Wheat Ridge Transcript 1228

50 CENTS

December 28, 2017

LEATHER AND LACES: Time to sharpen up the skates P16

JEFFERSON COUNTY, COLORADO

A publication of

TIME TO TALK: A new series on the impact of mental illness and efforts to bring it into the light P8

PAWFECT PRESENTS: Sheriff’s department and animal shelter team up for festive furry fun P4

SOUR NOTE: Man is wanted for stealing student instruments out of Golden HS P2

THE BOTTOM LINE PERIODICAL

“Raise a glass to 2017, people! Throw it down, throw the glass away, grab hands with the people you want to walk with through 2018, and hold on tight! Godspeed!”

Michael Alcorn | P14 INSIDE

VOICES: PAGE 14 | LIFE: PAGE 16 | CALENDAR: PAGE 24 | SPORTS: PAGE 26

WheatRidgeTranscript.com

VOLUME 34 | ISSUE 25

2 The Transcript

December 28, 2017D

MY NAME IS

MATT POKORNY

Physical therapist, family man A Golden fixer-uper I’ve lived in Golden for about fiveand-a-half years.

My wife and I got married in 2003.

We met in Breckenridge and we lived there for six years. In 2007, we moved to Louisiana to be close to family when my daughter was born — my wife was pregnant at the time.

We took a trip back to Breckenridge when my daughter was 4, and we realized how much we missed the mountains and the Colorado lifestyle and decided to move back.

I had a job offer in Denver, and we had some friends in Golden. One day, while driving down Washington Avenue, we decided that Golden was the place for us.

Our house is a fixer-upper. This

gives me plenty of opportunities to play with power tools and engage in DIY projects. I just helped build a mantel for the fireplace and I have built shelves in our home. I’ve also repaired a fence.

back to enjoying the outdoors.

I used to commute to Denver for work, and I felt a disconnect with the Golden community. I feel very blessed to both live and work in this community.

GTO Physical Therapy I’m a physical therapist. I do sports medicine and orthopedics.

When I was in high school, I enjoyed sports, and I also had an interest in anatomy and physiology. That led me to healthcare as a profession. And physical therapy is a way for me to help people back to the activities they enjoy.

I was raised in Pennsylvania and earned my undergraduate degree in athletic training at Penn State.

Then I got my doctorate of physical therapy at Slippery Rock University of Pennsylvania.

I started GTO Physical Therapy in Golden in 2014. I love getting to know people in the community. Everyone in Golden is an athlete to some degree and it’s fun helping them get

Never sitting still I spend a lot of time with my family. I have a 10-year-old daughter and a 4-year-old son. Weekends are filled up with bike rides and going to the train museum, skiing in the winter and camping in the summer.

I love being active and being healthy. And moving — I can’t sit still.

I think it’s so cool how the human body works. It’s a well-constructed machine and it’s important to keep it tuned up. It’s so much fun to do that in the outdoors, and especially in Colorado’s beautiful scenery.

If you have suggestions for My Name Is..., contact Christy Steadman at csteadman@coloradocommunitymedia.com.

Matt Pokorny, 43, of Golden is a physical therapist who does sports medicine and orthopedics. He started his own practice, GTO Physical Therapy, in Golden in 2014.

COURTESY PHOTO

Police ask for help identifying theft suspect Two violas and one violin stolen from Golden High School during banquet

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

Katharine Parker, the instrumental music teacher at Golden High School, had hoped it was just a prank.

Prior to class on Dec. 4, she searched every nook and cranny where someone could have hidden two violas and a violin.

But it wasn’t a prank.

The Golden Police Department is seeking the public’s help in locating a man who stole the three instruments from the high school on Dec. 3.

This type of crime “strikes a community hard,” said Golden Police Capt. Joe Harvey in a video press release. “It strikes the students hard.”

The suspect entered the school

HOW TO HELP Anybody that would like to make a donation to help the students who had their instruments stolen is welcome to make a monetary donation by calling Golden High School at 303-982-4200. The school will set up the account, but the students will be able to purchase a new, replacement instrument of their choosing. during its annual football banquet at about 6:30 p.m. But there is no proof he had been at the school for that event, Parker said, because none of the booster parents recognize him.

“This individual let himself in and was seen wandering the halls,” Harvey said.

He was captured on video surveillance walking around, but eventually disappeared from the cameras’ views.

He was in the school for about 25 minutes, Harvey said.

The suspect is about 5 feet and 8 inches tall, and weighs about 180

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The Golden Police Department is seeking the public’s help in identifying and locating a man who stole the three instruments from Golden High School on Dec. 3. Call 303-215-8873 or 303-3848045 with any information.

COURTESY PHOTO pounds, Harvey said. There’s also video of a car that might belong to him — a dark colored four-door sedan.

Two violas, one violin and their cases were stolen. Value of the stolen instruments is about $2,700. Parker’s guess is that the suspect grabbed the

first thing he saw and had access to, because there were things of greater value that he could have taken.

Class was delayed for about 20 minutes on the Monday following the Sunday-evening theft, but luckily, “we had the resources to get borrowed instruments into their hands that day,” Parker said.

The students who had their instruments stolen were still able to participate in class and the holiday concert, which took place on Dec. 8.

The stolen instruments belonged to a ninth-grader, 10th-grader and 11thgrader. They were personal property, not the school’s.

This is a big, emotional loss for the students, Parker said. It was most likely the first instrument they’d ever owned and purchased new. Even if the physical instrument is replaced, Parker said, the sentimental value of the one that was stolen can’t be.

“A musician’s instrument is very personal to them,” Parker said. “It’s their prized possession.”

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The Transcript 3

December 28, 2017

A ONE-HORSE OPEN CARRIAGE

Lauren and Mondrian Bogert of South Carolina take a carriage ride in Golden while visiting family in Colorado this holiday season. Nina Shilodon of Denver Carriage is driving Scotty, a black Clydesdale.

The ride’s Golden route takes about 45 minutes to an hour, and includes the historic districts and Washington Avenue.

PHOTO BY CHRISTY STEADMAN

ADVERTISEMENT

The Provisions Most Detrimental to Home Ownership Aren’t in Final Tax Bill

In my Dec. 7th column, I sounded the alarm about some provisions of the House and SenO ate tax bills which were particularly detrimental to the real estate market.

Well, lobbyists from the National Association of Realtors (NAR) swung into action, and the worst of those provisions are not in the final conference committee bill — even though some of them were in both the Senate and House versions.

The greatest sigh of relief was heard when the exemption from capital gains on the sale of one’s primary residence (up to $500,000) was retained for sellers who have lived in their homes more than two but less than five years prior to selling their home. Both versions of the tax bill had increased the qualifying period to five of the past eight years, affecting nearly 20% of potential sellers. That would likely have further exacerbated the current shortage of active listings.

Despite the fact that both the House and Senate versions had that provision, the conference committee, whose job it is to reconcile different provisions, got rid of this one. We can probably credit the lobbying by NAR, supported by over 300,000 emails and phone calls made by NAR members like myself.

There is no better example of the way NAR serves not only its members but also the industry as a whole and the general public in the protection of property rights. Those real

estate agents who choose not to join a brokerage firm like Golden Real Estate, where every agent is a Realtor, should consider that NAR is serving their interests, too.

Indeed, those non-dues-paying nonRealtors benefit from the dues paid by us Realtors. Come on, agents!

NAR deserves your support, too.

The mortgage interest tax deduction was saved entirely, unless your mortgage is in excess of $750,000.

The current limit is $1 million. This change won’t affect many taxpayers in Jefferson County the way it will, say, in Aspen. Mortgage interest is also deductible on second home mortgages up to the same limit.

The deductibility of state income taxes and local property taxes is another matter. The limit is $10,000 on these taxes combined.

Thus, if you owe $10,000 in income taxes and $5,000 in property taxes (which includes, by the way, the ownership tax on your cars), only $10,000 of that $15,000 will be deductible for tax year 2018, compared to all of it being deductible for 2017.

Don’t forget that the limit applies to all taxes paid during 2018, so if you make estimated tax payments during 2018, those are added to what you pay with your 2017 state return in April. The combination could easily push you over the $10,000 limit.

For this reason, it may make sense for you to pre-pay your state income tax (postmarked

by Dec. 31st), in excess of what you’ll owe in

Reader Asks: Why Do Property Taxes Vary So Much?

One of my readers recently asked why property taxes vary so much, particularly since the state constitution requires that all property taxes be based on full valuation based on actual sales of comparable homes, as determined by the county assessors.

Briefly, the biggest discrepancy is between residential and non-residential property tax.

Let’s say you buy a lot valued by the assessor at $200,000. Until that lot has a house on it, the assessed valuation is 29% of $200,000, or $58,000. At 100 mills, (which is about average), the annual tax on that vacant land would be $5,800.

Now let’s say you build a house on the lot, increasing the market value by an additional $200,000, for a total of $400,000. Because

it’s now considered a residential parcel, the assessed valuation is only 7.2% of $400,000, or $28,800. At 100 mills, the annual tax on that residential parcel would be only $2,880. Lowering taxes by increasing value seems kind of counterintuitive, doesn’t it?

The other big discrepancy is in new subdivisions where the developer has created a “metropolitan tax district” which issues 30year bonds to pay for infrastructure work – sewers, sidewalks, streets, water lines, etc. To pay off those bonds, a 30-year mill levy, typically about 50 mills, is assessed to the parcels in that subdivision. If the usual tax is 100 mills, that’s a 50% increase in property taxes compared to homes not in that tax district.

April. Then have the excess applied to your 2018 taxes instead of being refunded to you.

Mind you, I am speaking as a layman, not as any kind of tax advisor, based solely on my understanding of what I have read in the coverage of the tax bill and what my tax accountant has told me.

I heard on National Public Radio that, according to the Washington Post, 83% of the tax benefits go to the top 1%, and only 17% of the tax benefits go to the rest of us.

One way the top 1% will benefit from the new tax bill is from an all new tax deduction of 20% of “pass-through income” from certain entities, including S corporations and LLC’s.

I’m told, however, that middle class people can also take advantage of that deduction to save a significant amount on their taxes.

I’m advising my broker associates to create such entities instead of being paid directly by Golden Real Estate. And, because our brokerage is an S Corporation, our tax accountant is telling Rita and me that we can expect to have over $50,000 of next year’s income go un-taxed — money that would have been taxable under 2017 law.

Again, this is second-hand information from a layman (me), and it is certainly possible that it is not entirely accurate. Therefore, I encourage you to consult your own tax advisor to

see what specific tax avoidance steps you should take.

The only action you might need to take today, as mentioned above is the prepayment of state income tax, and maybe property tax, if it is not escrowed and paid by your mortgage lender.

In other good news for real estate owners, the 1031 tax deferral program for income properties was not eliminated.

In an earlier column I said that the $7,500 tax credit for purchasing electric vehicles was killed in both the House and Senate versions of the tax bill, but lo and behold, the conference committee deleted all mention of that tax credit in the final tax bill, meaning that it remains in place. It has been speculated that the big automobile companies like GM, which are just now getting into making electric cars, are probably responsible for preserving the credit. The tax credit applies only to the first 200,000 EVs sold by a manufacturer, so its retention is less significant for Tesla and Nissan, which are already approaching that limit.

We welcome the opportunity to meet with you in your home to discuss your real estate needs.

Call Jim Smith at 303-525-1851

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4 The Transcript

December 28, 2017D

Comfortable dogs and cats New inmate program provides bedding to shelter animals

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

Since September, inmates housed at the Jefferson County Sheriff ’s Office have been working on a project that the Foothills Animal Shelter considers to be kind and generous.

“They’re doing something that helps another living being have a better quality of life,” said Richard Eveleigh, executive director of the animal shelter. “That’s a very selfless thing to do.”

The new inmate program is a partnership between the sheriff ’s office and the animal shelter. Inmates take old and/or unusable jail uniforms and linens and turn them into a pet bed, which are then donated to the animal shelter.

“It shows what can be achieved when different organizations work together for the good of the community,” Eveleigh said.

Bedding is one of the highest, ongoing needs at the shelter, said Christi Norfleet, the animal shelter’s director of development and community engagement.

The shelter cares for about 9,000 animals every year, Norfleet said.

There will always be a need for the beds, she added.

“Every single day our animals need clean bedding,” Norfleet said. “This is an extra piece of comfort for the animals in our care.”

About 40 beds have been delivered since the program began, and on Dec. 20, Jefferson County Sheriff Jeff Shrader and his deputies delivered about 30 more.

The beds are durable and are all different shapes and sizes, Norfleet said. They’re primarily for dogs, but if they can accommodate a cat, they’ll be used for them, also, she added.

The beds started off as basic, checkerboard patterns, Norfleet said, but as the inmates are getting more experience making them, they’re now including cute, decorative designs.

The program “is something good for the animals,” Shrader said, and it “repurposes something that would otherwise go to the landfill.”

And more so, it helps inmates be productive while they’re in jail, he said.

The pet bed program is one of many jobs that inmates can do while serving their time in jail, Shrader said. The jobs range from kitchen work, such as preparing meals, to laundry or other cleaning tasks; and shoveling snow to tending to the jail’s ground’s gardens. About 200 inmates do these jobs, Shrader said. They are selected through a classification system based on behavior, he added.

Providing inmates with an opportu-

Foothills Animal Shelter staff Fabiana Sicardi and dog, Harry, were excited to receive donations from the Jefferson County Sheriff.

PHOTOS BY SHANNA FORTIER

Jefferson County Sheriff Jeff Shrader delivered treats and dog beds to the Foothills Animal Shelter in Golden Dec. 20. nity to do these jobs helps them with discipline, focus and work ethic — the intangible things that employers look for, Shrader said.

“The hope is they can be productive once they get out,” Shrader added.

“If somebody can learn those things along the way, I think that’s beneficial.”

Jefferson County Sheriff Jeff Shrader gives a treat to Bella, a long-hair Chihuahua up for adoption at the Foothills Animal Shelter. S

The animal control officers also deserve recognition for the work they do for the safety and well-being for the animals in the community, Eveleigh said.

“They’re the ones in the field every day. They’re the ones who are most in tune with the homeless, lost and vulnerable animals in the commu-

nity,” Eveleigh said. “We couldn’t do the work we do without them.”

Foothills Animal Shelter has a variety of community partners, Norfleet said. And each of them is valued, she added.

“Happy pets make happy families,” Norfleet said. And when pets are happy, “they are able to demonstrate their readiness for a forever home.”

The Transcript 5

December 28, 2017

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6 The Transcript

December 28, 2017D

CALM AFTER THE STORM

SM

Golden boys basketball coach John Anderson at an early-season practice this year.

PHOTO BY DENNIS PLEUSS/JEFFCO PUBLIC SCHOOLS

Demon boys basketball coach facing mistreatment allegations Coach John Anderson removed from position amidst district investigation

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

Golden High School’s boys basketball coach, John Anderson, is facing allegations of mistreatment of players, putting his future with the team into question.

According to Diana Wilson, Jefferson County Public Schools’ chief communications officer, Anderson was put on leave from his coaching duties in the end of November. The school district notified parents of an investigation into the reported concerns on Dec. 6, Wilson said.

“We left the door open to revisit coaching options in hopes the concerns will be addressed,” said Wilson.

“We hope the issues can be addressed and the student athletes, coaches and team families can move forward.”

Reached for comment by email last week Anderson said, “I have not resigned,” but declined further comment, citing the ongoing investigation.

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The Golden Police Department confirmed that it is involved with the investigation, but would not comment on potential charges.

Anderson was in his 20th season of coaching the Demons’ boys’ basketball team.

He is also a teacher in Golden High School’s P.E. department, but because the concerns only impacted his coaching, his teaching position is not impacted, Wilson said.

The team’s assistant coach, Tim Blodgett, will serve as the interim head coach. The Demons (7-2) are ranked in the top 10 of of all high school teams, and is considered a contender for the 4A state title this year.

“The district is still evaluating the situation. That’s all I can say right now,” said Jim Thyfault, the district’s executive director of athletics, when reached for comment.

The school’s principal Brian Conroy could not be reached for comment.

“We take parent and student concerns very seriously, and when the district learns of possible issues, we promptly investigate,” Wilson said.

“Jeffco public schools believes high school athletics should be a positive, skill-building experience that ultimately supports student learning.”

The Transcript 7

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8 The Transcript

December 28, 2017D

‘Our health is intrinsically tied to mental health — a state of well-being involving our thoughts, emotions and behaviors that supports our ability to participate in life and accomplish our goals.

Kelly Kast, Jefferson Center for Public Health

PHOTO ILLUSTRATION BY DAVID GILBERT / STEVEN WEINMEISTER

A Shared

Story

Mental illness sparks community conversation, collaboration Stories by Alex DeWind adewind@coloradocommunitymedia.com

O

ne in five adults nationally and in Colorado lives with a mental illness. The number is the same for young people 13 to 18 years old.

Mental health experts have found no one is immune from society’s fast-paced, competitive, technology-driven environment. Stressors of work, pressure of academics, the emotional unrest caused by social media — combined with the stigma associated with mental illness and high costs of insurance and treatment — make it difficult to achieve a positive state of mental health, they say.

“We just need to normalize that all of us have small or large, or a different variety of, behavioral health problems,” said Dr. Kaan Ozbayrak, chief medical officer at AllHealth Network, which provides behavioral health services to Douglas and Arapahoe counties.

“It is as normal as having diabetes or high blood pressure. We should be talking about it more.”

Kelly Kast with the Jefferson Center for Public Health, serving Jefferson County, agrees.

“Our health is intrinsically tied to mental health — a state of well-being involving our thoughts, emotions and behaviors that supports our ability to participate in life and accomplish our goals,” Kast said.

Among mental illnesses, two are most commonly diagnosed: Nearly 42 million Americans live with anxiety disorders, the National Alliance on Mental Illness reports. About 16 million adults live with major depression, also the leading cause of disability worldwide. NAMI calculates that depression costs $193.2 billion in lost

This week, we begin ongoing coverage of the state of mental health in Colorado and the barriers that can prevent needed care. We will look at how mental health challenges and illnesses affect our communities. With one in five Coloradans living with mental illness, it’s truly time to talk. earnings every year.

In Colorado, the number of suicides jumped from 910 cases in 2011 to 1,058 in 2014. Colorado’s suicide rate that year was 19.4 per 100,000 residents, the seventh highest in the country, the Colorado Department of Public Health and Environment reports.

Mental illness doesn’t have to be fatal, said Andrew Romanoff, president and CEO of Mental Health Colorado, an organization that advocates for the prevention, diagnosis and treatment of mental health and substance-use disorders.

“We are trying to help more people understand that mental illness is not a character flaw or a figment of imagination, it’s a medical condition,” Romanoff said. “Mental illness doesn’t have to be a death sentence — it’s treatable.”

The Transcript 9

December 28, 2017

Campaigns fight stigma that follows mental illness Efforts seek to define mental health in a positive way

D

an Jackson was at dinner with a colleague when he felt the onset of a panic attack. So he took a Xanax, prescribed by his psychiatrist to calm him.

When his colleague’s tone of voice and facial expression changed as he questioned him about the medication, Jackson felt like he was being judged.

“The stigma is, `There is something wrong with that person, they are on medication,’ ” Jackson, 43, said.

A former English as a Second Language teacher, Jackson has a master’s degree in English. He likes to travel.

He taught English in South Korea. He also is among the one in five adults in America with a mental illness. As a child, he was diagnosed with dysthymia, described as a chronic and mild form of depression, and more recently with other issues linked to his childhood.

To focus on his mental health, Jackson stopped teaching and moved in with his mother in Aurora. He sees a psychiatrist once a week for an hour. He helps out at his father’s business and does part-time jobs every so often.

He doesn’t know if he will teach again, but he has plans to move into his own place within the month.

“There are things you can do, there is help out there,” Jackson said. “I was at a hopeless point, but now I don’t feel hopeless.”

Jackson also is at a point where he feels comfortable talking about his mental illness and reaching out for help.

But mental health experts say many others in similar situations are not receiving the treatment they need because they are embarrassed, ashamed or feel guilty about letting others know they are struggling mentally.

Stigma ‘is deep’ “If you were to break your arm, you would retell the story in detail,” said Patti Boyd, manager of strategic partnerships of Tri-County Health Department, a public health agency that provides services to Douglas, Arapahoe and Adams counties. “When there is a mental health issue, people just don’t want to talk about it.”

To combat the stigma of mental illness, Tri-County launched a campaign in May called “Let’s Talk Colorado.”

