PRICES

Land trusts are crucial tools organizations like Habitat use to lock in the a ordability of homes even as property values rise elsewhere. e owners of these units will see some equity from their homes, Hilberg said, about 2% each year. But it won’t be enough to match the likes of homeowners who have used their growing property values to build decades of generational wealth.

“A lot of families use this as a starter home option and they do gain enough equity and stability to turn that into a down payment on a home in the open market,” Hilberg said of win, the team bounced back for two strong victories. e Eagles made it to the championship round where they lost a tight game 4-3. e Eagles will continue their season through February.

In the second round, Emma was on her game, allowing two goals on 26 shots, giving the Eagles a 3-2 victory.

In a game where the Eagles led 3-0, a tough second period changed momentum, starting with a controversial call where referees ruled a tripping incident was agrant. Instead of a penalty box punishment, the referee allowed the other team to take a free penalty shot. Emma came up short, as the goal slid past her leg.

Besides her strong play and the support earned from both her teammates and fans, Emma is also one of the most respectful players on the ice, even in a game where a referee call changed the course of play.

After each game, win or lose, Emma can be seen shaking the referees’ hands.

“]Ultimately, as Emma continues playing and learning, the young player said she wants to eventually be a part of a championship team.

“I just want to keep doing this and be the best I can be for my team,” she said.

“ As the season progresses, (Emma) continues to close-out games for us,” Castelli said. “Another thing that has led to her growing con dence is the hard work the team puts into our practices. at team bond and unity has transferred to the ice.” homes under land trusts.

But fathoming a concept like equity is a luxury for those who still can’t buy a house on the market, Laney said.

While he’s thankful for what Habitat did for him, he fears the few dozen homes it manages in Littleton can only go so far to meet the demand of hundreds, if not thousands, of residents who have struggled as he has.

“ ere isn’t enough income-based housing for people … the people who live and work in this community can’t a ord a house,” Laney said. “We can’t all win the lottery.”

Colorado Community Reporters Andrew Fraieli, Steve Smith, Tayler Shaw and Ellis Arnold contributed reporting to this story.