATED PRESS

Researchers say they have found a new clue into the mysterious exodus of ancient cliff-dwelling people from the Mesa Verde area of Colorado more than 700 years ago: DNA from the bones of domesticated turkeys.

The DNA shows the Mesa Verde people raised turkeys that had telltale similarities to turkeys kept by ancient people in the Rio Grande Valley of northern New Mexico — and that those birds became more common in New Mexico about the same time the Mesa Verde people were leaving their cliff dwellings, according to a paper published last month in the journal PLoS One. That supports the hypothesis that when the cliff dwellers left the Mesa Verde region in the late 1200s, many migrated to northern New Mexico’s Rio Grande Valley, about 170 miles to the southeast, and that the Pueblo Indians who live there today are their descendants, the archaeologists wrote.

The cliff dwellers would have taken some turkeys with them, accounting for the increase in numbers in New Mexico, the authors said.

Researchers have long debated what became of the people sometimes called Ancestral Puebloans, who lived in the elaborate Mesa Verde cliff dwellings and other communities across the Four Corners region, where the states of Arizona, Colorado, New Mexico and Utah meet.

Archaeologists believe the Ancestral Puebloans were a flourishing population of about 30,000 in 1200, but by 1280 they were gone, driven off by a devastating drought, social turbulence and warfare.

Because they left no written record, their paths are not known with certainty. Many archaeologists and present-day Pueblo Indians believe the Ancestral Puebloans moved to villages across New Mexico and Arizona, and that their descendants live there today.

Scott Ortman, a University of Colorado archaeologist and a co-author of the PLoS One paper, said the turkey DNA supports the explanation that many migrated to an area along the Rio Grande north of present-day Santa Fe, New Mexico.

“The patterns that we found are consistent with several other studies and several other lines of evidence,” he said in an interview.

Jim Allison, an archaeologist at Brigham Young University who was not involved in the paper, agreed the findings mesh with other evidence of a southeastward migration.

But a weakness of the study is the number of DNA samples used, he said. Researchers examined DNA from nearly 270 sets of turkey remains — some from before 1280 and some from after that date. But only 11 sets of remains came from the Rio Grande before 1280.

“It would have been really nice to have 10 times as many,’’ Allison said, but they were not available.

Ortman acknowledged that the turkey DNA alone is not conclusive evidence of migration to the Rio Grande Valley.

The New Mexico turkeys could have come from someplace other than the Mesa Verde region, or turkey-herding communities could already have sprung up in New Mexico before the Ancestral Puebloans left their Mesa Verde communities, he said.

Some archaeologists argue the evidence for a migration to the Rio Grande Valley is thin. Even supporters, such as Allison, acknowledge that some evidence does not fit, including differences in pottery and architectural styles.

Tim Hovezak, an archaeologist at Mesa Verde National Park, said he is not convinced the Ancestral Puebloans moved to the Rio Grande, but he tries to keep an open mind.

“I think it’s still a mystery, and it’s a very compelling one,’’ he said.

Ortman said other evidence besides the turkey DNA points to the migration.

The Tewa language spoken by some northern New Mexico Pueblo Indians today includes vocabulary “that seems to harken back to the material culture of the Mesa Verde area,’’ he said.

The Tewa term for the roof of a church translates roughly to “a basket made out of timbers,’’ Ortman said.

That better describes the roofs used on kivas — ceremonial rooms — in ancient Mesa Verde communities than it does the churches in New Mexico, he said.

Another line of evidence is similarities in the facial structures of the remains of ancient people from the Mesa Verde region and New Mexico, Ortman said.

Examining human DNA from Ancestral Puebloan remains would provide a more definitive answer, Ortman said. But some contemporary Pueblo Indians object to doing that, and Ortman and others said they respect their wishes.

Theresa Pasqual, a member of the Acoma Pueblo in northwestern New Mexico and the pueblo’s former preservation director, said she knows of no pueblos that would consent to DNA testing on ancestral remains because of spiritual and cultural concerns.

Pasqual, who is studying archaeology at the University of New Mexico, said she was heartened by the turkey DNA study because it supports the oral traditions of Acoma and other present-day pueblos that point to ancestral ties to the Mesa Verde region.

Some Acoma families still raise domestic turkeys and hunt wild ones, but it would be difficult to trace that tradition to the Ancestral Puebloans, Pasqual said.

The Ancestral Puebloan sites are a key factor in what she called Acoma’s “migration narrative.’’

“These places have been a part of our narrative and a part of our history and a part of our present-day life for as long as we can remember,’’ Pasqual said.

CELEBRATING THE END OF THE SWITCHBLADE BAN

Rep. Steve Lebsock, D-Adams County, left, admires an award presented to him by Doug Ritter, right, chairman of Knife Rights, a pro-knife advocacy organization, at a celebratory event on Aug. 9 at the Spyderco knife facility in Golden. The event took place to celebrate the passing of Legalize Gravity Knives And Switchblades, a new bill that legalizes the possession of a gravity knife or switchblade knife by removing such knives from the definition of illegal weapon.

CHRISTY STEADMAN

WE WANT TO HEAR FROM YOU If you would like to share your opinion, visit our website at www.coloradocommunitymedia.com or write a letter to the editor.

Include your name, full address and the best telephone number to contact you. Send letters to letters@coloradocommunitymedia.com.

WANTED: 5 HOMES TO APPLY MT. STATES COMPOSITE SIDING Be a part of our 2017 Show Homes Campaign and Save!

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26 Northglenn-Thornton • Westminster Window

August 24, 2017A

Marketplace ANNOUNCEMENTS

GARAGE & ESTATE SALES

Auctions

Garage Sales

CLASSIC CAR AUCTION September 9th at The Larimer County Fairgrounds Specialty Auto Auction with Goodguys Classic Cars, Street Rods, Muscle Cars & Memorabilia!

All auctioned off Saturday, Sept 9th, 1:00pm!

Thomas H. McKee building at

TheRanch Loveland CO

Larimer County Fairgrounds and Events Complex

NO RESERVE#'s: $150 & 5% Commission RESERVE#'s: $250 & 8% Commission BUYERS FEE: 5% Fee

To consign or buy visit us online at: www.specialtyautoauction.com

Call A.B. 253-802-2450 or 970-266-9561

Misc. Notices Eaton Senior Communities in Lakewood will be opening our waiting list effective 8/24/17. All interested parties who qualify under the program requirements must complete and sign a “Registration of Interest” form. You can apply by calling the leasing director at 303-937-3186 Monday-Friday 8-4.

Want To Purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557 Denver, CO 80201

FARM & AGRICULTURE

PLACE YOUR AD TODAY!

303-566-4091 Bicycles

PETS

TRANSPORTATION

Sell your merchandise on this page $25 for 2 weeks in 16 papers and online 303-566-4091

Cash for all Vehicles!

Motorcycles/ATV’s

Horse & Tack

Grills, Appliances, Sporting Equipment, Toys, Clothing for Men, Women and Children and more fun stuff for your house!

August 26th 8am-4pm 4636 Dusty Pine Trail Castle Rock, CO 80109

Horse Boarding

7 miles south of Strasburg on paved road, 25 X 110 ft pipe runs w/shelter, auto waterers, hay provided, $300 mo, 303 622 4799, leave message.

Arvad

Multi Party Garage Sale 7102 Quay Street Friday August 25th & Saturday August 26th 8am-3pm.

Large quantity of dye cast Collectable Cars Special pricing on large quantity buys Also household items, arts and crafts etc.

Estate Sales Castle Rock Plum Creek Moving Sale 50 years accumulation Furniture, Kitchen, Tools, Ford PU 5th wheel tail gate, VHS Movies and Player CD's, Vinyl LP Records, Household goods, Friday/Saturday August 25-26 8am-2pm 2906 Masters Club Circle

EVEN STEVEN ESTATE SALE

2468 Candleglow Street, Castle Rock, 80109 9am - 4pm : Thu, Fri, Sat : August 24, 25, 26 Chockfull of nice inventory this liquidation features great furniture, kitchen items and small appliances, household goods, decor, and artwork, garage, yard and patio items and much more!

More info, map, pictures www.weekendcache.com

Autos for Sale

Cars, Trucks, Vans, SUV’s

New & Used Electric Bikes & Trikes Starting at $995 The Largest ebike Store in the Country Best Selection & Discount Prices

720-746-9958 1919 Federal Blvd.

Denver, CO 80204

Any condition • Running or not Under $700 Bestcashforcars.com

2002 Honda Goldwing 1800 Numerous upgrades, Mint condition 43K miles $9850 303-773-6323 303-883-9243

Autos for Sale

RV’s and Campers

(303)741-0762

Cell: (303)918-2185 for texting

1997 Tropi-Cal Class A 36' Motorhome 460 with Banks system many upgrades, exc. cond. $28,500 303-422-1390

ElectricBicycleMegaStore.com

For Sale Men's/Boy's Black Diamond Sorrento 26" 21 speeds, owned by older person Excellent Condition $100 303-424-4070

1999 Subaru Forester

Very Clean Car 169k miles, AWD, Auto, AC, Power windows, Heated Seats.

Great car in snow! $3700.

303-653-8475

Wanted

Cash for all Vehicles!

Cars, Trucks, Vans, SUV’s

Firewood

Any condition • Running or not Under $700

(303)741-0762

MERCHANDISE

Cell: (303)918-2185 for texting

Bestcashforcars.com

Farm Products & Produce Grain Finished Buffalo

quartered, halves and whole

719-775-8742

Appliances Very Clean White Top Load Wherlpool Washer & Dryer Super Capacity in Highlands Ranch $150 405-414-6227

Split & Delivered $275 a cord Stacking available extra $25 Call 303-647-2475 or 720-323-2173

ADVERTISE IN THE MARKETPLACE 303-566-4091

2001 Chevy Blazer Very clean, 145K miles ZR2, 4x4, Auto, AC Power windows, locks 15 yrs garaged, Clean history, 2nd owner, $4,500 OBO 720-280-7980

DONATE YOUR CAR, TRUCK, BOAT, RV; Running or not, to www.developmentaldisabled.org Tax deductible! 303-659-1744.

19 years of service (go onto website to see 57 Chevy)

7August 24, 2017

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Notices Public Trustees COMBINED NOTICE - RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. A201575711 Republished to restart foreclosure stayed by bankruptcy and reset sale date.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Eric S Bornman and Gloria C Madrid-Bornman Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust October 24, 2012 County of Recording Adams Recording Date of Deed of Trust October 30, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000081587 Original Principal Amount $374,279.00 Outstanding Principal Balance $361,003.46

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT A LOT 9, BLOCK 18, FALLBROOK SUBDIVISION FILING NO. 1, ACCORDING TO THE PLAT THEREOF RECORDED DECEMBER 13, 2005 AT RECEPTION NO. 2005121300132790 IN THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO, SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS OF THE FALLBROOK FARMS MASTER COMMUNITY RECORDED MAY 16, 2006 UNDER RECEPTION NO. 20060518000514090.

Also known by street and number as: 14010 Saint Paul Street, Thornton, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-641739-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776963 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Dennis Bruce Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender Current Holder of Evidence of Debt The Bank of New York Mellon fka the Bank of New York, as trustee for the certificateholders of the CWABS Inc., asset-backed certificates, series 2006-21 Date of Deed of Trust December 15, 2006 County of Recording Adams Recording Date of Deed of Trust January 02, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000000684 Original Principal Amount $189,333.00 Outstanding Principal Balance $120,543.80 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 1, WOODGLEN FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 3796 Woodglen Boulevard, Thornton, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A

Notices

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-766957-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776994 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Travis S Fletcher and Danette M Fletcher Original Beneficiary(ies) Countrywide Home Loans, Inc. Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS THE TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWHEQ INC., HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-S2 Date of Deed of Trust February 13, 2006 County of Recording Adams Recording Date of Deed of Trust March 01, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060301000208210 Original Principal Amount $67,000.00 Outstanding Principal Balance $37,470.80 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 26, BLOCK 13, QUEBEC RIVERDALE SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 7005 E 131St Way, Thornton, CO 80602-6947.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to

FIRST LIEN.

Recording Date of Deed of Trust

April 28, 2005 • Westminster Window 27 Northglenn-Thornton

LOT 26, BLOCK 13, QUEBEC RIVERDALE SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO.

Also known by street and number as: 7005 E 131St Way, Thornton, CO 80602-6947.

Recording Information (Reception No. and/or Book/Page No.) 20050428000446710 Original Principal Amount $206,755.00 Outstanding Principal Balance $223,417.34

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidTo advertise yourence public notices callby303-566-4100 NOTICE OF SALE of debt secured the deed of trust and other violations thereof.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, THE LIEN FORECLOSED MAY NOT BE A has filed Notice of Election and Demand for sale FIRST LIEN. as provided by law and in said Deed of Trust.

LOT 23, BLOCK 4, MEMORY LANE GARTHEREFORE, Notice Is Hereby Given that I will DENS, NO. 3, COUNTY OF ADAMS, STATE at public auction, at 10:00 AM on Wednesday, OF COLORADO. 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to Also known by street and number as: the highest and best bidder for cash, the said 5571 EAST 65TH AVENUE, real property and all interest of the said COMMERCE CITY, CO 80022.

Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedTHE PROPERTY DESCRIBED HEREIN IS ALL ness provided in said Evidence of Debt secured OF THE PROPERTY CURRENTLY ENby the Deed of Trust, plus attorneys' fees, the CUMBERED BY THE LIEN OF THE DEED OF expenses of sale and other items allowed by TRUST. law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

Public Trustees

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

DATE: 06/12/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-772603-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777009 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) RICHARD SZASZ AND JOHN B. HENNESSEY Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST MAGNUS FINANCIAL CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, NA Date of Deed of Trust April 08, 2005 County of Recording Adams Recording Date of Deed of Trust April 28, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050428000446710 Original Principal Amount $206,755.00 Outstanding Principal Balance $223,417.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 23, BLOCK 4, MEMORY LANE GARDENS, NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as:

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015811

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. A201271518 Republished to restart foreclosure stayed by bankruptcy and reset sale date.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MELVIN D MARTINEZ and ISABELL F MARTINEZ Original Beneficiary(ies) CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust February 13, 2008 County of Recording Adams Recording Date of Deed of Trust March 04, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000017410 Original Principal Amount $182,141.00

Page * 1

COLORADO HOUSING AND FINANCE Demand: 28 Northglenn-Thornton • Westminster Window AUTHORITY

Date of Deed of Trust February 13, 2008 County of Recording Adams Recording Date of Deed of Trust March 04, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000017410 Original Principal Amount $182,141.00 Outstanding Principal Balance $184,025.05

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 11, BLOCK 22, FRONTERRA VILLAGE FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO. ***LOAN MODIFICATION AGREEMENT RECORDED ON 5/13/2011 AT REC. #2011000030939.

Also known by street and number as: 16065 E 97TH AVENUE, COMMERCE CITY, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 14837 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. A201676704 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled Mary J. Burdick Address of Record Owner as evidenced on the recorded instrument evidencing the owner's interest 2680 Fern Drive, Westminster, CO 80030 Recording Date of Deed of Trust June 30, 2003 Recording Information

Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled Mary J. Burdick Address of Record Owner as evidenced on the recorded instrument evidencing the owner's interest 2680 Fern Drive, Westminster, CO 80030 Recording Date of Deed of Trust June 30, 2003 Recording Information C1166692 Recording Date of Notice of Election and Demand December 29, 2016 Recording Information of Notice of Election and Demand 2016000113836

Public Trustees

Legal Description of Property LOT SIX (6), BLOCK SEVEN A (7A), PARK TERRACE, FILING NO. 2, ACCORDING TO THE MAP OR PLAT THEREOF AS RECORDED IN THE COUNTY OF ADAMS, STATE OF COLORADO. Street Address of Property 2680 Fern Drive, Westminster, CO 80030 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 AM on 5/3/17, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of Adams, State of Colorado, or to the State Treasurer as part of the "Unclaimed Property Act", pursuant to Colorado law.

First Publication: 8/10/17 Last Publication: 9/7/17 Name of Publication: Metro North Date: 8/7/17 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. A201776763 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled Daniel J. McCoy and Sadie A. McCoy Address of Record Owner as evidenced on the recorded instrument evidencing the owner's interest 5755 Genoa Way Unit 14-108, Aurora, CO 80019 Recording Date of Deed of Trust August 18, 2015 Recording Information 2015000068348 Recording Date of Notice of Election and Demand January 30, 2017 Recording Information of Notice of Election and Demand 2017000008887 Legal Description of Property EXHIBIT A CONDOMINIUM UNIT R-14-108, FIRST CREEK FARM CONDOMINIUM AMENDMENT NO. 7, RECORDED FEBRUARY 4, 2005 AT RECEPION NO. 20050204000124750, AND AS DEFINED AND DESCRIBED IN THE DECLARATION FOR FIRST CREEK FARM CONDOMINIUMS RECORDED MARCH 24, 2003 AT RECEPTION NO. C1113934, AND ANY AND ALL AMENDMENTS AND SUPPLEMENTS THERETO, IN THE OFFICE OF THE CLERK AND RECORDER, COUNTY OF ADAMS, STATE OF COLORADO. TOGETHER WITH: GARAGE UNIT G-1-F, FIRST CREEK FARM CONDOMINIUM AMENDMENT NO. 7, RECORDED FEBRUARY 4, 2005 AT RECEPION NO. 20050204000124750, AND AS DEFINED AND DESCRIBED IN THE DECLARATION FOR FIRST CREEK FARM CONDOMINIUMS RECORDED MARCH 24, 2003 AT RECEPTION NO. C1113934, AND ANY AND ALL AMENDMENTS AND SUPPLEMENTS THERETO, IN THE OFFICE OF THE CLERK AND RECORDER, COUNTY OF ADAMS, STATE OF COLORADO. Street Address of Property 5755 Genoa Way Unit 14-108, Aurora, CO 80019 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 AM on 5/31/17, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of Adams, State of Colorado, or to the State Treasurer as part of the "Unclaimed Property Act", pursuant to Colorado law.

First Publication: 8/17/17 Last Publication: 9/14/17 Name of Publication: Metro North

best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of Adams, State of Colorado, or to the State Treasurer as part of the "Unclaimed Property Act", pursuant to Colorado law.

Public Trustees

www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

First Publication: 8/17/17 Last Publication: 9/14/17 Name of Publication: Metro North

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Date: 8/8/17 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776962

Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd.,, Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-914-29981

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MICHAEL A KOEHNEN Original Beneficiary(ies) CITIMORTGAGE, INC. Current Holder of Evidence of Debt FEDERAL NATIONAL MORTGAGE ASSOCIATION ("FANNIE MAE"), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Date of Deed of Trust November 24, 2004 County of Recording Adams Recording Date of Deed of Trust December 01, 2004 Recording Information (Reception No. and/or Book/Page No.) 20041201001212390*** Original Principal Amount $173,600.00 Outstanding Principal Balance $157,213.25 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1A, BLOCK 3, COTTONWOOD LAKES SUBDIVISION FILING NO. 7, COUNTY OF ADAMS, STATE OF COLORADO ***THIS LOAN HAS BEEN MODIFIED THROUGH A LOAN MODIFICATION AGREEMENT EFFECTIVE MAY 01, 2016.

Also known by street and number as: 13096 JACKSON DRIVE, THORNTON, CO 802412189.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776965 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jeffery C. Ross and Michael D. Mann Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Land Home Financial Services, Inc. Current Holder of Evidence of Debt Land Home Financial Services, Inc. Date of Deed of Trust March 08, 2016 County of Recording Adams Recording Date of Deed of Trust March 17, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000019997 Original Principal Amount $245,471.00 Outstanding Principal Balance $242,921.85 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 4, SHAW HEIGHTS MESA 5TH FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 9161 Judson St., Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

August 24, 2017A

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Matthew Ryan Sullivan #39728 Messner Reeves LLP 1430 Wynkoop Street, Suite 300, Denver, CO 80202 (303) 623-1800 Attorney File # 7729.0097

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776966

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) BRIAN D JACOVETTA AND TAMMY C JACOVETTA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR INDENTURE TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS INDENTURE TRUSTEE FOR THE CWABS REVOLVING HOME EQUITY LOAN TRUST, SERIES 2004-J Date of Deed of Trust June 18, 2004 County of Recording Adams Recording Date of Deed of Trust June 28, 2004 Recording Information (Reception No. and/or Book/Page No.) 20040628000542080 Original Principal Amount $198,000.00 Outstanding Principal Balance $171,192.56

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK 3, BROMLEY HEIGHTS SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 700 VOILES STREET, BRIGHTON, CO 806013224.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor

Page * 2

FOR A SINGLE POINT OF 7REQUIREMENTS August 24,IN2017 CONTACT SECTION 38-38-103.1 OR THE

PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013719 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776967 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jack L Kamin Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Academy Mortgage Corporation Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust June 27, 2014 County of Recording Adams Recording Date of Deed of Trust July 07, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000043488 Original Principal Amount $150,228.00 Outstanding Principal Balance $144,625.53 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 51, BLOCK 1, PARKSIDE SUBDIVISION, FILING NO. 4, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10142 Quivas Street, Thornton, CO 80260.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-770356-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776970 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) CASEY D MECH Original Beneficiary(ies) BANK OF AMERICA, N.A. Current Holder of Evidence of Debt DITECH FINANCIAL LLC Date of Deed of Trust November 28, 2007 County of Recording Adams Recording Date of Deed of Trust December 04, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007000111233 Original Principal Amount $129,500.00 Outstanding Principal Balance $107,125.11 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 24, BLOCK 3, LINDA PARK AMENDED, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 7035 VRAIN STREET, WESTMINSTER, CO 80030.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006638548 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776971

Name of Publication: Metro North

by the Deed of Trust, plus attorneys' fees, the Northglenn-Thornton • Westminster Window 29 expenses of sale and other items allowed by

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015675 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) SCOTT HOFFMAN AND LISA WEICHEL Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN FINANCING CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 30, 2015 County of Recording Adams Recording Date of Deed of Trust May 08, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000034321 Original Principal Amount $294,566.00 Outstanding Principal Balance $287,267.87 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 8, BROMLEY PARK FILING NO. 5, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 5568 GOLDFINCH STREET, BRIGHTON, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776973 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Denise Baluyot Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Guild Mortgage Company, a California Corporation Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust July 16, 2015 County of Recording Adams Recording Date of Deed of Trust August 13, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000067120 Original Principal Amount $334,666.00 Outstanding Principal Balance $326,059.73 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 7, BRIGHTON EAST FARMS FILING NO.1 AND FILING NO.2 ADMINISTRATIVE AMENDMENT NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 431 Stable Court, Brighton, CO 80601.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SEC-

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE

law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-771445-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776974

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) 9005 East Colfax, LLC; Shawn Masad; M and M Construction, LLC. Original Beneficiary(ies) MIGUEL MARTINEZ Current Holder of Evidence of Debt MIGUEL MARTINEZ Date of Deed of Trust February 06, 2013 County of Recording Adams Recording Date of Deed of Trust July 22, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000059081 Original Principal Amount $140,000.00 Outstanding Principal Balance $140,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

SUB: AURORA SUBD BLK:31 DESC: W85 FT OF S 5 FT OF LOT 19 AND W 85 FT OF LOTS 20 TO 23 INC EXC ALLEY COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 9005 East Colfax Avenue, Aurora, CO 80010.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

Page * 3

IF THE SALE DATE IS CONTINUED TO A

at public auction, at 10:00 AM on Wednesday, 30 Northglenn-Thornton • Westminster Window 09/20/2017, at 4430 S. Adams County Pkwy,

Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 05/18/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Joseph G. Webb #21425 Webb Law Group, LLC 925 S. Niagara Street, Suite 360, Denver, CO 80224 (303) 861-5500 Attorney File # 76974

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-767957-LL

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776976

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) William A Towers and Jamie S Towers Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt U.S. Bank National Association, as trustee for Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2006-2 Date of Deed of Trust December 20, 2005 County of Recording Adams Recording Date of Deed of Trust January 03, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060103000005760 Original Principal Amount $431,066.00 Outstanding Principal Balance $577,786.81 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, VIEW POINT EAST, 2ND FILING, P.U.D., COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 15165 Umpire St, Brighton, CO 80603.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776977 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Juan Carlos Ramirez and Kelly Joann Thoms Original Beneficiary(ies) Mortgage Electronic Registration Systerns, Inc., as nominee for Catlyst Lending, Inc., a Colorado Corporation Current Holder of Evidence of Debt Franklin Arnerican Mortgage Company Date of Deed of Trust October 14, 2014 County of Recording Adams Recording Date of Deed of Trust October 15, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000071234 Original Principal Amount $80,514.00 Outstanding Principal Balance $77,619.73 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. CONDOMINIUM UNIT NO. D, BUILDING 6, MEADE MANOR CONDOMINIUMS, AS DESCRIBED IN THE CONDOMINIUM MAP OF MEADE MANOR, RECORDED AUGUST 17, 1973 IN PLAT BOOK P.U.D. 84 AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF MEADE MANOR RECORDED SEPTEMBER 14, 1973 IN BOOK 1888 AT PAGE 447 AND AMENDED CONDOMINIUM DECLARATION FOR MEADE MANOR CONDOMINIUMS, RECORDED MARCH 14, 1979 IN BOOK 2326 AT PAGE 756, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 7901 Lowell Blvd #D6, Westminster, CO 80030.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt se-

Also known by street and number as: 7901 Lowell Blvd #D6, Westminster, CO 80030.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-771435-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776978 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jeff Howard Schroeder Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Rocky Mountain Mortgage Specialists, Inc Current Holder of Evidence of Debt Ocwen Loan Servicing, LLC Date of Deed of Trust May 02, 2008 County of Recording Adams Recording Date of Deed of Trust May 08, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000037365 Original Principal Amount $142,100.00 Outstanding Principal Balance $120,835.77 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 7, BRIGHTON EAST FARMS FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 596 Hedgerow Way, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

FIRST LIEN. LOT 19, BLOCK 7, BRIGHTON EAST FARMS FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 596 Hedgerow Way, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore PC 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00163SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776979 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Kendall I. Harrington Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Summit Home Mortgage, Inc. Current Holder of Evidence of Debt Ocwen Loan Servicing, LLC Date of Deed of Trust June 10, 2009 County of Recording Adams Recording Date of Deed of Trust June 12, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000042610 Original Principal Amount $228,835.00 Outstanding Principal Balance $215,817.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, BLOCK 4, BELLE CREEK SUBDIVISION FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10853 Belle Creek Blvd, Henderson, CO 80640.

