Homeowner’s Insurance in the Foothills

Homeowner’s insurance in the Foothills has become costly and uncertain in the a ermath of the Marshall Fire in Boulder County. Many homeowners impacted by that re discovered that they were underinsured, and that the cost to rebuild in many cases was much higher than the dwelling coverage in their homeowner policies.

The cost to rebuild in the Foothills is typically higher than the cost to rebuild “down the hill” in the greater Denver area. Homes in the Foothills are located in a wildland-urban Interface zone which is an area where homes and businesses are at higher risk because of the proximity to forest land. The potential for wildfires is much greater here than in an urban area.

It is a good idea to review your home policy coverage amounts with your insurance professional annually, and ide-

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