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Denver Herald Dispatch 0408

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April 8, 2021

DENVER, COLORADO

A publication of

VOLUME 94 | ISSUE 22

All Coloradans age 16-plus up for vaccine after April 2 General public reaches eligibility; state emphasizes caution amid virus variants BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

“We are overjoyed to have the opportunity to once again bring the Children’s Day Celebration to our

The wait for eligibility is over for all adults and older teenagers in Colorado after coronavirus vaccine eligibility hit the general population starting April 2. All Coloradans over the age of 16 were to be eligible to receive the Pfizer vaccine, and all Coloradans over the age of 18 were to be eligible to receive the Moderna and Johnson & Johnson vaccines, according to a March 29 news release from the governor’s office. As the state moves through phases of vaccine scheduling, people in previous phases remain eligible, according to the state COVID-19 website. State officials anticipate that everyone who wants vaccine shots will have access before the end of May, according to the news release. Gov. Jared Polis emphasized it will take time for Coloradans to secure appointments. “It could be next week; it could be in five weeks,” Polis said in the release. “So while availability opens to everyone this Friday, April 2, be patient and know that your time will come.” Technically, eligibility for the

SEE CELEBRATION, P5

SEE VACCINE, P9

A child participates in an activity at the Denver Museum of Nature & Science during the 2019 Día del Niño celebration. This year, Día del Niño: Celebrating All Children will take place virtually through April, and will be part of SFCD Community Free Days on April 25. PHOTO BY CHRIS SCHNEIDER

Día del Niño: Celebrating All Children takes place virtually throughout April STAFF REPORT

Throughout April, a number of local cultural institutions will be hosting Día del Niño: Celebrating

All Children events. The events — some virtual, some in-person — are being offered as a partnership between the Mexican Cultural Center and Telemundo Denver.

INSIDE: VOICES: PAGE 8 | LIFE: PAGE 10 | CALENDAR: PAGE 11

WILDLIFE IN THE CITY

A look at how animals adapt during snowstorms in urban areas

P10


2 Denver Herald

April 8, 2021

Unemployment fund debt worries small businesses Colorado lawmakers try to lessen shock, but deficit is growing brutal BY TAMARA CHUNG THE COLORADO SUN

The last time Centennial Container saw the cost of its unemployment insurance premiums increase, owner Jim Noon didn’t think too much about the additional $40 a year per employee. “I mean, it adds up, but it’s not close-the-business material,” said Noon, who called a January 2020 state law to increase the base wage employers must use to calculate insurance premiums “a cost of doing business.” He’s more concerned about the increase he and other surviving Colorado employers face when higher fees start in 2023 to replenish Colorado’s depleted unemployment insurance trust fund. The fund is about to hit a $1 billion deficit due to high unemployment during the pandemic. Other states are facing a similar crisis and trying to find a solution that doesn’t end up with employers being solely responsible for the debt. Gov. Jared Polis is also considering using some of the recent federal stimulus to pay down the loan. The last time the trust fund was depleted and the state had to borrow money from the feds was during the Great Recession. During that recovery, employers statewide were hit with added fees to pay the loan and replenish the fund. Noon said the surcharge tripled his annual insurance pay-

ment to $300 per worker. “We had to pay it all back with just the regular old businesses who were left,” Noon said. “And it was difficult. I mean, it more than tripled our unemployment costs.” As of March 29, Colorado owed the feds $985.7 million, up nearly $25 million in a week. It went up to $991.7 million a day later. That’s already higher than the state Legislative Council’s forecast they presented just weeks earlier for fiscal year 2021 — and there’s still three months to go. Burden is on employers Pandemic or no pandemic, Colorado employers — not the Legislature or taxpayers — bankroll the state’s unemployment fund so their workers can get up to 26 weeks of benefits if they lose a job. In the first six months of the pandemic, the fund distributed $1.1 billion before running dry. That means Colorado has spent more than $2 billion on unemployment since the pandemic began. The federal loan is interest-free until Sept. 6. In the Great Recession, Colorado’s federal loan ballooned to $578.2 million by March 2011, according to a U.S. Government Accountability Office report. Surcharges on insurance premiums kicked in and it took years for Colorado employers to pay it back. At some point, the business community backed an effort for the state to issue a bond to finance the debt. The bond was finally paid off in May 2017. “As long as the loan stays interest-free, that’s in our favor,” said Tony Gagliardi, state director of the National Federation of Independent Business. “Last time

(with the bond), we had a pretty solid trust fund. We got rid of the unemployment surcharge. But all of that is going to come back. The surcharge is going to go back and my members are looking at an 84% increase.” In an attempt to avoid a high surcharge this time around, the Legislature passed Senate Bill 207 last June to build up the trust fund faster by raising the base wage used to calculate insurance premiums. The law also postponed any trust-fund solvency surcharge fees till 2023. Polis hasn’t made a decision on whether to use American Rescue Plan money to reduce the unemployment deficit. “The governor is open to supporting the unemployment insurance trust fund with these stimulus dollars, and also wants to continue hearing ideas from Coloradans and community leaders on what would be most helpful for strengthening communities across the state,” Shelby Wieman, a spokeswoman for the governor, said in an email. Deficit still growing But with thousands of Coloradans still unemployed — 245,481 were receiving some form of unemployment benefit as of March 13 — the deficit will continue to grow before it starts to shrink. And beyond the debt, there’s the issue of getting it funded again. A healthy fund has enough money in reserve to handle unemployment payments for about a year. The ratio should be 1:1 so a healthy solvency level is 1 or higher, according to the U.S. Department of Labor. Before the pandemic began, Colorado’s was

0.78, or already below the recommended minimum. “The good news is for the businesses that have survived, they get a bit of a buffer” before rates increase, said Tatiana Bailey, an economist and director of the University of Colorado-Colorado Springs Economic Forum. “Especially for smaller businesses that have been negatively impacted, this would be really beneficial. … And the last thing you want is higher unemployment insurance payments to put a company over the edge when they’ve made it this far.” Colorado isn’t the only state borrowing money to pay unemployed workers. As of March 29, there were 18 other states and the U.S. Virgin Islands with a federal loan. Colorado has the ninth largest loan, between $1.3 billion for Minnesota and $969.3 million for New Jersey. California led the pack, at $21.3 billion. New York was second, at $10.4 billion, and Texas was third, at $6.7 billion. States are in different stages of funding their unemployment benefits. Most states haven’t tapped into federal loans. Some states borrowed money but have dropped off the list, like Georgia, which put $1.5 billion from the CARES Act to pay off its loan and shore up its trust fund last fall to save employers an average of $350 a year per worker, the Atlanta Journal Constitution reported. This story is from The Colorado Sun, a journalist-owned news outlet based in Denver and covering the state. Used by permission. For more, and to support The Colorado Sun, visit coloradosun.com.

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Denver Herald 3

April 8, 2021

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4 Denver Herald

April 8, 2021

Three-day workshop will teach art techniques

W

atercolor With Wire Drawing,” a three-day workshop with Karen Knutson via Zoom, is offered by Heritage Fine Arts Guild on May 13-15, from 9 a.m. to noon each day. Knutson, a signature member of the Transparent Watercolor Society of America, calls her technique “wire drawing” because she uses permanent markers to make drawings look like a wire sculpture. Students will learn how to make an abstract background and many special techniques to create texture. Cost: $75 Heritage members and $90 for non-members. See heritage-guild. com, select current workshops. A Zoom link will be provided. Information: contact Mary kay Jacobus: mkstudio@comcast.net. Local author honored “Winter Counts,” by Highlands Ranch author David Heska Wanbli Weiden (reviewed here previously) has been nominated for the 2021 Edgar Award for Best First Novel by Mystery Writers of America. Fingers crossed! Announcement on April 29. Biennial of the Americas The Biennial of the Americas invites the public to submit memorial artworks to be featured as part of “Americas COVID-19 Memorial.” Submissions through May 31. In addition, 20 artists will be invited to contribute to it, with a $1,000 award for their commissioned drawing.