Rather than just addressing

Dan Jackson calls his mental health a lifelong journey. He has been diagnosed with dysthymia, described as a chronic and mild form of depression and, more recently, with other issues linked to his childhood. He manages his mental health challenges by seeing a therapist once a week for an hour and expressing his feelings to the people closest to him.

COURTESY PHOTO

NEED HELP? More about the statewide Let’s Talk campaign is available at http:// letstalkco.org/.

To learn more about the Jefferson Center for Mental Health, visit www.jcmh.org.

The Jefferson Center for Mental Health’s emergency line, available 24/7, is 303-425-0300.

Colorado Crisis Services, 1-844-4938255, can also provide help at any time.

To reach the suicide hotline, call 1-800-273-TALK (8255) or text TALK to 38255. mental illness, the campaign promotes mental health as a state of well-being and balance in people’s thoughts and behaviors, Boyd said. The goal is to make mental health a collective focus for all of Colorado so that people with mental health issues will seek treatment.

“People know there is care but they don’t seek it because they don’t want people to know that they are having a mental health issue,” Boyd said. “The level of stigmatizing language that we aren’t aware of is so deep.”

The statewide campaign is part of a growing trend of efforts to fight stigma. Mental Health Colorado is building a statewide network of advocates to improve mental health care called Brain Wave. The

national campaign MakeItOk. org clarifies on its website what a mental illness is and is not, provides a questionnaire asking users if they participate in stigmatic behaviors and tells the stories of people who have felt the effects of stigma.

“My family and friends thought my depression and possible bipolar episodes were all in my head,” a woman named Andrea shares on the MakeItOk website. “They didn’t understand why I had trouble getting out of bed or why I cried so much. I was just `oversensitive.’ ” Andrew Romanoff, president and CEO of Mental Health Colorado, is using the organization’s website to reduce stigma. Mentalhealthcolorado. org has dozens of stories from people who have experienced mental illness in themselves or in a person close to them.

Sharing stories is a “powerful way to demystify mental illness,” Romanoff said.

“What we are tackling here is not some exotic disease that is confined to a tiny fraction of the population,” he said.

“Mental illness touches every single family in Colorado and our story bank reflects that.”

Research shows that stigma campaigns are effective.

Using a grant from the Colorado Health Foundation, Tri-County Health requested a

study from Frameworks Institute, an independent nonprofit research organization based in Washington, D.C., on how the public communicates about mental health.

“We are excited to have been able to do this work and start this conversation in Colorado in a meaningful way,” Boyd said. “We can do this better, we have evidence.”

In the study, a team of Ph.D. researchers interviewed at length 10 mental health experts and 10 residents of Douglas, Arapahoe and Adams counties on their perceptions of mental health. Participants acknowledged that people with mental illness should not be stigmatized, which is a “testament to the success of stigma campaigns,” said Moira O’Neil, director of research interpretation and application at Frameworks Institute.

But “while they can explicitly say `no, people with mental health should not be stigmatized,’ when they talk about mental health issues, there is an `otherizing’ process that ends in stigmatization,” O’Neil said. That means the language used in conversation indicates “I am normal” and “that person is not.”

The study — which TriCounty will use as a tool and model for communicating about mental health — found that people struggle to talk about mental health as a positive state that everyone has and requires support for, O’Neil said.

‘A positive definition’ of mental health The U.S. Department of Health and Human Services defines mental health as emotional, psychological and social well-being. It affects how individuals think, feel and act.

It helps determine how individuals handle stress, relate to others and make choices.

And “it is important at every stage of life,” the department of health and human services says.

The problem is that experts and individuals do not use that positive definition enough, O’Neil said.

“The public does not have access to a positive definition of mental health,” she said. “It is something that they struggle to talk about beyond mental health being the absence of disease.”

In therapy over the past three years, Jackson has developed self-acceptance and resilience. His therapist has helped him work through issues he has struggled with since childhood. His mother’s support and care has helped him open up about how he is feeling. He

HOW TO TALK ABOUT MENTAL HEALTH Let’s Talk Colorado, launched in May, is a statewide campaign created by Tri-County Health Department and other partner organizations to combat the stigma of mental illness. In English and Spanish, Letstalkco.org defines mental health and stigma, as well as provides links to local and statewide resources.

The campaign also provides tips on how to talk about mental health, such as: • Be nice.

• Keep in contact.

• Offer help.

• Listen.

• Keep the conversation moving.

• Don’t ignore it.

MakeItOk.org is a national campaign to combat the stigma of mental illness. On its website, visitors can learn about mental illness, answer a questionnaire on stigmatic behaviors and read about individual experiences with stigma.

The campaign provides resources that can be used to teach, share, learn and speak about mental illness and stigma. Below are phrases the campaign recommends to use and to avoid when discussing mental health.

Try saying: • “Thanks for opening up to me.”

• “How can I help?”

• “I’m sorry to hear that. It must be tough.”

• “I’m here for you when you need me.”

• “I can’t imagine what you’re going through.”

• “People do get better.”

• “Can I drive you to an appointment?”

• “How are you feeling today?”

• “I love you.”

Avoid saying: • “It could be worse.”

• “Just deal with it.”

• “Snap out of it.”

• “Everyone feels that way sometimes.”

• “You may have brought this on yourself.”

• “We’ve all been there.”

• “You’ve got to pull yourself together.”

• “Maybe try thinking happier thoughts.” said he now recognizes that the pain his mental illness causes does not mean there is something wrong with him.

But he still finds it difficult to explain his mental health challenges to his “ bestest of friends with the biggest hearts.”

More awareness, education and empathy around mental illness is needed, he said.

“We should listen to everyone because you don’t know what people are going through — that’s the bottom line,” Jackson said. “It could be anyone.”

10 The Transcript

December 28, 2017D

‘If people are in crisis, they shouldn’t have to wait’ Cost of treatment often gets in the way of care

BY ALEX DEWIND ADEWIND@COLORADOCOMMUNITYMEDIA.COM

Jo Ann Mahoney, 34, used to be insured by Medicaid, the federal public health insurance program for low-income people.

It allowed her to see a therapist for depression and anxiety.

Therapy, she said, was a safe place for her to discuss her life and struggles as a mother of three young children.

The therapist, Christianbased and in private practice, helped her work through, among other issues dating back to her childhood, the pre-partum depression she was experiencing before the birth of her third child.

Her therapist was available by phone or text whenever she needed to talk.

“He let me say whatever I wanted,” without judgment, she said. “He was a father himself, so he had an understanding.”

Then her husband switched jobs. His company covers his insurance but not hers, and he makes too much for her to qualify for Medicaid. The result: She can no longer afford to see a therapist.

“There are so many of us Americans all over the country where it’s the same story,” she said. “We make too much to get help but not enough to be able to afford it.”

Cost can be prohibitive Nationwide, 28.2 million people, or 10.4 percent, under age 65 are uninsured, accord-

When she no longer qualified for Medicaid, Jo Ann Mahoney was forced to look for other ways to manage her mental health challenges. Today, she confides in close friends and attends support groups for moms. ing to a 2016 National Health Interview Survey conducted by the Centers for Disease Control and Prevention.

Of the insured, 65 percent have private insurance and 26.3 percent have public health insurance, which includes Medicaid and Medicare, which insures people 65 and older.

Signed into law by President Barack Obama in 2010, the Affordable Care Act — according to the U.S. Department of Health and Human Services — has provided one of the largest expansions of mental health and substance use disorder coverage in a generation, by requiring that most individual and small employer health insurance plans cover mental health and substance use disorder services.

To Patti Boyd of Tri-County Health Department, the current administration’s unsuccessful attempts to repeal the Affordable Care Act show how important mental health care coverage and public engage-

ment on the issue are to the country’s citizens.

“If people are in a crisis, they shouldn’t have to wait,” said Boyd, manager of strategic partnerships for the public agency that serves Douglas, Arapahoe and Adams counties.

The Medicaid expansion portion of the Affordable Care Act helped the Jefferson Center for Mental Health serve more people, said Kiara Kuenzler, the chief operating officer and vice president of clinical services at Jefferson Center for Mental Health.

If the Affordable Care Act is repealed, it could result in funding cuts and a huge gap with being able to provide services to tens of thousands of people locally, according to Kuenzler.

“It would impact the whole country,” Kuenzler said. “We certainly are concerned about the people that could lose access to Medicaid.”

For those who have no health insurance — and even for some who do — the cost of mental health services can be prohibitive.

A Google search of several private counseling and therapy services in the Denver area shows a price of $60 to $200 per session without insurance.

Some private practices take insurance or have a sliding scale, where cost is dependent on the client’s income. Oftentimes, finding those practices takes some searching.

Individuals insured by Medicaid in Colorado have access to behavioral health services in each county, which are listed at www.colorado.gov/pacific/ hcpf/behavioral-health-organizations.

Even with commercial insurance coverage, the wait

for mental health services can be lengthy, said Dr. William Henricks, CEO of AllHealth Network, which provides behavioral health services for Douglas and Arapahoe counties.

Because of the amount of time it takes to find a specialist and get authorization from a health insurer for the mental health service, “you may have to wait 60 days to see a psychiatrist,” he said.

The process, he said, can be frustrating.

No guarantee of care But having insurance doesn’t mean it’s always easy to access needed care.

Finding a health care provider that takes health care insurance is one reason some 60 million Americans with mental illness don’t get the treatment they need, National Alliance on Mental Illness found in a recent study titled “The Doctor is Out,” which looks at disparities in access to mental and physical health care.

In a nationwide online survey of 3,177 individuals, more than half of respondents who looked for a new mental health provider in the last year contacted psychiatrists who were not accepting new patients or who did not accept their insurance.

A third of respondents reported difficulty finding any mental health prescriber who would accept their insurance.

“When people cannot find a provider, many have to go out-of-network and pay high out-of-pocket costs, including co-pays,” NAMI reports. “When people face higher out-of-pocket costs, it may lead to them seeking less care — or going without any care at all.”

SEE CRISIS, P11

BY THE NUMBERS: HEALTH INSURANCE IN JEFFERSON COUNTY

59.7

percent of residents are covered by employersponsored insurance.

13.8

percent of residents are covered by Medicare.

15

percent of residents are covered by Medicaid or Child Health Plan Plus (CHP+).

8.6

percent of residents are covered by individual insurance.

2.8

percent of residents are uninsured.

Source: Colorado Health Institute

MENTAL HEALTH IN U.S.

1

in 5

Adults in the U.S. who experience a mental illness.

1

in 25

Adults in the U.S. who live with a serious mental illness.

Connecting the dots for treatment proves challenging 10.2

million

BY ALEX DEWIND ADEWIND@COLORADOCOMMUNITYMEDIA.COM

Knowing whom to call or where to go for mental health care can be daunting and overwhelming.

“When you are mentally ill,” said William Henricks, CEO of AllHealth Network, which provides mental health services to Arapahoe and Douglas counties, “it is very difficult to connect the dots.”

Fragmentation of mental health services is an obstacle everywhere, Henricks said, even within the two counties in AllHealth’s network. That means healthcare providers are available, but they aren’t working together to make treatment more accessible to and easier for the patient. An example is a therapist who doesn’t accept insurance and doesn’t know where to refer a patient. Or when a primary care doctor makes a referral but doesn’t follow up with the patient.

“We need to work together, collaboratively,” Henricks said. “The challenges are so big that no one organization can do it on its own.”

Mental health treatment can include therapy, hospitalization, case management, support groups and alternative medicine, according to Mental Health America.

Within those categories are specialists, ranging from a certified alcohol and drug abuse counselor to a family therapist to a licensed professional counselor.

A major challenge complicating the fractured service structure is a shortage of psychologists in Colorado and across the country, said Dr. Kaan Ozbayrak, chief medical officer at AllHealth Network.

For every 1,000 residents in Colorado, there is less than one behavioral health employee, according to numbers provided

by Mental Health Colorado, a mental health advocacy organization. Behavioral health employees include clinical social

workers, licensed professional counselors, psychologists and psychiatrists.

“We do not have enough workers to take care of everyone that needs us,” Ozbayrak said.

AllHealth is piloting a service in the next couple of months that would allow primary care doctors to refer patients to one of AllHealth’s nine locations that provide behavioral health therapy and counseling services for all ages.

“We have to make it easier for people to access care when they need help,” Henricks said.

For Andrew Romanoff, president and CEO of the advocacy organization Mental Health Colorado, integrating mental health care and primary care in one place rather than separating the two makes sense.

“Right now you go to one place to treat your body and another place to treat your head,” Romanoff said. “But it turns out your body is connected to your head.”

Adults who have co-occurring mental health and addiction disorders.

90

percent

Those who die by suicide who have an underlying mental illness. Suicide is the 10th leading cause of death in the U.S.

56

percent

Adults with a mental illness who didn’t receive mental health services in the previous year.

Sources: National Alliance on Mental Illness, National Mental Health Association

The Transcript 11

December 28, 2017

CRISIS FROM PAGE 10

Kuenzler said many organizations, including her own, strive to provide aid to people wherever and whenever they need it, as part of the Colorado Crisis Services network, state’s resource for mental health. A mental health crisis is not a nine-to-five thing, she added. “Timing and accessibility is critical.”

Mahoney, who lives in Elizabeth on the outskirts of Parker, says she knows this well.

She learned to advocate for herself when she didn’t like the therapists initially assigned to her through a public health department.

The Pins for Kids winning team was from Jefferson Academy. COURTESY PHOTO

Kiwanis’ Pins for Kids raises $7,000 STAFF REPORT

Twenty-two teams raised more than $7,000 in the annual Pins for Kids fundraiser, organized by the Arvada Jefferson Kiwanis Club and held at Western Bowl in Arvada.

The money raised through entry fees and a silent auction will be distributed to local nonprofit organizations that support children.

“This was our biggest Pins for Kids event to date. We are so thankful for

such wonderful community support and our Arvada Jefferson Kiwanis Club members who came out in full force to help demonstrate what our club is all about,” said Ron Slinger, club member and membership chair.

Kiwanis is global community of volunteers dedicated to improving the world one child and one community at a time. The Arvada Jefferson Kiwanis Club has more than 70 members and meets at 7 a.m. Wednesday at the Arvada Center. Guests always welcome.

When she lost her insurance coverage, she started confiding in loved ones and attending groups for moms, such as Mothers of Preschoolers in Elizabeth and You Are Not Alone — Mom2Mom in Highlands Ranch, which hosts free weekly meetings for moms to feel connected and supported.

One time, when she had a panic attack while driving, she dialed Colorado Crisis Services. The person on the line helped calm her down.

Today, she is successfully managing her depression and anxiety with the support system of the moms’ groups and close friends.

“I pride myself on being resourceful and reaching out,” Mahoney said.

“But there are so many that can’t advocate for themselves or reach out.”

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December 28, 2017D

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The Transcript 13

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14 The Transcript

VOICES

“

HITTING HOME

Michael Alcorn

December 28, 2017D

LOCAL

Some of my lessons learned from the year that was

Five-hundred twenty-five thousand six hundred minutes…

How do you measure a year in the life?”—Rent It’s almost impossible to believe, but here we are again, at the turn of the calendar. This brief pause in between Christmas and New Year’s is perfectly situated to allow us to take stock of the year that was, and help chart your course into the year that is about to be.

So, what was 2017 to you?

January brought us the inauguration of Donald Trump as President, and we all learned to deal with the trivial, the puerile, the small, and the occasionally disgusting spectacle of the Presidential Twitter account. Along

the way, there have been six press secretaries, five national security advisers, four White House counsels, three directors of the F.B.I., two Secretaries of State, and a partridge in a pear tree.

Ho ho ho.

Yes, that was hyperbole. Not by a lot, but…

April began the exodus of three of my favorite people in the whole world, all of whom found themselves moving into the next stages of their lives, and out of the roles in which I’d grown to love them.

April also gave our Denver Pioneer hockey team its eighth National Championship. That is an unbelievable record of accomplishment for any team, much less one that whose home is

Wish list: World peace and a Polaroid camera

I

n the weeks before Christmas, state of the world? Does he watch one of the radios stations had a the news, does he process what he Santa hotline of sorts. Kids would sees? Did something specific led to call in and leave their requests his wish?

Another child, a little in a recording. I heard two calls ALCHEMY girl, asked for a Polaroid one morning, two messages camera. Oh, how well back to back, that influenced I remember my own the way I perceived this entire excitement of seeing holiday season. a photograph happen One was asking for world right away, to watch it peace (and remember, these materialize right before were little kids). Many of you my eyes, when the only know that I am president of other option was to take the international organization a whole roll of film and Writing for Peace, and our missend it away to be develsion is, well, peace. We seek to oped, sometimes waiting cultivate empathy to value each Andrea Doray weeks. other’s difference and embrace I have heard that Polaroid cameras our common humanity. were making a comeback, and I find Yet, although “world peace” might be a popular pageant response, I was this somewhat mystifying because, with digital photography, we get to immediately struck by the young see our pictures immediately anyvoice in the recording. What is his way. So, I surmise that it’s the tangiown concept of peace, his concept of bility of holding the photo in your a larger world at all? hand, feeling the chemicals sting “World peace” … that’s what he inside your nose as it processed, and said. I wonder, does he hear about shake, shake, shaking the flap of peace in Christmas music: sleep in paper to produce the image. heavenly peace, peace on earth, and so on? Does he hear his parents, his siblings, his teachers talk about the SEE DORAY, P15

A publication of

I

strange backwater parking lot in Nebraska with my son.

Shortly after that, the world started to come apart at the seams, beginning with three hurricanes making landfall in three weeks, continuing with a retired millionaire inexplicably raining gunfire down on a crowd of concertgoers in Las Vegas, and culminating in Southern California burning.

October gave us our one playoff game for a professional Colorado sports team. Dilly dilly.

And that’s just domestic events — I haven’t even delved into earthquakes, mudslides, terrorism and genocide going on around the world.

t has NOT been a quiet year in our hometown. Here is an abbreviated review of City accomplishments in 2017 and a preview of issues facing the new council, volunteer board and commission members, all residents, and our talented staff in 2018.

Transportation and mobility solutions. The Linking Lookout Project is working so well that it highlights the need for the completion of more Golden Plan projects. The City is therefore an active participant in the regional WestConnect Coalition that is examining traffic operations and safety problems from Kipling/C470, through Golden, and up to Boulder.

Additionally, Golden expanded its bike library, added pedestrian connections, increased Call-n-Ride service, worked with RTD to bolster W-Line ridership, and empaneled a new Mobility and Transportation Advisory Board.

Public Places and Spaces. Welcoming gathering places are important to our community. This year, the City purchased land for a new park in the 23rd Street neighborhood and opened the popular Ulysses Skate Park.

Maintaining the appeal of our Clear Creek Corridor and other parks is also

paramount, so the City adopted new Park Rules and increased Park Rangers patrol hours. Two town gateways now showcase stunning statues: the Hummingbird on South Golden Road and “Checkmate” at 6th and 19th.

Safety and Law Enforcement. The Golden Police and Fire departments saw increased service calls yet maintained their commendable responsiveness. Officers and firefighters reacted with skill and grace to some high- profile incidents, including homicide investigations, rock-climbing accidents, and small wildfires.

The Police Department achieved the accreditation gold standard (for the third time) from the Commission on Accreditation of Law Enforcement Agencies and, in a study performed by the International Association of Chiefs of Police (IACP), were characterized as especially professional and supportive. The IACP did, however, identify additional staffing needs. For the Fire Department, the 2017 news was the retirement of the 20-year-old engine dedicated to Golden luminary Tom Young and the christening of a new truck that should serve our community

Columnists & Guest Commentaries

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SEE ALCORN, P15

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hardly a frozen paradise.

Somewhere along the way, basically every man in any position of power in Hollywood became the target of sexual harassment claims. By the end of this process, somewhere around July, 2024, there will basically be nobody left in Hollywood, and the only people capable of making movies any more will be people like National Lampoon and pornography producers, who quite painstakingly claim the moral low ground at every opportunity.

And, yeah, the irony of Hugh Hefner showing up on the cover of Newsweek the week of his death is not lost on me.

I will always remember Aug. 21, as the day I got to see a total eclipse of the sun in some

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Deadline Fri. 5 p.m. for the following week’s paper.

SEE SLOAN, P15 Wheat Ridge Transript (ISSN 1089-9197) A legal newspaper of general circulation in Jefferson County, Colorado, the Wheat Ridge Transcript is published weekly on Thursday by West Suburban Community Media, 355 S Teller, Suite 200. Lakewood, CO 80226.

