Highlands Ranch Herald 0326

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COVID-19’s IMPACT

‘THIS IS MY EVERYTHING’ Local business owners try to adapt as pandemic takes a toll P8

‘SOMEBODY STILL CARES’

Area organizations work to make sure seniors’ needs are met P4

KEEPING THE FAITH

With gatherings limited to 10 or fewer oose people, churches get creative P13

e STAY INFORMED e two For breaking news

and updates on COVID-19’s impact on ducts the community, go to HighlandsRanchHerald.net year.

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THE BOTTOM LINE

“The way we really turn this disruption to our advantage as a community is to take some of this down time and really put it toward one another with human connection.”

Vincent Atchity, president of Mental Health Colorado | Page 2 INSIDE

VOICES: PAGE 10 | LIFE: PAGE 12

HighlandsRanchHerald.net

VOLUME 33 | ISSUE 18

2 Highlands Ranch Herald

March 26, 2020M

Practice kindness, connect with others, journal

BY JESSICA GIBBS JGIBBS@COLORADOCOMMUNITYMEDIA.COM

With a global pandemic closing schools, businesses, entire communities and threatening people’s livelihoods in addition to their health, it can be difficult to stifle the anxiety, stress and fear coming with the crisis.

“I think the public is very scared and I think that there’s a lot of fear and anxiety because there’s so much uncertainty,” said Cynthia Grant, chief clinical officer for AllHealth Network, a behavioral health nonprofit offering services throughout the Denver metro area.

Vincent Atchity, president and CEO of the statewide nonprofit Mental Health Colorado, believes a tipping point came when organizations started canceling events and closing offices in mid-March as COVID-19 concerns Atchity mounted.

“Once the school districts started going, that creates this dramatic ripple effect,” he said.

Still, there are ways to cope, manage the mental health challenges, and yes, find joy in the days and weeks ahead.

Abigail Tucker, chief clinical officer at the Westminster-based Community Reach Center, said it’s important that people focus on their mental well-being in addition to their physical health while responding to the pandemic.

COPING AMID CRISIS

MENTAL HEALTH RESOURCES

There are many ways to make the best of social distancing, self-isolation or selfquarantine during the COVID-19 pandemic.

Not only can these tips fend off boredom and restlessness, but they can also help manage stress, anxiety and other mental health challenges, local experts say.

Mental Health Colorado President and CEO Vincent Atchity suggests staying busy to keep the mind off stressors and limiting the flow of information on social media and the news. Stay informed and educated, but don’t obsess over updates.

He also encouraged people to get outside and appreciate the natural beauty around them.

If you or someone you know needs additional mental health support during the COVID-19 crisis, here are some resources based in the Denver metro area.

“People are sometimes still forgetting that health includes your mental health,” Tucker said.

What’s normal, what’s not?

Additional stress and anxiety at a time like this is a common and collective experience, Atchity, Grant and Tucker said. Just how much is normal will vary for each person, but clear signs emerge when someone is struggling with his or her mental health.

“Everybody reacts differently to stressful situations so normal is definitely a very wide range,” Grant said.

Being isolated and quarantined can add to the challenge.

“It can make people feel really helpless, that there’s really nothing they can

field, Brighton and Commerce City.

For more information, go to communityreachcenter.org.

AllHealth Network A mental health nonprofit with crisis services, a walk-in center, acute treatment, counseling and substance-use services.

Locations in Castle Rock, Highlands Ranch, Littleton, Parker, the Denver Tech Center and more.

For information or to schedule an appointment, call 303-730-8858 or go to allhealthnetwork.org.

Community Reach Center A mental health community center also offering substance-use disorder assistance.

The center is based in Westminster and has locations in Thornton, Northglenn, Broomdo,” Grant said, “and I think that all of that is normal.”

For people with existing mental health conditions, times of crises can be exceptionally tough. Grant said some of their clients with mental illness were stable before the pandemic but not any longer. People with trauma histories can experience more flashbacks, nightmares and anxiety in the stressful environment.

Tucker’s center had more calls on March 16 than it had all year, she said, although the number of calls was not

Colorado Crisis Services Colorado Crisis Services provides free, confidential and immediate support for people experiencing a mental health, substance use or emotional crisis 24/7, year-round. Call 1-844-493-TALK (8255) or text TALK to 38255 to speak with a professional.

Visit coloradocrisisservices.org for more information.

Mental Health Colorado A statewide mental health advocacy organization based in Denver. Go to mentalhealthcolorado.org to find mental health resources and more information about the nonprofit. immediately available. Callers had a mix of needs. Some were new clients in search of service, others were rescheduling appointments and more wanted information about Telehealth appointments. Both AllHealth and Community Reach Center are seeing increased demand for services along with Telehealth, which allows people to access treatment remotely.

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Highlands Ranch Herald 3

March 26, 2020

HEALTH FROM PAGE 2

with bipolar disorder or depression,” Atchity said. “In collective unsettlement, they can suddenly find they are the calm ones and are more unflappable, like, ‘OK, now you understand my world.’ ” When in doubt, the three said, reach out to a local provider with questions about mental health.

Tucker said a good way to gauge whether your reaction is healthy is to reach out to a trusted loved one and ask how he or she has perceived your response. Are they worried about you?

How to cope, offer support Atchity urged the community to find ways to quell panic even in the midst of crisis “so that we’re not defeated by our anxiety.”

There are many ways to keep spirits up and fears at bay during the pandemic, Tucker, Grant and Atchity said.

Stay busy. Cross that home improvement project off the to-do list. Bake cookies. Go outside. Appreciate the world’s natural beauty. Play with the kids. Clean the house. Walk the dog.

Journal. Eat a healthy diet and exercise — both can affect one’s mood and stress level.

Stay up to date and keep informed, and change practices as recommended, but don’t obsess over checking the news or information floating around online.

“Control your flow of information,” Atchity said.

And go ahead, watch those popular plague movies or find one of the CO-

VID-19 playlists trending on Spotify.

“That’s great. That’s funny,” Atchity said. “That’s the beautiful, funny thing about humans.”

Socializing while social distancing Atchity, Grant and Tucker stressed the need for people to stay connected with one another, ground themselves in their humanity and practice kindness throughout the pandemic.

“The idea of connecting with other people is something that we are very much advocating,” Grant said. “Social distancing doesn’t mean you can’t connect with people.”

Use all the technology available to stay in touch with loved ones. Text, phone calls, social media, Facetime, and so on. If someone isn’t familiar with the high-tech tools, use the extra time at home to learn.

“Social distancing does not need to be emotional distancing,” Tucker said.

Most people depend on social interaction, which contributes to someone’s sense of being supported, feeling safe and staying mentally and emotionally healthy, Atchity said.

“There are so few of us who are true hermits and thrive in total isolation,” Atchity said.

Don’t be afraid to check on people if there’s reason to worry about them, he said. Tucker also cautioned friends and family looking to support someone struggling with their mental health should be prepared to help them find resources.

“The way we really turn this disruption to our advantage as a community is to take some of this down time and really put it toward one another with human connection,” Atchity said.

Have you completed your 2020 Census yet?

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Funds available to veterans Emergency assistance is available for veterans struggling with housing (mortgage/rent), transportation, employment, healthcare or other emergency needs. To apply for the veterans assistance funds visit douglasveterans.org or call 303.663.6200.

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4 Highlands Ranch Herald

March 26, 2020M

Amid shutdown, seniors battle loneliness Coronavirus crisis robbing elderly of socialization

BY DAVID GILBERT DGILBERT@COLORADOCOMMUNITYMEDIA.COM

Rich Foerster doesn’t know when he’ll see his friends again.

Foerster, 72, is on the board at the Parker Senior Center, which most days is filled with folks chatting over card games and coffee. But amid the COVID-19 crisis, the center is shuttered, and Foerster worries about what that means for lonely seniors.

“I feel helpless,” Foerster said. “I’m worried they’ll get lonely, then depressed, then stop eating, then get sick.

Loneliness can be deadly, and that’s what we try to address.”

The Parker Senior Center is doing what it can, Foerster said. Volunteers are calling as many members as possible, and the center is still selling to-go meals.

But the center’s food bank is closed, and nobody knows when old friends will be able to gather together again.

Beyond the center, Foerster said, churches, rec centers and libraries are closed, leaving few options for the elderly to maintain their routines.

“I hope people pull together,” Foerster said. “I hope people are looking out for the seniors in their lives.

They’re going to need it.”

Across the metro area, seniors are

IN NEED OF HELP? Seniors in need of companionship or assistance can reach out to local agencies for help, including the following: • The Senior Assistance Center, based in Denver, can help with food, utilities, medical equipment and more. Call 303-4559642 or visit seniorassistancecenter.org.

• Love Inc. of Littleton provides a wide range of personalized services for seniors and people in need. Call 303-794-5683 or visit loveinclittleton.org • The Denver Public Library maintains a database of local resources for seniors and others. Visit denverlibrary.org/content/ community-resources • The Seniors’ Resource Center, based in Wheat Ridge, can help with food, transportation and more. Call 303-238-8151 or visit srcaging.org facing the prospect of prolonged shutdowns and quarantines that could cost them socialization that’s vital to keep health and morale up. Older adults and people of any age with serious underlying medical conditions are at higher risk for the most severe complications of COVID-19, according to the Centers for Disease Control and Prevention.

“I can see the fear of isolation cropping up already,” said Jen Engquist, the director of Break Bread, a free weekly community meal program in Littleton that largely serves local seniors.