Participating artists will be announced in May. Online exhibition opens in June, with public voting. Music festival Colorado Music Festival dates are announced for SONYA’S July 1 through Aug. SAMPLER 7 at Chautauqua Auditorium in Boulder, with four world premieres. Like many events, it didn’t happen last summer. Legends of Dance The Dance Arat the UniSonya Ellingboe chive versity of Denver announced its 2021 honorees: Chung Chu Chang; Peter Davison; Dawn Fay; William “Duke” Hartman; Doinna Mejia, Ann J. Sanders. They are dancers, dance educators, choreographers and philanthropists. Plant sale The Annual Denver Botanic Gardens Spring Plant Sale will be held online April 27-29. A plant list and detailed instructions will be available in mid-April. Pickup will be May 6-9 at the Gardens’ 1007 York St. location, curbside on the top deck of the parking structure. Expanded: Garden in a Bag — carefully curated assortments. Earth Day Earth Day is April 22. Perhaps a

This watercolor drawing is by Karen Knutson, who will lead a Heritage Fine Arts Guild COURTESY PHOTO workshop in May.

good time to visit “Earth Illuminated” at the Denver Pavilions. Scholarship Maxine and Mark Rossman, retired director of Cherry Creek Theatre, have started a scholarship fund, with $2,000 to be awarded annually to a Black student “who

has demonstrated success and the potential to succeed in the theatre industry.” May study any field of theatre arts. Apply at cherrycreektheatre.org by April 30. The 2021 winner will have an opportunity to participate in a CCT production, tentatively scheduled for August of this year.

Opera guild names winners in contest $35,500 in cash awards distributed among singers BY SONYA ELLINGBOE SELLINGBOE@COLORADOCOMMUNITYMEDIA.COM

In years past, there was a Denver Lyric Opera Company and a group of supporters formed the Denver Lyric Opera Guild in 1965 to support singers ages 23-32 as they began their operatic careers. When that company folded, the guild members determined that they would continue their aid to young singers. In 1984, the Guild began its signature program: Competition for Colorado Singers, with generous grants to winners so they can further their careers through education and performance. This spring, 30 competitors were selected to sing arias for professional judges, and cash awards totaling $35,500 were given. Usually the supportive DLOG members meet at various country clubs in the metro area, fall through spring, for “Opera on Tuesday,” luncheons plus performances by young singers with Central City Opera, Opera Colorado and graduate students in area universities. (New members are welcome. See

DLOG website at denverlyricoperaguild.org.) Announcement of competition winners is made and celebrated in April. With COVID restrictions, the luncheon meetings were not possible, but generous opera supporters donated funds and held the competition anyhow. The organization announced winners recently. Videos of the Finals performances are available on the DLOG YouTube channel, which can be reached through the website listed above. Music lovers can enjoy an afternoon or evening of opera, despite COVID. Dr. Jeremy Reger, of the University of Colorado’s College of Music was accompanist, as he has been for a number of years. Soprano Anna Montgomery, 27, was first-place winner of the $6,000 Galen and Ada Belle Spencer Award. With a master’s in voice performance from Michigan State University, she also has received an Encouragement Award at the 2021 Rocky Mountain Region Auditions held by the Metropolitan Opera National Council and several other recent prizes. (See photo in the April 1 issue). Second place, the $5,000 Kenneth SEE OPERA, P6


Denver Herald 5

April 8, 2021

CELEBRATION FROM PAGE 1

community this year, as unfortunately, we had to cancel the 2020 celebration due to the pandemic,” said Ericka Hernandez, program director of the Mexican Cultural Center, in a news release. “The Mexican Cultural Center is honored to be able to bring this celebration virtually this year with the colossal support of our cultural partners. We love the idea of being able to innovate and reinvent ourselves to make sure we continue to celebrate our youth and children.” Between April 1 and April 30, a variety of free educational videos and activities will be available for children and families. These videos and activities will be offered by the Denver Museum of Nature & Science, Denver Art Museum, Denver Zoo, Denver Center for the Performing Arts, Denver Botanic Gardens, Clyfford Still Museum, Denver Public Library, History Colorado and Boulder Museum of Contemporary Art. They will be accessible through

Acceso Total on Telemundo Denver, Telemundo Denver Landing Page and the Mexican Cultural Center’s Facebook Event Page. To learn about the various activities being offered, visit www. mccdenver.org. The website has information about some of the activities being offered, and there is a link to the organization’s Facebook page where people can stay up-to-date on the Día del Niño: Celebrating All Children events. Día del Niño: Celebrating All Children is also part of the SCFD Community Free Days this year. Free admission will be offered on April 25 at the following cultural institutions: Denver Museum of Nature & Science: 9 a.m. to 5 p.m. Denver Art Museum: 10 a.m. to 5 p.m. Denver Zoo: limited timed tickets will be available Clyfford Still Museum: 11 a.m. to 5 p.m. History Colorado: 10 a.m. to 5 p.m. Boulder Museum of Contemporary Art: 11 a.m. to 5 p.m. Some of these cultural institutions will be offering special Día del Niño: Celebrating All Children

programming on April 25. To attend any of the museums on the April 25 Día del Niño: Celebrating All Children free day, guests must have a timed ticket. Tickets can be reserved online by visiting the abovementioned institutions’ websites. The Mexican Cultural Center will also be collaborating with the Denver Museum of Nature and Science and EDUCA from Denver Public Schools to create a virtual and interactive contest. Children can send pictures of their drawings to the EDUCA Facebook page for the opportunity to win tickets to visit the Denver Museum of Nature and Science on April 25. For more information about the Virtual Día del Niño celebration, visit Telemundodenver.com/comunidad.

What’s going on in my hometown? From special events to local politics, We’ve got you covered.

program director of the Mexican Cultural Center

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If you choose, you can wait to repay your loan when you permanently leave your home. Although a reverse mortgage requires no monthly mortgage payments, you are still responsible for paying for the maintenance of your home, property taxes, homeowners insurance, and, if required, HOA fees. “Working with Jarred Talmadge and AAG was a very nice experience,” said AAG customer Angela Pendergraft. “No pressure or feelings of anxiety. He answered all our questions and concerns leaving us feeling comfortable with our decision to do a reverse mortgage.” If you want to learn how a reverse mortgage can specifically improve your retirement, AAG Market Sales Manager Jarred Talmadge, NMLS# 1842043, and his team are ready to assist you. Jarred can also address all your questions and concerns by calling (303) 957-3652 today.

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6 Denver Herald

April 8, 2021

Denver to launch preservation project on Latino-Chicano history STAFF REPORT

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Denver residents are encouraged to participate in a preservation initiative that will protect and celebrate the city’s Latino-Chicano history. The project is that of Denver Community Planning and Development, and is being led by Denver’s Landmark Preservation staff in partnership with the city’s I Am Denver Storytelling Project and the Mayor’s Office of Social Equity and Innovation. The initiative will help create Denver’s first historic context that focuses on a specific ethnic, racial or cultural group. “Landmark Preservation also intends to develop future historic contexts that focus on other underrepresented communities like Denver’s African American, Indigenous and Asian American communities,” states a news release. “The city respects that within the Chicano and Latino communities exists a multidimensional and multifaceted layer of diversity, including deeply rooted connections to Indigenous-First Nations and African cultures. This first Latino-Chicano Historic Context makes visible the rich history of our Chicano, AfroLatino and Indigenous-First Nations communities and honors their contributions,” states a news release,” states the news release. The result of the project will be “a broad overview on the citywide settlement and development patterns of Latino and Chicano communities in Denver up to the 1990s. The project will identify significant locations and buildings connected to our Chicano and Latino communities in order to preserve and protect those spaces. The project will also help Denver build a more inclusive list of designated landmarks and historic districts and inform the citywide building survey, Discover Denver,” states the news release. “I couldn’t be prouder to work on this groundbreaking project to

OPERA FROM PAGE 4

King Foundation Award, went to baritone Steven Groth, 31. He received a master of music and in collaborative piano from the University of Missouri-Columbia and a doctor of musical arts in voice performance and pedagogy from the University of Colorado-Boulder. He hopes to join the faculty at SUNY Potsdam in the fall, where he is now reaching remotely. Baritone Schyler Vargas, 27, who won the $4,500 third place Myrle F. Hoffman Memorial Award, received his bachelor of music from the University of Colorado-Boulder and his master of music from Cincinnati College-Conservatory of Music. He was also a winner of the 2020 Metropolitan Opera Colorado/Wyoming District Auditions. Additional awards: fourth place, Laura Bumgarner, soprano, 24: $4,000 Galen and Ada Belle Spencer Foun-

not only recognize the history and contributions of Denver’s Chicano and Latino communities, but to preserve them,” said Rowena Alegría, chief storyteller of Denver. “Our stories matter, as do those of other marginalized communities. The time is right to bring the power of story — our oral histories — to bear on policies that will help protect the legacy of our communities for future generations.” Information for the project will be collected by public outreach and traditional historic research. Learn more about this project and ways to participate by visiting www.denvergov.org/landmark.

