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December 14, 2023 ADVERTISEMENT

Zillow Predicts More Homes for Sale and Improved Affordability Next Year

Zillow’s prediction for the housing market in 2024 rings true for me, as an active real estate broker. Early expectations that mortgage interest rates would fall back below 5% kept some would-be buyers from pulling the trigger, but now it’s beginning to sink in that interest rates will stay high, probably in the 7% range. Home prices are also moderating a little, so buyers who can tolerate higher interest rates are coming off the fence, just as sellers are noticing that homes are selling well in the current environment, albeit for slightly less than they might have received last year. Meanwhile, would-be home sellers who locked in 3% or lower interest rates on their current home have been described as “rate locked,” unwilling to give up their low mortgage rate and move up (or down) to another home with a higher interest rate. But Zillow feels that a growing number of such would-be sellers have grown weary of waiting for rates to drop and are ready to bite that bullet. Another option not mentioned by Zillow in their article is that of selling and moving into a rental, especially if they are seniors who will have a big capital gain (after taxes) that will outlive them, or if they want to keep their options open for

buying in the future or moving to another city, state or country. Another strategy suggested by Zillow is to hold onto one’s current home as an investment property, generating more than enough rental income to pay for a rental elsewhere. The article assumes that you’ll maintain your current low interest rate on your home, although that rate was for owner-occupied property, not an investment property. If your home has a reverse mortgage, you must pay it off if you move out, which likely means you’d have to sell your home, not put it on the rental market. Here’s their prediction of the national market for next year: “Zillow’s latest forecast calls for home values to hold steady in 2024, falling 0.2%. Predicting how mortgage rates will move is a nearly impossible task, but recent inflation news gives the impression that rates are likely to hold fairly steady as well in the coming months. Taken together, the cost of buying a home looks to be on track to level off next year, with the possibility of costs falling if mortgage rates do.”

Meanwhile, as we approach the holidays, look at the market statistics in this chart of last week’s MLS activity on REcolorado within 18 miles of downtown Denver. It’s no surprise to me that the biggest number is that of price reductions, yet we are still seeing a healthy number of new listings, listings that went under contract and listings that closed last week. In other words, this is a market that is not stagnating. It is just waiting for more right-priced listings to satisfy pent-up demand by buyers, not all of whom are off the fence — yet. I’m often asked whether winter is a good time to sell a home. Well, I just listed a $1.5 million home in Golden, and in the first 24 hours of it being “coming soon” on the MLS, over 10 agents with buyers set a showing for it. It drew multiple offers — the first one before showings began — and sold above it’s asking price

in 4 days. I have another listing going on the market in mid-January, and I wouldn’t be surprised if it gets the same reception. It’s all about knowing the right price in that listing’s neighborhood. These two listings just happen to be in highly desirable subdivisions and in excellent condition. A listing elsewhere might get fewer showings and end up becoming one of the “price reduced” statistics. Winter, I’ve found, is a great time to list a home because there are still lots of buyers getting automated email alerts of new listings, and there are fewer listings competing for their attention.

The amount of new construction in the Denver metro area, especially of apartment buildings, has been dazzling. All year, for example, I’ve been following the construction of a 340-unit apartment building across from my 2-bed-room rental at Solana Lakewood, and last week Rita and I moved into a 3-bedroom rental in GW Apartments, a brand new building on South Golden Road. A block away on the other side of South Golden Road, there’s a yellow rezoning sign stating that a 353unit mixed-use project is planned on what is currently vacant land. Yes, new single-family homes are still being built, but they are far outnumbered by rental apartment buildings, and it’s not slowing down. About a decade ago, the construction of condos stalled because of a surge in construction defect litigation by lawyers representing condo associations the way personal injury lawyers operate. Legislation was eventually passed to reduce the incidence of such lawsuits, but it didn’t bring

back the construction of condos as many observers had expected. Developers accelerated the building of rental units as condo development stalled, and it just kept accelerating after that construction defect issue was mitigated. The completion of the FasTracks’ light rail and commuter rail project created a boom in TOD — transit-oriented development, almost entirely rental apartment buildings — within blocks of virtually every light rail and commuter rail station. Now, with the cost of mortgage lending so much higher — more than doubled in the past 20 months — the boom in apartment construction and demand remains unabated. Meanwhile, we’re seeing a slowdown in single-family construction, with the emphasis on higher-density multi-unit construction. There is also a new emphasis on local governments allowing single-family lots to add ADUs — accessory dwelling units — which is further increasing housing density across the metro area.

