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April 23, 2020

READY TO RACE Local runners navigate postponements, crowded trails amid COVID-19 P14

ADAMS & JEFFERSON COUNTY, COLORADO

A publication of

A LITTLE QUARANTINE COLOR Painted rocks add some interest along walking trails P11

SOCIAL DISTANCE

CLEARER SKIES

Restrictions could continue for months P4

Fewer cars on the road means drop in pollution P9

PERIODICAL

DID YOU KNOW INSIDE

BREATHING FREE Meditating on reducing stress

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Based on smart phone tracking, postCOVID-19 trips in Adams County are down as much as 40 percent.

Source: www.google.com/covid19/mobility/

VOICES: PAGE 12 | LIFE: PAGE 14

WestminsterWindow.com

VOLUME 75 | ISSUE 26

2 Northglenn-Thornton • Westminster Window

April 23, 2020A

Westminster calls for mortgage help Council agrees to ask for financial help, considers rules for virtual hearings

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Federal or state officials should do something to help those having a difficult time making rent or paying their mortgage, Westminster City Councilors agreed April 13.

Councilors unanimously approved a resolution asking that banks, mortgage companies, landlords and rental businesses be lenient on people having a tough time financially during the COVID-19 outbreak. It asks them to delay rents and mortgages and be forgiving when it comes to utility shut-offs, evictions and foreclosures.

After some wordsmithing, they agreed to ask federal and state government to provide some kind of relief and financial aid.

“This is exactly what many of us on council have been pushing for, for a couple of weeks, as a way to alleviate some of the pressures on our residents who may suddenly find themselves without jobs and face having to pay rent or mortgage or utilities,” Councilor Kathryn Skulley said. “This is a great resolution to some of those pressures.”

The initial draft of the resolution requested financial aid from the state or federal government for those affected

by the virus called them to formally suspend rent, mortgages and utility payments as well as negative credit reports.

That phrasing didn’t sit well with four of the councilors, including Mayor Herb Atchison.

“I am very concerned about taking a blanket, overall approach and asking for the suspension of all rents, all mortgages and all payments,” Councilor Rich Seymour said. “I believe that will substantially deepen the decline of our economy and will make it even harder for us to come out of it when we are able to get out and about again. Not every person needs their rent or mortgage suspended.”

Atchison and Councilors David DeMott and Lindsay Smith agreed with Seymour.

“To defer rent for people that don’t need a deferral makes no sense to me and I think it’s punishing landlords to the point where they are being told to defer, regardless of the excuse,” Atchison said. “But I totally support anybody who is having lost jobs, been furloughed by jobs or otherwise been affected by this asking the landlords.”

The remaining councilors agreed, rewriting the resolution to turn it into a request and encouraged other levels of government to support rent and mortgage suspension.

That was enough to get the four votes on-board, although Councilor Smith said she still had issues with the wording.

“It still doesn’t sit well with me,” Smith said. “I understand what we

are trying to accomplish and looking at our community and trying to help.

So, while I’m not entirely comfortable with the wording, I will follow with my colleagues to support this for the greater good of Westminster.”

Virtual comments In other business, councilors discussed ways to take public comments about controversial matters while quarantines and stay-at-home orders are in place.

“We held our first virtual city council meeting way back on March 23 and we had two public hearings, which at that time only consisted only of written comments that were submitted prior to the meeting,” City Clerk Michelle Parker.

Parker outlined several ways to encourage public comment during virtual City Council meetings, including reading emailed comments into the meeting’s record, playing pre-recorded voice mails and creating a system to let residents phone in to make their comments.

Residents could sign up to make comments through the City Clerk’s office before the meeting and would be given an email link that would allow them to log on and interact with councilors.

“It would include instructions for leaving a backup message in the event that either they or we encounter technical difficulties while they are trying to testify,” Parker said.

The goal is to mirror the participation during a regular in-person meet-

County offers rent, mortgage grant Money to help eligible Adams County residents available now STAFF REPORT

Adams County will make a $300,000 grant available to help people who have seen their household income drop because of COVID-19.

The county and Maiker Housing Partners — formerly the Adams County Housing Authority — have created the Adams County COVID-19 Short-Term Rental and Mortgage Assistance Relief Fund.

The fund will provide emergency, shortterm rental and mortgage assistance to households little savings that are vulnerable to eviction or foreclosure due to loss or reduction of employment. It’s meant to help those facing problems from unpaid rent or mortgage.

The funds will be administered by Maiker Housing Partners and applications will be accepted through www.makerhp.org, the Maiker Housing Partners website.

“It is of critical importance that we keep people in their homes and ensure residents’ housing needs are met during the COVID-19 crisis,” Adams County Commissioner Eva Henry said. “This fund is an extra boost to assist households that are most vulnerable to eviction or foreclosure due to a loss or reduction of employment during this time.”

The initial $300,000 in grant funding came

from the Adams County Foundation and the county officials are looking for additional funding.

“The negative impact this crisis has had on our communities, and especially our most vulnerable residents, is significant and will only continue to grow,” said County Manager Raymond Gonzales.

Residents may be eligible to receive rental or mortgage assistance through this fund if they are Adams County residents with household incomes below 80% of the area median income who have been impacted COVID-19 since March 11, 2020. According to 2018 reports from the U.S. Census, 80 percent of the area median income for Adams County is about $54,000.

“In an effort to continue providing equitable opportunities for all, the Adams County Foundation invested in this new fund to expand support available to the most vulnerable individuals and families residing in our local communities,” said Ken Ciancio, Adams County Foundation Board Chair. “It is our hope this fund will alleviate the stress of economic hardship during this time until Adams County residents may return to work or additional funds become available.”

Each individual may apply for funding up to three times for as long as funding is available. All interested individuals must first complete an interest form on the Maiker Housing Partners website. A Maiker representative will respond within 24 business hours.

ing, Parker said. Deputy City Attorney Kristen Decker said another goal is to meet public meeting requirements.

“What we want to make sure of is that the people who have a legal interest need to be allowed to speak,” Decker said. “Anybody who is an adjoining landowner and anybody entitled to public notice, as long as they have an opportunity to be heard, that’s what we are trying to accomplish. The other thing is creating a public record.”

Councilors did offer their support.

Councilor DeMott thanked staff and applauded the guidelines.

“I appreciate that we have found a way to accommodate multiple people, understanding that in-person meetings are the best solution,” DeMott said. “But in times when we can’t do that, this seems like a good solution to me.”

Councilor Lindsay Smith suggested simply not hosting public hearings until in-person meetings can be scheduled. Seymour said he’s concerned that online meetings won’t get as much public comment for controversial discussions as they deserve.

DeMott encouraged City staff and councilors to delay items if they are especially controversial.

“The thing I want to avoid is to look like we are — and I don’t have a better term for this — trying to slip things by the public,” DeMott said. “I’m glad we’ve come up with a solution because there are things we need to get done in our business that continued the city moving forward.”

CATCHING UP

Hailey Haines, 4, of Thornton, attempts to catch up to her family, during a walk in the Signal Creek neighborhood on Wednesday, April 15.

STEFAN BRODSKY

Northglenn-Thornton • Westminster Window 3

April 23, 2020

Northglenn Police delivering medicine Department offers help for seniors stuck at home

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Northglenn Police have agreements with four city pharmacies, allowing them to pick up prescription medications during the COVID-19 stay-at-home orders and deliver them to residents.

Department spokesperson Renae Lehr said one person has used the department’s service since it began being offered April 7.

“We spoke with four different pharmacies to make sure they’d allow a police representative to pick up peoples’ prescriptions,” Lehr said. “And they gave us our blessing.”

The service is open to Northglenn residents, 65-years-old or older that need a prescription filled but are not able to pick it up or have delivered.

Four Northglenn pharmacies are part of the program: The King Soopers at 750 E. 104th Ave., Walgreens at 750 E. 120th Ave., Safeway at 500 E. 120th Ave. and the Walmart at 10755 Washington St. The department announced the program on April 7 via Facebook, and that page received 64,0000 views. The service has been used once, so far.

“So we know that the word is out there,” she said. “But don’t know how soon we’re going to start seeing calls for this.”

Residents should contact the pharmacy first to order their prescription and pay for it over the phone or online, telling the pharmacy that a Northglenn Police representative will pick it up.

Once they have, they can call the Police Department at 303 450-8893 to

A Northglenn Police officer drops off a prescription medication for a homebound senior citizen. The department began delivering medication to people who cannot leave their homes during the Coronavirus stay at home order. COURTESY PHOTO schedule the prescription pick up.

Callers will be asked to provide their name, address, phone number, date of birth and the name of the pharmacy.

Prescriptions will be delivered on Tuesdays and Thursdays between 10 a.m. and 4 p.m. Residents requesting a prescription delivery must present valid identification at the time of delivery.

“The pharmacies did say there are some prescriptions that are eligible and some that are not,” Lehr said.

“We might run into a situation where we can’t pick something up, and we’ll address that at that point. We are not getting involved in what the prescription is.”

Officers will wear personal protective gear and adhere to the 6-foot distance guidelines during deliveries.

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Signs of help Thornton spearheads program to help neighbors communicate during quarantine STAFF REPORT SPECIAL TO COLORADO COMMUNITY MEDIA

A city campaign will help Thornton residents can let their neighbor know how they are faring during the COVID-19 stay-at-home orders with a new city campaign.

The city is making a series of signs, flyers and postcard templates for people to print that help signal how they are doing, part of the Thoughtful Thornton campaign.

One is a flyer residents can print out and put their name and contact information on that can be given neighbors offering help running errands. The flyers are

available in English and Spanish.

“If people know a neighbor who might need a simple errand run for them, or just a friendly ear to listen, we believe these simple tools provided in Thoughtful Thornton will help make the connection,” Thornton Communications Director Todd Barnes said.

There are also signs that can be printed from the campaign webpage that a neighbor can print and tape in their windows; green to indicate “I am fine today” and yellow to signal to their helpful neighbors that they need some kind of assistance.

“Thoughtful Thornton will help residents easily communicate with a neighbor that might need a little more assistance in this challenging time,” says Barnes. “In this day of physical distancing because of the COVID-19 pandemic, contacting your neighbors and helping isn’t easy, so being able to leave messages offering help is ideal.”

Visit gocot.net/thoughtfulthornton to learn more.

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4 Northglenn-Thornton • Westminster Window

April 23, 2020A

Some social distancing restrictions to continue for months, at least

BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

When Gov. Jared Polis announced the extension of Colorado’s stay-athome order in a statewide television and radio address April 6, he took on a historical tone.

“This April will always be known as the lost month,” Polis told Coloradans, explaining the order would last through April 26.

But the lost time spent in a life altered by COVID-19 could add up to many months — or more than a year — depending on when a treatment or vaccine arrives.

“The challenge is, how do we create a sustainable way to live for the many months that the virus will be with us,” Polis said at an April 15 news conference. “The answer is not staying at home for many months. It’s not possible. It’s not possible economically — people need to support themselves, businesses need to exist, and it’s not possible psychologically. Humans are social animals.”

The governor outlined how the state is working to balance the need to return to normalcy with the imperative to contain the coronavirus to a level that doesn’t exceed Colorado’s health care capacity, leading to more deaths.

Just as the state issued social distanc-

ing measures gradually — such as shutting down dine-in service at bars and restaurants, suspending ski area operations and ordering Coloradans to stay home except for essential reasons — the restrictions also will be lifted in pieces, Polis said. Social distancing is a public health term that means reducing face-to-face contact.

Unlike flipping a light switch, the transition will “look more like a light dimmer,” Polis added.

That process could last for “two months, three months, 10 months — however long it is before there’s a cure or vaccine,” Polis said.

It could take between 12 and 18 months until a vaccine is ready for mass use, according to national news outlets. A viable treatment could take months.

Ending Colorado’s stay-at-home order doesn’t mean restaurants will be full, Polis told reporters April 13. And even down the road, relying to some extent on working from home and staggering shifts to reduce contact will likely be the norm, Polis said April 15.

A ban on large gatherings will likely continue for months.

“Of course, there could be the need to reinstate measures, including the stay-at-home measures” if the virus’ spread is dire enough, Polis said.

“But we all hope to avoid those types

of draconian measures.”

Virus could plateau, for now It remains to be seen more clearly what trajectory the state is on in light of Coloradans staying at home. Within the next five days, that picture should become clearer, Polis said April 15.

As of mid-April, additional COVID-19 cases per day — based on the start date of people’s illness — has shown a sharp decrease, from 394 added cases on March 30, to 45 added cases on April 14.

But it’s also unclear what the trajectory of cases will look like once the stay-at-home order is lifted. Public health officials are unsure of whether cases will start to increase at a higher rate than over the past couple weeks once the order ends, Rachel Herlihy, state epidemiologist, told reporters in a conference call.

To keep Coloradans safe while relaxing or lifting some social distancing policies, the state aims for a strategy of mass testing coupled with expanded contact tracing — keeping track of who has been exposed to COVID-19 — to appropriately isolate and quarantine people to control the spread of the virus.

Officials are working on building capacity for mass testing across the state, according to Scott Bookman, incident

commander for the state health department. It’s unclear when mass testing will begin.

Outbreaks continue As of April 15, Colorado’s tally of COVID-19 cases rose to 8,280 across 56 counties, with 1,636 hospitalized, 357 deaths and more than 40,500 people tested. There have been 83 outbreaks at residential and non-hospital health care facilities, such as senior homes.

More attention has been focused on those outbreaks in recent weeks. The vast majority of deaths from COVID-19 have occurred in people 70 or older, according to a presentation from the governor’s office.

Data show that Colorado’s social distancing has slowed the spread of COVID-19 and has delayed the peak — the time when the number of reported cases reaches its highest point — to some degree.

For a while in March, the number of COVID-19 cases in the state was doubling every 1 1/2 days. As of early April, cases were doubling roughly every six days, according to state officials.

The peak “could be anywhere from May until later in summer, and we hope to narrow that down,” Rachel Herlihy, state epidemiologist, told reporters on April 6.

Answering your questions about COVID-19 in Colorado

BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

Still have questions about COVID-19? You’re probably not alone.

Just over a month after authorities detected the new coronavirus in Colorado, information about the disease itself — and how Colorado policies are reacting to it — is still evolving and can be tough to follow.

Here is a look at questions about COVID-19 in Colorado, including answers about how the statewide stay-at-home order is enforced (hint: you don’t need to provide paperwork to police), whether you can leave your house to take care of a friend, when the pandemic will reach its peak in Colorado and more.

How far can a stay-at-home order go?

It’s unclear, but it appears unlikely that the order could get much more extreme.

Under Colorado law, the Colorado Department of Public Health and Environment has broad authority to close theaters, schools and other public places. The agency also can seek isolation or quarantine of individuals when necessary to protect public health, according to a fact sheet from the office of Colorado Attorney General Phil Weiser.

The health department’s executive director, Jill Hunsaker Ryan, has not said the state is considering closing more types of businesses or giving people less ability to leave home — nor have other state officials.

The state has been evaluating the success of the order, and “if we need to do something differently around the stay-at-home order, we certainly can,” Ryan told reporters April 6.

But she added: “When we make these decisions in Colorado, the governor takes into account personal freedom and economic consequences and then tries to balance all that in the context of hospital capacity.”

When will the peak occur?

The “peak” is the time when the number of reported COVID-19 cases reaches its highest point.

Data show that Colorado’s social distancing has slowed the spread of COVID-19 and has delayed the peak to some degree.

For a while in March, the number of COVID-19 cases in the state was doubling every 1 1/2 days. As of early April, cases were doubling roughly every six days, according to state officials.

The peak “could be anywhere from May until later in summer, and we hope to narrow that down,” Rachel Herlihy, state epidemiologist, told reporters on April 6. She noted that predictions depend on the level of social distancing the stay-at-home order achieves — in other words, how well people comply.

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Northglenn-Thornton • Westminster Window 5

April 23, 2020

Nonprofit provides Easter baskets, groceries for young moms Hope House continues assistance during public health crisis

BY CASEY VAN DIVIER CVANDIVIER@COLORADOCOMMUNITYMEDIA.COM

Getting an Easter basket is a highlight of the holiday for Madison Sullivan’s 3-year-old son and 1-year-old daughter. And, after a trip to nonprofit Hope House of Colorado to pick up two baskets, Sullivan, 22, is already prepared to keep the tradition going this year despite the constant changes caused by the COVID-19 pandemic.

Hope House, an Arvada-based nonprofit, connects young moms from across the Denver area with food, classes and other resources. The nonprofit has been running a driveup distribution of Easter baskets, donated by to Hope House by another nonprofit, Family Holiday Promise, to help families brighten up their holidays this year.

“It’s special for them,” Sullivan said. “We want to try to make this holiday as normal as possible.”

In addition, the moms have been able to pick up a number of other resources from Hope House including food, diapers and disinfecting wipes as the nonprofit keeps its operation running throughout the COVID-19 crisis.

Moms can send a message to the organization’s volunteers and staff to request resources, with Hope House then getting the resources together and organizing for the moms to drive by its resource center, 6475 Benton St., for pick up.

“We are still able to provide a lot of the essential needs our moms have at this time,” said Dana Streufert, Hope House’s communications manager.

“We’re providing specific goods the mom has asked for, and then she’ll have what she needs for the next couple of days or a week.”

The grab and go service has been helping up to 40 moms each day, including Sullivan, who has been able to utilize the service about three times a week.

With the virus continuing to spread, “I don’t like to take my kids into stores right now, so this eliminates a lot of the barriers,” Sullivan said.

While the state’s stay-at-home orders have prevented Hope House participants from meeting at the resource center, staff members have continued to check in on the girls virtually.

The nonprofit has been working to assist the moms with the services it typically offers, such as counseling or educational needs. For instance, Hope House worked with Sullivan to help her complete and fax over paperwork for a university scholarship she reapplied for this year, Sullivan said.

Hope House mom Diana Reyes receives two Easter baskets to take back to her kids for the holiday.

COURTESY OF HOPE HOUSE OF COLORADO With plans to continue assisting its moms and offering grab and go services for as long as possible, Streufert highlighted local organizations that have donated resources for distribution.

“We’ve been receiving canned food, toiletries, even things like donated puzzles or games to help keep our moms’ children occupied while they stay home and try to stay safe,” Streufert said.

Individual residents have also been donating to help the families in need, she said. The nonprofit has posted a list of items it still needs at hope-

housecolorado.org, which includes hygiene items, cleaning products and shelf stable food products, among others.

For Sullivan — who has been balancing the challenges of watching her children and completing schoolwork from home — it’s been comforting to have Hope House as a constant in her life during the other changes, she said.

“The girls are really thankful for everyone who’s donating because it’s really helpful,” she said. “It’s nice to know we have Hope House to fall back on.”

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6 Northglenn-Thornton • Westminster Window

April 23, 2020A

COVID-19 rates higher among blacks, Hispanics, Pacific Islanders Blacks are 3.9% of state population but make up 7% of cases with race reported, Colorado data shows

POLIS ON DISPARITY Gov. Jared Polis commented on the racial differences in COVID-19 cases at an April 13 news conference, saying that asthma and diabetes — and diet — disproportionately are problems for racial minorities and could be relevant to the disparity.

Asked what his administration is doing about the disparity, Polis said, “We care about everybody” and that people live in integrated communities.

“You can’t say we’re … stopping it for Hispanics and not for white people or for blacks and not for Hispanics,” Polis said. “The reason to stay at home is for everybody; that drives down infection rates across the board.”

“The things I’ve heard is that it’s likely a proxy for socioeconomic issues — which, obviously, there’s no short-term solution for that. It’s part of a broader problem that our country has with regard to extreme income disparities,” Polis said.

BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

Out of more than 5,000 COVID-19 cases with race and ethnicity data reported in Colorado, the black, Hispanic and native HawaiianPacific Islander populations show statistically higher rates of the disease than others, according to the Colorado Department of Public Health and Environment.

While black or African American residents are 3.9% of the state population, they make up 7% of its cases, according to an April 13 news release.

That disparity between percentage of population and percentage of cases far outpaces all other race categories, aside from native Hawaiians-Pacific Islanders, who represent 0.6% of Colorado’s cases but make up just 0.1% of its population, according to the release.

The race and ethnicity data represent 67% of all reported COVID-19 cases in Colorado as of April 13.

Cases with an unknown race or ethnicity were excluded from the calculations.

Initial disease reports to public health departments often are missing information on race and ethnicity, according to the state health department, which is drafting a public health order to clarify the type of data the department needs from health care entities.

Explaining the disparity “Colorado has racial disparities in certain chronic diseases due to unequal access to health care and economic opportunities occurring over many generations,” the state health department said in the release.

Because studies have shown people with underlying health conditions are more likely to die of the virus, tracking racial and ethnic data is a high priority for the department, it continued.

“We know that social and health care inequities affect outcomes, and that becomes even more apparent in times of disaster,” Jill Hunsaker-Ryan, executive director of the department, said in the release. “There have been generations of institutionalized barriers

to things like preventive medical care, healthy food, safe and stable housing, quality education, reliable transportation and clean air.

Research shows that these types of factors are the most predictive of health outcomes.

“There is much to be learned from this disaster, and the uneven effects of COVID-19 on different communities will perhaps be one of the most profound lessons,” Hunsaker-Ryan continued.

As of April 13, Colorado’s tally of COVID-19 cases reached nearly 7,700 across 56 counties, with nearly 1,500 hospitalized, about 38,700 people tested and 308 deaths.

There have been 72 outbreaks at residential and non-hospital health care facilities.

Starting April 14, the state health department was to add race and ethnicity data to its daily update of COVID data AT covid19.colorado. gov.

Cases broken down by race White and Asian Coloradans, and those of multiple races, showed statistically lower rates of COVID-19, according to the data. American Indian and Alaskan natives’ rates were not statistically different from their percentage of the state population.

The 5,188 cases with race and ethnicity data reported show the following counts: • White: 3,064 cases, 59.1 of total • Hispanic: 1,458 cases, 28.1% • Black: 363 cases, 7% • Asian: 116 cases, 2.2% • Multiple races: 96 cases, 1.9% • Other: 38 cases, 0.7% • Native Hawaiian or other Pacific Islander: 29 cases, 0.6% • American Indian or Alaskan natives: 24 cases, 0.5%

As a percentage of the Colorado population in general, whites make up 67.8%, Hispanics 21.7%, blacks 3.9%, Asians 3.1%, American Indian or Alaskan natives 0.6%, and native Hawaiians and Pacific Islanders 0.1%, according to 2018 U.S. Census Bureau data cited in the news release.

Those of multiple races make up 2.7%. Population data do not include the “other” category.

Deaths broken down by race The data also included deaths by race and ethnicity, showing that blacks were similarly overrepresented in the death count, making up 6.8%, or 17 deaths. Native Hawaiian and other Pacific Islanders were overrepresented with 1.6%, or four deaths.

American Indians and native Alaskans were also overrepresented. White Coloradans were slightly overrepresented as well.

Hispanics were underrepresented, as were Asians and those of multiple races.

The data included race and ethnicity data for 249 deaths, representing 81% of all reported COVID-19 deaths in Colorado as of April 13.

The deaths among cases reported with race and ethnicity show the following counts: • White: 172 deaths, 69.1% of total • Hispanic: 44 deaths, 17.7% • Black: 17 deaths, 6.8% • Asian: seven deaths, 2.8% • Native Hawaiian or other Pacific Islander: four deaths, 1.6% • Multiple races: three deaths, 1.2% • American Indian or Alaskan natives: two deaths, 0.8% No deaths were listed under the “other” category.

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As Jefferson County Commissioner Casey Tighe watched people stay at home and socially distance amid the COVID-19 pandemic, he couldn’t help but see their efforts as an act of patriotism.

There’s another way people can help their country during the crisis, he said, and that’s by completing the 2020 census, which launched as communities across the nation ramped up public health measures in connection with the pandemic response.

“Ask your family, your friends: ‘Have you filled out the census?’”

Tighe said.

While the census may not be top of mind for people amid the pandemic, as they worry about economic hardships and their health, local nonprofit and elected leaders are urging residents to use the extra time at home to partake in the “the gold standard” of data collection.

Gillian Winbourn is program director for Together We Count, a statewide nonprofit aiming to ensure historically undercounted people are represented in the 2020 census. Participation, particularly now, is paramount, she said.

“This is a way to help Colorado rebuild and make sure that it can get its fair share of support continuing for the next 10 years,” Winbourn said. “I think in a time like now, we can see how much we rely on services and the government services.”

Together We Count started in 2017 and will operate only for the duration of the 2020 census effort. The SEE CENSUS, P7

Northglenn-Thornton • Westminster Window 7

April 23, 2020

CENSUS

RESPONSE BY COUNTY

FROM PAGE 6

organization already expected challenges to the 2020 census because of distrust in government and the possibility that some people will face hurdles responding in new ways.

Before COVID-19 hit, the U.S. Census Bureau was already gearing up for people to respond online, by phone and by mail — for the first time in census history.

Together We Count focuses on reaching populations like renters, immigrants, refugees and people with low literacy — all demographics the census bureau defines as hard to count, Winbourn said. The nonprofit also adds older adults to that list and stresses that young children count.

“We knew that it was going to be a more challenging time,” she said.

“Particularly with COVID, it’s really affected the timeline.”

Gillian noted the census opened on March 12, shortly before social distancing measures took off.

Local governments and nonprofits had to scrap many of their traditional outreach methods to promote the census because of COVID-19, like

Here are the response rates for some metro area counties, according to an April 13 news release by the U.S. Census Bureau: Douglas County: 63.9% Arapahoe County: 58% Adams County: 53% Jefferson County: 63.2% Elbert County: 56.3% Denver County: 51.5% providing education at community events and meetings. Many said they are now relying more heavily on social media to get the word out.

The U.S. Census Bureau adjusted its 2020 census operational timeline in response to the pandemic. Field activities are not likely to resume until June 1. The current deadline to respond is Aug. 14, said spokeswoman Laurie Cipriano.

As of April 13, the Colorado response rate trailed Kansas by less than 1 percentage point, coming in at No. 11 on the list of states with the best self-response date. Just shy of 52% of Colorado households had responded. The national selfresponse rate was 48%.

Within Colorado, two counties — Jefferson and Douglas — are neckand-neck for the best self-response rate in the state, with both above 63% as of an April 13 report. Commissioners for each county said they are competitive and shooting for that No. 1 slot.

“If you’re at home and you have access to computer and internet, you probably have some time to do it. It’s a way to break up your day,” Tighe said.

But there’s much more at stake than bragging rights, the commissioners stressed, as the census will determine how much federal funding is funneled down to local communities.

“There is so much that is based on getting an accurate count. We need to have a complete count and that means 100%,” said Douglas County Commissioner Lora Thomas.

Thomas, Tighe and Winbourn listed a slew of services impacted by the census.

Funding health-care clinics, Medicare and Medicaid, highways and transportation, disaster relief, educational programs, fire departments and human services are just some of the community services that rely on census data.

The data also informs the business

community, such as helping grocery stores decide where to open locations, Winbourn said.

There’s also the issue of representation in Washington.

Since 1790, the census has determined the number of seats a state receives in the U.S. House of Representatives.

“There’s a lot of speculation that the state of Colorado is going to get an additional congressional district,” Thomas said.

Tighe said an accurate census count translates to an appropriate level of representation in Congress for the state and creates “a fair playing field around the country” if the nationwide count is accurate.

Under the adjusted census timeline, bureau experts will assess and deliver each state’s population total, which determines its number of seats in the U.S. House of Representatives, to the president by April 30, 2021.

The president delivers apportionment counts to congress within 14 days. Redistricting counts are then to be delivered to states by July 31, 2021.

Completing the census takes minutes, Thomas said, estimating she finished in less than five minutes.

“It’s really straightforward,” she said. “There’s no trick questions. It’s easy to answer.”

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Ballots must be received via mail or dropped off at a polling location by 7 p.m. on May 5.

Download an application online at: nmfr.org/boardelection Call to request an application: 303-252-3010 Two polling locations (10550 Huron St., Northglenn, and 101 Spader Way, Broomfield) will be open for residents to vote in person and drop off ballots on May 5 from 7 a.m. to 7 p.m. More information can be found online about the election and board candidates at nmfr.org/boardelection.

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8 Northglenn-Thornton • Westminster Window

April 23, 2020A

Unemployment claims break Great Recession record

BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

During the fallout from the Great Recession, the week with the highest number of claims for unemployment assistance filed was the week ending Jan. 9, 2010, with 7,749 claims.

This year, the week ending March 21 — when Colorado closed dine-in restaurant and bar service, and hair and nail salons, spas, and tattoo and massage parlors — shattered that record.

Then, the next three weeks saw the numbers increase fivefold.

Colorado’s economic upheaval during the COVID-19 pandemic has disrupted hundreds of thousands of lives, reflected in no more concrete terms than the number of Coloradans applying for unemployment benefits: those who have been laid off, had work hours reduced or have been furloughed, meaning temporarily laid off.

The week ending March 21 saw 19,745 new unemployment claims filed, according to a Colorado Department of Labor and Employment news release. That set a new state record, far outpacing the Great Recession numbers. The week prior clocked in at just 2,321.

For the week ending March 28, 61,583 initial unemployment claims came in. The following week, 46,065 initial unemployment claims were filed. In the week ending April 11, the department counted 104,217 initial unemployment claims filed.

Those four weeks represent the month-long period with the most unemployment claims filed in Colorado on record, according to Cher Haavind, deputy executive director of the state Labor Department.

In the coming weeks, Colorado may see the most unemployment benefits paid by dollar amount on record,

QUESTIONS FROM PAGE 4

explicitly says Coloradans can leave home to care for family members and pets — and even livestock — in another location. But what about a

possibly topping the record from the Great Recession, which lasted 18 months from December 2007 to June 2009 and created ripple effects of job losses lasting long afterward. A direct comparison is difficult because Great Recession data is monthly, said Ryan Gedney, senior economist for the department.

“That said, we paid out roughly $103 million in regular (unemployment) benefits May 2009 — the highest monthly total on record. From week ending March 21 to week ending April 11, we paid out $109 million in regular (unemployment) benefits,” Gedney said.

Colorado’s unemployment rate increased from 2.5% in February to 4.5% in March, according to a news release from the department. That’s Colorado’s highest unemployment rate since August 2015, according to the release.

The unemployment rate is measured based on the week that includes the 12th of the month — March 8 to March 14 — so the change in unemployment rate reflects the impact on Colorado’s employment during the first stages of the COVID-19 outbreak in the state, but before Colorado ordered certain businesses to close during the week ending March 21.

Working on wait times The state Labor Department experienced unprecedented traffic from those looking to file claims, and department officials in April were in conversations to outsource some call activity — as other states have done — to help take pressure off the regular call center, Haavind said.

The system “was handling 2,000 claims a week — now we’re at, in some weeks, 60,000. The sheer volume of calls to the call center is just unmanageable,” Haavind told report-

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The order also allows for taking care of other “vulnerable” people. During the pandemic, state officials have used that term to mean people more likely to become infected with COVID-19 — people older than 60 or those with serious health conditions.

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Haavind also warned the public about fraud: She’s heard reports of people going door-to-door misrepresenting themselves or calling and asking for bank routing information and saying it regards unemployment benefits, for example.

“Just to remind folks, you should never be asked for personal identifying information” in those ways, Haavind said.

Data across industries The five industries with highest number of claims for the week ending March 28 were: • Accommodation and food services: 21,124 claims; • Health care and social service: 9,717; • Retail: 7,400; • Other services, such as nail and beauty salons and barbers: 5,914; • Arts, entertainment and recreation: 4,080.

“Now, you may be asking why health care and social assistance claims are in that top five list,” the department said in a “talking points” sheet for a call with reporters. “The primary driver in the increase in those claims is from offices of dentists. Offices of physicians, other health practitioners — like chiropractors and optometrists — and child day care services are also seeing substantial increases in claims.”

Gig workers, others now eligible Those who work part-time or temporary positions as gig workers — such as driving for Lyft — are also eligible for unemployment benefits in light of the recently passed federal Coronavirus Aid, Relief, and Economic Security (CARES) Act. On April 17, the state announced that people who have lost gig work and similar previously ineli-

or other needs may need support, too, said Mike Willis, director of the state Emergency Operations Center.

The word “vulnerable” used in this part of the stay-at-home order isn’t limited to older adults, or people with disabilities or serious health conditions, according to Ian Dickson, a spokesman for the state health department.

And in general, the order allows Coloradans to deliver necessary services or supplies, such as food or other groceries, to others.

What about school resources?

Under the order, Coloradans can still get meals or collect materials for online class from schools or related institutions.

What happens when stay-at-home order ends?

The order is set to expire April 26.

But even if it is lifted on that date, life won’t fully snap back to normal until there are medical advancements regarding the virus, such as a vaccine, Gov. Jared Polis said at an April 8 news conference.

“The guidance around how we do

gible positions will be able to apply for benefits starting April 20.

The legislation makes “pandemic unemployment assistance” available for up to 39 weeks to those not ordinarily eligible, according to the state Labor Department. That includes gig workers, the self-employed, contract employees, those who cannot work from home during a shelter order and those who have exhausted regular unemployment benefits. It also includes workers directly impacted by COVID-19, such as those who need to care for a child whose school is closed or a dependent who tested positive for the illness.

“When you add on the newly eligible workers under the CARES Act, we could easily see more than $200 million per month” paid in unemployment benefits in Colorado, Haavind said.

The state Unemployment Insurance Division has to reprogram its systems to provide the new benefits, the state Labor Department said in a news release. All eligible workers will receive these benefits backdated and will not lose out on any amount to which they are entitled, the release added.

Additional weekly $600 available Also new under the CARES Act is the Federal Pandemic Unemployment Compensation program, providing an extra $600 per week to any individual eligible for any unemployment compensation program. The state said that provision also will become effective April 20.

Pandemic Emergency Unemployment Compensation provides an additional 13 weeks of benefits beyond the standard maximum of 26 weeks for regular unemployment benefits.

To apply for unemployment assistance, visit www.colorado.gov/pacific/ cdle/file-claim.

business and live our lives in a safe way, because the COVID-19 virus will still be with us after April 26, will be issued before April 26,” Polis said.

State officials are considering how restaurants can reopen in some way, whether it’s at the end of April or later, Polis said.

Lifting the order likely doesn’t mean going to a crowded concert at the Pepsi Center or going to a crowded bar and dance club anytime soon, Polis told reporters two days later.

Can I get COVID-19 twice?

Based on public health officials’ understanding of other coronaviruses, those who recover from COVID-19 should have immunity, said Ryan, the health department director.

But the full picture is not yet understood, according to the federal Centers for Disease Control and Prevention.

Patients with MERS-CoV — another coronavirus that causes severe respiratory illness — are unlikely to be reinfected shortly after they recover, but it is not yet known whether similar immune protection will be observed for COVID-19 patients, the CDC’s website says.

Northglenn-Thornton • Westminster Window 9

April 23, 2020

Front Range air cleaner following drop in driving Wildlife appearing more often in urban areas as crowds grow in animals’ habitat

VOTING EXTENDED TO APRIL 30, 2020

BY PAUL ALBANI-BURGIO PALBANIBURGIO@COLORADOCOMMUNITYMEDIA.COM

From the health-care system to the economy, COVID-19 has unleashed extraordinary stress and pain across the Denver metro area. But there’s one aspect of life on the Front Range that experts say has been impacted positively — albeit almost certainly temporarily — by the behavioral changes brought on by the virus: the natural environment.

The Colorado Department of Public Health and Environment’s Air Pollution Control Division says a preliminary analysis of air quality data shows there have been significant declines in the concentration of several significant pollutants in the air since stay-at-home and social distancing practices started to be widely observed in the Denver area in March.

Those data come from five sites in and around Denver where the Air Pollution Control Division measures those pollutants.

Comparisons of average measuretments collected between March 1 and 25 to measurements collected in January and February 2020 and March 2019 found that concentrations of all six pollutants the division measures declined in nearly every instance, with some concentrations declining for as much as 60%.

Levels of nitrous oxide, a pollutant that is emitted from the burning of fuels and contributes to global warming, decreased by at least 11% and as much as 25% from March 2019 and as much as 59% from February, the comparisons show.

The amount of sulfur dioxide, a component of acid rain, also decreased by more than 50% from March 2019 at two measurement locations, although a third in Adams County showed a 6% increase.

But while those decreases suggest the pandemic crisis is having a positive impact on air quality in the metro area, CDPHE Air Pollution Control Division Director Gary Kaufman said in a statement that more data would be needed to draw any long-term conclusions about the overall impact of the response on air quality.

“We have never faced a pandemic like this, and that means tremendous uncertainty in trying to predict (longer range) outcomes from the crisis,” Kaufman said.

Although CDPHE did conduct an analysis of the air quality measures in response to media inquiries, Kaufman said predicting or modeling the long-term air quality impacts of the crisis is “not a current priority” at a time when CDPHE is focused on addressing the health aspects of the crisis.

Kaufman said it is also “too early” to assess the effects of the COVID-19

2020 BEST OF THE

The view of central Golden from Lookout Mountain.

PHOTOS BY PAUL ALBANI-BURGIO

A goose stands on the banks of Clear Creek in Golden.

Behind the goose is tape restricting the creek to water activities.

on ozone, as ozone season does not typically start until June.

But while the positive changes that have resulted from COVID-19 will likely be reversed as people return to normal activities, the American Lung Association says the COVID-19 crisis is serving to illustrate why the government needs to play a bigger role in dealing with air pollution, particularly as some studies suggest air pollution exposure may increase COVID-19 risk.

“The science is really clear that the nation needs stronger limits on ozone and particulate pollution to safeguard our health,” said JoAnna Strother, a senior director of advocacy at the American Lung Association.

While city residents may for now be able to breathe a little easier thanks to a decrease in pollution driven by COVID-19, Colorado Parks and Wildlife has been monitoring the impact the crisis has been having on Colorado’s wild inhabitants.