How to participate Virtual Kick-Off Meeting: A community kick-off meeting will be 11 a.m. Saturday, April 10 via Zoom or phone. This meeting will cover an in-depth overview of the project. A question and answer session will be provided. Spanish interpretation will also be provided. Survey: The “survey will gather the stories and histories of Denver’s Chicano and Latino communities to inform the historic context. It is designed for those who self-identify as members of the various ethnic communities associated with Denver’s Latino/Chicano heritage, however, anyone who has valuable information to share about this important history is welcome to participate,” states a news release. I Am Denver Mini-Documentary: “I Am Denver, the communitywide multimedia project that documents the city’s history, culture and vision by fostering conversations and celebrating residents, will both collect oral histories and empower Latino and Chicano residents to record their own stories of family and community in video. I Am Denver will also produce a mini-documentary film of the city’s Chicano and Latino communities,” states a news release.

dation Award; fifth place: Gabrielle Razafinjatovo, 26, mezzo, $3,500 Gary and Gayle Landis in honor of Marlis Smith Award; sixth place, $3,000 Carole Johnson in Memory of Mary Wise Award: Isaiah Feken, baritone; seventh place, bass Oliver Poveda, 27, received the $2,500 Sherry Sheperd Sargent Memorial Award; eighth place, Courtney Caston, 25, soprano, received the Dr. Frank Sargent Family Award, $2000; Mezzo Helen Hass, 28, received the $1,000 Lisa Curtis in Honor of Anne Kotch Award; and the $1,000 Certificate of Merit Julie Johnson and Donors in Memory of Harry Williams Award went to mezzo Kelly Riordan. Honorable mentions of $500 from DLOG members and Dr. Frank Sargent were given to mezzo Emily Anderson, tenor Paul Wolf, soprano Christiana Maldonado, tenor Miguel Angel Ortega and soprano Angela Lamar. (An additional bit of opera news: Central City Opera will hold its summer performance season at Hudson Gardens in Littleton. Watch for more information.)


Denver Herald 7

April 8, 2021

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8 Denver Herald

LOCAL

April 8, 2021

VOICES

Show us the top candidates for tax-funded leadership roles

S

ome public-process issues deserve extra attention. House Bill 21-1051, now working its way through the Colorado Capitol, must be opposed. The bill aims to rewrite portions of the Colorado Open Meetings Act and Colorado Open Meetings Law to allow public bodies to disclose just one finalist when choosing a new chief executive such as a city manager, school district superintendent or university president. Unfortunately, a panel of the Colorado Court of Appeals recently reversed an earlier decision that open-government laws require the naming of multiple chief executive finalists. Instead it ruled that the University of Colorado regents did not violate CORA when it released only Mark Kennedy’s application for the CU presidency to the Boulder Daily Camera in 2019. With that appeals ruling, the Legislature received a nod to take action, and the bill now in motion clearly steps the wrong direction. We urge a strong no to House Bill 21-1051. Let’s fight to retain “open search” practices and oppose the “closed search” proposal. We have made a habit of following school superintendent searches and final choices of high-level public

OUR VIEW officials fastidiously. Best-case scenario is when a school district narrows its search to at least three candidates, then invites them to meet the school board, tour the district, and meet community members. The names are shared and the process to name finalists is detailed in advance, clear and open. Worstcase scenario is when no names are provided and then a sole finalist is announced. We believe the public, in direct participation in these processes and through available documents — and by media reporting — has the right to know and the right to interact in making these crucial decisions. We understand the desire to make a hiring process somewhat private. But here is the hitch with this logic in simple terms. The public sector should not operate like the private sector, although we often understand and see why it may want to: The private sector can hire its leaders behind closed doors and can follow whatever slight or intensive process it chooses. It can be a faster process and more private. The choice of a superintendent involves a public-body, tax-funded position. The competition for these

public positions should be open. Candidates should be held to an open, public process to help ensure that the best possible choice results. These types of important decisions, involving taxpayer and leadership roles, have deep impacts in communities and should be above reproach. Let’s say those two core words again — above reproach. To attain this benchmark, the process for selecting these high-level leaders must be open and the names of finalists must be public record. For our role in media, we aim to make sure a diverse pool of candidates is chosen, backgrounds are fully vetted, and no important questions go unasked. We recognize that public officials do ask stellar questions aplenty, but we can usually add additional valid questions. Additionally, we look into business alliances, affiliations, potential cronyism, cultural diversity and more, which are important considerations. We are not going to detail the other side of the coin, but we appreciate a comment from Frank LoMonte, director of the University of Florida’s Brechner Center for Freedom of Information, who cited research that counters one of the main pitches for closed searches.

“If the assertion that a closed search produces better outcomes were accurate, we would expect to find that more people leave prestigious higher-education jobs for presidencies in ‘closed search’ states as opposed to ‘open search’ states. However, we found no such evidence,” LoMonte wrote. “There was no discernible distinction in the credentials of the hires made in states with ‘closed’ searches versus those that conduct ‘open’ searches.” Colorado Community Media President and Colorado Press Association President Jerry Healey is urging media outlets to mobilize to oppose this bill. He noted that CCM’s west metro coverage area just experienced a problematic “closed search” for superintendent of Jeffco Public Schools, which was responded to with an editorial. Colorado Freedom of Information Coalition (CFOIC) has additional coverage on this House bill as well. Take action Please contact your local state House and Senate representatives and urge them to oppose House Bill 21-1051. Sending an email to your representative’s office is quick and effective. Please act now.

You might not care about vacuums, but suck it up

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y vacuum cleaner has headlights. It’s a great feature. It allows me to vacuum in the dark. Nietzsche might say that “vacuuming in the dark” was a good metaphor for existence. My vacuum QUIET cleaner also has DESPERATION its own half-hour television show. It’s a little repetitive: someone is always spilling tiny candies or flakey cereals and the vacuum easily takes care of it. Sometimes they Craig Marshall challenge the Smith vacuum cleaner with sawdust. The cord, however, is never shown. The reason is simple: the cord makes a modern-day vacuum cleaner just as much of a pain in the neck as all of its predecessors because it invariably gets wrapped around something on the way to the

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tiny candies. A vacuum cleaner was the first purchase I made that distinguished my childhood from adulthood. Maybe this was true for you too? My college apartments were always furnished, except for one thing. A vacuum cleaner. I can’t remember whether I bought new or used. If new, I’m sure it was one of the least expensive on the market and didn’t have its own TV show. A cheap vacuum cleaner is practically worthless. You have to pick up the particle, show it to the attachment, then stick it in. Adulthood really settled on my shoulders when I bought a home. To a vacuum cleaner I was required to add a lawn mower, a washing machine and dryer, a dishwasher, stove and refrigerator. The works. Although the dishwasher stopped working, exploded and flooded the wood floor which had to be sanded and varnished from the kitchen all the way to the first floor bathroom. It meant leaving for 72 hours.

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I drove to Durango, had green chili on my eggs at the Durango Diner, and came back. One of these days I might be able to do away with the lawn mower. And the snow shovel, snowblower and garden hoses, and move into one of those seniors-only places that look so tempting in the brochures. Everyone is smiling and holding a glass or a putter. That’s for me. But the truth is, each and every one of them has to have a vacuum cleaner. You can simplify your life in a lot of ways, but you’re still going to need a vacuum cleaner. Unless you’re a hoarder. None of the interior shots in these brochures indicates that hoarders would be welcome. If there are 88 units there are at least 88 vacuum cleaners. My mother had five. Each one was a specialist. If you know anyone who vacuums almost every day whether it’s needed or not you’ll understand. If not, you might think I made it

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up for the purposes of enlivening the narrative. No, Shirley had five vacuum cleaners. Visitors have told me my house is clean. I know better. I have seen Clean. My mother cleaned walls and ceiling, corners and crevices. Obsessive? Absolutely. Difficult to be around? I began to stay in hotels when I went back to Michigan. It was better for everyone. When I was a kid I’d see how others lived, in “lived-in” homes, and couldn’t believe my eyes. Naturally, I was envious. For one of my birthdays she gave me a book: “How to Clean Everything.” “Thanks, mom.” “You’re welcome, son. Clean on. Clean until your clean comes true.” P.S. I loved her. Craig Marshall Smith is an artist, educator and Highlands Ranch resident. He can be reached at craigmarshallsmith@comcast.net.

Columnists & Guest Commentaries Columnist opinions are not necessarily those of the Herald-Dispatch. We welcome letters to the editor. Please include your full name, address and the best number to reach you by telephone. Email letters to letters@coloradocommunitymedia.com Deadline Wed. for the following week’s paper.