THE PROPERTY DESCRIBED HEREIN IS ALL

August 24, 2017A

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 5, BLOCK 4, BELLE CREEK SUBDIVISION FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 10853 Belle Creek Blvd, Henderson, CO 80640.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

David A. Shore #19973 Hellerstein and Shore PC 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00160SH

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776980

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) NINA S RICHARDSON Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust November 21, 2013 County of Recording Adams Recording Date of Deed of Trust November 25, 2013 Recording Information (Reception No. and/or Book/Page No.) 2013000099845 Original Principal Amount $84,961.00 Outstanding Principal Balance $80,475.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGAL DESCRIPTION That part of the Southwest 1/4 of the Northeast 1/4 of the Northeast 1/4 of Section 5,

Page * 4

hereby notified that the covenants of the deed of 7August 24,been 2017violated as follows: failure to trust have

pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGAL DESCRIPTION That part of the Southwest 1/4 of the Northeast 1/4 of the Northeast 1/4 of Section 5, Township 3 South, Range 67 West of the Sixth Principal Meridian, which is described as follows: Commencing at a point which is 264 feet West of the Southeast corner of the Southwest 1/4 of the Northeast 1/4 of the Northeast 1/4 of said Section 5, and running thence North 150 feet; Thence East 80 feet; Thence South 150 feet; Thence 80 feet West of the Point of Beginning, County of Adams, State of Colorado

Also known by street and number as: 7021 EAST 70TH AVENUE, COMMERCE CITY, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015683 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

U.S. Bank National Association Date of Deed of Trust August 07, 2015 County of Recording Adams Recording Date of Deed of Trust August 11, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000065993 Original Principal Amount $271,000.00 Outstanding Principal Balance $265,346.64

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 28, BLOCK 4, SPRINGVALE SUBDIVISION FILING NO. 7, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 13650 Leyden Ct, Thornton, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/20/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 7/27/2017 Last Publication: 8/24/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-770737-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776981

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Mark Barcomb Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Citywide Home Loans Current Holder of Evidence of Debt U.S. Bank National Association Date of Deed of Trust August 07, 2015 County of Recording Adams Recording Date of Deed of Trust August 11, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000065993 Original Principal Amount $271,000.00 Outstanding Principal Balance

Public Notice COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776982 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) PATRICK H RYAN Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust November 15, 2013 County of Recording Adams Recording Date of Deed of Trust November 22, 2013 Recording Information (Reception No. and/or Book/Page No.) 2013000099518 Original Principal Amount

WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust November 15, 2013 County of Recording Adams Recording Date of Deed of Trust November 22, 2013 Recording Information (Reception No. and/or Book/Page No.) 2013000099518 Original Principal Amount $147,700.00 Outstanding Principal Balance $153,430.30

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION LOT 3, BLOCK 37, MORRIS HEIGHTS FILING NUMBER 3, EXCEPT THE WEST 22.15 FEET THEREOF AND ALSO EXCEPT THAT PORTION LYING EAST OF A STRAIGHT LINE BETWEEN THE FOLLOWING DESCRIBED POINTS: A POINT WHICH IS 17.85 FEET WEST ALONG THE NORTH LINE OF SAID LOT 3, FROM THE NE CORNER OF SAID LOT 3, AND A POINT WHICH IS 16.80 FEET WEST ALONG THE SOUTH LINE OF SAID LOT 3, FROM THE SE CORNER OF SAID LOT 3, ACCORDING TO THE RECORDED PLAT THEREOF, COUNTY OF ADAMS, STATE OF COLORADO. PARCEL ID NUMBER: 0182325315041 Also known by street and number as: 12304 E PARK LANE DR, AURORA, CO 80011.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/27/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/3/2017 Last Publication: 8/31/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015722 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776983 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Northglenn-Thornton • Westminster Window 31

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776983

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) David Butler and Carolyn Vickers Butler Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Credit Suisse First Boston Financial Corporation Current Holder of Evidence of Debt The Bank of New York Mellon fka the Bank of New York as trustee for the certificateholders of the CWALT, Inc., alternative loan trust 2005-J11 mortgage pass-through certificates, series 2005-J11 Date of Deed of Trust December 30, 2004 County of Recording Adams Recording Date of Deed of Trust January 06, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050106000020810 Original Principal Amount $488,800.00 Outstanding Principal Balance $541,346.32 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 1, LEGACY RIDGE WEST FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10723 North Lowell Drive, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/27/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/3/2017 Last Publication: 8/31/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-770355-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776984 To Whom It May Concern: This Notice is given

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776984

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Nancy Ballester Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Universal Lending Corporation Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust January 30, 2008 County of Recording Adams Recording Date of Deed of Trust February 06, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000009536 Original Principal Amount $118,146.00 Outstanding Principal Balance $106,715.02

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM UNIT R-13-207 FIRST CREEK FARM CONDOMINIUMS AMENDMENT NO. 4 RECORDED ON MARCH 16, 2004 AT RECEPTION NO. 20040316000103060, AND AS DEFINED AND DESCRIBED IN THE DECLARATION FOR FIRST CREEK FARM CONDOMINIUMS RECORDED MARCH 24, 2003 AT RECEPTION NO. C1113934, AND ANY AND ALL AMENDMENTS AND SUPPLEMENTS THERETO, IN THE OFFICE OF THE COUNTY CLERK AND RECORDER, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 5745 North Genoa Way 13-207, Aurora, CO 80019.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/27/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/3/2017 Last Publication: 8/31/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-771645-LL

Page * 5

P.O. Box 4503 32 Northglenn-Thornton • Westminster Window Iowa City, Iowa 52244

Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006788400

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-125-30004

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776986

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Public Trustees

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-771645-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776985 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) ROSA CERVANTES-ROMO AND AZAHEL P. AGUAS-MANZANARES Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for U.S. Bank N.A. Current Holder of Evidence of Debt U.S. Bank National Association Date of Deed of Trust October 06, 2006 County of Recording Adams Recording Date of Deed of Trust October 13, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006000989718*** Original Principal Amount $179,450.00 Outstanding Principal Balance $179,512.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 5, SHERRELWOOD ESTATES-FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. ***According to Loan Modification Agreement effective February 1, 2011

(855) 411-2372 www.consumerfinance.gov

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) JOSE ELISEO CHAVEZ Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, FIRST DIRECT LENDING, A LIMITED LIABILITY COMPANY Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust July 13, 2016 County of Recording Adams Recording Date of Deed of Trust July 19, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000057770 Original Principal Amount $170,940.00 Outstanding Principal Balance $170,150.52 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 7909 MONA COURT, DENVER, CO 80221.

LOT 4, BLOCK 2, DEER RUN PLANNED UNIT DEVELOPMENT, COUNTY OF ADAMS , STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Also known by street and number as: 12475 EUDORA STREET, THORNTON, CO 80241.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/27/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/3/2017 Last Publication: 8/31/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 09/27/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/3/2017 Last Publication: 8/31/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the

DATE: 05/25/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado

Public Trustees

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776987 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) ALBERTO MORALES Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR SECURITYNATIONAL MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, NA Date of Deed of Trust June 25, 2015 County of Recording Adams Recording Date of Deed of Trust July 01, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000051738 Original Principal Amount $201,515.00 Outstanding Principal Balance $197,494.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE EAST 87.5 FEET OF THE WEST 1/2 OF LOT 3, BLOCK 3, AMENDED PLAT WILEY HEIGHTS SUBDIVISION , COUNTY OF ADAMS, STATE OF COLORADO. APN #: 0182131102006 Also known by street and number as: 14671 EAST 25TH AVENUE, AURORA, CO 80011.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/04/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/10/2017 Last Publication: 9/7/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/05/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015765 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776990 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) OMAR ORTEGA AND PATRICIA ORTEGA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, HMC LENDING Current Holder of Evidence of Debt CITIMORTGAGE, INC. Date of Deed of Trust March 22, 2005 County of Recording Adams Recording Date of Deed of Trust March 31, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050331000331600** Original Principal Amount $65,000.00 Outstanding Principal Balance $45,857.28 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, BLOCK 2, SPRINGDALE SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. **THIS LOAN HAS BEEN MODIFIED THROUGH A LOAN MODIFICATION AGREEMENT EFFECTIVE 04/28/2009.

Also known by street and number as: 13756 IVY STREET, THORNTON, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/04/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/10/2017 Last Publication: 9/7/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

August 24, 2017A

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/05/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-049-30011

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776992

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On June 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Chad P Aragon and Richard F Aragon Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC Current Holder of Evidence of Debt Citibank, N.A., as trustee for CMLTI Asset Trust Date of Deed of Trust July 31, 2008 County of Recording Adams Recording Date of Deed of Trust August 05, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000063082 Original Principal Amount $162,450.00 Outstanding Principal Balance $163,764.50

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 18, BLOCK 1, TOGETHER WITH 1/2 INTEREST IN PRIVATE DRIVE OUTLET BETWEEN LOTS 23 AND 24, BLOCK 1, BRIGHTON NORTH VILLAGE P.U.D. SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 407 N 8th Ave, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO

Page * 6

IF THE SALE DATE IS CONTINUED TO A 7August 24, 2017 LATER DATE, THE DEADLINE TO FILE A NO-

TICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/08/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-769686-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776995

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MICHAEL A WINAKUR AND MINDI L WINAKUR Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR DHI MORTGAGE COMPANY, LTD Current Holder of Evidence of Debt PINGORA LOAN SERVICING, LLC. Date of Deed of Trust May 18, 2015 County of Recording Adams Recording Date of Deed of Trust May 20, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000037883 Original Principal Amount $272,939.00 Outstanding Principal Balance $266,635.84

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 8, BLOCK 6, HIGH POINT AT DIA SUBDIVISION FILING NO. 1, RECORDED DECEMBER 15, 2005 AT RECEPTION NO. 20051215001372670 AND AFFIDAVIT’S OF CORRECTION RECORDED JANUARY 22, 2007 AT RECEPTION NO. 2007000007845 AND AUGUST 17, 2006 AT RECEPTION NO. 20060817000834180, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 19435 EAST 62ND PLACE, AURORA, CO 80019.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/12/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006809651 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201776996 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) FRANCIS P. SLUMSKI Original Beneficiary(ies) NEW CENTURY MORTGAGE CORPORATION Current Holder of Evidence of Debt DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY DEAN WITTER CAPITAL I INC. TR U ST 2 0 0 3 - N C 1 , M OR TGAGE PA SSTHROUGH CERTIFICATES, SERIES 2003NC1 Date of Deed of Trust September 16, 2002 County of Recording Adams Recording Date of Deed of Trust October 17, 2002 Recording Information (Reception No. and/or Book/Page No.) C1039513 Original Principal Amount $147,375.00 Outstanding Principal Balance $122,514.92 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, BLOCK 49, NORTHGLENN, 22ND FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 11713 QUAM DRIVE, NORTHGLENN, CO 80233.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the

has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/12/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006546063 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777000 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Kathy C Martinez Original Beneficiary(ies) Wells Fargo Bank, N.A. Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust September 17, 2010 County of Recording Adams Recording Date of Deed of Trust September 21, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010000063174 Original Principal Amount $179,857.00 Outstanding Principal Balance $158,528.46 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16, BLOCK 9, LINDEN FILING NO. 1, AMENDMENT NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12751 E. 105th Ave, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns

Northglenn-Thornton • Westminster WindowIS33 THE PROPERTY DESCRIBED HEREIN ALL

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/12/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-773214-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777002 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Elige A Mobley Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Denver Mortgage Company Current Holder of Evidence of Debt NexBank SSB Date of Deed of Trust April 23, 2009 County of Recording Adams Recording Date of Deed of Trust April 30, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000030704 Original Principal Amount $44,925.00 Outstanding Principal Balance $38,588.85 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. ALL THAT CERTAIN PARCEL OF LAND SITUATED IN THE COUNTY OF ADAMS AND STATE OF COLORADO, BEING LOT 34, BLOCK 1, PATTIE LEA SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 7571 Locust Street, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE Public Trustees

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/11/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/17/2017 Last Publication: 9/14/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/12/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 17CO00201-1

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777004

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Shannon L Weber Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for University Bank Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust July 08, 2010 County of Recording Adams Recording Date of Deed of Trust July 22, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010000048364 Original Principal Amount $141,206.00 Outstanding Principal Balance $127,134.01

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Exhibit A AN UNDIVIDED 1/235 INTEREST IN PARK NORTH TOWNHOUSES- (FIRST FILING), ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 16, 1965 IN THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO, AS RECEPTION NO. 751947, WHICH PLAT BEARS THE TITLE "PARK NORTH TOWNHOUSES- (FIRST FILING), EXCEPT ANY AIR SPACE ABOVE SUCH PROPERTY OTHER THAN THAT SPECIFICALLY CONVEYED HEREIN:

ALSO, ALL OF THAT SPACE OR AREAS WHICH LIES WITHIN THE INSIDE WALLS, FIRST

Page * 7

ber and bar registration number of the 34 Northglenn-Thornton • Westminster Window attorney(s) representing the legal holder of the

Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-764231-LL

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

CORDING TO THE PLAT THEREOF RECORDED FEBRUARY 16, 1965 IN THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO, AS RECEPTION NO. 751947, WHICH PLAT BEARS THE TITLE "PARK NORTH TOWNHOUSES- (FIRST FILING), EXCEPT ANY AIR SPACE ABOVE SUCH PROPERTY OTHER THAN THAT SPECIFICALLY CONVEYED HEREIN:

Public Trustees

ALSO, ALL OF THAT SPACE OR AREAS WHICH LIES WITHIN THE INSIDE WALLS, FIRST FLOOR AND CEILING OF THE SECOND FLOOR OF CONDOMINIUM UNIT NO. 44, BUILDING NO .7, AS SHOWN ON THE 2ND "AMENDED CONDOMINIUM MAP" OF THE PARK NORTH TOWNHOUSES (FIRST FILING). RECORDED MAY 20, 1965, IN THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO AS RECEPTION NO. 759236, HEREINAFTER REFERRED TO AS THE "CONDOMINIUM MAP", TOGETHER WITH EVERYTHING NOW OF HEREAFTER LOCATED IN SAID AREA: AN UNDIVIDED 1/7TH INTEREST IN AND TO BUILDING NO. 7 AS SHOWN ON THE "CONDOMINIUM MAP": TOGETHER WITH: THE EXCLUSIVE RIGHT TO USE AND OCCUPY PATIO AREA NO. 44P AS SHOWN ON THE "CONDOMINIUM MAP" TOGETHER WITH THE RIGHT TO USE THE AIR SPACE OVER SUCH AREA. THE EXCLUSION RIGHT TO USE AND OCCUPY CARPORT NO. 44C AS SHOWN ON THE "CONDOMINIUM MAP." THE EXCLUSIVE RIGHT TO USE AND OCCUPY AIR SPACE IN THE ATTIC OF CONDOMINIUM UNIT NO. 44 OF BUILDING NO. 7 AS SHOWN ON THE "CONDOMINIUM MAP" THE RIGHT TO USE COMMON ELEMENTS IN COMMON WITH OTHERS, COUNTY OF ADAMS, STATE OF COLORADO. *Pursuant to Affidavit of Scrivener’s Error Pursuant to C.R.S. 38-35-109(5) recorded on 5/22/2017 at Reception No. 2017000043879 in Adams County, Colorado to correct the legal description. **more correctly know as 1104 W 88th Ave, Thornton, CO 80260 Also known by street and number as: 1104 W 88th Ave, Denver, CO 80260.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

indebtedness is:

Public Trustees

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777005 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Millard D. Pope Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Cherry Creek Mortgage Co., Inc. Current Holder of Evidence of Debt PennyMac Loan Services, LLC Date of Deed of Trust September 26, 2013 County of Recording Adams Recording Date of Deed of Trust September 27, 2013 Recording Information (Reception No. and/or Book/Page No.) 2013000084609 Original Principal Amount $145,014.00 Outstanding Principal Balance $140,758.94 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 85, GRANGE CREEK FILING NO. 5 P.U.D., COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10935 Grange Creek Drive, Thornton, CO 80233.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-764231-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710

Public Trustees

P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 16CO00131-3

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006806608

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777006 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) ALICIA M. MIZANI Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR MEGASTAR FINANCIAL CORP. Current Holder of Evidence of Debt MegaStar Financial Corp.

Date of Deed of Trust June 24, 2015 County of Recording Adams Recording Date of Deed of Trust July 02, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000052140 Original Principal Amount $198,412.00 Outstanding Principal Balance $193,312.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, REUNION FILING NO. 11, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10239 RICHFIELD STREET, COMMERCE CITY, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777007 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) JANELLE WHITAKER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ROCKY MOUNTAIN MORTGAGE SPECIALISTS, INC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, NA Date of Deed of Trust November 16, 2006 County of Recording Adams Recording Date of Deed of Trust November 22, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006001003382 Original Principal Amount $140,273.00 Outstanding Principal Balance $118,841.26 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 19 AND 20, BLOCK 46, EXCEPT THE EASTERLY 8 FEET THEREOF, AURORA, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 1620 GALENA STREET, AURORA, CO 80010.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

NOTICE OF SALE

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017

August 24, 2017A

Public Trustees

DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015815

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777010

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) TRAVIS ROY and JAMIE ROY Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREEDOM MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust June 17, 2016 County of Recording Adams Recording Date of Deed of Trust June 24, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000050196 Original Principal Amount $169,378.00 Outstanding Principal Balance $167,750.01

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 40, BLOCK 20, SUNSET RIDGE SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. PARCEL ID NUMBER: 0171920203018 Also known by street and number as: 3421 W 95TH AVE, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Page * 8

FILE A COMPLAINT WITH THE COLORADO 7ATTORNEY August 24, 2017 GENERAL, THE FEDERAL CON-

SUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015847 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777011

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Edward J. Cardenas and Trista A. Cardenas Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Meritage Mortgage Corporation Current Holder of Evidence of Debt Deutsche Bank National Trust Company, as Trustee for Meritage Mortgage Loan Trust 2005-3, Asset-Backed Certificates, Series 2005-3 Date of Deed of Trust August 29, 2005 County of Recording Adams Recording Date of Deed of Trust September 06, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050906000967680 Original Principal Amount $180,000.00 Outstanding Principal Balance $242,045.90

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 8, BLOCK 1, WOODBRIDGE STATION SUBDIVISION FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO

***Assignment of Deed of Trust recorded October 10, 2014 at Reception No. 2014000070082

***** Loan Modification Agreement dated March 22, 2008; Loan Modification Agreement dated January 21, 2009; Loan Modification Agreement dated November 11, 2013, Loan Modification Agreement dated August 19, 2015; Loan Modification Agreement dated October 17, 2016.

Also known by street and number as: 13042 Grape Court, Thornton, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore PC 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00198SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777013 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) GREGORY D BLEVENS AND LANISSA A BLEVENS Original Beneficiary(ies) HOMEAMERICAN MORTGAGE CORPORATION Current Holder of Evidence of Debt DITECH FINANCIAL LLC Date of Deed of Trust May 05, 2003 County of Recording Adams Recording Date of Deed of Trust May 23, 2003 Recording Information (Reception No. and/or Book/Page No.) C1147448 Original Principal Amount $247,166.00 Outstanding Principal Balance $214,844.87 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, BLOCK 9, BUFFALO RUN SUBDIVISION, FILING NO 1, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 15141 117TH AVENUE, BRIGHTON, CO 80603.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE

ness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett, Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006674972 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777014 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) CRYSTAL L YODER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust August 13, 2015 County of Recording Adams Recording Date of Deed of Trust August 17, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000068046 Original Principal Amount $186,558.00 Outstanding Principal Balance $182,875.67 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 76, BLOCK 1, COBBLESTONE VILLAGE SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO

as provided by law and in said Deed of Trust.

Northglenn-Thornton • Westminster Window 35

10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/15/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015723 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777015 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) RUSSELL O. STEWART AND SHARON L. STEWART Original Beneficiary(ies) WELLS FARGO FINANCIAL COLORADO, INC. Current Holder of Evidence of Debt WELLS FARGO FINANCIAL COLORADO, INC. Date of Deed of Trust July 19, 2003 County of Recording Adams Recording Date of Deed of Trust August 14, 2003 Recording Information (Reception No. and/or Book/Page No.) C1193081 Original Principal Amount $316,027.39 Outstanding Principal Balance $151,716.60 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 2901 W 81ST AVE, APT A, WESTMINSTER, CO 80031.

LOT 31, BLOCK 6, WADLEY FARMS SUBDIVISION, THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Also known by street and number as: 15087 MADISON ST, BRIGHTON, CO 80602.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 8/24/2017

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

DATE: 06/19/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Sheila J. Finn #36637 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015734

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A201777016

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Santiago L. Alvarado Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for First California Mortgage Company Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust December 12, 2014 County of Recording Adams Recording Date of Deed of Trust December 18, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000089044 Original Principal Amount $138,380.00 Outstanding Principal Balance $132,528.41

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT 'A' UNIT A, CONDOMINIUM BUILDING 10, VILLAS AT RIVER OAKS CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP THEREOF, RECORDED ON APRIL 11, 2008, AT RECEPTION NO. 2008000029284, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO, AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF VILLAS AT RIVER OAKS CONDOMINIUMS RECORDED ON SEPTEMBER 22, 2006 AT RECEPTION NO. 20060922000958790 AND TECHNICAL AMENDMENT RECORDED JANUARY 9, 2007 AT RECEPTION NO. 2007000003642 IN SAID RECORDS, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 11963 Riverstone Circle, #10-A, Henderson, CO 80640.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Page * 9

36 Northglenn-Thornton • Westminster Window

In the Interests of: Richard Dennis Acker, aka Richard Acker, Richard D. Acker, and/or Ricky Acker

TECHNICAL AMENDMENT RECORDED JANUARY 9, 2007 AT RECEPTION NO. 2007000003642 IN SAID RECORDS, COUNTY OF ADAMS, STATE OF COLORADO.

Also known by street and number as: 11963 Riverstone Circle, #10-A, Henderson, CO 80640.

Public Trustees

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Notice

Name Changes

Notice To Creditors

In the Matter of the Petition of: Parent/ Petitioner: Jonnie D. Malbacias For Minor Child: Candice Kayla Billinger To Change the Child’s Name to: James Francais Billinger Case Number: 2017 CV 97

NOTICE TO CREDITORS Estate of Mamdouh S. Banoub, aka Mamdouh Samir Banoub, and Mamdouh Banoub, Deceased Case Number: 2017 PR 30523

Adams County Court 1100 Judicial Center Drive Brighton, Colorado 80601

NOTICE TO NON-CUSTODIAL PARENT BY PUBLICATION

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 10/18/2017, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Notice is given that a hearing is scheduled as follows: Date: September 29th, 2017 Time: 8:00 a.m.

Location: Adams County Justice Center, 1100 Judicial Center Drive, Brighton, Colorado 80601

First Publication: 8/24/2017 Last Publication: 9/21/2017 Name of Publication: Metro North

At this hearing the Court may enter an order changing the name of the minor child.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Date: July 13, 2017

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/19/2017 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman & Greenstein, PC 4750 Table Mesa Drive, Boulder, CO 803055575 (303) 494-3000 Attorney File # 7225-1950 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Name Changes PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on August 11, 2017 that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Kathrine Monquie Meyer be changed to Kathrine Monique Duran Case No.: 2017 C 0945 By: Deputy Clerk Legal Notice No: 67589 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on August 18, 2017 that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Adam Michael Masbruch be changed to Adam Michael Williams Case No.: 17C01057 By: Deputy Clerk Legal Notice No: 67592 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice Adams County Court 1100 Judicial Center Drive Brighton, Colorado 80601 In the Matter of the Petition of: Parent/ Petitioner: Jonnie D. Malbacias

Notice to: Damon Billinger and Patricia Castro non-custodial parents.

For the purpose of requesting a change of name for Candice Kayla Billinger

To support or voice objection to the proposed name change, you must appear at the hearing.

Legal Notice No.: 67599 First Publication: August 24, 2017 Last Publication: September 21, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on August 18, 2017 that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Semenou Ulrich Caster Adimou Kpossi be changed to Semenou Ulrich Caster Adimou Case No.: 2017 C 0975 By: Deputy Clerk Legal Notice No: 67614 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice Adams County Court 1100 Judicial Center Drive Brighton, Colorado 80601 In the Matter of the Petition of: Parent/ Petitioner: Eivi Colmenero-Chavez For Minor Child: Yaritza Dominguez To Change the Child’s Name to: Yaritza Colmenero Case Number: 17 C 01318 NOTICE TO NON-CUSTODIAL PARENT

BY PUBLICATION Notice to: Francisco Javier Dominguez, non custodial parent.

Notice is given that a hearing is scheduled as follows: Date: October 13, 2017 Time: 8:00 a.m.

Location: Adams County Combined Court 1100 Judicial Center Drive Brighton, Colorado For the purpose of requesting a change of name for Yaritza Dominguez At this hearing the Court may enter an order changing the name of the minor child.

To support or voice objection to the proposed name change, you must appear at the hearing.

Date: July 24, 2017 Legal Notice No.: 67617 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel

Notice To Creditors Public Notice NOTICE TO CREDITORS Estate of Thomas D. Butler, Sr., Deceased Case Number: 2017PR30367 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 24, 2017, or the claims may be forever barred.

John M. Estes Attorney to the Personal Representative 1610 Hover Street, Suite 203 Longmont, Colorado 80501 Legal Notice No.: 67613 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel

PUBLIC NOTICE

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 18, 2017 or the claims may be forever barred.

Cherry Banoub Personal Representative 3434 E. 136th Place Thornton, Colorado 80602 Legal Notice No: 67576 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice District Court, Adams County, Colorado 1100 Judicial Center Drive Brighton, CO 80601 In the Matter of the Estate of: RUBEN M. MONTOYA, a ka RUBEN MAX MONTOYA and RUBEN MONTOYA, Deceased Tracy A. Tirey Tirey Law Firm LLC 12021 Pennsylvania Street, Suite 103 Thornton, CO 80241 Phone Number: 303-929-6608 E-mail: tracy@tireylaw.com FAX Number: 720-500-5152 Atty. Reg. #: 40817 Case Number: 2016 PR 30501 NOTICE OF HEARING

BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: The Descendants of Ruben M. Montoya, aka Ruben Max Montoya and Ruben Montoya, including Terry Montoya, and the Descendants of Michael Montoya (Deceased); Carmen Montoya and Ida Montoya A hearing on transferring real property located at 10849 Patterson Court, Northglenn, CO 80234 to Fred Montoya will be held at the following time and location or at a later date to which the hearing may be continued: Date: September 26th, 2017 Time: 9:00 a.m. * Division T Adams County District Court, 1100 Judicial Circle Drive Brighton, CO 80601 Legal Notice No.: 67548 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice District Court, Adams County, Colorado 1100 Judicial Center Dr. Brighton, CO 80601 In the Interests of: Richard Dennis Acker, aka Richard Acker, Richard D. Acker, and/or Ricky Acker Attorneys for Protected Person: Branaugh Law Offices, P.C. Preston J. Branaugh, Esq. #29376 Lindsay M. Houseal, Esq. #45200 8700 Ralston Road, Arvada, CO 80002 Phone Number: 303-893-4122 FAX Number: 720-302-5725 Email: Preston@BranaughPC.com Lindsay@BranaughPC.com Case Number: 2012 PR 000614 Division T NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Benjamin Michael Acker Last Known Address, if any: 15566 Buckboard Lane, Moreno Valley, CA 92555-2966 A Non-Appearance Hearing will be held on the Motion for Approval of Proposed Will for Richard Dennis Acker at the following time and location: Date: Friday, September 15, 2017 Time: 8:00a.m.: Division: T Address: 1100 Judicial Center Dr., Brighton, CO 80601 Legal Notice No.: 67564 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice District Court, Adams County, Colorado 1100 Judicial Center Dr. Brighton, CO 80601 In the Interests of: Richard Dennis Acker, aka Richard Acker, Richard D. Acker, and/or Ricky Acker Attorneys for Protected Person: Branaugh Law Offices, P.C. Preston J. Branaugh, Esq. #29376 Lindsay M. Houseal, Esq. #45200 8700 Ralston Road, Arvada, CO 80002 Phone Number: 303-893-4122 FAX Number: 720-302-5725 Email: Preston@BranaughPC.com Lindsay@BranaughPC.com

Attorneys for Protected Person: Branaugh Law Offices, P.C. Preston J. Branaugh, Esq. #29376 Lindsay M. Houseal, Esq. #45200 8700 Ralston Road, Arvada, CO 80002 Phone Number: 303-893-4122 FAX Number: 720-302-5725 Email: Preston@BranaughPC.com Lindsay@BranaughPC.com Case Number: 2012 PR 000614 Division T

Notice To Creditors

NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Jessica Christine Acker Last Known Address, if any: 38880 Butterfly Drive, Yucaipa, CA 92399-7042; A Non-Appearance Hearing will be held on the Motion for Approval of Proposed Will for Richard Dennis Acker at the following time and location: Date: Friday, September 15, 2017 Time: 8:00a.m.: Division: T Address: 1100 Judicial Center Dr., Brighton, CO 80601 Legal Notice No.: 67565 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Barrett Magnus Herstedt, Deceased Case Number: 17 PR 194 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 11, 2017 or the claims may be forever barred.