Jason Clay, a spokesman for CPW, said heavy visitation to state parks and other popular natural areas

seems to be leading some animals to avoid those areas. In contrast, many urban areas that animals typically avoid have become quieter and less heavily trafficked, which is leading some animals to visit or seek shelter in those locations.

Still, Clay said residents should not expect to see widespread changes in animal behavior, particularly if the crisis does not last too long.

“We are not necessarily predicting there is going to be major impacts because of this,” Clay said. “In general, wildlife are slow to adapt to big changes in human behavior.”

But there is one big change that Clay said he is expecting to see during the crisis — a sharp reduction in animal roadkill numbers. Those numbers are tracked by CPW but the organization has not yet released figures for the period since the COVID-19 crisis began.

“With so many fewer cars on the road you definitely expect to see a decrease,” he said. “So, it will definitely be interesting to get a look at those numbers.”

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10 Northglenn-Thornton • Westminster Window

April 23, 2020A Sean Thompson, founder of the Centered Path Buddhist meditation group in Parker, sits in his standard meditation position.

ELLIOTT WENZLER

HOW MEDITATION CALMS THE BODY There are two main branches of the body’s autonomic nervous system, which regulates its unconscious functions, such as digestion and heart rate.

These branches are the sympathetic — the fight-orflight system — and the parasympathetic — the rest and digest system.

“Meditation helps us tap into the parasympathetic nervous system,” said Dr. Justin Ross, a psychologist at UCHealth’s Center for Integrative Medicine. “Think about the sympathetic system being the gas on a car and the parasympathetic system being the brake … you need to learn how to use the brake appropriately.”

By engaging the parasympathetic system, the body’s rhythms become more balanced. The heart rate slows and the sympathetic system no longer pushes stress chemicals — such as adrenaline — into the bloodstream. Meditation also decreases cortisol, the main hormone contributing to long-term stress.

“You’re going to feel a better sense of focus and calm and relaxation,” Ross said.

MEDITATION FOR YOUNG PEOPLE

Practitioners offer guidance for launching a routine

BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

W

hen Sean Thompson developed a stress-related ulcer in college in 1988, a psychology professor recommended he try one simple practice to find relief: meditation.

After trying out the professor’s tape of a guided meditation, Thompson made a life-altering discovery.

“What happened was it worked,” he said. “I started feeling more relaxed.”

Twenty-four years later, Thompson founded the Centered Path Buddhist meditation center in Parker. The center, which he describes as more of a study group than a religious organization, teaches folks of all backgrounds how to harness the power of meditation.

“The only people who it can’t help are those who aren’t willing to try,” said Thompson.

Many psychologists, including Dr. Justin Ross at UCHealth’s Center for Integrative Medicine, also recommend the practice to reduce stress.

“There are tens of thousands of published studies on this,” Ross said. “The research at this point is pretty extensive and comprehensive across a wide range of conditions and concerns.”

Mindfulness meditation can reduce stress, anxiety and depression and improve wellness and the ability to cope with disease, he said.

“We talk about meditation as being a core pillar of wellness for all of us,” Ross said.

Especially now, as many people’s

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mental health is strained by the anxieties and uncertainties surrounding the COVID-19 pandemic, meditation can help everyone find a sense of peace, he said.

“This is going to help (people) better manage this unprecedented time we’re in,” Ross said. “It’s such a high time of anxiety, this is a really easy place to get relief.”

Mary Dohrmann, a psychologist with The Golden Wellness Center, encourages meditation as a way to cope with all of the daily changes prompted

by COVID-19, she said.

“When something gets taken away from you, that causes grief,” she said.

“People are trying to function in this new way of being, and that causes anxiety ... for that it would be wonderful to use these techniques to ground yourself every day.”

Dohrmann, Ross and Thompson agree that meditation can be extremely beneficial for those finding themselves frequently worried.

When anxious, “you’re like a bag in a windstorm,” Dohrmann said. “You’re not very rational, you can’t think

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brary, in coordination with Jefferson Center for Mental Health, is hosting a weekly, phone conference with a guided meditation while the buildings are closed due to COVID-19.

The sessions are Thursdays at 10 a.m. and can be joined by calling 303-502-5189.

The Centered Path Buddhist Meditation Center, based in Parker, is hosting online meditations via Zoom video meetings periodically. Details are available at Facebook.com/thecenteredpath.

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clearly. Grounding yourself brings you back to (earth).”

Children and teenagers can benefit from meditation, said Mary Dohrmann, a psychologist with the Golden Wellness Center.

“Being body-aware and breath-aware can really be taught even to a 1-year-old,” she said.

For children this age, Dohrmann recommends parents hold the child in front of them and take deep, calming breaths, she said.

“They will mirror that and it will help them calm down,” she said.

With older kids, parents can sit in front of them and hold their hands as they breathe together, she said.

“It helps because attachment and touch calm anxiety,” Dohrmann said. “When in crisis ... they don’t have an adult brain to calm down. They need touch from a steady adult.”

Teenagers tend to do well with guided meditations, which are available through smartphone apps or Youtube videos.

These strategies don’t need to consume much time — they can be as brief as one minute, Dohrmann said.

“Everybody has a minute,” she said.

Steps to meditation While meditation can be practiced anywhere, it’s best to find a quiet place to sit or lie down, Dohrmann said.

“Ideally you’re sitting comfortably on a cushion or against a wall or in a chair — with feet on the ground, not hanging,” she said. “And then just kind of rest your hands where they feel comfortable.”

Thompson recommends those interested in beginning a practice start by choosing a quiet spot in their home that’s used solely for meditation, he said.

Once comfortable, the first thing to do is simply become aware of your body, thoughts and breaths.

“The only thing they need to learn how to do is shift their focus to the breath,” Ross said. “Every meditation practice has the foundational component of bringing awareness to the present moment.”

After that, the goal is to identify whenever a distraction comes up.

“It’s about recognizing when you’re not present and learning that you have the ability to bring your awareness back to something occurring right now,” Ross said. “That’s why the breath is so powerful, it can only occur right now.”

Often, beginners will notice their brain coming up with all sorts of distractions.

Have I finished the laundry?

Does the dog need a walk?

What will I make for dinner?

Thoughts and feelings like these are normal and will likely always come up. The hallmark of meditation isn’t

halting these, but learning to recognize them and then return to the breath, Ross said.

It can be useful to identify where in the body the breath is most intensely felt, whether that be in the belly, the nostrils or the chest, Thompson said.

He also recommends trying to identify when there is a long or short breath.

“That gets the mind to calm down,” Thompson said.

Dohrmann suggests beginning with a simple technique of inhaling for four seconds, then exhaling for four seconds, repeating the breath pattern for two minutes.

No failure, just awareness Many people say the reason they haven’t tried meditation is because they can’t find the time, Ross said.

“The reality is … it can be as simple as three to five minutes a day,” he said.

It’s best to try to fit in a brief meditation every day, Dohrmann said, “But whenever you can do it is also best.”

Another reason people give for not wanting to try out meditation is because they worry they won’t do it correctly. But Thompson, Ross and Dohrmann agree there really isn’t a downside to trying.

“There really is no failure in meditation, there’s just observation and awareness,” Ross said.

Thompson points out that even if things don’t go according to plan, it still isn’t a failure.

“Worst-case scenario,” Thompson said, “you fall asleep.”

Northglenn-Thornton • Westminster Window 11

April 23, 2020

Family art projects adds bright spots in the open space Family enjoys adding colorful surprises to trails and walking paths

BY SCOTT TAYLOR STAYLOR@COLORADOCOMMUNITYMEDIA.COM

Sarah Peters said she and her daughters had been trying several different kinds of projects to make time pass while they are stuck in the Westminster home during the COVID-19 stay-at-home orders.

“We did all kinds of arts and crafts,” Peters said. “We did knitting, we did puzzles and coloring and more coloring. And we have a bunch of landscaping rocks around our yard and we just started painting them.”

Then, on a walk around her neighborhood, she saw the chalk art that some families left behind on the sidewalks and concrete walking paths in her neighborhood.

“We like that they were making obstacle courses and leaving up lifting

A particularly inspirational rock sits alongside the City of Westminster’s Big Dry Creek Trail. Neighbor Sarah Peters and her daughters began painting the rocks before deciding to leave them along the trail, hoping those using the trails will be inspired and will help spread them out along the area.

SCOTT TAYLOR messages with sidewalk chalk,” she said. “And we said, ‘Hey, we should start putting our rocks out!”

So far, the family has decorated some 45 rocks and set them free on the Big Dry Creek path behind her house — with more being added each

“It’s the most impactful not being able to get together with friends for us and for our daughter. Thankfully, there’s technology. We FaceTime and have tea parties over the phone. We don’t tell her the really scary stuff, but we explained to her that we need to be mindful.

She knows she can’t play on the playground. We went to Walmart and she was really good about not touching anything. We’re approaching it as: If we’re sick, we don’t want to get anyone else sick. She’s been a trooper and she hasn’t complained. We’ll get through it.”

— Emily Costner, 35, Arvada, marketer for financial adviser “(The COVID-19 pandemic) has changed my forecast on how I see relationships and how I have planned for the relationships in my life with my family, friends and for work. It has created a lot of uncertainty. I am in a position where I have no family in Colorado. All of my family lives in Wisconsin.

The uncertainty of not knowing when we’ll see each other is pretty heavy.”

— Kelly Theiler. Age 36.

Lakewood resident and real estate agent

day. The rocks add a bit of color to the paths through Westminster’s open space, but the idea is to have people pick up them and carry them along.

Some will become part of a collection.

Others will be dropped further along, on another walking trail for someone else to find.

“We made some big ones, like a big lady bug and a hedgehog,” she said.

“But we know that traditionally, you take a rock and you leave a rock and little ones would be more likely to be taken. But even the big ones have been taken. You can slip a little one in your pocket, but I like to imagine someone taking on of the big ones and just carrying a giant rock in their backpack.”

They paint the rocks in their kitchen, or sitting on the patio when the weather allows.

Her daughters Emma, 16, and Katie, 14, prefer to make little animals or funky decorations — like a little painted popcorn carton.

“I personally like the inspirational ones, that give a little message,” she said. “But I guess it’s hard to pick a favorite. They are all good for

“I think it’s been pretty eyeopening from the point of view of what we are capable of as a community and just humans in general. It’s been tough but we are staying busy enough at Nosu to keep the doors open. Right now I am here at the restaurant six or seven days a week because we can’t afford to pay a whole staff right now. So that’s kind of been my social distancing.”

— Tommy Kummer, 33, Golden, Chef at Nosu Ramen

“I work at Regis University for their catering department. I have been off work the last couple of weeks and just went back to work there on a part-time basis. I’m just trying to figure out how things are going to work, how long this is going to last, and I am looking to see if I qualify as a small business, because I do not have any employees. It is uncertain. I can’t see family or friends.

My parents are older and have some underline health issues. It makes us nervous that we can’t see anyone, and I am financially nervous. I am trying to stay home and be safe.”

— Rachel Lucero. Age 52. Lakewood resident. Food service provider at Regis University and owner of LuEllen’s Gifts & Cards at the Colorado Mills Mall

different reasons.”

They know they are not the only Westminster artists that have been inspired by the stony medium since the stay-at-home orders began. She regularly finds rocks her family has had no hand in decorating join their colorful pile, replacing some of their favorites.

“They put it up on NextDoor and we know that some people in Sheridan Green were doing it, too,” she said.

“And, even in our little area here, we have had people contributing more and more. There was a whole new section of rocks we didn’t recognize the other day, so it’s cool that it’s catching on and more people have been doing it.”

They try and check-in nightly to see which rocks are still there, which have been taken and if any new ones have been added to their collection.

“We’ve also thought with the bigger rocks, maybe they have a nice garden in their yard and that wanted it for decoration,” she said. “It’s just to think of people liking them all enough to take them.”

“For the last couple of weeks, I just come out and spend an hour or a full bag -whichever comes first,” said Mandl, along the Big Dry Creek Trail. “My kids and I use the trail a lot. We bike here, I hike here all the time. It’s a wonderful resource so it’s a little something I can do.”

— Westminster Trails and Open Space volunteer Thom Mandl

“I am a little more prepared than some people.

I grew up on a farm, so we always have a good supply of things that we might need in events like a blizzard. That happens fairly often in Fort Collins — the area where I grew up. I volunteer for a lot of different situations, like the Jefferson County Boys & Girls Club. I have not left the house since March 12.”

— Sue King, 81 years old.

Lakewood resident and former Lakewood city councilmember

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12 Northglenn-Thornton • Westminster Window

LOCAL

April 23, 2020A

VOICES

Coronavirus is slowing new development

I

t shouldn’t come as a complete surprise that there are some signs of the wind coming out of the sail of new construction — at least to some degree.

While I will only cite examples involving WestminCROSS ster development projects, it is safe to CURRENTS assume that major new development projects are being impacted throughout the whole Denver metro area. These impacts include the Coronavirus, some softening in capital markets funding, city Bill Christopher councils deciding to postpone processing new development plans where public hearings are required and some cities having challenges with making on-site construction inspections.

Virtual city council meetings do not

adequately lend themselves to public input on rezonings, official development plans and the like.

And while city officials, economic development staffs, commercial lenders, commercial realtors and others connected to new construction might prefer to not have this happen, some see this as a needed breath of fresh air.

Benefits of slowing down Before I point out some specific examples of new developments slowing down, I want to reiterate that I am not against new development. I am not anti-growth as I know the importance of some growth to maintain a community’s vitality. My issue all along has been a case of growing too much, too fast.

In turn, some slowing down would bode well for the city and its citizens from the standpoints of stretching the remaining raw land for development, pacing the remaining water resources to have more time to acquire the ad-

ditional needed water and to hopefully address traffic mitigation on our major streets. The last component may well be too difficult financially to accomplish given the current state of municipal finances.

Impacts from COVID-19 and a changed economy Some projects currently underway are experiencing a slower pace of construction due to the health requirements involving the Coronavirus.

Projects are experiencing imposition of maximums on the number of subcontractors who can be on-site at any given time.

The boutique hotel/Tattered Cover Book Store located in the new Westminster Downtown is several weeks behind on its construction schedule, according to city staff. It will be completed and opened, but opening later than was expected.

Another project in the new Downtown that has been affected is the

LETTERS TO THE EDITOR Rescue district election matters On May 5 there will be an election for three open seats on the five member North Metro Fire Rescue District Board of Directors. As one of the two sitting board members not up for re-election, I applaud all seven candidates who have expressed a desire to serve our fire district on this important board.

Speaking solely as a citizen of the NMFR fire district, I would like to recognize and support the three current board members seeking re-election: Timothy Long, Jenni Murphy and Robert Nielsen. If you and I were sitting in the audience at any NMFR meeting, it would be easy to see the commitment, experience and passion all three of these fellow citizens bring to the critical issues facing our fire district on an on-going basis. Important decisions will be made over the next years regarding NMFR and, again, as a citizen of the district I value their counsel and institutional memory. I feel Tim, Jenni and Bob will continue to be a strong asset to the citizens they serve.

Please visit http://northmetrofire. org/430/2020-Board-Election for information on in-person polling locations and absentee ballot requests. Thank you.

Richard J Miller, Broomfield

A publication of

Call first: 8753 Yates Drive, Suite 200 Westminster, CO 80031 Mailing Address: 750 W. Hampden Ave., Suite 225 Englewood, CO 80110 Phone: 303-566-4100 Web: WestminsterWindow.com To subscribe call 303-566-4100

Hyland Hills has not missed a beat I am writing to encourage residents of the Hyland Hills to vote YES on Ballot A in the upcoming May 5 election. I was the District’s Executive Director in 2002 when we asked voters to support a mill levy to improve facilities.

We were heartened by support we received from the community and passage of the bond back then.

We made many promises then to provide the finest recreational services and park facilities for our residents.

Based on a master plan to chart the course, our plan included some lofty goals: Purchasing hard-to-find land for Clear Creek Valley Park, three community center renovations, park upgrades, new park signage, walkways, restrooms and more. We got to it and after completing our goals, I retired from Hyland Hills after 42 years.

The District hasn’t missed a beat.

The team there now kept on course, making even more improvements and advancements to our original plan.

Now, a new master plan identifying a new set of goals for the future of Hyland Hills has been completed.

SEE LETTERS, P16

previously announced office development consisting of two multi-story office buildings. Schnitzer West, LLC was set to purchase two parcels from the city at a cost of approximately $6.5 million. Together, approximately 500,000 square feet of office space, structured parking and 8,000 square feet of retail had been planned.

The developer pulled the sale and purchase agreements with the city’s urban renewal authority.

Proposed rezoning postponed due to no public hearings An example of a rezoning application being held up due to the required public hearings by Planning Commission and City Council, involves land on the southwest corner of 73rd Avenue and Lowell Boulevard. The defunct auto repair/neighborhood performing theatre building and adjacent buildings to the south are proposed SEE CHRISTOPHER, P13

There’s a message in a bottle, and it’s mixed

O

n a Monday in March, Denver Mayor Michael Hancock briefly panicked the city by declaring liquor stores to be non-essential businesses. He declared they would have to close and remain closed un- QUIET til further notice, DESPERATION starting the next day.

Maybe you know what happened next.

For the rest of that Monday lines were out the door at liquor stores around town.

Craig Marshall Twenty-five years ago, I would have Smith needed a U-Haul.

Then that evening, Hancock changed his mind.

I thought about those of us who drink and drink a lot. As well as about the ones who might be triggered to relapse during a quarantine.

Have current events affected alcohol sales? Just a little.

The Washington Post reported, “The extreme worry and isolation sparked by the coronavirus pandemic is likely leading many people to increase their consumption of beer, wine and hard alcohol, experts say. A recent survey by the market firm Nielsen reported off-premises sales of alcoholic beverages across the United States have grown 55% in the week ending March 21.”

Twenty-five years ago, I wouldn’t know what day it is right now. Alcohol — specifically vodka — was my best friend. Until it wasn’t.

I’m not out of the woods: no one in recovery is. But there have been no temptations or cravings during this wild ride through the pandemic.

As for others? I don’t know, but I’m guessing it’s been too much for some of us. If true, my thoughts are with you.

JERRY HEALEY President

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Deadline Fri. 5 p.m. for the following week’s paper.

SEE SMITH, P13

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Northglenn-Thornton • Westminster Window 13

April 23, 2020

CHRISTOPHER FROM PAGE 12

for senior or affordable apartments.

A total of 30 apartments on less than two-thirds of an acre (34 units per acre) are proposed. No specific dates for the public hearings have been announced by city staff.

The city’s decision to postpone holding public hearings on land use matters is quite appropriate and appreciated during the hiatus caused by the Coronavirus. Other municipalities in the metro area are practicing the same policy.

Local financial support to small businesses As we are aware from personal experience and various news outlets, small businesses and their employees have been hit extremely hard due to the stay at home mandates. While there is $349 billion in federal assistance programs approved by Congress to provide stop-gap assistance totaling nationwide, the timing on getting funds into the hands of business

SMITH FROM PAGE 12

There’s no glamour in being an alcoholic, but there have been some glamorous alcoholics.

Lord Byron, John Barrymore, W.C. Fields, Ben Affleck, Dana Andrews, Oksana Baiul, George Best, Humphrey Bogart, Charles Bukowski, Jackson Pollock, Willem de Kooning, William Holden.

Holden, 63, was found dead in his Santa Monica apartment, apparently after falling during a binge and hitting his head. He was found two or three days after the incident.

There is a misconception that J.D. Salinger saw Holden’s name on a marquee for the 1947 film “Dear Ruth” g next to the last name of his co-star, Joan Caulfield, and that’s where the main character in “The Catcher in the Rye” came from. However, Salinger had written a short story in 1941 about an alienated teen named Holden n Caulfield.

I am not entirely sure why I have not relapsed. After all, the conditions are perfect for what I am: an isolation drinker.

Isolation drinkers drink at home,

owners is critical. Filling the time gap can make the difference in businesses staying alive in these terrible times.

Some metro Denver area municipalities are stepping up with financial assistance to their local businesses.

The Cities of Westminster, Arvada, Brighton and Wheatridge have implemented either one-time grant or loan programs to help fill the gap. These local governments are to be commended in their timely response to the overwhelming need. Small businesses in our communities are the backbone of our communities’ economic strength.

Restaurants, bars and retail stores produce a major part of municipal sales tax revenues and jobs.

Obviously, not every business will receive local assistance, but helping some is far better than not helping any. It is fundamentally important to help local businesses and their employees stay alive.

WestyRISE business grant program is underway The City of Westminster’s “WestyRISE Business Grant” program was unanimously approved by city council

alone. That’s me.

It’s a seemingly perfect way to wallow in the disease (if that’s what it is).

Until when? Until an isolation drinker runs out of alcohol and then it’s the worst.

I walked for miles to get a bottle.

Each step was necessary and each step was humiliating. Necessity won every time.

If this were a meeting I’d tell my story. It’s not unusual: lots of help, therapy, research, meetings, help, therapy, determination, meetings and luck.

Luck? I’m lucky to be alive. I’ve thought about it and I think about it every time I read about someone like Amy Winehouse.

Like her or not, that girl could sing.

If I had checked out 25 years ago, I wouldn’t be sitting here doing something I love, writing, with someone I love nearby.

I’m not about to tell anyone to quit drinking, especially right now. The illusion of alcohol’s benefits might be too great. I just hope anyone who has relapsed makes it to the other side of this alive.

Craig Marshall Smith is an artist, educator and Highlands Ranch resident.

He can be reached at craigmarshallsmith@comcast.net.

Political turf war over opening businesses There’s a big fight coming. You can already see it taking shape and it could explode before you read this column.

It’s a political battle that we have rarely seen in America. It’s the battle of who has the authority to open and close local businesses. President Trump has pounded his chest like Tarzan and proclaimed that it is his decision when to re-open businesses across

America from sea to shining sea.

On the other hand, numerous state governors have publicly stated that such authority rests with the respective governors.

This turf war had already shown itself with the Strategic National Stockpile involving masks, gowns, gloves, ventilators and other medical equipment. Constitutionally speaking, it’s clear that the individual state governors have the authority to declare opening and closing businesses. Such major decisions should be made by the governors as they know best for their respective states with their individual health situations. It definitely should not be a “one size fits all” approach with the federal government dictating such critical matters.

People’s lives are at stake in these decisions.

Bill Christopher is a former Westminster city manager and RTD board member. His opinions are not necessarily those of Colorado Community Media. You can contact him at bcjayhawk68@gmail.com.

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April 6 to make $1.5 million available to eligible businesses.

Individual grants will equal the lesser of (a) 50% of each of two months’ rent or mortgage payments or (b) $7,500. The grants will be disbursed on a first come-first serve basis according to Economic Development Staff.

The deadline to apply is May 30 and details on eligibility can be found on the city’s web site. The funding for this unexpected program comes from the city’s General Fund Reserve and therefore does not impact any existing operating budget amounts.

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14 Northglenn-Thornton • Westminster Window

LOCAL

April 23, 2020A

LIFE

Lakewood reopens Fox Hollow and Homestead Golf Courses

W

the pandemic hit, the group has canceled its weekly group runs, staying in touch over social media instead.

Thornton resident Veronica Reish said that while she used to complete longer training runs while her father biked beside her, she since has transitioned to running alone.

But even despite a commitment to running without training partners, social distancing can prove difficult along the Denver area’s crowded trail system, the runners said.

“I’ve done a couple of very early morning runs, but I’m trying to not go out because there are more people on the trails,” Reish said. “I’ve had to step back a little bit and do a lot more running on the treadmill at home.”

Others, like Rich Airey, a Denver resident and running coach, have turned to running on the streets to avoid crowded parks and trails.

“There’s hardly any traffic. I’m trying to run every street (in the city),” Airey said. “I started off with a square-mile perimeter of my house and I’m going from there. I check off the streets as I go.”

Another common challenge for local runners has been figuring out exactly how much to run, as they balance unusual amounts of free time with the fact that races won’t resume until the fall.

As a coach, Airey said he has seen two common trends among Colorado runners.

ith playgrounds and parks all over the metro area closed down to stop the spread of COVID-19, options for people to safely get some outdoor time have become limited. But on April 18 the City of Lakewood provided a muchneeded option with the reopening of Fox Hollow and Homestead Golf Courses.

“Early on we were being inundated with people on the COMING trying ATTRACTIONS grounds to get exercise, so we thought if we’re going to be crowded anyway, they might as well have a golf bag on their shoulder,” said Craig Parzybok, head golf pro at the courses. “We Clarke Reader went back and forth on opening, and there was a lot of uncertainty. We certainly don’t want to be irresponsible, but we received the okay as long as we don’t encourage people to be too close together.”

Fox Hollow, 13410 W. Morrison Road, and Homestead, 11500 W. Hampden Ave., were closed on March 22, but now that they are reopened, staff have implemented a number of guidelines and measures to keep both golfers and staff as safe as possible.

Firstly, all tee times must be made in advance (up to four days prior) by phone and pre-paid by credit card at the time of reservation.

Walk-ups are not allowed, and the driving range and other practice areas will remain closed for the time being.

Carts (both motorized and walking) will not be available to rent, and the courses are going to put in extra effort to ensure players are maintaining the requisite 6-foot social distancing requirements during their time on the links.

“I think we’re going to be helicopter golf pros for a while at first, to make sure people are staying away from each other,” Parzybok said.

SEE RACE, P15

SEE READER, P15

Barb Hurtt, who lives in unincorporated Jefferson County, runs along Golden’s Clear Creek Trail. Hurtt has been a runner for about 25 years and has run about half a dozen previous marathons, with plans to run the Boston Marathon this year, postponed until Sept. 14.

CASEY VAN DIVIER

Local runners navigate postponements, crowded trails amid COVID-19

I

BY CASEY VAN DIVIER CVANDIVIER@COLORADOCOMMUNITYMEDIA.COM

n March, Lakewood High School cross-country and track coach Bryn Smetana was four months into training for her first Boston Marathon. She was following a training schedule planned out to the day and the mile, preparing for a race about a month away, when an announcement threw a wrench into her plans: Following the lead of numerous athletic events worldwide, the marathon would be postponed for five months.

“I was doing my longest runs and running every day, and now I have to in a sense start over,” Smetana said.

“I recreated my entire plan.”

With the marathon rescheduled from April 20 to Sept. 14, Smetana’s focus has shifted from pushing herself to the limit to simply maintaining her fitness levels. And among fellow Colorado runners also waiting out the five-month marathon delay and the ongoing coronavirus pandemic, many have taken the same approach.

The Boston Marathon brings more than 30,000 runners from across the world to Boston each spring. This

LOCAL RUN CLUBS When social distancing restrictions are lifted, area runners can get together with any one of the many running clubs spanning the metro area. Groups include: Arvada Runners: facebook.com/groups/ arvadarunners Belmar Running Club: facebook.com/ BelmarRunningClub Castle Rock Run Club: strava.com/ clubs/211712 Colorado Masters Running/Racewalking Association: comastersrun.org Denver Trail Runners: denvertrailrunners.com Highlands Ranch Running Club: highlandsranchrunningclub.org Mile High Runners: www.milehighrunners.com Rocky Mountain Road Runners: rmrr.org year, more than 300 individuals from the Denver area have plans to run the race, with entrants making a series of unexpected adjustments to ensure they can stay committed to an event that is now months away — and stay fit in a time when training requires more precautions than ever before.

Those precautions span the physical, such as learning to run with a mask on, to the social, as distancing guidelines require residents to stay at least six feet apart.

Focus on safety Arvada resident Brad Lindeberg said he often has run with groups like the Arvada Runners club, but since

Northglenn-Thornton • Westminster Window 15

April 23, 2020

RACE FROM PAGE 14

“Either people are completely losing all of their motivation and doing nothing, or they’re thinking, ‘I need to take advantage of this and do more,’” he said. “My advice would be just to continue what you’ve been doing and, if anything, do a little bit less.”

Lindeberg agreed, saying members of the running community have been encouraging one another not to push themselves too hard.

“When you train really hard, you compromise your immune system. Now, it’s more of a focus on running for enjoyment and not doing as many miles,” he said. “We’ve collectively said, let’s just get our base mileage in and be ready to race when races start happening again.”

A positive spin For some, the rescheduling has come with silver linings. Littleton runner Callie Skokos, for instance, had plans to run the Boston Marathon April 20 and the London Marathon April 26. With both rescheduled, for Sept. 14 and Oct. 4 respectively, she’ll now have a longer turnaround between the two races, she said.

Aiming to raise money for Children’s Hospital Colorado through the race, she acknowledged the virus could have a nega-

READER FROM PAGE 14

“We’re hoping people will get creative with their celebrations, since they shouldn’t be doing things like high fives.”

High-frequency touch points like bathrooms and door handles will be disinfected regularly and bunker rakes, water stations, ball cleaners and benches have been removed from the courses as well. Clubhouses will only be open for bathrooms use and to place and pick-up take out orders from the restaurant. Once the game is over, golfers should promptly head home.

“I think reopening is a good sign, as long as people can adhere to the rules in place,” Parzybok said. “We’re trying to walk that tightrope of being responsible stewards of the property, because the longer this goes on, the more people will need to get out.”

Call Fox Hollow at 303-986-7888 or Homestead at 720-963-5181 to make a reservation, or visit www.lakewood. org/Government/Departments/Community-Resources/Lakewood-Golf.

Support the Colorado Chautauqua and learn something new The Colorado Chautauqua is one of the state’s most beautiful concert, cultural and historical venues, and like many similar locations, it is facing some seriously trying times during the pandemic. As a result, the organization had to make staff cuts to deal with financial shoratges.

Despite the grim reality, the Chautauqua is still educating people. In the community events section of its website there are gardening tips from the Chautauqua’s horticulturist, historic recipes from its cookbook, activities for children and even zoom

tive impact on fundraising. “Especially with people being out of work, people are more focused on their day-to-day, instead of donations,” she said.

That said, “I hope through the summer, I’ll possibly be able to raise more,” she said.

Barb Hurtt, a University of Denver teaching assistant professor who lives in unincorporated Jefferson County, added that for runners who actually have more work during the pandemic, instead of more free time, the postponement has been a somewhat welcome break.

“My work obligations increased about 50%, so it’s kind of been a blessing that I’ve had less demand on my training,” she said.

“And I’ll enjoy being able to train over the summer, in nicer weather — I can’t tell you how many days I spent on the treadmill in February.”

Many of the runners said they remain unsure whether the race will actually go forward as scheduled in September, or if the virus’s impacts will prompt the Boston Athletic Association to postpone the race again.

But if all goes as planned, Airey, Hurtt, Lindeberg, Reish, Skokos and Smetana all still plan to represent Colorado at the race later this year, with hopes that the changes could, ultimately, even improve their times Sept. 14.

“This has helped me strengthen my runs.

It’s something I look forward to every day,” Smetana said. “I’m just grateful I’m still able to get fresh air.”

backgrounds.

To keep the history of this beautiful site alive, visit www.chautauqua. com to contribute to the Chautauqua COVID-19 Relief Fund.

Clarke’s Concert of the Week - Pickathon presents A Concert A Day for MusiCares While we all wait to see some of our favorite musicians perform live with our friends, the Pickathon festival in Oregon is bringing some of its best performances to your home.

Every day at 1 p.m. through June 3, the festival is releasing one of its favorite performances, totaling 60 concerts. Artists like Wilco’s Jeff Tweedy, underground hip-hop stalwarts People Under the Stairs and many others will be showcased during the series’ tenure. Viewers can donate money, which goes directly to the Recording Academy’s GRAMMYs’ MusiCares initiative, to help musicians pay for health care.

To get a taste of the Pickathon experience and help out struggling musicians, visit www.pickathon.com.

Streaming style - ‘Brockmire’ Hank Azaria has been a constant in most of our lives because of the range and power of his voice. His work on “The Simpsons” for the past 30 years is timeless, but IFC’s “Brockmire,” allows Azaria to stretch some different muscles.

Azaria plays Jim Brockmire, a Major League Baseball announcer who has a public meltdown and then tries to reclaim his job and the sport he loves. The main cast is rounded out by the always stellar Amanda Peet and Tyler Jackson Williams, and while they are fantastic in their roles, this is truly Azaria’s show.

Anyone who is missing baseball or is looking for seriously gut-busting laughs should catch new episodes

Lakewood High teacher and cross-country coach Bryn Smetana runs a trail in Littleton, wearing a cloth face covering as directed by the CDC. COURTESY OF BRYN SMETANA

in the fourth and final season airing on Wednesday nights, and previous episodes can be streamed on-demand and on Hulu.

Clarke Reader’s column on culture appears on a weekly basis. He can be reached at Clarke.Reader@hotmail. com.

Risen Savior Lutheran Church 3031 W. 144th Ave. - Broomfield 303-469-3521 or www.rslc.org

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To advertise your place of worship Call Erin Addenbrooke at 303-566-4074 NG/TH/WM

16 Northglenn-Thornton • Westminster Window

FROM PAGE 12

I can tell you this: the management team in place will get the job done, as promised; thoroughly, honestly, and professionally. And, they will always have a heart for Hyland Hills residents.

That’s why I say, please vote yes on Ballot A, it will be a great investment for your family and for the future of Hyland Hills Park and Recreation District.

Greg Mastriona, Westminster Yes for Hyland Hill makes sense Please vote yes on ballot A for Hyland Hills. This is not a new tax for Hyland Hills, just an extension of the current mill levy. When I think of the resident benefits we receive, it just makes sense.

My wife and I have been active Hyland Hills residents for decades.

It is where we raised our family and where our kids found their own meaningful relationship with Hyland Hills — some through the excellent sports that were offered, friendships made along the way, coaching opportunities and even a first job.

A job at Water World, Adventure Golf and Raceway or the Greg Mastriona Golf Courses at Hyland Hills has been a jump-off point for thousands of area kids.

Basically, we Gudenkauf ’s are 100% Hyland Hills because our in-

teractions became a way of life. So many of our family memories over the years are attending a Hyland Hills program at a great park, ballfield, indoor arena or the Hyland Hills facilities that became our go-to for family fun.

Anyone who knows me also knows that I like to give back to the community. I felt so strongly about it that I actually ran for the Board of Directors of Hyland Hills and ended up serving eight years there as an elected member in the early 2000’s.

These folks are great and honest public servants who care about the families in the district.

For that alone, I say vote YES on Ballot A. Roger Gudenkauf, Denver

to get things done. I’ve had a birdseye view of how efficient Hyland Hills and fiscal responsibility and projects that benefit the community have always been the mainstay at Hyland Hills. Their motto should be “doing more with less” because time they find ways to build partnerhsips with neighboring municipalities, counties, school districts and business that mutually benefit and avoid duplicity.

Westminster found dozens of money saving ways to partner with

Yes vote means better parks I am writing this letter to encourage every voter in the Hyland Hills Park and Recreation District to vote YES on Ballot A. The reason is relatively simple.

This is not a new tax levy and the extension will save the District money that can be used for improvements at parks, trails, ballfields, playgrounds and many things the District needs that are outlined in a new master plan by the district.

It will enable the District to continue on its current course, having impressively fulfilled 100% of the projects promised to voters in a 2002 general obligation bond issue.

As the former Westminster Director of Parks, Recreation and Libraries, I know the importance of community support when you’re trying

Hyland Hills over the years, including a decades-long intergovernmental agreement allowing residents to use each other’s facilities interchangeibly at discounted resident rates for substantial savings.

I have been a fan and respector of Hyland Hills for years and encourage everyone to vote yes on Ballot A. Bill Walenczak, Westminster

Solution © 2016 King Features Synd., Inc.

LETTERS

April 23, 2020A

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Northglenn-Thornton • Westminster Window 17

April 23, 2020

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18 Northglenn-Thornton • Westminster Window

April 23, 2020A

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April 23, 2020A

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THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

April 23, 2020

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL

OF THE PROPERTY CURRENTLY Northglenn-Thornton • Westminster Window EN21 CUMBERED BY THE LIEN OF THE DEED OF

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

TRUST.

www.ColoradoCommunityMedia.com/Notices

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

PUBLIC NOTICES First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Susan J.Hendrick #33196 The Sayer Law Group, P.C. 3600 South Beeler, Suite 330, Denver, CO 80237 (303) 353-2965 Attorney File # CO160172

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Notices call Sheree 303.566.4088 Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078661

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Blueprint Investment Fund, LLC Original Beneficiary(ies) Indicate Capital Fund 1, LLC Current Holder of Evidence of Debt Indicate Capital Fund 1, LLC Date of Deed of Trust March 07, 2018 County of Recording Adams Recording Date of Deed of Trust March 09, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000019858 Original Principal Amount $450,000.00 Outstanding Principal Balance $450,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The East 171 feet of Tract 18, North Federal Heights, Except the North 65 feet and the East 22 feet and the South 20 feet of Tract 18, County of Adams, State of Colorado.

Also known by street and number as: .

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Robert T. Cosgrove #12217 Burns, Wall and Mueller P.C. 303 E. 17TH AVENUE, #920, DENVER, CO 80203 (303) 830-7000 Attorney File # The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Public Trustees COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. A201676605 Republished to restart foreclosure stayed by bankruptcy and reset sale date.