“Our mission isn’t food,” Engquist said. “It’s building meaningful rela-

Leigh Dehne, left, and Linda Summers stop by Break Bread in Littleton to pick up a free meal on March 21. Both said they spend all week looking forward to the companionship they enjoy at the free weekly dinner, but for now take-out will have to do.

DAVID GILBERT tionships through food. This is a game changer.”

Break Bread will still be handing out to-go meals every Saturday, but Engquist said she’s afraid physical solitude will turn into despair.

“People need to know they mean something to others, that somebody still cares,” Engquist said. “We’re getting through this together, apart.”

Even those elderly people who live in senior homes are adjusting to a more limited lifestyle as state health orders force strict quarantines.

Bill Hemingway, who lives at the

MorningStar senior living home in Arvada with his wife Kim, said the crisis has taken the social life that prompted them to move to the center in the first place.

“Everything’s shut down,” said Hemingway, 85. “We just stay in our rooms. We’re taking it day by day.

People our age are the ones this virus kills, so there’s a lot of worry.”

Hemingway praised the center’s staff, saying they are trying to keep morale up, and are diligent about watching for fevers among residents.

“We’re well taken care of,” Hemingway said. “We’re just wondering how long this will last.”

‘A very scary time’ The uncertainty of the coronavirus crisis is weighing on some seniors.

“I don’t know when I’ll see my grandkids again,” said Sue Frommelt, a board member with the Highlands Ranch Senior Club. “It’s surreal.”

Frommelt, 70, said she moved to Highlands Ranch to be closer to her grandkids, just like many members of the Senior Club.

“We had a cruise planned, and that got canceled, and we figured we’d just spend Spring Break with the grandkids,” Frommelt said. “Then my kids told me they want me to just stay home, and they won’t come over. It hurts. I understand it, but I don’t like it.”

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Highlands Ranch Herald 5

March 26, 2020

Douglas County schools closed through April 17 by Polis order District moves to remote learning, still providing meals

BY JESSICA GIBBS JGIBBS@COLORADOCOMMUNITYMEDIA.COM

Amid heightened efforts to slow the spread of COVID-19, Gov. Jared Polis on March 18 announced an executive order prohibiting all in-person learning in Colorado’s public and private schools through April 17.

The order directed the commissioner of education to provide guidance and support for P-12 schools as many tran-

SENIORS FROM PAGE 4

Many older folks in Highlands Ranch are transplants, Frommelt said, and without senior clubs and other community groups, life can drag.

“I saw a post on Facebook that said ‘In case you need to know, today is Thursday,’ ” Frommelt said. “I have a husband, but for those living

sition to remote learning and continue providing students with free and reduced meals.

Here’s what the Douglas County School District is doing in response to the governor’s announcement.

Extended closure, remote learning The Douglas County School District will be following the order, according to a district announcement, leaving all DCSD buildings closed through April 17. This includes the Before and After Care (BASE) program and preschools. Before the governor’s executive order, DCSD was slated to reopen to on-site learning on March 30.

The district had already

alone, this could be a very scary time.”

Some seniors are doing their best to make use of new technology.

Andrea Suhaka of Centennial prides herself on being well-connected in the community. The author of a popular local newsletter, Suhaka is doing her best to stay in touch.

She belongs to a computer club, where seniors stay current on modern software. The club is working on learning

prepared to transition to remote learning for the week of March 23, after its regularly scheduled spring break wrapped up, amid growing concerns about the spread of novel coronavirus. Schools and facilities will be deep cleaned while students learn from home.

March 23 will be a teacher planning day and students will not receive assignments until the following day. The district said it does not expect students will be online for a full school day.

“The Douglas County School District’s intent is to ensure that students continue with learning during this closure,” the announcement said. “Stu-

dents will be able to complete their assignments each day at a time that is convenient for his or her family.”

Families without access to devices like laptops, Chromebook, iPads and similar resources or without highspeed internet can take an online survey for help with those needs. A link to the survey is available in an email from Superintendent Thomas Tucker to the district community. More resources can be found at https://bit. ly/2xeTaRq. Meals for children The district’s Nutrition Services department will provide free grab-and-go lunches to

any children 18 years old and younger beginning on March 23. The pick-up sites will run Monday through Friday, from 11:30 a.m. to 12:30 p.m.

Families can get meals provided by DCSD at the following locations: • The Pines at Castle Rock Apartments Clubhouse, 6221 Castlegate Drive West, Castle Rock • South Ridge Elementary School, main entrance, 1100 South St., Castle Rock • ARIUM Apartments, outside rental office, 3380 E. County Line Road, Highlands Ranch • Challenger Park, recreation drive, near baseball fields, 17301 E. Lincoln Ave., Parker

Zoom, a web-based video conferencing tool.

“It’s a challenge, but it’s just so nice to see everyone’s faces,” Suhaka said.

is driving elderly people to errands or doctor’s appointments. The pool of drivers has plummeted, said Kathryn Roy, the group’s director.

“Our volunteers are mostly vulnerable retirees,” Roy said.

“We’re understanding if they don’t want to serve as they have been.”

Thankfully for now, the number of needed rides has also dropped, but Roy said she anticipates it will rise again in coming weeks.

“People are putting off doctor’s appointments, but they can’t do that forever,” Roy said. “People will need to get to food banks and drugstores.”

The best thing the community can do, Roy said, is stay as connected as possible and look for ways to help vulnerable seniors.

“Look out for your neighbors,” Roy said. “Call people.

We have to renew our commitment to community, even as we’re feeling isolated.”

Obstacles ahead As the crisis drags on, so will other challenges for seniors.

For Love Inc, a Littletonbased nonprofit, many of their volunteers and the people they serve are elderly.

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6 Highlands Ranch Herald

March 26, 2020M

Hospitals prepare for surge of COVID-19 patients

BY PAUL ALBANI-BURGIO PALBANIBURGIO@COLORADOCOMMUNITYMEDIA.COM

Since early March, managers and administrators at Littleton Adventist Hospital have been meeting as many as six times a day.

Those meetings, part of the hospital’s emergency preparedness activation, originally took place in-person but have since shifted to video chat as the hospital aims to reduce in-person contact between its employees.

However, the purpose of the meetings has remained the same: to evaluate and discuss where the hospital’s capacity and stock of supplies are at as the facility anticipates a possible influx of seriously ill COVID-19 patients.

It’s a worrying possibility, but Dr. Mark Elliott, an emergency room physician who serves as the president of Littleton Adventist’s medical staff, says he feels “very good” about Littleton Adventist’s ability to respond to the challenge.

“We have been training for this kind of thing for years, and Littleton Adventist has experience with mass casualties in the past,” Elliott said. “This is not a mass casualty situation, but the same preparation that gets us ready for that gets us ready for this.”

That pre-existing preparedness has also been bolstered more recently, Elliott said, by efforts to convert underutilized space into negative airflow rooms where COVID-19 patients could be

patients, and we feel pretty good that we are in this for the long haul and we are able to take care of these patients,” said Dr. Jason Kelly, the chief medical officer.

Still, the COVID crisis has presented some unique and perhaps unintuitive challenges — even if its treatment is mostly similar to treating other existing respiratory diseases. Among the recent concerns has been the closure of all schools for several weeks, a decision that could slow the spread of the disease but also have an impact on hospital staffing levels.

“One of the things that we worry about,” Kelly said, “is child care in terms of — if we have moms and dads that work here but they don’t have any child care, are they going to be able to come to work?”

ACTIONS YOU CAN TAKE IF YOU HAVE COVID-19 SYMPTOMS If you have symptoms of COVID-19, first call a health care provider, clinic or hospital. The provider will give instructions on where to go to for care and testing.

If instructed to seek care, follow the precautionary advice of the medical provider before going into any health facility, the state advises.

Certain people are at higher risk of getting very sick from COVID-19, including older adults, especially those

over 80; and those with chronic medical conditions such as heart, lung or kidney disease. Older adults who have chronic medical conditions are at the highest risk.

Illness can be severe and require hospitalization, but most individuals recover by resting, drinking plenty of liquids, and taking pain- and fever-reducing medications, according to the state.

Other advice from public health officials:

treated and to make more nurses available to treat those patients by postponing elective procedures.

Littleton Adventist Hospital is part of Centura Health, a Centennial-based network of 17 hospitals that also includes Parker Adventist Hospital, Castle Rock Adventist Hospital, St. Anthony Hospital in Lakewood and the St. Anthony North Medical Campus in Westminster. Elliott said the other Centura hospitals are similarly prepared for the outbreak. A Centura webpage with information about COVID-19 and the hospital’s response can be accessed at centura.org/COVID-19.

Incident command system A chief medical officer at HealthOne,

• Stay home if you are sick.

• Wash your hands thoroughly and frequently for at least 20 seconds. If soap and water are not available, use hand sanitizer with at least 60% alcohol.

• Clean and disinfect frequently touched objects and surfaces such as desks, phones, doorknobs and rails.

• Avoid touching your eyes, nose and mouth with unwashed hands.

the largest hospital operator in the Denver metro area, said the hospitals in that system, which include Sky Ridge Medical Center in Lone Tree, Swedish Medical Center in Englewood and North Suburban Medical Center in Thornton, are similarly ready to deal with a surge in COVID-19 cases.

That’s in part because HealthOne is owned by HCA Healthcare and is therefore able to benefit from the sophisticated incident command that HCA employs for the 184 hospitals it owns across the United States and the United Kingdom.

“We’ve done a fairly sophisticated analysis of what we expect in terms of patients and the supplies we are going to need to care for those

Kaiser closes 21 clinics The COVID-19 crisis is also having an impact on Kaiser Permanente, a managed care consortium that serves more than 600,000 members in Colorado, with many locations in the metro area.