Darren Herstedt Personal Representative 21695 Mt. Elbert Place Parker, Colorado 80138 Legal Notice No: 67549 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Ruby Eleanor Forbis, aka Ruby E. Forbis, aka Ruby Forbis, Deceased Case Number: 2017 PR 030493 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 11, 2017 or the claims may be forever barred.

Joyce A. DePiero Personal Representative 6577 Wolff Street Arvada, Colorado 80003 Legal Notice No: 67551 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Charles J. Gadway, aka Charles Jay Gadway, Deceased Case Number: 2017 PR 30485 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 11, 2017 or the claims may be forever barred.

Nancy S. Germany Attorney to the Personal Representative 600 17th Street, Suite 2800 South Denver, Colorado 80302 Legal Notice No: 67561 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher:Westminster Window and the Northglenn-Thornton Sentinel

August 24, 2017A PUBLIC NOTICE NOTICE TO CREDITORS Estate of Marilyn G. Boatright, aka Marilyn Gail Boatright, Deceased Case Number: 17 PR 30481

Notice To Creditors

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before January 8, 2018 or the claims may be forever barred.

Jon Boatright Personal Representative 335 Peterson Drive Taylorsville, Kentucky 40071 Legal Notice No: 67575 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel and the Westminster Window PUBLIC NOTICE NOTICE TO CREDITORS Estate of Jack Elton Welham, aka Jack E. Welham, aka Jack Welham, Deceased Case Number: 17 PR 0200

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 18, 2017 or the claims may be forever barred.

Rodrick G. Welham Personal Representative 9004 Eldorado Avenue Frederick, Colorado 80504 Legal Notice No: 67588 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of James R. Kumar, aka James Richard Kumar, aka James Kumar, aka Jim Kumar, Deceased Case Number: 17 PR 30510

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 26, 2017, or the claims may be forever barred.

Francine Palizzi and Tom Kumar Co-Personal Representatives c/o Stephen W. Donelson, Ballard Spahr LLP 1225 17th Street, Suite 2300 Denver, Colorado 80202 Legal Notice No: 67596 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Larry Arthur Moore, Deceased Case Number: 17 PR 0206

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 26, 2017 or the claims may be forever barred.

Donna Karen Moore Personal Representative 10881 Mildred Drive Northglenn, Colorado 80233 Legal Notice No: 67597 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel

Misc. Private Legals

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Denise Rebecca Ortega, aka Denise R. Ortega, aka Denise Ortega, Deceased Case Number: 2017 PR 030462

DISTRICT COURT, ADAMS COUNTY, COLORADO Adams County Justice Center 1100 Judicial Center Drive Brighton, Colorado 80601 P: 303-659-1161

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before December 11, 2017 or the claims may be forever barred.

Randy L. Vigil Personal Representative 8760 Laurel Drive Commerce City, Colorado 80022 Legal Notice No: 67562 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher:Westminster Window and the Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Marilyn G. Boatright, aka Marilyn Gail Boatright, Deceased Case Number: 17 PR 30481 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District

Plaintiff: HENRYLYN IRRIGATION DISTRICT v.

Defendants: BOX ELDER RANCH GENERAL PARTNERSHIP; MEADOW HOMES DEVELOPMENT CORP; and ALL UNKNOWN PARTIES WHO CLAIM AN INTEREST IN THE SUBJECT MATTER OF THIS ACTION. CASE NO. 2017CV31070, DIVISION C Attorneys for Plaintiff: Holsinger Law, LLC Jack Silver, Esq. (3891) Austin Rueschhoff, Esq. (48278) 1800 Glenarm Place, Suite 500 Denver, Colorado 80202 P: (303) 722-2828 F: (303) 496-1025 E: jsilver@holsingerlaw.com arueschhoff@holsingerlaw.com SUMMONS BY PUBLICATION

TO ALL UNKNOWN PARTIES WHO CLAIM AN INTEREST IN THE SUBJECT MATTER OF THIS ACTION

Page * 10

Austin Rueschhoff, Esq. (48278) 7August 24, 2017 1800 Glenarm Place, Suite 500 Denver, Colorado 80202 P: (303) 722-2828 F: (303) 496-1025 E: jsilver@holsingerlaw.com arueschhoff@holsingerlaw.com

Misc. Private Legals SUMMONS BY PUBLICATION

TO ALL UNKNOWN PARTIES WHO CLAIM AN INTEREST IN THE SUBJECT MATTER OF THIS ACTION TAKE NOTICE HEREBY: 1. This SUMMONS BY PUBLICATION is filed in accordance with and pursuant to Colorado Rules of Civil Procedures 4(g) and 105.

2. You are hereby summoned and required to appear and defend against the claims of the COMPLAINT TO QUIET TITLE UNDER RULE 105, C.R.C.P., filed with the court in this action, by filing with the clerk of this court an answer or other response. You are required to file your answer or other response within thirty-five (35) days after the service of this summons upon you. Service of this summons shall be complete on the day of the last publication. A copy of the Complaint may be obtained from the clerk of the court.

3. If you fail to file your answer or other response to the Complaint in writing within thirtyfive (35) after the date of the last publication, judgment by default may be rendered against you by the court for the relief demanded in the Complaint without further notice.

4. This is an action to quiet title to the following two contiguous parcels of real property located in the south half of Section 1, Township 1 South, Range 65 West of the 6th Principal Meridian in Adams County, Colorado, and which are further described as follows: TRACT A Considering the South line of said Section 1 to bear North 88°20'48" West and with all bearings contained herein relative thereto; commencing at the Southeast corner of said Section 1; thence North 88°20'48" West, coincident with the South line of said Section 1, a distance of 1975.11 feet to the Southeast corner of that parcel of land known as Bootleg Reservoir, as described in deed recorded July 2, 1925 as reception no. 115393 in the records of the Clerk and Recorder for Adams County, Colorado and the true point of beginning; thence north 28°32'53" East, coincident with the East line of said parcel, a distance of 499.92 feet to the Northeast corner of said parcel; thence North 34°28'36" West, coincident with the North line of said parcel, a distance of 438.02 feet; thence North 44°24'49" West, coincident with the North line of said parcel and the South line of Box Elder Creek Ranch, Filing no.2, as shown on the map recorded July 25, 2002 as reception no. l001477 in the records of the Clerk and Recorder for Adams County, Colorado, a distance of 1241.61 feet to the Northwest corner of lot 79, Box Elder Creek Ranch, Filing no.2; thence South 77°31'03" West, coincident with the North line of said parcel, and the South line of said Box Elder Creek Ranch Filing no.2, and the South line of Box Elder Creek Ranch, Filing no.3, as shown on the map recorded June 28, 2005 as reception no. 20050628000680800 in the records of the Clerk and Recorder for Adams County, Colorado, a distance of 1462.83 feet to the Northwest corner of said parcel, and an angle point in the south line of lot 19, Box Elder Creek Ranch, Filing no.3; thence south 34°50'11" West, coincident with the West line of said parcel, and the South line of Box Elder Creek Ranch, Filing no.3, a distance of 1557.87 feet to the South line of said Section 1, also being the Southwest corner of said parcel, and the Southeast corner of lot 1, Box Elder Creek Ranch, Filing no.3; thence south 88°20'48" east, coincident with the South line of said section 1, a distance of 46.16 feet to the Southwest corner of that parcel of land described in deed recorded August 16, 1982 as reception no. 391606 in the records of the Clerk and Recorder for Adams County, Colorado; thence North 34°12'57" East, coincident with the West line of said parcel, a distance of 1480.78 feet to the Northwest corner of said parcel; thence South 64°00'36" East, coincident with the North line of said parcel, a distance of 663.52 feet; thence South 60°31'03" East coincident with the North line of said parcel, a distance of 1538.85 feet; thence South 32°16'00 East, coincident with the East line of said parcel, a distance of 308.73 feet to the Southeast corner of said parcel and the South line of said Section 1; thence South 88°20'48" East, coincident with the South line of said Section 1, a distance of 216.58 feet to the true point of beginning.

TRACT B A tract of land in Section 1, Township 1 South, Range 65 West of the 6th P.M., Adams County, Colorado, beginning at the Southeast corner of Section 1, thence along the South line of said Section 1, along an assumed bearing N88°48’18”W a distance of 2191.69 feet to the point of beginning, thence N32°43’20”W a distance of 308.66 feet, thence N60°58’48”W a distance of 1538.77 feet, thence N64°27’26”W a distance of 664.47 feet, thence S33°45’10”W a distance of 1481.10 feet, thence easterly along the South line of said Section 1 along on a bearing 88°48’18”W to the true point of beginning, said tract of land referred to as Bootleg Reservoir.

5. In accordance with Colorado Rules of Civil Procedure 121 § 1-26(7), a printed copy of this document with the original signature affixed thereupon is being maintained by counsel for the Petitioners and will be made available for inspection by any person or the Court, upon request.

6. Published in the Northglenn-Thornton Sentinel on August 10, 17, 24, 31 and September 7, 2017.

Dated August 2, 2017.

HOLSINGER LAW, LLC By: /s/ Jack Silver Jack Silver (3891) Austin Rueschhoff (48278) Attorneys for Henrylyn Irrigation District

spection by any person or the Court, upon request.

6. Published in the Northglenn-Thornton Sentinel on August 10, 17, 24, 31 and September 7, 2017.

Misc. Private Legals

Dated August 2, 2017.

HOLSINGER LAW, LLC

By: /s/ Jack Silver Jack Silver (3891) Austin Rueschhoff (48278) Attorneys for Henrylyn Irrigation District Legal Notice No.: 67553 First Publication: August 10, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice District Court, Adams County, Colorado Court Address: 1100 Judicial Center Dr. Brighton, CO 80601 In the Interest of: Azyette Wilson, Minor Attorney or Party Without Attorney: Justin W. Blow, Esq. #41085 John R. Phillips, Esq. #11834 J. R. Phillips & Associates, P.C. 7700 E Arapahoe Road, #100 Centennial, CO 80112 Phone Number: 303-741-2400 FAX Number: 303-713-9150 E-mail:justinb@jrphillipslaw.com johnr@jrphillipslaw.com Case Number: 2017PR30350 * Division T NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Danny Lee Wilson Last Known Address, if any: 34 Normandy Circle, Pueblo, CO 81001 A hearing on the Petition for Appointment of Guardian for Minor, which is for appointment of a Guardian of minor child, Azyette Wilson, will be held at the following time and location or at a later date to which the hearing may be continued: Date: September 25, 2017 Time: 8:30am * Division: T Address: 1100 Judicial Center Dr., Brighton, CO 80601 Legal Notice No.: 67554 First Publication: August 10, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE District Court, Weld County State of Colorado Weld County Court House 901 9th Avenue P.O. Box 2038 (80632) Greeley, Colorado 80631 In the Matter of the Determination of Heirs or Devisees or Both and of Interests in Property of: J. T. Ault, a/k/a Jacob T. Ault, Deceased; Ethel M. Ault, a/k/a Ethel Maude Ault, Deceased; Burl Ault, Deceased Attorney: Marcus Behm 32375 County Road 13.5 Manzanola, Colorado 81058 Phone Number: (719) 543-4357 Atty. Reg. #: 39396 Case Number: 2017PR030449 NOTICE OF HEARING BY PUBLICATION INTERESTED PERSONS AND OWNERS

BY INHERITANCE PURSUANT TO § 15-12-1303, C.R.S. To All Interested Persons and Owners by Inheritance (List all names of interested persons and owners by inheritance): 1. Peggy Alexander 2. Bill L. Findley A Petition has been filed alleging that the above Decedent died leaving an interest in the following property: Township 1 South, Range 62 West, of the 6th P.M. Section 10: NW Adams County, State of Colorado The hearing on the Petition will be held at the following time and location or at a later date to which the hearing may be continued: Date: October 10, 2017 Time: 8:00 A.M. Address: 901 9th Avenue Greeley, Colorado 80631 Legal Notice No.: 67567 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice District Court Arapahoe County, Colorado 7325 S Potomac St #100 Centennial, CO 80112 Court Telephone: 303.649.6355 In the Matter of the Determination of Heirs or Devisees or Both and of Interests in Property of: William Franklin Vest a/k/a William F. Vest, a/k/a William Vest, Deceased Case Number: 2017PR030706 Division: 12 Attorney: Keller Law, LLC Jenna H. Keller, #38242 Johanna M. Borchard, #44587 PO Box 77122 Steamboat Springs, CO 80477 Phone/Fax: 970.871.4858

In the Matter of the Determination of Heirs or Devisees or Both and of Interests in Property of: William Franklin Vest a/k/a William F. Vest, a/k/a William Vest, Deceased Case Number: 2017PR030706 Division: 12

Misc. Private Legals

Attorney: Keller Law, LLC Jenna H. Keller, #38242 Johanna M. Borchard, #44587 PO Box 77122 Steamboat Springs, CO 80477 Phone/Fax: 970.871.4858 E-mail: jkeller@kellerlawllc.com hborchard@kellerlawllc.com

NOTICE OF NON-APPEARANCE HEARING

BY PUBLICATION INTERESTED PERSONS AND OWNERS BY INHERITANCE PURSUANT TO § 15-12-1303, C.R.S To All Interested Persons and Owners by Inheritance: John W. Vest and Vest Ranch, LLC A Petition has been filed alleging that the above Decedent died leaving oil, gas and mineral interests in and to the following property: ARAPAHOE COUNTY, COLORADO: THE N ½ NE ¼ AND THE N ½ NW ¼ OF SECTION 31, TOWNSHIP 5 SOUTH, RANGE 59 WEST OF THE 6TH P.M.; THE N ½ AND THE N ½ S ½ OF SECTION 28, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M.; ALL OF SECTION 21, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M.; THE S ½ OF SECTION 25, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M.; PORTION OF THE NE ½ OF SECTION 23, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M., MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHENCE THE CORNER TO SECTIONS 13, 14, 23 AND 24, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M., BEARS N 84°33’ E, 331 FEET; THENCE S 00°15’ E, 100 FEET; THENCE S 89°45’ W, 435.6 FEET; THENCE N 00°15’ W, 100 FEET; THENCE N 89°45’ E 435.6 FEET TO THE POINT OF BEGINNING. THE NE ¼ OF SECTION 23, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M.; THE W ½ AND THE SE ¼ OF SECTION 23, TOWNSHIP 5 SOUTH, RANGE 60 WEST OF THE 6TH P.M.; THE W ½ OF THE SE ¼ OF SECTION 30, TOWNSHIP 5 SOUTH, RANGE 59 WEST OF THE 6TH P.M.; THE SW ¼ OF THE NE ¼ OF SECTION 30, TOWNSHIP 5 SOUTH, RANGE 59 WEST OF THE 6TH P.M., EXCEPT THOSE PORTIONS CONVEYED IN DEEDS RECORDED 5/11/1931 IN BOOK 315 AT PAGE 296, AND 11/18/1964 IN BOOK 1560 AT PAGE 473; THE E ½ OF THE NW ¼, THE E ½ OF THE W ½ OF THE NW ¼, AND THE SW ¼ OF SECTION OF SECTION 30, TOWNSHIP 5 SOUTH, RANGE 59 WEST OF THE 6TH P.M. ADAMS COUNTY, STATE OF COLORADO: THE NW ¼ OF SECTION 6, TOWNSHIP 3 SOUTH, RANGE 62 WEST OF THE 6TH P.M.; THE SE ¼ OF SECTION 36, TOWNSHIP 2 SOUTH, RANGE 63 WEST OF THE 6TH P.M.; THE S ½ OF THE S ½, THE NE ¼ OF THE SE ¼, AND THE SE ¼ OF THE NE ¼ OF SECTION 32, TOWNSHIP 2 SOUTH, RANGE 62 WEST OF THE 6TH P.M. EXCEPT ANY PORTION OF SUBJECT PROPERTY DESCRIBED HEREIN LYING WITHIN PUBLIC HIGHWAYS. SEDGWICK COUNTY, STATE OF COLORADO: N ½ OF SECTION 13, TOWNSHIP 9 NORTH, RANGE 44 WEST OF THE 6TH P.M., COUNTY OF SEDGWICK, STATE OF COLORADO. The Non-Appearance hearing on the Petition will be held at the following time and location or at a later date to which the hearing may be continued: Date: October 10, 2017 Time: 8:00 a.m.: Division: 12 Address: 7235 S. Potomac St. #100, Centennial, CO 80112.

Note: You must answer the Petition within 35 days after the last publication of this Notice.

• Within the time required for answering the Petition, all objections to the Petition must be in writing and filed with the Court.

• The hearing shall be limited to the Petition, the objections timely filed and the parties answering the Petition in a timely manner. ***** IMPORTANT NOTICE***** Any interested person wishing to object to the requested action set forth in the Petition and proposed Order must file a written objection with the Court on or before the hearing and must furnish a copy of the objection to the person requesting the court order. JDF 722 (Objection form) is available on the Colorado Judicial Branch website (www.courts.state.co.us). If no objection is filed, the Court may take action on the Petition without further notice or hearing. If any objection is filed, the objecting party must, within 14 days after filing the objection, set the objection for an appearance hearing. Failure to timely set the objection for an appearance hearing as required shall result in the dismissal of the objection with prejudice without further hearing.

Date: August 3, 2017 Legal Notice No.: 67560 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel and the Westminster Window Public Notice Thornton Self Storage -- Public Sale Notice is hereby given that an open bid sale will be held at Thornton Self-Storage, 3685 E 121st Ave., Thornton, CO 80241 on August 31, 2017 at 12:00 pm to satisfy the lien on the property stored at the address above in the units listed below. Tenants notated the inventories listed at the time of rental. Landlord makes no represent-

Public Notice

Northglenn-Thornton • Westminster Window 37

Thornton Self Storage -- Public Sale

Misc. Private Legals

Notice is hereby given that an open bid sale will be held at Thornton Self-Storage, 3685 E 121st Ave., Thornton, CO 80241 on August 31, 2017 at 12:00 pm to satisfy the lien on the property stored at the address above in the units listed below. Tenants notated the inventories listed at the time of rental. Landlord makes no representation or warranty that the units contain said inventories.

Unit 435: Kathleen Hubbard 5385 W, 78TH PL Unit 1, Arvada, CO 80003 Unit 208: Jesse Mower 4345 W. 64th Ave, Arvada, CO 80003 Unit 316: Shaun Todd 3969 E 121st Ave, Thornton, CO 80241 Unit 7112: Jennifer Ritchlin 11735 St. Paul, Thornton, CO 80241 Unit 7509: Monica Ishida 3400 S Platte River Dr. Apt 1301 Englewood, CO 80110 Unit 218: Cody Stroud 1013 E. 130th Dr., Thornton, CO 80241 Unit 426: Patrick Graf 5352 E 128th Cir, Thornton, CO 80241 Unit 102: Cindy Freyta 8990 Federal Blvd #16, Denver, CO 80602 Unit 401: William Taylor 40252 Turquoise Ct, Deer Trail, CO 80105 Unit 407: Emily Heater 414 Hickory Ln, Johnstown, CO 80534 Unit 7121: Kyler Holt 10565 Memphis St., Commerce City, CO 80022 Unit 7222: Fayin Deng 12155 Adams St., Thornton, CO 80241 Unit 7410: Eddie Moreno 7632 E 121st Dr, Thornton, CO 80602 Legal Notice No.: 67574 First Publication: August 17, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel

Public Notice District Court, Adams County, CO 1100 Judicial Center Drive Brighton, CO 80601 In the Interests of: Annaleya Marie McGregor, minor Party Without Attorney: Tammy Phillips 11032 Fairfax Circle Thornton, Colorado 80233 Case Number: 17PR 192 NOTICE OF HEARING BY PUBLICATION PURSUANT TO 15-10-401. C.R.S To: Adrian McGregor Last Known Address, if any: Unknown - Mexico A hearing on Guardianship of a Minor will be held at the following time and location or at a later date to which the hearing may be continued.

Date: September 13, 2017 Time: 8:30 a.m.

Courtroom or Division: 403 Legal Notice No.: 67585 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel

City and County Public Notice NOTICE OF CONTRACTOR'S SETTLEMENT

Pursuant to Section 38-26-107, C.R.S., notice is hereby given that on the 12th day of September, 2017, at Westminster, Colorado, final settlement will be made by the City with T. Lowell Construction, Inc., hereinafter called the "Contractor," for and on account of the contract for the construction of a Project described as Construction Contract for the Zone 2 PRV Replacement Project.

1. Any person, co-partnership, association of persons, company, or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor or his subcontractor, or that supplies rental machinery, tools, or equipment to the extent used in the prosecution of the work, whose claim therefor has not been paid by the Contractor or the subcontractor for the work contracted to be done, may file with the City a verified statement of the amount due and unpaid on account of such claim.

2. All such claims shall be filed with the City Attorney's Office, City of Westminster, 4800 W. 92nd Avenue, Westminster, Colorado, 80031 by September 5, 2017.

3. All such claims must be notarized and must otherwise comply with the requirements of C.R.S. § 38-26-107.

4. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the City from any and all liability for such claim.

Dated at Westminster, Colorado this 17th day of August, 2017.

CITY OF WESTMINSTER /s/ David R. Frankel, City Attorney Legal Notice No.: 67577 First Publication: August 17, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel Public Notice INVITATION FOR BIDS City of Thornton 9500 Civic Center Drive Thornton, CO 80229-4326 The City of Thornton is soliciting the following: 1. 2017 Trail Connections – Niver Creek Trail and Open Space Improvements, Project No. 17-675A Invitation for Bids for Construction.

Go to Thornton’s website at www.cityofthornton.net, click on “Business” and then “Contracts & Purchasing” for information on how to obtain the solicitation documents.

Bidders/Proposers are required to acknowledge all addenda in their Bid/Proposal submittal, failure to do so may be considered non-responsive.

Legal Notice No.: 67586 First Publication: August 17, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE OF CONTRACTOR’S FINAL SETTLEMENT

Public Notice ADAMS COUNTY DISTRICT COURT COUNTY OF ADAMS, COLORADO 1100 Judicial Center Drive Brighton, CO 80601 In the Interest of: LUIS ANGEL SANTILLAN, a minor Respondent, Protected Person Attorneys for Minor Respondent Russell O. Araya, #41117 RAMOS LAW 3000 Youngfield Street, Suite 200 Wheat Ridge, CO 80215 Phone: (303) 733-6353; Fax: (303) 856-5666 russell@ramoslaw.com Case Number: 2017PR 30511 Division T NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401 C.R.S. To: Jose Luis Morales Vazquez Last Known Address if any: Juarez, Chihuahua, Mexico A hearing on Petition to Settle Personal Injury Claim and Petition to Appoint Conservator requesting Court approval to distribute settlement funds and to appoint a conservator will be held at the following time and location or at a later date to which the hearing may be continued: Date: September 27, 2017 Time: 8:30 a.m.

Division: T Courtroom: 403 Address: 1100 Judicial Center Drive, Brighton, CO 80601 Legal Notice No.: 67612 First Publication: August 24, 2017 Last Publication: September 7, 2017 Publisher: Northglenn-Thornton Sentinel

Per Colorado Revised Statutes 38-26-107 (1), NOTICE is hereby given that Westminster Public Schools, Adams County Colorado will on August 31, 2017 make final settlement with Adolfson & Peterson Construction for and on account of work performed on a project known as: WPS- Hidden Lake HS Kitchen Reno Projects Kitchen Renovations

Any person, co-partnership, association of persons, company or corporation that has furnished labor, equipment, materials, equipment rental, sustenance, provisions or other supplies used or consumed by Adolfson & Peterson, or its subcontractors in or about the performance of the work on said project is hereby notified to file a verified statement of the amount due and unpaid on account of such claim with Don Ciancio Westminster Public Schools, 7002 Raleigh Street, Westminster CO 80030, by August 29, 2017.

Settlement will be made at Westminster Public Schools, 7002 Raleigh Street, Westminster CO 80030. Failure on the part of the claimant to file such statement prior to the final settlement date will relieve the School District from any and all liability for such claim.

Dated: 8/14/2017 WESTMINSTER PUBLIC SCHOOLS, ADAMS COUNTY COLORADO By: Don Ciancio, Executive Director Auxiliary Services Legal Notice No.: 67590 First Publication: August 17, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window Northglenn-Thornton Sentinel

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38 Northglenn-Thornton • Westminster Window City and County

ORDINANCE, ON FIRST READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 15th day of August, 2017.

SECTION 00 11 16 INVITATION TO BID Date: August 24, 2017

Sealed Bids will be received by the South Adams County Water and Sanitation District acting by and through its South Adams County Water and Sanitation District Activity Enterprise (OWNER) at 6595 East 70th Avenue, Commerce City, Colorado 80022 until 2:00 p.m., local time, Tuesday September 26, 2017, for the project entitled “Horizontal Collector Well No. 119 Pump Station.” At said place and time, and promptly thereafter, all Bids that have been duly received will be publicly opened and read aloud.

City and County

Public Notice NOTICE OF CONTRACTOR’S FINAL SETTLEMENT

Per Colorado Revised Statutes 38-26-107 (1), NOTICE is hereby given that Westminster Public Schools, Adams County Colorado will on August 31, 2017 make final settlement with Adolfson & Peterson Construction for and on account of work performed on a project known as:

WPS- Harris Park Elementary HVAC Upgrades Projects Mechanical Upgrades

Any person, co-partnership, association of persons, company or corporation that has furnished labor, equipment, materials, equipment rental, sustenance, provisions or other supplies used or consumed by Adolfson & Peterson, or its subcontractors in or about the performance of the work on said project is hereby notified to file a verified statement of the amount due and unpaid on account of such claim with Don Ciancio Westminster Public Schools, 7002 Raleigh Street, Westminster CO 80030, by August 29, 2017.

The project is located at 9798 McKay Road along the south bank of the South Platte River just east of the Williams Monaco Wastewater Treatment Plant. The project generally consists of installing a 900 square-foot pumping station building with a brick walled HVAC enclosure cantilevered from a concrete foundation slab supported on an existing 16-foot diameter horizontal collector well caisson. Associated sitework involves earthwork, riprap bank protection, drainage facilities, erosion control, yard piping ranging in size up to 30-inch, one precast BFV vault, and chain link fencing. The equipment for the pump station includes two vertical turbine pumps and motors, two variable frequency drives, electrical and controls, HVAC, interior piping ranging in size up to 20-inch, valves, meters, sodium hypochlorite tank, metering pump, generator transfer switch, and a liquid filled transformer. The area of the well and pump station site is approximately 1.5 acres.

Settlement will be made at Westminster Public Schools, 7002 Raleigh Street, Westminster CO 80030. Failure on the part of the claimant to file such statement prior to the final settlement date will relieve the School District from any and all liability for such claim.

All bids must be in accordance with the Contract Documents on file with the OWNER, South Adams County Water and Sanitation District, 6595 East 70th Avenue, Commerce City, Colorado 80022; and at the office of Muller Engineering Company, Inc., 777 South Wadsworth Boulevard, Suite 4-100, Lakewood, Colorado 80226.

Dated: 8/14/2017 WESTMINSTER PUBLIC SCHOOLS, ADAMS COUNTY COLORADO By: Don Ciancio, Executive Director Auxiliary Services

Copies of the Contract Documents for use in preparing Bids may be obtained from Muller Engineering Company, 777 South Wadsworth Boulevard, Suite 4-100, Lakewood, Colorado 80226 on Thursday, August 24, 2017.

Legal Notice No.: 67591 First Publication: August 17, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window Northglenn-Thornton Sentinel

A pre-bid meeting will be held at the project site at 10:00 a.m. on Thursday September 7, 2017. Meet at the parking lot of the OWNER’s Wastewater Treatment Plant at 9702 Monaco Street, Henderson, CO 80640.

Bids will be received on a lump sum basis.

Public Notice NOTICE OF APPLICATION

It is anticipated that the Contract Agreement will be signed and the Notice to Proceed will be issued in late October, 2017. The objective of the project is to have the pump station operational in mid-June 2018. Construction shall be complete and ready for use within two hundred forty (240) days from the Notice to Proceed date.