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The Transcript 15

December 28, 2017

ALCORN FROM PAGE 14

On the smaller scale, 2017 will be the year that my wife won a major award, my daughter earned her way into two professional dance companies, my other daughter earned a great leadership position and joined the workforce, and my son earned a spot on a competitive soccer team.

Actually, a pretty impressive year for my little family.

So, what does that point to for me?

What have I learned from this year that I intend to take forward?

First of all, focus on what is within my grasp and reach. 2017 taught me that the world at large is getting coarser, uglier, more hostile, and way

DORAY FROM PAGE 14

Plus, you can then give the photo to someone else, to share the moment.

In any case, the contrast of these two requests had a synchronicity was palpable for me. One was looking to the future. He was so humble, so small-sounding. Yet he was so confident, so sure that world peace could happen because he himself believes in it.

And she, somehow, at such a young age, knew about living in the moment, knew that the here and now is all we really have, knew that being present is itself a gift. And that sharing this gift with others is a noble endeavor.

more unpredictable. And that, quite likely, the forces that are at play in the world are so far beyond my control that it’s not even worth spending a lot of energy on. I’ll still point to it all and try to find the humor, but I just don’t have the energy to keep any of it on my front page.

Secondly, the great moments are all going to be the ones that end with giving a loved one a “high five” and a hug.

Period.

Raise a glass to 2017, people! Throw it down, throw the glass away, grab hands with the people you want to walk with through 2018, and hold on tight! Godspeed!

Michael Alcorn is a teacher and writer who lives in Arvada with his wife and three children. His novels are available at MichaelJAlcorn.com Am I attributing too much to these wish lists? No, I don’t think so. The young people with whom I work – writers, storytellers, thinkers – show me this level of contemplation all the time. They care about people, they want to do good, and they understand each other better than most of the rest of us ever will.

It’s said that Christmas and the holidays are all about children. This has never been more true for me than this year, as I capture the memories of the moment in my mind just as if I had a Polaroid camera, and as I also look to the future with the hope – no, the belief – that world peace is possible if we want all it enough.

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FROM PAGE 14

for another 20 years. In 2018, police, fire, and ambulance emergency calls will be consolidated in JeffComm, a regional 911 call center.

Basic Municipal Services For generations, Golden’s priorities have been the provision of quality services, along with the upkeep of existing roads and facilities. Accordingly, Golden has invested in road, sidewalk, park, and community center maintenance, along with improvements to water-treatment and storm-water infrastructure. The City took advantage of the timely sale of a building across from City Hall to address short-term space needs, al-

Community Engagement Council and staff are committed to continuous enhancement of community/city engagement. We wish to reach out to all Golden stakeholders, learn what is important to them, and communicate about City actions.

The current weekly newsletter is a step forward and a new online platform, www.GuidingGolden.com, is in the launch process. Another major initiative is the Golden Investment Forum Task Force, which will delve into community needs, expectations, and revenue possibilities.

Marjorie Sloan has served as Golden’s mayor since 2012.

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Andrea Doray is a writer who wishes you world peace and personal serenity.

Contact her at a.doray@andreadoray. com.

ST. JOAN OF ARC C AT H O L I C C H U R C H

SLOAN

low for some additional growth, and serve as an investment. A long-term space and facilities analysis will be completed in 2018.

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16 The Transcript

LOCAL

December 28, 2017D

LIFE

Red Rocks’ first New Year’s Eve concert moved due to the cold

I

Small town memories OPTIONS: WinterSkate at Boulder Teahouse Plaza 1780 13th St., Boulder 303-442-2826 www.bceproductions.com/winterskate Through February WinterSkate at Historic Downtown Louisville Steinbaugh Pavilion 824 Front St., Louisville 303-604-1010 www.bceproductions.com/winterskate Through February COMMENTS: The Boulder rink is celebrating its 19th year, and the Louisville location is starting off its 14th season. The Louisville location features 6,500 square feet of ice, as well as all the components of a classic Christmas.

n 2017, the year of “resist,” no genre of music embraced the fractured culture like rap and hip-hop. The genre’s artists were all over the place, some delving into the political and sociological, while COMING others tried to help ATTRACTIONS us forget through catharsis and dancing.

And now, some of the biggest names in rap are coming together for what was supposed to be a significant first — the first New Year’s Eve on the Rocks Clarke Reader concert.

The event was schedule to be held at Red Rocks Amphitheatre and organized by La Contes, Feyline, Cervantes’ Masterpiece Ballroom and KS107.5, the evening features Migos, Young Thug, Lil Yachty, Post Malone, Dizzy Wright and King Green (of RDGLDGRN). However, weather predictions indicated the high for New Year’s Eve would be in the low 20s, causing the concert to be moved to the University of Denver’s Magness Arena, 2250 E. Jewell Ave. in Denver.

Migos had a breakout hit at the end of 2016, with “Bad and Boujee,” and that hot streak carried into 2017, with the release of their most popular, and best, album, “Culture.” The trio — Quavo, Offset and Takeoff — made several of the year’s best music videos, with “T-Shirt” and “Get Right Witcha.”

Young Thug has been one of the most dynamic and eccentric voices in hip-hop, and after releasing multiple albums in 2016, he released the country-influenced “Beautiful Thugger Girls” in June.

The blending at first appears more than a little odd, but the end result is one of the year’s most enjoyable listens.

Lil Yachty and Post Malone both had a remarkable year as two of rap’s most notable and up-and-comers. In particular, Post Malone’s “Rockstar” has dominated the Billboard chart for eight weeks.

This show is an opportunity to see some of the best in the rap game take the stage.

Doors open at 5 p.m. on Sunday, Dec. 31, and for more information and tickets, visit www.nyeontherocks.com.

SEE SKATING, P17

SEE READER, P17

Children take to the ice at one of Boulder Creek Events’ two ice rinks. In addition to skating, visitors can get concessions and even ride a horse-drawn carriage.

PHOTO COURTESY BOULDER CREEK EVENTS

Outdoor ice rinks offer recreation, family fun

Front Range provides a setting for every personality

BY CLARKE READER CREADER@COLORADOCOMMUNITYMEDIA.COM

Finding something to do outdoors in the cold winter months can be a tricky proposition, especially if it doesn’t include heading to the mountains for skiing or snowboarding.

But in every part of the Front Range area — from urban shopping districts, to small towns, and even mountain communities — there’s a chance to tap into a bygone era and get some fresh air at the same time.

Taking to the ice at outdoor skating rinks.

“One of the most common remarks is from parents in awe that their children would choose a healthy outdoor activity over their more typical couch potato tendencies,” said Meg Denbow, director of communications at Boulder Creek Events, which hosts Boulder and Louisville outdoor rinks. “There are countless opportunities available for families to participate together in a Colorado winter experience without

having to drive all the way to the mountains.”

We looked at three different options for ice skating during the winter.

Skating in the city OPTIONS: The Rink at Belmar 464 S. Teller St., Lakewood 303-742-1525 www.belmarcolorado.com Through Jan. 28 Southwest Rink at Skyline Park 16th and Arapahoe, Denver 303-534-6161 www.downtowndenver.com Through Feb. 14 COMMENTS: The Belmar Rink is entering its 13th season, and the 7,000-square foot outdoor ice rink located on the Belmar Plaza has been a popular skating stop for all ages.

“We get about 20,000 skaters a season who take to the ice here,” said Janelle Hinton, marketing director at Belmar. “It’s amazing to see how many people come, and it’s because of the whole experience they can have here. Visitors can skate, grab a bite to eat, and see a movie, all in the same place.”

The busiest times are evenings and weekends, but with such warm weather this season, Hinton said

visitors are hard pressed to find a bad time to skate. But the best is during the night, when all the decorations light up.

“The environment at the rink is so beautiful, and has such great energy,” she added. “We have many repeat customers who come back over and over during the season.”

The Transcript 17

December 28, 2017

SKATING FROM PAGE 16

“WinterSkate is more than a mere skating rink — it’s a full experience for all five senses,” said Meg Denbow, director of communications at Boulder Creek Events, which hosts both locations.

“As families huddle around the open fire to warm their hands, the aroma of warm apple cider and the tune of classic holiday favorites waft through the air; in the distance, the clip-clop of the horse-drawn carriage can be heard approaching the pavilion as children gather in line to purchase hot chocolate from the concessions window.

It’s a sweet little Rockwellesque experience for families of all ages.”

With a set-up like that, it’s not difficult to understand why these rinks have become the site of many family memories.

“It’s really amazing watching the kids grow up and come back to WinterSkate year after year, having so much fun with their friends

Evergreen Lake is the world’s largest Zamboni-groomed outdoor ice rink at 8.5 acres.

Photos courtesy Evergreen Parks and Recreation

and family,” Denbow said.

“In fact, much of our WinterSkate staff is made up of local teenagers who have grown up skating at this little neighborhood rink.”

A quick trip to the mountains OPTIONS: Evergreen Lake 29612 Upper Bear Creek Road, Evergreen 720-880-1391 http://www.evergreenrecreation.com/facilities/ evergreen_lake_house/hock-

READER FROM PAGE 16

Casino night for a good cause Broomfield’s Avenues Crofton Park, 12431 King Court, will host a Casino Night fundraiser from 4 to 6 p.m. on Thursday, Dec. 28 to to benefit Brent’s Place, the only Children’s Hospital Colorado approved Safe-Clean housing facility for immune-compromised patients and their families.

Guests will get to spend the night be serviced by professional dealers, who will host games of blackjack, poker and roulette on full-sized tables.

Attendees will receive a $200 voucher for chips, and additional vouchers can be purchased during the event for a donation to Brent’s Place. The suggested donation for attendance is $20.

ey_skating.htm Dec. 28 through March 4 COMMENTS: People looking for an authentic mountain ice skating experience would be hard pressed to find a better place than the short drive to Evergreen Park and Recreation’s 8.5-acre rink, the world’s largest Zambonigroomed outdoor ice rink.

The lake is home to 11 pond hockey rinks and a huge public skating rink.

“People have been coming

If you’re one of the evening’s top three winners, you’ll receive special prizes. Light appetizers and drinks will be served.

To RSVP, and more information, call 720-328-9548, or visit www.LiveTheAvenues.com.

Best bet for New Year’s Eve concert New Year’s Eve is a great night for live music, and concertgoers are really spoilt for choice.

The best bet for a truly fantastic evening of live music to ring in the new year is any one of My Morning Jacket’s three-night run at the 1st Bank Center, 11450 Broomfield Lane.

The Kentucky-based band has provided me with several top-notch concerts over the years, and their blending of folk, funk, prog rock and pop is best experienced with a bunch of other people singing along.

It doesn’t hurt that lead singer Jim James has one of the best voices in

The 8.5 acres of Evergreen Lake are home to 11 hockey rinks. Broomball, which is a mix of hockey and soccer, can also be played on the rinks.

up here for skating since the 1920s,” said Brad Bednar, recreation supervisor at the Lake House. “There’s so much to do here, including skating at night and broomball, in addition to hockey.”

The rink is a natural one, which means that it is entirely weather dependent. Due to the warm winter, Bednar said the lake will hopefully open for skating at the end of December or early January.

Once it does, visitors can also

contemporary music — it’s truly a wonder to hear.

The band is playing on Friday through Sunday, Dec. 29, 30, and 31. Go to www.1stbankcenter.com for tickets.

Go back to the 1940s to celebrate 2018 Swing dancing, five course dinners, and hot jazz. Wait, what year is this again?

While we all make our way into 2018, the Viewhouse Centennial is taking guests back to the 1940s for its New Year’s Eve celebration.

The 1940s New Year’s Eve Ball begins at 9 p.m. on Sunday, Dec. 31 at the multi-story Centennial location, 7101 South Clinton St. The evening will feature a live dinner performance by an acoustic jazz trio, music from Barron’s Little Big Band, a rooftop DJ, a five-course PrixFixe dinner menu, complimentary midnight champagne toast, and much more.

stop by the Evergreen Lake House, to enjoy hot chocolate and snacks from the concession area near the giant stone fireplace.

“We’re a family-friendly place, and people can bring sleds and strollers for their kids,” Bednar said.

“It’s all about the setting up here. This is a real lake, surrounded by the mountains and trees. There are fish swimming under skaters’ feet.”

To get your ticket or make a reservation, call 303-816-3160 or visit www.

EventBrite.com.

Get organic food for a health new year Most farmers markets close up shop for the winter months, but if you’re still craving that local, artisan atmosphere, it can still be found at the Saturday Winter Farmers Market in Wheat Ridge.

The market is open from 9 a.m. to 2 p.m. on Saturdays throughout the season at 7043 W. 38th Ave. The free indoor market features live music and community classes and events, food samples, and everything else that can be found at a farmers market — weather be damned.

Clarke Reader’s column on culture appears on a weekly basis. A community editor with Colorado Community Media, he can be reached creader@ coloradocommunitymedia.com.

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18 The Transcript

December 28, 2017D

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The Transcript 19

20 The Transcript

December 28, 2017D

A Golden New Year Lots of fun offerings around town to start year off right

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

Among its bars, breweries and restaurants, Golden offers many fun ways for night owls to ring in the New Year.

But there’s also fun events going on throughout the weekend for those looking to celebrate in a way that does not involve staying up until midnight.

Noon Year’s Eve It may not be exactly like celebrating the New Year in Times Square in New York, but for Golden kids, it’s just as fun. And they don’t have stay up until midnight.

The Golden Library, 1019 10th St., plans its third Noon Year’s Eve Celebration from 11:30 a.m. to 12:15 p.m. Dec. 30.

IF YOU GO To register for the Golden Library’s Noon Year’s Eve Celebration, visit https://jeffcolibrary.org.

To register or sign Walk2Connect’s welcome waiver to participate in the Ring in the New Year Ramble, visit http://walk2connect.com/ event/ring-new-year-ramble.

“It’s a blast,” said Melody Garcia, the Golden Library’s kids and families’ librarian. “The kids really get into the festivities.”

This year, the event is taking place a day early, on Saturday, rather than on New Year’s Eve because of the library’s Sunday hours.

“We like to countdown to noon,” Garcia said, adding that the library doesn’t open until noon on Sundays.

SEE NEW YEAR, P21

People love to walk in Golden. Each year, the Ring in the New Year Ramble attracts about 75-80 people from all over the metro area. Organizers expect this year’s crowd to be about the same.

PHOTO COURTESY OF DARCY KITCHING

Careers

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• Ability for parents to mirror kid’s school schedule. Students to work around school schedules.

• We offer the ability to work additional shifts as needed (nights, weekends, summers).

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• 4 Terminals across the district provides the ability to work close to home.

• Bus Drivers start at $16.43/hour. Bus Assistants start at $12.52/hour. Ability for higher starting pay based on education and experience.

Requirements for Bus Drivers: Requirements for Bus Assistants: • High School Diploma/GED • High School Diploma/GED • 21 years of age • First Aid/CPR certification within 90 days of hire (paid training provided) • Clean Motor Vehicle Record • Ability to obtain Commercial Driver’s License (paid training provided)

For more information or to apply please visit: www.jeffcok12jobs.org Keyword: Bus

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The Transcript 21

December 28, 2017

NEW YEAR FROM PAGE 20

But all the entertainment will be the same — crafts, a countdown, balloon drop and bubble wrap fireworks.

All kids should come to the Noon Year’s Eve Celebration, said Brennan Butler, 8, who has attended the event for the past two years.

It’s fun, he added, because “I like balloons and popping bubble wrap.” And that’s something he can’t do at home because it scares the dog, he said.

All ages are welcome, but the targeted age group is preschoolers to fifth graders, Garcia said.

Registration is required because of capacity restrictions. Registration can be done on the library’s website or by calling the library.

In addition to the Noon Year’s Eve Celebration, that day’s storytime will also feature a New Year’s theme. Storytime is offered from 10:15-10:45 a.m.

This event is for babies, preschoolers, toddlers and their parents. It is first

come, first served, so it is recommended to arrive a early to ensure a spot.

The New Year’s celebrations at the library is something the entire family can enjoy and get into the celebratory mood, Garcia said. Plus, she added, it’s a great way to teach children about what it means to start a new year.

“It’s a learning opportunity,” Garcia said, “as well as a fun way to celebrate together as a family.”

Ring in the New Year Ramble People love walking around Golden, so what better way to ring in the New Year than a stroll along Clear Creek.

“We walk, and we’ll jingle as we go,” said Saoirse Charis-Graves, an organizer of the Ring in the New Year Ramble.

“We’re ringing in the new year.”

Walk2Connect’s annual Ring in the New Year Ramble takes place at 1 p.m. to about 3 p.m. Jan. 1 with the meetup spot being Parfet Park, which is located at 10th Street and Washington Avenue in Golden. The event is a casual walkabout along Clear Creek for people of all ages and most abilities.

There’s only two rules, said Betty

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Payte, a Golden resident who has been putting on a Wednesday morning community walk for a little over three years. The rules are: have fun, “which is our major reason for doing it,” Payte said, and be safe.

Ring in the New Year Ramble is a free, family-friendly event. Registration is not required, but is appreciated. All participants must sign Walk2Connect’s welcome waiver, either online, or in-person at the event.

Ring in the New Year Ramble will offer two simultaneous walks. Neither are fitness walks, Charis-Graves said.

“You’ll be able to walk alongside others and have conversation.”

One walk is a conversational pace.

This is about a three-mile distance and the pace is a moderate level of difficulty. The other option is a gentle walk at a slightly shorter distance and a slower pace. The gentle walk is stroller and wheelchair friendly.

Dogs are welcome, as long as they can get along with other dogs and people and remain on a six-foot, nonretractable leash.

Along the walk, organizers will talk

about the history of Golden and will provide some fun facts about the area.

People are welcome to bring a small rock with them to toss into Clear Creek to make a New Year’s wish or resolution, Charis-Graves said.

People should dress appropriately for the weather. Attendees should also bring their own water. A limited amount of small jingle bells will be available, but anybody is welcome to bring their own.

For the past couple of years, the Ring in the New Year Ramble has attracted about 75 or 80 people from all over the metro area, Charis-Graves said. And this year’s crowd is expected to be about the same.

A walk into the New Year can get you feeling good and happy about what’s to come, Payte said. Many of the attendees come because it’s a fun way to spend the first day of the New Year with family and/or friends. But it also offers a great opportunity to make new friends, she added.

“Walking and talking is important because it’s a joining,” Payte said. “It’s about people having fun together.”

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22 The Transcript

December 28, 2017D

NORTHERN LIGHTS

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The Transcript 23

7December 28, 2017

CAG FOOD BANK & THRIFT SHOP 1401 FORD ST, GOLDEN, CO 80401

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www.christianactionguild.org 2017 Christian Action Guild Annual Toy Drive Sponsors We started a new program at the CAG this year allowing businesses to turn their tax-deductible cash donations into toys for our annual Santa Shop. We partnered with Avenue Gifts in Golden to help stretch our gift dollars even further.

By making cash donations, we were able to purchase some of our needed toys this year. Thank you to the following businesses and individuals who made cash donations to the Christian Action Guild Annual Toy Drive.

GOLD SPONSORS Avenue Gifts • Connects Workspace Golden Mill • On Tap Credit Union • Woody’s Pizza

SILVER SPONSORS Golden Goods

BRONZE SPONSORS Brian Fox – Farmers Insurance • Charles Palmer – Golden Real Estate Jim Smith – Golden Real Estate • Minors Saloon Old Capitol Grill & Smokehouse In addition to those listed above, we want to thank the businesses that participated through our traditional method by hosting toy bins in their establishments, and those groups who held events to collect toys for our Annual Toy Drive. The donated toys were available for selection to Golden families in need at our annual Santa Shop on December 16, 2017. We truly appreciate how generous Golden residents have been once again this year. Thank you to all who participated.

Alphagraphics Boy Scout Troop #130 Colorado School of Mines (Presidents Office Christmas Party) Colorado School of Mines, CBE (Alderson Hall) Equian LLC Faith Lutheran Church First United Methodist Church Girl Scout Troop #1640 Golden Curves Golden Lions Club Golden Masonic Temple Golden Mill Golden Moon Speakeasy Golden Pond Golden Real Estate Golden Roots Salon

Golden Visitor Center Golden Walgreens King Soopers Meyer Hardware Miners Saloon Mom’s Club of Golden Natural Grocers Old Capitol Grill RE/MAX Alliance Red Wagon Gift and Garden Shop St. Joseph Catholic Church Table Mountain Inn Tall Pines Painting Trailhead Taphouse Wells Fargo (Wire Transfer Dept.)

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24 The Transcript

THINGS to DO

MUSIC

Vintage Trio: 7 p.m. Sunday, Dec. 31 in the lounge at the Wilmore Richter American Legion Post 161, 6230 W. 60th Ave., Arvada. Dance the night away to rock, country, blues and ballads. No cover charge.