This Column Will Henceforth Appear Here In Every Issue

For nearly two decades this “Real Estate Today” column has been published in three Jefferson County weekly newspapers as well as every Thursday in the Denver Post’s YourHub section. We’re pleased to add this newspaper to the list of newspapers carrying our column. I hope you find it informative. You can see the variety of topics I’ve written about over the years by visiting the complete archive of this column at www.JimSmithColumns.com.

Expect More Housing Density, Mostly Apartments

Jim Smith

Broker/Owner, 303-525-1851 Jim@GoldenRealEstate.com 1214 Washington Ave., Golden 80401 Broker Associates: JIM SWANSON, 303-929-2727 CHUCK BROWN, 303-885-7855 DAVID DLUGASCH, 303-908-4835 GREG KRAFT, 720-353-1922 AUSTIN POTTORFF, 970-281-9071 KATHY JONKE, 303-990-7428 “I cannot do all the good the world needs, but the world needs all the good I can do.” —Jana Stanfield

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Keith H “PeeWee” Anderson passed November 24, 2023, at Bonaventure Senior Living in Thornton, Colorado. He was born June 6, 1930, at his home in Brighton, Colorado to James “Jerry” and Theckla “Tex” Anderson. Keith was raised in Brighton. He met his future wife, Berniece Brown, while attending Brighton schools. They were married on November 5, 1946. They had five children; sons, Gary, James, Leslie, and David; and daughter, Joyce. Keith was a hard worker and even worked for local farmers as a teenager. He drove truck during harvest at the age of seventeen. He went to work as a mechanic and later became shop foreman at Denver Chicago Trucking (later Time D-C) in August of 1948 and remained there until their closing in April of 1982. He later went to work as a mechanic for Regional Transportation District in 1983. He served as a union steward during his time with RTD, a job he really enjoyed. He retired from RTD in 1995. Keith enjoyed the farming lifestyle although he never owned a farm. He helped at a couple of different dairies around

Brighton over the years. While still working he would go to the farm after work and then after retirement spent most of his days there, stopping only when Covid hit. He liked working on the equipment at the farm. He built four cattle trailers and two flatbeds over the years. He never missed the Farm Show in Greeley. It was one of the annual events he always attended. When Les and Dave were young, he had horses and the boys participated in gymkhanas. When Joyce was older, she and her dad had Brown Swiss cattle. They attended county and state fairs for over a decade. Once they even went to the World Dairy Expo in Madison, Wisconsin. As a Brown Swiss cattle owner, he was a member of the Rocky Mountain Brown Swiss Association and served on their board in various positions. He is survived by his wife of 77 years, Berniece; son Les Anderson, and daughter; Joyce (Doug) Thaden, grandsons; Don (Michelle) Lockman and Keith (Jessie) Anderson, and sister, Geraldine Mayfield. He was preceded in death by his parents and sons, Gary, James and David.

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SUPPORT LOCAL JOURNALISM

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This year, even more than ever before, the news is in crisis. More than 17,000 news media jobs were cut just by June, at national and local outlets including at some of the biggest names like NPR, The Texas Tribune and Gannett. In fact, newsroom layoffs are up 20% from last year. Some of these outlets laid off more than 10% of their staff in the last few months — even as we head into a critical election year. These are devastating numbers. But all is not lost. Many local and independent newsrooms continue to launch across the country. With your contributions and subscriber memberships, small newsrooms like ours continue to grow, adding new journalists and expanding reporting and investigations. We’re committed to bringing the news to Coloradans. That’s because you deserve access to local, independent journalism that keeps you connected and informed — especially during challenging times. This is #newsCOneeds.