On March 18, Kaiser announced it was closing 21 of its 31 Colorado clinics and canceling all elective procedures in an effort to slow the spread of COVID-19.

The separate Children’s Hospital Colorado also recently announced that it is closing several of its clinics for the same reason.

SEE HOSPITALS, P7

T H E R A P Y H E L P S YO U U P. E M PAT H Y K E E P S YO U U P. Megan Honcharik | Physical Therapist

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Centura Health does not discriminate against any person on the basis of race, color, national origin, disability, age, sex, religion, creed, ancestry, sexual orientation, and marital status in admission, treatment, or participation in its programs, services and activities, or in employment. For further information about this policy contact Centura Health’s Office of the General Counsel at 1-303-673-8166 (TTY: 711). Copyright © Centura Health, 2020. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-303-673-8166 (TTY: 711). CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số 1-303-673-8166 (TTY: 711).

Highlands Ranch Herald 7

March 26, 2020

HOSPITALS FROM PAGE 6

But even with a reduced number of open clinics, Kaiser still has an important role to play in helping address and prevent the spread of COVID-19.

Dr. Wendoyln Gozansky, a geriatrician and vice president and chief quality officer at Kaiser, said the company is trying to take what she called “a virtual-first approach” to caring for potential COVID-19 patients. That approach asks those exhibiting COVID-19 symptoms to use virtual options ranging from emailing a doctor to “e-visits” to seek initial treatment, although Gozansky emphasized those patients whose treatments cannot be managed virtually can still seek treatment at Kaiser offices.

“We really are trying to meet our members where they are during this time of unprecedented change during this pandemic,” Gozansky said.

Medical staffers under stress Such approaches make sense not only to prevent the spread of the virus at medical facilities but also because hospitals must try to save as much space as possible for the most critical patients, given the likelihood they will receive an influx of them.

That possibility, as well as the general anxiety that comes with the unpredictability of a pandemic and treating patients who may have COVID, also takes a toll on those who do the work of treating patients.

HELP AVAILABLE FOR FAMILIES IN NEED Colorado families who have encountered economic hardship during the COVID-19 pandemic may be eligible for assistance.

Families can apply for the Colorado Works County Emergency Disaster Program through Colorado PEAK, an online service that allows qualified Coloradans to screen and apply for medical, food, cash and early childhood assistance. Go to coloradopeak.secure.force.com for more information or to apply.

Among the requirements are that a family’s annual combined gross income must be below $75,000 and the household must contain at least one child 18 or younger.

“I think it has tremendous impact on the staff,” said Elliott. “We have staff that are coming every day knowing they may have potential exposure and taking that home, and I think that certainly adds an added stress. But we certainly have resources to help staff that feel uncomfortable.”

That impact is likely to increase as facilities have so far seen few if any COVID-19 patients. Kelly said Sky Ridge has only had a couple of confirmed patients.

“Right now you feel a little bit like the soldier on the castle wall,” Kelly said. “You’re ready, your sword is sharpened, the castle has been battened down and now you’re kind of waiting for the invading army to show up.”

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8 Highlands Ranch Herald

March 26, 2020M

‘Not knowing what happens next is tough’ Owner of 2 1/2-year-old local brewery talks about fears for the future

TWO LOCAL BUSINESSES FIGHT FOR SURVIVAL

BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

Two days after the governor announced the mandatory closure of all dine-in restaurants and bars in Colorado, Dave Gardner stood behind the bar of his passion project and only source of income: Max Taps Co. in Highlands Ranch.

With the bar stools turned upside down and the taproom empty, he talked March 18 about his fears, frustrations and hopes for the future.

“I’m not generally an emotional person, but I came here and cried at the bar,” Gardner said. “This is my everything.

This is how I support my entire existence ... Not knowing what happens next is tough.”

Less than a week after the intial shut down, Gardner, 39, was given a “ray of sunshine,” when Governor Jared Polis issued an executive order allowing bars and taprooms to package and sell their inventory for off-site consumption. While most breweries already have a manufacturer license to do this, bars and taprooms do not because of their tavern licenses. Polis’ decree temporaily suspends these regula-

Colorado Community Media is working to document how the spread of COVID-19 is affecting business owners, their employees and families in our community. Each week, we will bring you unique stories of businesses based on interviews, observations and, sometimes, audio diaries recorded by business owners. If you work in a business that has been affected by the novel coronavirus, please reach out to reporter Elliott Wenzler at ewenzler@coloradocommunitymedia.com. tory statutes.

“I just got this lifeline,” Gardner said.

“The fact that we were able to reopen is huge.”

When the order came through March 20, Gardner and his wife worked diligently to change their entire business model to a drive-through system. Because they haven’t been able to package their beer until now, they also had to find the appropriate equipment and materials, which are in short supply.

“The key to survival in this is being nimble and willing to change,” Gardner said.

He was heartened by the amount of people who came out to buy cans from the shop over the weekend, he said. “It makes me so thankful to be a part of this com-

Dave Gardner, owner of Max Taps in Highlands Ranch, stands behind the bar of the taproom a few days after it was closed down by the governor in an attempt to contain COVID-19.

ELLIOTT WENZLER munity.”

While the margins are far from what he was making as a fully-functional taproom, it’s much better than no income whatsoever, he said.

Gardner opened the taproom 2 1/2 years ago after working at Living The Dream Brewing Co. near Highlands Ranch. He had recently sold a piece of commercial property he owned and decided it was the best time to pursue his goal.

“I thought ‘I’ve got one shot to do my

WANT A BEER? Those interested in purchasing beer-to-go from Max Taps Co. can visit its website, maxtaps.com, for a list of beers and call 720-550-8914 to place an order. Curbside pickup is available at the 2680 East County Line Road taproom.

SEE MAX TAPS, P9

‘Do I want to build it back up again?’

Festive Cup owners disheartened by layoffs, business struggles

BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

Tony and Dawn Whitham stand inside their store, Festive Cup Coffee, a few days after they were required to shut down all dine-in service there. While a few customers trickled in throughout the day to pick up items, the store was mostly empty.

ELLIOTT WENZLER

Dawn and Tony Whitham had never been able to leave just one person working at their Highlands Ranch shop, Festive Cup Coffee. It was always too busy.

That is, until last week when they were ordered to suspend all dine-in services as part of the state’s COVID-19 containment plan.

A few days after the March 16 order, Dawn, 62, drove home to take a nap, leaving just her

husband to man the store for take-out orders.

Business had become nothing but a trickle.

The nearly complete halt of their operations happened very quickly, Dawn said.

The first two months of the year, business was booming. Then, as COVID-19 became a greater threat, business began to slow down and, for the first time, they had to cut a shift.

Then came the order.

“We figured, ‘Well, everyone kind of shares the pain but we can keep them employed,’” Dawn said, “But then it became obvious — after like a day — that we weren’t even going to be able to pay the rent.”

They had to lay off all six of their employees.

WANT A CUP? Festive Cup Coffee, located at 50 Springer Drive, is open for to-go orders from 7 a.m. to 6 p.m.

Monday through Saturday and 9 a.m. to 2 p.m. on Sunday.

More information on the store is available at festivecupcoffee. com or by calling 720-627-5075.

SEE FESTIVE CUP, P9

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Highlands Ranch Herald 9

March 26, 2020

MAX TAPS FROM PAGE 8

own thing and what I always wanted to do — own a business,’” he said. “And if it failed, I was just going to go get the cubicle job I never wanted. But, fortunately, I didn’t have to do that. It has worked.”

The dream from the beginning was to have a small business that supported other small businesses in the state.

“Everything that we buy is Colorado,” he said. “Every beer you buy here helps another small business in this state.”

While many of his costs are now being mediated by the to-go income, his biggest expense is still

looming — rent. As far as his landlord is concerned, the payment is still due next month, he said.

“I feel like there needs to be some sort of financial stop,” he said. “My rent goes to the landlord, landlord pays the mortgage. I think the landlord shouldn’t have to pay the mortgage so I don’t have to pay rent.”

The dine-in closure has forced Gardner, like many other owners of bars and restaurants, to lay off his employees, including his manager Alaine Walborn. As she tries to process what that means for her, she still spends time at the taproom.

“This was my only job, so it’s not like I have something else to fall back on,” she said. “Right now, it’s just uncertainty.”

FESTIVE CUP FROM PAGE 8

“We love all of them, we’re like a family,” Dawn said. “It was really hard. It was something I didn’t think I’d ever have to do.”

Before opening Festive Cup Coffee seven years ago, Dawn owned a store in downtown Littleton, she said.

When she decided she wanted to open a different shop with coffee and gifts instead, she found the spot in Highlands Ranch. The store, in a small shopping strip on South Broadway and Plaza Drive, is tucked between

Now that he can sell beer for pick-up, he’s hopeful that he can hire one or two employees back, he said.

His next move is to try to shift the business model again, to completly contactless transactions to help people feel as secure as possible when buying, he said.

“I’m going to do whatever I can to stay in business,” he said.

For now, Gardner remains optimistic about his business making it through the mandatory dine-in closure. But, he adds, that optimism is tempered by how long the closure will last and whether small businesses like his will receive any state or federal financial relief.

“On the other side of this,” he said, “we’re going to have a big party.”

The Urban Egg and a nail salon.

Inside, the store is decked from top to bottom in gifts and decorative items of all kinds. Purses, wall decorations, stickers, T-shirts and more line the walls. Dawn makes all the displays and buys all the merchandise. The shop serves as a place to shop, meet, work or relax for its customers.