First Publication: 4/23/2020 legals@coloradocommunitymedia.com Last Publication: 5/21/2020

Public Trustees

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078667

On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Original Grantor(s) Jay D. Sohn and Melissa A. Sohn Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Pinnacle Capital Mortgage Corporation Current Holder of Evidence of Debt RoundPoint Mortgage Servicing Corporation Date of Deed of Trust December 12, 2014 County of Recording Adams Recording Date of Deed of Trust December 18, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000089073 Original Principal Amount $297,413.00 Outstanding Principal Balance $293,249.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 16, BLOCK 18, BUFFALO RUN SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 11842 Altura Street, Brighton, CO 80603.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Neil A. Murillo Original Beneficiary(ies) The Mortgage Store Inc Current Holder of Evidence of Debt Bayview Loan Servicing, LLC Date of Deed of Trust May 13, 2005 County of Recording Adams Recording Date of Deed of Trust May 19, 2005 Recording Information (Reception No. and/or Book/Page No.) 20050519000537310 Original Principal Amount $252,000.00 Outstanding Principal Balance $224,703.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 24, Block 3, Quail Crossing Subdivision, Filing No. 1, Second Amendment, County of Adams, State of Colorado ** Loan Modification Agreement signed by Neil A Murillo on June 29, 2009 Also known by street and number as: 13304 Osage Street, Westminster, CO 80234.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Susan J.Hendrick #33196 The Sayer Law Group, P.C. 3600 South Beeler, Suite 330, Denver, CO 80237 (303) 353-2965 Attorney File # CO160172

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Karen J. Radakovich #11649 Frascona Joiner Goodman & Greenstein, PC 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7192-13910 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078721 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) KENNETH R PULCIANI Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMCAP MORTGAGE LTD. DBA MAJOR MORTGAGE CO. Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust November 17, 2016 County of Recording Adams Recording Date of Deed of Trust November 18, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000099839 Original Principal Amount $274,928.00 Outstanding Principal Balance $261,801.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE NORTH 5 FEET OF LOT 41, ALL OF LOTS 42 AND 43, AND ALL OF LOT 44, EXCEPT THE NORTH 12 FEET OF SAID LOT 44, BLOCK 113, WESTMINSTER, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 8079 KING STREET, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado

Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008594053

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. A201978438

To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand:

Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled Liam F. McBride Address of Record Owner as evidenced on the recorded instrument evidencing the owner's interest 6464 Quitman St, Arvada, CO 80003 Recording Date of Deed of Trust June 06, 2017 Recording Information 2017000048763 Recording Date of Notice of Election and Demand September 19, 2019 Recording Information of Notice of Election and Demand 2019000078669

Legal Description of Property LOT 7, BLOCK 2, FALBO ESTATES, COUNTY OF ADAMS, STATE OF COLORADO. Street Address of Property 6464 Quitman St, Arvada, CO 80003 NOTICE OF UNCLAIMED OVERBID FUNDS

I sold at public auction, at 10:00 AM on 1/22/20, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of Adams, State of Colorado, or to the State Treasurer as part of the "Unclaimed Property Act", pursuant to Colorado law.

First Publication: 4/9/20 Last Publication: 5/7/20 Name of Publication: Metro North

Date: 2/19/20 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078671

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Nicholas Montoya Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NORTHPOINTE BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust March 30, 2017 County of Recording

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$309,899.11 22 Northglenn-Thornton • Westminster Window

Original Grantor(s) Nicholas Montoya Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NORTHPOINTE BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust March 30, 2017 County of Recording Adams Recording Date of Deed of Trust March 31, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000027816 Original Principal Amount $245,471.00 Outstanding Principal Balance $236,730.50

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 37, OF BLOCKS 35, 36, AND 37 OF THORNTON, COLORADO, COUNTY OF ADAMS, STATE OF COLORADO. PARCEL NUMBER: 171923415017 Also known by street and number as: 2291 Hoyt Drive, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023852 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078657 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jason P Smith and Diane Smith Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for DHI Mortgage Company, Ltd. Current Holder of Evidence of Debt Arvest Central Mortgage Company Date of Deed of Trust June 05, 2015 County of Recording Adams Recording Date of Deed of Trust June 16, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000045687 Original Principal Amount $337,734.00 Outstanding Principal Balance $309,899.11 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees

NOTICE OF SALE Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

LOT 10, BLOCK 7, BRIGHTON CROSSING FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 5255 Royal Pine Street, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 19CO00461-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078658 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Earl Mathis Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans Current Holder of Evidence of Debt Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company Date of Deed of Trust December 15, 2017 County of Recording Adams Recording Date of Deed of Trust December 19, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000111547 Original Principal Amount $285,108.00 Outstanding Principal Balance $270,591.69 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 1, AURORA EAST VILLAGE SUBDIVISION FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 1641 Dunkirk Ct, Aurora, CO 80011.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 19CO00383-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078659 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Paul Govednik Original Beneficiary(ies) THE DUNHILL MORTGAGE CO., INC. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust February 02, 2009 County of Recording Adams Recording Date of Deed of Trust February 03, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000007235 Original Principal Amount $136,243.00 Outstanding Principal Balance $118,008.10 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 36, BLOCK 1, WOODGLEN FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 3847 E 116Th Ave, Thornton, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020

of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023789 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078664 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) David G. Homra and Reginna G. Homra Original Beneficiary(ies) Fieldstone Mortgage Company Current Holder of Evidence of Debt LSF9 Master Participation Trust Date of Deed of Trust July 20, 1998 County of Recording Adams Recording Date of Deed of Trust August 07, 1998 Recording Information (Reception No. and/or Book/Page No.) C0428323 Book: 5424 Page: 0003 Original Principal Amount $92,000.00 Outstanding Principal Balance $60,116.85 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, CLEARVIEW SUBDIVISION AMENDED PLAT, BLOCK 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 2220 W. 56th Place, Denver, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

April 23, 2020A Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078663

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Theresa Rose Damian Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Citywide Home Loans, a Utah Corporation, its successors and assigns Current Holder of Evidence of Debt Freedom Mortgage Corporation Date of Deed of Trust July 13, 2015 County of Recording Adams Recording Date of Deed of Trust July 16, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000056934 Original Principal Amount $249,707.00 Outstanding Principal Balance $231,367.94

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT A That part of the South 1/2 of the SE 1/4 of Section 6, Township 1 South, Range 66 West, described as follows: Beginning at a point 145 feet North of the intersection of the East line of 7th Street with the North line of Bridge Street in the Town of Brighton; thence East 75 feet; thence North 130 feet; thence West 75 feet; thence South 130 feet to the Point of Beginning; and Lots 14 to 18, inclusive, Block 2, Home Addition to Brighton, County of Adams, State of Colorado. The plat of which is recorded in Plat Book 1 at Page 59, County of Adams, State of Colorado.

Also known by street and number as: 32 North 7th Avenue, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Heather Deere #28597 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO10141

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Steven Bellanti #48306 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-19-874854-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078665

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams

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AprilCOMBINED 23, 2020 NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE SALE NO. A202078665

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Tammy Kuzara Original Beneficiary(ies) JPMorgan Chase Bank, N.A. Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust July 31, 2018 County of Recording Adams Recording Date of Deed of Trust August 07, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000063748 Original Principal Amount $218,559.00 Outstanding Principal Balance $215,110.45

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

UNIT 3516-B, HARRIS PARK TOWNHOMES (A CONDOMINIUM), in accordance with the Declaration recorded January 13, 2004 at Reception No. C1265051 and Condominium Map recorded January 13, 2004 in Book P3 at Page 765, Reception No. C1265052, of the records of the Office of the Clerk and Recorder of Adams County, County of Adams, State of Colorado Also known by street and number as: 3516 W 75th Ave Unit B, Westminster, CO 80030.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO10211 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078666

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 16, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Xiong H Thao AND May G Vang Original Beneficiary(ies) COLORADO PROFESSIONALS MORTGAGE, LLC Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust March 21, 2008 County of Recording Adams Recording Date of Deed of Trust May 12, 2008 Recording Information (Reception No. and/or Book/Page No.)

Original Beneficiary(ies) COLORADO PROFESSIONALS MORTGAGE, LLC Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust March 21, 2008 County of Recording Adams Recording Date of Deed of Trust May 12, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000038196 Original Principal Amount $206,755.00 Outstanding Principal Balance $204,265.02

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 4, WYNDEMERE PARK SUBDIVISION COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 4214 E 106Th Place, Thornton, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/20/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/16/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023787 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078668 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jennifer N Almanza and Alfredo A Almanza Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Union Financial, a California Limited Liability Company Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust March 15, 2012 County of Recording Adams Recording Date of Deed of Trust June 01, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000039761 Original Principal Amount $158,021.00 Outstanding Principal Balance $134,333.99 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, BLOCK 5, FOX RUN SUBDIVISION FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as:

pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Public Trustees

LOT 11, BLOCK 5, FOX RUN SUBDIVISION FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10700 Kimblewyck Cir #219, Northglenn, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 20CO00001-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078669 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Sarah Vang Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUILD MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust August 04, 2014 County of Recording Adams Recording Date of Deed of Trust August 06, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000052195 Original Principal Amount $243,016.00 Outstanding Principal Balance $221,784.32 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 3, FOX RUN SUBDIVISION FILING NO.4, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10739 Cook Street, Northglenn, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said

NOTICE OF SALE

by the Deed of Trust, plus attorneys' fees, the Northglenn-Thornton • Westminster Window 23 expenses of sale and other items allowed by

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023826

DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023817 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078670 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Charles Gene Caraway AND Marie Anita Caraway Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUARDIAN MORTGAGE, A DIVISION OF SUNFLOWER BANK, N.A., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 24, 2019 County of Recording Adams Recording Date of Deed of Trust April 26, 2019 Recording Information (Reception No. and/or Book/Page No.) 2019000030676 Original Principal Amount $338,751.00 Outstanding Principal Balance $337,524.82 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 2, GRANBY COMMONS SUBDIVISION, FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. APN #: 1821-31-4-15-011 Also known by street and number as: 15101 E 18Th Place, Aurora, CO 80011.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078673

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Karen A. Stokes Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Nationstar Mortgage LLC, Its Successors and Assigns Current Holder of Evidence of Debt NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing Date of Deed of Trust December 10, 2015 County of Recording Adams Recording Date of Deed of Trust December 30, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000108895 Original Principal Amount $137,300.00 Outstanding Principal Balance $127,772.82

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 106, NORTHPARK SUBDIVISION FILING NO. 13, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10118 Grove Loop Unit B, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Steven Bellanti #48306 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-877577-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any informa-

NTS WW Legals 4.23.20 * 3

FORECLOSURE SALE NO. A202078677 24 Northglenn-Thornton • Westminster Window

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Steven Bellanti #48306 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-877577-LL

Public Trustees

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078674 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Meghan A. McDougall and Robert J. McDougall Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Nations Lending Corporation, its successors and assigns Current Holder of Evidence of Debt Nations Lending Corporation, an Ohio Corporation Date of Deed of Trust September 01, 2017 County of Recording Adams Recording Date of Deed of Trust September 07, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000078314** Original Principal Amount $184,218.00 Outstanding Principal Balance $197,044.74 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 7, Block 1, Estes Subdivision Filing No. 1, County of Adams, State of Colorado. **This loan has been modified by a Loan Modification Agreement recorded 05/20/2019 at Reception No. 2019000037938 in Adams County, State of Colorado.

Also known by street and number as: 5511 Umatilla St, Denver, CO 80221.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Public Trustees

Original Grantor(s) MARTINA A. GOMEZ AND CHRISTOPHER BARRIENTOS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR UNITED CAPITAL MORTGAGE CORPORATION Current Holder of Evidence of Debt Wilmington Savings Fund Society, FSB, doing business as Christiana Trust, not in its individual capacity, but solely as trustee for BCAT 2014-4TT Date of Deed of Trust June 06, 2003 County of Recording Adams Recording Date of Deed of Trust June 17, 2003 Recording Information (Reception No. and/or Book/Page No.) C1159640 Original Principal Amount $165,575.00 Outstanding Principal Balance $212,435.19 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 79, OLD FARM TOWNHOMES SUBDIVISION, AMENDMENT NO. 1, ACCORDING THE PLAT RECORDED NOVEMBER 28, 02001 AT RECEPTION NO. CO891872, AND AS DEFINED BY THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS RECORDED ON DECEMBER 17, 2001 AT RECEPTION NO. CO901265, COUNTY OF ADAMS, STATE OF COLORADO ***Pursuant to the Loan Modification Agreement recorded April 26, 2016 at Reception No. 2016000031625 Also known by street and number as: 13235 HOLLY STREET UNIT A, THORNTON, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

NOTICE OF SALE

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication :4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO10129 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078677 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Gustavo Gomora Gomez and Adriana Camarena Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as Nominee for Mortgage Solutions of Colorado, LLC Current Holder of Evidence of Debt Mortgage Solutions of Colorado, LLC Date of Deed of Trust June 30, 2016 County of Recording Adams Recording Date of Deed of Trust July 05, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000053023 Original Principal Amount $258,709.00 Outstanding Principal Balance $245,186.25

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 1, OVERLAND VISTA, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 432 N. 15th Avenue, Brighton, CO 80601-5121.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Deanne R. Stodden #33214 Messner Reeves LLP 1430 Wynkoop Street, Suite 300, Denver, CO 80202 (303) 623-1800 Attorney File # 7729.0224

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078681

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joseph D. DeGiorgio #45557 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008637746 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078680 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Gustavo Gomora Gomez and Adriana Camarena Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as Nominee for Mortgage Solutions of Colorado, LLC

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) ELEONORA STOCH AND MATEUSZ STOCH AND JOZEF FUGIEL Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR STEARNS LENDING, LLC Current Holder of Evidence of Debt NEW RESIDENTIAL MORTGAGE LLC Date of Deed of Trust November 30, 2018 County of Recording Adams Recording Date of Deed of Trust December 04, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000096736 Original Principal Amount $331,550.00 Outstanding Principal Balance $329,295.75 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evid-

Recording Information (Reception No. and/or Book/Page No.) 2018000096736 Original Principal Amount $331,550.00 Outstanding Principal Balance $329,295.75

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, BLOCK 3, COLONY PARK SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 3868 E 107TH AVE, THORNTON, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

Also known by street and number as: 10107 Quintero St, Commerce City, CO 80022.

April 23, 2020A

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO10183

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078683

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joseph D. DeGiorgio #45557 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008703316 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078682 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Rene Alejandro Ponce De Leon Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Academy Mortgage Corporation, its successors and assigns Current Holder of Evidence of Debt Freedom Mortgage Corporation Date of Deed of Trust December 23, 2016 County of Recording Adams Recording Date of Deed of Trust December 27, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000112981 Original Principal Amount $358,388.00 Outstanding Principal Balance $344,055.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 21, REUNION FILING NO. 12, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10107 Quintero St, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein,

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Matthew M Dunn and Adam S Lanclos Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation, Its Successors and Assigns Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust August 29, 2017 County of Recording Adams Recording Date of Deed of Trust August 30, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000076026 Original Principal Amount $464,421.00 Outstanding Principal Balance $448,346.49

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 125, REUNION FILING NO. 25, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10977 Unity Lane, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

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the highest and best bidder for cash, the said April 23, 2020 and all interest of the said real property

Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Steven Bellanti #48306 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-878301-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078686

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Antonio Bobadilla, Jr. AND Cecilia Bobadilla Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERIFIRST FINANCIAL, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 02, 2018 County of Recording Adams Recording Date of Deed of Trust April 02, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000026448 Original Principal Amount $265,109.00 Outstanding Principal Balance $260,303.09

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 31, BLOCK 26, SHAW HEIGHTS, THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO. APN #: 0171920310029 Also known by street and number as: 8881 Ithaca Way, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078688

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Public Trustees

Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023942 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078687 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Joel Ortiz Original Beneficiary(ies) ZB, N.A. dba Vectra Bank Colorado Current Holder of Evidence of Debt Zions Bancorporation, N.A. dba Vectra Bank Colorado Date of Deed of Trust May 21, 2018 County of Recording Adams Recording Date of Deed of Trust June 12, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000047145 Original Principal Amount $68,700.00 Outstanding Principal Balance $68,347.81 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 13, Block 2 Northglenn-Nineteenth Filing County of Adams, State of Colorado.

Also known by street and number as: 9780 Melody Drive, Northglenn, CO 80260.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

Original Grantor(s) JEFF BORSTEL Original Beneficiary(ies) FIRST FRANKLIN FINANCIAL CORP., SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF1, MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-FF1 Date of Deed of Trust September 24, 2004 County of Recording Adams Recording Date of Deed of Trust September 30, 2004 Recording Information (Reception No. and/or Book/Page No.) 20040930000971640 Original Principal Amount $120,800.00 Outstanding Principal Balance $120,798.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Condominium Unit 1701, Building 17, Welby Hill I Condominiums, according to the Condominium Map thereof, recorded on October 6, 1998 at Reception No. C0452319, in the records of the office of the Clerk and Recorder of Adams County, Colorado, and as defined and described in the Condominium Declaration for Welby Hill I Condominiums, recorded on July 17 1985 in Book 2958 at page 988, in said records, County of Adams, State of Colorado.

PARCEL ID NUMBER: 171925302105 Also known by street and number as: 8199 WELBY RD #1701, THORNTON, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 19-023753

Jason P. Rietz #32660 Overturf McGath & Hull P.C. 625 E 16th Avenue, Suite 100, Denver, CO 80203 (303) 860-2848 Attorney File # 8053

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078688

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078689 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Ascent Solar Technologies, Inc. Original Beneficiary(ies) Colorado Housing and Finance Authority

to Beneficiary all Rents now or hereafter due

to payable for•the occupancyWindow or use of25 the Northglenn-Thornton Westminster Premises, and all leases and subleases

with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Public Trustees

Original Grantor(s) Ascent Solar Technologies, Inc. Original Beneficiary(ies) Colorado Housing and Finance Authority Current Holder of Evidence of Debt Iliad Research and Trading, L.P. Date of Deed of Trust February 08, 2008 County of Recording Adams Recording Date of Deed of Trust February 13, 2008 Recording Information (Reception No. and/or Book/Page No.) 2008000011294 Original Principal Amount $7,500,000.00 Outstanding Principal Balance $6,096,057.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A LEGAL DESCRIPTION Lot 4, Block 7, Washington Square Subdivision– Amended, County of Adams, State of Colorado See Deed of Trust p.1; see also, Exhibit A to Deed of Trust.

TOGETHER WITH (a) any and all improvements, tenements, buildings, easements, fixtures, privileges, reservations, allowances, hereditaments and appurtenances, water, ditch and reservoir rights now or hereafter belonging or pertaining thereto; (b) all of the rents, income, receipts, revenues, issues, profits, accounts, contract rights, insurance policies and proceeds thereof, general intangibles and benefits arising from any Lease as hereinafter defined or similar agreement and all right and title of Grantor in and to all Leases of the Premises including security deposits thereunder (the “Rents”); (c) any and all rights and estates in reversion or remainder; (d) all royalties, minerals, and oil and gas rights; (e) all judgments, awards of damages, settlements and proceeds arising from or in lieu of a taking of the Premises; (f) all present and future water taps, sewer taps, permits, licenses and franchises, and all guarantees and warranties relating to the improvements or the furniture, fixtures or equipment installed thereon; (g) any and all rights and interests of every name and nature in all property, whether real, personal or mixed, now or hereafter owned by Grantor, forming a part of or used in connection with the real property described in Exhibit A attached hereto and the operation and convenience of the improvements located thereon, including all buildings, structures and appurtenances now or hereafter located thereon and all machines, machinery, fixtures, apparatus, equipment or articles used to supply heating, gas, electricity, air conditioning, water, light, power, sprinkler protection, waste removal, refrigeration and ventilation, all building materials, supplies and equipment located at the real estate and intended to be incorporated into the improvements thereon, whether or not affixed, and all floor coverings, screens, draperies, partitions, furniture and furnishings; See Deed of Trust, at pp.1-2.

This Deed of Trust constitutes a Security Agreement under the Uniform Commercial Code as adopted by the State of Colorado in effect as of the date hereof (herein called the “Code”) and Grantor hereby grants a security interest to Beneficiary with respect to any part of the Premises which may or might now or hereafter be one of he following types of collateral as defined in Article 9 of the Code: all of Grantor’s right, title and interest, now owned or hereafter acquired, with respect to any of the Premises, in and to fixtures and equipment used in operation of the Premises or the improvements thereon, but excluding all other fixtures and equipment, including but not limited to, fixtures and equipment used in the manufacture of Grantor’s products, and all present and future proceeds and accessions thereto or therefor (all for the purposes of this Section called “Collateral”); all of the terms, provisions, conditions and agreements contained in this Deed of Trust pertain and apply to the Collateral as fully and to the same extent as to any other property comprising the Premises; and the following provisions of this Section shall not limit the generality or applicability of any other provision of this Deed of Trust but shall be in additio n thereto: See Deed of Trust, at Paragraph 16. (a) As further security for the Indebtedness and the Secured Obligations, Grantor hereby absolutely grants, transfers and assigns unto Beneficiary all Rents now or hereafter due to payable for the occupancy or use of the Premises, and all leases and subleases (hereinafter a "Lease"), whether written or oral, with all security therefor including all guartantees thereof, now or hereafter affecting the Premises to be applied by Beneficiary in payment of the Indebtedness and observance and performance of the Secured Obligations.

(hereinafter a "Lease"), whether written or oral, with all security therefor including all guartantees thereof, now or hereafter affecting the Premises to be applied by Beneficiary in payment of the Indebtedness and observance and performance of the Secured Obligations.

Public Trustees

See Deed of Trust, at Paragraph 27 (a).

**Assignment of Deed of Trust, Security Agreement, Financing Statement, and Assignment of Rents and Leases recorded as Reception No. 2019000075635 on or about September 11, 2019, Also known by street and number as: .

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Claire Y. Dossier #42124 Mitchell Barlow & Mansfield, P.C. 1600 17th Street, Suite 2800, Denver, CO 80202 (801) 998-8888 Attorney File # Iliad vs Ascent Solar

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078690

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Ricardo Sanchez Villa Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUILD MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust March 29, 2019 County of Recording Adams Recording Date of Deed of Trust April 01, 2019 Recording Information (Reception No. and/or Book/Page No.) 2019000023529 Original Principal Amount $368,207.00 Outstanding Principal Balance $366,506.51

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 4, BLOCK 7, NORTH STAR HILLS, FIRST FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 726 Polaris Place, Thornton, CO 80260.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

See Deed of Trust, at Paragraph 27 (a).

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

**Assignment of Deed of Trust, Security

THEREFORE, Notice Is Hereby Given that I will

NTS WW Legals 4.23.20 * 5

expenses of sale and other items allowed by 26 Northglenn-Thornton • Westminster Window law, and will issue to the purchaser a Certificate

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

Public Trustees

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023937 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078691

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) FRONT RANGE REO PROPERTIES, LLC Original Beneficiary(ies) C. D. BOYD Current Holder of Evidence of Debt C. D. BOYD Date of Deed of Trust October 12, 2018 County of Recording Adams Recording Date of Deed of Trust October 16, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000083836 Original Principal Amount $190,000.00 Outstanding Principal Balance $201,793.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE NORTH 4 FEET OF LOT 25 AND ALL OF LOTS 26 AND 27, EXCEPT THE REAR OR WESTERLY 8 FEET OF SAID LOTS, BLOCK 48, NEW ENGLAND HEIGHTS, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 2001 HAVANA STREET, AURORA, CO 80010.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

Public Trustees

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023897 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078692 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) RAFAEL SANCHEZ FERNANDEZ Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR ALL WESTERN MORTGAGE, INC. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust July 09, 2015 County of Recording Adams Recording Date of Deed of Trust July 16, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000057327 Re-Recording Date of Deed of Trust July 06, 2016 Re-Recording Information (Reception No. and/or Book/Page No.) 2016000053644 Original Principal Amount $243,508.00 Outstanding Principal Balance $226,049.22 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 20, SHERRELWOOD ESTATES FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 7961 GRANADA ROAD, DENVER, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ryan Bourgeois #51088 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008808941

By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Ryan Bourgeois #51088 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008808941 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078693 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) DANIEL JOSEPH BONGI Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PACIFIC UNION FINANCIAL, LLC Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust July 11, 2018 County of Recording Adams Recording Date of Deed of Trust July 13, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000056278 Original Principal Amount $358,388.00 Outstanding Principal Balance $353,480.45 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 4, THE VILLAGES AT RIVERDALE FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12871 ROSEMARY ST, THORNTON, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joseph D. DeGiorgio #45557 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008698730 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078694 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

FORECLOSURE SALE NO. A202078694 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Public Trustees

Original Grantor(s) VERONICA HEREDIA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, ACTING SOLELY AS NOMINEE FOR U.S. BANK N.A. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust August 07, 2009 County of Recording Adams Recording Date of Deed of Trust August 12, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000060003 Original Principal Amount $166,840.00 Outstanding Principal Balance $155,955.15 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 9, RIVER RUN SUBDIVISION FILING NO. 4, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 11432 lOLA ST, HENDERSON, CO 80640.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joseph D. DeGiorgio #45557 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008451593 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078695 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Timothy A Hill AND Allen E Hill Original Beneficiary(ies) BANK OF AMERICA, N.A. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust October 01, 2003 County of Recording Adams Recording Date of Deed of Trust February 23, 2004 Recording Information (Reception No. and/or Book/Page No.) 20040223000000450 Original Principal Amount $58,450.00 Outstanding Principal Balance $39,201.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to

Recording Date of Deed of Trust February 23, 2004 Recording Information (Reception No. and/or Book/Page No.) 20040223000000450 Original Principal Amount $58,450.00 Outstanding Principal Balance $39,201.24

April 23, 2020A

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 7, BLOCK 11, CITY VIEW HEIGHTS, SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 1361 City View Dr, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: LYNN M. JANEWAY #15592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023905

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078696

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 30, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Chelsea Lee Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for LoanDepot.com, LLC, Its Successors and Assigns Current Holder of Evidence of Debt Home Point Financial Corporation Date of Deed of Trust July 22, 2016 County of Recording Adams Recording Date of Deed of Trust July 27, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000060239 Original Principal Amount $96,000.00 Outstanding Principal Balance $88,165.70

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Exhibit A CONDOMINIUM UNIT 84, CONDOMINIUM B U I L D I N G 9 , P R O S P E C T O R ' S P O I NT AMENDED, PHASE THREE, ACCORDING TO THE CONDOMINIUM MAP FOR PROSPECTOR'S POINT AMENDED, PHASE THREE RECORDED SEPTEMBER 23, 1980 IN P.UJD. 308 IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO AND AS DEFINED AND DESCRIBED IN CONDOMINIUM DECLARATION FOR PROSPECTOR'S POINT RECORDED DECEMBER 18, 1979 IN BOOK 2414 AT PAGE 263, COUNTY OF ADAMS,

NTS WW Legals 4.23.20 * 6

CONDOMINIUM UNIT 84, CONDOMINIUM BUILDING 9, PROSPECTOR'S POINT AMENDED, PHASE THREE, ACCORDING TO THE CONDOMINIUM MAP FOR PROSPECTOR'S POINT AMENDED, PHASE THREE RECORDED SEPTEMBER 23, 1980 IN P.UJD. 308 IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF ADAMS COUNTY, COLORADO AND AS DEFINED AND DESCRIBED IN CONDOMINIUM DECLARATION FOR PROSPECTOR'S POINT RECORDED DECEMBER 18, 1979 IN BOOK 2414 AT PAGE 263, COUNTY OF ADAMS, STATE OF COLORADO.

April 23, 2020

Public Trustees

Also known by street and number as: 8470 Decatur St. #84, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/30/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Steven Bellanti #48306 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-878097-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078698 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Simon Moreno Moreno Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust August 24, 2018 County of Recording Adams Recording Date of Deed of Trust August 24, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000069093 Original Principal Amount $257,744.00 Outstanding Principal Balance $254,419.88 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 15 AND 16, BLOCK 54, AVONDALE, COUNTY OF ADAMS, STATE OF COLORADO. APN #: 0156907114008 Also known by street and number as: 156 South 10Th Avenue, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE Public Trustees The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023920 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078699 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jorge Muniz Carrizalez AND Jerry William Andersen Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR DIAMOND RESIDENTIAL MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust March 12, 2018 County of Recording Adams Recording Date of Deed of Trust March 12, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000020325 Original Principal Amount $284,747.00 Outstanding Principal Balance $279,927.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, FIFTH RESUBDIVISION OF A PORTION OF LOT 1, BLOCK 2, COTTONWOOD COUNTRYHOUSES, COUNTY OF ADAMS, STATE OF COLORADO. A.P.N. : 0156908126005 Also known by street and number as: 231 S 25Th Ave, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023939 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078702 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) DONI J. PENNETTA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY Date of Deed of Trust October 12, 2012 County of Recording Adams Recording Date of Deed of Trust October 19, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012000078666 Original Principal Amount $220,500.00 Outstanding Principal Balance $83,931.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 16, PERL-MACK MANOR, SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 6850 WARREN DRIVE, DENVER, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP

COMBINED NOTICE - PUBLICATION Northglenn-Thornton • Westminster CRS §38-38-103Window 27

DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008746299 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078703 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Justin A. Davis Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for W.J. Bradley Mortgage Capital Corp., its successors and assigns Current Holder of Evidence of Debt MidFirst Bank Date of Deed of Trust December 02, 2009 County of Recording Adams Recording Date of Deed of Trust December 03, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000089405 Original Principal Amount $199,430.00 Outstanding Principal Balance $164,376.56 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 6, LINDEN FILING NO. 1, AMENDMENT NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12947 East 106th Avenue, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO10082 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078705 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams

FORECLOSURE SALE NO. A202078705

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On February 3, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Benjamin Black Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation, Its Successors and Assigns Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust November 17, 2017 County of Recording Adams Recording Date of Deed of Trust November 20, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000102077 Original Principal Amount $247,350.00 Outstanding Principal Balance $223,775.95

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOTS 9 AND 10, BLOCK 13, COLLEGE CREST, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 6660 Julian Street, Denver, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/03/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/9/2020 Last Publication: 5/7/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/03/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-877955-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078706

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Audrey Renee Newman Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN FINANCING CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER Date of Deed of Trust June 21, 2019 County of Recording Adams Recording Date of Deed of Trust June 28, 2019 Recording Information (Reception No. and/or Book/Page No.) 2019000050644

NTS WW Legals 4.23.20 * 7

Current Holder of Evidence of Debt with all other payments provided for in the evid28 Northglenn-Thornton NATIONSTAR MORTGAGE LLC• Westminster Window ence of debt secured by the deed of trust and D/B/A MR. COOPER Date of Deed of Trust June 21, 2019 County of Recording Adams Recording Date of Deed of Trust June 28, 2019 Recording Information (Reception No. and/or Book/Page No.) 2019000050644 Original Principal Amount $236,975.00 Outstanding Principal Balance $236,683.62

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16, BLOCK 2, PLATTE RIVER RANCH FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 845 Mockingbird Lane, Brighton, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-024016 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078707 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MICKY E. SANCHEZ Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR IRWIN MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt MIDFIRST BANK Date of Deed of Trust December 17, 2004 County of Recording Adams Recording Date of Deed of Trust December 21, 2004 Recording Information (Reception No. and/or Book/Page No.) 20041221001297240 Original Principal Amount $162,450.00 Outstanding Principal Balance $137,360.87 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

other violations thereof.

***Pursuant to the Loan Modification Agreement effective March 1, 2018

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 8242 WASHINGTON ST, UNIT 45, DENVER, CO 80229.

LOT 33, BLOCK 11, SHAW HEIGHTS BLOCKS 5, 6, 7, 8, 9, 10, 11 AND PORTIONS OF 20, COUNTY OF ADAMS, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees

Also known by street and number as: 3720 W 85TH AVE, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-024036 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078709 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MARIANNE RODRIGUEZ Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN Current Holder of Evidence of Debt DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED CERTIFICATEHOLDERS OF FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF8, ASSET-BACKED CERTIFICATES, SERIES 2006-FF8 Date of Deed of Trust April 14, 2006 County of Recording Adams Recording Date of Deed of Trust April 18, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060418000394310 Original Principal Amount $83,900.00 Outstanding Principal Balance $100,354.20 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 45 BUILDING 7 SHILOH FILING NO. 1, FILED ON OCTOBER 27, 1981 IN FILE NO. 14 OF MAP OF NO. 800 AND AS AMENDED BY AFFIDAVIT OF SLIGHT MODIFICATIONS INITIAL PLAN FILED ON MARCH 29, 1982 IN FILE NO. 14, OF MAP NO. 840. COUNTY OF ADAMS, STATE OF COLORADO. ***Pursuant to the Loan Modification Agreement effective March 1, 2018

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Also known by street and number as: 8242 WASHINGTON ST, UNIT 45, DENVER, CO 80229.

LOT 33, BLOCK 11, SHAW HEIGHTS BLOCKS 5, 6, 7, 8, 9, 10, 11 AND PORTIONS OF 20, COUNTY OF ADAMS, STATE OF COLORADO.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008808958 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078711 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jennifer A Carrasco Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust June 29, 2015 County of Recording Adams Recording Date of Deed of Trust July 08, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000054007 Original Principal Amount $216,015.00 Outstanding Principal Balance $198,637.22 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 139, GRANGE CREEK FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. PARCEL ID NUMBER: 0172107208014 PURSUANT TO AFFIDAVIT PURSUANT TO §38-35-109(5) C.R.S. RECORDED ON 7/18/2019 AT RECEPTION NO. 2019000056602 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 11191 Albion Dr, Thornton, CO 80233-3727.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the

as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-024026 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078712 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Robin D Marek AND Mary E Thompson Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN ADVISORS GROUP, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt AMERICAN ADVISORS GROUP Date of Deed of Trust July 20, 2018 County of Recording Adams Recording Date of Deed of Trust July 25, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000059921 Original Principal Amount $418,500.00 Outstanding Principal Balance $91,196.88 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 38, BLOCK 45, BLOCKS 44 AND 45 OF THORNTON, COUNTY OF ADAMS, STATE OF COLORADO APN: 0171923302018 Also known by street and number as: 1420 E 91St Avenue, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

April 23, 2020A

DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

Public Trustees

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023974

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078714

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On February 6, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) JENNIFER LYNN BARDA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR QUICKEN LOANS INC. Current Holder of Evidence of Debt QUICKEN LOANS INC. Date of Deed of Trust January 13, 2015 County of Recording Adams Recording Date of Deed of Trust January 21, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000004561 Original Principal Amount $224,511.00 Outstanding Principal Balance $212,038.62

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 13, BLOCK 21, WOODGLENN FILING NO. 6 COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 5414 E 114TH PL, THORNTON, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 02/06/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008838708

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078718

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

NTS WW Legals 4.23.20 * 8

April 23, 2020 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078718

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 10, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jesus Fernando Marta Original Beneficiary(ies) Access Financial Group, Limited Liability Company Current Holder of Evidence of Debt Access Financial Group, Limited Liability Company Date of Deed of Trust November 21, 2018 County of Recording Adams Recording Date of Deed of Trust November 28, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000095218 Original Principal Amount $345,000.00 Outstanding Principal Balance $344,465.28

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 15, BLOCK 4, FOXTON VILLAGE, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 14189 E 101st Place, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/10/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust , plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/16/2020 Last Publication: 5/14/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/10/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: John Randolph Torbet #958 Torbet Tuft & McConkie 2 N. Cascade Ave., Ste 320, Colorado Springs, CO 80903 (719) 475-9300 Attorney File # JESUS FERNANDO MARTA The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078719 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Cutberto Aguirre, Jr. Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation, Its Successors and Assigns Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust June 30, 2016 County of Recording Adams Recording Date of Deed of Trust July 05, 2016 Recording Information (Reception No. and/or Book/Page No.)

a California Corporation, Its Successors and Assigns Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust June 30, 2016 County of Recording Adams Recording Date of Deed of Trust July 05, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000052962 Original Principal Amount $340,353.00 Outstanding Principal Balance $319,142.53

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE WEST 331.24 FEET OF THE SOUTH 361.5 FEET OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 8, TOWNSHIP 2 SOUTH, RANGE 66 WEST OF THE 6TH PRINCIPAL MERIDIAN, COUNTY OF ADAMS, STATE OF COLORADO, EXCEPT THE WEST 30 FEET AND EXCEPT THE SOUTH 30 FEET THEREOF, AND EXCEPT THAT PORTION DEEDED TO THE CITY OF COMMERCE CITY RECORDED OCTOBER 15, 2007 UNDER RECEPTION NO. 2007000096870.

Also known by street and number as: 16185 E 104th Ave, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-879576-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078722 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Shane Mcnitt Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust May 30, 2014 County of Recording Adams Recording Date of Deed of Trust June 11, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000036259 Original Principal Amount $174,284.00 Outstanding Principal Balance $156,781.99 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together

June 11, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000036259 Original Principal Amount $174,284.00 Outstanding Principal Balance $156,781.99

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, BLOCK 10, FLORADO, THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO. APN #: 0171933219018 Also known by street and number as: 7712 Zuni Street, Denver, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-024070 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078723 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Margarita L. Flores Original Beneficiary(ies) FIRST NATIONAL BANK Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 28, 2009 County of Recording Adams Recording Date of Deed of Trust May 01, 2009 Recording Information (Reception No. and/or Book/Page No.) 2009000031147 Original Principal Amount $142,373.00 Outstanding Principal Balance $155,216.69 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, MAGNOLIA PARK SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 6695 Magnolia Street, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

COUNTY OF ADAMS, STATE OF COLORADO.

the highest and best bidder for cash, the said Northglenn-Thornton Westminster Window real property •and all interest of the 29 said

Also known by street and number as: 6695 Magnolia Street, Commerce City, CO 80022.

