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NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on February 27, 2006, a certain Deed of Trust was executed by Leo Chavez, Sr. and Mary A. Chavez, as Grantors, in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Indy Mac Bank, F.S.B., and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on March 15, 2006, at Reception Number 2006041435, in the office of the Clerk and Recorder of the County of Denver, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on February 3, 2014 at Reception Number 2014011210 in the office of the Clerk and Recorder of the County of Denver Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

WHEREAS, the entire amount delinquent is $314,996.52 as of March 1, 2023; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on July 19, 2017 at Reception No. 2017094067 in the records of the Denver County Clerk and Recorder, notice is hereby given that on May 5, 2023 at 3:00 p.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

LOT 2, BLOCK 76, HARVEY PARK ADDITION

FILING NO. 12, CITY AND COUNTY OF DENVER, STATE OF COLORADO

Commonly known as: 5060 W Vassar Ave., Denver, Colorado 80219.

The sale will be held on front steps of the City and County Building located at 1437 Bannock St., Denver, CO 80202.

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance, or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable.

The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extension will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $314,996.52 as of March 1,2023, plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: March 28, 2023

Deanne R. Stodden

Foreclosure Commissioner 1550 Wewatta Street, Suite 710 Denver, CO 80202

Telephone: (303) 623-4806

Email: foreclosure@messner.com

Legal Notice No. 82176

First Publication: April 13, 2023

Last Publication: April 27, 2023

Publisher: Denver Herald-Dispatch

WHEREAS, on September 7, 2004, a certain Deed of Trust was executed by Horace Hart, as Grantor, in favor of Wells Fargo Bank, N.A., and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on September 21, 2004, at Reception Number 2004196375, in the office of the Clerk and Recorder of the County of Denver, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on July 26, 2018 at Reception Number 2018092262 in the office of the Clerk and Recorder of the County of Denver Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

WHEREAS, the entire amount delinquent is $294,067.61 as of March 1, 2023; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on July 19, 2017 at Reception No. 2017094067 in the records of the Denver County Clerk and Recorder, notice is hereby given that on May 5, 2023 at 3:00 p.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: LOT 13, 14 AND THE NORTH 10 FEET OF THE LOT 15, BLOCK 7, STRAYER AND SHEPARD’S PARK HILL, CITY AND COUNTY OF DENVER, STATE OF COLORADO.

Commonly known as: 2840 Magnolia Street, Denver, CO 80207.

The sale will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extension will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $227,025.89 as of March 1, 2023, plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: March 29, 2023

Deanne R. Stodden Foreclosure Commissioner 1550 Wewatta St., Ste. 710 Denver, CO 80202

Telephone: (303) 623-4806

Email: foreclosure@messner.com

Legal Notice No. 82179

First Publication: April 13, 2023

Last Publication: April 27, 2023

Publisher: Denver Herald-Dispatch Public Notice

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS on July 25, 2011, a certain Deed of Trust was executed by Carol Kurz, Successor Trustee of the John B. Kurz, Jr. Trust dated April 30, 1997, as Amended and Restated April 7, 2006, as Grantor, in favor of MetLife Home Loans, a Division of MetLife Bank, N.A., and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on July 29, 2011, at Reception Number 2011082392, in the office of the Clerk and Recorder of the County of Denver, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on October 17, 2018 at Reception Number 2018134975 in the office of the Clerk and Recorder of the County of Denver Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (b) (i) has been violated; and

WHEREAS, the entire amount delinquent is $295,784.28 as of March 1, 2023; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on July 19, 2017 at Reception No. 2017094067 in the records of the Denver County Clerk and Recorder, notice is hereby given that on May 5, 2023 at 3:00 p.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

LOT 2, BLOCK 7, VIRGINIA VILLAGE, FILING NO. 3 CITY AND COUNTY OF DENVER STATE OF COLORADO.

Commonly known as: 1290 S. Ivy Way, Denver, CO 80224.

The sale will be held on front steps of the City and County Building located at 1437 Bannock St., Denver, CO 80202.

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance, or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extension will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $295,784.28 as of March 1, 2023, plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: March 29, 2023

Foreclosure Commissioner Deanne R. Stodden 1550 Wewatta Street, Suite 710 Denver, CO 80202

Telephone: (303) 623-4806

Email: foreclosure@messner.com

Legal Notice No. 82177

First Publication: April 13, 2023

Last Publication: April 27, 2023

Publisher: Denver Herald-Dispatch Public Notice

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on May 23, 2005, a certain Deed of Trust was executed by Delia Torres, as Grantor, in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Indy Mac Bank, F.S.B., and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on June 19, 2005, at Reception Number 2005100755, in the office of the Clerk and Recorder of the County of Denver, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on July 6, 2009 at Reception Number 2009084299 in the office of the Clerk and Recorder of the County of Denver Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

WHEREAS, the entire amount delinquent is $227,025.89 as of March 1, 2023; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on July 19, 2017 at Reception No. 2017094067 in the records of the Denver County Clerk and Recorder, notice is hereby given that on May 5, 2023 at 3:00 p.m.. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder:

THE NORTH 20 FEET OF THE WEST 77 FEET OF LOT 3, AND THE SOUTH 5 FEET OF THE WEST 77 FEET OF LOT 2 BLOCK 14, ELMWOOD ADDITION TO THE CITY OF DENVER, CITY AND COUNTY OF DENVER, STATE OF COLORADO.

Commonly known as: 674 Elati Street, Denver, Colorado 80204

The sale will be held on front steps of the City and County Building located at 1437 Bannock St., Denver, CO 80202.

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance, or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.