ART/CRAFTS

Holiday Art Market: 10 a.m. to 5 p.m. Monday to Friday and noon to 5 p.m. Sundays through Dec. 30 at the Foothills Art Center, 809 15th St. Golden. http://www. foothillsartcenter.org/upcoming Winter Photography, Become a Pro: 4:15-5:15 p.m. Saturday, Jan. 13 at Majestic View Nature Center, 7030 Garrison St., Arvada. Space is limited; registration required. Go to https://arvada.org/ and click on Majestic View Nature Center under the Explore tab.

READING/WRITING

Teen Writing Group: 4:30-5:30 p.m. Jan. 2 at the Standley Lake Library, 8485 Kipling St., Arvada.

Work on writing skills with writing-enthusiastic teens. Share your work or listen to another.

Call 303-235-5275 or go to www. jeffcolibrry.org.

EVENTS

Arvada Winter Break Fun: 1-3 p.m. Friday, Dec. 29 at the Arvada Library, 7525 W. 57th Ave., Arvada.

Watch movies, munch popcorn, play with Legos and meet new friends. Movie is “Despicable Me 3.” Call 303-235-5275 or go to www.jeffcolibrary.org.

Lakewood Boards, Commissions: 5 p.m. Friday, Dec. 29 is deadline to apply; help Lakewood.org/GetOnBoard. Contact Donna Moreno at 303-987-7661 or donmor@ lakewood.org.

Arvada After Dark: Teeny Tiny Snowball Fight”: 6-8 p.m. Friday, Dec. 29 at the Arvada Library, 7525 W. 57th Ave., Arvada. For teens. Call 303-235-5275 or go to www.jeffcolibrary.org.

Glow In The Dark Party: 6-8 p.m.

Saturday, Dec. 30 at the Standley Lake Library, 8485 Kipling St., Arvada. New Year party for teens.

Call 303-235-5275 or go to www. jeffcolibrary.org.

Welcome 2018! Party: 4-4:30 p.m.

Sunday, Dec. 31 at the Standley Lake Library, 8485 Kipling St., Arvada. Call 303235-5275 or go to www. jeffcolibrary. org.

HEALTH

this week’s TOP FIVE M Mountain Lodge Mystery Dinner Theater: 7 p.m. Friday and Saturday, Dec. 29-30 and Jan. 5-6 at Colorado ACTS, 11455 W. I-70 Frontage Road North, Wheat Ridge. Travelers find themselves trapped at the M Mountain Lodge in the midst of a snowstorm. They may think they are safe from harm, but … Call 303-456-6772 to make dinner reservations. Non-dinner tickets may be purchased at the door. Go to www.coloradoacts.org.

Resolutions: 8 p.m. Fridays and Saturdays, and 6 p.m. Sundays through Dec. 31 at The Edge Theater, 1560 Teller St., Lakewood. Additional performance at 7 p.m. Sunday, Dec. 31. Call 303-232-0363 or go to www.theedgetheater.com.

Noon Year’s Eve Toddler Rave: 11:30 a.m. to 1 p.m.

Sunday, Dec. 31 at the Arvada Library, 7525 W. 57th Ave., Arvada. Registration required. Call 303235-5275 or go to www.jeffcolibrary.org.

journaling system. Free journal included, or you can bring your own. For adults and teens in grades 6 and up. Space is limited. Go to http://jeffcolibrary.org Conflict and Refugees: 3:45-6 p.m. Saturday, Jan. 6 at Arvada United Methodist Church, 6750 Carr St., Arvada. Presented by Arvadans for Progressive Action. Learn about the policies that cause refugees to leave their homes, and what is being done in Colorado to help. Speakers are Dr. Nader Hashemi, University of Denver; Joe Jorther, Colorado Refugee Services Program; and Sarah Jackson, Casa de Paz. Non-partisan educational presentation is free and open to the public. Contact info@ arvadansforprogressiveaction.org.

Bullet Journaling 101: 2-3 p.m. Saturday, Jan. 6 at the Wheat Ridge Library, 5475 W. 32nd Ave., Wheat Ridge. Learn techniques from the bullet

Winter Break Fun: 1-3 p.m. Jan. 2 at the Arvada Library, 7525 W. 57th Ave., Arvada. Watch a movie, eat popcorn, and meet new friends. Movie is “Spider-Man Homecoming” (PG-13). Call 303235-5275 or go to www.jeffcolibrary.org.

Winter Break Fun: 1-3 p.m. Jan. 3 at the Arvada Library, 7525 W. 57th Ave., Arvada. Watch a movie, eat popcorn, and meet new friends. Movie is “Despicable Me 3” (PG). Call 303-235-5275 or go to www.jeffcolibrary.org.

Memory Café: 1-3 p.m. Jan. 3 at the Arvada Library, 7525 W. 57th Ave., Arvada. A welcoming place for people living with memory loss and their caregivers. Presented by the Alzheimer’s Association.

Call 303-235-5275 or go to www. jeffcolibrary.org.

Winter Break Fun: 1-3 p.m. Jan. 3 at the Arvada Library, 7525 W. 57th Ave., Arvada. Play with Legos and meet new friends. Call 303-235-5275 or go to www.jeffcolibrary.org.

Welcome Meet and Greet: 9:30 a.m. Wednesday, Jan. 3 at the Apex Community Recreation Center, 6842 Wadsworth Blvd., Arvada. Discover the opportunities at the center. Reserve your space by Dec. 29. Call 303-4259583.

Mike High Dowsers: 7-9:30 p.m.

Thursday, Jan. 4 at Clements Community Center, Columbine Room, 1580 Yarrow St., Lakewood. Learn beginning and practical dowsing; and hear from guest speakers. Go to www.milehighdowsers.org

Discovery Play: 9:30-10:30 a.m.

Jan. 6 at the Arvada Library, 7525 W. 57th Ave., Arvada; and 10:15-11 a.m. Jan. 8 at the Standley Lake Library, 8485 Kipling St., Arvada.

Babies and toddlers enjoy a song and explore on their own. Dropins welcome. Call 303-235-5275 or go to www.jeffcolibrary.org.

Olde Town Photographic Society: 6:30-8 p.m. Jan. 10 at the Arvada Library, 7525 W. 57th Ave., Arvada.

Discuss photography, cameras and gear, photographic history, and more. Call 303-235-5275 or go to www.jeffcolibrary.org.

Teen Trivia Night: 6-7 p.m. Jan. 10 at the Standley Lake Library, 8485 Kipling St., Arvada. Test your trivia knowledge and challenge your friends for prizes and bragging rights. Call 303-2355275 or go to www.jeffcolibrary. org.

I Spy, Discovering Winter Wildlife: 4-5 p.m. Thursdays from Jan. 11 to Feb. 1 at Majestic View Nature Center, 7030 Garrison St., Arvada. For ages 5 and older. Registration required. Go to https:// arvada.org/ and click on Majestic View Nature Center under the Explore tab.

Lutefisk Dinner: 5 p.m. Saturday, Jan. 13 at the Trollheim Sons of

December 28, 2017D

Norway Lodge, 6610 W. 14th Ave., Lakewood. Tickets on sale now, and space is limited. Call 303989-4496 to RSVP. Jammin’ Feud: 7-9 p.m. Monday, Jan. 15 at the Wilmore Richter American Legion Post 161, 6230 W. 60th Ave., Arvada. Played like Family Feud. Teams of 1-4. All welcome.

League of Women Voters Book Club: 1 p.m. Wednesday, Jan. 17 at the Lakewood Public Library, 10200 W. 20th Ave., Lakewood; and 9:30 a.m. Saturday, Jan. 20 at Brookdale Westland Meridian, 10695 W. 17th Ave., Lakewood.

Author Michelle Alexander insists that “the huge racial disparity of punishment in America is not the mere result of neutral state action.” She sees mass incarceration as a new front in the historic struggle for racial justice.

Her book “The New Jim Crow: Mass Incarceration in the Age of Colorblindness” will be the focus of the two meetings. Call Lynne at 303-985-5128. Go to www. lwvjeffco.org.

Tai Chi: 6:15-7:15 p.m. (beginners) and 5-6 p.m (experienced) Mondays from Jan. 8 to Feb. 26 at Majestic View Nature Center, 7030 Garrison St., Arvada. Registration required. Go to https://arvada.org/ and click on Majestic View Nature Center under the Explore tab.

Food Pantry: open from 9-11 a.m.

Wednesdays at New Apostolic Church, 5290 Vance St., Arvada, rear entrance (across the street from Beau Jo’s restaurant). Contact Gertrude at 303-902-6794.

EDUCATION

Iceland: 2:30-3:30 p.m. Thursday, Jan. 4 at Atria of Applewood, 2800 Youngfield St., Lakewood.

Join Active Minds for a review of Iceland’s history and explore characteristics of the country. Call 303-233-4343 to RSVP; seating is limited.

Vanderhoof Elementary Kindergarten Registration: open Jan. 8-31 at www.jeffcopublicschools. org/jeffcoconnect. Children who are 5 years old by Oct. 1, 2018, are eligible for kindergarten in the fall. After you have entered your information into Jeffco Connect, you will be prompted to add your child(ren) and you will then be asked to bring the following documents to the school; a copy of your child’s birth certificate, a copy of immunization records, proof of residence (a utility bill, etc.). Share this information with anyone in your neighborhood who might have a child ready to start kindergarten in the fall. Call 303982-2744.

Vanderhoof Elementary Choice Enrollment: open Jan. 8-31 (round 1) and Feb. 9 to Aug. 31 (round 2). Applications being accepted for the 2018-19 school year. Students accepted on a space-available basis. First-round applications prioritized through a lottery process. Waiting lists will be created if applicants exceed space at th school. A separate application must be completed and submitted for each child. Call 303-982-2744.

Discovery Play: 2-3 p.m. Saturday, Jan. 13 at the Wheat Ridge Library, 5475 W. 32nd Ave., Wheat Ridge.

Enjoy a song and explore with hands-on fun while developing early reading and STEM skills.

Drop-ins welcome. For babies and toddlers. Go to http://jeffcolibrary. org Editor’s note: Calendar submissions must be received by noon Thursday for publication the following week. Send listings to calendar@coloradocommunitymedia.com. No attachments, please. Listings are free and run on a space-available basis.

The Transcript 25

7December 28, 2017

Marketplace ANNOUNCEMENTS

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26 The Transcript

LOCAL

December 28, 2017D

SPORTS

CHSAA will soon end mysteries of ‘next year’

“

D’Evelyn junior Izzy Lopez (10) takes a shot in the lane over Faith Christian Danella Bunavi (20) in the first quarter Dec. 15 at D’Evelyn Junior/Senior High School.

PHOTO BY DENNIS PLEUSS/ JEFFCO PUBLIC SCHOOLS

Pulling out all the stops In high school basketball, successful teams employ strong defense

BY JIM BENTON JBENTON@COLORADOCOMMUNITYMEDIA.COM

A few years ago, sports writer Neil Paine of the website basketball-reference.com examined 50 years of National Basketball Association titlewinning teams. The teams were strong on offense and defense, but Paine noted that a small improvement to defense increased a team’s chances of winning championships more than the same improvement in offense.

That concept would seem to apply not only to the pro level, but also the amateur ranks, including Colorado high school basketball.

“When talking about the old adage of `defense wins championships,’ I believe it still has substance in today’s game, which seems to be focused on offense and 3-pointers,” Legacy boys coach Connor Clay said.

“Defense is one of the few things in basketball that is always in your control as a player because it is always about effort and attitude. Defensive effort and attitude are a couple of the few things players can consistently control, and consistency wins championships.”

Arvada point guard Isaiah Vigil testified to the importance of defense after Littleton recently beat the Bulldogs.

“They (Littleton) were a swarming defense and pressured us up and down the court,” Vigil said.

“Their defense forced us to change some of the things I do. Their defender forced me to go the op-

posite way. I normally dribble, so he made me pull up and look to get a pass to an open teammate.”

Local coaches saying playing strong defense does more than stop the other team from scoring — it can also translate into offensive opportunities at the other end of the court.

“When you have two really good teams playing against each other, the defense is really what swings it,” Rock Canyon girls coach Becky Mudd said. “Your defense can start so many things for you offensively. You still need to have somebody who can put the ball in the basket but definitely your defense can spark a lot of things.”

Putting strategy to work There are a variety of approaches that can be employed, including man-to-man, pressure and zone defenses. It is up to coaches to decide which defense to use and when. For instance, zone defenses are often used to change tempo and keep players out of foul trouble.

“It all depends on how well the opponent can score,” Lakewood boys coach Daryl Johnson said. “We just look to give more attention in high school games to those players that can score. So that’s when we like to shift our defense.”

To many, strong defense starts close to the basket.

“The paint is where you win and lose games.

Our interior defense is very important to our success,” Rock Canyon boys coach Kenton Grams said.

Joe Ortiz, boys coach at ThunderRidge, agrees.

“Interior defense is more important because those players are the backup most of the time,” SEE DEFENSE, P28

Wait until next year” is a familiar catchphrase for many sports fans.

The next year is approaching and Colorado high school enthusiasts are waiting for the Colorado High School Activities Association’s Legislative Committee to approve several proposals which could go into effect for the 2018-2012 cycle.

There are 15 committee reports and additional proposOVERTIME als waiting for approval at the Jan. 5 meeting.

It’s a new year and time for some changes, especially the reports and proposals for football and baseball that have drawn the most attention.

The football committee report outlined two-year alignments for leagues that Jim Benton are more logical than the waterfall format we’ve been stuck with for the past two seasons. Waterfalls are striking to view in the mountains but not as a football league setup.

Also the football committee endorsed expanding the 5A playoffs to 24 teams, and one proposal backed by the committee would align football with the National Federation calendar, which would mean practice could start Aug. 6 rather than Aug. 13. Postseason dates would not be changed.

Another proposal that hopefully will be adopted is to lengthen the baseball season from 19 to 23 games during regular season for classifications other than 1A and 2A, which play district tournaments.

This would be a long-overdue change since it has been 52 years since Colorado has increased the maximum number of baseball games allowed.

Spring weather in Colorado is fickle. Decades ago when I was coaching youth teams, I always said the last week of February was usually nicer than the weather in March, April and even May. So the extra games could be played in tournaments or something called doubleheaders, which used to be more common years ago.

Other Northern states that sanction baseball allow a maximum of more regular-season games than Colorado. For instance, North Dakota allows 36 games on 23 dates and Idaho rules say teams are not to exceed 24 games.

There are many more proposals and committee reports that need to be passed, including the volleyball committee’s new bracket format for the state tournaments, cross country recommending a “run six athletes and score four” format, and creation of Foundation Benefit Contests for all sports to allow schools to raise funds for their programs.

The Transcript 27

December 28, 2017

Wheat Ridge boys hoops falls short against Rez Christian

BY DENNIS PLEUSS JEFFCO PUBLIC SCHOOLS

WHEAT RIDGE — In the long run, the non-league boys basketball game Dec. 19 will likely benefit Resurrection Christian and Wheat Ridge.

Rez Christian, No. 10 in the CHSAANow.com Class 3A boys poll, managed a 70-59 victory in front of a strong Farmers’ crowd at Wheat Ridge High School.

“It’s important for our kids to get this environment,” Rez Christian coach Bruce Dick said. “Our kids don’t always see this environment and that’s good for them.”

The game brought out a good turnout with several former administrators, coaches and graduates.

Wheat Ridge was honoring longtime athletic trainer Dan Martinez who after 27 years at Wheat Ridge will be moving on to Chatfield High School after winter break.

Wheat Ridge coach Tommy Dowd also took a moment before the game to welcome Dick back to Jeffco for at least one night. Dick spent 24 years at Green Mountain High School before stints at Rocky Mountain High School in Fort Collins and his current eight-year run at Rez Christian.

“He (Dick) has been a really good friend of my.

We’ve helped each other since I started coaching,” Dowd said. “He is a good coach.”

“No matter where he is at his team knows how to shoot and make free throws. I keep asking him for that formula, but he won’t give it to me,” Dowd joked.

The Cougars (5-3 record) never trailed Tuesday night. Rez Christian jumped out to a doubledigit lead by midway in the second quarter. The sophomore tandem of Reece Johnson and Jackson Romero combined for 38 points.

“We lost a lot of good players from last year’s team and a really good underclassman on a move,” Dick

Wheat Ridge junior Tanner Crouch (21) looks for an open teammate during the Farmers final non-league game before winter break Dec. 19 against Resurrection Christian. Wheat Ridge will open Class 4A Jeffco League play at home against Green Mountain on Jan. 4.

PHOTO BY DENNIS PLEUSS/JEFFCO PUBLIC SCHOOLS

said of his team that went 23-1 last season before being upset in the Sweet 16 of the 3A state tournament. “We started three sophomores and a freshman tonight. We put them in this kind of situation and they responded. I’m very happy with how they played.”

Wheat Ridge (4-4) closed the gap to 50-46 early in the fourth quarter, but a 10-1 run in the middle of the final quarter sealed the victory for the Cougars.

“Tommy Dowd is one of the better (coaches)

around,” said Dick, who moved into fourth place on the all-time wins list last year and sits at 627 coaching victories. “It’s a blessing for us to come in here and get a win.”

The Farmers will look a bit different after the winter break. Dowd expects junior Zeke Van Tuyl back from injury and junior transfer Julian Clausen will be eligible to play a few games into Class 4A Jeffco League play.

Seniors Naishon Thomas (18 points) and Max Warner (13 points), along with sophomore Alex Morales (12 points) finished in double-digits for the Farmers in the loss.

“It’s what we needed,” Thomas said. “We had a good environment and competition.”

The Farmers jump in Class 4A Jeffco League play Jan. 4 at home against Green Mountain before a Saturday night game Jan. 6 at Golden, ranked No. 2 in the latest CHSAANow.com 4A boys basketball poll.

“It’s going to give us a good preview of some of the teams we’ll see in our league. They are built the same way,” Dowd said. “We just spotted them too many early. We made our run, but we just don’t start out well.”

The conference schedule will be a tough grind for Wheat Ridge in the deep 4A Jeffco League. Defending state champion Valor Christian, along with Golden, Evergreen and D’Evelyn are also expected to challenge for the conference title. Also, Littleton (7-1) is off to a tremendous start.

Resurrection Christian, No. 10 in the Class 3A rankings, returns from winter break with a road game at Coal Ridge on Jan. 6 before starting its Class 3A Patriot League schedule.

Dennis Pleuss is a communications specialist for Jeffco Public Schools with a focus on athletics and activities. For more Jeffco coverage, go online at CHSAANow.com/Jeffco.

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28 The Transcript

December 28, 2017D

DEFENSE FROM PAGE 26

Ortiz said. “Most of the time, he is the last guy standing. He is like the free safety. We want to protect the basket first and a lot of time, that’s who it is.”

Defensive trends come and go.

“For a while everyone was playing the full court, 1-2-1-1, then everybody started playing the 2-2-1 and some people the run and jump,” Mudd said.

“I think there is a resurgence of good man defense in the half court and playing good, solid, man-to-man defense. I’d like to see that trickle down to the middle schools.”

The right stuff It takes intensity, passion and effort to be a good defender, coaches say.

“Mindset is the most important thing… it’s got to be a priority,” Ortiz said.

Coaches are always seeking athletes who are willing to play defense.

“Defense is something you can teach anybody, especially (good) athletes,” Mudd said. “They learn so much one-on-one play as they are growing up, they know offensive skills. It takes less talent to play defense — it just takes more heart.

“A coach always loves a good defender. There is always a place for somebody who is going to give their heart and play good defense.”

For some players, defense is more than just a requirement.

“It is really fun to play defense,” Arapahoe junior Eliana McClarie said. “It is satisfying to get steals.

I think it is almost more fun to get steals than points. It feels good to play good defense and get a stop.”

Area teams defend in different ways

Answers

THANKS for

PLAYING!

© 2016 King Features Synd., Inc.

Solution

The Transcript 29

December 28, 2017

Photos by Christy Steadman

Golden Business & Financial Services, Inc.

A few people representing Occupy Denver, a community activist group, attend Colorado Coalition for the Homeless’ homeless persons’ memorial vigil on Dec. 21 in downtown Denver. Holding signs that protest Denver’s urban-camping ban, from left, are Janet Matzen, Caryn Sodaro and Brian L.

Cody Peterson of Denver cups his hand around his candle to keep the wind from blowing out the flame during the 28th annual We Will Remember: Homeless Persons’ Memorial Vigil.