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Denver Herald 9

April 8, 2021

I

Famous last words are not only for the famous

f someone were asked to recall the last thing that you had ever said to them, what would you hope those words would be? Famous last words are not just for the famous, and they are also not only limited to the dying. We all WINNING have something WORDS to say these days, don’t we? And our famous last words may not really be our final last words, they might just be our last words for now. We know what this sounds like Michael Norton when we are in a disagreement, one of us might say something like, “That’s it, end of conversation.” The last words. It’s not that the last word has to be contentious either, no, far from it. The last words could sound like, “I love you too.” And those are much nicer and warmer last words. If we were to think back on a few of our most recent conversations,

VACCINE FROM PAGE 1

general population is known as phase 2 in Colorado. The state may continue to prioritize by age in phase 2 if it remains constrained by supply, according to the state’s website. Polis called the effort to administer COVID-19 vaccines “one of the greatest feats in human history” in the news release. “Each vaccine is a step towards getting back to normal,” Polis said in the release. “Today is a monumental step forward in Colorado’s efforts to get vaccines to every person who wants one, and I want to thank our frontline heroes — both professional and volunteer — who have stepped up, racing to get shots into arms.” As of March 29, about 70% of all Coloradans 60 and older have been vaccinated, including 79% of all Coloradans 70 and older, 71% of Coloradans 65 to 69, and 53% of Coloradans 60 to 64, according to the release. More than 1.5 million Coloradans have received their first dose of a vaccine, and almost 1 million have been fully immunized, the release said. Mass vaccination sites underway Colorado recently launched six mass vaccination sites in locations around the state. Depending on supply, a maximum of 6,000 doses per day will be administered at each site six days per week for a total of 36,000 doses each week through the program, according to the release. So far, 35,322 doses have been administered through those sites. In recent weeks, Polis joined the launch of mass vaccination sites at the following locations: Broadmoor World Arena in Colorado Springs, Dick’s Sporting Goods Park in Commerce City and The Ranch Events Complex in Loveland, the release said. Other mass vaccination sites

we might be able to relate to this as we can probably recall exactly what someone said before we parted company, ended a telephone conversation, or signed off on an email or text. Now, if we take another minute to imagine how others are reflecting on the last thing that they heard or read from us, would we be satisfied with what we said, or would we want a do-over? As we relive our final words in a disagreement, we may find ourselves justifying our attitude, tonality, and word choices, believing that we said exactly what we wanted to say exactly how we wanted to say it. But then a funny thing happens, time starts to soften our hardened hearts, and when we replay the whole conversation, we realize that even in the heat of battle, we may have been better served taking the high road. A last word that is filled with loving-kindness is almost never forgotten. As we replay those conversations, we are filled with such a great feeling that we can hardly wait to see or hear from that person again. As a matter of fact, the sooner the

better. When we think of getting in the last word, we do have a choice in what we will say. Will our words be filled with words that we might regret later? Or will we speak something so wonderful and encouraging that our spouse, our neighbor, or a friend will look forward to seeing us or hearing from us again? Many will remember where we start the conversation, a large percentage will not recall the middle, but almost everyone will remember what is said at the end. This year my mom passed away. To say that she lived an interesting life would be determined by our interpretation or definition of the word interesting. She was very easy to tease and to rile up, especially if the subject was politics. And although the teasing was in good fun, she would sometimes end the call with a very colorful couple of words before abruptly hanging up. Shortly after being admitted to the hospital, we knew that it was not looking good. Her heart was giving out. And although my mom was on-again and off-again when it came

to her faith, during our very last conversation, she asked me about certain Scripture. She said she had been dreaming of a chapter and verse number, and asked me to read her the associated scriptures. When we hung up the phone, I really had no idea that would be the last time we spoke, as she passed away that night. But as I look back on my last words to her being filled with God’s word, and her final words being, “I love you,” I take complete solace in how the call ended. When you think of the conversations you have had recently, are you comfortable with the last words you used? Can you recall any wonderful last words spoken to you? I would love to hear your last word stories at mnorton@tramazing.com and when we realize that famous last words aren’t only for the famous, it really will be a better than good year. Michael Norton is the grateful CEO of Tramazing.com, a personal and professional coach, and a consultant, trainer, encourager and motivator to businesses of all sizes.

MASS VACCINATION SITES Information about Colorado’s mass vaccination sites follows below: • Larimer County — The Ranch Events Complex Monday-Saturday, from 10 a.m. to 6 p.m. Register: larimerhealth.secure.force.com/ Vaccine

• Adams County — Dick’s Sporting Goods Park Sunday-Wednesday, from 9 a.m. to 5 p.m. Register: centura.org/covid-19/covid19-vaccine-information/vaccine-events Call: 720-263-5737

• El Paso County — Broadmoor World Arena Friday-Monday, from 10 a.m. to 6 p.m. Register: centura.org/covid-19/covid19-vaccine-information/vaccine-events Call: 720-263-5737

• Denver County — Ball Arena Register: primarybio.com/r/truecare24cdphe

• Mesa County — Grand Junction Convention Center Monday-Friday, from 9 a.m. to 4 p.m Register: health.mesacounty.us/covid19/ vaccine

• Pueblo County — Colorado State Fairgrounds Friday-Monday, from 9 a.m. to 5 p.m. Register: centura.org/covid-19/covid19-vaccine-information/vaccine-events Call: 720-263-5737

& Johnson vaccines, it typically takes two weeks for the body to build immunity after vaccination. That

means you can be infected from exposure to COVID-19 just before or just after vaccination.”

are open, in Pueblo County at the Colorado State Fairgrounds and in Mesa County at the Grand Junction Convention Center. On April 1, the state launched the final of the six mass vaccination site at Ball Arena in Denver. The state’s Equity Outreach Team is working with community-based organizations, providers, local public health agencies and tribes to set up vaccine clinics in “underserved” communities across the state, according to the release. As of today, 111 clinics have been completed, with 10 to 12 clinics completed per week on average. More than 75 clinics scheduled through April 6 are expected to administer 30,400-plus doses, the release said. Polis also announced that Colorado will be launching mobile vaccine clinics to create more access in coming weeks. These buses will travel to “small communities,” the release said. More information was forthcoming as those clinics become operational. Not time to let guard down, data shows Polis’ office emphasized that it’s still a time for caution. Colorado’s coronavirus cases and hospitalizations continue on a plateau that shows signs of rising again, according to state data. “Emerging COVID-19 variants are cause for concern,” the release said. “For Pfizer, Moderna and Johnson

Local Focus. More News. 20 newspapers. 20 websites. Connecting YOU to your LOCAL community. 303-566-4100 ColoradoCommunityMedia.com


10 Denver Herald

April 8, 2021

LOCAL

LIFE

IN COLD WEATHER, LET WILDLIFE CHILL

A mule deer stand in snow in Roxborough State Park.

PHOTOS COURTESY OF DOUGLAS COUNTY

A weasel, in its white winter coat, stands on its hind legs in Douglas County. The animal’s coat will turn brown during warmer seasons.

Experts say undomesticated animals don’t need our help when temps drop and snow flies BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

M

ost Denver metro area residents are curled up inside during snowstorms and the coldest days of winter, but outside, there’s a whole other battle occurring. The birds, deer, elk, prairie dogs, bears and the hundreds of other species in the area are sheltering, using instincts — honed over generations — to survive. “One thing people need to understand is that wildlife is very sensitive,” said Andy Hough, environmental resource coordinator for Douglas County. “They can sense the storm coming.” Many nearby animals will begin increasing their feeding in preparation to endure the storm without much access to food, Hough said. They will also move to a better location, such as an area with lower elevation, or a place with trees or shrubs, to shelter from the storm. “Every species is different and all react somewhat differently,” Hough said. “They have the instincts to do what they need to do.” Bears, which sometimes make their way into the metro area, may end up remaining in their winter dens longer when there are significant spring storms like the one Denver saw in mid-March, said Jason Clay, spokesperson for Colorado Parks and Wildlife. “Winter is one of the seasons where it can be a little bit harder on wildlife. They have to search a little harder for food,” Clay said. “But the moisture overall is a very good thing in the long run.” This precipitation helps prevent future wildfires and fosters natural food growth in the spring. “Big game animals are looking for green that comes with spring.