City and County Public Notice ORDINANCE NO. 17-12 INTRODUCED BY: Council Member Murphy Council Member Stickel AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, AMENDING SECTION 2-20 OF THE FEDERAL HEIGHTS MUNICIPAL CODE REGARDING COMPENSATION OF MAYOR, MAYOR PRO TEM AND CITY COUNCIL MEMBERS INTRODUCED, READ AND PASSED AS AN ORDINANCE, ON FIRST READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 15th day of August, 2017.

READ, PASSED AND ADOPTED AS AN ORDINANCE ON SECOND READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 15th day of August, 2017.

Public Notice ORDINANCE NO. 17-13 INTRODUCED BY: Council Member Stickel Council Member Dougherty AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, ENACTING ARTICLE XXX OF CHAPTER 14 OF THE FEDERAL HEIGHTS MUNICIPAL CODE REGARDING THE LICENSING OF REFUSE HAULERS INTRODUCED, READ AND PASSED AS AN ORDINANCE, ON FIRST READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 15th day of August, 2017.

The Ordinance is available for review in the City Clerk’s office.

Legal Notice No.: 67595 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

The Bid and Bid Security will remain subject to acceptance for 80 calendar days after the Bid opening, or for such longer period of time that Bidder may agree to in writing upon request of OWNER.

AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, REPEALING AND REENACTING SECTION 70-361, ENACTING SECTION 70-361.5, AND AMENDING SECTIONS 70-362 AND 70389, PERTAINING TO USES IN THE C-1 AND I-1 ZONE DISTRICTS

SECTION 00 11 16 INVITATION TO BID Date: August 24, 2017 Sealed Bids will be received by the South Adams County Water and Sanitation District acting by and through its South Adams County Water and Sanitation District Activity Enterprise (OWNER) at 6595 East 70th Avenue, Commerce City, Colorado 80022 until 2:00 p.m., local time, Tuesday September 26, 2017, for the project entitled “Horizontal Collector Well No. 119 Pump Station.” At said place and time, and promptly thereafter, all Bids that have been duly received will be publicly opened and read aloud.

By: B. JoAnn Moss, Secretary South Adams County Water and Sanitation District Legal Notice No.: 67598 First Publication: August 24, 2017 Last Publication: August 31, 2017 Publisher: Northglenn-Thornton Sentinel

Legal Notice No.: 67602 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel Public Notice

INTRODUCED, READ AND PASSED AS AN ORDINANCE, ON FIRST READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 15th day of August, 2017.

The Ordinance is available for review in the City Clerk’s office.

Legal Notice No.: 67603 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

Adopt Me

The project is located at 9798 McKay Road along the south bank of the South Platte River just east of the Williams Monaco Wastewater Treatment Plant. The project generally consists of installing a 900 square-foot pumping station building with a brick walled HVAC enclosure cantilevered from a concrete foundation slab supported on an existing 16-foot diameter horizontal collector well caisson. Associated sitework involves earthwork, riprap bank protection, drainage facilities, erosion control, yard piping ranging in size up to 30-inch, one precast BFV vault, and chain link fencing. The equipment for the pump station includes two vertical turbine pumps and motors, two variable frequency drives, electrical and controls, HVAC, interior piping ranging in size up to 20-inch, valves, meters, sodium hypochlorite tank, metering pump, generator transfer switch, and a liquid filled transformer. The area of the well and pump station site is approximately 1.5 acres.

All bids must be in accordance with the Contract Documents on file with the OWNER, South Adams County Water and Sanitation District, 6595 East 70th Avenue, Commerce City, Colorado 80022; and at the office of Muller Engineering Company, Inc., 777 South Wadsworth Boulevard, Suite 4-100, Lakewood, Colorado 80226.

Copies of the Contract Documents for use in preparing Bids may be obtained from Muller Engineering Company, 777 South Wadsworth Boulevard, Suite 4-100, Lakewood, Colorado 80226 on Thursday, August 24, 2017.

A pre-bid meeting will be held at the project site at 10:00 a.m. on Thursday September 7, 2017. Meet at the parking lot of the OWNER’s Wastewater Treatment Plant at 9702 Monaco Street, Henderson, CO 80640.

AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, AMENDING ARTICLE XV OF CHAPTER 70 OF THE FEDERAL HEIGHTS MUNICIPAL CODE REGARDING WIRELESS COMMUNICATION FACILITIES (“WCF”)

Legal Notice No.: 67601 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

ORDINANCE NO. 17-14 INTRODUCED BY: Council Member Murphy Council Member Dougherty

The OWNER reserves the right to reject any and all Bids, to waive informalities, and to reject nonconforming, non-responsive, or conditional Bids.

Public Notice ORDINANCE NO. 17-11 INTRODUCED BY: Council Member Murphy Council Member Dougherty

The Ordinance is available for review in the City Clerk’s office.

The successful Bidder will be required to furnish a Construction Performance Bond and a Construction Payment Bond as security for the faithful performance and the payment of all bills and obligations arising from the performance of the contract.

Public Notice

City and County

Legal Notice No.: 67603 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

INTRODUCED, READ AND PASSED AS AN ORDINANCE, ON FIRST READING, AT A REGULAR MEETING OF THE CITY COUNCIL OF THE CITY OF FEDERAL HEIGHTS, COLORADO, the 1st day of August, 2017.

Notice is hereby given that U.S. Bank National Association (800 Nicollet Mall, Mpls., MN 55402) filed an application with the OCC for permission to relocate its branch office at 3454 W 72nd Ave., Westminster, CO 80030 to 5211 W 72nd Ave., Westminster, CO 80030. Written comments on this application may be delivered within 30 days of this publication to the central district licensing manager of the OCC at One Financial Plaza, #2700, 440 S. LaSalle St., Chicago, IL 60605-1073. The non-confidential portions of the application are on file with the Deputy Comptroller as part of the public file and this file is available for public inspection during regular business hours.

Bid Security in the amount of 5 percent of the total Bid must accompany each Bid.

The Ordinance is available for review in the City Clerk’s office.

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The Ordinance is available for review in the City Clerk’s office.

Legal Notice No.: 67604 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel Public Notice City of Westminster Summary of Proceedings Summary of proceedings of the Westminster City Council meeting of Monday, August 14, 2017. Mayor Atchison, Mayor Pro Tem Garcia, Councillors Baker, Bird, De Cambra, Pinter, and Seitz were all present at roll call.

The minutes of the regular meeting of July 24, 2017, were approved as presented.

Council approved the following: Auto Body Repair Services for Fleet Maintenance Division; Stormwater Program Inspections and Compliance Support; Contract for Landscape Services -Orchard Parkway and West 142nd Avenue Medians; Pressure Zone 3 Expansion Bid Package 5: Gregory Hill Pump Station and Tanks Replacement Construction Contracts and passage on second reading of: Councillor's Bills No. 29 & No. 30 re the Partial Affiliation with the Fire and Police Pension Association Defined Benefit System and the Merging of the Police Pension Plan with the General Employee Pension Plan to be Retitled to the Employee 401(a) Defined Contribution Plan.

Council held a public hearing on the rezoning of the Jehovah’s Witness Kingdom Hall at 11580 Sheridan Blvd.

Council passed the following Councillor’s Bills on first reading: A BILL FOR AN ORDINANCE AMENDING THE ZONING OF THE KINGDOM HALL JEHOVAH’S WITNESS OF WESTMINSTER PROPERTY, A 1.7 ACRE PARCEL GENERALLY LOCATED ON THE SOUTHEAST CORNER SIDE OF 116TH AVENUE AND SHERIDAN BOULEVARD, ADAMS COUNTY, COLORADO, FROM OPEN DISTRICT TO PLANNED UNIT DEVELOPMENT. Purpose: rezoning the subject property, located at 11580 Sheridan Boulevard, owned by the North Congregation of Jehovah’s Witnesses Westminster, Colorado, from Open District to Planned Unit Development.

THE ZONING OF THE KINGDOM HALL JEHOVAH’S WITNESS OF WESTMINSTER PROPERTY, A 1.7 ACRE PARCEL GENERALLY LOCATED ON THE SOUTHEAST CORNER SIDE OF 116TH AVENUE AND SHERIDAN BOULEVARD, ADAMS COUNTY, COLORADO, FROM OPEN DISTRICT TO PLANNED UNIT DEVELOPMENT. Purpose: rezoning the subject property, located at 11580 Sheridan Boulevard, owned by the North Congregation of Jehovah’s Witnesses Westminster, Colorado, from Open District to Planned Unit Development.

August 24, 2017A

City and County

A BILL FOR AN ORDINANCE AMENDING THE 2017 BUDGETS OF THE GENERAL; WATER; WASTEWATER; LEGACY RIDGE GOLF COURSE; WALNUT CREEK GOLF PRESERVE; STORM DRAINAGE; FLEET MAINTENANCE; GENERAL CAPITAL OUTLAY REPLACEMENT; SALES AND USE TAX; AND GENERAL CAPITAL IMPROVEMENT FUNDS AND AUTHORIZING A SUPPLEMENTAL APPROPRIATION FROM THE 2017 ESTIMATED REVENUES IN THE FUNDS. Purpose: appropriating the FY2016 carryover funds into FY2017 budgets of the General, General Capital Improvement Fund, Fleet Maintenance Fund, Sales and Use Tax Fund, Utility Fund, General Capital Outlay Replacement Fund, and Golf Course Funds.

A BILL FOR AN ORDINANCE ACCEPTING A PETITION FOR THE ORGANIZATION OF A GENERAL IMPROVEMENT DISTRICT IN THE CITY OF WESTMINSTER AND MAKING CERTAIN FINDINGS AND DETERMINATIONS; WAIVING ALL REQUIREMENTS FOR NOTICE, PUBLICATION AND A HEARING AS PERMITTED BY STATUTE; DECLARING THE NECESSITY OF THE FORMATION OF THE GENERAL IMPROVEMENT DISTRICT; ESTABLISHING AND CREATING THE CITY OF WESTMINSTER - WESTMINSTER STATION GENERAL IMPROVEMENT DISTRICT; PROVIDING OTHER DETAILS RELATING THERETO. Purpose: creating the City of Westminster - Westminster Station General Improvement District.

A BILL FOR AN ORDINANCE APPROVING A SECOND AMENDMENT TO THE SUBLEASE AND OPTION AGREEMENT WITH THE COLORADO DEPARTMENT OF CORRECTIONS AND CDOT FOR THE LEASE OF A PORTION OF THE FORMER CITY OF WESTMINSTER POLICE DEPARTMENT BUILDING. Purpose: authorizing the City Manager to sign a second amendment to the original lease agreement between the City of Westminster, the Colorado Department of Corrections and the Colorado Department of Transportation, which allows Colorado Department of Corrections to lease an additional 3,840 square feet of vacant space in the former Westminster Police Department building located at 8800 Sheridan Blvd.

A BILL FOR AN ORDINANCE VACATING THE 20-FOOT ALLEY RIGHT-OF-WAY WITHIN BLOCK A-2 OF THE FIRST REPLAT OF DOWNTOWN WESTMINSTER SECTION 6, TOWNSHIP 2 SOUTH, JEFFERSON COUNTY. Purpose: vacating the alley right-of-way within Block A2, Downtown Westminster.

Council adopted the following: Resolution No. 19 re Transfer of Assets to the FPPA Defined Benefit System related to the Partial Affiliation of Certain Police Officers and Certification of Compliance under the FPPA Defined Benefit System for Partial Affiliation of the Police Department; and Resolution No. 20 re City of Westminster Membership in the Compact of Colorado Communities.

There was no further business to come before the City Council, and the meeting adjourned at 9:39 p.m.

By Order of the Westminster City Council Michelle Parker, City Clerk Legal Notice No.: 67605 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

GIVING POWER TO THE PEOPLE

A BILL FOR AN ORDINANCE AMENDING THE 2017 BUDGETS OF THE GENERAL; WATER; WASTEWATER; LEGACY RIDGE GOLF COURSE; WALNUT CREEK GOLF PRESERVE; STORM DRAINAGE; FLEET MAINTENANCE; GENERAL CAPITAL OUTLAY REPLACEMENT; SALES AND USE TAX; AND GENERAL CAPITAL IMPROVEMENT FUNDS AND AUTHORIZING A SUPPLEMENTAL APPROPRIATION FROM THE 2017 ESTIMATED have never been REVENUES IN THE FUNDS. Purpose: appropriating the FY2016 carryover funds into FY2017 budgets of the General, General Capital Improvement Fund, Fleet Maintenance Fund, Sales and Use Tax Fund, Utility Fund, General Capital Outlay Replacement Fund, and Golf Course Funds.

COLORADO

GOVERNMENTS

MORE OPEN

A BILL FOR AN ORDINANCE ACCEPTING A PETITION FOR THE ORGANIZATION OF A GENERAL IMPROVEMENT DISTRICT IN THE CITY OF WESTMINSTER AND MAKING CERTAIN FINDINGS AND DETERMINATIONS; WAIVING ALL REQUIREMENTS FOR NOTICE, PUBLICATION AND A HEARING AS PERMITTED BY STATUTE; DECLARING THE NECESSITY OF THE FORMATION OF THE GENERAL IMPROVEMENT DISTRICT; ESTABLISHING AND CREATING THE CITY OF WESTMINSTER - WESTMINSTER STATION GENERAL IMPROVEMENT DISTRICT; PROVIDING OTHER DETAILS RELATING To know more, read the public notices THERETO. Purpose: creating the City of Westminster - Westminster Station General in today’sImprovenewspaper or go to ment District.

publicnoticecolorado.com

A BILL FOR AN ORDINANCE APPROVING A SECOND AMENDMENT TO THE SUBLEASE ANDBrought OPTION to AGREEMENT WITH THE COL- and the Colorado Press Association you by your newspaper ORADO DEPARTMENT OF CORRECTIONS AND CDOT FOR THE LEASE OF A PORTION OF THE FORMER CITY OF WESTMINSTER POLICE DEPARTMENT BUILDING. Purpose: authorizing the City Manager to sign a second amendment to the original lease agreement

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Northglenn-Thornton • Westminster Window 39

7August 24, 2017 Public Notice ORDINANCE NO. 3897 COUNCILLOR’S BILL NO. 30 SERIES OF 2017 INTRODUCED

BY COUNCILLORS Bird, Seitz A BILL FOR AN ORDINANCE AMENDING TITLE XIV CHAPTER 2 OF THE WESTMINSTER MUNICIPAL CODE CONCERNING THE EMPLOYEE 401(a) DEFINED CONTRIBUTION PLAN THE CITY OF WESTMINSTER ORDAINS: Section 1. Section 14-2-1, W.M.C., is hereby AMENDED to read as follows: EMPLOYEE 401(a) DEFINED CONTRIBUTION PLAN CHAPTER 2 14-2-1: NAME AND PURPOSE OF THE PLAN; HISTORY 14-2-2: DEFINITIONS 14-2-3: PARTICIPATION OF ELIGIBLE EMPLOYEES 14-2-4: CONTRIBUTIONS BY THE CITY AND PARTICIPANTS 14-2-5: DETERMINATION AND VESTING OF PARTICIPANTS’ INTERESTS 14-2-6: RETIREMENT DATE; DESIGNATION OF BENEFICIARY 14-2-7: DISTRIBUTION FROM THE TRUST FUND 14-2-8: RETIREMENT MEDICAL SAVINGS ACCOUNTS 14-2-9: INSURANCE COMPANY CONTRACTS 14-2-10: EMPLOYEE BOARD 14-2-11: POWERS AND DUTIES OF THE TRUSTEE 14-2-12: CONTINUANCE, TERMINATION AND AMENDMENT OF PLAN 14-2-13: MISCELLANEOUS 14-2-1: NAME AND PURPOSE OF THE PLAN; HISTORY: (2464 3319 3447 3704) (A) The City of Westminster (the “City” or the “Employer”) does hereby establish its Employee 401(a) Defined Contribution Plan (the “Plan”), which is a qualified money purchase pension plan. The Plan is created for the exclusive benefit of the City’s eligible Employees who qualify as Participants and their Beneficiaries. The Plan is intended to qualify under Code Section 401(a) and the Trust created pursuant to the Plan is intended to be exempt under Code Section 501(a), and all provisions of the Plan shall be construed in accordance with this intention. Since this is a governmental plan, it is not the intention of the City to have the Plan comply with the provisions of the Code after the enactment of the Employee Retirement Income Security Act of 1974, except to the extent that changes to the Code apply to governmental plans.

(B) On October 1, 1977, the City merged the assets of the Police Pension Fund and the Firefighter’s Pension Fund into the restated Employee’s Pension Plan. Effective January 6, 1986, the City withdrew all employees who were not police officers or firefighters from the Employee’s Pension Plan by a transfer of their aggregate interest into the Plan created in this Chapter. The original plan, formerly known as the Employee’s Pension Plan and Trust Agreement, was then renamed the Police and Fire Pension Plan.

(C) PRIOR COVERAGE UNDER OTHER CITYFUNDED PENSION PLANS. Any Employee who was formerly a participant in the Employee’s Pension Plan and Trust Agreement or the Police and Fire Pension Plan shall automatically have such interest in such plan, whether held by investment agents, the Trustee, or the City, transferred to the Plan upon becoming eligible to be a Participant in the Plan. Upon transfer of the Employee’s interest without a break in municipal service, the Employee shall have the same Participant status as the Employee had under the other plan.

(D) On September 1, 2004, the City transferred the assets of the Firefighter’s Pension Plan to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system and the Firefighter’s Pension Plan was terminated.

Participants in the Firefighter’s Pension Plan became participants in the FPPA defined benefit system. Assets in the retirement medical savings account in the Firefighter’s Pension Plan were transferred to the the Plan for use as defined in Section 14-2-8, W.M.C. (E) On October 2, 2017, the City transferred assets of the Police Pension Plan, for those Participants that elected to affiliate, to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system. Assets remaining in the Police Pension Plan were merged to the Plan. Assets in the retirement medical savings accounts were merged with the Plan for use as defined in Section 14-2-8, W.M.C. Police Officers hired on or after October 2, 2017 are participants in the FPPA defined benefit system.

Section 2. Section 14-2-2, W.M.C., is hereby AMENDED to read as follows: 14-2-2: DEFINITIONS: (2464 3319 3447 3584 3704 3749) The following words, terms and phrases, when used in this Chapter, shall have the following meanings, unless the context clearly indicates otherwise; and further provided that the masculine gender shall include the feminine, and the singular shall include the plural.

“Beneficiary” shall mean any person or entity that, pursuant to Section 14-2-6(A), W.M.C., becomes entitled to receive all or any part of a Participant’s Interest upon the Participant’s death.

“Board” shall mean the Employee Board established in this Chapter.

“City” shall mean the City of Westminster, Colorado. The City also may be referenced in the Plan as the “Employer.”

“Civil Union Partner” shall mean an Employee’s lawful civil union partner, as determined by the laws of the jurisdiction where the union occurred until the entry of a dissolution of the union.

“Code” shall mean the Internal Revenue Code of 1986, as it may be amended, or re-enacted or replaced. Reference to a specific section of the Code shall mean the section in effect at the date of adoption of the Plan, or any successor section to such section.

“Compensation” shall mean the base pay of a Participant for services rendered to the City, excluding overtime pay, bonuses, insurance premiums, pension and retirement benefits, and all contributions by the City to the Plan, to any health, accident or welfare fund or plan, or any similar benefit. Compensation shall be computed prior to any salary reduction for mandatory contributions picked up by the City or amounts deferred under a deferred compensation plan or a salary reduction plan or pre-tax medical plan.

Compensation for part-time employees is the pay earned for the amount of FTEs budgeted for their positions. For purposes of determining the compensation applicable to the limitations on annual contributions in Section 14-2-5, W.M.C., Compensation shall be as defined in Section 14-2-5(B)(5), W.M.C. Effective January 1, 2009, (A) an individual receiving a differential wage payment (as defined

by Code Section 3401(h)(2)) shall be treated as an Employee of the Employer making the payment, (B) the differential wage payment shall be treated as compensation for purposes of Code Section 415 and any other Code section that references the definition of compensation under Code Section 415, and (C) the Plan shall not be treated as failing to meet the requirements of any provision described in Code Section 414(u)(1)(C) by reason of any contribution or benefit which is based on the differential wage payment.

“Contributing Participant” shall mean any Eligible Employee who is making contributions to the Plan, whether or not the City is contributing to the Plan on behalf of such Eligible Employee.

“C.R.S.” shall mean the Colorado Revised Statutes.

“Direct Rollover” shall mean a payment by the Plan to the Eligible Retirement Plan specified by the Distributee.

“Distributee” shall mean an Eligible Employee or former Eligible Employee. In addition, the Eligible Employee’s or former Eligible Employee’s surviving spouse and the Eligible Employee’s or former Eligible Employee’s spouse or former spouse who is the alternate payee under a QDRO are Distributees with regard to the interest of the spouse or former spouse.

“Eligible Employee” shall mean an Employee who fills a City-authorized position or temporary intern position in a 0.5 FTE or greater, excluding individuals employed as firefighters and Police Officers who elected to join the FPPA system on October 2, 2017 and Police Officers hired on or after October 2, 2017, temporary employees, elected officials, independent contractors, volunteers and non-benefited full-time and part-time employees.

“Eligible Retired Public Safety Officer” shall mean a Police Officer who is separated from service with the City as a public safety officer by reason of disability or is separated from service with the City as a public safety officer and separated from service after normal retirement age, as defined in Section 14-2-6(A)(1), W.M.C. “Eligible Retirement Plan” shall mean (A) an individual retirement account described in Code Section 408(a), (B) an individual retirement annuity described in Code Section 408(b), (C) an annuity plan described in Code Section 403(a), (D) a qualified trust described in Code Section 401(a), (E) an eligible plan under Code Section 457(b) that is maintained by a state, political subdivision of a state, or any agency or instrumentality of a state or political subdivision of a state, (F) an annuity contract described in Code Section 403(b) and (G) a Roth IRA described in Code Section 408A(b). The preceding definition of Eligible Retirement Plan shall also apply in the case of a distribution from the Plan to a surviving spouse or to a spouse or former spouse who is the alternate payee under a QDRO. In the case of an Eligible Rollover Distribution from the Plan to a non-spouse beneficiary, an Eligible Retirement Plan shall mean an individual retirement account described in Code Section 408(a), individual retirement annuity described in Code Section 408(b), or a Roth IRA described in Code Section 408A(b).

“Eligible Rollover Distribution” shall mean any distribution of all or any portion of the balance to the credit of the Distributee, except that an Eligible Rollover Distribution does not include: (A) any distribution that is one of a series of substantially equal period payments (not less frequently than annually) made for the life (or life expectancy) of the Distributee or the joint lives (or joint life expectancies) of the Distributee and the Distributee’s designated Beneficiary, or for a specified period of ten (10) years or more; (B) any distribution to the extent such distribution is required under Code Section 401(a)(9); and (C) the portion of any distribution that is not includable in gross income. A portion of a distribution shall not fail to be an Eligible Rollover Distribution merely because the portion consists

of after-tax employee contributions that are not includable in gross income; provided that such portion is transferred in a direct trustee-to-trustee transfer (1) to a qualified trust or to an annuity contract described in Code Section 403(b) and such trust or contract agrees to separately account for amounts so transferred (and earnings thereon), including separately accounting for the portion of such distribution that is includable in gross income and the portion of such distribution that is not so includable or (2) to an individual retirement account or annuity described in Code Section 408(a) or 408(b).

“Employee” shall mean a person who receives monetary compensation from the City in return for present services or work performed on a non-contractual basis, or who is on a leave of absence without pay that has been approved by the Human Resources Director or Designee.

This definition shall include all full-time and part-time regular, administrative officers, temporary, provisional, seasonal, substitute, hourly, instructor, indexed, intern, special project, short-term disability and emergency employees. This definition shall exclude elected municipal officials, volunteer firefighters, all other volunteer personnel, and retirees from the City.

The determination of whether an individual is an Employee, an independent contractor or any other classification of worker or service provider and the determination of whether an individual is classified as a member of any particular classification of employees shall be made solely in accordance with the classifications used by the Employer and shall not be dependent on, or change due to, the treatment of the individual for any purposes under the Code, common law or any other law, or any determination made by any court or government agency.

“Employer” shall mean the City.

“FTE” shall mean full-time equivalents.

“Full Participant” shall mean any Eligible Employee who is qualified to receive City contributions under the Plan.

“Inactive Participant” shall mean any person who has been a Contributing Participant to the Plan or a preceding pension plan of the City and who is no longer an Eligible Employee, but who has not received full distribution of all respective Interest.

“Interest” shall mean the amount of a Participant’s share in the Trust Fund, including City contributions, Employee contributions, and earnings thereon.

“Investment Advisor” shall have the meaning ascribed to it in Section 14-2-10(B)(1), W.M.C. “OASDI” shall mean old age survivors and disability insurance.

“Participant” shall mean any Contributing Participant or Inactive Participant.

“Plan” shall mean the Employee 401(a) Defined Contribution Plan established in this Chapter and all subsequent amendments thereto.

“Plan Administrator” shall mean the person appointed by the City Manager to administer the Plan.

“Plan Year” shall mean the City’s fiscal year, which is the calendar year, and which shall also be the fiscal year of the Trust Fund established pursuant to the Plan.

“Police Officer” shall mean any person who is employed by the City as a Police Officer, as defined by Title III of W.M.C., and who either is the Chief of Police or reports to the Chief of Police.

“QDRO” shall mean a qualified domestic relations order as defined in Code Section 414(p).

“Qualified Health Insurance Premiums” shall mean premiums for coverage of the Eligible Retired Public Safety Officer, their spouse, and dependents, by an accident or health insurance plan or qualified long-term care insurance contract as defined in Code Section 7702B(b).

“Qualified Military Service” shall mean service in the uniformed services of the United States (as defined in Chapter 43 of Title 38 of the United States Code) by any individual, if such individual is entitled to re-employment rights with respect to such service.

“Retirement Medical Savings Accounts” shall have the meaning ascribed to it in Section 14-28(A)(1), W.M.C. “Termination of Employment” shall mean the cessation of a person’s status as an “Employee” as defined in this Section. Termination due to dismissal shall become effective on the date after the employee’s grievance rights, if any, have lapsed or, if a grievance is filed, on the date of the final decision by the City.

“Total Disability” shall mean a disability that permanently renders a Contributing Participant unable to perform satisfactorily the Participant’s usual duties of employment with the City as determined by the City and that results in the Participant’s Termination of Employment with the City.

“Trust Fund” shall mean the assets of the trust established pursuant to the Plan, out of which the benefits under the Plan shall be paid, including all income of whatever nature earned by the Trust Fund and all increases in fair market value.

“Trustee” shall mean the trustee of the Trust Fund established pursuant to the Plan, who shall always be the current acting Finance Director of the City of Westminster, and any duly qualified

corporate co-trustee appointed pursuant to Section 14-2-11, W.M.C., and any duly appointed and qualified successor trustees.

“W.M.C.” shall mean the Westminster Municipal Code.

Section 3. Section 14-2-3, W.M.C., is hereby AMENDED to read as follows: 14-2-3: PARTICIPATION OF ELIGIBLE EMPLOYEES: (2464 3319 3447 3704 3749) (A) PARTICIPANTS. (1) Contributing Participant. Each Eligible Employee hired on or after January 6, 1986, shall become a Contributing Participant in the Plan on the date the Eligible Employee becomes a regular or qualified part-time employee and has attained the age of eighteen (18). By accepting employment with the City, each Employee shall be deemed to have consented to the terms and provisions of the Plan.

(2) Full Participant. No matter when an Eligible Employee becomes a Contributing Participant, each Eligible Employee shall become a Full Participant, eligible to receive Employer contributions on the first day of the pay period coinciding with or immediately following the date on which the Eligible Employee has completed twenty-two (22) months of service with the City and has attained the age of eighteen (18), provided such Eligible Employee is still employed as an Employee on such date and has not severed employment (as provided in subsection (4)(d) of this Section) during such twenty-two (22) month period.