Vigil for the lost

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the organization has put on the event, said John Parvensky, president of the Colorado Coalition for the Homeless.

And “for many, this will be the only memorial they’ll have,” he said. The nonprofit strives to work collaboratively to prevent homelessness and create lasting solutions for homeless and at-risk families, children and individuals throughout Colorado. To learn more, visit www.coloradocoalition.org.

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30 The Transcript

December 28, 2017D

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The Transcript 31

7December 28, 2017

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32 The Transcript

ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Notices Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700364

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Evella Grk, A Colorado limited liability company Original Beneficiary(ies) River Bend Corporation Current Holder of Evidence of Debt River Bend Corporation Date of Deed of Trust April 06, 2017 County of Recording Jefferson Recording Date of Deed of Trust April 07, 2017 Recording Information (Reception No. and/or Book/Page No.) 2017036692 Original Principal Amount $540,000.00 Outstanding Principal Balance $540,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 44, Block 4, Saddle Brook Final Plat, County of Jefferson, State of Colorado Also known by street and number as: 15069 West 75th Place, Arvada, CO 80007.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the

Public Trustees

DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Robert Graham #26809 Foster Graham Milstein & Calisher, LLP 360 S. Garfield Street, 6th Floor, Denver, CO 80209 (303) 333-9810 Attorney File # 3121.0105 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700364 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700375 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) David M. Norton and Audrey Norton Original Beneficiary(ies) New Century Mortgage Corporation Current Holder of Evidence of Debt West Coast Servicing, Inc. Date of Deed of Trust May 19, 2005 County of Recording Jefferson Recording Date of Deed of Trust May 25, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005022925 Original Principal Amount $35,300.00 Outstanding Principal Balance $33,374.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The East Half (E 1/2) of Lot Six (6) Block Four (4) North Berkeley Gardens, Except that portion thereof lying within West 65th Avenue, County of Jefferson, State of Colorado.

Also known by street and number as: 5547 W. 65th Ave, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

Notices

Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich, Esq. #11649 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7174-510 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700375 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700341 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Julianna J Derby Original Beneficiary(ies) BOKF, NA DBA Colorado State Bank and Trust Current Holder of Evidence of Debt BOKF, N.A. Date of Deed of Trust February 26, 2015 County of Recording Jefferson Recording Date of Deed of Trust March 02, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015018901 Re-Recording Date of Deed of Trust March 20, 2015 Re-Recording Information (Reception No. and/or Book/Page No.) 2015026561 Original Principal Amount $241,544.00 Outstanding Principal Balance $232,108.05 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION A PARCEL OF LAND IN THE NORTHEAST ¼ OF SECTION 6, TOWNSHIP 8 SOUTH, RANGE 70 WEST OF THE 6TH P.M., COUNTY OF JEFFERSON, STATE OF COLORADO, DESCRIBED AS FOLLOWS (THE BEARINGS GIVEN BELOW ARE BASED UPON THE NORTHEASTERLY LINE OF THE BUFFALODECKERS FOREST HIGHWAY AS MONUMENTED BY BRASS CAPS AS NORTH 48°56’31” WEST:

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

COMMENCING AT THE EAST ¼ CORNER OF SAID SECTION 6;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY

THENCE NORTH 53°48’58” WEST A DISTANCE OF 1955.24 FEET TO AN IRON PIPE, SAID IRON PIPE BEING THE SAME AS THE “CENTER IRON PIPE” AS MENTIONED ON PAGE 7 OF “FINDINGS OF FACT, CONCLUSIONS OF LAW, AND ORDERS”, CASE NO.

other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

December 28, 2017D

LEGAL DESCRIPTION First Publication: 11/30/2017 Last Publication: 12/28/2017 A PARCEL OF LAND IN THE NORTHEAST ¼ Name of Publication: Golden Transcript OF SECTION 6, TOWNSHIP 8 SOUTH, RANGE 70 WEST OF THE 6TH P.M., COUNTY IF THE SALE DATE IS CONTINUED TO A OF JEFFERSON, STATE OF COLORADO, LATER DATE, THE DEADLINE TO FILE A NODESCRIBED AS FOLLOWS (THE BEARINGS TICE OF INTENT TO CURE BY THOSE GIVEN BELOW ARE BASED UPON THE PARTIES ENTITLED TO CURE MAY ALSO BE NORTHEASTERLY LINE OF THE BUFFALOEXTENDED; DECKERS FOREST HIGHWAY AS MONUMENTED BY BRASS CAPS AS NORTH To advertise yourIFpublic notices call 303-566-4100 THE BORROWER BELIEVES THAT A 48°56’31” WEST: LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF COMMENCING AT THE EAST ¼ CORNER OF CONTACT IN SECTION 38-38-103.1 OR THE SAID SECTION 6; PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY THENCE NORTH 53°48’58” WEST A DISFILE A COMPLAINT WITH THE COLORADO TANCE OF 1955.24 FEET TO AN IRON PIPE, ATTORNEY GENERAL, THE FEDERAL CONSAID IRON PIPE BEING THE SAME AS THE SUMER FINANCIAL PROTECTION BUREAU “CENTER IRON PIPE” AS MENTIONED ON (CFPB), OR BOTH. THE FILING OF A COMPAGE 7 OF “FINDINGS OF FACT, CONCLUPLAINT WILL NOT STOP THE FORECLOSSIONS OF LAW, AND ORDERS”, CASE NO. URE PROCESS. 83 CV 2678, DATED 09 OCTOBER, 1986, DISTRICT COURT, JEFFERSON COUNTY, COLColorado Attorney General ORADO; 1300 Broadway, 10th Floor THENCE SOUTH 43°17’00” WEST A DISDenver, Colorado 80203 TANCE OF 12.51 FEET TO A POINT ON THE (800) 222-4444 NORTHEASTERLY LINE OF A TRACT CONwww.coloradoattorneygeneral.gov VEYED TO SMITHS BY DEED RECORDED IN BOOK 1604 AT PAGE 90, AND THE TRUE Federal Consumer Financial POINT OF BEGINNING OF THE TRACT DEProtection Bureau SCRIBED HEREIN; P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 THENCE CONTINUING SOUTH 43°17’00” www.consumerfinance.gov WEST A DISTANCE OF 250.93 FEET, MORE OR LESS, TO THE NORTHEASTERLY RIGHT DATE: 09/21/2017 OF WAY LINE OF TRACT CONVEYED TO Margaret T. Chapman, Public Trustee in and for THE COUNTY OF JEFFERSON BY DEED REthe County of Jefferson, State of Colorado CORDED IN BOOK 323 AT PAGE 145; By: Barbara Lyons, Deputy, for Public Trustee THENCE SOUTH 47°57’00” EAST ALONG The name, address, business telephone numSAID NORTHEASTERLY RIGHT OF WAY ber and bar registration number of the LINE A DISTANCE OF 76.61 FEET TO THE attorney(s) representing the legal holder of the MOST SOUTHERLY CORNER OF SAID indebtedness is: TRACT CONVEYED TO SMITHS BY DEED RECORDED IN BOOK 1604 AT PAGE 90, Eve Grina #43658 WHICH POINT IS ALSO THE MOST WESTMcCarthy & Holthus, LLP 7700 E. Arapahoe ERLY CORNER OF A TRACT CONVEYED TO Road, Suite 230, Centennial, CO 80112 (877) JEFFERSON COUNTY BY DEED RECORDED 369-6122 IN BOOK 2003 AT PAGE 545; Attorney File # CO-17-779031-LL THENCE NORTH 43°17’00” EAST ALONG The Attorney above is acting as a debt collector THE SOUTHEASTERLY LINE OF SAID SMITH and is attempting to collect a debt. Any informaTRACT AND THE NORTHWESTERLY LINE tion provided may be used for that purpose.

OF SAID JEFFERSON COUNTY TRACT A DISTANCE OF 40.02 FEET TO THE MOST ©Public Trustees' Association WESTERLY CORNER OF A TRACT CONVEYED TO HAYDEN BY DEED RECORDED of Colorado Revised 1/2015 UNDER RECEPTION NO. 78052325, PARCEL II: Legal Notice NO.: J1700341 First Publication: 11/30/2017 THENCE SOUTH 48°56’31” EAST, ALON G Last Publication: 12/28/2017 THE SOUTHWESTERLY LINE OF SAID HAYName of Publication: Golden Transcript DEN TRACT AND ALONG THE NORTHEASTERLY LINE OF SAID JEFFERSON COUNTY TRACT, A DISTANCE OF 30.83 FEET; COMBINED NOTICE - PUBLICATION CRS §38-38-103 THENCE NORTH 43°17’00” EAST A DISFORECLOSURE SALE NO. J1700343 TANCE OF 211.73 FEET TO A POINT ON THE NORTHEASTERLY LINE OF SAID HAYDEN To Whom It May Concern: This Notice is given TRACT; with regard to the following described Deed of Trust: THENCE NORTH 48°56’31” WEST ALONG SAID NORTHEASTERLY LINE OF HAYDEN On September 21, 2017, the undersigned TRACT A DISTANCE OF 30.83 FEET TO THE Public Trustee caused the Notice of Election MOST NORTHERLY CORNER OF SAID HAYand Demand relating to the Deed of Trust DEN TRACT; described below to be recorded in the County of Jefferson records.

THENCE SOUTH 43°17’00” WEST ALONG THE NORTHWESTERLY LINE OF SAID HAYOriginal Grantor(s) DEN TRACT A DISTANCE OF 2.48 FEET TO Jeffery Brown and Michelle Brown THE MOST EASTERLY CORNER OF SAID Original Beneficiary(ies) TRACT CONVEYED TO SMITHS; Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Envoy Mortgage, THENCE NORTH 46°43’00” WEST ALONG LTD THE NORTHEASTERLY LINE OF SAID SMITH Current Holder of Evidence of Debt TRACT A DISTANCE OF 76.59 FEET TO THE RoundPoint Mortgage Servicing Corporation POINT OF BEGINNING, COUNTY OF JEFDate of Deed of Trust FERSON, STATE OF COLORADO. November 10, 2015 County of Recording Also known by street and number as: Jefferson 18224 County Road 126, Pine, CO 80470.

Recording Date of Deed of Trust November 16, 2015 THE PROPERTY DESCRIBED HEREIN IS ALL Recording Information (Reception No. OF THE PROPERTY CURRENTLY ENand/or Book/Page No.) CUMBERED BY THE LIEN OF THE DEED OF 2015122230 TRUST. Original Principal Amount $431,776.00 NOTICE OF SALE Outstanding Principal Balance $422,845.27 The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, Pursuant to CRS §38-38-101(4)(i), you are has filed Notice of Election and Demand for sale hereby notified that the covenants of the deed of as provided by law and in said Deed of Trust. trust have been violated as follows: failure to pay principal and interest when due together THEREFORE, Notice Is Hereby Given that I will with all other payments provided for in the evidat public auction, at 2 p.m. on Thursday, ence of debt secured by the deed of trust and 01/18/2018, at the Jury Assembly Room court other violations thereof. side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, THE LIEN FORECLOSED MAY NOT BE A Golden, CO 80419, sell to the highest and best FIRST LIEN. bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs EXHIBIT A and assigns therein, for the purpose of paying LOT 70, MESA HEIGHTS, COUNTY OF JEFthe indebtedness provided in said Evidence of FERSON, STATE OF COLORADO Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items Also known by street and number as: allowed by law, and will issue to the purchaser a 11290 W 77th Drive, Arvada, CO 80005.

Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of

Golden Wheat Ridge * 1

filed Notice of Election and Demand for sale 7has December 2017and in said Deed of Trust. as provided 28, by law THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 The Sayer Law Group, P.C. 9745 E. Hampden Ave., Ste. 400, Denver, CO 80231 (303) 3532965 Attorney File # CO170131 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700343 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700351 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Robert D Blakemore Sr. Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Cherry Creek Mortgage Co., Inc. Current Holder of Evidence of Debt Cherry Creek Mortgage Co., Inc. Date of Deed of Trust May 19, 2014 County of Recording Jefferson Recording Date of Deed of Trust May 21, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014039159 Original Principal Amount $217,500.00 Outstanding Principal Balance $206,811.08 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 34, VETTING SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6825 Reno Dr, Arvada, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Also known by street and number as: 6825 Reno Dr, Arvada, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/25/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/28/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00340-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700351 First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700362 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Alison L Dale Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender Current Holder of Evidence of Debt The Bank of New York Mellon FKA The Bank of New York, as Trustee (CWMBS 2004-12 MSTR) Date of Deed of Trust May 13, 2004 County of Recording Jefferson Recording Date of Deed of Trust May 19, 2004 Recording Information (Reception No. and/or Book/Page No.) F2028330 Original Principal Amount $154,700.00 Outstanding Principal Balance $116,753.96 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

NOTICE OF SALE

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale

Legal Description Exhibit A That Part of the Southeast 1/4 of the Southw-

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Trust:

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Original Grantor(s) Billie Lusk and Richard Lusk Original Beneficiary(ies) First Community Bank A Branch of First State Bank, N.M. Current Holder of Evidence of Debt SRP 2013-7, LLC Date of Deed of Trust October 25, 2002 County of Recording Jefferson Recording Date of Deed of Trust October 31, 2002 Recording Information (Reception No. and/or Book/Page No.) F1598419 Original Principal Amount $188,181.00 Outstanding Principal Balance $145,442.96

Public Trustees

Legal Description Exhibit A That Part of the Southeast 1/4 of the Southwest 1/4 of the Northeast 1/4 of Section 35, Township 3 South, Range 69 West of the 6th P.M., Described as Follows: Beginning at a Point which is 66 Feet South and 142 Feet West of the Northeast Corner of the South 1/2 of the Southeast 1/4 of the Southwest 1/4 of the Northeast 1/4 of Section 35, Township 3 South, Range 69 West of the 6th P.M., Thence going North a Distance of 126 Feet; Thence West, a Distance of 117 Feet; Thence South a Distance of 126 Feet; Thence East, a Distance of 117 Feet to the Point of Beginning, also known as, Lot 11, Vance Subdivision, County of Jefferson, State of Colorado.

Also known by street and number as: 7220 West 21st Avenue, Lakewood, CO 80214.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich, Esq. #11649 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7192-10710 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700362 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. Lot 17, Friendly Hills Filing No. 2, County of Jefferson, State of Colorado. ***Loan Modification Agreement signed by Richard Lusk and Billie Lusk Also known by street and number as: 4424 South Van Gordon Way, Morrison, CO 80465.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700369

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JOHN A TARBELL Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR DENVER MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER Date of Deed of Trust September 07, 2010 County of Recording Jefferson Recording Date of Deed of Trust September 20, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010082130 Original Principal Amount $274,038.00 Outstanding Principal Balance $245,010.38

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGAL DESCRIPTION THE NORTH 132 FEET OF THE NORTHEAST 1/4 OF THE SOUTHEAST 1/4 OF THE NORTHEAST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 3, TOWNSHIP 4 SOUTH, RANGE 69 WEST OF THE 6TH PRINCIPAL MERIDIAN, EXCEPT THE EAST 20 FEET THEREOF, COUNTY OF JEFFERSON, STATE OF COLORADO.

PURSUANT TO AFFIDAVIT OF SCRIVENER'S ERROR RECORDED ON 11/1/2010 AT RECEPTION NO. 2010097630 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 895 CARR STREET, LAKEWOOD, CO 80214.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: PURSUANT TO AFFIDAVIT OF SCRIVENER'S ERROR RECORDED ON 11/1/2010 AT RECEPTION NO. 2010097630 TO CORRECT LEGAL DESCRIPTION. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700365

Karen J. Radakovich, Esq. #11649 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7144-2250

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

©Public Trustees' Association of Colorado Revised 1/2015

Original Grantor(s) Billie Lusk and Richard Lusk Original Beneficiary(ies) First Community Bank A Branch of First State Bank, N.M.

The Transcript 33

Legal Notice NO.: J1700365 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244

Golden Wheat Ridge * 2

(CFPB), OR BOTH. THE FILING OF A COM34 TheWILL Transcript PLAINT NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 7069990 Attorney File # 17-016589 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 LEGAL NOTICE NO.: J1700369 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700386 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) SUMMER D. COULSON AND JOHN W. COULSON AND BARBARA COULSON Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR U.S. BANK N.A. Current Holder of Evidence of Debt U.S. Bank National Association Date of Deed of Trust January 24, 2005 County of Recording Jefferson Recording Date of Deed of Trust February 01, 2005 Recording Information (Reception No. and/or Book/Page No.) F2166386 Original Principal Amount $260,574.00 Outstanding Principal Balance $219,339.37 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, BLOCK 4, FRIENDLY HILLS FILING NO. 8, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 4476 SOUTH COORS STREET, MORRISON, CO 80465.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole R. Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000007024748 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700386 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700391 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Gary A Pollifrone Original Beneficiary(ies) Mortgage Electronic Registration Systems Inc., as nominee for American Liberty Mortgage, Inc. Current Holder of Evidence of Debt Reverse Mortgage Funding LLC Date of Deed of Trust May 27, 2014 County of Recording Jefferson Recording Date of Deed of Trust June 05, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014043532 Original Principal Amount $201,000.00 Outstanding Principal Balance $81,030.49 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to pay property charges, including but not limited to property taxes and/or hazard insurance, as required under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION CONDOMINIUM UNIT NO. 81, BUILDING NO. 21, ARBOR GREEN TOWNHOMES, ACCORDING TO THE MAP THEREOF FILED FOR RECORD DECEMBER 13, 1972, IN BOOK 3 AT PAGE 23, AND CONDOMINIUM DECLARATION RECORDED IN BOOK 2452 AT PAGE 125 ON DECEMBER 4, 1972, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 8762 Chase Drive Unit #81, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-782643-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 LEGAL NOTICE NO.: J1700391 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700337 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Florencio Cordova Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Envoy Mortgage, LTD Current Holder of Evidence of Debt RoundPoint Mortgage Servicing Corporation Date of Deed of Trust April 11, 2016 County of Recording Jefferson Recording Date of Deed of Trust April 13, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016033846 Original Principal Amount $172,975.00 Outstanding Principal Balance $170,306.68 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. EXHIBIT A LOT TWO (2), REED STREET SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 7010 West 44th Ave, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein,

7010 West 44th Ave, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Public Trustees NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 The Sayer Law Group, P.C. 9745 E. Hampden Ave., Ste. 400, Denver, CO 80231 (303) 3532965 Attorney File # CO170175 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO.: J1700337 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700338 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Rachel Johnsen Original Beneficiary(ies) Red Rocks Credit Union Current Holder of Evidence of Debt Red Rocks Credit Union Date of Deed of Trust June 16, 2015 County of Recording Jefferson Recording Date of Deed of Trust July 06, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015068960 Original Principal Amount $73,100.00 Outstanding Principal Balance $70,959.37 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 1, HAWTHORN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6182 Eldora St, Golden, CO 80403.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY EN-

December 28, 2017D

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 1, HAWTHORN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 6182 Eldora St, Golden, CO 80403.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Lisa Cancanon #42043 Weinstein & Riley, P. S. 11101 West 120th Ave., Suite 280, Broomfield, CO 80021 (303) 5398601 Attorney File # 47532775

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700338 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700339

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JACQUELINE C. GACCETTA Original Beneficiary(ies) FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDY MAC BANK, F.S.B. Current Holder of Evidence of Debt CIT BANK, N.A. Date of Deed of Trust July 28, 2005 County of Recording Jefferson Recording Date of Deed of Trust August 03, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005059402 Original Principal Amount $372,000.00 Outstanding Principal Balance $154,670.62

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Golden Wheat Ridge * 3

Principal Amount 7Original December 28, 2017 $372,000.00

Outstanding Principal Balance $154,670.62

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 16, BLOCK 1, VILLAGES OF SAN MARINO REPLAT, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 11390 W 84TH PLACE, ARVADA, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Nicholas H. Santarelli #46592 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 7069990 Attorney File # 17-016582 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700339 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700344 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Michael Yale Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Cherry Creek Mortgage Co., Inc. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust October 21, 2004 County of Recording Jefferson Recording Date of Deed of Trust November 12, 2004 Recording Information (Reception No. and/or Book/Page No.)

