NORTON

Is it always the case? No, sometimes those quick or rash decisions work out. I have had a few of those over the years where my instincts took over and I went with my gut, meeting with tremendous success. However, I can share with you that I have also made many bad decisions to take an immediate action, being brave or courageous at the absolute wrong time, and well, those turned out as you would expect, some injury, heartache, and metaphorically a lot of lost golf balls and high scores in life.

I love this quote from Matt Damon’s character in “We Bought a Zoo”: “You know, sometimes all you need is 20 seconds of insane cour-

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However having these conversations helps boost emotional intelligence. is includes self-awareness of mental triggers, taking responsibility for a situation and helping to facilitate positive change.

Many people become frustrated when they cannot make progress toward their nancial goals or may not even know how to set realistic goals. It is crucial to have the right mindset before you begin your nancial improvement journey. Speak to your advisor about the psychology exercise to help you progress, especially if any of these sound familiar:

• Squandering nancial windfalls

• In denial about spending, lack of saving or investment knowledge

• Enabling others or controlling others with money

• Over or underspending

• Extreme anxiety around nancial matters

• Unrealistic expectations

• Feeling guilty for having or receiving wealth

• Fear of losing money or making the wrong decision

Normalizing irrational behavior age. Just literally 20 seconds of just embarrassing bravery. And I promise you, something great will come of it.” helps decrease anxiety and shame. We are not often taught how to handle nancial a airs so when pressed to do so, we lack the con dence and knowledge to make good decisions.

Using Shakespeare’s quotes to temper enthusiasm in the heat of the moment, with the thought that God hates a coward, and all I need is 20 seconds of insane courage, has helped keep my balance. Do you know when and how to choose wisely? I would love to hear your story at gotonorton@gmail.com, and when we nd that balance between discretion and courage, it really will be a better than good life.

Michael Norton is an author, a personal and professional coach, consultant, trainer, encourager and motivator of individuals and businesses, working with organizations and associations across multiple industries.

We often quote George Kinder, CFP,* a pioneer in the early 1980s in nancial planning, by asking three main questions:

1. Imagine you are nancially secure, and you do not need to worry about money. How would you live your life?

2. Imagine your doctor tells you that you only have ve more years to live, but you will not feel ill or be in pain. What will you do with your remaining time?

3. You only have one day left to live. Ask yourself, “What did I miss?” “Who did I not get to be?” “What did I not get to do?” e idea of these questions is to help prioritize what is most important so you have no regrets, don’t waste any more time getting started, and are able to enjoy your passions.

Kinder states that these answers don’t reveal the desire to make more money, work harder or receive a promotion. ey typically relate to one of these ve categories:

1. Family or relationships

2. Authenticity or spirituality

3. Ful lling creative goals

4. Giving back and leaving a positive legacy

5. A sense of place such as travel to special places or living in a certain environment.

All of these exercises are designed to help you create a more meaningful thought process around your nancial goals and challenges. While it may be uncomfortable, few things in life bring immediate gain without a little pain. You can think about these questions before your next planning meeting and even discuss them with your family to gain perspective. en let your wealth advisor help you discover what is important and how to create a plan that is e ective for you. You will be less worried about things out of your control, such as the stock market or interest rates, and more concerned about your nancial impact on your family and other passions you have.

* George Kinder, CFP, e Kinder Institute of Life Planning.

Patricia Kummer has been a Certied Financial Planner professional and a duciary for over 35 years and is managing director for Mariner Wealth Advisors.

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Make-A-Wish Colorado alumni, volunteers celebrate its 40th anniversary

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

2023 has already been a big year for Make-A-Wish.

Wish Week fundraisers have been in full swing at local schools this winter, and basketball legend Michael Jordan donated $10 million — the largest individual donation ever — to the national organization last month. And spring 2023 could be even bigger.

Make-A-Wish Colorado celebrates its 40th anniversary this year and is hosting an anniversary celebration and fundraiser in April in Denver. Since it started, Make-A-Wish Colorado has granted more than 6,000 wishes for children with critical illnesses as a way of giving them hope and something to look forward to during their treatment.

Golden’s Ben Bontrager, 10, went to Hawaii for his wish last spring. He was diagnosed in early 2020 with Burkitt’s lymphoma and was sick for almost a year, with his mom Sarah saying, “We almost lost him a couple times.”

Ben, who’s now in remission, said going to Hawaii was “the rst thing idea that popped in my head,” because he wanted to get out and do something fun.

“I was sick of being home,” he continued.

Now, Ben and his family are becoming Make-A-Wish ambassadors so that they can help other families through the same process.