Public Trustees

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-024074 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078724 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Jeremy Archuleta Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Plaza Home Mortgage, Inc Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust July 28, 2006 County of Recording Adams Recording Date of Deed of Trust August 18, 2006 Recording Information (Reception No. and/or Book/Page No.) 20060818000840890 Original Principal Amount $147,682.00 Outstanding Principal Balance $141,287.64 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, BLOCK 6, MEMORY LANE GARDENS NO. 3, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 6410 Grape Street, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North

Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-20-880042-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078725

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Bernard O. Kirby, Jr. Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CARRINGTON MORTGAGE SERVICES, LLC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt CARRINGTON MORTGAGE SERVICES, LLC Date of Deed of Trust June 25, 2018 County of Recording Adams Recording Date of Deed of Trust July 02, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000053341 Original Principal Amount $268,580.00 Outstanding Principal Balance $264,081.29

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 3, NORTHPARK SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 10332 Julian St, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400,

NTS WW Legals 4.23.20 * 9

30 Northglenn-Thornton • Westminster Window

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Nicholas H. Santarelli #46592 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 19-023493 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078726

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Harvey R Schultz AND Dorothy Mae Schultz Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PROFICIO MORTGAGE VENTURES, LLC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt REVERSE MORTGAGE FUNDING, LLC Date of Deed of Trust October 27, 2014 County of Recording Adams Recording Date of Deed of Trust November 05, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014000077643 Original Principal Amount $348,000.00 Outstanding Principal Balance $142,376.51

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT TWENTY-SIX (26), BLOCK SIX (6), YORK HIGHLANDS FILING NUMBER ONE, ACCORDING TO THE RECORDED PLAT THEREOF, COUNTY OF ADAMS, STATE OF COLORADO. APN: 0171913310018 Also known by street and number as: 2741 E 98Th Avenue, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078727

Public Trustees

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) JEAN PAUL LARA AND JOSELYN LARA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR COMMERCE HOME MORTGAGE Current Holder of Evidence of Debt PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust March 01, 2018 County of Recording Adams Recording Date of Deed of Trust March 02, 2018 Recording Information (Reception No. and/or Book/Page No.) 2018000017771 Original Principal Amount $401,449.00 Outstanding Principal Balance $392,748.53 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 10, EAST-GLENN SUBDIVISION SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12842 CHERRY WAY, THORNTON, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ryan Bourgeois #51088 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008825184

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078729

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9800 S. Meridian Blvd., #400, Englewood, CO 80112 (303) 706-9990 Attorney File # 20-023834 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078727 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 13, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Richard Paul Martinez Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Home Loans, Inc. Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust August 17, 2017 County of Recording Adams Recording Date of Deed of Trust August 28, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000074821 Original Principal Amount

as nominee for Caliber Home Loans, Inc. Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust August 17, 2017 County of Recording Adams Recording Date of Deed of Trust August 28, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017000074821 Original Principal Amount $239,848.00 Outstanding Principal Balance $229,335.00

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 5, Block 8, Fronterra Village Filing No. 2, County of Adams, State of Colorado.

Also known by street and number as: 9849 Jasper St, Commerce City, CO 80022-9898.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 06/17/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/23/2020 Last Publication: 5/21/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 02/13/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman & Greenstein, PC 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7225-3220 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078675 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 23, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) PHILIP A MARTINEZ AND WENDY K MARTINEZ Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust September 15, 2016 County of Recording Adams Recording Date of Deed of Trust September 19, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016000077961 Original Principal Amount $456,577.00 Outstanding Principal Balance $430,264.99 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 1, THE RANCH FILING NO. 8, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 2761 W 117TH WAY, WESTMINSTER, CO 80234.

pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Public Trustees

LOT 4, BLOCK 1, THE RANCH FILING NO. 8, COUNTY OF ADAMS, STATE OF COLORADO Also known by street and number as: 2761 W 117TH WAY, WESTMINSTER, CO 80234.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 01/23/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Ste 700, Denver, CO 80204 (303) 327-8779 Attorney File # 00000008780645 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202078678 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 27, 2020, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Danny A Fahrenkrug Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Land Home Financial Services, Inc Current Holder of Evidence of Debt Land Home Financial Services, Inc. Date of Deed of Trust August 21, 2015 County of Recording Adams Recording Date of Deed of Trust August 28, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015000072084 Original Principal Amount $203,000.00 Outstanding Principal Balance $187,333.25 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, BLOCK 18, CONCORD FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. Also known by street and number as: 12245 Grape Street, Thornton, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

April 23, 2020A

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 05/27/2020, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8217, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 4/2/2020 Last Publication: 4/30/2020 Name of Publication: Metro North

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 01/27/2020 Susan A. Orecchio, Public Trustee in and for the County of Adams, State of Colorado By: Susan A. Orecchio, Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Ste 1210, DENVER, CO 80202 (720) 259-6710 Attorney File # 18CO00230-3

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

City and County Public Notice WESTMINSTER PUBLIC SCHOOLS

Westminster Public Schools is required by AHERA Federal Regulation CFR 40 763.84 to publish a public notice that all buildings have been inspected for asbestos. The results of the inspection are contained in the Asbestos Management Plan for each building. The Asbestos Management Plan is available for review during regular working hours at the school office. For more details regarding the Asbestos Management Plan, contact the Auxiliary Services office for Westminster Public Schools, (303) 429-6775.

Legal Notice No.: 705288 First Publication: April 16, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window Public Notice

BY AUTHORITY ORDINANCE NO. 4022 COUNCILLOR'S BILL NO.7 SERIES OF 2020 INTRODUCED BY COUNCILLORS DeMott, Seitz

A BILL FOR AN ORDINANCE AMENDING THE 2019 BUDGETS OF THE GENERAL; WATER AND WASTEWATER UTILITY ENTERPRISE; LEGACY RIDGE AND WALNUT CREEK GOLF PRESERVE GOLF COURSE ENTERPRISE; FLEET MAINTENANCE; GENERAL CAPITAL OUTLAY REPLACEMENT; P ARKS, OPEN SPACE AND TRAILS; SALES AND USE TAX; GENERAL CAPITAL IMPROVEMENT; AND COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS AND AUTHORIZING A SUPPLEMENTAL APPROPRIATION FROM THE 2019 ESTIMATED REVENUES IN THE FUNDS THE CITY OF WESTMINSTER ORDAINS:

Section 1. The 2019 appropriation for the General; Water and Wastewater Utility Enterprise; Legacy Ridge and Walnut Creek Golf Preserve Golf Course Enterprise; Fleet Maintenance; General Capital Outlay Replacement; Parks, Open Space and Trails; Sales and Use Tax; and General Capital Improvement Funds initially appropriated by Ordinance No. 3953; and the Community Development Block Grant Fund initially appropriated by Ordinance No. 3990, are hereby decreased in aggregate by $23,039,966. This appropriation is due to the receipt of funds from accommodations tax, admissions tax, bond proceeds, cash-in-lieu, contribution, grants, insurance recovery, interest earnings, park development fee, permit and conference center fees, program revenue, reimbursements, sales and use tax, transfers and miscellaneous revenue.

Section 2. The -23,039,966 decrease shall be allocated to City Revenue and Expense accounts as described in the City Council Agenda Item dated March 23rd, 2020, (a copy of which may be obtained from the City Clerk) amending City fund budgets as follows: General Fund $1,496,775 Utility Enterprise 484,025 Golf Course Enterprise 116,802 Fleet Maintenance Fund 220,301 General Capital Outlay Replacement Fund 78,846 Parks, Open Space and Trails Fund 36,988 Sales and Use Tax Fund 6,531,699 General Capital Improvement Fund 2,248,374 Community Development Block Grant Fund 113,224 Total Appropriations $11,327,034 Less Utility Enterprise Unappropriations -34,367,000 Grand Total -$23,039,966

Section 3 – Severability. The provisions of this Ordinance shall be considered as severable. If any section, paragraph, clause, word, or any

NTS WW Legals 4.23.20 * 10

Parks, Open Space and Trails Fund 36,988 Sales and Use Tax Fund 6,531,699 General Capital Improvement Fund 2,248,374 Community Development Block Grant Fund 113,224 Total Appropriations $11,327,034 Less Utility Enterprise Unappropriations -34,367,000 Grand Total -$23,039,966

(8) The costs incurred in the billing and collecNorthglenn-Thornton Westminster Window 31 tion of all or any•part of the Pledged Revenues;

April 23, 2020

City and County

Section 3 – Severability. The provisions of this Ordinance shall be considered as severable. If any section, paragraph, clause, word, or any other part of this Ordinance shall for any reason be held to be invalid or unenforceable by a court of competent jurisdiction, such part shall be deemed as severed from this ordinance. The invalidity or unenforceability of such section, paragraph, clause, or provision shall not affect the construction or enforceability of any of the remaining provisions, unless it is determined by a court of competent jurisdiction that a contrary result is necessary in order for this Ordinance to have any meaning whatsoever.

Public Notice City of Westminster Summary of Proceedings

City and County

City and County

Summary of proceedings of the Westminster City Council meeting of Monday, April 13, 2020.

Mayor Atchison, Mayor Pro Tem Seitz, and Councillors DeMott, Seymour, Skulley, Smith, and Voelz were virtually present at roll call.

Public Notice

The minutes of the meetings of March 23, March 26, March 30 and April 6, 2020 were approved as presented.

ATTEST: Mayor City Clerk

Council approved the following: Accept the First Quarter 2020 Insurance Claims Report; Authorize the City Manager to execute a contract with the low bidder, Alpine Roofing Ltd., Pass Councillor's Bill No. 7 on second reading, providing for a supplemental appropriation of funds to the 2019 Budget of the General: Water and Wastewater Utility Enterprise; Legacy Ridge and Walnut Creek Golf Preserve Golf Course Enterprise; Fleet Maintenance; General Capital Outlay Replacement; Parks, Open Space and Trails; Sales and Use Tax; General Capital Improvement; and Community Development Block Grant Funds; Pass Councillor's Bill No. 8 on second reading authorizing the Loan Agreement with the Colorado Water Resources and Power Development Authority in an amount not to exceed $30 million; Intergovernmental Agreement with the Urban Drainage and Flood Control District to Update Hydrology of the Walnut Creek Watershed; and First Amendment to the Agreement to Furnish Parking Management Services with LAZ Parking Midwest, LLC.

Legal Notice No.: 705312 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window

Council held a public hearing: Regarding the Right-of-Way Vacation of Church Ranch Boulevard Adjacent to Church Ranch Home Place, Filing No. 10

Section 4. This ordinance shall take effect upon its passage after the second reading.

Section 5. This ordinance shall be published in full within ten days after its enactment.

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ORDERED PUBLISHED this 23th day of March, 2020.PASSED, ENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 13th day of April, 2020.

Public Notice

Council passed the following as an emergency:

BY AUTHORITY ORDINANCE NO. 4026 COUNCILLOR'S BILL NO. 11 SERIES OF 2020 INTRODUCED BY COUNCILLORS Seitz, Smith

COUNCILLOR'S BILL NO. 10 AN EMERGENCY ORDINANCE RE: AUTHORIZING THE REFUNDING OF CITY'S WATER AND WASTEWATER UTILITY ENTERPRISE, TAXABLE WATER AND WASTEWATER REVENUE BONDS, SERIES 2010: Purpose: For an ordinance authorizing the issuance of the City of Westminster, Colorado Water and Wastewater Utility Enterprise, Water and Wastewater revenue refunding bonds, Series 2020 and Declaring an emergency

A BILL FOR AN EMERGENCY ORDINANCE AMENDING THE 2020 BUDGET OF THE WATER FUND, AND AUTHORIZING A SUPPLEMENTAL APPROPRIATION FROM THE 2020 ESTIMATED REVENUES IN THE FUND THE CITY OF WESTMINSTER ORDAINS:

Section 1. The 2020 appropriation for the Water Fund initially appropriated by Ordinance No. 3953 is hereby increased by $21,780,000. This appropriation is due to the receipt of funds from Utility Revenue Bond proceeds.

Section 2. The $21,780,000 increase shall be allocated to City Revenue and Expense accounts as described in the City Council Agenda dated April 13, 2020 (a copy of which may be obtained from the City Clerk) amending City fund budgets as follows: Water Fund Total

$21,780,000 $21,780,000

Section 3 – Severability. The provisions of this Ordinance shall be considered as severable. If any section, paragraph, clause, word, or any other part of this Ordinance shall for any reason be held to be invalid or unenforceable by a court of competent jurisdiction, such part shall be deemed as severed from this ordinance. The invalidity or unenforceability of such section, paragraph, clause, or provision shall not affect the construction or enforceability of any of the remaining provisions, unless it is determined by a court of competent jurisdiction that a contrary result is necessary in order for this Ordinance to have any meaning whatsoever.

Section 4 – Emergency. Timely closing on the financing is deemed critical to mitigate interest rate risk inherent in the financial markets. If the ordinance went through a two reading approval, the City is exposed to interest rate uncertainty from the time the ordinance is approved on a first reading until the time of closing on the bonds. This time horizon potentially jeopardizes the ability to secure financing if interest rates were to increase significantly over this time period in the event of adverse financial market conditions. As such, an emergency is declared to exist, and this ordinance is declared to be necessary for the immediate preservation of the public peace, health and safety. Wherefore, this ordinance shall be in full force and effect upon adoption of this ordinance on April 13, 2020, by an affirmative vote of six of the members of the Council if six or seven members of the Council are present at the meeting at which this ordinance is presented, or by an affirmative vote of four of the members of the Council if four or five members of the Council are present at the meeting at which this ordinance is enacted.

Section 5. This ordinance shall be published in full within ten days after its enactment.

INTRODUCED, READ IN FULL, AND PASSED AND ADOPTED AS AN EMERGENCY ORDINANCE this 13nd day of April, 2020.

ATTEST: Mayor City Clerk Legal Notice No.: 705313 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window Public Notice City of Westminster Summary of Proceedings

Summary of proceedings of the Westminster City Council meeting of Monday, April 13, 2020.

Mayor Atchison, Mayor Pro Tem Seitz, and Councillors DeMott, Seymour, Skulley, Smith,

COUNCILLOR’S BILL NO.11 RE: AN EMERGENCY ORDINANCE RE SUPPLEMENTAL APPROPRIATION OF THE BOND REFUNDING PROCEEDS: Purpose: A Bill for an Emergency Ordinance amending the 2020 Budget of the Water Fund and Authorizing a Supplemental Appropriation from the 2020 Estimated Revenues in the Fund.

Council passed the following on first reading: COUNCILLOR'S BILL NO. 12 RE: RIGHT-OFWAY VACATION OF CHURCH RANCH BOULEVARD ADJACENT TO CHURCH RANCH HOME PLACE, FILING NO. 10: Purpose: For an Ordinance Vacating a Portion of Church Ranch Boulevard generally located East of Wadsworth Boulevard Section 14, Township 2 South, Range 68 West, 6th P.M. Jefferson County.

COUNCILLOR'S BILL NO. 13 RE: SUPPLEMENTAL APPROPRIATION OF FEDERAL GRANT FUNDS FOR THE SHERIDAN BOULEVARD MULTIMODAL TRANSPORTATION IMPROVEMENT PROJECT Purpose: For an ordinance amending the 2020 Budget of the General Capital Improvement Fund and Authorizing a Supplemental Appropriation from the 2020 Estimated Revenues in the Fund.

COUNCILLOR'S BILL NO. 14 RE: IMPLEMENTATION OF PARKING RESTRICTIONS IN THE DOWNTOWN AND WESTMINSTER STATION PARKING AREAS BY AMENDING SECTION 10-1-12 OF THE WESTMINSTER MUNICIPAL CODE: Purpose: For an Ordinance adding Section 10-1-12.5 of the Westminster Municipal Code to Provide for Parking Restrictions in the Downtown and Westminster Station Parking Areas COUNCILLOR'S BILL NO. 15 AMENDING THE 2020 BUDGET OF THE GENERAL FUND AND AUTHORIZING SOLE SOURCE FOR COMMUNITY REACH CENTER FOR CO-RESPONDER SERVICES: Purpose: For an ordinance amending the 2020 Budget of the General Fund and Authorizing a Supplemental Appropriation from the 2020 Estimated Revenues in the Fund.

Council adopted the following: Resolution No. 9 Re: Authorization of an Intergovernmental Agreement with the Colorado Department of Transportation for the Sheridan Boulevard Multimodal Transportation Improvement Project; Resolution No. 10 Re: Acceptance of Denver Regional Council of Governments and Colorado Department of Transportation Funding for the Sheridan Boulevard Multimodal Transportation Improvement Project; Resolution No. 11 Concerning Making Reasonable Accommodations to Those Affected by the COVID-19 Pandemic; Intergovernmental Agreement with the Urban Drainage and Flood Control District to Update Hydrology of the Walnut Creek Watershed J. First Amendment to the Agreement to Furnish Parking Management Services with LAZ Parking There was no further business to come before the City Council, and the meeting adjourned at 8:43 p.m.

By Order of the Westminster City Council Abby Fitch, Senior Deputy City Clerk Legal Notice No.: 705314 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window

CITY OF THORNTON COMMUNITY DEVELOPMENT BLOCK GRANT PROPOSED SUBSTANTIAL AMENDMENT TO THE CITIZEN PARTICIPATION PLAN AND THE 2019 ANNUAL ACTION PLAN REQUEST FOR PUBLIC COMMENTS AND NOTICE OF PUBLIC HEARING April 28, 2020, 7 P.M. Two Ways to Attend: (1) Zoom Meetings: https://thorntonco.zoom.us/webinar/register/ WN_sb6M7w5qQMmVb707vnHVLQ (2) Phone/Landline: 669-900-6833 Meeting ID: 969 3745 8776.

Name: City of Thornton Address: 9500 Civic Center Drive, Thornton, Colorado 80229-4326 Phone: 720-977-5812 The City Council of the City of Thornton (City) will hold a 5-day public comment period beginning April 23, 2020 and a public hearing at 7:00 p.m. on April 28, 2020 for amendments to the Citizen Participation Plan and 2019 Annual Action Plan (AAP), prior to submission to the U.S. Department of Housing and Urban Development (HUD) and in accordance with the Coronavirus Aid, Relief, and Economic Security Act (CARES Act).

The amendment to the 2019 Annual Action Plan proposes to add $462,521 in supplemental Community Development Block Grant (CDBGCV) funds allocated to Thornton through the CARES Act. This amendment will program these funds toward public service activities and will not add any new projects not already approved by the Thornton City Council consistent with the City’s Citizen Participation Plan. The public service activities eligible to be awarded CDBG-CV funds must be designed to carry out the priority public service needs to prevent, prepare for, and respond to coronavirus, as well as meet the priority needs identified in the 20152019 Consolidated Plan.

Public Comment Period The public comment period for both amendments will run concurrently, from Thursday, April, 23 2020 at 8:00am to Monday, April 27, 2020 at 5 p.m. Residents are welcome to provide comments on the substantial amendments to the Citizen Participation Plan and 2019 Annual Action Plan during this period. Please send comments to cdbg@ThorntonCO.gov or call 720-977-5812 if you would like to schedule a time to speak with a staff member about the substantial amendments.

Notice of Public Hearing The City of Thornton will hold a public hearing on the substantial amendments on April 28, 2020 at 7:00 p.m. via a virtual meeting. To provide testimony during the public hearing, register in advance at: https://thorntonco.zoom.us/webinar/register/WN _sb6M7w5qQMmVb707vnHVLQ. After registering, you will receive a confirmation email containing information about joining the meeting and the process for providing testimony. If you wish to participate from a landline phone or cellphone call 669-900-6833 and enter meeting ID 969 3745 8776 at the time of the meeting.

If you have a disability and need reasonable accommodation to attend or participate in the meeting, please notify the City's ADA Coordinator at 303-538-7245 at least eight (8) hours in advance and arrangements will be made to provide reasonable accommodation. TDD access is available through Colorado Relay at 711.

Copies of the proposed substantial amendments are available online at www.thorntonco.gov and www.gocot.net/connections.

EXECUTION AND DELIVERY OF A LOAN FROM THE COLORADO WATER RESOURCES AND POWER DEVELOPMENT AUTHORITY; AUTHORIZING THE FORM AND EXECUTION OF THE LOAN AGREEMENT AND GOVERNMENTAL AGENCY BOND TO EVIDENCE SUCH LOAN; AND AUTHORIZING THE CONSTRUCTION OF A PROJECT

City and County

Operation and Maintenance Expenses does not include:

THE CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE ORDAINS:

(1) Any allowance for depreciation; (2) Any costs of reconstruction, improvement, extension, or betterment; (3) Any accumulation of reserves for capital replacements; (4) Any reserves for operation, maintenance, or repair of the System; (5) Any allowance for the redemption of any Securities or the payment of any interest thereon; (6) Any liabilities incurred in the acquisition of any Water Facilities or Wastewater Facilities; (7) Any other ground of legal liability not based on contract.

Section 1. Definitions and Construction.

(A) DEFINITIONS: In this Ordinance the following terms have the following respective meanings unless the context hereof clearly requires otherwise: Bond shall mean Governmental Agency Bond issued by the Enterprise to the CWRPDA to evidence its obligation to repay the Loan pursuant to the terms of the Loan Agreement.

Charter shall mean the home rule Charter of the City as amended, to the date of delivery of the Bonds.

City shall mean the City of Westminster, Colorado.

Council shall mean the City Council of the City, acting as the governing body of the Enterprise.

CWRPDA shall mean the Colorado Water Resources and Power Development Authority, a body corporate and political subdivision of the State of Colorado.

Enterprise shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, which consists of the City’s Water Facilities, Wastewater Facilities, and Stormwater Facilities.

Enterprise Act shall mean Title 37, Article 45.1, C.R.S. Enterprise Ordinance shall mean Ordinance No. 2264, Series of 1994, of the City, as amended

by Ordinance No. 3758, Series of 2014, authorizing the Enterprise to have and exercise certain powers in furtherance of its purposes.

Financing Documents shall mean, collectively, the Loan Agreement and the Bond.

Income shall mean all income from (i) rates, fees, tolls, and charges and tap fees, or any combination thereof, but not special assessments, for the services furnished by, or the direct or indirect connection with, or the use of, or any commodity from the System, including, without limiting the generality of the foregoing, minimum charges, charges for the availability of service, disconnection fees, reconnection fees, and reasonable penalties for any delinquencies, (ii) all income or other gain, if any, from any investment of Pledged Revenues and of the proceeds of Securities (except income or other gain from any investment of moneys held in an escrow fund for the defeasance of Securities or any other similar fund) to the extent not required to be rebated to the federal government and (iii) the BAB Credit; but excluding any moneys received as grants, appropriations or gifts from the Federal Government, the State, or other sources, the use of which is limited by the grantor or donor to the construction of Capital Improvements, except to the extent any such moneys shall be received as payments for the use of the System, services rendered thereby, the availability of any such service, or the disposal of any commodities therefrom.

Loan shall mean the loan from the CWRPDA to the Enterprise for the construction of the Project.

Loan Agreement shall mean the Loan Agreement between the Enterprise and the CWRPDA pursuant to which the CWRPDA agrees to loan the Enterprise certain funds to construct the Project.

Operation and Maintenance Expenses shall mean such reasonable and necessary current expenses of the City, paid or accrued, of operating, maintaining and repairing the System as may be determined by the City, including, except as limited by contract or otherwise limited by law, without limiting the generality of the foregoing:

Para más información, comuníquese al 720-977-5800.

(1) Engineering, auditing, legal and other overhead expenses directly related and reasonably allocable to the administration, operation and maintenance of the System;

CITY COUNCIL OF THE CITY OF THORNTON, COLORADO

(2) Fidelity bond and insurance premiums appertaining to public officials or the System;

Kevin Woods, City Manager Attest: Kristen N. Rosenbaum, City Clerk Approved as to Form: Luis A. Corchado, City Attorney Published: April 23, 2020

(3) The reasonable charges of any paying agent, registrar, or depository appertaining to any Outstanding Securities;

Legal Notice No.: 705318 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher:Northglenn-Thornton Sentinel Public Notice

BY AUTHORITY ORDINANCE NO. 4023 COUNCILLOR’S BILL NO. 8 SERIES OF 2020 INTRODUCED BY COUNCILLOR Skulley, Smith A BILL FOR AN ORDINANCE AUTHORIZING THE EXECUTION AND DELIVERY OF A LOAN FROM THE COLORADO WATER RESOURCES AND POWER DEVELOPMENT AUTHORITY; AUTHORIZING THE FORM AND EXECUTION OF THE LOAN AGREEMENT AND GOVERNMENTAL AGENCY BOND TO EVIDENCE SUCH LOAN; AND AUTHORIZING THE CONSTRUCTION OF A PROJECT THE CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE ORDAINS:

(9) Any costs of utility services furnished to the System by the City or otherwise.

(4) Annual payments to pension, retirement, health and hospitalization funds appertaining to the System; (5) Any taxes, assessments, franchise fees or other charges or payments in lieu of the foregoing; (6) Ordinary and current rentals of equipment or other property; (7) Contractual services, professional services, salaries, administrative expenses, and costs of labor appertaining to the System, the cost of water purchased for delivery through the System, and the cost of materials and supplies used for current operation of the System; (8) The costs incurred in the billing and collection of all or any part of the Pledged Revenues; (9) Any costs of utility services furnished to the System by the City or otherwise.

Operation and Maintenance Expenses does not include: (1) Any allowance for depreciation; (2) Any costs of reconstruction, improvement, extension, or betterment; (3) Any accumulation of reserves for capital re-

City and County

Ordinance shall mean this Ordinance of the Enterprise authorizing the issuance of the Bonds and subject to the parameters set forth herein and confirmed in the Sale Certificate.

Parity Bonds shall mean the 2010 Bonds, the 2016 Bonds, the 2019 Bonds and any Securities hereafter issued payable from and having an irrevocable lien upon the Pledged Revenues equally or on a parity with the Bonds.

Pledged Revenues shall mean all Income remaining after the deduction of Operation and Maintenance Expenses.

Project shall mean the land, facilities and rights constructed, installed, purchased and otherwise acquired for the System, the cost of which is to be defrayed with a portion of the proceeds of the Bonds and which constitutes capital improvements.

State shall mean the State of Colorado.

Stormwater Facilities shall mean any one or more of the various devices used in the collection, treatment, or disposition of storm, flood or surface drainage waters, including all manmade structures or natural watercourses for the conveyance of runoff, such as: detention areas, berms, swales, improved watercourses, channels, bridges, gulches, wetland areas, streams, gullies, flumes, culverts, gutters, pumping stations, pipes, ditches, siphons, catch basins and street facilities; all inlets; collection, drainage, or disposal lines; intercepting sewers; disposal plants; settling basins; outfall sewers; all pumping, power and other equipment and appurtenances; all extension, improvements, remodeling, additions, and alterations thereof; and any and all rights or interests in such stormwater facilities. Revenues from the Stormwater Facilities are not pledged to the payment of the Loan.

Subordinate Securities shall mean Securities previously or hereafter issued having a lien on the Pledged Revenues subordinate or junior to the lien thereon of the Bonds. Currently, the Enterprise has outstanding its (i) Subordinate Water and Wastewater Revenue Bond, Series 2000, and (ii) Subordinate Water and Wastewater Revenue Bond, Series 2005. The Subordinate Securities are currently evidenced by separate loan agreements with the Colorado Water Resources and Power Development Authority.

Supplemental Act shall mean Section 11-57-204 of the Supplemental Public Securities Act, constituting Title 11, Article 57, Part 2, C.R.S.

System shall mean the Water Facilities and the Wastewater Facilities of the City owned and operated by the City as a single utility system.

2010 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Taxable Water and Wastewater Revenue Bonds (Direct Pay Build America Bonds), Series 2010.

2016 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Bonds, Series 2016.

2019 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Bonds, Series 2019.

TABOR shall mean Article X, Section 20 of the Colorado Constitution.

Wastewater Facilities shall mean any one or more of the various devices used in the collection, treatment, or disposition of sewage and industrial wastes of a liquid nature, including, without limitation, all inlets; collection, drainage, or disposal lines; intercepting sewers; wastewater disposal plants; outfall sewers; sewage lagoons; all pumping, power, and other equipment and appurtenances; all extensions, improvements, remodeling, additions and alterations thereof; any and all rights or interests for such wastewater facilities; and all other necessary, incidental, or appurtenant properties, facilities, equipment, and costs relating to the foregoing.

Water Facilities shall mean water rights, raw water and any one or more works and improvements used in and as a part of the collection, treatment, or distribution of water for the beneficial uses and purposes for which the water has been or may be appropriated, including, but not limited to, uses for domestic, municipal, irrigation, power, and industrial purposes and including construction, operation, and maintenance of a system of raw and clear water and distribution storage reservoirs, deep and shallow wells, pumping, ventilating, and gauging stations, inlets, tunnels, flumes, conduits, canals, collection, transmission, and distribution lines, infiltration galleries, hydrants, meters, filtration and treatment plants and works, power plants, all pumping, power, and other equipment and appurtenances, all extensions, improvements, remodeling, additions, and alterations thereof, and any and all rights or interests in such works and improvements, and all other necessary, incidental, or appurtenant properties, facilities, equipment and costs relating to the foregoing.

NTS WW Legals 4.23.20 * 11

Section 2. Recitals.

lets, tunnels, flumes, conduits, canals, collec(the “Treasurer”), or the City Manager, acting as 32 Northglenn-Thornton • Westminster tion, transmission, and distribution lines, infiltra- Window the Manager of the Enterprise (the “Manager”).

tion galleries, hydrants, meters, filtration and treatment plants and works, power plants, all pumping, power, and other equipment and appurtenances, all extensions, improvements, remodeling, additions, and alterations thereof, and any and all rights or interests in such works and improvements, and all other necessary, incidental, or appurtenant properties, facilities, equipment and costs relating to the foregoing.

The President, the Treasurer, the Manager and the Secretary are hereby authorized and directed to execute the Financing Documents and to affix the seal of the City thereto, and further to execute and authenticate such other documents or certificates as are deemed necessary or desirable in connection therewith. The Financing Documents shall be executed in substantially the forms approved at this meeting.

Section 2. Recitals.

The execution of any instrument or certificate or other document in connection with the matters referred to herein by the President, the Treasurer, the Manager, and the Secretary or by other appropriate officers of the Enterprise, shall be conclusive evidence of the approval by the Enterprise of such instrument.

City and County

(A) The City has heretofore established the Enterprise and authorized the Enterprise to have and exercise certain powers in furtherance of its purposes.

(B) Pursuant to Art. X, § 20 and Art. XX, § 6 of the State Constitution, Chapter XI, Section 11.1(a) of the Charter, and the Enterprise Ordinance, the Enterprise is authorized to issue the Bond without voter approval in advance.

(C) The Enterprise has previously issued the Subordinate Securities secured by a lien upon the Pledged Revenues which is subordinate or junior to the lien of the Parity Bonds.

(D) The Enterprise is not delinquent in the payment of the Parity Bonds or the Subordinate Securities.

(E) Subject to certain conditions specified in the ordinances authorizing the issuance of the Parity Bonds, the Enterprise may issue indebtedness payable out of and which has a lien on the Pledged Revenues which is on a parity to the lien on the Parity Bonds.

(F) Subject to certain conditions specified in the ordinances authorizing the issuance of the Subordinate Securities, the Enterprise may issue indebtedness payable out of and which has a lien on the Pledged Revenues which is superior to the lien on the Subordinate Securities.

(G) Under TABOR, the Enterprise is a government-owned business authorized to issue its own revenue bonds and receiving under 10% of annual revenue in grants from all Colorado state and local governments combined.

(H) The Council has determined that it is in the best interest of the Enterprise to construct the Project.

(I) The Enterprise has made application to the CWRPDA for a loan to finance all or a portion of the cost of the Project.

(J) The Council has determined that in order to finance all or a portion of the cost of the Project, it is necessary and advisable and in the best interests of the Enterprise to (i) enter into a Loan Agreement pursuant to which CWRPDA shall loan the Enterprise an amount not to exceed $30,000,000 to represent the Loan for such purpose, and (ii) issue the Bond to CWRPDA to evidence the Enterprise’s repayment obligations under the Loan Agreement.

(K) There have been presented to the Council the form of the Loan Agreement and the Bond.

(L) The Financing Documents shall constitute revenue obligations of the Enterprise, payable from the Pledged Revenues of the System (as defined in the Loan Agreement); and (M) The Enterprise has heretofore executed and delivered the Subordinate Securities and the Parity Bonds.

(N) The Subordinate Securities are secured by a pledge of the Pledged Revenues of the System subordinate or junior to the lien thereon of the Bond and the Parity Bonds.

(O) The Parity Bonds are all secured by a pledge of the Pledged Revenues of the System which are at all times senior and superior to the lien thereon of the Subordinate Securities.

(P) Except for the Subordinate Securities and Parity Bonds, the Enterprise has not pledged nor hypothecated the Pledged Revenues derived or to be derived from the operation of the System, or any part thereof, to the payment of any bonds or for any other purpose, with the result that the Pledged Revenues may now be pledged lawfully and irrevocably to the payment of the Bond.

(Q) The forms of the Financing Documents are on file with the City Clerk, acting as Secretary of the Enterprise.

(R) The Council desires to approve the form of the Financing Documents and other documents referenced therein, authorize the execution of the Loan Agreement, and authorize the execution and delivery of the Bond.

Section 3. Recitals Incorporated. The foregoing recitals are made a part of this Ordinance.

Section 4. Determinations. The Council hereby finds and determines that the Enterprise constitutes an enterprise under TABOR.

Section 5. Approvals, Authorizations, and Amendments. The forms of the Financing Documents presented at this meeting are incorporated herein by reference and are hereby approved. The Enterprise shall enter into and perform its obligations under the Financing Documents in the forms of such documents, with such changes as are not inconsistent herewith and as are hereafter approved by the Mayor of the City, acting as the President of the Enterprise (the “President”), the Director of Finance of the City, acting as Treasurer of the Enterprise (the “Treasurer”), or the City Manager, acting as the Manager of the Enterprise (the “Manager”).

The President, the Treasurer, the Manager and the Secretary are hereby authorized and directed to execute the Financing Documents and to affix the seal of the City thereto, and further to execute and authenticate such other documents or certificates as are deemed necessary or desirable in connection therewith. The Financing Documents shall be executed in substantially the forms approved at this meeting.

The execution of any instrument or certificate or

City and County

Section 6. Election to Apply the Supplemental Act. Section 11-57-204 of the Supplemental Act, provides that a public entity, including the Enterprise, may elect in an act of issuance to apply all or any of the provisions of the Supplemental Act. The Enterprise hereby elects to apply all of the provisions of the Supplemental Act to the Financing Documents.

Section 7. Delegation.

(A) Pursuant to Section 11-57-205 of the Supplemental Act, the Enterprise hereby delegates to the President, the Treasurer or the Manager the independent authority to make the following determinations relating to and contained in the Loan Agreement and the Bond, subject to the restrictions contained in paragraph (b) of this Section 7: (1) The interest rate on the Loan; (2) The principal amount of the Loan; (3) The amount of principal of the Loan maturing in any given year and the final maturity of the Loan; (4) The dates on which the principal of and interest on the Loan are paid; and (5) The existence and amount of reserve funds for the Loan, if any.

(B) The delegation in paragraph (A) of this Section 7 shall be subject to the following parameters and restrictions: (1) The interest rate on the Loan shall not exceed 2.50%; (2) The principal amount of the Loan shall not exceed $30,000,000; and (3) The final maturity of the Loan shall not be later December 31, 2045.

Section 8. Conclusive Recital. Pursuant to Section 11-57-210 of the Supplemental Act, the Bond and the Loan Agreement shall contain recitals that the Bond is issued pursuant to certain provisions of the Supplemental Act. Such recital shall be conclusive evidence of the validity and the regularity of the issuance of the Bond after its delivery for value.

Section 9. Ratification and Approval of Prior Actions. All actions heretofore taken by the officers of the Enterprise and members of the Council, not inconsistent with the provisions of this Ordinance, relating to the Financing Documents, or actions to be taken in respect thereof, are hereby ratified, approved, and confirmed.

Section 10. Pledge of Revenues. The creation, perfection, enforcement, and priority of the pledge of revenues to secure or pay the Bond and the Loan Agreement provided herein shall be governed by Section 11-57-208 of the Supplemental Act and this Ordinance. The amounts pledged to the payment of the Bond and the Loan Agreement shall immediately be subject to the lien of such pledge without any physical delivery, filing, or further act. The lien of such pledge shall have the priority described in the Loan Agreement. The lien of such pledge shall be valid, binding, and enforceable as against all persons having claims of any kind in tort, contract, or otherwise against the Enterprise irrespective of whether such persons have notice of such liens.

sequent owner(s) of the Loan Agreement shall be responsible for the application or disposal by the Enterprise or the City or any of its officers of the funds derived from the Loan. In the event that all of the proceeds of the Loan are not required to pay such costs and expenses, any remaining amount shall be used for the purpose of paying the principal amount of the Loan and the interest thereon, as applicable.

City and County

Section 14. City Representative. Pursuant to Exhibit B of the Loan Agreement, the President, the Treasurer and the Manager are hereby designated as the Authorized Officers (as defined in the Loan Agreement) for the purpose of performing any act or executing any document relating to the Loan, the Enterprise, or the Financing Documents. A copy of this Ordinance shall be furnished to CWRPDA as evidence of such designation.

Section 15. Estimated Life of Improvements. It is hereby determined that the estimated life of the Project to be financed with the proceeds of the Loan is not less than the final maturity of the Loan.

Section 16. Direction to Take Authorizing Action. The appropriate officers of the Enterprise and members of the Council are hereby authorized and directed to take all other actions necessary or appropriate to effectuate the provisions of this Ordinance, including but not limited to such certificates and affidavits as may reasonably be required by CWRPDA. Section 17. Limitation on Actions. Pursuant to Section 11-57-212 of the Supplemental Act, no legal or equitable action brought with respect to any legislative acts or proceedings of the Enterprise in connection with the authorization or issuance of the Bond, including but not limited to the adoption of this Ordinance, shall be commenced more than thirty days after the authorization of the Bond.

Section 18. Severability. If any Section, subsection, paragraph, clause or other provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability thereof shall not affect any of the remaining sections, subsections, paragraphs, clauses or provisions of this Ordinance.

Section 19. Repealer. All ordinances, resolutions, bylaws, orders, and other instruments, or parts thereof, inconsistent herewith are hereby repealed to the extent only of such inconsistency. This repealer shall not be construed to revive any ordinance, resolution, bylaw, order, or other instrument, or part thereof, heretofore repealed.