The green grasses help with nutrition,” Clay said. “Big storms may have short-term impacts on the wintering animals, but great longterm benefits.” These animals have adapted to situations like the historic snowfall seen in the Denver area in March, Hough said. “While that storm seemed intense for us, it is not abnormal for this area,” he said. “These types of storms have been happening since the beginning of time.” It’s not unusual for residents to see birds and deer using their home’s trees to hide away from these storms. “They are using that landscape anyway,” he said. “It’s not unnatural for them to curl up under someone’s spruce tree.” The Denver area sees everything from mountain lions and bears to foxes, owls and sometimes even moose. One of the most important things for residents who notice local wildlife during the cold months to know is that they shouldn’t attempt to help animals by feeding them. “You can put feeders out for birds, but most other cases are illegal,” Hough said. “Much of what we feed wildlife is not the best thing for them, and it can cause health problems.” Feeding can also lead animals to change their habits, which can cause nuisances and dangerous situations. “These animals are very rugged.” Clay said. “They can survive these tough winters on their own … they don’t need our help.” CPW has had many problems with residents feeding animals, which can result in death for the animal, disrupted migrations and other issues, Clay said. Another way residents can help

A group of mule deer walk through the snow in Roxborough State Park.

these wild animals is by respecting local trail closures. In the Highlands Ranch Backcountry, an 8200-acre conservation area, wildlife managers close one trail system to help local golden eagles and elk populations get through winter. “Elk survival strategy in the winter is to conserve as many calories as possible,” said Mark Giebel, director of the wilderness area. “If they have to move and burn calories to avoid humans, their winter survival rate is in jeopardy.” Over the winter, elk are slowly starving due to the lack of food available in the season, Giebel said. That’s why the Wildcat Mountain trails, which serve as a historic elk wintering area and sometimes a golden eagle habitat, are closed during the winter. “The winter closure over the past few years has not been effective, likely due to people violating

the closure,” Giebel said. “After most snowstorms we would see tracks of people who violated (it).” This year, Giebel’s team has put up trail cameras to deter people from entering the area. Hough’s team, like many in the front range, also works to preserve local wildlife by studying their movements and habits and coordinating that with upcoming development in the region. That includes adding wildlife corridors through projects like I-25. “Mobility is an important factor for their life’s regimen but especially during critical times during harsh weather,” he said. As more and more of the front range is developed and built upon, this task becomes increasingly difficult for wildlife managers. “We can all have a part in conservation by trying to maintain natural habitats, improve degraded habitats and minimize disturbances,” Hough said.


Denver Herald 11

April 8, 2021

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12 Denver Herald

April 8, 2021

C R O S SWO R D P U Z Z L E

Birders of a feather flocking for annual count

I

do not happen to be a “birder,” at least by the definition used by most United States birder organizations and followers. My guess however, many of us conOUTDOOR sider ourselves LIVING birders to some degree. Most of us have an interest in birds, some feed and water our winged neighbors, especially during inclement weather, some of us may provide Ron Hellbusch bird houses in the spring. If we get uniquely close, we stop to observe size, color, we probably wonder if we have seen this species before. The big difference may simply be how faithfully do we go outdoors on specific bird watching tours? Do we read about local bird populations? Are we a member of a birding group? Do we study bird routines? migration habits? It comes down to generally how much time and interest do we commit to watching, feeding, studying, or traveling some distances to watch or photograph birds with other birders. According to the American Birding Association (ABA) the latest numbers are much higher than one might guess. ABA will tell us about a 18% of our country’s population or 45M people are active birders. They will also suggest to us the interest in birding is growing. I sense that is realistic. That growing interest most likely is due to the significant interest in the environmental and nature-related issues generally. It is estimated $96B is generated by the overall birding interest. More specifically $17B is in the form of income and taxes generated from birding related activities. Moreover 782,000 jobs are associated with the birding industry.

ABA has about 12,000 members, most of which are active and faithful birders. Birders have valuable support from other active organizations both public and private. Some of those include Cornell (College) Lab of Ornithology, National Audubon Society, American Bird Conservancy, the National Wildlife Refuge System. Add to this number are groups who have more specific bird focus, but who’s objectives support broader groups of birds, groups like Ducks Unlimited, Pheasants and Quail Forever, plus the supportive work of various state government wildlife and outdoors agencies. Large numbers of books and publications have been written about birding from both a professional/scientific and personal interest level with knowledgeable writers, David Sibley and Jason Crotty, being two of the many popular birder writers. The birder organization, “Birdwatching”, produces a free weekly newsletter for interested birders simply by subscribing online with “Birdwatching.” Bookstores and libraries are good sources as well for birder literature. A great start for emerging birders is to take an active role in the popular “Great Backyard Bird Count” held nationally primarily to involve new, interested birders and give longer term birders an opportunity to search new bird species and to track changes in migration routes and timing. Mark your calendar for February 18-21, 2022 and make online contact via goggle with staff at “Great Backyard Bird Count” for details in preparing for next February event. There are opportunities to interact with skilled resources available to respond to questions. Outdoorsman and Westminster resident Ron Hellbusch can be reached at Ron-Hellbusch Comcast.net

Answers

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Denver Herald 13

April 8, 2021

‘It is your business’: Douglas County declares Child Abuse Prevention Month Hotline to report suspected cases is 303-663-6270 BY ELLIOTT WENZLER EWENZLER@COLORADOCOMMUNITYMEDIA.COM

Douglas County commissioners adopted a resolution at its March 23 business meeting recognizing April as Child Abuse Prevention Month. The commissioners did so “recognizing that the prevention of child abuse and neglect is helped by greater public awareness and supportive, involved communities,” according to a news release from the county. “This proclamation is so important because what it does is it

reminds the community that if you see something involving a child that isn’t right to you, it’s OK for you to call,” said Commissioner and Board Chair Lora Thomas during the meeting. “Don’t ever be worried about ‘I don’t want to be a tattle-tale, this isn’t my business,’ It is your business.” The board’s resolution encourages those who suspect child abuse and neglect to report their concerns immediately by calling the Douglas County child abuse and neglect hotline at 303-663-6270. Calls to the alternative statewide hotline, 1-844-CO-4-KIDS (1-844-264-5437) will be routed to Douglas County child protection professionals, according to the news release. “In 2020 many families in our county needed extra support as they faced change, stress and uncertain-

ty,” Thomas said, according to the release. “We thank the individuals who made more than 3,700 calls to our Douglas County child abuse and neglect hotline last year and helped our children and families receive much-needed resources.” Douglas County’s child abuse and neglect hotline received 3,724 reports in 2020, according to the resolution. This was about 600 fewer calls compared to the previous year’s reports, but that doesn’t mean there was a decrease in child abuse, said Ruby Richards with the county’s department of human services. “We saw a decrease in reports in 2020 due to the pandemic and children not being visible in school and the community (for sports and activities),” Richards said. Answers to frequently asked questions around child abuse and report-

ing are available at www.douglas. co.us/child-abuse-faqs/. “Our primary message to the Douglas County community is if you see something, and you’re worried, make the call,” said Commissioner George Teal, according to the release. “We believe everyone plays a role in the prevention of child abuse and neglect.” Suspected abuse is enough to report to the hotline, according to the county’s resources. “Each April, as the commissioners recognize Child Abuse Prevention Month, we highlight the importance of partnering to prevent child abuse and neglect, while recognizing that the social and emotional well-being of children and families is critical to our community every day of the year,” said Commissioner Abe Laydon, vice chair of the board.

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April 8, 2021

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Public Notices call Sheree 303.566.4088 Legals Summons and Sheriff Sale Public Notice District Court, Denver County Court Address: 1437 Bannock Street Denver, CO 80202 Plaintiff: U.S. Bank National Association, v. Defendants: Joseph B. Netanel-Surek, and Any and All Current Occupants Attorneys for Plaintiff: Heather L. Deere, #28597 Amanda Ferguson, #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250 Lakewood, CO 80228 Telephone: (303) 274-0155 Fax: (303) 274-0159 E-Mail: infoco@hwmlawfirm.com File No. CO10665 Case Number: 2020CV33747 SUMMONS To the Defendant named above: Joseph B. Netanel-Surek YOU ARE HEREBY SUMMONED and required to file with the Clerk of this Court an answer or other response to the Complaint filed in this action. You are required to file your answer or other response within 35 days after such service upon you. Your answer or counterclaim must be accompanied with the applicable filing fee. Service of this Summons shall be complete on the day of the last publication. If you fail to file your answer or other response to the complaint in writing within the applicable time period, judgment by default may be entered against you by the court for the relief demanded in the Complaint, without any further notice to you. A copy of the Complaint may be obtained from the clerk of the court. This is an action in Replevin to obtain possession of the property more particularly described in the Complaint. This Summons is issued pursuant to Rule 4 of the Colorado Rules of Civil Procedure. Dated: March 23, 2021 By: /s/ Amanda Ferguson, #44893 Legal Notice No. 80933 First Publication: April 1, 2021 Last Publication: April 29, 2021 Publisher: Denver Herald-Dispatch Public Notice DISTRICT COURT, DENVER COUNTY, STATE OF COLORADO Denver County District Court 1437 Bannock St Denver, CO 80202 Case No.: 2021CV30501 Division: 280 Plaintiff: TRAILS AT PARKFIELD LAKE CONDOMINIUM ASSOCIATION v. Defendants: MARQUITA C BRISTER; MICHAEL S STEWART; WELLS FARGO BANK, N.A.; DEPARTMENT OF TREASURY - INTERNAL REVENUE SERVICE; DENVER COUNTY PUBLIC TRUSTEE Attorneys for Plaintiff: Orten Cavanagh Holmes & Hunt, LLC Hal R. Kyles, #23891 1445 Market Street, Suite 350 Denver, CO 80202 Phone Number: (720) 221-9780 Matter ID # 2492.0021 DISTRICT COURT CIVIL SUMMONS TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to file with the Clerk of this Court an answer or other response to the attached Complaint. If service of the Summons and Complaint was made upon you within the State of Colorado, you are required to file your answer or other response within 21 days after such service upon you. If service of the Summons and Complaint was made upon you outside of the State of Colorado, you are required to file your answer or other response within 35 days after such service upon you. If service of the Summons and Complaint was made upon you as a government agency, you are required to file your answer or other response within 60 days after such service upon you. Your answer or counterclaim must be accompanied with the applicable filing fee. If you fail to file your answer or other response to the Complaint in writing within the applicable time period, the Court may enter judgment by default against you for the relief demanded in the Complaint without further notice. This is an action affecting the property described in the Complaint and is a proceeding in rem as well as an in personam proceedings. Date: February 8, 2021. ORTEN CAVANAGH HOLMES & HUNT, LLC By: /s/Hal R. Kyles Hal R. Kyles, #23891