Mortgage Electronic Registration Systems, Inc., as nominee for Cherry Creek Mortgage Co., Inc. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust October 21, 2004 County of Recording Jefferson Recording Date of Deed of Trust November 12, 2004 Recording Information (Reception No. and/or Book/Page No.) F2127069 Original Principal Amount $173,500.00 Outstanding Principal Balance $129,621.17

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 944, ALLENDALE NINTH FILING, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6099 Vivian Street, Arvada, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-763013-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700344 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700349 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Darrell J Reble and Victoria E Reble

The Transcript 35

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

DATE: 09/28/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

Public Trustees

Original Grantor(s) Darrell J Reble and Victoria E Reble Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for 1st Rate Home Mortgage, Inc. Current Holder of Evidence of Debt Guild Mortgage Company, a California Corporation Date of Deed of Trust September 24, 2016 County of Recording Jefferson Recording Date of Deed of Trust September 29, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016099870 Original Principal Amount $360,821.00 Outstanding Principal Balance $357,839.41 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 10, MAPLE GROVE VILLAGE BLOCK 2 THROUGH 10, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 12590 W 32nd Ave, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/18/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-777619-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700349 First Publication: 11/30/2017 Last Publication: 12/28/2017 Name of Publication: Golden Transcript

Public Trustees COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700352 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) GREGORY J KOLKOW Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, MORTGAGE INVESTORS CORPORATION Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust April 30, 2012 County of Recording Jefferson Recording Date of Deed of Trust May 08, 2012 Recording Information (Reception No. and/or Book/Page No.) 2012048246** Original Principal Amount $249,645.00 Outstanding Principal Balance $277,698.33 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12, BLOCK 9, COUNTRYSIDE SUBDIVISION FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO. **THIS LOAN HAS BEEN MODIFIED T H R O U G H A L O A N M O D I F I C A T I ON AGREEMENT RECORDED 4/18/2017 AT RECEPTION NO. 2017040388 IN THE RECORDS OF THE JEFFERSON COUNTY CLERK AND RECORDER, COLORADO. Also known by street and number as: 10702 PARFET ST, WESTMINSTER, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-125-30169

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700352 First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700355

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) KIMBERLEE REED Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, MOUNTAIN STATES BANK Current Holder of Evidence of Debt FEDERAL NATIONAL MORTGAGE ASSOCIATION ("FANNIE MAE"), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Date of Deed of Trust March 07, 2001 County of Recording Jefferson Recording Date of Deed of Trust March 21, 2001 Recording Information (Reception No. and/or Book/Page No.) F1203727** Original Principal Amount $207,600.00 Outstanding Principal Balance $204,914.78

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/25/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

**THIS LOAN HAS BEEN MODIFIED THROUGH A LOAN MODIFICATION AGREEMENT RECORDED 10/23/2013 AT RECEPTION NO. 2013127090 IN THE RECORDS OF THE JEFFERSON COUNTY CLERK AND RECORDER, COLORADO.

First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript

Also known by street and number as: 5170 TABOR STREET, WHEATRIDGE, CO 80333.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/28/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the

ALL OF THE SOUTH 127 FEET OF THE NORTH 228.2 FEET OF THE WEST 91 FEET OF LOT 16, AND ALL OF THE SOUTH 127 FEET OF THE NORTH 228.2 FEET OF THE EAST 15 FEET OF LOT 15, STANDLEY HEIGHTS, COUNTY OF JEFFERSON, STATE OF COLORADO.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/25/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF

Golden Wheat Ridge * 4

36 The Transcript

Last Publication: 1/4/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/28/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-914-30163 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700355 First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700356

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Shawn McClure and Kathryn Serr Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for M&T Bank Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust December 23, 2009 County of Recording Jefferson Recording Date of Deed of Trust January 11, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010002966 Original Principal Amount $304,537.00 Outstanding Principal Balance $265,478.37

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 29, BLOCK 1, LAKECREST PATIO HOMES, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 10491 W. 83rd Place, Arvada, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/25/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/7/2017 Last Publication: 1/4/2018

Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/28/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00321-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700356 First Publication: 12/7/2017 Last Publication: 1/4/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700360 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Debra L Gordon Original Beneficiary(ies) JPMorgan Chase Bank, N.A. Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust December 23, 2011 County of Recording Jefferson Recording Date of Deed of Trust December 28, 2011 Recording Information (Reception No. and/or Book/Page No.) 2011117462 Original Principal Amount $202,032.00 Outstanding Principal Balance $183,124.13 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. L O T 9 , G H I L A R D U C C I S U B D I V I S I O N, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 8800 West 57th Avenue, Arvada, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway,

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

LOT 1, DAISYLAN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 2880 Harlan Street, Wheat Ridge, CO 80214.

Public Trustees

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Legal Notice NO.: J1700360 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700361 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Gene R. Kassahn and Patricia A. Kassahn Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for U.S. Bank N.A. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust September 08, 2004 County of Recording Jefferson Recording Date of Deed of Trust September 15, 2004 Recording Information (Reception No. and/or Book/Page No.) F2095742 Original Principal Amount $102,000.00 Outstanding Principal Balance $87,302.62 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, DAISYLAN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 2880 Harlan Street, Wheat Ridge, CO 80214.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LEGAL DESCRIPTION CONDOMINIUM UNIT B, BUILDING 15, LAKE LOCHWOOD VILLAGE CONDOMINIUMS, ACCORDING TO THE MAP THEREOF FILED FOR RECORD AND SUPPLEMENTS THEREOF AND THE CONDOMINIUM DECLARATION FOR LAKE LOCHWOOD VILLAGE CONDOMINIUMS RECORDED SEPTEMBER 30, 1974 IN BOOK 2667 AT PAGE 750 AND SUPPLEMENT THERETO RECORDED FEBRUARY 21, 1975 IN BOOK 2705 AT PAGE 95 AND SECOND SUPPLEMENT THERETO RECORDED MARCH 13, 1975 IN BOOK 2710 AT PAGE 664, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 10772 WEST FLORIDA AVENUE #B, LAKEWOOD, CO 80232.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

©Public Trustees' Association of Colorado Revised 1/2015

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Public Trustees

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-781940-LL

December 28, 2017D

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Outstanding Principal Balance $48,573.19

DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-781298-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700361 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700366 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) CONSTANCE M MARTINDALE Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Pacific Republic Mortgage Corporation Current Holder of Evidence of Debt PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust August 25, 2003 County of Recording Jefferson Recording Date of Deed of Trust September 08, 2003 Recording Information (Reception No. and/or Book/Page No.) F1858714 Original Principal Amount $63,844.00 Outstanding Principal Balance $48,573.19 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

NOTICE OF SALE

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/01/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/05/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Nichole R. Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000007072945

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700366 First Publication: 12/14/2017 Last Publication: 1/11/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700368

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Kurt W. York Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Broker Solutions, Inc.

Golden Wheat Ridge * 5

7December On October28, 12,2017 2017, the undersigned Public

Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Public Trustees Original Grantor(s)

Kurt W. York Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Broker Solutions, Inc. dba New American Funding Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust September 05, 2014 County of Recording Jefferson Recording Date of Deed of Trust September 11, 2014 Recording Information (Reception No. and/or Book/Page No.) 2014076548 Original Principal Amount $223,000.00 Outstanding Principal Balance $212,821.27

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION EXHIBIT “A”

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF JEFFERSON, STATE OF COLORADO AND IS DESCRIBED AS FOLLOWS:

ALL THAT PARCEL OF LAND IN CITY OF ARVADA, JEFFERSON COUNTY, STATE OF COLORADO, AS MORE FULLY DESCRIBED IN DEED BOOK 2012125988, CERT # NA, ID# 092029, BEING KNOWN AND DESIGNATED AS LOT 3, BLOCK 9, POMONA LAKES FILING NO 2 COUNTY OF JEFFERSON STATE OF COLORADO. MORE COMMONLY KNOWN AS 8063 AMMONS WAY, ARVADA, CO 80005

BY FEE SIMPLE DEED FROM NIKOLAUS JOHANN HIRTLER JR AND CHRISTINA R. HIRTLER AS SET FORTH IN DOC# 2012125988 DATED 11/20/2012 AND RECORDED 11/26/2012, JEFFERSON COUNTY RECORDS, STATE OF COLORADO. Also known by street and number as: 8063 Ammons Way, Arvada, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00388-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700368 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700370 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Seller Solutions LLC 14 Original Beneficiary(ies) Sconset Resources Corporation Current Holder of Evidence of Debt Sconset Resources Corporation Date of Deed of Trust August 19, 2016 County of Recording Jefferson Recording Date of Deed of Trust August 22, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016083265 Original Principal Amount $200,000.00 Outstanding Principal Balance $152,690.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PARCEL A: Lots 16, 17 and South 11 feet of Lot 18, Block 1, WASHINGTON HEIGHTS, SECOND FILING, County of Jefferson, State of Colorado PARCEL B: The West 17.5 feet of Depew Street adjoining Lots 16 and 17 and the South 11 feet of Lot 18, Block 1, WASHINGTON HEIGHTS, SECOND FILING, County of Jefferson, State of Colorado Also known by street and number as: 5660 West Ellsworth Avenue, Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau

SUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Public Trustees

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Martin A. Bloom #13153 Martin A. Bloom 4751 East Perry Parkway, Suite 1000, Greenwood Village, CO 80121 (303) 8086859 Attorney File # Seller Solutions LLC 14 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Public Trustees

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

©Public Trustees' Association of Colorado Revised 1/2015

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Legal Notice NO.: J1700370 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

Nichole R. Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000007055320

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700371 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) CHRISTOPHER LUNDEEN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STEARNS LENDING, LLC Current Holder of Evidence of Debt PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust July 17, 2015 County of Recording Jefferson Recording Date of Deed of Trust July 21, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015075977 Original Principal Amount $275,488.00 Outstanding Principal Balance $267,117.05 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 6, THE FARMS SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 7264 EATON CIRCLE, ARVADA, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700371 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

The Transcript 37

Public Trustees

First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/12/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700374

Kenneth J. Buechler #30906 Buechler & Garber, LLC 999 18th Street, Suite 1230-S, Denver, CO 80202 (720) 381-0045 Attorney File # DTC Design to Construction, Inc.

by Raymond Bonsell

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

On October 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

©Public Trustees' Association of Colorado Revised 1/2015

Original Grantor(s) DTC Design to Construction, Inc.

by Raymond Bonsell Original Beneficiary(ies) RMS Consulting LLC Current Holder of Evidence of Debt RMS Consulting LLC Date of Deed of Trust July 20, 2016 County of Recording Jefferson Recording Date of Deed of Trust November 29, 2016 Recording Information (Reception No. and/or Book/Page No.) 2016124770 Original Principal Amount $674,000.00 Outstanding Principal Balance $674,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SECTION 33 TOWNSHIP 04 RANGE 71 QTR NE SUBDIVISIONCD 350600 SUBDIVISIONNAME HIWAN THIRD FLG BLOCK LOT 0286 PIN/SCHEDULE: 300079155 STATE OF COLORADO COUNTY OF JEFFERSON Also known by street and number as: 2718 Olympia Circle, Evergreen, CO 80439.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/08/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/21/2017 Last Publication: 1/18/2018

Legal Notice NO.: J1700374 First Publication: 12/21/2017 Last Publication: 1/18/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700376

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Daniel Lutnes Original Beneficiary(ies) Mortgage Electronic Registration Systems Inc., as nominee for Rocky Mountain Mortgage Specialists, Inc., a Colorado Corporation Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC Date of Deed of Trust July 13, 2011 County of Recording Jefferson Recording Date of Deed of Trust July 26, 2011 Recording Information (Reception No. and/or Book/Page No.) 2011068291 Original Principal Amount $186,644.00 Outstanding Principal Balance $167,290.76

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 11, BLOCK 3, COUNTRYSIDE FILING NO. 9 SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 10315 Owens Circle, Westminster, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday,

Golden Wheat Ridge * 6

CUMBERED BY THE LIEN OF THE DEED OF 38 The Transcript TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Public Trustees

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00271-3 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700376 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700379

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Kimberli L. Schottenbauer Original Beneficiary(ies) Mortgage Electronic Registration Systems Inc., as nominee for Academy Mortgage Corporation Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust August 04, 2010 County of Recording Jefferson Recording Date of Deed of Trust August 05, 2010 Recording Information (Reception No. and/or Book/Page No.) 2010067549 Original Principal Amount $186,981.00 Outstanding Principal Balance $164,852.40

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, BLOCK 19, HARRIMAN PARK FILING NO. 5, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 12251 West Layton Avenue, Morrison, CO 80465.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY EN-

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, BLOCK 19, HARRIMAN PARK FILING NO. 5, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

Also known by street and number as: 12251 West Layton Avenue, Morrison, CO 80465.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-783406-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700379 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700380 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) BRUCE MCCUNE Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PREMIUM CAPITAL FUNDING, LLC D/B/A TOPDOT MORTGAGE, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-4 Date of Deed of Trust January 24, 2007 County of Recording Jefferson Recording Date of Deed of Trust February 15, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007018716 Original Principal Amount $118,400.00 Outstanding Principal Balance

CERTIFICATES, SERIES 2007-4 Date of Deed of Trust January 24, 2007 County of Recording Jefferson Recording Date of Deed of Trust February 15, 2007 Recording Information (Reception No. and/or Book/Page No.) 2007018716 Original Principal Amount $118,400.00 Outstanding Principal Balance $81,782.84

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION ALL THE REAL PROPERTY, TOGETHER WITH IMPROVEMENTS, IF ANY, SITUATE, LYING AND BEING IN THE COUNTY OF JEFFERSON AND STATE OF COLORADO, DESCRIBED AS FOLLOWS: PARCEL A: THAT PART OF THE NORTH ½ OF THE SE ¼ OF THE NE ¼ OF THE NE ¼ OF SECTION 13, TOWNSHIP 4 SOUTH, RANGE 69 WEST, OF THE 6TH P.M., DESCRIBED AS FOLLOWS: BEGINNING 30 FEET WEST AND 55.5 FEET NORTH OF THE SOUTHEAST CORNER OF SAID NORTH ½ OF THE SE ¼ OF THE NE ¼ OF THE NE ¼ OF SECTION 13; THENCE NORTH 60.0 FEET; THENCE WEST 136.25 FEET; THENCE SOUTH 60.0 FEET; THENCE EAST 136.25 FEET TO THE POINT OF BEGINNING, COUNTY OF JEFFERSON, STATE OF COLORADO. PARCEL B: THAT PART OF THE NORTH ½ OF THE SE ¼ OF THE NE ¼ OF THE NE ¼ OF SECTION 13, TOWNSHIP 4 SOUTH, RANGE 69 WEST, OF THE 6TH P.M., DESCRIBED AS FOLLOWS: BEGINNING 30 FEET WEST AND 40.5 FEET NORTH OF THE SOUTHEAST CORNER OF SAID NORTH ½ OF THE SE ¼ OF THE NE ¼ OF THE NE ¼ OF SECTION 13; THENCE NORTH 15.0 FEET THENCE WEST 136.25 FEET; THENCE SOUTH 15.0 FEET; THENCE EAST 136.25 FEET TO THE POINT OF BEGINNING, COUNTY OF JEFFERSON, STATE OF COLORADO. PARCEL C: THAT PART OF THE NORTH ½ OF THE SE ¼ OF THE NE 1/4 OF THE NE ¼ OF SECTION 13, TOWNSHIP 4 SOUTH, RANGE 69 WEST, OF THE 6TH P.M., DESCRIBED AS FOLLOWS: BEGINNING 30 FEET WEST OF THE SOUTHEAST CORNER OF SAID NORTH ½ OF THE SE ¼ OF THE NE ¼ OF THE NE ¼ OF SECTION 13; THENCE NORTH 40.5 FEET THENCE WEST 136.25 FEET; THENCE SOUTH 40.5 FEET; THENCE EAST 136.25 FEET TO THE POINT OF BEGINNING, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 455 SOUTH SHERIDAN BOULEVARD, LAKEWOOD, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

(800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Public Trustees

David R. Doughty #40042 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 7069990 Attorney File # 17-016795 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700380 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700381 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) MICHAEL H TRUE Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust March 30, 2011 County of Recording Jefferson Recording Date of Deed of Trust April 04, 2011 Recording Information (Reception No. and/or Book/Page No.) 2011033549 Original Principal Amount $326,230.00 Outstanding Principal Balance $260,131.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 1, THE VALLEY AT RAINBOW RIDGE, COUNTY OF JEFFERSON, STATE OF COLORADO Also known by street and number as: 11865 W 56TH DRIVE, ARVADA, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203

December 28, 2017D

Public Trustees

DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 7069990 Attorney File # 17-016778

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700381 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700382

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Timothy D. Halladay Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp.

Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust November 22, 2002 County of Recording Jefferson Recording Date of Deed of Trust December 02, 2002 Recording Information (Reception No. and/or Book/Page No.) F1619128 Original Principal Amount $121,650.00 Outstanding Principal Balance $89,663.54

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

EXHIBIT A CONDOMINIUM UNIT NO. C109, BUILDING 19C, TELLURIDE CONDOMINIUMS, IN ACCORDANCE WITH AND SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF TELLURIDE CONDOMINIUMS RECORDED AUGUST 11, 1982 UNDER RECEPTION NO. 82055666, AND ANY AND ALL AMENDMENTS THERETO, AND MAP RECORDED AUGUST 11, 1982 UNDER RECEPTION NO. 82055667, AND ANY AND ALL AMENDMENTS, COUNTY OF JEFFERSON, STATE OF COLORADO RECORDS, TOGETHER WITH THE RIGHT TO THE EXCLUSIVE USE OF PARKING SPACE 78 AND GARAGE NO. 106, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 443 Wright Street #109, Lakewood, CO 80228.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Golden Wheat Ridge * 7

02/15/2018, at the Jury Assembly Room court 7December 28, 2017 County Administration and side in the Jefferson

Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/19/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-783046-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700382 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700389

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) CHRISTINA ROTELLA Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CITYWIDE HOME LOANS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust September 16, 2015 County of Recording Jefferson Recording Date of Deed of Trust September 22, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015100918 Original Principal Amount $180,000.00 Outstanding Principal Balance $177,222.39

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LEGALS DESCRIPTION CONDOMINIUM UNIT 9215-D, IN CONDOMINIUM BUILDING 8, SEQUOIA CONDOMINIUMS COUNTY OF JEFFERSON, STATE OF COLORADO, ACCORDING TO THE CONDOMINIUM MAP THEREOF, RECORDED ON JANUARY 07, 1985 AS RECEPTION NO. 85001568, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR SEQUOIA CONDOMINIUMS, RECORDED ON JULY 31, 1984 AS RECEPTION NO. 84071980, AND IN SECOND STATEMENT OF INTENTION TO ANNEX ADDITION LAND TO CONDOMINIUM DECLARATION FOR SEQUOIA CONDOMINIUMS RECORDED JANUARY 07, 1985 AT RECEPTION NO. 85001567

85001568, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR SEQUOIA CONDOMINIUMS, RECORDED ON JULY 31, 1984 AS RECEPTION NO. 84071980, AND IN SECOND STATEMENT OF INTENTION TO ANNEX ADDITION LAND TO CONDOMINIUM DECLARATION FOR SEQUOIA CONDOMINIUMS RECORDED JANUARY 07, 1985 AT RECEPTION NO. 85001567 IN SAID RECORDS, COUNTY OF JEFFERSON, STATE OF COLORADO.