Section 19. Ordinance Irrepealable. This Ordinance is, and shall constitute, a legislative measure of the Enterprise and after the Bond is issued, this Ordinance shall constitute an irrevocable contract between the Enterprise and the CWRPDA; and this Ordinance shall be and shall remain irrepealable until the Bonds, and the Enterprise’s obligations under the Loan Agreement, shall be fully paid, cancelled or discharged.

Section 20. Recordation. A true copy of this Ordinance, as adopted by the Council, shall be numbered and recorded on the official records of the Enterprise and the City and its adoption and publication shall be authenticated by the signatures of the Mayor, as President of the Enterprise, and the City Clerk, as Secretary of the Enterprise, and by a certification of publication.

Section 21. Effective Date. This ordinance shall take effect upon its passage after second reading. The title and purpose of this ordinance shall be published prior to its consideration on second reading. The full text of this ordinance shall be published within ten (10) days after its enactment after second reading.

INTRODUCED, PASSED ON FIRST READING, AND TITLE AND PURPOSE ARE ORDERED PUBLISHED this 23rd day of March, 2020

Section 11. Limitation of Actions. Pursuant to Section 11-57-212 of the Supplemental Act, no legal or equitable action brought with respect to any legislative acts or proceedings in connection with the Financing Documents shall be commenced more than thirty days after the issuance of the Bond.

PASSED, ENACTED ON SECOND READING, AND FULL TEXT ORDERED PUBLISHED this 13th day of April, 2020.

Section 12. Limited Obligation; Special Obligation. The Loan Agreement and Bond are payable solely from the Pledged Revenues, and the Loan Agreement and Bond do not constitute a debt within the meaning of any constitutional or statutory limitation or provision.

By: President ATTEST: Secretary APPROVED AS TO LEGAL FORM: City Attorney

No elected or appointed officers or agents of the Enterprise or the City shall be subject to any pecuniary liability in connection with any agreement, covenant, or undertaking by the Enterprise or the City, or by them, contained in any document executed in connection with the authorization, execution, and delivery of the Financing Documents or this Ordinance or with respect to any action taken or omitted to be taken in good faith with reference thereto.

Section 13. Disposition and Investment of Loan Proceeds. The proceeds of the Loan shall be applied to pay the costs and expenses of acquiring, constructing, and equipping the Project, including costs related thereto and, to the extent permitted under federal tax laws, reimbursement to the Enterprise or the City for capital expenditures heretofore incurred and paid from Enterprise or City funds in anticipation of the incurrence of long-term financing therefor, and all other costs and expenses incident thereto, including without limitation the costs of obtaining the Loan. Neither CWRPDA nor any subsequent owner(s) of the Loan Agreement shall be responsible for the application or disposal by the Enterprise or the City or any of its officers of the funds derived from the Loan. In the event that all of the proceeds of the Loan are not required to pay such costs and expenses, any remaining amount shall be used for the purpose of paying the principal amount of the Loan and the interest thereon, as applicable.

Section 14. City Representative. Pursuant to Exhibit B of the Loan Agreement, the President, the Treasurer and the Manager are hereby des-

CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE

STATE OF COLORADO COUNTIES OF ADAMS AND JEFFERSON CITY OF WESTMINSTER I, Michelle Parker, the duly qualified and acting City Clerk of the City of Westminster, Colorado (the “City”) and Secretary of the City of Westminster, Colorado, Water and Wastewater Utility Enterprise (the “Enterprise”) do hereby certify that: (a) The foregoing pages are a true, correct, and complete copy of an ordinance (the “Ordinance”) passed and adopted by the Council (the “Council”) of the City, acting as the governing body of the Enterprise, at a meeting of the Enterprise held concurrently with a regular meeting of the Council at the City Hall on March 23, 2020. (b) The passage of the Ordinance on first reading on March 23, 2020, was duly moved and seconded, and the Ordinance was adopted by a vote of 7 of 7 of the members of the Council as follows: Name : “Yes”: “No”: Absent: Abstain Herb Atchison, Mayor “Yes” Anita Seitz, Mayor Pro Tem “Yes” David DeMott “Yes” Rich Seymour “Yes” Kathryn Skulley “Yes” Lindsey Smith “Yes” Jon Voelz “Yes” (c) The passage of the Ordinance on second and final reading was moved and seconded at a regular meeting of the Council on April 13, 2020, and the Ordinance was approved on second and final reading by a vote of 7 of 7 of the mem-

Herb Atchison, Mayor Anita Seitz, Mayor Pro Tem David DeMott Rich Seymour Kathryn Skulley Lindsey Smith Jon Voelz

“Yes” “Yes” “Yes” “Yes” “Yes” “Yes” “Yes”

City and County

(c) The passage of the Ordinance on second and final reading was moved and seconded at a regular meeting of the Council on April 13, 2020, and the Ordinance was approved on second and final reading by a vote of 7 of 7 of the members of the Council as follows: Name : “Yes”: “No”: Absent: Abstain Herb Atchison, Mayor “Yes” Anita Seitz, Mayor Pro Tem “Yes” David DeMott “Yes” Rich Seymour “Yes” Kathryn Skulley “Yes” Lindsey Smith “Yes” Jon Voelz “Yes” (d) The members of the Council were present at such meetings and voted on the passage of the Ordinance as set forth above. (e) The Ordinance has been signed by the Mayor, as President of the Enterprise, attested by me, as Secretary of the Enterprise, and duly recorded in the books of the Enterprise and the City; and the same remains of record in the book of records of the Enterprise and the City. (f) There are no bylaws, rules or regulations of the Council which might prohibit the adoption of the Ordinance. (g) Notice of the meetings of March 23, 2020, and April 13, 2020, in the forms attached hereto as Schedule A, was duly given to the Council members and was posted in a designated public place within the boundaries of the City no less than twenty-four hours prior to the meeting as required by law. (h) The Ordinance was published by title after first reading and published in full after adoption on second reading in the Westminster Window, a newspaper of general circulation within the City on April 23, 2020. The affidavits of publication are attached hereto as Schedule B.

April 23, 2020A Metropolitan Districts Public Notice NOTICE OF CANCELLATION OF REGULAR ELECTION BY THE DESIGNATED ELECTION OFFICIAL FOR THE VILLAGE AT NORTH CREEK METROPOLITAN DISTRICT

NOTICE IS HEREBY GIVEN by the Village at North Creek Metropolitan District, Adams County, Colorado, that at the close of business on the sixty-third (63rd) day before the election or thereafter there were not more candidates for Director than offices to be filled, including candidates filing affidavits of intent to be write-in candidates; therefore, the election to be held on May 5, 2020, is hereby cancelled.

The following candidates are declared elected: Rod Weimer Three-Year Term Lorraine Weimer Three-Year Term VILLAGE AT NORTH CREEK METROPOLITAN DISTRICT By: /s/ Crystal Schott Designated Election Official Legal Notice No.: 705308 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE OF CANCELLATION OF REGULAR ELECTION BY THE DESIGNATED ELECTION OFFICIAL FOR THE TIMBERLEAF METROPOLITAN DISTRICT

IN WITNESS WHEREOF, I have hereunto set my hand this 14th day of April, 2020.

NOTICE IS HEREBY GIVEN by the Timberleaf Metropolitan District, Adams County, Colorado, that at the close of business on the sixty-third (63rd) day before the election or thereafter there were not more candidates for Director than offices to be filled, including candidates filing affidavits of intent to be write-in candidates; therefore, the election to be held on May 5, 2020, is hereby cancelled.

City Clerk and Secretary of the Enterprise

The following candidates are declared elected:

SCHEDULE A

James A. Whatton Three-Year Term William M. Carlisle Three-Year Term Vacancy Three-Year Term

(i) The Ordinance has not been repealed, rescinded, amended or otherwise modified and is in full force and effect on the date hereof.

SCHEDULE B

Legal Notice No.: 705315 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window

Ronald Mullenbach Two-Year Term Paul Yourick Two-Year Term TIMBERLEAF METROPOLITAN DISTRICT

Public Notice FINDING OF NO SIGNIFICANT IMPACT TO ALL INTERESTED GOVERNMENTAL AGENCIES AND PUBLIC GROUPS: As required by guidelines for the preparation of environmental impact statements, an environmental review has been performed on the proposed action below: Project: City of Westminster Big Dry Creek Interceptor Sewer Improvements Location: City of Westminster, Jefferson County Project No.: 141611W-H Total Cost: $32,200,000 Project Description The proposed project consists of sewer interceptor pipeline replacement in three distinct project areas, in addition to sewer sliplining repairs along various sections of the main interceptor sewer line. The project will be funded by a Water Pollution Control Revolving Fund loan in the amount of $30,000,000 at an interest rate of 2%. The project is not anticipated to increase user rates.

The review process did not indicate that significant environmental impacts would result from the proposed action. Consequently, a preliminary decision not to prepare an Environmental Impact Statement (EIS) has been made. The action is taken on the basis of a careful review of the engineering report, environmental assessment, and other supporting data that are on file in the Water Quality Control Division of the Colorado Department of Public Health and Environment, and are available for public review upon request.

Comments supporting or disagreeing with this decision may be submitted for consideration to: Matt Alms, Compliance Specialist Colorado Department of Public Health and Environment WQCD-GLU-B2 4300 Cherry Creek Drive South Denver, CO 80246-1530 After evaluation of the comments received, the Division will make a final decision; however, no administrative decision will be taken on the project for at least 30 calendar days after publication of the Finding of No Significant Impact.

Dated this 17th day of April, 2020. /s/: Patrick J. Pfaltzgraff Division Director Water Quality Control Division Legal Notice No.: 705322 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window

By: /s/ Sarah H. Luetjen Designated Election Official Legal Notice No.: 705309 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE OF CANCELLATION OF REGULAR ELECTION BY THE DESIGNATED ELECTION OFFICIAL FOR THE HUNTINGTON TRAILS METROPOLITAN DISTRICT

NOTICE IS HEREBY GIVEN by the Huntington Trails Metropolitan District, Adams County, Colorado, that at the close of business on the sixtythird (63rd) day before the election or thereafter there were not more candidates for Director than offices to be filled, including candidates filing affidavits of intent to be write-in candidates; therefore, the election to be held on May 5, 2020, is hereby cancelled.

The following candidates are declared elected: Thomas C. Cole Three-Year Term Michael Corcoran Three-Year Term Vacancy Three-Year Term Vacancy Two-Year Term

HUNTINGTON TRAILS METROPOLITAN DISTRICT By: /s/ Sarah H. Luetjen Designated Election Official Legal Notice No.: 705311 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window Public Notice DISTRICT COURT, ADAMS COUNTY, COLORADO NOTICE OF HEARING ON PETITION FOR ORGANIZATION IN RE THE ORGANIZATION OF WESTWOOD METROPOLITAN DISTRICT, CITY OF THORNTON, ADAMS COUNTY, COLORADO

PUBLIC NOTICE IS HEREBY GIVEN that there was filed in the District Court in and for the County of Adams and State of Colorado, on the 14th day of April, 2020, a Petition entitled “In Re the Organization of Westwood Metropolitan District,” which Petition prays for the organization of a metropolitan district pursuant to the provisions of Title 32, Article 1, Part 3, Colorado Revised Statutes, as amended. Notice is further given that a Service Plan for the proposed District and a Resolution adopted by the City of Thornton, Colorado, approving the Service Plan were also filed with the Court in this matter as required by law. Said documents are now on file at the office of the Clerk of the District Court of Adams County, Adams County Courthouse, 1100 Judi-

NTS WW Legals 4.23.20 * 12

the Organization of Westwood Metropolitan District,” which Petition prays for the organization of a metropolitan district pursuant to the provisions of Title 32, Article 1, Part 3, Colorado Revised Statutes, as amended. Notice is further given that a Service Plan for the proposed District and a Resolution adopted by the City of Thornton, Colorado, approving the Service Plan were also filed with the Court in this matter as required by law. Said documents are now on file at the office of the Clerk of the District Court of Adams County, Adams County Courthouse, 1100 Judicial Center Drive, Brighton, CO, and are available for public inspection (2020CV30586).

April 23, 2020

Metropolitan Districts

The proposed District shall have the power and authority to provide the public improvements as described in the Service Plan as approved by the City of Thornton, Colorado, by resolution dated April 14, 2020, within and without the boundaries of the proposed District as such power and authority is described in the Special District Act, and other applicable statutes, common law and the Constitution, subject to the limitations set forth in the Service Plan and any intergovernmental agreement(s) between the proposed District and the City of Thornton, as any or all of the same may be amended from time to time.

The proposed District consists of approximately 62.360 acres of land generally located east of Holly Street, west of Monaco Street, north of E. 152nd Avenue, and south of E. 156th Avenue, entirely within the City of Thornton, Adams County, Colorado.

No later than ten days before the Court’s public hearing on the Petition for Organization, the owner of any real property within the proposed District may file a petition with the Court stating reasons why said property should not be included in the proposed District and requesting that said real property be excluded there from.

Such petition shall be duly verified and shall describe the property sought to be excluded. The Court shall hear said petition and all objections thereto at the time of the hearing on the Petition for Organization and shall determine whether, in the best public interest, said property should be excluded or included in the proposed special district.

NOTICE IS FURTHER GIVEN that by Order of the District Court in and for the County of Adams, Colorado, a public hearing on said Petition for Organization will be held at the hour of 9:00 a.m., in the District Courtroom of Judge Gokli, Division C, at the Adams County Courthouse, 1100 Judicial Center Drive, Brighton, CO, on Tuesday, the 5th day of May, 2020, at which time and place any interested parties or persons may appear if they so desire, within the limitations provided by law.

Such interested parties, as defined by the Control Act, Title 32, Article 1, Part 2, C.R.S., as amended, are as follows:

1. The governing body of each municipality or special district which has levied an ad valorem tax within the next preceding tax year and which has boundaries within a radius of three miles of the boundaries of the proposed District; and 2. Any residents or property owners within the proposed special district.

Any such interested party or person who has appeared and presented his or her objections before the City of Thornton, Colorado, shall also have the right to appear and be heard at the hearing by the Court on the petition for the organization of the District.

In the event the Court orders that the question of the organization of the proposed District be submitted to the electors of the proposed District at an election to be held for that purpose, at said election the electors of the proposed District shall elect up to five electors of the District.

Those elected shall constitute the Board of Directors of the District, if organized. Two of the original directors are to serve until they or their successors are elected and qualified at the next regular election occurring in any year following that in which the proposed District is organized, and three of the original directors are to serve until the second regular election. Pursuant to Section 32-1-804.3, C.R.S., a nomination for director to serve either term may be made by selfnomination and acceptance form or letter as provided in Section 32-1-804.3, C.R.S., with the time and manner of filing such form or letter as directed in the Order of the District Court authorizing the election. /s/ Clerk of the District Court Adams County, Colorado Legal Notice No.: 705319 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel

Bids and Settlements Public Notice NOTICE OF CONTRACTOR'S SETTLEMENT

Pursuant to Section 38-26-107, C.R.S., notice is hereby given that on May 19, 2020, at Westminster, Colorado, final settlement will be made by the City with Brannan Construction Company, hereinafter called the "Contractor," for and on account of the contract for the construction of a Project described as Little Dry Creek Interceptor System Improvements, Bid Package 1B.

1. Any person, co-partnership, association of persons, company, or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor or his subcontractor, or that supplies rental machinery, tools, or equipment to the extent used in the prosecution of the work, whose claim therefor has not been paid by the Contractor or the subcontractor for the work contracted to be done, may file with the City a verified statement of the amount due and unpaid on account of such claim.

2. All such claims shall be filed with the City

persons, company, or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor or his subcontractor, or that supplies rental machinery, tools, or equipment to the extent used in the prosecution of the work, whose claim therefor has not been paid by the Contractor or the subcontractor for the work contracted to be done, may file with the City a verified statement of the amount due and unpaid on account of such claim.

Bids and Settlements

2. All such claims shall be filed with the City Attorney's Office, City of Westminster, 4800 W. 92nd Avenue, Westminster, Colorado, 80031 by May 12, 2020.

3. All such claims must be notarized and must otherwise comply with the requirements of C.R.S. § 38-26-107.

4. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the City from any and all liability for such claim.

Dated at Westminster, Colorado on April 23, 2020.

CITY OF WESTMINSTER /s/ David R. Franke, City Attorney Legal Notice No.: 705299 First Publication: April 23, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window

Public Notice NOTICE OF CONTRACTOR’S FINAL SETTLEMENT Notice is hereby given that on or after the 11th day of May, 2020, Final Settlement will be made by the City of Thornton, CO, with: W. L. Contractors, Inc. 5920 Lamar Street Arvada, CO 80003 hereinafter called “Contractor”, for and on account of the Contract for construction of 2019 Traffic Signal Improvements, Project No. 19-188.

1. Any person, co-partnership, association, or corporation who has an unpaid claim against the said Project, for or on account of the furnishing of labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor, or any of his subcontractors, in or about the performance of said Work, may at any time up to and including said date of such Final Settlement, file a verified statement of the amount due and unpaid on account of such claims.

2. All such claims shall be filed with the City Clerk at 9500 Civic Center Drive, Thornton, CO 80229.

3. Failure on the part of the creditor to file such a statement prior to such Final Settlement will relieve the City of Thornton from any and all liability for such claim.

Misc. Private Legals Public Notice Telecommunications Facility Eco-Site, Inc. has submitted a request to the FCC to register an approx. 70’ tall stealth telecommunications tower with no marking or lighting system located at 13847 Washington St in Thornton, CO 80223; coordinates of 39-5648.89 N, 104-58-57.34 W. Interested parties may review the application by going to the FCC’s Antennae Structure Registration (ASR) website and entering the ASR application #A1163089. Members of the public may raise environmental concerns about the structure by filing a Request for Environmental Review with the FCC. The FCC strongly encourages interested parties to file such requests online and instructions to do so can be found on the FCC’s Environmental Request page (http://www.fcc.gov/asr/environmentalrequest) or send to: Ramon Williams, Federal Communications Commission, 445 12th Street, SW, Washington, DC 20554. Requests should also be sent to: FDH Infrastructure Services, ATTN: Richard Brainerd, 6521 Meridien Drive, Raleigh, NC 27616. In order for your comments to receive full and timely consideration, they should be received at the addresses above within 30 days of the date of this notice and reference FCC ASR file #A1163089.

Legal Notice No.: 705305 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice APT Service, Inc. is seeking title and selling the following abandoned vehicle.

1) 1995 Cobra Salem Trailer vin# 002788 2) 2013 Hyundai Elantra vin# 019580 3) 2001 Nissan Pathfinder vin# 572889 4) 2009 Subaru Legacy vin# 234349 Contact them at: APT Service, Inc 4400 Delaware St., Denver, CO. 80216 303-455-1264 Legal Notice No.: 705320 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel

Notice To Creditors PUBLIC NOTICE NOTICE TO CREDITORS Estate of Dorothy Louise Hyatt, aka Dorothy L. Hyatt, Deceased Case Number: 2020 PR 30257

Date: 4-14-2020 /s/ Sean Saddler, PE Contracts & Purchasing Director

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before September 15, 2020, or the claims may be forever barred.

Legal Notice No.: 705306 First Publication: April 23, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel

Cynthia Glasgow Personal Representative 10850 Riverdale Road Denver, Colorado 80233

CITY OF THORNTON, COLORADO

Public Notice NOTICE OF CONTRACTOR'S SETTLEMENT Pursuant to Section 38-26-107, C.R.S., notice is hereby given that on May 19, 2020, at Westminster, Colorado, final settlement will be made by the City with Granite Inliner, LLC, hereinafter called the "Contractor," for and on account of the contract for the construction of a Project described as Big Dry Creek Parallel 30-inch Interceptor Sewer Cured-In-Place Pipe and Manhole Lining.

1. Any person, co-partnership, association of persons, company, or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor or his subcontractor, or that supplies rental machinery, tools, or equipment to the extent used in the prosecution of the work, whose claim therefor has not been paid by the Contractor or the subcontractor for the work contracted to be done, may file with the City a verified statement of the amount due and unpaid on account of such claim.

2. All such claims shall be filed with the City Attorney's Office, City of Westminster, 4800 W. 92nd Avenue, Westminster, Colorado, 80031 by May 12, 2020.

3. All such claims must be notarized and must otherwise comply with the requirements of C.R.S. § 38 26 107.

4. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the City from any and all liability for such claim.

Dated at Westminster, Colorado on April 23 2020.

CITY OF WESTMINSTER /s/ David R. Frankel, City Attorney Legal Notice No.: 705307 First Publication: April 23, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window

Legal Notice No.: 705310 First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Westminster Window PUBLIC NOTICE NOTICE TO CREDITORS Estate of Michael Young, aka Michael Vincent Young, aka Michael V. Young, Deceased Case Number: 20 PR 88 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before August 10, 2020, or the claims may be forever barred.

Kathy H. Young Personal Representative 10068 Raleigh Street Westminster, Colorado 80031 Legal Notice No: 705270 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window Public Notice District Court, Adams County, State of Colorado Court Address: 1100 Judicial Center Drive, Brighton, CO 80601 In the Matter of the Estate of: DEWAYNE RAYMOND SHANNEP, aka Wayne Shannep, aka Dewayne Shannep, aka Dewayne R. Shannep, Deceased.

Attorneys for Personal Representative: The Pearman Law Firm, P.C. Shaun Pearman, #16619 Anne Billings White, #51412 4195 Wadsworth Blvd Wheat Ridge CO 80033 Tel. (303) 991-7600 Fax. (303) 991-7601 Case Number: 19PR30948 Division T NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Amanda Leek

Attorneys for Personal Representative: The Pearman Law Firm, P.C. Shaun Pearman, #16619 Anne Billings White, #51412 4195 Wadsworth Blvd Wheat Ridge CO 80033 Tel. (303) 991-7600 Fax. (303) 991-7601 Case Number: 19PR30948 Division T

Northglenn-Thornton • Westminster Window 33

Notice To Creditors

NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Amanda Leek Last Known Address, if any: 312 NE Knox Street, Blue Springs, Missouri 64014 A hearing on Determination of Heirs of the Decedent for will be held at the following time and location or at a later date to which the hearing may be continued: Date: June 16, 2020 Time: 10:00 a.m.

Courtroom or Division: T Address: Adams County District Court, 1100 Judicial Center Drive, Brighton, Colorado 80601 The hearing will take approximately 2 hours.

Legal Notice No.: 705262 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Rebecca A. Lewis, a/k/a Rebecca Ann Lewis, a/k/a Rebecca Lewis, a/k/a Rebecca A. Krenz, a/k/a Rebecca Krenz, Deceased Case Number: 2020 PR 30136 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 10, 2020, or the claims may be forever barred.

Marianne Luu-Chen, Esq. Name of Person Giving Notice 3222 47th Street Boulder, CO 80301 Legal Notice No.: 705264 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Mary Elizabeth Pacheco, aka Mary E. Pacheco, aka Mary Pacheco, Deceased Case Number: 2020PR30135 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 9, 2020, or the claims may be forever barred.

Nicholas B. Smith Personal Representative c/o Pearman Law Firm 4195 Wadsworth Blvd.

Wheat Ridge, CO 80033 Legal Notice No.: 705266 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of DARREL MCLEOD DINE, Deceased Case Number: 2020PR30003 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before August 10, 2020, or the claims may be forever barred.

Valerie J. Holden, Personal Representative 2570 West Main Street, Suite 200 Littleton, Colorado 80120 Legal Notice No.: 705280 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Nancy Ann Zanetell, a/k/a Nancy A. Zanetell, a/k/a Nancy Friskney, a/k/a Nancy A. Friskney, Deceased Case Number: 2020 PR 30177 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 10, 2020, or the claims may be forever barred.

Alexis Zanetell, Personal Representative Address: c/o Flatiron Legal Advisors, LLC 3393 Iris Ave., Suite 110 Boulder, CO 80301 Legal Notice No.: 705284 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice: NOTICE TO CREDITORS Estate of Robert E. Hall, aka Bob Hall, Deceased.

All persons having claims against the above named estate are required to present them to the Personal Representative on or before

Public Notice:

Notice To Creditors

NOTICE TO CREDITORS Estate of Robert E. Hall, aka Bob Hall, Deceased.

All persons having claims against the above named estate are required to present them to the Personal Representative on or before August 17, 2020; David Hall, Personal Representative 15411 Felix Road El Paso, TX 79938 Legal Notice No.: 705292 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window Public Notice NOTICE TO CREDITORS Estate of DOLORES I. YOEMANS, a/k/a Dolores Ida Yoemans, Deceased Case Number: 2020PR30113

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of ADAMS County, Colorado on or before August 16, 2020, or the claims may be forever barred.

Christopher A. Yoemans Personal Representative 1940 Cedar Court Thornton, Colorado 80229 Legal Notice No.: 705293 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Clarence Duane Lonsberry, Deceased Case Number: 2020 PR 30162

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 16, 2020, or the claims may be forever barred.

Katrina S. Jones, Special Administrator Katrina S. Jones, P.C. 11160 Huron Street, Suite 33 Northglenn, CO 80234 Legal Notice No.: 705294 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Jeffrey L. Chigro, also known as Jeffrey Lynn Chigro, and as Jeffrey Chigro, and as Jeff Chigro, Deceased Case No.: 2020PR30280

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Adams County, Colorado, on or before August 17, 2020, or the claims may be forever barred.

Personal Representative: Shawna Cae Chigro-Rogers ℅ FLANDERS, ELSBERG, HERBER & DUNN, LLC 401 Main St., Ste. 1 Longmont, CO 80501 Legal Notice No.: 705295 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Prajuck Jaibunjong, Deceased Case Number: 2020 PR 30213

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams, County, Colorado or on or before August 16, 2020, or the claims may be forever barred.

Katrina S. Jones, Special Administrator Katrina S. Jones, P.C. 11160 Huron Street, Suite 33 Northglenn, CO 80234 Legal Notice No.: 705297 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window

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NTS WWpublic Legals 4.23.20 * 13

34 Northglenn-Thornton • Westminster Window

April 23, 2020A City of Westminster Public Notice

BY AUTHORITY ORDINANCE NO. 4025 COUNCILLOR’S BILL NO. 10 SERIES OF 2020 INTRODUCED BY COUNCILLORS Seitz, Smith A BILL FOR AN ORDINANCE AUTHORIZING THE ISSUANCE OF THE CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE, WATER AND WASTEWATER REVENUE REFUNDING BONDS, SERIES 2020, AND DECLARING AN EMERGENCY. THE CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE ORDAINS: Section 1. Definitions and Construction.

(A) DEFINITIONS: In this Ordinance the following terms have the following respective meanings unless the context hereof clearly requires otherwise: Beneficial Owners shall mean those Persons having beneficial ownership interests the Bonds and registered in the name of the Securities Depository or a nominee therefor.

Bond Insurance Policy shall mean a municipal bond insurance policy issued by the Bond Insurer, if any, guaranteeing the payment of principal of and interest on the Bonds.

Bond Insurer shall mean the provider of a Bond Insurance Policy, or any successor thereto, if set forth in the Sale Certificate for the Bonds.

Bond Purchase Agreement shall mean the Bond Purchase Agreement concerning the purchase of the Bonds, between the Enterprise and the Purchaser.

Bonds shall mean the City’s Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020.

Business Day shall mean a day on which banks located in Denver, Colorado, and the cities in which are located the Principal Operations Office of each of the Paying Agent and the Registrar are not required or authorized to be closed and on which the New York Stock Exchange is not closed.

Capital Improvements shall mean the acquisition of land, water rights, easements, facilities, and equipment (other than ordinary repairs and replacements), and those property improvements or any combination of property improvements which will constitute enlargements, extensions or betterments to the System and will be incorporated into the System.

Charter shall mean the home rule Charter of the City as amended, to the date of delivery of the Bonds.

City shall mean the City of Westminster, Colorado.

Combined Maximum Annual Debt Service Requirements shall mean the largest sum of principal and interest due in any Fiscal Year on all issues of Securities for which the computation is being made for the period beginning with the Fiscal Year in which such computation is made and ending with the Fiscal Year in which any such Security last becomes due.

Commercial Bank shall mean a state or national bank or trust company in good standing located in or incorporated under the laws of any state of the United States of America which is subject to examination by federal or state authorities, which is a member of the Federal Deposit Insurance Corporation and of the Federal Reserve System and which has capital and surplus of $75,000,000.

Commitment shall mean a commitment for municipal bond insurance, if any, as may be required by the Bond Insurer.

Continuing Disclosure Certificate shall mean the undertaking executed by officers of the Enterprise simultaneous with the delivery of the Bonds which enables the Purchaser to comply with the Rule.

Council shall mean the City Council of the City, acting as the governing body of the Enterprise.

C.R.S. shall mean the Colorado Revised Statutes, as amended to the date of delivery of the Bonds.

Debt Service Requirements shall mean the principal of, interest on, and any premium due in connection with the Bonds, the Parity Securities, or the Subordinate Securities, as the context so requires, heretofore or hereafter issued, if any, or such part of such Securities as may be designated.

Enterprise shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, which consists of the City’s Water Facilities, Wastewater Facilities, and Stormwater Facilities.

Enterprise Ordinance shall mean Ordinance No. 2264, Series of 1994, of the City, as amended by Ordinance No. 3758, Series of 2014, authorizing the Enterprise to have and exercise certain powers in furtherance of its purposes.

Escrow Account shall mean the account maintained by the Escrow Bank pursuant to the Escrow Agreement.

Escrow Agreement shall mean the Escrow Agreement dated as of its date, between the Enterprise

and the Escrow Bank.

Escrow Bank shall mean U.S. Bank National Association, or its successors and assigns, acting as Escrow Bank under the Escrow Agreement.

Event of Default shall mean one of the events described in Section 10.A hereof.

Federal Securities shall mean bills, certificates of indebtedness, notes, or bonds which are direct obligations of the United States of America or are obligations the principal and interest of which are unconditionally guaranteed by the United States of America.

Fiscal Year shall mean the twelve (12) months commencing on the first day of January of any calendar year and ending on the last day of December of such calendar year or such other twelve-month period as may from time to time be designated by the Council as the Fiscal Year of the Enterprise.

Income shall mean all income from (i) rates, fees, tolls, and charges and tap fees, or any combination thereof, but not special assessments, for the services furnished by, or the direct or indirect connection with, or the use of, or any commodity from the System, including, without limiting the generality of the foregoing, minimum charges, charges for the availability of service, disconnection fees, reconnection fees, and reasonable penalties for any delinquencies, and (ii) all income or other gain, if any, from any investment of Pledged Revenues and of the proceeds of Securities (except income or other gain from any investment of moneys held in an escrow fund for the defeasance of Securities or any other similar fund) to the extent not required to be rebated to the federal government; but excluding any moneys received as grants, appropriations or gifts from the Federal Government, the State, or other sources, the use of which is limited by the grantor or donor to the construction of Capital Improvements, except to the extent any such moneys shall be received as payments for the use of the System, services rendered thereby, the availability of any such service, or the disposal of any commodities therefrom.

Independent Auditor shall mean any certified public accountant, or any firm of such accountants, duly licensed to practice and practicing as such under the laws of the State, appointed and paid by the Enterprise or the City, who (a) is, in fact, independent and not under the domination of the City or the Enterprise, (b) does not have any substantial interest, direct or indirect, in any of the affairs of the Enterprise or the City, and (c) is not connected with the Enterprise or the City as a member, officer or employee, but who may be regularly retained to make annual or similar audits of any books or records of the Enterprise or the City.

Insurance Agreement shall mean any agreement entered into between the City and any Bond Insurer relating to the Bond Insurance Policy.

Letter of Representations shall mean the Blanket Issuer Letter of Representations from the Enterprise to the Securities Depository.

Manager shall mean the City Manager of the City, acting as the Manager of the Enterprise.

Operation and Maintenance Expenses referred to in Section 5.C hereof.

Refunded Bond Requirements and paying the costs of issuance of the 2020 Bonds.

Ordinance shall mean this Ordinance of the Enterprise authorizing the issuance of the Bonds and subject to the parameters set forth herein and confirmed in the Sale Certificate.

Regular Record Date shall mean the fifteenth day of the calendar month next preceding an interest payment date for the Bonds.

Outstanding shall mean as of any particular date, all Bonds, the Parity Bonds or any other Securities which have been authorized, executed and delivered except the following: (1) Any Bond, Parity Bonds, or other such Security cancelled by the Enterprise, by the Paying Agent or otherwise on behalf of the Enterprise on or before such date, except any Bond described in the last paragraph of Section 9 hereof; (2) Any Bond, the Parity Bonds, or other such Security held by or on behalf of the Enterprise or the City; (3) Any Bond, Parity Bond or other such Security for the payment or the redemption of which moneys or Federal Securities sufficient (including the known minimum yield available for such purpose from Federal Securities in which such amount wholly or in part may be initially invested) to pay all of the Debt Service Requirements of such Bond, Parity Bond or other such Security to the maturity date or specified Redemption Date thereof shall have theretofore been deposited in escrow or in trust with a Trust Bank for that purpose; and (4) Any lost, destroyed, or wrongfully taken Bond, Parity Bond, or other such Security in lieu of or in substitution for which another Bond, Parity Bond or other Security shall have been executed and delivered.

Trust Bank shall mean a Commercial Bank which is authorized to exercise and is exercising trust powers.

SEC shall mean the U.S. Securities and Exchange Commission.

Security or Securities shall mean any bond, warrant, note, loan agreement, multiple fiscal year financial obligation or evidence of borrowing payable from and secured by a lien on the Pledged Revenues.

Water and Wastewater Utility Fund shall mean the self-balancing group of accounts heretofore created by the City as an enterprise fund to record all financial activity of the Enterprise referred to in Section 5.B hereof.

Owner shall mean the holder of any bearer instrument or registered owner of any registered instrument.

Securities Depository shall mean The Depository Trust Company, a limited purpose trust company organized under the laws of the State of New York, with respect to the Bonds.

Parity Bonds shall mean the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, and any Securities hereafter issued payable from and having an irrevocable lien upon the Pledged Revenues equally or on a parity with the Bonds.

Special Record Date shall mean the date fixed by the Paying Agent for the determination of ownership of Bonds for the purpose of paying interest not paid when due or interest accruing after maturity.

Participants shall mean underwriters, securities brokers or dealers, banks, trust companies, closing corporations or other Persons for which or whom the Securities Depository holds the Bonds.

Paying Agent shall mean U.S. Bank National Association, Denver, Colorado, or its successors.

State shall mean the State of Colorado.

Water Facilities shall mean water rights, raw water and any one or more works and improvements used in and as a part of the collection, treatment, or distribution of water for the beneficial uses and purposes for which the water has been or may be appropriated, including, but not limited to, uses for domestic, municipal, irrigation, power, and industrial purposes and including construction, operation, and maintenance of a system of raw and clear water and distribution storage reservoirs, deep and shallow wells, pumping, ventilating, and gauging stations, inlets, tunnels, flumes, conduits, canals, collection, transmission, and distribution lines, infiltration galleries, hydrants, meters, filtration and treatment plants and works, power plants, all pumping, power, and other equipment and appurtenances, all extensions, improvements, remodeling, additions, and alterations thereof, and any and all rights or interests in such works and improvements, and all other necessary, incidental, or appurtenant properties, facilities, equipment and costs relating to the foregoing.

Paying Agent Agreement shall mean the Paying Agent and Registrar Agreement between the Enterprise and the Paying Agent executed and delivered concurrently with the Bonds.

Permitted Investments shall mean any obligations permitted by the ordinances of the City, the Charter, and, to the extent applicable, the laws of the State.

Person shall mean any individual, firm, partnership, corporation, company, association, joint stock association or body politic or any trustee, receiver, assignee or similar representative thereof.

Pledged Revenues shall mean all Income remaining after the deduction of Operation and Maintenance Expenses.

Preliminary Official Statement shall mean the Preliminary Official Statement prepared in connection with the sale and issuance of the Bonds issued pursuant to this Ordinance.

(1) Engineering, auditing, legal and other overhead expenses directly related and reasonably allocable to the administration, operation and maintenance of the System; (2) Fidelity bond and insurance premiums appertaining to public officials or the System; (3) The reasonable charges of any paying agent, registrar, or depository appertaining to any Outstanding Securities; (4) Annual payments to pension, retirement, health and hospitalization funds appertaining to the System; (5) Any taxes, assessments, franchise fees or other charges or payments in lieu of the foregoing; (6) Ordinary and current rentals of equipment or other property; (7) Contractual services, professional services, salaries, administrative expenses, and costs of labor appertaining to the System, the cost of water purchased for delivery through the System, and the cost of materials and supplies used for current operation of the System; (8) The costs incurred in the billing and collection of all or any part of the Pledged Revenues; (9) Any costs of utility services furnished to the System by the City or otherwise.

Principal and Interest Fund shall mean the special account within the Water and Wastewater Utility Fund designated by the City as the “Water and Wastewater Utilities Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020 Debt Service Account,” and other similar accounts hereafter established for Parity Bonds created and referred to in Section 5.D hereof.

Operation and Maintenance Fund shall mean the expense accounts within the Water and Wastewater Utility Fund used by the City for the payment of

Reserve Fund Requirement shall mean, if a Reserve Fund is required, the amount set forth in the Sale Certificate with respect to the issuance of the Bonds.

Treasurer shall mean the Director of Finance of the City, or his or her successor in functions, if any, acting as treasurer for the Enterprise.

Wastewater Facilities shall mean any one or more of the various devices used in the collection, treatment, or disposition of sewage and industrial wastes of a liquid nature, including, without limitation, all inlets; collection, drainage, or disposal lines; intercepting sewers; wastewater disposal plants; outfall sewers; sewage lagoons; all pumping, power, and other equipment and appurtenances; all extensions, improvements, remodeling, additions and alterations thereof; any and all rights or interests for such wastewater facilities; and all other necessary, incidental, or appurtenant properties, facilities, equipment, and costs relating to the foregoing.