Tony emphasizes that while they’re disappointed about the turn of events, the stress on their business won’t be the end of the world for them. They’re in a secure enough place in life where they aren’t worried about where their next meal will come from, he said. He’s mainly wor-

Dave Gardner stands by the more than 80 kegs he has in his taproom, Max Taps Co. The governor recently decided to allow taprooms and bars to package their inventory to sell for off-site consumption.

ELLIOTT WENZLER

ried about young entrepreneurs who put all their energy and money into recently starting a business.

“It’s like an asteroid hit,” he said.

The couple, who have lived in Highlands Ranch for more than 20 years, will work to keep their business open as long as possible. But Tony isn’t optimistic they will thrive even after the store is allowed to fully reopen.

“Once people get out of the habit of coming somewhere, then you have to build that again,” he said. “It’s like you just opened a business again.”

Because the store has hardly any income right now, the couple will pay next month’s rent from their own savings, Dawn said.

“I’ve been building this business for seven years and finally got it to where it actually was a real business — and now it’s just going to be going back several years,” she said. “Do I want to build it back up again when it could just be pulled out from underneath you in a day?”

Tony is also frustrated with people using harsh words against workers still going into public, he said.

“It’s really easy to judge when you’re not worried about feeding your family,” he said. “There are people in this world who can’t telecommute... There’s a lot of people who depend on (going in) public to make a living.”

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10 Highlands Ranch Herald

I

LOCAL

March 26, 2020M

VOICES

There’s no reason we can’t have a little fun

t’s springtime in the Rockies. Try to keep that in mind.

It may not be anyone’s idea of an ideal spring, but it’s the only one QUIET we’re going to have DESPERATION this year.

A year that’s only three months old is already history-making. Your children will reminisce about 2020 in 2050.

I won’t be around.

I do hope to be around in 2021, Craig Marshall however.

I am already look- Smith ing forward to the day when the adage about humor being “tragedy plus time” allows us to kid about what the world went

through. That day will come, but when?

People are swiping rolls of toilet paper from public restrooms.

You can still find some toilet paper online, but it won’t arrive for weeks.

The so-called Spanish flu (1918) was traced to Haskell County, Kansas. (Some add northern China and a British army base in France as points of origin.)

I have seen images of long lines at stores for stay-at-home provisions, but I have not encountered it myself.

Yet. The stories that will come from this time period will be never-ending. Some disturbing, some heartbreaking, some comical.

Parents unexpectedly have their children at home, and it’s not summer vacation yet.

One mother said her children were “bored.”

Therefore, I have decided to provide a little community service in the form of brain teasers.

Let’s start with an easy one: “What has to be broken before you can use it?”

Answer: an egg.

OK, now for some that are a little more difficult. Answers below.

1. “Sammy ran away from home.

He ran a ways and then turned left, ran the same distance and turned left again, ran the same distance and turned left again. When he got home, there were two masked men. Who were they?”

2. “I am the beginning of sorrow and the end of sickness. I am always in risk yet never in danger. You may find me in the sun, but I am never

out of darkness. What am I?” 3. “Harry, a 2-year-old dachshund, was on one side of a river, and Craig, his owner, was on the other side.

Craig whistled, and Harry crossed the river without getting wet and without using a boat or a bridge.

How was this possible?”

4. “Sundials have the smallest number of moving parts. What timepiece has the most moving parts?”

5. “A family has two parents and six sons. Each of the sons has one sister. How many people are in the family?”

6. “You’re in a cabin with no electricity. Come nightfall, you have a candle, a wood stove, and a gas lamp, but only one match.

What should you light first?”

SEE SMITH, P11

Patience and diligence as we find missing pieces of puzzle

H LETTERS TO THE EDITOR Careful, but normal My friend, Anna, and I have lived a total of 162 years, which makes us a tad older than most people in Douglas County. I am not going ro reveal our (her) age, but I’m the older of the two of us. We have seen it all and have done most of it. If we missed anything there is nothing we can do about it now. We have been hiking and fishing buddies for three years. We met on Vista trail in Highlands Ranch. Her meter showed that we walked and hiked 918 miles that first year. I plan on

A publication of

Call first: 9233 Park Meadows Dr., Lone Tree, CO 80124 Mailing Address: 750 W. Hampden Ave., Suite 225 Englewood, CO 80110 Phone: 303-566-4100 Web: HighlandsRanchHerald.net To subscribe call 303-566-4100

teaching her how to shoot this summer.

We decided to isolate at my house and she showed up last week with a U-Haul load of clothes. I burned some serious calories lugging her stuff up the 16 steps to the second floor. My house is on the open space and both our rooms have fantastic views. We have a ton of wildlife around the yard, including Fred, our pet squirrel, and Slithers the garter snake.

SEE LETTERS, P11

ave you ever put together a jigsaw puzzle? If you have, you know exactly what it feels like to be working through it and then finally finding that one piece of the puzzle that had haunted you for the past couple of hours or maybe even days.

And most times, at least for me, when WINNING I did finally find WORDS the elusive piece, it had been right in front of me the whole time. It’s frustrating and rewarding all in the same moment.

During this time of staying home in self-quarantine mode, we are pass- Michael Norton ing the time in several ways, and one of those ways is assembling jigsaw puzzles. So, I am currently and acutely aware of the scenario above. One of the first things that happens when putting together a jigsaw puzzle is that we typically find all the edges and begin building the perimeter, don’t we? Then, we start to fill in the middle. And with each added

piece the image takes shape and we build momentum as we know that completion is getting closer. But somehow, the temporary sense of accomplishment and joy we feel as we look at our completed puzzle is replaced by a certain sadness, the puzzle is finished.

The world seems like a bit of a jigsaw puzzle right now doesn’t it?

Maybe our lives feel like a little bit of a jigsaw puzzle too. The health crisis has brought with it all kinds of uncertainty, missing pieces, and missing information. Disruption in employment, empty shelves in the grocery store, shortage of healthcare resources and hospital beds, travel restrictions and bans, work and school closures, and worship services and gatherings being canceled. Throw in the various levels of compliance and non-compliance with social distancing and the puzzle gets even harder.

Here’s the thing. Just imagine if we were given all the pieces of a jigsaw puzzle but not a picture of what the finished product was supposed to look like. It wouldn’t be impossible to finish, but it just

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SEE NORTON, P11

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Send address change to: Highlands Ranch Herald, 750 W. Hampden Ave., Suite 225, Englewood, CO 80110

Highlands Ranch Herald 11

March 26, 2020

NORTON FROM PAGE 10

might take a little longer and be a bit harder. It’s kind of where we all are right now. We are looking at this giant pile of puzzle pieces and we don’t know what it is supposed to look like in the end.

Right now, what is happening is that country by country, state by state, city by city, and home by home, we are all building our perimeters. We are finding, defining, and connecting all the edges so that we can start to fill in the interior of the puzzle. Some of the pieces seem obvious to us, and others are still elusive and that’s okay. You see, with each new piece we find and connect, and with each new piece that we understand where it goes, we get that much closer to solving the puzzle.

For us, it’s just my wife and me working on our jigsaw puzzles together at home. However, this worldwide jigsaw puzzle has many more people trying to put it together. There are a lot of really smart

LETTERS FROM PAGE 10

Anna is a great cook and I am a lot healthier, albeit, heavier, than when we met. Our families are happy with our isolation choices and feel we are much safer together. We are from the “obey rules” generation and intend to do our part in trying to prevent the spread of the COVID-19 virus, but we feel it is much healthier for older people to try to live a normal life. Our normal life is acting like two fools (one of us is) who should be acting their age.

Roy Legg and Anna Funk Highlands Ranch Hold colleges accountable I won’t be voting for any candidate who supports college loan forgiveness through a new law, bankruptcy or any other means. I and my children worked to pay for college

people and organizations working towards solving the puzzle. There is a lot of money and focus being applied to getting everything reassembled. This is a puzzle that is going to take longer than we had thought, will be harder than we anticipated, and will cost more than we had planned for. But in the end, it will be solved as all puzzles eventually are.

And unlike the personal jigsaw puzzles we work on in our homes and for fun, this is a puzzle that when we do solve it, there will not be any sadness or remorse when it is over.

How about you? Are you finding ways to shelter safely? Are you finding ways to occupy your time productively? I would love to hear all about your puzzle-solving techniques at mnorton@tramazing.com, and when we can work through this puzzle with patience and diligence, it really will be a better than good week.

Michael Norton is the grateful CEO of Tramazing.com, a personal and professional coach, and a consultant, trainer, encourager and motivator to businesses of all sizes.

costs and to pay off loans that they and I took. It wasn’t easy or free, we worked for it. The Obama administration prosecuted for-profit colleges that loaned money to institutions that extended loans to students for degrees that proved to be worthless.

It is only fair that all other institutions should be held to that same standard. If they accepted monies from students who were then unable to obtain gainful employment because of their de facto worthless degrees then colleges should be held responsible for the loans, not taxpayers.

Many of these institutions have endowments worth many billions of dollars, which they should be required to use to pay for the worthless degrees they conferred and have profited from. They need to be held accountable for their failures, and not be allowed to foist it off on blameless taxpayers.

William A. Henning Highlands Ranch

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SMITH FROM PAGE 10

7. “In your pocket are two newly minted U.S. coins with a sum of 30 cents. One isn’t a nickel. What two coins are in your pocket?”

8. This one is my favorite. “A cowboy gallops into town on Monday, stays for two days, and leaves on Monday. How can this be?”