Public Trustees

APN#: 29-273-18-070 Also known by street and number as: 9215 WEST 80TH PLACE, #D, ARVADA, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 7069990 Attorney File # 17-016721 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700389 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700393 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) RANDALL S COMSTOCK AND DENISE J. COMSTOCK Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for OWNIT MORTGAGE SOLUTIONS, INC. Current Holder of Evidence of Debt Wilmington Trust National Association, as Successor Trustee to Citibank, N.A., as trustee for the Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-HE2 Date of Deed of Trust October 03, 2006 County of Recording Jefferson Recording Date of Deed of Trust

OWNIT MORTGAGE SOLUTIONS, INC. Current Holder of Evidence of Debt Wilmington Trust National Association, as Successor Trustee to Citibank, N.A., as trustee for the Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-HE2 Date of Deed of Trust October 03, 2006 County of Recording Jefferson Recording Date of Deed of Trust October 16, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006124790 Original Principal Amount $152,400.00 Outstanding Principal Balance $174,374.90 *Pursuant to Loan Modification Agreement dated June 29, 2016

Public Trustees

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 45, ARVADA WEST FILING NO. 7, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 6763 MOORE ST, ARVADA, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole R. Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006917645 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700393 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700394 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

FORECLOSURE SALE NO. J1700394 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustees

On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Doctors Beauty Choice LLC Original Beneficiary(ies) Warren Do and Jimmy Do Current Holder of Evidence of Debt Warren Do and Jimmy Do Date of Deed of Trust June 12, 2015 County of Recording Jefferson Recording Date of Deed of Trust June 12, 2015 Recording Information (Reception No. and/or Book/Page No.) 2015059627 Original Principal Amount $880,000.00 Outstanding Principal Balance $880,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE SOUTH 496 FEET OF THE EAST ONEHALF OF TRACT 2, RICHLAND GARDENS, EXCEPT THE EAST 25 FEET THEREOF AND EXCEPT THAT PORTION CONVEYED TO THE CITY OF LAKEWOOD BY INSTRUMENT RECORDED JUNE 8, 1988 AT RECEPTION NO. 88055687, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 1075 S. Yukon Street, Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Catherine Bortles, Chief Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joseph A. Murr #14427 Murr Siler & Accomazzo, P.C. 410 17th Street, Suite 2400, Denver, CO 80202 (303) 534-2277 Attorney File # 8285.015 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700394 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

The Transcript 39

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015

Public Trustees

Legal Notice NO.: J1700394 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700395

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JOYCE M. DAVIS AND MOSES C. DAVIS Original Beneficiary(ies) WESTERRA CREDIT UNION Current Holder of Evidence of Debt WESTERRA CREDIT UNION Date of Deed of Trust June 26, 2006 County of Recording Jefferson Recording Date of Deed of Trust July 06, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006081801 Original Principal Amount $200,000.00 Outstanding Principal Balance $178,588.12

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 15, BLOCK 2, APPLEWOOD VILLAGE, COUNTY OF JEFFERSON, STATE OF COLORADO. Also known by street and number as: 3365 WARD ROAD, WHEAT RIDGE, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Neal K Dunning #10181 Brown Dunning Walker PC 2000 South Colorado Blvd., Tower Two, Suite 700, Denver, CO 80222 (303) 329-3363

Golden Wheat Ridge * 8

40 The Transcript

the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Public Trustees

Neal K Dunning #10181 Brown Dunning Walker PC 2000 South Colorado Blvd., Tower Two, Suite 700, Denver, CO 80222 (303) 329-3363 Attorney File # 3085-127 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700395 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J1700397 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) DAVID A SKOUGSTAD Original Beneficiary(ies) U.S. BANK NATIONAL ASSOCIATION ND * Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO U.S. BANK NATIONAL ASSOCIATION ND Date of Deed of Trust September 15, 2006 County of Recording Jefferson Recording Date of Deed of Trust October 11, 2006 Recording Information (Reception No. and/or Book/Page No.) 2006122918 Original Principal Amount $100,000.00 Outstanding Principal Balance $83,018.49 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LEGAL DESCRIPTION THAT PART OF THE NORTHEAST 1/4 OF THE NORTHWEST 1/4 OF SECTION 22, TOWNSHIP 3 SOUTH, RANGE 69 WEST OF 6TH PRINCIPAL MERIDIAN, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 30 FEET SOUTH AND 5 FEET WEST OF THE SOUTHWEST CORNER OF BLOCK 15, JUCHEM'S GARDEN PLACE; THENCE EAST, PARALLEL WITH THE SOUTH LINE OF SAID BLOCK, 275 FEET MORE OR LESS, TO THE WEST LINE OF HOYT STREET; THENCE NORTH ALONG THE WEST LINE OF HOYT STREET 100 FEET; THENCE WEST 275 FEET MORE OR LESS TO A POINT 5 FEET WEST OF THE WEST LINE OF SAID BLOCK; THENCE SOUTH PARALLEL WITH SAID WEST LINE, 100 FEET TO THE POINT OF BEGINNING, EXCEPT THAT PART OF SAID PARCEL DESCRIBED IN BOOK 1535 AT PAGE 163, COUNTY OF JEFFERSON, STATE OF COLORADO. Pursuant to Affidavit Re: Scrivener's Error Pursuant to C.R.S. 38-35-109(5) Recorded January 19, 2017 at Reception No. 2017006824 to correct the Legal Description of the Deed of Trust. * Pursuant to Affidavit Re: Scrivener's Error Pursuant to C.R.S. 38-35-109(5) Recorded October 11, 2017 at Reception No. 2017104759 to correct the original beneficiary of the Deed of Trust.

Also known by street and number as: 4585 HOYT ST, WHEAT RIDGE, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: Pursuant to Affidavit Re: Scrivener's Error Pursuant to C.R.S. 3835-109(5) Recorded January 19, 2017 at Reception No. 2017006824 to correct the Legal Description of the Deed of Trust.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/15/2018, at the Jury Assembly Room court side in the Jefferson County Administration and Courts Facility, 100 Jefferson County Parkway, Golden, CO 80419, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

Public Trustees

First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOS E PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

PUBLIC NOTICE

Notice Creditors NOTICETo TO CREDITORS

Estate of Ardeth Margene Carlson Layton, aka Ardeth Margene Layton, aka Margene C. Layton, aka Margene Carlson Layton, Deceased Case Number: 17 PR 684 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Jennifer L. Taylor aka Jenny Taylor Personal Representative 6408 W. Dee Road Willcox, AZ 85643 Legal Notice No: 49461 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Ronald Lee Burbank, a/k/a Ronald L. Burbank, a/k/a Ronald Burbank, Deceased Case Number: 2017PR031217 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 28, 2018, or the claims may be forever barred.

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

Deborah Kay Burbank, Personal Representative 8187 West 93rd Circle Westminster, CO 80021

DATE: 10/26/2017 Margaret T. Chapman, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

Legal Notice No.: 49890 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Monica Kadrmas #34904 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000006488092 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO.: J1700397 First Publication: 12/28/2017 Last Publication: 1/25/2018 Name of Publication: Golden Transcript

Name Changes PUBLIC NOTICE Public Notice of Petition for Change of Name Public notice is given on December 20, 2017, that a Petition for a Change of Name of a minor child has been filed with the Jefferson County Court.

The Petition requests that the name of Nicholas Joseph Kay be changed to Nicholas Joseph Goldberg Case No.: 2017 C 43615 Diana Coffey, Clerk of Court By: T. Bartholomew, Deputy Clerk Legal Notice No: 49909 First Publication: December 28, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript

Notice To Creditors PUBLIC NOTICE NOTICE TO CREDITORS Estate of Gladys Nielsen, Deceased Case Number: 2017 PR 31032 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 14, 2018, or the claims may be forever barred.

Sara S. Price, Esq. Personal Representative for Jennifer Williams Frazer-Abel Law, LLC 333 South Allison Parkway, Suite 205 Lakewood, Colorado 80226 Legal Notice No: 49391 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Ardeth Margene Carlson Layton, aka Ardeth Margene Layton, aka Margene C. Layton, aka Margene Carlson Layton, Deceased Case Number: 17 PR 684

December 28, 2017D

NOTICE TO CREDITORS Estate of Fred Studenka, Deceased Case Number: 2017PR31172

Public Notice NOTICE TO CREDITORS Estate of CAROL F. HAMET, Deceased Case Number: 2017 PR 31176 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of JEFFERSON County, Colorado, on or before April 16, 2018, or the claims may be forever barred.

CATHY H. DAUGHENBAUGH Personal Representative 9679 Sunset Hill Circle Lone Tree, CO 80124 Legal Notice No.: 49401 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Josephine Busch, aka Josephine H. Busch, Deceased Case No.: 2017 PR 30827 All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before April 22, 2018, or the claims may be forever barred.

Elizabeth Jakeway Personal Representative c/o Katrina S. Jones, P.C. 11160 Huron St., Ste. 33 Northglenn, CO 80234 (303) 252-1012 Legal Notice No.: 49402 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Thomas Lane Hartley, a/k/a Thomas L. Hartley, a/k/a Thomas Hartley, a/k/a Tom Hartley, a/k/a T.L. Hartley, Deceased Case Number: 17PR31201 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Gail M. Hartley Personal Representative 22001 Golden Gate Canyon Road Golden, CO 80403 Legal Notice No.: 49407 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Fred Studenka, Deceased Case Number: 2017PR31172 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson, County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Janette E. Hill

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson, County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Notice To Creditors

Notice To Creditors Public Notice

Janette E. Hill Personal Representative 6320 Janice Way Arvada, CO 80004

NOTICE TO CREDITORS Estate of GLENDA YUVONNE WARSHAUER, Deceased Case Number: 2017PR31204

Legal Notice No.: 49408 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado, on or before April 16, 2018, or the claims may be forever barred.

Public Notice NOTICE TO CREDITORS Estate of Elsie M. Sebern, Deceased Case Number: 2017 PR 31202 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to District Court of Jefferson, County, Colorado on or before April 16, 2018, or the claims may be forever barred.

David Sebern, Personal Representative 13205 CR 251A Salida, CO 81201 Legal Notice No.: 49410 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Wheat Ridge Transcript and the Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Janice A. Murensky, also known as Janice Mildred Murensky, Deceased Case Number: 2017 PR 31150 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to District Court of Jefferson, County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Catherine L. Murensky, Personal Representative 14950 W. Evans Place Lakewood, CO 80228 Legal Notice No.: 49411 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Wheat Ridge Transcript and the Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Louis G. Gottlieb, Deceased Case No.: 2017 PR 31041 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of the County of Jefferson, Colorado, on or before April 16, 2018, or the claims may be forever barred.

Lisa Gottlieb Bush Personal Representative 46 Heather Lane Aspen, CO 81611 Legal Notice No.: 49435 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of CATHY M. MILLER, aka CATHY MARIE MILLER, aka CATHY MILLER, fka CATHY M. DUFF aka CATHY DUFF, Deceased Case Number: 2017PR31198 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, State of Colorado on or before April 22, 2018 , or the claims may be forever barred.

Stephen L. Miller Personal Representative 889 Quail Run Drive Grand Junction, CO 81505 Legal Notice No.: 49444 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Lena J. Baughman, Deceased Case Number: 2017PR31177 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado, on or before April 21, 2018, or the claims may be forever barred.

Gary W. Baughman (Personal Representative for the Estate) 3773 Cherry Creek North Drive, Suite 575 Denver, CO 80209 Legal Notice No.: 49463 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript

Mark Warshauer Personal Representative c/o Zumalt & Sigler LLC, 1536 Cole Blvd., #330 Lakewood, CO 80401 Legal Notice No.: 49446 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of HAROLD LESTER BAKER, aka HAROLD L. BAKER, aka HAROLD BAKER, Deceased Case Number: 2017 PR 031175

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado, on or before APRIL 30, 2018, or the claims may be forever barred.

Lisa M. Baker, Personal Representative

by Lawrence P. Hartlaub, Attorney at Law 9233 Park Meadows Dr., #49 Lone Tree, CO 80124 Legal Notice No.: 49465 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Michael P. Gauthier, aka Michael Paul Gauthier, Deceased Case Number: 2017PR31169

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 22, 2018, or the claims may be forever barred.

Elizabeth Nazarenus Personal Representative 4660 Otis Street Wheat Ridge, CO 80033 Legal Notice No.: 49488 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Wheat Ridge Transcript and the Golden Transcript Public Notice NOTICE TO CREDITORS Estate of Virginia L. Hooker, Deceased Case Number: 2017PR31225

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

David V. Hooker, Personal Representative 311 Roy Cheek Rd. Jonesville, VA 24263 Legal Notice No.: 49892 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of MARION ALDER, Deceased Case Number: 2017PR000350

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 28, 2018, or the claims may be forever barred.

Madeline Lia Duncan, #11309 MADELINE LIA DUNCAN, P.C. 7100 W. 44th Ave., Suite 106 Wheat Ridge, CO 80033 Legal Notice No.: 49895 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of CLYDE A. FAATZ, JR., also known as Clyde A. Faatz, II, also known as Clyde Faatz, Deceased Case Number: 2017 PR 31242

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Golden Wheat Ridge * 9

NOTICE TO CREDITORS 7December 28,of2017 Estate CLYDE A. FAATZ, JR.,

also known as Clyde A. Faatz, II, also known as Clyde Faatz, Deceased Case Number: 2017 PR 31242

Notice To Creditors

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Martille Faatz Personal Representive PO Box 68, La Jara, CO 81140 Legal Notice No.: 49896 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of BRIAN LEO TEPLEY, aka BRIAN L. TEPLEY, and BRIAN TEPLEY, Deceased Case Number: 17PR31250

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Karen Holthaus Personal Representative 6327 Hawthorn Ln. Lakewood, CO 80227 Legal Notice No.: 49903 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript Public Notice NOTICE TO CREDITORS Estate of: STEVEN LLOYD COLEMAN, Deceased Case Number: 2017PR31132 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to District Court of JEFFERSON, County, Colorado on or before May 04, 2018, or the claims may be forever barred.

Carolyn Coleman, Personal Representative c/o Hulbert & Associates, LLC 326 Main Street Sterling, Colorado 80751 Legal Notice No.: 49905 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Nellie Farrar, Deceased Case Number: 2017 PR 31164

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018 or the claims may be forever barred.

Frank T. Farrar Personal Representative 8445 Grandview Avenue Arvada, CO 80002 Robert A. Simpson Attorney for the Personal Representative 4465 Kipling Street, No. 200 Wheat Ridge, Colorado 80033 Telephone: 303-986-9446 Legal Notice No: 49406 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript and the Wheat Ridge Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Mirlan Lee Sharp, aka M.L. Sharp; aka Mirlan L. Sharp; aka Joe Sharp, Deceased Case Number: 17 PR 675

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Shawnee L. Sharp-Ramage Personal Representative 764 Welch Court Lakewood, Colorado 80401-4663 Legal Notice No: 49403 First Publication: December 14, 2017 Second Publication: December 21, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Theresa Marie Carlson, aka Theresa M. Carlson, Deceased Case Number: 17 PR 639

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018, or the claims may be forever barred.

John A. Carlson Personal Representative 6471 Harlan Street Arvada, Colorado 80003

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Notice To Creditors

John A. Carlson Personal Representative 6471 Harlan Street Arvada, Colorado 80003

Legal Notice No: 49404 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Barbara Jean Smith, aka Barbara J. Smith, Deceased Case Number: 17 PR 31190 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 16, 2018, or the claims may be forever barred.

Teri Lynn Hunt Personal Representative 12453 W. Florida Drive Lakewood, Colorado 80228 Phone: 720-201-0907 Legal Notice No: 49405 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Genevieve A. McKenna, aka Genevieve McKenna, Deceased Case Number: 2017 PR 031203 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 21, 2018, or the claims may be forever barred.

William J. McKenne Personal Representative 7750 W. 87th Drive, Unit M Westminster, Colorado 80005 Legal Notice No: 49439 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Lawrence Gilley, Deceased Case Number: N/A All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before January 2, 2018, or the claims may be forever barred.

April Gilley Personal Representative 4690 Parfet Street Wheat Ridge, Colorado 80033 Legal Notice No: 49445 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Julie A. Johnson, aka Julie Ann Johnson, aka Julie Johnson, Deceased Case Number: 17 PR 31208 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 27, 2018, or the claims may be forever barred.

Sarah N. Johnson Personal Representative 5438 N. 81st Place Scottsdale, AZ 85250 Legal Notice No: 49451 First Publication : December 14, 2017 Last Publication: December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Robert Alderman, Deceased Case Number: 17 PR 673 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Jeremy Alderman Personal Representative 2810 Bookcliff Avenue Grand Junction, Colorado 81501 Legal Notice No: 49460 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of James Arthur Bishop, Deceased Case Number: 2017 PR 31079 All persons having claims against the abovenamed estate are required to present them to

PUBLIC NOTICE

Notice To Creditors

NOTICE TO CREDITORS Estate of James Arthur Bishop, Deceased Case Number: 2017 PR 31079 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Jeffrey R. Young Attorney to the Personal Representative 2221 E. Arapahoe Road, No. 2919 Littleton, Colorado 80161 Legal Notice No: 49462 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Janice Annette Rich, Deceased Case Number: 17 PR 687 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Michael D. Shaug Personal Representative 720 Cole Drive Golden, Colorado 80401 Legal Notice No: 49467 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Michael Mackey, Deceased Case Number: 17 PR 563 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Ryan Mackey Personal Representative 2769 W. Riverwalk Circle, No. F Littleton, Colorado 80123 Legal Notice No: 49483 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Terry James Brauch, aka Terry J. Brauch, aka Terry Brauch, Deceased Case Number: 17 PR 31207 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Wendy E. Kane Personal Representative 9879 Alkire Street Arvada, Colorado 80005 Legal Notice No: 49484 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Frances Konrade McVay, aka Frances K. McVay, aka Frances Pulgharia McVay, aka Frances P. McVay, and Frances McVay, Deceased Case Number: 2017 PR 31192 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 28, 2018, or the claims may be forever barred.

Carol Ann Sandstead Personal Representative 451 Balsam Street Lakewood, Colorado 80226 Legal Notice No: 49891 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Karen F. Dowling, aka Karen Frances Dowling, Deceased Case Number: 2017 PR 31233 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Robert G. Frie (1796) Frie, Arndt & Danborn PC 7400 Wadsworth Blvd., No. 201 Arvada, Colorado 80003 303-420-1234 Attorney for Personal Representative

the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Robert G. Frie (1796) Frie, Arndt & Danborn PC 7400 Wadsworth Blvd., No. 201 Arvada, Colorado 80003 303-420-1234 Attorney for Personal Representative

Notice To Creditors

Patricia M. Adkins 2760 Sawgrass Loop Richland, WA 99354 Personal Representative Legal Notice No: 49893 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Martha E. Zook, aka Martha Elizabeth Zook, Deceased Case Number: 17 PR 678

The Transcript 41

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 1, 2018, or the claims may be forever barred.

Notice To Creditors

Karen L. Geiger Personal Representative 7596 W. Jewell Avenue, Suite 205 Lakewood, Colorado 80232

Legal Notice No: 49904 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Stanley Charles Yanz, aka Stan Yanz, Deceased Case Number: 17 PR 31090

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Lucas Foughty Personal Representative 7073 Ingalls Street Arvada, Colorado 80003

John H. Weston, Jr. Personal Representative 855 S. Newcombe Way Lakewood, Colorado 80226

Legal Notice No: 49908 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript

Legal Notice No: 49894 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Lee W. Bergen, aka Lee Winton Bergen, aka Lee Bergen, Deceased Case Number: 2017 PR 31168 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Virginia A. Frazer-Abel Personal Representative 333 S. Allison Pkwy., Suite 205 Lakewood, Colorado 80226 Legal Notice No: 49898 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Gino Steven Ciari, aka Gino S. Ciari, aka Gino Ciari, Deceased Case Number: 2017 PR 468 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Virginia A. Frazer-Abel Personal Representative 333 S. Allison Pkwy., Suite 205 Lakewood, Colorado 80226 Legal Notice No: 49899 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Kathleen A. Westlake, aka Kathleen Alice Westlake, aka Kay A. Westlake, Deceased Case Number: 2017 PR 31222 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 11, 2018, or the claims may be forever barred.

Robert G. Frie (1796) Frie, Arndt & Danborn PC 7400 Wadsworth Blvd., No. 201 Arvada, Colorado 80003 303-420-1234 Attorney for Personal Representative Donald J. Rutherford 7770 West 87th Drive, Unit A Arvada, Colorado 80005 Personal Representative Legal Notice No: 49902 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Mica Leigh Haesecke, Deceased Case Number: 17 PR 30876 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 1, 2018, or the claims may be forever barred.

Karen L. Geiger Personal Representative 7596 W. Jewell Avenue, Suite 205 Lakewood, Colorado 80232

Public Notice NOTICE TO CREDITORS Estate of Bonnetta Jane Gamet, Deceased Case Number: 17 PR 692

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Rhonda Sue Gamet Personal Representative 6935 W. 87th Way, No. 295 Arvada, Colorado 80003 Legal Notice No: 49910 First Publication : December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Thomas Michael Smith, aka Thomas M. Smith, aka Thomas Smith, aka Tom Michael Smith, aka Tom M. Smith, aka Tom Smith, aka Tommy Smith, aka Tommy Michaels, Deceased Case Number: 2017 PR 31114

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Robin C. Smith Co-Personal Representative 134 Sandpiper Lane Aliso Viejo, CA 92656 Christine E. Smith Co-Personal Representative 2007 Liberty Way San Leandro, CA 94579 Legal Notice No: 49911 First Publication : December 21, 2017 Last Publication: January 4, 2018 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE TO CREDITORS Estate of Lorraine Lee Wightman, aka Lorraine Lee Buehler, Deceased Case Number:17 PR 674

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 30, 2018, or the claims may be forever barred.