Operation and Maintenance Expenses shall mean such reasonable and necessary current expenses of the City, paid or accrued, of operating, maintaining and repairing the System as may be determined by the City, including, except as limited by contract or otherwise limited by law, without limiting the generality of the foregoing:

Operation and Maintenance Expenses does not include: (1) Any allowance for depreciation; (2) Any costs of reconstruction, improvement, extension, or betterment; (3) Any accumulation of reserves for capital replacements; (4) Any reserves for operation, maintenance, or repair of the System; (5) Any allowance for the redemption of any Securities or the payment of any interest thereon; (6) Any liabilities incurred in the acquisition of any Water Facilities or Wastewater Facilities; (7) Any other ground of legal liability not based on contract.

Reserve Fund if required, shall mean the special accounts within the Water and Wastewater Utility Fund designated by the City as the “Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020, Reserve Account,” created and referred to in Section 5.E hereof.

Agreement, which loan is evidenced by a governmental agency bond, expected to be issued by the Enterprise in May 2020, and which payments coming due under the loan are on a parity with the 2016 Bonds and the 2019 Bonds. Should for the loan not be issued for any reason, all references herein to the 2020 CWRPDA Loan shall be of no force or effect.

President shall mean the Mayor of the City, acting as the President of the Enterprise.

Principal Operations Office shall mean the principal operations office of the Registrar and Paying Agent as designated in writing to the Enterprise from time to time.

Purchaser shall mean Piper Sandler & Company and Stifel, Nicolaus & Company, Incorporated.

Rebate Fund shall mean the special account or accounts within the Water and Wastewater Utility Fund designated as the “City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020, Rebate Fund” created and referred to in Section 5.F hereof.

Redemption Date shall mean, (i) with respect to the Refunded Bonds, the earliest date on which such Refunded bonds may be called for prior redemption as specified in the Sale Certificate; and (ii) with respect to the Bonds, the date fixed for the redemption prior to maturity of any Securities in any notice of prior redemption given by or on behalf of the Enterprise.

Registrar shall mean U.S. Bank National Association, Denver, Colorado, or its successors, for the Bonds.

Refunded Bond Requirements shall mean the payment of the principal of and interest due on the Refunded Bonds as the same becomes due on the Redemption Date.

Refunded Bonds shall mean all of the currently outstanding 2010 Bonds as set forth in the Sale Certificate.

Refunding Project shall mean the payment of the

Rule shall mean Rule 15c2-12 promulgated by the SEC under the Securities Exchange Act of 1934, as amended (17 CFR Part 240, § 240.15c2-12).

Sale Certificate means the sale certificate of the City relating to the Bonds issued pursuant to the Supplemental Public Securities Act and described in Section 3.D hereof.

Stormwater Facilities shall mean any one or more of the various devices used in the collection, treatment, or disposition of storm, flood or surface drainage waters, including all manmade structures or natural watercourses for the conveyance of runoff, such as: detention areas, berms, swales, improved watercourses, channels, bridges, gulches, wetland areas, streams, gullies, flumes, culverts, gutters, pumping stations, pipes, ditches, siphons, catch basins and street facilities; all inlets; collection, drainage, or disposal lines; intercepting sewers; disposal plants; settling basins; outfall sewers; all pumping, power and other equipment and appurtenances; all extension, improvements, remodeling, additions, and alterations thereof; and any and all rights or interests in such stormwater facilities. Revenues from the Stormwater Facilities are not pledged to the payment of the Bonds.

Subordinate Securities shall mean Securities previously or hereafter issued having a lien on the Pledged Revenues subordinate or junior to the lien thereon of the Bonds. Currently, the Enterprise has outstanding its (i) Subordinate Water and Wastewater Revenue Bond, Series 2000, and (ii) Subordinate Water and Wastewater Revenue Bond, Series 2005. The Subordinate Securities are currently evidenced by separate loan agreements with the Colorado Water Resources and Power Development Authority.

Supplemental Act shall mean the Supplemental Public Securities Act, constituting Title 11, Article 57, Part 2, C.R.S. Surety Bond shall mean any surety bond, insurance policy, letter of credit or similar instrument or agreement guaranteeing certain payments into the Reserve Fund as provided therein and subject to the limitations set forth therein.

System shall mean the Water Facilities and the Wastewater Facilities of the City owned and operated by the City as a single utility system.

Tax Code shall mean the Internal Revenue Code of 1986, as amended to the date of delivery of the Bonds, and any regulations promulgated thereunder.

Tax Compliance Certificate shall mean the Tax Compliance and No Arbitrage Certificate executed by the Enterprise in connection with the initial issuance and delivery of the Bonds.

Term Bonds shall mean Bonds that are payable on or before their specified maturity dates from sinking fund payments established for that purpose and calculated to retire such Bonds on or before their specified maturity dates.

2010 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Taxable Water and Wastewater Revenue Bonds (Direct Pay Build America Bonds), Series 2010.

2016 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Bonds, Series 2016.

2019 Bonds shall mean the City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Bonds, Series 2019.

2020 CWRPDA Loan shall mean the loan from the CWRPDA pursuant to the terms of a Loan

(B) CONSTRUCTION: This Ordinance, except where the context by clear implication herein otherwise requires, shall be construed as follows: (1) Words in the singular include the plural, and words in the plural include the singular.

(2) Words in the masculine gender include the feminine and the neuter, and when the sense so indicates words of the neuter gender refer to any gender.

(3) Articles, sections, subsections, paragraphs and subparagraphs mentioned by number, letter, or otherwise, correspond to the respective articles, sections, subsections, paragraphs and subparagraphs of this Ordinance so numbered or otherwise so designated.

(4) The titles and headlines applied to articles, sections and subsections of this Ordinance are inserted only as a matter of convenience and ease in reference and in no way define or limit the scope or intent of any provisions of this Ordinance.

(5) Notwithstanding any other provision of this Ordinance, in determining whether the rights of the Owners of Bonds will be adversely affected by any action taken pursuant to the terms and provisions of this Ordinance, the Enterprise or its agents shall consider the effect on the Owners of the Bonds as if there were no Bond Insurance Policy.

(6) Notwithstanding anything herein to the contrary, if the Bonds are sold without a Bond Insurance Policy, any reference in this Ordinance to Bond Insurer, Commitment, Insurance Agreement, or Bond Insurance Policy shall be of no force or effect.

Section 2. Recitals.

(A) The City has heretofore established the Enterprise and authorized the Enterprise to have and exercise certain powers in furtherance of its purposes.

(B) Pursuant to Art. X, § 20 and Art. XX, § 6 of the State Constitution, Chapter XI, Section 11.1(a) of the Charter, and the Enterprise Ordinance, the Enterprise is authorized to issue the Bonds without voter approval in advance.

(C) The Enterprise has previously issued the 2010 Bonds, the 2016 Bonds, the 2019 Bonds, and is in the process of issuing the 2020 CWRPDA Loan, and has previously issued the Subordinate Securities, which are secured by a lien upon the Pledged Revenues which is subordinate or junior to the lien of the 2010 Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan and the Bonds.

Continued to Next Page: 705316

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Northglenn-Thornton • Westminster Window 35

April 23, 2020 Continued From Last Page: Page 2 of 6 (D) The Enterprise is not delinquent in the payment of the 2010 Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, or the Subordinate Securities.

(E) Subject to certain conditions specified in the ordinances authorizing the issuance of the 2016 Bonds, the 2019 Bonds, and the 2020 CWRPDA Loan, the Enterprise may issue indebtedness payable out of and which has a lien on the Pledged Revenues which is on a parity to the lien on the 2016 Bonds, the 2019 Bonds and the 2020 CWRPDA Loan.

(F) Subject to certain conditions specified in the ordinances authorizing the issuance of the Subordinate Securities, the Enterprise may issue indebtedness payable out of and which has a lien on the Pledged Revenues which is superior to the lien on the Subordinate Securities.

(G) The Pledged Revenues may be pledged lawfully and irrevocably for the payment of the Bonds.

(H) The Council has determined that it is in the best interests of the City and the inhabitants thereof and the Enterprise, that water and wastewater revenue bonds in an aggregate principal amount not to exceed $21,780,000 be issued for the purpose of completing the Refunding Project.

(I) There are on file with the City Clerk: (i) the form of the Preliminary Official Statement for the Bonds; (ii) the form of the Paying Agent Agreement; (iii) the form of the Disclosure Certificate; (iv) the form of Bond Purchase Agreement; and (v) a form of Preliminary Official Statement.

(J) It is necessary to provide for the form of the Bonds and other provisions relating to the authorization, issuance, and sale of the Bonds.

Section 3. The Bonds.

(A) AUTHORIZATION: The Bonds, payable as to all Debt Service Requirements solely out of Pledged Revenues, are hereby authorized to be issued, the proceeds of the Bonds to be used solely to pay the Cost of the Refunding Project.

Section 11-57-204 of the Supplemental Act provides that a public entity, including the Enterprise, may elect in an act of issuance to apply all or any of the provisions of the Supplemental Act. The Council hereby elects to apply all of the provisions of the Supplemental Act to the Bonds. The Bonds are issued under the authority of this Ordinance and the Supplemental Act and shall so recite as provided in Section 3.B(11) hereof. Pursuant to Section 11-57-210, C.R.S., such recital shall be conclusive evidence of the validity and the regularity of the issuance of the Bonds after their delivery for value.

Section 11-57-205 of the Supplemental Act provides that a public entity may delegate to any member of the issuing authority, chief executive officer, or chief financial officer of the public entity the authority to sign a contract for the purchase of the securities or to accept a binding bid for the securities, such delegation to be effective for one year after adoption of the act of issuance. The Council hereby delegates to and authorizes any of the President, the Manager or the Treasurer of the Enterprise the independent authority to execute and deliver the Bond Purchase Agreement, execute and deliver the Sale Certificate setting forth the terms on which the Bonds will be delivered, subject to the parameters and restrictions contained in this Ordinance. Either the President, the Manager or the Treasurer is hereby authorized to determine if obtaining municipal bond insurance is in the best interests of the City and Enterprise, and if so, to select a Bond Insurer to issue a Bond Insurance Policy, execute a Commitment relating to the same, execute an Insurance Agreement, if required, and execute any related documents or agreements, required by such Commitment.

(B) BOND DETAILS: (1) Generally. The Bonds shall be issuable in fully registered form and shall initially be registered in the name of the Securities Depository or a nominee therefor. Purchases by Beneficial Owners shall be made in book-entry form in the principal amount of $5,000 or any integral multiple thereof.

The Beneficial Owners shall not receive certificates evidencing their interests in the Bonds. No Bond shall be issued in any denomination larger than the aggregate principal amount maturing on the maturity date of such Bond, and no Bond shall be made payable on more than one maturity date.

The Bonds shall be initially issued so that a single Bond shall evidence the obligation of the Enterprise to pay all principal due on each of the maturity dates set forth herein. Interest on the Bonds shall be calculated on the basis of a 360-day year of twelve 30-day months, payable semiannually on each June 1 and December 1, commencing on the date provided in the Sale Certificate. If upon presentation at maturity the principal of any Bond is not paid as provided herein, interest shall continue thereon at the same interest rate until the principal is paid in full.

The Bonds shall be issued in fully registered form (i.e., registered as to payment of both principal and interest) initially registered in the name of Cede & Co., as nominee for The Depository Trust Company, and shall be dated as of their date of delivery. The Bonds shall be numbered in such manner as the Registrar determines.

The Bonds shall mature, bear interest from their dated date to maturity or prior redemption, and shall be sold, all as provided in the Sale Certificate; provided that: (a) Redemption provisions. The Bonds shall (i) not be subject to optional redemption prior to maturity, or (ii) be subject to optional redemption not later than December 1, 2029, at a redemption price not to exceed 100% of the principal amount so redeemed, as provided in the Sale Certificate.

(b) Interest rate. The maximum net effective interest rate on the Bonds shall not exceed 3.75%. (c) Purchase price. The price at which the Bonds will be sold to the Purchaser shall not be less than 100% of the aggregate principal amount of the Bonds. (d) Principal amount. The aggregate principal amount of the Bonds shall not exceed $21,780,000. (e) Maturity schedule. The maximum annual repayment cost and maximum total repayment cost for the Bonds shall not exceed $2,457,773 and $26,561,240 respectively. (f) Term of the bonds. The Bonds shall mature no later than December 1, 2030.

Such determinations shall be evidenced by the Sale Certificate, signed by the President, the Manager or the Treasurer dated and delivered on or prior to the Closing Date, which shall not be more than one year from the date of adoption of this Ordinance.

The Debt Service Requirements of the Bonds shall be payable in lawful money of the United States of America to the Owners of the Bonds by the Paying Agent. The principal and the final installment of interest shall be payable to the Owner of each Bond upon presentation and surrender thereof at the Principal Operations Office of the Paying Agent at maturity, by check or draft mailed or wire sent to such Owner at the address appearing on the registration books of the Enterprise maintained by the Registrar to such bank or other depository as the Owner shall designate in writing to the Paying Agent. Except as hereinbefore and hereinafter provided, the interest shall be payable to the Owner of each Bond determined as of the close of business on the Regular Record Date, irrespective of any transfer of ownership of the Bond subsequent to the Regular Record Date and prior to such interest payment date, by check or draft or wire transfer directed to such Owner as aforesaid. Any interest not paid when due and any interest accruing after maturity shall be payable to the Owner of each Bond entitled to receive such interest determined as of the close of business on the Special Record Date, irrespective of any transfer of ownership of the Bond subsequent to the Special Record Date and prior to the date fixed by the Paying Agent for the payment of such interest, by check or draft or wire transfer directed to such Owner as aforesaid. Notice of the Special Record Date and of the date fixed for the payment of such interest shall be given by sending a copy thereof by certified or registered first class, postage prepaid mail, at least fifteen (15) days prior to the Special Record Date, to the Owner of each Bond upon which interest will be paid determined as of the close of business on the day preceding such mailing at the address appearing on the registration books of the Enterprise. If the date for making or giving any payment, determination or notice described herein is not a Business Day, such payment, determination or notice shall be made or given on the next succeeding Business Day. So long as the Owner of any Bond is the Securities Depository or a nominee therefor, the Securities Depository shall disburse any payments received, through its Participants or otherwise, to the Beneficial Owners.

Neither the Enterprise nor the Paying Agent shall have any responsibility or obligation for the payment to any Participant, any Beneficial Owner or any other Person (except an Owner of Bonds) of the Debt Service Requirements on the Bonds.

Notwithstanding any other provision of this Ordinance to the contrary, so long as any Bond is registered in the name of Cede & Co., as nominee for the Securities Depository, all payments of Debt Service Requirements on the Bonds shall be made in the manner provided in the Letter of Representations and all notices with respect to the Bonds shall be given in the manner provided in the Letter of Representations. In the event of a conflict between the provisions of this Ordinance and the Letter of Representations, the provisions of this Ordinance shall be controlling.

(2) Optional Redemption. The Bonds are subject to redemption prior to maturity at the option of the Enterprise as described in the Sale Certificate.

(3) Mandatory redemption. The Term Bonds, if any, shall be subject to mandatory sinking fund redemption at the times, in the amounts, and at the prices set forth in the Sale Certificate.

On or before the thirtieth day prior to each sinking fund redemption date, the Registrar will proceed to call the Term Bonds (or any Term Bond or Bonds issued to replace such Term Bonds) for redemption from the sinking fund on the next December 1, and give notice to such call without further instruction or notice from the Enterprise.

At its option, to be exercised on or before the sixtieth day next preceding any sinking fund redemption date, the Enterprise may (i) deliver to the Registrar for cancellation Term Bonds subject to mandatory sinking fund redemption on such date in an aggregate principal amount desired or (ii) receive a credit in respect of its sinking fund redemption obligation for any Terms Bonds subject to mandatory sinking fund redemption on such date, which prior to said date have been redeemed (otherwise than through the operation of the sinking fund) and cancelled by the Registrar and not theretofore applied as a credit against any sinking fund redemption obligation. Each Term Bond so delivered or previously redeemed will be credited by the Registrar at the principal amount thereof on the obligation of the Enterprise on such sinking fund redemption date and the principal amount of Term Bonds to be redeemed by operation of such sinking fund on such date will be accordingly reduced. The Enterprise will, on or

before the sixtieth day next preceding each sinking fund redemption date, furnish the Registrar with the Enterprise’s certificate indicating whether or not and to what extent the provision of (i) and (ii) above are to be availed with respect to such sinking fund payment. Failure of the Enterprise to deliver such certificate shall not affect the Registrar’s duty to give notice of sinking fund redemption as provided herein.

(4) Partial redemption. In the case of Bonds of a denomination larger than $5,000, a portion of such Bond ($5,000 or any integral multiple thereof) may be redeemed, in which case the Registrar shall, without charge to the Owner thereof, authenticate and issue a replacement Bond or Bonds for the unredeemed portion thereof.

(5) Notice of redemption. Notice identifying the Bonds or portions thereof to be redeemed shall be given by the Registrar by mailing a copy of the redemption notice by first class mail, postage prepaid, not more than 60 nor less than 30 days prior to the date fixed for redemption, to the Owner of each Bond to be redeemed in whole or in part at the address shown on the registration records maintained by the Registrar. Failure to give such notice by mailing to any Owner of any Bond, or any defect therein, shall not affect the validity of any proceedings for the redemption of any Bonds.

Actual receipt of mailed notice by the Owner of any Bond shall not be a condition precedent to the redemption of such Bond or any other Bond.

The principal amount so redeemed will be payable upon presentation and surrender of the Bond at the Paying Agent, and accrued interest to the Redemption Date will be paid by check or draft mailed or wire sent to the Owner (or by alternative means if so agreed to by the Owner and the Paying Agent). All Bonds so called for redemption will cease to bear interest after the specified redemption date if moneys to effect the redemption are on deposit with the Paying Agent on such redemption date.

Notwithstanding the provisions of this Section, any notice of redemption may contain a statement that the redemption is conditioned upon the receipt by the Paying Agent of funds on or before the date fixed for redemption sufficient to pay the redemption price of the Bonds so called for redemption, and that if such funds are not available, such redemption shall be canceled by written notice to the Owners of the Bonds called for redemption in the same manner as the original redemption notice was mailed.

(6) Execution and authentication. The Bonds shall be executed by and on behalf of the Enterprise with the facsimile or manual signature of the President of the Enterprise, shall be attested with the facsimile or manual signature of the Secretary of the Enterprise, and shall be authenticated with the manual signature of an authorized signatory of the Registrar. Should any officer whose facsimile or manual signature appears on the Bonds cease to be such officer before delivery of the Bonds to the Purchaser, such facsimile or manual signature shall nevertheless be valid and sufficient for all purposes. No Bond shall be valid or become obligatory for any purpose or be entitled to any security or benefit under this Ordinance unless and until the certificate of authentication on such Bond shall have been duly executed by an authorized signatory of the Registrar, and such executed certificate upon any such Bond shall be conclusive evidence that such Bond has been authenticated and delivered under this Ordinance.

(7) Registration, transfer and exchange. Upon their execution and authentication and prior to their delivery, the Bonds shall be registered for the purpose of payment of principal and interest by the Registrar. Initially, each Bond shall be registered in the name of the Securities Depository or a nominee therefor. Except as hereinafter provided, all of the Bonds shall continue to be registered in the name of the Securities Depository or a nominee therefor. There shall be no substantive change to the terms and conditions set forth in the form of Bond, except as otherwise authorized by this Ordinance or any amendment hereto.

Neither the Enterprise nor the Registrar shall have any responsibility or obligation with respect to the accuracy of the records of the Securities Depository or a nominee therefor or any Participant regarding any ownership interest in the Bonds or the delivery to any Participant, Beneficial Owner or any other Person (except an Owner of Bonds) of any notice with respect to the Bonds.

The Bonds shall be transferable only upon the registration books of the Enterprise by the Paying Agent at the request of the Owner thereof or his, her or its duly authorized attorney in fact or legal representative. The Registrar or Paying Agent shall accept a Bond for registration or transfer only if the Owner is to be an individual, a corporation, a partnership, or a trust. A Bond may be transferred upon surrender thereof together with a written instrument of transfer duly executed by the Owner or his, her or its duly authorized attorney in fact or legal representative with guaranty of signature satisfactory to the Paying Agent, containing written instructions as to the details of the transfer, along with the social security number or federal employer identification number of the transferee and, if the transferee is a trust, the names and social security numbers of the settlors and the beneficiaries of the trust.

The Owner of any Bond or Bonds may also exchange such Bond or Bonds for another Bond or Bonds of authorized denominations. The Paying Agent may require payment of a transfer fee for its services as well as a payment of a sum sufficient to defray any tax or other governmental charge that may hereafter be imposed in connection with any transfer or exchange of Bonds. No transfer of any Bond shall be effective until entered on the registration books of the Enterprise. In the case of every transfer or exchange, the Registrar shall authenticate and the Paying Agent shall deliver to the new Owner a new Bond or Bonds of the same aggregate principal amount, maturing in the same year, and bearing interest at the same per

annum interest rate as the Bond or Bonds surrendered. Such Bond or Bonds shall be dated as of their date of authentication. New Bonds delivered upon any transfer or exchange shall be valid obligations of the Enterprise, evidencing the same obligations as the Bonds surrendered, shall be secured by this Ordinance, and shall be entitled to all of the security and benefits hereof to the same extent as the Bonds surrendered. The Enterprise may deem and treat the Person in whose name any Bond is last registered upon the books of the Enterprise as the absolute Owner thereof for the purpose of receiving payment of the principal of and interest on such Bond and for all other purposes, and all such payments so made to such Person or upon his, her or its order shall be valid and effective to satisfy and discharge the liability of the Enterprise upon such Bond to the extent of the sum or sums so paid, and the Enterprise shall not be affected by any notice to the contrary.

Neither the Enterprise nor the Paying Agent shall have any responsibility or obligation with respect to the accuracy of the records the Securities Depository or its Participants regarding any ownership interest in the Bonds or transfers thereof.

(8) Resignation or removal of agents. If the Paying Agent, Registrar or Paying Agent shall resign as such, or if the Enterprise shall reasonably determine that the Paying Agent, Registrar or Paying Agent has breached or become incapable of fulfilling its duties hereunder, the Enterprise may, upon notice mailed to each Owner of Bonds at the addresses last shown on the registration books of the Enterprise, accept the resignation of the Paying Agent, Registrar or Paying Agent or remove the Paying Agent, Registrar or Paying Agent and appoint a successor paying agent or registrar. It shall not be required that the same institution serve as paying agent and registrar hereunder, but the Enterprise shall have the right to have the same institution serve as paying agent and registrar hereunder. Any such resignation or removal shall become effective only on the appointment of a successor and acceptance by the successor of its duties hereunder.

(9) Resignation or removal of securities depository. The Enterprise may remove the Securities Depository and the Securities Depository may resign by giving sixty (60) days’ written notice to the other of such removal or resignation. Additionally, the Securities Depository shall be removed sixty (60) days after receipt by the Enterprise of written notice from the Securities Depository to the effect that the Securities Depository has received written notice from Participants having interests, as shown in the records of the Securities Depository, in an aggregate principal amount of not less than fifty percent (50%) of the aggregate principal amount of the then Outstanding Bonds to the effect that the Securities Depository is unable or unwilling to discharge its responsibilities or a continuation of the requirement that all of the Outstanding Bonds be registered in the name of the Securities Depository or a nominee therefor is not in the best interests of the Beneficial Owners.

Upon the removal or resignation of the Securities Depository, the Securities Depository shall take such action as may be necessary to assure the orderly transfer of the computerized book-entry system with respect to the Bonds to a successor securities depository or, if no successor securities depository is appointed as herein provided, the transfer of the Bonds in certificate form to the Beneficial Owners or their designees. Upon the giving of notice by the Enterprise of the removal of the Securities Depository, the giving of notice by the Securities Depository of its resignation or the receipt by the Enterprise of notice with respect to the written notice of Participants referred to herein, the Enterprise may, within sixty (60) days after the giving of such notice, appoint a successor securities depository upon such terms and conditions as the Enterprise shall impose. Any such successor securities depository shall at all times be a registered clearing agency under the Securities and Exchange Act of 1934, as amended, or other applicable statute or regulation, and in good standing thereunder. If the Enterprise fails to appoint a successor securities depository within such time period, the Bonds shall no longer be restricted to being registered in the name of the Securities Depository or a nominee therefor, but may be registered in whatever name or names Owners transferring or exchanging Bonds shall designate.

(10) Replacement of Bonds. If any Bond shall have been lost, destroyed or wrongfully taken, the Enterprise shall provide for the replacement thereof upon the Owner’s furnishing to the Enterprise: (a) proof of ownership, (b) proof of loss, destruction or theft, (c) a surety bond in the amount of all principal and interest remaining unpaid on the Bond, and (d) payment of the cost of preparing and issuing the new Bond.

(11) Recitals in Bonds. Each Bond shall recite in substance that the Bond is a special and limited obligation of the Enterprise payable solely out of and secured by an irrevocable pledge of a lien (but not necessarily an exclusive lien) upon the Pledged Revenues, which is on a parity with the 2016 Bonds, the 2019 Bonds and the 2020 CWRPDA Loan, and at all times senior and superior to the lien thereon of the Subordinate Securities, that the Bond does not constitute a debt or an indebtedness of the Enterprise or the City within the meaning of any constitutional, Charter or statutory provision or limitation, that the Bond is not payable in whole or in part from the proceeds of general property taxes or any other funds of the City or the Enterprise except the Pledged Revenues, and that the full faith and credit of the City is not pledged for the payment of the principal of or interest on the Bond. Each Bond shall further recite that it is issued under the authority of the State Constitution, the Supplemental Act, the Charter, the Enterprise Ordinance, Title 37, Article 45.1, C.R.S., and in full conformity therewith and this Ordinance. Pursuant to Section 11-57-210 of the Supplemental Act, such recital shall be conclusive evidence of the validity and the regularity of the issuance of the Bonds after their delivery for value.

(12) Form of Bonds. Subject to the provisions of this ordinance, each Bond shall be in substantially the form attached hereto as Exhibit A with such omissions, insertions, endorsements and variations as to any recitals of fact or other provisions as may be required by the circumstances, be required or permitted by this ordinance, be consistent with this ordinance or be necessary or appropriate to conform to the rules and requirements of any governmental authority or any usage or requirement of law with respect thereto.

(C) BONDS EQUALLY SECURED: The covenants and agreements herein set forth shall be for the equal benefit, protection and security of the Owners of any and all of the Bonds, all of which, regardless of the time or times of their maturity, shall be of equal rank without preference, priority or distinction of any of the Bonds over any other thereof, except as otherwise expressly provided in or pursuant to this Ordinance.

(D) SPECIAL OBLIGATIONS: All of the Debt Service Requirements of the Bonds shall be payable solely out of the Pledged Revenues. The Owners of the Bonds may not look to the general fund or any other revenue or fund of the City for the payment of the Debt Service Requirements thereof, except the special funds pledged therefor. The Bonds shall not constitute a debt or indebtedness of the Enterprise or the City within the meaning of any constitutional, Charter or statutory provision or limitation, and the Bonds shall not be considered or held to be general obligations of the City but shall constitute special and limited obligations of the Enterprise. The Bonds are not payable in whole or in part from the proceeds of general property taxes or any other funds of the City or the Enterprise except the Pledged Revenues, and the full faith and credit of the City is not pledged for payment of the Bonds.

Section 4. Sale of Bonds.

(A) APPROVAL OF BOND PURCHASE AGREEMENT: The contract for the purchase of the Bonds is hereby awarded to the Purchaser at the price specified in the Bond Purchase Agreement and Sale Certificate with respect to the Bonds, and upon the terms set forth in this Ordinance. The President, the Manager or the Treasurer are each hereby independently authorized to execute the Bond Purchase Agreement and Sale Certificate on behalf of the Enterprise subject to the parameters set forth herein.

(B) APPROVAL OF PRELIMINARY OFFICIAL STATEMENT: The Council hereby approves the Preliminary Official Statement, in substantially the form of the official statement delivered with respect with the 2019 Bonds, with such changes as hereafter approved by the President, the Manager or the Treasurer, and ratifies the use and distribution thereof by the Purchaser in marketing the Bonds. Each of the President, the Manager and the Treasurer is hereby independently authorized to deem such Preliminary Official Statement as final for purposes of Rule 15c2-12 promulgated under the Securities Exchange Act of 1934. The execution of a final Official Statement by the President shall be conclusively deemed to evidence the approval of the form and contents thereof by the Enterprise.

(C) DELIVERY: After the Bonds have been duly executed, authenticated and registered as provided herein, the Treasurer of the Enterprise shall cause the Bonds to be delivered to the Purchaser (through the Securities Depository) upon receipt of the agreed purchase price.

Section 5. Disposition of Bond Proceeds and Income; Funds Adopted or Created by Ordinance; Security for the Bonds.

The proceeds of the Bonds and the Income therefrom shall be deposited by the Enterprise in the funds described in this Section 5, to be accounted for in the manner and priority set forth in this Section 5.

Neither the Purchaser nor any subsequent Owner of any Bonds shall be in any manner responsible for the application or disposal by the Enterprise or the City or by any of their officers, agents and employees of the moneys derived from the sale of the Bonds or of any other moneys designated in this Section 5.

The Pledged Revenues and all moneys and securities paid or to be paid to or held or to be held in any fund hereunder are hereby pledged to secure the payment of the Debt Service Requirements of the Bonds subject to the provisions hereof relating to the Rebate Fund. This pledge shall be valid and binding from and after the date of the first delivery of the Bonds, and the moneys, as received and hereby pledged, shall immediately be subject to the lien of this pledge without any physical delivery thereof, any filing, or further act. The lien of this pledge and the obligation to perform the contractual provisions hereby made shall have priority over any or all other obligations and liabilities of the Enterprise or the City (except as herein otherwise expressly provided), and the lien of this pledge shall be valid and binding as against all parties having claims of any kind in tort, contract or otherwise against the Enterprise or the City (except as herein otherwise expressly provided), irrespective of whether such parties have notice thereof. The creation, perfection, enforcement and priority of the pledge of revenues to secure or pay the Bonds as provided herein shall be governed by Section 11-57-208 of the Supplemental Act and this Ordinance.

(A) ESCROW ACCOUNT: The Enterprise shall deposit, upon receipt from the Purchaser, the net proceeds of the Bonds (the principal amount of the Bonds, plus net original issue premium, less any underwriting discount, costs of issuance or amounts due to the Bond Insurer, if any), as provided in this Section after making the deposit required by Section 5.E of this Ordinance.

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NTS WW Legals 4.23.20 * 15

36 Northglenn-Thornton • Westminster Window Continued From Last Page: Page 3 of 6 That portion of the proceeds of the Bonds as specified in the Sale Certificate shall be accounted for in a special account hereby created to be known as the “City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020, Escrow Account,” which Escrow Account is held by the Escrow Bank, and which amount is sufficient to effect the Refunding Project.

The Escrow Account shall be maintained in an amount at the time of those initial deposits therein and at all times subsequently at least sufficient, together with the known minimum yield to be derived from the initial investment and any temporary reinvestment of the deposits therein or any part thereof in Federal Securities or in cash, to redeem, on the redemption date set forth in the Sale Certificate, all of the Refunded Bonds at a price equal to the principal amount thereof, plus accrued interest to the redemption date plus premium, if any.

Monies shall be withdrawn by the Escrow Bank from the Escrow Account in sufficient amounts and at such times to pay the principal due on the Refunded Bonds on the Redemption Date at the price set forth in the ordinance authorizing the issuance of the Refunded Bonds and related sale certificate and to pay the principal of and interest due on the Refunded Bonds until the Redemption Date. Any monies remaining in the Escrow Account after provision shall have been made for the payment in full of the principal of the Refunded Bonds and the interest due on the Refunded Bonds shall be applied to the next installment of interest due on the Refunded Bonds or for any lawful purpose.

The Enterprise has elected and does hereby declare its intent to exercise its option to redeem the Refunded Bonds on the Redemption Date set forth in the Escrow Agreement and Sale Certificate. The Board is hereby obligated to exercise such option, as further provided in the Sale Certificate, which option shall be deemed to have been exercised when notice is duly given and completed forthwith after the issuance of the Bonds.

(B) WATER AND WASTEWATER UTILITY FUND: Except as otherwise provided herein, the entire Income, upon receipt thereof from time to time, shall be deposited immediately in the Water and Wastewater Utility Fund. Operation and Maintenance Expenses shall be paid as provided in Section 5.C hereof. The Pledged Revenues on deposit in the Water and Wastewater Utility Fund shall be applied in the following order of priority: (1) First, to the Principal and Interest Fund for the Bonds and any Parity Bonds in the manner set forth in Section 5.D hereof; (2) Second, to the Reserve Fund for the Bonds or any Parity Bonds as provided in Section 5.E hereof; (3) Third, to the Rebate Fund in accordance with Section 5.F hereof; (4) Fourth, to the payment of any termination payment due and owing under any interest rate exchange agreement or swap entered into by the Enterprise; (5) Fifth, to the payment of the Debt Service Requirements of Subordinate Securities in accordance with Section 5.G hereof; and (6) Sixth, to be used in accordance with Section 5.H hereof.

(C) OPERATION AND MAINTENANCE FUND: As a first charge on the Water and Wastewater Utility Fund there shall be paid from the Operation and Maintenance Fund the Operation and Maintenance Expenses of the System as they become due and payable.

(D) PRINCIPAL AND INTEREST FUND: There is hereby created the “City of Westminster, Colorado, Water and Wastewater Utility Enterprise Water and Wastewater Revenue Refunding Bonds, Series 2020, Debt Service Account,” into which shall be deposited from the Pledged Revenues, after making any deposits required for the 2016 Bonds, the 2019 Bonds and the 2020 CWRPDA Loan pursuant to the ordinances authorizing the issuance of the 2016 Bonds, the 2019 Bonds and the 2020 CWRPDA Loan, and concurrently with any amounts required by an ordinance authorizing the issuance of Parity Bonds, the following amounts: (1) Interest payments. Monthly, commencing on the first day of the first month following the date of delivery of the Bonds, or commencing on the first day of the month six months next prior to the first interest payment date of the Bonds, whichever commencement date is later, an amount in equal monthly installments necessary, together with any other moneys from time to time available therefor from whatever source, to pay the next maturing installment of interest on the Bonds then Outstanding, and monthly thereafter, commencing on each interest payment date, one-sixth of the amount necessary, together with any other moneys from time to time available therefor and on deposit therein from whatever source, to pay the next maturing installment of interest on the Bonds then Outstanding.

(2) Principal payments. Monthly, commencing on the first day of the first month following the date of delivery of the Bonds, or commencing on the first day of the month one year next prior to the first principal payment date of the Bonds, whichever commencement date is later, an amount in equal monthly installments necessary, together with any other moneys from time to time available therefor from whatever source, to pay the next installment of principal of the Bonds coming due at maturity, and monthly thereafter, commencing on each principal payment date, one-twelfth of the amount necessary, together with any other moneys from time to time available therefor and on deposit therein from whatever source, to pay the next installment of principal of the Bonds coming due at maturity.

If prior to any interest payment date or maturity date there has been accumulated in the Principal and Interest Fund the entire amount necessary to pay the next maturing installment of interest or principal, or both, the payment required in subparagraph (1) or (2) (whichever is applicable) of this paragraph, may be appropriately reduced; but the required monthly amounts again shall be so credited to such account commencing on such interest payment date or maturity date.

The moneys deposited in the Principal and Interest Fund shall be used to pay the Debt Service Requirements of the Bonds, as the same shall become due, except as otherwise provided in this Ordinance. The Principal and Interest Fund shall be maintained as a sinking fund for the mandatory redemption of any Term Bonds. Any mandatory sinking fund redemption shall be treated as an installment of principal for purposes of this Section 5.D. (E) RESERVE FUND: There is hereby created the “City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020, Reserve Fund.” The Reserve Fund shall be funded, if at all, as provided in the Sale Certificate.

The Reserve Fund shall be maintained after it has been established as a continuing reserve for the payment of the Debt Service Requirements of the Bonds. In the event that the amount on deposit in the Reserve Fund falls below the Reserve Fund Requirement, there shall be deposited in the Reserve Fund such Pledged Revenues as may be needed to accumulate or reaccumulate the amount therein so that at all times the amount of the Reserve Fund equals the Reserve Fund Requirement. The moneys in the Reserve Fund shall be set aside, accumulated, and, if necessary, reaccumulated as provided herein, from time to time, and maintained as a continuing reserve to be used only to prevent deficiencies in the Principal and Interest Fund resulting from failure to deposit therein sums sufficient to pay such Debt Service Requirements of each separate series of Bonds as the same become due.

If at any time there shall not be deposited for any reason in the Principal and Interest Fund the full amount above stipulated, then there shall be deposited in the Principal and Interest Fund at such time from the Reserve Fund an amount equal to the difference between that paid from the Pledged Revenues and the full amount so stipulated. The money so used shall be replaced to the Reserve Fund from the first Pledged Revenues on a prorata basis thereafter received and not required to be otherwise applied by Section 5.D hereof.

Nothing in this Ordinance shall be construed as limiting the right of the Enterprise to substitute for any cash deposit which may be required to be maintained hereunder a Surety Bond to ensure that cash in the amount otherwise required to be maintained hereunder will be available to the Enterprise as needed, provided that any such substitution shall not cause the then current ratings of the Bonds to be adversely affected. Any such Surety Bond shall be deposited with the Paying Agent, which shall ascertain the necessity for a claim against or draw upon the Surety Bond and provide notice to the issuer thereof in accordance with its terms prior to each interest payment date.