Dad Je Bontrager said Ben’s wish was a “bright spot” to think about during those long days at the hospital, adding, “ e thought that (MakeA-Wish) has done it over and over for people, it’s really pretty amazing.”

For Jennifer Joan Mazak has been the proverbial fairy godmother for thousands of Colorado children after she founded the organization in 1983. She started it in honor of her daughter, Jennifer, who died at 7 years old of a liver disease.

Mazak recalled how, about a week before Jennifer’s death, she was granted an uno cial wish to meet local radio mascot KIMN Chicken. He stopped by the family’s house, walking around the entire property hand-in-hand with Jennifer. Many of the neighborhood children stopped by to see KIMN Chicken, but he was focused on making Jennifer feel special.

“It was great for her to be able to have that,” Mazak said.

After Jennifer’s death, Mazak used funds that people had raised for a liver donation to start Make-A-Wish

Colorado. ere were only three other chapters in the country and no national organization yet, she said. e local chapter was all volunteers working out of their homes, helping to create memories for children who needed them. Mazak said the very rst wish was to catch a sh, so they set up a shing trip at Dillon Reservoir.

Longtime volunteer Gary Aboussie recalled wishes to meet the pope and the Broncos. One of his favorite stories was sending a guitar to Bruce Springsteen to sign, him keeping that one, and sending back his own guitar instead with a special message. Mazak said of wishes: “ ey come in all shapes and sizes. ere are so many logistics to putting together a single wish. It’s di erent for every single family.”

About 20 years ago, Make-A-Wish Colorado started partnering with local schools for Wish Week fundraisers. Mazak said it’s been a winwin situation, as it helps instill philanthropy in the students and raises money for their sick peers. Plus, she always loves seeing schools’ creative fundraising methods, like shaving teachers’ heads or taping their principals to the wall.

While nancial contributions are needed, so are volunteers.

Aboussie described how meeting Make-A-Wish children and their families “touches your mind and heart.” So, he works to help however he can — whether that’s serving on the board of directors or speaking at events.

“(Volunteering) shows you how much more there is to do,” he said. “… We can’t stop the problems, but we can ease the e orts and give the child something to dream about when they’re going through the possibly the most di cult time of their life.” ey said these children also need to feel normal after feeling di erent during their formative years.

Both Aboussie and Mazak stressed how much these children and their families need “a sense that there will be a better tomorrow,” as Aboussie described it.

Hope and normalcy

Castle Rock’s Jack Rodell, 8, might be a little shy, except when it comes to talking about the best day of his life.

On Nov. 14, Jack was the guest of honor at a Colorado Avalanche game. He described the entire day in detail, saying he met the players, got his own jersey and more.

Jack, who wants to be a professional hockey player when he grows up, was diagnosed with leukemia but has been in remission for two years. His wish was delayed because of COVID-19.

Over the past few years, he’s represented Make-A-Wish Colorado at fundraising events, and he and his family are now becoming wish ambassadors, like the Bontragers.

“When your kid is diagnosed with cancer, and you just live appointment to appointment, it’s very lonely,” his mom Krystalyn said. “… In his head, he just feels di erent. … It’s nice to see other people celebrate him, and it’s something he’ll remember for the rest of his life.” at’s something Denver’s Austen Swinton can con rm. vato pulled Swinton on stage and asked her to sing “ is Is Me” for the crowd. Swinton said she didn’t have stage fright at all, and Lovato sang with her. riences with Make-A-Wish helped brighten her life when she needed it most.

Swinton, who’s graduating from the University of Colorado-Boulder this spring, was diagnosed with end-stage renal failure as a child and eventually received a kidney transplant. For her wish, she met singer and actress Demi Lovato at a July 2009 concert.

Swinton spoke at World Wish Day in California where Lovato was being honored for helping MakeA-Wish.

“Looking back at how much I was going through at that age — I was only 10 or 11 when I was on dialysis — I was missing out on some of those peak childhood moments,” she continued. “ … Everyone says how much a wish impacts a child. You don’t truly know until you’re living that experience.”

Having a wish granted is the best day in a child’s life, Jack described, and now he’s hoping he can help other children as an ambassador, paying forward all the kindness he received.

“People really helped me, and I want to help other people so they feel the same way,” Jack said. “I felt special. I felt really happy. … I want other kids to feel happy.”

MAKE-A-WISH COLORADO’S 40TH ANNIVERSARY CELEBRATION

“Whiskey, Wine & Wishes” presented by PDC Energy 6 p.m. Thursday, April 20 Denver’s Mission Ballroom at 4242 Wynkoop St. A party with a purpose. Guests will enjoy great food, drinks, and