NORTON

have several other scenarios that always bring a smile to my face and warm my heart; watching parents being really attentive to their children instead of being buried in their phone, couples holding hands as they sit or walk together, strangers stepping up to help another traveler should they have dropped something or needed help in some other way, my fellow travelers greeting each other, the airline sta and ight crew with the courtesy they deserve, and so many other acts of being the light, love and kindness in this world.

Being on the receiving end of someone showing up for me as the light and love in my life feels so awesome. It doesn’t matter if it’s a family member, friend, co-worker, or perfect stranger, all that matters is that I am open to seeing it, hearing it, or experiencing it, and allowing that light and love to move inside of me. Receiving the light and love is one thing, but do we recognize our obligation to be the light and love for others, even when we don’t know that we are actually doing it? ink of the last time you were out to dinner with your spouse or friend, and you were having such a great time eating, drinking and sharing stories. You were probably smiling, laughing and having such rency in the world last year. a good time that you didn’t realize the impact you were having on others who probably wished they were sitting with you. ere could have been a di erent couple in that same pub or restaurant going through a di cult time, and just because your positive light, love and energy were so contagious, pretty soon they too forgot their woes and began a new and loving conversation.

• e U.S. share of global trade is about twelve percent, and the U.S. share of global GDP is about 25 percent. Yet the dollar’s share of foreign exchange, trade, debt, and exchange reserve is much higher, which is why the dollar is known as the world’s reserve currency.

• About 35 percent of all Treasury bonds are owned by foreign investors.

• e dollar’s role in foreign exchange markets has been mostly unchanged over the last 20 years or more. In 2022, the dollar accounted for about 89 percent of all foreign exchange transactions. e dollar’s dominance in international nance is clear with the dollar used in about half of all trade invoicing—much higher than the twelve percent share in global trade.

• e dollar is still the dominant currency of choice for investment of foreign exchange reserves at about 60 percent.

• Some central banks are diversifying holdings away from the dollar and the euro, but only 25 percent of the shift is explained by increased allocations to the Chinese RMB. Much of this was driven by Russia which holds one third of all RMB reserves.

Is it our responsibility to be the light and love for others? Maybe it depends on who we ask. My answer is yes, because I believe we are called to be both light and love in this world. e world can seem very dark right now, but just remember that there is no such thing as darkness, there is only an absence of light. So let’s bring it.

Do you enjoy being around people who make you happier just by being in their presence? Does your heart come alive when you see or experience moments of love and light happening around you? I would love to hear your story at gotonorton@ gmail.com, and when we can enjoy the light and love of others and be the light and love for those who need it, it really will be a better than good life.

Michael Norton is an author, a personal and professional coach, consultant, trainer, encourager and motivator of individuals and businesses, working with organizations and associations across multiple industries.

• U.S. sanctions remain on many countries, most notably the freezing of Russian assets after the Ukraine invasion.

• Commodities such as oil are priced and traded in dollars worldwide.

• More foreign currencies are pegged to the U.S. dollar than any other currency including China’s. China is also our largest trading partner with foreign trades pegged to the dollar.

Investment Strategist Brett Lapierre, CFA states, “I see some weakness in the USD over the next few years as it is fundamentally overvalued. is, combined with stronger economic growth outside of the U.S., higher interest rates and trade de cit, could all put pressure on the USD. A recession could mean the dollar bounces in the short term in a ight to quality trade but over time, I expect the dollar to weaken.”

Given these facts, the U.S. dollar is alive and well and remains the stronghold currency worldwide. is could change over time as we see improved economic growth in other countries, and as we incorporate more foreign trade.

In our opinion, it is important to make sure your investment portfolio is diversi ed based on your risk tolerance to include investments that can potentially bene t from these economic conditions.

Patricia Kummer has been a Certied Financial Planner professional and a duciary for over 35 years and is managing director for Mariner Wealth Advisors.

BY JOHN RENFROW JRENFROW@COLORADOCOMMUNITYMEDIA.COM

Pools around the metro area are gearing up to open for the summer. at is, if there are enough lifeguards.

e years-long trend where pools have cut hours or closed altogether appears to be waning, though it’s still a possibility in some places, according to aquatics managers across the Denver area, who are more optimistic than in past years, but still concerned as summer nears.

For instance, South Suburban Parks and Recreation needs 250 lifeguards for its peak summer season but has only 183 ready to go.

Karl Brehm, the recreation dis- trict’s aquatics manager, hopes to get closer to the goal as summer approaches but wonders why applications are so slow to roll in.

“I have seen, more and more, less interest in the position,” Brehm said.

He’s been in the business for a long time. Brehm worked at Elitch Gardens for ve seasons and the Highlands Ranch Community Association for 16 years. He said he’s seen a general lack of interest, generationally, from young people who want to do the job. Fewer people are becoming CPR certi ed as well, he added.

“I’ve often wondered why we were having those issues,” Brehm said. “Back in the day, I remember if you didn’t have your job by spring break, you weren’t getting a summer job.” e problem could a ect South Suburban pools across the district, which serves more than 150,000 residents in Bow Mar, Columbine Valley, Littleton, Sheridan, Lone Tree and parts of Centennial and Douglas, Je erson and Arapahoe counties.

If he can’t hire enough lifeguards, hours at pools could be cut, Brehm said. It’s not for a lack of trying, though. e district has introduced incentives, bonuses, pay bumps and more in hopes of luring in more lifeguards.

South Suburban isn’t alone. ere’s a national lifeguard shortage, which was exacerbated by the pandemic. Lifeguard shortages a ected roughly a third of public pools throughout the country.

In response last year, Gov. Jared Polis announced a “Pools Special Initiative 2022,” in which Colorado introduced incentives. Chief among them was a $1,000 payment to those who completed lifeguard training to ght pool postponements and decreasing operating hours.

Now, out of necessity, hiring lifeguards is ongoing throughout the entire summer season, Brehm said. Lifeguards for South Suburban make between $15 and $19.14 per hour, per South Suburban’s website. A head lifeguard makes $15.75 - $19.93 per hour.

But there are additional costs to South Suburban. ough life-