Answers: 1. Sammy was playing baseball. The masked men who met him were the umpire and the opposing team’s catcher. 2. The letter “s.” 3. The river was frozen. 4. An hourglass. 5. Nine. 6. The match.

7. A quarter and a nickel. 8. The horse’s name was Monday.

Craig Marshall Smith is an artist, educator and Highlands Ranch resident. He can be reached at craigmarshallsmith@comcast.net.

HOW IS COVID-19 AFFECTING YOU? Let us know how the COVID-19 pandemic is having an impact on you, the challenges you have encountered or acts of kindness you have experienced. To share your story, email us at: newsdesk@coloradocommunitymedia.com

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12 Highlands Ranch Herald

LOCAL

March 26, 2020M

LIFE

LOOK OUTDOORS for boredom cure

Bikers zip by under the East Arapahoe Road bridge last summer at the Cherry Creek Trail, along the Centennial city border.

FILE PHOTO

You don’t have to drive far for an escape

H

aven’t left the house in several days? Looking to get out, hopefully, sans crowds?

As communities throughout the nation ban gatherings of 10 or more and urge people to practice social distancing because of COVID-19, Colorado’s great outdoors await.

The following are just some of the many options that don’t require you to leave the metro area.

North Table Mountain Looming over downtown Golden, this mesa — it isn’t technically a mountain, despite the name — offers great views of both central Golden below and the downtown Denver skyline to the east. To take in the views, park at the Golden Cliffs parking lot and take the 1.8mile round-trip trail up the mesa.

This relatively short trail is rated intermediate but it has some steep and rocky sections that can be challenging.

Once at the top, continue your exploration of the mesa by taking the longer North Table Mountain loop or just take in the rewarding views before heading back down.

Roxborough State Park The nearly 4,000-acre park southwest of Littleton is home to stunning red rock formations and abounds with natural beauty. The park’s eight trails total 14 miles and range in difficulty. Take a walk, run, cross-country ski or go on a snowshoe adventure.

The park does not allow pets,

drones, camping, mountain bikes, horses, rock climbing, fires or marijuana, to preserve the natural features.

Note, amid coronavirus concerns, all planned programs and events are canceled for the month of March, although the park and visitor center will remain open for normal hours, according to the Colorado Parks and Wildlife website.

All trails start at the visitor center.

Parking is limited. Hours vary but are generally 8 a.m. to 5 p.m. during winter.

Castlewood Canyon State Park Just a jaunt from Franktown, Castlewood Canyon State Park is home to a piece of Colorado history and mild to moderate trails. From half a mile to 4-mile stretches, trails take users along Cherry Creek, to a natural amphitheater and the skeleton of the legendary Castlewood Dam, which burst and caused the great flood of 1933.

Park hours are from sunrise to sunset. Gates close one hour before park closure. Leashed pets are allowed on most trails, except for the East Canyon Preservation Area trail.

Farmers’ High Line Canal Who knew that the very lifelines Colorado’s farmers and ranchers depended upon would provide so much recreation and car-free commuting? It’s true for large parts of Front Range communities but nowhere as much as along the Farmers’ High Line Canal, which offers athletic paths from Golden through Arvada, Westminster, Northglenn, Thornton and beyond.

The original irrigation ditch system dates to the late 1800s and connected Arvada’s Van Bibber

Roxborough State Park boasts distinctive geological formations.

Creek to Clear Creek, with more segments added later on.

Cities began adding athletic paths for walking, running and bicycling later on. In Westminster, a trailhead can be found at the southeast portion of Standley Lake — about 90th and Independence.

From there, the trail runs through Westminster for 10 miles, connecting to the Northglenn’s Northwest Open Space and on to E.B. Raines Park before continuing on to the northeast through Thornton and on to Erie.

But the best part of the trail is the dizzying number of connections you can make using the Farmers’ High Line Canal as the spine. Near 86th and Kipling, it

MICHAEL THOMAS

connects to the Rocky Mountain Greenway Trail that winds up at the Rocky Mountain Arsenal Refuge in Commerce City if you go east and the Rocky Flats Refuge if you go west. It also connects to the U.S. 36 Bikeway and trips to Denver or Boulder as well as numerous neighborhood side trails, parks and open space areas.

Running, cycling in east suburbs Something the east side of the Denver suburbs have going for them is their endless walkability. Look up a map of the metro area, and you’ll notice something: There are nearly no state highways crisscrossing Aurora and east Centennial.

SEE OUTDOORS, P14

Highlands Ranch Herald 13

March 26, 2020

‘An empty church, but still saying Mass’ Area pastors encourage congregants to find lessons in this strange time

2020

BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

Two priests at St. Thomas More Catholic Church walked down the aisle of an empty church March 20 to begin their daily Friday Mass.

Normally, daily services like these garner crowds of about 200 congregants. These days, only about a dozen or so staff, including the priests themselves, dot the gathering space of the Centennial church. Instead of 17 weekly services, the 12,000-person parish is now down to seven masses per week, or one every day.

Now that Gov. Jared Polis has ordered all in-person services of more than 10 people to be canceled as a measure to combat the spread of COVID-19, most people participating in the Mass will be watching the livestreamed celebration from their homes. Across the state, as places of worship experience mandated cancellations for the first time in their history, they are finding creative ways to build the sense of community that coming together as a congregation engenders each week.

“This is one of the saddest things I’ve ever seen,” St. Thomas More IT manager Bob Lehto said while waiting for the service to begin. “An empty church, but still saying Mass.”

About 150 people tuned into the Friday livestream service. By the following Monday, the taping had about 1,400 views.

Many other places of worship throughout the Denver metro area have also begun streaming their services.

Some, like Cherry Hills Community Church, an Evangelical Presbyterian Church in Highlands Ranch, have found other solutions in addition to livestreaming. The 4,500-person church is offering three “Drive Up Church” gatherings on weekends, similar to a drive-in movie. Cars entering from Grace Boulevard will be guided to staggered parking spaces, and people can view the service from inside their vehicles.

At St. Andrew United Methodist Church, also in Highlands Ranch, Bible studies and support groups have been moved to video chats for the more than 3,000-person church. Soon, Rev. Mark Feldmeir plans to begin daily live video chats on Facebook, where he can respond to people’s comments and provide a brief devotion.

“Despite the challenges that the current coronavirus is creating, it’s also creating new opportunities to think creatively about how we reach people,” Feldmeir said.

By far the most common remedy for churches is to stream their worship service online. But this, of course, isn’t a perfect fix and doesn’t replace the opportunity to attend in person.

“It’s different when you’re leading worship in front of an empty house,”

BEST OF THE

The audiovisual team at St. Thomas More Catholic Church worked to maintain a livestream of the church’s daily Mass on March 20.

PHOTOS BY ELLIOTT WENZLER

BEST

Father John Judanha, right, and Deacon George Morin conduct Mass to a nearly empty church on March 20, after the governor ruled that in-person services were no longer permitted due to COVID-19. The Mass was livestreamed to parishioners.

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Feldmeir said.

For St. Thomas More and other Catholic churches, this solution takes away the opportunity to receive Communion, an important sacrament within the faith, said Monsignor Tom Fryar. In this sacrament, which is practiced in every service, churchgoers line up to eat and drink, symbolically, the body and blood of Christ.

“It takes away the central element of our spiritual celebrations,” he said.

“The Eucharist is the source and the summit of our spiritual life.”

While it’s undoubtedly a challenging time for places of worship, many pastors are encouraging their congregants to find the opportunities in this solitary time.

“The main lesson is that this is really challenging for people who think they’re in charge of their lives,” Fryar said. “We like to think so, but there is so much in our lives that we can’t control.”

To glean these lessons, Feldmeir is encouraging people to limit their intake of news and entertainment.

“In a strange way, this crisis becomes an opportunity for us to focus on what matters most to us,” he said.

“Binge-watching ‘Mad Men,’ while it

WHAT THEY ARE DOING The following are some ways churches are keeping a sense of community without services.

• Livestreaming services, allowing comments during video to encourage discussion among viewers.

• Putting a microphone on one person attending the live service so he or she can speak the appropriate responses for all watching. For example, when a Catholic priest says, “The Lord be with you,” the congregant responds: “And with your spirit.”

• Pastors posting videos discussing latest developments on COVID-19, leading devotionals.

• Drive-up church.

• Support groups and Bible studies being transferred to video chat formats.

• Organizing ways to donate food and funds for local charities.

• Encouraging congregants to take time to pray, read scripture.

Those interested can contact their local church to find out how they are continuing to provide services during the ban on public gatherings of more than 10 people. may be fun, it also may fill in the gaps that this opportunity creates for us to do some spiritual searching.”

VOTE FROM MARCH 1, 2020 TO APRIL 12, 2020 To provide the most accurate results by geographical area, Colorado Community Media does not require, but does encourage readers to vote for businesses in their immediate local community. All nominated businesses have an equal opportunity of winning, no purchase required. Please see voting website for complete contest rules and regulations.

14 Highlands Ranch Herald

March 26, 2020M

STAY SAFE As more people look to get outside, the number of visitors to area parks and trails has been on the rise. The following are some tips from Jefferson County Open Space to help keep yourself and others safe: not gather in groups larger than 10 until further notice.

• If you are sick, do not visit parks and public areas. Stay home, except to seek medical care.

• Practice social distancing, even in parks, trailheads, trails and climbing crags.

• Bring your own hand sanitizer and/or hand-washing supplies; many parks and restrooms lack running water.

• All park visitors are expected to adhere to public health guidelines and

• High-risk visitors should use discretion for park visits and public restroom use.