The Paying Agent and the Enterprise shall use all cash in the Reserve Fund before drawing on a Surety Bond. If there is more than one Surety Bond on deposit in the Reserve Fund, the Paying Agent shall draw on them on a pro rata basis, based upon the amount available to be drawn on each. Notwithstanding the foregoing, no Surety Bond shall be deposited by the City in the Reserve Fund for such substitution unless the City has received an opinion of bond counsel to the effect that such substitution and the intended use by the City of the cash or Permitted Investments to be released from the Reserve Fund will not adversely affect the exclusion from gross income for federal income tax purposes of interest on Bonds.

The Reserve Fund shall be replenished in the following priority: first, principal and interest on any Surety Bonds on deposit therein shall be paid on a pro-rata basis from first available Pledged Revenues; second, after all such amounts are paid in full, amounts necessary to fund each separate Reserve Fund in an amount equal to the Reserve Fund Requirement on a pro-rata basis, after taking into account the amounts available under any Surety Bond or Surety Bonds, shall be deposited from next available Pledged Revenues. Unless otherwise provided in the Sale Certificate, the Reserve Fund Requirement shall be re-calculated upon (i) any principal payment, whether at stated maturity or upon redemption, or (ii) the defeasance of all or a portion of the Bonds.

(F) REBATE FUND: There is hereby created “City of Westminster, Colorado Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020, Rebate Fund,” into which there shall be deposited, concurrently with each other and any payments required to be made pursuant to any ordinance authorizing the issuance of Parity Bonds and subject to the payments required by Section 5.D and 5.E hereof, Pledged Revenues in the amount of required arbitrage rebate, if any, due to the federal government under Sections 103 and 148(f)(2) of the Tax Code.

The Treasurer of the Enterprise shall determine the required arbitrage rebate amount in the manner required by said Sections and related regulations and shall pay such amount from the Rebate Fund, provided, however, that required arbitrage rebate payments shall be made to the federal government from legally available funds regardless of whether there are any Pledged Revenues, remaining proceeds or other funds attributable to the Bonds that are available for the purpose.

All amounts in the Rebate Fund, including income earned from investment thereof, shall be held by the Treasurer free and clear of any lien created by this Ordinance, to the extent such amounts are

April 23, 2020A required to be paid over to the federal government. The Treasurer shall pay over to the federal government from time to time such amounts as the Treasurer shall determine, provided that the Treasurer shall so pay over to the federal government not less frequently than once each five (5) years after the date of issuance of the Bonds, an amount equal to ninety percent (90%) of the required arbitrage rebate amount earned during such period (and not theretofore paid to the federal government) and not later than sixty (60) days after the redemption of the last Bond, one hundred percent (100%) of the required arbitrage rebate amount.

(G) PAYMENT OF SUBORDINATE SECURITIES: Subject to the payments required by Sections 5.D and 5.E hereof, any remaining Pledged Revenues may be used for the payment of Debt Service Requirements on the Subordinate Securities, including reasonable reserves for such Subordinate Securities; but the lien of such Subordinate Securities on the Pledged Revenues and the pledge thereof for the payment of such Subordinate Securities shall be subordinate to the lien and pledge of the Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, and any Parity Bonds as herein provided.

(H) USE OF REMAINING REVENUES: Subject to the payments required or permitted by Sections 5.D through 5.G hereof, any remaining Pledged Revenues may be used for any one or any combination of lawful purposes.

(I) TERMINATION OF DEPOSITS: No payment need be made into the Principal and Interest Fund or the Reserve Fund if the amount of cash and Permitted Investments in the Principal and Interest Fund and the Reserve Fund is at least equal to the entire amount of the Outstanding Bonds as to all Debt Service Requirements, to their respective maturity dates or to any Redemption Dates on which the Enterprise shall have exercised or shall have obligated itself to exercise its option to redeem, prior to their respective maturity dates, any Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, any Parity Bonds then Outstanding and thereafter maturing (provided that, solely for the purpose of this Section 5.I, there shall be deemed to be a credit to the Principal and Interest Fund moneys, any cash or Permitted Investments accounted for in any other fund and restricted solely for the purpose of paying the Debt Service Requirements of the Bonds), in which case cash or Permitted Investments in the Principal and Interest Fund in an amount, except for any known interest or other gain to accrue from any investment or deposit of moneys pursuant to Section 6.B hereof from the time of any such investment or deposit to the time or respective times the proceeds of any such investment or deposit shall be needed for such payment, at least equal to such Debt Service Requirements, shall be used together with any such gain from such investments and deposits solely to pay such Debt Service Requirements as the same become due.

(J) BUDGET AND APPROPRIATION OF SUMS: The sums required to make the payments specified in this Section 5 are hereby appropriated for said purposes. Said amounts for each year shall be included in the annual budget and the appropriation ordinance or measures to be adopted or passed in each year respectively while the Bonds, either as to principal or interest, are Outstanding and unpaid.

Section 6. General Administration of Funds.

(A) PLACES AND TIMES OF DEPOSITS: Except as otherwise provided herein, each of the special funds or accounts described in this Ordinance shall be maintained as a book account and kept separate from all other accounts as a trust account solely for the purposes herein designated therefor. The moneys accounted for in such special book accounts may be in one or more bank accounts in one or more Commercial Banks. Each such bank account shall be continuously secured to the fullest extent required or permitted by the laws of the State for the securing of public funds and shall be irrevocable and not withdrawable by anyone for any purpose other than the respective designated purposes. Each periodic payment shall be credited to the proper book account not later than the date therefor herein designated, except that when any such date shall not be a Business Day, then such payment shall be made on or before the next preceding Business Day. Moneys shall be deposited with the Paying Agent for the Bonds pursuant to the terms of the Paying Agent Agreement at such times and in such amounts as is sufficient to pay the Debt Service Requirements then becoming due on the Outstanding Bonds.

(B) INVESTMENT OF FUNDS: Any moneys in the Income Fund, Bond Fund, Reserve Fund, and Rebate Fund and not needed for immediate use shall be invested or reinvested by the Treasurer in Permitted Investments. Any of such funds may be held by the Enterprise or may be deposited and held by the Paying Agent at the direction of the Enterprise. All such investments shall (a) either be subject to redemption at any time at a fixed value by the holder thereof at the option of such holder, or (b) mature not later than the estimated date or respective dates on which the proceeds are to be expended as estimated by the Treasurer at the time of such investment or reinvestment; provided that (1) Permitted Investments credited to the Reserve Fund shall not mature later than ten years from the date of such investment or reinvestment and (2) collateral securities of any Permitted Investments may have a maturity of more than five years from the date of purchase thereof. For the purpose of any such investment or reinvestment, Permitted Investments shall be deemed to mature at the earliest date on which the obligor is, on demand, obligated to pay a fixed sum in discharge of the whole of such obligations.

The Enterprise acknowledges that to the extent regulations of the Comptroller of Currency or other applicable regulatory entity grant a right to receive brokerage confirmations of security transactions of the account, the Enterprise waives

receipt of such confirmations, to the extent permitted by law. The Paying Agent shall furnish a statement of security transactions on its regular monthly reports.

(C) NO LIABILITY FOR LOSSES INCURRED IN PERFORMING TERMS OF ORDINANCE: Neither the Enterprise nor the City nor any officer thereof shall be liable or responsible for any loss resulting from any investment or reinvestment made in accordance with this Ordinance.

(D) CHARACTER OF FUNDS: Except as provided in Section 5.E hereof, the moneys in any fund herein authorized shall consist of lawful money of the United States of America or Permitted Investments or both such money and Permitted Investments. Moneys deposited in a demand or time deposit account in a Commercial Bank or other depository, appropriately secured according to the ordinances of the City and, to the extent applicable, the laws of the State, shall be deemed lawful money of the United States of America.

(E) ACCELERATED PAYMENTS OPTIONAL: Nothing contained herein prevents the accumulation in any fund herein designated of any monetary requirements at a faster rate than the rate or minimum rate, as the case may be, provided therefor, but no payment shall be so accelerated if such acceleration shall cause a default in the payment of any obligation of the Enterprise pertaining to the Income.

Section 7. Priorities; Liens; Issuance of Parity Bonds.

(A) LIENS ON PLEDGED REVENUES; EQUALITY OF BONDS, PARITY BONDS: The Pledged Revenues shall be and hereby are irrevocably pledged and set aside to pay the Debt Service Requirements of the Bonds.

The Bonds constitute an irrevocable lien (but not necessarily an exclusive lien) upon the Pledged Revenues which is on a parity with the 2016 Bonds, the 2019 Bonds and the 2020 CWRPDA Loan and at all times senior and superior to the lien thereon of the Subordinate Securities pursuant to the terms of this Ordinance.

The Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, and any Parity Bonds authorized to be issued and from time to time Outstanding are equitably and ratably secured by a lien on the Pledged Revenues and shall not be entitled to any priority one over the other in the application of the Pledged Revenues regardless of the time or times of the issuance thereof, it being the intention of the Enterprise that there shall be no priority among the Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, and Parity Bonds, regardless of the fact that they may be actually issued and delivered at different times.

(B) ISSUANCE OF PARITY BONDS: Nothing herein, subject to the limitations stated in Section 7.F hereof, prevents the issuance by the Enterprise or the City of Parity Bonds; but before any such Parity Bonds are authorized or actually issued, the following conditions shall be satisfied: (1) Absence of default. At the time of the adoption of the supplemental ordinance or other instrument authorizing the issuance of the Parity Bonds as provided in Section 7.F hereof, the Enterprise shall not be in default in making any payments required by Section 5 hereof and there shall not have occurred and be continuing any Event of Default.

(2) Historic revenues tests. Except as hereinafter provided in the case of Parity Bonds issued for the purpose of refunding all or any part of the Bonds, the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, and other Parity Bonds then Outstanding, the Pledged Revenues for the last complete Fiscal Year prior to the issuance of the proposed Parity Bonds, as certified by the Treasurer, must have been equal to at least the sum of one hundred twenty percent (120%) of the Combined Maximum Annual Debt Service Requirements of the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan, the Bonds then Outstanding, any Parity Bonds then Outstanding, and the Parity Bonds proposed to be issued. If any adjustment in water or wastewater rates, fees, tolls or charges or tap fees, or any combination thereof, is approved by the City Council during such Fiscal Year, the Treasurer shall adjust the calculation of the Pledged Revenues to reflect the amount thereof that would have been received if such adjustment had been in effect throughout such Fiscal Year.

For purposes of this Section 7.B(2), when computing the Combined Maximum Annual Debt Service Requirements for any issue of Parity Bonds or Subordinate Securities bearing interest at a variable, adjustable, convertible or other similar rate which is not fixed for the entire term thereof, it shall be assumed that any such Parity Bonds or Subordinate Securities Outstanding at the time of the computation will bear interest during any period at the highest of (a) the actual rate on the date of calculation, or if the Parity Bonds or Subordinate Securities are not yet outstanding, the initial rate (if established and binding), (b) if the Parity Bonds or Subordinate Securities have been outstanding for at least twelve (12) months, the average rate over the twelve (12) months immediately preceding the date of calculation, and (c) (i) if interest on the Parity Bonds or Subordinate Securities is excludable from gross income under the applicable provisions of the Tax Code, the most recently published Bond Buyer 25 Bond Revenue Index (or comparable index if no longer published) plus fifty (50) basis points, or (ii) if interest is not so excludable, the interest rate on direct Federal Securities with comparable maturities plus fifty (50) basis points. It shall further be assumed that any such Parity Bonds or Subordinate Securities which may be tendered prior to maturity for purchase at the option of the Owner thereof will mature on their stated maturity dates or mandatory Redemption Dates. The Enterprise

or the City shall be permitted to treat any fixed rate payable on an interest rate exchange agreement or “swap” contract as the interest rate on any such issue of Parity Bonds or Subordinate Securities if the counterparty to such agreement or contract has unconditionally agreed to pay all interest due on such Parity Bonds or Subordinate Securities and the counterparty has been approved in writing by the Bond Insurer. In the case of Parity Bonds issued for the purpose of refunding all or any part of the Bonds or other Parity Bonds then Outstanding, compliance with this Section 7.B(2) shall not be required so long as the Debt Service Requirements payable on all Bonds and other Parity Bonds Outstanding after the issuance of such proposed Parity Bonds on each interest payment date does not exceed the Debt Service Requirements payable on all Bonds and other Parity Bonds Outstanding prior to the issuance of such proposed Parity Bonds on such interest payment dates.

(C) CERTIFICATION OF HISTORIC REVENUES: Where certifications of historic revenues are required by this Ordinance, the specified and required written certifications of the Treasurer that revenues are sufficient to pay the required amounts shall be conclusively presumed to be accurate in determining the right of the Enterprise to authorize, issue, sell and deliver Parity Bonds.

(D) SUBORDINATE SECURITIES PERMITTED: Nothing herein, except the limitations stated in Section 7.F hereof, prevents the Enterprise or the City from issuing Subordinate Securities for any lawful purpose.

(E) SUPERIOR SECURITIES PROHIBITED: Neither the Enterprise nor the City shall issue any bonds with a lien on the Pledged Revenue which is senior or superior to the lien on the Bonds.

(F) SUPPLEMENTAL ORDINANCES: Parity Bonds or Subordinate Securities shall be issued only after authorization thereof by ordinance, supplemental ordinance or other instrument in substantially the same form as this Ordinance, stating the purpose or purposes of the issuance of such additional Securities, directing the application of the proceeds thereof to such purpose or purposes, directing the execution thereof, and fixing and determining the date, series designation, principal amount, maturity or maturities, maximum rate or rates of interest, and prior redemption privileges with respect thereto, and providing for payments to and from the Water and Wastewater Utility Fund in accordance with this Ordinance. All additional Securities shall bear such date, shall be payable as to principal and interest on such dates and shall be subject to redemption prior to maturity on such terms and conditions, as may be provided, and shall bear interest at such rate or rates as may be fixed by ordinance, instrument or other document.

Section 8. Covenants.

The Enterprise hereby particularly covenants and agrees with the Owners of the Bonds from time to time, and makes provisions which shall be a part of the contract with such Owners, which covenants and provisions shall be kept by the Enterprise or the City continuously until all of the Bonds have been fully paid and discharged: (A) RATE MAINTENANCE: The City shall prescribe, revise, and collect water and wastewater rates, fees, tolls, and charges and tap fees or any combination thereof, which shall produce Income sufficient, together with any other moneys legally available therefor and deposited in the Water and Wastewater Utility Fund, to make the payments and accumulations required by this Ordinance and which shall produce Pledged Revenues in each Fiscal Year sufficient, together with all other moneys legally available therefor and deposited in the Water and Wastewater Utility Fund after payment of Operation and Maintenance Expenses, to pay an amount at least equal to one hundred ten percent (110%) of the actual Debt Service Requirements due in such Fiscal Year for the Outstanding 2016 Bonds, the Outstanding 2019 Bonds, the Outstanding 2020 CWRPDA Loan, the Outstanding Bonds and any Outstanding Parity Bonds, 100% of the Debt Service Requirements of the Subordinate Securities, plus any amounts required to meet then existing deficiencies pertaining to any fund relating to the Pledged Revenues or any Securities payable therefrom, including, without limitation, any reserve funds.

For purposes of this Section 8.A, when computing the actual Debt Service Requirements for any issue of Parity Bonds or Subordinate Securities bearing interest at a variable, adjustable, convertible or other similar rate which is not fixed for the entire term thereof, it shall be assumed that any such Parity Bonds or Subordinate Securities Outstanding at the time of the computation will bear interest during any period at the actual rate applicable during said period. It shall further be assumed that any such Parity Bonds or Subordinate Securities which may be tendered prior to maturity for purchase at the option of the Owner thereof will mature on their stated maturity dates or mandatory Redemption Dates. The Enterprise shall be permitted to treat any fixed rate payable on an interest rate exchange agreement or “swap” contract as the interest rate on any such issue of Parity Bonds or Subordinate Securities if the counterparty to such agreement or contract has unconditionally agreed to pay all interest due on such Parity Bonds or Subordinate Securities and the counterparty has been approved in writing by the Bond Insurer.

In the event that such rates, fees, tolls, and charges and tap fees at any time should not be sufficient to make all of the payments and accumulations required by this Ordinance, the City shall increase its rates, fees, tolls, and charges and tap fees to such extent as to insure the payments and accumulations required by the provisions of this Ordinance.

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April 23, 2020 Continued From Last Page: Page 4 of 6 (B) COLLECTION OF CHARGES: The City shall cause all water and wastewater rates, fees, tolls, and charges and tap fees to be billed promptly and collected as soon as reasonable, shall prescribe and enforce rules and regulations or impose contractual obligations for the payment thereof, to the end that the Pledged Revenues shall be adequate to meet the requirements of this Ordinance and any other ordinance or instrument supplemental thereto. The rates, fees, tolls, and charges and tap fees due shall be collected in any lawful manner.

(C) COMPETENT MANAGEMENT: The City shall employ experienced and competent management personnel for each component of the System. If the Enterprise shall fail to pay the Debt Service Requirements of the Bonds promptly as the same become due, or if the Enterprise or the City shall fail to keep any of the covenants herein contained, and if such default shall continue for a period of sixty (60) days, or if the Pledged Revenues in any Fiscal Year, together with other legally available moneys deposited in the Water and Wastewater Utility Fund, shall fail to equal at least the amount of the Debt Service Requirements of the Outstanding Bonds and other Outstanding Securities due in the same Fiscal Year, the City shall retain a firm of competent management Persons skilled in the operation of water and wastewater facilities to assist in the management of the System so long as such default continues or the said revenues, proceeds and income are less than the amount hereinabove designated.

(D) PERFORMANCE OF DUTIES: The City, acting by and through its officers, or otherwise, shall faithfully and punctually perform, or cause to be performed, all duties with respect to the Income and the System required by the Constitution and laws of the State and the ordinances, resolutions and contracts of the Enterprise or the City, including, without limitation, the proper segregation of the proceeds of the Bonds and the Income and their application from time to time to the respective funds provided therefor.

(E) COSTS OF BONDS AND OF PERFORMANCE: Except as otherwise specifically provided herein, all costs and expenses incurred in connection with the issuance of the Bonds, payment of the Debt Service Requirements thereof or the performance of or compliance with any covenant or agreement contained in this Ordinance shall be paid exclusively (but only from the appropriate special fund in the manner authorized herein) from the proceeds of the Bonds, from the Pledged Revenues, or from other legally available moneys, and in no event shall any of such costs or expenses be required to be paid out of or charged to the general fund of the City.

(F) CONTRACTUAL OBLIGATIONS: The Enterprise shall perform all contractual obligations undertaken by it under the Bond Purchase Agreement, and the Enterprise or the City shall perform all contractual obligations undertaken by it under any other agreements relating to the Bonds, the Income, the Refunding Project, or the System.

(G) FURTHER ASSURANCES: At any and all times the Enterprise or the City shall, so far as it may be authorized by law, pass, make, do, execute, acknowledge, deliver, and file or record all and every such further instruments, acts, deeds, conveyances, assignments, transfers, other documents, and assurances as may be necessary or desirable for the better assuring, conveying, granting, assigning and confirming all and singular the rights, the Pledged Revenues and other funds hereby pledged, or intended so to be, or which the Enterprise or the City may hereafter become bound to pledge, or as may be reasonable and required to carry out the purposes of this Ordinance. The Enterprise, acting by and through its officers, or otherwise, shall at all times, to the extent permitted by law, defend, preserve and protect the pledge of the Pledged Revenues and other funds pledged hereunder and all the rights of every Owner of any of the Bonds against all claims and demands of all Persons whomsoever.

(H) CONDITIONS PRECEDENT: Upon the date of issuance of the Bonds, all conditions, acts and things required by the Constitution or laws of the United States of America, the Constitution or laws of the State, the Charter, the Supplemental Act, Title 37, Article 45.1, the Enterprise Ordinance, and this Ordinance to exist, to have happened, and to have been performed precedent to or in the issuance of the Bonds shall exist, have happened and have been performed, and the Bonds, together with all other obligations of the Enterprise or the City, shall not contravene any debt or other limitation prescribed by the Constitution or laws of the United States of America or the Constitution or laws of the State, the Charter or the Enterprise Ordinance.

(I) EFFICIENT OPERATION AND MAINTENANCE: The City shall at all times operate the System properly and in a sound and economical manner. The City shall maintain, preserve and keep the System properly or cause the same so to be maintained, preserved, and kept, with the appurtenances and every part and parcel thereof in good repair, working order and condition, and shall from time to time make or cause to be made all necessary and proper repairs, replacements and renewals so that at all times the maintenance of the System may be properly and advantageously conducted. All salaries, fees, wages and other compensation paid by the City in connection with the repair, maintenance and operation of the System shall be fair and reasonable.

(J) RECORDS AND ACCOUNTS: The City shall keep proper books of record and account showing complete and correct entries of all transactions relating to the funds referred to herein.

(K) RULES, REGULATIONS AND OTHER DETAILS: The City, acting by and through its officers, shall establish and enforce reasonable

rules and regulations governing the construction, operation, care, repair, maintenance, management, control, use, commodities, and services of the System. The City shall observe and perform all of the terms and conditions contained in this Ordinance and shall comply with all valid acts, rules, regulations, orders and directives of any legislative, executive, administrative or judicial body applicable to the System or the City.

(L) PAYMENT OF GOVERNMENTAL CHARGES: The Enterprise shall pay or cause to be paid all taxes and assessments or other municipal or governmental charges, if any, lawfully levied or assessed upon or in respect of the System or upon any part thereof or upon any portion of the Income, when the same shall become due, and shall duly observe and comply with all valid requirements of any municipal or governmental authority relative to the System, or any part thereof, except for any period during which the same are being contested in good faith by proper legal proceedings. The Enterprise shall not create or suffer to be created any lien or charge upon the System, or any part thereof, or upon the Income, except the pledge and lien created by this Ordinance for the payment of the Debt Service Requirements due in connection with the Bonds and except as herein otherwise permitted. The Enterprise shall pay or cause to be discharged or shall make adequate provision to satisfy and to discharge, within ninety (90) days after the same shall become payable, all lawful claims and demands for labor, materials, supplies or other objects which, if unpaid, might by law become a lien upon the System, or any part thereof, or the Income, but nothing herein requires the Enterprise to pay or to cause to be discharged or to make provision for any such tax, assessment, lien or charge, so long as the validity thereof is contested in good faith and by appropriate legal proceedings.

(M) PROTECTION OF SECURITY: The Enterprise and the City and their officers, agents and employees shall not take any action in such manner or to such extent as might prejudice the security for the payment of the Debt Service Requirements of the Bonds according to the terms thereof. No contract shall be entered into nor any other action taken by which the rights of any Owner of any Bonds might be prejudicially and materially impaired or diminished.

(N) ACCUMULATION OF INTEREST CLAIMS: In order to prevent any accumulation of claims for interest after maturity, the Enterprise shall not directly or indirectly extend or assent to the extension of the time for the payment of any claim for interest on any of the Bonds; and the Enterprise shall not directly or indirectly be a party to or approve any arrangements for any such extension or for the purpose of keeping alive any of such claims for interest. If the time for the payment of any such installment of interest is extended in contravention of the foregoing provisions, such installment or installments of interest after such extension or arrangement shall not be entitled in case of default hereunder to the benefit or the security of this Ordinance, except upon the prior payment in full of the principal of all of the Bonds.

(O) PROMPT PAYMENT OF BONDS: The Enterprise shall promptly pay the Debt Service Requirements of every Bond on the dates and in the manner specified herein and in the Bonds according to the true intent and meaning hereof.

(P) USE OF FUNDS: The funds described herein shall be used solely and only, and the moneys deposited in such funds are hereby pledged, for the purposes described herein, subject to Section 9 hereof.

(Q) ADDITIONAL SECURITIES: Neither the Enterprise nor the City shall hereafter issue any Securities, other than the Bonds, without compliance with the requirements with respect to the issuance of Parity Bonds set forth herein to the extent applicable.

(R) OTHER LIENS: Other than the 2016 Bonds, the 2019 Bonds, the 2020 CWRPDA Loan and the Subordinate Securities issued by the Enterprise in 2000 and 2005, there are no liens or encumbrances of any nature whatsoever on or against the System, or any part thereof, or on or against the Pledged Revenues.

(S) DISPOSAL OF SYSTEM PROHIBITED: Subject to Section 8.V hereof, except for the use of the System and the sale of commodities or services pertaining thereto in the normal course of business, neither all nor a substantial part of the System shall be sold, mortgaged, pledged, encumbered, alienated or otherwise disposed of, until all of the Bonds have been paid in full, as to all Debt Service Requirements thereof, or unless provision has been made therefor, or until the Bonds have otherwise been redeemed, including, without limitation, the termination of the pledge as herein authorized. Subject to Section 8.V hereof, the City shall not dispose of its title to the System or to any useful part thereof, including any property necessary to the operation and use of the System and the lands and interests in lands comprising the System.

(T) FIDELITY BONDS OR INSURANCE: Each official or other person having custody of any Pledged Revenues or responsible for their handling shall be fully bonded or insured at all times, which bond or insurance shall be conditioned upon the proper application of said moneys. Nothing herein shall be construed to prohibit the City from providing any insurance required hereunder by an actuarially sound self-insurance plan or program.

(U) TAX COVENANT: The Enterprise and the City covenant for the benefit of the registered owners of the Bonds that it will not take any action or omit to take any action with respect to the Bonds, the proceeds of the Bonds, any other funds of the Enterprise or the facilities financed or refinanced with the proceeds of such Bonds if such action or omission (i) would cause the interest on the

Bonds to lose its exclusion from gross income for federal income tax purposes under Section 103 of the Tax Code, in effect on the date of delivery of the Bonds, (ii) would cause interest on the Bonds to lose its exclusion from alternative minimum taxable income as defined in Section 55(b)(2) of the Tax Code, or (iii) would cause interest on the Bonds to lose its exclusion from Colorado taxable income or Colorado alternative minimum taxable income under present Colorado law. The foregoing covenant shall remain in full force and effect notwithstanding the payment in full or defeasance of the Bonds until the date on which all obligations of the Enterprise and the City in fulfilling the above covenant under the Tax Code and Colorado law have been met.

(V) DISPOSAL OF PROPERTY: No part of the System shall be sold, leased, mortgaged, pledged, encumbered or otherwise disposed of or otherwise alienated, until all of the Bonds have been paid in full, or unless provision has been made therefor, or until the Bonds have otherwise been redeemed; provided, however, that the City may sell, exchange, lease or dispose of at any time and from time to time any property or facilities constituting part of the System and not needed or useful in the construction, reconstruction or operation thereof as determined by the City in its reasonable discretion but any proceeds of any such sale or exchange received and not used to replace such property so sold or exchanged and any proceeds of any such lease received shall be deposited in the Water and Wastewater Utility Fund as Income.

(W) LOSS FROM CONDEMNATION: If any part of the System is taken by the exercise of a power of eminent domain, the amount of any award received by the City as a result of such taking shall be expended upon the improvement of the System or shall be applied to the redemption of the Outstanding Bonds and any other Outstanding Securities in accordance with the provisions hereof and of any other ordinance authorizing the issuance of any such Securities at maturity or upon prior redemption if the authorizing ordinances authorize the prior redemption of such Securities.

(X) INSPECTION OF RECORDS AND SYSTEM: Any Owner of any of the Bonds, any duly authorized agent or agents of such Owner, and the Purchaser shall have the right at all reasonable times to inspect all records, accounts and data relating thereto, concerning the Bonds, the System or the Income, to make copies of such records, accounts and data at their own expense, and to inspect the System and properties comprising the same.

(Y) AUDITS REQUIRED: The City, annually following the close of each Fiscal Year, shall order an audit for the Fiscal Year of the books and accounts pertaining to the Enterprise to be made forthwith by an Independent Auditor and order an audit report for each fund pertaining to the Income.

(Z) INSURANCE AND RECONSTRUCTION: The City shall at all times maintain with responsible insurers all such insurance reasonably required and obtainable within limits and at costs deemed reasonable by the City as is customarily maintained with respect to water and wastewater facilities of like character against loss of or damage to the System and against public and other liability to the extent at least reasonably necessary to protect the interest of the City and of each Owner of Bonds, except as herein otherwise provided. If any useful part of the System shall be damaged or destroyed, the City shall, as expeditiously as possible, commence and diligently proceed with the repair or replacement of the damaged or destroyed property so as to restore the same to use. The proceeds of any insurance appertaining to the System shall be payable to the City and (except for proceeds of use and occupancy insurance) shall be applied to the necessary costs involved in such repair and replacement, and to the extent not so applied shall (together with the proceeds of any such use and occupancy insurance) be deposited in the Water and Wastewater Utility Fund as Income. If the costs of such repair and replacement of the damaged or destroyed property exceed the proceeds of such property insurance available for payment of the same, moneys in the Water and Wastewater Utility Fund shall be used to the extent necessary for such purpose. Nothing herein shall be construed to prohibit the City from providing any insurance required hereunder by an actuarially sound self-insurance plan or program.

(AA) CONTINUING DISCLOSURE: The City shall comply with the provisions of the Continuing Disclosure Certificate. Any failure by the City to perform in accordance with this Section shall not constitute an Event of Default under this ordinance, and the rights and remedies provided by this ordinance upon the occurrence of an Event of Default shall not apply to any such failure. Neither the Registrar nor the Paying Agent shall have any power or duty to enforce this Section. No Owner of a Bond shall be entitled to damages for the City’s non-compliance with its obligations under this Section; however, the Owners of the Bonds may enforce specific performance of the obligations contained in this Section by any judicial proceeding available.

Section 9. Defeasance.

If, when the Bonds shall be paid in accordance with their terms (or payment of the Bonds has been provided for in the manner set forth in the following paragraph), then this ordinance and all rights granted hereunder shall thereupon cease, terminate and become void and be discharged and satisfied.

Payment of any Outstanding Bond shall prior to the maturity or redemption date thereof be deemed to have been provided for within the meaning and with the effect expressed in this Section if (a) in case said Bond is to be redeemed on any date prior to its maturity, the City shall have given to the Paying Agent in form satisfactory to

it irrevocable instructions to give on a date in accordance with the provisions of Section 3.B(5) hereof notice of redemption of such Bond on said redemption date, such notice to be given in accordance with the provisions of Section 3.B(5) hereof, (b) there shall have been deposited with the Paying Agent or a commercial bank exercising trust powers either moneys in an amount which shall be sufficient, or Federal Securities which shall not contain provisions permitting the redemption thereof at the option of the issuer, the principal of and the interest on which when due, and without any reinvestment thereof, will provide moneys which, together with the moneys, if any, deposited with or held by the Paying Agent or other commercial bank exercising trust powers at the same time, shall be sufficient to pay when due the Debt Service Requirements due and to become due on said Bond on and prior to the redemption date or maturity date thereof, as the case may be, and (c) in the event said Bond is not by its terms subject to redemption within the next sixty days, the City shall have given the Paying Agent in form satisfactory to it irrevocable instructions to give, as soon as practicable in the same manner as the notice of redemption is given pursuant to Section 3.B(5) hereof, a notice to the Owner of such Bond that the deposit required by (b) above has been made with the Paying Agent or other a commercial bank exercising trust powers and that payment of said Bond has been provided for in accordance with this Section and stating such maturity or redemption date upon which moneys are to be available for the payment of the Debt Service Requirements of said Bond. Neither such securities nor moneys deposited with the Paying Agent or other commercial bank exercising trust powers pursuant to this Section or principal or interest payments on any such Federal Securities shall be withdrawn or used for any purpose other than, and shall be held in trust for, the payment of the Debt Service Requirements of said Bond; provided any cash received from such principal or interest payments on such Federal Securities deposited with the Paying Agent or other Trust Bank, if not then needed for such purpose, shall, to the extent practicable, be reinvested in securities of the type described in (b) of this paragraph maturing at times and in amounts sufficient to pay when due the Bond Requirements to become due on said Bond on or prior to such redemption date or maturity date thereof, as the case may be. At such time as payment of a Bond has been provided for as aforesaid, such Bond shall no longer be secured by or entitled to the benefits of this ordinance, except for the purpose of any payment from such moneys or securities deposited with the Paying Agent or other Trust Bank.

The release of the obligations of the City under this Section shall be without prejudice to the right of the Paying Agent to be paid reasonable compensation for all services rendered by it hereunder and all its reasonable expenses, charges and other disbursements incurred on or about the administration of and performance of its powers and duties hereunder.

Upon compliance with the foregoing provisions of this Section with respect to all Bonds then Outstanding, this ordinance may be discharged in accordance with the provisions of this Section but the liability of the City in respect of the Bonds shall continue; provided that the Owners thereof shall thereafter be entitled to payment only out of the moneys or Federal Securities deposited with the Paying Agent or other commercial bank exercising trust powers as provided in this Section.

Section 10. Default Provisions and Remedies of Bond Owners.

(A) EVENTS OF DEFAULT: Each of the following events is hereby declared to be and to constitute an Event of Default by the Enterprise: (1) Nonpayment of principal or premium. Payment of the principal of any of the Bonds is not made from sources other than the Bond Insurance Policy when the same becomes due and payable; (2) Nonpayment of interest. Payment of any interest on any of the Bonds is not made from sources other than the Bond Insurance Policy when the same becomes due and payable; (3) Incapacity to perform. The Enterprise or the City for any reason becomes incapable of fulfilling its obligations hereunder;

any order or decree, having been entered without the consent or acquiescence of the City, is not vacated or discharged or stayed on appeal within sixty (60) days after entry; (7) Default of any provision. The Enterprise or the City makes any default in the due and punctual performance of any other of the representations, covenants, conditions, agreements and other provisions contained in the Bonds or in this Ordinance on its part to be performed, other than those delineated in Section 8.BB hereof, and if such default continues for sixty (60) days after written notice, specifying such default and requiring the same to be remedied, is given to the Enterprise or the City by the Owners of twenty five percent (25%) in aggregate principal amount of the Bonds then Outstanding; provided that if such default cannot be cured within such sixty (60) days and if during that period corrective action has commenced to remedy such default and subsequently is diligently pursued to the completion of such performance, an Event of Default shall not be deemed to have occurred; (8) Payment default on parity bonds. The Enterprise fails to pay when due any Debt Service Requirements of any Parity Bonds; and (9) Default under the insurance agreement.

An event of default shall have occurred and be continuing under the provisions of the Insurance Agreement.

(B) REMEDIES FOR DEFAULTS: The Owner or Owners of not less than twenty five percent (25%) in aggregate principal amount of the Bonds then Outstanding, including, without limitation, a trustee or trustees therefor, may proceed against the Enterprise or the City and their agents, officers and employees to protect and to enforce the rights of any Owner of such Bonds under this Ordinance by mandatory injunction or by other suit, action, or special proceedings in equity or at law, in any court of competent jurisdiction, either for the appointment of a receiver or an operating trustee or for the specific performance of any covenant or agreement contained herein or for any proper legal or equitable remedy as such Owner or Owners may deem most effectual to protect and to enforce the rights aforesaid, or thereby to enjoin any act or thing which may be unlawful or in violation of any right of any Owner of any such Bond, or to require the Enterprise to act as if it were the trustee of an expressed trust, or any combination of such remedies, or as otherwise may be authorized by any statute or other provision of law. All such proceedings at law or in equity shall be instituted, had and maintained for the equal benefit of all Owners of the Bonds or any Parity Bonds then Outstanding. Any receiver or operating trustee appointed in any proceedings to protect the rights of such Owners hereunder may collect, receive and apply all Income arising after the appointment of such receiver or operating trustee in the same manner as the City itself might do. The consent to any such appointment is hereby expressly granted by the City. Notwithstanding the foregoing or any other applicable provision of law, no Event of Default shall result in acceleration of any obligation of the Enterprise represented by the Bonds.

(C) RIGHTS AND PRIVILEGES CUMULATIVE: The failure of any Owner of any Outstanding Bond to proceed in any manner herein provided shall not relieve the Enterprise or the City or any of its officers, agents or employees of any liability for failure to perform to carry out any duty, obligation or other commitment. Each right or privilege of any such Owner or trustee therefor is in addition and is cumulative to any other right or privilege, and the exercise of any right or privilege by or on behalf of any Owner shall not be deemed a waiver of any other right or privilege thereof. Each Owner of any Bond shall be entitled to all of the privileges, rights and remedies provided or permitted in this Ordinance and as otherwise provided or permitted by law or in equity or by statute, except as provided in Sections 12.A and 12.B hereof, and subject to the applicable provisions concerning the Income and the proceeds of the Bonds.

Nothing herein affects or impairs the right of any Owner of any Bond to enforce the payment of the Debt Service Requirements due in connection with this Bond or the obligation of the Enterprise to pay the Debt Service Requirements of each Bond to the Owner thereof at the time and the place expressed in such Bond.

(5) Failure to reconstruct. The City discontinues or unreasonably delays or fails to carry out with reasonable dispatch the reconstruction or replacement of any revenue producing part of the System which is condemned, destroyed or damaged and is not promptly repaired or replaced (whether such failure to repair the same is due to impracticality of such repair or replacement, or is due to a lack of moneys therefor, or for other reason);

(D) DUTIES UPON DEFAULT: Upon the happening of any of the Events of Default as provided in Section 10.A hereof, the Enterprise or the City, in addition, will do and perform all proper acts on behalf of and for the Owners of the Outstanding Bonds to protect and to preserve the security created for the payment of their Bonds and to insure the payment of the Debt Service Requirements of the Bonds promptly as the same become due. If the Enterprise or the City fails or refuses to proceed as in this Section 10.D provided, the Owner or Owners of not less than twenty five percent (25%) in aggregate principal amount of the Bonds then Outstanding, after demand in writing, may proceed to protect and to enforce the rights of the Owners of the Bonds as hereinabove provided; and to that end any such Owners of Outstanding Bonds shall be subrogated to all rights of the Enterprise or the City under any agreement or contract involving the Pledged Revenues entered into prior to the effective date of this Ordinance or thereafter while any of the Bonds are Outstanding. Nothing herein requires the Enterprise or the City to proceed as provided herein if it determines in good faith and without any abuse of its discretion that if it so proceeds it is more likely than not to incur a net loss rather than a net gain or such action is likely to affect materially and prejudicially the Owners of the Outstanding Bonds and any Outstanding Parity Bonds.