PLEASE SUPPORT LOCAL NEWS AND THE COMMUNITY CONNECTION WE PROVIDE. To contribute online: www.ColoradoCommunityMedia.com/give-to-CCM To contribute by phone: Please call 303-566-4100 • Monday-Friday 9am-4pm To contribute by mail please send your contribution to the following address:

Colorado Community Media, Attn: VC, 750 W. Hampden Ave., Ste. 225 Englewood, CO 80110

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December 14, 2023

Solution

TRIVIA 1. GEOGRAPHY: Which famous highway that stretches across the United States is sometimes known as the Will Rogers Highway? 2. MUSIC: Which country did the pop group ABBA come from? 3. TELEVISION: What article made Frosty the Snowman come to life in the popular TV special? 4. FOOD & DRINK: What is colcannon? 5. U.S. STATES: Which state is home to the Volcanoes National Park? 6. MOVIES: What is the name of the acapella group that Anna Kendrick joins on “Pitch Perfect”? 7. INVENTIONS: Who invented the Barbie doll in 1959? 8. MATH: How many tablespoons are in 1 cup? 9. LITERATURE: What is the title of the sequel to “Charlie and the Chocolate Factory” by Roald Dahl?

10. U.S. PRESIDENTS: Which elected president is the only one to fail to gain his party’s nomination for a second term? Answers 1. Route 66. 2. Sweden. 3. A magic hat. 4. Mashed potatoes and cabbage. 5. Hawaii. 6. The Barden Bellas. 7. Ruth Handler. 8. 16. 9. “Charlie and the Great Glass Elevator.” 10. Franklin Pierce. (c) 2023 King Features Synd., Inc.

Crossword Solution

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December 14, 2023De

NOW HERE’S A TIP * My personal holiday rule is simple: When in doubt, leave it out. There is so much to do, and we want to cover it all, but my best memories of holidays involve the people who I spend time with, not the place setting or the exact perfect gift. Happy Holidays, JoAnn * Commit to spending one or two unscheduled nights per week during holiday break, just hanging out with your kids. You can enjoy the toys they might have gotten for Christmas, read, play games or just relax in each other’s company. They will return to school (and you to work) less stressed. -- E.G. in Massachusetts * Try this chef’s trick for a juicy bird: After seasoning, cover the bird with cheesecloth or muslin secured with string. Baste over the cloth every 15 minutes. In the last 20 minutes, remove the cloth so that the skin can crisp. * P.S.G. from South Carolina writes: Delegate table tasks that are age-appropriate to your children for any holiday gatherings that

1. Who sang the theme song for the TV series “Secret Agent Man” in the 1960s? 2. What was the Hully Gully? 3. Who released “Blue Suede Shoes” before Elvis Presley did? 4. Name Patti LaBelle’s first No. 1 single. 5. Name the song that contains this lyric: “Late at night I’m still listening, Don’t waste my time chasing sleep.” Answers

FLASHBACK

1. Johnny Rivers. The show was the American version of the British “Danger Man” series. 2. A dance that started in Florida in 1959. It was a line dance with the steps being called out. The dance has been seen several times, including in “The Blues Brothers” film and a “Roseanne” episode. 3. Carl Perkins, who both wrote and released the song in 1956. His version went to No. 1 on the charts. Presley’s did not even hit the Top 10.

you host. Place setting, condiment delivery, refilling water glasses at scheduled intervals, etc. Children like to have a job, and they are better behaved when they have a focus and make a contribution. * Plan now for leftovers: Have small plastic containers and zip-top bags in case your guests or family would like to take some home. This is an especially smart thing to do if you are looking to eat healthier. Send Grandma home with a turkey plate and a big slice of chocolate cake! It’s better to share. * Wondering what wine to serve at your party? Order a case of mixed wines. You might get a hit on your hands! -- C.C. in Oregon Send your tips to Now Here’s a Tip, 628 Virginia Drive, Orlando, FL 32803. (c) 2023 King Features Synd., Inc.