OUTDOORS FROM PAGE 12

The whole region is a refreshing place to go for a walk, run or bike ride, or find a park you didn’t know about with your children.

For the dedicated cyclist, a trip down the West Toll Gate Creek Trail and the Cherry Creek Trail — including some nearby trails — can take you the full north-south length of Arapahoe County, from Colfax Avenue to the south county line.

Lots of trails can take you farther east, and all the way down to the Southlands mall area.

Arapahoe Road, a source of perennial frustration in traffic, can be a peaceful ride east of Parker Road. And Parker Road in itself

offers a wonderful view of the Cherry Creek State Park, south of Belleview Avenue.

Here’s something you might not know: On the Cherry Creek Trail, you can go straight from downtown Denver to Cherry Creek State Park and all the way down to the Castle Rock area, parallel to Parker Road.

That’s nearly 40 miles of biking, for anyone determined enough to try it.

And as confusing as central and west Centennial can be to navigate, two southeast-to-northwest paths — the Big Dry Creek and Little Dry Creek trails — offer a peaceful way to cut through the suburban sprawl.

— Compiled by reporters Paul AlbaniBurgio, Ellis Arnold, Jessica Gibbs, Casey Van Divier, David Gilbert, Scott Taylor and Joseph Rios

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Highlands Ranch Herald 15

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16 Highlands Ranch Herald

March 26, 2020M

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Highlands Ranch Herald 17

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18 Highlands Ranch Herald

March 26, 2020M

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Highlands Ranch Herald 19

March 26, 2020

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Highlands Ranch Herald 21

March 26, 2020

www.ColoradoCommunityMedia.com/Notices

PUBLIC NOTICES

Public Notices call Sheree 303.566.4088 PUBLIC NOTICE

Public Trustees

Highlands Ranch Public NOTICETrustees OF SALE

Public Trustee Sale No. 2020-0034 PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0033 To Whom It May Concern: On 1/31/2020 3:47:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: Pete Surette AND Rachel W. Surette Original Beneficiary: Washington Mutual Bank, FA Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association Date of Deed of Trust (DOT): 6/23/2005 Recording Date of DOT: 7/29/2005 Reception No. of DOT: 2005070385 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $489,000.00 Outstanding Principal Amount as of the date hereof: $486,461.94

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failed to make the monthly mortgage payments as required by the terms of the Note and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

To Whom It May Concern: On 1/31/2020 3:46:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: Andre Keshmeshian Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Platinum Mortgage, Inc., Its Successors and Assigns Current Holder of Evidence of Debt: New Residential Mortgage, LLC Date of Deed of Trust (DOT): 3/6/2015 Recording Date of DOT: 3/6/2015 Reception No. of DOT: 2015013828 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $412,500.00 Outstanding Principal Amount as of the date hereof: $379,657.76 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 58, HIGHLANDS RANCH - FILING NO. 118-P, COUNTY OF DOUGLAS, STATE OF COLORADO.

Legal Description of Real Property: Lot 13, Highlands Ranch filing No. 108-D, County of Douglas, State of Colorado.

Which has the address of: 10463 Meadowleaf Way, Highlands Ranch, CO 80126-5706

Which has the address of: 3730 White Bay Dr, Highlands Ranch, CO 80126-5020 NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 20, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 20, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press

First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press

Dated: 2/3/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

Dated: 2/3/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is:

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is:

STEVEN BELLANTI Colorado Registration #: 48306 7700 E. ARAPAHOE ROAD, SUITE 230, CENTENNIAL, COLORADO 80112 Phone #: (877) 369-6122 Fax #: Attorney File #: CO-19-875361-LL

SANDRA J. NETTLETON Colorado Registration #: 42411 3600 SOUTH BEELER STREET SUITE 330, DENVER, COLORADO 80237 Phone #: (303) 353-2965 Fax #: Attorney File #: CO190160

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0033 First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0034

To Whom It May Concern: On 1/31/2020 3:46:00 PM the undersigned Public Trustee

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0034 First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press PUBLIC NOTICE RENOTICED AND REPUBLISHED PURSUANT TO CRS 38-38-109(2)(b)(II) Littleton NOTICE OF SALE Public Trustee Sale No. 2018-0252 To Whom It May Concern: On 12/30/2019 10:08:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relat-

PUBLIC NOTICE

RENOTICED AND REPUBLISHED PURSUANT TO CRS 38-38-109(2)(b)(II)

PUBLIC NOTICE

legals@coloradocommunitymedia.com Littleton

Littleton

NOTICE OF SALE Trustees PublicPublic Trustee Sale No. 2018-0252 To Whom It May Concern: On 12/30/2019 10:08:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: SHARON K. TAYLOR Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREEDOM LENDING LLC DBA FREEDOM HOME LENDING, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR REGISTERED HOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-14 Date of Deed of Trust (DOT): 10/31/2005 Recording Date of DOT: 11/14/2018 Reception No. of DOT: 2005109359 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $150,000.00 Outstanding Principal Amount as of the date hereof: $121,971.23 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Borrower's failure to make timely payments as required under the Evidence of Debt and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 3, BLOCK 2, PULTE HOMES AT ROXBOROUGH VILLAGE, FILING NO. 1, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9912 Garwood St , Littleton, CO 80125 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, April 22, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 2/27/2020 Last Publication: 3/26/2020 Publisher: Douglas County News Press Dated: 12/30/2019 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: ALISON L. BERRY Colorado Registration #: 34531 9800 S. MERIDIAN BLVD. SUITE 400, ENGLEWOOD, COLORADO 80112 Phone #: (303) 706-9990 Fax #: (303) 706-9994 Attorney File #: 18-019979 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2018-0252 First Publication: 2/27/2020 Last Publication: 3/26/2020 Publisher: Douglas County News Press PUBLIC NOTICE Littleton NOTICE OF SALE Public Trustee Sale No. 2020-0001 To Whom It May Concern: On 1/6/2020 10:37:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be

NOTICE OF SALE Public Trustee Sale No. 2020-0002

PUBLIC NOTICE

Littleton NOTICE OF SALE Public Trustee Sale No. 2020-0001

Public Trustees

Public Trustees

To Whom It May Concern: On 1/6/2020 10:37:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: DAVID MILLER Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST OPTION LENDING, LLC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust (DOT): 10/25/2013 Recording Date of DOT: 10/28/2013 Reception No. of DOT: 2013086621 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $217,979.00 Outstanding Principal Amount as of the date hereof: $163,724.82 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Borrower’s failure to make timely payments as required under the Evidence of Debt and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 43, BLOCK 2, IMPERIAL HOMES AT ROXBOROUGH VILLAGE FILING NO. 1, COUNTY OF DOUGLAS, STATE OF COLORADO.

Original Grantor: Ryan Taylor Petty Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for American Financing Corporation, Its Successors and Assigns Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust (DOT): 2/2/2019 Recording Date of DOT: 2/11/2019 Reception No. of DOT: 2019006712 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $340,000.00 Outstanding Principal Amount as of the date hereof: $338,589.72

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 10, BLOCK 3, PULTE HOMES AS ROXBOROUGH VILLAGE FILING NO. 1, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9876 Fairwood Street, Littleton, CO 80125 NOTICE OF SALE

Which has the address of: 7867 Kyle Way, Littleton, CO 80125 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, April 29, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, April 29, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press Dated: 1/6/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

Dated: 1/6/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is:

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: ELIZABETH S MARCUS Colorado Registration #: 16092 9800 S. MERIDIAN BLVD. SUITE 400, ENGLEWOOD, COLORADO 80112 Phone #: (303) 706-9990 Fax #: (303) 706-9994 Attorney File #: 19-023524

STEVEN BELLANTI Colorado Registration #: 48306 7700 E. ARAPAHOE ROAD, SUITE 230, CENTENNIAL, COLORADO 80112 Phone #: (877) 369-6122 Fax #: Attorney File #: CO-19-874434-LL

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0001 First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press

Legal Notice No.: 2020-0002 First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0006

PUBLIC NOTICE Littleton NOTICE OF SALE Public Trustee Sale No. 2020-0002 To Whom It May Concern: On 1/6/2020 10:38:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: Ryan Taylor Petty

To Whom It May Concern: On 1/6/2020 10:38:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

To Whom It May Concern: On 1/6/2020 10:40:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: JOSEPH J SANCHEZ Original Beneficiary: U.S. BANK NATIONAL ASSOCIATION ND Current Holder of Evidence of Debt:

Highlands Ranch Legals 3.26.20 * 1

Trustee Sale No. 2020-0006 22 Public Highlands Ranch Herald

To Whom It May Concern: On 1/6/2020 10:40:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Public Trustees

Original Grantor: JOSEPH J SANCHEZ Original Beneficiary: U.S. BANK NATIONAL ASSOCIATION ND Current Holder of Evidence of Debt: US Bank National Association successor by Merger to US Bank National Association N.D. Date of Deed of Trust (DOT): 8/22/2002 Recording Date of DOT: 9/12/2002 Reception No. of DOT: 2002093275 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $45,000.00 Outstanding Principal Amount as of the date hereof: $23,439.04

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 58, HIGHLANDS RANCH-FILING NO. 101-A COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9746 S Bucknell Ct, Highlands Ranch, CO 80129 NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, April 29, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press Dated: 1/6/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: JOSEPH D. DEGIORGIO Colorado Registration #: 45557 1391 Speer Boulevard, Suite 700, DENVER, COLORADO 80204 Phone #: (303) 350-3711 Fax #: Attorney File #: 00000008763401