Plaintiff’s Address: Trails At Parkfield Lake Condominium Association c/o ACCU, Inc. 2140 S Holly St. Denver, CO 80222 This Summons is issued pursuant to Rule 4, C.R.C.P., as amended. A copy of the Complaint must be served with this Summons. This form should not be used where service by publication is desired. Legal Notice No. 80950 First Publication: April 8, 2021 Last Publication: May 6, 2021 Publisher: Denver Herald-Dispatch

Misc. Private Legals Public Notice DISTRICT COURT, CITY AND COUNTY OF DENVER 1437 Bannock St., Denver, CO 80202 In Re the Marriage of: Petitioner: ANDREW MAX GARASCIA, Respondent: ANGELICA M. MYERS-GARASCIA. LARRY M. LEACH Attorney for Petitioner: LARRY M. LEACH & ASSOCIATES, P.C. 4155 E. Jewell Ave., Suite 500 Denver, CO 80222 Phone Number: (303) 758-7968 Fax Number: (303) 758-8237 E-mail: larry@larryleach.com Atty. Reg.: #4284 Case Number: 21 DR 30157 SUMMONS FOR DISSOLUTION OF MARRIAGE To the Respondent named above, this Summons serves as a notice to appear in this case.

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the other party or an Order of the Court, from canceling, modifying, terminating, or allowing to lapse for nonpayment of premiums, any policy of health insurance, homeowner’s or renter’s insurance, or automobile insurance that provides coverage to either of the parties or the minor children or any policy of life insurance that names either of the parties or the minor children as a beneficiary. Respectfully submitted this 25th day of February, 2021. Original duly signed copy with original signature on file at Larry M. Leach & Associates, P.C. /s/Larry M. Leach Larry M. Leach, Esq. #4284 Attorney for Petitioner Legal Notice No. 80932 First Publication: April 1, 2021 Last Publication: April 29, 2021 Publisher: Denver Herald-Dispatch

Storage Liens/Vehicle Titles

Notice: §14-10-107, C.R.S. provides that upon the filing of a Petition for Dissolution of Marriage or Legal Separation by the Petitioner and CoPetitioner, or upon personal service of the Petition and Summons on the Respondent, or upon waiver and acceptance of service by the Respondent, an automatic temporary injunction shall be in effect against both parties until the Final Decree is entered, or the Petition is dismissed, or until further Order of the Court. Either party may apply to the Court for further temporary orders, an expanded temporary injunction, or modification or revocation under §14-10-108, C.R.S. A request for genetic tests shall not prejudice the requesting party in matters concerning allocation of parental responsibilities pursuant to §14-10124(1.5), C.R.S. If genetic tests are not obtained prior to a legal establishment of paternity and submitted into evidence prior to the entry of the final decree of dissolution or legal separation, the genetic tests may not be allowed into evidence at a later date. Automatic Temporary Injunction – By Order of Colorado Law, You and Your Spouse are: 1. Restrained from transferring, encumbering, concealing or in any way disposing of, without the consent of the other party or an Order of the Court, any marital property, except in the usual course of business or for the necessities of life. Each party is required to notify the other party of any proposed extraordinary expenditures and to account to the Court for all extraordinary expenditures made after the injunction is in effect; 2. Enjoined from molesting or disturbing the peace of the other party; 3. Restrained from removing the minor children of the parties, if any, from the State without the consent of the other party or an Order of the Court; and 4. Restrained without at least 14 days advance notification and the written consent of

Janet G. Gallagher Co-Personal Representative 3242 S. Holland Way Lakewood, Colorado 80227 Keith P. Gooldy Co-Personal Representative 5063 Newton Street Denver, Colorado 80221

Please take notice ClearHome Self Storage Denver located at 1830 S Bannock St., Denver CO 80223 intends to hold a sale to sell the property stored at the Facility by the below list of Occupant who is in default at a Auction. The sale will occur as an online auction via www.storagetreasures. com on 4/28/2021 at 12:00 PM. Hayley Mann unit #28. This sale may be withdrawn at any time without notice. Certain terms and conditions apply. See manager for details. Legal Notice No. 80947 First Publication: April 8, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch

Public Notice

All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before August 1, 2021, or the claims may be forever barred. Dianne Cyr, Co-Personal Representative 8586 Holman Circle Arvada, CO 80005 Roxann Bihr, Co-Personal Representative 193961 E. Arkansas Drive Aurora, CO 80012 Legal Notice No. 80934 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Bettie J. Spickard, a/k/a Bettie Jean Spickard, Deceased Case Number: 2021PR30387 All persons having claims against the abovenamed estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 9, 2021, or the claims may be forever barred. Michelle Hopkins, Personal Representative c/o Keith L. Davis, Esq. Davis Schilken, PC 7887 E. Belleview Ave., Suite 820 Denver, CO 80111 Legal Notice No. 80952 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of George Washington Dominguez, aka George W. Dominguez, George Dominguez, Deceased Case Number: 2021PR030236 All persons having claims against the abovenamed estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before July 25th, 2021, or the claims may be forever barred. Rose Mary Zapor, Esq. Attorney to the Personal Representative Lakewood Legal Center 7475 W 5th Ave. #202 Lakewood, CO 80026 Legal Notice No. 80925 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch

Legal Notice No. 80926 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch

All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 31, 2021, or the claims may be forever barred.

Legal Notice No. 80935 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 25, 2021, or the claims may be forever barred. Bonnie L. Dorn, Personal Representative P.O. Box 24126 Silverthorne, Colorado 80497

PUBLIC NOTICE NOTICE TO CREDITORS Estate of Clarance Daane, Deceased Case Number: 2021 PR 33 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 30, 2021, or the claims may be forever barred. Laurence A. Daane, Personal Representative 2405 SW Timberline Drive Portland, Oregon 97225 Legal Notice No. 80923 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: The Denver Herald-Dispatch

Legal Notice No. 80918 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch

Public Notice NOTICE TO CREDITORS Estate of NORMA MAE BEASLEY, Deceased Case Number 2021PR030258

PUBLIC NOTICE NOTICE TO CREDITORS Estate of Margaret M. Grinnell, aka Margaret Mary Grinnell, aka Peggie Grinnell, aka Margaret Rae Grinnell, Deceased Case Number: 20 PR 0475 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 9, 2021, or the claims may be forever barred. Baysore & Christian Fiduciary Services, LLC Personal Representative By Scott Christian, Designated Representative 7200 E. Dry Creek Road, Suite B-201 Centennial, Colorado 80112

All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before AUGUST 15, 2021, or the claims may be forever barred. JOHN B. KUSIC, Attorney for Personal Representative 7782 E. ARCHER PL DENVER, CO 80230 Legal Notice No. 80922 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of WILMA N. RUSCIO, Deceased Case No.: 2021-PR-30078

Legal Notice No. 80948 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch

All persons having claims against the abovenamed estate are required to present them to the personal representative named below, or to the Denver Probate Court of the City and County of Denver, Colorado, on or before July 26, 2021, or the claims may be forever barred.