Kate Bulmer Personal Representative 3495 Teller Street Wheat Ridge, Colorado 80033 Legal Notice No: 49913 First Publication: December 28, 2017 Last Publication: January 11, 2018 Publisher: The Golden Transcript

Misc. Private Legals Public Notice Case # 2017-051 Cert # 2013-01156 NOTICE OF PURCHASE OF REAL ESTATE AT TAX SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED To Every Person in Actual Possession of Occupancy of the hereinafter Described land, Lot or Premises and to the Person in whose name the same was Taxed or Specially Assessed and to all Person having an Interest or Title of Record in or to the said Premises and, To Whom it May Concern, and more especially James D. Kleber Lois J. Kleber Janet Turner as Personal Representative of the Estate of Lois J. Kleber 100 Jefferson County Pkwy #2520 Golden, CO 80419

Golden Wheat Ridge * 10

42 The Transcript

pancy of the hereinafter Described land, Lot or Premises and to the Person in whose name the same was Taxed or Specially Assessed and to all Person having an Interest or Title of Record in or to the said Premises and, To Whom it May Concern, and more especially James D. Kleber Lois J. Kleber Janet Turner as Personal Representative of the Estate of Lois J. Kleber 100 Jefferson County Pkwy #2520 Golden, CO 80419 You and each of you are hereby notified that on the 22nd day of OCTOBER, A.D. 2014, the then county Treasurer of the County of Jefferson and State of Colorado sold at public sale to Jefferson County, Assignor of, Adam Ah Bialek, Applicant, who has made demand for a Treasurer’s Deed for the following described real estate situated in the County of Jefferson and State of Colorado to wit; The W1/2 of vacated Loveland St as vacated in Reception No. 78019118 adjoining Lot 5, Eberhart Subdivision, That said tax sale was made to satisfy the delinquent 2013 taxes assessed against said real estate for the year 2013 that said real estate was taxed in the name of James D. Kleber and Lois J. Kleber that the statutory period of redemption expired OCTOBER 22, A.D. 2017; that the same has not been redeemed; that said property may be redeemed at any time before the Tax Deed is issued; that a Tax Deed will be issued to the said, Adam Ah Bialek, lawful holder of said certificate, on the 3rd day of April at 5:00 P.M., A.D. 2018, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 5th Day of December, A.D. 2017 Tim Kauffman Jefferson County Treasurer

Misc. Private Legals

Legal Notice No.: 49453 First Publication December 14, 2017 Final Publication December 28, 2017 Publisher: The Golden Transcript PUBLIC NOTICE NOTICE OF HEARING In the Matter of the Estate of: Donald Harris Case No. 17PR686 TO: Estate of Donald E. Harris Last known address, if any: A hearing on Petition for Adjudication for NonAppearance Hearing will be held at the following time and location or at a later date to which the hearing may be continued.: Date: January 9, 2018 Time: 8:00 a.m.

Courtroom or Divisions: 4B Address: 100 Jefferson County Parkway Golden, CO 80401 Person Giving Notice: Dawn Diment 17215 W. 16th Avenue Golden, CO 80401 Legal Notice No.: 49412 First Publication: December 14, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice MARK A. KIRKORSKY, P.C., Attorneys at Law P.O. Box 25287 Tempe, Arizona 85285 (480) 551-2173 Mark A. Kirkorsky (#010029) Joseph L. Whipple (#021391) Tara K. Miller (#024742) info@makpc.com Attorneys for Plaintiff IN THE SUPERIOR COURT OF THE STATE OF ARIZONA IN AND FOR THE COUNTY OF MARICOPA

C.A.G. ACCEPTANCE, L.L.C., an Arizona limited liability company, Plaintiff, v.

CHRISTOPHER JULIUS SALGUERO and JOHN/JANE DOE, a married couple; and DESSERAE BIONCA MONIQUE DEL RIO and JOHN/JANE DOE, a married couple, Defendant(s).

Case No.: CV2017-091809 SUMMONS THE STATE OF ARIZONA TO:

CHRISTOPHER JULIUS SALGUERO and JOHN/JANE DOE, a married couple; and DESSERAE BIONCA MONIQUE DEL RIO and JOHN/JANE DOE, a married couple Last known address: 185 S Zang Way, Apt 7-307 Lakewood, CO 80228-1987

YOU ARE HEREBY SUMMONED and required to appear and defend, within the time applicable, in this action in this Court, if served within Arizona, you shall appear and defend within 20 days after the service of the Summons and Complaint upon you, exclusive of the day of service. If served out of the state of Arizona – whether by direct service, by registered or certified mail, or by publication – you shall appear and defend within 30 days after the service of the Summons and Complaint upon you is complete, exclusive of the day of service. Where process is served upon the Director of Insurance as an insurer’s attorney to receive service of legal process against it in this state, the insured shall not be required to appear, answer or plead until expiration of 40 days after the date of such service upon the Director. Service by registered or certified mail without the State of Arizona is complete 30 days after the date of filing the receipt and affidavit of service with the Court. Service by publication is complete 30 days after the date of first publication. Direct service is complete when made. Service upon the Arizona Motor Vehicle Superintendent is complete 30 days after filing the Affidavit of Compli-

ance as an insurer’s attorney to receive service of legal process against it in this state, the insured shall not be required to appear, answer or plead until expiration of 40 days after the date of such service upon the Director. Service by registered or certified mail without the State of Arizona is complete 30 days after the date of filing the receipt and affidavit of service with the Court. Service by publication is complete 30 days after the date of first publication. Direct service is complete when made. Service upon the Arizona Motor Vehicle Superintendent is complete 30 days after filing the Affidavit of Compliance and return receipt or Officer’s Return. RCP 4, A.R.S. Sections 20-222, 28-502, 28-503.

Misc. Private Legals

YOU ARE HEREBY NOTIFIED that in case of your failure to appear and defend within the time applicable, judgment by default may be rendered against you for the relief demanded in the Complaint.

YOU ARE CAUTIONED that in order to appear and defend, you must file a proper response in writing with the Clerk of this court, accompanied by the necessary filing fee, within the time required. You are required to serve a copy of any response upon the petitioner. RCP 10 (d); A.R.S. Section 12-311. RCP 5.

The name and address of the Plaintiff’s attorney is: Mark A. Kirkorsky Joseph L. Whipple Tara K. Miller MARK A. KIRKORSKY, P.C. P.O. Box 25287 Tempe, Arizona 85285 Requests for reasonable accommodation for persons with disabilities must be made to the court by parties at least 3 working days in advance of a scheduled court proceeding.

SIGNED AND SEALED this date: Clerk By: Deputy Clerk Legal Notice No.: 49384 First Publication: December 14, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript Public Notice Case # 2017-055 Cert # 2008-01798 NOTICE OF PURCHASE OF REAL ESTATE AT TAX SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED To Every Person in Actual Possession of Occupancy of the hereinafter Described land, Lot or Premises and to the Person in whose name the same was Taxed or Specially Assessed and to all Person having an Interest or Title of Record in or to the said Premises and, To Whom it May Concern, and more especially Patric Galvin 36 Bear Dr Evergreen, CO 80439 Internal Revenue Service Advisory Group Manager 1999 Broadway MS 5021 DEN Denver, CO 80202 Dariusz Czyszczon (Holder of Cert # 2004-01380) 601 SW Frontage Rd Fort Collins, CO 80524 Milla Austin (Holder of Cert # 2005-02620) 5120 Dove Dr Fair Oaks, CA 95628 William J. Patterson Barbara C. Patterson (Holder of Cert # 2007-00967) PO Box 1075 Dickinson, ND 58602 INA Group LLC (Holder of Cert # 2012-00690) 6333 Apples Way 115 Lincoln, NE 68516 You and each of you are hereby notified that on the 22nd day of OCTOBER, A.D. 2009, the then county Treasurer of the County of Jefferson and State of Colorado sold at public sale to Jefferson County, Assignor of, James M. Pitcher, Assigner of, Colorado Lakefront LLC, Applicant, who has made demand for a Treasurer’s Deed for the following described real estate situated in the County of Jefferson and State of Colorado to wit; Lot 5, Block 21, Indian Hills 5th Filing, AKA: Vacant Land That said tax sale was made to satisfy the delinquent 2008 taxes assessed against said real estate for the year 2008 that said real estate was taxed in the name of Patric Galvin that the statutory period of redemption expired OCTOBER 22, A.D. 2012; that the same has not been redeemed; that said property may be redeemed at any time before the Tax Deed is issued; that a Tax Deed will be issued to the said, Colorado Lakefront LLC, lawful holder of said certificate, on the 3rd day of April at 5:00 P.M., A.D. 2018, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 6th Day of December, A.D. 2017 Tim Kauffman Jefferson County Treasurer Legal Notice No.: 49433 First Publication December 14, 2017 Final Publication December 28, 2017 Legal Notice No.: 49433 Public Notice NOTICE OF SERVICE OF PROCESS BY PUBLICATION STATE OF NORTH CAROLINA CARTERET COUNTY In the General Court Court of Justice District Court Division 17 CVD 770 Dianna Barbour Witt vs. Chester Wade Witt a/k/a Christin Marie Witt TO: Chester Wade Witt a/k/a Christin Marie Witt Take notice that a pleading seeking relief against you has been filed in the above entitled action. The nature of the relief being sought is as follows: Absolute Divorce

17 CVD 770 Dianna Barbour Witt vs. Chester Wade Witt a/k/a Christin Marie Witt TO: Chester Wade Witt a/k/a Christin Marie Witt

Misc. Private Legals

Take notice that a pleading seeking relief against you has been filed in the above entitled action. The nature of the relief being sought is as follows: Absolute Divorce You are required to make defense to such pleading not later than January 30, 2018, and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This the 21st day of December, 2017.

Michael Lincoln, Attorney for Plaintiff PO Box 4130, Emerald Isle, NC 28594 252-354-4083 NCSB#12768 Legal Notice No.: 49482 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript Public Notice AMENDED DISTRICT COURT, COUNTY OF JEFFERSON, STATE OF COLORADO CASE NO: 2016CV31078 DIVISION: 8 Plaintiff: THE VALLEY AT RAINBOW RIDGE ASSOCIATION INC, a Colorado nonprofit corporation v.

Defendants: CAROLYN FLOREY; CREDIT UNION OF DENVER; AND MARGARET T. CHAPMAN as the Jefferson County Public Trustee COMBINED NOTICE OF SHERIFF’S SALE AND RIGHT TO CURE OR REDEEM This is to advise you that a Sheriff sale proceeding has been commenced through the office of the undersigned Sheriff pursuant to a Court Order and Decree dated April 25, 2017, and C.R.S. §§ 38-38-101 to 401, by THE VALLEY AT RAINBOW RIDGE ASSOCIATION, INC., the current holder of a lien recorded with the County of Jefferson Clerk and Recorder on April 11, 2014, at Reception No. 2014027238. The judicial foreclosure is based on a default under the Protective Covenants for the Valley at Rainbow Ridge recorded with the County Jefferson Clerk and Recorder on May 30, 1989, at Reception No. 89045550 (“Covenants”). The Covenants and notices as recorded, establish a lien for the benefit of THE VALLEY AT RAINBOW RIDGE ASSOCIATION, INC. - THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN ON THE SUBJECT PROPERTY AND IMPROVEMENTS – against the property legally described as follows: Lot 33, Block 4, The Valley at Rainbow Ridge, Together with that portion of the West ½ of vacated Union Circle adjoining Lot 33 on the East, County of Jefferson, State of Colorado.

Also known by street and number as: 12033 West 56th Circle, Arvada, CO 80002 You may have an interest in the real property being foreclosed, or have certain rights or suffer certain liabilities or loss of your interest in the subject property as a result of said foreclosure.

You may have the right to redeem the real property or you may have the right to cure a default under the instrument being foreclosed. The lien being foreclosed may not be a first lien. In this regard, you may desire and are advised to consult with your own private attorney.

Further, you are advised that the parties liable thereon, the owner of the property described above, or those with an interest in the subject property, may take appropriate and timely action under Colorado statutes, certain sections of which are attached hereto.

In order to be entitled to take advantage of any rights provided for under Colorado law, you must strictly comply and adhere to the provisions of the law. Further, you are advised that the attached Colorado statutes merely set forth the applicable portions of Colorado statutory law relating to curative and redemption rights; therefore, you should read and review all the applicable statutes and laws in order to determine the requisite procedures and provisions which control your rights in the subject property.

The Sheriff’s sale has been scheduled to occur at 10:00 a.m. with an amended sale date on February 15, 2018, at 100 Jefferson County Parkway, Suite 1520, Golden, CO 80419, (303) 271-6580. At the sale, the Sheriff will sell the real property described above, and the improvements thereon, to the highest bidder. Plaintiff makes no warranty relating to title, possession, or quiet enjoyment in and to said real property in connection with this sale.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED All telephone inquiries for information should be directed to the office of the undersigned Sheriff at (303) 271-6580. The name, address and telephone number of the attorney representing the legal owner of the above described lien is: Joan Olson #28078, Moeller Graf, P.C., 385 Inverness Parkway, Ste. 200, Englewood, CO 80112, telephone (720) 279-2568.

Jeff Shrader Jefferson County Sheriff County of Jefferson, State of Colorado Dated this 2 Day of November, 2017 By: Tim Swartz, Sergeant Legal Notice No.: 49897 First Publication: December 28, 2017 Last Publication: January 25, 2018

legal owner of the above described lien is: Joan Olson #28078, Moeller Graf, P.C., 385 Inverness Parkway, Ste. 200, Englewood, CO 80112, telephone (720) 279-2568.

Jeff Shrader Jefferson County Sheriff County of Jefferson, State of Colorado Dated this 2 Day of November, 2017 By: Tim Swartz, Sergeant

Misc. Private Legals

Legal Notice No.: 49897 First Publication: December 28, 2017 Last Publication: January 25, 2018 Published in: The Golden Transcript

City and County PUBLIC NOTICE Notice of Final Payment Notice is hereby given that at 5:00 p.m. on January 9th, 2017, the Green Mountain Water and Sanitation District will make final settlement with NeZhoni Construction LLC, 1931 Hill Street, Kaysville, UT 84037, in connection with payment for all services rendered, materials furnished, and for all labor performed in and for construction of the North Yellow Zone Transmission Main, Project 65117396.

1. Any person, co-partnership, association, or corporation who has unpaid claim against said project or on account of the furnishing of labor, materials, team hire, sustenance, provision, provender, or other supplies used or consumed by such contractor or any of his subcontractors in or about the performance of said work, may at any time up to and including said time of such final settlement file a verified statement of the amount due and unpaid on account of such claims.

2. All such claims shall be filed with the Green Mountain Water and Sanitation District, 13919 West Utah Avenue, Lakewood, CO 80228 on or before the above-mentioned time and date of final settlement.

3. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the Green Mountain Water and Sanitation District from any and all liability for such claim.

Legal Notice No.: 49893 First Publication: December 21, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice Summons Re: Domestic Relations In the District Court Jefferson County, Golden Colorado THE PEOPLE OF THE STATE OF COLORADO To the Respondents named below: You are hereby summoned and required to file with the Clerk of the Combined Court a response to the Petition within 35 days after publication of this notice.

A copy of the Petition and Summons in your action may be obtained from the Clerk of the Combined Court. Default judgment may be entered against you if you fail to appear or file a response within 35 days of this publication.

Action Number Names of Parties Nature of Action 17DR872: LANDEO, ELBA ROSARIO AND BERNAL, SAMUEL ALLOCATION OF PARENTAL RESPONSIBILITIES 17DR1258: GUZMAN, MARIA MAYELA AND VALERIO, FRANCISCO GUZMAN DISSOLUTION OF MARRIAGE Clerk of the Combined Court By: DECEMBER 20, 2017 LISA PAGANETTI, Deputy Clerk Legal Notice No.: 49900 First Publication: December 28, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Public Notice A public hearing will be held before the Arvada Planning Commission on January 16, 2018, at 6:30 p.m., Arvada Municipal Building, 8101 Ralston Rd., Arvada, when and where you may speak on the matter consider a preliminary plat for CANDELAS 72-93 CENTER, located at the Southeast Corner of Highway 93 & 71. Additional information can be obtained from the Community Development Dept. or written comments may be filed therewith no later than 8 days prior to the hearing.

CITY OF ARVADA PLANNING COMMISSION /s/ Patricia Connell, Secretary Legal Notice No.: 49906 First Publication: December 28, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press

Sealed bids for the construction of City of Arvada Project No. 17-SR-01, Project Title 2017 Open Cut Sanitary Sewer Main Replacement, will be received at the office of the City Engineer until 10:00 a.m. on Tuesday, January 9, 2018 and then publicly opened and read aloud.

The BID DOCUMENTS, consisting of Advertisement for Bids, Information for Bidders, Special Conditions, Addendum when issued, Bid Bond, Bid Proposal, Bid Schedule, and the Project Drawings may be examined at the following locations: City of Arvada Engineering Division - 8101 Ralston Road, Arvada, Colorado 80002 Dodge Plan Room – www.construction.com ISqFt Plan Room – 1030 West Ellsworth Ave., Unit G, Denver, Colorado 80223 Reed Construction Data - www.reedpsp.com Rocky Mountain E-Purchasing System at www.rockymountainbidsystem.com No cost bid documents may be obtained at www.rockymountainbidsystem.com on or after December 21, 2017. Bid documents may also be obtained at the office of the City Engineer upon payment of $30.00 per set, which is nonrefundable.

ESTIMATED QUANTITIES OF THE MAJOR ITEMS OF WORK ARE: 60 LF Furnish & Install 4” PVC Sanitary Sewer Services 744 LF Furnish & Install 8” PVC Sanitary Sewer Gravity Main 2,440 LF Furnish & Install 12” PVC Sanitary Sewer Gravity Main 344 SY Remove and Replace Concrete Curb, Gutter and Sidewalk 10 EA Install Manholes 2,500 SY 2” Temporary Asphalt Patching 7,000 SF Site Seeding and Stabilization Miscellaneous items include connections to existing facilities, traffic control, sewer main fittings, and other appurtenances.

Bidders, subcontractors and suppliers must be familiar with the current City of Arvada Engineering Code of Standards and Specifications for the Design and Construction of Public Improvements, dated January 12, 2016, which will be combined with the Bid Documents to form the Contract Documents for the Project.

A copy of the Standards may be obtained from the office of the City Engineer upon a non-refundable payment of $50.00. Holders will be notified when supplemental revisions and additions are available as they are adopted. The Standards are also available at no cost on the City's web site at www.arvada.org. Holders are responsible for keeping current their City of Arvada Engineering Code of Standards and Specifications.

The Project Engineer for this work is Matt Knight, at 720-898-7660.

CITY OF ARVADA Timothy R. Hoos, P.E., City Engineer

December 28, 2017D

City and County

Legal Notice No.: 49901 First Publication: December 28, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press Public Notice

A public hearing will be held before the Arvada Planning Commission on January 16, 2018, at 6:30 p.m., Arvada Municipal Building, 8101 Ralston Rd., Arvada, when and where you may speak on the matter consider a preliminary plat for CANDELAS POINT, located at 15207 Candelas Parkway. Additional information can be obtained from the Community Development Dept. or written comments may be filed therewith no later than 8 days prior to the hearing.

CITY OF ARVADA PLANNING COMMISSION /s/ Patricia Connell, Secretary Legal Notice No.: 49907 First Publication: December 28, 2017 Last Publication: December 28, 2017 Publisher: Golden Transcript Wheat Ridge Transcript and the Arvada Press

Notice To Creditors Public Notice NOTICE TO CREDITORS Estate of MARY K. SHIPMAN, A/K/A MARY KATHLEEN SHIPMAN, A/K/A MARY SHIPMAN, Deceased Case Number: 2017PR031211

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before April 23, 2018, or the claims may be forever barred.

Russell P. Shipman Personal Representative 44 Covington Court Cherry Hills Village, CO 80113 Legal Notice No.: 49479 First Publication: December 21, 2017 Last Publication: January 4, 2018 Publisher: Golden Transcript

Public Notice ADVERTISEMENT FOR BIDS Sealed bids for the construction of City of Arvada Project No. 17-SR-01, Project Title 2017 Open Cut Sanitary Sewer Main Replacement, will be received at the office of the City Engineer until 10:00 a.m. on Tuesday, January 9, 2018 and then publicly opened and read aloud.

The BID DOCUMENTS, consisting of Advertisement for Bids, Information for Bidders, Special Conditions, Addendum when issued, Bid Bond, Bid Proposal, Bid Schedule, and the Project Drawings may be examined at the following locations: City of Arvada Engineering Division

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