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0006 First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0009 To Whom It May Concern: On 1/6/2020 10:47:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: STEPHEN J MAHONEY AND JANICE L MAHONEY Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., ACTING SOLELY AS NOMINEE FOR QUICKEN LOANS INC. Current Holder of Evidence of Debt: QUICKEN LOANS INC. Date of Deed of Trust (DOT): 1/31/2018 Recording Date of DOT: 2/6/2018 Reception No. of DOT: 2018007510 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $467,032.00 Outstanding Principal Amount as of the date hereof: $459,132.58

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 32, HIGHLANDS RANCH FILING NO.

with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Public Trustees

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 32, HIGHLANDS RANCH FILING NO. 107-E, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 4630 Whitehall Ln, Highlands Ranch, CO 80126-7414 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, April 29, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press Dated: 1/6/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: NICHOLE WILLIAMS Colorado Registration #: 49611 1391 Speer Boulevard, Suite 700, DENVER, COLORADO 80204 Phone #: (303) 350-3711 Fax #: Attorney File #: 00000008742231 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0009 First Publication: 3/5/2020 Last Publication: 4/2/2020 Publisher: Douglas County News Press PUBLIC NOTICE Littleton NOTICE OF SALE Public Trustee Sale No. 2020-0013 To Whom It May Concern: On 1/13/2020 9:52:00 AM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: JAMES M DOUGLAS AND SARAH R DOUGLAS Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR GMAC BANK Current Holder of Evidence of Debt: PHH MORTGAGE CORPORATION Date of Deed of Trust (DOT): 2/23/2006 Recording Date of DOT: 3/1/2006 Reception No. of DOT: 2006017031 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $214,529.00 Outstanding Principal Amount as of the date hereof: $172,869.52 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 44, ROXBOROUGH VILLAGE FILING NO. 12-A, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 8124 Maple Drive, Littleton, CO 80125 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 6, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certific-

the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 6, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

Public Trustees

First Publication: 3/12/2020 Last Publication: 4/9/2020 Publisher: Douglas County News Press Dated: 1/15/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: RANDALL CHIN Colorado Registration #: 31149 1391 Speer Boulevard, Suite 700, DENVER, COLORADO 80204 Phone #: (303) 350-3711 Fax #: Attorney File #: 00000008776106 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0013 First Publication: 3/12/2020 Last Publication: 4/9/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0018 To Whom It May Concern: On 1/17/2020 4:28:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: SHARON MINNOCK Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR 360 MORTGAGE GROUP, L.L.C., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BANKUNITED N.A. Date of Deed of Trust (DOT): 11/19/2009 Recording Date of DOT: 12/17/2009 Reception No. of DOT: 2009098007 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $380,972.00 Outstanding Principal Amount as of the date hereof: $306,636.51 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Borrower's failure to make timely payments as required under the Evidence of Debt and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 52, HIGHLANDS RANCH FILING NO. 83-B, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9754 Chanteclair Circle , Highlands Ranch, CO 80126 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 6, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/12/2020 Last Publication: 4/9/2020 Publisher: Douglas County News Press Dated: 1/21/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: DAVID R DOUGHTY Colorado Registration #: 40042 9800 S. MERIDIAN BLVD. SUITE 400, ENGLEWOOD, COLORADO 80112 Phone #: (303) 706-9990 Fax #: (303) 706-9994 Attorney File #: 19-023373 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/

recorded in Douglas County.

DAVID R DOUGHTY Colorado Registration #: 40042 9800 S. MERIDIAN BLVD. SUITE 400, ENGLEWOOD, COLORADO 80112 Phone #: (303) 706-9990 Fax #: (303) 706-9994 Attorney File #: 19-023373

Public Trustees

March 26, 2020M

Original Grantor: Joseph D. Schwartz Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Home Mortgage Alliance, its successors and assigns Current Holder of Evidence of Debt: Freedom Mortgage Corporation Date of Deed of Trust (DOT): 2/14/2014 Recording Date of DOT: 2/18/2014 Reception No. of DOT: 2014007890 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $417,000.00 Outstanding Principal Amount as of the date hereof: $372,393.67

Public Trustees

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0018 First Publication: 3/12/2020 Last Publication: 4/9/2020 Publisher: Douglas County News Press

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: FAILURE TO MAKE TIMELY PAYMENTS AS REQUIRED UNDER THE EVIDENCE OF DEBT AND DEED OF TRUST.

PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0021 To Whom It May Concern: On 1/24/2020 4:23:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: John H Stevens Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Nova Financial & Investment Corporation, Its Successors and Assigns Current Holder of Evidence of Debt: New Residential Mortgage LLC Date of Deed of Trust (DOT): 9/10/2014 Recording Date of DOT: 9/11/2014 Reception No. of DOT: 2014052329 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $395,000.00 Outstanding Principal Amount as of the date hereof: $363,371.64 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 13, BLOCK 7, HIGHLANDS RANCH FILING NO. 15, COUNTY OF DOUGLAS, STATE OF COLORADO.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 202, STONEHENGE AT ROXBOROUGH, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 4664 Ponderosa Trail, Littleton, CO 80125 NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 13, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press

Which has the address of: 8798 Westwind Lane, Highlands Ranch, CO 80126 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 13, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press

Dated: 1/27/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: AMANDA FERGUSON Colorado Registration #: 44893 355 UNION BLVD SUITE 250, LAKEWOOD, COLORADO 80228 Phone #: (303) 274-0155 Fax #: Attorney File #: CO10167

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0025 First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press

PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0029

Dated: 1/27/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: STEVEN BELLANTI Colorado Registration #: 48306 7700 E. ARAPAHOE ROAD, SUITE 230, CENTENNIAL, COLORADO 80112 Phone #: (877) 369-6122 Fax #: Attorney File #: CO-19-875631-LL *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0021 First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press PUBLIC NOTICE Littleton NOTICE OF SALE Public Trustee Sale No. 2020-0025 To Whom It May Concern: On 1/24/2020 4:27:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: Joseph D. Schwartz Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Home Mortgage Alliance, its successors and assigns Current Holder of Evidence of Debt: Freedom Mortgage Corporation Date of Deed of Trust (DOT): 2/14/2014 Recording Date of DOT: 2/18/2014 Reception No. of DOT: 2014007890 DOT Recorded in Douglas County.

To Whom It May Concern: On 1/24/2020 4:32:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: Gregory A. Reed Original Beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Capital One Home Loans, LLC, its successors and assigns Current Holder of Evidence of Debt: Towd Point Mortgage Trust 2017-2, U.S. Bank National Association, as Indenture Trustee Date of Deed of Trust (DOT): 6/30/2006 Recording Date of DOT: 7/17/2006 Reception No. of DOT: 2006060442 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $563,000.00 Outstanding Principal Amount as of the date hereof: $421,253.55

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: FAILURE TO MAKE TIMELY PAYMENTS AS REQUIRED UNDER THE EVIDENCE OF DEBT AND DEED OF TRUST.**This loan has been modified by a Loan Modification Agreement effective 03/06/2009.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 199, HIGHLANDS RANCH FILING NO. 122-I, COUNTY OF DOUGLAS, STATE OF COLROADO.

Highlands Ranch Legals 3.26.20 * 2

THE LIEN FORECLOSED MAY NOT BE A March 2020 FIRST 26, LIEN.

The property described herein is all of the property encumbered by the lien of the deed of trust.

Public Trustees

Legal Description of Real Property: LOT 199, HIGHLANDS RANCH FILING NO. 122-I, COUNTY OF DOUGLAS, STATE OF COLROADO.

Which has the address of: 10211 Charissglen Lane, Highlands Ranch, CO 80126 NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 13, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press Dated: 1/27/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee

The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: AMANDA FERGUSON Colorado Registration #: 44893 355 UNION BLVD SUITE 250, LAKEWOOD, COLORADO 80228 Phone #: (303) 274-0155 Fax #: Attorney File #: 81116-SPS

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0029 First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0030 To Whom It May Concern: On 1/24/2020 4:34:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: KRISTA K. LANGTON Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR CITYWIDE HOME LOANS Current Holder of Evidence of Debt: NewRez LLC d/b/a Shellpoint Mortgage Servicing Date of Deed of Trust (DOT): 1/31/2018 Recording Date of DOT: 2/1/2018 Reception No. of DOT: 2018006501 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $210,000.00 Outstanding Principal Amount as of the date hereof: $205,550.96

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 51, BLOCK 4, HIGHLANDS RANCH FILING NO. 53-A, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9545 Joyce Ln, Highlands Ranch, CO 80126 NOTICE OF SALE

Legal

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 13, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those

$210,000.00 Outstanding Principal Amount as of the date hereof: $205,550.96 Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

Public Trustees

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 51, BLOCK 4, HIGHLANDS RANCH FILING NO. 53-A, COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9545 Joyce Ln, Highlands Ranch, CO 80126 NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 13, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press Dated: 1/27/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: JOSEPH D. DEGIORGIO Colorado Registration #: 45557 1391 Speer Boulevard, Suite 700, DENVER, COLORADO 80204 Phone #: (303) 350-3711 Fax #: Attorney File #: 00000008466112 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0030 First Publication: 3/19/2020 Last Publication: 4/16/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0038 To Whom It May Concern: On 1/31/2020 3:51:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Original Grantor: ANDREW WESLEY OSTRANSKY Original Beneficiary: Mortgage Electronic Registration Systems, Inc. acting solely as nominee for NEW PENN FINANCIAL, LLC. Current Holder of Evidence of Debt: NewRez LLC d/b/a Shellpoint Mortgage Servicing Date of Deed of Trust (DOT): 6/24/2016 Recording Date of DOT: 6/27/2016 Reception No. of DOT: 2016041259 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $422,211.00 Outstanding Principal Amount as of the date hereof: $398,298.25