(3) Terminated Participant. No Participant may make contributions to the Plan pursuant to Sections 14-2-4, W.M.C., other than changes in the valuation of, or earnings on, the Participant’s undistributed Interest, after Termination of Employment or loss of status as an Employee as defined in this Chapter.

(4) Determination of service. For the purpose of determining eligibility to become a Full Participant, service shall be determined in accordance with the following rules: (a) Service shall include the continuous period of time an individual is employed by the City as an Eligible Employee, commencing on the date the individual is categorized as an Eligible Employee. (b) A leave of absence without pay, other than for military service, shall be considered a break in continuous municipal service, unless municipal service is extended. Neither the City nor the Eligible Employee shall be required to contribute to the Participant’s account during a leave of absence without pay. (c) Any Eligible Employee who has entered or enters the armed forces of the United States shall be presumed to be on a leave of absence, regardless of the length of such service, and such leave of absence shall not be considered as a break in continuity of service or a Termination of Employment, provided the individual returns to the employ of the City within ninety (90) days (or such other length of time required by applicable law) of the date on which the individual shall have the right to release from military service or from the hospital in the event of service-caused disability, without intervening employment elsewhere. (d) Dismissal or voluntary Termination of Employment with the City shall be considered as a break in continuity of service; regardless of the length of the break in continuity of service, subsequent re-employment shall be deemed to be new employment, and the Employee will be subject to the eligibility requirements as if such Employee were a new Employee, whether or not such Employee was formerly a Full Participant.

However, if the City reinstates an Eligible Employee subsequent to dismissal, this paragraph shall not apply. (e) The provisions of this paragraph (4) shall be applied to all Eligible Employees and Participants in a like manner.

cent (10.25%) of each Full Participant’s Compensation for that pay period; provided that, during any period in which the City is required to make contributions on behalf of Participants under the Federal Insurance Contributions Act or the Social Security Act, the contribution to the Plan for each Participant shall be offset by the amount of the OASDI portion of the Social Security taxes paid by the City for such Participant. This offset shall not exceed the City contribution.

(2) Time and method of payment of contribution by the City. The contributions of the City shall be made every pay period and shall be credited to the Plan each pay period.

(B) CONTRIBUTIONS BY CONTRIBUTING PARTICIPANTS. (1) Mandatory employee contributions. (a) Each Contributing Participant must contribute to the Trust Fund a percentage of such Participant’s Compensation for each pay period as follows: for the pay periods commencing January 1, 1997, eight percent (8%) and for the pay periods commencing January 1, 1998, and thereafter, ten percent (10%) or, if greater, the percentage at least equal to the OASDI tax rate.

During any period in which the Contributing Participant is required to make contributions under the Federal Insurance Contributions Act or the Social Security Act, the mandatory contribution to the Plan by each Contributing Participant shall be offset by the OASDI taxes paid by the Participant, except that no offset for OASDI taxes shall reduce the mandatory contribution to the Plan for a Participant to less than two and one-half percent (2.5%) of that Contributing Participant’s Compensation for that pay period. (b) For the pay period commencing December 21, 1987, and thereafter, the contribution provided by this paragraph shall be picked up and paid by the City, as Employer, as provided in Code Section 414(h), and the Participant’s gross income shall be reduced by the amount of the contributions picked up by the City. (c) Each Participant, as a condition to such Participant’s employment with the City, shall be deemed to have authorized the City to reduce the Participant’s Compensation by such amount from each paycheck and to transmit such amount directly to the Plan custodian, according to the provisions of this Chapter. (d) Separate accounts shall be maintained for the mandatory contributions of the Employees, prior to the pick up of such contributions by the City and the contributions picked up by the City.

(2) Voluntary contributions. (a) Subject to the provisions of Section 14-25(B), W.M.C., each Contributing Participant may elect to contribute to the Trust Fund an amount that, when combined with the mandatory contributions required in paragraph (1) of this subsection (B), does not exceed the amount described in Section 14-2-5(B)(1), W.M.C. (b) The amount, if any, which a Contributing Participant voluntarily contributes to the Trust Fund, must be contributed through payroll deductions on an after-tax basis. A Contributing Participant may have the option of increasing, decreasing or terminating voluntary contributions at any time.

No Participant shall have any obligation to make any voluntary contribution. (c) For purposes of this Section, amounts representing the Participant’s interest in another qualified pension plan transferred in accordance with Section 14-2-4(F), W.M.C., shall not be considered voluntary contributions.

(3) Payment of participant contributions. The contributions of the Contributing Participant shall be withheld every pay period and shall be credited to the Plan each pay period.

(C) RETIREMENT MEDICAL SAVINGS ACCOUNTS. See Section 14-2-8, W.M.C., for the terms and conditions relating to Retirement Medical Savings Accounts.

(B) BOARD TO DETERMINE PARTICIPANTS.

(D) CITY’S OBLIGATIONS.

(1) Obligations of the City. The City shall deliver to the Board in writing such information from the City’s records with respect to Employees and their Compensation as the Board may require, in order to determine the identity and interests of the Participants, and otherwise to perform its duties hereunder.

(1) No contract of employment. The adoption and continuance of the Plan, as set forth in this Chapter, shall not be deemed to constitute a contract between the City and any Employee or Participant, nor to be consideration for, or an inducement or condition of, the City’s employment of any person.

(2) Information provided by the City. Any information given by the City to the Board pursuant to subsection (B) of this Section shall, for all purposes of this Chapter, be binding on all parties in interest; provided that, whenever any Employee proves to the satisfaction of the City that such Employee’s period of employment with the City or such Employee’s Compensation as so given is incorrect, the City shall correct such information and so advise the Board.

Nothing in this Chapter shall be deemed to give any Employee or Contributing Participant the right to be retained in the employ of the City, or to interfere with the right of the City to discharge any Employee or Contributing Participant at any time, nor shall it be deemed to give the City the right to require the Employee or Contributing Participant to remain in its employ, nor shall it interfere with the right of any Employee or Contributing Participant to terminate employment at any time.

(3) Determination of the Board. The determination of the Board as to the identity of the respective Participants and as to their respective interests shall be binding upon the City and Trustee, all Employees, all Participants and all Beneficiaries.

Section 4. Section 14-2-4, W.M.C., is hereby AMENDED to read as follows: 14-2-4: CONTRIBUTIONS BY THE CITY AND PARTICIPANTS: (2464 3319 3360 3447 3704 3749) (A) CONTRIBUTIONS BY THE CITY. (1) Determination of contribution by the City. On and after January 6, 1986, each pay period the City shall contribute to the credit of each Full Participant’s account, ten and one-quarter per-

(2) No liability. The City shall not incur any liability whatsoever to the Trust Fund, any Participant or any Beneficiaries, the Trustee, or any other person, for anything done or omitted by the Trustee, or for the loss or depreciation, in whole or in part, of the Trust Fund.

(E) CONTRIBUTIONS FOR PERIODS OF QUALIFIED MILITARY SERVICE. The Employer shall make all contributions to the Plan required

by Code Section 414(u) that are attributable to periods of Qualified Military Service. In addition, the Employer shall allow any Participant to make mandatory Employee contributions and voluntary contributions for periods of Qualified Military Service as required by Code Section 414(u). The Continued to Next Page No. 67607

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40 Northglenn-Thornton • Westminster Window Continued From Last Page Page 2 of 4 Employer may elect to make additional contributions based upon such Qualified Military Service, based upon Employer contributions made during the applicable period, provided such election by the Employer is made on a nondiscriminatory basis applicable to all similarly-situated Employees who have Qualified Military Service.

Any contributions made under this subsection shall be subject to the provisions of Code Section 414(u) and the provisions of the Plan shall be applied considering any such contributions as having been made during the Plan Year to which the contributions relate.

(F) ROLLOVER CONTRIBUTIONS. A Participant may transfer to the Participant’s Interest all or any portion of the Participant’s vested interest in the assets, including after-tax employee contributions, held under any other Eligible Retirement Plan (but excluding Roth IRAs described in Code Section 408A), subject to acceptance of such rollover contribution by the Board. The rollover contribution must be transferred to the Plan either (1) in a direct trustee-to-trustee transfer from the other Eligible Retirement Plan or (2) by the Participant within sixty (60) days after the Participant has received the vested interest from such other Eligible Retirement Plan. In such event, the assets so received shall be (a) fully vested, (b) held in a separate account and (c) administered and distributed pursuant to the provisions of the Plan concerning Employer contributions. No rollover contribution shall (x) include assets from any plan that the Board determines, in its sole discretion, would impose upon the Plan requirements as to form of distribution that would not otherwise apply hereunder or (y) contain nondeductible contributions made to such other Eligible Retirement Plan by the Participant unless the transfer to the Participant’s interest is directly from the funding agent of such other Eligible Retirement Plan. An Inactive Participant may make a rollover contribution from an Eligible Retirement Plan that is a Code Section 457(b) plan only if it is the City’s Code Section 457(b) plan.

Section 5. Section 14-2-5, W.M.C., is hereby AMENDED to read as follows: 14-2-5: DETERMINATION AND VESTING OF PARTICIPANTS’ INTERESTS: (2464 3319 3447 3584 3704) (A) ALLOCATION OF EMPLOYER CONTRIBUTIONS. The contributions made by the Employer to the credit of the account of each Full Participant shall be allocated to the account of each such Participant as of the end of each pay period. Any allocation shall be subject to the limitations set forth in subsection (B) of this Section.

(B) LIMITATIONS ON ALLOCATIONS. (1) General rule. In no event may a Participant receive an allocation for any Plan Year that, when combined with contributions allocated to the Participant’s Retirement Medical Savings Account (if any) and a Participant-related allocation under any other defined contribution plan established by the City, exceeds the lesser of (a) one hundred percent (100%) of the Participant’s Compensation for such year or (b) fifty-one thousand dollars ($51,000) (for the 2013 Plan Year), provided that such figure shall be adjusted as provided in Code Section 415(d). For purposes of clarification, the compensation limit referred to in clause (a) in the preceding sentence shall not apply to any contribution allocated to the Participant’s Retirement Medical Savings Account, which is otherwise treated as an annual addition.

For the purpose of applying the foregoing limitation, the limitation year shall be the Plan Year. If a short limitation year is created as a result of a change in the limitation year, the dollar limitation for such short limitation year shall be the dollar limitation set forth in this subsection multiplied by a fraction, the numerator of which is the number of months in such short year and the denominator of which is twelve (12).

(2) Allocations. For the purpose of applying the limitations of this Section, the allocation to the Participant shall include the following amounts allocated to the account of a Participant for a limitation year: Employer contributions, forfeitures, and nondeductible contributions made by the Participant, provided that, for years beginning before 1987, only nondeductible contributions in excess of six percent (6%) of the Participant’s Compensation for the year, or one-half (1/2) of the nondeductible contributions made by the Participant, whichever shall be less, shall be counted as an allocation. Except that, for the Plan Years beginning on or after January 1, 1994, allocations may not be based on Compensation in excess of the annual limitation of two hundred fifty-five thousand dollars ($255,000) (for the 2013 Plan Year), subject to adjustment as provided for by law or regulation, for the account of any individual Participant. For the purpose of applying the limitations of this Section, compensation from and allocations received under any retirement plan maintained by any other employer that is a common member with the Employer of either a controlled group of businesses or an affiliated service group, as prescribed by law or regulation, shall be counted.

cedure 2013-12 or any superseding guidance, including, but not limited to, the preamble of the final Section 415 Regulations.

(5) Compensation. For the purposes of applying the limitations of this subsection (B), Compensation means the total amount paid by the Employer to a Participant for services rendered to the Employer that are included in the taxable income of the Participant, including any amounts paid to the Participant by the later of (x) two and one-half (2-½) months after the Participant’s separation from employment or (y) the end of the limitation year that includes such date of the Participant’s separation from employment if, absent such separation from employment, such amounts would have been paid to the Participant while the Participant continued in employment with the Employer. For limitation years beginning after December 31, 1997, Compensation for the purposes of this Section shall not be reduced by voluntary salary deferrals or reductions for a Participant under a plan established under Code Section 125, 132(f)(4), 402(g)(3), 457, 401(k) or 403(b). The “Annual Compensation” of each Participant taken into account in determining allocations for any Plan Year beginning after December 31, 2012, shall not exceed two hundred fifty-five thousand dollars ($255,000), as adjusted for cost-of-living increases in accordance with Code Section 401(a)(17)(b). “Annual Compensation” means Compensation during the Plan Year or such other consecutive twelve- (12-) month period over which Compensation is otherwise determined under the Plan (the determination period). The cost-of-living adjustment in effect for a calendar year applies to annual compensation for the determination period that begins with or within such calendar year.

(C) ALLOCATION OF EARNINGS, LOSSES, CHARGES AND CHANGES IN FAIR MARKET VALUE OF THE NET ASSETS OF THE TRUST FUND. Earnings and losses of the Trust Fund and changes in the fair market value of the net assets of the Trust Fund shall be allocated under the direction of the Trustee at least quarterly to the Participants as of each regular evaluation date, in the ratio that the total dollar value of the Interest of each such Participant bears to the aggregate dollar value of all of such Interests of all such Participants. Administrative charges shall be allocated as a flat fee per participant each quarter with a balance greater than $1,000 after completion of one quarter of employment. Third party charges shall be allocated pro-rata across all accounts with balances greater than $1,000 who have completed one quarter of employment but capped at $300,000.

(D) PARTICIPANT’S ACCOUNTS. The Board shall maintain, or cause the City or Trustee to maintain, an account for each Participant showing the dollar value of such Participant’s current Interest resulting from any contributions made by the City, which account shall be known as the City contributions account. Separate accounts to be known as Participants’ contributions accounts shall also be kept, showing the contributions of each Participant and the earnings, losses and changes in fair market value thereof.

(E) EVALUATION DATES. The regular evaluation dates of the Trust Fund shall be at least the last bank business day of each calendar quarter, at which time the Board shall determine, or cause the Trustee to determine, the value of the net assets of the Trust Fund, i.e., the value of all of the assets of the Trust Fund at fair market value thereof, less all liabilities, both as known to the Trustee, including the value of the contributions of the City and the Participants for that quarter. If an event described in Section 14-2-7 (A), W.M.C., occurs between regular evaluation dates requiring a distribution of any part of a Participant’s Interest, the dollar value of such Participant’s Interest shall be adjusted to reflect the contributions made after the last evaluation date without any earnings, losses or other changes. The dollar value of a Participant’s Interest as so adjusted shall be the amount that shall be distributed to such Participant or such Participant’s Beneficiary.

(F) VESTING OF PARTICIPANTS’ INTERESTS. (1) Fully vested. A Participant’s Interest in the contributions made by him, and the earnings, losses and changes in fair market value thereof, shall be fully vested at all times. The Interest of a Participant in the contributions made by the City, and the earnings, losses and changes in fair market value thereof, shall be fully vested at all times.

(2) Distribution of a Participant’s Interest. Any Interest shall be and become payable to a Participant or such Participant’s Beneficiaries only as and to the extent provided in this Chapter; and a Participant who dies having designated a Beneficiary shall cease to have any interest hereunder or in the Participant’s separate trust account, and the Participant’s Beneficiary shall become entitled to distribution thereof as herein provided by virtue of the terms of this Chapter and not as a result of any transfer of said Interest or account.

(3) Excluded amounts. Any amount not mentioned in paragraph (2) of this subsection shall not be considered an allocation. The amounts not considered as allocations include deductible Participant contributions, rollover contributions and transfers from other qualified plans allocated to the account of a Participant.

(G) VESTING UPON TERMINATION OF PLAN OR DISCONTINUANCE OF CONTRIBUTIONS. Notwithstanding the provisions of subsection (F) of this Section, upon the termination of the Plan or upon the complete discontinuance of contributions under the Plan to the Trust Fund, the Interests of all Participants shall become fully and completely vested and nonforfeitable for all purposes.

(4) Treatment of excess. With respect to any limitation year beginning on or after July 1, 2007, in the event an allocation would otherwise exceed the limitations of this Section (an “excess allocation”) with respect to a Participant, the Plan shall only correct the excess allocation in accordance with the Employee Plans Compliance Resolution System (“EPCRS”), as set forth in Revenue Pro-

(H) INVESTMENT OF PARTICIPANT’S INTEREST. A Participant’s Interest shall be invested in the investment options in accordance with the investment elections specified by the Participant.

A Participant may change the investment of contributions and may reallocate amounts in such Participant’s Interest among the investment options in a manner determined by the Plan

August 24, 2017A custodian and subject to such provisions as the Plan Administrator may adopt. Allocation of assets among investment options is solely the responsibility of each Participant. The fact that an investment option is available for investment to Participants under the Plan shall not be construed as a recommendation for investment in that investment option.

Section 6. Section 14-2-6, W.M.C., is hereby AMENDED to read as follows: 14-2-6: RETIREMENT DATE; DESIGNATION OF BENEFICIARY: (2464 3319 3390 3447 3584 3704) (A) RETIREMENT DATE. (1) Normal retirement. For the purposes of Section 14-2-7(L), Payment for Qualified Health Insurance Premiums, the normal retirement age for each Participant shall be age fifty-five (55) and, on the last day of the month in which the Participant attains normal retirement age, the Participant shall be entitled to retire voluntarily.

(B) BENEFICIARIES. (1) Designation of Beneficiaries. Each Participant shall have the right to designate one or more Beneficiaries and one or more contingent Beneficiaries to receive the Participant’s Interest upon the Participant’s death, such designation to be made in the form prescribed by and delivered to the Board. The Participant shall have the right to change or revoke any such designation from time to time by filing a new designation or notice of revocation with the Board, and no notice to any Beneficiary nor consent by a Beneficiary shall be required to effect any such change or revocation. Any Beneficiary designation shall be effective when received by the Board.

(2) Determination of a Beneficiary when there is no designated Beneficiary. If a Participant shall fail to designate a Beneficiary before the Participant’s death, or if all designated Beneficiaries or contingent Beneficiaries should die, cease to exist before the Participant’s death, or if all designated Beneficiaries or contingent Beneficiaries disclaim their interests or die prior to distribution, the Board shall direct the Trustee to pay the Participant’s entire Interest to the Participant’s surviving spouse or Civil Union Partner (as applicable), if any, or, if none, then to the personal representative of the Participant’s estate. If, however, no personal representative shall have been appointed, and no actual notice thereof has been given to the Board within one hundred twenty (120) days after the Participant’s death, the Board may direct the Trustee to pay the Participant’s entire Interest to such person or persons as may be entitled thereto under the intestate laws of Colorado and, in such case, the Board may require such proof of right or identity from such person or persons as the Board may deem necessary.

(3) Insurance policies. The Beneficiary of any insurance on a Participant’s life shall be determined and designated as provided in Section 14-2-9(A), W.M.C. Section 7. Section 14-2-7, W.M.C., is hereby AMENDED to read as follows: 14-2-7: DISTRIBUTION FROM THE TRUST FUND: (2464 3319 3390 3447 3584 3704 3749) (A) WHEN INTERESTS BECOME DISTRIBUTABLE AND EFFECT THEREOF. When a Participant dies, suffers Total Disability, retires or experiences a Termination of Employment for any other reason, the Participant’s Interest shall thereupon become distributable. When a Participant’s Interest shall have become distributable, such Participant’s Interest shall remain a part of the Trust Fund until it is distributed.

(B) INFORMATION TO BE FURNISHED TO THE BOARD. For the purpose of enabling the Board to determine the Participant’s distributable Interest, the Board shall be entitled to rely upon information provided to the Board by the City with respect to the date of the Participant’s Termination of Employment and other such information as is needed and requested.

(C) DISTRIBUTION OF INTERESTS. (1) Insurance. If there has been an investment in life insurance for the benefit of any Participant whose interest becomes distributable for any reason other than death, such Participant may, subject to any limitation set forth elsewhere in the Plan, obtain an absolute assignment of any such life insurance by informing the Board of such election. If said election is not exercised within thirty (30) days after the Participant’s Termination of Employment and the conversion election provided for is not made, the Board shall cause said contract to be surrendered no later than the end of the policy year and shall add the proceeds of such surrender to the interest of said Participant. After December 31, 1996, no new life insurance contracts may be adopted as pension investments under the Plan.

2) Election to defer benefits. A Participant may elect to defer the commencement of distribution of the Participant’s benefit, but in no event shall the commencement of distribution be later than the required distribution commencement date specified in subsection (F) of this Section.

(3) Distribution of Participant’s Interest. Any other provision of this subsection (C) to the contrary notwithstanding, a Participant, in the event of a Termination of Employment for any reason, shall be entitled to receive payment in one lump sum of the Participant’s Interest, provided the Participant makes written demand therefor upon the Board. Notwithstanding any provision of the Plan to the contrary, if the amount of a Participant’s Interest (including any rollover contributions that were made to the Plan pursuant to Section 142-4(F), W.M.C.) does not exceed one thousand dollars ($1,000) at the time of a Participant’s Termination of Employment for any reason,

such Participant’s Interest shall be automatically distributed in a cash lump sum as soon as administratively practicable after the Participant’s Termination of Employment for any reason.

For purposes of this subsection (C)(3), if such amount is zero, the Participant will be deemed to have received a distribution of such amount.

(D) TRANSFERS FROM THE PLAN INTO AN ELIGIBLE RETIREMENT PLAN. (1) The Trustee is authorized, at the direction of the Plan custodian and at the request of the Participant, to transfer the portion of such Participant’s vested Interest that is an Eligible Rollover Distribution and has become distributable under subsection (A) of this Section directly to another Eligible Retirement Plan for the benefit of such Participant, provided such transfer satisfies the requirements under law for such transfers and rollover contributions and the transferee plan accepts the Participant’s Eligible Rollover Distribution from the Plan.

(2) If a Participant becomes eligible to participate in the FPPA system without a break in municipal service, the Participant may elect to have his/her vested Interest transferred to the FPPA system, as permitted by FPPA. (E) WITHDRAWALS WHILE EMPLOYED. A Participant may elect to receive a distribution while still employed by the City as follows: (1) Age 62 withdrawal. A Participant who has attained age sixty-two (62) may elect to begin distributions from the Trust Fund according to the rules described in this Section 14-2-7, W.M.C., while employed by the City, if the Participant’s current annual base salary at the time of election is at least twenty-five percent (25%) less than the Participant’s highest annual base salary.

(2) Age 62 withdrawal. Effective January 1, 2014, a Participant who has attained age sixty-two (62) may elect to receive a distribution of up to fifteen percent (15%) of the Participant’s Interest according to the rules described in this Section 14-2-7, W.M.C., provided that the Participant irrevocably agrees to terminate employment with the City within five (5) years from receipt of this distribution.

(3) Age 59-1/2 withdrawal. An active sworn Police Officer who has attained age fifty nine and one half (59-1/2) may elect to begin distributions from the Trust Fund according to the rules described in this Section 14-2-7, W.M.C., while employed by the City, if the Participant’s current annual base salary at the time of election is at least twenty-five percent (25%) less than the Participant’s highest annual base salary.

(4) Age 59-1/2 withdrawal. Effective January 1, 2014, an active sworn Police Officer who has attained age fifty nine and one half (59-1/2) may elect to receive a distribution of up to fifteen percent (15%) of the Participant’s Interest according to the rules described in this Section 13-2-7, W.M.C. provided that the Participant irrevocably agrees to terminate employment with the City within five (5) years from receipt of this distribution.

(F) REQUIRED DISTRIBUTION COMMENCEMENT DATE. Distribution of a Participant’s Interest must begin no later than April 1 of the calendar year following the later of the year the Participant attains the age of seventy and one -half (70-1/2) or the year the Participant retires.

(G) SPENDTHRIFT PROVISIONS. (1) General rule. Except as otherwise provided in this Chapter, all amounts payable pursuant to this Chapter by the Trustee shall be paid only to the person or persons entitled thereto, and all such payments shall be paid directly into the hands of such person or persons and not into the hands of any other person or corporation whatsoever, and such payments shall not be liable for the debts, contracts or engagements of any such person or persons, or taken in execution by attachment or garnishment or by any other legal or equitable proceedings; nor shall any such person or persons have any right to alienate, anticipate, commute, pledge, encumber or assign any such payments or the benefits, proceeds or avails thereof.

(2) QDRO. Paragraph (1) of this subsection shall not apply to the creation, assignment or recognition of a right to any benefit payable with respect to a Participant or alternate payee pursuant to a QDRO setting forth the agreement of the parties with respect to the division of benefits in compliance with Code Section 414(p) and Section 14-10-113, C.R.S. The QDRO must specifically address the division of any Retirement Medical Savings Account, if applicable. A lump sum distribution will be made pursuant to such QDRO within one hundred twenty (120) days after the date on which a certified court order approving such an agreement permitting such a distribution has been submitted to and received by the Board. Procedures for submitting a QDRO may be obtained from the Board or its delegate.

The Board shall establish such reasonable procedures as are necessary to determine the compliance of a domestic relations order with the requirements of Section 14-10-113, C.R.S., and to administer distributions under such qualified order. Such procedures may be at the discretion of the Board, including standardized forms to be used for such marital agreements and orders. A person who obtains a right to a benefit payable to a Participant pursuant to a qualified domestic relations order shall have no rights to vote in elections held pursuant to the Plan.

(H) MANNER OF DISTRIBUTION. A Participant’s Interest may be distributed by one or more of the following methods: (1) Lump sum distribution. The Participant’s Interest may be paid to the Participant or the

Participant’s Beneficiary by the distribution of the total balance of the Participant’s Interest in one lump sum. The Participant, or the Participant’s Beneficiary in the event of the Participant’s death, shall have the right to have the distribution made in a lump sum by filing a written election with the Trustee within such time as the Board shall prescribe.

(2) Installments. The Participant’s Interest may be paid to the Participant or the Participant’s Beneficiary in substantially equal periodic installments over a period of time not to exceed the joint life expectancy of the Participant and the Participant’s Beneficiary (or until the Interest is exhausted) and not in installment frequency greater than monthly. This maximum period shall be determined under the applicable IRS Tables at the time the initial monthly installment payment becomes payable. The Participant, or the Participant’s Beneficiary in the event of the Participant’s death, shall have the right to have the distribution made in this manner by filing a written election with the Trustee within such time as the Board shall prescribe.

(3) Other methods. Notwithstanding the foregoing provisions, any Interest that has become distributable for any reason may be distributed at such time or times, in such amount or amounts, and in such manner, as the Board and the recipient of such distribution may mutually determine, including a transfer to another qualified plan or individual retirement account.

(I) LIMITATION ON DURATION OF PAYMENTS. (1) General rule. No distribution shall be made over a period exceeding the joint life expectancy of the Participant and the Participant’s Beneficiary. To the extent distribution is made after the Participant attains the age of seventy and one-half (70-1/2), if not paid in a lump sum, the distribution must be made in substantially equal periodic installments at least annually over the period prescribed in this subsection subject to a once yearly change that may accelerate payment at the election of the Participant or Beneficiary.

The present value of the benefits payable solely to the Participant under any elected method must exceed fifty percent (50%) of the total benefits payable to the Participant and the Participant’s Beneficiaries, unless distribution is in the form of a qualified joint and survivor annuity.

(2) Compliance with Code Section 401(a)(9).

Notwithstanding anything in this Chapter to the contrary, all distributions from the Plan shall conform to the final regulations issued under Code Section 401(a)(9), including the incidental death benefit provisions of Code Section 401(a)(9)(G).

(J) WITHDRAWALS: Except as provided in Section 14-2-7(E) , W.M.C., a Participant may not at any time withdraw any part of the Participant’s Interest, except upon death, Total Disability, retirement or Termination of Employment as provided in this Chapter.

(K) SPECIAL RULES FOR DISTRIBUTIONS AFTER THE PARTICIPANT’S DEATH. (1) Distributions commencing prior to death. If distribution of a Participant’s Interest has commenced in accordance with subsection (I) of this Section and the Participant dies before his or her entire Interest has been distributed to him or her, the remaining Interest of the Participant shall be distributed at least as rapidly as under the method of distribution being used as of the date of the Participant’s death.