Public Notice NOTICE TO CREDITORS Estate of Gary T. Sanders, a/k/a Gary Thomas Sanders, a/k/a Gary Sanders, Deceased Case Number: 2021PR30331 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado, on or before July 26, 2021, or the claims may be forever barred. UMB Bank, N.A., Personal Representative Attn: J.D. Bloom, Sr. Vice President 1670 Broadway, 5th Floor Denver, Colorado 80202 Legal Notice No. 80924 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of MARILYN BORDERS GIROUARD, a/k/a MARILYN B. GIROUARD, a/k/a MARILYN GIROUARD, a/k/a MARILYN R. GIROUARD, Deceased Case Number: 21 PR 30381 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before August 9, 2021, or the claims may be forever barred. Wells Fargo Bank, N.A., c/o Corey Voggesser, Sr., Estate Advisory Specialist 1700 Lincoln St., 11th Floor Denver, CO 80203

NOTICE TO CREDITORS Estate of FOSTER DUANE WENDELL, a/k/a FOSTER D. WENDELL, a/k/a FOSTER WENDELL, Deceased Case Number: 2021PR30274

Shannon Pontier, Personal Representative c/o Brittney M. Townsley 7555 E. Hampden Ave., Suite 600 Denver, CO 80231

Public Notice

NOTICE TO CREDITORS Estate of Mary Madeline Pomarico, Deceased Case Number: 2021PR30270

This is an action to obtain a Decree of: Dissolution of Marriage or Legal Separation as more fully described in the attached Petition, and if you have children, for orders regarding the children of the marriage.

Public Notice

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred.

NOTICE TO CREDITORS Estate of KATE S. BASTIEN, aka KATHERINE RUTH BASTIEN, aka KATHERINE S. BASTIEN, aka KATHERINE SCHWARTZ BASTIEN, Deceased Case Number: 2021PR30244

If you were served outside of the State of Colorado or you were served by publication, you must file your Response with the clerk of this Court within 35 days after this Summons is served on you to participate in this action.

If you fail to file a Response in this case, any or all of the matters above, or any related matters which come before this Court, may be decided without further notice to you.

NOTICE TO CREDITORS Estate of Marcia M. Gooldy, aka Marcia Gooldy, Deceased Case Number: 2021 PR 30353

Public Notice

Notice to Creditors

After 91 days from the date of service or publication, the Court may enter a Decree affecting your marital status, distribution of property and debts, issues involving children such as child support, allocation of parental responsibilities (decisionmaking and parenting time), maintenance (spousal support), attorney fees, and costs to the extent the Court has jurisdiction.

Legal Notice No. 80949 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch

Notice of Self Storage Sale

If you were served in the State of Colorado, you must file your Response with the clerk of this Court within 21 days after this Summons is served on you to participate in this action.

You may be required to pay a filing fee with your Response. The Response form (JDF 1103) can be found at www.courts.state.co.us by clicking on the “Self Help/Forms” tab.

PUBLIC NOTICE

Gary D. Ruscio, Personal Representative 2256 So. Zenobia Street Denver, Colorado 80219 Legal Notice No. 80616 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of James H. Brewer, Deceased Case Number: 2021PR30284 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred. Lindie R. Brewer, Personal Representative 7085 East Atlantic Place Denver, CO 80224 Legal Notice No. 80936 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS JOHN MADISON PERRY III, A/K/A JOHN M. PERRY III, A/K/A JOHN PERRY III, A/K/A JOHN MADISON PERRY, A/K/A JOHN M. PERRY, A/K/A JOHN PERRY, Deceased Case Number: 2021PR030260

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Denver Herald 15

April 8, 2021

Arts fest delayed but still on track Cherry Creek event had been planned for July, but has been moved to September BY MAGGIE DONAHUE DENVERITE

In 2020, the art education nonprofit CherryArts was forced to cancel its annual Cherry Creek Arts Festival due to COVID. This year, CherryArts plans to bring the festival back for its 30th iteration. The event was initially planned for the July 4 weekend. But in a press release arch 31, the arts nonprofit announced that the festival would be postponed until Labor Day weekend to “adhere to safe practices” from the Colorado Department of Public Health and Environment. The festival will now take place September 4, 5 and 6. “While we are all eager to return to in-person events and celebrations, first and foremost, we are focused on

ensuring the safety of our community,” said Tara Brickell, executive director and CEO of CherryArts. “We’re hopeful that the COVID-19 restrictions will be at a lower level in September, allowing us to gather safely. We look forward to re-envisioning how to come together to support artists and arts education, as we celebrate the 30th anniversary event.” To further ensure safety, the festival will now take place in “the creekside area” of the Cherry Creek Shopping Center, just across the street from its traditional location in Cherry Creek North. The new space has the capacity for fences to help keep attendance at safe levels. “We welcome the opportunity to help safely bring the community together to continue the long-held tradition of the Cherry Creek Arts Festival,” said Jeramy Burkinshaw, Cherry Creek Shopping Center’s general manager. “We look forward to celebrating the wonderful lineup of artists and participants and hosting the impressive variety of activities this Labor Day Weekend.” Every year, Cherry Creek Arts

A sculpture by Garret Brown demarcates the main stage of Cherry Creek Arts Festival. PHOTO BY CHLOE AIELLO/DENVERITE

Festival hosts hundreds of local and national artists and vendors and welcomes thousands of visitors to enjoy visual and performing arts, as well as immersive art experiences. Proceeds from the festival benefit CherryArts, a nonprofit focused on arts education in Colorado. This year’s artist roster includes about 250 artists who were slated for the

canceled 2020 festival. View the lineup on CherryArts’ website. Vendors and the performance schedule will be announced soon. This story is from Denverite, a nonprofit Denver news source affiliated with CPR News. Used by permission. For more, and to support Denverite, visit denverite.com.

Public Notices All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to Denver Probate Court, State of Colorado on or before August 2, 2021, or the claims may be forever barred. Shelley Thompson, Esq. on behalf of the Personal Representative for the Estate of John Perry Burns, Figa & Will, P.C. 6400 S. Fiddlers Green Circle, #1000 Greenwood Village, CO 80111 (303) 796-2626 Legal Notice No. 80928 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch

on or before August 8, 2021, or the claims may be forever barred. Nancy W. Brandon, Personal Representative Personal Representative c/o 3801 E. Florida Ave., Ste. 906 Denver, CO 80210 Legal Notice No. 80951 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch Public Notice

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Deborah Jean Moon, aka Deborah J. Moon, aka Deborah Moon, Deceased Case No.: 2021PR85

NOTICE TO CREDITORS Estate of Barbara Jean Holmes, aka Barbara Holmes, aka Barbara J. Holmes. Deceased Case Number: 2020PR434

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Denver County, Colorado on or before August 1, 2021 or the claims may be forever barred.

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 26, 2021, or the claims may be forever barred. Baysore & Christian Fiduciary Services, LLC by designated Personal Representative Stephanie Lambert 7200 E. Dry Creek Road, Suite B-201 Centennial, Colorado 80112 Legal Notice No. 80927 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald Dispatch Public Notice NOTICE TO CREDITORS Estate of Veronica Peterson, a/k/a Veronica Saldana, Deceased Case Number: 2021 PR 30294 All persons having claims against the abovenamed estate are required to present them to the Personal Representative, or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred. Brandon Peterson, Personal Representative c/o David Rich, Esq. Flatiron Legal Advisors, LLC 3393 Iris Avenue, Suite 110 Boulder, Colorado 80301 Legal Notice No. 80942 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of JOHN TRAVIS WIESE, aka JOHN T. WIESE, aka JOHN WIESE, Deceased Case Number: 2021PR30384 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado

Personal Representative: Anthony Moon 1961 Trenton St. Denver, CO 80220 Legal Notice No. 80931 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of JOSEPH MICHAEL CONNORS, a/k/a JOSEPH M. CONNORS, a/k/a JOSEPH CONNORS, a/k/a MICHAEL JOSEPH CONNORS, a/k/a MICHAEL J. CONNORS, a/k/a MICHAEL CONNORS, a/k/a J. MICHAEL CONNORS, Deceased Case Number: 2021PR30213 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 25, 2021, or the claims may be forever barred. Kevin M. Connors & Jennifer K. Connors Personal Representative c/o 3801 E. Florida Ave., Ste. 906 Denver, CO 80210 Legal Notice No. 80917 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of James F. Westerberg, Deceased Case Number: 2021PR030040 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 26, 2021, or the claims may be forever barred. James F. Westerberg, Jr. Personal Representative 764 Gaylord Street Denver, Colorado 80209