Original Grantor: ANDREW WESLEY OSTRANSKY Original Beneficiary: Mortgage Electronic Registration Systems, Inc. acting solely as nominee for NEW PENN FINANCIAL, LLC. Current Holder of Evidence of Debt: NewRez LLC d/b/a Shellpoint Mortgage Servicing Date of Deed of Trust (DOT): 6/24/2016 Recording Date of DOT: 6/27/2016 Reception No. of DOT: 2016041259 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $422,211.00 Outstanding Principal Amount as of the date hereof: $398,298.25

Public Trustees

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 22, BLOCK 6, HIGHLANDS RANCH NO. 68A COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9495 Princeton Circle, Highlands Ranch, CO 80130 NOTICE OF SALE

To Whom It May Concern: On 1/31/2020 4:27:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Public Trustees

Misc. Private Legals

Original Grantor: Deborah M Delgado Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Home Point Financial Corporation, Its Successors and Assigns Current Holder of Evidence of Debt: Home Point Financial Corporation Date of Deed of Trust (DOT): 10/7/2016 Recording Date of DOT: 10/14/2016 Reception No. of DOT: 2016073416 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $332,775.00 Outstanding Principal Amount as of the date hereof: $312,555.97

NOTICE OF PURCHASE OF REAL ESTATE AT TAX LIEN SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

Legal Description of Real Property: LOT 102, BLOCK 2, HIGHLANDS RANCH FILING NO. 106B, COUNTY DOUGLAS, STATE OF COLORADO.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 20, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

Which has the address of: 9323 Weeping Willow Place, Highlands Ranch, CO 80130

First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press Dated: 2/3/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: MICHAEL J.. WEICHER Colorado Registration #: 54235 11101 WEST 120TH AVENUE #280 Eldorado Bldg 2, BROOMFIELD, COLORADO 80021 Phone #: (303) 539-8601 Fax #: (303) 265-9628 Attorney File #: 47905135 *YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website : http://www.douglas.co.us/publictrustee/ Legal Notice No.: 2020-0038 First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0040 To Whom It May Concern: On 1/31/2020 4:27:00 PM the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in Douglas County.

Highlands Ranch Herald 23

PUBLIC NOTICE Highlands Ranch NOTICE OF SALE Public Trustee Sale No. 2020-0040

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 20, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at public auction to the highest and best bidder for cash, the said real property and all interest of said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press Dated: 2/3/2020 CHRISTINE DUFFY DOUGLAS COUNTY Public Trustee The name, address and telephone numbers of the attorney(s) representing the legal holder of the indebtedness is: STEVEN BELLANTI Colorado Registration #: 48306 7700 E. ARAPAHOE ROAD, SUITE 230, CENTENNIAL, COLORADO 80112 Phone #: (877) 369-6122 Fax #: Attorney File #: CO-20-878094-LL

Public Notice

To Every Person in Actual Possession or Occupancy of the hereinafter Described Land, Lot or Premises, and to the Person in Whose Name the Same was Taxed or Specially Assessed, and to all Persons having an Interest or Title of Record in or to the said Premises and To Whom It May Concern, and more especially to:

OCCUPANT - ROBERT HYBERT AKA ROBERT D HYBERT AKA ROBERT DAVID HYBERT - CRAIG NELSON - CHRIS PATRINAS - FIG CAPITAL INVESTMENTS CO13, LLC - KATHRYN C ADERMAN AKA KATHRYN CROKER ADERMAN - UNIVERSAL LENDING CORPORATION - PUBLIC TRUSTEE OF DOUGLAS COUNTY - MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AKA "MERS" - DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE C/O JASON M WALLACE REVENUE OFFICER - DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE C/O TROY B PARKER REVENUE OFFICER - DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE C/O G.J. CARTER-LOUIS ACS SBSE - MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR UNIVERSAL LENDING CORPORATION ITS SUCCESSORS AND ASSIGNS - CARLA M NAUGHTON ASSISTANT SECRETARY MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR UNIVERSAL LENDING CORPORATION ITS SUCCESSORS AND ASSIGNS - ASSIGNMENT TEAM WELLS FARGO BANK NA - CONTINENTAL COLLECTION AGENCY LTD - STATE OF COLORADO, DEPARTMENT OF REVENUE - WELLS FARGO BANK NA - WELLS FARGO BANK, N.A. ATTN: ASSIGNMENT TEAM - KRISTIN MILIHRAM, VICE PRESIDENT LOAN DOCUMENTATION OF WELLS FARGO BANK, N.A. - M & T BANK

You and each of you are hereby notified that on the 3rd day of November 2016 the then County Treasurer of the County of Douglas, in the State of Colorado, sold at public tax lien sale to CRAIG NELSON the following described real estate situate in the County of Douglas, State of Colorado, to wit:

E1/2 OF VACATED SPOKE RD LIVENGOOD HILLS UNIT 4 0.241 AM/L RP 0092275

and said County Treasurer issued a certificate of purchase therefore to CRAIG NELSON. That said tax lien sale was made to satisfy the delinquent* taxes assessed against said real estate for the year 2015. That said real estate was taxed or specially assessed in the name(s) of ROBERT HYBERT for said year 2015

That said CRAIG NELSON on the 12th day of November 2019 the present holder of said certificate, has made request upon the Treasurer of said County for a deed to said real estate; That a Treasurer’s Deed will be issued for said real estate to the said at 1:00 o’clock P.M., on the 9th day of July 2020 unless the same has been redeemed. Said property may be redeemed from said sale at any time prior to the actual execution of said Treasurer’s Deed. Witness my hand this 26th day of March 2020 /s/ David Gill County Treasurer of Douglas County

*YOU MAY TRACK FORECLOSURE SALE DATES on the Public Trustee website: http://www.douglas.co.us/publictrustee/

Legal Notice No.: 936981 First Publication: March 26, 2020 Last Publication: April 9, 2020 Publisher: Douglas County News-Press

Legal Notice No.: 2020-0040 First Publication: 3/26/2020 Last Publication: 4/23/2020 Publisher: Douglas County News Press

Original Grantor: Deborah M Delgado Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Home Point Financial Corporation, Its Successors and Assigns Current Holder of Evidence of Debt: Home Point Financial Corporation Date of Deed of Trust (DOT): 10/7/2016 Recording Date of DOT: 10/14/2016 Reception No. of DOT: 2016073416 DOT Recorded in Douglas County.

Original Principal Amount of Evidence of Debt: $332,775.00 Outstanding Principal Amount as of the date hereof: $312,555.97

Balancing Government Actions....

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

Legal Description of Real Property: LOT 22, BLOCK 6, HIGHLANDS RANCH NO. 68A COUNTY OF DOUGLAS, STATE OF COLORADO. Which has the address of: 9495 Princeton Circle, Highlands Ranch, CO 80130 NOTICE OF SALE

....With your right to know!

Pursuant to C.R.S. §38-38-101 (4) (i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely payments required under said Deed of Trust and the Evidence of Debt secured thereby.

And all from your own home!

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property described herein is all of the property encumbered by the lien of the deed of trust.

N No ottiicceess

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

Legal Description of Real Property: LOT 102, BLOCK 2, HIGHLANDS RANCH FILING NO. 106B, COUNTY DOUGLAS, STATE OF COLORADO.

THEREFORE, Notice Is Hereby Given that on the first possible sale date (unless the sale is continued*) at 10:00 a.m. Wednesday, May 20, 2020, at the Public Trustee’s office, 402 Wilcox Street, Castle Rock, Colorado, I will sell at pub-

Which has the address of: 9323 Weeping Willow Place, Highlands Ranch, CO 80130 NOTICE OF SALE

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Highlands Ranch Legals 3.26.20 * 3

24 Highlands Ranch Herald

March 26, 2020M

E L A S Y A D 1 3 indows & doors w

When we say this sale ends on March 31st, we mean it! You only have 31 days to get this discount, along with special financing or an extra 3% off!1 There are limited appointments available.

Please call today to book your visit.

Only

31 d

ays l ef

t!

Sale ends March 31st!

SAVE $300

SAVE $825

on every window1

on every entry and patio door1

EXTRA 3% Discount

NO NO NO

when you pay for your whole project with cash or check1

OR

Money Down Payments

Interest

for 1 year1

ONLY 31 days left to book your FREE Window and Door Diagnosis

720-465-5649 DenversBestWindow.com

Renewal by Andersen of Colorado is an independently owned and operated affiliate operating in CO and NM. Offer not available in all areas. Discount applied by retailer representative at time of contract execution and applies to purchase of 3 or more windows and/or entry or patio doors. 3% cash discount for payment in full by cash or check applied at time of sale. Cannot be combined with other offers. To qualify for discount offer, initial contact for a free Window and Door Diagnosis must be made and documented on or before 3/31/20 with the appointment then occurring no more than 10 days after the initial contact. No payments and deferred interest for 12 months available to well qualified buyers on approved credit only. Not all customers may qualify.

Higher rates apply for customer with lower credit ratings. Financing not valid with other offers or prior purchases. No Finance Charges will be assessed if promo balance is paid in full in 12 months. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any finance terms advertised are estimates only, and all financing is provided by third-party lenders unaffiliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing. Window Warmth, LLC d/b/a Renewal

by Andersen of Colorado. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2020 Andersen Corporation. All rights reserved. ©2020 Lead Surge LLC. All rights reserved. *Using U.S. and imported parts.

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