(2) Distributions commencing after death. If a Participant dies before his or her Interest commences, the entire Interest of the Participant shall be distributed within five (5) years after the death of the Participant, provided that a distribution commencing within one (1) year after the Participant’s death to or for the benefit of a designated Beneficiary over the longer of the life or the life expectancy of the designated Beneficiary will be treated as having been distributed within such five (5) year period. If the surviving spouse of the Participant is the designated Beneficiary, distribution is not required to commence until the date on which the Participant would have attained the age of seventy and one-half (70-1/2) and, if distribution had not commenced as of the date of death of such surviving spouse, the provisions of this paragraph shall be applied as if such spouse were the Participant.

(3) Beneficiaries. If a Participant should die after receiving some part, but not all, of the Participant’s Interest, the remaining balance thereof shall be distributed to the Participant’s Beneficiary in a manner determined pursuant to this subsection. If the Beneficiary of the Participant should die, cease to exist, or disclaim an interest in the Participant’s Interest prior to the completion of distribution of the Participant’s Interest, the remaining distribution shall be made to the contingent Beneficiary designated by the Participant, if any. If any contingent Beneficiary should die or disclaim an interest in the Participant’s Interest prior to the completion of distribution of the Participant’s Interest, the remaining distribution shall be made in a manner determined pursuant to this subsection to the recipient determined pursuant to Section 14-2-6, W.M.C. (4) Distribution to IRA of nonspouse beneficiary.

A Participant’s nonspouse Beneficiary may elect payment of the portion of the deceased Participant’s Interest to which the Beneficiary is entitled in a direct trustee-to-trustee transfer to an individual retirement account described in Code Section 402(c)(8)(B)(i), an individual retirement annuity described in Code Section 402(c) (8)(B)(ii), or a Roth IRA described in Code Section 408A that is established to receive the Plan distribution on behalf of the Beneficiary and such transfer shall be treated as an Eligible Rollover Distribution and such individual retirement account, annuity or Roth IRA shall be treated as an inherited individual retirement account, individual retirement annuity, or Roth IRA (within the meaning of Code Sections 408(d) (3)(C) and 408A). For purposes of this Section, Continued to Next Page No. 67607

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7August 24, 2017 Continued From Last Page Page 3 of 4 a trust maintained for the benefit of one or more designated Beneficiaries may be the Beneficiary to the extent provided in rules prescribed by the Secretary of Treasury. If the Participant dies after the Participant’s required beginning date, as defined in Section 14-2-7(F), W.M.C., the required minimum distribution in the year of death may not be transferred according to this Section. The requirements of Code Section 402(c)(11) apply to distributions under this Section.

(L) PAYMENT FOR QUALIFIED HEALTH INSURANCE PREMIUMS. An Eligible Retired Public Safety Officer may elect to have amounts not yet paid from the Plan paid directly to a provider of an accident or health insurance plan or a qualified long-term insurance contract to cover the cost of up to three thousand dollars ($3,000) per year of “qualified health insurance premiums” for the Participant and the Participant’s spouse and dependents, in accordance with Code Section 402(l). The requirements of Code Section 402(l) apply to payments under this Section.

Section 8. Section 14-2-2, W.M.C., is hereby AMENDED to read as follows: 14-2-8: RETIREMENT MEDICAL SAVINGS ACCOUNTS: (2464 3447 3704) (A) CONTRIBUTIONS TO RETIREMENT MEDICAL SAVINGS ACCOUNTS. (1) General. Each Participant shall have the option of designating up to twenty-five percent (25%) of the Participant’s combined mandatory and City contributions made to the Trust Fund pursuant to Sections 14-2-4(A) and (B)(1), W.M.C., to be used for future medical care expenses as provided for in Code Section 401(h).

Contributions designated by a Participant for future health benefits under Code Section 401(h) as described in this subsection (A)(1) shall be maintained in a separate account (the “Retirement Medical Savings Accounts”).

(2) Subordinate; Taxation. It is intended that the benefits provided by the Retirement Medical Savings Accounts shall at all times be subordinate to the retirement benefits provided by the Plan.

Contributions to the Retirement Medical Savings Accounts will not be taxed upon a Participant’s retirement, Termination of Employment, death or Total Disability nor upon use for medical expenses upon a Participant’s retirement, Termination of Employment, death or Total Disability.

(3) No refunds. No refunds of contributions to a Participant’s Retirement Medical Savings Account shall be made to the Participant or the Participant’s spouse or dependents.

(4) Non-transferrable. Except as provided in subsection (B)(5) of this Section, all contributions to a Participant’s Retirement Medical Savings Account shall not be transferred and shall remain in the Retirement Medical Savings Account until such contributions are used for medical care expenses for the Participant and the Participant’s spouse and dependents.

(5) Other rules and requirements. The Retirement Medical Savings Accounts will be subject to the rules and requirements issued by the City Manager, which can be changed from time to time.

(B) DISTRIBUTIONS FROM RETIREMENT MEDICAL SAVINGS ACCOUNTS. (1) Contributions upon retirement, Termination of Employment, death and Total Disability.

Contributions to a Participant’s Retirement Medical Savings Account may be distributed only upon the Participant’s retirement, Termination of Employment, death or Total Disability.

(2) Exclusive use. Contributions to a Participant’s Retirement Medical Savings Account shall be used exclusively to pay or reimburse qualifying medical care expenses under Code Section 213(d)(1) for the Participant and the Participant’s spouse and dependents.

(3) Reimbursement application. Distributions from a Participant’s Retirement Medical Savings Account shall only be paid pursuant to a reimbursement application, which contains the provisions for determining the amount of benefits that will be paid from the Retirement Medical Savings Account and specifies the time period with respect to which benefits will be paid.

(4) Other sources. Distributions from a Participant’s Retirement Medical Savings Account may not be made for any expense for which the Participant or the Participant’s spouse or dependents receive, or are eligible to receive, payment or reimbursement from another source.

(5) Reversion to the Employer. If, with respect to a Participant’s Retirement Medical Savings Account, there is any balance remaining upon the death of the last to die of the Participant or the Participant’s spouse, if any, and the satisfaction of all liabilities under the Plan to provide benefits payable from the Retirement Medical Savings Account with respect to the Participant and the Participant’s spouse, then any such balance shall be returned to the Employer to be used as determined by the Employer.

(6) Distribution. Any interest in a Participant’s Retirement Medical Savings Account shall be and become payable to the Participant, the Participant’s spouse, or the Participant’s dependent only as and to the extent provided in this Chapter. In order to receive benefits from the Retirement Medical Savings Account, the Participant must agree to provide appropriate documentation of the medical care expenditures.

(C) VESTING OF RETIREMENT MEDICAL SAVINGS ACCOUNTS: A Participant’s interest in the contributions made by the Participant pursuant to Section 14-2-8(A), and the earnings, losses and changes in fair market value thereof, shall be fully vested at all times, subject to reversion in accordance with Section 14-2-8(B)(5), W.M.C. (D) INVESTMENT OF RETIREMENT MEDICAL SAVINGS ACCOUNTS. A Participant’s Retirement Medical Savings Account shall be invested in the investment options in accordance with the

investment elections specified by the Participant.

A Participant may change the investment of contributions and may reallocate amounts in such Participant’s account among the investment options in a manner determined by the Plan custodian and subject to such provisions as the Plan Administrator may adopt. Allocation of assets among investment options is solely the responsibility of each Participant. The fact that an investment option is available for investment to Participants under the Plan shall not be construed as a recommendation for investment in that investment option.

(E) TERMINATION OF THE PLAN: Upon the termination of the Plan, the interests of all Participants in the Retirement Medical Savings Accounts shall be returned to the Employer.

Section 9. Section 14-2-2, W.M.C., is hereby AMENDED to read as follows: 14-2-9: INSURANCE COMPANY CONTRACTS: (2464 3447 3704) (A) INSURANCE OR ANNUITY CONTRACTS. (1) Previously purchased contracts. If a Participant has, under the provisions of the prior City retirement plan, already purchased an ordinary life or retirement income insurance contract, the account of the Participant on whose life the contract is obtained shall be charged with the amount of all premiums thereon. The Trustee shall continue to have the right to receive each payment that may be due during the Participant’s lifetime. Any death benefit shall be payable directly to the Beneficiary named in any such contract on the Participant’s life and the Participant shall have the right, either directly or through the Trustee, to change the Beneficiary from time to time on any such contract and to elect settlement options thereunder for the benefit of the Beneficiary. The Trustee shall have the right to exercise all other options and privileges contained in the contract.

(2) No right to purchase contracts through the plan. A Participant may not purchase any individual insurance or annuity contract through the Plan.

(3) No new group contracts. After December 31, 1996, the City shall not purchase any new group insurance or annuity contracts for pension Participants.

(B) LIMITATIONS ON LIFE INSURANCE OR ANNUITY CONTRACTS FOR PARTICIPANTS’ BENEFIT. All investments in life insurance or annuity contracts (other than “key man insurance”) shall be subject to the following limitations: (1) The aggregate premiums for such life insurance or annuity contracts, in the case of each Participant, shall be no more than thirty-five percent (35%) of the aggregate of the City’s contributions allocated to him at any particular time; (2) The Board shall direct the Trustee to convert the entire value of any such life insurance contract at or before the Participant’s actual retirement to provide either cash value or periodic income, or the Board may direct the Trustee to distribute the insurance contract directly to the Participant at retirement; (3) In the event payment of any premium would cause aggregate premiums to exceed the limitation set forth in paragraph (1) of this subsection, then such payment shall not be made, but, on the contrary, each insurance or annuity contract pertaining thereto shall be thereupon converted to a paid up contract, or the face amount of such contract shall be reduced to a face amount, the premium payments on which would not exceed the limitation prescribed in paragraph (1) of this subsection; and (4) If the Board directs the Trustee to invest any portion of the Trust Fund in such insurance or annuity contracts, such investment shall be made in such a manner that the operation of this Chapter shall be fair and equitable (and nondiscriminatory) in its application to all Participants.

(C) DIVIDENDS. If dividends are paid on any contract issued by the Insurer, they shall, in the discretion of the Board, either be used to provide additional benefits under such contract or used and applied in reduction of the next premium due and payable thereon.

(D) LIMITATION OF PARTICIPANT’S RIGHTS IN INSURANCE OR ANNUITY CONTRACTS. The fact that any contract is issued or based on the life of a Participant shall not vest any right, title or interest in such contract in such Participant, except at the time or times and upon the terms and conditions especially set forth in this Chapter. Subject to the provisions of Section 14-2-9(A), W.M.C., the Trustee shall be the sole owner of all right, title and interest in and to each such contract, but the Board shall nevertheless direct the Trustee as to the exercise of all rights, options and privileges in each such contract.

(E) PROTECTIVE PROVISIONS FOR LIFE INSURANCE COMPANY. No life insurance company shall be deemed to be a party to the Plan nor shall it be responsible for the validity of the Plan. The certificate of the Trustee as to any matter may be relied upon by any life insurance company as conclusive evidence of any matters mentioned therein, and such company shall be fully protected in taking or permitting any action on the faith thereof and shall incur no liability or responsibility for so doing. No such company shall be required to examine the provisions of this Chapter or to question any act of the Trustee or the Board, nor shall such company be required to ascertain that any act of the Trustee or the Board is authorized by this Chapter.

Section 10. Section 14-2-2, W.M.C., is hereby AMENDED to read as follows: 14-2-10: EMPLOYEEBOARD: (2464 3199 3447 3704) (A) APPOINTMENT OF BOARD. (1) General rule. The Board shall consist of

five members: one shall be the current City Finance Director; one shall be appointed by the City Manager to serve at the City Manager’s pleasure; and three shall be Contributing Participants elected by a majority of the voting Full Participants. One of the three elected members shall be an exempt employee as defined in the City’s Personnel Policies and Rules. In no case shall more than one elected member be from the same department. The Trustee shall serve as Chairperson of the Board.

(2) Procedures for electing the three members.

The three members to be elected shall be elected for three (3) year staggered terms, with the term of one such member expiring in December of each year. The procedure to be followed in initially electing such members shall be established by the Trustee. After the first year of the election, procedures shall be established by the Board.

(B) DUTIES AND POWERS OF THE BOARD. The Board shall be charged with the administration of the Plan and shall decide all questions arising in the administration, interpretation and application of the Plan, including all questions relating to eligibility, vesting and distribution, and to supply omissions and to resolve inconsistencies and ambiguities arising under the Plan. The decisions of the Board shall be conclusive and binding on all parties. In addition to the other duties and powers set forth elsewhere in the Plan, the Board also shall have the following duties and powers: (1) Payments from and investments of the Trust Fund; Investment Advisor. The Board shall, from time to time, direct the Trustee concerning the payments to be made out of the Trust Fund pursuant to this Chapter. The Board shall also have the power to direct the Trustee with respect to all investments and reinvestments of the Trust Fund, and shall have such other powers respecting the administration of the Trust Fund as may be conferred upon it in this Chapter. The Board may employ for the Trust Fund an investment advisor (“Investment Advisor”) and may rely on such Investment Advisor’s recommendations with respect to the investment of all or a portion of the Trust Fund. If the Board shall employ an Investment Advisor, it shall execute any letters or agreements necessary for the employment of such Investment Advisor or it may direct the Trustee to execute any such letters or agreement. The fees of such Investment Advisor shall be paid from the Trust Fund as an expense of the Trust. The Trustee shall be fully protected from any action of such Investment Advisor and shall not be liable to any person or organization for any investments made by such Investment Advisor or for any acts or omissions made upon the direction or recommendation of such Investment Advisor.

and the compensation of all agents, counsel or other persons retained or employed by the Board, shall be fixed by the Board and shall be paid from the Trust Fund or, in the discretion of the City Manager, by the City.

(F) RECORDS OF THE BOARD. The Board shall keep a record of all of its proceedings and shall keep or cause to be kept all such books of account, records and other data as may be necessary or advisable in its judgment for the administration of this Chapter and properly to reflect the affairs thereof, and to determine the amount of vested and/or forfeitable Interests of the respective Participants, and the amount of all Plan benefits. As a part thereof, it shall maintain or cause to be maintained separate accounts for each Participant as provided for in Section 14-25(D), W.M.C. Any person dealing with the Board may rely on, and shall incur no liability in relying on, a certificate or memorandum in writing signed by the secretary of the Board or by a majority of the members of the Board as evidence of an action taken or resolution adopted by the Board.

(G) IMMUNITY FROM LIABILITY. No bond or other security shall be required of any member of the Board, except as may be otherwise required by law. No member of the Board shall be liable or responsible to any person or party for any matter or thing whatsoever, except only for such member’s own gross negligence or willful misconduct.

(H) RESIGNATION AND REMOVAL OF MEMBERS; APPOINTMENT OF SUCCESSORS. (1) Resignation from the Board. Any member of the Board may resign at any time by giving written notice to the other members and to the City Manager, effective as therein stated, otherwise, upon receipt of such notice.

(2) Termination of employment with the City.

Whether or not the Board member remains a Participant, no Board member may remain on the Board if the individual terminates employment with the City for whatever reason.

(3) Ceasing to hold a designated position. No appointed Board member may remain on the Board if the individual ceases to hold one of the positions designated.

(4) Transfer. No elected Board member may remain on the Board as an elected member if the individual transfers, for whatever reason, to a department in which another elected Board member works.

(5) Successor Board member. Upon the death, resignation or removal of any elected Board member, a successor to complete the Board member’s term shall be elected within thirty (30) days in the manner set forth in subsection (A) of this Section.

(6) Removal from the Board. A member of the Board may be removed from the Board in the manner defined in the Employee 401(a) Defined Contribution Plan Bylaws.

(2) Enter into, execute, and terminate contracts.

The Board shall have the power to direct the Trustee to enter into and execute contracts as investment vehicles for the Trust Funds. The Board shall have the further power to direct the Trustee to terminate any such contract at any time, subject to the provisions of such contract.

(3) Investment options. If the Trustee enters into a contract at the direction of the Board that permits the right of Participants to direct the investment of their Interest in forms of investments offered, the Board shall provide the opportunity to Participants to make options as to investments. The Board shall adopt various investment options for the investment of contributions by the Participant and shall monitor and evaluate the appropriateness of the investment options offered by the Plan. The Board may remove or phase out an investment option, if the investment option has failed to meet the established evaluation criteria or for other good cause as determined by the Board. Neither the Trustee, the Board, the Plan Administrator nor the City shall be held liable for any losses or changes to a Participant’s Interest that result from that Participant’s choice of investment options.

(C) ORGANIZATION AND OPERATION OF BOARD. The Board may adopt such rules and procedures as it deems desirable for the conduct of its affairs, appoint one of its own members chairman, and appoint a secretary or other agents, none of whom need be a member of the Board, but any of whom may be, but need not be, an officer or Employee of the City. It may delegate to any agent such duties and powers, both ministerial and discretionary, as it deems appropriate, excepting only that all matters involving investment of funds, interpretation of the Plan and settlement of disputes shall be determined by the Board. Any determination of the Board may be made by a majority of the Board at a meeting thereof, or without a meeting by a resolution or memorandum signed by all members, and shall be final and conclusive on the City, the Trustee, all Participants and Beneficiaries claiming any rights under this Chapter, and as to all third parties dealing with the Board or with the Trustee.

All notices, directions, information and other communications from the Board to the Trustee shall be in writing.

(D) MATTERS AFFECTING BOARD MEMBERS. In any matter affecting any member of the Board in an individual capacity as a Participant under this Chapter, separate and apart from such individual’s status as a member of the group of Participants, such interested member shall have no authority or vote as a member of the Board in the determination of such matter, but the Board shall determine such matter as if said interested member were not a member of the Board; provided, however, that this shall not be deemed to take from said interested member any rights as a Participant. In the event that the remaining members of the Board should be unable to agree on any matter so affecting an interested member because of an equal division of voting, the matter shall be deemed to have been defeated.

(E) COMPENSATION AND EXPENSES OF BOARD. The members of the Board shall serve without compensation in addition to their regular City compensation. All members shall be reimbursed by the City for any necessary expenditures incurred in the discharge of their duties as members of said Board. Such reimbursement,

Section 11. Section 14-2-2, W.M.C., is hereby AMENDED to read as follows: 14-2-11: POWERS AND DUTIES OF THE TRUSTEE: (2464 3199 3447 3584 3704) (A) INVESTMENT OF THE TRUST FUND. (1) Duty of the Trustee. It shall be the duty of the Trustee to hold the funds from time to time received from the City and the Participants and, subject to the direction of the Board, to manage, invest and reinvest the Trust Fund and the income therefrom pursuant to the provisions of this Chapter, without distinction between principal and income. The Trustee shall be responsible only for such sums as shall actually be received.

The Trustee shall have no duty to collect any sums from the City or the Participants.

(2) Power of the Trustee. The Trustee shall have the power to invest and/or reinvest any and all money or property of any description at any time held by it and constituting a part of the Trust Fund without previous application to, or subsequent ratification of, the City Council, the City Manager, any court, tribunal or commission, or any federal or State governmental agency, in accordance with the following powers: (a) The Trustee may invest in real property and all interests therein, in bonds, notes, debentures, mortgages, commercial paper, preferred stocks, common stocks, or other securities, rights, obligations or property, real or personal, including shares or certificates of participation issued by regulated investment companies or regulated investment trusts, shares or units of participation in qualified common trust funds or qualified pooled funds, and in life insurance and annuity contracts. In making investments or reinvestments, the Trustee shall not be limited by the proportion to which the investments to be made, either alone or with any property of the same or similar character then held or acquired, may bear to the entire amount of the Trust Fund, and the Trustee shall not be bound as to the character of any investment provided by any constitutional provision, statute, rule of court or custom governing the investment of trust funds, providing only that the Trustee shall exercise the judgment and care, under the circumstances then prevailing, that people of prudence, discretion and intelligence exercise in the management of their own affairs. (b) The Trustee, in the matter of the investment of the Trust Fund, shall be held harmless in every respect in exercising its discretion as to how much of the Trust Fund shall remain uninvested and in cash temporarily awaiting investment or for the expected cash distributions out of the Trust Fund in accordance with the provisions of this Chapter. (c) If directed by the Board, the Trustee shall enter into contracts as investment vehicles for the Plan, which contracts shall then become a part of the Plan. The Trustee shall then be authorized to sign such other documents and take such other actions as might be necessary or appropriate to carry out the terms of such contracts. The Trustee may enter into such contracts as Trustee of the Plan. (d) To the extent the Trustee is directed by the Board to make a particular investment, the Trustee shall be held harmless from any loss or other liability arising therefrom.

(B) ADMINISTRATIVE POWERS OF THE

TRUSTEE. The Trustee shall have all powers necessary or advisable to carry out the provisions of the Plan and all inherent, implied and statutory powers now or hereafter provided by law, including specifically the power to do any of the following: (1) To cause any securities or other property to be registered and held in its name as Trustee or in the name of one or more of its nominees, without disclosing the fiduciary capacity, or to keep the same in unregistered form payable to bearer.

(2) To sell, grant option to sell, exchange, pledge, encumber, mortgage, deed in trust or use any other form of hypothecation, or otherwise dispose of the whole or any part of the Trust Fund on such terms and for such property or cash, or part cash and credit, as it may deem best, and it may retain, hold, maintain or continue any securities or investments that it may hold as part of the Trust Fund for such length of time as it may deem advisable.

(3) To abandon, compromise, contest and arbitrate claims on demand; to institute, compromise and defend actions at law (but without obligation to do so), all at the risk and expense of the Trust Fund.

(4) To borrow money for this Trust, with the approval of the Board, upon such terms and conditions as the Trustee shall deem advisable, and to secure the repayment thereof by the mortgage or pledge of any asset of the Trust Fund.

(5) To vote in person or by proxy any shares of stock or rights held in the Trust Fund; to participate in reorganization, liquidation or dissolution of any corporation, the securities of which are held in the Trust Fund and to exchange securities or other property in connection therewith.

(6) To pay any amount due on any loan or advance made to the Trust Fund, all taxes of any nature levied, assessed or imposed upon the Trust Fund, except for any taxes imposed with respect to any prohibited transaction, as defined in Code Section 4975(c), and all reasonable expenses and attorney fees necessarily incurred by the Trustee with respect to any of the foregoing matters.

(C) IMMUNITY OF TRUSTEE. No bond or other security shall be required of the Trustee or any successor trustee, except as otherwise provided by law. The Trustee shall not be liable for any mistake of judgment or other action taken in good faith or for any loss to the Trust Fund, unless such loss results from its gross negligence, willful misconduct or bad faith.

(D) ADVICE OF BOARD OR COUNSEL. (1) Advice or direction of the Board. If, at any time, the Trustee is in doubt concerning any action that it should take in connection with the administration of the Trust, it may request the Board to advise it with respect thereto and shall be protected in relying upon the advice or direction of the Board.

(2) Advice of counsel. The Trustee may also consult with legal counsel, who may be counsel for the City, or Trustee’s own counsel, with respect to the meaning or construction of this Chapter or Trustee’s obligations or duties, and the Trustee shall be fully protected from any responsibility with respect to any action taken or omitted by the Trustee in good faith pursuant to the advice of such counsel.

(E) TAXES, EXPENSES AND FEES OF THE TRUSTEE: The Trustee shall charge against and pay from the Trust Fund any taxes that may be imposed upon the Trust Fund or the income thereof, or upon or with respect to the interest of any person therein that the Trustee is required to pay; provided that the Trust Fund shall not pay or assume any taxes imposed with respect to any prohibited transaction as defined in Code Section 4975(c).

(1) Reasonable expenses; attorney’s fees. The reasonable expenses of the Trustee incurred in the administration of the Plan, including the fees of any corporate co-trustee that might be appointed as may be mutually agreed upon from time to time by the Trustee and the Board, and attorney’s fees incurred by the Trustee, shall be chargeable to and paid by the Trust Fund, provided that the City may pay all or part of such expenses and fees in the discretion of the City Manager.

(2) All expenses incurred in the preparation and adoption of the Plan shall be paid by the City.

(F) RECORDS AND ACCOUNTS OF THE TRUSTEE: The Trustee shall keep all such records and accounts that may be necessary in the administration and conduct of this Chapter.

The Trustee’s records and accounts shall be open to inspection by the City, the Board, and the Participant of the Participant’s own accounts, during business hours.

(1) Commingled trust fund. All income, profits, recoveries, contributions, forfeitures, and any and all moneys, securities and properties of any kind at any time received or held by the Trustee shall be held for investment purposes as a commingled Trust Fund. Separate accounts or records may be maintained for operational and accounting purposes, but no such account or record shall be considered as segregating any funds or property from any other funds or property contained in the commingled fund, except as otherwise provided in this Chapter.

(2) Accounting of the trust fund. After the close of each year of the Trust, the Trustee shall render to the City and the Board an accounting of the Trust Fund for such year. If no objections to any such accounting are filed within a period of sixty (60) days after it has been delivered to the City and the Board, it shall be deemed to have been approved and shall constitute a full and complete discharge and release to the Trustees from the City and the Board and all other persons having or claiming any interest in the Trust Fund.

(G) RESIGNATION AND REMOVAL OF TRUSTEE: The City, by action of the City Manager, may, in its discretion, appoint an additional non-voting Trustee to act as co-trustee with the Continued to Next Page No. 67607

Page * 15

42 Northglenn-Thornton • Westminster Window City and County Public Notice CITY OF NORTHGLENN ORDINANCE ADOPTION

NOTICE IS HEREBY GIVEN that CB-1893, Ordinance 1739, Series of 2017 was adopted by the City Council of the City of Northglenn on Monday, August 14, 2017. “A bill for an ordinance amending Article 14 and Article 16 of Chapter 18 of the Northglenn Municipal Code concerning the authorized hours of operation for marijuana businesses.” Copies of the ordinance may be obtained at the office of the City Clerk, 11701 Community Center Drive, Northglenn. This ordinance will be effective five days after the date of this publication.

Johanna Small, CMC, City Clerk Legal Notice No.: 67611 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel Public Notice ORDINANCE NO. 3896 COUNCILLOR'S BILL NO. 29 SERIES OF 2017 INTRODUCED BY COUNCILLORS Bird, Seitz A BILL FOR AN ORDINANCE AMENDING TITLE XIV CHAPTER 1 OF THE WESTMINSTER MUNICIPAL CODE CONCERNING THE POLICE PENSION PLAN THE CITY OF WESTMINSTER ORDAINS: Section 1. Section 14-1-1, W.M.C., is hereby AMENDED to read as follows: POLICE PENSION PLAN CHAPTER 1

14-1-1: NAME AND PURPOSE OF PLAN; HISTORY 14-1-2: DEFINITIONS 14-1-3: PARTICIPATION OF EMPLOYEES 14-1-4: CONTRIBUTIONS BY THE CITY, STATE OF COLORADO, AND PARTICIPANTS 14-1-5: DETERMINATION AND VESTING OF PARTICIPANTS' INTERESTS 14-1-6: RETIREMENT DATE; DESIGNATION OF BENEFICIARY 14-1-7: DISTRIBUTION FROM THE TRUST FUND 14-1-8: CONTRIBUTIONS TO RETIREMENT MEDICAL SAVINGS ACCOUNTS 14-1-9: INSURANCE COMPANY CONTRACTS 14-1-10: POLICE Continued From PENSION Last Page BOARD Page 4 of 4 14-1-11: POWERS AND DUTIES OF THE TRUSTEE City Finance Director, which may, but need not, 14-1-12: CONTINUANCE, TERMINATION AND be a bank or trust company organized under the AMENDMENT OF PLAN laws of Colorado or the United States authorized 14-1-13: MISCELLANEOUS by law to administer trusts and maintaining and operating a full-time trust department.

14-1-1: NAME AND PURPOSE OF PLAN; (1) Resignation.