Legal Notice No. 80921 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald Dispatch Public Notice NOTICE TO CREDITORS Estate of Kathryn McCarthy, Deceased Case Number: 2021PR30338 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 25, 2021, or the claims may be forever barred. Kent James, Personal Representative c/o Brittney M. Townsley 7555 E. Hampden Ave., Suite 600 Denver, CO 80231 Legal Notice No. 80920 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Amalia M. Kummet, Deceased Case Number: 2021PR30150 All persons having claims against the abovenamed Estate are required to present them to the Personal Representative or to the Denver County Probate Court on or before August 9, 2021 or the claims may be forever barred. Joan Skulley, Personal Representative 3127 South Emporia Court Denver, Colorado 80231 Legal Notice No. 80938 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of KEEGAN PETERSON, a/k/a KEEGAN RUSSELL PETERSON, a/k/a KEEGAN R. PETERSON, Deceased Case Number: 2021PR30273 All persons having claims against the abovenamed estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred. Lily Lucas, Personal Representative 2701 Highland Ave. Santa Monica, CA 90405 Legal Notice No. 80940 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Shari Louise Cummings, a/k/a Shari L. Cummings, a/k/a Shari Cummings, Deceased Case Number: 2021PR30365 All persons having claims against the above

named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred. Tawni L. Cummings Personal Representative Patrick R. Thiessen (40185) FRIE, ARNDT, DANBORN & THIESSEN P.C. 7400 Wadsworth Blvd, Ste. 201 Arvada, CO 80003 Phone Number: 303-420-1234 Attorney for Tawni L. Cummings Personal Representative Legal Notice No. 80941 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Ryan A. Mattson, a/k/a Ryan Mattson, a/k/a Ryan Alexander Mattson, Deceased Case Number: 2021PR30426 All persons having claims against the abovenamed estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before August 9, 2021, or the claims may be forever barred.

Personal Representative or to the Probate Court of Denver County, Colorado on or before August 2, 2021, or the claims may be forever barred. Daniel Chapman Attorney for Personal Representative 7900 East Union Avenue, Suite 1100 Denver, CO 80237 Legal Notice No. 80937 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of CORNELIA VERTENSTEIN, A/K/A NELLIE VERTENSTEIN, Deceased Case Number: 2021PR030325 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City & County of Denver, State of Colorado on or before August 9, 2021*, or the claims may be forever barred. Mariana Vertenstein, Personal Representative of the Estate of Cornelia Vertenstein 2210 Hillsdale Circle Boulder, CO 80305

Mary L. Mattson and Gerald G. Mattson, Jr. c/o Keith L. Davis, JD Davis Schilken, PC 7887 E. Belleview Ave., Suite 820 Denver, CO 80111

Jeremy P. Cohen, Esq., Atty. Reg. #:15942 Attorney for Personal Representative Burns, Figa & Will, P.C. 6400 S. Fiddlers Green Circle, Ste. 1000 Greenwood Village, CO 80111 Phone Number: (303) 796-2626 FAX Number: (303) 796-2777 E-mail: jcohen@bfwlaw.com

Legal Notice No. 80946 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch

Legal Notice No. 80945 First Publication: April 8, 2021 Last Publication: April 22, 2021 Publisher: Denver Herald-Dispatch

Public Notice

Public Notice

NOTICE TO CREDITORS Estate of Harriette June Mauter, aka Harriette J. Mauter, aka Harriette Mauter, Deceased Case Number: 2021 PR 30246

NOTICE TO CREDITORS Estate of Dawne Akemi Shioyazomo Bissell, aka Dawne Shioyazono Bissell, aka Dawne Shioyazomo Bissell, aka Dawne S. Bissell, aka Dawne Bissell, aka Dawne Akemi Shioyazomo, aka Dawne A. Shioyazomo, aka Dawne Shioyazomo, Deceased Case No. 2021PR030238

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before July 26, 2021, or the claims may be forever barred. Debora L. Hurley, Co-Personal Representative c/o Katz, Look & Onorato, P.C. 1120 Lincoln Street, Suite 1100 Denver, Colorado 80203

All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before August 2, 2021, or the claims may be forever barred. Anton E. Nolan, Personal Representative c/o The McKenzie Law Firm 7955 E Arapahoe Ct #2525 Centennial, Colorado 80112

Legal Notice No. 80915 First Publication: March 25, 2021 Last Publication: April 8, 2021 Publisher: Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Edward Emil Johnson, Deceased Case Number: 2021PR30247

Legal Notice No. 80943 First Publication: April 1, 2021 Last Publication: April 15, 2021 Publisher: Denver Herald-Dispatch

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All persons having claims against the abovenamed estate are required to present them to the

Denver Herald Legals 4.8.21 * 2


16 Denver Herald

April 8, 2021

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Use a Reverse Mortgage to Fund Retirement Your Financial Assistance by Matt Witt

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re you a According homeownerto62 or older? ccording author Have you ever found yourself Wade Pfau, PhD, CFA, financial having toresearch choose has between buying planning shown that food or medicine? about havingearly to coordinated use of aHow reverse mortgage in retirement outperforms “last resort”due put off a medical or dentala procedure reverse mortgage. to limited funds? If you have been faced

having to make financial Awith reverse mortgage is aa tough retirement tool that decision of any kind stop reading and call can be incorporated as part of an overall 720-458-4034 to speak to the local reverse retirement cashflow plan. Coordinating mortgage experts at Silver Leaf Mortgage retirement spending from a reverse right now.reduces strain on the investment mortgage portfolio. This helps manage the risk of Did you know the proceeds from a reverse having to sell assets at a loss during market mortgage are tax-free money that may be downturns. used in any way you choose? For some it’s Reverse mortgages canhelp actually sidestep the instant, lifesaving needed today. this by providing an alternate source of For risk others, it’s the safety net for your cash during declines, more future or themarket unplanned life creating events like opportunity for the portfolio to recover. medical emergencies that may arise. Additionally, opening a reverse mortgage Qualifying for a reverse mortgage, it’s early—especially when interest rates are simple and easy. Qualification is based low—ensures the principal limit (loan on theseplus important factors: balance remaining line of credit) will • You (the must own the home. continue to borrower) grow throughout retirement.

• You mustforbea 62+. (A non-borrowing To qualify government-insured reverse mortgage, at least one borrower spouse may be under 62.) must be 62, the home must be your primary residence, • The home must be your primary and you should have 40–60% equity. residence (you live there at least six Most types of properties are acceptable. A months and one day per year). Reverse Mortgage is also a non-recourse

loan, even your home Even meaning if you have badif credit, haveloses had value due to a market downturn, you or a bankruptcy, or a foreclosure, youyour are heirs can never be In “under not disqualified. mostwater. cases”there is a

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remedy past credit problems. And justfor to clarify—because I hearSo, thisdon’t a think youare can’t theone help you need. lot—you theget only who owns your home equity. The bank not. The Let usand helpitsyou navigate thesedoes difficult reverse mortgage is not repaid until the last financial times, call your local experts borrower leaves the home. at Silver Leaf Mortgage today at 720-458-4034 to see iftoaget Reverse You owe it to yourself the facts. Call Mortgage right you. Mortgage can me today tois see if afor Reverse help you fund your

Silver Leaf IMortgage, retirement. promise weColorado’s will never #1 pressure Reverse Mortgage Broker. you or guide towards a product that won’t meet simply answer your Matt your Witt,needs. NMLSWe’ll #1638881, questions and help you President at Silver Leaf determine Mortgage if a Reverse Mortgage is right for you. in Centennial. Matt Witt, #1638881, Contact meNMLS at: 720-458-4034, President at email Silver Leaf Mortgage or you can me at: in Centennial. MattW@SilverLeafMortgage.com Contact me at:is720-458-4034, * The homeowner still responsible for applicable taxes and homeowner’s insurance, as well orproperty you can email me at: as maintaining the property. MattW@SilverLeafMortgage.com

720-458-4034

Located in The Streets at SouthGlenn 6972 South Vine Street | Suite 366 | Centennial, CO 80122

Don’t forget to vote for Silver Leaf Mortgage, Mortgage Company Colorado’s #1 Reverse Mortgage Reverse Mortgage Company Broker at Colorado Community MediaMortgage Best of Best 2021! Agent

Call within the next 30 days and choose one of these great offers: • A Free Appraisal • A Free Home Inspection • $1,000 Paid Towards Closing Costs Offer Code 0101CCM

Matt Witt

NMLS #1638881 Reverse Mortgage Specialist

720-458-4034

MattW@SilverLeafMortgage.com

Matt Witt: Reve Mortgage Experse rt!

Listen to: The Reverse Mortgage Show Hosted by Matt Witt Legends 810 and 94.3FM, 670 KLTT, 100.7FM KLZ and 560 KLZ or see us live on Colorado’s Best KWGN CW2 & Fox-31, or Colorado & Company KUSA 9News SLM NMLS #1394377 is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Regulated by the Department of Real Estate.

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