(6) Appointment of receiver. An order or decree is entered by a court of competent jurisdiction, with the consent or acquiescence of the City, appointing a receiver or receivers for the System or for the Income and any other moneys subject to the lien to secure the payment of the Bonds, or if

(E) EVIDENCE OF BOND OWNERS: Any request, consent or other instrument which this Ordinance may require or may permit to be signed and to be executed by the Owner of any Bonds may be in one instrument or more than one Continued to Next Page: 705316

(4) Nonperformance of duties. The Enterprise or the City shall have failed to carry out and to perform (or in good faith to begin the performance of) all acts and things lawfully required to be carried out or to be performed by it under any contract relating to the Income or to the System, including, without limitation, this Ordinance, and such failure shall continue for sixty (60) days after receipt of notice from the Owners of twenty five percent (25%) in aggregate principal amount of the Bonds then Outstanding; provided that if such failure cannot be cured within such sixty (60) days and if during that period corrective action has commenced to remedy such failure and subsequently is diligently pursued by the Enterprise or the City to the completion of such performance, an Event of Default shall not be deemed to have occurred;

NTS WW Legals 4.23.20 * 17

38 Northglenn-Thornton • Westminster Window Continued From Last Page: Page 5 of 6 instrument of similar tenor and shall be signed or may be executed by each Owner in person or by his attorney appointed in writing. Proof of the execution of any such instrument or of any instrument appointing any such attorney, or the ownership by any Person of the Bonds, shall be sufficient for any purpose of this Ordinance (except as otherwise herein expressly provided) if made in the following manner: (1) Proof of execution. The fact and the date of the execution by any Owner of any Bonds or his, her or its attorney of such instrument may be proved by the certificate, which need not be acknowledged or verified, of any officer of a bank or trust company satisfactory to the Secretary of the Enterprise or of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he or she purports to act, that the individual signing such request or other instrument acknowledged to him the execution, duly sworn to before such notary public or other officer; the authority of the individual or individuals executing any such instrument on behalf of a corporate Owner of any Bonds may be established without further proof if such instrument is signed by an individual purporting to be the president or vice president of such corporation with the corporate seal affixed and attested by an individual purporting to be its secretary or an assistant secretary; and the authority of any Person or Persons executing any such instrument in any fiduciary or representative capacity may be established without further proof if such instrument is signed by a Person or Persons purporting to act in such fiduciary or representative capacity; and (2) Proof of ownership. The amount of Bonds owned by any Person executing any instrument as an Owner of Bonds, and the numbers, date and other identification thereof, together with the date of his, her or its ownership of the Bonds, shall be determined from the registration books of the Enterprise. The amount of other Bonds, if applicable, owned by any Person executing any instrument as an owner of such Bonds, and the numbers, date and other identification thereof, together with the date of his, her or its ownership, if in bearer form, may be proved by a certificate which need not be acknowledged or verified, in form satisfactory to the Secretary of the Enterprise, executed by a member of a financial firm or by an officer of a bank or trust company, insurance company or financial corporation or other depository satisfactory to the Secretary of the Enterprise, or by any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state in which he or she purports to act, showing at the date therein mentioned that such Person exhibited to such member, officer, notary public or other officer so authorized to take acknowledgments of deeds or had on deposit with such depository the Bonds described in such certificate or, if in registered form shall be determined from the related registration books; but the Secretary of the Enterprise may nevertheless in his or her discretion require further or other proof in cases where he or she deems the same advisable.

(F) WARRANTY UPON ISSUANCE OF BONDS: Any of the Bonds as herein provided, when duly executed and registered for the purposes provided for in this Ordinance, shall constitute a warranty by and on behalf of the Enterprise for the benefit of each and every future Owner of any of the Bonds that the Bonds have been issued for a valuable consideration in full conformity with law.

(G) RIGHTS OF BOND INSURER: Anything in this Ordinance to the contrary notwithstanding, upon the occurrence and continuance of an Event of Default, the Bond Insurer shall be entitled to control and direct the enforcement of all rights and remedies granted to the Owners of the Bonds under this Ordinance.

(H) IMMUNITIES OF PURCHASER: The Purchaser and any associate thereof are under no obligation to any Owner of the Bonds for any action that they may not take or in respect of anything that they may or may not do by reason of any information contained in any reports or other documents received by them under the provisions of this Ordinance. The immunities and exemption from liability of the Purchaser and any associate thereof hereunder extend to their officers, directors, successors, assigns, employees and agents.

Section 11. Amendment of Ordinance.

(A) AMENDMENT OF ORDINANCE NOT REQUIRING CONSENT OF BOND OWNERS: The Enterprise may, without the consent of, or (except as otherwise provided herein) notice to, the Owners of the Bonds, adopt such ordinances supplemental hereto (which amendments shall thereafter form a part hereof) for any one or more or all of the following purposes: (1) To cure or correct any formal defect, ambiguity or inconsistent provision contained in this Ordinance; (2) To appoint successors to the Paying Agent and Registrar as provided in Section 3.B(7) hereof; (3) To designate a trustee for the Owners of the Bonds, to transfer custody and control of the Income to such trustee, and to provide for the rights and obligations of such trustee; (4) To add to the covenants and agreements of the Enterprise or the City or the limitations and restrictions on the Enterprise or the City set forth herein; (5) To pledge additional revenues, properties or collateral to the payment of the Bonds; (6) To cause this Ordinance to comply with the Trust Indenture Act of 1939, as amended from time to time; (7) To preserve or protect the excludability from gross income for federal income tax purposes of the interest allocable to the Bonds; or (8) To effect any such other changes hereto which do not in the opinion of nationally recognized bond counsel materially adversely affect the interests of the Owners of the Bonds.

(B) AMENDMENT OF ORDINANCE REQUIRING CONSENT OF BOND OWNERS: Exclusive of the amendatory ordinances covered by Section 11.A hereof, this Ordinance may be amended or modified by ordinances or other instruments duly adopted by the Enterprise, without receipt by it of any additional consideration, but with the written consent of the Owners of a majority in aggregate principal amount of the Bonds Outstanding at the time of the adoption of such amendatory ordinance, provided that no such amendatory ordinance shall permit: (1) Changing payment. A change in the maturity or in the terms of redemption of the principal of the Outstanding Bond or any installment of interest thereon; or (2) Reducing return. A reduction in the principal amount of the Bond or the rate of interest thereon without the consent of the Owner of such Bond; or (3) Prior lien. The creation of a lien upon or a pledge of revenues ranking prior to the lien or to the pledge created by this Ordinance; or (4) Modifying amendment terms. A reduction of the principal amount or percentages of the Bonds, or any modification otherwise affecting the description of such Bonds, otherwise changing the consent of the Owners of such Bonds, which may be required herein for any amendment hereto; or (5) Priorities among bonds or parity bonds.

The establishment of priorities as among Bonds issued and Outstanding under the provisions of this Ordinance or as among Bonds and other Parity Bonds; or (6) Partial modification. Any modifications otherwise materially and prejudicially affecting the rights or privileges of the Owners of less than all of the Bonds then Outstanding.

Whenever the Enterprise proposes to supplement or amend this Ordinance under the provisions of this Section 11.B, it shall give notice of the proposed supplement or amendment by mailing such notice to the Purchaser or to any successor thereof known to the Secretary of the Enterprise, to all Owners of Bonds at the addresses appearing on the registration books of the Enterprise.

Such notice shall briefly set forth the nature of the proposed amendment and shall state that a copy of the proposed amendatory ordinance or other instrument is on file in the office of the Secretary of the Enterprise for public inspection.

(C) TIME FOR AND CONSENT TO AMENDMENT: Whenever at any time within one (1) year from the date of the completion of the notice required to be given by Section 11.B hereof there shall be filed in the office of the Secretary of the Enterprise an instrument or instruments executed by the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed amendatory ordinance or other instrument described in such notice and shall specifically consent to and approve the adoption of such ordinance or other instrument, thereupon, but not otherwise, the Council may adopt such amendatory ordinance or instrument and such ordinance or instrument shall become effective.

If the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, at the time of the adoption of such amendatory ordinance or instrument, or the predecessors in title of such Owners, shall have consented to and approved the adoption thereof as herein provided, no Owner of any Bond whether or not such Owner shall have consented to or shall have revoked any consent as herein provided shall have any right or interest to object to the adoption of such amendatory ordinance or other instrument or to object to any of the terms or provisions therein contained or to the operation thereof or to enjoin or restrain the Enterprise from taking any action pursuant to the provisions thereof. Any consent given by the Owner of a Bond pursuant to the provisions thereof shall be irrevocable for a period of six (6) months from the date of the completion of the notice above provided for and shall be conclusive and binding upon all future Owners of the same Bond during such period. Such consent may be revoked at any time after six (6) months from the completion of such notice, by the Owner who gave such consent or by a successor in title, by filing notice of such revocation with the Secretary of the Enterprise, but such revocation shall not be effective if the Owners of at least a majority in aggregate principal amount of the Bonds Outstanding as herein provided, prior to the attempted revocation, shall have consented to and approved the amendatory instrument referred to in such revocation.

Consent to any such amendatory ordinance or other instrument by the Bond Insurer pursuant to Section 11.H hereof shall be conclusive and binding upon all other Owners.

(D) UNANIMOUS CONSENT: Notwithstanding anything in the foregoing provisions contained, the terms and the provisions of this Ordinance, or of any ordinance or instrument amendatory thereof, and the rights and the obligations of the Enterprise and the City and of the Owners of the Bonds may be modified or amended in any respect (except as would adversely affect the rights of the Owners of any Parity Bonds) upon the adoption by the Enterprise and upon the filing with the Secretary of the Enterprise of an instrument to that effect and with the consent of the Owners of all the then Outstanding Bonds, such consent to be given in the manner provided in Section 11.C hereof; and no notice to Owners of Bonds shall be required as provided in Section 11.B hereof, nor shall the time of consent be limited except as may be provided in such consent.

(E) EXCLUSION OF BONDS: At the time of any consent or of other action taken hereunder the Registrar shall furnish to the Secretary of the Enterprise a certificate, upon which the Secretary of the Enterprise may rely, describing all Bonds to be excluded for the purpose of consent or of other action or of any calculation of Outstanding

April 23, 2020A Bonds provided for hereunder, and, with respect to such excluded Bonds, the Enterprise shall not be entitled or required with respect to such Bonds to give or obtain any consent or to take any other action provided for hereunder.

(F) NOTATION ON BONDS: Any of the Bonds delivered after the effective date of any action taken as provided in Section 11.B hereof, or Bonds Outstanding at the effective date of such action, may bear a notation thereon by endorsement or otherwise in form approved by the Council as to such action; and if any such Bonds so executed and delivered after such date does not bear such notation, then upon demand of the Owner of any Bond Outstanding at such effective date and upon presentation of his, her or its Bond for such purpose at the principal office of the Enterprise, suitable notation shall be made on such Bond by the Secretary of the Enterprise as to any such action.

If the Council so determines, new Bonds so modified as in the opinion of the Council to conform to such action shall be prepared, executed and delivered; and upon demand of the Owner of any Bond then Outstanding, shall be exchanged without cost to such Owner for Bonds then Outstanding upon surrender of such Outstanding Bonds.

(G) PROOF OF INSTRUMENTS AND BONDS: The fact and date of execution of any instrument under the provisions of this Section 11, the amount and number of the Bonds owned by any Person executing such instrument, and the date of his registering the same may be proved as provided by Section 10.E hereof.

Section 12. Miscellaneous.

(A) CHARACTER OF AGREEMENT: None of the covenants, agreements, representations, or warranties contained herein or in the Bonds shall ever impose or shall be construed as imposing any liability, obligation, or charge against the City or against the credit of the City payable out of the general fund or any other fund of the City (except the special funds pledged therefor).

Pursuant to the Enterprise Ordinance the Enterprise is authorized to make covenants on behalf of the City and to bind the City to perform any obligation relating to the System other than any multiple-fiscal year direct or indirect debt or other financial obligation of the City without adequate present cash reserves pledged irrevocably and held for payments in future years. Notwithstanding anything in this Ordinance to the contrary, no such covenant of the Enterprise on behalf of the City that would constitute such a direct or indirect debt or other financial obligation of the City may be enforced against the City.

(B) NO PLEDGE OF PROPERTY: The payment of the Bonds is not secured by an encumbrance, mortgage or other pledge of property of the City or the Enterprise except for the Pledged Revenues.

No property of the City or the Enterprise, subject to such exception with respect to the Pledged Revenues, pledged for the payment of the Bonds, shall be liable to be forfeited or taken in payment of the Bonds.

(C) STATUTE OF LIMITATIONS: No action or suit based upon any Bond or other obligation of the Enterprise or the City shall be commenced after it is barred by any statute of limitations pertaining thereto. Any trust or fiduciary relationship between the Enterprise and the Owner of any Bond or the obligee regarding any such obligation shall be conclusively presumed to have been repudiated on the maturity date or other due date thereof unless the Bond is presented for payment or demand for payment of such other obligation is otherwise made before the expiration of the applicable limitation period. Any moneys from whatever source derived remaining in any fund or account reserved, pledged or otherwise held for the payment of any such obligation, action or suit, the collection of which has been barred, shall revert to the Water and Wastewater Utility Fund, unless the Council shall otherwise provide by ordinance. Nothing herein prevents the payment of any such Bond or other obligation after an action or suit for its collection has been barred if the Council deems it in the best interests of the Enterprise or the public so to do and orders such payment to be made.

(D) DELEGATED DUTIES: The officers of the Enterprise are hereby authorized and directed to enter into such agreements and take all action necessary or appropriate to effectuate the provisions of this Ordinance and to comply with the requirements of law, including, without limitation: (1) Execution, registration and delivery of bonds.

The execution and registration of the Bonds and the delivery of the Bonds to the Purchaser pursuant to the provisions of this Ordinance and the Bond Purchase Agreement; (2) Information. The assembly and dissemination of financial and other information concerning the Enterprise, the City and the Bonds including, without limitation, the information required by the Continuing Disclosure Certificate; (3) Official statement. The preparation of the Official Statement for the use of buyers of the Bonds, including, without limitation, the Purchaser; and (4) Documents and closing certificates. The execution of the Commitment, if any, the Paying Agent Agreement, the Bond Purchase Agreement, the Continuing Disclosure Certificate and such certificates as may be reasonably required by the Purchaser, relating, inter alia, to: (a) The signing of the Bonds; (b) The tenure and identity of the officials of the Enterprise; (c) If in accordance with fact, the absence of litigation, pending or threatened, affecting the validity of the Bonds; (d) The tax treatment of interest on the Bonds under federal and State income tax laws; (e) The delivery of the Bonds and the receipt of

the Bond purchase price; (f) The accuracy and completeness of information provided in the Official Statement.

The form, terms and provisions of the Paying Agent Agreement, the Continuing Disclosure Certificate, and the Bond Purchase Agreement, are hereby approved, and the Enterprise shall enter into and perform its obligations thereunder in substantially the forms of such documents presented to the Council at this meeting, with such changes as may be approved by the Treasurer or the Manager of the Enterprise, subject to the parameters and restrictions contained in this Ordinance; and the officers of the Enterprise and the City are hereby authorized and directed to execute and deliver such documents as required hereby.

(E) SUCCESSORS: Whenever herein the Enterprise or the City is named or is referred to, such provision shall be deemed to include any successors of the Enterprise or the City, whether so expressed or not. All of the covenants, stipulations, obligations and agreements by or on behalf of and other provisions for the benefit of the Enterprise or the City contained herein shall bind and inure to the benefit of any officer, board, district, commission, authority, agency, instrumentality or other Person or Persons to whom or to which there shall be transferred by or in accordance with law any right, power or duty of the Enterprise or the City or of its respective successors, if any, the possession of which is necessary or appropriate in order to comply with any such covenants, stipulations, obligations, agreements or other provisions hereof.

(F) RIGHTS AND IMMUNITIES: Except as herein otherwise expressly provided, nothing in this Ordinance expressed or implied is intended or shall be construed to confer upon or to give or grant to any Person, other than the Enterprise and the City, the Paying Agent and Registrar, and the Owners of the Bonds, any right, remedy or claim under or by reason of this Ordinance or any covenant, condition or stipulation hereof. All the covenants, stipulations, promises and agreements in this Ordinance contained by and on behalf of the Enterprise or the City shall be for the sole and exclusive benefit of the Enterprise or the City, the Bond Insurer, the Paying Agent and Registrar, and any Owners of the Bonds.

No civil recourse shall be available for the payment of the Debt Service Requirements of the Bonds or for any claim based thereon or otherwise upon this Ordinance authorizing their issuance or any other ordinance or instrument pertaining thereto, against any individual member of the Council, or any officer or other agent of the Enterprise past, present or future, either directly or indirectly through the Council, the Enterprise, or otherwise, whether by virtue of any constitution, statute or rule of law or by the enforcement of any penalty or otherwise, all such recourse, if any, being by the acceptance of the Bonds and as a part of the consideration of their issuance specially waived and released, as provided by Section 1157-209 of the Supplemental Act. (G) BOND INSURER AS THIRD-PARTY BENEFICIARY: To the extent that this Ordinance confers upon or gives or grants to the Bond Insurer any right, remedy or claim under or by reason of this Ordinance, the Bond Insurer is hereby explicitly recognized as being a third-party beneficiary hereunder and may enforce any such right remedy or claim conferred, given or granted hereunder.

(H) FACSIMILE SIGNATURES: Pursuant to the Uniform Facsimile Signature of Public Officials Act, part 1 of article 55 of title 11, C.R.S., the President, the Secretary and the Treasurer shall forthwith, and in any event prior to the time the Bonds are delivered to the Purchaser, file with the Colorado Secretary of State their manual signatures certified by them under oath.

(I) ORDINANCE IRREPEALABLE: This Ordinance is, and shall constitute, a legislative measure of the Enterprise and after any of the Bonds are issued, this Ordinance shall constitute an irrevocable contract between the Enterprise and the Owner or Owners of the Bonds; and this Ordinance, subject to the provisions of Sections 9 and 11 hereof, shall be and shall remain irrepealable until the Bonds, as to all Debt Service Requirements, shall be fully paid, cancelled or discharged.

(J) NO RECOURSE AGAINST OFFICERS AND AGENTS: Pursuant to Section 11-57-209 of the Supplemental Act, if a member of the Board, or any officer or agent of the Enterprise acts in good faith, no civil recourse shall be available against such member, officer, or agent for payment of the principal, interest or prior redemption premiums on the Bonds. Such recourse shall not be available either directly or indirectly through the Board or the Enterprise, or otherwise, whether by virtue of any constitution, statute, rule of law, enforcement of penalty, or otherwise. By the acceptance of the Bonds and as a part of the consideration of their sale or purchase, any person purchasing or selling such Bond specifically waives any such recourse.

(K) CONCLUSIVE RECITAL: Pursuant to Section 11-57-210 of the Supplemental Act, the Bonds shall contain a recital that they are issued pursuant to the Supplemental Act. Such recital shall be conclusive evidence of the validity and the regularity of the issuance of the Bonds after their delivery for value.

(L) LIMITATION ON ACTIONS: Pursuant to Section 11-57-212 of the Supplemental Act, no legal or equitable action brought with respect to any legislative acts or proceedings of the Enterprise in connection with the authorization or issuance of the Bonds, including but not limited to the adoption of this Ordinance, shall be commenced more than thirty days after the authorization of the Bonds.

(M) HOLIDAY: If the date for making any payment or the last date for performance of any act or the exercising of any right, as provided in this resolution, shall be a legal holiday or a day on which banking institutions in the city in which is located the principal office of the Registrar and Paying Agent are authorized or required by law to remain closed, such payment may be made or act performed or right exercised on the next succeeding day not a legal holiday or a day on which such banking institutions are authorized or required by law to remain closed, with the same force and effect as if done on the nominal date provided in this resolution, and no interest shall accrue for the period after such nominal date.

(N) RATIFICATION: All action not inconsistent with the provisions of this Ordinance heretofore taken by the Enterprise or its officers, and otherwise by the Enterprise directed toward the issuance of the Bonds is hereby ratified, approved and confirmed.

(O) REPEALER: All ordinances, resolutions, bylaws, orders, and other instruments, or parts thereof, inconsistent herewith are hereby repealed to the extent only of such inconsistency.

This repealer shall not be construed to revive any ordinance, resolution, bylaw, order, or other instrument, or part thereof, heretofore repealed.

(P) SEVERABILITY: If any Section, subsection, paragraph, clause or other provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability thereof shall not affect any of the remaining sections, subsections, paragraphs, clauses or provisions of this Ordinance.

Section 13. Emergency.

Pursuant to Section 8.3 of the Charter, due to the immediate need by the City for proceeds of the Bonds in order to carry out the Project, along with current market conditions and economic necessity, an emergency exists which requires the immediate passage of this Ordinance as an emergency measure, and this Ordinance is immediately necessary for the preservation of the public peace, health or safety. This Ordinance shall therefore be exempt from referendum.

PASSED AND ADOPTED AS AN EMERGENCY ORDINANCE this 13th day of April, 2020.

CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE By: President ATTEST: APPROVED AS TO LEGAL FORM: Secretary City Attorney EXHIBIT A [Form of Bond] Unless this bond is presented by an authorized representative of The Depository Trust Company, a New York corporation (“DTC”), to the Enterprise or its agent for registration of transfer, exchange, or payment, and any bond issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein.

UNITED STATES OF AMERICA STATE OF COLORADO COUNTIES OF ADAMS AND JEFFERSON CITY OF WESTMINSTER WATER AND WASTEWATER UTILITY ENTERPRISE WATER AND WASTEWATER REVENUE REFUNDING BOND SERIES 2020 No. R-_____ $______________ Interest: ___% Rate Maturity: December 1, 20__ Date Original: [DATE OF DELIVERY] Date CUSIP: 960686 __ _ REGISTERED OWNER: Cede & Co. PRINCIPAL SUM: ______________ DOLLARS The City of Westminster, Colorado, Water and Wastewater Utility Enterprise (the “Enterprise”), for value received, hereby promises to pay in lawful money of the United States of America, to the Registered Owner (specified above), or registered assigns, solely from the special funds provided therefor, as hereinafter set forth, the Principal Sum (specified above), on the maturity date (specified above), with interest thereon at the per annum Interest Rate (specified above), payable semiannually on June 1 and December 1 of each year, commencing on ____________ 1, 20[__] from the Original Date (specified above) or the interest payment date to which interest has been paid next preceding the date hereof, whichever is later, to the maturity date. If upon presentation at maturity, payment of the Principal Sum is not made as provided herein, interest continues at the Interest Rate until the Principal Sum is paid in full.

This Bond is a special and limited obligation of the Enterprise payable solely out of and secured by an irrevocable pledge of and lien (but not necessarily an exclusive lien) upon certain net revenues (the “Pledged Revenues”) derived from the water and wastewater facilities of the City of Westminster, Colorado (the “City”), as defined and as more specifically provided in the ordinance duly adopted by the governing body of the Enterprise authorizing the issuance of this Bond (the “Ordinance”), which is on a parity with the 2016 Bonds, the 2019 Continued to Next Page: 705316

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April 23, 2020

Public Notice

Notice To Creditors Public Notice NOTICE TO CREDITORS Estate of Steven Douglas Gross, Steven D. Gross, Deceased Case Number: 2020PR30242

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 18, 2020, or the claims may be forever barred.

Jennifer Garrido Personal Representative 6815 S. McClintock #2231 Tempe, AZ 85283 Legal Notice No.: 705298 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Eric Charles Zaeske, Deceased Case Number: 20PR92 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 31, 2020, or the claims may be forever barred.

Laurel R. Zaeske, Personal Representative PO Box 10411 Newport Beach, CA 92658 Legal Notice No.: 705301 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window

NOTICE TO CREDITORS Estate of Eric Charles Zaeske, Deceased Case Number: 20PR92

Notice To Creditors

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 31, 2020, or the claims may be forever barred.

Laurel R. Zaeske, Personal Representative PO Box 10411 Newport Beach, CA 92658 Legal Notice No.: 705301 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Westminster Window Public Notice NOTICE TO CREDITORS Estate of Apolinar Salgadomartinez, a/k/a Apolinar Salgado, Deceased Case Number: 2020PR030303 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 24, 2020, or the claims may be forever barred.

Crisofora Zagal Salgado Personal Representative 278 S. 4th Avenue Brighton, CO 80601 egal Notice No.: 705317 First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Northglenn-Thornton Sentinel

Northglenn-Thornton • Westminster Window 39 All persons having claims against the above-

Court of Adams County, Colorado on or before August 24, 2020, or the claims may be forever barred.

Crisofora Zagal Salgado Personal Representative 278 S. 4th Avenue Brighton, CO 80601

Notice To Creditors

egal Notice No.: 705317 First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Northglenn-Thornton Sentinel Public Notice NOTICE TO CREDITORS Estate of Sally Susan Monohan, a/k/a Sally S. Monohan, a/k/a Sally Monohan, Deceased Case Number: 2020PR030304 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 30, 2020, or the claims may be forever barred.

Jocelyn H. DeHaas Person Giving Notice 1843 Propps St NE Albuquerque, 87112 Legal Notice No.: 705321 First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Westminster Window Public Notice NOTICE TO CREDITORS Estate of ESTHER MILLER, Deceased Case Number: 2020 PR 30316

Public Notice Notice To Creditors NOTICE TO CREDITORS Estate of ESTHER MILLER, Deceased Case Number: 2020 PR 30316 All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Adams County, Colorado on or before August 24, 2020, or the claims may be forever barred.

Taquoia A. Miller, Personal Representative 1210 S. Carson Way Aurora, CO 80112 Legal Notice No.: 705323 First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE NOTICE TO CREDITORS Estate of Estrella Aningal Nunez, Deceased Case Number: 2020PR030276 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before September 30th, 2020, or the claims may be forever barred.

S. Blake Harris, Esq. #45942 Attorney to the Personal Representative 1660 17th Street, Suite 120 Denver, Colorado 80202

First Publication: April 16, 2020 the personal representative or to the District When government takesCourt action, uses local to notify Last Publication: April 30, 2020 of Adams it County, Colorado on ornewspapers before Publisher: Northglenn-Thornton Sentinel August 24, 2020, or the claims may be forever you. Reading your publicbarred. notices is the best way to find out what is Taquoia A. Miller, Personal Representative happening in your community and 1210 S. Carson Wayhow it affects you. If you don’t Aurora, CO 80112 read public notices, you Legal never know what you might miss.

Notice No.: 705323 All persons having claims against the above named estate are required to present them to

Legal Notice No: 705296

Notices are meant to be noticed.

Read your public notices and get involved!

First Publication: April 23, 2020 Last Publication: May 7, 2020 Publisher: Northglenn-Thornton Sentinel

named estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before September 30th, 2020, or the claims may be forever barred.

Notice To Creditors

S. Blake Harris, Esq. #45942 Attorney to the Personal Representative 1660 17th Street, Suite 120 Denver, Colorado 80202 Legal Notice No: 705296 First Publication: April 16, 2020 Last Publication: April 30, 2020 Publisher: Northglenn-Thornton Sentinel

Name Changes PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on March 17, 2020 that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Matthew Shawn Wessels be changed to Shawn Matthew Wessels Case No.: 20C0279 By: Deputy Clerk Legal Notice No: 705269 First Publication: April 9, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel

Misc. Private Legals Public Notice

Bear Enterprise Towing has these vehicles for sale for money owed.

1) 02 Subaru Outback 605917 2) 11 Dodge Calibur 269714 3) 02 Kia Spectra 188575 Contact BJ Rodgers: 720-621-0233 Legal Notice No.: 705324 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Northglenn-Thornton Sentinel

City of Westminster Continued From Last Page: Page 6 of 6 Bonds, and the 2020 CWRPDA Loan (as defined in the Ordinance) and at all times senior and superior to the lien thereon of the Subordinate Securities pursuant to the terms of the Ordinance.

This Bond does not constitute a debt or an indebtedness of the Enterprise or the City within the meaning of any applicable constitutional, charter or statutory provision or limitation. This Bond is not payable in whole or in part from the proceeds of general property taxes or any other funds of the City or the Enterprise except the Pledged Revenues, and the full faith and credit of the City is not pledged for the payment of principal of and interest on this Bond.

This Bond is one of a series of bonds issued pursuant to the Ordinance designated as the “City of Westminster, Colorado, Water and Wastewater Utility Enterprise, Water and Wastewater Revenue Refunding Bonds, Series 2020 (the “Bonds”) in the aggregate principal amount of $____________. The Bonds have been duly authorized for the purpose of providing moneys to defray a portion of the cost of extending, bettering or otherwise improving and equipping the System, (the “System”).

This Bond is authorized and issued under the authority of and in full conformity with the Constitution of the State of Colorado, Title 11, Article 57, Part 2, C.R.S., Title 37, Article 45.1, C.R.S., the City Charter, the Enterprise Ordinance, the Ordinance, and all other laws of the State of Colorado thereunto enabling. Pursuant to Section 11-57-210, C.R.S., this recital shall be conclusive evidence of the validity and the regularity of the issuance of this Bond after its delivery for value.

To the extent not defined herein, terms used in this Bond shall have the same meanings as set forth in the Ordinance.

[INSERT REDEMPTION PROVISIONS] The principal of and interest on this Bond are payable to the Registered Owner by U.S. Bank National Association, Denver, Colorado, or its successors, as Paying Agent. The principal and final installment of interest are payable to the Registered Owner upon presentation and surrender of this Bond at maturity. As provided in the Ordinance, the interest is payable to the Registered Owner determined as of the close of business on the regular record date, which is the fifteenth day of the calendar month next preceding the interest payment date, irrespective of any transfer of ownership of this Bond subsequent to the regular record date and prior to such interest payment date. Any interest hereon not paid when due and any interest hereon accruing after maturity is payable to the Registered Owner determined as of the close of business on the special record date, which is to be fixed by the Paying Agent for such

purpose, irrespective of any transfer of ownership of this Bond subsequent to the special record date and prior to the date fixed by the Paying Agent for the payment of such interest. Notice of the special record date and of the date fixed for the payment of such interest is to be given to the registered owner of each Bond upon which interest will be paid determined as of the close of business on the day preceding such mailing at the address appearing on the registration books of the Enterprise. If the date for making or giving any payment, determination or notice described herein or in the Ordinance is not a Business Day, such payment, determination or notice is to be made or given on the next succeeding Business Day. This Bond is transferable only upon the registration books of the Enterprise by U.S. Bank National Association, Denver, Colorado, or its successors, as Paying Agent, at the request of the Registered Owner or his, her or its duly authorized attorney in fact or legal representative, upon surrender hereof together with a duly executed written instrument of transfer containing instructions as to the details of the transfer, along with the social security number or federal employer identification number of the transferee and, if the transferee is a trust, the names and social security numbers of the settlors and beneficiaries of the trust. The Registered Owner may also exchange this Bond for another Bond or Bonds of authorized denominations. The Paying Agent may charge a fee for transfers and exchanges, and in addition, the Paying Agent may require payment of a sum sufficient to defray any tax or other governmental charge that may hereafter be imposed in connection with any transfer or exchange of Bonds. No transfer of this Bond is to be effective until entered on the registration books of the Enterprise. In the case of every transfer or exchange, the Registrar is to authenticate and the Paying Agent is to deliver to the new registered owner a new Bond or Bonds of the same aggregate principal amount, maturing in the same year, and bearing interest at the same per annum rate as the Bond or Bonds surrendered. Such Bond or Bonds are to be dated as of their date of authentication. The Enterprise may deem and treat the person or entity in whose name this Bond is last registered upon the books of the Enterprise as the absolute owner hereof for the purpose of receiving payment of the principal of and interest on this Bond and for all other purposes, and all such payments so made to such person or entity or upon his, her or its order will be valid and effective to satisfy and discharge the liability of the Enterprise upon this Bond to the extent of the sum or sums so paid, and the Enterprise will not be affected by any notice to the contrary.

The Bonds are equitably and ratably secured by a lien on the Pledged Revenues, and such Bonds constitute an irrevocable lien (but not necessarily an exclusive lien) upon the Pledged Revenues which is on a parity with the 2010 Bonds and the

2016 Bonds and which is at all times senior and superior to the lien thereon of the Subordinate Securities pursuant to the terms of the Ordinance.

Subordinate Securities, subject to expressed conditions, may be issued or, Parity Bonds, subject to additional expressed conditions, may be issued, all in accordance with the provisions of the Ordinance. The pledge of revenues and other obligations of the Enterprise under the Ordinance may be discharged at or prior to the maturity of the Bonds upon the making of provision for the payment of the Bonds on the terms and conditions set forth in the Ordinance.

Reference is hereby made to the Ordinance and to any and all modifications and amendments thereof for a complete description of the provisions, terms and conditions upon which the Bonds of this issue are issued and secured, including, without limitation, the nature and extent of the security for the Bonds, provisions with respect to the custody and application of the proceeds of the Bonds, the collection and disposition of the revenues and moneys charged with and pledged to the payment of the principal of and interest on the Bonds, a description of the special funds referred to above and the nature and extent of the security and pledge afforded thereby for the payment of the principal of and interest on the Bonds, and the manner of enforcement of said pledge, the payment of the Bonds, the provisions for modifying or amending the Ordinance, as well as the rights, duties, immunities and obligations of the Enterprise and the City, the rights and remedies of the registered owners of the Bonds, as well as the duties and obligations of the Securities Depository and the removal or resignation and subsequent replacement thereof.

This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Ordinance until the Certificate of Authentication hereon shall have been signed by the Registrar.

IN WITNESS WHEREOF, the Enterprise has caused this Bond to be executed in its name and on its behalf with the facsimile or manual signature of the President of the Enterprise, to be attested with the facsimile or manual signature of the Secretary of the Enterprise.

CITY OF WESTMINSTER, COLORADO, WATER AND WASTEWATER UTILITY ENTERPRISE By: (Facsimile or Manual Signature) President ATTEST: (Facsimile or Manual Signature) Secretary (Form of Registrar’s Certificate of Authentication)

This is one of the Bonds described in the withinmentioned Resolution, and this Bond has been duly registered on the registration books kept by the undersigned as Registrar for such Bonds.

Date of Authentication _______________.

and

Registration:

U.S. BANK NATIONAL ASSOCIATION, Denver, Colorado, as Registrar By Title: (End of Form of Registrar’s Certificate of Authentication) (Form of Assignment) For value received, __________________ hereby sells, assigns and transfers unto _________________________ the within Bond and all rights thereunder and hereby irrevocably constitutes and appoints _________________________ attorney, to transfer the same on the books of the Registrar, with full power of substitution in the premises.

Dated: Signature Guaranteed: (Signature must be guaranteed by a member of the Medallion Signature Program) Address of transferee: Social Security Number or other Tax Identification Number of Transferee: NOTE: The signature to this Assignment must correspond with the name as written on the face of the within Bond in every particular, without alteration or enlargement or any change whatsoever.

EXCHANGE OR TRANSFER FEES MAY BE CHARGED (End of Form of Assignment) [End of Form of Bond] STATE OF COLORADO COUNTIES OF ADAMS AND JEFFERSON CITY OF WESTMINSTER SS I, Michelle Parker, the duly qualified and acting City Clerk of the City of Westminster, Colorado (the “City”) and Secretary of the City of Westminster, Colorado, Water and Wastewater Utility Enterprise (the “Enterprise”) do hereby certify that: 1. The foregoing pages are a true, correct, and complete copy of an ordinance (the “Ordinance”) passed and adopted by the City Council (the “Council”) of the City, acting as the governing body of the Enterprise, at a meeting of the Enterprise held concurrently with a regular meeting of the Council at the City Hall on April 13, 2020.

2. The passage of the Ordinance on April 13, 2020 as an emergency ordinance, was duly moved and seconded, and the Ordinance was adopted by six (6) affirmative votes if six (6) or seven (7) members of the Council are present at the meeting at which it is enacted or by four (4) affirmative votes if four (4) or five (5) members of the Council are present at the meeting at which it is enacted, such vote as shown below.

Name “Yes” “No” Absent Abstain Herb Atchison, Mayor: “Yes” Anita Seitz, Mayor Pro Tem: “Yes” David DeMott: “Yes” Rich Seymour: “Yes” Kathryn Skulley: “Yes” Lindsey Smith: “Yes” Jon Voelz: “Yes” 3. The members of the Council were present at such meetings and voted on the passage of the Ordinance as set forth above.

4. The Ordinance has been signed by the Mayor, as President of the Enterprise, attested by me, as Secretary of the Enterprise, and duly recorded in the books of the Enterprise and the City; and the same remains of record in the book of records of the Enterprise and the City.

5. There are no bylaws, rules or regulations of the Council which might prohibit the adoption of the Ordinance as an emergency.

6. Notice of the meetings of April 13, 2020, in the form attached hereto as Schedule A, was duly given to the Council members and was posted in a designated public place within the boundaries of the City no less than twenty-four hours prior to the meeting as required by law.

7. The Ordinance was published in full after adoption in the Westminster Window, a newspaper of general circulation within the City on April 23, 2020. The affidavits of publication are attached hereto as Schedule B. 8. The Ordinance has not been repealed, rescinded, amended or otherwise modified and is in full force and effect on the date hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 14th day of April, 2020.

City Clerk and Secretary of the Enterprise SCHEDULE A (Attach Notice of Meeting) SCHEDULE B (Attach Affidavit of Publication) Legal Notice No.: 705316 First Publication: April 23, 2020 Last Publication: April 23, 2020 Publisher: Westminster Window

NTS WW Legals 4.23.20 * 19

40 Northglenn-Thornton • Westminster Window

April 23, 2020A

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