Any Trustee, other than the City HISTORY: (2464 3319 3704) Finance Director, may3447 resign from serving as a Trustee at any time by filing with the City Man(A) The City of Westminster (the “City” or the ager an appropriate writtenestablish resignation. such “Employer”) does hereby its No Police resignation effectwhich until thirty (30) days Pension Planshall (thetake “Plan”), is a qualified from the date thereof, provided that if a succesmoney purchase pension plan. The Plan is cresor for Trustee shall havebenefit been appointed prior elito ated the exclusive of the City’s the Employees expiration ofwho saidqualify period,asthe resignationand shall gible Participants be effective immediately. their Beneficiaries.

The Plan is intended to quali(2) Removal.

Any Trustee, other than the City fy under Code Section 401(a) and the Trust creFinance Director, may be is removed byto the ated pursuant to the Plan intended beCity ex-by action of the CitySection Manager at any and timeall byprovigiving empt under Code 501(a), thirtyof(30) in writing to such Trustee. sions thedays’ Plan notice shall be construed in accordSuch removal shall be effected by is delivering to ance with this intention.

Since this a governsuch Trustee written notice of removal, mental plan, it is not the intention of theexecuted City to by the have theCity PlanManager. comply with the provisions of the (3) All the the provisions set forth in Employee this Chapter Code after enactment of the Rewith respect to the Trustee relateexcept to all suctirement Income Security Actshall of 1974, to cessor Trustees and if more than one Trustee the extent that changes to the Code apply tois then acting, reference governmental plans. to the term “Trustee” shall mean “Trustees.”

(4)PRIOR Corporate co-trustee.

In the event anyCITYcor(B) COVERAGE UNDER OTHER porate co-trustee any timeUpon acting hereunder FUNDED PENSIONatPLANS. the approval be merged, or consolidated with, (65%) or shallof ofshall the Plan by at least sixty-five percent sellParticipants, or transfer substantially all of its assets and the any Employee who was business another corporation, whether State formerly a to participant in the Employee’s Penor federal, or shall in any manner reorganized sion Plan and Trustbe Agreement, General Emor reincorporated, thePolice resulting acquiring ployee Pension Planthen or the andorFire Pension Plan shallshall automatically such interest corporation thereupon have be substituted ipso in such plan, whether held by investment agents, the Trustee, or the City, transferred to the Plan upon becoming eligible to be a Participant in the Plan. Upon transfer of the Employee’s interest without a break in municipal service, the Employee shall have the same Participant status as the Employee had under the other plan. Any contributions due from the City, or withheld from the Employee for the pay period ending January 5, 1986, will be paid directly into the Plan.

CHAPTER 1

14-1-1: NAME AND PURPOSE OF PLAN; HISTORY 14-1-2: DEFINITIONS 14-1-3: PARTICIPATION OF EMPLOYEES 14-1-4: CONTRIBUTIONS BY THE CITY, STATE OF COLORADO, AND PARTICIPANTS 14-1-5: DETERMINATION AND VESTING OF PARTICIPANTS' INTERESTS 14-1-6: RETIREMENT DATE; DESIGNATION OF BENEFICIARY 14-1-7: DISTRIBUTION FROM THE TRUST FUND 14-1-8: CONTRIBUTIONS TO RETIREMENT MEDICAL SAVINGS ACCOUNTS 14-1-9: INSURANCE COMPANY CONTRACTS 14-1-10: POLICE PENSION BOARD 14-1-11: POWERS AND DUTIES OF THE TRUSTEE 14-1-12: CONTINUANCE, TERMINATION AND AMENDMENT OF PLAN 14-1-13: MISCELLANEOUS

City and County

14-1-1: NAME AND PURPOSE OF PLAN; HISTORY: (2464 3319 3447 3704) (A) The City of Westminster (the “City” or the “Employer”) does hereby establish its Police Pension Plan (the “Plan”), which is a qualified money purchase pension plan. The Plan is created for the exclusive benefit of the City’s eligible Employees who qualify as Participants and their Beneficiaries. The Plan is intended to qualify under Code Section 401(a) and the Trust created pursuant to the Plan is intended to be exempt under Code Section 501(a), and all provisions of the Plan shall be construed in accordance with this intention. Since this is a governmental plan, it is not the intention of the City to have the Plan comply with the provisions of the Code after the enactment of the Employee Retirement Income Security Act of 1974, except to the extent that changes to the Code apply to governmental plans.

(B) PRIOR COVERAGE UNDER OTHER CITYFUNDED PENSION PLANS. Upon the approval of the Plan by at least sixty-five percent (65%) of the Participants, any Employee who was formerly a participant in the Employee’s Pension Plan and Trust Agreement, General Employee Pension Plan or the Police and Fire Pension Plan shall automatically have such interest in such plan, whether held by investment agents, the Trustee, or the City, transferred to the Plan upon becoming eligible to be a Participant in the Plan. Upon transfer of the Employee’s interest without a break in municipal service, the Employee shall have the same Participant status as the Employee had under the other plan. Any contributions due from the City, or withheld from the Employee for the pay period ending January 5, 1986, will be paid directly into the Plan.

(C) On September 1, 2004, the City transferred the assets of the Firefighter’s Pension Plan to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system and the Firefighter’s Pension Plan was terminated. Participants in the Firefighter’s Pension facto became for such participants corporate co-trustee hereunder Plan in the FPPA defined withoutsystem. the execution benefit Assetsofinany the instrument retirement and medical without any action upon the part of the City, savings account in the Firefighter’s Pension of any Pany l a nParticipant w e r e t r or a nBeneficiary sferred to t h e deceased General Participant, or any other person having or claimEmployee’s Pension Plan for use as defined in ing to have an interest Section 14-1-8, W.M.C.in the Trust Fund or under the Plan.

(D) On October 2, 2017, the City shall transfer Section 14-2-2, W.M.C., hereby assets of 12. the Section Police Pension Plan for is those ParAMENDED readtoasaffiliate follows: ticipants thattoelect to the Fire and Police Pension Association (“FPPA”) of Colorado 14-2-12:benefit CONTINUANCE, TERMINATION defined system. Assets remaining inAND the AMENDMENT PLAN: 3447 3704) Police PensionOF Plan shall(2464 be merged to the General Employee Pension Plan, renamed the (A) CONTINUANCE OF THE PLAN NOTPlan A by Employee 401(a) Defined Contribution CONTRACTUAL OBLIGATION OF THE CITY. It Ordinance 3897. Assets in the retirement medicis savings the expectation of the City it will continue al accounts shall bethat merged with the the Plan indefinitely, but theContribution continuancePlan of the Employee 401(a) Defined for Planasisdefined not assumed as a 14-2-8, contractual obligation use in Section W.M.C. Police by the City, andonthe reserved2,to2017 the City Officers hired orright afterisOctober are by action of in its the CityFPPA Council to discontinue thebeparticipants statewide defined Planplan. at any time. The discontinuance of the Plan nefit by the City shall, in no event, have the effect of Section 2. any Section 14-1-12, W.M.C., hereby re-vesting part of the Trust Fund inisthe City.

AMENDED to read as follows: (B) TERMINATION OF PLAN. The Plan shall 14-1-12: TERMINATION AND continueCONTINUANCE, in full force and effect until terminated AMENDMENT 3447of3704) or discontinuedOF

by PLAN: the City(2464 by action its City Council. Notice of such termination shall be (A) CONTINUANCE THE PLAN NOT A given to the Trustee byOF an instrument in writing CONTRACTUAL OBLIGATION OF THE to CITY. executed by the City Manager pursuant the It isaction the expectation of the City that it will continue of its City Council. the Plan indefinitely, but the continuance of the Plan is not assumed OF as THE a contractual obligation (C) DISTRIBUTION TRUST FUND by City, and the OF rightPLAN. is reserved to the City ONthe TERMINATION If the Plan shall, by action of be its terminated City Council at any time, by to thediscontinue terms of thisthe Plan at any time. The discontinuance of the Plan by the City shall, in no event, have the effect of re-vesting any part of the Trust Fund in the City.

by action of its City Council to discontinue the Plan at any time. The discontinuance of the Plan by the City shall, in no event, have the effect of re-vesting any part of the Trust Fund in the City.

sion Plan shall automatically have such interest in such plan, whether held by investment agents, the Trustee, or the City, transferred to the Plan upon becoming eligible to be a Participant in the Plan. Upon transfer of the Employee’s interest without a break in municipal service, the Employee shall have the same Participant status as the Employee had under the other plan. Any contributions due from the City, or withheld from the Employee for the pay period ending January 5, 1986, will be paid directly into the Plan.

(B) TRANSFER OF TRUST FUND. The right is reserved to the City by action of its City Council to transfer or merge the assets of the trust fund to be administered on behalf of the participants by a successor pension plan.

City and County

City and County

(C) TERMINATION OF PLAN. The Plan shall continue in full force and effect until terminated or discontinued by the City by action of its City Council. Notice of such termination shall be given to the Trustee by an instrument in writing executed by the City Manager pursuant to the action of its City Council.

(C) On September 1, 2004, the City transferred the assets of the Firefighter’s Pension Plan to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system and the Firefighter’s Pension Plan was terminated. Participants in the Firefighter’s Pension Plan became participants in the FPPA defined benefit system. Assets in the retirement medical savings account in the Firefighter’s Pension Plan were transferred to the General Employee’s Pension Plan for use as defined in Section 14-1-8, W.M.C.

(D) DISTRIBUTION OF THE TRUST FUND ON TERMINATION OF PLAN. If the Plan shall, at any time, be terminated by the terms of this Section, the Trustee shall immediately convert the entire Trust Fund, other than insurance and annuity contracts, to cash. The value of the Interest of each respective Participant or interest of each respective Beneficiary in the Trust Fund shall be vested in its entirety as of the date of the termination of the Plan. The Trustee shall, as soon as possible, distribute to each Participant or Beneficiary outright, in a lump sum cash payment, such Participant’s entire Interest or Beneficiary’s entire interest in the Trust Fund.

(D) On October 2, 2017, the City shall transfer assets of the Police Pension Plan for those Participants that elect to affiliate to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system. Assets remaining in the Police Pension Plan shall be merged to the General Employee Pension Plan, renamed the Employee 401(a) Defined Contribution Plan by Ordinance 3897. Assets in the retirement medical savings accounts shall be merged with the Employee 401(a) Defined Contribution Plan for use as defined in Section 14-2-8, W.M.C. Police Officers hired on or after October 2, 2017 are participants in the FPPA statewide defined benefit plan.

August 24, 2017A

(2) No Participant approval required. Notwithstanding anything herein to the contrary, this Chapter may be amended, if necessary, without requiring the approval of the Participants to conform to the provisions and requirements of the Code or any amendments thereto, and no such amendment shall be considered prejudicial to the interest of any Participant or Beneficiary hereunder.

City and County

Section 3. This ordinance shall take effect upon its passage after second reading. The title and purpose of this ordinance shall be published prior to its consideration on second reading. The full text of this ordinance shall be published within ten (10) days after its enactment after second reading.

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ORDERED PUBLISHED this 24th day of July, 2017.

PASSED, ENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 14th day of August, 2017.

Legal Notice No.: 67606 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

(E) AMENDMENTS TO THE PLAN. (1) General rule. The City, by action of its City Council, may at any time amend this Chapter; provided, however, that no such amendment shall: (a) Divert the Trust Fund to purposes other than for the exclusive benefit of the Participants and their Beneficiaries; (b) Divert or use any part of the corpus or income of the Retirement Medical Savings Accounts for any purpose other than paying medical benefits under Code Section 401(h) (other than as provided in Section 14-1-8(B)(5), W.M.C.); (c) Decrease any Participant’s Interest; (d) Discriminate in favor of Employees who are officers, persons whose principal duties consist in supervising the work of other Employees, or highly compensated employees; or (e) Fail to comply with State statutes for voting for police pension plans.

Section 2. Section 14-1-12, W.M.C., is hereby AMENDED to read as follows: 14-1-12: CONTINUANCE, TERMINATION AND AMENDMENT OF PLAN: (2464 3447 3704) (A) CONTINUANCE OF THE PLAN NOT A CONTRACTUAL OBLIGATION OF THE CITY. It is the expectation of the City that it will continue the Plan indefinitely, but the continuance of the Plan is not assumed as a contractual obligation by the City, and the right is reserved to the City by action of its City Council to discontinue the Plan at any time. The discontinuance of the Plan by the City shall, in no event, have the effect of re-vesting any part of the Trust Fund in the City.

(2) No Participant approval required. Notwithstanding anything herein to the contrary, this Chapter may be amended, if necessary, without requiring the approval of the Participants to conform to the provisions and requirements of the Code or any amendments thereto, and no such amendment shall be considered prejudicial to the interest of any Participant or Beneficiary hereunder.

(B) TRANSFER OF TRUST FUND. The right is reserved to the City by action of its City Council to transfer or merge the assets of the trust fund to be administered on behalf of the participants by a successor pension plan.

(C) TERMINATION OF PLAN. The Plan shall continue in full force and effect until terminated or discontinued by the City by action of its City Council. Notice of such termination shall be given to the Trustee by an instrument in writing executed by the City Manager pursuant to the action of its City Council.

(e) Fail to comply with State statutes for voting for police pension plans.

Section 3. This ordinance shall take effect upon its passage after second reading. The title and purpose of this ordinance shall be published prior to its consideration on second reading. The full text of this ordinance shall be published within ten (10) days after its enactment after second such amendment shall be considered prejudicial reading. to the interest of any Participant or Beneficiary hereunder.

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ORDERED PUBSection 13.this Section W.M.C., is hereby LISHED 24th 14-2-13, day of July, 2017.

AMENDED read as follows: PASSED,toENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 14-2-13: MISCELLANEOUS: 14th day of August, 2017.

(2464 3319 3447 3704) Legal Notice No.: 67606 Publication: August 24, 2017SOLELY (A)First BENEFITS TO BE PROVIDED Last Publication: FROM THE TRUSTAugust FUND.24, All 2017 benefits payable Publisher: Westminster Window under the Plan shall be paid or provided for and the Northglenn-Thornton solely from the Trust Fund, and Sentinel the City assumes no liability or responsibility therefor.

(B) NOTICES FROM PARTICIPANTS TO BE FILED WITH THE PLAN ADMINISTRATOR, THE BOARD OR THE TRUSTEE. Whenever provision is made that a Participant may exercise any option or election or designate any Beneficiary, the action of each Participant shall be evidenced by a written notice therefor signed by the Participant on a form furnished by the Plan Administrator, the Board or the Trustee, as may be applicable, for such purpose and filed with the Plan Administrator, the Board or the Trustee, as applicable, which shall not be effective until received by the Plan Administrator, the Board or the Trustee, as applicable.

(C) TEXT TO CONTROL. The headings of sections and subsections are included solely for convenience or reference. If there be any conflict between such headings and the text of this Chapter, the text shall control.

(D) LAW GOVERNING. The Plan shall be construed under the laws of the State of Colorado

PUBLIC NOTICE TO ADAMS COUNTY REAL PROPERTY OWNERS FILING PROPERTY TAX EXEMPTION APPEALS WITH THE BOARD OF EQUALIZATION NOTICE IS HEREBY GIVEN, that commencing September 18, 2017, the Adams County Board of Equalization shall sit at the Adams County Government Center, 4430 South Adams County Parkway, Brighton, Colorado, to hear contests of property tax exemption denials by an authorized independent referee.

NOTICE IS FURTHER GIVEN, that the deadline for filing appeals with the Board of Equalization for Property Tax Exemption Appeal is September 15, 2017.

BY ORDER OF THE BOARD OF COUNTY COMMISSIONERS STAN MARTIN, CLERK OF THE BOARD Legal Notice No.: 67616 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel and the Westminster Window

City of Westminster, continued Section, the Trustee shall immediately (D) DISTRIBUTION OF THE TRUST convert FUND ON the entire Trust Fund, other than insurance and at TERMINATION OF PLAN. If the Plan shall, annuity contracts, to cash.

The any time, be terminated by the value terms of of the this SecInterest each respective Participantconvert or interest tion, theofTrustee shall immediately the of eachTrust respective in the Trustand Fund entire Fund, Beneficiary other than insurance anshall vested in to its cash. entiretyThe as of the date of Innuitybe contracts, value of the the termination the Plan.Participant The Trusteeorshall, as terest of each of respective interest soon as possible, to each Participant of each respectivedistribute Beneficiary in the Trust Fund or Beneficiary outright, in a lumpas sum cashdate of shall be vested in its entirety of the payment, such Participant’s entire the termination of the Plan.

The Interest Trusteeorshall, Beneficiary’s interest in the Trust Fund. as soon as entire possible, distribute to each Participant or Beneficiary outright, in a lump sum (D) AMENDMENTS THE PLAN.entire Interest cash payment, suchTO Participant’s (1) General rule. entire The City, by action its City or Beneficiary’s interest in theofTrust Fund.

Council, may at any time amend this Chapter; provided, however, that such amendment (E) AMENDMENTS TOno THE PLAN. shall: (a) the rule.

TrustThe FundCity, to purposes (1)Divert General by actionother of itsthan City for the exclusive of the Participants and Council, may atbenefit any time amend this Chapter; their Beneficiaries; provided, however, that no such amendment (b) Divert or use any part of the corpus or income shall: (a)the Divert the Trust Fund to purposes other than of Retirement Medical Savings Accounts for for the exclusive of themedical Participants and any purpose otherbenefit than paying benefits their Beneficiaries; under Code Section 401(h) (other than as pro(b) Divert or use any part ofW.M.C.; the corpus or invided in Section 14-2-8(B)(5), come of theany Retirement Medical Savings Ac(c) Decrease Participant’s Interest; or counts for any purpose than paying (d) Discriminate in favor other of Employees whomedicare al benefits under Code Section 401(h) (other officers, persons whose principal duties consist as provided inofSection 14-1-8(B)(5), inthan supervising the work other Employees, or W.M.C.); highly compensated employees. (c) No Decrease any approval Participant’s Interest; (2) Participant required.

Notwith(d) Discriminate favortoofthe Employees who are standing anythingin herein contrary, this officers,may persons whose principal dutieswithout consist Chapter be amended, if necessary, in supervising the work of other Employees, or requiring the approval of the Participants to highly compensated employees; or conform to the provisions and requirements of (e) Code Fail toorcomply with State thereto, statutesand for voting the any amendments no for police pension plans.

and the Trustee shall be liable to account only in the courts of Colorado. All contributions received by the Trustee pursuant to this Chapter shall be deemed to have been received in Colorado.

(E) SEVERABILITY. In the event any provision of this Chapter shall be held illegal or invalid for any reason, said illegality or invalidity shall not affect the remaining provisions. On the contrary, such remaining provisions shall be fully severable and this Chapter shall be construed and enforced as if said illegal or invalid provisions had never been inserted herein.

(F) PLAN FOR EXCLUSIVE BENEFIT OF PARTICIPANTS; REVERSION PROHIBITED. The Plan has been entered into for the exclusive benefit of the Participants and their Beneficiaries.

Other than as provided in Section 14-2-8(B)(5), W.M.C., under no circumstances shall any funds contributed to or held by the Trustee hereunder at any time revert to or be used by or enjoyed by the City, nor shall any such funds or assets at any time be used other than for the exclusive benefit of the Participants or their Beneficiaries.

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ORDERED PUBLISHED this 24th day of July, 2017.

PASSED, ENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 14th day of August, 2017.

Legal Notice No.: 67607, 67608, 67609, 67610 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

Public Knowledge = Notices Community

(C) On September 1, 2004, the City transferred the assets of the Firefighter’s Pension Plan to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system and the Firefighter’s Pension Plan was terminated. Participants in the Firefighter’s Pension Plan became participants in the FPPA defined benefit system. Assets in the retirement medical savings account in the Firefighter’s Pension Plan were transferred to the General Employee’s Pension Plan for use as defined in Section 14-1-8, W.M.C.

(D) On October 2, 2017, the City shall transfer assets of the Police Pension Plan for those Participants that elect to affiliate to the Fire and Police Pension Association (“FPPA”) of Colorado defined benefit system. Assets remaining in the Police Pension Plan shall be merged to the General Employee Pension Plan, renamed the Employee 401(a) Defined Contribution Plan by Ordinance 3897. Assets in the retirement medical savings accounts shall be merged with the Employee 401(a) Defined Contribution Plan for use as defined in Section 14-2-8, W.M.C. Police

(B) TRANSFER OF TRUST FUND. The right is reserved to the City by action of its City Council to transfer or merge the assets of the trust fund to be administered on behalf of the participants by a successor pension plan.

(C) TERMINATION OF PLAN. The Plan shall continue in full force and effect until terminated or discontinued by the City by action of its City Council. Notice of such termination shall be given to the Trustee by an instrument in writing executed by the City Manager pursuant to the action of its City Council.

(D) DISTRIBUTION OF THE TRUST FUND ON TERMINATION OF PLAN. If the Plan shall, at any time, be terminated by the terms of this Section, the Trustee shall immediately convert the entire Trust Fund, other than insurance and annuity contracts, to cash. The value of the Interest of each respective Participant or interest of each respective Beneficiary in the Trust Fund shall be vested in its entirety as of the date of the termination of the Plan. The Trustee shall, as soon as possible, distribute to each Participant or Beneficiary outright, in a lump sum cash payment, such Participant’s entire Interest or Beneficiary’s entire interest in the Trust Fund.

Read the Notices!

(2) No Participant approval required. Notwithstanding anything herein to the contrary, this Chapter may be amended, if necessary, without requiring the approval of the Participants to conform to the provisions and requirements of the Code or any amendments thereto, and no such amendment shall be considered prejudicial to the interest of any Participant or Beneficiary hereunder.

Section 3. This ordinance shall take effect upon its passage after second reading. The title and purpose of this ordinance shall be published prior to its consideration on second reading. The full text of this ordinance shall be published within ten (10) days after its enactment after second reading.

About Your

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ORDERED PUBLISHED this 24th day of July, 2017.

PASSED, ENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 14th day of August, 2017.

Legal Notice No.: 67606 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Westminster Window and the Northglenn-Thornton Sentinel

Be Informed!

(E) AMENDMENTS TO THE PLAN.

(1) General rule. The City, by action of its City Council, may at any time amend this Chapter; provided, however, that no such amendment

Page * 16

Northglenn-Thornton • Westminster Window 43

7August 24, 2017 Adams County Warrants

Adams County Warrants: July 24, 2017 - August 18, 2017 GeNerAl FuNd Supplier Name

Warrant dateAmount

BACHMAN JACOB BAKER ABIGAIL N BARTH JUDITH ANN BARTON MELISSA BARTON MICHAEL BERGENFELD MAUREEN H BOGAN JOAN BRADLEY JONI BURKETT JEREMY CAGLE KAREN CHRISTIAN VICKI CRAMER STEPHEN S DEBELL MALINDA MARIE DENNISTON DAVID EASTWOOD JENNIFER NICHOLE GARDEA STEPHEN PAUL GILDEN KAREN L HETTINGER KATHLEEN S JACOBY KENDRA LONDE SUSAN MAXEY KEITH MEANS BRANDON PEREZ WALDEMAR P RUDIBAUGH JENS RUPPLE SANCIE SANDSTEAD CONNIE SHULTS CLINT ST JOHN CHERYL L WALZ PAMELA WITNESS TO LIFE PHOTOGRAPHY ADCO DISTRICT ATTORNEY ADCO DISTRICT ATTORNEY’S OFFIC ALBRIGHT ELIZABETH A ALL COPY PRODUCTS INC BUSSARD REX COLO ASSESSORS ASSN COSTAR REALTY INFORMATION INC DELGADO NICOLE EL PASO COUNTY SHERIFF GLADER JONATHAN D GRANADOS GILBERT JEFFERSON COUNTY LEDEZMA SARAI MAYER LISA MORITZKY TREVOR PROCODE INC RHOADS GARY ROBERTS LISA D SHEETZ ROBERT J SHREVE JEANNE TYLER TECHNOLOGIES INC CENTURY LINK COLORADO INTERACTIVE DS WATERS OF AMERICA INC PFEFFER CRISTINA SAMS CLUB SUMMIT FOOD SERVICE LLC SWEEPSTAKES UNLIMITED SWEEPSTAKES UNLIMITED SWEEPSTAKES UNLIMITED ADAMS COUNTY EDUCATION CONSORT ADVANCED LAUNDRY SYSTEMS ALLIED UNIVERSAL SECURITY SERV ATOM PHYSICS BOB BARKER COMPANY CINTAS CORPORATION #66 ENTERCOM DENVER LLC IMPROVE GROUP LOPEZ MARCUS MGT OF AMERICA INC MWI VETERINARY SUPPLY CO ROADRUNNER PHARMACY INCORPORAT ROCKY MTN CONVEYOR & EQUIPT SHERMAN & HOWARD LLC SPECTRA CONTRACT FLOORING SERV SUMMIT FOOD SERVICE LLC SWIRE COCA-COLA USA TAC 1 SYSTEMS THEATRICAL MEDIA SERVICES INC WIRELESS ADVANCED COMMUNICATIO WRIGHTWAY INDUSTRIES INC VIP ENGRAVERS ARAMARK REFRESHMENT SERVICES CHEMATOX LABORATORY INC COLO DEPT OF PUBLIC HEALTH & E COLO STATE SHERIFFS POSSE ASSN DS WATERS OF AMERICA INC G & K SERVICES LIM CARLENA METRONORTH CHAMBER OF COMMERCE MORPHOTRAK LLC PEDRUCCI MARC R PTS OF AMERICA LLC SPECIAL OLYMPICS OF COLO IN AD SUMMIT FOOD SERVICE LLC TOSHIBA BUSINESS SOLUTIONS UNITED POWER (UNION REA) UNITED POWER (UNION REA) UNITED POWER (UNION REA) UNITED POWER (UNION REA) UNITED POWER (UNION REA) VERIZON WIRELESS WIRELESS ADVANCED COMMUNICATIO ADCO DISTRICT ATTORNEY’S OFFIC ALLEN DEBRA JEAN AMERICAN EAGLE DISTRIBUTING CLEAR CREEK COUNTY SHERIFF COHEN MILSTEIN SELLERS & TOLL COLO MEDICAL WASTE INC EAGLE VIEW ADULT CENTER EIDE BAILLY LLP ENTRAVISION COMMUNICATIONS HART JULIE IDEXX DISTRIBUTION INC INTERMOUNTAIN REA KUSA MWI VETERINARY SUPPLY CO