4. “If Only You Knew,” in 1983, on the R&B charts. It only hit No. 46 on the Hot 100 chart. 5. “Pilot of the Airwaves,” by Charlie Dore in 1979. This was the final song played in 1990 by Radio Caroline, an unlicensed, illegal radio station that broadcast from the open seas. It was named for Caroline Kennedy, daughter of President John F. Kennedy. (c) 2023 King Features Syndicate

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December 14, 2023

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Become a published author. We want to read your book! Dorrance Publishing trusted since 1920. Consultation, production, promotion & distribution. Call for free author`s guide 1-877-7294998 or visit dorranceinfo. com/ads

VIAGRA and CIALIS USERS! 50 Generic Pills SPECIAL $99.00 100% guaranteed. 24/7 CALL NOW! 888-445-5928 Hablamos Espanol

Medical Attention oxygen therapy users! Inogen One G4 is capable of full 24/7 oxygen delivery. Only 2.8 pounds. Free info kit. Call 877-9299587

Miscellaneous Diagnosed with lung cancer & 65+? You may qualify for a substantial cash award. No obligation! We’ve recovered millions. Let us help! Call 24/7 1-877-707-5707 Water damage cleanup & restoration: A small amount of water can lead to major damage and mold growth in your home. Our trusted professionals do complete repairs to protect your family and your home’s value! Call 24/7: 1-888-872-2809

Aging Roof? New Homeowner? Got Storm Damage? You need a local expert provider that proudly stands behind their work. Fast, free estimate. Financing available. Call 1-888-8789091 Replace your roof w/the best looking & longest lasting material steel from Erie Metal Roofs! 3 styles & multiple colors available. Guaranteed to last a lifetime! Limited Time Offer up to 50% off install + Additional 10% off install (military, health & 1st responders.) 1-833-370-1234 HughesNet – Finally, super-fast internet no matter where you live. 25 Mbps just $59.99/mo! Unlimited Data is Here. Stream Video. Bundle TV & Internet. Free Installation. Call 866-499-0141

Jacuzzi Bath Remodel can install a new, custom bath or shower in as little as one day. Limited time, we’re waiving all installation costs! (Additional terms apply. Subject to change and vary by dealer. Offer ends 12/31/23 Call 1-844-501-3208 MobileHelp, America’s premier mobile medical alert system. Whether you’re home or away. For safety & peace of mind. No long term contracts! Free brochure! 1-888-489-3936

DIRECTV Stream - Carries the most local MLB Games! Choice Package $89.99/ mo for 12 mos Stream on 20 devices at once. HBO Max included for 3 mos (w/ Choice Package or higher.) No contract or hidden fees! Some restrictions apply. Call IVS 1-866-859-0405 DISH TV $64.99 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR included, Free Voice remote. Some Restrictions apply. Promo Expires 1/31/24. 1-866-479-1516.

Autos for Sale

1959 Ford Thunderbird. $20,000

Call 303-431-1412 REAL ESTATE & RENTAL Real Estate Brokers

Wanted to Buy XMAS DECOR

Looking to buy Xmas décor from the 1970’s and older. Happy to unpack closets, bins, boxes etc. Please call or text Lisa B. 720-838-4549

Eliminate gutter cleaning forever! LeafFilter, the most advanced debris-blocking gutter protection. Schedule free LeafFilter estimate today. 20% off Entire Purchase. 10% Senior & Military Discounts. Call 1-833-610-1936 Manufactured/Mobile Homes

DID YOU KNOW... When you place an ad in our printed publications, your ad will also run online on our newspaper websites?

Call us today to advertise!

303-566-4100

Remodeled 3 bed/2 bath Copper Key mobile home, #93, in Fort Lupton. Priced at $77K with owner financing. Payment approximately $1500 monthly (including lot rent). Call (303)637-7001

Need to get the word out? Advertise with us to rent out your sweet starter home!

Real Estate

Classiﬁeds Mid Century

MODERN Call us at

303.566.4100

16 MetroWest Advertiser

4 DAYS AFTER SURGERY.

December 14, 2023De

1 NEW BUDDY.

NO STOPPING CLARA.

The incomparable human spirit.

Where does the human spirit live? In shining eyes? In an outstretched hand? In our whispered prayers? Maybe it lives where the body’s strength, the mind’s will and the soul’s purpose meet. AdventHealth’s whole-person care is here to support you for every part of the journey ahead.

AdventHealth.com