07/24/17 400.00 07/24/17 200.00 07/24/17 150.00 07/24/17 150.00 07/24/17 150.00 07/24/17 100.00 07/24/17 150.00 07/24/17 150.00 07/24/17 600.00 07/24/17 150.00 07/24/17 150.00 07/24/17 150.00 07/24/17 100.00 07/24/17 600.00 07/24/17 100.00 07/24/17 100.00 07/24/17 100.00 07/24/17 150.00 07/24/17 150.00 07/24/17 200.00 07/24/17 250.00 07/24/17 100.00 07/24/17 100.00 07/24/17 350.00 07/24/17 100.00 07/24/17 150.00 07/24/17 500.00 07/24/17 150.00 07/24/17 150.00 07/24/17 150.00 08/07/17 270.71 08/07/17 218.97 08/07/17 61.88 08/07/17 150.00 08/07/17 300.00 08/07/17 10.00 08/07/17 2,808.39 08/07/17 53.50 08/07/17 9.50 08/07/17 84.00 08/07/17 75.00 08/07/17 1,600.00 08/07/17 75.00 08/07/17 345.00 08/07/17 19.43 08/07/17 1,000.00 08/07/17 243.00 08/07/17 35.76 08/07/17 154.08 08/07/17 231.49 08/07/17 46,490.47 08/07/17 412.83 08/07/17 17.63 08/07/17 531.60 08/07/17 54.57 08/07/17 1,152.59 08/07/17 824.85 08/07/17 30.00 08/07/17 30.00 08/07/17 40.00 08/07/17 518,731.00 08/07/17 279.13 08/07/17 15,777.27 08/07/17 235.00 08/07/17 4,173.50 08/07/17 134.43 08/07/17 2,870.00 08/07/17 1,025.00 08/07/17 306.00 08/07/17 10,400.00 08/07/17 2,547.52 08/07/17 47.95 08/07/17 239.25 08/07/17 7,712.50 08/07/17 525.00 08/07/17 85,832.03 08/07/17 180.00 08/07/17 2,605.59 08/07/17 17,995.00 08/07/17 560.00 08/07/17 140.00 08/07/17 3,036.04 08/09/17 162.97 08/09/17 470.00 08/09/17 155.00 08/09/17 25.00 08/09/17 614.54 08/09/17 199.42 08/09/17 34.78 08/09/17 1,000.00 08/09/17 4,497.92 08/09/17 101.22 08/09/17 3,231.00 08/09/17 2,511.76 08/09/17 80,567.35 08/09/17 1,838.96 08/09/17 896.47 08/09/17 38.62 08/09/17 30.09 08/09/17 2,124.68 08/09/17 42.10 08/09/17 2,496.69 08/09/17 553.00 08/09/17 204.66 08/09/17 321.60 08/09/17 25,406.00 08/09/17 28.46 08/09/17 2,126.25 08/09/17 375.00 08/09/17 225.00 08/09/17 4,000.00 08/09/17 6,901.16 08/09/17 10.50 08/09/17 499.21 08/09/17 30.47 08/09/17 14,506.72 08/09/17 1,095.75

PET AID ANIMAL HOSPITAL RADIO RESOURCE INC RANDSTAD US LP REED RICHARD ROMANO LINDA M THORNTON CITY OF WATER & SEWER WESTMINSTER CITY OF WESTMINSTER CITY OF XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY XCEL ENERGY ACCELA INC WOODS JAKE ADCO DISTRICT ATTORNEY ADCO DISTRICT ATTORNEY’S OFFIC ANDERSON RITA CHERNYAK DMITRIY COLO ASSN OF TAX APPRAISERS CORDOVA KATHERINE DEARTH BRIAN DELEON RYAN DELMENDO DONALD DWYER NICHOLAS EEO LEGAL SOLUTIONS LLC FERGUSON JULIA FIREPLACE AND GRILL EXPERTS FULLER JAMES HAYS VALERIE HEADLEY JACQUELYN HERMANN EDWARD KORTH, GREGORY L MALDONADO JEFFREY MALDONADO JEREMY MEDLAM BROOKE MYER DEBORAH PENTON VERNON L PIZANO ROSIE PLUMB MARKETING RANK BRANDI SANDOVAL THANE SCHILLING SUSAN SOUTH CYNTHIA SWINGLE THOMAS WELD COUNTY SHERIFF WOLF JOHN ACE KAUFFMAN ADCO DISTRICT ATTORNEY’S OFFIC ALLIED UNIVERSAL SECURITY SERV BREAK THRU BEVERAGE CATAPULT SYSTEMS LLC CENTER FOR EDUCATION & EMPLOYM CHERNYAK DMITRIY COLO BARRICADE CO INC COMCAST BUSINESS CULLIGAN DREXEL BARRELL & CO GOVERNOR’S OFFICE OF IT JACHIMIAK PETERSON LLC KUSA MESA COUNTY COUNTY ATTORNEY’S MWI VETERINARY SUPPLY CO NORTH PECOS WATER & SANITATION NORTHSIDE EMERGENCY PET CLINIC ORTIZ EMILIANO RACING UNDERGROUND LLC STANDARD FENCE COMPANY SYSTEMS GROUP VERTIV SERVICES INC VINCENT ROMEO & RODRIQUEZ LLC WAGNER RENTS INC WELHAM REBECCA XCEL ENERGY ADAME DIANA ADAMSON POLICE PRODUCTS AIRGAS USA LLC AMERICAN SCALE SERVICE & SUPPL ANDERSON CASSIE ANDRADE JOSE BI- BEHAVIORAL INTERVENTIONS BOB BARKER COMPANY BRIGADE ENERGY SERVICES CINTAS FIRST AID & SAFETY COLO FEDERATION OF GARDEN CLUB COLO STATE UNIVERSITY COLUMBIA SANITARY SERVICE INC CONTRACTORS EQUIPMENT CENTER COX RANCH ORIGINALS CSU UNIVERSITY RESOURCE CTR DARNELL KELSEY MORGAN DESANDOVAL CARLOTA EPPERLY JOE FAMILY DENTAL OF THORNTON GRAF TREVOR G GRUBER PATRICK HARRIS VICTORIA MEDINA ANGELICA NEVE’S UNIFORMS INC NORCHEM DRUG TESTING LABORATOR PRADO AL JR PTS OF AMERICA LLC REPUBLIC SERVICES #535 SANCHEZ VANESSA SUPERIOR FARMS TDS TELECOM THIES JOAN VAHLING DELBERT A VERIZON WIRELESS CINTAS CORPORATION #66 COMCAST SPOTLIGHT DELL MARKETING LP DREXEL BARRELL & CO ECONOMIC & PLANNING SYSTEMS IN ENTERCOM DENVER LLC

08/09/17 279.14 08/09/17 765.00 08/09/17 1,311.26 08/09/17 23.75 08/09/17 27.00 08/09/17 713.90 08/09/17 3,923.73 08/09/17 799.68 08/09/17 12,727.40 08/09/17 178.27 08/09/17 8,463.60 08/09/17 225.16 08/09/17 26,060.35 08/09/17 753.90 08/09/17 50.30 08/09/17 41.60 08/09/17 93.17 08/09/17 54.38 08/09/17 110.36 08/09/17 155.11 08/09/17 109.52 08/09/17 46.24 08/15/17 109,459.59 08/15/17 97.20 08/15/17 134.22 08/15/17 517.54 08/15/17 130.00 08/15/17 67.20 08/15/17 75.00 08/15/17 130.00 08/15/17 151.00 08/15/17 130.00 08/15/17 130.00 08/15/17 395.31 08/15/17 1,200.00 08/15/17 104.70 08/15/17 59.00 08/15/17 130.00 08/15/17 130.00 08/15/17 163.00 08/15/17 130.00 08/15/17 81.00 08/15/17 130.00 08/15/17 130.00 08/15/17 81.00 08/15/17 81.00 08/15/17 130.00 08/15/17 640.80 08/15/17 2,347.82 08/15/17 49.94 08/15/17 130.00 08/15/17 130.00 08/15/17 16.00 08/15/17 130.00 08/15/17 20.68 08/15/17 15.00 08/16/17 39.90 08/16/17 248.34 08/16/17 1,612.80 08/16/17 541.06 08/16/17 375.00 08/16/17 124.95 08/16/17 1,845.00 08/16/17 1,973.25 08/16/17 1,700.00 08/16/17 534.50 08/16/17 1,484.00 08/16/17 820.70 08/16/17 35,462.50 08/16/17 22,888.90 08/16/17 600.00 08/16/17 112.23 08/16/17 173.36 08/16/17 50.00 08/16/17 6.82 08/16/17 500.00 08/16/17 6,324.00 08/16/17 21,026.00 08/16/17 3,741.73 08/16/17 120.00 08/16/17 9,500.00 08/16/17 300.00 08/16/17 14.88 08/18/17 400.00 08/18/17 28,515.50 08/18/17 132.87 08/18/17 250.00 08/18/17 330.10 08/18/17 75.00 08/18/17 2,920.32 08/18/17 4,349.70 08/18/17 75.00 08/18/17 222.65 08/18/17 96.00 08/18/17 500.00 08/18/17 50.00 08/18/17 1,375.33 08/18/17 752.00 08/18/17 68.00 08/18/17 100.00 08/18/17 650.00 08/18/17 650.00 08/18/17 75.00 08/18/17 115.03 08/18/17 75.00 08/18/17 100.00 08/18/17 75.00 08/18/17 2,660.30 08/18/17 35.30 08/18/17 200.00 08/18/17 1,141.00 08/18/17 6,910.83 08/18/17 75.00 08/18/17 150.00 08/18/17 836.27 08/18/17 150.00 08/18/17 100.00 08/18/17 1,501.74 08/18/17 134.43 08/18/17 800.36 08/18/17 65,755.96 08/18/17 1,081.00 08/18/17 13,020.29 08/18/17 7,399.99

Public Notice

GOLDMAN ROBBINS NICHOLSON & MA GRANICUS INC GROUNDS SERVICE COMPANY HIGH COUNTRY BEVERAGE IDEXX DISTRIBUTION INC JOHN DEERE COMPANY KORBY LANDSCAPE LLC MATO INC MWI VETERINARY SUPPLY CO ORACLE AMERICA INC SATELLITE SHELTERS INC SOUTHWESTERN PAINTING SPECTRA CONTRACT FLOORING SERV STATE OF COLORADO STATE OF COLORADO STATE OF COLORADO STATE OF COLORADO SYSTEMS GROUP THEATRICAL MEDIA SERVICES INC THYSSENKRUPP ELEVATOR CORP TRI COUNTY HEALTH DEPT WINDSTREAM COMMUNICATIONS ZAYO GROUP HOLDINGS INC ADAMS COUNTY TREASURER ADAMS COUNTY TREASURER ADAMS COUNTY TREASURER ADAMS COUNTY TREASURER ADAMS COUNTY TREASURER ADAMS COUNTY TREASURER ARISING HOPE INTERNATIONAL BAILEY BRENT BRONCUCIA-JORDAN MONICA CENTURY LINK COLO ASSESSORS ASSN COLO DEPT OF LOCAL AFFAIRS COLONELL RICHARD COX RANCH ORIGINALS DS WATERS OF AMERICA INC GALLS LLC LAKEWOOD POLICE DEPT MELONAKIS PATRICIA NCS PEARSON INC NICOLETTI-FLATER ASSOCIATES RANDSTAD US LP RAPP, ANNE REEVES COMPANY INC SALES TODD SHRED IT USA LLC SUNCONTROL FOR WINDOWS LLC TOLDNESS TERRANCE E TOSHIBA FINANCIAL SERVICES WIRELESS ADVANCED COMMUNICATIO Fund Total

08/18/17 2,725.50 08/18/17 300.00 08/18/17 3,152.50 08/18/17 433.00 08/18/17 479.40 08/18/17 13,135.94 08/18/17 7,336.00 08/18/17 89,251.55 08/18/17 6,054.14 08/18/17 6,414.82 08/18/17 1,530.00 08/18/17 13,706.00 08/18/17 375.00 08/18/17 319.77 08/18/17 492.06 08/18/17 317.11 08/18/17 634.73 08/18/17 200.00 08/18/17 6,119.65 08/18/17 6,514.24 08/18/17 284,052.00 08/18/17 2,218.67 08/18/17 1,975.00 08/18/17 41.58 08/18/17 221.23 08/18/17 17.59 08/18/17 101.18 08/18/17 20.14 08/18/17 110.26 08/18/17 250.00 08/18/17 1,020.00 08/18/17 416.50 08/18/17 89.88 08/18/17 40.00 08/18/17 25.00 08/18/17 233.75 08/18/17 502.00 08/18/17 22.10 08/18/17 1,397.11 08/18/17 83.39 08/18/17 36.63 08/18/17 609.00 08/18/17 3,895.00 08/18/17 702.46 08/18/17 446.25 08/18/17 161.75 08/18/17 412.84 08/18/17 80.00 08/18/17 295.00 08/18/17 488.75 08/18/17 5,387.26 08/18/17 450.00 1,791,683.25

CAPiTAl FACiliTieS FuNd TREANOR ARCHITECTS PA FCI CONSTRUCTORS INC FCI CONSTRUCTORS INC Fund Total

08/16/17 8,600.00 08/18/17 31,629.71 08/18/17 519,578.71 559,808.42

GolF CourSe eNTerPriSe FuNd AGFINITY INC AGFINITY INC ALSCO AMERICAN INDUSTRIAL BUCKEYE WELDING SUPPLY CO INC C P S DISTRIBUTORS INC GCR TIRES AND SERVICE GOLF & SPORT SOLUTIONS L L JOHNSON DIST R & R PRODUCTS COMPANY UNITED POWER (UNION REA) UNITED POWER (UNION REA) UNITED POWER (UNION REA) UNITED POWER (UNION REA) XCEL ENERGY XCEL ENERGY AGFINITY INC ALPINE ARBORISTS PRO TREE CARE ALSCO AMERICAN INDUSTRIAL L L JOHNSON DIST LABOR SOLUTIONS INC TORO NSN UNITED POWER (UNION REA) Fund Total

08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/09/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17

691.00 7,536.09 85.12 26.00 516.94 259.97 1,030.99 1,582.64 155.40 339.97 1,097.02 3,985.98 36.05 42.65 370.51 1,801.75 1,900.00 86.92 504.33 2,000.00 229.00 8,183.12 32,461.45

equiPmeNT ServiCe FuNd JB AUTO CLEAN SAM HILL OIL INC PATRIDGE MICHAEL Fund Total

08/09/17 08/09/17 08/15/17

160.00 26,577.12 142.57 26,879.69

roAd & BridGe FuNd A & E TIRE INC COBITCO INC DAVEY TREE EXPERT CO PREMIER PORTABLES SPRINT WAGNER RENTS INC WAYNE A MITCHELL LLC BRANNAN SAND & GRAVEL COMPANY OUTTA CONTROL DESIGNS UTILITY NOTIFICATION CENTER OF W L CONTRACTORS INC MAXWELL JEFFERY DiExSys LLC METCALFE DEREK RICHARD ROTELLO ROCCO G SIMS FREDERIC M 74TH AVE LIMITED PARTNERSHIP Fund Total

08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/15/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17

77.50 107.80 860.00 460.00 37.99 5,538.86 2,961.00 1,588.75 4,607.99 174.00 6,718.80 250.50 24,990.00 1,300.00 9,980.00 11,345.00 1,368.00 72,366.19

08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/09/17 08/09/17

415.00 323.00 582.23 7,707.77 12,249.00 1,480.00 1,791.85

iNSurANCe FuNd ADVANCED URGENT CARE AND OCC M AMERICAN RED CROSS ARTHUR J GALLAGHER ARTHUR J GALLAGHER ARTHUR J GALLAGHER MILE HIGH FITNESS NATHAN DUMM & MAYER PC

HAYS LESTEL KELLY ROBERT HAYS LESTEL A & E TIRE INC BERG HILL GREENLEAF & RUSCITTI COLO FRAME & SUSPENSION FACTORY MOTOR PARTS LONGMONT FORD JOHNSON DANA VISION SERVICE PLAN-CONNECTICU VISION SERVICE PLAN-CONNECTICU VISION SERVICE PLAN-CONNECTICU Fund Total

08/15/17 08/15/17 08/15/17 08/16/17 08/16/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17

1,000.00 22.48 1,000.00 137.52 3,107.36 11,014.74 240.25 565.95 150.00 105.70 13,480.12 909.67 56,282.64

CoNServATioN TruST FuNd ALLIED RECYCLED AGGREGATES Fund Total

08/18/17

87.39 87.39

oPeN SPACe ProJeCTS FuNd UNITED POWER (UNION REA) DREXEL BARRELL & CO WESTERN STATES RECLAMATION INC DESIGN WORKSHOP Fund Total

08/09/17 08/16/17 08/16/17 08/18/17

26.42 407.04 1,016.00 16,090.62 17,540.08

oPeN SPACe SAleS TAx FuNd COMMERCE CITY CITY OF Fund Total

08/09/17 300,000.00 300,000.00

HeAd STArT FuNd CENTURY LINK CENTURY LINK CENTURYLINK G & K SERVICES INVEST IN KIDS NULINX INTERNATIONAL WHISENANT ELISA A CENTURY LINK CENTURY LINK G & K SERVICES L & N SUPPLY COMPANY INC MARTINEZ DRYWALL CO ORKIN PEST CONTROL RODRIGUEZ JAMIE SHRED IT USA LLC Fund Total

08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17 08/18/17

1,130.61 98.80 9.81 122.98 4,950.00 870.00 62.49 125.44 170.20 122.98 1,310.40 1,895.00 87.36 101.01 60.00 11,117.08

Comm ServiCeS Blk GrANT FuNd INSIGHT PUBLIC SECTOR Fund Total

08/18/17

437.04 437.04

WorkForCe & BuSiNeSS CeNTer AGUINIGA CAROL ARNEACH ANGELA BERNAL JUAN FELIPE CASTILLO YVONNE CHAVEZ BELIA P CLARK RYNE ELLIS CHARLES FLORES MICHAEL GONZALEZ JEANETTE KERR CRISTINE MARTINEZ MARTHA MCBOAT GREG MCDANIEL JENNIFER MCGIRR RITA MEDINA KRISTINA MENDOZA MICHELLE PARRA ALDO PARRIOTT JOEL PEDREGON SYDNEY POST REBECCA RODRIGUEZ SONIA SANTINO HEATHER SCHAGER BRETT CENTRAL COLORADO AHEC CENTRAL COLORADO AHEC CENTRAL COLORADO AHEC CENTRAL COLORADO AHEC CENTRAL COLORADO AHEC DEEP ROCK WATER LICON ELISHA MANDUJANO VICTOR COMPUTER SYSTEMS DESIGN MCDANIEL JENNIFER RED ROCKS COMMUNITY COLLEGE ULTIMUS INSIGHT PUBLIC SECTOR Fund Total

08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/09/17 08/15/17 08/16/17 08/16/17 08/18/17

79.72 38.52 41.73 14.45 28.89 82.93 62.06 49.22 20.33 27.82 11.77 62.06 41.22 16.05 49.22 36.38 505.58 109.14 55.64 79.72 116.63 23.01 330.10 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 9.20 50.00 100.00 4,800.00 191.53 2,812.30 7,500.00 12,455.64 37,300.86

FroNT rANGe AirPorT ARAMARK REFRESHMENT SERVICES SB PORTA BOWL RESTROOMS INC WILLIAMS JEFFERY DISH NETWORK EASTERN SLOPE RURAL TELEPHONE NEOFUNDS BY NEOPOST AT&T CORP KEN’S REPRODUCTIONS ROGGEN FARMERS ELEVATOR ASSN Fund Total

08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/07/17 08/18/17 08/18/17 08/18/17

139.66 396.00 160.00 138.02 80.32 249.10 97.45 215.00 563.50 2,039.05

WATer ANd WASTeWATer FuNd COLO ANALYTICAL LABORATORY COLO ANALYTICAL LABORATORY UNIVAR USA INC COLO ANALYTICAL LABORATORY ROGGEN FARMERS ELEVATOR ASSN Fund Total

08/07/17 08/07/17 08/07/17 08/18/17 08/18/17

Grand Total

17.50 35.00 452.74 240.00 184.00 929.24 2,908,932.38

Legal Notice No.: 67615 First Publication: August 24, 2017 Last Publication: August 24, 2017 Publisher: Northglenn-Thornton Sentinel

Page * 17

44 Northglenn-Thornton • Westminster Window

August 24, 2017A

Michael’s Handyman Services

Family Owned and Operated for over 23 years in Arvada.

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Northglenn-Thornton • Westminster Window 45

7August 24, 2017

Services A/C

Concrete/Paving

Serving the Front Range Since 1955

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720-327-9214

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Cleaning

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Give your home the royal treatment at an affordable price.

References available.

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Drywall

Handyman

Hauling Service

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Darrell 303-915-0739

Electricians

Affordable Electrician

Over 25 years experience

Concrete/Paving

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303-566-4091

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Construction

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Honest expert service.

Free estimates.

720-203-7385

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Call for a free estimate.

Residential or commercial, big or small, we do it all.

Quality work at a competitive price.

Call James at (303) 505-3543, if no answer leave a message and I WILL return your call.

Radiant Lighting Service **

Electrical Work All types. Honest and reliable, licensed & ins.

Free estimates.

Craig (303)429-3326

- House Leveling - Foundation Repair - Mobile Home Leveling - Concrete Crack Repair - Waterproofing

Commercial & Residential All types of cedar, chain link, iron, and vinyl fences. Install and repair. Serving all areas.

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FREE Estimates.

BBB Call For SPRING SPECIAL

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Garage Doors

Drywall

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www.gandeconcrete.com

NAVARRO Concrete, Inc.

Commercial/Residential quality work at reasonable prices.

Registered & Insured in Colorado.

303-423-8175

Bob’s Home Repairs

All types of repairs.

Reasonable rates 30yrs Exp. 303-450-1172

HANDY MAN Screwed up your plumbing?

CALL DIRTY JOBS Plumbing repair & Drain Cleaning $100.00

720-308-6696 www.askdirtyjobs.com

Drywall Repair Specialist

• Home Renovation and Remodel • 30 years Experience • Insured • Satisfaction Guaranteed Highly rated & screened contractor by Home Advisor & Angies list

Call Ed 720-328-5039

Mark: 303.432.3503 Home Improvement HOME IMPROVEMENTS One Stop Shop - We Do It All

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HOME REPAIRS & REMODELING • Drywall • Painting • Tile • Trim • Doors • Painting • Decks • Bath Remodel • Kitchen Remodels • Basements & Much More!

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Hauling Service

TV’s

A PATCH TO MATCH

Trash Cleanup • Old Furniture Mattresses • Appliances • Dirt Old fencing • Branches • Concrete Asphalt • Old Sod • Brick • Mortar House/Garage/Yard clean outs Storm Damage Cleanup Electronics recycling avail.

Call for advice and Phone Pricing

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720.503.0879

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303-345-4046

Fence Services D & D FENCING

FREE Estimates For:

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HAULING

Landscaping/Nurseries

LANDSCAPE • Paver and Natural Stone Patios • Retaining Walls • New Plantings • Landscape Lighting • Xeriscaping • Irrigation Systems • Fire Pits • Water Features

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Cut Rate Hauling

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Tony 720-210-4304 or Bryan 720-690-3718

46 Northglenn-Thornton • Westminster Window

August 24, 2017A

Services Lawn/Garden Services

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Bob’s Painting,

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References 303-466-4752

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303-960-7665

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Shingles, Flat Roofs, Roof Leak Repairs.

35 years of experience.

Free estimates.

Butch Metzler (303)422-8826

FRONT RANGE PLUMBING

303.451.1971

Commercial/Residential

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• Licensed & Insured • 30 Years Local Experience • Specialized in all types of roofs

Craig Schultz - 970-286-3014 schultzroofing@icloud.com www.schultzroofingnrepairsllc.com

Sprinklers

Just Sprinklers Inc Licensed and Insured

Affordable Rates

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For all your plumbing needs

• Winterization

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Remodeling

(303) 425-6861 25 Plus Years Exp • Family Owned & Operated

Painting

perezpaintingcolorado@yahoo.com

Long lasting Specialty Services interior & exterior Over 40 yrs. experience References and guarantees available.

Call Frank

303.420.0669

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303-523-5859 Tile

h s i E L I sT

te, References ani available r g r s you need r y fo mic * Bathrooms pan cera * Kitchens m * Backsplashes co nd ble one a * Entry Ways a d t r s * Patios, Decks ffo rble, a * Other Services an ma as required

Mark * 720-938-2415 Tile Work 303-345-4046 Tree Service

A-1 Stump Removal Stump grinding specialist

Most stumps $75.00 Call $45 Minimum.

Free estimates. or Licensed & Insured. text 36 years experience.

10% off when coupon presented

720-298-3496

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Sprinklers

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(303)423-5122

CALL DIRTY JOBS

$$ Reasonable Rates On: $$

Mark: 303.432.3503 Refs. avail

303-566-4091

Painting

LAWN SERVICES

• Leaf Cleanup • Lawn Maintenance • Tree & Bush Trimming/Removal • Removal/Replacement Decorative Rock, Sod or Mulch • Storm Damage Cleanup • Gutter cleaning • All of your ground maintenance needs Servicing the West & North areas

PLACE YOUR AD TODAY!

PERFECTION PAINT 22 YEARS • INT/EXT

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Roofing/Gutters

SPRINKLERS & PLUMBING

Free Instant Phone Quote Repair or Replace: Faucets, Sprinklers, Toilets, Sinks, Disposals, Water Heaters, Gas Lines, Broken Pipes, Spigots/ Hosebibs, Water Pressure Regulator, Ice Maker, Drain Cleaning, Dishwasher Instl., for coupons go to vertecservices.com CALL Vertec (720)298-0880

TONY HEPP

• System Start-up, Repairs & Upgrades • Work With All Brands • Service With Integrity • 20 Years Experience Servicing Arvada, Westminster, Thornton and Northglenn

C&M PAINTING Michael 407-486-1157 Chantal 720-404-9971

Call Terry or Corey 303-424-7357

Providing Lawn Sprinkler Service

303-591-8506 Family Owned • Insured/Bonded Specializing in Interior Painting Only Bathrooms, Kitchens and Small Rooms are our Specialty

A father and son team!

Rocky Mountain Contractors

Call or Text 720.263.0223

All Types of Roofing New Roofs, Reroofs, Repairs & Roof Certifications Aluminum Seamless Gutters Family owned/operated since 1980 Call Today for a FREE Estimate • Senior Discounts

(303) 234-1539

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E-mail to tony@heppservices.com

Complete lawn sprinkler

New install, repairs, turn-on.

Alan Urban Plumbing.

(303)423-5122

JAY WHITE Tree Service Serving with pride since 1975 Tree & shrub trimming & removals Licensed and Insured Firewood For Sale Call Jay (303)278-7119

Majestic Tree Service 720-231-5954

Tree & Shrub Trimming, Tree Removal Stump Grinding Free Estimates/Consultations Licensed and Insured

Window Services Donald Kevin Smith Window Cleaning for Homes and Small Business Free Estimates Years of Experience d.k.smith456@gmail.com (970)443-5204

Northglenn-Thornton • Westminster Window 47

7August 24, 2017

MULKEY FROM PAGE 17

Herself an artist, she developed the curriculum for the 1.5-hour weekly class. It’s a favorite, filling quickly each semester with both novice and seasoned artists.

The challenge, explained Krudwig, was to find innovative ways to adapt paintbrushes and other tools so the students could hold on to the brushes without them slipping from the fingers. Krudwig worked oneon-one with students to help them find ways in which to adjust the sessions and equipment to fit their needs due to their physical complications caused by Parkinson’s disease.

Despite their tremors, Krudwig said the students are thriving.

“There is laughter and a camaraderie that helps one another cope with the day-to-day living with Parkinson’s disease,” she said.

Ramona, a 53-year-old Parkinson’s patient, explained, “Painting in our art class is very relaxing and seems to ease the tremors I have when I am painting. Vickie is so positive and patient and is encouraging about our work. She makes us feel like we have just painted a Picasso.”

In every good teacher is a thread of empathy.

Krudwig understands the challenges associated with neurologi-

cal issues. For 12 years, she had been diagnosed with what doctors thought was a serious neurological movement disorder. She recalls sharing her story with the class. “I was scared, and they listened sympathetically, then said, welcome to the club. We all laughed. That moment in time made me realize that I was getting more out of the class than my artists with Parkinson’s.”

APEX Community Recreation Center is showcasing their work in an exhibit through Sept. 20, with viewing hours Mondays-Thursdays, 8:15 a.m. to 7 p.m. and Fridays, 8:15 a.m. to 4 p.m. The APEX Community Recreation Center is located at 6842 Wadsworth Blvd. in Arvada.

LifeConnect University offers life-long learning classes that are designed to tap into the creative and intellectual energies of residents and guests. The classes are open to residents in the community and the metro-Denver area, free of charge.

For more information about LifeConnect University or the exhibit, call (877) 341-0295.

Kent Mulkey is executive director at Covenant Village of Colorado, a faith-based, nonprofit, continuing care retirement community located in Westminster. He is one of a team of professionals who writes about senior living, retirement, and health and wellness. For more information, visit www.covenantcolorado.org or call 877-341-0295.

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48 Northglenn-Thornton • Westminster Window

August 24, 2017A

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